Sunshine Harbour – award-winning waterfront living in Orillia
Looking for waterfront living in a new lowrise community, in the gateway to cottage country but still close enough to every amenity and convenience you could ever need? Sunshine Harbour in Orillia just might be for you.
HOMEBUYING
Canadians feeling optimistic about buying a home this fall
Following a period characterized by consumer uncertainty and a pull-back of buyers during the first quarter of 2025, the Canadian housing market may be turning a new leaf this fall. According to ReMax Canada’s 2025 Fall Housing Market Update, improved affordability and a boost in inventory levels could entice cautious buyers back into action.
HOUSING MARKET
GTA records strongest July homes sales in four years: TRREB
The Greater Toronto Area (GTA) experienced the best home sales result for the month of July since 2021, according to the latest statistics from the Toronto Regional Real Estate Board. Sales were also up relative to listings, suggesting a modest tightening in the market compared to last year.
Visit nexthome.ca
ANALYSIS
Weathering the storm: Why real estate downturns are only temporary If you’re feeling uneasy about buying a home right now, you’re not alone. We haven’t seen a market dip like this since the early 1990s. But here’s the good news: Downturns don’t last forever, and the rebound always comes.
Q&A
In Conversation With Fred Serrafero, Senior Vice-President, FRAM + Slokker FRAM + Slokker not just focuses on but thrives on developing waterfront communities. Mississauga, Collingwood, Orillia… this developer has a proven track record for building signature properties in prized locations. We spoke with senior vice-president Fred Serrafero for insights on the company’s strategy, and what might come next.
NOW IS THE TIME TO BUY
Closing available immediately, in 2026 or in 2027 to meet your specific timing needs
Exclusive incentives available
First-time homebuyers can save up to $30,000*
Plus, learn how you can own your Urban Townhome for as little as $25,000 down*
Sales Centre 628 New Dundee Road, Kitchener, Ontario
nomi@fusionhomes.com 519-719-5038
Mon-Wed: 2-7pm Sat & Sun: 12-5pm
SCAN TO REGISTER
Sales Centre 2 Lomond Lane, Kitchener, Ontario
wallaceton@bakersales.info 519-719-5038
Mon-Wed: 2-7pm Sat & Sun: 12-5pm
SCAN TO REGISTER
• Amortization period: This is the length of time you will take to pay off your mortgage. A longer amortization makes monthly payments easier to handle, but you will pay more interest over the life of the loan. A shorter amortization means higher monthly payments but far less interest overall. Picking the right balance is just as important as the rate itself.
• Prepayment options: These give you the chance to pay down your mortgage faster without facing penalties. Even adding small extra payments each year can save you thousands of dollars in interest and cut years off your mortgage term. Some lenders are far more flexible than others, so this is worth looking at closely.
• Portability: If you plan to move before your mortgage term ends, portability lets you take your mortgage with you. Without this feature, moving can mean breaking your mortgage and paying a large penalty. Having portability built in gives you peace of mind and more freedom in case life changes sooner than you expect.
• Penalties for breaking a mortgage: These penalties are often overlooked, but they can be
massive. Some lenders calculate penalties in a way that costs borrowers far more than others. Before signing, it is important to know exactly how penalties are calculated and what they might cost in real scenarios.
• Fixed vs variable: Choosing between a fixed or variable rate is another decision that goes beyond the headline number. A variable rate may look risky in a high-rate environment, but if rates drop over the coming years, it could pay off. A fixed rate locks in stability, but you might miss the benefit of falling rates. The right choice depends on your comfort level and financial plan.
THE BIGGER PICTURE
If higher short-term rates are your main concern, it is worth stepping back and looking at the full landscape. Home prices are lower today, which can reduce your down payment needs and keep your overall debt smaller. Rates are also expected to continue dropping, which gives you a path to refinance into something more affordable down the road.
This means the bigger question is not just what your rate will be today.
It is whether the mortgage you choose sets you up with the right amortization, flexibility, and terms for the future. A great mortgage is the one that works for you not just this year but through the changes ahead.
THE BOTTOM LINE
Rates get the most attention, but they are only one piece of the puzzle. If you focus only on the number, you may miss the chance to save by buying at a lower price today and setting yourself up with a mortgage that supports your long-term goals. Remember, you date your rate, but you marry your amortization. The smartest move is to look past the short-term cost of borrowing and make sure your mortgage gives you the flexibility and protection you need for years to come.
Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm. thinkhomewise.com
BRANTHAVEN IS REDEFINING LUXURY LIVING
BRINGING LUXURY ESTATE LIVING TO GLEN WILLIAMS, GEORGETOWN AND CREDITVIEW, BRAMPTON
From the artisan-inspired estate homes of Canvas Hill in Glen Williams, Georgetown, to the multigenerational flexibility of Classic Drive in Creditview, Brampton, Branthaven is redefining what modern family luxury living can mean. These are not simply homes, but a new vision of elevated living crafted for today’s
affluent, family-oriented buyers who value design, space and community.
CANVAS HILL, ESTATES OF GLEN WILLIAMS – CRAFT YOUR MASTERPIECE
Nestled in the heart of heritagerich Glen Williams, Georgetown, Canvas Hill is a collection unlike any
other. Just 32 one-of-a-kind estate homes rise from the hilltop, offering grandeur, privacy and a unique enclave setting. With gracious designs up to 8,000 sq. ft. and expansive 82- to 100-ft.-wide lots, Canvas Hill is a rare opportunity to create a true masterpiece that will stand the test of time.
The Brightside, Walk Out and Walk Up Collections were curated to harmonize with the rolling hills of the Credit Valley and the sweeping views from this private enclave. “Canvas Hill is a remarkable collection where no two homes are alike,” says Dan Marois, Branthaven’s director of sales. “A great deal of careful planning and thoughtful design went into crafting these three exclusive collections. We drew on Branthaven’s legacy as a respected custom home builder to inform the architecture, materiality and presiting of each residence. The result is a truly bespoke community that goes far beyond the expectations of a traditional new home.”
Inside, every detail reflects the art of living well. Imagine arriving home to a soaring foyer that welcomes
you with natural light, flowing into expansive living spaces where family and friends gather. Gourmet kitchens become the heart of the home, outfitted for both culinary feasts and casual family meals. Formal dining rooms set the stage for elegant entertaining, while terraces invite chic indoor-outdoor living.
Private spaces indulge in proportion and pampering. Primary suites offer sumptuous bedroom retreats, expansive walk-in closets and spa-inspired ensuites. Picture mornings beginning with a cappuccino from your optional builtin coffee bar, enjoyed on a private balcony overlooking the valley.
Beyond the essentials, Canvas Hill invites you to dream bigger. Envision a dramatic double-sided fireplace, a temperature-controlled wine bar, a
chef’s pantry, a private gym or even a pet wash for your four-legged companion. For families who need extra room, a third-bay garage or an oversized mudroom makes every day more functional and more beautiful.
Just minutes from the charming village of Glen Williams, yet close to the Georgetown GO station and everyday conveniences, Canvas Hill blends tranquility with accessibility. Hiking, biking and golf are all at your doorstep, offering a lifestyle immersed in natural beauty. Even the sales experience reflects Branthaven’s commitment to artistry. The Presentation Centre is housed in the historic 1826 Glen Williams Mill, lovingly restored as a gallery where you can imagine and shape your future home. It is, quite literally, the perfect canvas.
CLASSIC DRIVE, CREDITVIEW HOME COLLECTION – AN ADDRESS OF DISTINCTION
If Canvas Hill speaks to artistry, Branthaven’s Classic Drive speaks to legacy. Situated in Brampton’s prestigious Creditview community, this curated collection of 38-, 42and 50-ft. detached homes sits beside the breathtaking Lionhead Golf and Country Club. Some homes back directly onto the manicured fairways, while others enjoy a quiet cul-desac setting among estate homes. For families who seek prestige, privacy and proximity to every convenience, Classic Drive is an address of distinction.
“With the Creditview Home Collection, Branthaven is bringing new life to classic home design,” says Marois. Here, homes expand up to 6,100 sq. ft., blending formal elegance with flexible, modern layouts.
Flexibility is a hallmark of Classic Drive. Families may choose from four to nine bedrooms and up to 8.5 bathrooms, tailoring their home to suit evolving needs. Among the most coveted features are separate loft/bedroom suites for adult children or extended family members, ground-level in-law suites and even secondary dwelling units – independent legal suites with one or two bedrooms. These
thoughtful options offer privacy, multi-generational comfort, or even the financial freedom of a rental opportunity. Interiors are equally refined, with flowing layouts designed for both intimate family living and grand entertaining. From expansive Great Rooms and formal dining spaces to private studies, wine cellars and media lounges, Classic Drive homes anticipate every chapter of your family’s story.
The community’s location is equally compelling. Tucked just off the meandering, tree-lined route of Creditview Road and south of Queen Street, Classic Drive offers easy access to first-class amenities. Esteemed public and private schools are within reach, while shopping, dining and services are just minutes away. It is a lifestyle defined by convenience, connection and enduring value.
A LEGACY OF ELEVATED LIVING
Branthaven has long been known for creating homes of lasting beauty and thoughtful design, and with Canvas Hill and Classic Drive, the builder has set a new benchmark for luxury living in southern Ontario. These communities are not simply about square footage or finishes; they are about crafting a home that reflects who you are and how you want your family to live.
For affluent buyers seeking more than a house – for those who desire an address, a lifestyle and a legacy –Canvas Hill and Classic Drive are rare opportunities to claim something truly special.
Estate homes at Canvas Hill begin from the mid-$2 million. Classic Drive homes begin from $1.5 million. To discover your place in these remarkable communities, visit Branthaven’s presentation centres or call Canvas Hill 905.333.6152 Classic Drive 905.333.6150.
NEW HOME + CONDO EXPO IN TORONTO A BIG SUCCESS
Hundreds of prospective homebuyers, investors and industry professionals came together Sept. 13 and 14 at the New Home + Condo EXPO, hosted by NextHome at the Metro Toronto Convention Centre in Toronto.
The event was a hub of energy and opportunity, connecting buyers with some of the GTA’s top builders and developers.
From exclusive incentives to insider advice, the EXPO gave attendees a chance to explore the latest projects shaping Toronto’s housing market.
We’d like to thank everyone who joined us and to help make the EXPO a success – from our signature exhibitors to attendees who came ready to discover their next home.
COULDN’T MAKE IT? STAY TUNED FOR DETAILS ON OUR NEXT EVENT
SHOW SPONSOR
THANK YOU TO OUR EXHIBITORS!
Visit newhomeandcondoexpo.ca for
WILL PRICES RISE? WILL RENTS RISE?
AND WHO SHOULD YOU TRUST?
If you are a prospective buyer or investor trying to make sense of the next few years, here is the short version: We are likely going to be flush with inventory over the next couple of years, but new housing completions will slow considerably starting in early 2028.
Supply and demand are undefeated. When housing availability is high, prices and rents shrink; when inventory is in short supply, prices and rents increase. Be careful when listening to hot takes from wannabe housing analysts who manipulate data and peddle outrage.
What are the smartest voices in the industry saying and doing? On the 91st episode of Toronto Under Construction, three seasoned operators (Matt Kingston of H&R REIT, Jeremiah Shamess of Colliers, and Joshua Marlowe of Berkshire Axis) offered a clear window into how real developers are behaving. Rents for newer purpose-built rentals in downtown Toronto have eased as new product becomes available. Incentives are up, and pro formas are tight. Kingston noted that it is not much cheaper to build than it was three years ago, even with improved financing options. All of those condo sites will not be converted to rental as many people had hoped. Land trading reflects the caution: Deal counts are
low, with only the very best located and correctly priced sites moving, according to Shamess. If developers are not buying sites today, that is just another sign that the market will be undersupplied for many years to come.
If you want balanced discussion that prioritizes evidence over theatrics, put Toronto Under Construction in your queue, alongside Hogtown, Commercial Real Estate Podcast, Working Capital, AFIRE, The Real Estate Espresso Podcast, Real Estate Development Insights, and The Vancouver Real Estate Podcast If you want interesting long-form content, where the goal of the host is not cheap virality, these real estate podcasts are a good place to start.
For end-users, tenants and occupiers: If you are renting and flexible on timing, the next 12 to 18 months are likely the best window to secure favourable terms, especially in buildings offering incentives. If you are buying a new home, the near-term pricing outlook is mixed. Construction costs remain elevated, financing is tighter and land markets are thin. That usually means fewer launches, more careful product design and a focus on luxury projects with better margins and less pricesensitive buyers. The bigger driver of price appreciation in the future will be the supply drought that follows today’s slowdown in condo pre-sales.
For investors: You must consider new home prices as they relate to the resale market. If there are deals that allow you to buy below the “retail price,” make sure you are doing all
your due diligence and reading your contract carefully.
Housing analysis should be data-driven and evidence-led. Understanding data requires reading between the lines, and not always accepting the most basic conclusions. Be wary of content that leans on outrage, simple villains or one-variable explanations. Markets are complex systems: Immigration, household formation, interest rates, land use rules, construction capacity and investor behaviour all interact. The best analysts show their sources, admit uncertainty, update views as facts change and avoid grandstanding. If the person or people you listen to always think it is a great time to buy, or always think the market is crashing, chances are they are not being honest with you. They cater to an audience that just wants someone to validate how they are feeling, not tell them what is actually happening.
Do your own research, surround yourself with an experienced team and buy what you can afford. Good luck.
Ben Myers is the President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. Contact him at bullpenconsulting.ca and @benmyers29 on Twitter.
BEN MYERS
WHY WE’RE STILL BUILDING…
EVEN IN A FROZEN MARKET
It’s no secret the pre-construction market has slowed. Sales are delayed, launches are pushed and uncertainty still weighs on both buyers and developers. But behind the scenes something important is still happening, we’re still building. Not just buildings; but strategies, approvals, relationships and future opportunity.
At In2ition, we’re continuing to work closely with builders and developers who understand that markets are cyclical. This isn’t the first downturn we’ve seen, and it won’t be the last. What separates seasoned developers from the rest is their ability to prepare, not panic.
So, why are some projects still quietly moving forward, even when sales activity is sluggish?
Because real estate isn’t built in the present, it’s built for the future.
Development timelines span years. Getting a project to market isn’t as simple as launching a brochure and opening a sales centre. There are zoning hurdles, municipal approvals, architectural planning and financing arrangements, all of which take time. Builders who are working through that process now are doing so because they believe in where the market is heading, not just where it is today.
And that long-term vision is what buyers need to remember.
We’re still launching – selectively. Projects are smaller, more thoughtful and in many cases, offer better value. Builders are more motivated. Incentives are more flexible. There’s less noise, and that means more room to negotiate and more time to think.
For serious investors, this is actually one of the most strategic times to get involved. Not because we expect prices to skyrocket tomorrow, but because smart buying in a quiet market often leads to the strongest returns when momentum comes back – and it always does.
The GTA and surrounding regions still face a massive housing supply shortage. Immigration targets remain high. Interest rates will eventually ease. The fundamentals that drive our market aren’t broken, they’re simply paused.
So yes, the headlines may say the market is “frozen,” but we know
better. Under the surface, there’s movement. There’s planning. There’s confidence.
At In2ition, we’re helping our partners build smart, build strategically and build for tomorrow, because the market may be on hold, but the future isn’t.
Down markets don’t last forever, but the gains from buying in one can.
Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca
+MORE CONTENT ONLINE nexthome.ca
DEBBIE COSIC
HISTORY, CULTURE AND PROSPERITY ABOUND IN
KITCHENER-WATERLOO
by WAYNE KARL
Kitchener-Waterloo may have once been best known as the home of Kitchener-Waterloo Oktoberfest, meat processor Schnieder Foods and the Ontario Hockey Leagues Kitchener Rangers. But while rich in German heritage and other cultural activities, this town of about 258,000 has more recently gained a reputation more for high technology and education than pork sausage and beer-inspired oompahs.
This vibrant community located in the Region of Waterloo in the heart of southwestern Ontario, helps form the three point-towns that comprise “Canada’s Technology Triangle.” Kitchener-Waterloo and Cambridge today combine for one of Canada’s diverse economies, evolving from a reliance on manufacturing into a balanced economy that crosses many sectors. Today, the area boasts
an advanced manufacturing sector, as well as internationally recognized finance and insurance clusters, as well as burgeoning digital media and health science industries.
In the last few years leading up to the tariffs situation with the U.S., KitchenerWaterloo Cambridge was among the top investment areas in Ontario. In addition to a strong economy, a commitment to infrastructure improvements and transportation projects contribute to solid long-term economic fundamentals.
Complementing these strengths is a natural advantageous location off Hwy. 401, close to major Canadian cities Toronto and Hamilton, as well as to entry points to the U.S. at Michigan and New York.
All of this bodes well for longterm economic health – pending the U.S. tariff situation. The Canadian
Chamber of Commerce recently cited Kitchener-Waterloo Cambridge as one of the most vulnerable Canadian regions to the tariffs, given that more than 46 per cent of its GDP derives from exports to the U.S.
To counter the threat, the City of Kitchener recently pledged a fivepoint action plan: Amend Kitchener’s procurement bylaw to support Buy Canadian, Buy Local; initiate conversations with distributors and contractors on Canadian alternatives for supply; prioritize Canada-first supply purchases for smaller dollar items; strategic outreach with trade-exposed companies and develop new resources on import substitution for local businesses; and launch a Support Local campaign in partnership with local business improvement areas, Chamber of Commerce and the Kitchener market.
Transit expansion, an important element for any growing city, has also been a focal point for KW. This facilitates transportation not just within the city but also eases commuter traffic to Hamilton, Oakville, Mississauga and Toronto. GO Transit is also expanding to the area, with extended bus and rail services.
As for entertainment, Kitchener has a lot more going for it than just Oktoberfest. From Bingemans camping resort and family playground, to Chicopee Ski Club, to the Children’s Museum, the Kitchener-Waterloo Art Gallery and famers’ market, there is always plenty to see and do in town.
And of course, there are the Kitchener Rangers of the OHL, a fixture in town since 1963. Playing out of the storied Kitchener Memorial Auditorium, the Rangers are especially noteworthy because they are a publicly-owned team in a non-profit structure, operated by a 40-member board of directors comprising season ticket holders. This is a rarity in sports today, and speaks to the level of community spirit and involvement in Kitchener.
What does all this mean for homebuying opportunities in Kitchener-Waterloo?
Despite the recent economic uncertainty, homebuilders in the area are focusing on the longterm potential, as Fusion Homes, Mattamy Homes and others have developments underway in the area. Fusion, in fact, has three new lowrise offerings – Mari at Wiliamsburg, Nomi and Trussler West.
Indeed, on Sept. 2, the Ontario government awarded a combined total of nearly $16.7 million to the cities of Kitchener and Waterloo through the second round of the Building Faster Fund, which provides
funding to municipalities that achieve at least 80 per cent of their provincially designated housing targets. Kitchener and Waterloo broke ground on nearly 5,000 new homes in 2024. Kitchener received $10.3 million for achieving 105 per cent of its housing target, breaking ground on 3,067 new housing units, exceeding its provincial target of 2,917. Waterloo, meanwhile, netted $6.4 million for achieving 129 per cent of its housing target, breaking ground on 1,722 new housing units, exceeding its provincial target of 1,333.
“Receiving funding through the Building Faster Fund for the second year in a row reflects our Council, staff and community’s commitment to getting more housing built,” says Mayor Berry Vrbanovic. “We sincerely appreciate the provincial government’s partnership and recognition of Kitchener’s bold action to accelerate housing development.”
Even in the resale market, indications are positive. “The market is showing signs of stabilization, though we’re seeing a continued cooling trend compared to last year,” says Christal Moura, spokesperson for the Waterloo Region market, referring to results for August. “While sales volumes have only slightly decreased year-over-year, the more notable change is in pricing, with most property types experiencing moderate downward pressure.
“Despite the softer market conditions, we are encouraged by the healthy increase in new listings, which gives buyers more options,” adds Moura. “While our local market statistics indicate signs of stabilization, we are operating in a complex economic environment. (Economic) uncertainty and the Bank’s focus on inflation, especially regarding shelter
LOCATION, LOCATION, LOCATION
Located in Regional Municipality of Waterloo, about 100 km west of Toronto, 64 km from Hamilton and 108 km from London.
KEY LANDMARKS
• Bingemans
• Chicopee Ski Club
• Doon Heritage Village
• Joseph Schnieder Haus
• Kitchener Memorial Auditorium
• St. Jacobs Country Playhouse
• Waterloo Pioneers Memorial Tower
• Woodside National Historic Site
SELECT HOUSING DEVELOPMENTS
Avalon Urban Towns By Savic Homes avalontowns.ca
Mari at Williamsburg By Fusion Homes fusionhomes.com
Nomi By Fusion Homes fusionhomes.com
Trussler West By Fusion Homes fusionhomes.com
Wallaceton By Fusion Homes fusionhomes.com
Wildflowers By Mattamy Homes mattamyhomes.com
costs, remind us that we are in a period where both buyers and sellers need to stay informed and collaborate closely with their realtor to navigate current market conditions.”
Kitchener-Waterloo remains proud of its German ancestry, harking back to its founding in 1854 as the Town of Berlin. Today, about 18 per cent of residents are Canadians of German descent, the largest segment.
Oktoberfest still serves as an annual celebration of this heritage. Running from Sept. 26 to Oct. 18 this year, the event is based on the original Oktoberfest in Munich.
All told, it sounds like a recipe and continued prosperity – and “ein prosit!”
Today’s luxury homebuyer is looking for more than just square footage. They’re seeking spaces that adapt to evolving lifestyles, offer comfort without compromise and feel personal from the ground up.
Branthaven understands this shift and aims to meet demand with two new communities: Classic Drive in Brampton, and Canvas Hill in Georgetown. From flexible layouts designed for multi-generational living to thoughtfully integrated design features, these homes reflect a fresh approach, as the company focuses on raising the bar for luxury homebuilding in the GTA.
We caught up with Dan Marois, director of sales, for his insights on how Branthaven continues to craft homes that feel as functional as they are beautiful.
To start, what makes these two infill sites so special?
Branthaven has spent more than 50 years building homes that reflect not just high standards, but also a real understanding of how people want to live. Both Classic Drive and Canvas Hill are rooted in that philosophy, but they each bring something unique to the table.
Classic Drive is a rare opportunity, with 58 detached homes that complete a prestigious residential street in Brampton’s sought-after
DAN MAROIS
DIRECTOR OF SALES BRANTHAVEN
by WAYNE KARL
Creditview neighbourhood near Lionhead golf club. Some homes back directly onto the course, others are nestled among established estate homes, so there’s a real sense of place and exclusivity. The lots are generously sized – 38-, 42- and 50ft. wide – and homes are priced in the mid-$1.5-million range, making them ideal for buyers ready to move up.
Canvas Hill has a completely different feel, but it’s equally special. It’s located in Glen Williams, where we were fortunate to acquire land that borders both the historic hamlet and the protected Credit Valley conservation area. We’ve created a private enclave of 32 estate homes, on expansive 80- to nearly 100-ft. lots. It’s peaceful, it’s scenic and it feels very custom – but without the long wait times or unpredictability that can come with full custom builds.
How did you design homes to take advantage of these appealing locations?
Over the years, we’ve come to understand that great design isn’t just about aesthetics – it’s about how a home actually works for the people living in it. So, our floorplans are designed to be elegant, yes, but also adaptable, intuitive and built for real life.
At Classic Drive, for example, we’re offering homes that are up to about
6,100 sq. ft. But it’s not just about size – it’s about smart layouts. Many of our plans include secondary suites or loft options that are seamlessly integrated, not tacked on. We also think carefully about the flow – from living areas to outdoor spaces – to ensure everything connects in a natural way.
At Canvas Hill, we’ve leaned into personalization even more. These are homes where buyers can truly make the space their own. Whether it’s adding a wine room, a gourmet kitchen or a spa-like ensuite, the goal is to give that custom-home experience with the structure and support of Branthaven’s trusted process.
Are there any specific innovations Branthaven has introduced to give buyers more choice in making a new home their own?
One of the most exciting innovations we’ve introduced is our FlexFit Secondary Dwelling Unit (SDU), which is available at Classic Drive. It allows homeowners to transform the lower level into a fully self-contained suite – with its own kitchen, living and dining area, one or two bedrooms, bathrooms, laundry and even a separate entrance.
It’s perfect for multi-generational families, live-in help or even as a rental unit to offset mortgage costs. And because it’s designed as part
of the home from the beginning, it blends in seamlessly – it doesn’t feel like an afterthought.
You’ve mentioned multigenerational living... Is that something Branthaven is intentionally designing for in the luxury market?
Very much so. We’re seeing more and more families planning for multigenerational living – whether it’s adult children, aging parents or even live-in caregivers. So, flexibility is a key part of our design thinking.
on
In both communities, our floorplans start with at least four bedrooms, and many go up to six or more. We also include flexible spaces, such as lofts, home offices or secondary living areas. Bathrooms are spacious, and rooms can be easily adapted over time. We’re designing these homes not just for now, but for how families might live five or 10 years from now.
That’s a really thoughtful approach. Looking ahead, what can buyers expect next from Branthaven?
We’re excited about what’s coming. In the near future, we’ll be launching
a personal note
two new townhome communities: Pier House in Mississauga’s Lakeview Village, and Willowbrooke in Milton. Both will offer a mix of home styles – rear lane towns, street towns, two- and three-storey layouts – each one thoughtfully designed with the same focus on livability, luxury and lasting value.
As always, our goal is to create communities that feel connected to their surroundings, and homes that people are proud to live in – not just when they move in, but for years to come.
branthaven.com
What do you consider your greatest accomplishment in this line of work?
For me, it’s contributing to homes and communities where people can truly live, grow and adapt as life unfolds. It’s not about one standout feature or landmark project – rather, it’s about designing spaces that feel intuitive, flexible and meaningful. Seeing families thrive in environments we dreamed up – that’s deeply rewarding.
What inspires you most in your role?
I draw a lot of inspiration from revisiting neighborhoods we built five or 10 years ago. Walking those streets and seeing mature trees, children playing, neighbours interacting – it’s incredibly rewarding.
What’s on your reading, and podcast list these days.
I’m enjoying Soft City by David Sim – it explores how urban density can still feel human-centred. I also recently read Freezing Order by Bill Browder, which offers a gripping perspective on finance, power and justice. And for podcasts, Toronto Under Construction has become a regular listen – it gives a fascinating window into how our city is evolving and how others in the industry are shaping its future.
AI A HOT NEW ONLINE TOOL
I am continually amazed at how technological advances change the way people shop for houses and condominiums. Certainly, the Internet enabled potential purchasers to browse websites at any hour of the day or night to comparison shop. Now, we have a new tool that opens more doors when it comes to zeroing in on the perfect choice of a new home. En masse, people are taking advantage of the many benefits AI, or Artificial Intelligence, offers. Never have we been able to access so much detailed information in one place with only a few keystrokes. You can ask absolutely anything, from how much you can afford to spend on a new home, to how to read a floorplan, to what market trends indicate that an upand-coming neighbourhood is likely to skyrocket in value in the future.
There are several platforms you can use to access AI, such as ChatGPT, Gemini, Perplexity and Grok. These LLMs, or Large Language Models, produce human-style text based on massive collections of data. Whether you are just getting into AI or are an avid user already, here are some important things to remember.
• Understand that AI is a tool rather than a replacement for due diligence in the way of research. It is another way to help you gather information so you can make the best decision on what will likely be one of the biggest financial purchases of your life.
FOR NEW HOME SHOPPERS
• Realize that ChatGPT and other platforms are only as good as the prompts or questions you offer them. Use this formula: action, details, format and tone.
– First, provide a good prompt that specifies up front what you would like to pursue, such as “I am looking to buy a new house or condo,” or perhaps “what professionals should I consult before I sign an Agreement of Purchase and Sale?”
– Then drill down with details to be specific. For example, are you looking for three-bedroom condos in a particular area or maybe current incentives being offered?
– After that, consider how you would like the information presented to you (paragraph form, bulleted list, email message, checklist).
– Finally, include the tone you seek (for example, if you’re a lawyer, you want advanced information, but if you’re a first-time buyer, you want more basic direction).
• When it comes to adding details or parameters for your personal new home search, keep in mind matters
such as location, price, builder reputation, amenities, incentives and square footages. If the response you get is not detailed enough, ask again and drill down to a deeper level. That’s one of the beauties of AI –the ability to customize your search by providing as many prompts as you want.
AI is certainly a hot topic today. Know how to use it effectively, and remember that like most of the Internet, it is not perfect. Your critically thinking brain and primary research are key when it comes to making your best decision. Do your fact-checking homework before you sign on the dotted line.
Barbara Lawlor is CEO of Baker Real Estate Inc. A member of the Baker team since 1993, she oversees the marketing and sales of new home and condominium developments in the GTA, Vancouver, Calgary and Montreal, and internationally in Shanghai. baker-re.com
+MORE CONTENT ONLINE nexthome.ca
BARBARA LAWLOR
The Mason Towns at Brightwater by Kilmer Group, DiamondCorp, Dream and FRAM + Slokker
BREAKING BARRIERS:
BUILDING A MORE AFFORDABLE TORONTO
ELECHIA BARRY-SPROULE
Toronto’s housing market is at a crossroads. The decisions governments make today will determine whether residents can find homes they can afford or face an even deeper crisis tomorrow.
To explore these challenges, TRREB’s Ready to Real Estate podcast features a conversation between TRREB CEO John DiMichele and journalist Steve Paikin, host of The Agenda on TVO. Together, they explore where housing goes from here and what changes could make the biggest difference for people living in our city.
BIG ISSUES, BIGGER STAKES
Canada’s federal leadership has more than politics to address. As Paikin explains, the government must hold the country together, repair strained trade relations with the U.S. and tackle the housing crisis head-on. Every decision has a direct impact, whether you live in a downtown Toronto condo or a family home in the suburbs.
CUTTING RED TAPE, BUILDING FASTER
For TRREB, the priority is clear: Make it easier, faster and more affordable to build homes. As DiMichele stresses, we need less red tape, quicker permits, lower costs such as development charges and more support for municipalities to fund infrastructure. Without this support, new communities will not have the transit, schools and services they need to thrive.
WHY COLLABORATION MATTERS
Minority governments and global uncertainty make progress more challenging, but collaboration remains the only path forward. Every level of government has a role to play, from setting national priorities and funding, to establishing planning frameworks, to managing zoning and permits. When governments work together, approvals are streamlined, infrastructure keeps pace, and more housing options become available for residents.
TURNING PLANS INTO HOMES
The message is simple: If we want more homes, more choices and greater affordability, governments must act boldly. TRREB continues to advocate for practical solutions that will deliver the housing GTA and Ontario residents deserve.
Housing remains one of the defining issues of our time, and the decisions made today will shape the opportunities available to generations tomorrow.
Conversations such as this one remind us that progress is possible, but only with commitment and action from every level of government.
Elechia Barry-Sproule is President of the Toronto Regional Real Estate Board (TRREB) and Broker/Owner of Red Apple Real Estate Inc. She is committed to mentoring and supporting real estate professionals across the industry. trreb.ca.
HOW HOMEOWNERS CAN UNLOCK THOUSANDS
IN INTEREST-FREE LOANS AND REBATES
Ontario homeowners looking to improve their homes and cut energy costs have two government-funded opportunities to save money and finance home improvements such as new doors and windows. The Ontario Home Renovation Savings Program and the Canada Greener Homes Loan. These programs offer financial support for making homes more energy-efficient, helping homeowners reduce monthly bills while contributing to Canada’s climate goals.
The Ontario Home Renovation Savings Program provides rebates for energy-saving upgrades such as insulation, air sealing, windows and doors, and heating and cooling systems. This program focuses on enhancing a home’s overall energy performance and comfort.
The Canada Greener Homes Loan offers interest-free loans of up to $40,000 to help cover the cost of major retrofits, including heat pumps, solar panels, high-efficiency windows and doors, improved insulation and more. What makes this program even more appealing is that you can use the interest-free loan to cover the costs of renovations made while taking advantage of the Ontario program. This means you not only benefit from sizable rebates but can also finance the remaining costs over 10 years with zero interest.
To qualify for either program, the home must be the applicant’s primary residence. For the Greener Homes Loan, applicants must have a good credit history, submit quotes for planned upgrades and complete both a pre-retrofit and post-retrofit energy evaluation through a registered energy advisor. The two programs complement each other in several ways, one of the best being that the cost of the energy evaluation is eligible for a substantial rebate under the Ontario program. Typically, the initial assessment costs $600 or less and the follow-up $300 or less; however, the Ontario program offers a $600 rebate, significantly reducing the homeowner’s out-of-pocket expense.
All upgrades must be completed by approved contractors, and you’ll need to submit receipts and verification documents once the work is done. It’s important to confirm that your contractor is approved and to keep all records organized throughout the process.
These programs won’t be available forever, so act fast. To get started, schedule your pre-retrofit energy
assessment, which identifies where your home is losing energy and recommends improvements. Once that’s completed, you can apply for the Greener Homes Loan to finance the upgrades. From assessment to renovations and reimbursement, the entire process may take several months – so good planning, clear understanding of the programs and patience are key.
These programs offer a rare opportunity to make home renovations and upgrades more affordable. Ontario homeowners who act now will not only improve their comfort and property value but also lock in long-term energy savings. What’s more, these improvements reduce household emissions, making a lasting positive impact on the environment for generations to come.
Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.
+MORE CONTENT ONLINE nexthome.ca
MIKE COLLINS-WILLIAMS
MAKE ENERGY EFFICIENCY A PRIORITY WHEN PLANNING
YOUR RENOVATION
With high utility costs, more homeowners are looking to cut energy bills – and smart renovations are a great place to start. Prioritizing energy efficiency in your next project can lead to long-term savings and a more comfortable home. Upgrading your home with energy-efficient windows, insulation, and HVAC systems not only reduces energy consumption and lowers utility bills, but also helps cut the emissions that drive climate change.
Before you start your renovation, schedule a home energy evaluation with a registered energy advisor. An energy advisor will conduct a thorough assessment of your home, measuring and collecting data about all the elements that impact its energy performance, from airtightness to insulation, to heating and cooling systems. Once the assessment is complete, you will receive a report (or label) with a rating of your home’s energy consumption. The report will show the proportion of energy consumed by each system in your home and will compare your home’s performance to that of a typical new house.
The energy advisor will also give you a renovation upgrade report, with a customized action plan to improve the energy efficiency of your home, and will complete any forms required to receive any applicable rebates from utility companies or government programs that may be available. When your renovation is finished, you can
another assessment to see how your home is performing and obtain a new EnerGuide rating.
BetterHomesTO, a BILD partner, provides rebates and incentives for home energy efficiency upgrades, including the city’s Eco-Roof Incentive and Home Energy Loan Program, Enbridge’s Home Efficiency Rebate, winterproofing and Smart Thermostat programs, and the Ontario Energy Board Low-Income Energy Assistance Program. You will also find a savings calculator that will help you determine how much energy you will save with certain upgrades.
If you are looking for a renovator who can guide you in making your home more energy efficient, I encourage you to work with a renovation professional who is part
of the RenoMark program. RenoMark renovators commit to a code of conduct that requires them to offer a minimum of one-year warranty on all work, carry a minimum of $2 million in liability insurance and provide a detailed written contract. To find a RenoMark renovator in your area, visit bildgta.ca.
Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.
schedule
DAVE WILKES
FIND YOUR NEXT HOME
AJAX
1. Time Rossland Road marshallhomes.ca
AURORA
2. Queen’s Grove Collection Yonge St. & Bloomington Rd. northstarhomes.com
3. Allegro 36 Klees Cres. geranium.com
4. Shinning Hill 24 St John’s Sideroad countrywide.ca
19. Port Hope Lakeside Village 415 Lakeshore Rd. masonhomes.ca
20. Kingswood Cobourg 425 King St. E. masonhomes.ca
21. Meadow Heights 82 Hillcrest Road, Port Colborne dunsire.com
MARKHAM’S PREMIER LIFESTYLE COMMUNITY
Situated in the heart of Unionville, this collection includes elegant detached homes ranging from 2,500 to 6,000 square feet, and luxurious townhomes from 2,000 to 2,700 square feet — all with the highest standards of design and construction.
Angus Glen South Village is surrounded by premium amenities. Unionville’s historic Main Street and nature trails, valley lands and parks are all just steps away. Inquire today about our 2025 Incentives available now.
Home, made smart and sustainable
Future-proof homes start at the panel with the QOTM Smart Panel Solution
Save Money: Track and control energy use in real time
Smart Control: 24/7 monitoring and remote control with one app
Extend Backup Power Runtime: Prioritize essential devices during outages
Future-Ready: Meets the growing demand for connected, energy-efficient homes
