15916 S Henrici Rd - Home Profile

Page 1


15916SHENRICIRD OREGONCITY,OR97045

OWNER NAME: SterleRuthieJoanneTrustee

VESTING:

MAILING ADDRESS: 15916SHenriciRdOregonCityOR97045

OWNER STATUS: Owneroccupied

COUNTY: Clackamas

CENSUS / BLOCK: 023001/1015

TSP - RNG - SEC: 03S-02E-15

LOT / BLOCK: 2,3/

HOUSING TRACT: WilshireMeadows

ALT PARCEL #: 32E15DA00300

SCHOOL DISTRICT: OregonCity

MUNICIPALITY: OregonCity PARCEL #: 00881898

DATE:DATE: SALE PRICE:SALE PRICE: DOCUMENT #:DOCUMENT #: DOC TYPE:DOC TYPE: SQUARE FOOT $:LENDER: LENDER:LOAN: LOAN:LOAN TYPE:

LOAN TYPE: LOAN TERM:

GROSS AREA: 1,791

LIVING AREA: ABOVE GRADE:

BEDROOMS: 4

BATHROOMS (F/H): 2/0

FIREPLACE: 1

YEAR BUILT: 1969

PARKING TYPE: Garage

UNITS: 1

BASEMENT:

GARAGE AREA: 500 ROOF SHAPE: Gable

FOUNDATION: ROOF MATERIAL: CompositionShingle

CONSTRUCTIONS:

HEAT TYPE: Electric

COOLING TYPE:

EXTERIOR WALL: Wood

ROOMS:

QUALITY:

INTERIOR WALL:

PORCH TYPE: PATIO TYPE: AIR COND:

FIXTURES: FLOOR:

EQUIPMENT:

STORIES: 1

POOL:

CONDITION:

LAND USE: Residentiallandimproved

ZONING: RuralAreaResidential2-AcreD

COUNTY USE:

LOT ACRES: 0.551

STATE USE: LOT SQ FT: 23,999

LEN / WID:

ASSD YEAR: 2025

ASSD VALUE: $291,651

TAXABLE VAL:

TAX YEAR: 2025

LAND VALUE: $285,360

MKT VALUE: $598,550

TAX AREA: 062-070

IMP VALUE: $313,190

EXEMPTIONS:

PROPERTY TAX: $4,533.02

IMPROVED %: 52

DISTRICT:

DEMOGRAPHICS

PROPERTY ADDRESS 15916SHENRICIRD OREGONCITY,OR97045

ASSESSORMAP

STREET

AERIALMAP

CITY Y BOUNDARY Y MAP P

SCHOOLS

ELEMENTARYSCHOOLS

NAME: BeavercreekElementarySchool

ADDRESS: 21944SYeomanRd

CITY, STATE, ZIP: Beavercreek,OR97004

PHONE: (503)785-8350

GRADES: Kindergarten-5thGrade

NAME: GaffneyLaneElementarySchool

ADDRESS: 13521SGaffneyLn

CITY, STATE, ZIP: OregonCity,OR97045

CHARTER SCHOOL: No

DESCRIPTION: 41-Rural:Fringe

1.82mile(s)

ONE: 2-No

CHARTER SCHOOL: No

21-Suburb:Large PHONE: (503)785-8600

2.69mile(s) GRADES: Kindergarten-5thGrade

ONE: 1-Yes

MIDDLESCHOOLS

NAME: GardinerMiddleSchool

ADDRESS: 205WilliamsSt

CITY, STATE, ZIP: OregonCity,OR97045

CHARTER SCHOOL: No

21-Suburb:Large PHONE: (503)785-8200

3.58mile(s) GRADES: 6thGrade-8thGrade

ONE: 2-No

NAME: TumwataMiddleSchool CHARTER SCHOOL: No

ADDRESS: 14133SDonovanRd

CITY, STATE, ZIP: OregonCity,OR97045

DESCRIPTION: 21-Suburb:Large PHONE: (503)785-8300

GRADES: 6thGrade-8thGrade

HIGHSCHOOLS

3.69mile(s)

ONE: 2-No

NAME: OregonCitySeniorHighSchool CHARTER SCHOOL: No

ADDRESS: 19761SBeavercreekRd

CITY, STATE, ZIP: OregonCity,OR97045

21-Suburb:Large PHONE: (503)785-8900

GRADES: 9thGrade-12thGrade

ONE: 2-No

NAME: ClackamasAcademyOfIndustrial Sciences CHARTER SCHOOL: Yes

ADDRESS: 130612ThSt

SCHOOL: CITY, STATE, ZIP: OregonCity,OR97045

DESCRIPTION: 21-Suburb:Large PHONE: (503)785-7860

GRADES: 6thGrade-12thGrade

4.26mile(s)

2-No

GRADUATION

Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2019-20 finishing in 2023-24 .

State Goals

Students

District Goals

The Oregon Department of Education is partnering with school districts and communities statewide to reach a 90% on-time graduation rate by 2027. Anchored in the pillars of Academic Excellence, Belonging & Wellness, and Accountability, ODE prioritizes evidence-based strategies that strengthen early literacy, improve attendance, and deepen student engagement. We are committed to eliminating opportunity and achievement gaps for historically underserved students. By investing in culturally responsive practices, cultivating inclusive school environments, and fostering a culture of continuous improvement, we can help ensure every student thrives.

In the Oregon City School District, we are committed to the success and well-being of each and every student supported by their school and district community. As outlined in our strategic plan, we will meet this goal through a commitment to Instructional Excellence and a focus on Career and College, Robust Systems for Belonging and Well-Being, and Engaged Communities, with a foundation of Safe and Engaging Learning Environments. We are thankful for each other in Oregon City School District; Where Students Are First.

FIVE-YEAR COMPLETION

GRADUATION

ON-TRACK TO GRADUATE

Welcoming Environment

&

Safe

We strive to ensure all students and their families feel safe and welcome by embedding a focus on equity within all of our professional development offerings and school improvement efforts. We affirm the identity of each student, acknowledge and celebrate differences to create a sense of belonging for each student and promote unity. The physical safety and emotional well-being of all children in the District is paramount.

State Goals

The Oregon Department of Education is partnering with school districts and communities statewide to reach a 90% on-time graduation rate by 2027. Anchored in the pillars of Academic Excellence, Belonging & Wellness, and Accountability, ODE prioritizes evidence-based strategies that strengthen early literacy, improve attendance, and deepen student engagement. We are committed to eliminating opportunity and achievement gaps for historically underserved students. By investing in culturally responsive practices, cultivating inclusive school environments, and fostering a culture of continuous improvement, we can help ensure every student thrives.

School Goals

At Beavercreek Elementary we work hard to create a safe and welcoming environment where students can succeed in both academics and social emotional learning. Our focus on core academic instruction builds the foundational knowledge that students need to graduate high school prepared for college or career.

MATHEMATICS

ENGLISH LANGUAGE ARTS

COMMUNITY ENGAGEMENT

At Beavercreek Elementary, we work hard to create a safe and welcoming environment where students can succeed in both academics and social emotional learning. We partner with local businesses and community agencies to provide students with everything that they need to be successful at school.

PARENT ENGAGEMENT

Parents play a critical role in their child’s education. Family engagement opportunities include Open Houses, Book Fairs, Conferences, Music Programs, and other events.

REGULAR ATTENDERS

EXTRACURRICULAR ACTIVITIES

Additional opportunities available through Oregon City Community Education and other organizations were shared with families.

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

To ensure a safe and secure learning environment for all of our students, we work with students, our counselor, school staff, and parents on a case-by-case basis to address conflict between students and to provide counseling for harassment. We host yearly training and discussion opportunities to help students and staff recognize bullying and harassment and provide strategies for intervention. Our Intervention Team encourages all of our students to speak up when they see bullying.

Safe & Welcoming Environment

Our commitment to each and every student guides our work to help each student feel a sense of belonging at our school. We have worked on transforming our spaces to welcome and support all students through Universal Design for Learning. We utilize restorative practices when there is disharmony in the school community and we offer multiple after school activities and sports so that every student has the opportunity to participate in something non-academic.

State Goals

The Oregon Department of Education is partnering with school districts and communities statewide to reach a 90% on-time graduation rate by 2027. Anchored in the pillars of Academic Excellence, Belonging & Wellness, and Accountability, ODE prioritizes evidence-based strategies that strengthen early literacy, improve attendance, and deepen student engagement. We are committed to eliminating opportunity and achievement gaps for historically underserved students. By investing in culturally responsive practices, cultivating inclusive school environments, and fostering a culture of continuous improvement, we can help ensure every student thrives.

School Goals

Tumwata Middle School continues our work to provide a well-rounded education to each student through interdisciplinary units, student-driven projects, assessment for learning (rather than ranking), and opportunities for students to share their work with their community. Our priorities and values are aspirational in that we are always trying to improve our commitment to them, find new ways to implement them, learn from past mistakes and improve. We will continue to do this work in 2025-26

MATHEMATICS

ENGLISH LANGUAGE ARTS

REGULAR ATTENDERS

COMMUNITY ENGAGEMENT

TMS emphasizes career and college readiness through bringing community members to the school and bringing students into the community to see college and career opportunities. We arrange for classroom visits and assemblies where community members describe the work they do in order to build interest in future careers and community involvement. Students go on field trips to colleges to get exposed to the community of higher learning in Oregon and also to various community sites. Students utilize a career and college readiness curriculum called Naviance in which students explore future choices.

PARENT ENGAGEMENT

Family communication is primarily through ParentSquare, email and social media. A bi-weekly email newsletter goes out on Fridays all school year. Every team of teachers sends an email updating families on what’s happening in their classes every-other week. We update our Facebook page, website and Instagram frequently with information about what’s happening in the school. Opportunities for parent involvement include our PTSO and volunteering in the school.

EXTRACURRICULAR ACTIVITIES

Tumwata Middle School offers many extracurricular opportunities including After School Activities (video game club, art, anime, volunteering, club sports, table top games, more), school sports (cross country, wrestling, dance, and track) and lunch clubs. Staff are always offering different kinds of after school activities and students can set up lunch clubs with the support of a staff member.

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

We take bullying and harassment very seriously. Every incident of bullying and harassment is investigated by our team (principal, vice principal, dean, counselors) and addressed. We work hard to build a caring community by utilizing an advisory program.Every student is taught lessons from our social-emotional curriculum Wayfinder which address all aspects of bullying and harassment including the different roles involved in bullying and harassment incidents, how to avoid and resolve these issues, and how to get help. We utilize an anonymous reporting system in which issues of student safety can be reported.

COLLEGE GOING

Students enrolling in a two or four year college within 12 months of completing high school in 202223 . Data from the National Student Clearinghouse.

Increase from previous year 1%

Oregon average 55%

Safe & Welcoming Environment

and

Students

Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2019-20 finishing in 2023-24

Decrease from previous year 2%

Oregon average 87%

OCHS

State Goals

Students earning a diploma within four years.

includes

who were first-time ninth graders in 2020-21 graduating in 2023-24

No change from previous year

School Goals

Oregon Department of Education is partnering with school districts and communities statewide to reach a 90% on-time graduation rate by 2027. Anchored in the pillars of Academic Excellence, Belonging & Wellness, and Accountability, ODE prioritizes evidence-based strategies that strengthen early literacy, improve attendance, and deepen student engagement. We are committed to eliminating opportunity and achievement gaps for historically underserved students. By investing in culturally responsive practices, cultivating inclusive school environments, and fostering a culture of continuous improvement, we can help ensure every student thrives.

The

Oregon City High School has established four School Improvement Goals.

1-Increasing our students' sense of belonging at school using strategies. 2-Increasing student attendance.

3-Increasing the number of students On Track to graduate with strategies focused on creating common course outcomes for PLTS.

4-Increase family engagement through creating multifaceted events to attract more families to school events.

TO GRADUATE

About Our School

PARENT & COMMUNITY ENGAGEMENT

A focus for Oregon City High School is reengaging with families. We have a large event each semester that will provide multiple sessions and reasons for families to come and connect with staff. We also offer a number of other opportunities to engage parents at Oregon City High School through athletic contests, plays, concerts, and competitions. We also offer Parent/Teacher conferences each semester, AVID parent nights.

EXTRACURRICULAR ACTIVITIES

Oregon City High School is a member of the Three Rivers League and participates in OSAA sanctioned athletics and activities. We offer 24 Interscholastic Athletic Programs along with a Unified Sports Program. We have a Comprehensive Activity Program which includes band, drama, choir, and speech and debate. We also have approximately 40 student clubs, Fashion Club, and Students for Justice, to National Honor Society and International Thespians Honors Society and a growing variety of affinity groups. Our recent bond, supported by the Oregon City Community, will allow us to add turf to our on-campus football field and to our varsity softball and baseball fields. It will also support upgrades to Pioneer Stadium.

CAREER & TECHNICAL EDUCATION

Oregon City High School has five Perkins approved CTE Programs in Accounting, Marketing, Office Systems, Construction, and Culinary Arts. OCHS also partners with Clackamas Community College to offer additional career-technical education courses in Automotive Technology, Machining, and Welding. Also, OCHS is in the development stages of adding a Health Occupations CTE program. Our recent bond supported by the Oregon City Community, will allow us to remodel existing spaces to better support our Career Center, Video Production, JROTC, Trades, and robotics. Nearly 1300 sections of CTE courses were taken in 2024-2025, with over 800 unique students participating in CTE courses in grades 9-12.

ADVANCED COURSEWORK

Oregon City High School offers a number of different opportunities for students to take advanced coursework. We offer approximately 25 Honors classes and 16 Advanced Placement (AP) courses. Students also can take 26 courses at OCHS that offer college credit through Clackamas Community College and Oregon Institute of Technology. Our students also take Automotive, Manufacturing, Welding, and PreEngineering classes at Clackamas Community College for credit.

OPOPULATION

C25,754$45,53136.349.3%50.7%

City is the county seat of Clackamas County, Oregon, United located on the Willamette River near the southern limits of the Portland Established in the Hudson's Company, in 1844 it became the rst U.S. west of the Rocky Mountains to be incorporated.

SCHOOL DISTRICTS

Oregon Cityis thecounty seatofClackamas County,Oregon,United States, located on theWillamette Rivernear the southern limits of thePortland metropolitan area. Established in 1829 by theHudson's Bay rst U.S. city west of theRocky Mountainsto be incorporated.

Oregon City School District

HOUSING

65.28% of homes owner occupied

34.72% of homes rented

POPULATION DENSITY

3,520.3 inhabitants per sq. mile

12,900 housing units at an average density of 1,425.4 per sq. mile

HISTORY

AGE DEMOGRAPHIC

25.5% under age 18

8.8% between ages 18 to 24

28.8% between ages 25 to 44

25.7% between ages 45 to 64

11.2% above age 65

CITY QUICK FACTS

9.29 square miles 141 feet elevation

OCith22itkOfthit'lkiClkttPktth

Oregon City has over 22 city parks. One of the city's larger parks is Clackamette Park, at the uence of the Clackamas and Willamette Rivers. The park's features include RV camping, a boat launch and dock, a skateboard park, and other recreational facilities. Several community festivals are held there throughout the year. Other major parks include Chapin, Hillendale, Rivercrest, and the new Wesley Lynn.

OregonCityhasover22cityparksOneofthecity'slargerparksisClackametteParkatthe Oregon has over 22 parks One of the parks is Clackamette Park, at the con recreational festivals are held there the year. Other major Rivercrest, and the new Lynn.

ME TRO AREA BASE MAP

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

LOCAL BUSINESSES

OREGON N CITY Y UTILITIES S

Emergency Police/Medical/Fire

911

Poison Control (800) 222-1222 www.aapcc.org

United States Postal Service (800) 275-8777

www.usps.com

Xfinity (800) 266-2278

www.xfinity.com

Ziply Fiber (866) 699-4759 www.ziplyfiber.com

Verizon (800) 483-4100 www.verizon.com

AT&T (800) 288-2020 www.att.com

CenturyLink (866) 963-6665

www.centurylink.com

Dish Network (800) 318-0572 www.dish.com

DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com

TRI-MET (503) 238-7433 www.trimet.org

Northwest Natural Gas (800) 422-4012 www.nwnatural.com

Portland General Electric (503) 228-6322 www.portlandgeneral.com

Clackamas River Water District (503) 722-9220 www.crwater.com

Oregon City Garbage Co. (503) 656-8403 www.oregoncitygarbageco.com

Oregon City School District (503) 785-8000 www.ocsd62.org

CHANGEOFADDRESS

USPS

Belowisthewebsiteifyouwouldliketochangeyouraddressonlineoryoucanvisityour localpostoffice,theywillprovideyouwiththechangeofaddresspacket. https://moversguide.usps.com

Benefitsyouwillreceivewhenyouchangeyouraddressonlineare:

Exclusivemoversavingscoupons

Safeandsecurewithidentityverificationbyasimple$1.00chargetoyourcreditordebit card

Emailconfirmationattheendofregistrationofyourchangeofaddress

*Musthavevalidemailaddressandcreditcardtoregisteronline.

AUTOREGISTRATIONANDDRIVERLICENSING

Belowisthewebsiteifyouwouldliketochangeyouraddressonlineoryoucanvisityour localDMVoffice.

OregonDepartmentofTransportation DMVServices 1905LanaAvenueNE Salem,OR97314-0100 www.oregondmv.com/oregon/index.htm

GeneralDMVInformationContact: 503-299-9999

VOTERSREGISTRTION

TOREGISTERTOVOTE,YOUMUSTBE:

AcitizenoftheUSA

AresidentofOregon

ALegalResidentofOregonStateatleast18yearsofageonorbeforethenextelection.

HOWTOREGISTER

ToregistertovoteonlineyouwillneedanOregondriver'slicense,permitorIDcard numberissuedbytheOregonDriverandMotorVehicleServicesDivision(DMV).

IfyoudonothaveanOregondriver'slicense,permitorIDcard,youcanstillusetheonline voterregistrationapplication.Theinformationyouenterwilldisplayonavoterregistration card(PDFdocument)thatyouwillneedtoprint,signanddelivertoyourcountyelections officetocompleteyourregistration.

REGISTRATIONDEADLINE

Anewregistrantmustsubmittheironlineregistrationby11:59:59p.m.PacificTimeonthe 21stcalendardaybeforeanelectiontobeeligibletovoteinthatelection.

CHANGEOFADDRESS

Ifyoumovetoanewcounty,youmustcompleteanewvoterregistration,otherwiseyou mustrequestatransferofyourregistration.

ClackamasCountyVoterRegistration:503-655-8510

MultnomahCountyVoterRegistration:503-988-3720

WashingtonCountyVoterRegistration:503-846-5800

MOVINGCHECKLIST

UTILITIES

Electric

NWNaturalGas WaterDistrict

SewerDistrict

GarbageProvider

Cable/Satellite Fuel(Propane)

PhoneServices

Internet

FINANCIAL

BanksandCreditUnions

CreditCardCompanies (includingdepartmentstorecreditcards)

Lenders

(Mortgage,HomeEquity,Auto,StudentLoans) InsuranceCompanies

(Health,Renters,Auto,Home,Medical,Dental,Disability,Life)

Retirement (Pensionplans,401K,SocialSecurity,VeteransAffairs)

Investments (InvestmentAgenciesandBrokers)

OnlineBillPayer Paypal

GOVERNMENT

USPostOffice

DepartmentofMotorVehicles

(Obtainyourdriver’slicenseandchangevehicleregistration)

IRS PassportOffice

VeteranAffairs UnemploymentOffice (Ifyouarecurrentlyreceivingunemploymentbenefits)

HEALTH

Physician Pharmacies

SERVICEPROVIDER

Childcare HousecleaningServices DeliveryServices LawnCareServices Veterinarian PoolService

MEMBERSHIPS

HealthClubs

MembershipClubs (AAAorsimilar) CommunityGroups (PTA,NeighborhoodAssociations,CivicClubs) Children’sExtracurricular Activities (DanceClasses,MusicLesson,SportsClubs)

SUBSCRIPTIONS

Newspapers

Magazine (USPSwillonlyforward2months)

MovieSubscriptions

BookorMusicClubs

OTHER

FriendsandFamily Employers (typicallynotifytheHRDepartment)

MOVINGCHECKLIST

8WEEKBEFOREYOUMOVE

InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved

ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany.

RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible.Therecanbea largedifferencebetweenratesandserviceswithinmoving companies.

DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems.Haveayardsaleor donateunnecessaryitemstocharity.

PackingMaterial:Gathermovingboxesandpacking materialforyourmove.

ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy.

1

1WEEKBEFOREYOUMOVE

1 WEEK

Your USPS Office

YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions.

BankAccounts:Transferorclosebankaccountsifchanging banks.Makesuretohaveamoneyorderforpayingthe movingcompany.

ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive.

CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc.)ofyourmove.

TravelItems:Setasideallitemsyou’llneedwhiletraveling. Makesurethesearenotpackedonthemovingtruck..

ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress.

4 WEEK BEFO

4WEEKBEFOREYOUMOVE

Start Packin location

4

StartPacking:Beginpackingallthingsdestinedforyournew location.

Obtain You dentist and retaining an records or m

ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords.Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging.Securityiscriticalofpersonal records.

NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer.Useupasmuchofyourperishable foodaspossible.

SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines.Thiswillreduce thatchancetocatchfireduringyourmove.

ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove.

BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented.Collectitemsborrowedtoothers.

*

MOVINGDAY

MOVING DA

Plan Your the house

Someone

PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway. Someonewillneedtobearoundtomakedecisions.Make plansforkidsandpetstobeatasittersfortheday.

ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc.)toensureno itemsareleftornohomeissuesexist.

DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move.

VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty.

QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?

THEHOMEDEPOT

(800)466-3337 www.homedepot.com

Beaverton (503)469-4242 4401SW110thAve. Beaverton,OR97005

S.Beaverton (503)646-1525 13700NWSciencePk.Dr. Portland97229

Clackamas (503)774-6372 9300SE82ndAve. HappyValley,OR97086

Hillsboro (503)693-9090 1950SEMinterBridgeRd. Hillsboro97123

JantzenBeach (503)289-9200 1728NTomahawkIslandDr. Portland97217

OregonCity (503)723-3181 2002WashingtonSt. OregonCity,OR97045

E.Portland (503)261-8543 10120SEWashingtonSt. Portland97216

NEPortland (503)252-0188 11633NEGlenWidingDr. Portland97220

Sherwood (503)925-8447 20260SWPacificHwy. Sherwood,OR97140

Tigard (503)639-3500 14800SWSequoiaParkway Tigard97224

MOVINGRESOURCES

THEHOMEDEPOTCONTINUED

Troutdale (503)674-3944 25101SEStarkSt. Troutdale,OR97060

LOWES

(800)466-3337 www.lowes.com

Hillsboro (503)844-6200 1951SE24thAve. Hillsboro,OR97123

Milwaukie (503)794-2500 13631SEJohnsonRd. Milwaukie97222

Portland (503)737-3000 1160NHaydenMeadowsDr. Portland97217

Tigard (503)624-2644 12615SW72ndAve. Tigard,OR97223

WoodVillage (503)667-1005 1000NEWoodVillageBlvd. WoodVillage,OR97060

DONATIONFACILITIES

Goodwill (800)741-0186 locator.goodwill.org

TheSalvationArmy (800)958-7825 www.salvationarmyusa.org

ValueVillage (800)958-7825 www.valuevillage.com

MOVINGTRUCKRENTALS

Budget (800)462-8343 www.budgettruck.com

Penske (888)996-5415 www.pensketruckrental.com

Ryder (800)297-9337 www.ryder.com

U-Haul (800)468-4285 www.uhaul.com

STORAGECOMPANIES

NWSelfStorage www.nwselfstorage

PublicStorage (800)906-0879 www.publicstorage.com

Pods (888)309-8967 www.pods.com

TRANSFERSTATIONS Garbage/Recycling

MetroCenter (503)234-3000 www.oregonmetro.gov 6161NW61stAve. Portland,OR97210

MetroSouth (503)234-3000 www.oregonmetro.gov 2001WashingtonSt. OregonCity,OR97045

AIRPORT

PortlandInternationalAirport (877)793-4690 www.flypdx.com

AUTO&DRIVERREGISTRATION

DMV

(503)945-5000 www.odot.state.or.us/dmv/

BUSSERVICE

C-Tran (360)695-0123 www.c-tran.com

Greyhound (800)231-2222 www.greyhound.com

Tri-Met (503)238-7433 www.tri-met.org

CABLETV&INTERNET

Verizon (888)881-8161 www.verizon.com

XFINITY(Comcast) (800)934-6489 www.comcast.com

CITYCONTACT

Banks (503)324-5112 www.cityofbanks.org

Beaverton (503)526-2222 www.ci.beaverton.or.us

Canby (503)266-4021 www.ci.canby.or.us

RESOURCEGUIDE

CITYCONTACTCONTINUED

Cornelius (503)357-9112 www.ci.cornelius.or.us

Damascus (503)658-8545 www.ci.damascus.or.us

Estacada (503)630-8270 www.cityofestacada.org

Fairview (503)665-7929 www.ci.fairview.or.us

ForestGrove (503)359-3200 www.ci.forest-grove.or.us

Gaston (503)985-3340

Gladstone (503)656-5225 www.ci.gladstone.or.us

Gresham (503)661-3000 www.ci.gresham.or.us

HappyValley (503)760-3325 www.ci.happy-valley.or.us

Hillsboro (503)681-6100 www.hillsboro-oregon.gov

KingCity (503)639-4082 www.ci.king-city.or.us

LakeOswego (503)635-0270 www.ci.oswego.or.us

Milwaukie (503)786-7525 www.ci.cityofmilwaukie.org

CITYCONTACTCONTINUED Molalla (503)829-6855 www.cityofmolalla.com

NorthPlains (503)647-5555 www.northplains.org

OregonCity (503)657-0891 www.ci.orcity.or.us

Portland (503)823-4000 www.portlandonline.com

RiverGrove (503)639-6919

Sandy (503)668-5533 www.ci.sandy.or.us

Sherwood (503)625-5522 www.ci.sherwood.or.us

Tigard (503)639-4171 www.ci.tigard.or.us

Troutdale (503)665-5175 www.ci.troutdale.or.us

Tualatin (503)692-2000 www.tualatinoregon.gov

WestLinn (503)657-0331 www.westlinnoregon.gov

Wilsonville (503)682-1011 www.ci.wilsonville.or.us

WoodVillage (503)667-6211 www.ci.wood-village-or.us

COUNTYCONTACTS

Clackamas (503)655-8011 www.co.clackamas.or.us Taxation (503)655-8671

Multnomah (503)248-3511 www.co.clackamas.or.us Taxation (503)988-3326

Washington (503)846-8611 www.co.clackamas.or.us Taxation (503)846-8741

ELECTRICITY

PacificPower (888)2217070 www.pacificpower.net

PortlandGeneral (800)542-8818 www.portlandgeneral.com

HOSPITALS

AdventistMedical (503)257-2500 www.adventisthealthnw.com

DoernbecherChildren’s Hospital (503)494-8311 www.ohsu.edu

LegacyGoodSamaritan (503)413-4683 www.legacyhealth.org

LegacyEmanuel (503)413-2200 www.legacyhealth.org

RESOURCEGUIDE

HOSPITALSCONTINUED

LegacyMeridianPark (503)692-1212 www.legacyhealth.org

LegacyMt.Hood (503)674-1122 www.legacyhealth.org

KaiserPermanenteSunnyside (503)813-2000 www.kaiserpermanente.org

KaiserPermanenteWestside (503)813-2000 www.kaiserpermanente.org

OHSU (503)494-8311 www.ohsu.edu

ProvidenceMilwaukie (503)513-8300 www.providence.org

ProvidencePortland (503)215-1111 www.providence.org

ProvidenceSt.Vincent (503)216-1234 www.providence.org

ProvidenceWillametteFalls (503)656-1631 www.providence.org

Shriner’sHospital (503)241-5090 www.shrinershq.org

TualityCommunity (503)681-1111 www.tuality.org

TualityForestGrove (503)357-2173 www.tuality.org

NATURALGAS

NWNatural (800)422-4012 www.nwnatural.com

NEWSPAPERS

TheColumbian (360)694-3391 www.columbian.com

TheOregonian (503)221-8240 www.oregonlive.com

WillametteWeekly (503)243-2122 www.wweek.com

RECREATION

ConventionCenter (503)235-7575 www.oregoncc.org

ExpoCenter (503)736-5200 www.expocenter.org

Mt.HoodMeadows (503)337-2222 www.mthoodmeadows.com

OMSI (503)797-4000 www.omsi.edu

OregonZoo (503)266-1561 www.oregonzoo.com

PortlandInternational Raceway (503)823-7223 www.portlandraceway.com

PortlandArtMuseum (503)266-2811 www.pam.org

RESOURCEGUIDE

RECREATIONCONTINUED

ProvidencePark (503)553-5400 www.providenceparkpdx.com

RegalCinemas (800)FANDANGO www.regalcinemas.com

ModaCenter (503)797-9619 www.rosequarter.com

WillametteJetboat (503)231-1532 www.willamettejet.com

SHOPPING

BridgeportVillage (503)968-1704 www.bridgeport-village.com

CedarHillsCrossing (503)643-6563 www.cedarhillscrossing.com

ClackamasTownCenter (503)653-6913 www.clackamastowncenter.com

ColumbiaGorgeOutlets (503)669-8060 www.premiumoutlets.com/ columbiagorge

LloydCenter (503)282-2511 www.lloydcenter.com

Mall205 (503)255-5805

PioneerPlace (503)228-5800 www.pioneerplace.com

SHOPPINGCONTINUED

StreetsofTanasbourne (503)533-0561 www.streetsoftanasbourne.com

WashingtonSquare (503)369-8860 www.shopwashingtonsquare.com

WoodburnOutlets (888)664-SHOP www.woodburncompanystores.com

TELEPHONESERVICE

Verizon (800)483-4100 www.verizon.com

AT&T (800)288-2020 www.att.com

TRANSFERSTATIONS

MetroCenter (503)234-3000 www.oregonmetro.gov 6161NW61stAve. Portland,OR

MetroSouth (503)234-3000 www.oregonmetro.gov 2001WashingtonSt. OregonCity,OR

ClackamasCounty (503)668-8885 www.wmnorthwest.com 19600SECanyonValleyRd. Sandy,OR

VOTERREGISTRATION

Clackamas (503)655-8510

Multnomah (503)248-3720

Washington (503)846-5800

WATERBUREAU

Beaverton (503)526-2257

Clackamas (503)722-9220

Gladstone (503)656-5223

Gresham (503)618-2373

Hillsboro (503)681-6228

LakeOswego (503)635-0265

Milwaukie (503)786-7525

OregonCity (503)657-8151

Portland (503)823-7770

Tigard (503)639-1554

Tualatin (503)692-2000

WestLinn (503)656-4261

Wilsonville (503)682-1011

CYBERSECURITY

Becauseofyou…weobsessovercybersecurity!

Cyberfraudandemailhackingareontherise.Fraudstersmayaccessindividualemail accountsandmonitorthelifeofyourtransaction.Atthetimefundsareduetothe escrow,fraudstersintercepttheinformationforwiringfunds,andthefraudsterschange theinformationwithouttheknowledgeofthesenderorrecipient,resultinginthefunds beingsenttoanoutsideaccountandnevercreditedtotheintendedparty.

Toprotectandreduceyourrisk,WFGhasimplementedthefollowingproceduresfor outgoingandincomingwires:

OutgoingWirefromWFGtosellerorborrowerforproceeds Intheescrowpaperworkprovidedyouwillbeaskedtoprovidewritteninstructions onhowyouwantfundsdueyousenttoyouatthecloseofescrow.Ifyouchooseto havethefundssentviawiretransfer,WFGwillcontactyoubyphonetoconfirmthe wireinformationprovided.

IncomingWiresfromthebuyerand/orlendertoWFGbankaccount

ForfundsthataretobewiredtoWFGforyourtransaction,wewillsendspecificwire instructionstotheremittingpersonviaanencryptedemail.Werecommendyou reachouttoyourWFGcontacttoconfirmthewireinstructionspriortoremittance.

Welookforwardtoprocessingyourescrowtransactionforyou.Weknowthatthiscan beastressfultimeandweareheretoassistyouinanywaywecantomakethisagood experience.

http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

OWNERSTITLEINSURANCE

Whyit'simportant

Financiallyspeaking,thedecisiontobuyahomeisoneofthebiggestdecisionsaperson willlikelyevermake.

Owner’stitleinsuranceinsuresthat,whenthepurchaseisclosed,thebuyeristheownerof andhasmarketabletitletotheproperty,hasaccesstothehome,andtherearenoliens, claims,orrestrictionsonthebuyer’sproperty,otherthanthemortgagethebuyeragreesto pay.

Ifthepreliminarytitlesearchuncoverspotentialproblems,abuyercanrequirethatthose problemsbesatisfactorilydealtwithbeforeclosingonthehome.

Inaddition,owner’stitleinsuranceprotectsbuyersagainstamyriadofrisksthatnoteven themostcarefultitlesearchcanuncover,includingthingssuchforgeddocuments, undisclosedormissingheirsofapreviousowner,fraud,willdisputes,andunrecorded claimsofmanytypes.

Withoutowner’stitleinsurance,thelegalcoststoresolvesuchtitleclaimscouldeasilybein thetensofthousandsofdollarsandwouldhavetobepaidoutofpocketbythebuyer-not tomentionthestressthatsuchsituationswouldcausetothebuyer.

Owner’stitleinsuranceisoneofthemostaffordableinsurancepoliciesapersoncanever buy.Unlikeotherformsofinsurance,thereisonlyaone-timefeeatclosingforthepolicy, whichfinanciallyprotectsthebuyer’sinvestmentforaslongasthebuyerorthebuyer’s heirsownthehome.

So,ifsomeonetellsthebuyerthatowner’stitleinsuranceis“optional”,thatcertainlydoes notmeanthatthebuyershouldnotgetit.Virtuallyeverylenderrequireslender’stitle insurance,butthatinsurancedoesnotprotectthebuyer.

Inordertosafeguardthebuyer’sinvestmentintheproperty,whichispossiblythemost importantinvestmentthebuyerwillevermake,owner’stitleinsuranceisabsolutelycritical.

WHATISESCROW?

UnderstandingtheEscrowProcess

Anescrowisanarrangementinwhichaneutralthirdparty(theescrowagent)assembles andprocessesmanyofthecomponentsofarealestatetransaction,recordsthetransaction, andultimately,disbursesanddistributesfundsaccordingtothebuyers’,sellers’and lenders’instructions.YourtransactionistypicallyclosedbyanEscrowOfficer.People buyingandsellingrealestateusuallyopenanescrowfortheirprotectionandconvenience. Boththebuyerandsellerrelyontheescrowagenttocarryouttheirwritteninstructions relatingtothetransactionandtoadvisethemifanyoftheirinstructionsarenotmutually consistentorcannotbecarriedout.Iftheinstructionsfromallpartiestoanescroware clearlydrafted,theescrowofficercanproceedonbehalfofthebuyerandsellerwithout furtherconsultation.Thissavesmuchtimeandfacilitatestheclosingofthetransaction.

TYPICALROLESINTHECLOSINGPROCESS

TheSeller/Agent

DeliversafullyexecutedPurchaseSale Agreementtotheescrowagent. Executesthepaperworknecessarytoclosethe transaction.

TheBuyer/Agent

Depositscollectedfundsrequiredtoclose(in withtheescrowagent.

Approvesthecommitmentfortitleinsurance,or otheritemsascalledforbythePurchaseSale Agreement.

Executesthepaperworkandloandocuments necessarytoclosethetransaction.

TheLender

Depositsloandocumentstobeexecutedbythe buyer Depositstheloanproceeds. Directstheescrowagentoftheconditions underwhichtheloanfundsmaybeused

TheEscrowAgent

ClearsTitle

Obtainstitleinsurance Obtainspayoffsandreleasedocumentsfor underlyingloansontheproperty Receivesfundsfromthebuyerand/orlender. Preparesvestingdocumentaffidavitonseller’s behalf.

Proratesinsurance,taxes,rents,etc.

Preparesafinalstatement(oftenreferredtoas the“HUDStatement”or”SettlementStatement”) foreachparty,indicatingamountspaidin conjunctionwiththeclosingofyourtransaction. Forwardsdeedtothecountyforrecording. Oncetheproperdocumentshavebeen recorded,theescrowagentwilldistributefunds totheproperparties.

InSummary

Escrowistheprocessthatassemblesandprocesses manyofthecomponentsofarealestatetransaction. Thesaleisofficiallyclosedwhenthenewdeedis recordedandfundsareavailabletotheseller,thus transferringownershipfromthesellertothebuyer. Theescrowagentisaneutralthirdpartyactingon behalfofthebuyerandseller.

WHATISTITLE?

AboutTitleInsurance

Titleisabundleofrightsinrealproperty. Protectingpurchasersandlendersagainstloss isaccomplishedbytheissuanceofatitle insurancepolicy.Usually,duringapurchase transaction,thelenderrequestsapolicy (commonlyreferredtoastheLender’sPolicy) whilethebuyersreceivetheirownpolicy (commonlyreferredtoasanOwner'sPolicy).

Inshort,thepolicystatesthatifthestatusof thetitletoaparcelofrealpropertyisother thanasrepresented,andiftheinsured(either theownerorlender)suffersalossasaresultof atitledefect,theinsurerwillreimbursethe insuredforthatlossandanyrelatedlegal expenses,uptothefaceamountofthepolicy, subjecttoexceptionsandexclusionscontained inthepolicy.

Typicallytherearetwopoliciesissued.The Mortgagee’sPolicyinsuresthelenderfor theamountoftheloan.TheOwner’sPolicy insuresthepurchaserofthepurchaseprice.

Howistitleinsurancedifferentfromothertypes ofinsurance?

Whilethefunctionofmostotherformsof insuranceisriskassumptionthroughthe poolingofrisksforlossesarisingoutof unforeseenfutureevents(suchassicknessor accidents),theprimarypurposeoftitle insuranceistoeliminaterisksandprevent lossescausedbydefectsintitlearisingoutof eventsthathavehappenedinthepast.To achievethisgoal,titleinsurersperforman extensivesearchandexaminationofthepublic recordstodeterminewhetherthereareany adverseclaims(titledefects)attachedtothe subjectproperty.Saiddefects/claimsareeither eliminatedpriortotheissuanceofatitlepolicy

ortheirexistenceisexceptedfromcoverage. Yourpolicyisissuedaftertheclosingofyour newhome,foraone-timenominalfee,andis goodforaslongasyouowntheproperty.

What’sinvolvedinatitlesearch?Atitlesearchis actuallymadeupofthreeseparatesearches:

ChainofTitle–Historyoftheownershipofthe subjectproperty

TaxSearch–Thetaxsearchrevealsthestatusof thetaxesandassessments

JudgmentandNameSearch–Searchesfor judgmentandliensagainsttheowners’and purchasers’names

Oncethethreesearcheshavebeencompleted,the fileisreviewedbyanexaminerwhodetermines:

WhetherornottheChainofTitleshowsthatthe partysellingthepropertyhastherighttodoso. Thestatusoftaxesforthesubjectproperty.The TaxSearchwillalsoindicatetheexistenceofany specialassessmentsagainstthelandand whetherornottheseassessmentsarecurrentor pastdue.

Whetherthereareanyunsatisfiedjudgmentson theJudgmentandNameSearchagainstthe previousowners,sellers,orandpurchasers.

Rightsestablishedbyjudgmentdecrees, unpaidfederalincometaxesandmechanicliensall maybepriorclaimsontheproperty,aheadofthe buyer’sorlender’srights.Thetitlesearchwillonly uncoverdefectsintitlethatareofpublicrecord,thus allowingthetitlecompanytoworkwiththesellerto clearuptheseissuesandprovidethenewbuyer withtitleinsurance.

InSummary

Afterthesearcheshavebeenexamined, thetitlecompanywillissueacommitment, statingtheconditionsunderwhichitwillinsure title.Thebuyer,sellerandthemortgagelender willproceedwiththeclosingofthetransaction afterclearingupanydefectsinthetitlethat havebeenuncoveredbythesearchand examination. .

WHOPAYSWHATINOREGON

SELLERPAYS

TYPICALCOSTS

Thefollowingcostsgenerallyaffectalltransactions:

EscrowFee-one-halfofthefee,basedontitlecompany’s feeschedule

RecordingFees-basedoncountyfeeschedule TitlePremium-basedonfixedstatewidefeeschedule RealEstateCommission-basedonagreementwith Broker

TaxProrate-toapportiontaxesbetweenpartiesasof dateofclosing

GeneralCosts-aslistedforeachspecifictransaction,as requestedbyprincipals

Releasefeesforloanpayoff(s)

LANDSALECONTRACTTRANSACTION

AttorneyFee-optional,andissometimessharedwith purchaser

CollectionEscrowSetupFee-optional,andisoften sharedwithpurchaser

ASSIGNMENTOFCONTRACTFORASSUMPTIONOFLOAN TRANSACTION

Anydelinquentpaymentstobringcontractorloan current

Prorateshareofcurrentmonth’sinterestbasedon currentrate

CONVENTIONAL,FHA,VALOANTRANSACTIONS

Anyclosingcost(notexpensesofpropertyorloan interest)negotiatedonbehalfofthepurchaser,subject tolender’sapproval

FHA,VALoans-checkwithlenderforanyapplicable sellercosts

BUYERPAYS

TYPICALCOSTS

Thefollowingcostsgenerallyaffectalltransactions: EscrowFee-one-halfofthefee,basedontitlecompany’s feeschedule

RecordingFees-basedoncountyfeeschedule FireInsurancePremium-mandatorywhenanylenderis involved,includingtheseller’slender

TaxProrate-toapportiontaxesbetweenpartiesasof dateofclosing

GeneralCosts-aslistedforeachspecifictransaction,as requestedbytheprincipals

LANDSALECONTRACTTRANSACTION

AttorneyFee-optional,andissometimessharedwith seller

CollectionEscrowSetupFee-optional,andissometimes sharedwithseller RecordingFee-forcontractormemorandumthereof

ASSIGNMENTOFCONTRACTFORASSUMPTIONOFLOAN TRANSACTION

AssumptionorAssignment Nextmonthlypaymentdue,ifrequiredbylender RecordingFee-forAssumption/Assignmentof Agreement,ifrequiredbylender

CONVENTIONAL,FHA,VALOANTRANSACTIONS

Lenderstitleinsurancepolicy&endorsements,as requiredbylender

LoanFee-asrequiredbylender CreditReportFee-asrequiredbylender AppraisalFee-asrequiredbylender

MortgageInsurancePremium-basedonfeeschedule andendorsementsoflender

PrepaidInterest-ifrequiredbylender VALoansonly-fundingfee,ifrequiredbylender FHA,VA,andsomeConventionalLoans-reservesforreal propertytaxes,fireinsuranceandmortgageinsurance

DISCLAIMER:Thisflyerisnotintendedtobeanall-inclusivelistoffeesandchargesoneverytransaction,butratheraguidetothemajorcostsofbuyingorselling realproperty.WFGwouldbehappytoreviewandexplainyourclosingcostpriortofinalizingthetransactions.

TITLEVESTING Commonwaystoholdtitletorealproperty

ASANINDIVIDUAL

Anindividualmayholdtitleinhisorhernameonly,regardlessofwhetherornotmarried–e.g.“JaneSmith,an individual”.Thatindividualthenownsallrightstotheproperty,whichcanbesoldortransferredtoothersviawill ortrust.Whileadivorceispending,however,ifthepropertywasacquiredduringthemarriageitwilllikelybe treatedaspartofthemaritalestateandthusbesubjecttocourtauthority.

ASTENANTSBYTHEENTIRETY

Aconveyancetoahusbandandwifecreatesatenancybytheentirety–e.g.“JohnSmithandJaneSmith, husbandandwife,astenantsbytheentirety”.Thiscreatesasurvivorshipestate,whichmeansthatifonespouse dies,his/herinterestwillautomaticallygotothesurvivingspouse.Ahusbandandwifemayalsotaketitleas tenantsincommon(discussedbelow)iftheintentiontoholdtitleinthatmannerisexpresslystated.

ASTENANTSINCOMMON

Unlessaconveyanceexpresslyprovidesthatthepartiesintendtocreateasurvivorshipestate(discussedbelow), aconveyancetotwoormorepersonswhoarenotmarriedcreatesatenancyincommoninwhicheachhas (unlessotherwisestated)anequalundividedinterestintheproperty–e.g.“JohnSmithandRobertJones,as tenantsincommon,eachastoanundivided50%interest”.Eachtenantincommonthenownsanundivided interestintheentireproperty,whichcanbesoldortransferredtoothersviawillortrust.

ASASURVIVORSHIPESTATE

Twoormorepersonswhoarenotmarriedmayalsoholdtitleastenantsincommonwitharightofsurvivorship, aslongasthesurvivorshipdeclarationisexpresslycontainedinthedeed–e.g.“JohnSmithandRobertJones, notastenantsincommon,butwiththerightofsurvivorship”.Thiscreatesasurvivorshipestate,whichmeans thatifonepartydies,his/herinterestwillautomaticallygotothesurvivorandcannotbesoldduringthelifetime ofortransferredviawillortrustbythepartywhodiesfirst.

ASREGISTEREDDOMESTICPARTNERS

Registereddomesticpartnersmaytaketitleas(i)tenantsincommon–e.g.“JaneSmithandMaryJones, registereddomesticpartners,astenantsincommon,eachastoanundivided50%interest”,or(ii)ina survivorshipestatesimilartothatofatenancybytheentirety–e.g.“JaneSmithandMaryJones,asregistered domesticpartnerswithrightofsurvivorship”.

ASASAMESEXMARRIEDCOUPLE

Samesexmarriedcouplesmaytaketitleas(i)tenantsincommon–e.g.“JohnSmithandRobertSmith,a marriedcouple,astenantsincommon,eachastoanundivided50%interest”,or(ii)inasurvivorshipestate similartothatofatenancybytheentirety–e.g.JohnSmithandRobertSmith,amarriedcouplewithrightof survivorship,or(iii)astenantsbytheentirety–e.g.“JohnSmithandRobertSmith,amarriedcouple,astenants bytheentirety”.

ASANENTITY

Aregisteredentity,suchasacorporation,limitedliabilitycompanyorpartnership,mayholdtitle.Titleshouldbe heldexactlyasthenameisregisteredwiththeOregonSecretaryofState–e.g.“Smith&Jones,LLC,anOregon limitedliabilitycompany”.

DISCLAIMER–Theforegoingcontainsinformationalexamplesonlyandisnottobeconstruedaslegaladvice.Giventhecomplexitiesinvolvedinacquiringandholding legaltitletorealproperty,WFGstronglyrecommendsthatyouseeklegaladvicefromanattorneypriortodoingso.

ADMINISTRATIVE

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500

CLACKAMAS

9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975

LAKE OSWEGO

5885 Meadows Rd. Ste. 130 Lake Oswego, OR 97035 503-624-4900

LLOYD/COMMERCIAL

NW PORTLAND 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

BETHANY 1500 NW Bethany Blvd. Ste. Beaverton, OR 97006 503-850-3990

2001 SE Columbia River Dr Ste. 100 Vancouver, WA 98661 360-314-0300

SALMON CREEK

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818

VANCOUVER MALL

Ste. 2 0 Vancouver, WA 98662 360-891-5454

EAST VANCOUVER 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990 1 2 3 5 6 7 8 9 4 10

700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488

This week the median list price for Oregon City, OR 97045 is $649,000 with the market action index hovering around 35. This is less than last month's market action index of 37. Inventory has decreased to 95.

Market Action Index

This answers “How’s the Market?” by comparing rate of sales versus inventory.

Real-Time Market Profile

Median List Price$649,000 Median Price of New Listings $549,950 Per Square Foot$331 Average Days on Market 135

Slight Seller's Advantage

Market Narrative

The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.

Market Segments

Each segment below represents approximately 25% of the market ordered by price.

Advantage

MedianListPrice

Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels.

Segments

In the quartile market segments, we see prices in this zip code have generally settled at a plateau, although Quartile 1 has been trending a bit downward in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels.

PricePerSquareFoot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

Oregon City, OR 97045

The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.

MarketActionSegments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.

MedianDaysonMarket(DOM)

The properties have been on the market for an average of 124 days. Half of the listings have come newly on the market in the past 88 or so days. Watch the 90-day DOM trend for signals of a changing market.

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

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CONSUMER EXPERIENCE TIMELINE

TRANSACTION CLOSED

GATHER UP

SIGNING SCHEDULED

CLOSE TO SIGNING

TITLE CLEARED

UPDATER INVITATION

TITLE REPORT DELIVERED

TRANSACTION STARTED

MIDPOINT FEEDBACK

EARNEST MONEY

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