Wednesday Oct 29, 2025

2 GOOD MORNING

The San Juan Daily Star, the only paper with News Service in English in Puerto Rico, publishes 7 days a week, with a Monday, Tuesday, Wednesday and Thursday edition, along with a Weekend Edition to cover Friday, Saturday and Sunday.

Today’s Weather

Puerto Rico’s use of residential solar panels ranks third in US

By THE STAR STAFF

During the ninth annual Solar and Energy Storage Association of Puerto Rico (SESA) Summit in San Juan on Tuesday, energy research and analysis firm Wood Mackenzie presented the findings of its latest study, showing Puerto Rico ranks third in the use of residential solar panels in the United States.

The study, titled “When the Grid Dies, Solar and Storage Thrive: How a Crumbling Grid Gave Rise to a Solar Superpower in Puerto Rico,” positions Puerto Rico as one of the most advanced residential solar and storage markets in the United States.

As of the first quarter of 2022, Puerto Rico had installed more than 1.3 gigawatts of residential storage, accounting for 24% of all residential storage installations in the United States during that period. Furthermore, data from the second quarter of 2025 indicates that Puerto Rico ranks third among the largest residential solar markets in the U.S., following California and Florida.

“Puerto Rico is a model of energy resilience,” said Max Issokson, senior research analyst at Wood Mackenzie, during the presentation at the event. “What began as a necessity due to a fragile electrical system has evolved into a model of innovation and self-sufficiency that sets the standard for the rest of the United States.”

The study illustrates that Puerto Rico’s residential solar and storage market has achieved notable success in the U.S. solar landscape, driven by resilience rather than government incentives. It emphasizes that the rapid growth of residential solar and storage in Puerto Rico is a direct response to the island’s fragile electrical grid, differentiating it from the rest of

the U.S., where most installed solar systems are integrated with batteries to ensure an uninterrupted power supply. This has redefined solar energy as essential infrastructure.

“The solar industry in Puerto Rico is strong, growing, and continually innovating, with the protection and wellbeing of our people as its guiding principle,” said SESA Director of Public Policy Javier Rúa Jovet. “The results of this study indicate that we are moving in the right direction toward greater adoption of solar energy and storage on the island and toward our goals of transitioning to renewable energy sources.”

According to Wood Mackenzie, Puerto Rico’s experience provides insight into the future of the U.S. solar market, showcasing universal battery adoption, the expansion of financing through third-party ownership (TPO) models, and advancements in virtual power plants.

The study predicts that the residential solar market in Puerto Rico will continue to grow in 2026 and 2027, with an estimated penetration of 55% by 2030. This growth will be supported by the ongoing eligibility of TPO-financed projects for tax credits, a favorable net metering policy, high electricity rates, and increasing demand for resilience. However, it also mentions potential challenges such as federal restrictions, stricter financing requirements, and supply chain pressures that could impact growth.

Additionally, the analysis identifies opportunities for expansion in the commercial and community segments, which have yet to be developed locally. Those segments offer attractive profitability due to the high cost of electricity and significant diversification opportunities.

PRASA reports full service restoration after Superaqueduct break

By THE STAR STAFF

Puerto Rico Aqueduct and Sewer Authority (PRASA)

Executive President Luis Reinaldo González Delgado

announced Tuesday that drinking water service has been fully restored to customers affected by the Superaqueduct break last week.

“The system has returned to normal for all customers who use the Superaqueduct,” González Delgado said in a written statement. “However, our technical team continues to monitor the system to ensure regular and stable operation in all sectors.”

The breakdown, caused by a ruptured joint in the main line in Manatí, caused service interruptions in several northern municipalities, including Arecibo, Barceloneta, Manatí, Vega Alta and Dorado, as well as in parts of the San Juan metropolitan area. Crews worked for several days on the repair. González Delgado noted that the system is constantly monitored to detect any fluctuations or necessary pressure adjustments.

PRASA urged customers who continue to experience service issues to contact the Customer Service Center at 787620-2482 (AGUA) to report them.

LUMA CEO: PREPA hasn’t transferred funds needed for grid ops

By THE STAR STAFF

LUMA Energy President & CEO Juan Saca sounded the alarm on Tuesday over a chronic funding shortfall from the Puerto Rico Electric Power Authority (PREPA), which he says is directly undermining the stability of the island’s electrical grid.

During a House Government Committee hearing chaired by Rep. Víctor Parés Otero, Saca presented detailed data showing that PREPA has failed to transfer the necessary funds for grid operations and maintenance, despite the funds having been approved by the Puerto Rico Energy Bureau and stipulated in LUMA’s Operation and Maintenance Agreement.

According to LUMA, between July 2024 and June 2025, PREPA transferred only about 30% of the required funds, leaving a 70% deficit and contributing to an accumulated shortfall of $800 million since LUMA took over electric power transmission and distribution system operations in 2021.

“This liquidity crisis is not due to a lack of revenue,” Saca stated. “It stems from PREPA’s deliberate decision to withhold funds, in violation of the transmission and distribution contract and approved budgets. This ongoing lack of financing is severely limiting our ability to carry out critical work that directly benefits customers.”

The LUMA chief’s testimony included evidence of financial and operational challenges caused by PREPA’s sustained noncompliance with its contractual and budgetary obligations. Among the most pressing issues is the Emergency

Reserve Account, which has remained unfunded since 2023. As a result, LUMA has had to divert over $225 million from its operational budget to cover emergency response costs, leading to the postponement or cancellation of essential maintenance and modernization projects. The company also reported that unpaid invoices exceeding $200 million have led some suppliers to suspend services, affecting small and midsize businesses that support grid operations.

Despite the financial constraints, LUMA

highlighted measurable progress in improving the reliability and resilience of Puerto Rico’s electrical system. Since 2021, the company has cleared some 7,000 miles of vegetation, installed more than 10,000 automated devices to reduce outages, replaced more than 33,000 utility poles and upgraded more than 180,000 streetlights, and completed maintenance and repairs at all 300 substations across the island.

“Our teams remain committed to delivering reliable service and advancing the

LUMA Energy President & CEO Juan Saca presented detailed data that he said shows the Puerto Rico Electric Power Authority has failed to transfer the necessary funds for grid operations and maintenance, despite the funds having been approved by the Puerto Rico Energy Bureau and stipulated in LUMA’s Operation and Maintenance Agreement. (Gerardo Moya)

transformation of Puerto Rico’s electric system,” Saca said. “The people of Puerto Rico deserve a resilient and dependable grid, and achieving that requires transparency, stable funding, and genuine collaboration among all stakeholders.”

Looking ahead, LUMA plans to continue advancing key infrastructure projects, including the installation of the largest transformer in Puerto Rico’s history, which will benefit more than 200,000 customers. The company also expects to complete long-overdue upgrades to the Monacillos substation -- restoring its full operational capacity for the first time in more than four decades -- and energize a new transformer in the Caguas substation.

Recent high-impact projects have already improved system redundancy and resilience for more than 175,000 customers. Those included proactive upgrades to the Ceiba transmission line and planned improvements in the Naguabo and Humacao substations; reinforced infrastructure in Humacao and San Lorenzo, including the reconstruction of transmission line 12,600; replacement of the fiber optic line between Vega Baja and Bayamón, benefiting more than 100,000 customers; and key work completed at the Crea substation in Bayamón and installation of a new transformer in Monacillos.

“These achievements are the direct result of the dedication and tireless efforts of our field teams,” Saca said. “We will continue doing everything within our power to strengthen the grid, but stable funding and collaboration with government and federal entities are essential to building the reliable energy future Puerto Ricans deserve.”

LUMA says ruling on contract clause could result in higher rates

By THE STAR STAFF

Grid operator LUMA Energy warned on Tuesday that a recent legal decision affecting its contractual immunity could result in higher electricity bills for consumers across the island.

The company that operates Puerto Rico’s electric power transmission and distribution system issued the statement following a ruling by U.S. District Judge Laura Taylor Swain, who denied LUMA’s request to halt a lawsuit filed by the island government’s Department of Consumer Affairs (DACO) in the commonwealth Supreme Court. As previously reported by the

Star, the lawsuit challenges a clause in LUMA’s contract with the Puerto Rico Electric Power Authority (PREPA) that exempts the company from liability for damages to consumer appliances and equipment resulting from blackouts or energy interruptions.

“We are reviewing the Federal Bankruptcy Court’s decision to evaluate our legal options,” LUMA said in a statement. “As we’ve reiterated, any ruling that limits or eliminates our liability exemption would affect the contractual mechanisms designed to protect both system operations and customers. This could translate into a negative economic impact on consumer bills.”

LUMA emphasized its commitment to working with relevant authorities while defending the interests of both customers and the island’s electrical system.

“Our goal is to ensure stability, investment, and the transformation of Puerto Rico’s energy grid,” the company added.

DACO argues that the immunity clause violates consumer rights by shielding LUMA from responsibility for damages caused by power outages or system failures. The federal court determined that DACO’s lawsuit is not subject to the automatic stay under PREPA’s bankruptcy proceedings, concluding that the case involves the exercise of Puerto Rico’s regulatory and public protection powers.

Governor: Funds lacking, but will seek them to pay the PAN if federal shutdown continues

By THE STAR STAFF

Gov. Jenniffer González Colón said Tuesday that if the federal government shutdown is extended into November, her administration will have to find alternatives to pay the Nutrition Assistance Program (PAN by its acronym in Spanish) funds.

So far, funds are available to cover the first week of November.

“We are looking at other alternatives we could use to fund, if necessary, an additional week. I don’t want to say right now that we have the money, because we don’t, and I don’t want to rush into making proposals that the fiscal board might not approve,” the governor said at a press conference, referring to the Financial Oversight and Management Board for Puerto Rico. “We are still in hurricane season, so I’m not considering the Emergency Fund at this time, because you’re seeing the hurricanes that just hit Jamaica and the sister islands. We’re not out of the woods yet with hurricane season until November 20, so I want to be very cautious about that, with sudden rains that could cause major landslides on roads. But we already have […] this week and next, so technically we have a two-week buffer to continue working on the alternative. God willing, the president [Donald Trump] has said that this will be his priority, and I hope the members of Congress will do their part.”

As of Tuesday, the shutdown has become the second-longest in U.S. history, with more than 900,000 federal employees furloughed and another 2 million working without pay (see related story on page 5). Essential services such as Medicare and air traffic control continue, but many programs -- including food assistance -- are facing funding lapses (see related story on page 7).

“For me, the PAN funds are a priority,” González Colón continued. [...] “We are going to do what we have to do to put food on the table for our people through the funds allocated for the PAN. …”

Gov. Jenniffer González Colón

Also on Tuesday, Resident Commissioner Pablo José Hernández asked U.S. Department of Agriculture (USDA) Secretary Brooke Rollins to clarify whether the funds used by the island government to finance the PAN expenses will be reimbursed once the federal government shutdown ends.

“The [Trump] Administration must clarify whether or not the Government of Puerto Rico will receive reimbursement for the state funds reallocated to the PAN during this government shutdown,” the resident commissioned said in a written statement. “Puerto Rican families should not be left behind simply because the Administration refuses to use the legal tools and resources at its disposal. Food security is not a partisan issue -- it is a moral issue.”

Nelson Albino, the state director of USDA Rural Develop-

ment in Puerto Rico, wrote on his X page that “the move by some state governments to temporarily cover the SNAP food stamp program with their funds while the federal government reopens is a dangerous measure for state finances because, as our USDA Secretary Brooke Rollins said in her memo, the federal government will NOT reimburse states for the money they spend on this, since the federal government is not obligated to do so.”

“Several states with governors from both parties have already told their citizens that as of November 1st, there will be no food stamps and they will not spend their funds because they know that whatever their states spend, they will not be reimbursed,” he added in the post. “State governments must be careful and not be tempted by populism.”

Hernández Rivera, Agriculture Committee Minority Leader Angie Craig, and House Appropriations Minority Leader Rosa L. DeLauro sent a letter to Rollins expressing their “deep concern about the impact this situation will have on families who rely on the PAN to feed themselves and support their households.”

They emphasized that, like the Supplemental Nutrition Assistance Program (SNAP), the PAN lacks automatic funding during interruptions in federal allocations; however, it operates differently, as a limited block grant, subject to different rules and regulations.

“Tens of thousands of households in Puerto Rico depend on the PAN to purchase food,” Hernández Rivera said in a written statement. “Any delay or reduction in benefits would have immediate and serious consequences for our seniors, our children, and our low-income workers.”

Earlier on Tuesday, Speaker of the Puerto Rico House of Representatives Carlos “Johnny” Méndez Nuñez announced that he is evaluating the use of the island’s Emergency Reserve Fund to ensure continued benefits under PAN for November.

Speaking on a radio program, Méndez said he plans to request authorization from the oversight board to transfer funds from the reserve, which he said could cover payments to the more than 1.2 million families who rely on nutrition assistance.

Lawmaker calls for probe into hike in bankruptcies

By THE STAR STAFF

Amid a sharp rise in both personal and commercial bankruptcies, District 19 (Mayagüez and San Germán) Rep. Lilibeth “Lilly” Rosas Vargas has introduced a res-

olution to investigate the economic implications of the trend.

The measure, House Resolution 493, highlights that bankruptcies in Puerto Rico increased by 50% just in 2021, a trend that has not stopped. Rosas Vargas said the resolution seeks to uncover the real consequences of the surge and its impact on the island’s economic health.

“The rise in bankruptcies is a clear sign of economic deterioration, which affects the labor market and social stability,” Rosas Vargas stated. “It’s essential to understand the underlying causes and develop informed public policy to address the issue.”

Just weeks ago, Puerto Rico Chamber of Commerce President Margaret Ramírez warned that nearly 4,500 business owners had filed for bankruptcy in 2025 due to rising operational costs.

The resolution also notes that since 2022, consumer debt has reached approximately 48% of disposable personal income -- a level historically associated with increased

bankruptcy filings.

Rosas Vargas emphasized the need to examine whether recent hikes in the minimum wage and essential services such as water and electricity are contributing to the trend.

“We urgently need economic policies focused on fiscal stability,” she said.

The legislator also urged the government to act swiftly to prevent further bankruptcies and safeguard Puerto Rico’s economic and social development. She pointed to international models, such as those in Japan and the European Union, as potential frameworks for local solutions aimed at reducing bankruptcy rates. For instance, Japan’s model for reducing bankruptcies focuses on early intervention and robust restructuring, with a new legal framework set to be implemented by 2026. The strategy combines out-of-court workouts overseen by neutral third parties with court-approved supermajority debt adjustments to help struggling businesses recover before they become insolvent.

The San Juan Daily Star Wednesday, October 29, 2025 5

‘No idea how long people can hold out’: Federal workers feel brunt of shutdown

By EILEEN SULLIVAN and DREW ATKINS

When Jill Hornick woke up on a recent Monday morning, her first thought was that her timecard would be submitted that day for her job with the Social Security Administration in Chicago. But this Monday was different. The federal government was locked in a shutdown, and she received a paycheck for $0.

“This is the only income I have,” she said. “And I just started crying. I had a meltdown.”

Hornick, 59, is one of 730,000 federal employees working without pay because of the impasse. Another 670,000 federal workers are furloughed without pay, according to data from the Bipartisan Policy Center, a Washington think tank.

As the shutdown stretches toward its fifth week, those government employees are confronting an increasingly acute and stressful situation. Their bills are mounting, and there is no clear resolution in sight.

Some are turning to side hustles such as delivering food, walking dogs and selling personal items to bring in a bit of income. Others are relying on food banks that have been hastily organized to provide federal workers and contractors with free groceries — efforts that community service providers say reflect a broadening food insecurity caused by the shutdown.

The widespread anxiety is punctuating what has already been a grueling year for federal workers as the Trump administration has raced to shrink and reshape the government, and moved to eliminate hundreds of thousands of jobs.

The last shutdown, which came during President Donald Trump’s first term, was the longest ever, lasting 34 full days. The current standoff, which began Oct. 1, could stretch even longer. There are no negotiations for a deal to reopen the government, which Democrats say must include an agreement to extend expiring subsidies for health insurance.

Trump has shown no inclination to start talks.

“I will only meet if they let the country open,” he said last week, just days before he left Washington for a trip to Asia.

The impact of the political paralysis could be seen early Friday morning as hundreds of cars lined a road in Northern Virginia, filled with federal workers and government contractors waiting for boxes of food being distributed by United Community, a local nonprofit group.

It was one of five sites set up in partnership with the Capital Area Food Bank, a hunger relief organization, to distribute groceries in the Washington region, home to nearly 20% of the federal workforce.

Casey Perez, a mother of five from Maryland who is furloughed from her civilian job at Fort Belvoir, said the last three weeks had been tough.

“I don’t know how to get the mortgage paid,” Perez, 34, said as three of her children waited patiently in the back seat of her car.

A 28-year-old Transportation Security Administration officer, who spoke on the condition of anonymity for fear of retaliation, said it was his first time at a food bank. But he said that he had no choice: Half his monthly income went to rent and bills.

Some federal workers are seeking creative ways to string

Bracelets with messages of “Serve All the People” and “Support the Constitution” at a weekly vigil to mark staffing cuts and a loss of funding under the Trump administration, outside the National Institutes of Health in Bethesda, Md., Oct. 25, 2025.

As more than one million government employees go without pay, many are turning to side jobs and food banks to make ends meet. (Jason Andrew/The New York Times)

together enough money to cover their bills.

Imelda Avila-Thomas, a furloughed Labor Department employee in Texas, said she had been going from room to room inside her home in a San Antonio suburb to see what she could sell to help make ends meet.

One piece of furniture jumped out: a tan pullout sofa that her mother slept on when she visited. Her mother died unexpectedly in 2022, Avila-Thomas said, and she had held on to the sofa because she was still processing her death.

“I don’t think I was ready to get rid of it,” she said. But she sold it on Nextdoor, a neighborhood networking app, for $40.

Under federal law, the government is required to pay back federal workers once funds become available. But Trump has said that may not be the case for everyone.

Not all federal workers are going unpaid. Around 830,000 federal employees are still receiving their salaries because their offices are self-funded or there is other money to use, according to the Bipartisan Policy Center.

And Trump directed the federal government to reprogram billions of dollars to pay members of the military, immigration agents and other law enforcement officials, an unusual move

that cuts Congress out of its role in appropriating funds.

Last week, the president announced that an anonymous donor had given the government $130 million to help pay the country’s 1.3 million active-duty troops. He declined to identify the donor, but The New York Times reported Saturday that it was Timothy Mellon, a reclusive billionaire and top Trump financial backer.

The notion that federal workers were not all being treated equally came as a “punch in the gut,” said Cameron Cochems, a TSA officer in Boise, Idaho, who is working without pay.

Cochems said his car had recently broken down and that the $800 cost of fixing it was not an option during the shutdown. He has been driving his father’s car to work.

“It’s embarrassing,” he said, adding that he was lucky that his family could support him through the ordeal.

That was not the case for many of his co-workers. Cochems said one colleague had told him that she planned to quit and work for a friend’s cleaning service.

“I have no idea how long people can hold out,” he said. “We can only drain our savings for so long.”

As the vice president of the American Federation of Government Employees Local 1127 chapter, Cochems said he had been working with local nonprofits to collect food for the break room at Boise Airport.

There is mounting concern about the pressure on air traffic controllers and TSA officers, including about how long they can go without being paid. Some airlines were resorting to buying lunch for controllers, according to Transportation Secretary Sean Duffy.

“They tell me about their own stresses and how they have to take a second job,” Duffy said Friday at a news conference at Philadelphia International Airport.

As the shutdown continues, government workers will have to make more tough decisions. Some said that they had called creditors seeking a reprieve. Others said that they were looking to take a loan out of their pension plans.

Labor unions are encouraging affected members to sign up for federal food stamps. But as of Friday, the Supplemental Nutrition Assistance Program, or SNAP, was set to run out of funds in November.

In interviews, federal workers expressed a deepening frustration with Congress.

Hornick, a leader of the American Federation of Government Employees Local 1395 chapter, said it was unconscionable that both political parties had put federal workers in these positions, especially as lawmakers continued to be paid.

“How dare you refuse to pay the federal employees who are serving your constituents?” she said.

Can ICE stop people solely based on their race?

By JAZMINE ULLOA

Again and again in Chicago and elsewhere in recent weeks, masked federal agents have accosted people who appear to be Latino and have confronted them with questions about their immigration status.

Targeting people for immigration enforcement based on race or ethnicity alone was forbidden by the U.S. Supreme Court in a unanimous decision 50 years ago. After all, it’s impossible to determine the immigration statuses of people simply by looking at them. So for decades, agents seeking to question people about their citizenship were supposed to rely on more than just appearance.

U.S. Border Patrol agents take a man into custody outside a train station in Chicago, Oct. 11, 2025. Targeting people for immigration enforcement based on race or ethnicity alone was forbidden by the U.S. Supreme Court in a unanimous decision 50 years ago. Such profiling has become a key part of the Trump administration’s playbook. (Jamie Kelter Davis/The New York Times)

But as President Donald Trump has intensified his mass deportation campaign, roving patrols that have targeted predominantly Latino communities have become a key part of the administration’s playbook. And whether the tactics are legal appears to be an open question, one likely to be decided by the Supreme Court.

Lawsuits challenging the administration’s sweeps in Los Angeles and elsewhere are making their way through the courts. The outcomes could redefine the limits on the discretion officers have to stop, question and detain people over their immigration statuses and how much race and ethnicity can play into those decisions.

“We are in nebulous land,” said Mark Fleming, a lawyer at the National Immigrant Justice Center, which is representing plaintiffs in Chicago. “We have never seen this type of enforcement on the streets ever.”

Last month, in an emergency ruling in the Los Angeles suit, the Supreme Court said federal agents there could question people about their immigration statuses based solely on factors such as race or ethnicity or another spoken language or accented English.

The decision isn’t final, as it overturned the temporary prohibition imposed by a federal judge on officers while she hears arguments on the case. But like many of the justices’ emergency decisions since the start of the new

Andeno Co

Tasa mínima, promedio ponderado, y máxima para préstamos personales pequeños otorgados para la semana que terminó el sábado, 25 de octubre de 2025

administration, the ruling appeared to signal substantial deference to the executive branch under Trump and the possibility that the court would ultimately side with him should it eventually issue an opinion on the case.

It is one of four legal challenges nationwide aiming to curb the warrantless arrests and traffic stops that have become a defining element of the Trump administration’s mass deportation campaign.

But even as the lawyers mounting the challenges are hoping to affirm constitutional limits on such immigration stops and apprehensions, experts warn that the lawsuits could end up further emboldening officers to use race or ethnicity in immigration enforcement.

Thomas Coffin was part of the government legal team in the case that led to the 1975 Supreme Court ruling that race could not be the sole factor in immigration stops. Although he and his colleagues lost the case, Coffin, now 80, said the decision and others had established crucial rights to privacy. But whether they govern the federal agents conducting sweeps on America’s streets today is, he said, “the $64,000 question.”

During the mass deportation campaign, Latinos have been stopped while driving gardening and landscaping trucks. They have been questioned and detained at bus stops and street corners where laborers gather to wait for work. They have been rounded up at farms, car washes and construction sites.

José Escobar Molina, 47, who had a temporary form of legal status for immigrants from El Salvador, said he was walking up to his work truck outside his apartment building in Washington, D.C., in August when he was confronted by agents, according to the lawsuit filed in Washington. Without asking for his name, identification or immigration status, the agents handcuffed him and

drove him to a holding facility in Virginia, where he was forced to spend the night, he said in a declaration filed in court. When he was released a day later, an ICE agent apologized to him three times for the ordeal, Escobar Molina said.

In Chicago, where ICE tactics have escalated in recent weeks, lawyers say they have identified dozens of arrests that have violated a 2022 consent decree that covered six Midwestern states. The order — stemming from a 2018 class-action lawsuit that immigrant and civil rights groups filed against the first Trump administration on behalf of five immigrants — restricted federal immigration agents from apprehending and holding people without a warrant.

In court filings, government lawyers have asserted that federal agents are trained in the Fourth Amendment, which prohibits “unreasonable searches and seizures,” and that they should not be hobbled in their efforts to target immigrants lacking legal status.

Civil and immigrant rights groups have said the dragnets in different cities have violated the Constitution: Federal agents routinely approach people with brown skin or whom they perceive to be Latinos or immigrants. The agents ask who the people are and where they are from. If people refuse to answer or attempt to leave, they are held or handcuffed and sometimes subdued.

In the Los Angeles case, the lead plaintiff is a man named Pedro Vasquez Perdomo, one of several day laborers arrested at bus stops over the summer. Lawyers for the laborers say that federal agents are stopping Latino workers en masse without having reasonable suspicion or being able to articulate a legal basis for believing that the people being questioned are in the country illegally.

The legal challenges in Chicago and Washington, D.C., say federal officers are detaining and arresting people without meeting an even higher legal standard of having “probable cause” to suspect that a person is in the country illegally.

A fourth class-action case challenging both stops and arrests was filed in Mobile, Alabama, on behalf of Leonardo Garcia Venegas, a Latino construction worker and U.S. citizen born in Florida who was held by immigration officials on two occasions this year.

The judge in the Los Angeles case issued an injunction prohibiting federal agents in that part of California from conducting stops based on perceived race or ethnicity, or other factors, such as spoken Spanish or accented English.

But after an emergency appeal by the Trump administration, the Supreme Court reversed the judge in Los Angeles. In a concurring opinion, Justice Brett Kavanaugh said the injunction would “substantially hamper” efforts to enforce immigration laws in the Los Angeles area. He wrote that agents needed to be able to rely on their training and experience in “determining whether reasonable suspicion exists.”

In a dissent, Justice Sonia Sotomayor said that the court’s decision eroded freedoms guaranteed by the Constitution. “We should not have to live in a country where the Government can seize anyone who looks Latino, speaks Spanish, and appears to work a low wage job,” she said.

Hunger and cold loom as shutdown imperils funding for antipoverty programs

By LINDA QIU and EILEEN SULLIVAN

For Hannah Mann, a mother of three who lives in Merchantville, New Jersey, the government shutdown is not an abstract political fight.

Her family relies on federal food subsidies for groceries, including specialty formula for her newborn, who was born five weeks early, as well as a program that helps alleviate the cost of utility bills for low-income Americans. Those initiatives could run out of federal funding in days.

“These are expenses that we cannot cover,” Mann said. The preemie formula alone is $50 a can. She said she was trying to eat more so she could produce more breast milk, but without food subsidies, that will be difficult as soon as next week. “It’s like a domino effect,” she said.

As the shutdown nears the one-month mark, the lapse in federal funding is a looming crisis for vulnerable Americans who depend on government assistance for basic needs such as groceries and heating.

For 42 million people who rely on the Supplemental Nutrition Assistance Program, also known as food stamps, it means the loss of grocery assistance when food banks are already stretched thin. For the 6.7 million women and children who participate in the Women, Infants and Children nutrition program, there is uncertainty about whether the Trump administration will find stopgap funds to keep the program going after this week.

For nearly 6 million households that rely on a program that helps low-income Americans pay for energy costs, it means facing expensive heating bills and the possibility of utility shut-offs in the winter. And for many of the more than 65,000 children and families enrolled in 140 Head Start early-education programs across the country that depend on immediate federal funding, it means finding new child care options as early as next week.

“What we’re doing is layering these losses on the most vulnerable in our society,” said Laura Justice, an expert in early-childhood cognitive development at Ohio State University. “These are families who, because they live in lower-income households, they’re already dealing with exacerbated stress in their daily lives.”

The mounting effects on the poorest Americans come as President Donald Trump has used unorthodox methods to cover the salaries of active-duty military and federal law enforcement officials during the shutdown. While the administration dipped into customs revenue to fund WIC through October, officials said Friday that they could not legally use existing contingency funding for SNAP.

Some families that send their children to Head Start programs are already scrambling for backup. The funding lapse is set to first hit 140 Head Start programs that do not have money beyond October, said Tommy Sheridan, the deputy director of the National Head Start Association. (There are 3,300 Head Start programs nationally, and the majority are able to continue operating for now because they receive funding at different times during the year.)

In Tallahassee, Florida, the Head Start program at the Capital Area Community Action Agency warned parents Oct. 17 that they would need to find child care alternatives by Oct. 27

Visitors to the Greater Pittsburgh Community Food Bank, where calls for assistance have doubled, in Duquesne, Pa., Oct. 23, 2025. Within days, tens of millions of low-income Americans may lose assistance for food, child care and utilities if the federal government remains shut down. (Jeff Swensen/The New

York Times)

because the school was out of funds. The staff worked for free last week to give families time to make other plans.

Quintina Chukes, a social worker, said she had no idea what she was going to do with her 5-year-old daughter, Jayla, who she said has thrived in the program.

“She’s learning now,” Chukes, a single mother of four, including two young children, said of her daughter. “When I pick her up, she’s singing in the car.”

The program got a temporary reprieve thanks to an infusion of public and private funds the school was able to cobble together, said Nina Self, the interim chief executive officer of the Capital Area Community Action Agency, which includes the Head Start program. As of Tuesday, it will reopen — but it is not clear how many weeks it will last without federal funding, she said.

“Let’s just get our Congress moving so we can get back to business,” Self said.

Low-income older Americans are also facing shutdown-related challenges.

About 6.5 million low-income adults age 60 and older rely on SNAP. And the layoffs of federal employees this year have made it even harder for them to get through to a service representative at the Social Security Administration, said Cynthia Walker, the benefits coordinator for Benjamin Rose, a Cleveland-based nonprofit that assists aging adults. Many are in need of help with benefit verification, which service centers stopped doing when the funding lapsed. Without these documents, seniors can be at risk of losing housing subsidies.

And as the weather turns colder, millions of families may not be able to count on the federal heating subsidy program to heat their homes. The Low Income Home Energy Assistance Program offsets the cost of high utility bills for low-income households. About 20 states are relying on leftover funding from the last fiscal year to sign up eligible households for heating assistance for the winter. But at least two, Utah and Wyoming, have already warned residents that they are no longer accepting new applications.

While states typically begin distributing heating assistance

in November or December, that is unlikely to happen this year even if the shutdown ends before the end of the month. The federal office that distributes the money has been hit with broad staff cuts as a result of Trump’s downsizing of the federal workforce, said Mark Wolfe, the executive director of the National Energy Assistance Directors Association, which works with states to secure funding from the program.

“This program is essential, but what happens now?” Wolfe said. “It’s not just the shutdown, but you’re learning in real time what happens when you eviscerate the federal bureaucracy.”

Many antipoverty programs, including WIC, were already in the cross hairs of Republicans in Washington before the shutdown began. Trump’s expansive domestic policy law that passed this summer cut SNAP funding by $186 billion over the next decade, in part by tightening eligibility and reducing benefits. Trump’s budget request, released in May, called for eliminating all funding for the home energy program and cutting more than $1 billion from WIC.

Food banks across the country, which were already reporting an increase in need, are now bracing for a surge in demand as states have warned about the looming funding shortfall for SNAP and other programs.

A handful of states have announced some sort of temporary reprieve. California said it would deploy its National Guard to support food distribution and provide $80 million to local food banks. Virginia declared a state of emergency, allowing it to use state funds to provide SNAP benefits for residents.

But the shutdown is already affecting benefits and application processing in many other states.

At least two, Pennsylvania and West Virginia, have said they cannot provide SNAP benefits to residents who were approved after Oct. 15.

DoorDash, the app-based food delivery company, said it would deliver 1 million free meals through food banks and waive fees for 300,000 grocery orders made by SNAP recipients. Mann, the mother of three in South Jersey, said she and her husband, who has been out of work for a year, were turning to gig work to help pay some bills — taking seasonal shifts at an Amazon warehouse and cleaning houses. Her family faces losing $900 a month in benefits if Congress does not agree on a funding plan, and additional resources in her community already appear overburdened.

“Republicans have been working for, what, two weeks out of the last three months?” Mann said. “You guys are not working while we’re literally down here fighting over scraps.”

NEW YORK TIMES EDITORIAL

Being Latino in the United States should not be a crime

By THE EDITORIAL BOARD

The Trump administration’s crackdown on illegal immigration has become a campaign of discrimination against Latinos. Federal agents are rounding up people with brown skin, catching both U.S. citizens and legal immigrants in their dragnet. Some Latinos are now afraid to speak Spanish or listen to Spanish music in public. Some are missing Mass and staying home on Sundays, or asking friends to pick up their children from school. American citizens are living in fear of a government that is sworn to protect their liberties and keep them safe.

They have reason to fear. In President Donald Trump’s antiimmigration blitz, federal agents have repeatedly violated civil liberties and humiliated people. Masked officials have shattered car windows and pulled out drivers, leaving children sobbing in back seats. In the middle of the night in Chicago, agents with rifles swarmed an apartment building, broke down doors and dragged people from their homes in handcuffs. Dozens of those taken away were U.S. citizens. Nationwide, immigration officials have detained more than 170 American citizens, including 20 held for more than 24 hours without the ability to make a phone call, ProPublica reported.

These actions are undermining the public trust that is necessary for effective enforcement of the nation’s immigration laws. The behavior of federal agents is provoking an angry backlash in many of the communities that Trump claims he is trying to help. If all of this is supposed to convey a sense of renewed law and order, it is not working.

As is typical for Trump, he has identified a real problem — illegal immigration — but responded with a destructive solution. For decades, the United States tolerated a level of illegal immigration that fostered a sense of lawlessness at the border and frustrated many Americans, including many Latinos. The Biden administration’s porous policies worsened the situation, making possible the largest immigration surge in American history, with most of the arrivals lacking legal permission to enter the country. Trump campaigned on a promise to reverse those policies, and he has an electoral mandate to do so. At the border, he has succeeded at reducing illegal entries to the lowest levels in decades.

Yet he does not have a mandate to treat people cruelly or to break the law himself. Polls show that most Americans disapprove of his handling of the issue. The country does not

need to choose between the chaos of the Biden approach and the chaos of the Trump approach. The best solution remains a comprehensive law that secures the border, deters future illegal entries, expands legal immigration and provides a pathway to citizenship for unauthorized migrants who have made their lives in the United States and are otherwise law-abiding members of society. Short of that — and Congress shows no signs of passing such a law — Trump can address illegal immigration in ways that are both more humane and effective. This country needs to enforce its laws without terrorizing innocent Americans and abandoning its values.

Of the many problems with Trump immigration policies, two themes stand out: the brutality toward immigrants who are here illegally and the unfairness toward citizens and legal immigrants. People who entered this country illegally often did so at great risk to themselves, seeking a better life in the United States. They violated the law, yes, but the response should be proportional to their crimes. It should be both firm and humane. Instead, the Trump administration has reveled in harshness. Masked, plainclothed Immigration and Customs Enforcement agents have tackled and body slammed people on the streets. Officials have launched raids into homes, destroying people’s property.

In one video, a federal agent said to a group of Latinos, including a U.S. citizen: “You got no rights here. You’re an amigo, brother.” After that encounter, one agent told another, referring to the immigrants, “We’re going to end up shooting some of them.” In another video, an agent yelled “adios” to the concerned wife of a detained migrant before he shoved her into a wall and she collapsed. Other disturbing videos have filled social media.

The tactics violate both the law and human decency. On the legal side, recent court decisions have emphasized that people accused of being here without permission have a constitutional right to some due process. That right is to all of our benefit: If the federal government could simply say that someone is in the country illegally without having to prove the claim, it could deport anyone with impunity. On the human side, a vast majority of these migrants have done nothing worse than come to the country illegally, in search of a better life. Federal agents should respond appropriately, not with the expectation that violence is necessary.

The second problem with the Trump approach is that its breadth inevitably sweeps up U.S. citizens and other legal residents. Federal officials are relying on racial profiling in a country where 20% of the population is Latino, most of whom are legal residents or citizens. The administration is able to do so because of Congress’s acquiescence on the topic and a wrongheaded ruling that the Supreme Court issued last month, upholding the use of racial profiling in the raids.

The use of racial discrimination in law enforcement should be an affront to all Americans. Videos show that many federal agents believe that the burden of proof is on Latinos to show they are here legally, not on the government officials who are accusing them of a crime. During a raid in California, officials yanked George Retes, a U.S. citizen who served in Iraq, from his car and held him for three days. Retes said he had a

A man is taken into custody by federal agents in lower Manhattan on Tuesday, Oct. 21, 2025. “In President Donald Trump’s anti-immigration blitz, federal agents have repeatedly violated civil liberties and humiliated people,” The New York Times editorial board writes. (Victor J. Blue/The New York Times)

government ID in his vehicle, but officials did not let him show it to them. Similar treatment befell Javier Ramirez in California, Julio Noriega in Illinois and an unnamed military veteran in New Jersey, among others.

Americans have responded to these problems with protests. As if to prove the protesters’ point, federal agents have reacted with more abuses of power, using tear gas and pepper balls on peaceful demonstrators. Even after a federal judge demanded an end to these practices, they have continued.

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Wednesday, October 29, 2025 9

Emergencias Médicas recluta

POR CYBERNEWS

SAN JUAN – El comisionado del Negociado del Cuerpo de Emergencias Médicas (NCEM) del Departamento de Seguridad Pública (DSP), Abner Gómez, informó el martes la incorporación de 21 nuevos paramédicos y la concesión de permanencia a otros nueve, como parte de los esfuerzos para reforzar la red de respuesta en toda la isla.

“Este esfuerzo forma parte de un plan escalonado para estabilizar y expandir la fuerza paramédica del Negociado. Hoy no solo reclutamos nuevos servidores públicos, sino que aseguramos la permanencia de quienes han demostrado excelencia en el campo, con adiestramientos continuos, acceso a tecnología modernizada y mejores condiciones laborales”, expresó Gómez en declaraciones escritas.

El funcionario explicó que entre los nuevos recursos se incluyen tres paramédicos asignados a Vieques y tres

a Culebra, además de cinco nuevos despachadores nombrados recientemente.

Por su parte, el secretario del DSP, general Arthur Garffer Croly, sostuvo que la incorporación de este personal es parte del plan para asegurar la cobertura médica en todo Puerto Rico. “La encomienda es clara: ningún ciudadano puede quedar desprovisto de acceso inmediato a servicios de paramédicos, viva en la ciudad, en la montaña o en nuestras islas municipio”, indicó Garffer Croly.

Gómez recordó que, como parte de la transformación operacional del Negociado, se aprobó recientemente un aumento salarial para 487 empleados activos, entre paramédicos y despachadores, con un presupuesto retroactivo de 1.36 millones de dólares y 2.71 millones de dólares para el nuevo salario prospectivo.

Los nuevos salarios mensuales aprobados son de 2,375 dólares para los despachadores, 2,467 para los técnicos básicos, 2,850 para los paramédicos y 3,300

Mujer muere atropellada en Autopista PR-52

POR CYBERNEWS

– Una mujer murió atropellada a eso de las 12:55 de la madrugada del martes, en el kilómetro

POR CYBERNEWS

32.8 de la autopista PR-52, en Cayey. Según la información preliminar, un conductor de 54 años y residente en el municipio de Ponce, transitaba por el lugar en un vehículo Toyota CHR del año 2019. Al llegar al

SAN JUAN – Representantes de la industria local de bebidas artesanales defendieron el martes la política pública que ha permitido el crecimiento de destilerías y marcas puertorriqueñas, ante propuestas legislativas que podrían alterar los incentivos vigentes.

Los empresarios sostuvieron que las enmiendas al Código de Rentas Internas implementadas por el Departamento de Hacienda han tenido un efecto directo en la expansión del sector, generando más empleos, mayor producción y un aumento en los recaudos del gobierno.

“La industria de bebidas artesanales es hoy más diversa y sólida gracias al marco regulatorio existente. Lo que antes era un nicho limitado, ahora es un ecosistema con potencial de exportación y reconocimiento internacional”, expresó Carlos López, de Bravada Vodka, en declaraciones escritas.

Mientras, Joaquín Bacardí, de Ron del Barrilito, señaló que los re-

para los supervisores técnicos.

“Este aumento es un acto de justicia con nuestros primeros respondedores, quienes sostienen la primera línea de vida de Puerto Rico. Estamos devolviéndole estabilidad a una profesión crítica para la seguridad pública”, concluyó Garffer.

kilómetro 32.8, no se percató de una peatona de 54 años que cruzaba la vía de rodaje, la atropelló y murió. Al conductor se le realizó la prueba de alcohol en el aliento, con resultado negativo.

El agente Luis Crespo, adscrito a la División de Patrullas de Carreteras y Autopistas del área de Caguas y la fiscal Inés Escobales investigan.

sultados del sector son evidencia del impacto positivo de las medidas fiscales. “Puerto Rico tiene una tradición centenaria en la producción de ron, y en años recientes hemos visto cómo esa misma tradición se ha transformado en innovación. Nuevos proyectos, nuevas marcas, más empleos. Esa es la evidencia de que la política pública actual está funcionando”, afirmó.

Por su parte, Omar Rosa, de Latin Drinks, destacó que el auge de las destilerías locales también impulsa otras áreas de la economía. “Cada nueva marca que abre en el país significa inversión, contratación de suplidores, turismo y oportunidades para jóvenes

emprendedores. Este sector aporta directamente a la economía formal y a los recaudos del Estado”, sostuvo.

Los portavoces coincidieron en que la industria de bebidas hechas en Puerto Rico atraviesa un periodo de crecimiento sostenido, impulsado por un marco contributivo balanceado que fomenta la competitividad sin poner en riesgo la recaudación.

“Una política pública bien diseñada puede convertir la regulación fiscal en una herramienta estratégica para impulsar la innovación, la competitividad y el orgullo nacional”, concluyeron.

Sheena Easton, an ’80s pop phenom, is glad she left the rat race

By BOB MEHR

These days, Sheena Easton can walk her dog, go to her Pilates classes and have lunch with friends mostly without being recognized.

In the 1980s, however, the Scottish singer was one of the world’s biggest, busiest and most visible pop acts, known for radio hits like “Morning Train (Nine to Five),” “Strut” and “Sugar Walls.” She won Grammys and performed on the Oscars, sang at Live Aid and starred on “Miami Vice.”

Easton, 66, hasn’t released a new album in 25 years, though she still plays about a dozen shows annually, operating at what she describes as an “intimate” level.

“When I walk onstage now, there’s 500 people in the room, instead of 5,000 or 50,000,” she said during a recent video interview from her home outside Las Vegas. “I’m not being shoved in people’s faces anymore, which means I can lead a very normal life 99% of the time.”

Though her accent has softened after five decades in America, Easton — with her auburn hair and striking blue eyes — still retains something of her ’80s pomp, when she transformed from Glasgow schoolgirl to global superstar. “What got me through the craziness of those years was that my instinct was always to go towards normal things, to stay as grounded as possible,” she said. “I felt like, this is all a wonderful fantasy, but I don’t ever want to start believing it’s real.”

Over the last few years, the British label Cherry Pop has undertaken a deep dive into her catalog, culminating in a pair of boxed sets this year, “Modern Girl” and “Strut” (due Oct. 31), which chronicle her peak years recording for EMI. The reissues recast Easton as a curious creator who segued easily between styles, genres, even languages. She would become the first artist to notch Top 5 records across five major Billboard charts.

“Sheena was magnificent,” said producer Nile Rodgers, who worked with Easton in the mid-’80s. Coming off era-defining records with David Bowie and Madonna, he recalled being “totally seduced by the quality and the ease with which Sheena could sing. She was that sparkling diamond — at that time, she had everything going for her.”

Easton said she is “really proud” of her work, “But there came a point where I thought, I need to change my life. At the risk of a horrible cliche, that’s when I got off the merry-go-round. I didn’t want to be in my 50s and 60s looking back thinking all I’ve ever did was make records, get on a tour bus, do a bunch of TV — rinse and repeat. I wanted something more.”

Born in Bellshill, Scotland, Sheena Shirley Orr came up in a hothouse musical environment, the youngest of six. “There was always music being played, I was always stealing somebody’s records — and I loved everything I

heard,” she said. She showed off a natural vocal talent, imitating her father’s favorite Mario Lanza sides and singing along to her siblings’ Carly Simon and Bowie LPs.

In 1975, she got a scholarship to the Royal Scottish Academy of Music and Drama. She married young, gaining the last name Easton, though the union ended after just a few months. Joining up with a local band, Something Else, Easton “figured I’d become a speech and drama teacher, and I would be off playing weddings at the weekend. But some doors started to open, and I decided to step through them to see where it took me.”

In 1980, the unknown Easton was tapped as the subject of a BBC documentary series about aspiring artists called “The Big Time,” which led to a record deal with EMI. Within a year she’d become a star on both sides of the Atlantic, thanks to the pure pop pleasures of singles like “Morning Train (Nine to Five)” and “Modern Girl,” and her appearance in the credits of a 1981 James Bond film singing the titular ballad “For Your Eyes Only.”

When her chart success in the United Kingdom stalled after a couple of records, Easton moved to America, where she’d won the Grammy for best new artist in 1982. Branching out musically, she scored a 1983 country hit with Kenny Rogers on “We’ve Got Tonight,” duetted with young Latin star Luis Miguel on “Me Gustas Tal Como Eres” and recorded her own Spanish-language album.

With MTV in full effect, Easton ditched her innocent image for a sexy new look on her 1984 LP “A Private Heaven,” which featured provocative, synth-driven songs like its lead single, “Strut.” “I’d become a more sophisticated, confident young woman,” Easton said. “I felt sassy. I took that on as part of a character, but it was also real.” (In his memoir, RuPaul credits Easton with inspiring what became his “true high-femme sexy glamazon look.”)

The album featured another sexually charged hit in “Sugar Walls,” written for her by Prince. “We met in the studio and hit it off right away,” Easton recalled. “We were teasing each other and talking about our shared love of Joni Mitchell. Prince had this enigmatic, mysterious image, though a lot of it was cultivated. I think I got to know the real person.”

Over the next few years, Easton and Prince collaborated closely. He wrote several more songs for her (“101,” “Cool Love”), and she sang on his hit “U Got the Look,” while they also worked together on the “Batman” soundtrack. “He gave me confidence and the freedom of expression,” Easton said. “I never worked with anyone that was so free.”

She teamed with Rodgers on a dance-oriented Sheena Easton, 66, hasn’t released a new album in 25 years, though she still plays about a dozen shows annually, operating at what she describes as an “intimate” level. (Facebook via Official Sheena Easton)

LP before pursuing a more R&B direction on albums with LA Reid and Babyface, among others. Writer-producer Adam Mattera, who has overseen Cherry Pop’s reissue campaign, gushed about the singer’s successful dabbling across genres: “I mean, who else at that time was performing at the Grand Ole Opry one month and on ‘Soul Train’ the next?”

Between 1981 and 1988, the prolific Easton turned out nine studio albums and toured constantly. Even as she left EMI for a lucrative deal with MCA and landed her biggest hit in years with “The Lover in Me” in 1989, the grind of pop life had started to wear thin. “I didn’t want to give up being a creative person or being a singer,” she said, “but I just knew something had to change.”

In 1992 — following what became her last Top 20 single, “What Comes Naturally” — she made the move to Broadway, starring with Raul Julia in “Man of La Mancha.” “During that time, I really thought about what I wanted,” Easton said. “And I came to the conclusion that I wanted to be a mom.”

In 1994, Easton adopted a son, and two years later, a daughter. Through her romantic ups and downs — Easton married and divorced four times — family became her focus. She left her longtime home in Los Angeles and relocated to Las Vegas, where she took on a casino residency at the Hilton.

“I did eight shows a week for two and a half years straight,” she said, “and it worked out great because the kids would go to bed and that’s when I would go to work.”

Easton’s last album, the disco-themed “Fabulous,” came out in 2000. “Most people thought I’d take a little bit of time off when the kids were young and then I’d be back at it,” she said. “But I found it easy not to return to that life.”

Although she remained active by doing voice-over work in animation and retur ned to the stage for a pro duction of “42nd Street” on London’s West End, Easton’s decision to scale back came just as contemporaries like Cyndi Lauper and Pat Benatar were enjoying career boosts, riding a postmillennial wave of nostalgia.

While there have been offers, Easton hasn’t been tempted by the prospect of

making a splashy comeback, even if that has meant leaving money on the table. She is well past needing the extravagances of stardom. “Now I drive a Prius,” she said with a chuckle. “And I like my Prius.”

Her personal indulgences these days, she said, are limited to one hobby: “I’m a hard core gamer.” She cited World of Warcraft and Ghost of Tsushima as favorites. “I’ve got to put in like an hour or two into my gaming every day.”

“I’m open to different creative things,” she added. “What I’m not open to is the craziness, the almost compulsory nature of what you have to do be a pop star. I did that once. I don’t need to do it again.”

While there have been offers, Sheena Easton hasn’t been tempted by the prospect of making a splashy comeback. (Facebook via Official Sheena Easton)

Wall Street indexes post records as Nvidia jumps, megacap earnings ahead

All three major U.S. stock indexes posted record closing highs again on Tuesday as Nvidia shares gained following news it will build artificial intelligence supercomputers for the U.S. energy department, and as investors were optimistic about corporate earnings ahead of key results from megacaps this week.

Nvidia’s CEO, Jensen Huang, said the company will build seven supercomputers for the U.S. Department of Energy, and said the company has $500 billion in bookings for its AI chips. Nvidia also announced new details with Finnish telecom equipment maker Nokia to target the AI communications market.

Microsoft’s shares also gained after the company reached a deal that allows OpenAI to restructure into a public benefit corporation while giving Microsoft a stake of 27% in the ChatGPT maker.

Key quarterly results are expected this week from Apple, Microsoft, Alphabet, Amazon, and Meta Platforms. Investors are anxious for details from the companies on AI spending.

“Momentum and earnings are pushing the market higher,” said Peter Cardillo, chief market economist at Spartan Capital Securities in New York, adding that there is also “enthusiasm about Trump’s Asian trip.” “Earnings have been good,” he said. “Of course, we’re waiting for the big tech stocks.”

Trump lavished praise on Japan’s first female leader, Sanae Takaichi, in Tokyo on Tuesday. They signed a deal to bolster supplies of critical minerals and rare earths, as their nations seek to reduce China’s dominance of some areas of key electronic components.

According to preliminary data, the S&P 500 gained 15.79 points, or 0.24%, to end at 6,890.95 points, while the Nasdaq Composite gained 190.04 points, or 0.80%, to 23,827.49.

The Dow Jones Industrial Average rose 162.06 points, or 0.34%, to 47,706.65.

United Parcel Service shares rose after it forecast fourth-quarter

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revenue above expectations. Rival FedEx also gained.

Third-quarter earnings for S&P 500 companies are estimated to have increased 10.5% from the year-ago period, up from earlier estimates for the quarter, according to LSEG data.

The Federal Reserve is widely expected to announce this week a cut in interest rates. Investors will be keen to get any details

on the rate outlook, especially given that the U.S. government has been shut down for nearly a month, delaying crucial economic data and forcing traders to rely on private releases and corporate announcements.

A preliminary estimate of an ADP National Employment Report showed the U.S. economy added an average of 14,250 jobs in the four weeks ending October 11.

By JUDSON JONES, NAZANEEN GHAFFAR, EMILIANO RODRÍGUEZ MEGA and JOVAN JOHNSON

Hurricane Melissa was cutting a slow, soaking path across western Jamaica on Tuesday after making landfall near New Hope on the country’s southwestern coast as a Category 5 storm.

Boasting wind speeds of 185 mph after gaining in strength, Melissa made landfall around midday, tearing off roofs, pouring down rain and bringing significant risks for storm surge, flash flooding and devastating landslides as its pushed across the island.

By Tuesday night, Melissa was to have crossed Jamaica and be approaching Cuba, where it was forecast to make landfall as a

Wednesday, October 29, 2025 13

Category 4 hurricane as early as midnight.

The storm’s rapid intensification this week — with sustained winds stronger than those of Hurricane Katrina at its peak — came with dire warnings from officials.

“Jamaica, this is not the time to be brave,” said Desmond McKenzie, the minister coordinating disaster response. “Don’t bet against Melissa. It is a bet we can’t win.”

But it was the storm’s creeping pace that raised fears among forecasters and government officials that its saturating rains could set off flash flooding in narrow river valleys and cause deadly landslides in Jamaica’s steep, mountainous topography.

Forecasters were predicting rains measured in feet, not inches. And despite mandatory evacuation orders and warnings

about destructive winds, rain and floods, officials in Jamaica were worried that not enough people were heeding orders to move to government-approved shelters.

At least three people died in connection to preparations for the storm, and 13 others were injured, Jamaican officials said. But updated totals were expected to be difficult to obtain, given a loss of power and communications caused by the storm.

Here’s what else to know:

— Tracking the storm: Strengthened by Caribbean water temperatures far warmer than usual, Melissa is expected to remain an intensely destructive force throughout the next few days as it passes through the Caribbean, while bypassing the United States.

Prime Minister Benjamin Netanyahu of Israel speaks to reporters while visiting the Capitol in Washington on July 8, 2025. (Tierney L. Cross/The New York Times)

By LIAM STACK, ARIC TOLER and ARIJETA LAJKA

Prime Minister Benjamin Netanyahu ordered the Israeli military to conduct strikes in the Gaza Strip on Tuesday as the government accused Hamas of violating the ceasefire agreement by firing on Israeli forces and failing to return the bodies of dead hostages. The decision “to immediately carry out forceful strikes in the Gaza Strip” was announced in a statement by Netanyahu’s office. It later said the prime minister had made the decision with the Israeli military and then informed President Donald Trump “before the action was taken.”

Israeli and Arab media reported strikes in Gaza, but they were not confirmed by the Israeli military.

A spokesperson for Netanyahu, David

Mencer, said Tuesday night that “Hamas have violated the framework by not returning hostages and attacking our forces.”

Hamas denied involvement in the attack on Israeli forces. In a statement, it said it remained committed to the ceasefire agreement and accused Israel of violating it.

An Israeli military official, speaking on the condition of anonymity to discuss sensitive deliberations, said Hamas had attacked Israeli forces in Rafah, in southern Gaza. The official also accused Hamas of pretending not to know where the remains of Israelis abducted during the Oct. 7, 2023, attack could be found.

Hamas has insisted that it is working in good faith to recover the bodies.

Since the ceasefire began earlier this month, Israel and Hamas have both expressed their desire to stick to the truce, despite tensions and repeated flare-ups of violence. Last week, Israel struck sites across Gaza in response to clashes that killed two Israeli soldiers, but each side said afterward that it remained committed to the ceasefire.

Israel has accused Hamas of delaying the return of the bodies of hostages, a key plank of the ceasefire deal that Israeli officials had expected to happen more quickly than it has. Hamas has said it cannot work faster because of conditions on the ground in Gaza, which has been devastated by two years of war.

Earlier Tuesday, the Israeli military released a drone video that it said showed members of Hamas staging the discovery of a body among rubble in Gaza.

— Regional preparations: Nearly 900,000 people have been ordered to evacuate Cuba’s eastern provinces, and the U.S. Navy ordered personnel into shelters at its base at Guantánamo Bay. Those headed to shelters at Guantánamo were told to bring their own bedding and a three-day supply of ready-to-eat food and water.

— Aid concerns: While budget cutbacks and reduced donations will reduce the amount of food that aid agencies like the World Food Program after natural disasters like hurricanes this year, Jamaica and Cuba expected to face the most severe public health effects after the storm — including disrupted health care, contaminated water, disease outbreaks and mental health issues.

Hurricane Melissa roars across Jamaica, bringing wind, rain and risk Netanyahu orders strikes on Gaza, as Israel says Hamas violated ceasefire

In the video, three men can be seen carrying what resembles a white body bag from inside a damaged building and placing it in a pit. They then use shovels to bury the bag with dirt and place large rocks over it, covering it up entirely.

Then an excavator arrives and digs up the same spot, unearthing the white bag and carrying it to a mound of dirt nearby. Three Red Cross representatives arrive to examine the white bag as the excavator covers it with dirt, before the bag is unearthed again.

Another man appears to take photographs or videos of the white bag with his phone before the drone footage ends.

The New York Times confirmed that the video was filmed in the Tuffah neighborhood of

Gaza City. A local photographer in Gaza took pictures of the same three Red Cross representatives in Tuffah on Monday as an excavator was digging in the ground nearby.

A spokesperson for the Red Cross did not respond to messages seeking comment Tuesday.

The Israeli military said the video showed that Hamas was trying “to create a false impression” of its efforts to locate the bodies and that it was not abiding by the ceasefire deal in good faith.

Shosh Bedrosian, a spokesperson for the prime minister’s office, said at a press briefing Tuesday that the video showed a body bag containing the remains of Ofir Tzarfati, 27, who was killed in captivity.

Trump bonds with Japan’s leader over baseball and US beef

By KATIE ROGERS, ERICA L. GREEN and JAVIER C. HERNÁNDEZ

Inside a gold-drenched palace in Tokyo on Tuesday morning, President Donald Trump heaped praise on Sanae Takaichi, Japan’s new prime minister, telling her that their countries were “allies at the strongest level” and vowing to come to Japan’s aide on “any favors you need.”

Hours later, delivering a speech to hundreds of U.S. troops aboard an aircraft carrier stationed near Tokyo, Trump stood side by side with Takaichi, saying that the two had become “very close friends” and adding, “This woman is a winner.”

The joint appearance, which bore all of the markings of one of Trump’s political rallies, was the capstone of a day in which Trump and Takaichi found an easy rapport — watching snippets of the World Series on television, eating lunch at Akasaka Palace in central Tokyo and sharing stories about their mutual friend, Shinzo Abe, the former premier who was assassinated in 2022.

But the series of meetings between Trump and Takaichi, a hard-line conservative who last week became the first woman to serve as Japan’s prime minister, delivered little in the way of solutions to some of the contentious trade issues between Washington and Japan.

The leaders signed two vaguely worded agreements — one declaring a “new golden age of the US-Japan alliance,” and another to cooperate on expanding the supply chain for rare earth metals. With both countries essentially agreeing to keep negotiating, Takaichi bought more time to strategize over how to spend the $550 billion her debt-strapped government has promised to invest as part of an earlier trade deal with the United States.

In front of the troops, Trump, who has been pressing Japan to spend more on defense, said he had approved an order of missiles to supply Japanese F-35 jets.

“I’ve just approved the first batch of missiles,” Trump said to the crowd of service members Tuesday afternoon. “I just want to tell

Madam Prime Minister, they’ve been waiting for those missiles, and we got them here right away.”

During his speech at the Yokosuka Naval Base, the president said Toyota would be investing “over $10 billion” in American plants, but otherwise the day was short on details. There was no public talk about the major point of contention between the two countries: the details of how Japan intends to spend its promised $550 billion investment into the United States. That pledge was made as part of the trade deal, and in return Japan received a 15% tariff on its exports — a lower rate than Trump had initially threatened.

Instead, both leaders focused more on what they had in common: A warm relationship with Abe. Takaichi is a protégé of his, and on Tuesday she seemed to have some success in using Abe’s playbook to handle a mercurial U.S. president. She even used the same interpreter Abe had deployed: a Foreign Ministry official that Trump had seemed fond of.

“They had no issues with chemistry,” said Tetsuo Kotani, a professor at Meikai University in Japan.

During Trump’s visit to Tokyo in 2019, Abe treated the president to a round of golf, barbecue and a sumo match. Within minutes of meeting Trump, the new leader showed that she had closely studied Abe’s overtures. During the visit, she gave Trump a golf bag signed by Hideki Matsuyama, a Japanese professional golfer, and a

White House press secretary Karoline Leavitt said Takaichi had also nominated Trump for a Nobel Peace Prize. The president, who talks frequently about his work to end global conflicts, is fixated on winning the award. The Japanese government said it had no comment on whether it had nominated Trump, based on the Nobel committee’s principle of not making disclosures about the process.

Abe had reportedly done the same during Trump’s first term.

For his part, Trump struck a magnanimous tone with Takaichi, praising her for becoming the first woman to be elected prime minister of Japan, saying it was a “big deal.”

Trump promised that the United States would offer its help if she ever needed it — a sentiment at odds with his administration’s drastic reduction in aid and assistance to other countries.

putter that had belonged to Abe, along with a map of places within the United States that the Japanese plan to invest money, according to the White House.

On his way into Tokyo, Trump had kept expectations for the visit reasonably low, telling reporters that he had plans to “just announce a great friendship” while in the Japanese capital.

He seemed to have achieved that during a visit to the Akasaka Palace, where he and Takaichi bonded while catching a bit of the game between the Toronto Blue Jays and the Los Angeles Dodgers (a Japanese favorite and current home of their star player, Shohei Ohtani). Later, the pair spoke warmly of each other before using gold pens to sign “JAPAN IS BACK” baseball hats.

The two leaders met beneath a grand ceiling featuring a painting of Aurora, the Roman goddess of dawn. They were joined by Secretary of State Marco Rubio, Treasury Secretary Scott Bessent and Commerce Secretary Howard Lutnick.

“Prime Minister Abe often told me about your dynamic diplomacy,” Takaichi told Trump during their meeting, citing the president’s work to broker a ceasefire between Cambodia and Thailand, and his work to do the same between Israel and Hamas. “I myself am so impressed and inspired by you, Mr. President.”

Later, the pair toasted each other at lunch, where American rice was served alongside American beef — culinary reminders of the pressure the Trump administration has put on the Japanese to buy more American-made goods. Trump signed the menus afterward for the Japanese delegation, the White House said.

“I want to just let you know, anytime you have any question, any doubt, anything you want, any favors you need, anything I can do to help Japan, we will be there,” Trump told Takaichi. “We are an ally at the strongest level.”

Later in the day, Washington and Tokyo said they would work together on shipbuilding. But there were no announcements on how Japan would invest in the United States, a key part of the trade deal the two countries reached in July.

The agreement covering critical minerals and rare earths, a sector dominated by China, came after Beijing tightened export controls on rare earth minerals, essential components of everything from semiconductor chips to fighter jets.

As part of his six-day swing through Asia, Trump is scheduled to meet with Xi Jinping, the Chinese leader, in South Korea on Thursday.

At the Yokosuka Naval Base, Trump reiterated the history of Takaichi’s election. Takaichi jumped up and down and pumped her fist.

Taking the podium, Takaichi said Japan would commit to building up its end of a joint military alliance designed to counter Chinese aggression in the Indo-Pacific, particularly in the South China Sea.

She recalled an appearance at Yokosuka, six years earlier, by Trump and Abe, who promised at the time to work together to jointly bolster their respective military presences in the region.

“I have renewed my determination to carry forward that resolve,” she said, “and to make the Indo-Pacific free and open, so that it will serve as the foundation of peace and prosperity for the entire region.”

Milei’s win in Argentina was rebuke of the past, aided by Trump

By EMMA BUBOLA

The decisive victory of President Javier Milei of Argentina in legislative elections on Sunday gave him a critical boost, with voters from the mountains of Patagonia to the farmlands in the Pampa casting their ballots to back his sweeping economic experiment.

Some 8,000 miles north of Buenos Aires, in Washington, the Trump administration was also counting it as a victory.

“These results are a clear example that the Trump administration policy of peace through economic strength is working,” Treasury Secretary Scott Bessent, who weeks ago announced a $20 billion lifeline for Argentina, wrote on social platform X on Monday.

“He had a lot of help from us,” President Donald Trump said of Milei as he traveled in Asia on Monday for meetings with other world leaders. “We’re getting a real strong handle on South America.”

Financial markets reacted euphorically to the results as Milei emerged from the election with an even tighter bond to the United States and a firmer mandate to pursue more transformative changes to the country’s economy.

The resounding victory was unexpected for Milei, a libertarian economist who had been facing significant political and financial turmoil in recent weeks. Many voters had grown disenchanted with austerity measures and corruption scandals embroiling Milei’s inner circle.

His success was likely aided by the Trump administration’s intervention, experts said, which prevented a financial tremor caused by a plunge in the value of the local currency from escalating into an earthquake and helped Milei navigate the legislative elections with some measure of stability.

Milei also successfully appealed to the fears and memories of many Argentines, experts said, by arguing that he offers the only path for a country that has undergone years of runaway inflation under high-spending populist governments.

Many Argentines had grown tired of prices swinging wildly from day to day and of a ruling class they considered to be corrupt and irresponsible.

“Argentines don’t want to go back to the past,” Milei said in a triumphant speech Sunday at his party’s headquarters in Buenos Aires. “There are far more Argentines who want to move forward than those who want to go backward.”

During his almost two years in office, Milei

Supporters of President Javier Milei of Argentina during a campaign event in Rosario, Argentina, Oct. 23, 2025. This past Sunday, Argentina held a legislative election that marked a momentous tipping point for Milei’s presidency, and gained a bigger spotlight after President Donald Trump tied a U.S. financial lifeline for Argentina to Milei’s electoral success. (Anita Pouchard Serra/The New York Times)

has moved aggressively to shrink the state, slashing federal spending by roughly 30%. He laid off about 55,000 public-sector workers, amounting to some 15% of the federal workforce, as he cut the number of ministries to nine from 19. The country had its first budget surplus in 14 years.

Milei’s party won more than 40% of the vote Sunday, and he has enough support in Congress to prevent his vetoes from being overridden, which had thwarted some of his moves to slim the state.

The result capped a highly polarizing, vitriolic campaign, in which Milei called his left-leaning rivals “kukas,” a play on the word “cockroaches,” and promoted his brand of capitalism as the scourge of populism and socialism. He contrasted his friendship with America with Argentina’s past alliances with Venezuela.

Many voters said that Milei, despite spending cuts that have hurt many Argentines, deserved the chance to carry out his plans.

“I don’t want to go back to what we had before,” Zulma Fernández,

70, a retiree, said as she left the polls in Buenos Aires after voting for Milei’s allies.

“We needed change in Argentina,” said Marcelo Masaglia, 54, a store owner.

Daniel Schteingart, a director at Fundar, a research center in Buenos Aires, said: “People voted out of fear. Fear of destabilization, fear of the return of economic chaos.”

It would have been a much more challenging task for Milei to continue to present himself as offering financial stability without the Trump administration’s pledge of a $20 billion currency swap, halting a financial free fall.

“It’s hard to imagine a similar result if Milei was engulfed in a financial crisis,” said Benjamin Gedan, senior fellow and director

of the Latin America program at the Stimson Center, a research center in Washington. “There’s a pretty direct line you can draw between his visit to Washington and his midterm performance.”

The Trump administration’s deep involvement and interest in Milei’s fate could play both ways.

“If Milei succeeds, the U.S. will rightly take some credit for it,” Gedan said. “If Milei’s pro-market reforms crash, then many Argentines will blame the United States.”

The results of Milei’s cost-cutting experiment remain uncertain. Since being elected in 2023, Milei has successfully curbed inflation and reduced public spending, reassuring international investors. But Argentina’s economy has recently stalled, inflation remains high by international standards and even though Milei has managed to reduce poverty, one-third of the population remains impoverished.

Milei, facing fewer congressional barriers, can now pursue what he has characterized as his “second generation reforms.”

Top priorities include an overhaul of the labor and tax systems, which he says would help Argentina enter “a permanent reform loop.” He has also vowed to pursue broad changes to the pension system.

The centerpiece of Milei’s plans is a proposal that would make it easier, and cheaper, to hire and fire workers. Roughly half of Argentina’s workforce is employed informally, which Milei and his allies see as evidence that it’s too costly and risky for businesses to take on workers full time.

Milei also plans to pass a tax bill that would eliminate 20 taxes, lower overall tax rates and broaden the tax base in an effort to simplify Argentina’s byzantine system in which tax evasion is widespread.

“It is clear that we can now move forward more decisively,” Milei said on Argentine television on Monday. “The worst is over.”

CONVENCIÓN 2025

ASOCIACIÓN DE DETALLISTAS DE GASOLINA DE PR

24-26

de octubre de 2025

Gracias a nuestros socios, auspiciadores, suplidores y amigos por hacer de nuestra 66.ª Convención Anual un rotundo éxito. Del Cóctel de Bienvenida al Corte de Cinta, del Conversatorio de la Tienda Ideal a la Noche de Confraternización... cada momento brilló gracias a su participación y apoyo.

Juntos seguimos construyendo el futuro. ¡Gracias por estar!

Strains in short-term markets raise urgency of Fed’s balance sheet debate

Gobierno de Puerto Rico

DEPARTAMENTO DE DESARROLLO ECONÓMICO Y COMERCIO

Oficina de Gerencia de Permisos

AVISO VISTA PÚBLICA

Para conocimiento del público en general y de conformidad con las disposiciones del Artículo 8.6 de la Ley 161-2009, según enmendada, conocida como “Ley para la Reforma del Proceso de Permisos de Puerto Rico”, la Ley Núm. 38 -2017, según enmendada, conocida como “Ley de Procedimiento Administrativo Uniforme del Gobierno de Puerto Rico”, el Reglamento Conjunto para la Evaluación y Expedición de Permisos relacionados al Desarrollo, Uso de Terrenos y Operación de Negocios , en adelante Reglamento Conjunto y cualquier otra disposición de ley aplicable, se informa que la Oficina de Gerencia de Permisos (“OGPe”) celebrará vista pública para el caso que se describe a continuación:

Caso Núm. 2022-422902-CUB-006294

Proyecto/Peticionario:

Ing. Henry Contreras Silverio Dueño de la propiedad: Briant Santana Díaz

Calificación: A-2 (Agrícola General) Dirección de la acción propuesta:: PR-924 km 6.8, Bo. Mambiche Humacao, Puerto Rico

Cualquier interesado en acceder y participar en la Vista Pública Virtual puede a través de: https://www.permisos.ddec.pr.gov/fuentesde-informacion (Sección de Vistas Públicas) o a través del siguiente QR Code: Fecha: 17 de noviembre de 2025 Hora: 9:30 am

En la vista del caso de referencia se interesa discutir, pero sin limitarse a: la construcción de dos (2) estructuras para operar un centro de inspección de vehículos y un cafetín, además de una (1) estructura accesoria para baños. La solicitud se evaluará a tenor, pero sin limitarse, a lo establecido en las Reglas 2.2.2, 2.2.3, 6.1.1, 6.1.18, 6.3.1, 6.3.2, 8.4.1, 8.5.2 y 8.5.3 del Reglamento Conjunto y sus disposiciones sobre variaciones en un distrito A-G (Agrícola General). La parte proponente tendrá que justificar su solicitud. Se convoca e invita al público en general a comparecer y participar a la vista pública a celebrarse mediante el método alterno (“virtual”), con acceso al público general, además de las partes reconocidas. Los procedimientos para la celebración de la vista serán los establecidos en las secciones 2.1.10.7 a 2.1.10.15 del Reglamento Conjunto. Si una parte debidamente citada no participa o comparece a la conferencia con antelación a la vista, a la vista pública o a cualquier otra etapa durante el procedimiento adjudicativo, el funcionario que presida la misma podrá declararla en rebeldía, multarla y continuar el procedimiento sin su participación, pero notificará por escrito a dicha parte su determinación según la Regla 2.1.7 (Notificaciones), los fundamentos para la misma, el recurso de revisión disponible y el plazo para ejercerlo Se advierte que las partes, incluyendo corporaciones y sociedades, podrán, pero no están obligadas a, comparecer asistidas por abogado. Salvo justa causa, la vista no podrá ser transferida. Cualquier solicitud de transferencia de vista tendrá un cargo de $100.00, y deberá ser presentada con no menos de cinco (5) días de antelación a la fecha de la misma a través del Sistema Unificado de Información (“Single Business Portal”) de la OGPe, expresando las razones que justifican la solicitud. Deberá, además, cubrir los costos que conlleve la notificación de la transferencia y anunciar el nuevo señalamiento mediante la publicación de un nuevo aviso de prensa. El peticionario de la transferencia de la vista notificará y enviará copia de la solicitud simultáneamente a las otras partes ya reconocidas en el proceso y certificará el cumplimiento con lo aquí expuesto en la propia solicitud de trasferencia. El Reglamento Conjunto faculta al Oficial Examinador a imponer una multa de $500.00 a toda persona que observe una conducta irrespetuosa durante la vista, o que intencionalmente interrumpa o dilate los procedimientos sin causa justificada. Cualquier persona podrá requerir examinar el expediente o solicitar copia del mismo mediante solicitud (SCE) a través del Single Business Portal en la página https://sbp.ogpe.pr.gov/ o en cualquier oficina de la OGPe. Podrá, además, haciendo referencia al número de solicitud, presentar por escrito sus comentarios a través de notificaciones_ogpe@ddec.pr.gov o a PO Box 41179, San Juan, PR 00940-1179 en cualquier momento previo a la fecha de la vista. El Oficial Examinador, motu proprio o a solicitud de parte, podrá conceder un término adicional para someter comentarios, que en ningún caso excederá de diez (10) días desde que concluya la vista

1Reglamento Núm. 9473 del 16 de junio de 2023.

By JOE RENNISON and COLBY SMITH

For years, the Federal Reserve has patiently waited for any signs that it has shrunk its enormous balance sheet by too much. But with warnings flashing in financial markets, some analysts worry the central bank waited too long.

Officials at the Fed will assess the situation when they meet this week to set interest rates. A decision on the balance sheet could be imminent: Jerome Powell, the central bank’s chair, recently signaled that it would soon end the program reducing the holdings, also known as “quantitative tightening.”

The Fed has gradually reduced holdings of Treasurys and mortgage-backed securities it bought during previous periods of stress, when it aimed to tamp down interest rates and support financial markets and the economy.

Jerome Powell, chair of the Federal Reserve Board of Governors, speaks at a press conference at the Federal Reserve in Washington on July 30, 2025. Warning signs in crucial money markets have raised the prospect that the central bank will soon stop reducing its portfolio of government debt and mortgage bond holdings. (Caroline Gutman/The New York Times)

Those purchases, a strategy known as quantitative easing, are designed to lower the yield on government bonds and increase the amount of cash available in the market. Bonds that would have been bought by an investor are now owned by the Fed, freeing up the investor’s cash. As the Fed has reduced its balance sheet, the amount of cash lubricating markets has fallen.

The dynamic is clearest in the short-term money markets where banks and hedge funds borrow cash overnight, for trading or to cover payments needed that day. These markets are often referred to as the plumbing of the financial system because they help funnel cash to where it is needed but can cause havoc when they get clogged.

This month, banks and other market players were looking for more cash than money markets had available to lend, pushing up overnight interest rates. The secured overnight financing rate, or SOFR, rose outside the Fed’s target range one week this month, a rare occurrence. Some banks borrowed billions from a backstop facility the Fed set up after it inadvertently shrank its balance sheet by too much in 2019, creating a cash crunch that sent short-term borrowing costs surging at the time.

Recent market moves have been more modest than that episode. But the volatility has refocused attention on the Fed’s balance sheet and raised the prospect that the central bank could stop shrinking it soon.

“Alerts are going off on a very regular basis right now,” said Lou Crandall, chief economist at Wrightson ICAP, a financial research firm. “Boy, are we getting some signs that we shouldn’t be complacent about understanding what is going on.”

The Fed started reducing its balance sheet more than three years ago as it unwound a pillar of its emergency response to the pandemic-induced financial panic. It had also bought securities during the 2019 episode as well as during the

2008 global financial crisis.

At its most recent peak in 2022, the Fed’s balance sheet swelled to nearly $9 trillion. Now it is around $6.6 trillion. At the same time, the reserves that banks hold at the Fed have fallen to just above $3 trillion, from more than $4 trillion.

The Fed moved to ease quantitative tightening in May 2024, further slowing the process earlier this year. It has said it would completely stop shrinking the balance sheet when the amount of money in the banking system was “somewhat above the level” that officials “judged to be consistent with ample reserves.”

“Ample” was not specifically defined, but many analysts and policymakers believe the Fed is approaching it. While Powell this month described the level of reserves in the financial system as “abundant,” he also cited signs that liquidity in the financial system was “gradually tightening.”

“It was meant to be a signal: The end of QT is near,” said Gennadiy Goldberg, head of U.S. interest rate strategy at TD Securities, referring to Powell’s speech and quantitative tightening.

Powell’s recent comments on the balance sheet followed extensive debate among Fed policymakers about the right time to end quantitative tightening. At the Fed’s last meeting in September, Julie Remache, who helps manage the balance sheet at the Federal Reserve Bank of New York, said that if the current pace continued, reserves in the banking system would fall to around $2.8 trillion by the end of March. Christopher J. Waller, a Fed governor, has estimated that the minimum amount of reserves needed to ward off funding problems is $2.7 trillion.

Mark Cabana, an interest rate strategist at Bank of America, said those estimates did not appreciate banks’ appetite for holding on to cash since the failure of Silicon Valley Bank in March 2023. He said the required level of reserves was closer to $3 trillion.

Regardless of the exact level, analysts said it would be in the Fed’s interest to stop soon to avoid the risk of a more severe market disruption. “It’s a long overdue reaction from the Fed,” Cabana said.

Some noted that next year, the Fed might need to start buying securities again, either to top up the level of reserves if they have indeed fallen too far or to simply keep the size of the balance sheet proportional with growth in the market and the economy to continue to ensure there is enough cash in the system.

“Why create the risk?” asked Priya Misra, a portfolio manager at JPMorgan Asset Management. “There is a huge gap between the haves and the have-nots,” she said of the amount of cash in the financial system. If the haves start to hoard reserves, then the market is not going to function.”

The

San Juan Daily Star Wednesday, October 29, 2025 19

In the hills, across the moors, along the coast: 5 fall rail trips in Europe

By PALKO KARASZ

Lazy rivers, spectacular valleys cloaked in autumn colors, windswept moors: The fall is prime time for slow, contemplative journeys on some of Europe’s most scenic rail routes. Here are five rides that are affordable and easily accessible by connections from major travel hubs. They will take you through some of Europe’s most magical landscapes. Switzerland, Italy

Vigezzina Centovalli Railway

The Vigezzina Centovalli Railway, known locally as the Centovallina, follows Alpine valleys between the Italianspeaking Ticino region of Switzerland and the Piedmont region of Italy. One end of the line is the Swiss resort city of Locarno, on the shores of Lago Maggiore, and the other is Domodossola, Italy, at the confluence of seven valleys.

Leaving behind Locarno’s palm-tree-lined shores and flower-filled gardens, the streetcar-like train carriages move at a slow pace, at times vanishing into the shadowed depths of forests and the darkness of tunnels, then reemerging as they cross Alpine rivers.

Along the route, there are opportunities to venture higher into the mountains (tickets include an optional stopover). At Verdasio, Switzerland, you can take the cable car up to the car-free village of Rasa. The hamlet, with its stone cottages, is surrounded by meadows and is the starting point for hiking routes with views of the Alpine landscape.

Back on the Centovallina, trains continue past golden beech forests and occasional stands of chestnut. In Domodossola, the station is in the historic center, near the town’s landmark Piazza Mercato, with cafes and trattorias under Gothic arches.

Tickets recently started at 24 euros, or about $28, including a seat reservation. Panoramic trains allow passengers to observe the foliage. Travel on weekdays to avoid crowds. From Locarno, direct trains serve Zurich, and from Domodossola they serve Milan. You can book both on the SBB Swiss Railways website.

Italy

Opicina Tram

Piazza Dalmazia in the northern Italian city of Trieste projects Viennese flair, yet it’s only a few steps from the Adriatic coast. Here, a single vintage blue tram car with wooden details recalls the elegance of an era when the city was the Austro-Hungarian Empire’s gateway to the sea.

This is Trieste’s only surviving tram line, running to the town of Opicina, a popular hiking spot. It reopened this year, after nearly a decade, following safety upgrades.

Leaving behind the busy city center with its friendly cafes, the tram makes a short technical stop. Coupled with a funicular, it begins a steep climb alongside lavish villas. Soon, a panoramic view of the city opens up above the neighboring gardens, with the Adriatic in the background.

The entire journey of just over 3 miles takes about 35 minutes. Get off at the Obelisco stop for a walk along the Napoleonic Way, a paved trail on steep limestone cliffs with views of the Gulf of Trieste. Longer hikes will take you to the

rocky trails and vast limestone caves of the Karst plateau. Tickets cost 1.85 euros, and you can pay on board with a contactless credit card. On weekends there is a special nonstop service with an audio guide for 12 euros.

England

Keighley & Worth Valley Railway

In Keighley, West Yorkshire, the train station straddles two worlds. One side has a modern mainline service to the cities of Bradford and Leeds. But two tracks, reserved for the Keighley & Worth Valley Railway, have the look and feel of train travel at the turn of the last century. This heritage line, reopened in 1968, runs steam trains with the help of volunteers.

Trains pulling coaches — built between 1951 and 1963, with wooden details, expansive windows and upholstered seats — travel slowly on a 5-mile single track through the moorland landscape where novelists Charlotte and Emily Brontë grew up in the early 19th century. Haworth Station is a 10-minute walk from the Brontë Parsonage Museum, which was once their family home.

In the fall, the crisp air is laced with the pleasant, tangy smell of peat from the moors. From the museum, paths among heather fading to russet and bronze take you to sights that inspired the Brontë sisters. The ruins of a cottage called Top Withens, which many associate with Emily Brontë’s “Wuthering Heights,” are 3.5 miles away. There is also a longer trail dedicated to the Brontës.

Railway enthusiasts will appreciate the museum spaces at Ingrow West Station, showing the conservation efforts carried out on the line, historic engines and a workshop where visitors can witness maintenance in action. This year, an exhibition train — four carriages housing an interactive exhibition about the past, present and future of railways — celebrating the 200th anniversary of the modern railway, will be visiting Keighley at the end of October.

In the fall, steam trains run on weekends only. Specials include afternoon tea on board. Tickets, which start at 23 pounds, or about $31, and include unlimited stops, are available online, with savings for early bookers.

France

Alsace Wine Route

The sun-dappled slopes of France’s Alsace region, between the Rhine River and the Vosges Mountains, produce rieslings and gewürztraminers that recall the amber and gold colors of fall. An extensive network of regional trains makes it easy to discover this fairy-tale landscape of half-timbered towns without a car.

Strasbourg, the regional capital, is a two-hour train ride from Paris and Frankfurt, Germany. From there, take the TER train to Barr. Each year on the first Sunday of October, the town hosts a harvest festival. Spectacular flower-covered floats representing local clubs and businesses make their way down cobblestone streets. Freshly pressed wine is served.

On the third weekend in October, Alsace wineries will join a national event celebrating French wine, with tastings, cellar tours and concerts.

Farther south on the line, in the town of Sélestat, a

An photo provided by Tom Marshall shows vintage cars on the Keighley & Worth Valley Railway in West Yorkshire, England. Grape harvests, colorful foliage and local festivities make autumn a great time to take a scenic train or tram excursion. (Tom Marshall via The New York Times)

13th-century clock tower dominates the old town. Nearby, the medieval Haut-Koenigsbourg Castle, restored in the early 20th century, offers great views of the patchwork of villages and vineyards and the Vosges mountains and the Black Forest across the Rhine. Hiking routes start from Sélestat, where there is also a shuttle bus to the castle on weekends.

Tickets from the French national railway company, SNCF, start at 4 euros from Strasbourg to Barr. Ask at the station about day passes for the département of Bas-Rhin, which offer unlimited travel for a day, alone or as a group, for reduced prices.

Portugal

MiraDouro

Starting in Porto, Portugal’s second-largest city, the MiraDouro travels eastward, tracing the Douro Valley, where the country’s famed port wine is produced. From August to mid-October, wine estates known as quintas welcome visitors for harvest events and tastings.

On this journey, São Bento Station in Porto’s historic center is the first attraction. Entering the main hall, visitors are greeted with floor-to-ceiling murals composed of thousands of blue-and-white azulejo tiles, depicting scenes from Portuguese history.

After exiting Porto, colorful Swiss-made train carriages from the 1940s travel along riverbanks lined with terraced vineyards.

Pinhão Station, has more azulejos and easy access to several nearby quintas. There are riverboats back to Porto, or you may travel the rest of the 3.5-hour journey to the terminus in Pocinho, near the Spanish border. From there, if you have a bicycle, you can join the Sabor bike path, which follows the route of a now defunct branch line.

Tickets from the state railway company, Comboios de Portugal, cost 14.80 euros each way. Local tour operators offer packages that combine the train journey with riverboat sailings and wine tastings. Bikes travel free, but space is limited, so check at the station.

How much do you really know about sleep?

By CAROLINE HOPKINS LEGASPI

For an activity most of us spend about a third of our lives doing, there’s a lot scientists still don’t understand about sleep, including why we evolved to do it in the first place. But experts do know that we wouldn’t survive without it, and not getting enough can ravage our health in various ways.

So, are you a skilled sleeper or a subpar snoozer? Take our quiz to find out.

1. It’s finally time to slip into bed and close your eyes. How long does it take most healthy adults to fall asleep?

A. Five to 10 minutes

B. 10 to 20 minutes

C. 20 to 30 minutes

D. 30 to 60 minutes

2. Insomnia is the most common sleep disorder. What’s the second?

A. Narcolepsy

B. Restless legs syndrome

C. Sleep apnea

D. Nightmare disorder

3. After a few hours of tossing and turning, you consider taking a Benadryl to help you sleep. Which of the following is not a potential side effect of the drug?

A. Cognitive issues

B. Weight loss

C. Constipation

D. Abnormally fast heart beat

4. True or false: Sealing your lips shut with mouth tape is a safe and effective way to improve your sleep.

True

False

5. Which of the following is true about melatonin? (Select all that apply.)

A. Your body produces it naturally

B. Most sleep doctors recommend melatonin supplements as a natural remedy for insomnia

C. Melatonin supplements can be an effective way to beat jet lag

D. Research has proved it is safe to take melatonin supplements every night

6. True or False: Blocking blue light from screens by wearing blue-light filtering glasses will help you sleep.

True

False

7. Which of the following play a role in obstructive sleep apnea? (Select all that apply.)

A. Your age

B. Your eye color

C. Alcohol use

D. Your sex

E. Hormonal imbalances

8. You’ve hit a midafternoon slump and could use a nap. What is the ideal amount of time to sleep?

A. Five to 15 minutes

B. 20 to 30 minutes

C. 30 to 60 minutes

D. 90 minutes

9. You recently saw a social media post about a “short sleeper” who only needs four to six hours per night. Is it really possible for some people to survive on such little sleep?

Yes, some people are naturally short sleepers and function just fine. No, this is a myth. Everyone needs more than six hours of sleep.

10. What is the ideal sleeping temperature for most people?

A. 59 to 64 degrees Fahrenheit

B. 65 to 68 degrees

C. 69 to 73 degrees

11. How does your sleep typically change as you age? (Select all that apply.)

A. You sleep less

B. You sleep more

C. You wake up more frequently throughout the night

D. You sleep in more than usual

12. Which of the following is a potential consequence of poor sleep?

A. High blood pressure

B. Weight gain

C. Depression

D. Dental problems such as tooth decay

E. All of the above

Answers

1. B - Most healthy adults take anywhere from 10 to 20 minutes to fall asleep. If you’re falling asleep much more quickly, it could be a sign that you’re not sleeping well or for long enough. If you consistently need more time to fall asleep, that could be a symptom of a sleep disorder like insomnia.

2. C - Tens of millions of people in the United States are estimated to struggle with obstructive sleep apnea, a condition that occurs when the throat muscles relax while sleeping, causing the airway to narrow or close. This cuts off oxygen flow and causes people to snore and wake up gasping for air.

3. B - While it’s probably not harmful to take an occasional Benadryl to help you sleep, doctors say that you should not do it regularly.

Diphenhydramine, the active ingredient in Benadryl and other over-the-counter allergy

drugs or sleep aids, can cause short-term side effects like constipation and rapid heart rate. And longer-term use has even been linked with dementia. The drug has not been found to make you lose weight, though. (If anything, it could potentially make you gain weight.)

4. False - Some say that placing surgical tape over the lips can improve sleep by forcing nasal breathing, which encourages deeper, fuller breaths and reduces snoring. But there’s no evidence that the strategy works, and some doctors say it may even impair breathing, especially if you’re congested. If you’re having sleep issues that you’re trying to address with mouth tape, you’re better off seeing a sleep specialist instead.

5. A and C - You can get just as much melatonin from a serving of turkey as you would from a supplement. Melatonin is a hormone that your body releases toward the end of the day, and it makes you feel sleepy. Supplements containing the hormone can be useful when you travel to a different time zone and need to adjust to a new bedtime.

But sleep experts don’t typically recommend using melatonin for insomnia, or taking it every night. Turkey does contain the amino acid tryptophan, which your body uses to produce melatonin, but the idea that “turkey makes you sleepy” is a myth.

6. False - Sleep scientists aren’t sure if blue light from screens harms sleep. And even if it does, there’s very little evidence that most blue-light glasses block a meaningful amount of the light.

7. A, C, D and E - When you age (and gain weight), fatty tissues in your neck and tongue can build up and narrow your airway. Drinking alcohol can also cause the muscles in your throat to relax so that they close while you sleep. Men are more likely to develop sleep apnea than women, as are people with certain hormonal imbalances, such as those stemming from an underactive thyroid or insulin resistance. Eye color, however, is not known to be linked with sleep apnea.

8. B - There’s no ideal time — your body will let you know when it’s time to wake up. A 20- to 30-minute nap is just enough time for your brain to enter the early stages of a sleep cycle and leave you feeling refreshed. It’s also short enough that you won’t fall into a deeper stage of sleep, which could lead to grogginess afterward and make it harder to fall asleep later that night.

9. Yes - Yes, some people are naturally short sleepers and function just fine. Scien-

For an activity most of us spend about a third of our lives doing, there’s a lot scientists still don’t understand about sleep, including why we evolved to do it in the first place. (Hoi Chan/The New York Times)

tists have linked several genetic mutations to short sleeper syndrome, a condition where people need less sleep than the average person to function. But the condition is thought to be extremely rare. Most people need seven to nine hours of sleep for optimal health.

10. B - There is no such thing as an ideal sleeping temperature. Sleeping in a room that is too hot — or too cold — can sink your sleep. Generally, the sweet spot is somewhere between 65 and 68 degrees. A room this temperature might feel chilly during the day, but at night it’s optimal, since your body temperature naturally drops when sleeping.

11. A and C - Older adults still need 7 to 9 hours of sleep, but they may struggle to get it. We tend to sleep fewer total hours and wake up more frequently throughout the night as we age. Older adults also might find themselves falling asleep earlier in the evening and waking up earlier in the morning.

12. All of the above - Insufficient or poor-quality sleep can take its toll over time, affecting your brain, metabolism, heart health and more. Researchers have even linked insufficient sleep with oral health problems, like gum disease and tooth decay.

Whether you’re well rested or could use a little more shut-eye, we hope you learned a thing or two about sleep from this quiz.

If you think you’re doing everything right but are still feeling sleepy during the day — or struggling to fall or stay asleep at night — it may be worth consulting a doctor. In a 2024 American Academy of Sleep Medicine survey of about 2,000 adults across the United States, researchers found that more than half said they had never discussed sleep with a health professional.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA

SALA SUPERIOR DE CAGUAS RAMÓN SIERRA

GONZÁLEZ; MARÍA

JANET NEGRÓN

RODRÍGUEZ

Peticionario EX-PARTE

Civil Núm.: CG2025CV02467. Sala: 301 CIVIL. Sobre: EXPEDIENTE DE DOMINIO, LEY 118- 2022. EDICTO ENMENDADO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A) JOSÉ JUAN SIERRA GONZÁLEZ, CUYA

DIRECCIÓN POSTAL ES 19 BROWN STREET, 2ND FLOOR, HARTFORD, CT 06114; B) SANTA SIERRA GONZÁLEZ, CUYA

DIRECCIÓN POSTAL ES 19 NEWBORY ST., APT. 11, HARTFORD, CT 06114; C) EMELINDA SIERRA

GONZÁLEZ, CUYA

DIRECCIÓN POSTAL Y FÍSICA SE DESCONOCE; D) LA SUCESIÓN DE CLEOFE SIERRA CUEVAS, COMPUESTA

POR JOHN DOE Y JANE DOE; E) INMEDIATO DUEÑO ANTERIOR DESCONOCIDO Y SU SUCESIÓN, COMPUESTA

POR JOHN DOE Y JANE DOE; F) LAS PERSONAS IGNORADAS Y DESCONOCIDAS A QUIENES PUDIERA PERJUDICAR LA INSCRIPCIÓN DEL DOMINIO A FAVOR DE LA PARTE PETICIONARIA EN EL REGISTRO DE LA PROPIEDAD DE LA FINCA QUE MÁS ADELANTE SE DESCRIBE Y A TODA PERSONA EN GENERAL

QUE CON DERECHO PARA ELLO DESEE OPONERSE A ESTE EXPEDIENTE.

POR LA PRESENTE, se les notifica para que comparezcan, si lo creyeren pertinente, ante este Honorable Tribunal dentro de los veinte (20) días contados a partir de la última publicación de este edicto a exponer lo que a sus derechos convenga en el expediente promovido por

la parte peticionaria para adquirir su dominio sobre la finca que se describe más adelante. Usted deberá presentar su posición a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://unired.poderjudicial. pr, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación en la secretaría del Tribunal. Si usted deja de expresarse dentro del referido término, el Tribunal podrá dictar sentencia, previo a escuchar la prueba de valor de la parte peticionaria en su contra, sin más citarle ni oírle, y conceder el remedio solicitado en la petición, o cualquier otro, si el Tribunal, en el ejercicio de su sana discreción, lo entiende procedente. RÚSTICA: Predio de terreno radicado en el Barrio Mamey del término municipal de Gurabo, con una cabida de 1,965.1978 m.c., equivalente a 0.5000 cuerdas, colindando por el NORTE, con terrenos de Ismael Casul Aquino: por el ESTE, con terrenos de Victorio González; por el SUR, con terrenos de Cleofe Sierra Cuevas, finca de la cual se segrega; y por el OESTE, con camino de acceso. En este solar existe una estructura para uso de una vivienda unifamiliar. La Parte Peticionaria se encuentra representada por:

LCDA. CAROLINA GARRIGA CESANÍ RUA 15227 Calle Resolución 1133, Suite 302 San Juan, PR 00920

Teléfono: 787-782-6500 x. 250 Correo electrónico: cgarriga@ titlesecuritygroup.com

Se le informa, además, que el Tribunal ha señalado vista en este caso para el 20 DE NOVIEMBRE DE 2025, A LAS 9:00 DE LA MAÑANA presencialmente, a la cual usted puede comparecer asistido por abogado y presentar oposición a la petición. Se le apercibe que de no comparecer los interesados y/o partes citadas, o en su defecto los organismos públicos afectados en el término improrrogable de veinte (20) días a contar de la fecha de la última publicación del edicto, el Tribunal podrá conceder el remedio solicitado por la parte peticionaria, sin más citarle ni oírle. En Caguas, Puerto Rico a 8 de octubre de 2025. IRASEMIS DÍAZ SÁNCHEZ, SECRETARIA REGIONAL. ENEIDA ARROYO VÉLEZ, SECRETARIA AUXILIAR DEL TRIBUNAL.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA SUPERIOR DE CA-

GUAS

BANCO POPULAR DE PUERTO RICO

Demandante Vs. CARLOS JAVIER CRUZ GARCIA

Demandado

Civil Núm.: ECD2017-0633. (802). Sobre: COBRO DE DINERO (EJECUCIÓN DE HIPOTECA POR LA VÍA ORDINARIA). EDICTO DE SUBASTA. Al: PÚBLICO EN GENERAL.

A: CARLOS JAVIER CRUZ GARCIA.

Yo, Alguacil de este Tribunal, a la parte demandada y a los acreedores y personas con interés sobre la propiedad que más adelante se describe, y al público en general, HAGO SABER: Que el día 10 DE NOVIEMBRE DE 2025, A LAS 9:15 DE LA MAÑANA en mi oficina, sita en el Tribunal de Primera Instancia, Sala Superior de Caguas, Caguas, Puerto Rico, venderé en Pública Subasta la propiedad inmueble que más adelante se describe y cuya venta en pública subasta se ordenó por la vía ordinaria al mejor postor quien hará el pago en dinero en efectivo, giro postal o cheque certificado a nombre del o la Alguacil del Tribunal de Primera Instancia. Los autos y todos los documentos correspondientes al procedimiento incoado, estarán de manifiesto en la Secretaría del Tribunal de Caguas durante horas laborables. Que en caso de no producir remate ni adjudicación en la primera subasta a celebrarse, se celebrará una SEGUNDA SUBASTA para la venta de la susodicha propiedad, el día 18 DE NOVIEMBRE DE 2025, A LAS 9:15 DE LA MAÑANA y en caso de no producir remate ni adjudicación, se celebrará una TERCERA SUBASTA el día 26 DE NOVIEMBRE DE 2025, A LAS 9:15 DE LA MAÑANA en mi oficina sita en el lugar antes indicado. La propiedad a venderse en pública subasta se describe como sigue: URBANA: Solar identificado con el número Ochenta y Cuatro (84) del Bloque “E” en el plano de inscripción de la URBANIZACIÓN EXTENSIÓN PRADERAS DE CEIBA NORTE, localizado en la Carretera número Novecientos Treinta y Cinco (935) del Barrio Ceiba Norte de Juncos, Puerto Rico, con una cabida de DOSCIENTOS SETENTA Y SEIS

PUNTO CERO CERO (276.00)

METROS CUADRADOS. En lindes por el NORTE, en una distancia de VEINTICUATRO

PUNTO CERO CERO (24.00)

METROS, con el solar número E guión Ochenta y Tres (E-83);

por el SUR, en una distancia de VEINTICUATRO PUNTO CERO CERO (24.00) METROS, con el solar número E guión Ochenta y Cinco (E-85); por el ESTE, en una distancia de ONCE PUNTO CINCUENTA (11.50) METROS, con la Calle número Tres (3); y por el OESTE, en una distancia de ONCE PUNTO CINCUENTA (11.50) METROS, con el solar número E guión Cincuenta y Tres (E53). En el solar antes descrito se encuentra enclavada una residencia unifamiliar construida de hormigón armado. Esta estructura residencial se compone de tres (3) dormitorios, dos (2) baños, sala, comedor, cocina y marquesina techada. La escritura de hipoteca se encuentra inscrita al folio 105 del tomo 429 de Juncos, Registro de la Propiedad de Caguas, Sección Segunda, finca número 16,420, inscripción segunda. Sujeta a condiciones restrictivas a favor de la Autoridad para el Financiamiento de la Vivienda de Puerto Rico, bajo el Programa Bono de Vivienda, la cual concedió la suma de $4,500.00, por el término de 10 años. La dirección física de la propiedad antes descrita es: Urb. Extensión Praderas de Ceiba, Lot E 84, Calle 3, Juncos, Puerto Rico. La subasta se llevará a efecto para satisfacer a la parte demandante la suma de $82,386.22 de principal, intereses al 4.5% anual, desde el día 1ro. de diciembre de 2016, hasta su completo pago, más la cantidad de $9,315.00 estipulada para costas, gastos y honorarios de abogado y recargos acumulados, todas cuyas sumas están líquidas y exigibles, esta última habrá de devengar intereses al máximo del tipo legal fijado por la oficina del Comisionado de Instituciones Financieras aplicable a esta fecha, desde este mismo día hasta su total y completo saldo. Que la cantidad mínima de licitación en la primera subasta para el inmueble será de $93,150.00 y de ser necesaria una segunda subasta, la cantidad mínima será equivalente a 2/3 partes de aquella, o sea, la suma de $62,100.00 y de ser necesaria una tercera subasta, la cantidad mínima será la mitad del precio pactado, es decir, la suma de $46,575.00. Si se declara desierta la tercera subasta se adjudicará la finca a favor del acreedor por la totalidad de la cantidad adeudada si esta es igual o menor que el monto del tipo de la tercera subasta, si el Tribunal lo estima conveniente. Se abonará dicho monto a la cantidad adeudada si esta es mayor. La propiedad

se adjudicará al mejor postor, quien deberá satisfacer el importe de su oferta en moneda legal y corriente de los Estados Unidos de América en el momento de la adjudicación y que todo licitador acepta como suficiente la titularidad y que las cargas y gravámenes preferentes, si los hubiese, continuarán subsistentes, entendiéndose que el rematante los acepta y queda subrogado en la responsabilidad de los mismos, sin destinarse a su extinción el precio del remate. La propiedad a ser vendida en pública subasta se adquirirá libre de cargas y gravámenes posteriores. Podrán concurrir como postores a todas las subastas los titulares de créditos hipotecarios vigentes y posteriores a la hipoteca que se cobra o ejecuta, si alguno o que figuren como tales en la certificación registral y que podrán utilizar el montante de sus créditos o parte de alguno en sus ofertas. Si la oferta aceptada es por cantidad mayor a la suma del crédito o créditos preferentes al suyo, al obtener la buena pro del remate, deberá satisfacer en el mismo acto, en efectivo o en cheque de gerente, la totalidad del crédito hipotecario que se ejecuta y la de cualesquiera otro créditos posteriores al que se ejecuta pero preferente al suyo. El exceso constituirá abono total o parcial en su propio crédito. EN TESTIMONIO DE LO CUAL, expido el presente Edicto para conocimiento y comparecencia de los licitadores, bajo mi firma y sello del Tribunal, en Caguas, Puerto Rico, a 2 de octubre de 2025. EDGARDO ALDEBOL

MIRANDA, ALGUACIL AUXILIAR, ALGUACIL DEL TRIBUNAL, SALA SUPERIOR DE CAGUAS.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE BAYAMÓN WILMINGTON SAVINGS FUND SOCIETY, FSB, COMO FIDEICOMISARIO DE FINANCE OF AMERICA STRUCTURED SECURITIES

ACQUISITION TRUST 2019-HB1

Demandante Vs. LILLIAN HERNÁNDEZ

MERCADO, T/C/C LILLIAN HERNÁNDEZ, T/C/C

LILLIAM HERNÁNDEZ

MERCADO, T/C/C LILIAM HERNÁNDEZ Y A LOS

ESTADOS UNIDOS DE AMÉRICA

Demandados Civil Núm.: BY2019CV01323. Sobre: EJECUCIÓN DE HIPOTECA POR LA VÍA ORDINARIA. EDICTO DE SUBASTA. Al: PÚBLICO EN GENERAL. A: LILLIAN HERNÁNDEZ

MERCADO, T/C/C LILLIAN HERNÁNDEZ, T/C/C LILLIAM HERNÁNDEZ

MERCADO, T/C/C LILIAM HERNÁNDEZ Y A LOS ESTADOS UNIDOS DE AMÉRICA.

Yo, EDGARDO ELÍAS VARGAS SANTANA, ALGUACIL AUXILIAR PLACA #193, Alguacil del Tribunal de Primera Instancia, Sala de Humacao, a los demandados, acreedores y al público en general con interés sobre la propiedad que más adelante se describe, y al público en general, por la presente CERTIFICO, ANUNCIO y HAGO CONSTAR: Que el día 17 DE NOVIEMBRE DE 2025, A LAS 9:30 DE LA MAÑANA en mi oficina, sita en el Tribunal de Primera Instancia, Sala Superior de Bayamón, Bayamón, Puerto Rico, procederé a vender en Pública Subasta, al mejor postor, la propiedad inmueble que más adelante se describe y cuya venta en pública subasta se ordenó por la vía ordinaria mediante Sentencia dictada en el caso de epígrafe, la cual se notificó y archivó en autos el día 8 de febrero de 2023. Los autos y todos los documentos correspondientes al procedimiento incoado, estarán de manifiesto en la Secretaría durante horas laborables. Que, en caso de no producir remate ni adjudicación en la primera subasta a celebrarse, se celebrará una SEGUNDA SUBASTA para la venta de la susodicha propiedad, el 24 DE NOVIEMBRE DE 2025, A LAS 9:30 DE LA MAÑANA; y en caso de no producir remate ni adjudicación, se celebrará una TERCERA SUBASTA el día 1 DE DICIEMBRE DE 2025, A LAS 9:30 DE LA MAÑANA en mi oficina sita en el lugar antes indicado. Que en cumplimiento de un Mandamiento de Ejecución de Sentencia que ha sido liberado por la Secretaría del Tribunal de Primera Instancia, Sala Superior de Bayamón, en el caso de epígrafe con fecha de 10 de enero de 2024, procederé a vender en pública subasta y al mejor postor, todo derecho, título e interés que tenga la parte demandada de epígrafe en el inmueble que se describe a continuación: URBANA: Solar número dieciséis del Bloque “Y” de la Urbanización Levittown, en el Barrio Sa-

bana Seca de Toa Baja, Puerto Rico, con un área de trescientos diez punto cincuenta metros cuadrados. En lindes por el NORTE, en veintitrés metros con el Solar número diecisiete; por el SUR, en veintitrés metros con el Solar número quince; por el ESTE, en trece punto cincuenta metros con los Solares veintiocho y veinticinco; y por el OESTE, en trece punto cincuenta metros con la Calle Ladi Este, (según plano Calle cuatrocientos veintitrés). Enclava una casa de concreto para una familia. Finca número 7,438, inscrita al folio 226 del tomo 116 de Toa Baja. Registro de la Propiedad de Puerto Rico, Sección II de Bayamón. Dirección de la Propiedad: Calle Ladi Este #Y-16 Levittown, Toa Baja, PR 00949. La subasta se llevará a cabo para satisfacer, hasta donde alcance, el importe de las cantidades adeudadas a la parte demandante conforme a la sentencia dictada a su favor, a saber: de $96,189.10 en concepto de principal con interés al 2.403% anual, los cuales continúan acumulándose, así como la cantidad líquida estipulada en los documentos del préstamo para costas, gastos y honorarios de abogado en caso de reclamación judicial y que correspondan a intereses y cargos por demora posterior a dicha fecha, y la suma equivalente al 10% de la suma principal original pactada, estipulada para costas, gastos y honorarios de abogado; más recargos acumulados hasta la fecha en que se pague la deuda; más cualquiera suma de dinero por concepto de contribuciones, primas de seguro hipotecario y riesgo, así como cualesquiera otras sumas pactadas en la escritura de hipoteca, todas cuyas sumas están líquidas y exigibles. La hipoteca a ejecutarse en el caso de epígrafe fue constituida mediante la escritura número 333 otorgada el día 18 de agosto de 2014, San Juan, Puerto Rico, ante el Notario Público Zoila Espinoza Vaquer, y consta inscrita al folio 149 del tomo 736 de Toa Baja. Por la presente se notifica a los acreedores que tengan inscritos o anotados sus derechos sobre los bienes hipotecados con posterioridad a la inscripción del crédito del ejecutante o acreedores de cargos o derechos reales que los hubiesen pospuesto a la hipoteca del actor y a los dueños, poseedores, tenedores de o interesados en títulos transmisibles por endoso o al portador garantizados hipotecariamente con posterioridad al crédito del actor que se celebrarán las subastas en las fechas, horas y sitios señalados

para que puedan concurrir a la subasta si les conviniere o se les invita a satisfacer antes del remate el importe del crédito, de sus intereses, otros cargos y las costas y honorarios de abogado asegurados quedando subrogados en los derechos del acreedor ejecutante. Entiéndase: Hipoteca Revertida en garantía de un pagaré a favor de Secretary of Housing and Urban Development, o a su orden, por la suma principal de $249,500.00, con intereses al 2.403% anual, vencedero el día 14 de octubre de 2097, constituida mediante la escritura número 334, otorgada en San Juan, Puerto Rico, el día 18 de agosto de 2014, ante la notario Zoila Espinoza Vaquer, e inscrita al folio 149 del tomo 736 de Toa Baja, finca número 7,438, inscripción 13ra. Que la cantidad mínima de licitación en la primera subasta del inmueble antes descrito será la suma de $249,000.00 según se establece en la escritura de hipoteca antes relacionada. En caso de que el inmueble a ser subastado no fuera adjudicado en su primera subasta se ordena la celebración de una segunda subasta de dicho inmueble, en la cual, la cantidad mínima será una equivalente a 2/3 parte de aquella, o sea la suma de $166,000.00; desierta también la segunda subasta de dicho inmueble, se ordena la celebración de una tercera subasta en la cual, la cantidad mínima será la mitad del precio pactado para la primera subasta, es decir la suma de $124,500.00. La propiedad se adjudicará al mejor postor, quien deberá satisfacer el importe de su oferta en moneda legal y corriente de los Estados Unidos de América en el momento de la adjudicación, entiéndase efectivo, giro postal o cheque certificado a nombre del Alguacil del Tribunal de Primera Instancia, y que las cargas y gravámenes preferentes, si los hubiese, al crédito del ejecutante continuarán subsistentes, entendiéndose que el rematante los acepta y queda subrogado en la responsabilidad de los mismos, sin destinarse a su extinción el precio del remate. La propiedad no está sujeta a gravámenes anteriores y/o preferentes según surge de las constancias del Registro de la Propiedad en un estudio de título efectuado a la finca antes descrita. Una vez efectuada la venta de dicha propiedad, el Alguacil procederá a otorgar la escritura de traspaso al licitador victorioso en subasta, quien podrá ser la parte demandante, cuya oferta podrá aplicarse a la extinción parcial o total de la obligación recono-

cida por la sentencia dictada en este caso. La propiedad a ser ejecutada se adquirirá libre de cargas y gravámenes posteriores. Se dispone, conforme con la sentencia dictada en este caso que, una vez efectuada la subasta y vendido el bien inmueble, los adjudicatarios sean puestos en posesión del mismo dentro del término de veinte (20) días por el Alguacil de este Honorable Tribunal y los actuales poseedores lanzados del referido inmueble. Y para la concurrencia de licitadores y para el público en general, se publicará este Edicto de acuerdo con la ley, mediante edicto, en un periódico de circulación general en el Estado Libre Asociado de Puerto Rico, una vez por semana, por espacio de dos (2) semanas consecutivas con un intervalo de por lo menos siete (7) días entre ambas publicaciones, y para su fijación en tres (3) lugares públicos del municipio en que ha de celebrarse la venta, tales como la Alcaldía, el Tribunal y la Colecturía, y se le notificará además a la parte demandada vía correo certificado con acuse de recibo a la última dirección conocida. EN TESTIMONIO DE LO CUAL, expido el presente Edicto de Subasta para conocimiento y comparecencia de los licitadores, bajo mi firma y sello del Tribunal, en Bayamón, Puerto Rico, a 18 de octubre de 2025. EDGARDO ELÍAS VARGAS SANTANA, ALGUACIL AUXILIAR PLACA #193, ALGUACIL DEL TRIBUNAL DE PRIMERA INSTANCIA, SALA DE HUMACAO.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE SAN JUAN

NANCY BETANCOURT FIGUEROA Y DORIS BETANCOURT FIGUEROA

Peticionarias

EX-PARTE

Civil Núm.: SJ2025CV05289. Sobre: EXPEDIENTE DE DOMINIO. CITACIÓN POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS EE. UU., EL ESTADO LIBRE ASOCIADO DE PR.

A: Francisco Betancourt

Figueroa y Miosotis Betancourt, esta última miembro de la Sucesión de Wilfredo Betancourt Figueroa, los dos miembros de la Sucesión de José Betancourt De Jesús, codueños de la propiedad objeto de esta acción, ambos con dirección postal en 61 Yale St. Waterbury CT 06704; Ana Celia Rodríguez, viuda de Pastor López, 442 Glandon Ct., Fort Mills, SC 29708, Ana María López Rodríguez t/c/c Ana Lara, 3432 Pickney Bluff Fort Mills, SC 29715, Georgina López

Rodríguez t/c/c Georgina Jarquin, 3575 Tybee Dr. Fort Mills, SC 29715, miembros de la Sucesión de Pastor López Betancourt, Glorimar González López, miembro de la Sucesión de Isabel López y a su vez de la de Lázaro López Betancourt, con dirección desconocida, Estela López Bigio, 866 Hearth Stone Ct., Aurora IL 60506 y Mirka López Bigio, 90 Postmouth Island Dr., Garner NC 27529-6162, miembros de la Sucesión de Enrique López; Rosaura López González y Wilfredo López González, ambos con dirección en 516 Oak Branch Circle, Kissimmee, FL 32458, miembros de la Sucesión de Silvestre López Betancourt; John Moe, Richard Moe y Jane Moe, miembros de la Sucesión de Carmen María López Betancourt, cuya última dirección conocida era en Yabucoa, PR y cuyos nombres verdaderos y paraderos se desconocen, James Toe, con nombre y paradero desconocidos, miembro de la Sucesión de Elvin Reyes López, miembro de la Sucesión de Justa López Betancourt, todos los anteriores miembros a su vez de la Sucesión de Carmen Betancourt De Jesús, inmediata anterior dueña; Carlos Iván Betancourt Benítez, 1768 Poplar Ave., South Milwaukee, Wisconsin 53172, miembro de la Sucesión de Eladio Betancourt De Jesús, inmediato anterior dueño; Yadira Betancourt Del Valle, Res. Brisas de Cupey, 166 Calle Monte Britton 48, San Juan, PR 00928; miembro de la Sucesión de Eladio Betancourt De Jesús, inmediato anterior dueño; Carmen Damaris Betancourt Clemente, Urb. Reparto Metropolitano, 1168 SE Calle 56, San Juan, PR 00921, miembro de la Sucesión de Eladio Betancourt De Jesús, inmediato anterior dueño; Susan Foe y Faye Foe, con nombres y paraderos desconocidos, miembros de la Sucesión de José Luis Betancourt Figueroa, a su vez, de la de Jorge Betancourt De Jesús, inmediato anterior dueño; Josean Manuel Febres Betancourt, Joselyn Marie Febres Betancourt, Miosotis Febres Betancourt, Nicole Marie Febres Betancourt, miembros de la Sucesión de Evelyn Betancourt Meléndez y, a su vez, de la de Vicente Betancourt De Jesús, inmediato anterior dueño, todos con dirección en 1515 36th, Milwaukee, WI 53215; Zoraida Betancourt Vázquez, con última dirección conocida en Toa Baja, PR, María Betancourt Vázquez, con última dirección conocida en

San Juan, PR y Florentina

Betancourt Vázquez, con última dirección conocida en Sector Villa Isleña en Guaynabo, PR, todas miembros de la Sucesión de Esteban Betancourt De Jesús t/c/c Víctor Betancourt De Jesús, inmediato anterior dueño; Jaime, Ricardo y Cándido, los tres Betancourt Viera y miembros de la Sucesión de Julio Betancourt, a su vez miembro de la Sucesión de Cándido Betancourt De Jesús, con última dirección conocida en Sector Chapero, Camino Cáez, Carr. 842, Bo. Caimito Bajo, San Juan, PR; Carmen Laura Betancourt Viera, cuya dirección en Orlando, Florida se desconoce, miembro de la Sucesión de Arsenio Betancourt De Jesús, inmediato anterior dueño; Zutano, Mengano y Perensejo, miembros de la Sucesión de Anastacia Betancourt Díaz, cuyos nombres y paraderos se desconocen; Lydia Betancourt Díaz, con última dirección conocida en Bo. Ensenada, Gurabo, PR y Joe Coe, Jim Coe y Rose Coe, miembros de la Sucesión de Mercedes Betancourt Díaz, cuyos nombres verdaderos y paraderos se desconocen, todos los anteriores miembros de la Sucesión de Cándido Betancourt De Jesús, inmediato anterior dueño; Zutana, Mengana y Perenseja, miembros de la Sucesión de Isabel Betancourt Viera, miembro, a su vez, de la Sucesión de Arsenio Betancourt De Jesús, cuyos nombres verdaderos se desconocen y con último paradero conocido en el estado de la Florida, Estados Unidos continentales, John Doe, Richard Roe y Joseph Boe, personas desconocidas que pudieran tener interés propietario o derecho real sobre el predio objeto de este caso o que pudieran resultar perjudicados por la inscripción solicitada y que se identifican con nombres ficticios; a los colindantes, anteriores dueños, o sus herederos, sucesores, causahabientes y, en general, a toda persona que desee oponerse.

POR LA PRESENTE: se les notifica que las peticionarias de epígrafe han presentado una Petición para que se declare a favor de ellas y otros codueños, el dominio que tienen sobre la siguiente propiedad:

“RÚSTICA: Predio de terreno radicado en el Bo. Caimito, camino los Betancourt del Municipio de San Juan; con una cabida de dos mil ochenta y cinco metros cuadrados con mil doscientos setenta y tres diezmilésimas de metro cuadrado (2085.1273 MC.), equivalentes a punto cinco mil trescientos

cinco diezmilésimas de cuerda (0.5305 Cda.). En lindes por el: NORTE: Con Camino Los Betancourt, en seis alineaciones que suman la cantidad de sesenta y cinco punto cuarenta y siete metros lineales (65.47 ML); SUR: Con terrenos propiedad de Irma Rosa Cotto en tres alineaciones que suman; sesenta y cinco punto noventa y tres metros lineales (65.93 ML); ESTE: Con terrenos de Highland Realty en una alineación de treinta y cuatro metros lineales (34.00ML) y, por el: OESTE: Con Camino Los Betancourt en cuatro alineaciones que suman treinta y uno punto ochenta y tres metros lineales (31.83 ML).” Sobre el terreno antes descrito enclava una estructura residencial en concreto. Este Tribunal ordenó que se publique la pretensión por tres (3) veces durante el término de veinte (20) días en un periódico de circulación general diaria, para que todas las personas arriba mencionadas y todas aquellas desconocidas a quienes pueda perjudicar la inscripción o deseen oponerse, puedan así hacerlo dentro del término de veinte (20) días a partir de la última publicación del presente edicto. Por tanto firmo expido la presente en San Juan, Puerto Rico, a 7 de octubre de 2025. GRISELDA

RODRÍGUEZ COLLADO, SECRETARIA. MARÍA I. COLÓN RIVERA, SUBSECRETARIA.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE BAYAMON. Hector Ibarra

DEMANDANTE VS. Sucesión Aida Andino Torres compuesta por Jose Enrique Montañez Andino, Milagros

Melendez Andino ; John Doe y Jane Doe como posibles herederos desconocidos ; Estados Unidos de America ; Centro de Recaudacion de Ingresos Municipales DEMANDADOS

CIVIL NÚM.: BY2025CV01024.

SOBRE: Ejecución de Hipoteca In Rem. EDICTO DE SUBASTA. Al: Público en General

A: Sucesión Aida Andino Torres compuesta por Jose Enrique Montañez Andino, Milagros Melendez Andino ; John Doe y Jane Doe como posibles herederos desconocidos ; Estados Unidos de America ; Centro de Recaudacion

de Ingresos Municipales Yo, EDGARDO ELIAS VARGAS SANTANA, Alguacil del Tribunal de Primera Instancia, Sala de Bayamón, a los demandados, acreedores y al público en general con interés sobre la propiedad que más adelante se describe, y al público en general, por la presente CERTIFICO, ANUNCIO y HAGO

CONSTAR: Que el día 17 DE NOVIEMBRE DE 2025, a las 10:00 DE LA MAÑANA, en mi oficina, sita en el Tribunal de Primera Instancia, Sala Superior de Bayamón, Bayamón, Puerto Rico, procederé a vender en Pública Subasta, al mejor postor, la propiedad inmueble que más adelante se describe y cuya venta en pública subasta se ordenó por la vía ordinaria mediante Sentencia dictada en el caso de epígrafe, la cual se notificó y archivó en autos el día 18 de julio de 2025. Los autos y todos los documentos correspondientes al procedimiento incoado, estarán de manifiesto en la Secretaría durante horas laborables. Que en caso de no producir remate ni adjudicación en la primera subasta a celebrarse, se celebrará una segunda subasta para la venta de la susodicha propiedad, el 24 DE NOVIEMBRE DE 2025, a las 10:00 DE LA MAÑANA; y en caso de no producir remate ni adjudicación, se celebrará una tercera subasta el día 1 DE DICIEMBRE DE 2025, a las 10:00 DE LA MAÑANA en mi oficina sita en el lugar antes indicado. Que en cumplimiento de un Mandamiento de Ejecución de Sentencia que ha sido liberado por la Secretaría del Tribunal de Primera Instancia, Sala Superior de Bayamón, en el caso de epígrafe con fecha de 8 de octubre de 2025, procederé a vender en pública subasta y al mejor postor, todo derecho, título e interés que tenga la parte demandada de epígrafe en el inmueble que se describe a continuación: URBANA: Solar marcado con el #1 del bloque MM de la Urbanización Bayamón Gardens, segunda extensión, localizada en el Barrio Pájaros del Municipio de Bayamón, Puerto Rico, con un área de 513.99 metros cuadrados. En lindes por el NORTE, con la calle Marta, en una distancia de 27.00 metros; por el SUR, con el solar #2, en una distancia de 33.65 metros; por el ESTE, con Royal Gardens Development, en una distancia de 16.25 metros; y por el OESTE, con la calle Cristina, en una distancia de 13.05 metros y 0.50 metros en arco. Contiene una casa de concreto para una familia.” Inscrita al folio 21 del tomo 719 de Bayamón, finca número 32,969, Registro de la Propiedad de Bayamón, Sección I. Dirección de la Propiedad: MM 1, Cristina St., Bayamon Gar-

dens Dev. Bayamon, PR 00957. La subasta se llevará a cabo para satisfacer, hasta donde alcance, el importe de las cantidades adeudadas a la parte demandante conforme a la sentencia dictada a su favor, a saber: de $260,953.39 por concepto de principal, más la suma de $6,276.14 en intereses acumulados hasta el 30 de abril de 2025 y los cuales continúan acumulándose a razón de 2.65% anual hasta su total y completo pago los cuales continúan acumulándose, así como la cantidad líquida estipulada en los documentos del préstamo para costas, gastos y honorarios de abogado en caso de reclamación judicial y que correspondan a intereses y cargos por demora posterior a dicha fecha, y la suma de $17,700.00 equivalente al 10% de la suma principal original pactada, estipulada para costas, gastos y honorarios de abogado; más recargos acumulados hasta la fecha en que se pague la deuda; más cualquiera suma de dinero por concepto de contribuciones, primas de seguro hipotecario y riesgo, así como cualesquiera otras sumas pactadas en la escritura de hipoteca, todas cuyas sumas están líquidas y exigibles. La hipoteca a ejecutarse en el caso de epígrafe fue constituida mediante la escritura número 349 otorgada el día 3 de diciembre de 2008, San Juan, Puerto Rico, ante el Notario Público Sheila E. Santos Camacho y consta inscrita al folio 3,765 del tomo 1,965 de Bayamón Sur, finca número 32,969, Registro de la Propiedad de Bayamón, Sección I de Bayamón. Por la presente se notifica a los acreedores que tengan inscritos o anotados sus derechos sobre los bienes hipotecados con posterioridad a la inscripción del crédito del ejecutante o acreedores de cargos o derechos reales que los hubiesen pospuesto a la hipoteca del actor y a los dueños, poseedores, tenedores de o interesados en títulos transmisibles por endoso o al portador garantizados hipotecariamente con posterioridad al crédito del actor que se celebrarán las subastas en las fechas, horas y sitios señalados para que puedan concurrir a la subasta si les conviniere o se les invita a satisfacer antes del remate el importe del crédito, de sus intereses, otros cargos y las costas y honorarios de abogado asegurados quedando subrogados en los derechos del acreedor ejecutante. Entiéndase: Hipoteca Revertida en garantía de un pagaré a favor del Secretario de la Vivienda y Desarrollo Urbano, o a su orden, por la suma principal de $265,500.00, con intereses al 2.65% anual, vencedero el día 10 de abril de 2079, constituida mediante la escritura número

350, otorgada en San Juan, Puerto Rico, el día 3 de diciembre de 2008, ante la notario Sheilla E. Santos Camacho, e inscrita al folio 3,766 del tomo 1,965 de Bayamón Sur, finca número 32,969, inscripción 13ra., como Asiento Abreviado extendidas las líneas el día 27 de octubre de 2017, en virtud de la Ley 216 del 27 de diciembre de 2010. Fue presentado el día 17 de febrero de 2009, al Asiento 668 del Diario 1,280).

Aviso de Demanda de fecha 27 de febrero de 2025, expedido en el Tribunal de Primera Instancia, Sala Superior de Bayamón, en el Caso Civil número BY2025CV01024, sobre cobro de dinero y ejecución de hipoteca, seguido por Llacg Community Investment Fund, contra la Sucesión de Aida Andino Torres, compuesta por John Doe y Jane Doe como posibles herederos desconocidos, por la suma de $264,303.81, más intereses y otras sumas, anotado el día 20 de marzo de 2025, al tomo Karibe de Bayamón Sur, finca número 32,969, Anotación A. Que la cantidad mínima de licitación en la primera subasta del inmueble antes descrito será la suma de $177,000.00 según se establece en la escritura de hipoteca antes relacionada. En caso de que el inmueble a ser subastado no fuera adjudicado en su primera subasta se ordena la celebración de una segunda subasta de dicho inmueble, en la cual, la cantidad mínima será una equivalente a 2/3 parte de aquella, o sea la suma de $118,000.00; desierta también la segunda subasta de dicho inmueble, se ordena la celebración de una tercera subasta en la cual, la cantidad mínima será la mitad del precio pactado para la primera subasta, es decir la suma de $88,500.00. La propiedad se adjudicará al mejor postor, quien deberá satisfacer el importe de su oferta en moneda legal y corriente de los Estados Unidos de América en el momento de la adjudicación, entiéndase efectivo, giro postal o cheque certificado a nombre del Alguacil del Tribunal de Primera Instancia, y que las cargas y gravámenes preferentes, si los hubiese, al crédito del ejecutante continuarán subsistentes, entendiéndose que el rematante los acepta y queda subrogado en la responsabilidad de los mismos, sin destinarse a su extinción el precio del remate. La propiedad no está sujeta a gravámenes anteriores y/o preferentes según surge de las constancias del Registro de la Propiedad en un estudio de título efectuado a la finca antes descrita. Una vez efectuada la venta de dicha propiedad, el Alguacil procederá a otorgar la escritura de traspaso al licitador victorioso en subasta, quien podrá ser la par-

te demandante, cuya oferta podrá aplicarse a la extinción parcial o total de la obligación reconocida por la sentencia dictada en este caso. La propiedad a ser ejecutada se adquirirá libre de cargas y gravámenes posteriores. Se dispone, conforme con la sentencia dictada en este caso que, una vez efectuada la subasta y vendido el bien inmueble, los adjudicatarios sean puestos en posesión del mismo dentro del término de veinte (20) días por el Alguacil de este Honorable Tribunal y los actuales poseedores lanzados del referido inmueble. Y para la concurrencia de licitadores y para el público en general, se publicará este Edicto de acuerdo con la ley, mediante edicto, en un periódico de circulación general en el Estado Libre Asociado de Puerto Rico, una vez por semana, por espacio de dos (2) semanas consecutivas con un intervalo de por lo menos siete (7) días entre ambas publicaciones, y para su fijación en tres (3) lugares públicos del municipio en que ha de celebrarse la venta, tales como la Alcaldía, el Tribunal y la Colecturía, y se le notificará además a la parte demandada vía correo certificado con acuse de recibo a la última dirección conocida. EN TESTIMONIO DE LO CUAL, expido el presente Edicto de Subasta para conocimiento y comparecencia de los licitadores, bajo mi firma y sello del Tribunal, en Bayamón, Puerto Rico, a 17 de octubre de 2025. EDGARDO ELIAS VARGAS SANTANA, ALGUACIL, TRIBUNAL DE PRIMERA INSTANCIA, SALA DE BAYAMÓN. LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA SUPERIOR DE SAN JUAN

SUN WEST MORTGAGE COMPANY, INC. Demandante V. AGUSTIN DANIEL MORENO MUÑOZ, RITA MARIELA CALZADILLA DEL LLANO Y LA SOCIEDAD LEGAL DE GANANCIALES COMPUESTA POR AMBOS; JOHN DOE Y RICHARD DOE; COMO POSIBLES TENEDORES DEL PAGARÉ Demandados Civil Núm.: SJ2025CV07236. Sobre: SUSTITUCIÓN DE PAGARÉ EXTRAVIADO. EMPLAZAMIENTO POR EDICTO ENMENDADO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS.

A: AGUSTIN DANIEL MORENO MUÑOZ POR SI Y EN REPRESENTACIÓN DE LA SOCIEDAD LEGAL DE GANANCIALES

COMPUESTA CON RITA

MARIELA CALZADILLA DEL LLANO; RITA MARIELA

CALZADILLA DEL LLANO POR SI YEN REPRESENTACIÓN DE LA SOCIEDAD LEGAL DE GANANCIALES

COMPUESTA CON AGUSTÍN DANIEL MORENO MUÑOZ; JOHN DOE Y RICHARD DOE COMO POSIBLES TENEDORES DEL PAGARÉ EXTRAVIADO.

Por la presente se les notifica que se ha presentado en este Tribunal la Demanda de epígrafe. En la demanda se alega que el 14 de agosto de 2012, se emitió un pagaré ante el Notario

Antonio R. Escriba Oliver bajo affidávit número 8,737 a favor de Sun West Mortgage Company Inc, o a su orden, por la suma de $360,000.00 a razón de 3 7/8% de interés anual, vencedero el 1 de septiembre de 2042. En aseguramiento del Pagaré hipotecario antes mencionado se constituyó la hipoteca voluntaria en virtud de la Escritura número 345 sobre la siguiente propiedad inmueble: URBANA: Solar radicado en la Urbanización “La Sierra Del Rio” (FASE II), localizada en el Barrio Monacillos Este y El Cinco de Rio Piedras del término municipal de San Juan, Puerto Rico, que se describe en el Plano de lnscripción, con el número, area y colindancias que se relacionan a continuación: Número del Solar: Once del bloque “P”. Área del Solar: CUATROCIENTOS DOS PUNTO CINCUENTA (402.50). En lindes: Por el NORTE, en una distancia de veintitrés punto cero cero metros lineales, con el solar número Diez del mismo Bloque; por el SUR, colinda en una distancia de veintitrés punto cero cero metros lineales con el Solar número Doce; por el ESTE, en una distancia de diecisiete punto cincuenta metros lineales, con la Calle Número Cuatro; y por el OESTE, en una distancia de diecisiete punto cincuenta metros lineales, con los solares número Trece y Catorce del mismo Bloque. Sobre dicho solar enclava una casa de concreto para fines residenciales. Finca Número 7,319, inscrita al Folio 305 del tomo 284 de Monacillos Este y El Cinco, Registro de la Propiedad de Puerto Rico, Sección V de San Juan. Se le emplaza y requiere para que notifique a: Lcdo. Fernando Gierbolini; MONSERRATE, SIMONET &

GIERBOLINI, 101 Ave. San Patricio, Edificio Maramar Plaza, Suite 1120, Guaynabo, Puerto Rico 00968; Tel: (787) 6205300, abogados de la parte demandante, con copia de la contestación a la Demanda dentro de los treinta (30) días siguientes a la publicación de este edicto, que se publicará una (1) vez en un periódico de circulación diaria general. Se le apercibe que si no contesta la Demanda radicando el original de la misma a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://unired.ramajudicial. pr, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la Secretaría del Tribunal Superior dentro del término antes indicado, y notificando con copia a la parte demandante, se le anotará la rebeldía y se le dictará Sentencia en su contra concediendo el remedio solicitado a favor de la parte demandante sin más citarle ni oírle. EXTENDIDO BAJO Ml FIRMA y el Sello del Tribunal, en San Juan, Puerto Rico, hoy día 24 de octubre de 2025. GRISELDA RODRÍGUEZ COLLADO, SECRETARIA. MICHELLE RIVERA RÍOS, SUBSECRETARIA.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA

SALA SUPERIOR DE MAYAGÜEZ

BANCO POPULAR DE PUERTO RICO

Demandante Vs. SUCESIÓN DE JOSÉ RAFAEL VIÑALS

PACHECO T/C/C JOSÉ RAFAEL VIÑALS Y SUCESIÓN DE VIOLETA

BASSAT PARET T/C/C VIOLETA BASAD PARET, AMBAS COMPUESTAS POR FULANO DE TAL Y SUTANA DE TAL COMO HEREDEROS DESCONOCIDOS Y/O PARTES CON INTERÉS EN DICHAS SUCESIONES Demandados Civil Núm.: MZ2025CV01413. Sobre: COBRO DE DINERO Y EJECUCIÓN DE HIPOTECA. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS EE. UU., EL ESTADO LIBRE ASOCIADO DE P.R., SS. A: SUCESIÓN DE JOSÉ RAFAEL VIÑALS

PACHECO T/C/C JOSÉ RAFAEL VIÑALS Y SUCESIÓN DE VIOLETA

BASSAT PARET T/C/C VIOLETA BASAD PARET,

AMBAS COMPUESTAS

POR FULANO DE TAL Y SUTANA DE TAL COMO HEREDEROS DESCONOCIDOS Y/O PARTES CON INTERÉS EN DICHAS SUCESIONES - URB. LA MONSERRATE, B-9 CALLE 3, HORMIGUEROS PR 00660. DIRECCIÓN POSTAL: HACIENDA LA MOSERRATE, B-9 CALLE 3, HORMIGUEROS PR 00660-1605. POR LA PRESENTE se le emplaza para que presente al tribunal su alegación responsiva dentro de los treinta (30) días de haber sido diligenciado este emplazamiento, excluyéndose el día del diligenciamiento. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://www. poderjudicial.pr/index.php/ tribunal-electronico/, salvo que el caso sea de un expediente físico o que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la Secretaría del tribunal y notificar copia de la misma al (a la) abogado(a) de la parte demandante o a ésta, de no tener representación legal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda, o cualquier otro, si el tribunal, en el ejercicio de su sana discreción, lo entiende procedente. Además, se le apercibe que, en los casos al amparo de la Ley N´m. 57-2023, titulada Ley para la Prevención del Maltrato, Preservación de la Unidad Familiar y para la Seguridad, Bienestar y Protección de las Menores, entre los remedios que el Tribunal podrá conceder se incluyen la ubicación permanente de un (una) menor fuera del hogar, el inciso de procesos para la privación de patria potestad, y cualquiera otra medida en el mejor interés del (de la) menor. (Artículo 33, incisos b y f de la Ley Núm. 57-2023). Se le advierte de su derecho a comparecer acompañado(a) de abogado(a) en los casos que proceda. Se le advierte de su derecho a comparecer acompañado(a) de abogado(a) en los casos que proceda. De ser el demandado un heredero de una sucesión, se les apercibe a los herederos antes mencionados que de no expresarse dentro de ese término de treinta (30) días, en torno a su aceptación o repudiación de herencia, la herencia se tendrá por aceptada. También

se les apercibe a los herederos antes mencionados que luego del transcurso del término de treinta (30) días antes señalado, contados a partir de la fecha de publicación de este edicto, se presumirá que han aceptado la herencia del(los) causante(s) y, por consiguiente, responden por las cargas de dicha herencia conforme dispone el Artículo 1,578 del Nuevo Código Civil, 31 L.P.R.A. sec. 11,021. Representa a la parte demandante, la representación legal cuyo nombre, dirección y teléfono se consigna de inmediato:

BUFETE FORTUÑO & FORTUÑO FAS, C.S.P. LCDO. JUAN C. FORTUÑO FAS RUA NUM.: 11416 PO BOX 3908, GUAYNABO, PR 00970 TEL: 787-751-5290, FAX: 787-751-6155

E-MAIL:

ejecuciones@fortuno-law.com

Expedido bajo mi firma y sello del Tribunal, hoy 21 de octubre de 2025. LCDA. NORMA G. SANTANA IRIZARRY, SECRETARIA REGIONAL. BETSY SANTIAGO GONZÁLEZ, SECRETARIA AUXILIAR DEL TRIBUNAL I.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA CENTRO JUDICIAL DE CAROLINA SALA SUPERIOR DE CAROLINA CARRINGTON MORTGAGE SERVICES LLC

Demandante V. SUCESION BENJAMIN MUÑIZ MENDEZ COMPUESTA POR: Y OTROS

Demandado(a) Caso Núm.: CA2023CV03497. (Civil: 402). Sobre: EJECUCIÓN DE HIPOTECA: PROPIEDAD RESIDENCIAL. NOTIFICACIÓN DE SENTENCIA POR EDICTO. FRANCES L. ASENCIO GUIDOFRANCES.ASENCIO@GMLAW.COM. A: JOHN DOE Y JANE DOE COMO POSIBLES MIEMBROS DESCONOCIDOS DE LA SUCESION BENJAMIN MUÑIZ MENDEZ; JOHN ROE Y JANE ROE COMO POSIBLES MIEMBROS DESCONOCIDOS DE LA SUCESION CARMEN MIGDALIA ALBINO PAGAN.

(Nombre de las partes que se le notifican la sentencia por edicto) EL SECRETARIO(A) que suscribe le notifica a usted que el 10 de octubre de 2025, este Tribunal ha dictado Sentencia, Sentencia Parcial o Resolución en este caso, que ha sido debidamente registrada y archivada en autos donde podrá usted

enterarse detalladamente de los términos de la misma. Esta notificación se publicará una sola vez en un periódico de circulación general en la Isla de Puerto Rico, dentro de los 10 días siguientes a su notificación. Y, siendo o representando usted una parte en el procedimiento sujeta a los términos de la Sentencia, Sentencia Parcial o Resolución, de la cual puede establecerse recurso de revisión o apelación dentro del término de 30 días contados a partir de la publicación por edicto de esta notificación, dirijo a usted esta notificación que se considerará hecha en la fecha de la publicación de este edicto. Copia de esta notificación ha sido archivada en los autos de este caso, con fecha de 22 de octubre de 2025. En Carolina, Puerto Rico, el 22 de octubre de 2025. KANELLY ZAYAS ROBLES, SECRETARIA. LOURDES T. DÍAZ MEDINA, SECRETARIA AUXILIAR DEL TRIBUNAL.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA CENTRO JUDICIAL DE MAYAGÜEZ SALA SUPERIOR DE MAYAGÜEZ

ANA GLORIA CARRASQUILLO ROMAN

Demandante V. BANCO POPULAR DE PUERTO RICO Y OTROS

Demandado(a) Caso Núm.: MZ2025CV01280. (Salón: 307). Sobre: CANCELACIÓN O RESTITUCIÓN DE PAGARÉ EXTRAVIADO. NOTIFICACIÓN DE SENTENCIA POR EDICTO.

EMMANUEL FELIPE ORTEGA REYES - ORTEGAREYESLAW@ GMAIL.COM.

A: FULANO DE TAL Y MENGANA DE TAL. (Nombre de las partes que se le notifican la sentencia por edicto) EL SECRETARIO(A) que suscribe le notifica a usted que el 22 de octubre de 2025, este Tribunal ha dictado Sentencia, Sentencia Parcial o Resolución en este caso, que ha sido debidamente registrada y archivada en autos donde podrá usted enterarse detalladamente de los términos de la misma. Esta notificación se publicará una sola vez en un periódico de circulación general en la Isla de Puerto Rico, dentro de los 10 días siguientes a su notificación. Y, siendo o representando usted una parte en el procedimiento sujeta a los términos de la Sentencia, Sentencia Parcial o Resolución, de la cual puede establecerse recurso de revisión o apelación dentro del término de 30 días contados a partir de la publicación por edicto de esta notificación, dirijo a usted esta notificación que se considerará hecha en la fecha

de la publicación de este edicto. Copia de esta notificación ha sido archivada en los autos de este caso, con fecha de 22 de octubre de 2025. En Mayagüez, Puerto Rico, el 22 de octubre de 2025. NORMA G. SANTANA IRIZARRY, SECRETARIA. SALIX MÉNDEZ REYES, SECRETARIA AUXILIAR DEL TRIBUNAL.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE MAYAGÜEZ MMG PRCI I, LLC Demandante V. EDGARDO LEBRON VAGU, ET ALS. Demandado(s) Civil Núm.: ISCI2010-01603. Sobre: COBRO DE DINERO Y EJECUCIÓN DE HIPOTECA. AVISO DE VENTA EN PÚBLICA SUBASTA. A: EDGARDO LEBRON VAGU T/C/C EDGARDO LEBRON BAGU, LUZ NELIDA ZAPATA OQUENDO T/C/C LUZ NELIDA ZAPATA Y COMO LUZ N. ZAPATA DE LEBRON Y LA SOCIEDAD LEGAL DE BIENES GANANCIALES COMPUESTA POR AMBOS; LULEZA DEVELOPERS, INC., LEBRON & ASOCIADOS, INC. H/N/C LEBRON ASSOCIATES ENGINEERS & MECHANICAL CONTRACTORS; Y ESTADOS UNIDOS DE AMERICA:

El que suscribe, Alguacil del Tribunal de Primera Instancia, Sala Superior, Centro Judicial de Mayagüez, Mayagüez, Puerto Rico, hago saber a la parte demandada, y al PUBLICO EN GENERAL: y a todos los acreedores que tengan inscritos o anotados sus derechos sobre los bienes hipotecados con posterioridad a la inscripción del crédito del ejecutante, o de los acreedores de cargas o derechos reales que los hubiesen pospuesto a la hipoteca ejecutada y las personas interesadas en, o con derecho a exigir el cumplimiento de instrumentos negociables garantizados hipotecariamente con posterioridad al crédito ejecutado, siempre que surjan de la certificación registral, para que puedan concurrir a la subasta si les convenga o satisfacer antes del remate el importe del crédito, de sus intereses, costas y honorarios de abogados asegurados, quedando entonces subrogados en los derechos del acreedor ejecutante. Que en cumplimiento del Man-

damiento de Ejecución de Sentencia expedido el día 15 de septiembre de 2025, por la Secretaria del Tribunal, procederé a vender y venderé en pública subasta y al mejor postor la propiedad que ubica y se describe a continuación: Dirección de la Propiedad: Plaza Salcebo, Añasco, Puerto Rico: PROPIEDAD A: URBANA: Predio de terreno denominado “Servicios Vecinales y Usos Accesorios” en el plano parcial de inscripción del proyecto PR-5-122, radicado en el Barrio Añasco, Puerto Rico, con una cabida superficial de 5,537.35 metros cuadrados. En lindes por el NORTE, con la calle número 3 en una distancia de 60.28 metros lineales, y con servidumbre a favor de la Autoridad de Fuentes Fluviales de Puerto Rico, en una distancia de 26.90 metros lineales; por el SUR, con la calle número 1 en una distancia de 59.438 metros lineales; por el ESTE, con la carretera estatal número 109 en una distancia de 72.06 metros lineales; y por el OESTE, con la calle número 2 en una distancia de 54.98 metros lineales. Consta inscrita al folio 278 del tomo 178 de Añasco, finca 6,189, Registro de la Propiedad, Sección de Mayagüez. La finca antes descrita se encuentra afecta por los gravámenes posteriores que se describe a continuación: HIPOTECA: en garantía de un pagare a favor de Westernbank Puerto Rico, por la suma de $750,000.00, con intereses anuales fluctuantes de mes a mes igual a la Tasa Preferencial (“Prime Rate”) según establecido de cuando en cuando por el Citibank N.A. en la ciudad de New York, y vencedero a la presentación; suscrito el 14 de agosto de 1998, por Edgardo Lebrón Vagú y Luz Nélida Zapata Oquendo, mediante el Afidávit número 4,436, ante el Notario José M. Biaggi Junquera, garantizado con Hipoteca mediante la escritura número 318 de igual fecha y ante el mismo notario; inscrito al libro de folios móviles del tomo 19 de Añasco, inscripción 7ma. MODIFICACION: Se modifica la inscripción 6ta, por la cual se amplía el termino de caducidad al 30 de junio de 2021, según consta de la escritura 446, otorgada en Mayagüez, el 28 de junio de 2000, ante el Notario Roberto M. García Rullán; inscrito al libro de folios móviles del tomo 19 de Añasco, inscripción 8va. HIPOTECA: en garantía de un pagare a favor del Portador o Tenedor Legal del Mismo, por la suma de $750,000.00, con intereses anuales a razón de la tasa de interés preferente del Citibank de New York (“Citibank Prime”) según fluctúe de tiempo en tiempo, y vencedero a la presentación; suscrito el 28 de junio de 2000, por Edgardo Le-

brón Vagú y Luz Nélida Zapata Oquendo, mediante el Afidávit número 20,851, ante el Notario Roberto M. Garcia Rullán, garantizado con Hipoteca mediante la escritura número 447 de igual fecha y ante el mismo notario; inscrito al libro de folios móviles del tomo 19 de Añasco, inscripción 9na. HIPOTECA: en garantía de un pagare a favor de Westernbank Puerto Rico, o a su orden, por la suma de $475,000.00, con intereses anuales a razón de un punto porcentual (1%), sobre la tasa de interés preferente de Citibank New York (“Citibank Prime Rate”), según fluctúe de tiempo en tiempo, y vencedero a la presentación; suscrito el 28 de septiembre de 2005, por Edgardo Lebrón Vagú y Luz Nélida Zapata Oquendo, mediante el Afidávit número 13,685, ante el Notario José A. Amador López, garantizado con Hipoteca mediante la escritura número 861 de igual fecha y ante el mismo notario; inscrito al libro de folios móviles del tomo 19 de Añasco, inscripción 10ma. EMBARGO: Embargo Federal en el Libro de Embargos Federales número 7, en la página 17, asiento 5, con el número de notificación 180554015, embargo contra Edgardo Lebrón Vagú, seguro social XXX-XX-4475, por la suma de $12,769.06, con fecha del 22 de octubre de 2015. EMBARGO: Embargo Federal en el Libro de Embargos Federales número 7, en la página 18, asiento 1, con el número de notificación 180554415, embargo contra Edgardo Lebrón Vagú, seguro social XXXXX-0090, por la suma de $2,379.18, con fecha del 22 de octubre de 2015. EMBARGO: Embargo Federal en el Libro de Embargos Federales número 7, en la página 18, asiento 2, con el número de notificación 180554215, embargo contra Edgardo Lebrón Vagú, seguro social XXX-XX-0090, por la suma de $149,318.82, con fecha del 22 de octubre de 2015. EMBARGO FEDERAL: Al Asiento 2017-000840-FED del tomo Karibe del Registro de Gravámenes Federales, aparece anotado un gravamen contra Edgardo Lebrón Vagu por la suma de $4,876.56, con el número de notificación 247595217, seguro social XXXXX-0090, con fecha de 10 de febrero de 2017. EMBARGO: conta Edgardo Lebrón Vagú, para responder por la cantidad de $131,691.80, por concepto de contribución sobre el CRIM, según Certificación del 30 de mayo de 2012, anotado el folio 1 del tomo 1 del Registro de Embargos del CRIM, con fecha del 19 de junio de 2012, bajo el número de orden 1, número de caso 07-28-1-0167, (barrio Añasco Arriba, Km 2.5, Carr. 109, 1.420 cuerdas). EMBARGO: conta Edgardo Lebrón

FINANCIAMIENTO

DE LA VIVIENDA DE PUERTO RICO Y OTROS

Demandado(a)

Caso Núm.: SJ2025CV06307. (Salón: 603). Sobre: CANCELACIÓN O RESTITUCIÓN DE PAGARÉ EXTRAVIADO. NOTIFICACIÓN DE SENTENCIA POR EDICTO.

RICARDO ANDRÉS ACEVEDO BIANCHI - ACEVEDOBIANCHI@ GMAIL.COM.

A: FULANO DE TAL Y FULANA DE TAL.

(Nombre de las partes que se le notifican la sentencia por edicto)

EL SECRETARIO(A) que suscribe le notifica a usted que el 07 de octubre de 2025, este Tribunal ha dictado Sentencia, Sentencia Parcial o Resolución en este caso, que ha sido debidamente registrada y archivada en autos donde podrá usted enterarse detalladamente de los términos de la misma. Esta notificación se publicará una sola vez en un periódico de circulación general en la Isla de Puerto Rico, dentro de los 10 días siguientes a su notificación. Y, siendo o representando usted una parte en el procedimiento sujeta a los términos de la Sentencia, Sentencia Parcial o Resolución, de la cual puede establecerse recurso de revisión o apelación dentro del término de 30 días contados a partir de la publicación por edicto de esta notificación, dirijo a usted esta notificación que se considerará hecha en la fecha de la publicación de este edicto. Copia de esta notificación ha sido archivada en los autos de este caso, con fecha de 21 de octubre de 2025. En San Juan, Puerto Rico, el 21 de octubre de 2025. GRISELDA RODRÍGUEZ COLLADO, SECRETARIA. ARELYS RIVERA MEDINA, SECRETARIA AUXILIAR DEL TRIBUNAL.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA CENTRO JUDICIAL DE BAYAMÓN SALA SUPERIOR DE BAYAMÓN ISLAND PORTFOLIO SERVICES, LLC COMO AGENTE DE ACE ONE FUNDING, LLC

Demandante V. DIANA N. MALPICA PAGAN

Demandado(a)

Caso Núm.: BY2025CV02432. (Salón: 402 SUPERIOR CIVIL). Sobre: COBRO DE DINEROORDINARIO. NOTIFICACIÓN DE SENTENCIA POR EDICTO ENMENDADA.

NATALIE BONAPARTE SERVERANATALIE.BONAPARTE@ORF-LAW. COM.

A: DIANA N MALPICA

PAGAN - URB SANTA ROSA 15-12 CALLE 17,

BAYAMON PR 009596502; BO DAJAOS RR-8 BOX 9200, BAYAMON PR 00956; URB LEVITOWN LAKES FD1O CALLE RAMON MARIN, TOA BAJA PR 00949-2723. (Nombre de las partes que se le notifican la sentencia por edicto)

EL SECRETARIO(A) que suscribe le notifica a usted que el 16 de octubre de 2025, este Tribunal ha dictado Sentencia, Sentencia Parcial o Resolución en este caso, que ha sido debidamente registrada y archivada en autos donde podrá usted enterarse detalladamente de los términos de la misma. Esta notificación se publicará una sola vez en un periódico de circulación general en la Isla de Puerto Rico, dentro de los 10 días siguientes a su notificación. Y, siendo o representando usted una parte en el procedimiento sujeta a los términos de la Sentencia, Sentencia Parcial o Resolución, de la cual puede establecerse recurso de revisión o apelación dentro del término de 30 días contados a partir de la publicación por edicto de esta notificación, dirijo a usted esta notificación que se considerará hecha en la fecha de la publicación de este edicto. Copia de esta notificación ha sido archivada en los autos de este caso, con fecha de 20 de octubre de 2025. Notas de la Secretaría: SE ENMIENDA A LOS UNICOS FINES DE ELIMINAR A LA PARTE DEMANDADA. En Bayamón, Puerto Rico, el 20 de octubre de 2025. ALICIA AYALA SANJURJO, SECRETARIA. KAREN M. ACEVEDO ACEVEDO, SECRETARIA AUXILIAR DEL TRIBUNAL.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA CENTRO JUDICIAL DE CAROLINA SALA SUPERIOR DE CAROLINA ISLAND PORTFOLIO SERVICES, LLC

COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Demandante V. DAMARILIES DE JESUS MATTEY

Demandado(a)

Caso Núm.: CA2025CV00664. (Civil: 406). Sobre: COBRO DE DINERO - ORDINARIO. NOTIFICACIÓN DE SENTENCIA POR EDICTO. OSVALDO L. RODRÍGUEZ FERNÁNDEZ - NOTIFICACIONES@ ORF-LAW.COM. A: DAMARILIES DE JESUS MATTEY. (Nombre de las partes que se le notifican la sentencia por edicto EL SECRETARIO(A) que suscribe le notifica a usted que el 23 de octubre de 2025, este Tribunal ha dictado Sentencia,

Sentencia Parcial o Resolución en este caso, que ha sido debidamente registrada y archivada en autos donde podrá usted enterarse detalladamente de los términos de la misma. Esta notificación se publicará una sola vez en un periódico de circulación general en la Isla de Puerto Rico, dentro de los 10 días siguientes a su notificación. Y, siendo o representando usted una parte en el procedimiento sujeta a los términos de la Sentencia, Sentencia Parcial o Resolución, de la cual puede establecerse recurso de revisión o apelación dentro del término de 30 días contados a partir de la publicación por edicto de esta notificación, dirijo a usted esta notificación que se considerará hecha en la fecha de la publicación de este edicto. Copia de esta notificación ha sido archivada en los autos de este caso, con fecha de 23 de octubre de 2025. En Carolina, Puerto Rico, el 23 de octubre de 2025. KANELLY ZAYAS ROBLES, SECRETARIA.

MARICRUZ APONTE ALICEA, SECRETARIA AUXILIAR DEL TRIBUNAL.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE AGUADILLA ISLAND PORTFOLIO SERVICES, LLC COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Parte Demandante Vs. NICOLE E MORALES VALE

Parte Demandada Civil Núm.: AG2025CV00873. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: NICOLE E MORALES

VALE - BO CEIBA BAJA CARR 466 KM 0.6, AGUADILLA PR 00603; PO BOX 769, SAN ANTONIO PR 00690-0769.

POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), la cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial.pr/index.php/tribunalelectronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación

responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Natalie Bonaparte Servera cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 00936-8518, teléfono (787) 993-3731 a la dirección natalie. bonaparte@orf-law.com y a la dirección notificaciones@orflaw.com. EXTENDIDO BAJO MI FIRMA y el sello del Tribunal, en AGUADILLA, Puerto Rico, hoy día 9 de septiembre de 2025. SARAHÍ REYES PÉREZ, SECRETARIA. MICHELLE ECHEVARRÍA LORENZO, SECRETARIA AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA SUPERIOR DE BAYAMÓN

BANCO POPULAR DE PUERTO RICO

Parte Demandante Vs. ISMAEL MARCANO TORRES, MYRAIDA CARMONA MEDINA T/C/C MIRAIDA

CARDONA MEDINA Y LA SOCIEDAD LEGAL DE GANANCIALES

COMPUESTA POR AMBOS; ESTADOS UNIDOS DE AMÉRICA

REPRESENTADO

POR EL SECRETARIO DE LA VIVIENDA Y DESARROLLO URBANO (HUD)

Parte Demandada Civil Núm.: BY2025CV04344. (701). Sobre: COBRO DE DINERO, EJECUCIÓN DE HIPOTECA POR LA VÍA ORDINARIA. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS E.E.U.U., EL ESTADO LIBRE ASOCIADO DE PUERTO RICO

A La Parte Demandada: MYRAIDA CARMONA MEDINA T/C/C MIRAIDA CARDONA MEDINA Y LA SOCIEDAD LEGAL DE GANANCIALES

COMPUESTA CON ISMAEL MARCANO

TORRES A SUS

ÚLTIMAS DIRECCIONES

CONOCIDAS E

INFORMADAS: URB. SANTA ELENA, G14 CALLE 6, BAYAMÓN, PR 00957-1665 Y 3116 BOXELDER ST., DELTONA, FL 32725-3027.

Queda usted notificado que en este Tribunal se ha radicado demanda sobre ejecución de hipoteca por la vía ordinaria en la que se alega se adeuda las siguientes cantidades: $105,375.19 de principal, más intereses sobre dicha suma al 3.25% anual desde el 1 de febrero de 2025 hasta su completo pago, más $121.80 de recargos acumulados, los cuales continuarán en aumento hasta el saldo total de la deuda, más la cantidad estipulada de $12,096.10 para costas, gastos y honorarios de abogados, así como cualquier otra suma que contenga el contrato del préstamo, incluyendo pero sin limitarse a gastos de mantenimiento, inspecciones y otros adelantos “corporate advances”. La propiedad que garantiza hipotecariamente el préstamo es la siguiente: URBANA: Solar radicado en la Urbanización Santa Elena, situada en el Barrio Pájaros del término municipal de Bayamón, Puerto Rico, con el nombre 14-G, con un área de 396.00 metros cuadrados. En lindes por el NORTE: con la calle número 6, distancia de 13.20 metros; por el SUR: con el solar número G-11, distancia de 13.20 metros; por el ESTE: con el solar número G-15, distancia de 30.00 metros; y por el OESTE: con el solar número G-13, distancia de 30.00 metros. Enclava una casa. Inscrita al folio 1 del tomo 911 de Bayamón Sur, Finca 40795. Registro de la Propiedad de Bayamón, Sección I. La hipoteca consta inscrita al folio 1 del tomo 911 de Bayamón Sur, Finca 40795. Registro de la Propiedad de Bayamón, Sección I. Inscripción cuarta (4ta). Las escrituras de modificación constan inscritas al tomo Karibe de Bayamón Sur, Finca 40795. Registro de la Propiedad de Bayamón, Sección I. Inscripción sexta (6ta), séptima (7ma) y novena (9na). La demandante es la tenedora por endoso, por valor recibido y de buena fe del referido pagaré objeto de la presente acción. La parte demandada deberá presentar su alegación responsiva a través del Sistema Unificado de Administración y Manejo de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://unired. ramajudicial.pr, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del Tribunal. Se le advierte que si no contesta la demanda, radicando el original de la contestación en este Tribunal y enviando copia de la contestación a la abogada de la parte demandante, Lcda. Belma Alonso García, cuya dirección es: PO Box 3922, Guaynabo PR 00970-3922, Teléfono: (787) 789-1826, correo electrónico: oficinabelma-

alonso@gmail.com, dentro del término de treinta (30) días de la publicación de este edicto, excluyéndose el día de la publicación, se le anotará la rebeldía y se le dictará Sentencia en su contra, concediendo el remedio solicitado sin más citarle ni oírle. EXPEDIDO bajo mi firma y el sello del Tribunal, hoy 1 de octubre de 2025 en Bayamón, Puerto Rico. ALICIA AYALA SANJURJO, SECRETARIA. MARÍA E. COLLAZO, SUBSECRETARIA.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL GENERAL DE JUSTICIA TRIBUNAL DE PRIMERA INSTANCIA CENTRO JUDICIAL DE SAN JUAN SALA SUPERIOR DE SAN JUAN

ORIENTAL BANK

Demandante V. ROBERTO DAVID BRUNO MARTINEZ

Demandado Civil Núm.: SJ2025CV05824. Sobre: COBRO DE DINERO POR LA VÍA ORDINARIA. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS EE. UU., EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: ROBERTO DAVID BRUNO MARTINEZ.

POR MEDIO del presente edicto se le notifica de la radicación de una demanda en cobro de dinero por la vía ordinaria en la que se alega que usted adeuda a la parte demandante, Oriental Bank, ciertas sumas de dinero, y las costas, gastos y honorarios de abogado de este litigio. El demandante, Oriental Bank, ha solicitado que se dicte sentencia en contra suya y que se le ordene pagar las cantidades reclamadas en la demanda. POR EL PRESENTE EDICTO se le emplaza para que presente al tribunal su alegación responsiva a la demanda dentro de los treinta (30) días de haber sido diligenciado este emplazamiento, excluyéndose el día del diligenciamiento. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial. pr/index/php/tribunal-electronico/, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la Secretaría del Tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra, y conceder el remedio solicitado en la Demanda, o cualquier otro, si el tribunal, en el ejercicio de su sana discreción, lo entiende procedente, sin más citarle ni

oírle. El abogado de la parte demandante es: Jaime Ruiz Saldaña, RUA número 11673; Dirección: PO Box 366276, San Juan, PR 00936-6276; Teléfono: (787) 759-6897; Correo electrónico: legal@jrslawpr. com. Se le advierte que dentro de los diez (10) días siguientes a la publicación del presente edicto, se le estará enviando a usted por correo certificado con acuse de recibo, una copia del emplazamiento y de la demanda presentada al lugar de su última dirección conocida: Urb. Villa Granada, 958 Calle Alcázar, San Juan, PR 009232716. EXPEDIDO bajo mi firma y el sello del Tribunal en San Juan, Puerto Rico, hoy día 1 de octubre de 2025. GRISELDA RODRÍGUEZ COLLADO, SECRETARIA. MICHELLE RIVERA RÍOS, SUB-SECRETARIA.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE SAN JUAN SECRETARIO DE VIVIENDA Y DESARROLLO URBANO T/C/C SECRETARY OF HOUSING AND URBAN DEVELOPMENT

Demandante Vs. FULANO DE TAL Y SUTANA DE TAL, COMO POSIBLES TENEDORES DEL PAGARÉ EXTRAVIADO

Demandados Civil Núm.: SJ2025CV08731. Sala: 903. Sobre: CANCELACIÓN DE PAGARÉ EXTRAVIADO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS EE.UU., EL ESTADO LIBRE ASOCIADO DE P.R., SS.

A: FULANO DE TAL Y SUTANA DE TAL, personas desconocidas que se designan con estos nombres ficticios, que pueden ser tenedor o tenedores, o puedan tener algún interés en el pagaré hipotecario a que se hace referencia más adelante en el presente edicto, que se publicará una sola vez. Se les notifica que en la Demanda radicada en el caso de epígrafe se alega que el siguiente pagaré hipotecario se encuentra extraviado: El día 31 de agosto de 2016 el señor Joaquín Alberto Silver Camacho y su señora esposa Carmen María Rodríguez Pagán formalizaron un préstamo revertido, para el cual se emitieron dos (2) pagarés como evidencia del préstamo concedido. El Segundo Pagaré Hipotecario fue expedido por la suma principal de trescien-

tos treinta siete mil quinientos dólares ($337,500.00) a favor del Secretario de Vivienda y Desarrollo Urbano, o a su orden, y fue garantizado por una Segunda Hipoteca constituida mediante la Escritura Número 349, otorgada el 31 de agosto de 2016 en San Juan, ante el Notario Público Rafael Maldonado Pérez. Dicha hipoteca consta inscrita al Sistema Karibe de Monacillos, finca número 20,478, inscripción 15ava. La hipoteca descrita anteriormente fue constituida sobre la siguiente propiedad inmueble: URBANA: Solar marcado con el número 72 de la Urbanización San Ramón radicado en el Barrio Monacillos del término municipal de San Juan, Puerto Rico, con una superficie de 774.15 metros cuadrados. En linderos: Norte, en 22.50 metros, con el solar número 54; Sur, en 29.11 metros, con la calle Sauco; Este, en 30.00 metros, con el solar número 73; Oeste, en 30.71 metros, con terrenos de Mallorca Corporation. Contiene casa de concreto. Catastro #114-006-683-52-001. El inmueble gravado mediante la hipoteca antes descrita es la finca número 20,478, la cual consta inscrita al folio 29 del tomo 598 de Monacillos. Registro de la Propiedad, Sección Tercera de San Juan. La obligación constituida mediante el Pagaré extraviado fue satisfecha en su totalidad, por lo que no existe deuda pendiente relacionada al mismo sin embargo, dicho gravamen no ha podido ser cancelado por haberse extraviado el original del Pagaré, el cual no ha podido ser localizado a pesar de las gestiones realizadas. Según consta en el Registro de la Propiedad, el Pagaré fue expedido a favor del Secretario de Vivienda y Desarrollo Urbano, o a su orden. Además, el Secretario de Vivienda y Desarrollo Urbano fue el ultimo tenedor conocido del Pagaré antes descrito, por lo que es el acreedor actual. POR LA PRESENTE se le emplaza para que presente al tribunal su alegación responsiva dentro de los 30 días de haber diligenciado este emplazamiento, excluyéndose el día del diligenciamiento. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo de Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial.pr/ index.php/tribunal-electronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en

la demanda, o cualquier otro, si el tribunal, en el ejercicio de su sana discreción, lo entiende procedente.

Lcda. Pamela Cristal Santiago Olivieri

RUA NÚM. 22028

HMB Law Group, LLC

33 Calle Bolivia Suite 201 San Juan, Puerto Rico 00917-2016

Tel: 939-759-7668

E-mail: psantiago-olivieri@ hmblawgroup.com psco.law@gmail.com

Expedido, bajo mi firma y sello del Tribunal, hoy 3 de octubre de 2025. GRISELDA RODRÍGUEZ COLLADO, SECRETARIA. GLORIAM MARTÍNEZ RIVERA, SECRETARIA DE SERVICIOS A SALA.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA SUPERIOR DE HUMACAO

LLACG COMMUNITY INVESTMENT FUND

Demandante Vs. SUCESION ANGEL LUIS TOLEDO MORALES

COMPUESTA POR LUZ

TOLEDO NEGRON, MAYRA TOLEDO NEGRON, LUIS TOLEDO NEGRON; JOHN DOE Y JANE DOE COMO

POSIBLES HEREDEROS DESCONOCIDOS; SUCESION LUZ ESTHER

NEGRON NEGRON COMPUESTA POR LUZ

TOLEDO NEGRON, MAYRA TOLEDO NEGRON, LUIS TOLEDO NEGRON; JOHN ROE Y JANE ROE COMO

POSIBLES HEREDEROS DESCONOCIDOS; ESTADOS UNIDOS DE AMERICA; CENTRO DE RECAUDACION DE INGRESOS MUNICIPALES Demandados

Civi Núm.: HU2025CV00250. Sobre: EJECUCIÓN DE HIPOTECA. EDICTO DE SUBASTA. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS.

A: LA PARTE

DEMANDADA, AL (A LA) SECRETARIO(A) DE HACIENDA DE PUERTO RICO Y AL PÚBLICO

GENERAL:

Certifico y Hago Constar: Que en cumplimiento con el Mandamiento de Ejecución de Sentencia que me ha sido dirigido por el (la) Secretario(a) del Tribunal de Primera Instancia, Sala Superior de Humacao, en el caso de epígrafe, venderé en pública subasta y al mejor postor, por

separado, de contado y por moneda de curso legal de los Estados Unidos de América y/o Giro Postal y Cheque Certificado, en mi oficina ubicada en el Tribunal de Primera Instancia, Sala de Humacao, el 2 DE DICIEMBRE DE 2025, A LAS 10:00 DE LA MAÑANA, todo derecho título, participación o interés que le corresponda a la parte demandada o cualquiera de ellos en el inmueble hipotecado objeto de ejecución que se describe a continuación:

“URBANA: Solar #3-J según plano de inscripción, del Proyecto de Solares denominado Reparto Arenales, radicado en el Barrio Quebrada Arenas, del término municipal de Las Piedras. Dicho solar tiene un área de 317.86 metros cuadrados. Colinda por el Norte, con Calle #1, distancia de 14.89 metros; por el Sur, con los Solares J-5 y J-11, distancia de 7.50 metros, con Solar J-5 más 6.91 metros con Solar J-11; por el Este, con Solar J-2, distancia de 22.49 metros y por el Oeste, con Solar J-4, distancia de 21.68 metros.” Inscrita al folio 260 del tomo 158 de Las Piedras, finca número 8236, Registro de la Propiedad de Humacao. La Hipoteca Revertida consta inscrita al folio 77 del tomo 303 de Las Piedras, finca número 8236, Registro de la Propiedad de Humacao, inscripción 4ª. Propiedad localizada en: REPARTO ARENALES, 31 CALLE 1, LAS PIEDRAS, PR 00771. Según figuran en la certificación registral, la propiedad objeto de ejecución está gravada por las siguientes cargas anteriores o preferentes: Nombre del Titular: N/A. Suma de la Carga: N/A. Fecha de Vencimiento: N/A. Según figuran en la certificación registral, la propiedad objeto de ejecución está gravada por las siguientes cargas posteriores a la inscripción del crédito ejecutante: Nombre del Titular: N/A. Suma de la Carga: $150,000.00. Fecha de Vencimiento: 7 de noviembre de 2095. Se entenderá que todo licitador acepta como bastante la titularidad de la propiedad y que todas las cargas y gravámenes anteriores y los preferentes al crédito ejecutante antes descritos, si los hubiere, continuarán subsistentes. El rematante acepta dichas cargas y gravámenes anteriores, y queda subrogado en la responsabilidad de los mismos, sin destinarse a su extinción el precio del remate. Se establece como tipo de mínima subasta la suma de $150,000.00, según acordado entre las partes en el precio pactado en la escritura de hipoteca. De ser necesaria una SEGUNDA SUBASTA por declararse desierta la primera, la misma se celebrará en mi oficina, ubicada en el Tribunal de Primera Instancia, Sala de Humacao, el 9 DE DICIEMBRE

DE 2025, A LAS 10:00 DE LA MAÑANA, y se establece como mínima para dicha segunda subasta la suma de $100,000.00, 2/3 partes del tipo mínima establecido originalmente. Si tampoco se produce remate ni adjudicación en la segunda subasta, se establece como mínima para la TERCERA SUBASTA, la suma de $75,000.00, la mitad (1/2) del precio pactado y dicha subasta se celebrará en mi oficina, ubicada en el Tribunal de Primera Instancia, Sala de Humacao, el 16 DE DICIEMBRE DE 2025, A LAS 10:00 DE LA MAÑANA. Dicha subasta se llevará a cabo para, con su producto satisfacer a la parte demandante, el importe de la Sentencia dictada a su favor ascendente a la suma de $137,262.95 por concepto de principal, más la suma de $3,455.54 en intereses acumulados 30 de mayo de 2025 y los cuales continúan acumulándose a razón de 5.560% anual hasta su total y completo pago; más la cantidad de 10% del pagare original en la suma de $15,000.00, para gastos, costas y honorarios de abogado. A tenor con la Regla 44.3 de Procedimiento Civil se condena a la parte demandada a pagar intereses aplicables sobre el importe de la presente sentencia incluyendo costas y honorarios de abogado, desde esta fecha y hasta que sea satisfecha. La venta en pública subasta de la referida propiedad se verificará libre de toda carga o gravamen posterior que afecte la mencionada finca, a cuyo efecto se notifica y se hace saber la fecha, hora y sitio de la PRIMERA, SEGUNDA Y TERCERA SUBASTA, si esto fuera necesario, a los efectos de que cualquier persona o personas con algún interés puedan comparecer a la celebración de dicha subasta. Se notifica a todos los interesados que las actas y demás constancias del expediente de este caso están disponibles en la Secretaría del Tribunal durante horas laborables para ser examinadas por los (las) interesados (as). Y para su publicación en el periódico The San Juan Daily Star, que es un diario de circulación general en la isla de Puerto Rico, por espacio de dos semanas consecutivas con un intervalo de por lo menos siete (7) días entre ambas publicaciones, así como para su publicación en los sitios públicos de Puerto Rico. Expedido en Humacao, Puerto Rico, hoy 30 de septiembre de 2025.

JENNISA GARCÍA MORALES, ALGUACIL REGIONAL. WILNELIA RIVERA DELGADO, ALGUACIL PLACA #249.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE GUAYNABO

ISLAND PORTFOLIO SERVICES, LLC COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Parte Demandante Vs. MARIAN D MORALES CRUZ

Parte Demandada Civil Núm.: GB2025CV00348. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: MARIAN D MORALES CRUZ - BO. SANTA ROSA 2 CARR 28 R837 KM 0.6 INT, GUAYNABO PR 00971-9778; HC 2 BOX 9850, GUAYNABO PR 00971-9778.

POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), la cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial.pr/ index.php/tribunal-electronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Natalie Bonaparte Servera cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 00936-8518, teléfono (787) 993-3731 a la dirección natalie.bonaparte@ orf-law.com y a la dirección notificaciones@orf-law.com. EXTENDIDO BAJO MI FIRMA y el sello del Tribunal, en GUAYNABO, Puerto Rico, hoy día 28 de agosto de 2025. ALICIA AYALA SANJURJO, SECRETARIA. BRENDA G. ZAMOT SALGADO, SECRETARIA AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE BAYAMÓN ISLAND PORTFOLIO SERVICES, LLC COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Parte Demandante Vs.

ARMANDO A MALAVE

RODRIGUEZ

Parte Demandada Civil Núm.: SJ2025CV04811. Sala: 505. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS.

A: ARMANDO A MALAVE RODRIGUEZ - URB SANTA ROSA CALLE 28 BLQ 31 16, BAYAMON PR 00959; PO BOX 361184, SAN JUAN PR 00936. POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), la cual puede acceder utilizando la siguiente dirección electrónica: https:/// www.poderjudicial.pr/index. php/tribunal-electronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Gabriel Ramos Colon cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 00936-8518, teléfono (787) 993-3731 a la dirección gabriel.ramos@orf-law.com y a la dirección notificaciones@ orf-law.com. EXTENDIDO BAJO MI FIRMA y el sello del Tribunal, en BAYAMON, Puerto Rico, hoy día 2 de septiembre de 2025. ALICIA AYALA SANJURJO, SECRETARIA. KEISHLA M. SANTIAGO CRUZ, SECRETARIA AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE TOA ALTA ISLAND PORTFOLIO

SERVICES, LLC COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Parte Demandante Vs. RENE LAUREANO MALDONADO; FULANA DE TAL & LA SOCIEDAD LEGAL DE GANANCIALES COMPUESTA POR

AMBOS

Parte Demandada Civil Núm.: TB2025CV00242. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: FULANA DE TAL POR SÍ Y EN REPRESENTACIÓN DE LA SOCIEDAD LEGAL DE BIENES GANANCIALES - URB LEVITTOWN 2496 PASEO AZUCENA, TOA BAJA, PR 00950-0018; COND BOSQUE DEL RIO EDIFICIO A APT 303, TRUJILLO ALTO, PR 00976.

POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAO), la cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial.pr/index.php/tribunalelectronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Gabriel Ramos Colón cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 009368518, teléfono (787) 993-3731 a la dirección gabriel.ramos@ orf-law.com y a la dirección notificaciones@orf-law.com. EXTENDIDO BAJO MI FIRMAy el sello del Tribunal, en Toa Alta, Puerto Rico, hoy día 2 de septiembre de 2025. ALICIA AYALA SANJURJO, SECRETARIA. MARITZA BONILLA HERNÁNDEZ, SECRETARIA AUXILIAR. LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE TOA ALTA

ISLAND PORTFOLIO SERVICES, LLC

COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Parte Demandante Vs. RENE LAUREANO MALDONADO; FULANA DE TAL & LA

SOCIEDAD LEGAL DE GANANCIALES COMPUESTA POR AMBOS

Parte Demandada Civil Núm.: TB2025CV00242. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: RENE LAUREANO MALDONADO POR SÍ Y EN REPRESENTACIÓN DE LA SOCIEDAD LEGAL DE BIENES

GANANCIALES - URB LEVITTOWN 2496 PASEO AZUCENA, TOA BAJA PR 00950-0018; COND BOSQUE DEL RIO EDIF A APT 303, TRUJILLO ALTO PR 00976.

POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAO), la cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial.pr/index.php/tribunalelectronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Gabriel Ramos Colón cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 009368518, teléfono (787) 993-3731 a la dirección gabriel.ramos@ orf-law.com y a la dirección notificaciones@orf-law.com. EXTENDIDO BAJO MI FIRMAy el sello del Tribunal, en Toa Alta, Puerto Rico, hoy día 2 de septiembre de 2025. ALICIA AYALA SANJURJO, SECRETARIA. MARITZA BONILLA HERNÁNDEZ, SECRETARIA AUXILIAR. LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE GUAYNABO ISLAND PORTFOLIO SERVICES, LLC

COMO AGENTE DE FAIRWAY ACQUISITIONS FUND, LLC

Parte Demandante Vs.

BARNEY BENITEZ FALERO Parte Demandada Civil Núm.: GB2025CV00321. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: BARNEY BENITEZ FALERO - RES ALEJANDRINO 2015 CARR 177 APT 220, GUAYNABO PR 009695127. POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), la cual puede acceder utilizando la siguiente dirección electrónica: https://www.poderjudicial.pr/ index.php/tribunal-electronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Natalie Bonaparte Servera cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 00936-8518, teléfono (787) 993-3731 a la dirección natalie.bonaparte@ orf-law.com y a la dirección notificaciones@orf-law.com. EXTENDIDO BAJO MI FIRMA y el sello del Tribunal, en GUAYNABO, Puerto Rico, hoy día 28 de agosto de 2025. ALICIA AYALA SANJURJO, SECRETARIA. BRENDA G. ZAMOT SALGADO, SECRETARIA AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL GENERAL DE JUSTICIA TRIBUNAL DE PRIMERA INSTANCIA CENTRO JUDICIAL DE MAYAGÜEZ SALA SUPERIOR BANCO POPULAR DE PUERTO RICO Demandante V. SUCESION DE ADELMARIE RIVERA COLÓN COMPUESTA POR HILTON TORO CINTRÓN POR SÍ Y COMO VIUDO, HILTON JEAN PAUL SIDNEY TORO RIVERA, CRISTINA

PAOLA TORO RIVERA, ADRIANA ALEXANDRA TORO RIVERA Y GIOVANNI ALEXANDER TORO RIVERA; HILTON TORO CINTRÓN, CENTRO DE RECAUDACIONES DE INGRESOS MUNICIPALES (C.R.I.M.) – PARTE CON INTERÉS Demandados

Civil Núm.: MZ2025CV00654.

Sala: 207. Sobre: COBRO DE DINERO Y EJECUCIÓN DE HIPOTECA. EMPLAZAMIENTO

POR EDICTO E INTERPELACIÓN. ESTADOS UNIDOS DE AMÉRICA, PRESIDENTE DE LOS ESTADOS UNIDOS, ESTADO LIBRE ASOCIADO DE PUERTO RICO, S.S. EMPLAZAMIENTO

POR EDICTO E INTERPELACIÓN

dirigido a: MIEMBROS DE LA SUCESION DE ADELMARIE RIVERA COLÓN: HILTON JEAN

PAUL SIDNEY TORO RIVERA, ADRIANA ALEXANDRA TORO RIVERA, 19250 NW Ct., Hialeah, FL, 33015; GIOVANNI ALEXANDER TORO RIVERA, 9441 SW 171st Pl, Miami, FL, 33193 COMO.

Queden emplazados, notificados e interpelados, que en este Tribunal se ha radicado

Demanda sobre Cobro de Dinero y Ejecución de Hipoteca de la que surge lo siguiente: Que se ha incumplido con las cláusulas de la escritura de hipoteca objeto de ejecución por haberse dejado de pagar las mensualidades vencidas desde el día 1ro de diciembre de 2014, la parte demandada le adeuda a la parte demandante las siguientes cantidades: $142,526.39 por concepto de principal; generando intereses a razón de 6.00% desde el 1ro de noviembre de 2014 y 7.00% desde el 1ro de junio de 2024, cargos por demora los cuales al igual que los intereses continúan acumulándose hasta el saldo total de la deuda reclamada en este pleito, y la suma de $16,352.80 para costas, gastos y honorarios de abogado; y demás créditos accesorios garantizados hipotecariamente. La propiedad hipotecada cuya ejecución se solicita tiene la siguiente descripción y localización: RÚSTICA: Sola denominado con el número 14 en el Plano de Inscripción parcial de la Urbanización Chalets Antonia, sito en el Barrio Retiro del término municipal de San Germán, Puerto Rico, con una cabida superficial de 1,035.2785 metros cuadrados, equivalentes a .263 cuerdas. En lindes por el NORTE, en distancia de

7.17 metros, de 20.11 metros y 5.06 metros, con la Calle de Uso Público conforme al Plano de Inscripción; por el SUR, en distancia de 7.45 metros, con el solar número 12, y en 22.70 metros, con el solar número 13, conforme al Plano de Inscripción; por el ESTE, en distancia de 29.43 metros, con la Calle de Uso Público, conforme al Plano de Inscripción; y por el OESTE, en distancia de 36.18 metros, con el solar número 15, conforme al Plano de Inscripción. Enclava sobre el solar una casa construida en concreto armado y bloques de hormigón, diseñada para una familia. Finca Número 18,510, inscrita al folio 1 del tomo 580 de San Germán, Registro de la Propiedad de Puerto Rico, Sección de san Germán. Por la presente se le emplaza y notifica que debe contestar la demanda incoada en su contra dentro del término de treinta (30) días a partir de la publicación del presente edicto. Además, en cuanto a la interpelación de los herederos del causante, a que dentro del término legal de treinta (30) días contados a partir de la fecha de la notificación de la presente Orden, acepten o repudien la participación que les corresponda en la herencia del causante conforme dispone el Artículo 959 del Código Civil, 31 L.P.R.A. §2787. de no expresarse dentro de ese término de treinta (30) días en torno a su aceptación o repudiación de herencia, se tendrá por aceptada. También se les APERCIBE a los herederos antes mencionados que luego del transcurso del término de treinta (30) días antes señalado contados a partir de la fecha de la notificación de la presente Orden, se presumirá que han aceptado la herencia del causante y, por consiguiente, responden por las cargas de dicha herencia conforme dispone el Artículo 957 del Código Civil, 31 L.P.R.A. §2785. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: https://unired.ramajudicial. pr/sumac/, salvo que se represente por derecho propio. Si usted deja de presentar y notificar su alegación responsiva dentro del referido término, el Tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la Demanda, o cualquier otro, si el Tribunal, en el ejercicio de su sana discreción, lo entiende procedente. Los abogados de la parte demandante son:

ABOGADOS DE LA PARTE

DEMANDANTE:

Lcdo. Reggie Díaz Hernández RUA Núm.: 16,393 BERMÚDEZ & DÍAZ LLP

500 Calle De La Tanca Suite 209

San Juan, Puerto Rico 00901

Tel.: (787) 523-2670 / Fax: (787) 523-2664 rdíaz@bdprlaw.com

Expido este edicto bajo mi firma y el sello de este Tribunal, hoy 3 de octubre de 2025.

LCDA. NORMA G. SANTANA

IRIZARRY, SECRETARIA GENERAL. EVELYN GONZÁLEZ

HERNÁNDEZ, SECRETARIA

AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA SUPERIOR DE ARECIBO WENDELL W. COLÓN MUÑOZ

Parte Demandante Vs. SMALL BUSINESS ADMINISTRATION

(SBA); JOHN DOE Y RICHARD ROE COMO

POSIBLES TENEDORES DESCONOCIDOS

Parte Demandada Civil Núm.: AR2025CV01352. Sobre: CANCELACIÓN DE PAGARÉ. EMPLAZAMIENTO

POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS EE. UU., EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS.

A: JOHN DOE Y RICHARD ROE COMO

POSIBLES TENEDORES DESCONOCIDOS.

POR LA PRESENTE se les emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá radicar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), al cual puede acceder utilizando la siguiente dirección electrónica: http://unired.ramajudicial.pr/sumac/, salvo que se presente por derecho propio, en cuyo caso deberá radicar el original de su contestación ante el Tribunal correspondiente y notifique con copia a los abogados de la parte demandante, Lcda. Marjaliisa Colón Villanueva, al PO BOX 7970, Ponce, P.R. 00732; Teléfono: 787-843-4168. En dicha demanda se tramita un procedimiento de cancelación de pagaré extraviado. Se alega en dicho procedimiento que se extravió un pagaré que consta de la escritura número cincuenta y seis (56) otorgada en San Juan, el dieciocho (18) de marzo de dos mil cinco (2005), ante el notario Gloria Rivera Carrero, a favor de Small Business Administration (SBA), o a su orden, por la suma de doce mil setecientos dólares ($12,700.00), con intereses al tres punto ciento ochenta y siete por ciento (3.187%), vencedero el treinta (30) de diciembre de mil ochocientos noventa y nueve

(1899) “así expresa” vencedero en dieciséis (16) años. inscrito al folio cincuenta y cinco (55) del tomo mil dos cientos setenta y dos (1272) de Arecibo, finca número cuarenta y tres mil trescientos sesenta y cuatro (43,364), inscripción cuarta (4ta). Que grava la propiedad que se describe a continuación: URBANA: Solar marcado con el veintidós (22) del bloque A, de la calle número once (11) en el plano de inscripción de la Urbanización Paseos Reales, antes Puertas de Este, localizado en los Barrios Santana y Factor del término municipal de Arecibo, Puerto Rico, con una cabida superficial de trescientos quince punto cero cero (315.00) metros cuadrados. En lindes por el NOROESTE, en una distancia de veintidós punto cincuenta (22.50) metros, con el solar número veintitrés (23), en lindes por el NORESTE, en una distancia de catorce punto cero cero (14.00) metros, con la calle número once (11); por el SURESTE, en una distancia de veintidós punto cincuenta (22.50) metros, con el solar número veintiuno (21); por el SUROESTE, en una distancia de catorce punto cero cero (114.00) metros, con la calle marginal. Enclava casa. lnscrita al folio doscientos veinticinco (225) del tomo novecientos ochenta y seis (986) de Arecibo, finca número treinta y cuatro mil trescientos sesenta y cuatro (43,364). Registro de la Propiedad Sección Primera (1ra) de Arecibo. SE LES APERCIBE que, de no hacer sus alegaciones responsivas a la demanda dentro del término aquí dispuesto, se les anotará la rebeldía y se dictará Sentencia, concediéndose el remedio solicitado en la Demanda, sin más citarle ni oírle. Expedido bajo mi firma y sello del Tribunal en Arecibo, Puerto Rico, a 15 de agosto de 2025. VIVÍAN Y. FRESSE GONZÁLEZ, SECRETARIA. ALEXANDRA ÁLVAREZ NATAL, SECRETARIA AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE CAGUAS ISLAND PORTFOLIO SERVICES, LLC COMO AGENTE DE ACE ONE FUNDING, LLC

Parte Demandante Vs. ZAIRA L VELEZ VILLEGA Parte Demandada Civil Núm.: CG2025CV01294. Sala: 802. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS. A: ZAIRA L VELEZ

VILLEGA - BO RIO CAÑAS SECTOR EL COQUI CARR 1 K28, CAGUAS PR 00725; HC 05 BOX 57389, CAGUAS PR 00725.

POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), la cual puede acceder utilizando la siguiente dirección electrónica: https:// www.poderjudicial.pr/index. php/tribunal-electronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Natalie Bonaparte Servera cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 00936-8518, teléfono (787) 993-3731 a la dirección natalie.bonaparte@orf-law.com y a la dirección notificaciones@ orf-law.com. EXTENDIDO BAJO MI FIRMA y el sello del Tribunal, en CAGUAS, Puerto Rico, hoy día 25 de agosto de 2025. IRASEMIS DÍAZ SÁNCHEZ, SECRETARIA. ZAIDA AGUAYO ÁLAMO, SECRETARIA AUXILIAR.

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO TRIBUNAL DE PRIMERA INSTANCIA SALA DE CAGUAS ISLAND PORTFOLIO SERVICES, LLC COMO AGENTE DE ACE ONE FUNDING, LLC

Parte Demandante Vs. TOMAS E ORTIZ LOPEZ Parte Demandada Civil Núm.: CG2025CV01310. Sala: 802. Sobre: COBRO DE DINERO. EMPLAZAMIENTO POR EDICTO. ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO, SS.

A: TOMAS E ORTIZ LOPEZ - URB LA GRANJA

CALLE D #2 CRISTIANO RODRIGUEZ, CAGUAS PR 00725-5432. POR LA PRESENTE se le emplaza y requiere para que conteste la demanda dentro de

los treinta (30) días siguientes a la publicación de este Edicto. Usted deberá presentar su alegación responsiva a través del Sistema Unificado de Manejo y Administración de Casos (SUMAC), la cual puede acceder utilizando la siguiente dirección electrónica: https:// www.poderjudicial.pr/index. php/tribunal-electronico, salvo que se represente por derecho propio, en cuyo caso deberá presentar su alegación responsiva en la secretaría del tribunal. Si usted deja de presentar su alegación responsiva dentro del referido término, el tribunal podrá dictar sentencia en rebeldía en su contra y conceder el remedio solicitado en la demanda o cualquier otro sin más citarle ni oírle, si el tribunal en el ejercicio de su sana discreción, lo entiende procedente. El sistema SUMAC notificará copia al abogado de la parte demandante, Natalie Bonaparte Servera cuya dirección es: P.O. Box 71418 San Juan, Puerto Rico 00936-8518, teléfono (787) 993-3731 a la dirección natalie.bonaparte@orf-law.com y a la dirección notificaciones@ orf-law.com. EXTENDIDO BAJO MI FIRMA y el sello del Tribunal, en CAGUAS, Puerto Rico, hoy día 25 de agosto de 2025. IRASEMIS DÍAZ SÁNCHEZ, SECRETARIA. ZAIDA AGUAYO ÁLAMO, SECRETARIA AUXILIAR.

LEGAL NOTICE

“Blue Sky Towers Caribe, LLC (BSC) proposes the acquisition of a tower facility known as Moca, consisting of a rooftop antenna measuring 10’8” (including the building height of 29’4” for an overall height of 40.0’), located at 18°23’42.54” N & 67°6’46.75” W near Calle Ramos Antonini, Num. 170, Parcel # 070-022-002-28, Barrio Pueblo, Moca, Puerto Rico 00676. BSC is publishing this notice in accordance with FCC regulations implementing the National Environmental Policy Act and Section 106 of the National Historic Preservation Act (47 CFR Pt. 1, Appx. C, § V.C. and 47 CFR § 1.1307). If you have any concerns regarding historic properties that may be affected by this proposed undertaking, please contact: Stephanie Sperrazza, Lotis Environmental, LLC, at Sperrazza@ TheLotisGroup.com.”

LEGAL NOTICE

ESTADO LIBRE ASOCIADO DE PUERTO RICO, RECTIFICACIÓN DE CABIDA

PROCEDIMIENTO NOTARIAL ITP Holdings, LLC. Peticionario

PROCEDIMIENTO NOTARIAL

SOBRE: RECTIFICACIÓN DE CABIDA CITACIÓN PARA MENSURA TECNICA

SOBRE RECTIFICACIÓN DE CABIDA

ESTADOS UNIDOS DE AMÉRICA, EL PRESIDENTE DE LOS ESTADOS UNIDOS, EL ESTADO LIBRE ASOCIADO DE PUERTO RICO) SS.

A:Félix Delgado; Suc. Cándida Sandoval Campos; Suc. José Báez; Suc. Eladio Roldan; Concilio de Iglesias de Cristo Misionera, Inc.; VLC Group, LLC; Asociación de Residentes de Los Árboles de Montehiedra, Aníbal Monserrate Monserrate y María De Los Ángeles Soroeta Kodesh; Jorge Miguel Pérez Serrano y Mirellis Acosta Rivera; Alexis Cruz Chacón y Dayna Santiago Cruz; Jesús Enrique Batista Sánchez y Maritza De Jesús Ramos; Asociación Condominio Los Jardines de Montehiedra; Municipio de San Juan; anteriores dueños, Fulano de Tal, Fulana de Tal, Sutano y Sutana de Tal, Personas Ignoradas, Colindantes y/o personas desconocidas que pudieran reclamar algún derecho real sobre la finca localizada en el Camino Los Romeros Caimito, Lote 5, San Juan, Puerto Rico, o tener algún tipo de interés sobre la misma, o que de alguna manera puedan ser perjudicadas por la rectificación de cabida solicitada, y en general, a toda persona que desee oponerse.

Por medio del presente edicto se les notifica a de la CITACIÓN PARA MENSURA TECNICA PARA LA RECTIFICACIÓN DE CABIDA sobre la finca que se describe a continuación que se llevará a cabo mediante procedimiento notarial por tratarse de una rectificación menor del 20% de la cabida existente, al amparo de las leyes y reglamentos correspondientes.

RUSTICA: Parcela de terreno radicada en el Barrio Caimito de Rio Piedras, termino municipal de San Juan, Puerto Rico, con una cabida superficial de dos punto dos cuatro cuatro seis (2.2446) cuerdas, equivalentes ocho mil ochocientos veinticuatro punto mil novecientos cuatro (8,824.1904) metros cuadrados.

En Lindes, por el NORTE, con terrenos de la escuela pública Rafael Quiñones Vidal; por el SUR, con Sucesión Eladio Roldan; por el ESTE, con Camino Los Romero; por el OESTE, con parcela segregada identificada como parcela “I” en el plano de inscripción.

TRACTO REGISTRAL: La parcela antes descrita es el remanente de esta finca, luego de deducida una segregación que surge al margen de la misma, según inscripción octava (8va.) Tomo veinticuatro (24), folio doscientos diez (210). FINCA número 964 inscrita en los folios 206 y 52, de los tomos 24 y 867, respetivamente, Río Piedras Sur, Registro de la Propiedad de San Juan, Sección IV, inscripción decima (10ma). CATASTRO NÚMERO: (79)-143-030-539-12-000. Por medio del presente edicto se les notifica, cita, exhorta y requiere que comparezcan a la mensura técnica al amparo de la Ley Número 210 de 8 de diciembre de 2015, según enmendada, con arreglo a la Ley Número 173 de 12 de agosto de 1988 y la Ley Número 319 de 15 de mayo de 1938, para que observen y aleguen cualquier derecho real que crean tener sobre dicho inmueble y/o los predios colindantes a éste.

La mensura técnica se llevará a cabo en el predio antes relacionado el viernes 14 de noviembre de 2025, en el horario de 1:00pm a 4:30pm por un Agrimensor debidamente certificado definiendo la cabida que se pretende rectificar.

Tratándose de un procedimiento Notarial, los Peticionarios solicitan al Registrador de la Propiedad para que proceda a inscribir en los libros a su cargo la rectificación de cabida de la referida finca de modo que la realidad física concuerde con la realidad registral.

Para cualquier información adicional se pueden comunicar con Félix Rivera Feliciano, P.O. Box 40710 San Juan PR 00940; permisosyservicios@gmail.com; (787) 308-0707. Si dejaren de comparecer, el Registrador de la Propiedad podrá inscribir la rectificación de mensura solicitada sin requerimientos adicionales.

Manatí moves closer to a BSNF finals berth

By THE STAR STAFF

The Atenienses of Manatí held off the Cangrejeras of Santurce 78-76 in the Women’s National Superior Basketball (BSNF by its initials in Spanish) Championship A semifinals on Monday night to take a 2-0 lead in the best-of-5 series and move a win away from a berth in the finals.

Manatí, which won the series opener on Saturday night in San Juan, made the most of home court advantage at Juan A. Cruz Abreu Coliseum in Game 2. Victory did not come easy.

The Atenienses maintained a 12-point halftime advantage through three quarters, entering the final frame leading 62-50. But Santurce made its move in the final minutes of the period, and back-to-back threepointers by Brianna Jones tied the score at

74 with just 36 seconds left in the game.

On Manatí’s next possession, the Cangrejeras left the baseline open and Kaela Hilaire took advantage with a spectacular reverse layup to give the Atenienses back the lead, 76-74, with 16 seconds remaining. Chelsea Mitchell then sealed the win from the free throw line.

Mitchell led a balanced Manatí offense with 16 points, followed by Kiki Jefferson with 14 points, Pamela Rosado and India Pagán with 13 each, Jessica Jackson with 12, and Hilaire with 10.

Jones finished with 26 points for Santurce, Shae Kelley contributed 16 points and 19 rebounds, and Kamaria McDaniel added 11 points.

The Atenienses will look to end the series today when they return to Roberto Clemente Coliseum in Hato Rey for Game 3, starting at 8 p.m.

Blue Jays’ Don Mattingly, a superstar servant to the players, finally gets his

World Series moment

By TYLER KEPNER / THE ATHLETIC

Don Mattingly is not comfortable as a sympathetic figure. He has had a remarkable baseball life: 36 seasons in uniform as a player, coach or manager. Reaching the World Series, as a bench coach for the Toronto Blue Jays, is new. But the purity of the pursuit is what defines him.

“Complete is a big word, right?” Mattingly said, when asked recently if his career would have felt complete without getting here. “When you say you got a chance to do this, that’d be complete. But it wouldn’t change the way I felt about myself or how I went about my business or anything else.”

Mattingly, 64, is the former manager of the Los Angeles Dodgers, who are facing the Blue Jays in the Series. As a New York Yankee, he was probably the best player in baseball in the mid-1980s. His fame makes him a celebrity. His ethos makes him, in his word, a servant.

So that is why a World Series workout day — besides the required news media availability — was just another chance to be a grunt. When the Blue Jays pitchers went through their fielding drills, it was Mattingly over at first base catching their throws and dropping the baseballs back in a bucket. He could have been on a high school diamond in Indiana.

“If you didn’t know who he was, you would think he’s just a random, normal person,” said Tanner Scott, a Dodgers pitcher who played for Mattingly with the Miami Marlins. “He’s a great guy, and he was so good at what he did. It’s cool.”

Of all the World Series subplots, Mattingly’s might be the

coolest. Maybe he will make a pivotal suggestion to manager John Schneider, a New Jersey kid who grew up with a Mattingly poster on his wall. But the players make the difference. It is their game.

“Your success only comes through them,” Mattingly said. “So the players are really what it’s all about. They’re going to drive this thing. We’re here to support, so I can’t say that getting back to the World Series is the reason I came back to Toronto.”

He said he joined the Blue Jays because general manager Ross Atkins called him.

“John was a young manager; it felt like a great fit,” Mattingly said. “That’s the only reason I came.”

Mattingly’s absence from the World Series is like a clerical error by the baseball gods. He excelled for 14 seasons for the team with by far the most World Series appearances. Then he coached in pinstripes for four more years on Yankee teams loaded with Hall of Famers.

After the 2007 season, when the Yankees passed him over to hire Joe Girardi as manager, Mattingly followed Joe Torre to another Tiffany franchise, the Dodgers. The team won five division titles in his eight years in uniform. Still, no pennants.

Many players have logged 14 seasons since the divisional era began in 1969 without reaching a World Series. But no former MVP has also spent a dozen years as a manager without getting there at some point.

“It’s not easy to make it to a World Series — he would know better than most,” said the Dodgers’ Clayton Kershaw, who won his three Cy Young Awards under Mattingly. “So I

Don Mattingly in 1986, a season in which he finished second in MVP voting, at Yankee Stadium in New York. (Larry C. Morris/The New York Times)

know he’s going to have a blast doing this. And obviously I hope he doesn’t get a ring, but I hope he enjoys this week.”

Mattingly said he would have loved to be facing the Philadelphia Phillies, because his son Preston is their general manager. But he is delighted to share this with his youngest son, Louis, who is 10.

“It’s been really fun just to see his love for baseball grow this year,” Mattingly said. “And it’s kind of the first year that he’s old enough to hang around the ballpark, be on his own, be in the cages, be on the field. Teams are so much better nowadays about having the kids around.”

Mattingly had three sons with his first wife and retired after the 1995 season to be more active in their lives. That is why he never regretted the timing of his exit, even though the Yankees reached five World Series in the six years that followed.

The Dodgers have now made five World Series in the decade since Mattingly left Los Angeles. He did so, he said, because Louis was a newborn and his second wife, Lori, had two other boys and could not commute regularly to the West Coast.

“Really, my decisions to walk away in New York as a player and to walk in LA are both based on family,” Mattingly said. “And I never look back on those decisions.”

His seven seasons as Marlins manager included a spot in the expanded playoffs in 2020, when Miami upset the Chicago Cubs in the first round.

“The year of COVID, we win that first round in Chicago,” Mattingly said. “And you know what? We got a couple of good young pitchers out there that could have got hot. We could have moved on, but we weren’t able to. But you always believe that you can.”

There were other letdowns on the way here. In 1984, when Mattingly won the batting title, the Detroit Tigers started 35-5 and sealed the division before Memorial Day. In 1985, when Mattingly was MVP, the Yankees won 97 games, six more than the champion Kansas City Royals. But Toronto won the East, so the Yankees — with Rickey Henderson, Dave Winfield and Ron Guidry — went home.

“It’s a different time,” Mattingly said. “If we’d have had eight shots when I was playing to get in, then maybe you’d feel different.”

The Yankees have had more than a dozen MVPs, and among them only Mattingly never played in the World Series. Yet he is revered, even by a generation of players who had never seen him play. Infielder Isiah Kiner-Falefa noted that Mattingly had nine Gold Gloves, more than any active American Leaguer, and was still smooth around the bag.

“Anytime I make a bad throw, I’m like, ‘Oh, I made Donnie Baseball jump,’” Kiner-Falefa said. “But when you do make a bad throw and he picks it, it’s just like butter. And it’s like, ‘Wow, he’s still got it.’”

George Springer, whose Game 7 home run in the American League Championship Series against the Seattle Mariners lifted the Blue Jays to the pennant, was born in 1989 in New Britain, Connecticut, about 100 miles from the Bronx. The first day Mattingly played in Springer’s lifetime, he hit a walkoff home run — because of course he did.

“I don’t think he realizes how good he was and the stuff he was able to do,” Springer said. “But he’s the master of perspective, and it’s cool to talk to a guy like him, just to hear what he has to say about the moment, about games he played in, guys he faced. It’s all pretty relative to what we’re going through now.”

The master of perspective understands that reaching the World Series doesn’t define him. Not getting there for all those years never consumed him. But the hundreds of text messages he’s gotten since Springer’s homer have made Mattingly recognize something.

Dodgers fans aside, everyone is rooting for him.

“It’s been a really humbling feeling that people kind of want that for you,” Mattingly said. “For me, I’m happy about that. But it does keep going back to our players. It’s really about them.”

World Series (Best-of-7)

Friday’s Game 1

Toronto Blue Jays 11, Los Angeles Dodgers 4

Saturday’s Game 2

Dodgers 5, Blue Jays 1

Monday’s Game 3

Dodgers 6, Blue Jays 5 (18 innings)

Tuesday’s Game 4 (LA leads series 2-1)

(All times Eastern)

Blue Jays at Dodgers, 8 p.m.

Game 5

Today

Blue Jays at Dodgers, 8 p.m. (FOX)

Game 6 (if necessary)

Friday Dodgers at Blue Jays, 8 p.m. (FOX)

Game 7 (if necessary)

Saturday Dodgers at Blue Jays, 8 p.m. (FOX)

Answers to the Sudoku and Crossword on page 30

Sudoku

How to Play:

Fill in the empty fields with the numbers from 1 through 9.

Sudoku Rules:

Every row must contain the numbers from 1 through 9

Every column must contain the numbers from 1 through 9

Every 3x3 square must contain the numbers from 1 through 9

Crossword