12527
TENNY CRAGS ROAD, COLORADO SPRINGS, CO 80921
Withapassionforexceptionalserviceandacommitment toexcellence,Ihavebeenguidingbuyersandsellers throughtherealestatemarketsince2014.Mybackground inrestaurantandretailmanagementshapedmydedication toclientsatisfaction,whichnaturallyledmetoacareer whereIcouldmakealastingimpact—realestate.
IamproudtobepartofPikesPeakProperties,ahighly respectedteamrecognizedasoneofTheElite25inthe PikesPeakregion—anexclusivedesignationawardedto top-performing1%realestateprofessionals.Thisaffiliation allowsmetoofferunparalleledservice,high-level negotiationskills,andinnovativemarketingstrategiesto myclients.
MyoungReedRealtor.com
myoung@pikespeakproperties.com
WithastrongpresenceinbothColoradoSpringsand Denver,Ispecializeinhelpingbuyersandsellersinthemost sought-aftercommunities.Whetheryou'researchingfor yourdreamhome,sellingyourproperty,orinvestinginreal estate,Iamcommittedtoprovidingexpertguidanceand ensuringyoufindahomethatperfectlyfitsyourlifestyle.
AsaMilitaryRelocationProfessional(MRP)andthespouse ofamilitaryretiree,Iunderstandtheuniquechallenges thatcomewithmilitarymoves.HavinglivedinColoradofor over24years,Ibringlocalexpertiseandfirsthand knowledgetohelpfamiliestransitionsmoothlyintotheir newhomes.
Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
PROPERTY DETAILS
12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921
62084-04-015 EL PASO COUNTY CO
OwnerInformation
Owner Name: SIMMONS JACOB C / SIMMONS ANALIDA
Vesting: JOINT TENANT
Mail Address: 12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921
Owner Status:
LocationInformation
Legal Desc: LOT 37 STONE CROSSING AT MIDDLE CREEK FIL NO 1
County: EL PASO
Census/Block: 007201 / 2075
Tsp-Rng-Sec: T12-R66-S08
Lot / Block: Lot: 37 Block:
Housing Tract: STONE CROSSING AT MIDDLE
LastMarketSale
Date: 2007-04-23/2007-04-18
Sale Price: 480000
Document #: 2007.54124
Doc Type: WARRANTY DEED
$ Sqft: $155.64
PriorSaleInformation
Alt Parcel #
School District: ACADEMY 20
Municipality:
Parcel #: 62084-04-015
Lender: EQUIFIRST CORP
Loan: 384000
Document #: 2007.54125
Loan Type: CONVENTIONAL
Loan Term:
Date: / Lender:
Price:Loan:
Document #:Document #:
Doc Type:Loan Type:
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2025 CDS Marketing, Inc.
12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921
62084-04-015 EL PASO COUNTY CO
PropertyCharacteristics
Gross Area: 5 213 Garage Area:Interior Wall
Living Area:
Bedrooms:
Bath (F/H): 3/ Construction:
Fireplace:
Basement: 1 436
PropertyInformation
MAPS
ASSESSOR MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
STREET MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
AERIAL MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
CITY BOUNDARY MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
SCHOOLS
12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921
62084-04-015 EL PASO COUNTY CO
Academy, School District No. 20, In The County Of El Paso An
ElementarySchools
The Da Vinci Academy School719-234-5400
1335 Bridle Oak Lane COLORADO SPRINGS CO 80921
Area Desc:
Grades: PK to 05 Distance: 0.22 Miles
Charter School: N
Magnet School: Y
Title One: NO
Discovery Canyon Campus Elementary School719-234-3810
1810 North Gate Blvd COLORADO SPRINGS CO 80921
Area Desc:
Grades: PK to 05 Distance: 1.18 Miles
Charter School: N
MiddleSchools
Magnet School: N
Title One: NO
The Classical Academy Middle School719-484-0091 975 Stout Road COLORADO SPRINGS CO 80921
Area Desc:
Grades: 07 to 08 Distance: 0.90 Miles
Charter School: Y
Magnet School: N
Title One: NO
Discovery Canyon Campus Middle School719-234-1810
1810 North Gate Blvd COLORADO SPRINGS CO 80921
Area Desc:
Grades: 06 to 08 Distance: 1.18 Miles
Charter School: N
HighSchools
Magnet School: N
Title One: NO
The Classical Academy High School719-484-0091
975 Stout Road COLORADO SPRINGS CO 80921
Area Desc:
Grades: 09 to 12 Distance: 0.90 Miles
Charter School: Y
Magnet School: N
Title One: NO
Discovery Canyon Campus High School719-234-1800 1810 Northgate Boulevard COLORADO SPRINGS CO 80921
Area Desc:
Grades: 09 to 12 Distance: 1.42 Miles
Charter School: N
Magnet School: N
Title One: NO
Your assigned school should be the first school in each category, but it is recommended you check with the district or school. The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2025 CDS Marketing, Inc.
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Postsecondary& WorkforceReadiness: Meets
Achievement: Meets
Growth: Meets
Exceeds Expectations Meets Expectations
Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
SupportingtheWholeStudent ImplementationofProfLearningComm (PLC)andMulti-TieredSystemofSupports
UtilizeStudentData
Whatdoesthisratingmeanandhowdoesit comparetootherdistricts?
2023-24UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
GuaranteedandViableCurriculum BehaviorSupport Accountability
Listcontinues.Clickbelowtoviewmore.
PerformanceChallenges
Whereisthedistrictfocusingits attention?
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Achievement: Meets
Growth: Approaching
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2024-25UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
PerformanceChallenges
Whereistheschoolfocusingits attention?
Whatstrategieshavebeenputin placetoaddressrootcauses? Listcontinues.Clickbelowtoviewmore.
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Achievement: Exceeds
Growth: Meets
Exceeds Expectations Meets Expectations
Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2024-25UnifiedImprovementPlan
RootCauses
Whatissuesunderliethese challenges?
MasterSchedule/StaffingChallenges IntentionalInterventions Differentiation
PerformanceChallenges
Whereistheschoolfocusingits attention?
6th-8thgradeELAAchievementforStudents withIEPs
6th-8thGradeMathAchievementfor StudentswithIEPs
Whatistheperformance framework?
2024PerformanceFrameworkResults
Principal: Dr.MarkWahlstrom
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
Whatstrategieshavebeenputin placetoaddressrootcauses?
Listcontinues.Clickbelowtoviewmore. General&SpecialEducationTeacherswill ImplementCo-TeachinginMath&ELA BuildingaCultureofInstructional FeedbackandBestInstructionalPractices AnswerQuestions1,2,3and4ofa ProfessionalLearningCommunity
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
2023-24UnifiedImprovementPlan
Whatissuesunderliethese challenges?
Whereistheschoolfocusingits attention?
LackofinstructionalfeedbackaroundMath andEBRWinstructioninallclasses. LackofaGuaranteed&ViableCurriculum, FormativeAssessments,&Intervention
LimitedSystemicAcademicInterventions
COMMUNITY
CITY OF COLORADO SPRINGS
488,507 POPULATION
$83,351
MEDIAN INCOME
38
MEDIAN AGE
Colorado Springs is nestled at the eastern edge of the Rocky Mountains, just about 70 miles south of Denver. Known for its stunning natural beauty, it’s home to iconic landmarks like Pikes Peak, which inspired the famous song “America the Beautiful.” The city blends outdoor adventure with vibrant urban life, boasting a mix of military installations, tech companies, and cultural attractions. With over 190 square miles of diverse neighborhoods, Colorado Springs is one of the fastest-growing cities in the U.S., offering everything from scenic hiking trails and gardens to a lively downtown and renowned museums.
SCHOOL DISTRICTS
Colorado Springs Academy
Falcon
Widefield
Fountain-Fort Carson
HOUSING
Harrison Cheynne
65.2% of Homes Owner Occupied
34.8% of Homes Rented
POPULATION DENSITY
2,504 Inhabitants per Sq. Mile
193,920 Homes with an Average of 2.48 Inhabitants
AGE DEMOGRAPHIC
21.6% under age 18
9.3% between ages 18 to 24
30.9% between ages 25 to 44
22.3% between ages 45 to 64
16.2% above age 65
CITY QUICK FACTS
2nd Largest City in Colorado 195 Square Miles
6,035 feet elevation
Highest Average Temperature 70º
Lowest Average Temperature 30º
Averages 300 Sunny Days per Year
Pikes Peak Inspired the song “America the Beautiful”
The area around Colorado Springs was originally home to Native American tribes such as the Ute, Cheyenne, and Arapaho, who lived and hunted along the foothills of the Rocky Mountains for centuries. Founded in 1871 by General William Jackson Palmer, Colorado Springs began as a resort town known for its healthy climate and stunning scenery. The arrival of the railroad and mining boom spurred growth, followed by its development as a key military center with installations like the U.S. Air Force Academy. Today, the city honors its Native roots while embracing its pioneer past and rapid modern expansion.
EL PASO COUNTY BASE MAP
12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921
62084-04-015 EL PASO COUNTY CO
- Services
Carlson, Gwen DVM - Northgate12225 Voyager Pky, #12719-481-30800.47
Mueller, Amy C DVM - Mueller4760 Ford Dr719-495-01803.31
Welch, Guy L DVM - Monument V1024 W Baptist Rd719-481-35093.73
Mueller, Amy C DVM - Black Fo12740 Black Forest Rd719-495-36665.35
Brace, Carrie D DVM - Briarga3455 Briargate Blvd, #100719-528-55575.42 Mi
Hwy 83 & Briargate1605 Briargate Pky719-594-94053.40
12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921
62084-04-015 EL PASO COUNTY CO
Offices and Clinics of Chiropractors NameAddressTelephoneDistance
Holliger, Maria V DC - Caring4975 Austin Bluffs Pky719-574-82788.31 Mi
Offices and Clinics of Dentists
Rebecca Wilson Pendon1230 Mt Estes Dr719-278-43070.37 Mi
Paul R Dodsworth12225 Voyager Pkwy #6719-488-22920.45 Mi
Gleneagle Dental13784 Gleneagle Dr719-488-22222.02 Mi
Douglas Lyle Peak3279 Silver Pine TrailN/A2.91 Mi
Gary L Field2175 Mulligan Dr719-598-08723.02 Mi
Offices and Clinics of Medical Doctors NameAddressTelephoneDistance
Northgate Animal Hospital12225 Voyager Pky, Ste 12719-481-30800.48 Mi
BanfieldPowers Blvd719-473-04820.76 Mi
Lohr, David OD - Lifetime Eye13570 Meadowgrass Drive #205719-266-90951.63 Mi
Zbliski, David T MD - Aspen C9480 Briar Village Pt, #200719-278-36273.30 Mi
Pickle, Brian T DDS - Pickle9480 Briar Village Pt, #300719-599-06703.30 Mi Pet Sitting Services NameAddressTelephoneDistance
Sudduth, John H DVM - Northwe4575 N Chestnut St719-593-85828.28 Mi
Aspen Creek Medical Associate9480 Briar Village Point719-278-36273.25 Mi
Advanced Speech Therapy, Llc3015 Hollycrest Dr719-460-83863.32 Mi
Colorado Center Of Orthopaedi9475 BRIAR VILLAGE PT719-623-10503.34 Mi
12527 TENNY CRAGS RD COLORADO SPRINGS CO 80921 62084-04-015
Sterling House of Bri7560 Lexington Dr719-598-42005.41
Angel Senior Home6372 Wicklow Cir W719-260-12476.25
Alterra Wynwood of Colorado S2780 Vickers Dr719-598-04007.02 Mi Sunridge5820 Flintridge Dr719-590-12477.06 Mi
UTILITIES & RESOURCES
COLORADO SPRINGS UTILITIES
Emergency/Police/Medical/Fire
911
Poison Control (800) 222-1222
www.aapcc.org
United States Postal Service (800) 275-8777
www.usps.com
Xfinity (800) 266-2278
www.xfinity.com
Spectrum (844) 509-8921
www.spectrum.com
Dish Network (800) 318-0572
www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
Colorado Springs Gazette (866) 632-6397
www.gazette.com
Mountain Metro Transit (719) 385-7433
www.coloradosprings.gov/mountainmetro
Colorado Natural Gas (800) 720-8193
www.coloradonaturalgas.com
Colorado Springs Electric (719) 448-4800 www.csu.org/electric-service
Colorado Springs Water (719) 448-4800
www.csu.org
Colorado Springs Sewer (719) 448-4800
www.csu.org
Waste Management Garbage (800) 808-5901 www.wm.com
Waste Connections (719) 591-5000 wasteconnections.com/colorado-springs
Academy School District 20 (719) 499-1611 www.asd20.org
TITLE & ESCROW
CYBER SECURITY
Because of you… we obsess over cyber security!
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to con rm the wire information provided.
Incoming Wires from buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send speci c wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to con rm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
WIRE FRAUD
PROTECT YOUR MONEY WHEN BUYING A HOME: YOUR WIRE FRAUD CHECKLIST
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive nancial information via email.
Call, don’t email. Con rm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our sta .
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to con rm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to con rm they have received your money.
This is for informational purposes only and should not be considered legal advice.
WHY IS OWNER’S TITLE INSURANCE IMPORTANT?
The purchase of a home is likely going to be one of the most expensive and important purchases you will ever make. You and your mortgage lender want to make sure the property is indeed yours and that no individual or government entity has any right, lien, claim, or encumbrance to your property.
The title insurance company’s function is to make sure your rights and interests to the property are clear, that transfer of title takes place e ciently, and correctly, and your interests as a homebuyer are protected. Title insurance companies provide services to buyers, sellers, real estate developers and builders, mortgage lenders, and others who have an interest in the real estate transfer. Title companies issue two types of policies - “Owners Policy” (which covers the homebuyer) and “Lenders Policy” (which covers the bank, savings and loan, or other lending institution over the life of a loan). Both are issued at the time of purchase for a one-time premium.
The title company conducts an extensive search of public records to determine if anyone other than you has an interest in the property before issuing a policy. The search may be performed by title company personnel using either public records, or more likely, information gathered, reorganized, and indexed in the company’s title “plant”. With such a thorough examination of records, title problems can usually be found and cleared up prior to purchase of the property. Once a title policy is issued, if for some reason any claim, which is covered under your title policy, is ever led against your property, the title company will pay the legal fees involved in defense of your rights as well as any covered loss arising from a valid claim. That protection, which is in e ect as long as you or your heirs own the property, is yours for a one-time premium paid at the time of purchase.
The title company works to eliminate risks before they develop. This makes title insurance di erent from other types of insurance. Most forms of insurance assume risks by providing nancial protection through a pooling of risks or losses arising from unforeseen events, like re, theft, or accident. The purpose of title insurance, on the other hand, is to eliminate risks and prevent losses caused by defects in title that happened in the past. Risks are examined and mitigated before property changes hands. Eliminating risk has bene ts to both of you, the home buyer, as well as the title company. It reduces the chance adverse claims might be raised, and by doing so reduces the number of claims that have to be defended or satis ed. This keeps costs down for the title company and your title premiums low. With title insurance you are assured that any valid claim against your property will be taken on by the title company, and that the odds of a claim being led is slim.
WHAT IS ESCROW
When your o er has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow o cer can proceed on behalf of the buyer and seller without further consultation.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
• Clears Title
• Obtains title insurance
• Obtains payo s and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document a davit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a nal statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE
Title insurance insures against nancial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) su ers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
How is title insurance di erent than other types of insurance?
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
What’s involved in a title search?
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the le is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatis ed judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
WHO PAYS FOR WHAT IN COLORADO
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
The Seller
• Real Estate Commission
• Document preparation fee for Deed
• Payo of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid o
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payo Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
Personal Property vs. Real Property
The Buyer
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to rst payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Bene ciary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roo ng, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for rst year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of di culties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light xtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
TITLE VESTING
TENANCY IN SEVERALTY
Ownership of property vested in one person rather than held jointly with another.
JOINT TENANCY WITH RIGHT OF SURVIVORSHIP TENANCY IN COMMON
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Bene ciary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
55 Madison Street, Suite 690
Denver, CO 80206 (720) 475-8325
NORTH
12050 N Pescos Street, Suite 110 Westminster, CO 80234 (720) 475-8350
8610 Explorer Drive, Suite 105
Colorado Springs, CO 80920 (719) 598-5355
7800 E Union Avenue, Suite 310 Denver, CO 80237 (720) 475-8300
3. DENVER TECH CENTER / COMMERCIAL
4.
METRO OFFICE
2. COLORADO SPRINGS OFFICE
1. CHERRY CREEK OFFICE
TABLE OF CONTENTS
Altos Market Report
WFG’s My Home
Talking House Tent Cards
CC&R’s (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
Colorado Springs, CO 80921
REPORT FOR 9/11/2025
Single-Family Homes
This week the median list price for Colorado Springs, CO 80921 is $854,500 with the market action index hovering around 35. This is an increase over last month's market action index of 34. Inventory has decreased to 108.
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Real-Time Market Profile
Median List Price$854,500 Median Price of New Listings $949,900 Per Square Foot$229
Days on Market 96
Slight Seller's Advantage
Market Narrative
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Market Segments
Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price.
$599,9002,9506,500 -
Colorado Springs, CO
Median List Price
We continue to see prices in this zip code bouncing around this plateau. Look for a persistent upshift in the Market Action Index before we see prices move from these levels.
Segments
In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.
Colorado
Price Per Square Foot
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. 7-Day
Inventory has been relatively steady around these levels in recent weeks.
Colorado
Springs, CO 80921
Market Action Index
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Market Action Segments
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
Colorado
Springs, CO 80921
Median Days on Market (DOM)
The properties have been on the market for an average of 76 days. Half of the listings have come newly on the market in the past 57 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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TRANSACTION CLOSED
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