homegarden-20260118

Home & Garden

F | | SUNDAY, JANUARY 18 , 2026

ANTIQUES: A classic Aynsley teapot from mid-20th century, F7

IN THE GARDEN: Tips for growing African violets, F6

Create a living space that appeals to all five senses, Page F2

How to create a home that appeals to all five senses

By Jenny Rogers The Washington Post

We all want our homes to look nice. What we all can’t have, though, is a new sofa every season, a renovation every time kitchen trends shift, or always-spotless countertops. For most people, life doesn’t allow for maximally fashionable, minimally cluttered interiors.

There are other ways to have a nice home, and they don’t all involve how things look. While our sight is hugely important to how we perceive our spaces, there are four other senses at play here. And not everything that pleases the eye is linked to subjective factors like taste and style.

A dive through our archives reveals plenty of ways to build, tweak, rearrange and refresh your home into something nice — for the eye, yes, but also for the ear, the nose, the skin and the tongue. Because your couch should feel as good as it looks, your kitchen can smell wonderful even if your cabinets are dated, and the sound that fills your rooms matters as much as the color on the walls.

Sight

Try out the “unexpected red” theory. Placing a red item in every room is the rare social media trend that designers say is actually rooted in good design principles. You can try an infinite variety

of red accents — a lacquered tray, a vase, wallpaper, a piece of furniture — for a little visual thrill.

Corral your cords. They are a fact of modern life, but they look awful. You can do something about it!

Choose the rightsized lamp for your space. Whether your tastes skew toward mid-century modern or rococo, there’s some math involved here. Find the right equation to help you select end table lamps, floor lamps, bedside table lamps and shades.

Cover up that boob light. These Home Depot-esque bargain light fixtures are a visual scourge.

Consider (consider!) arranging your books (even some of them!) by color.

The mere suggestion that a bibliophile should arrange their books with any thought to aesthetics is liable to incite a riot. Books are highly personal, and grouping them by color is not for everyone. But…it does look pretty nice. If your shelves feel cluttered, it’s worth a try.

Be mindful of visual clutter. Visual clutter is not necessarily the same as mess — it’s anything that disrupts the flow of your home and thus disrupts the eye as well as the brain.

Clean your windows for a brighter room. Simply cleaning your windows once or twice a year with some dish soap can make your room brighter — many experts suggest dirt and grime are blocking up to 40 percent of your available sunlight. Switch out your lightbulbs. For a dark room, look

for bulbs that are 5,000 Kelvins — their whiter light will mimic daylight.

Season your all-white kitchen. There’s nothing wrong with a white kitchen — it’s timeless! — but an all-white landscape screams for pops of personality and color. The easiest route is displaying the prettiest objects you already own (think cool teapots, platters, vintage casserole dishes or your best-looking cookbooks), and don’t underestimate the power of an accent rug.

Try complementary colors. An instant way to add charge to a space is to introduce colors that live on different sides of the color wheel: think blue and yellow, or green and purple.

Hang your art correctly. What looks best on your walls is subjective, but how to hang those items is not: Pieces should be placed so their centers are 56 to 60 inches above the floor; if the art is going over furniture, aim to hang it eight to 10 inches from the top of it.

Attract fireflies. There are a million artificial ways to light up your backyard at night, but nature wins.

Get a plant. Biophilic design — a research-backed approach to home interiors — encourages connection with nature and has documented physical and mental benefits. The most literal way to bring the outdoors in: a green plant.

Get a BIG plant. Yes, yes, we all love a good succulent. But have you considered a 10-foot fiddle-leaf fig?

Deal with your Tupper-

Sound

You can’t totally soundproof your home. But you can make it quieter. There are plenty of tricks to block out noise, from the very expensive and literal (professional soundproofing at a cost of up to $500 per square foot) to the totally free and psychological (reframing how you perceive a troublesome noise).

ware drawer. Experts are divided over whether it’s best to organize lids and containers separately or together, but they are not divided over whether you should finally organize your unsightly Tupperware drawer.

Don’t overlook negative space. The objects in your home matter, and so does the empty space around it. Negative space is a designer’s secret weapon. In practice, that can mean editing shelves; choosing just one focal point per room; and opting for furniture, accessories and plants with unusual silhouettes, which produces more interesting negative space.

Fill your home with singing. Your vocal range is irrelevant. Singing, regardless of ability, brings numerous mental and physical benefits. Consider a different “color” noise. We all know white noise. But what about brown? Pink? Green? Different colors of noise emphasize different frequencies and have a range of effects on people. Pink, for example, might be better than white for falling asleep to, while brown can help you concentrate.

Look into sound damping. While it’s probably not worth it to replace perfectly good windows just for noise, if you are in the market for

Herbs that are grown indoors require extra care

Here are some tips

By Jessica Damiano Associated Press

I’VE BEEN GROWING herbs in the garden long enough to know they don’t require much. Just water, sunlight and my best intentions.

In the garden, herbs are forgiving plants. They aren’t fussy about soil pH, almost never need fertilizer, and can power through if you occasionally forget to water them.

But when the weather turns cold and their outdoor beds become inhospitable, I grow some of my culinary friends on a sunny kitchen windowsill, even as they become more needy.

I say “some” because herbs are tricky plants to grow indoors. Dill and fennel have large root systems, making them impractical contenders for indoor pots. Basil tends to grow straggly because it requires intense sunlight, which is just about impossible to achieve indoors. And the way lavender and chamomile spread makes them best left outdoors.

Rosemary, sage, oregano, thyme and bay laurel, however, will get by indoors if cared for properly. Parsley may grow well, too, but only if planted in a deep pot, provided with supplemental artificial lighting

Senses

CONTINUES FROM PAGE F2

new windows, don’t forget to inquire about how well the glass suppresses sound. Ban overly noisy toys. Young kids are naturally drawn to loud noises, but let them stick to creating their own: Many toys produce noise that is well past decibel levels considered okay for human ears (to say nothing of the annoyance level considered okay for human parents). Time to hide that Cocomelon microphone.

Play music for your plants.

and fertilized regularly. Cilantro is hit or miss, but there’s no harm in giving it a try.

Potted herbs are susceptible to root rot, so it’s important that containers have drainage holes at their bottoms and that you fill them with well-draining potting mix.

Place plants near the brightest light source available. In the home, that typically means near a south-facing window; west-facing is second-best.

Providing artificial lighting

Science has yet to determine definitively whether music affects plants. We do know, though, that plants respond to sound, and the question of what types of sounds might make our houseplants thrive has fascinated professional and amateur researchers for decades. (One often-cited if arguably weakly designed study claimed that plants disliked rock and responded well to calm pop music, jazz and North Indian classical compositions.) If nothing else, playing a little tune for your ficus can’t hurt the little guy’s ears (he doesn’t have any), and it’s pleasant for

for 14-16 hours a day would be even better: Set fluorescent lights 5-10 inches above the tops of plants, or LED lights 15-20 inches above them, adjusting their heights as plants grow. If using grow lights, apply a balanced liquid fertilizer diluted to half-strength every two weeks.

Monitor moisture levels closely. Underwatering is preferable to overwatering, so if you’re not sure if your plants need a drink, plunge your finger into the soil up to your sec-

yours, too.

Check the volume on your child’s noise machine. It’s a safety issue.

Attract birds. Birdsong brings unique benefits to the human mind. Build a yard that will attract birds with the right backyard birdhouse, feeder and native plants; open your windows; and enjoy the notes.

Smell

Light a luxury candle. Candle prices vary wildly, and while experts say it’s difficult to distinguish between, say, a $40 candle and a $60 one, most people

ond knuckle and feel around for moisture. Water only when the soil starts to feel dry near the roots, but don’t let the soil remain dry for long.

Place containers in the sink and let a very slow stream of cool water from the faucet moisten the soil until it runs out of the pot’s drainage hole. Let the water absorb for a few minutes, then assess the soil, which should be moist but not soggy. Then return the plant to its sunny perch until the soil dries again.

could probably tell the difference between a $5 bargain candle and a luxury one. The difference is the ingredients — higher-end candles are made with pricey oils from fragrance houses and offer more complex notes. Plant a sweeter-smelling garden.

For your next cleaning agent, look to your fruit bowl. Citrus is a time-honored, nontoxic cleaning agent, and it smells great. Lemons can be used to effectively clean all sorts of household surfaces (bathroom, cutting boards, microwaves), and when you’re done, toss

Growing fresh herbs in the kitchen over winter is a cook’s dream. The plants may struggle, and they’ll likely grow slower and smaller, but it’s worth the effort to be able to pluck fragrant leaves that taste like summer at a moment’s notice. It’ll even save you a few bucks — and a trip to the market.

Jessica Damiano writes weekly gardening columns for the AP and publishes the award-winning Weekly Dirt Newsletter.

the peel down the drain to degunk your garbage disposal. Relocate your litter box. Bacteria love moisture, so the bathroom is really not the best choice for a litter box. Try a dry corner of a low-traffic, low-visibility room, such as a small closet or office. Attend to any pet accidents quickly and correctly. Best practices vary depending on what type of mess and what kind of surface it’s on. Regardless, read the product instructions and follow them to the letter.

Try a fragrant houseplant. Bouquets are beautiful, but

SEE SENSES, PAGE F4

potted lavender, jasmine and gardenias will appeal to the nose as well as the eyes.

Clean the hood above the stove. The metal screens and/ or filters inside your hood get clogged with grease over time and need to be cleaned, or else they become much less effective at pulling cooking smells out of your kitchen.

Bake cookies more often.

Don’t tolerate a stinky drain Find what version of “clean” smells best to you. While many people can’t stand artificial scent, others revel in it. If you’re in the latter camp, you’re in luck — companies are experimenting with a range of new scents for products, and no one can keep you from the birthday cake-scented trash bags or ripe peach laundry detergent of your dreams.

Touch

Prioritize craftsmanship over looks in your furniture. If you do have the opportunity to replace your couch, inspect the frame, cushion filling and fabric carefully better construction and materials will yield long-lasting comfort, while the subpar stuff will get you sagging, the feel of coils, and a less-plush feeling.

Try the Scandinavian sleep method. There’s no reason to share a bedspread with a partner who does not share your preferred blanket weight and warmth. Go Scandi: two people, one bed, two blankets. Consider carpet. It’s perhaps not the most chic flooring option. But you can’t beat it for wall-to-wall plushness under your toes.

It might be time for a bidet. People won’t stop talking about how great they are.

Feel cooler while sleeping. Cooling bedding, from mattresses to the blankets and sheets themselves, is booming. It’s also pretty confusing to try to sort out what actually works. Emerging tech and some old-fashioned methods can offer legit benefits to sleepers who run hot, though it might cost a bundle. Other products

are probably not worth it at any price.

Avoid summer’s cursed sting (mosquitoes). But don’t use a bug zapper.

Find the right sponge for you. Hate the texture and feel of a wet, cold sponge? An entire world of alternatives awaits.

Enjoy the big bed of your dreams. California king not big enough for you? Meet the Alaska. Perfect for someone who does not want to be touched.

Or enjoy the flat bed of your dreams. The 200-year-old Japanese tatami mat has found a small but passionate following in the United States. The design might be a good choice if you crave a firm surface or are a back sleeper.

Get a sexier bedroom. There’s a reason silk and taffeta are referenced so much in historical romance novels. Encourage intimate touch with your bedroom setup. (Blankets. Lots of blankets.)

Seal the heck out of your house. If your place is drafty, consider hiring an energy auditor to identify problem spots. You can also find them yourself and then go to town with caulk, weather stripping and other doodads. You will not just feel cozier — you’ll save some money on your heating bills.

Taste

Grow your own herbs. Fresh herbs enliven everything, and even people with a black thumb can typically keep these low-maintenance plants alive.

In winter, grow herbs indoors.

Clean your water bottle more (and properly!) You are almost certainly not doing it enough. At the very least, you gotta let that thing air dry between uses to avoid bacteria and mold growth (and a bad taste).

Make a better soup. Miso or lemon will supercharge your soups.

Find your ideal roast chicken.

Follow your cravings. Food cravings tend to be associated with guilty pleasures, but they don’t have to be — a craving can be for something hot, something nostalgic, something fresh, something crunchy. When

you can, try giving in to yours. Go bitter. With a Negroni. Be sweet. With a peach dessert.

Stay salty. Sometimes the ingredient that makes a dessert come to life is a sprinkle of salt.

Improve your confidence as a cook.

Try a wild card condiment. We all know how to use ketchup. But what about tahini? Furikake? Chili crisp?

Relive your beach vacation with a cocktail.

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Lee Reich | In the Garden

Some rules for growing African violets are avoidable

I’M COMING OUT. TOday. Let me explain. Decades ago, when just starting to get my hands in the dirt, I — and perhaps other people, and perhaps it was even true — thought it was only gray-haired ladies who grew African violets. As it turns out, a number of years after I had started gardening, I was offered an African violet plant (by a gray-haired lady). Back then, before I had accumulated too many plants, I was less discriminating than I am these days. I accepted. I figured I could provide the special conditions African violets demand, according to what I read in numerous publications. “Proper watering and soil moisture are critical to your success,” I was told by one publication. I could provide the needed consistently moist soil with a potting mix especially rich in peat, compost, or some other organic material. I could monitor the plant’s thirst by lifting the pot to feel its weight or by periodic probing its soil with my electronic moisture meter. I could, of course, be careful to avoid leaf spotting by not spilling any water, especially cold water, on the

leaves. Watering from below would do the trick, with periodic leaching from above to prevent buildup of salts.

Other requirements of African violets that were and are stated are temperatures 70-90 degrees (F) by day and 65-70 degrees at night. I was also admonished to keep an eye out for pests, including

GARDEN NOTES

STOCKBRIDGE

Upcoming events at Berkshire Botanical Garden

Berkshire Botanical Garden presents the following upcoming program: Saturdays, Jan. 24 through Feb. 28 on Zoom. Learn about the maintenance considerations that should be integrated into the garden design process from Daryl Beyers from 11 a.m. to 1 p.m. Students’ horticultural knowledge will expand to factor sustainable maintenance concerns and cost-effectiveness into plant selection. Learn procedures for perennials, woody plants and lawns, including transplanting, staking, fertilizing, winterizing, mulching, plant pathology, and pest

aphids, cyclamen mites, and mealybugs, and symptoms of disease. Root rot, for example. Oh, and regular feeding should be administered except when resting (to the plants, not me). Whew! Sounds like a rest would be needed (for me, not the plant).

Anyway, I did take up the

control with an emphasis on deer control. Cost $215 members, $240 nonmembers. For more information, visit www.berkshirebotanical.org. Berkshire Botanical Garden is located at 5 West Stockbridge Road.

SPRINGFIELD Garden Club

upcoming programs

The Springfield Garden Club will host a series of 4 programs for anyone interested gardens and gardening or just escaping the winter for an hour.

Saturday, Jan. 28 at 11 a.m. will kick off the series with Jana Milbocker presenting “The Garden Tourist’s New England.” New England has a rich gardening heritage and Ms. Milbocker will present a travelogue to

challenge and grew and still grow African violets. And over a few years, despite not being gray-haired (at the time) and not being a lady, I’ve grown to really like the plant. Which, today, I publicly admit.

I also admit to not following most “Rules for growing African violets.” For starters, I use the same home made potting mix of equal parts peat, compost, perlite, and garden soil, with some soybean meal, that I use with almost all of my other plants.

I don’t pay close attention to watering; the lightweight pot of soil and plant often tells me that the soil has gone bone dry. I do water from below, usually. But I never deliberately flood the pot with water from above to leach out any salts that may have accumulated.

The only feeding the plants get is from what microbial action provides as the microbes metabolize the compost and soybean meal on the potting mix.

As to temperature, the plants in my bedroom experience low temperatures into the fifties in winter. That indoor winter air is drier than these humidity-loving plants

inspire us all as we spend the winter months dreaming about summer. Author of “The Garden Tourist’s New England,” and a garden designer, she will take you on a fantastic tour of gardens and nurseries in New England and will provide all the information you need to make the most of your visit.

From the breathtaking flower gardens of Mount Desert Island in Maine, to Colonial Revival gardens in Connecticut and New Hampshire, topiary gardens in Rhode Island, and botanical gardens in Vermont and Massachusetts, there is something for every gardener to enjoy in a tour of the region.

The program will be co-hosted with the Springfield Museums and will be held in the auditorium at the D’Amour Museum, 21 Edwards St. Admission is free to Springfield Garden Club and Springfield Museum

care for. In summer, the window is open on their sill so temperatures are pretty much the same as outdoors.

Midwinter is when I admire and appreciate the plant. Despite my lackadaisical care, two plants, propagated and re-propagated again and again from the original plant, reliably display their purple blossoms for weeks. What a welcome contrast they are to the scene outside their window of subdued browns and grays or, depending the weather, a landscape washed over in white.

I also like my African violets because they’re fun to propagate. My plants demand this every year or two when their crown, which is nothing more than plant whose stem and side branches have been telescoped down so there’s only a fraction of an inch of space from one leaf to the next along the stem. Eventually, side branches overcrowd each other and the crown.

One way to afford a plant more elbow room is to move it to a larger pot. Another way is it just cut it into sections, each having some leaves and some roots, and repot each section.

SEE REICH, PAGE F10

members and $10 for the public. Tickets are available via Eventbrite. The remaining three programs will be held at The Monkey House in Forest Park at 10 AM. Admission is free to all with paid park admission. More information can be found on the club’s website www.spring fieldgardenclubma.org or on Facebook.

Saturday, Feb. 28, 10 a.m., “The Most Beneficial Late Winter Garden Chores” presented by Melissa Pace. Saturday, March 28, 10 a.m., “Vegetable Gardening 101” presented by Gretel Anspach

Saturday, April 11, 10 a.m., “Planning and Growing a Bountiful Flower Garden” presented by Becky Sadlowski.

Send items for Garden Notes to pmastriano@repub.com two weeks prior to publication.

Terry & Kim Kovel | Antiques & Collecting

Teapot made by pottery maker with long history

JOHN AYNSLEY FOUNDed his pottery in Staffordshire, England, in 1775 and initially made earthenware. Like many pottery makers, his son and, later, his grandson joined the business; its name changed to John Aynsley & Sons in the 1860s. About that time, the company began making bone china.

The company has been a favorite of the British royal family from Queen Victoria onward. In 1970, Waterford bought the company and changed its name to Aynsley China Ltd. It has changed hands again since then but still operates as Aynsley China.

An Aynsley teapot with a matching trivet sold at an auction by DuMouchelles for $39. Its classic yellow rose pattern with gilt highlights has black vertical stripes as a modern touch. Made in the mid-20th century, it’s a vintage piece for today’s collectors, but, considering Aynsley’s history, it’s one of the company’s more modern pieces.

Q. Can you help me identify a Quick Meal stove? I found it at a sale, and even though I have restored a lot of old stoves with different purposes, I am not sure what this one is for. I think it might be a kerosene bread oven. Did Quick Meal make a stove like that?

A. Yes, the Quick Meal Stove Company made a stove with a kerosene oven. In 1881, tinsmith John Ringen, a German immigrant who lived in St. Louis, Missouri, and his business partners created two corporations: the Quick Meal Stove Company, which manufactured stoves, and the Ringen Stove Company, which sold them. Both companies grew rapidly, and, by 1901, they merged with several others to form the American Stove Company, although they continued using the Quick Meal brand name. In 1929, they introduced the gas-burning Magic Chef oven as part of their Quick Meal

Like many English ceramic companies, Aynsley has its roots in the 18th century. Their designs still kept up with the times, like this teapot from the mid-20th century. (PHOTO COURTESY DUMOUCHELLES)

Magic Chef Stove. By then, many companies were making combination wood and gas ranges.

After introducing the Magic Chef, Quick Meal began phasing out its wood-burning stoves. The Magic Chef brand is still used today for kitchen appliances, including stoves, by CNA International Inc./MC Appliance Corporation.

For more information, you may want to contact a stove collectors’ club like the Antique Stove Association, antique stoveassociation.org.

Q. I have an oil painting with a group of baby animals in a grassland scene. It is signed, but I can’t read the signature. Is there a way I can still identify it? How can I tell if it is worth anything?

A. An art museum in your area may be able to help you identify your painting. Some large museums have events where they can authenticate artworks for the general public. They may be able to tell you

information about the piece and the artist. A museum or library may also have access to art databases, online or in print, that you can use to research your painting.

You may also want to look into a local college or university with an art department; the faculty may be able to help you, or at least direct you to the right resources. Some art or auction galleries have public appraisal days as a form of publicity; you may be able to find out more information, including a value, there.

Even if you cannot identify the artist or date the painting, you may be able to estimate its value. If a painting is not very old or by a famous artist, it is likely to sell for a moderate price to a buyer looking for something to hang on a wall. Animals are popular subjects, and baby animals are often sought for nurseries and children’s bedrooms. Size and shape will be a factor here, too; a buyer would not want a painting that is too tall or narrow. The fact that you know it is an

oil painting is a good sign; if it is in good condition, it will be worth more than a print of the same subject matter.

TIP: After washing a teapot, dry it as well as possible. Then, put a sugar cube in the teapot to absorb the remaining water.

Kovels answers readers’ questions sent to the column. Send a letter with one question describing the size, material (glass, pottery) and what you know about the item. Include only two pictures: the object and a close-up of any marks or damage. Be sure your name and return address are included. By sending a question, you give full permission for use in any Kovel product. Names, addresses or email addresses will not be published. We do not guarantee the return of photographs, but if a stamped envelope is included, we will try. Questions that are answered will appear in Kovels Publications. Write to Kovels, The Republican, King Features Syndicate, 300 W. 57th Street, 41st Floor, New York, NY 10019, or email us at collectorsgallery@ kovels.com.

CURRENT PRICES

Current prices are recorded from antiques shows, flea markets, sales and auctions throughout the United States. Prices vary in different locations because of local economic conditions. Bookends, figural, gazelle, leaping, on scrolling base, bronze, diamond mark, art deco, 7 x 3 inches, $50. Furniture, table, Heywood-Wakefield, birch, wheat blonde finish, rectangular top, lower shelf, splayed tapered legs, marked, mid20th century, 21 x 28 inches, $190.

Basket, coiled, bowl shape, swirl pattern, brown blocks, twisted rim, Apache, 3 1/2 x 11 inches, $200.

Game, chess, wood, carved, figural pieces, hinged board, carvings in corners, carved trim around sides, two drawers, brass hardware, Chinese, board, 18 x 18 x 5 1/2 inches, $225.

Lamp, electric, dome shade, reverse painted, winter scene, snowy landscape, road to farmhouse, fences, trees, flared base, mixed metals, 25 inches, $285. Rug, Sarouk, Farahan, Sarouk, tree in vase, rust ground, wide flower borders, narrow blue inner border, 6 feet x 4 feet 3 inches, $550. Clock, advertising, Postal Telegraph, Synchronous Electric Time, round, black, silver tone side panels, art deco, 20 inches, $600. Paper, program, Martin Luther King, Jr. lecture, University of Bridgeport, black and white portrait on cover, staple bound, eight pages, 13 March 1961, 9 x 6 inches, $650.

Glass-contemporary, vase, bowl shape, flared rim, tapered base, green, multicolor pulled flowers, iridescent interior, hand-blown, signed, dated, John Lotton, 1998, 10 1/4 x 13 1/2 inches, $830. Paper, handbill, March on Washington for Jobs and Freedom, Martin Luther King, Jr., newsprint, New York, 1963, 8 1/4 x 5 1/2 inches, $1,560.

Average US long-term mortgage rate hits the lowest point in more than 3 years

By A lex Veiga Associated Press

The average long-term U.S. mortgage rate is now down to its lowest level in more than three years.

The benchmark 30-year fixed rate mortgage rate eased to 6.06% this week, down from 6.16% last week, mortgage buyer Freddie Mac said Thursday. One year ago, the rate averaged 7.04%.

The last time the average rate was lower was Sept. 15, 2022, when it was at 6.02%.

Meanwhile, borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also fell this week, dropping to 5.38% from 5.46% last week. A year ago, that average rate was at 6.27%, Freddie Mac said.

Lower mortgage rates boost homebuyers’ purchasing power, good news for home shoppers at a time when the housing market remains in a deep slump after years of soaring prices and elevated mortgage rates have shut out many aspiring homeowners.

Uncertainty over the economy and job market are also keeping many would-be buyers on the sidelines.

Mortgage rates began easing in July in anticipation of a series of Fed rate cuts, which began in September and continued last month.The Fed doesn’t set mortgage rates, but when it cuts its short-term rate that can signal lower inflation or slower economic growth ahead, which can drive investors to buy U.S. government bonds. That can help lower yields on long-term U.S. Treasurys, which can result in lower mortgage rates.

The pullback in mortgage rates helped drive sales of previously occupied U.S. homes higher on a monthly basis the last four months of 2025. Even so, home sales remained stuck at a 30-year low last year, extending the housing market’s

Deeds

AGAWAM

Elliot F. Stevens and Whitney M. Stevens to Sayed Mohd Rafi Latifi and Fatemah Latifi, 50 Howard St., $379,500.

Mark E. O’Malley to Silver Walnut LLC, 689-691 South West St., $305,000.

Mark E. O’Malley to Silver Walnut LLC, 697-699 South West St., $305,000.

Angela Kardisco and Alexandra A. Beeler Special Needs Trust, trustee of, to Alexander A. Beeler, 34 Bonner St., $114,333.

Carol Ann McCarthy, Michele St. Germain and Michael A. Justice to Meera Nadeem, Donahue Road, Lot C, $90,000.

Debra Bednarz, trustee, Daniel Konopacki, trustee, Susan Payne, trustee, and Melanie Konopacki Irrevocable Trust, trustee of, to Frank Brucknak and Brenden Verzino, 76 Roy St., $325,000.

slump into its fourth year.

Lower mortgage rates have been helpful for home shoppers who can afford to buy at current rates. The median U.S. monthly housing payment fell to $2,413 in the four weeks ending Jan. 11, according to Redfin. That’s a 5.5% drop from the same period a year earlier and near the lowest level in two years.

The latest drop in rates comes after President Donald Trump announced last week that the federal government would buy $200 billion in mortgage bonds in a bid to reduce mortgage rates.

Lower rates spurred a sharp increase in homeowners seeking to refinance their existing home loan to a lower rate last fall, a trend that has continued into this year.Applications for mortgage refinancing loans soared 40% last week from the previous week and accounted for 60% of all home loan applications, according to the Mortgage Bankers Association. Applications for loans to buy a home climbed 16%.

“With mortgage rates much lower than a year ago and edging closer to 6%, MBA expects strong interest from homeowners seeking a refinance and would-be buyers stepping off the sidelines,” said MBA CEO Bob Broeksmit.

Economists generally expect mortgage rates to ease further this year, though most recent forecasts show the average rate on a 30-year mortgage remaining above 6%, about twice what it was six years ago.

Still, rates would have to drop considerably for homeowners, who bought or refinanced when mortgage rates hit rock bottom earlier this decade, to take on a new loan at a far higher rate.

Nearly 69% of U.S. homes with an outstanding mortgage have a fixed-rate of 5% or lower, and slightly more than half have a rate at or below 4%, according to Realtor.com.

Michael C. Buoniconti to Samantha E. Sanocki and Gregory Thomas Sanocki, 795 Main St., $425,000.

Shane Dearborn to Allison Reid, 51 Reed St., $340,000.

Sheryl A. Richard and Albert R. Richard Jr., to Oleksandr Osiichuk, 4 Liquori Drive, $426,000.

BELCHERTOWN

M & G Land Development LLC, to Regina Avery Gordon, 54 Rural St., $880,000.

Hilltop 141 LLC, to Emily A. Gay and Jordan D. Keith, 147 Sargent St., $312,500.

Laurie J. Robinson and Sherry A. Marchessault to Sticks & Stones Inc., Keith Avenue, $150,000.

Paul D. Geoffroy, trustee, Deborah J. Geoffroy, trustee, and Geoffroy Family Revocable Trust to Rachel Siano and Zachary M. Siano, 37 Oak Ridge Drive, $625,000.

Michael J. O’Brien and Vicki L. O’Brien to Kevin W. Brooks and Ashley L. Brooks, Aldrich Street, $26,000.

BLANDFORD

Timathy Niver, representative, and Anthony Niver, estate, to Curt Thiem, 0 Otis Stage Road, Par #4020-10, $145,000.

BRIMFIELD

Jennifer L. Hebert and Michael Keens to Michael T. Scott and Jessica L. Scott, 50 Tower Hill Road, $740,000.

Michael Siemaszko and Erica Siemaszko to Nicole Damon, Denise Knight and Christopher Knight, 31 Sturbridge Road, $525,000.

Paul H. Grignon and Julie A. Grignon to David P. Cameron and Kate E. Thomas, 224 East Hill Road, $480,000.

CHESTER

Anna R. Bienia and Kyle J. Bienia to Alfredo Cunha and Terry Cunha, 689 Skyline Trail, $340,000. Community LD LLC, to Park Knoll Investments LLC, 0 Bay State Road, $37,280.

CHESTERFIELD

Sally Zanger, Sally Zanger, personal representative, Martin H. Zanger, estate, Sally Zanger, trustee, Martin H. Zanger Testamentary Special Marital Trust, Mark Zanger and Abby Zanger to Kestrel Land Trust Inc., East Street, $100.

CHICOPEE

Alfredo A. Cunha and Terry B. Cunha to Francisco Rivera and Sonia M. Rivera, 320 Fairview Ave., $440,000.

Anthony Beeler, trustee, Angela Beeler-Kardisco,

Jacqueline Giguere and Paul E. Giguere Jr., to Christine Marie Horan, 71 Greenwood Terrace, Unit 6052B, $245,000.

Jacqueline R. Menard, representative, Dennis Norman Menard, estate, and Dennis N. Menard, estate, to J&S Group 21 LLC, 21 Tourtellotte Ave., $395,000.

Kevin M. Candon, Christopher P. Candon, Brian M. Candon and Kathleen M. Gadoury to Joe L. Damon III, and Kitana M. Maldonado, 26 Leeds St., $320,000.

Nicholas Anthony Decondio, trustee, and Nicholas Anthony Decondio Revocable Trust, trustee of, to Cassandra Luthman, 200 Lambert Terrace, Unit 70, $215,000.

Percy Brown and Bonnie S. Clark to Daryl Beaumier and Candace Hope McFarlane, 55 Bromont St., $269,000.

Robert W. Moritko, representative, and John J. Czerapowicz, estate, to Emtay Inc., 157 Sunnymeade Ave., $230,000.

Thomas A. Duda to CGO LLC, 41 Ellerton St., $400,000.

Wanda Lockett to Christopher J. Guz and Angela M. Guz, 47 Dorrance St., $300,000.

CONWAY

Matthew D. Ciaschini to Andrew Michael Habel, 230 South Ashfield Road, $485,000.

DEERFIELD

Peter A. Burakiewicz and Theresa L. Burakiewicz to Melissa Hough and Rehno Lindeque, Mountain Road, $375,000.

EAST LONGMEADOW

Jared D. Smith and Amy L. Smith to Michelle Garcia and Gabriel Sevillano-Torres, 139 Brookhaven Drive, $650,000.

Pro Olive LLC, to John A. Grimaldi, Elm Street, $125,000.

EASTHAMPTON

Jason C. Daysh, personal representative, Kimberly Ann Hewes, estate, and Kimberly A. Hewes, estate, to Jordyn M. Gagnon, 30 Admiral St., $275,000.

James D. Hartman, James D. Hartman, personal representative, Daniel James Hartman, estate, Daniel J. Hartman, estate, and Debra L. Hartman to Richard Hartman, 157 Park St., $205,000.

Sherrilyn A. Seklecki and Sherilyn A. Seklecki to 237 Loudville Road Trust, 237 Loudville Road, $100.

John G. Sullivan and Bernice P. Sullivan to John G. Sullivan, trustee, Bernice P. Sullivan, trustee, and Sullivan Family Trust, 17 Gula Drive, $100.

Katie L. MacCallum to Joshua H. Cornehlsen and Tamara Cornehlsen, 52 Williston Ave., $536,500.

Dalton-Lavallee Post 224 Inc., to Pause & Pivot Properties LLC, 190-192 Pleasant St., $750,000.

Deeds

Diane M. Renaud and Kathleen Renaud to Chad Worley and Melanie Maz, 5 Lownds Ave., $325,000.

Andrew Hebert and Margaret Hebert to Grink Moon LLC, 86 Cottage St., $330,000.

Frederic A. Englander, trustee, Federick A. Englander, trustee, Frederic A. Englander Revocable Trust and Frederick A. Englander Revocable Trust to Belisario Buri and Rosa Zumba, 6 Lincoln St., $270,000.

GILL

Christopher Prondecki to Christopher Prondecki and Patricia Talley, 32 Walnut St., $50,000.

GOSHEN

Sydney J. Gaines to Robert H. Labrie, Lake Drive, $4,000.

Julia Reidy, personal representative, Faith R. Borden, estate, Faith Peck Borden, estate, and Faith Borden, estate, to John W. Kinchla and Amanda Kinchla, 33 Washington Road, $89,000.

GRANBY

Hilary N. Piquette to Kyle Johnston and Karin Eichelman, 84 Batchelor St., $455,000.

GRANVILLE

Barbara Marcotte, representative, and Robert D. Alden, estate, to Andrew Y. Zuev and Snezhana V. Zuev, 401 Main St., $390,000.

GREENFIELD

Brenda J. Lively, “fka” Brenda J. Smith, and John G. Lively to Ness Calvin Bellini, 306 Davis St., $317,000.

Joel Tognarelli and Kristie Tognarelli “aka” Kriston Tognarelli, to Candace Sarpey, 109 Montague City Road, $389,000.

HADLEY

E. Spencer Ghazey-Bates, trustee, and Susan D. Dixon Trust to David Huynh Tran, 34 Hockanum Road, $400,000.

HAMPDEN

Citizens Bank to Dwayne Lipinski, 31 Glendale View Drive, $650,000.

Jeffrey M. Grossi to Matthew DiNatale and Kate DiNatale, 19 Forest Hill Road, $515,000.

HAWLEY

Rupert E. Connor, personal representative of the Estate of Toby A. O. Holmes, to Craig McSparran, W. Hawley Road, $42,000.

HOLLAND

Denise M. Knight and Denise Knight to Melissa Ryzewski, 1 Leno Road, $400,000.

Suzanne Marie Torres and Christian Torres to Suzanne Marie Torres, 7 Bennett Lane, $100.

HOLYOKE

David B. McKenney to Nora Wine, Route 5, $550,000.

Dylan A. Bradford to Lincoln Allis, 42 Arnodale Ave., $225,000.

Equity Trust Co., custodian, Armando Roman and Armando Roman IRA, to Yaphet Marinez, 12 St. James St., $470,000.

Josephine B. Nartowicz to Kevin J. Moskal and Bridget M. Moskal, 66 St James Ave., $232,000.

Jozef Wrzesinski and Barbara Wrzesinski to Nelson A. Balvin, 63-65 Mosher St., $310,000.

LONGMEADOW

Dorian Ayala and Rachael E. Ayala to I & D Home Solution Inc., 757 Shaker Road, $413,000.

Kevin Coughlin, trustee, Karen L. Coughlin, trustee, and Karen L. Coughlin Revocable Trust, trustee of, to Vijay Realty LLC, 911 Williams St., $531,000.

LUDLOW

Akehurst Homes LLC, to Alexandre P. Pereira and Ashley E. Krupa, 41 Deroche Circle, $601,501.

Catherine M. Ostoyich, representative, and Dolores Krawczyk, estate, to Kelsea Cristoforo, 166 Kendall St., $285,000.

Christine Martins and Christine Murphy to Harrison George Ford, 45 Meadow St., $297,000.

Jeffrey Alan Grassette and Lisa Ann Grassette to Ashley Quinones and Jonathan Quinones, 319 West St., $555,000.

Joaquim G. Machado and Maria C. Machado to Peter J. Godbout and Kathryn M. Godbout, 88-90 Miller St., $395,000.

Michael F. Tarby and Vicki L. Tarby to Edward Garbacik and Heather Garbacik, 353 Fuller St., Unit 41, $405,000.

Rachel Siano, Rachel L. Fonseca and Zachary Siano to Andre Costa and Anna Zalesko, 148 Yale St., $335,000.

MONROE

William R. Wallace to JLS Property Solutions LLC, and BSF Acquisition Solutions LLC, 43 Kingsley Hill Road, $100,000.

MONTAGUE

Green River Collective LLC, to Craig M. Nelson, 5 Bridge St., $255,000.

Tawny L. Currier, personal representative of the Estate of Bruce W. Collins, to Madison R. Townsley and Tyler D. Townsley, 189 Turnpike Road, “fka” 40 Turnpike Road, $175,000.

NORTHAMPTON

Julio A. Miranda Sanchez and Carol J. Patterson to Alexandra W. Creighton, Alexandra Creighton, Anthony M. Nemirovsky and Anthony Nemirovsky, 107 Front St., $879,000.

Michael J. McGrath to Kipa Realty LLC, 58 Phillips Place and 47 Pomeroy Terrace, $900,000.

Barbara H. Sharp to Ella Wise and Anthony Sweeney-Taylor, 56 Olive St., $647,000.

NORTHFIELD

Moody Center Inc. to Thomas Aquinas College, 32 Moody St., Main Street, North Lane and Winchester Road, 100,000.

Sandri Realty Inc., to Town of Northfield, 41 Main St., and Main Street, $270,000.

ORANGE

Pioneer Valley Redevelopers LLC, to Douglas James Ross III, and Jonalys Eneida Ross, 89 West Main St., $307,000.

Mary D. Laffond and Raymond E. Laffond to Cheryl Knapik, trustee of the Knapik Family Realty Trust, North Main Street, $25,000.

Evelyn D. Testerman, personal representative of the Estate of John R. Hough, to Cristian Edgardo Cartagena Rivera and Jose H. Rivera, 102 Mechanic St., $110,000.

Wendy Wetherby, “fka” Wendy M. Lajoie, to Hidiamine J. Furtado, 61-63 Congress St., $125,000.

West Mini Storage LLC, to Sapphire Management Corp., 68 Daniel Shays Highway, $400,000.

PALMER

Clayton J. Lizak, trustee, and John W. Lizak Revocable Indenture of Trust Of, trustee of, to Michael A. Ogoley, 1 Pine Hill Drive, $6,500.

Donald J. Dunn to Joseph Deauseault, 3096 Main St., Unit 3096, $230,000. New England Recreation & Health LLC, to Alico Farms LLC, 8 Chamber Road, $750,000.

Leslie M. Skowyra to John W. Ryan and Meredith M. Ryan, 1573 North Main St., $550,000.

Robert Bousquet, Jodi Brouillette, LuAnn Routhier, representative, Simone E. Brouillette, estate, Dean Brouillette and Jamie Lynn Horton to Robert P. Davis and Barbara A. Davis, 160 Breckenridge St., $226,500.

PELHAM

Claire Oppenheim, trustee, and Shulamith Oppenheim 2010 Trust to Todd Walker and Dymphna M. McWilliams, 41 Arnold Road, $832,200.

SHUTESBURY

Carlos I. Fontes, trustee of the Fontes Family Trust, to Siobhan M. Mei and Justin

J. Obara, 359 Montague Road, $535,000.

Mark A. Wightman to David Bowyer Opie and M. Miller Opie, 101 Leverett Road, “aka” 151 Leverett Road, $179,900.

Peter G. Stoneham, “aka” Peter Gilbert Stoneham, to Barbara Fukushima, 53 West Pelham Road, $90,000.

SOUTH HADLEY

Susan Levreault, Janice Hooton, Janice Racine and Donna Shroff to Levreault Family Realty LLC, 43 Prospect St., $298,147.

Karl E. Grochowalski, Kelly M. Grochowalski and Kelly Patterson to Cody Ferro, 18 Susan Ave., $318,000.

Lynne M. Dent to Barbara Finlayson, 2 Pine Grove Drive, $321,500.

Richard Stone and Rachelle Stone to Lawrence S. Allard Jr., 37 Pine Grove Drive, $267,750.

Gerald P. Basile to Alicia E. Erwin and Paul J. Bolinger, 150 Pearl St., $375,000.

Ramona Balicki, trustee, and 48 School Street Realty Trust to RB Homes LLC, 48 School St., $322,500.

SOUTHAMPTON

Matthew T. Biron and Jessica N. Biron to Nicole Marie Stevens and Chad Robert Stevens, 93 Pequot Road, $430,000.

SOUTHWICK

Michael Hollander and Leah Hollander to Bo Zhao, 139 Congamond Road, $400,000.

Steven F. Singley Jr., Amanda Singley and Amanda Dunn to Bianca C. Plourde and Phillip James Plourde, 33 Iroquois Drive, $675,000.

SPRINGFIELD

128 Mill LLC, to 128 Mill St. LLC, 128 Mill St., $1,100,000.

2830 Nelson LLC ,to Jose R. Martinez, 2830 Nelson Ave., $310,000.

31 Denton Circle LLC, to KB Estates LLC, 31 Denton Circle, $365,000.

Ashley A. Kelley, Raymond J. Charow and Cathleen A. Charow to Clara Santiago and Juan Y. Santiago, 92 Miller St., $272,000.

Barbara A. Abdow, Barbara A. Davis and Robert P. Davis to Brian P. Benoit, 157 Gardens Drive, $280,000.

Cindy Blackshear-Reid and Theodore L. Reid to Marisol Riggins and Tommie Riggins, 155 Powell Ave., $280,000.

Diane L. Smith, representative, Peter Frank Smith, estate, and Peter F. Smith, estate, to Chamber Investment Group LLC, 298 Main St., $270,000.

Dominic Santaniello, trustee, Lucas Giusto, trustee, and Naples Home Buyers Trust, trustee of, to Djenne Washington, 118 Keddy St., $266,000.

Edward G. Gosselin, Michelle G. Lempke, Kathryn Lee Gosselin, Peggy Ann Wells and David E. Gosselin to ML Keystone Holdings LLC, 52 Wilmont St., $375,000.

Deeds

PAGE F9

Eileen M. Hourihan, representative, and Kathleen M. Brown-Morgan, estate, to Christina Prairie and Peter James Bunce, 63 Webber St., $260,000.

Family First Construction LLC, to Vicente O. Garcia, 164-166 Northampton Ave., $500,000.

Fumi Realty Inc., to Christopher J. Smith and Shaneliz N. Lopez Sanchez, 55 Governor St., $267,500.

Jeanne Drake, estate, Jeanne B. Drake, estate, and Donna M. Drake Schlagel, representative, to Michael J. Drake and Krystal Claire Rushford, 765 North Branch Parkway, $240,000.

Jeffrey C. Maurer and Danielle B. Maurer to Dominic Santaniello, trustee, Lucas Giusto, trustee, and Naples Home Buyers Trust, trustee of, 234 Draper St., $145,000.

John L. Wajdula Jr., and John L. Wajudula Jr., to Francisca Takyi, 767 South Branch Parkway, $361,600.

Jomaris Vasquez and Jomaris Vazquez to Ha Ngoc Nguyen and

Hannah Le, 28 Juliet St., $432,000.

Lucas Giusto, trustee, Dominic Santaniello, trustee, and Naples Home Buyers Trust, trustee of, to Main Street Realty Advisors LLC, 62 Kenyon St., $182,000.

Mark Paley, trustee, and S & L Realty Trust, trustee of, to Blue Park Management LLC, 333-337 East Columbus Ave., $300,000.

Membos LLC, to DWR Genesis LLC, 820 Boston Road, $1,370,000.

Movement Mortgage LLC, to William Thomas Raleigh, 24 Fairmount St., $165,501.

Patrick M. McAvoy, representative, and Ann Marie Sweeney, estate, to Tascon Homes LLC, 750-752 Liberty St., $150,000.

Phoenix Development Inc., to MA Pine Street LLC, 42 Queen St., $148,000.

RBT Enterprise LLC, to Mariah Ann Ruiz and Mary A. Parrilla Rodriguez, 107 Thompson St., $365,000.

Robert Foster and Patricia Foster to Elina Grigorian, 12 Prescott St., $440,000.

Unlimited Construction Services Inc., to Luis A. Rivera, 208 Osborne Terrace, $300,000.

Shawn M. Summers to Joseph

Proia, 742 Belmont Ave., $545,000. Willie Lopez Colon to Jazmin Gonzalez-Lazu, 94-96 Hancock St., $315,000.

Yassine Zian to Kevin M. Perez Delgado, 65 Firglade Ave., $488,000.

TOLLAND

Harriet Su and Jianmin Wu to Kangyi Corp., Colebrook River Road, Lot 3, $60,000.

WARE

Samir Mujalli and Ligaya B. Mujalli to Samir A. Mujalli, trustee, Ligaya Bautista Mujalli, trustee, and Ligaya Bautista Mujalli Revocable Trust, 8 Horseshoe Circle, $100.

Robert P. Chartier and Phyllis Ann Chartier to Jack Adams Halliday and Rebecca Caitlin Boucher, 36 Berkshire Circle, $315,000.

Brian Errante to Mary Lou Fountain and John Fountain, 130 Greenwich Plains Road, $500,000.

Paul St. Pierre, personal representative, Theresa Gloria St. Pierre, estate, and Theresa G. St. Pierre, estate, to Paul A. St. Pierre and Mark F. St. Pierre, 106 Church St., $100.

WEST SPRINGFIELD

Ann Marie Longley and Gary R. Longley to Robert W. Harnois and Wei Wei Li, 80 Brush Hill Ave., Unit 28, $200,000.

Caroline M. Harty, Cathleen T. Harty, Annemarie E. Harty, Michael R. Harty and Joseph P. Harty to Larkspur LLC, 225 Cayenne St., $185,000.

Catherine L. Murdzia and Elizabeth M. Murdzia to Brian J. Kolodziej, 760 Prospect Ave., $200,000.

Melanie Nunez-Allen and Christopher Allen to Hussein Alsultani, 56 Exposition Terrace, $281,500.

Nelson J. Grundy, estate, Nelson James Grundy, estate, and Bridget T. Burris, representative, to Matthew Warren Greenia, 23-25 Day St., $169,000.

Nicholas G. Kraver and Laura E. Kraver to Jackie Menard, 39 Bonnie Brae Drive, $370,000.

Nicole Kerrigan, Nicole J. Palange and Sean Kerrigan to Jordan Honahan and Nicholas D. Honahan, 81 Laurence Drive, $452,000.

Nuraddin Usmonov and Muradbek Usmonov to Ismail Khutsishvili, 182 North Blvd, $290,000.

Vereit Real Estate LP, and Vereit

Real Estate GP LLC, to Membos LLC, 1228 Riverdale St., $1,650,000.

WESTFIELD

Lois Cuddy, representative, Shirley Mailhot, representative, and Marie T. Parent, estate, to Serena Lansing, Carter Reimann and Alexina Reimann, 32 Noble Ave., $502,500.

Panther Dev Westfield LLC, to Saymain Associates LLC, 225 East Main St., $1,900,433.

Robin Sheldon to Mejias LLC, 13 William St., $328,000.

WILBRAHAM

2301 Boston Road LLC, to Susan Handzel, 51 Ivy Circle, $438,000. Judith Bordenuk and Paul Mei to Jeffrey Hulbert and Julie Ann Leclair, 68 Monson Road, $530,000.

Michael A. Ciecko, representative, Michael A. Ciecko Jr., representative, Michael A. Ciecko , estate, and Michael A. Ciecko Sr., estate, to Colondres & Co. LLC, 34 Blacksmith Road, $440,000.

Rolando L. Bones and Louisa M. Bones to William J. Kern II,14 Lake Drive, $385,000.

CONTINUES FROM PAGE F6

But the fun way to propagate new plants is with leaf cuttings. I take a leaf, or leaves, and stick each leaf stalk in some potting mix. I cobble together a mini-greenhouse of plastic or glass to keep the air above these rootless leaf cuttings moist. These rooting leaves need light so that they can make food for root growth and the developing plantlets. Direct sunlight on a mini-greenhouse would cook the plants within, so I keep it in bright, but indirect, light. Once plantlets appear, I begin to vent the mini-greenhouse, eventually removing the covering and moving the growing plants to their own or larger pots.

Leaf cuttings give me lots of new, young plants. Despite my affection for the mother plants, I walk her over to the compost pile. No, I’m not being ruthless; she lives on in the new plants, which are clones of her, genetically exact replicas. I save two or three of them and — with minimal care on my

PUBLIC AUCTION

CLASSIFIEDS

MORTGAGEES’ REAL ESTATE AUCTIONS TO BE SOLD ON THEIR RESPECTIVE PREMISE

TUESDAY

JANUARY 20, 2026

2:00 PM - FLORENCE, MA 42 CLARK STREETDEPOSIT $10,000

MONDAY

JANUARY 26, 2026

9:00 AM - WESTFIELD, MA 27 HANCOCK STREETDEPOSIT $10,000

MONDAY

FEBRUARY 2, 2026

11:00 AMINDIAN ORCHARD, MA 1418 BERKSHIRE AVENUEDEPOSIT $10,000

TUESDAY FEBRUARY 3, 2026

2:00 PM - WARE, MA 76 ASPEN STREETDEPOSIT $10,000

TERMSOFSALES:DEPOSITSINTHEAMOUNTS SPECIFIEDABOVEARETO BEPAIDBYTHEPURCHASER(S)ATTHETIME ANDPLACEOFEACH SALEBYCERTIFIEDOR BANKCHECK.ALLBALANCESDUEARETOBE PAIDWITHIN30DAYSOF EACHINDIVIDUALSALE. OTHERTERMS,IFANY, TOBEANNOUNCEDAT EACH