Banker & Tradesman: Oct. 6, 2025

Page 1


Test Is Here for LOCAL CUs, BANKS

tarting this month, Bank of America will be paying its front-line staff at least $25 an hour. That $50,000 annual salary has the potential lure away some branch and back-office staff at Massachusetts’ com-

munity banks and credit unions, or it could block them out of recruiting bright, young talent if they can’t compete.

And two local lenders are taking two different approaches to the problem.

Metro Credit Union met BofA’s challenge with a similar salary increase in 2022, a year after BofA announced its intent to raise its base pay in 2021.

Under the credit union’s “Universal Program Model,” all incoming retail branch and member service center employees earn a starting annualized com-

pensation of at least $50,000 with opportunity for additional compensation through Metro’s competitive bonus programs. Existing employees were also eligible for the program.

At the time, Metro Credit Union President CEO Robert Cashman characterized the move as a response to surging inflation and housing costs, while also laying out pathways for employees to grow within the organization to boost retention.

on Page 10

the Board

David B. Lovins, President and CEO

BANKER & TRADESMAN

ESTABLISHED 1872

Published by The Warren Group

PUBLISHING

Associate Publisher: Cassidy Norton

Managing Editor: James Sanna

Associate Editor, Commercial Real Estate: Steve Adams

Finance and Data Reporter: Sam Lattof

Contributing Writer: Scott Van Voorhis

Senior Customer Support Specialist: Sarah Ahlgren

Advertising Account Manager: Suzanne Provencher

Graphic Designer: William Samatis

DATA SOLUTIONS

Sr. Marketing & Communications Manager: Mike Breed

Marketing & Sales Specialist: Iszabella Hazard

National Sales Team: Caitlin Bobe, Matthew Griffin, John Longobardo, Mike Sweeney and William Visconti

INFORMATION SERVICES

Vice President of Product Strategy & Operations: Samantha Bullock

Data Operations Manager: Tammy Dandurant

Data Quality/Key Accounts Manager: Ellen Gendron

Data Quality Auditor: Katherine Snow

Key Accounts Coordinator: Amy Guenthardt

Parcel Acquisitions Manager: Christina Doucette

Transaction Acquisitions Manager: Wally Bullock

INFORMATION TECHNOLOGY

Software Development Manager: Michael Paul

Senior Applications Developer: Joe Chan

Systems Developer: Nicholas Rens

Junior Developer: Matt Paul

Cloud Computing Specialist: Tyler North

Database Support Specialist: Joey Roundtree

FINANCE & ADMINISTRATION

Controller: Janeen Silvestri

Assistant Controller: Olga Khalaydovsky

Accounts Recievable Specialist: Valarie Wickey

Human Resources Generalist: Nesima Bartlett

BANKER & TRADESMAN (ISSN 0005-5409)

Volume 206, Number 40 Published each Monday.

©2025 The Warren Group LLC, 2 Corporation Way, Suite 250, Peabody, MA 01960. All rights reserved. No part of this publication may be reproduced without the written consent of the publisher.

Banker & Tradesman and The Warren Group are trademarks of The Warren Group LLC.

Subscriptions to Banker & Tradesman: Premium: One year – $399 Two year – $699 Single copies are $10.00 each and are on sale at the offices of the publisher.

POSTMASTER: Send address changes to: Banker & Tradesman

The Warren Group

2 Corporation Way, Suite 250, Peabody, MA 01960 Phone: 617-428-5100.

www.bankerandtradesman.com

Periodicals Postage paid in Boston, MA USPS #536710 and additional mail offices.

The Week on the Web

A ROUNDUP OF OUR MOST POPULAR STORIES FROM THE PAST WEEK

EASTERN, DCU MERGERS GET REGULATORY APPROVAL

• Boston-based Eastern Bank now has all regulatory approvals needed to complete its proposed $490 million acquisition of Brockton-based HarborOne Bank. The deal is expected to close Nov. 1, with a systems conversion schedule for the weekend of Feb. 21, 2026.

• Eastern said that seven HarborOne branches will close as a result of the merger, plus six Eastern branches. The closures are driven by the overlap between HarborOne’s and Eastern’s branch networks. The bank has not yet announced what it will do with HarborOne’s wholly owned subsidiary mortgage company.

• Also last week, the NCUA approved the proposed merger between Marlborough-based Digital Federal Credit Union and California-based First Tech Federal Credit Union. The final step is for First Tech members to vote on the idea, as the combined credit union will adopt DCU’s credit union charter.

HUB ON CAUSEWAY LINES UP $490M REFI

• The transaction includes participation by Wells Fargo Bank, Bank of America and Morgan Stanley Mortgage Capital, according to Commercial Property Executive, which first reported the news.

• The transaction includes a $465 million, 5.5-year interestonly loan. The proceeds will refinance $490 million in existing debt and closing costs, and the owners contributed $35 million in cash equity.

• The loan applies to the 1 million-square-foot office and retail portion of The Hub on Causeway, including a 31-story office tower currently occupied by 18 tenants. It is expected to close on Oct. 31. The mixed-use development at 100 Causeway St. is co-owned by BXP and Delaware North Companies.

SOUTH STATION TOWER OPENS WITH PARTY

MISSED THE PARTY? WE DIDN’T.

@BankerAndTradesman

• Executives from developer Hines, project contractor Suffolk Construction, architect Pelli Clarke & Partners and Boston Mayor Michelle Wu took turns praising the building and the people who made it possible at a party in the building’s 11th-floor main lobby level on Sept. 25.

• “We have built, probably, the most magnificent building ever seen in the city of Boston,” Suffolk CEO John Fish declared from a podium set up next to the lobby for the building’s 166 condominiums, whose ceiling was adorned with hundreds of dangling glass leaves.

• The Boston Globe reported last week that JPMorgan Chase is in talks to lease roughly 250,000 square feet in the tower’s 680,000-square-foot office portion.

BXP SUBMITS REDESIGN OF KENDALL SQUARE DEVELOPMENT

• BXP unveiled proposed changes to the next phase of its MXD District in Cambridge’s Kendall Square, including an option for two smaller commercial buildings that reflect “evolving market conditions.”

• The latter option would shrink the 250 Binney St. building to 223,515 square feet, while adding a 146,757 squarefoot building at 105 Broadway. The alternative plan would not increase the overall density of the 5 million square-foot master-planned development. Both smaller buildings have proposed heights of 250 feet.

• The plans also reflect “contractual rights” of the current tenant of 250 Binney St. that could push the groundbreaking for the project until 2034, BXP Senior Vice President Jeff Lowenberg wrote in the filing.

FENWAY NONPROFIT REBRANDS

• Fenway Community Development Corp. has rebranded as “Fenway Forward” as it launches its next four-year strategic plan, which boosts its focus on combatting displacement and adding to the Fenway neighborhood of Boston.

• “The big takeaway was the encouragement for us as an organization to be bold,” Executive Director Steve Farrell said, adding that neighborhood residents “set bold goals around workforce development, expanding local community organization and increasing the number of affordable homes in the neighborhood.”

• An analysis of MLS data by economists at the brokerage Redfin found 16.4 percent of active residential listings in Greater Boston had a price cut in August. This

is an increase of 240 basis points year-over-year. The report combined both single-family and condominium listings into one category.

• The analysis found the average price cut in Greater Boston in August was a 3.9 percent reduction in price, but the average sale-to-list price ratio in Boston sat at 100.7 percent, compared to 100.4 percent in August 2024.

• “While some home sellers have come to terms with the realities of today’s housing market, many are still hoping to cash in on the pandemic-era housing market, when high demand was pushing many sale prices way over asking,” Redfin Senior Economist Asad Khan said in a statement.

P hoto by Steve Adams Banker & Tradesman Staff

OPINION

Healey’s Housing Production Stats Don’t Always Add Up

No Matter How You Slice It, We’re Still Way Behind Goals

Real progress on solving the Bay State’s housing crunch? Or happy talk from a governor facing reelection?

That’s the question in the wake of the Healey administration’s claim, first floated at the end of the summer and repeated in public appearances and press releases since then, that over 90,000 new homes, condominiums and apartments are now built or “in development” across the state.

And, according to the governor’s housing team, it’s all happened since Gov. Maura Healey took office in January 2023, with the passage last year of the governor’s signature, $5 billion-plus Affordable Homes Act.

ernor said in an August press release marking the first anniversary of the policy and housing financing law.

Lt. Gov. Kim Driscoll, who has been the administration’s point person on housing, amplified those claims.

“Just one year ago, we made a bold commitment to take on the housing shortage with the most ambitious housing package in state history,” she said in the same press release. “Today, we’re seeing the results: thousands of homes built, tens of thousands more in the pipeline.”

One of the most eye-catching assertions?

Many of these units were approved and broke ground back during the Baker administration.

For a state that has struggled for decades to boost new residential construction and in need of at least 220,000 new housing units between 2025 and 2035, it’s an ambitious, even astounding claim.

“Our administration is delivering on building more reasonably-priced housing,” the gov-

Allegedly more than 63,000 new homes, condos and apartments have been proposed, permitted or completed from the start of Healey’s term in January 2023 through this July.

Those are separate from the 27,726 the administration claims are in projects proposed under the MBTA Communities law, any accessory dwelling units unlocked by a measure Healey championed, enabled by the Chapter 40B “anti-snob” zoning law or funded using some measure of state dollars.

Healey’s housing team, in an admirable bit of sleuthing, arrived at this number after getting access to a new U.S. Census Bureau database tracking the establishment of new addresses.

However, there is a big problem with citing all these units as evidence that the Healey administration’s housing push is already showing big results.

Taking Credit for Prior Projects

Many of these units – maybe even most, given that it takes about two years to build a new apartment building – were approved and broke ground back during the Baker administration.

Meanwhile, if anything, the number of new homes and apartment buildings getting underway since January 2023 has been on a precipitous decline.

Nor is it any secret why. The sharp rise in interest rates, combined with increases in construction costs, have combined to make highprocess, higher-cost states like Massachusetts more difficult to build in.

Developers across the state pulled building permits for roughly 31,000 new units so far during Healey’s term, or about 12,000 per year.

That’s well down the roughly 20,000 units a year the state was beginning to churn out by the end of the 2010s during its years-long recovery from the Great Recession and its aftermath.

Through August, local cities and towns across the state issued building permits for just 7,627 new housing units, down about 25 percent from last year, according to Census Bureau numbers. And the drop in Greater Boston has been steep as well, according to Luc Schuster, executive director of the Boston Indicators think tank at The Boston Foundation.

During the first seven months of 2025, building permits for new housing fell 44 percent compared to the same period in 2021, when they peaked.

When Should Buyers Demand Repairs, or Seek Credits?

There comes a time in most house sales when the buyer and seller have to decide who will pay for any necessary repairs.

Who should take care of it? As with all real estate matters, it depends.

Let’s say the inspection revealed a number of problems: The roof is leaking into the attic, the dryer’s door doesn’t shut properly, a few windows are painted shut, the water heater is on its last legs and several window screens are missing or torn.

The buyer and seller agree that the most egregious of these items must be addressed. But who’s going to pay for the work?

Certainly, most buyers want the place move-in ready: no balky air conditioner, clanging pipes or half-working stove to deal with. Consequently, buyers tend to ask sellers to cover these repairs. But that’s not always the best option, according to many realty professionals: They say it’s often better to ask the seller for a credit at closing to cover the cost of the needed fixes.

Sellers Often Spend Too Little

“I usually recommend that my buyers request a credit instead of a repair,” said Illinois agent Alan May on the ActiveRain website. “The sellers, when doing a repair, will do so as cheaply as they can. As the newest owner of the property, you want to make sure the repair is done to your satisfaction.”

Therein lies the first rub. Sellers tend to spend as little as they can on the necessary fixes. Some even attempt to do the work themselves to save more.

“For sellers, repairs are often just another task to complete before the sale,” said Minnesota agent Bob Elliot. “No one will put more care and attention into fixing a new home than the buyers themselves.”

Buyers who still want the sellers to handle repairs should stipulate in the contract that repairs must be done by licensed professionals, and that paid invoices must be provided at closing. Also, there should be a time limit in which the repairs must be completed.

FHA-insured and VA-guaranteed loans, won’t. Indeed, the FHA won’t fund a loan unless the repairs are complete and paid invoices from licensed contractors are submitted to underwriters.

That brings to the table another option: The sellers can lower their price to match the amount on which they and the buyers agree is enough to cover the needed repairs. Unfortunately, that choice doesn’t put any cash into the buyer’s hands to get the work done. So if money is tight, it might be best to allow the seller to make the repairs. Don’t just hope for the best: Be very descriptive in your requirements, demand that licensed contractors do the work (no handy homeowner fixes allowed), and ask for paid invoices to be presented at closing. Realize, though, you cannot require that repairs be made over and above what is called for in your local building codes.

Seek a Reinspection

Without such a proviso, buyers leave themselves open to lousy or even faulty workmanship, which they will have to deal with after they move in. And without a time limit, closing could be delayed for weeks if the sellers drag their feet.

Sellers, on the other hand, are usually already focused on their next homes and don’t want to be bothered with repairing the ones they’re about to leave. So it is often worth it to part with some money at closing and walk away scot-free.

Make Sure Lenders Will Play Ball

But sellers shouldn’t agree to an amount until they have a fair idea of what the requested fixes would actually cost. They should obtain estimates on their own –as should buyers, to make sure they are not undervaluing the cost. Otherwise, one side or the other may give away too much.

Both parties also need to be “very specific about what is expected and what will be done,” advises Hawaii agent Georgie Hunter. “You had better keep a written record of every detail and conversation.”

Buyers, meanwhile, should make certain their lenders will accept credits at closing for repairs. Some, like

Before settlement, have the place reinspected to make sure the repairs were done correctly. If possible, it is best to hire the original home inspector who flagged the flaws in the first place.

Visually, the fixes “may not be what you had in mind,” warns Virginia agent Pam Dent. But as long as everything is up to code, you’re good to proceed.

If not, or if the repairs were not completed in the allotted time frame, the buyer has several choices: Postpone closing until the repairs are completed; ask the seller to put funds in escrow to cover the costs; request a credit from the seller to complete the work; or renegotiate what has to be done.

Obviously, this all involves a lot of give-and-take between the parties. You can always call it quits and move on, but don’t give up without trying to strike a deal. Take a deep breath and keep at it.

You’ve come this far, said Tennessee agent Tammie White, so don’t allow “a knee-jerk reaction to cost you the home of your dreams.”

Lew Sichelman has been covering real estate for more than 50 years. He is a regular contributor to numerous shelter magazines and housing and housing-finance industry publications. Readers can contact him at lsichelman@aol.com.

Stock photo
The Healey administration says over 90,000 homes of the 220,000 it needs by 2035 are already built or “in development.” But that includes projects begun long before the governor took office.

Uneven Gateway Cities Housing Production May Indicate Bigger Problems Ahead

Western Mass. Bypassed by Recent Building Surge

Anew housing analysis reveals Gateway Cities on different paths: those leaping ahead to surpass their production targets, while others, particularly in Western Massachusetts, failing to launch.

The variable results may indicate that zoning and permitting reforms work where the private real estate market works, while indicating deeper challenges in other regions where the state’s impact, even with its flurry of policies and $5 billion Affordable Homes Act, has not been felt.

Over the last few weeks, my colleagues at MassINC’s Policy Center have released the first three chapters of the 2025 Gateway Cities Housing Monitor, which relate to housing production, affordability and conditions for growth.

The good news: Gateway Cities demonstrated remarkable housing production in 2023, quadrupling their output to 7,300 new units, up from 1,800 in 2022 and 2,300 in 2021. This high-water mark actually met our recommended goal for the year.

Housing production then slipped to 4,700 units in 2024, about 3,000 units behind MassINC’s estimate for what is needed to bring the housing market into balance.

The Bifurcation Deepens

Within these collective numbers, individual communities and regions stand out.

Most of the metro Gateway Cities, which 10 years ago found themselves touched by the aura of the hot Boston market, continue to produce housing at a steady clip and show 2 percent to 5 percent growth. Malden and Chelsea were the two outliers, resulting perhaps from local efforts to slow down market-rate housing.

The Merrimack Valley (Lawrence grew the fastest of any Gateway City) and Barnstable rounded out the other high-growth communities. Western Massachusetts showed little or no growth.

Although Gateway Cities still outpaced their suburbs in housing production relative to size, the suburbs produced more absolute housing units for their regions –about 10,500 new homes in 2023 (which also quadrupled their previous year’s production) and 6800 in 2024.

Cape Cod, Greater Worcester and Merrimack Valley suburbs accounted for nearly 60 percent of these suburban units, while the Western Massachusetts suburbs grew more quickly than their cities.

Perhaps most surprisingly, Gateway City suburbs produced over 1,300 deed-restricted affordable apartments compared to 525 in their cities, although the cities still have twice as many of these units overall.

More Multifamily, Less ‘Missing Middle’

If international arrivals – trending downwards thanks to federal policy – are not replaced by internal migration, Gateway Cities may face a low-growth scenario in the coming years where less housing production would be needed to normalize vacancy rates and reduce upward pressure on prices.

One of the report’s most surprising findings is that only 5 percent of housing production in Gateway Cities came from buildings with between two and eight units. That suggests that although Gateway Cities boast many of the double- and triple-deckers in the state, they could do much more to allow this kind of housing by right.

The permitting pipeline suggests that up to 80 percent of all new units will be part of multifamily projects. The 106 multifamily projects permitted in 2024 are more than double the annual average from 2012-2017.

Does Anyone Go to Prison for Federal Mortgage Fraud? Not Many, Data Suggests

Mortgage fraud is back in the news. Lisa Cook, a Federal Reserve governor, is being investigated by the Department of Justice for allegedly making false statements when applying for a mortgage. Members of Donald Trump’s Cabinet are accused of similar wrongdoings. Could any of these people go to prison?

Mortgage fraud is not a new problem. Subprime mortgage fraud fueled the 2008 financial meltdown, when large numbers of very risky mortgages defaulted. Mortgage fraud was also a key feature of the savings and loan crisis in the 1980s.

Mortgage applications are very long, so there’s plenty of opportunity to make mistakes. Plus, they require borrowers to declare that everything is “true, accurate, and complete.” Misrepresentation can trigger potentially large civil and criminal penalties.

As a business school professor, I was curious how many people are convicted of mortgage fraud today. After all, relatively few people went to jail for fraudulent loans back in 2008. Since most mortgage fraud violates federal law, I looked at more than a decade of federal conviction data. What I found was clear: Almost no one has gone to federal prison recently for lying on a mortgage application.

People can lie about many things on a mortgage application, such as their income, assets or employment status, or whether they will occupy the home being purchased or rent it out.

However, just because there are laws on the books doesn’t mean they’re enforced. For example, I work in Boston, where for years jaywalking has been illegal –but as any visitor quickly notices, no one pays any attention to this rule.

The U.S. Sentencing Commission provides detailed data on every person convicted of federal crimes since 2013. The database is large, since federal courts convict almost 70,000 people each year.

How Many People Are Convicted?

However, very few people are convicted of federal mortgage fraud. Just 38 people in the country were sentenced for such crimes in 2024, and among that small group, four of the convicted got no prison time. A year earlier, just 34 people were convicted and seven avoided prison.

Over the past dozen years, fewer than 3,000 people were convicted of federal mortgage fraud, and the number of people sentenced fell steadily each year.

Three thousand people are a tiny fraction of mortgages issued. The Consumer Financial Protection Bureau estimates that almost 100 million new mortgage loans were written to purchase or refinance a home over the past 12 years. For those who like precision, 3,000 is only 0.003 percent.

The Sentencing Commission’s files also offer insight into who gets convicted of mortgage fraud. Threequarters were men. More than 90 percent were U.S. citizens. The typical person convicted of mortgage fraud is a man in his late 40s with an associate degree, the data suggests.

The Real Penalty

While the maximum penalty is 30 years, almost no one serves that long a sentence. In 2024, the maximum sentence handed out was just 10 years. Since 2013, 15 percent of those convicted got no jail time. The average sentence for people who did get jail time was 21 months, which is less than two years behind bars.

Meanwhile, the fabled “mill redevelopment” era may be passing. Between 2012 and 2022, 43 percent of projects in Gateway Cities were adaptive reuse, but that dropped to just 16 percent in 2023-2024.

Home purchase prices remain historically high, and just 20 percent of Gateway City households can afford the typical home in their community. On the positive side, values increased just 1 percent last year after a decade of 5 percent annual increases which doubled prices.

Rents generally accelerated faster in the state’s lowercost markets while remaining stable in more expensive cities near Boston. It is not clear whether that is because those communities have been building more, or simply that rents have reached the maximum that the market will bear. One result is that the rental gap between the lowest-cost and highest-cost Gateway Cities shrank.

Gateway Cities continue to provide about 70 percent of the “naturally-occurring” affordable housing in the state.

A Short-Lived Surge?

The surge in housing production in 2023 which began to tail off in 2024 coincided with unprecedented federal and state funding infusions, including American Rescue Plan Act grants, expanded Housing Development Incentive Program (HDIP) funding, and increased state bond allocations. The critical question facing the industry is whether this represents a temporary spike tied to one-time resources. Most troubling, the housing production surge completely bypassed Western Massachusetts and only rippled beyond Interstate 495.

Three areas of focus could help the state and its municipalities sustain their momentum:

1. Legalize two- to eight-unit projects in more neighborhoods;

2. Plan dense, transit-oriented development districts; and

3. Boost HDIP and bring other new resources to the table.

André Leroux directs the Gateway Cities Innovation Institute at the MassINC Policy Center.

Fines are also much lighter in practice than the maximum $1 million penalty. In 2024, the maximum fine passed down was a quarter-million dollars. Since 2013, the average person convicted of mortgage fraud paid a fine of less than $6,000, with over half of all those convicted paying no fine at all.

More Lightning Strikes than Convictions

It’s impossible to know how common mortgage fraud really is. Some mortgage applications are rechecked in a “post-closing audit.” However, these audits happen within 90 days after the mortgage money is disbursed. Beyond that window, if a loan is paid back on time and without problems, there’s little incentive for a bank or mortgage service provider to recheck an applicant’s information.

Lightning hit over seven times more people than the federal government convicted of mortgage fraud.

What is clear is that while millions of mortgages are written each year, only a tiny fraction of mortgage recipients go to jail for fraud. One way to put this tiny fraction into perspective is to compare it with the National Weather Service estimates of the approximately 270 people hit by lightning yearly. Last year, lightning hit over seven times more people than the federal government convicted of mortgage fraud.

Years ago, I filled in a mortgage application to buy a home. I was consumed with dread wondering if any application mistake would result in my being sent to jail. After looking at the mortgage fraud conviction data, I should have been more worried about being hit by lightning.

Jay Zagorsky is an associate professor at the Questrom School of Business at Boston University. His column was originally published in The Conversation, a nonprofit news an opinion site affiliated with The Associated Press and is republished here with permission.

THE NUMBERS

Lab Project Primed to Begin Marlborough Property’s Next Chapter

With a build-to-suit facility for the state Crime Lab finalized, owners of The Campus at Marlboro are studying their next development opportunities including commercial and residential space.

Greatland Realty Partners acquired the 120-acre business park near Interstate 495 in 2020 for $66 million. The Boston-based developer completed office-to-lab conversions in Lexington and Weston in recent years, projects which share many requirements with the new Marlborough project.

“It is a police forensics lab, and it’s very similar,” said Kevin Sheehan, co-founder and managing partner of Greatland Realty Partners. “The electrical infrastructure is more heavyduty than a typical commercial office building to support all of the additional equipment.”

The state Division of Capital Asset Management and Maintenance selected Greatland’s proposal for the estimated $200 million facility over a competing proposal in Worcester’s Ballpark District.

The 200,000 square-foot facility at 100 Martinangelo Drive will consolidate existing crime labs in Maynard and Sudbury and will

employ an estimated 250 people. Construction is scheduled to begin in 2026 and conclude in 2028, DCAMM announced this month.

Sheehan said the Marlborough property’s location near major highways was a factor in the winning selection. Boston-based CI Design is the architect for the project, which also will include meeting and training rooms and office space.

The project will include a solar parking canopy and high-efficiency heating and cooling systems, in response to DCAMM’s requirement for a sustainable development.

Developers are preparing to seek approvals for additional development on the campus. The property currently contains approximately 500,000 square feet of office space anchored by Hologic, which recently renewed its lease for approximately 80 percent of the office space for 10 years, Sheehan said.

A previously-approved site plan allowed an additional 670,000 square feet of development on the campus, Sheehan said. Greatland is preparing to begin discussions with local officials about future approvals, including additional commercial space and housing, he said.

“We are looking at the best way to utilize the remaining development rights, and we expect to have a planning process with the city of Marlborough,” he said.

Winthrop Condo Conversion Points to Bigger Boston-Area Trend

Interest rates have risen significantly in the five years since The Procopio Companies broke ground on The Somerset, a 29-unit apartment complex in downtown Winthrop.

The changing capital markets conditions have depressed investment sales pricing for investors interested in acquiring the property as rentals. The Middleton-based developer opted for a condominium conversion for The Somerset, betting that the relative scarcity of new construction for-sale units in Winthrop will make The Somerset a desirable address and receive strong demand.

“We’ve had groups tell us, ‘If I could get more from a lender I’ll pay more, but I can’t get it right now,’” Procopio Companies Senior Vice President Bryan Vitale said. “[Small apartment buildings] are great assets, they perform well, but they are difficult to sell because of where the debt market is.”

man. Across Greater Boston, the August median sale price fell 3.2 percent year-on-year, but still ended the month at $600,000.

MLS PIN data shows that condos priced between $250,000 to $599,000 made up 39.9 percent of all active inventory statewide as of Sept. 17. Homes between $600,000 and $700,000 made up another 21.4 percent of the market.

Procopio Companies completed the 4-story, 22,000 square-foot building at 10 Somerset Ave. in 2022, offering units ranging from 500 to 1,300 square feet. The project received $7.7 million in construction financing from North Shore Bank in 2020.

At the same time, pricing for individual condominium units remains strong in Greater Boston despite a significant build-up of inventory this year.

According to MLS PIN data, the average days a condo spent on the market in Massachusetts increased by 23.7 percent from May to September of this year, alone.

Through August, the median year-todate condo sale price in Winthrop are over $535,000, according to data compiled by The Warren Group, publisher of Banker & Trades-

As leases expire, tenants will be given the first option to buy their unit, Vitale said. Projected pricing ranges from the high $300,000 range to over $800,000 for two-bedroom units with balconies. The condos will be marketed as an affordable alternative to single-family new construction, Vitale said. Massachusetts condo conversion law requires developers to provide one year’s notice to tenants and pay relocation expenses up to $750.

1

Address: 83 Squam Road, Nantucket

Price: $15,000,000

Buyer: Wetu Real Estate Inc

Seller: Thomas C Succop QPRT

Agent: Jessica Newman and Marybeth Gibson, Maury People Sotheby’s

Size: 2,939 sq. ft. on 1.6 acres Sold: 9/17/2025 BOSTON NANTUCKET

The second home in this week’s roundup of the most expensive Massachusetts home sales takes its street name – Sea View Avenue –seriously. Wide banks of windows, plus a pair of sliding glass doors, look out onto the beach and Martha’s Vineyard Sound and bring in plenty of light to illuminate the updates its new owners will doubtless undertake: Nearby homes sold in recent years suggest this home’s value might have room to grow after updates.

Address: 545 Sea View Ave., Osterville

Price: $9,271,500

Buyer: Michael W Fish RET

Seller: Kaner Diane E Est

Agent: Paul E. Grover, BHHS Robert Paul Properties

Size: 3,859 square feet on 2.52 acres Sold: 9/16/2025 2

3 5

Address: 1 Dalton St. #3601, Boston

Price: $7,500,000

Buyer: 36 Ktirio LLC

Seller: An Thinh Development Limited Inc.

Agent: Nicholas Mattia and Emily Corsaro, Luxury Residential Group LLC

Size: 2,630 square feet Sold: 9/15/2025

Address: 11 Ellens Way, Nantucket Price: $7,201,750

Buyer: The North Star 118 LLC

Seller: Ack North Star Prop LLC Agent: Cam Gammill, Fisher Real Estate Size: 4,468 square feet on 0.24 acres

Sold: 9/15/2025 4

Sold: 9/19/2025 2 1,4 3,5

Address: 71 Mount Vernon St. #2, Boston

Price: $7,000,000

Buyer: Agapetos T

Seller: Sgg Mount Vernon LLC

Agent: Glenn Forger, Olde Forge Realty

Size: 3,299 square feet

Transacting in a Transitional Market Phase

SARAH GRIFFITH

Title: Senior Vice President, JLL

Age: 33 years

Industry experience: 10 years

Friends outside the commercial real estate industry wondered whether JLL office broker Sarah Griffith would entertain a career change after the pandemic disrupted traditional workplace models and office leasing. In fact, Griffith said that she was having career years advising tenants and landlords “in an interesting period where your clients needed you the most.” The volume of business earned her recognition from JLL’s Platinum Achiever awards in 2022 and 2023. In recent years, she’s represented such clients as Argenx, Duck Creek Technologies, Constant Contact and Flexcar in office leasing transactions in Boston and the suburbs.

HR is now a lot more engaged in office-strategy conversations, in a good way.

Q:

What was the impetus for your change of career in 2015 after working in sales and marketing outside real estate?

A:

My mom was in residential real estate and she said she always loved the idea of commercial being more business-oriented and encouraged me to look into it. It was kind of the right time and the right place. They had an opening right when I was looking, and it turned out I had a lot of connections at JLL. I worked in operations for about 10 months and then they pulled me up to join the brokerage team, so I’ve been a broker close to 10 years. At that time, the Seaport was still mostly a parking lot and it’s been fun to watch that neighborhood really grow. We used to do a skyline graphic showing all of the buildings and leasing, and we stopped doing that because there were so many changes to the skyline, it was hard to get it into print as long as it was relevant. Unfortunately, new construction in Boston has taken a downturn.

Q:

What are the goals of CRUS11TOUR, the charitable initiative you cofounded to benefit Dana-Farber Cancer Institute in memory of Davey Hovey?

A:

My boyfriend passed away in 2017 of glioblastoma multiforme, which is unfortunately a vast, fast-rising type of cancer. As part of honoring his memory, we started a foundation. They can immediately use half, and it’s half endowment, so we’re trying to keep it going forever. It’s affecting people at a younger age. He was 25 when he passed away. We continued to want to fight back and fight a cure. I’m not a runner. He made me do [the Boston Marathon] before he passed away, and his dad is spearheading a Pan-Mass Challenge team that is close to 150 riders.

Q: How did you manage work-life balance during that sort of personal crisis?

A: When we were going through that, it was all-encompassing. It was a 16-month process from diagnosis to death and then after that it was grief. [JLL] was great in giving me space, but I also needed work as a distraction oftentimes, so it was important to me to stay connected to them and stay connected to my clients and some sense of normalcy. They just became a family, and supported me in every way they possibly could – “I’ll pick up this call or showing” – and my clients were so understanding as well.

Q: What’s a typical day in the life of a broker these days?

A: You get a call in the morning and it sets you off on a new path. Our clients are mostly hybrid, so we’re on Zoom calls a lot more. It used to be conference calls. We’re constantly popping into phone rooms to have a 30-minute conversation about needs, and we’re touring very often. I think something that has changed over the last few years is the process has gotten a little bit longer from start to finish. Now tenants are involving their chief people officer, or HR is a lot more engaged in the conversation in a good way. There’s a lot more thought behind an office space decision: workplace strategy, how to set a hybrid policy, getting in the weeds with their personnel changes. It’s just a lot more conversation leading to a lease

Q: With all of the vacancies in Greater Boston’s office market, what are successful landlords doing to differentiate a property and get leasing traction?

A: Traditionally, class A has all the amenities and class B was lagging. But Synergy is a great example of amenitizing class B assets and competing with class A. We’re not even calling it return-to-office anymore. Most people are back everywhere, except for tech. But they are looking for similar conveniences as they had at home. Fitness, a cafe and really a hospitality feeling more than a traditional office space. It’s like you’re walking into a hotel lobby

Q: Is location still paramount to lease decision-making?

A:

If you’re coming in three days a week, you want to make it easy for their commutes, as a huge focus. We look at where their employees live and how their commutes can be impacted by the options they are looking at.

Q: Are sublease transactions complicated by factors such as landlord approvals?

A:

Landlords want the sublease market to come down. They want active buildings, they want people coming in and out of their lobby. On the sublease market, we have 3.5 million square feet available right now, but there is confusion when you go out with a tenant who thinks there’s a glut of office space, and a lot of those subleases have limited term left, or it’s a dated buildout. The reality is you only have a couple of sublease options to look at. A lot of the good ones go quickly. Interestingly, we’ve seen a lot of inbound requirements from your typical locations like Chicago and New York and L.A., but more and more, I’ve seen a trend of business coming from London and Tel Aviv. For those cities, our pricepoint compared to New York is obviously a discount, so the cost of doing business is certainly better. We focus on our talent and retention, and you have the feeder schools and a huge hub of really talented people who went to school here and want to be here.

MBTA Communities Law

‘Was Too Effing Complicated’

Housing Advocates Reckon with State’s Signature YIMBY Legislation

The MBTA Communities law was, by most accounts, an earnest swing at using state power to spur more housing in cities and towns served by the MBTA system. But at the nation’s largest pro-housing conference, there was some decided ambivalence about whether the Massachusetts approach has worked out as hoped.

Organizations that spent the past four years boosting and working to implement the law told their peers in other states that the tailored town-by-town approach is complicated, inefficient and ultimately not enough to address a severe housing crunch. While MBTA Communities tried to accommodate a tradition of local control and sense of community ownership, they said, it created too much room for footdragging and resistance.

Passed in a 2021 economic development bill, the housing law said that cities and towns with MBTA service “shall” zone for a multi-family district of “reasonable size” near that transit.

The 177 cities and towns affected by the law had to vote in compliant zoning, “which opens up a whole bunch of headaches,” said Jesse Kanson-Benanav, executive director of the pro-housing advocacy group Abundant Housing Massachusetts. Not the least of those, he said, is the firestorm around a few dozen municipalities forcefully objecting and sparking lawsuits across the state.

“I don’t think we could realistically do it again. We’ve eaten up that political capital.”

Advocates said the shortcomings of the 2021 housing law argue for more muscular state zoning reform that leads to substantial new construction and limits cities’ and towns’ ability to flout state mandates.

– Will Rhatigan, engagement manager, CHAPA

Legislative appetite for strengthening the housing law, however, is minimal.

“I think MBTA Communities was really optimistic, in that we thought local communities would want to control their own zoning, and they’d go through these processes in good faith,” said Will Rhatigan, MBTA Communities engagement manager for the Citizens’ Housing and Planning Association, a non-profit housing advocacy organization, at a panel at the national YIMBYtown 2025 conference in mid-September. “And many of them did, but it took so much effort, so much time, that I don’t think we could realistically do it again for any other zoning reform. We’ve eaten up that political capital.”

Mass. Spotlighted at National Conference

The “YIMBY,” or Yes In My Back Yard, movement is focused on a relatively simple pitch: Addressing the housing crisis requires building more housing, at all price points, in most places. The name is a counter to the pejorative “NIMBY,” or Not In My Back Yard, characterization of people and areas who may say there is a need for more housing, but their immediate vicinity is not the right place to put it.

Discussion of Massachusetts housing policy at the national conference – which drew over 1,000 attendees to New Haven, Connecticut –kept returning to the MBTA Communities law.

“We crafted this law in a way that we thought was responding to the unique aspect of local control, local decision making, Town Meeting form of government we have in Massachusetts, but that made it incredibly difficult,” he said. Between the nonprofits, quasi-public agencies, state agencies, and others, he estimated tens of millions of dollars and hundreds of thousands of hours of staff time have so far “gone in to implementing this act that is really monumental for Massachusetts, but ultimately, in and of itself, is not going to get us to the 200,000-plus homes that we need to build in the next 10 years just to meet the expected demand for housing.”

Some Towns Eager, Others Defiant

Some communities like Lexington, Arlington, and Brookline took up the rezoning task briskly. Others dug in their heels, criticizing the law as “one-size-fits-all” and placing an unreasonable burden on towns with limited zoning capacity.

The wealthy Boston suburb of Milton initially approved a plan that would comply at its 2023 Town Meeting, only for voters to toss the plan by referendum early the next year. It was the first municipality to miss its deadline for compliance, and other towns like Holden, Winthrop and Marshfield (the first municipality to sue the state over MBTA Communities) indicated their intention to ignore the law as well.

They seemed to be banking on the only consequence being the loss of four grants specifically named in the original legislation, which Massachusetts Assistant Attorney General Eric Haskell noted was considered a minor issue for a number of municipalities.

“It wasn’t a very big stick,” he said at a YIMBYtown panel, adding that the attorney general’s office decided to sue Milton in a way that would get fast-tracked to the state Supreme Judicial Court.

“Frankly, our audience for that lawsuit on one level was Milton,” Haskell said. “On another level, it was the other hundred-some-

Boston Starter Home Demand Outpaces Nation

As prices continue to rise, starter homes are more in demand across the nation, including in Greater Boston.

Starter home sales in the Boston metro area increased by 7.6 percent year-over-year, according to a new analysis from economists at brokerage Redfin. Additionally, active listings in that category increased by 20.10 percent and numbers of new listings were up 4.7 percent on the same basis.

Redfin’s research defined a “starter home” as “homes whose sale price fell into the 5th-35th percentile” in each market its staff examined.

“Starter homes are holding up better than other price points because they’re the most attainable option in a market where affordability is still stretched,” Redfin Senior Economist Sheharyar Bokhari said in a statement. “Firsttime buyers and downsizers alike are competing for the same pool of smaller, less expensive homes, which is keeping demand relatively strong even as higher tiers remain sluggish. For many households, stretching into the midtier isn’t feasible with high prices and elevated mortgage rates.”

While the median price of a starter home in Greater Boston is relatively inexpensive compared to the higher end of the market, such homes are still quite expensive compared

thing municipalities that were facing deadlines six or 12 or 18 months down the road. We wanted to set the precedent, so to speak.”

The state’s high court in January 2025 handed the AG’s office broad power to enforce state law. The state housing office would have to put out regulations again properly, the court ordered. Once new regulations were in place, the attorney general was free to enforce the law with all of her available powers.

Of the 177 MBTA Communities, 140 have submitted or adopted zoning to comply with the law, according to state data. As of Sept. 15, the state determined 116 of these plans are fully or conditionally compliant, and 15 have refused to adopt compliant zoning by their July 14 deadline. Some of the noncompliant towns are also suing the state, while others are waiting for court rulings before acting.

Polling on the MBTA Communities law, and more development near transit generally, finds it to be reasonably popular among residents.

But some local resistance is pronounced enough that the Republican candidates for governor, including the economic development chief during the Baker administration that signed the law in the first place, are hammering the Healey administration approach as an unacceptable intrusion into local governance.

Only 5.2K Homes in Pipeline

The state credits the housing law with 5,200 homes built or in development so far.

“In the broadest strokes, my sense of the original intent of the law was to require all communities near transit to adopt a zone that allowed for modest multifamily housing, and I think the law has really led to movement in that direction,” said Luc Schuster, executive director of Boston Indicators, a research center at the Boston Foundation.

“What it was not designed for and has not done is lead to tens of thousands of new housing units, the scale of which would really make a dent in the region’s affordability crisis,” Schuster said in an interview after the conference.

Panelists all said unified statewide rezoning is

to the region’s median income. The average starter home costs $518,319, a 5.4 percent increase year-over-year.

Among the 50 most populous U.S. metros, the median price is the ninth-most expensive

on their wish list, with clear ways to enforce the law. They pointed to the recent housing bond bill, which legalized accessory dwelling units by right wherever single-family homes are allowed, as a good example of just planting a flag and telling the municipalities to get on board.

Hobbled by Local Control Focus

“I think we are going to be able to do zoning changes,” said Katharine Lacy, program manager for the MBTA Communities technical assistance program with the Massachusetts Housing Partnership. But the MBTA Communities model isn’t ideal, she said, because of how much work it took to tailor each municipality’s plan, even as organizations streamlined the process of connecting cities and towns with resources and consultants.

“It was too effing complicated,” she said.   Lacy was involved in creating the MBTA Communities policy documents, but “we made it too hard.” When it comes to broader scale upzoning, she said, “I think we can do it, but I think we need to keep it simple. We need to assume there’s going to be some bad blood and some good faith effort.”

While the MBTA Community process did offer a chance for advocacy groups – and opponents of the law – to build organizing muscle across the region, Massachusetts YIMBYtown attendees say the process became an energy and attention sink.

“The Legislature says, ‘All I’m hearing is the horror stories around MBTA Communities, and what I’m hearing from the NIMBY voices in my town makes me think that no one wants to do any other zoning reform,’” Kanson-Benanav said. “I believe strongly that those are in the minority... but the fact that we focus so much on the local control over implementation, and the design of this law, has made some of those important future reforms very, very difficult.”

This article first appeared on CommonWealth Beacon and is republished here under a Creative Commons Attribution-No Derivatives 4.0 International License.

Email: jsmith@commonwealthbeacon.org

in the nation and would only be affordable to a household making around $140,000 or $150,000 per year, assuming a typical 5 percent down payment and a 6.3 percent mortgage rate, the current average on 30-year loans according to Freddie Mac.

The median income for Greater Boston households headed by someone between ages 15 and 24 was $70,940 last year, according to the Census Bureau, and $138,019 for those headed by someone between ages 25 and 44.

Starter-home sales across the nation grew 3.8 percent year over year. In comparison, sales of mid-price homes fell 0.6 percent year over year, while high-price homes fell 1.2 percent. Additionally, the typical U.S. starter home sold for a record $260,508 in August, rising 2.2 percent year-over-year.

Among the 50 most populous U.S. metros, Providence, Rhode Island, saw the greatest increase in starter home sales. Year-over-year starter home sales increased by 25.3 percent.

An inbound MBTA commuter rail train pulls into the Scituate station. The MBTA Communities law forced many suburbs with commuter rail service to designate multifamily zones near their stations.
Stock photo

BANKING & LENDING

Lenders Invest in Talent as Roles Change

Looking back on the decision today, Cashman said the labor market obliges credit unions and community banks to make sure employees are paid fairly.

Building Pathways for Upskilling

“It’s just not about the concept of a ‘living wage,’” Cashman said. “It’s really making sure that we match individual skill set, what they bring to the table, and the task that’s being done that is being paid appropriately. The combination of that in terms of looking at the ranges – as well as making sure that our annual increases, our merit increase opportunities are not only reasonable, but competitive in the marketplace – has allowed us to maintain our workforce.”

developing and retaining talent through its ap prenticeship program that allows high school students to earn working experience at the bank.

“We take students with absolutely no prior banking experience,” Reading Cooperative Bank Chief Human Resource Officer Maxine Hart said. “We train them first in teller functioning. We then move them into – I’ll use generic lan guage – universal banker one, and then a uni versal banker two, into an assistant branch man ager and through the retail roles that we have. If somebody comes to our bank with absolutely no banking [experience], we similarly put them through a robust training, through teller functioning, universal one, universal two.”

“They’re much more demanding to receive fast, quick and good service.”
– Robert Cashman, president and CEO, Metro Credit Union

Cashman added that 20 people have “boomeranged” back to the credit union after leaving for other opportunities since Metro raised wages and added training resources for employees.

“I don’t think people would be coming back if the compensation and benefits package was not attractive,” he said.

Reading Cooperative Bank has taken a different approach. The bank has been focused on

younger employees, if you’re showing loyalty to them, they certainly showing you the same loyalty back.”

Reading Coop hires high school students at $19 an hour, and if they reach the universal banker one level they receive a pay increase of a minimum of $24 an hour.

The bank experiences a high level of employee retention through the program, Hart said.

“I build long-term relationships with the students who have shown tremendous loyalty to us because we invested in them and we supported them through their college, because they could then apply so they get tuition reimbursement,” she said. “I’m finding that the

HOT PROPERTY

WHAT: TAKEDA THEATER AT THE PLATFORM WHERE: 585 KENDALL, CAMBRIDGE OWNER: BIOMED REALTY BUILT: 2025-2026

• A 45,000 square-foot performing arts center at the 585 Kendall life science development will be known as The Takeda Theater at The Platform.

• BioMed Realty is developing the 400-seat performance stage on the ground floor of the 600,000 square-foot lab and office tower leased to Takeda Pharmaceuticals’s Global Research & Development Center.

• Scheduled to open in spring 2026, the Platform includes a 3,100 square-foot main stage, 125-seat cabaret stage, a rehearsal studio and a ground floor commons including an indoor garden, bar and cafe.

• Performance and rehearsal spaces will be available to independent artists and community organizations at subsidized rates, with 25 nights per year offered rentfree. One third of The Platform’s artistic programming will be curated by Global Arts Live, including music and dance performances.

THEY SAID IT:

“We are confident that our decision to enlist the expertise of Global Arts Live to establish and operate The Platform arts center will bring our local arts and science communities, neighbors, and visitors alike, together to showcase and contribute to the artistry, innovation, and ingenuity that defines the Canal District Kendall neighborhood.” — Salvatore Zinno, senior vice president of development, BioMed Realty

THINK YOUR PROPERTY IS HOT? Drop Steve a line at sadams@thewarrengroup.com

Reading Coop and Metro executives both said they think their strategies will let them compete for talent with Bank of America. Cashman even noted Metro has seen many applicants show a greater desire to work for a local or regional institution compared to a larger bank or credit union.

Branch Jobs Changing,

Harder

But BofA isn’t the only competitor. Due to the soft skills they learn at community banks and credit unions, workers can find success in various industries. Even inter-company dynamics can create challenges.

“I can’t offer the same flexible work arrangements in a retail setting that other backoffice employees customer service it can offer. So, I feel a little more disadvantaged in the retail sector because we just can’t offer remote work options,” Hart said. “A lot of our back-office roles do have flexible work arrangements, so you’ve built in a lot of inequity in your immediate organization.”

Competition for front-line workers comes as the role of branch employees has evolved substantially in only a few years – and has arguably gotten harder.

“I think any job in this environment right now is difficult,” Cashman said. “Primarily because the fact that the socioeconomic changes that have taken place and the geopolitical forces causing consumer behavior to change. I think, coming out of COVID, more people are focused on the level of service they receive. They’re much more demanding to receive fast, quick and good service. It’s just not the skillset of the technical aspects of banking, it’s the soft skills that are important.”

Customers want more consultation in today’s banking landscape, Hart said.

“I think they understand customer need and being more of a financial advisor in a way they certainly need,” she said. “There’s a lot more of uncovering those customer needs, and meeting those needs and making sure that you are offering the right referrals and the right products to meet those needs. It isn’t simply a simple transacting process.”

Email: sminton@thewarrengroup.com

Problems with Healey’s Housing Numbers

Continued from Page 4

For its part, Healey’s housing team has raised issues with the building permit numbers collected by the feds, suggesting the numbers may actually be undercounting actual housing production.

As many as 30 percent of towns are slow to respond and don’t get their data in on time, the administration’s data analysts say.

The Census Bureau does try to account for the towns with missing data with its own estimates.

But the state Executive Office of Housing and Livable Communities, in a fact sheet laying out the methodology used in its housing production calculations, has raised questions about the accuracy of those estimates.

Instead, administration housing officials say they expect the numbers will increase when the towns that were delayed finally report their building permit numbers.

We’re Still Way Behind

Yet questions about the federal building permit numbers go back years, so there is no reason to believe they are more flawed now than they were, say, five years ago.

And while there very well may be some data missing, adding even another thousand units to the woeful 7,762 building permits issued by cities and towns through the first eight months of 2025 will not do much change the larger picture, given the number for the same period in 2024 topped 10,000.

That’s to say nothing of 22,000 homes per year average the governor’s 220,000-in-a-decade goal implies – a goal that critics say will, at best, only keep us treading water instead of bringing down the high cost of living that does so much damage to Massachusetts’ competitiveness.

The Census Bureau numbers may not be perfect, but they also point to larger trends in housing production.

And despite what the Healey administration may claim, when it comes to housing production, there are more reasons to be concerned than to celebrate.

Scott Van Voorhis is Banker & Tradesman’s columnist and publisher of the Contrarian Boston newsletter; opinions expressed are his own. He may be reached at sbvanvoorhis@hotmail.com.

Boston’s Condo Conversion Trend

Continued from Page 7

But at least 11 communities have local ordinances providing additional protections for tenants.

Somerville’s anti-displacement task force recommended strengthening the city’s existing condo conversion ordinance, which was last updated in 2019. In its final report issued this year, the group recommended that tenants receive payments of up to $18,000 per unit to cover relocation costs.

Massachusetts’ Affordable Homes Act, enacted in 2024, amended the state’s 1983 condo conversion law to provide expanded

protections to tenants in two- and three-family buildings, affecting an estimated 124,400 buildings, the Metropolitan Area Planning Council reported.

The market shift comes as developers are eyeing opportunities for more small-scale multifamily development in Boston’s suburbs thanks to new MBTA Communities zoning districts. However, experts say low acquisition costs remain a key part of the equation for projects to hit their profitability targets, a stipulation made more difficult thanks to uncertainty around changing tariff rates on lumber, kitchen cabinetry and other key inputs for new buildings.

I mage courtesy of BioMed
Each week, Banker & Tradesman commercial real estate reporter Steve Adams spotlights a commercial real estate property in Massachusetts notable for its high deal activity, unique design or one-of-a-kind special features.

2017 ADVERTISING OPPORTUNITIES

A Powerful Platform

A Powerful Platform

With Massachusetts’s Premier Real Estate and Financial News Source

Celebrating 150 years, Banker & Tradesman is a flagship newspaper with unparalleled editorial authority in the real estate and banking industries. Banker & Tradesman is a vital tool to a regional audience of 6,000 individuals demanding breaking news, in-depth analysis, and the latest products and services revolutionizing their industries.

Banker & Tradesman has been a flagship publication for more than 140 years, making it an unparalleled editorial authority in the real estate and banking industries. Banker & Tradesman is a vital tool to a regional audience of 10,000 individuals demanding breaking news, in-depth analysis, and the latest products and services revolutionizing their industries.

Also boasting a heavily trafficked website and a popular daily e-news alert with more than 9,000 readers, Banker & Tradesman serves as a direct route to position your brand’s messaging in front of an audience of key decision makers.

Also boasting a heavily-trafficked website and a popular daily e-news alert with more than 7,000 readers, Banker & Tradesman serves as a direct route to position your brand’s messaging in front of an audience of key decision makers.

To learn more about Banker & Tradesman or to customize a marketing program unique to your business needs, call 617-896-5307 or email advertising@thewarrengroup.com

Official Records

Suffolk Registry

27 HARVARD AVE $1,897,500

B: Eden Harvard LLC S: John L Sullivan, Tr for Joseph R Sullivan 2010 T

Book/Page: 71877/256, Date: 09/16/25

31 HARVARD AVE $4,427,500

B: Eden Harvard LLC

S: Georgina M Sullivan, Tr for 31 Harvard Street Rt

Book/Page: 71877/247, Date: 09/16/25

Use: Parking Lot, Lot: 15780sf Prior Sale: $162,000 (04/04)

Boston

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 39 32 Median Price $3,100,000 $3,027,500

▶ REAL ESTATE SALES

79 APPLETON ST U:4 $1,032,000

B: Russ Randall, Tr for Geneva Walman-Randall Irt

S: Carleton Realty TLLC

Book/Page: 71890/280, Date: 09/19/25

Use: 1 Bdrm Condo, Lot: 664sf Prior Sale: $815,000 (03/25)

717 ATLANTIC AVE U:8B $1,250,000

B: David C Lam

S: Gina M Ashe, Tr for Gina M Ashe T

Book/Page: 71890/300, Date: 09/19/25

Mtg: Washington Trust Mtg $1,000,000 Term: 2055

Use: 2 Bdrm Condo, Lot: 1394sf Prior Sale: $887,000 (04/16)

857 BEACON ST U:22 $583,000

B: Kauther Mohammed & Monique Livscy

S: M&r Condominiums LLC

Book/Page: 71885/159, Date: 09/17/25

Mtg: Movement Mtg LLC $385,000

Term: 2055

Use: 1 Bdrm Condo, Lot: 719sf

150 CHANDLER ST U:6 $679,000

B: Les B Sheldon & Tyler Sheldon

S: Zeyong Jiang & Chunling Zhang

Book/Page: 71884/102, Date: 09/17/25

Use: 1 Bdrm Condo, Lot: 599sf Prior Sale: $573,000 (12/16)

145 CHARLES ST U:3 $1,200,000

B: Logan Dickinson & Kimberly B Dickinson

S: Tyrone Mcguire & Michaela Mcguire

Book/Page: 71887/215, Date: 09/18/25

DALTON ST U:3601

B: 36 Ktirio LLC S: An Thinh Dev Limited Inc Book/Page: 71875/98, Date: 09/15/25

JPMorgan Chase Bank $5,250,000

2055 Rate: 5 5% Type: Adj

3 Bdrm Condo

Sale: $7,070,000 (10/21)

DALTON ST U:3606

B: 36 Ktirio LLC

S: Charles R Hajjar Book/Page: 71875/139, Date: 09/15/25

Mtg: JPMorgan Chase Bank $1,734,000

Term: 2055 Rate: 5 5% Type: Adj

Use: 1 Bdrm Condo Prior Sale: $2,250,000 (11/22)

240 DEVONSHIRE ST U:5002

B: Mohamed Abouelenein

S: Mcaf Winthrop LLC

Book/Page: 71880/301, Date: 09/16/25

Use: 2 Bdrm Condo

65 E INDIA ROW U:25E

B: Laurie Hassay

S: Harbor View Amp LLC

Book/Page: 71892/112, Date: 09/19/25

Mtg: M&T Bank NA $600,000

Term: 2055 Rate: 5 9% Type: Adj

Use: 1 Bdrm Condo, Lot: 848sf Prior Sale: $600,000 (06/13)

40 FAY ST U:302

B: Raviv Legmann

S: Yan Y Zheng & Siqi Tan

Book/Page: 71884/46, Date: 09/17/25

Mtg: Guaranteed Rate Inc $724,187

Term: 2055

Use: 1 Bdrm Condo, Lot: 886sf

Prior Sale: $630,000 (10/14)

38 HANCOCK ST U:6

B: Jessica Stark & Jordan Dietch

$4,785,000

$805,000

$804,653

$1,745,000

S: Vaishali Navkal, Tr for Shreedhar H Navkal RET

Book/Page: 71891/320, Date: 09/19/25

Mtg: Eastern Bank $1,285,000

Term: 2055

Use: 2 Bdrm Condo, Lot: 1580sf Prior Sale: $335,000 (07/95)

39 HEMENWAY ST U:4

B: Conrad A Miller & Isaac A Miller

S: Bing Li & Ethan He

Book/Page: 71891/175, Date: 09/19/25

Use: 1 Bdrm Condo, Lot: 500sf Prior Sale: $470,000 (07/20)

392 MARLBOROUGH ST U:3

B: Allison Goldman

$500,000

$4,275,000

S: Elizabeth I Angelino, Tr for Elizabeth I Angelino RET

41-43 PHILLIPS ST U:11 $2,950,000

B: Matthew Connon & Dulcey Connon

S: Mark B Elefante, Tr for 41-43 Rt

Book/Page: 71874/30, Date: 09/15/25

Use: 2 Bdrm Condo, Lot: 1417sf Prior Sale: $2,695,000 (06/20)

45 PROVINCE ST U:1602 $1,590,000

B: Kkm Holdings LLC S: Earl M Collier Jr & Maren D Anderson Book/Page: 71893/4, Date: 09/19/25

Use: 2 Bdrm Condo, Lot: 1378sf Prior Sale: $1,555,000 (03/19)

60 ROSLIN ST U:2 $790,000

B: Shamus Hyland & Alice Cruikshank

S: Elizabeth K Murdock

Book/Page: 71885/104, Date: 09/17/25

Mtg: Mutual Of Omaha Mtg $690,000

Term: 2055

Use: 4 Bdrm Condo

135 SEAPORT BLVD U:526 $897,500

B: Matthew A Barrow

S: Hui-Chen Hung & Ching H Chen Book/Page: 71892/191, Date: 09/19/25

Mtg: Brookline Bank $697,500

Term: 2055 Use: 1 Bdrm Condo

12 STONEHOLM ST U:621 $657,000

B: Shuga LLC

S: Hugh Notman

Book/Page: 71876/188, Date: 09/15/25

Use: 2 Bdrm Condo, Lot: 639sf Prior Sale: $709,000 (08/22)

11 UNITY ST U:8 $460,000

B: Glas Haus Partners LLC

S: David F Macdowell, Tr for Rosemont Trust-2015

Book/Page: 71873/269, Date: 09/15/25

Use: 1 Bdrm Condo, Lot: 385sf

Prior Sale: $417,000 (12/17)

342 W 3RD ST U:1 $950,000

B: Jeffrey Chaves

S: Nicholas F Munro & Steven Gilbree Book/Page: 71892/283, Date: 09/19/25

Mtg: Bristol Cnty Svgs Bk $750,000 Term: 2055 Rate: 5 9% Type: Adj Use: 2 Bdrm Condo Prior Sale: $905,000 (01/24) 449-463 WASHINGTON ST U:7D $709,000

B: Vinh Doan & Zong C

B: Stephen D Leskoski & Sung M Leskoski S: Fred C Kwan, Tr for Fred C Kwan RET

5 Bdrm Colonial, Lot: 3795sf

Sale: $160,000 (02/97) 25 HARVARD AVE $1,897,500 B: Eden Harvard LLC S: John L Sullivan, Tr for Joseph R Sullivan 2010 T Book/Page: 71877/256, Date: 09/16/25

Use: 2 Bdrm Condo, Lot: 1055sf Prior Sale: $1,200,000 (09/25)

255 COMMONWEALTH AVE U:2 $2,850,000

B: Andrew Orth & Katia Orth

S: Kyle J Guinivan & Margaret B Guinivan Book/Page: 71892/270, Date: 09/19/25

Use: 2 Bdrm Condo, Lot: 2095sf Prior Sale: $2,500,000 (03/21)

Book/Page: 71883/184, Date: 09/17/25

Use: 3 Bdrm Condo, Lot: 2590sf Prior Sale: $3,750,000 (10/21)

71 MOUNT VERNON ST U:2

B: Susan M Dufresne, Tr for Agapetos T

S: Sgg Mount Vernon LLC Book/Page: 71893/158, Date: 09/19/25

Use: 2 Bdrm Condo, Lot: 1296sf Prior Sale: $1,900,000 (08/22)

$7,000,000

TOWN/REGISTRY GUIDE

How to Read The Real Estate Records

The information appearing in this newspaper is taken from deed and mortgage documents filed at each of the twenty-one registries of deeds in the state. All property transfers with a sales price of at least $100 and all term-mortgage documents are collected.

Whenever possible, we combine the separate deed and mortgage documents so that we can present one complete record of the street address, purchase price, lender and mortgage amount. When we cannot link a deed with a mortgage (and vice versa) each transaction appears individually.

Real estate records are organized alphabetically by registry, then town, then by street name within a subhead (Real Estate Sales, Foreclosure Deeds, or Mortgages.) The exception is Suffolk Registry and the City of Boston which appear first.

n The statistics at the beginning of each town are for all single-family home sales with a purchase price of $100 and above from January through the most recent complete calendar month.

n The amount appearing on the same line as the street address is the purchase price from the deed. We print “No Amt Given” when the amount did not appear on the document we review. “No Street Given” appears in place of the street address when it was not available. The volume, page of the deed and filing date appear for all sales.

The mortgage lender and the amount of the mortgage used to purchase the property are shown. Any second mortgage (Mtg2) filed at the same time as the deed will also appear here.

n In communities where we have a file of all properties from the assessor’s office, we provide additional property details when available. This is done by exactly matching the address and seller name from the new sales record with the address and owner name found in the property file. No descriptive data appears whenever there is any doubt that the two records are the same property.

The “Use” is based on the code the assessor assigns to each building on a parcel. Whenever there is more than one use code or more than one building on a parcel, we flag these as “Multi-use” and “Multibldg” respectively.

n These deeds transfer title to the lender after the mortgage is foreclosed (unless there is a higher bidder at the auction.) The amount in these transactions is usually the amount of the outstanding mortgage that was foreclosed.

••Year-to-Date (YTD) statistics for all singlefamily home transactions within our price range criteria.

▶ REAL ESTATE SALES 315 MAIN ST U:15. $98,000

Pleasant Towers Condo B:John Doe & Mary Smith S:Jane Jones & Thomas Jones Mtg:Main Street Bank $70,000 Mtg2:Seller $8,400 Prior Sale:$93,000 (11/90)

• The first two buyer (B) names and seller (S) names listed on the deed are shown.

• Prior sale data (back to 1982) appears only when the address of the new sale matches exactly with the address of the older sale in our database.

2055

Charlestown

▶ REAL ESTATE SALES

32 ELM ST $175,000

B:John Doe & Mary Smith

S:Jane Jones & Thomas Jones

Mtg:Main Street Mtg Co $140,000

Use:3 Bdrm Colonial, Lot:6459sf Prior Sale:$170,000 (9/89)

• “Use” distinguishes residential homes from land sales and commercial sales.

• For residential homes, the number of bedrooms and house style appear when available.

• The lot size (Lot) is shown in square feet.

▶ FORECLOSURE DEEDS

43 MAIN ST $142,200

B:Main St Bank

S:John Smith & Main St Bank Prior Sale:$190,000 (11/85)

• The prior sale shows the original price paid for the property.

Please note: The information contained in this newspaper is taken from public records. While every precaution is taken, no responsibility is assumed for errors or omissions. Readers should confirm any information before taking action.

Passafaro &

Scott Dupre & Kerri Dupre S: Jessica Farland & Keegan Mcdevitt

Doc#: 964134, Date: 09/17/25

Mtg: USAA Federal SB $541,687

Term: 2055 Use: 1 Bdrm Condo

Prior Sale: $620,000 (04/24)

34-34A TREMONT ST $1,600,000

B: 34 Tremont LLC

S: Joseph T Gould, Tr for Lucy A Gould Rt Book/Page: 71885/1, Date: 09/17/25

Mtg: MountainOne Bk $3,120,000 Use: 3-Family Row-End, Lot: 1414sf

of 1-Fam

79 COTTAGE ST $740,000

B: Franklin J Burgos & Angel D Nunez-Urbina

S: Mercedes Contreras & Rafael Contreras

Doc#: 964063, Date: 09/15/25

Mtg: Sierra Pacific Mtg $555,000 Term: 2055 Use: 2-Family Two Family, Lot: 2374sf Prior Sale: $262,000 (10/07)

DIVISION ST U:1

B: Katherine Johnston S: Francis W Callahan Book/Page: 71891/240, Date: 09/19/25 Mtg: Middlesex Svgs Bk $276,000 Term: 2055 Rate: 5 8% Type: Adj Use: Condo

69 FRANKLIN AVE $300,000

B: Rosa L Gutierrez S: Norma E Lemus

Book/Page: 71887/169, Date: 09/18/25 Use: 3 Bdrm Split Level, Lot: 4500sf Prior Sale: $260,000 (09/15)

33 FRANKLIN ST $995,000

B: Raquel Marroquin Ventura & Juan F Marroquin Ventura S: David B Lewis

Book/Page: 71877/292, Date: 09/16/25

Mtg: United Wholesale Mtg $976,978

Term: 2055

Use: 2-Family Two Family, Lot: 5000sf Prior Sale: $280,000 (09/10)

44 LAFAYETTE AVE U:507 $370,000

B: Edgar A Diaz Diaz

S: Hui S Kennedy

Book/Page: 71894/61, Date: 09/19/25

Mtg: Neighborhood Assistan $370,000

Use: 2 Bdrm Condo Prior Sale: $336,000 (08/22)

115 SAGAMORE AVE $1,100,000

B: Theoharis Meletlidis

S: Charles E Sawyer & Kathleen M Sawyer

Book/Page: 71887/260, Date: 09/18/25

Mtg: Guaranteed Rate Inc $880,000

Term: 2055

Use: 3-Family Family Flat, Lot: 6774sf Prior Sale: $178,500 (12/90) Dorchester MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 67 70 Median Price $715,000 $800,000

▶ REAL ESTATE SALES 54 ALPHA RD $10,455,000

B: Groma Boston Growth Fund

S: 2747 Wa Street Dev LLC & 54 Alpha Rd Dev LLC

Book/Page: 71886/271, Date: 09/18/25

Mtg: Eastern Bank $7,500,000

Use: 3-Family Decker, Lot: 3178sf Prior Sale: $1,007,500 (09/22)

40 BUTTONWOOD ST U:2 $50,000

B: Maxwell Talbot

S: Marissa Woodcome Book/Page: 71873/117, Date: 09/15/25

Book/Page: 71876/152, Date: 09/15/25

Mtg: Mechanics Cp Bk $1,707,000 Use: 3-Family Semi Detachd, Lot: 3080sf 24 FIFIELD ST $650,000

B: Thuy A Tran S: Guoron Su & Jing Huang Book/Page: 71875/268, Date: 09/15/25

Mtg: Mtg Connection Llc $325,000 Term: 2040 Use: 4 Bdrm Cape Cod, Lot: 3664sf Prior Sale: $298,000 (06/13) 76 FLORIDA ST $1,125,000

B: Esther Taylor & Jacob Taylor S: Stella Eziashi Book/Page: 71892/226, Date: 09/19/25 Use: 3-Family Row-End, Lot: 1778sf Prior

B: Tran Investments Llp S: Mora Street Dev LLC Book/Page: 71888/83, Date: 09/18/25

Mtg: Luxury Mtg Corp $960,000 Term: 2055 Use: 3-Family Decker, Lot: 3000sf Prior Sale: $875,000 (05/20)

30 WELLES AVE U:2 $690,000

B: Emmitt K Harrow

S: Charley Gibney & Sarah Gibney

Book/Page: 71872/271, Date: 09/15/25

Use: 2 Bdrm Condo, Lot: 1552sf Prior Sale: $404,000 (02/20) East Boston

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 16 27

Median Price $716,900 $649,000

▶ REAL ESTATE SALES

114 BYRON ST $1,050,000

B: Victor O Bolanos & Edwin O Castillo

S: Frances J Piantedosi, Tr for Piantedosi 1997 Rt Book/Page: 71874/49, Date: 09/15/25

Mtg: MSA Mortgage LLC $1,014,956 Term: 2055 Use: 2-Family Conventional, Lot: 2257sf

166 COTTAGE ST U:201 $382,500

B: Dominique D Yammine

S: Paige H Madden Book/Page: 71892/77, Date: 09/19/25

Mtg: CMG Mortgage Inc $267,750 Term: 2055 Use: 2 Bdrm Condo, Lot: 574sf Prior Sale: $380,000 (08/19)

35 FALCON ST $465,000

B: Ana Coreas, Tr for 35 Falcon St Rt S: Jose Argueta & Maria A Flores Book/Page: 71876/238, Date: 09/16/25 Use: Residential Developable Land, Lot: 2625sf Prior Sale: $25,500 (04/12)

140 FALCON ST $990,000

B: Caitlin Sweeney & Tyler Stanieich

S: Stephen A Schultz & Kristen Schultz Book/Page: 71884/237, Date: 09/17/25

Mtg: Workers Credit Union $940,000

Term: 2055 Rate: 5 8% Type: Adj Use: 3-Family Decker, Lot: 2187sf

69 HOMER ST $10,455,000

B: Groma Boston Growth Fund S: 2747 Wa Street Dev LLC & 54 Alpha Rd Dev LLC Book/Page: 71886/271, Date: 09/18/25 Mtg: Eastern Bank $7,500,000 Use: 3-Family Decker, Lot: 3350sf Prior Sale: $1,147,400 (07/19) 362 MERIDIAN ST $1,180,000

B: Amoropus Consts LLC S: Cagnina Angela Est & Paul Cagnina Book/Page: 71890/74, Date: 09/19/25

32 ORLEANS ST U:3 $494,000

B: Heba Munir & Mohammad Munir

S: Webleans Development LLC Book/Page: 71872/303, Date: 09/15/25

Use: Condo

113 SARATOGA ST $735,000

B: Shuvajit Dey & Sarah C Saltiel

S: Brenda M Membrino, Tr for Cheffro Ft Book/Page: 71873/237, Date: 09/15/25

Mtg: United Wholesale Mtg $650,000

Term: 2055

Use: 4 Bdrm Row-Middle, Lot: 1629sf

655 SARATOGA ST U:2 $700,000

B: Jhad Katerji

S: Wm Property Mgmt LLC

Book/Page: 71893/44, Date: 09/19/25

Mtg: Leader Bank NA $560,000

Term: 2055 Rate: 5 8% Type: Adj Use: Condo

655 SARATOGA ST U:3 $850,000

B: Cody Smith & Nicole Goebel

S: Wm Property Mgmt LLC

Book/Page: 71879/322, Date: 09/16/25

Mtg: Guaranteed Rate Inc $637,500

Term: 2055 Rate: 6 3% Type: Adj

Use: Condo

655 SARATOGA ST U:4 $660,000

B: Brittany T Collens

S: Wm Property Mgmt LLC

Book/Page: 71893/285, Date: 09/19/25

Use: Condo

863 SARATOGA ST U:3 $100,000

B: Bora Plaku

S: Bora Plaku

Book/Page: 71886/234, Date: 09/18/25

Mtg: Rocket Mortgage LLC $340,900

Term: 2055

Use: 3 Bdrm Condo, Lot: 905sf Prior Sale: $446,000 (10/18)

499-501 SUMNER ST U:1 $525,000

B: Samantha Board

S: Nathaniel Leblanc & Sheridan Wachtel

Book/Page: 71883/88, Date: 09/17/25

Mtg: Cross Country Mtg Inc $420,000 Term: 2055 Use: 2 Bdrm Condo Prior Sale: $360,000 (09/15)

237 TRENTON ST U:A $692,000

B: Elizabeth Paris & Brian Paris S: Nehal Gupta & Kshitij Verma Doc#: 964127,

L

L

Berkshire Registry

(413) 448-6025

7895/216, Date: 09/19/25 Use: 4 Bdrm Colonial, Lot: 174327sf

96 HOUSATONIC ST $325,000

B: Jacob T Conkle & Sara E Holt

S: Andrew B Holt & Katherine L Holt

Book/Page: 7895/229, Date: 09/19/25

Mtg: Adams Community Bk $260,000 Term: 2055

Use: 3 Bdrm Conventional, Lot: 7579sf Prior Sale: $225,000 (05/18)

Otis

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 21 17

Median Price $410,000 $422,500

▶ REAL ESTATE SALES

44 TELEPHONE RD $950,000

B: Shira Friedman & Stuart Friedman

S: Leonard Daykin & Emily Daykin

Book/Page: 7894/314, Date: 09/19/25

Use: 3 Bdrm Contemporary, Lot: 72745sf

Pittsfield

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 229 276

Median Price $285,000 $288,250

▶ REAL ESTATE SALES

11 BUSHEY RD $245,000

B: Collin J Anderson

S: Dennis Florence I Est & Michele G Dennis

Book/Page: 7893/79, Date: 09/15/25

Mtg: MountainOne Bk $232,750 Term: 2055

Use: 2 Bdrm Ranch, Lot: 10080sf

7 CYNTHIA LN U:7 $385,000

B: John J Byrne & Cristin Byrne

S: Nancy Halpern & Malcom H Fox

Book/Page: 7892/200, Date: 09/15/25

Use: 3 Bdrm Condo

Prior Sale: $305,000 (03/11)

131 E HOUSATONIC ST $329,000

B: Scott P Shreve, Tr for Shreve Ft

S: Ahmed B Ismail & Michela Tagliapietra Book/Page: 7895/159, Date: 09/19/25

Mtg: Pittsfield Cp Bk $240,000 Term: 2055 Use: 4 Bdrm Colonial, Lot: 6482sf Prior Sale: $170,000 (01/17)

HANCOCK RD $66,000

B: Linda M Dulye, Tr for Dulye-Gibboni RET

S: Robert W Snell

Book/Page: 7894/83, Date: 09/17/25

Use: Accessory Land Improved, Lot: 3681sf

44 JASON ST $270,000

B: Taryn A Davis

S: Kalinowsky Fay Est & Thomas J Hamel

Doc#: 44872, Date: 09/16/25

Mtg: Cross Country Mtg Inc $216,000

Term: 2055

Use: 3 Bdrm Cape Cod, Lot: 17424sf

66 ORLANDO AVE $217,500

B: Tyler Seagrave

S: Marigold Y Brown

Doc#: 44876, Date: 09/18/25

Mtg: Greylock FCU $197,000

Term: 2055

Use: 2 Bdrm Ranch, Lot: 7501sf Prior Sale: $128,900 (03/21)

102 PONTOOSUC AVE $184,900

B: Kiel Chavez

S: Robs Estate LLC

Book/Page: 7894/236, Date: 09/18/25

Mtg: Mortgage Research Ctr $184,900

Term: 2055

Use: 2 Bdrm Conventional, Lot: 3890sf Prior Sale: $80,000 (08/24)

225 WILLIAMS ST $510,000

B: Kate E Gleason

S: John J Byrne & Cristine Byrne

Book/Page: 7892/149, Date: 09/15/25

Use: 3 Bdrm Cape Cod, Lot: 13199sf Prior Sale: $268,000 (09/19)

85 WILSON ST $220,000

B: Donald Rhodes & Margie Rhodes

S: Jonathan Coburn & Jessica Sachs

Book/Page: 7895/33, Date: 09/19/25

Mtg: Greylock FCU $198,000

Term: 2055 Rate: 6 4% Type: Adj

Use: 3 Bdrm Ranch, Lot: 5001sf Prior Sale: $205,100 (08/21)

▶ FORECLOSURE DEEDS

1990 EAST ST $190,000

B: 3 Greeks LLC

S: Brittany R Mcdermott & Lakeview Loan Svcr LLC

Book/Page: 7894/30, Date: 09/17/25

Use: 2 Bdrm Cape Cod, Lot: 7200sf Prior Sale: $152,000 (08/21)

Richmond

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 10 11

Median Price $490,000 $525,000

▶ REAL ESTATE SALES

21 FURNACE RD $335,000

B: John Paiva & Rodney Shurtleff

S: James R Farley

Book/Page: 7892/234, Date: 09/15/25

Mtg: Fall River Five Cents $268,000

Term: 2055 Use: 2 Bdrm Ranch, Lot: 41818sf Prior Sale: $145,000 (04/02)

292 SHORE RD $689,000

B: Erin C Ungewitter & Erik R Ungewitter

S: Fern Cliff Properties LLC

Book/Page: 7893/237, Date: 09/16/25

Mtg: Pittsfield Cp Bk $500,000

Term: 2055 Rate: 6 0% Type: Adj

Use: 2 Bdrm Bngl/Cottage, Lot: 6534sf

Prior Sale: $423,000 (03/24)

Stockbridge

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 13 9 Median Price $595,000 $975,000 ▶ REAL ESTATE SALES

4 QUIET KNOLL RD $600,000

B: Laura B Flint, Tr for Laura B Flint RET

S: Hilary A Dimascio, Tr for Michael F Pelle RET

Book/Page: 7893/46, Date: 09/15/25

Mtg: Lee Bank $275,000

Term: 2055 Use: 2 Bdrm Ranch, Lot: 47916sf 4 SOUTH ST

B: Lindsey Bleimes S: Alexandra Sproul & Antoinete Scott Book/Page: 7895/98, Date: 09/19/25 Use: 3 Bdrm Cape Cod, Lot: 38768sf

Tyringham

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 3 4 Median Price $770,000 $490,000 ▶ REAL ESTATE SALES

7 LAKESIDE DR $810,000

B: Howard A Brick & Jill A Smilow

S: Arlene B Smilow, Tr for Smilow Ft Book/Page: 7893/182, Date: 09/16/25 Use: 3 Bdrm Contemporary, Lot: 18731sf

Berkshire Registry

Northern District

Maria T. Ziemba, Register 65 Park Street, Adams, MA 01220

Telephone: (413) 743-0035 Fax: (413) 743-1003

www.masslandrecords.com

Cheshire

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 13 26

Price $310,000 $371,025 ▶ REAL ESTATE SALES

139-141 MAIN ST $235,000

B: Jamie Clemente & Sara Clemente

S: Lisa A Denault-Viala

Book/Page: 1897/225, Date: 09/17/25 Mtg: Total Mtg Svcs $224,765 Term: 2055 Use: 2-Family Conventional, Lot: 42253sf Prior Sale: $75,000 (06/97)

SAND MILL HILL RD

B: Jennifer Waterman

S: Craig D Gifford & Nellie A Gifford

Book/Page: 1897/534, Date: 09/19/25

Use: 3 Bdrm Ranch, Lot: 65340sf Prior Sale: $315,000 (10/20)

Hancock

MARKET STATISTICS THROUGH

of 1-Fam Sales 3

REAL ESTATE SALES 37 COREY RD U:735

B: Makai Shepardson & Kristen Shepardson

S: Christopher M Pollock & Christine L Pollock

Book/Page: 1897/610, Date: 09/19/25

Use: 1 Bdrm Condo Prior Sale: $70,000 (05/18)

North Adams

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD

B: Yaling Wang S: Louis E Lescarbeau

Book/Page: 1897/267, Date: 09/17/25

Use: Residential Undvlpble Land, Lot: 5100sf 19 CHURCH ST U:14 $61,312

B: Stephanie D Shelburne

S: Jo-Anne M Daris & Stephanie D Shelburne

Book/Page: 1897/526, Date: 09/19/25

Use: 1 Bdrm Condo Prior Sale: $97,000 (04/24)

E MAIN ST

B: Tyler Shaw S: Hillary Maselli

Book/Page: 1897/436, Date: 09/18/25 Mtg: Rocket Mortgage LLC $247,350

Justin Nardin S: Jacqueline Rilla Book/Page: 1897/276, Date: 09/17/25 Mtg: Guild Mortgage Co $131,550 Term: 2055 Use: 2 Bdrm Bngl/Cottage, Lot: 16125sf Prior Sale: $122,000 (05/13) Williamstown

Berkshire Registry

Southern District

Michelle

Telephone: (413) 528-0146

Egremont

MARKET

B:

Ambach & Mary E Kelsh-Ambach S: Irwin H Brenner & Laura E Brenner Book/Page: 2972/55, Date: 09/19/25 Use: 4 Bdrm Cape Cod, Lot: 150195sf Prior Sale: $975,000 (11/19)

Great Barrington

S: Johanna Wise-Segatti Book/Page: 2971/176, Date: 09/16/25 Mtg: EMM Loans LLC $475,000 Term: 2055

4 Bdrm Cape Cod, Lot: 9975sf Prior Sale: $215,000 (07/12)

(12/96) 370 PARK ST N $388,000

B: Alexis B Kennedy S: Edwardr Szwyd, Tr for St Szwyd Testamentary T Book/Page: 2972/121, Date: 09/19/25 Mtg: Pittsfield Cp Bk $288,000 Term: 2055 Rate: 6 0% Type: Adj Use: 3 Bdrm Conventional, Lot: 22869sf

49 SOUTH ST $938,250

B: Amy Gill & Judson Ehrbar

S: Allya Scura, Tr for Scura-Iseyama Ft Book/Page: 2971/305, Date: 09/17/25

Mtg: UBS Bank USA $703,687

Term: 2055 Rate: 5 6% Type: Adj

Use: 7 Bdrm Conventional, Lot: 14375sf Prior Sale: $600,000 (01/22)

New Marlboro

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 11 7 Median Price $450,000 $735,000

▶ REAL ESTATE SALES

CANAAN SOUTHFIELD RD $210,500

B: Katherine M Slingluff & Waren M Stuckey

S: Lourdes L Pique Book/Page: 2972/86, Date: 09/19/25

Use: Residential Developable Land, Lot: 372874sf

707 CANAAN VALLEY RD $35,000

B: Thomas A Maio & Cynthia R Maio

S: James G Koneazny & Paul Koneazny

Book/Page: 2971/170, Date: 09/16/25

Use: Mobile Home, Lot: 40946sf Prior Sale: $25,000 (09/12)

14 LAWRENCE AVE $445,000

B: Stewart Pravda & Cathy Monblatt

S: Steven Massey & Lindsey Massey

Book/Page: 2971/94, Date: 09/15/25

Mtg: Franco M Baseggio $330,000

Term: 2035

Use: 2 Bdrm Camp/Cabin, Lot: 8712sf Prior Sale: $55,000 (03/16)

Sandisfield

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 8 10

Median Price $327,000 $608,000

Date: 09/18/25 Mtg: Rockland Tr Co $589,132 Term: 2055 Use: 3-Family Mlti-Unt Blg, Lot: 1664sf Prior Sale: $201,500 (09/24) 916-922 RODMAN

▶ REAL ESTATE SALES

51 WEST ST $415,000

B: Jonathan E Hoffnagle

S: Richard C Rock & Doglas M Deville

Book/Page: 2972/91, Date: 09/19/25

Use: 2 Bdrm Ranch, Lot: 221720sf Prior Sale: $127,500 (03/10)

Sheffield

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 26 16

Median Price $517,500 $517,000

▶ REAL ESTATE

2025

Number of 1-Fam Sales 32 49

Median Price $622,500 $620,000

▶ REAL ESTATE SALES

67 PLAIN ST E $705,000

B: Rogerio Vieira & Kathleen Lapierre

S: Melissa A Travers, Tr for Nathan Travers

Book/Page: 29535/62, Date: 09/18/25

Mtg: Radius Financial Grp $445,000

Term: 2055

Use: 3 Bdrm Cape Cod, Lot: 146362sf

Dighton

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 40 33

Median Price $502,500 $599,900

▶ REAL ESTATE SALES

20 FOREST ST $549,900

B: Erin Farrelly & Christopher Martins

S: Debra A Correia, Tr for Debra A Correia T 2017

Book/Page: 29535/5, Date: 09/18/25

Mtg: Movement Mtg LLC $479,900

Term: 2055

Use: 3 Bdrm Conventional, Lot: 47916sf

697 MAIN ST $615,000

B: Luisanna Lopez

S: James L Amaral Jr & Meredith S Amaral

Book/Page: 29530/79, Date: 09/15/25

Mtg: Northpoint Mortgage $603,860 Term: 2055 Use: 2-Family Colonial, Lot: 31799sf

WILLIAMS ST L:5 $350,000

B: Steven Pacheco

S: Diane R Smith & Debroah R Moran

Book/Page: 29537/251, Date: 09/19/25

Easton

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 107 89

Median Price $700,000 $755,000 ▶ REAL ESTATE SALES

43 CRANBERRY LN $680,000

B: Sarah Lemieux & Kyle Logue

S: Michael J Ryan & Melinda Ryan

Book/Page: 29528/297, Date: 09/15/25

Mtg: Pennymac Loan Service $544,000 Term: 2055

Use: 3 Bdrm Cape Cod, Lot: 36779sf Prior Sale: $135,000 (05/94)

11 FLYAWAY POND DR $1,150,000

B: Scott D Higgins & Kayla Higgins

S: Richard Higgins & A L Higgins Book/Page: 29528/205, Date: 09/15/25

Mtg: Adriana Higgins $900,000

Use: 4 Bdrm Colonial, Lot: 40373sf Prior Sale: $370,000 (08/96)

5 FORD CIR $999,900

B: Charles Koech & Nikita Ansine

S: Rosy Realty LLC

Book/Page: 29530/188, Date: 09/16/25

Mtg: HarborOne Mortgage $799,920 Term: 2055

Use: Residential Developable Land, Lot: 63162sf

Prior Sale: $360,000 (08/21)

8 ISLAND CT U:401 $795,000

B: Marjorie S Roberts

S: Water Pointe LLC

Book/Page: 29537/193, Date: 09/19/25

Mtg: Bank of Easton $200,000 Term: 2040

Use: 3 Bdrm Condo

94 MASSAPOAG AVE $200,000

B: Jonathan L Parker & Denise M Parker

S: Deborah F Chronicle, Tr for Donald W Kent RET

Book/Page: 29533/6, Date: 09/17/25

Use: Res Potentially Dvlpble Land, Lot: 246114sf

60-R POQUANTICUT AVE $1,190,000

B: Jean Baptiste & Elsie Joseph

S: Sean J Keefe & Heather L Keefe

Book/Page: 29538/39, Date: 09/19/25

Mtg: First Home Mtg $892,500 Term: 2055 Use: 4 Bdrm Colonial, Lot: 80150sf

North Attleboro

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 131 107

Median Price $580,000 $675,000

▶ REAL ESTATE SALES

501 ALLEN AVE $890,000

B: Nhu Tran, Tr for Hue Tran S: Ann Barry & Thomas Barry

Book/Page: 29536/52, Date: 09/18/25

Mtg: Rocket Mortgage LLC $756,500 Term: 2055

Use: 4 Bdrm Colonial, Lot: 78844sf Prior Sale: $499,900 (05/15)

342 BROADWAY $1,525,000

B: 342 Broadway LLC

S: Meg Capital & Inv LLC

Book/Page: 29534/325, Date: 09/18/25

Mtg: IC Credit Union $1,220,000 Use: Apartment Bldg - 9 + Units, Lot: 7598sf Prior Sale: $625,000 (07/09)

28 JAY ST $475,000

B: Andrew Hennessy & Patricia Hennessy

S: Diane Parenteau

Book/Page: 29535/171, Date: 09/18/25

Mtg: Mid-Island Mortgage C $350,000

Term: 2055

Use: 2 Bdrm Cape Cod, Lot: 9433sf Prior Sale: $238,000 (11/06)

53 MOUNT HOPE ST $569,900

B: Maged Azer & Neveen Azer S: Alther R Davis-Hall & Oneil L Hall

Book/Page: 29532/332, Date: 09/17/25

Mtg: Envoy Mtg LTD $455,920 Term: 2055

Use: 3 Bdrm Raised Ranch, Lot: 15304sf Prior Sale: $319,500 (03/17)

85 SHELDONVILLE RD $865,000

B: Inshaal Malik, Tr for 85 Sheldonville Rt

S: 85 Sheldonville LLC

Book/Page: 29529/273, Date: 09/15/25

Mtg: Harinder Johar $692,000

Term: 2028

Use: 4 Bdrm Colonial, Lot: 40419sf

Prior Sale: $905,000 (03/25)

Norton

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 87 85

Median Price $620,000 $599,000

▶ REAL ESTATE SALES

6 KENSINGTON RD $515,000

B: Stephen A Stock

S: John J Flynn

Book/Page: 29529/157, Date: 09/15/25

Mtg: Provident Funding $295,000

Term: 2055

Use: 3 Bdrm Raised Ranch, Lot: 27980sf 12 LLOYD CIR $1,334,678

B: Michael Banjamin, Tr for Michael Benjamin RET

S: Pulte Hm Of New Eng LLC

Book/Page: 29535/211, Date: 09/18/25

Mtg: Pulte Mortgage Corp $1,067,742

Term: 2055 Rate: 6 0% Type: Adj

Use: Residential Developable Land, Lot: 43830sf

213 N WORCESTER ST $885,000

B: Daniel Robinson & Jennifer Milner

S: Emily J Tenglin

Book/Page: 29531/43, Date: 09/16/25

Mtg: Leader Bank NA $470,000

Term: 2040

Use: 4 Bdrm Cape Cod, Lot: 66211sf

TAUNTON AVE U:A

B: Sean J Keefe & Heather L Keefe

S: Lobisser & Ferreira Const

Book/Page: 29538/211, Date: 09/19/25

Use: Condo

Raynham

STATISTICS THROUGH

of 1-Fam

CHURCH ST $580,000

B: Patricia M Harris

S: Montagano Patricia A Est & Robert F Montagano

Book/Page: 29530/342, Date: 09/16/25

Mtg: Leader Bank NA $522,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 24302sf

DAISY LN U:37

B: Vicki L Harris

S: Suzanne Lynch

Book/Page: 29537/122, Date: 09/19/25

Mtg: Fall River Five Cents $184,530

Term: 2055

Use: 2 Bdrm Condo

Prior Sale: $162,000 (09/05)

297 ELM ST W $585,000

B: Austin-John Smith & Arlee Davis

S: Christopher A White

Book/Page: 29534/283, Date: 09/18/25

Mtg: Cross Country Mtg Inc $545,000

Term: 2055

Use: 3 Bdrm Raised Ranch, Lot: 42920sf Prior Sale: $174,900 (10/98)

27 OXBOW RD U:8-2

B: Octavio Maldonado & Arlinedelix Rivera

S: Larkwood LLC

Book/Page: 29534/215, Date: 09/18/25

Mtg: MA Housing Fin Auth $261,295

Use: Condo

706 PARK PL U:706 $330,000

B: Sarah E Genduso & Alexander J Genduso

S: Nicole Bissonnette

Book/Page: 29538/217, Date: 09/19/25

Mtg: LoanDepot Com $264,000

Term: 2055

Use: 2 Bdrm Condo

Prior Sale: $225,000 (06/21)

89 SULLY RD $580,000

B: Matthew Reopell & Amanda Reopell

S: John R Davison

Book/Page: 29529/5, Date: 09/15/25

Mtg: Guild Mortgage Co $464,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 15028sf Prior Sale: $420,000 (09/21)

38 SUNFLOWER DR U:38 $585,000

B: John Z Rudnicki & Barbara A Rudnicki

S: F M Barrett 3rd

Book/Page: 29534/186, Date: 09/18/25

Use: 2 Bdrm Condo Prior Sale: $590,000 (04/23)

55 WILDWOOD PATH $1,020,000

B: Adeyinka Adebiyi & Adeola Adebiyi

S: Boston Signature Bldrs In Book/Page: 29538/259, Date: 09/19/25

Mtg: Total Mtg Svcs $816,000 Term: 2055

Use: Residential Developable Land, Lot: 23684sf

Rehoboth

MARKET STATISTICS THROUGH

Seekonk

196 MOULTON ST $460,000

B: Jeffrey C Vieira & Julianne M Vieira

S: Mulleady Vivian M Est & Randee Ohara

Book/Page: 29537/230, Date: 09/19/25 Mtg: EMM Loans LLC $414,000

2055 Use: 3 Bdrm Ranch, Lot: 87007sf Prior Sale: $125,000

B: Adrianna E Lusardi & Elijah T Rumbarger

S: Daniel Wadyka & Jamie Wadyka

Book/Page: 29529/240, Date: 09/15/25

Mtg: CMG Mortgage Inc $514,000

Term: 2055 Use: 4 Bdrm Conventional, Lot: 16596sf

Prior Sale: $589,000 (05/24)

6 KENWOOD CT $1,275,000

B: Paul Vieira & Cynthia W Vieira

S: Denise C Patch, Tr for Denise C Patch RET

Book/Page: 29529/217, Date: 09/15/25

Mtg: Baycoast Mortgage Co $300,000

Term: 2055 Use: 3 Bdrm Ranch, Lot: 31450sf Prior Sale: $783,000 (05/18)

10 SCHOOL ST $2,317,000

B: New Eng Land Partners LLC

S: Jpmma LLC

Book/Page: 29529/1, Date: 09/15/25

Use: Auto Repair, Lot: 33280sf Prior Sale: $960,000 (04/09)

Taunton

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 208 226

Median Price $475,000 $499,000

▶ REAL ESTATE SALES

22 ARBOR WAY $760,000

B: Amanda L Matos & Nathan Matos

S: Theresa A Ruby, Tr for Theresa Ann E Ruby RET

Book/Page: 29529/127, Date: 09/15/25

Mtg: Guild Mortgage Co $510,000

Term: 2055 Use: 4 Bdrm Colonial, Lot: 25265sf

1 BENEFIT ST $650,000

B: Rebecca Nemorin-Delva & Abigaelle L Delva

S: American Hm Solutions LLC

Book/Page: 29528/269, Date: 09/15/25

Mtg: Embrace Home Loans $638,226

Term: 2055 Use: 2-Family Two Family, Lot: 6098sf Prior Sale: $325,000 (01/25)

68 CHURCH GRN U:7 $282,000

B: Marlen Alvarez

S: 69 Church Green LLC Book/Page: 29533/174, Date: 09/17/25

Mtg: MA Housing Fin Auth $286,925

Use: Condo

9 DALE ST $560,000

B: Anderson Aguy & Raachelle Chery-Aguy

S: Warren K Dias & Kaylynn Dias

Book/Page: 29537/333, Date: 09/19/25

Mtg: Embrace Home Loans $504,000

Term: 2055

Use: 4 Bdrm Old Style, Lot: 16117sf

Prior Sale: $250,000 (06/17)

ELDRIDGE ST $200,000

B: Colleen Hooben, Tr for Leonard School Rt

S: 356 West Britannia St LLC

Book/Page: 29535/198, Date: 09/18/25

65 NICHOLS DR $696,000

B: Justin M Dinneen & Annissa Lai

S: Joseph T Vincent Jr & Nancy B Vincent

Book/Page: 29537/282, Date: 09/19/25

Mtg: Freedom Mortgage Corp $553,600

Term: 2055

Use: 3 Bdrm Colonial, Lot: 50530sf

Prior Sale: $209,900 (08/97)

42 PARK ST $585,000

B: Colby Higgins & Stephanie Higgins

S: Michael Farrelly & Colleen Farrelly

Book/Page: 29538/150, Date: 09/19/25

Mtg: NFM Lending $438,750

Term: 2055

Use: 3-Family Family Flat, Lot: 5227sf Prior Sale: $489,000 (06/23)

20 PRINCESS KATE CIR $500,000

B: Gwyn Carson

S: Walter J Shaughnessy & Judith Shaughnessy

Book/Page: 29535/268, Date: 09/18/25

Mtg: Bristol Cnty Svgs Bk $400,000

Term: 2055 Rate: 6 3% Type: Adj Use: 2 Bdrm Split Entry, Lot: 32670sf Prior Sale: $116,025 (03/92)

126 PROSPECT HILL ST $705,000

B: Brock Pereira & Salis Raksarat

S: Aspen Properties Dev LLC

Book/Page: 29538/65, Date: 09/19/25

Mtg: USAA Federal SB $705,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 50530sf

Prior Sale: $540,000 (10/24)

272 PROSPECT HILL ST $580,000

B: Sarah Bolarinho & Robert Corliss

S: Nathan R Matos

Book/Page: 29528/242, Date: 09/15/25

Mtg: CMG Mortgage Inc $464,000

Term: 2055

Use: 3 Bdrm Raised Ranch, Lot: 24829sf

Prior Sale: $226,000 (12/12)

187 RUN BROOK CIR $660,000

B: Oleg Roginskiy & Nataliya Roginskaya

S: Kimberly Keefe & Timothy Keefe

Book/Page: 29531/229, Date: 09/16/25 Mtg: Union Home Mortgage $460,000

2055 Use: 3 Bdrm Colonial, Lot: 13504sf

Sale: $625,000 (09/22) 450 SOMERSET AVE U:6-3 $240,000

B: Thomas Wagner S: Jonathan Goodreau Book/Page: 29538/115, Date: 09/19/25

Mtg: Rockland Fed CU $188,000 Term: 2055 Use: 1 Bdrm Condo 498 TREMONT ST $550,000

B: Tyler J Devoll

S: Pintos Homes LLC

CIR $750,000 B: Patrick Rocha & Deyziza T Depina

Robert Vaz & Amy M Vaz

29538/281, Date: 09/19/25

Guild Mortgage Co $650,000

2055

Date: 09/15/25 Use: 2 Bdrm Conventional, Lot: 4225sf Prior Sale: $435,000 (07/19)

22 GREENTREE LN $950,000

B: Carolyn A Adams & Christopher J Adams

S: Debra Walker & Matthew Walker Book/Page:

6 MYERS LN $832,000

B: Shawn Kavanagh & William Kavanagh

S: Charles P Sforza

42957/297, Date: 09/19/25 Mtg: Fairway Ind Mtg $545,000 Term: 2055

S:

B: Megan C Madden & Scott W Marshall

S: Gregory L Brown, Tr for Brown-Huang Ft

Book/Page: 42950/166, Date: 09/16/25

Mtg: Newburyport Five Cent $808,000

Term: 2055

Use: 3 Bdrm Contemporary, Lot: 20871sf

Prior Sale: $329,000 (03/00)

16 ZABRISKIE DR U:A $269,000

B: Gary Greco

S: Segall Mary Est & Malaika S King

Book/Page: 42956/599, Date: 09/19/25

Mtg: BankESB $130,000

Term: 2055

Use: 2 Bdrm Condo

Prior Sale: $110,500 (08/91)

Peabody

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 195 184

Median Price $670,000 $692,500

▶ REAL ESTATE SALES

6 CHRISTOPHER TER $518,275

B: Winwin Properties LLC S: Bruce Glazer & Patricia Glazer

Book/Page: 42948/277, Date: 09/15/25

Use: 3 Bdrm Split Entry, Lot: 11622sf

Prior Sale: $208,000 (08/89)

14 CRESTWOOD LN $609,500

B: Jennifer Williams

S: Aldrina M Regan

Book/Page: 42950/234, Date: 09/16/25

Mtg: Keystone Funding $548,550

Term: 2055

Use: 3 Bdrm Ranch, Lot: 15899sf

10 CROWNINSHIELD ST U:408 $465,000

B: Martha Czuchra

S: Karen E Alladin & Nathalie Alladin

Book/Page: 42955/492, Date: 09/18/25

Mtg: First Merchants Bank $165,000

Term: 2055

Use: 2 Bdrm Condo

Prior Sale: $284,000 (08/16)

35 DUSTIN ST $600,000

B: Elizabeth Silva & Paul Silva

S: Paskievich Anne M Est & Dorothy M Avigian

Book/Page: 42947/402, Date: 09/15/25

Mtg: Salem Five Mtg Co $450,000 Term: 2055 Use: 2 Bdrm Cape Cod, Lot: 9235sf

45 ELLSWORTH RD $345,000

B: Centura Bay LLC

S: Patricia A Kostos

Book/Page: 42957/157, Date: 09/19/25

Mtg: RFLF 4 LLC $430,200 Use: 3 Bdrm Colonial, Lot: 3642sf

28 EVANS RD $835,000

B: Dritan Dana & Ronaldo Dana S: Linda S Houghton, Tr for Houghton RET Book/Page: 42948/86, Date: 09/15/25 Mtg: Bank of America NA $668,000 Term: 2055

Use: 2-Family Old Style, Lot: 7370sf Prior Sale: $345,000 (07/09)

4 GEMMA DR $1,385,000

B: Daniel J Pencinger & Paige E Pencinger

S: Deanna Amato

Doc#: 661437, Date: 09/19/25

Mtg: Cross Country Mtg Inc $1,100,000

Term: 2055 Rate: 5 4% Type: Adj

Use: 4 Bdrm Colonial, Lot: 41012sf Prior Sale: $303,000 (07/97)

61 KING ST $645,000

B: Cabot Dow & Kailey Dow

S: Jennene M Sorrento

Book/Page: 42955/208, Date: 09/18/25

Mtg: Brotherhood CU $516,000

Term: 2055 Rate: 6 0% Type: Adj

Use: 3 Bdrm Old Style, Lot: 4291sf

Prior Sale: $339,900 (10/03)

3 LEDGEWOOD WAY U:20 $445,000

B: Paul A Deflumeri

S: Carolyn Iovinelli

Book/Page: 42953/118, Date: 09/17/25

Mtg: Reading Cp Bk $245,000 Term: 2055 Rate: 5 9% Type: Adj

Use: 2 Bdrm Condo

Prior Sale: $200,000 (06/13)

PULASKI ST (OFF) L:C $3,000

B: Juan N Castillo & Deyanira Castillo

S: Philip Franciosa

Book/Page: 42953/282, Date: 09/17/25

106 SUMMIT ST $850,000

B: Jennifer Stover

S: Paige Pencinger & Daniel Pencinger

Book/Page: 42955/172, Date: 09/18/25

Mtg: Workers Credit Union $450,000

Term: 2055 Rate: 5 5% Type: Adj

Use: 4 Bdrm Ranch, Lot: 15015sf Prior Sale: $595,000 (02/20)

Rockport

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025 Number of 1-Fam Sales 29 32

Median Price $800,000 $841,500

▶ REAL ESTATE SALES

27 QUARRY RIDGE LN U:27 $769,000

B: Theorode N Cakounes, Tr for Thodore N Cakounes RET

S: Frances Strzemilowski, Tr for Frances Strzemilowski RET Doc#: 661379, Date: 09/16/25

Use: 2 Bdrm Condo

24 SCHOOL ST $1,000,000

B: Deepankar Ayyagari & Jaime Ayyagari

S: Matthew J Cegelis, Tr for Matt & Ruth Rockport T

Book/Page: 42957/516, Date: 09/19/25

Mtg: JPMorgan Chase Bank $700,000

Term: 2055

Use: 3 Bdrm Antique, Lot: 3877sf Prior Sale: $485,000 (06/13)

183 SOUTH ST $5,450,000

B: Elizabeth S Fries & Thomas F Fries

S: Patrick K Ferrari & Andrew B Janszky

Book/Page: 42957/551, Date: 09/19/25

Use: 5 Bdrm Old Style, Lot: 193842sf Prior Sale: $5,118,750 (11/21) SQUAM RD $150,000

B: Thomas J Fitzgerald, Tr for Johns Rock Condo T

S: Jackie L Sanborn & William A Sanborn 3rd

Book/Page: 42957/71, Date: 09/19/25

Rowley

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 23 35

Median Price $865,000 $932,500

30 FENNO DR $651,000

B: Christian A Harris & Lauren Kelly

S: Pagliarulo Ronald F Est & Elaine Pagliarulo

Book/Page: 42949/432, Date: 09/16/25

Mtg: Salem Five Mtg Co $561,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 28400sf Prior Sale: $175,000 (04/98)

MARKET STATISTICS THROUGH AUGUST

of 1-Fam Sales 94

29 1ST ST U:C

B: Janet Orellana

S: Nikolai Kovs & Matthew Scepansky

Book/Page: 42959/44, Date: 09/19/25

Mtg: MSA Mortgage LLC $484,500

Term: 2055 Use: 2 Bdrm Condo Prior Sale: $460,000 (02/23)

13 CHESTNUT ST $1,850,000

B: Judianne Brugger

S: Jennifer R Kiefer & Nicholas M Kiefer

Book/Page: 42947/315, Date: 09/15/25

Use: 2-Family Colonial, Lot: 3559sf Prior Sale: $737,500 (07/14)

43 ENDICOTT ST U:43 $621,000

B: Julia E Kurka

S: Johanna Kerr

Book/Page: 42947/574, Date: 09/15/25

Mtg: Fairway Ind Mtg $496,800

Term: 2055

Use: 2 Bdrm Condo Prior Sale: $305,000 (12/08)

14 FORRESTER ST U:2

B: Carol Kelley & Neal Kelley

S: Joanna Duby & Paul D Michaels

Book/Page: 42958/83, Date: 09/19/25

Use: 3 Bdrm Condo

Prior Sale: $625,000 (06/20)

Salisbury

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 26 40

Price $587,500 $667,500

97 ATLANTIC AVE $2,500,000

B: Shirley Belisle

S: Gregg E Bonheur & Marybeth Bonheur Doc#: 661449, Date: 09/19/25

Use: 2-Family Family Flat, Lot: 6952sf

Prior Sale: $400,000 (02/14)

135 BEACH RD U:C4 $586,129

B: Paul J Kalanta & Sheila A Kalanta

S: Barbara Cogan, Tr for Karen Holland Harknett Ft

Book/Page: 42950/431, Date: 09/16/25

Use: 2 Bdrm Condo

Prior Sale: $330,000 (03/06)

9 LIONS WAY $200,000

B: Hillside Builders LLC

S: Robert Slepoy & Tara Slepoy

Book/Page: 42958/323, Date: 09/19/25

Mtg: Adam Metclaf $550,000

Use: Residential Developable Land, Lot: 11700sf

Prior Sale: $175,000 (09/19)

Saugus

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 131 139

Median Price $670,000 $700,000

▶ REAL ESTATE SALES

11 APPLEWOOD LN $1,100,000

B: Gloria M Montes & Arlex D Perez

S: Joseph P Sestito & Marilyn Sestito

Book/Page: 42952/217, Date: 09/17/25

Mtg: Guaranteed Rate Inc $880,000

Term: 2055

Use: 3 Bdrm Colonial, Lot: 23788sf

Prior Sale: $675,000 (05/07)

1 ERIC DR $949,500

B: Jessica Catanzariti & Matthew Catanzariti

S: Ciccarelli Mary Est & Peter Deieso

$825,000

35 FORT AVE $580,000

B: Arian Mustafa & Doloreza Mustafa

S: Debra J Dufault & David M Mcintire

Book/Page: 42950/342, Date: 09/16/25

Mtg: Inst Svgs Newburyport $464,000

Term: 2055

Use: 3 Bdrm Cape Cod, Lot: 7449sf Prior Sale: $415,000 (12/20)

87 FREEDOM HOLW U:87 $450,000

B: Christine P Regan & Dennis C Regan

S: Luis Rosero & Maria L Rosero

Book/Page: 42958/397, Date: 09/19/25

Mtg: Leader Bank NA $150,000

Term: 2055

Use: 2 Bdrm Condo Prior Sale: $205,000 (11/13)

51 LAFAYETTE ST U:506 $570,000

B: Drew Z Trott, Tr for Wendy R Kramer

S: Gagandeep Kochhar

Book/Page: 42954/256, Date: 09/18/25

Use: 2 Bdrm Condo, Lot: 20752sf Prior Sale: $445,000 (06/18)

51 LAFAYETTE ST U:609 $80,000

B: Kristine K Olson

S: Brian T Milas & Kristine K Olson

Book/Page: 42953/405, Date: 09/18/25

Mtg: Sofi Bank Na $150,000

Term: 2045

Use: 2 Bdrm Condo, Lot: 20752sf Prior Sale: $425,000 (09/16)

232 LAFAYETTE ST $940,000

B: Virginia E Cherol & Timothy W Simrell

S: Karen A Kurlander, Tr for Karen A Kurlander RET

Book/Page: 42950/391, Date: 09/16/25

Mtg: JPMorgan Chase Bank $690,000

Term: 2055

Use: 4 Bdrm Colonial, Lot: 9152sf Prior Sale: $559,000 (07/04)

9 MAPLE AVE $490,000

B: Caitlyn E Buja & Duncan A Kennedy

S: Janet N Boehmer & Thomas D Boehmer

Book/Page: 42957/325, Date: 09/19/25

Mtg: Brookline Bank $441,000

Term: 2055

Use: 2 Bdrm Cape Cod, Lot: 5702sf

37 MASON ST

B: Alex Aliko & Ketrina Pogace

S: Joseph P White & Silvana White

Book/Page: 42959/2, Date: 09/19/25

Mtg: Workers Credit Union $876,000

Term: 2055

Use: 3-Family Mlti-Unt Blg, Lot: 4983sf

Prior Sale: $174,000 (01/87)

61 MEMORIAL DR

B: Kaitlyn Ethier & Amy Pelletier

Book/Page: 42958/94, Date: 09/19/25

42958/392, Date: 09/19/25

3 Bdrm Old Style, Lot: 5001sf

Sale: $340,000 (09/25)

HARLOW ST $340,000

B: First Landing Invs LLC S: Duncan Lillian May Est & Jean D Lane

42958/208, Date: 09/19/25

SHORE RD $686,000

B: Nicholas Hula & Aaron Silverman

S: Andrew L Shalin Doc#: 661398, Date: 09/17/25 Mtg: Cambridge Svgs Bk $548,800 Term: 2055 Use: 2 Bdrm Colonial, Lot: 7444sf Prior Sale: $149,000 (02/12)

Swampscott

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 69 78

Median Price $816,000 $922,500

▶ REAL ESTATE SALES

38 PURITAN RD $589,900

B: Fundamental Equipment LLC

S: Lucy S Shepherd, Tr for Shepherd Ft Book/Page: 42955/69, Date: 09/18/25

Mtg: First Boston Cnst Hld $840,000

Use: 3 Bdrm Old Style, Lot: 4748sf

Prior Sale: $180,000 (12/93)

33 SHERWOOD RD $660,000

B: Julia Heffernan & Andrew Siemasko

S: Elissa J Kupelnick, Tr for Ronnie J Kupelnick T Book/Page: 42948/31, Date: 09/15/25

Mtg: Guaranteed Rate Inc $561,000

Term: 2055

Use: 3 Bdrm Colonial, Lot: 6251sf

Topsfield

$1,095,000

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 31 34

Median Price $925,000 $1,020,000

▶ REAL ESTATE SALES

15 ARROWHEAD RD $705,000

B: Andrew Caruso

$1,205,000

S: Theresa A Kennedy, Tr for Theresa A Kennedy Nt

Book/Page: 42954/461, Date: 09/18/25

Mtg: Drew Mortgage AssnInc $903,750

Term: 2055

Use: 2 Bdrm Cape Cod, Lot: 6377sf

Prior Sale: $500,000 (08/18)

163 OCEAN AVE W U:163 $395,000

B: Dana H Mccarriston

S: Gary Lebrun

Book/Page: 42957/487, Date: 09/19/25

Mtg: River Works CU $316,000 Term: 2055 Rate: 5 8% Type: Adj Use: 3 Bdrm Condo Prior Sale: $255,000 (08/04) 11 PICKMAN RD $720,000

B: Haley Cormier & Noah Segal

S: Alyssa M Thompson & Nathaniel Thompson

Book/Page: 42955/313, Date: 09/18/25

Mtg: Workers Credit Union $420,000 Term: 2055 Rate: 5 6% Type: Adj Use: 3 Bdrm Colonial, Lot: 5149sf Prior Sale: $369,000 (08/17)

Ashfield

S: Jennifer Elliott & Clifton P Elliott Book/Page: 42947/489, Date: 09/15/25

Mtg: Newburyport Five Cent $485,000

Term: 2055

Use: 4 Bdrm Colonial, Lot: 18975sf

Wenham

REAL ESTATE SALES

LARCH ROW $1,250,000 B: Greenlarch LLC

P&h Interests Lp Book/Page: 42952/599, Date: 09/17/25

Accessory Land Improved, Lot: 1158696sf Prior Sale: $2,700,000 (03/17)

West

19

B:

Brimfield

B:

Use: 2 Bdrm Old Style, Lot: 43996sf Prior Sale: $153,340 (09/19)

Chester

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 11 9

Median Price $226,000 $250,000

▶ REAL ESTATE SALES

28 MIDDLEFIELD RD $176,403

B: Yakov Kronrod

S: Rocket Mortgage LLC

Book/Page: 26029/103, Date: 09/17/25

Use: 3 Bdrm Conventional, Lot: 35719sf Prior Sale: $164,000 (11/24)

9 WILLIAM ST $315,000

B: Angela S Alexopoulos & John P Swenson Jr

S: Michael L Welch & Theresa M Welch

Book/Page: 26026/498, Date: 09/15/25

Mtg: Westfield Bank $305,550 Term: 2055

Use: 2 Bdrm Cape Cod, Lot: 12632sf Prior Sale: $170,000 (09/22)

Chicopee

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025 Number of 1-Fam Sales 227 236

Median Price $287,000 $310,000 ▶ REAL ESTATE SALES

29 ALBERT ST $305,000

B: Damon Bermudez S: Christian Wiernasz

Book/Page: 26026/215, Date: 09/15/25

Mtg: Rocket Mortgage LLC $299,475 Term: 2050 Use: 2 Bdrm Ranch, Lot: 9253sf Prior Sale: $166,000 (02/25)

20 ALLEN ST $100,000

B: Michael Kalentek S: Joseph Skarbek Doc#: 240787, Date: 09/19/25 Use: 2 Bdrm Ranch, Lot: 8400sf Prior Sale: $75,000 (10/03)

52 BROMONT ST $540,000

B: Merredith Chmura

S: Dgl Properties LLC Book/Page: 26030/388, Date: 09/18/25

1275 BURNETT RD $235,000

B: Michael V Kochneff & Naomi J Ortiz S: Heriberto Ortiz Book/Page: 26028/108, Date: 09/16/25

Hampden Registry

Cheryl A. Coakley Rivera, Esq., Register 436 Dwight Street Springfield, MA 01103

Telephone: (413) 755-1722

Fax: (413) 731-8190 Westfield Satellite Office Westfield City Hall 59 Court Street Westfield, MA 01085

Telephone: (413) 568-2290

Fax: (413) 568-4869 www.registryofdeeds.co.hampden.ma.us

Agawam

Mtg: New American Funding $232,750 Term: 2055 Use: 3 Bdrm Ranch, Lot: 18818sf Prior Sale: $118,500 (01/99)

60 FALMOUTH RD $315,000

B: Constantine Pleshakov

S: Diane J Pirnie

Book/Page: 26029/389, Date: 09/17/25

Use: 2 Bdrm Ranch, Lot: 10112sf Prior Sale: $262,500 (03/23)

103 GELINAS DR $310,000

B: Cynthia Quinn

S: Gaouette Alan Leroy Est & Cheryl A Ciaschini Doc#: 240767, Date: 09/17/25

Mtg: Fairway Ind Mtg $204,000 Term: 2055

Use: 3 Bdrm Ranch, Lot: 8500sf

32 IRENE ST $298,000

B: Arvind Kumar

S: Corinne Arnold

Book/Page: 26033/515, Date: 09/19/25

Mtg: CMG Mortgage Inc $252,250 Term: 2055

Use: 3 Bdrm Old Style, Lot: 18901sf Prior Sale: $189,000 (05/07)

22 KEDDY BLVD $270,000

B: Paul A Terkelsen & Paula J Terkelsen

S: Safia Kahn

Book/Page: 26028/246, Date: 09/16/25

Use: 2 Bdrm Ranch, Lot: 9194sf Prior Sale: $143,000 (06/09)

37 KENNEDY ST $370,000

B: Dswc Realty LLC

S: Antonio Reyes & Kelly Reyes

Book/Page: 26034/7, Date: 09/19/25

Mtg: Pinnacle Fncl Svc LLC $312,000 Use: 3-Family Family Flat, Lot: 21065sf Prior Sale: $190,000 (06/04)

636 MCKINSTRY AVE $215,000

B: Kmak LLC

S: Cheryl Felsentreger & Mark Felsentreger

Book/Page: 26029/533, Date: 09/17/25

Mtg: Commercial Lender LLC $221,500

Term: 2026

Use: 2-Family Two Family, Lot: 8580sf Prior Sale: $120,000 (01/06)

552 PENDLETON AVE $320,000

B: Bryce E Benware & Elizabeth J Cannamela

S: Daniel R Lowe & Melissa S Lowe

Book/Page: 26026/152, Date: 09/15/25 Mtg: Northpoint Mortgage $314,204 Term: 2055

Use: 3 Bdrm Ranch, Lot: 12735sf Prior Sale: $184,000 (08/13)

East Longmeadow

MARKET STATISTICS

18 BAYNE ST $445,000

B: Deborah Nash-Makita

S: Karen Amato

Book/Page: 26028/167, Date: 09/16/25

Use: 3 Bdrm Cape Cod, Lot: 11275sf

Prior Sale: $350,000 (06/23)

38 GARLAND AVE $335,000

B: Wesley Welch

S: Sydney Dugard

Book/Page: 26030/442, Date: 09/18/25

Mtg: American Ngbd Mtg Acc $301,500 Term: 2055

Use: 3 Bdrm Ranch, Lot: 13000sf Prior Sale: $228,700 (04/21)

50 GATES AVE $315,000

B: Angelique M Borrero & Tucker J Costello

S: Joseph F Maiolo & Lawrence A Maiolo

Book/Page: 26033/367, Date: 09/19/25

Mtg: EMM Loans LLC $252,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 10120sf 104 MILLBROOK DR $635,000

B: Todd D Barlar & Gabrielle M Babowicz

S: Josue Keely & Heather A Cahil

Doc#: 240758, Date: 09/17/25

Mtg: Geneva Financial LLC $410,000 Term: 2055

Mtg: Berkshire Bank $300,000

Term: 2035

Use: 4 Bdrm Cape Cod, Lot: 15700sf

222 PLEASANT ST $270,000

B: Somsai Silisack

S: Jean Williams

Book/Page: 26032/519, Date: 09/19/25

Mtg: Westfield Bank $202,000

Term: 2055 Use: 3 Bdrm Colonial, Lot: 54375sf Prior Sale: $182,500 (09/02) 15 PURVES ST $380,000

B: Nathan Auger

S: Galina V Anderson

Book/Page: 26033/234, Date: 09/19/25

Mtg: Mortgage Research Ctr $300,000

Term: 2055 Use: 3 Bdrm Cape Cod, Lot: 30010sf Prior Sale: $181,000 (06/10)

Granville

MARKET

B: Timothy J Hogan & Amanda F Pfaffenbach

S: Timothy J Kent

Book/Page: 26026/432, Date: 09/15/25

Mtg: Fairway Ind Mtg $535,200

Term: 2055 Use: 3 Bdrm Colonial, Lot: 328007sf Prior Sale: $625,000 (01/25)

Hampden

B: Carolyn M Isham & Rene J Lafleche

S: Robert W Shaw & Johanna S Boulting

Book/Page: 26033/59, Date: 09/19/25

Mtg: Holyoke CU $258,800

Term: 2055 Use: 4 Bdrm Cape Cod, Lot: 40946sf

Holland

MARKET STATISTICS THROUGH

B: Gretchen R Kraner

S: John D Holdcraft

Book/Page: 26030/324, Date: 09/18/25

Mtg: New American Funding $228,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 12632sf Prior Sale: $180,000 (02/24)

Holyoke

MARKET STATISTICS THROUGH AUGUST

of 1-Fam Sales

Price

31 ALDERMAN ST

B: Habip O Sulekoglu

S: Deena Perdue

Book/Page: 26026/83, Date: 09/15/25

Mtg: CMG Mortgage Inc $256,500

Term: 2055

Use: 3 Bdrm Colonial, Lot: 5332sf Prior Sale: $200,000 (03/20)

500 EASTHAMPTON RD L:A $100,000

B: Peter C Rosskothen

S: Log Cabin Banquet & Meeti

Book/Page: 26034/146, Date: 09/19/25

77 ELMORE ST $326,000

B: Nancy J Matteson

S: Christine A Janusz

Book/Page: 26027/594, Date: 09/16/25

Mtg: Florence Bank $226,000

Term: 2055 Rate: 5 3% Type: Adj

Use: 3 Bdrm Ranch, Lot: 11121sf Prior Sale: $112,000 (10/91)

10 GILMAN ST $335,000

B: Beverly A Barish & William T Drohan Jr

S: Elizabeth A Patenaude

Book/Page: 26030/257, Date: 09/18/25

Mtg: ARRHA Credit Union $318,250

Term: 2055 Rate: 6 1% Type: Adj

Use: 3 Bdrm Old Style, Lot: 12502sf Prior Sale: $156,000 (05/16)

381 JARVIS AVE $300,000

B: Militza J Rodriguez & Andrew B Kot

S: Karen Barrett

Book/Page: 26033/191, Date: 09/19/25

Mtg: Freedom Credit Union $291,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 10202sf 240 MADISON AVE W $550,000

B: Andrea L Yurko & James R Kennedy

S: Lee H Morrissette, Tr for Kardos Morrissette Revice

Book/Page: 26028/188, Date: 09/16/25

Mtg: Florence Bank $400,000

Term: 2055

Use: 4 Bdrm Colonial, Lot: 6900sf Prior Sale: $315,000 (05/18)

1855-1857 NORTHAMPTON ST $400,000

B: Steven A Carra & Alexandra Lucey-Carra

S: Vanwijak Eowsakul

Book/Page: 26032/218, Date: 09/19/25

Mtg: Vanwijak Eowsakul $300,000 Term: 2030

Use: 2-Family Two Family, Lot: 9400sf Prior Sale: $237,100 (08/03)

6 ROSS RD $80,000

B: Holly E Magrone

S: Ryan J Kokoski

Book/Page: 26028/47, Date: 09/16/25

Mtg: BankESB $230,000

Term: 2055

Use: 3 Bdrm Ranch, Lot: 19998sf

Prior Sale: $210,000 (05/17)

319 WALNUT ST $45,000

B: Nuestras Raices Inc

S: Haberman Alfred I Est & Greenfield Saving Bank

Book/Page: 26033/401, Date: 09/19/25

Use: Accessory Land Improved, Lot: 8250sf

Longmeadow

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 154 121

Median Price $469,500 $540,000

▶ REAL ESTATE SALES

113 CHISWICK ST $510,000

B: Barbara Slabaugh

S: Jessica A Melaas, Tr for Jessica Melaas RET

Book/Page: 26028/75, Date: 09/16/25

Use: 3 Bdrm Cape Cod, Lot: 17864sf Prior Sale: $457,500 (11/21)

76 COVENTRY LN $706,000

B: Feng Zhao

S: James J Flahive & Linda M Flahive

Book/Page: 26028/285, Date: 09/16/25

Mtg: Nations Direct Mtg $400,000

Term: 2040

Use: 4 Bdrm Colonial, Lot: 26597sf Prior Sale: $302,500 (08/99)

14 GLENWOOD CIR $445,000

B: Jennifer Klamn & Zackery Klamn

S: Glenwood Circle Rlty LLC

Book/Page: 26026/185, Date: 09/15/25

Use: 3 Bdrm Old Style, Lot: 8150sf

Prior Sale: $165,000 (07/05)

31 GLENWOOD CIR $465,000

B: Patrick Ganieany & Mahsa Attaran

S: Maddie A Collins, Tr for Nancy R Collins Ft Book/Page: 26033/111, Date: 09/19/25

Mtg: Sofi Bank Na $419,448 Term: 2055

Use: 3 Bdrm Colonial, Lot: 22553sf

Prior Sale: $293,000 (08/10)

65 LAUREL ST $449,900

B: Papken S Hartunian

S: Leslie A Haynes-Hodgins & Stephen J Hodgins Book/Page: 26026/298, Date: 09/15/25

Mtg: Citizens Bank $225,000 Term: 2055 Use: 3 Bdrm Colonial, Lot: 9599sf Prior Sale: $279,000 (08/15)

123 WHITMUN RD $452,000

B: Vincent White & Abigail White

S: Christina M Colello & Stephen D Millas Book/Page: 26028/216, Date: 09/16/25

Mtg: United Wholesale Mtg $429,400 Term: 2055 Use: 3 Bdrm Colonial, Lot: 15000sf

109 YARMOUTH ST $489,500

B: Michael Chu

S: Christopher J Casey & Kristin L Casey Book/Page: 26031/171, Date: 09/18/25

Mtg: Florence Bank $391,600

Term: 2055 Rate: 5 4% Type: Adj

Use: 3 Bdrm Ranch, Lot: 17933sf

Prior Sale: $265,000 (06/09)

Ludlow

MARKET STATISTICS THROUGH AUGUST YTD 2024 YTD 2025

Number of 1-Fam Sales 136 120

Median Price $330,000 $337,000

REAL ESTATE SALES 54 BALSAM HILL RD $900,000

B: Briana L Deslauriers

S: Hemlock Ridge LLC Book/Page: 26029/365, Date: 09/17/25

Mtg: Monson Svgs Bk $450,000 Term: 2055

Use: 3 Bdrm Ranch, Lot: 56149sf

665 CENTER ST U:601 $295,000

B: Christopher P Liptak, Tr for Matthew Curran Dowd Suppl

S: Jack Taylor

Book/Page: 26029/330, Date: 09/17/25

Use: 2 Bdrm Condo Prior Sale: $290,000 (05/23)

246 COLONIAL DR $465,000

B: Alexander Brady & Molly E Brady

S: Lydia B Brady, Tr for Lydia B Brady RET

Book/Page: 26032/344, Date: 09/19/25

Mtg: Lydia B Brady $295,000

Use: 3 Bdrm Colonial, Lot: 40075sf

Prior Sale: $49,500 (12/93)

106 ERIN LN $460,000

B: Weibin Wu

S: Rm Blerman LLC

Book/Page: 26031/123, Date: 09/18/25

Mtg: Arc Home LLC $345,000

Term: 2055

Use: 3 Bdrm Colonial, Lot: 16379sf

Prior Sale: $301,000 (02/25)

45 GLENWOOD ST $327,000

B: Maria Z Diaz & Sandra D Fisher

S: Jason Balut

Book/Page: 26032/485, Date: 09/19/25

Mtg: New American Funding $316,085

Term: 2055 Use: 3 Bdrm Ranch, Lot: 10019sf Prior Sale: $230,000 (01/25) 15 LOOPLEY ST $325,000

B: Francia Monteiro

S: Bay Flow LLC Book/Page: 26033/340, Date: 09/19/25 Mtg: New American Funding $319,113 Term:

Foreclosure Sales

These notices of the public sale of mortgaged property are compiled from legal notices published in newspapers throughout the state. The proceeds from the sale usually are used to satisfy the mortgage in default. The time and place of the sale must be published for three consecutive weeks in a local newspaper prior to the sale. The sale may be postponed; or the sale may not occur at all if the debt is satisfied before the sale.

The property address, date and time of the sale appears on the first line followed by the current owner (O) of the property. The lender (L) and the cash deposit (Deposit) required at the time of sale are found on the third line. The book and page number (Bk/Pg) of the mortgage document and the filing date (D) at the registry of deeds comprise the fourth line. The newspaper (Source) and issue date (in parenthesis) can be checked for additional details. The attorney’s name (Atty) and phone number appear on the last line for interested parties to contact.

BARNSTABLE

Bourne

10/10/25 11:00 AM 24 Hideaway Vlg U:G

Owner:William A Marzelli & Patricia C Marzelli

Lender:US Bank NA Deposit:$5,000

Doc#:*D:10/13/99

Source:Publication Unknown (09/19/25)

Atty:Orlans Law Group Pllc 781-790-7800

Brewster

10/23/25 11:00 AM 41 White Rock Rd

Owner:Sara M Waddell

Lender:Rockland Trust Co Deposit:$10,000

Doc#:*D:08/16/19

Source:Cape Cod Times (09/23/25)

Atty:Kline & Sanders Llp 617-964-2200

Yarmouth

10/08/25 11:00 AM 24 Cottage Dr

Owner:Katherine A Loveland

Lender:Wells Fargo Bank NA Deposit:$5,000

Doc#:*D:09/16/08

Source:Cape Cod Times (09/19/25)

Atty:Korde & Associates Pc 978-256-1500 BERKSHIRE MIDDLE

Dalton

10/16/25 10:00 AM 33 Oak St

Owner:Scott A Von Richthofen & Ashley L Von Richthofen

Lender:Greylock Federal Credit Union Deposit:$5,000

Doc#:*D:06/23/20

Source:Berkshire Eagle (09/23/25)

Atty:Hashim & Spinola 413-499-1304

10/16/25 11:00 AM 310 Hinsdale Rd

Owner:Kevin D Sargent

Lender:Greylock Federal Credit Union Deposit:$5,000

Doc#:*D:07/18/08

Source:Berkshire Eagle (09/23/25)

Atty:Unknown BERKSHIRE SOUTH

Egremont

10/15/25 02:00 PM 140 Egremont Plain Rd

Owner:Gail M Soules & Scott A Delmolino

Lender:US Bank NA Deposit:$5,000

Doc#:*D:09/14/11

Source:Berkshire Eagle (09/24/25)

Atty:Korde & Associates Pc 978-256-1500 BRISTOL NORTH

Taunton

10/09/25 11:00 AM 12 Beacon St

Owner:Jorge A Rosales Sandoval & Gilberto D Rosales

Serran

Lender:Freedom Mortgage Corp Deposit:$10,000

Doc#:*D:03/29/24

Source:Taunton Daily Gazette (09/25/25)

Atty:Orlans Law Group Pllc 781-790-7800

BRISTOL SOUTH

New Bedford

10/14/25 01:00 PM 629 County St

Owner:Geraldina Depina

Lender:Freedom Mortgage Corp Deposit:$5,000

Doc#:*D:07/24/18

Source:Standard Times (the) (09/23/25)

Atty:Orlans Law Group Pllc 781-790-7800

10/23/25 01:00 PM 61 Taber St

Owner:Patricia W Briggs

Lender:Guild Mortgage Company Deposit:$5,000

Doc#:*D:10/25/22

Source:Standard Times (the) (09/25/25)

Atty:Brock & Scott Pllc 401-217-8701 ESSEX SOUTH

Danvers

10/22/25 11:00 AM 134 Holten St Owner:Meghan Silva & Christopher D Zuccola

Lender:M&T

Wenham

10/15/25 11:00 AM 105 Pleasant St

Owner:Elizabeth A Phelan

Lender:Santander Bank NA Deposit:$5,000

Doc#:*D:02/28/11

Source:Salem Evening News (09/24/25)

Atty:Orlans Law Group Pllc 781-790-7800 FRANKLIN

Montague

10/14/25 02:00 PM 61 Taylor Hill Rd

Owner:Paul A Mardas

Lender:Deutsche Bank Deposit:$5,000

Doc#:*D:01/27/03

Source:Greenfield Recorder (09/23/25)

Atty:Orlans Law Group Pllc 781-790-7800 HAMPDEN

Agawam

10/30/25 11:00 AM 49 North St

Owner:716 Spring Valley LLC

Lender:Freedom Credit Union Deposit:$25,000

Doc#:*D:01/15/21

Source:Publication Unknown (09/25/25)

Atty:Sapirstein & Sapirstein P 413-827-7500

Longmeadow

10/15/25 11:00 AM 221 Bel Air Dr

Owner:Allen G Zippin & Barbara Zippin

Lender:SIMPLE TIMES LLC Deposit:$10,000

Doc#:*D:03/29/07

Source:Republican (the) (09/19/25)

Atty:Bruce E Linsky 781-235-3200 HAMPSHIRE

Northampton

10/15/25 11:00 AM 47 E Center St

Owner:Kate F Crowther

Lender:Freedom Credit Union Deposit:$10,000

Doc#:*D:08/25/21

Source:Daily Hampshire Gazette (09/19/25)

Atty:Lyon & Fitzpatrick LLP 413-420-4086

MIDDLESEX NORTH

Lowell

10/14/25 01:00 PM 115 Moore St U:E

Owner:Frank W Peabody

Lender:US Bank NA Deposit:$5,000

Doc#:*D:09/16/05

Source:Sun (the) (09/23/25)

Atty:Korde & Associates Pc 978-256-1500

Tyngsboro

10/20/25 03:00 PM 61 Parham Rd

Owner:Peter F Carr

Lender:Newrez LLC Deposit:$10,000

Doc#:*D:10/24/08

Source:Sun (the) (09/22/25)

Atty:Harmon Law Offices Pc 617-558-0500 MIDDLESEX SOUTH

Framingham

10/16/25 12:00 PM 17 Karal Dr

Owner:Daniel S Pimentel & Jeanett S Willis

Lender: Deposit:$5,000

Doc#:*D:12/02/22

Source:Metro West (09/25/25)

Atty:Brock & Scott Pllc 401-217-8701

10/23/25 12:00 PM 643 Edgell Rd

Owner:Brian Cox & Jessica Cox

Lender:Citimortgage Inc Deposit:$5,000 Doc#:*D:03/15/06

Source:Metro West (09/25/25)

Atty:Brock & Scott Pllc 401-217-8701

Hudson

10/23/25 10:00 AM 33 Curley Dr

Owner:Gary A Hollis & Cindy L Hollis

Lender:Merrimack Valley Credit Union Deposit:$15,000

Doc#:*D:10/26/18

Source:Metro West (09/25/25)

Atty:Harmon Law Offices Pc 617-558-0500

Natick

10/16/25 11:00 AM 137 Howe St

Owner:Edmar B Souto & Sandra R Souto

Lender:US Bank NA Deposit:$15,000

Doc#:*D:02/22/07

Source:Metro West (09/25/25)

Atty:Harmon Law Offices Pc 617-558-0500

Sherborn

10/22/25 01:00 PM 2 Leland Dr U:2

Owner:Colleen A Ohalloran

Lender:Federal Home Loan Mortgage Corp

Deposit:$10,000

Doc#:*D:11/05/07

Source:Metro West (09/24/25)

Atty:Harmon Law Offices Pc 617-558-0500

Winchester

10/16/25 10:00 AM 89 Wildwood St

Owner:The Salem Street Consorti

Lender:Winchester Cooperative Bank Deposit:$10,000

Doc#:*D:08/31/22

Source:Boston Herald (09/21/25)

Atty:Law Offices Of John C Kos 617-698-5003 NORFOLK

Braintree

10/15/25 12:00 PM 93 Massachusetts Ave

Owner:93 Massachusetts Avenue L

Lender:UMB Bank Deposit:$10,000

Doc#:*D:09/21/23

Source:Patriot Ledger (09/24/25)

Atty:Friedman Vartolo Llp Medway

10/14/25 10:00 AM 6 Liberty Rd

Owner:Michael R Schwab & Karyn M Schwab

Lender:US Bank NA Deposit:$10,000

Doc#:*D:12/16/05

Source:Metro West (09/23/25)

Brockton

PLYMOUTH

10/10/25 10:00 AM 143 Foster St

Owner:Richard A Bennett & Sharon L Bennett

Lender:Freedom Mortgage Corp Deposit:$5,000

Doc#:*D:09/09/20

Source:Brockton Enterprise (09/19/25)

Atty:Brock & Scott Pllc 401-217-8701

10/10/25 11:00 AM 24 Santee Rd

Owner:Jerry E Allien & Holli V Banks-Allien

Lender:Wells Fargo Bank NA Deposit:$10,000

Doc#:*D:07/28/16

Source:Brockton Enterprise (09/19/25)

Atty:Orlans Law Group Pllc 781-790-7800

10/14/25 03:00 PM 214 Copeland St

Owner:Michael J Contois

Lender:Rocket Mortgage Deposit:$5,000

Doc#:*D:03/23/20

Source:Brockton Enterprise (09/23/25)

Atty:Korde & Associates Pc 978-256-1500

Rochester

10/16/25 01:00 PM 45 Hartley Rd

Owner:Wayne J Ferreira

Lender:US Bank NA Deposit:$10,000

Doc#:*D:09/17/10

Source:Publication Unknown (09/25/25)

Atty:Cunningham Machanic Cetli 508-651-7524

Scituate

10/16/25 11:00 AM 84 Booth Hill Rd

Owner:Timothy J Fitzgerald & Sheryl L Graving-Fitzgera

Lender:Deutsche Bank Deposit:$10,000

Doc#:*D:08/25/05

Source:Scituate Mariner (09/25/25)

Atty:Orlans Law Group Pllc 781-790-7800

SUFFOLK

Dorchester

10/17/25 10:00 AM 16-18 Harlem St

Owner:John T Taylor & Vivian W Taylor

Lender:US Bank NA Deposit:$15,000

Doc#:*D:08/22/03

Source:Boston Herald (09/19/25)

Atty:Harmon Law Offices Pc 617-558-0500

Jamaica Plain

10/14/25 01:00 PM 43 Patten St

Owner:Luis R Perez & Heather L Perez

Lender:Digital Federal Credit Union Deposit:$10,000

Doc#:*D:05/08/17

Source:Boston Globe (09/23/25)

Atty:Korde & Associates Pc 978-256-1500

Mattapan

10/14/25 11:00 AM 9 Marcy Rd

Owner:Renee A Hollins & Melanie Marshall

Lender:Select Portfolio Servicing Inc Deposit:$5,000

Doc#:*D:07/09/07

Source:Boston Globe (09/23/25)

Atty:Orlans Law Group Pllc 781-790-7800

Roxbury

10/17/25 11:00 AM 100 Harrishof St

Owner:Sylvia Gardner

Lender:HSBC Bank USA Deposit:$5,000

Doc#:*D:11/16/05

Source:Boston Globe (09/23/25)

Atty:Korde & Associates Pc 978-256-1500

South Boston

10/14/25 11:00 AM 558 E 5th St

Owner:East Fifth Street Propert

Lender:RFB F4 NB LLC Deposit:$25,000

Doc#:*D:04/28/23

Source:Boston Herald (09/19/25)

Atty:Mirrione Shaughnessy & Ui

West Roxbury

10/14/25 02:00 PM 37 Schiller Rd

Owner:Anthony Carlito & Janice M Carlito

Lender:US Bank NA Deposit:$5,000

Doc#:*D:01/23/19

Source:Boston Globe (09/23/25)

Atty:Korde & Associates Pc 978-256-1500

10/17/25 11:00 AM 139 Westmoor Rd

Owner:Tanika M Patterson & David C Williams

Lender:Freedom Mortgage Corp Deposit:$15,000

Doc#:*D:04/30/14

Source:Boston Herald (09/19/25)

Atty:Harmon Law Offices Pc 617-558-0500

WORCESTER

Gardner

10/14/25 01:00 PM 730 Whitney St

Owner:Linda J Odette & Joel R Leblanc

Lender:US Bank NA Deposit:$10,000

Doc#:*D:05/27/05

Source:Gardner News (09/19/25)

Atty:Harmon Law Offices Pc 617-558-0500

Southbridge

10/16/25 02:00 PM 22 Winter St

Owner:Dennis R Bottcher & Anne M Bottcher

Lender:US Bank NA Deposit:$5,000

Doc#:*D:11/30/90

Source:Publication Unknown (09/19/25)

Atty:Brock & Scott Pllc 401-217-8701

Sturbridge

10/15/25 12:00 PM 345 New Boston Rd

Owner:Joseph M Sena & Rebecca J Racine

Lender:Wilmington Trust NA Deposit:$10,000

Doc#:*D:09/23/05

Source:Telegram Gazette (09/24/25)

Atty:Guaetta And Benson Llc

Templeton

10/23/25 01:00 PM 72 Cottage Ln

Owner:Cottage Baker LLC

Lender:Probuilder Financial LLC Deposit:$10,000

Doc#:*D:09/25/24

Source:Gardner News (09/24/25)

Atty:Barsh And Cohen PC 617-332-4700

Webster 10/16/25 11:00 AM 2 Old Worcester Rd

Owner:Zmetra Land Holdings LLC

Lender:Newtek Small Business Finance Inc

Deposit:$50,000

Doc#:*D:09/27/19

Probate Filings

Filed: Registry of Deeds

A probate filing or petition is a document submitted to a probate court to begin the estate settlement process after someone dies. It formally requests the court to validate a will (if one exists), appoint an executor or personal representative to manage the estate’s assets, and initiate the process of inventorying assets, paying debts and distributing remaining property to beneficiaries. The name of the deceased and associated property is followed by the personal representative, who is appointed by the court to administer the estate of a deceased person. Banker & Tradesman does not published all probate records, only those with a real estate association. Complete information on probate records, including contact information for the personal representative and attorney (where accessible), is available from The Warren Group’s Data Sales Team. Please contact customerservice@thewarrengroup. com or 617-896-5366 for more information.

BARNSTABLE

E Falmouth

Deceased: Marie Elizabeth Ryan Address: 473 Davisville Rd E Falmouth MA 02536 Personal Representative: William J Ryan Jr Falmouth

Deceased: Samuel I Trotz Address: 17 Gunning Point Rd Falmouth MA 02540 Personal Representative: Vivian Trotz

Harwich

Deceased: David M Sweet Address: 90 Queen Anne Rd Harwich MA 02645 Personal Representative: Judith G Sweet

Wellfleet

Deceased: Lyle Berry Butts Address: 35 Designers Rd Wellfleet MA 02667 Personal Representative: Mary J Butts

BERKSHIRE

Adams

Deceased: James A Barrett Address: 30 Summer St Adams MA 01220 Personal Representative: John J Martin Jr

Great Barrington

Deceased: Donald Otto Goranson Address: 81 Castle Hill Ave Great Barrington MA 01230 Personal Representative: Melissa J Goranson Hinsdale

Deceased: Karin Grierson Address: 39 Curtis St Hinsdale MA 01235 Personal Representative: Devon W Grierson

Lee

Deceased: Paul Frank Weslowski Address: 95 George St Lee MA 01238 Personal Representative: Scot J

Weslowski

Pittsfield

Deceased: Sheila M Rombeiro Address: 116 Crane Ave Pittsfield MA 01201 Personal Representative: Robert Rombeiro

Deceased: Lorraine Butcher Address: 16 Elmhurst Ave Pittsfield MA 01201 Personal Representative: Kenneth D Butcher BRISTOL

Attleboro

Deceased: Barbara Anne Hansen Address: 226 County St Apt A Attleboro MA 02703 Personal Representative: Scott R Hansen Dartmouth

Deceased: Cheryl L Normandin Address: 25 Butterfly

Trl Dartmouth MA 02747 Personal Representative: Tiffany L Normandin

Fall River

Deceased: James Voltas Address: 1492 Rodman St Fall River MA 02721 Personal Representative: Ann M Voltas

Deceased: Robert Lewis Wilson Address: 107 Bedard

St Fall River MA 02723 Personal Representative: Mary L Powell

New Bedford

Deceased: Patricia A Cabral Address: 162 Grinnell St New Bedford MA 02740 Personal Representative: Teresa M Cabral

Raynham

Deceased: Angela B Sposini Address: 64 King St Raynham MA 02767 Personal Representative: Emily L Sposini

Somerset

Deceased: William S Coombes Address: 105 Cornhill Rd Somerset MA 02725 Personal Representative: Rebecca Tamuleviz

Deceased: Helena L Sowa Address: 103 Betsy B Ave Somerset MA 02725 Personal Representative: Louis A Milano

Taunton

Deceased: Colleen F Mcgann Address: 101 Scadding St Taunton MA 02780 Personal Representative: Kerry Mcgann

DUKES

Vineyard Haven

Deceased: Eben Choate Clark Jr Address: 208 Daggett Ave Vineyard Haven MA 02568

Pllc 781-790-7800

Lynn 10/14/25 10:00 AM 14 High Rock Ter

Owner:Jorge E Diaz & Irma L Diaz

Lender:Deutsche Bank Deposit:$5,000

Doc#:*D:02/23/05

Source:Daily Item (09/23/25)

Atty:Korde & Associates Pc 978-256-1500

Peabody

10/06/25 10:00 AM 32 Gedney Dr

Owner:Ross A Goldberg & Diane M Goldberg

Lender:Rocket Mortgage Deposit:$5,000

Doc#:*D:11/28/20

Source:Salem Evening News (09/22/25)

Atty:Korde & Associates Pc 978-256-1500

Atty:Friedman Vartolo Llp Weymouth

10/23/25 02:00 PM 20 White St

Owner:Richard W Marsh

Lender:JP Morgan Chase Bank Deposit:$10,000

Doc#:*D:06/14/05

Source:Patriot Ledger (09/25/25)

Atty:Harmon Law Offices Pc 617-558-0500

10/23/25 05:00 PM 11 Maltby Ln

Owner:Mary E Devine

Lender:US Bank NA Deposit:$15,000

Doc#:*D:07/21/03

Source:Patriot Ledger (09/24/25)

Atty:Harmon Law Offices Pc 617-558-0500

Source:Telegram Gazette (09/22/25)

Atty:Hackett Feinberg Pc

Worcester

10/10/25 01:00 PM 330 Sunderland Rd U:14

Owner:Ranjith Vemula

Lender:Selene Finance Lp Deposit:$5,000

Doc#:*D:02/28/23

Source:Telegram Gazette (09/19/25)

Atty:Albertelli Law 813-221-4743

10/23/25 01:00 PM 35 Cobblestone Ln U:35

Owner:Geoffrey Michalczyk

Lender:Navy Federal Credit Union Deposit:$5,000

Doc#:*D:02/28/20

Source:Telegram Gazette (09/25/25)

Atty:Brock & Scott Pllc 401-217-8701

Deceased: James F Tobin Address: 78 Clearwater Rd Newton MA 02462 Personal Representative: Heidi A Tobin

Somerville

Deceased: Sandra M Guelpa Address: 11 Trull St Unit 11 Somerville MA 02145 Personal Representative: Christine M Guelpa

Stoneham

Deceased: Linda D Connell Address: 36 Park St Stoneham MA 02180 Personal Representative: John M Connell

Deceased: Marion L Maher Address: 33 Wilson Rd Stoneham MA 02180 Personal Representative: Karen M O’Connor

Sudbury

Deceased: Nancy F Poch Address: 150 North Rd Unit 45 Sudbury MA 01776 Personal Representative: Eric D Poch

Deceased: Theodore Vander Els Address: 96 Mossman Rd Sudbury MA 01776 Personal Representative: Stephen Vander Els

Wakefield

Deceased: Marie V Sheppard Address: 13 Highland St Wakefield MA 01880 Personal Representative: John K Sheppard

Waltham

Deceased: Carol Ann Sweet Address: 299 Florence Rd Waltham MA 02453 Personal Representative: Dawn J Ziemba

Deceased: Paul Joseph Leblanc Address: 18 Hagar St Waltham MA 02453 Personal Representative: Michael Tehan Watertown

Deceased: Leif Irgens Larsen Address: 10 Bailey

Wayland

Deceased:

Deceased: Richard J Ross Address: 32 Aqueduct

Loan Originator Module

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.