Credit Information Companies (Regulation) Act 2005 with Rules [Bare Act with Section Notes] by Taxmann is a definitive statutory reference on India's legal framework governing credit information companies (credit bureaus) under the oversight of the Reserve Bank of India. The 2026 Edition presents the fully updated Act along with the Credit Information Companies Rules 2006 and Regulations 2006, ensuring complete accuracy and contemporaneity. Structured in a clear Bare Act format with concise section-wise notes, it explains regulatory obligations, borrower rights, data privacy, and enforcement mechanisms. Enriched with key judicial developments, pre-amendment footnotes, and a detailed subject index, the book serves as a reliable, practice-ready reference for compliance, litigation, and academic research.