3654 Shibe St, Forest Grove

PROPERTYDETAILS

PROPERTY ADDRESS

3654SHIBEST

FORESTGROVE,OR97116

OWNER INFORMATTION

OWNERNAME: HaivanHuynh

VESTING:

MAILINGADDRESS: 3654ShibeStForestGroveOR97116

OWNERSTATUS: Owneroccupied

LOCATTION DESCRIPTTION

COUNTY: Washington

CENSUS/BLOCK: 033302/3062

TSP-RNG-SEC: 01N-04W-25

LOT /BLOCK: 176/

HOUSINGTRACT: ParksAtForestGrove

ALT PARCEL#: R2155421

SCHOOLDISTRICT: ForestGrove

MUNICIPALITY: ForestGrove

PARCEL#: R2155421

LAST MARKET SALE

DATE: 06/30/2022

SALEPRICE: $684,000

DOCUMENT #: 2.02204e+009

DOCTYPE: Deed

SQUAREFOOT $: $209.05

PRIOR SALE

DATE: 06/29/2022

SALEPRICE: $684,000

DOCUMENT #: 43053

DOCTYPE: Deed

LENDER:

LENDER:LOAN: $500,000

LOAN:LOANTYPE:

LOANTYPE:

LOANTERM:

PROPERTYDETAILS

PROPERTY ADDRESS

PROPERTY CHARACTERISTTICS

GROSS AREA: 3,272

LIVING AREA:

ABOVE GRADE:

BEDROOMS: 5

BATHROOMS: 3

FIREPLACE: 0

YEAR BUILT: 2008

PARKING TYPE: FinishedGarage

UNITS:

BASEMENT:

GARAGE AREA: 604

ROOF SHAPE:

FOUNDATION: 01

ROOF MATERIAL: Composition

CONSTRUCTIONS: Wood

HEAT TYPE:

COOLING TYPE:

EXTERIOR WALL: WoodSheathing

ROOMS:

QUALITY:

INTERIOR WALL:

PORCH TYPE:

PATIO TYPE:

AIR COND: Y

FIXTURES:

FLOOR:

EQUIPMENT:

STORIES:

POOL:

CONDITION:

PROPERTY INFORMATTION

LAND USE: ResidentialImproved

ZONING: LowDensityResidentialDistric

COUNTY USE: ResidenceSingleFamily

LOT ACRES: 0.14

STATE USE:

LOT SQ FT: 6,098

LEN / WID:

TAXES AND ASSESSMENT INFORMATTION

ASSD YEAR: 2023

ASSD VALUE: $384,340

TAXABLE VAL:

TAX YEAR: 2023

LAND VALUE: $166,270

MKT VALUE: $638,150

TAX AREA: 15.19

IMP VALUE: $471,880

EXEMPTIONS:

PROPERTY TAX: $7,214.73

IMPROVED %: 74

DISTRICT:

ASSESSORMAP

STREET

AERIALMAP

CITY BOUNDARY MAP

SCHOOLS

Forest Grove School Disrict

ELEMENTARYSCHOOLS

NAME: HarveyClarkeElementarySchool

2516NBSt

No

MIDDLESCHOOLS

NAME: TomMccallUpperElementary CHARTERSCHOOL: No

NAME: NeilArmstrongMiddleSchool CHARTERSCHOOL: No

ADDRESS: 1777MtViewLn MAGNET SCHOOL: CITY,STATE,ZIP: ForestGrove,OR97116

HIGHSCHOOLS

NAME: ForestGroveHighSchool CHARTERSCHOOL: No

ADDRESS: 1401NicholsLn MAGNET SCHOOL:

21-Suburb:Large PHONE: (503)359-2432

NAME: BanksHighSchool CHARTERSCHOOL: No

ADDRESS: 13050NwMainSt

SCHOOL: CITY,STATE,ZIP: Banks,OR97106

42-Rural:Distant PHONE: (503)324-2281

5.19mile(s)

Students We Serve

5,750

American Indian/Alaska Native

OREGON AT-A-GLANCE DISTRICT PROFILE

Forest Grove SD 15

SUPERINTENDENT: David Parker | 1728 Main St, Forest Grove 97116 | 503-357-6171

District Environment

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

63%

No change from previous year Oregon average 62%

High School Success

ON-TRACK TO GRADUATE

Students earning one-quarter of graduation credits in their 9th grade year.

Multiracial

82%

Increase from previous year 2% Oregon average 84%

District Goals

FGSD Goals:

2022-23

Academic Success

Grade 3

ENGLISH LANGUAGE ARTS

Students meeting state grade-level expectations. 28%

Decrease from previous year 1%

Grade 8 MATHEMATICS

Students meeting state grade-level expectations.

17% Increase from previous year 5%

Oregon average 40%

ON-TIME GRADUATION

Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2018-19 graduating in 2021-22.

79% No change from previous year

1. Facilitate academic growth for each student while eliminating opportunity gaps through high quality instruction, high expectations, and cultural relevance.

2. Implement a system of social, emotional, and behavioral health support that are equity-centered, traumainformed, SEL-driven, and Strengths-based.

3. Engage the entire community through effective communication strategies while empowering a diverse perspective.

4. Build, cultivate, and provide safe systems that create collaborative, resilient, and responsible environments.

Oregon average 81%

State Goals

FIVE-YEAR COMPLETION

Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2017-18 finishing in 2021-22.

No change from previous year

85%

Oregon average 87%

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2027. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Our Staff (rounded FTE)

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED

Forest Grove SD 15

22 Administrators

339 Teachers

176 Educational assistants

24 Counselors

0 Social Workers

ON-TRACK TO GRADUATE

Grade 3 ENGLISH LANGUAGE ARTS

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

2022-23

Grade 8 MATHEMATICS

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

students or data unavailable

<10 students or data unavailable <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10

<10

<10

5 Psychologists

78%

OREGON AT-A-GLANCE SCHOOL PROFILE

Harvey Clarke Elementary School

PRINCIPAL: Troy Fisher | GRADES: K-4 | 2516 N B St, Forest Grove 97116 | 503-359-2478

CLASS SIZE

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

2022-23

Academic Success

ENGLISH LANGUAGE ARTS

Students meeting state grade-level expectations.

24.5

Increase from previous year 4 Oregon average 22

Decrease from previous year 14%

64%

Oregon average 62%

MATHEMATICS

Students meeting state grade-level expectations. 50%

Increase from previous year 8%

SCIENCE

Students meeting state grade-level expectations.

Change not available

<10 students or data unavailable

Oregon average 39%

School Goals

At Harvey Clarke our goals are to nurture the whole child. Each child is immersed in a rigorous and relevant academic program. Student progress is monitored three times yearly with benchmark assessments. Teachers and specialists use this information to inform our practices to ensure the success of each child.

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2027. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Oregon average

Safe & Welcoming Environment

At Harvey Clarke we recognize the diversity and worth of all students, individuals and groups, and are committed to both educating and providing a safe and inclusive environment for everyone, regardless of their immigration status, race, color, religion or any other basis. Teachers create learning experiences to help students understand the gifts all students bring to the classroom and school community.

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED

Harvey Clarke Elementary School

REGULAR ATTENDERS

American Indian/Alaska Native <10 students or data unavailable

24 Teachers

14 Educational assistants

3 Counselors/ Psychologists/ Social Workers

91%

About Our School

Asian <10 students or data unavailable

ENGLISH LANGUAGE ARTS

<10

<10

MATHEMATICS

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10

92%

BULLYING, HARASSMENT, AND SAFETY POLICIES

Forest Grove School District recognizes the need to ensure the safety of all of our students. In an effort to ensure safety for all, the following practices are in place in all of our Pk-6 buildings:

a) PBIS

b) PAX

c) Trauma Informed Practices

d) restorative practices and discipline

As a district we also have counseling lessons to address bullying and reporting as well as safe touch and personal space.

EXTRACURRICULAR ACTIVITIES

Classes such as Art, Science, Math, Legos, or Foreign Language

Community sports leagues

Clubs such as Boy Scouts and Girl Scouts

Onsite Daycare that provides supervision as well as many activities

PARENT ENGAGEMENT

Our staff understands the importance of having a school to home connection. At Harvey Clarke we have many opportunities for parents to volunteer in the classroom and outside the classroom. We need parents help for both academic and social events. We also work to keep our website up to date with the information on school and district events. Our PTO meets monthly to discuss fundraising and school activities. Visit the school website for more details on meeting times and locations.

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10

COMMUNITY ENGAGEMENT

We partner with local organizations to bring learning to the outside world. Each year our students take field trips to local nature parks, theaters and the local library to learn more about the world outside our school and to inform students about what kind of activities are in their community. We work to find meaningful activities to allow students to give back to their community through food drives, clothing drives and sharing their work with others in the community through our annual art night and Maker Faire.

OREGON AT-A-GLANCE SCHOOL PROFILE

Tom McCall Upper Elementary

PRINCIPAL: Sommer Johnson | GRADES: 5-6 | 1341 Pacific Ave, Forest Grove 97116 | 503-359-2506

CLASS SIZE

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

Decrease from previous year 1 Oregon average 22

ENGLISH LANGUAGE ARTS

Students meeting state grade-level expectations. 34%

65%

No change from previous year Oregon average 62%

MATHEMATICS

Students meeting state grade-level expectations. 18%

Increase from previous year 2% Oregon average 30%

School Goals

Tom McCall Upper Elementary School is committed to ensuring that our students are engaged in intellectual work during the majority of their school day. We are focused on ensuring that each of our students develop strong abilities to read, write, and problem solve, while also developing their interpersonal and intrapersonal skills.

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2027. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

SCIENCE

Students meeting state grade-level expectations.

Increase from previous year 2%

17%

Safe & Welcoming Environment

All of our teachers are focused on creating classroom cultures that are intentionally inviting, so all students feel a sense of belonging and are comfortable taking risks in their learning. School Website: https://tommcall.fgsdk12.org/ Eligibility for Free/Reduced Price Lunch expanded in 2020-21, for

information please visit: www.oregon.gov/ode/schools-and-districts/reportcards/reportcards/Pages/Accountability-Measures.aspx

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED

Tom McCall Upper Elementary

REGULAR ATTENDERS

American Indian/Alaska Native <10 students or data unavailable

ENGLISH LANGUAGE ARTS

2022-23

40 Teachers

27 Educational assistants

88%

About Our School

Asian <10 students or data unavailable

62%

BULLYING, HARASSMENT, AND SAFETY POLICIES

Forest Grove School District recognizes the need to ensure the safety of all of our students. In an effort to ensure safety for all, the following practices are in place in all of our Pk-6 buildings:

a) PBIS

b) CHAMPS

c) Trauma Informed Practices

d) restorative practices and discipline. As a district we also have counseling lessons to address bullying and reporting as well as safe touch and personal space.

EXTRACURRICULAR ACTIVITIES

Targeted academic program through a CLC Grant Enrichment clubs such as STEM garden, Chess Club, Lego Robotics Kid connection clubs such as Zumba, Dance Prep, Origami Opportunity for the Arts such as Band and Orchestra

PARENT ENGAGEMENT

We believe in partnering with the parents of our students to ensure that our students learn at high levels. Towards this end, we use parent surveys and feedback from our school climate surveys as an important way of determining how successful our practices are.

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10

COMMUNITY ENGAGEMENT

We partner with local organizations to bring learning to the outside world. Each year our students take field trips to learn about the world outside our school and to inform students about what kind of activities are in their community, and we work to find meaningful activities to allow students to give back to their community.

OREGON AT-A-GLANCE SCHOOL PROFILE

Neil Armstrong Middle School

PRINCIPAL: Juliana Kelly | GRADES: 7-8 | 1777 Mt View Ln, Forest Grove 97116 | 503-359-2465

CLASS SIZE

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

Increase from previous year 1

59%

Decrease from previous year 2% Oregon average 62%

ENGLISH LANGUAGE ARTS

MATHEMATICS

Students meeting state grade-level expectations.

Increase from previous year 4%

SCIENCE

Students meeting state grade-level expectations. 19%

Decrease from previous year 3%

School Goals

Neil Armstrong Middle School is committed to providing each student with a rigorous education preparing them for career, college and citizenship. Our goals are to focus on the whole child, including academics, behavior and social skills.

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2027. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Safe & Welcoming Environment

Neil Armstrong Middle School is an inclusive community in which diversity is valued. We are committed to ensuring that all students feel safe and welcome in our school. We have high expectations for students and staff that are reinforced in all content areas as well as in our advisory classes.

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED

Neil Armstrong Middle School

REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

<10 students or data unavailable

44 Teachers

17 Educational assistants

4

89%

About Our School

Asian

<10 students or data unavailable

<10 students or data unavailable

84%

BULLYING, HARASSMENT, AND SAFETY POLICIES

Neil Armstrong Middle School recognizes the need to ensure the safety of all of our students. We take all bullying and harassment reports seriously and investigate immediately.

EXTRACURRICULAR ACTIVITIES

Neil Armstrong is committed to offering extracurriculars. For 5 years, we have run an exceptional extended day program with our CLC Grant. In addition, our popular athletic program offers opportunities for all students to try out for sports.

PARENT ENGAGEMENT

Parent involvement is a priority in our school. We continue to open our doors for in-person events such as back to school night, informational nights, and 8th grade promotion.

COMMUNITY ENGAGEMENT

Our community partners are essential to the success of our school. We enjoy partnerships with many community organizations and institutions that help promote a healthy environment, social development, and academic enhancement.

Students We Serve

1,935

OREGON AT-A-GLANCE SCHOOL PROFILE

Forest Grove High School

PRINCIPAL: Karen ONeill | GRADES: 9-12 | 1401 Nichols Ln, Forest Grove 97116 | 503-359-2432

School Environment

CLASS SIZE

Median size of classes in core subjects.

Decrease from previous year 1

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

59% Increase from previous year 2%

Academic Success

ON-TIME GRADUATION

Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2018-19 graduating in 2021-22 80% Increase from previous year 1%

FIVE-YEAR COMPLETION

Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2017-18 finishing in 2021-22

Academic Progress

2022-23

ON-TRACK TO GRADUATE

Students earning one-quarter of graduation credits in their 9th grade year.

83% Increase from previous year 2%

84%

Decrease from previous year 2% Oregon average

School Goals

Forest Grove High School works to inspire excellence in all students, preparing them for college, career and citizenship. We want every student to have the skills they need to pursue any opportunity they choose upon graduation. Goal 1: Create a positive school culture and community among ALL students and staff by increasing student participation, engagement and success in classes and activities as well as developing positive relationships among students and staff. Goal 2: Prepare all students as measured by state and national assessments, student surveys, essential skills and graduation data.

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2027. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

COLLEGE GOING

Students enrolling in a two or four year college within 16 months of completing high school in 202021. Data from the National Student Clearinghouse.

No change from previous year

56%

Oregon average 56%

Safe & Welcoming Environment

FGHS staff and students work to create a welcoming environment. Advisory, AVID, High School Success, Student Advisory, Student Leadership Groups (ASB, LIA, Renaissance), PBIS, Unified Activities, Extracurricular and club activities and Parent Nights. Our safety plan includes regular training and practice for staff and students, ensuring that in the event of a real emergency, everyone is prepared. Single entry access, staff monitoring the campus (inside and out) throughout the day, as well as cameras across campus that are used to monitor activity.

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED

Forest Grove High School

100 Teachers

32 Educational assistants 8

91%

About Our School

ADVANCED COURSEWORK

23 AP, 30 Dual Credit at PCC, 17 Univ Classes at West. Oregon and Pacific Univ AP Classes:Biology, Calc AB & BC, Chemistry, Comp Science, Eng Lang & Comp, Eng Lit, Env Science, Eur. History, Human Geog., Macro & Micro Econ, Music Theory, Physics 1,2, Psych., Span Lang & Lit, Stats, Studio Art, US History, US Gov., World History Dual Credit:Adv Bldg Const., Basic Const., Woods 2, Woods 3, Metals 2,3,4, Intro to Hort A & B, Culinary 3, PreCalculus 1 & 2, AP Calculus 1,2,3, Hon Biology, Med Terminology, AP Environ, Mechatronics 1,2,3,4, Intro to Education, Ag Mechanics, Food Science, Tech Theatre & Intro to Acting Univ Credits:Hon Engl 4, Hon Biology, Hon Chemistry, College Alg 2, Span 2,3,4,5, Span for Sp Speakers 1,2, AP Span Lang & Lit and Mapping My World

ON-TRACK TO GRADUATE

<10

<10

<10

<10

CAREER & TECHNICAL EDUCATION

FGHS offers a comprehensive high school experience where students have multiple opportunities to take courses supporting them in any path they choose: entry into career, community college or university. The majority of Career and Technical classes offered provide opportunities to earn college credit, saving thousands in tuition. Career Pathways exist in the following areas: Building Construction, Metals Manufacturing, Agriculture/Ag Science, Arts and Communication. Performing Arts, Education, Culinary, Mechatronics, Engineering, Computer Science, Business, and Health Services. Entry level through advanced level coursework provides opportunities to explore and expand student interests, with numerous college credits when they leave Forest Grove High School.

EXTRACURRICULAR ACTIVITIES

Multiple Theatrical Shows, Choir, Band, Orchestra, Marching Band, Mariachi, 20 Clubs (service, arts, science, technology) Athletic Program.

PARENT & COMMUNITY ENGAGEMENT

FGHS works hard to create opportunities for parents and community to engage in student learning and experiences. Multiple parent nights are offered throughout the year that provide insight into Career Pathways, Academic Support and Future Planning. Specific activities include: CTE Night, College Night (Community College and University), ASPIRE – community mentors for students to plan for future, College and Career Fair (trade schools, colleges, career), Junior Achievement – 12th grade lessons taught by community members - as well as Senior Projects and Senior Speeches. FGHS has also partnered with many community partners and businesses to provide a variety of experiences for our students – from school based support to job shadows and internships.

21,083 $40,135 32.7 48% 52%

 Forest Grove

HOUSING

 57.19% of homes owner occupied

 42.81% of homes rented

POPULATION DENSITY

 3,673 inhabitants per sq. mile

 7,845 housing units at an average density of 1,366.7 per sq. mile

HISTORY

AGE DEMOGRAPHIC

 26.6% under age 18

 13.3% between ages 18 to 24

 25.6% between ages 25 to 44

 22.2% between ages 45 to 64

 12.3% above age 65

CITY QUICK FACTS

 5.97 square miles

 210 feet elevation

 Highest Average Temperature 82.6º

 Lowest Average Temperature 31.9º

METRO AREA BASE MAP

Organize and complete all your moving-related tasks! WFG National Title has partnered with Updater, a time-saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invitation after we complete your Title Report. Registration is totally optional!

Use Updater to:

Forward USPS mail

Reserve a mover online

Update your accounts

Connect utilities

Hook up home services

Search move-in special offers

Share moving announcements with friends & family

For more information on Updater, visit; https://wfg .updater.com/sign-up

FOREST GROVE UTILITIES

Emergency

Police/Medical/Fire

911

Poison Control

(800) 222-1222

www.aapcc.org

United States Postal Service

(800) 275-8777

www.usps.com

Xfinity

(800) 266-2278

www.xfinity.com

Ziply Fiber

(866) 699-4759

www.ziplyfiber.com

Verizon

(800) 483-4100

www.verizon.com

AT&T

(800) 288-2020

www.att.com

CenturyLink

(866) 963-6665

www.centurylinkcom

Dish Network

(800) 318-0572

www.dish.com

DIRECT TV

(800) 531-5000

www.directtv.com

The Oregonian

(503) 221-8240

www.oregonlive.com

TRI-MET

(503) 238-7433

www.trimet.org

Northwest Natural Gas

(800) 422-4012

www.nwnatural.com

Forest Grove Light and Power

(503) 992-3250

www.forestgrove-or.gov/lp

City of Forest Grove Water

(503) 992-3258

www.forestgrove-or/gov

Clean Water Services Sewer

(503) 681-3600

www.cleanwaterservices.org

Waste Management

(800) 808-5901

www.wm.com

Forest Grove School District

(503) 357-6171

www.fgsdk12.org

CHANGE OF ADDRESS

USPS

Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com

Benefits you will receive when you change your address online are:

Exclusive mover savings coupons

Safe and secure with identity verification by a simple $1.00 charge to your credit or debit card

Email confirmation at the end of registration of your change of address

* Must have valid email address and credit card to register online.

AUTO REGISTRATION AND DRIVER LICENSING

Below is the website if you would like to change your address online or you can visit your local DMV office.

Oregon Department of Transportation DMV Services

1905 Lana Avenue NE

Salem, OR 97314-0100

www.oregondmv.com/oregon/index.htm

General DMV Information Contact: 503-299-9999

VOTERS REGISTRTION

TO REGISTER TO VOTE, YOU MUST BE:

A citizen of the USA

A resident of Oregon

A Legal Resident of Oregon State at least 18 years of age on or before the next election.

HOW TO REGISTER

To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV).

If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.

REGISTRATION DEADLINE

A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.

CHANGE OF ADDRESS

If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.

Clackamas County Voter Registration: 503-655-8510

Multnomah County Voter Registration: 503-988-3720

Washington County Voter Registration: 503-846-5800

MOVING CHECKLIST

UTILITIES

Electric

NW Natural Gas

Water District

Sewer District

Garbage Provider

Cable/Satellite

Fuel (Propane)

Phone Services

Internet

FINANCIAL

Banks and Credit Unions

Credit Card Companies (including department store credit cards)

Lenders (Mortgage, Home Equity, Auto, Student Loans)

Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)

Retirement (Pension plans, 401K, Social Security, Veterans Affairs)

Investments (Investment Agencies and Brokers)

Online Bill Payer

Paypal

GOVERNMENT

US Post Office

Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)

IRS

Passport Office

Veteran Affairs

Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH

Physician

Pharmacies

SERVICE PROVIDER

Childcare

Housecleaning Services

Delivery Services

Lawn Care Services

Veterinarian

Pool Service

MEMBERSHIPS

Health Clubs

Membership Clubs (AAA or similar)

Community Groups (PTA, Neighborhood Associations, Civic Clubs)

Children’s Extracurricular

Activities (Dance Classes, Music Lesson, Sports Clubs)

SUBSCRIPTIONS

Newspapers

Magazine (USPS will only forward 2 months)

Movie Subscriptions

Book or Music Clubs

OTHER

Friends and Family Employers (typically notify the HR Department)

MOVING CHECKLIST

8

8 WEEK BEFORE YOU MOVE

Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved

Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing Material: Gather moving boxes and packing material for your move.

Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

1 WEEK BEFORE YOU MOVE

Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.

Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.

Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.

Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.

Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..

Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

4 WEEK BEFORE YOU MOVE

4 BEFO K B

Start Packin Pa location

4

Start Packing: Begin packing all things destined for your new location.

Obtain You You dentist and ist an nin records or m rds

Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.

Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.

Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.

Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.

Borrowed and Rented Items: Return items that you may have borrowed or rented. Collect items borrowed to others.

MOVING DAY

DA MOVIN

Plan Your the house ho

Someone me

Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.

Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.

Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.

Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.

Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

THE HOME DEPOT (800) 466-3337

www.homedepot.com

Beaverton (503) 469-4242

4401 SW 110th Ave. Beaverton, OR 97005

S. Beaverton (503) 646-1525

13700 NW Science Pk. Dr. Portland 97229

Clackamas (503) 774-6372

9300 SE 82nd Ave. Happy Valley, OR 97086

Hillsboro (503) 693-9090

1950 SE Minter Bridge Rd. Hillsboro 97123

Jantzen Beach (503) 289-9200

1728 N Tomahawk Island Dr. Portland 97217

Oregon City (503) 723-3181

2002 Washington St. Oregon City, OR 97045

E. Portland (503) 261-8543

10120 SE Washington St. Portland 97216

NE Portland (503) 252-0188

11633 NE Glen Widing Dr. Portland 97220

Sherwood (503) 925-8447

20260 SW Pacific Hwy.

Sherwood, OR 97140

Tigard (503) 639-3500

14800 SW Sequoia Parkway

Tigard 97224

MOVING RESOURCES

THE HOME DEPOT CONTINUED

Troutdale (503) 674-3944

25101 SE Stark St. Troutdale, OR 97060

LOWES (800) 466-3337

www.lowes.com

Hillsboro (503) 844-6200

1951 SE 24th Ave. Hillsboro, OR 97123

Milwaukie

(503) 794-2500

13631 SE Johnson Rd. Milwaukie 97222

Portland

(503) 737-3000

1160 N Hayden Meadows Dr. Portland 97217

Tigard

(503) 624-2644

12615 SW 72nd Ave.

Tigard, OR 97223

Wood Village (503) 667-1005

1000 NE Wood Village Blvd. Wood Village, OR 97060

DONATION FACILITIES

Goodwill (800) 741-0186

locator.goodwill.org

The Salvation Army (800) 958-7825

www.salvationarmyusa.org

Value Village (800) 958-7825

www.valuevillage.com

MOVING TRUCK RENTALS

Budget (800) 462-8343

www.budgettruck.com

Penske (888) 996-5415

www.pensketruckrental.com

Ryder (800) 297-9337

www.ryder.com

U-Haul (800) 468-4285

www.uhaul.com

STORAGE COMPANIES

NW Self Storage

www.nwselfstorage

Public Storage (800) 906-0879

www.publicstorage.com

Pods (888) 309-8967

www.pods.com

TRANSFER STATIONS

Garbage/Recycling

Metro Center (503) 234-3000

www.oregonmetro.gov

6161 NW 61st Ave. Portland, OR 97210

Metro South (503) 234-3000

www.oregonmetro.gov

2001 Washington St. Oregon City, OR 97045

AIRPORT

Portland International Airport (877) 793-4690

www.flypdx.com

AUTO & DRIVER REGISTRATION

DMV (503) 945-5000

www.odot.state.or.us/dmv/

BUS SERVICE

C-Tran (360) 695-0123

www.c-tran.com

Greyhound (800) 231-2222

www.greyhound.com

Tri-Met

(503) 238-7433

www.tri-met.org

CABLE TV & INTERNET

Verizon (888) 881-8161

www.verizon.com

XFINITY (Comcast) (800) 934-6489

www.comcast.com

CITY CONTACT

Banks (503) 324-5112

www.cityofbanks.org

Beaverton (503) 526-2222

www.ci.beaverton.or.us

Canby (503) 266-4021

www.ci.canby.or.us

RESOURCE GUIDE

CITY CONTACT CONTINUED

Cornelius

(503) 357-9112

www.ci.cornelius.or.us

Damascus (503) 658-8545

www.ci.damascus.or.us

Estacada (503) 630-8270

www.cityofestacada.org

Fairview (503) 665-7929

www.ci.fairview.or.us

Forest Grove (503) 359-3200

www.ci.forest-grove.or.us

Gaston

(503) 985-3340

Gladstone (503) 656-5225

www.ci.gladstone.or.us

Gresham

(503) 661-3000

www.ci.gresham.or.us

Happy Valley (503) 760-3325

www.ci.happy-valley.or.us

Hillsboro (503) 681-6100

www.hillsboro-oregon.gov

King City (503) 639-4082

www.ci.king-city.or.us

Lake Oswego (503) 635-0270

www.ci.oswego.or.us

Milwaukie (503) 786-7525

www.ci.cityofmilwaukie.org

CITY CONTACT CONTINUED

Molalla (503) 829-6855

www.cityofmolalla.com

North Plains (503) 647-5555

www.northplains.org

Oregon City (503) 657-0891

www.ci.orcity.or.us

Portland (503) 823-4000

www.portlandonline.com

River Grove (503) 639-6919

Sandy (503) 668-5533

www.ci.sandy.or.us

Sherwood (503) 625-5522

www.ci.sherwood.or.us

Tigard (503) 639-4171

www.ci.tigard.or.us

Troutdale (503) 665-5175

www.ci.troutdale.or.us

Tualatin (503) 692-2000

www.tualatinoregon.gov

West Linn (503) 657-0331

www.westlinnoregon.gov

Wilsonville (503) 682-1011

www.ci.wilsonville.or.us

Wood Village (503) 667-6211

www.ci.wood-village-or.us

COUNTY CONTACTS

Clackamas (503) 655-8011

www.co.clackamas.or.us

Taxation (503) 655-8671

Multnomah (503) 248-3511

www.co.clackamas.or.us

Taxation (503) 988-3326

Washington (503) 846-8611

www.co.clackamas.or.us

Taxation (503) 846-8741

ELECTRICITY

Pacific Power (888) 221 7070

www.pacificpower.net

Portland General (800) 542-8818

www.portlandgeneral.com

HOSPITALS

Adventist Medical (503) 257-2500

www.adventisthealthnw.com

Doernbecher Children’s Hospital (503) 494-8311

www.ohsu.edu

Legacy Good Samaritan (503) 413-4683

www.legacyhealth.org

Legacy Emanuel (503) 413-2200

www.legacyhealth.org

RESOURCE GUIDE

HOSPITALS CONTINUED

Legacy Meridian Park (503) 692-1212

www.legacyhealth.org

Legacy Mt. Hood (503) 674-1122

www.legacyhealth.org

Kaiser Permanente Sunnyside (503) 813-2000

www.kaiserpermanente.org

Kaiser Permanente Westside (503) 813-2000

www.kaiserpermanente.org

OHSU (503) 494-8311

www.ohsu.edu

Providence Milwaukie (503) 513-8300

www.providence.org

Providence Portland (503) 215-1111

www.providence.org

Providence St. Vincent (503) 216-1234

www.providence.org

Providence Willamette Falls (503) 656-1631

www.providence.org

Shriner’s Hospital (503) 241-5090

www.shrinershq.org

Tuality Community (503) 681-1111

www.tuality.org

Tuality Forest Grove (503) 357-2173

www.tuality.org

NATURAL GAS

NW Natural (800) 422-4012

www.nwnatural.com

NEWSPAPERS

The Columbian (360) 694-3391

www.columbian.com

The Oregonian (503) 221-8240

www.oregonlive.com

Willamette Weekly (503) 243-2122

www.wweek.com

RECREATION

Convention Center (503) 235-7575

www.oregoncc.org

Expo Center (503) 736-5200

www.expocenter.org

Mt. Hood Meadows (503) 337-2222

www.mthoodmeadows.com

OMSI (503) 797-4000

www.omsi.edu

Oregon Zoo (503) 266-1561

www.oregonzoo.com

Portland International Raceway (503) 823-7223

www.portlandraceway.com

Portland Art Museum (503) 266-2811

www.pam.org

RESOURCE GUIDE

RECREATION CONTINUED

Providence Park (503) 553-5400

www.providenceparkpdx.com

Regal Cinemas (800) FANDANGO

www.regalcinemas.com

Moda Center (503) 797-9619

www.rosequarter.com

Willamette Jetboat (503) 231-1532

www.willamettejet.com

SHOPPING

Bridgeport Village (503) 968-1704

www.bridgeport-village.com

Cedar Hills Crossing (503) 643-6563

www.cedarhillscrossing.com

Clackamas Town Center (503) 653-6913

www.clackamastowncenter.com

Columbia Gorge Outlets (503) 669-8060

www.premiumoutlets.com/ columbiagorge

Lloyd Center (503) 282-2511

www.lloydcenter.com

Mall 205 (503) 255-5805

Pioneer Place (503) 228-5800

www.pioneerplace.com

SHOPPING CONTINUED

Streets of Tanasbourne (503) 533-0561

www.streetsoftanasbourne.com

Washington Square (503) 369-8860

www.shopwashingtonsquare.com

Woodburn Outlets (888) 664-SHOP

www.woodburncompanystores.com

TELEPHONE SERVICE

Verizon (800) 483-4100

www.verizon.com

AT&T (800) 288-2020

www.att.com

TRANSFER STATIONS

Metro Center (503) 234-3000

www.oregonmetro.gov

6161 NW 61st Ave. Portland, OR

Metro South (503) 234-3000

www.oregonmetro.gov

2001 Washington St. Oregon City, OR

Clackamas County (503) 668-8885

www.wmnorthwest.com

19600 SE Canyon Valley Rd. Sandy, OR

VOTER REGISTRATION

Clackamas (503) 655-8510

Multnomah (503) 248-3720

Washington (503) 846-5800

WATER BUREAU

Beaverton (503) 526-2257

Clackamas (503) 722-9220

Gladstone (503) 656-5223

Gresham (503) 618-2373

Hillsboro (503) 681-6228

Lake Oswego (503) 635-0265

Milwaukie (503) 786-7525

Oregon City (503) 657-8151

Portland (503) 823-7770

Tigard (503) 639-1554

Tualatin (503) 692-2000

West Linn (503) 656-4261

Wilsonville (503) 682-1011

CYBER SECURITY

Because of you… we obsess over cyber security!

Cyber fraud and email hacking are on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds, and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:

Outgoing Wire from WFG to seller or borrower for proceeds

In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from the buyer and/or lender to WFG bank account

For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.

http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

OWNERS TITLE INSURANCE

Why it's important

Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW?

Understanding the Escrow Process

An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

TYPICAL ROLES IN THE CLOSING PROCESS

The Seller/Agent

Delivers a fully executed Purchase Sale Agreement to the escrow agent.

Executes the paperwork necessary to close the transaction.

The Buyer/Agent

Deposits collected funds required to close (in with the escrow agent.

Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.

Executes the paperwork and loan documents necessary to close the transaction.

The Lender

Deposits loan documents to be executed by the buyer

Deposits the loan proceeds.

Directs the escrow agent of the conditions under which the loan funds may be used

The Escrow Agent

Clears Title

Obtains title insurance

Obtains payoffs and release documents for underlying loans on the property Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf.

Prorates insurance, taxes, rents, etc.

Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction. Forwards deed to the county for recording. Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary

Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller.

WHAT IS TITLE?

About Title Insurance

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy

or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

What’s involved in a title search? A title search is actually made up of three separate searches:

Chain of Title – History of the ownership of the subject property

Tax Search – The tax search reveals the status of the taxes and assessments

Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names

Once the three searches have been completed, the file is reviewed by an examiner who determines:

Whether or not the Chain of Title shows that the party selling the property has the right to do so. The status of taxes for the subject property. The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due. Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary

After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination. .

WHO PAYS WHAT IN OREGON

SELLER PAYS

TYPICAL COSTS

The following costs generally affect all transactions:

Escrow Fee - one-half of the fee, based on title company’s fee schedule

Recording Fees - based on county fee schedule

Title Premium - based on fixed statewide fee schedule

Real Estate Commission - based on agreement with Broker

Tax Prorate - to apportion taxes between parties as of date of closing

General Costs - as listed for each specific transaction, as requested by principals

Release fees for loan payoff(s)

LAND SALE CONTRACT TRANSACTION

Attorney Fee - optional, and is sometimes shared with purchaser

Collection Escrow Setup Fee - optional, and is often shared with purchaser

ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION

Any delinquent payments to bring contract or loan current

Prorate share of current month’s interest based on current rate

CONVENTIONAL, FHA, VA LOAN TRANSACTIONS

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval

FHA, VA Loans - check with lender for any applicable seller costs

BUYER PAYS

TYPICAL COSTS

The following costs generally affect all transactions:

Escrow Fee - one-half of the fee, based on title company’s fee schedule

Recording Fees - based on county fee schedule

Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender

Tax Prorate - to apportion taxes between parties as of date of closing

General Costs - as listed for each specific transaction, as requested by the principals

LAND SALE CONTRACT TRANSACTION

Attorney Fee - optional, and is sometimes shared with seller

Collection Escrow Setup Fee - optional, and is sometimes shared with seller

Recording Fee - for contract or memorandum thereof

ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION

Assumption or Assignment

Next monthly payment due, if required by lender

Recording Fee - for Assumption/Assignment of Agreement, if required by lender

CONVENTIONAL, FHA, VA LOAN TRANSACTIONS

Lenders title insurance policy & endorsements, as required by lender

Loan Fee - as required by lender

Credit Report Fee - as required by lender

Appraisal Fee - as required by lender

Mortgage Insurance Premium - based on fee schedule and endorsements of lender

Prepaid Interest - if required by lender

VA Loans only - funding fee, if required by lender

FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance

DISCLAIMER: This flyer is not intended to be an all-inclusive list of fees and charges on every transaction, but rather a guide to the major costs of buying or selling real property. WFG would be happy to review and explain your closing cost prior to finalizing the transactions.

TITLE VESTING

Common ways to hold title to real property

AS AN INDIVIDUAL

An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY

A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON

Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE

Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS

Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE

Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY

A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

SALMON

VANCOUVER

EAST

This week the median list price for Forest Grove, OR 97116 is $650,000 with the market action index hovering around 43. This is about the same as last month's market action index of 43 Inventory has increased to 33.

Market Action Index

This answers “How’s the Market?” by comparing rate of sales versus inventory.

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues

Market Segments

Each segment below represents approximately 25% of the market ordered by price.

Median List Price

Prices in this zip code seem to have settled around a plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels.

Segments

In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 2 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels.

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

The properties have been on the market for an average of 106 days. Half of the listings have come newly on the market in the past 86 or so days. Watch the 90-day DOM trend for signals of a changing market.

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

• Instant access to

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Sign up for an account at https://myhome.wfgtitle.com today!

Click Register for MyHome® account on a MyHome® email to https://myhome. wfgtitle.com

Complete a brief registration form. Use your email address on immediate access.

• Contact information for

•

• entire escrow process

• via text, email, or

• for your transaction

• your escrow team

• milestone

•

TIMELINE

CONSUMER EXPERIENCE

TRANSACTION CLOSED

GATHER UP

SIGNING SCHEDULED

CLOSE TO SIGNING

TITLE CLEARED

UPDATER INVITATION

TITLE REPORT DELIVERED

TRANSACTION STARTED

MIDPOINT FEEDBACK

EARNEST MONEY