JupShores NOV 2025

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Town Of Jupiter News

In September, all local governmental agencies throughout Florida, finalize their budgets for the upcoming fiscal year and set the millage rates used for annual property tax assessments.

Town of Jupiter lowered its total millage rate (operating plus debt) for the 15th consecutive year! The property tax millage rate is the rate at which property taxes are calculated. It represents the dollar amount of property tax per $1,000 of assessed property value.

The Palm Beach County Property Appraiser’s Office is responsible for determining the overall assessed value of properties. They annually estimate the “just value” of each parcel as of Jan. 1 for the tax year. They also apply exemptions (like homestead, senior, veteran) that reduce taxable value.

Homesteaded residential properties continue to get significant dollar benefits from the Save Our Homes (SOH) ad valorem tax limitations in Florida that went into effect on Jan. 1, 1995. It was a constitutional amendment passed by Florida voters in November 1992. The SOH amendment limits the annual increase in the assessed value of a homestead property to a maximum of 3% or the percentage change in the Consumer Price Index (CPI-U), whichever is lower. This limitation applies to the assessed value for property tax purposes, helping to protect homeowners from sharp increases in property taxes due to rising real estate values and/or periods of high inflation. The goal was to make homeownership more affordable and protect homeowners

Northern Notes

Hawks In South Florida: The Red-Shouldered Hawk And Cooper’s Hawk

Northern Palm Beach County Improvement District

October was National Raptor Month. The term “raptor” is derived from the Latin word “raptor,” which means “to grasp or seize.” In the bird world, raptors use their claws, or talons, “to grasp and seize” their prey. In South Florida, hawks are some of the more prominent types of raptors. Two types of hawks found in Northern Palm Beach County, the Redshouldered Hawk and the Cooper’s Hawk, stand out for

from significant property tax increases that could result from rapidly appreciating property values.

The table below provides a summary comparison between the actual historical property tax amount increases versus consumer price index inflationary cost increases for the past five-, 10-, 15- and 20-year time periods.

Non-homesteaded properties and commercial/industrial properties do not benefit from the homestead property “just value” exemptions and the Save Our Homes’ limits/ caps on annual property assessment increase.

State of Florida government leaders are currently working to reduce future property taxes for homesteaded property owners. Do they understand how effective SOH has been and will continue to be? Do they understand how much local governmental agencies have worked to reduce property tax millage rates? Inflationary cost increases have adversely impacted everybody. State leadership efforts to reduce property insurance and/or inflationary cost increases would be more beneficial to all property owners.

Stay tuned.

their distinct characteristics and behaviors.

The Red-shouldered Hawk is a medium-sized bird distinguished by its striking physical features. It typically measures 17 to 24 inches in length, with a wingspan of 37 to 43 inches. One of its most notable traits is its reddish-orange shoulder patch and its bold, vertical bar patterns on the chest. The call of the Redshouldered Hawk is a loud, three-part “keek-keek-keek” that often echoes across its territory.

In terms of habitat, the Red-shouldered Hawk prefers damp environments, often found in forests, wetlands, and areas close to water sources. This preference allows it to hunt a diverse diet, including small mammals, amphibians, and reptiles. The hawk’s keen eyesight helps

Have you ever had shingles? It is a monstrous skin disorder that adversely affects your inner body by way of nerve trails. It manifests first on one side of the body wrapping around as patches and trails of blisters trailing around to pectoral area traversing the armpit. The blisters burn and itch. When dry the blisters open and scab over until the affected areas remaining are smoothed over and red. The tissue is still tender and, at best, for two to four weeks. I am now in my 10th day of pain, discomfort and profound fatigue. That is one of several miseries that accompany this plague. Why do I say all this? It is my role as Town Crier to encourage readers to avoid my experience. Simple: Get vaccinated with the duel injection called Shingrix. Consult your doctor to get the injections and the interval between. When I recover from this bout, I will do what I should have done to in the first place. That must wait for up to six months post the initial episode.

Sick and tired of being tired and sick!

The Joy Of Fall

There is a distinct and welcomed tinge of fall in the air. Walkers remark as much when finding Harley sitting comfortably in the front yard, our welcoming station. Harley’s paws feel better to him now that the sidewalk is not blistering hot. He has pep to his step. And how about the needed rain in October. May it keep the ground water level to keep our yard and plants healthy.

We had a fun Halloween at the Bud Zisson Park and trick or treating. The holiday is usually a fun night for the adults who stretch it into the evening for house parties. Dress-up time for those with fond memories. Now we look to Thanksgiving on the 27th. Family time for fine meals with turkey, ham and all the fixings. It is a time to be thankful and generous in help to less fortunate or just lonely on a special holiday. On Thanksgiving, there are three churches on Indian River Drive that hold services

Deadline for the December Issue is November 10

Mail or email to:

Bill Thompson, 18583 Lake Bend Drive billthompsonsoj@gmail.com

The Shores of Jupiter website:

www.theshoresofjupiter.org

Disclaimer

Copy appearing herewith may not be the viewpoint of The Shores Board of Directors or its newsletter editor. Nor should responsibility be assigned for accuracy or validity or articles contributed by residents or other articles chosen by the publisher or the editor.

Realtime Property Management of South Florida LLC

Alexa Edwards, Property Manager 612 N. Orange Ave., Bldg C-4, Jupiter, FL 33458

The Shores Of Jupiter Homeowners Association Inc.

Board Of Directors, Committee

Board Of Directors:

David Lindley, President

John Hornyak, Vice President

Cynthia Clemente, Secretary

Barry Parker, Treasurer

Sal Greco, Director

Amy Lemelin, Director

Ryan Warren, Director

Architectural Control Committee:

Sal Greco, Chair

John Hornyak

Compliance Committee: Ryan Warren, Chair

Lakes And Parks Committee:

David Lindley, Chair

Crimewatch Committee: Bill Thompson, Co-Chair

Sal Greco, Co-Chair

Welcoming Committee: Amy Lemelin, Chair

John Hornyak

Infrastructure

David Lindley, Chair

Communications and Newsletter Editor: Bill Thompson, Chair

Events & Social Media Committee: Barry Parker, Co-Chair

Kristi Parker, Co-Chair

Francesca Brown

Tracey Lavoll

Anais Maristany-Diaz

Dena Martin

Webmaster

Kristi Parker

Northern Notes from page 1 it spot prey from elevated perches, where it often scouts for food.

Behaviorally, Red-shouldered Hawks are known for their vocalizations and territorial nature, particularly during the breeding season. They typically build their nests high in trees, utilizing sticks and other natural materials to create a secure environment for their young.

Red-shouldered hawks, sometimes even accompanied by crows, will chase owls out of their territory. In turn, the Great Horned Owl often takes nestling Red-shouldered Hawks, but then the hawk occasionally turns the tables. Once, a Red-shouldered Hawk was observed chasing a Great Horned Owl, while its mate took a young owl out of its nest and ate it.

Dashing through vegetation to catch birds is a dangerous way of life. In a study of more than 300 Cooper’s Hawk skeletons, 23 percent showed old, healed fractures in the chest bones, especially the furcula, or wishbone.

In contrast, the Cooper’s Hawk is a smaller and more agile raptor characterized by its sleek build. This species measures about 14 to 20 inches in length, with a wingspan of approximately 29 to 35 inches. Its plumage is predominantly slategray on the back with distinctive horizontal barring on its chest. These features, combined with a rounded tail, make the Cooper’s Hawk highly maneuverable, allowing it to navigate through dense vegetation effectively. Adult Cooper’s Hawks will have orange eyes, while immature ones will have yellow eyes.

Cooper’s Hawks are incredibly adaptable and can be found in a variety of habitats, including urban areas and forests. They prefer environments that provide ample cover for hunting, primarily targeting smaller birds as their primary food source. Unlike the Red-shouldered Hawk, which tends to hunt from a perch, Cooper’s Hawks often employ a stealthy approach, darting through trees to surprise their avian prey.

A Cooper’s Hawk captures a bird with its feet and kills it by repeatedly squeezing. Falcons tend to kill their prey by biting it, but Cooper’s Hawks hold their catch away from the body until it dies. They’ve even been known to drown their prey, holding a bird underwater until it stops moving.

While they may not vocalize as frequently as their Red-shouldered counterparts, Cooper’s Hawks exhibit impressive hunting skills, relying on speed and agility to catch their meals. Look for the flap-flap-glide flight style and remarkably long tail to distinguish them from other types of hawks. Their nesting habits closely resemble those of Red-shouldered Hawks, usually selecting sites that offer excellent concealment.

The Red-shouldered Hawk and Cooper’s Hawk are essential parts of South Florida’s birdlife. By learning about their differences, birdwatchers and nature lovers can come to appreciate these amazing birds and their role in the ecosystem. Watching these hawks in their natural habitats not only shows us the beauty of wildlife in our area but also reminds us of the importance of protecting their environments for the future.

NPDES tip: Please avoid dumping debris into lakes and canals. By doing this, you can help preserve our natural resources and protect the health of our lakes and marshes, as well as our communities.

• Distinguished Instructors Learn from FAU’s top professors and experts in their fields.

• A Welcoming Community — Meet like-minded individuals who love learning as much as you do.

• Beautiful Facilities Enjoy lectures in our state-of-the-art 500-seat auditorium on the FAU Jupiter campus.

• No Tests. No Homework. No Stress. — Just pure learning for the love of it!

The Singles Scene Column©

The Time Is Now!

Have you noticed the holiday sizzle has started early this year? We sure have at the corporate headquarters of love— and it’s electrifying! If you’re single, divorced, or widowed, remember: you have options beyond online dating. If you’re happily coupled, give your single family and friends the gift of hope this November and share this column so they can spend their holiday time wisely. Instead of asking, “Why are you still single?” spark inspiration instead: talk about solutions. Make them excited about what’s possible off those dating apps … or off their sofa!

Here’s the who, what, when, where, and how to hack the single blues this holiday season. At Revolution Dating, we believe it’s our calling to serve and help people connect because human connection is essential to your mental, physical, and emotional health.

WHO:

You are the catch and have so much to offer in the right relationship, whether you’ve built a career, raised a family, or simply cultivated a fulfilling life. The only missing piece? Someone to share it with. This is your moment to spread your wings and attract someone who adores and appreciates you. Look for someone emotionally available, kind, and genuine, not another keyboard warrior or ghoster from the apps. Picture what “coupled-up” could look like for you this holiday season. Empower yourself to make it happen.

WHAT:

The holidays can stir up emotions for singles. While social media may be filled with perfect couple photos and matching pajama sets, the reality is quite different. According to recent data, nearly one in three Americans will spend Thanksgiving alone or away from their family this year. But here’s the twist … You can change that

narrative. You’re single today, but that doesn’t define tomorrow. Take one proactive step now, and you could change what your New Year’s Eve looks like too. Imagine toasting 2026 hand-in-hand with someone who makes your heart race again.

WHERE:

Florida has become the “Love Migration Destination” of 2025. With thousands of singles relocating here from across the U.S. for a fresh start, there’s never been a better time to date locally. At Revolution Dating, we’re welcoming an exciting new wave of quality men and women who are successful, selective, and serious about finding real love.

Ask yourself: Where do I want to be this holiday season? Choose to spend your time where other relationship-minded singles connect, not scroll.

WHEN:

Now! There’s no better time to act. The moment you decide to prioritize love, your energy shifts. You’ll feel lighter, happier, and more hopeful, simply because you’re doing something about it. This is your invitation to ditch the apps, stop overthinking, and upgrade your odds in one bold move. Take action today, and you could be starting the new year in a relationship that restores your faith in love.

HOW:

It’s time to hit delete on negative thinking and misconceptions about dating. Let go of fear; the past is behind you. Step outside your comfort zone and seize the day. We’re seeing something beautiful right now: committed love is on the rise. People are ready for real connections again. The “Couples Season” has officially begun, and November and December are prime months for meaningful matches. Don’t miss your window, the odds are in your favor!

The Bottom Line

You’ve been thinking about this for a while. It’s time to do something different . If you’ve been solo too long, or in the wrong relationship, let us help you find the right one. Discover what’s new and who’s new at Revolution Dating 2025. Our latest roster of members is impressive, accomplished, and ready to meet their match. And yes, we have photos to prove it (for qualified eyes only).

Membership has its privileges … and love waits for no one. So, before the ball drops on New Year’s Eve 2025, take the leap. Make your move.

Carpe Diem and Happy Thanksgiving! XOXO, Kelly & Miranda # End2025Strong #MatchmakingRoyalty #LeaveYourComfortZone #TellYourFriends

Kelly Leary, M.S.© is CEO and Founder of Revolution Dating which she launched in 2014. Kelly has 34 years in the dating industry and a master’s degree in clinical psychology. She has been written about in Modern Luxury Magazine Palm Beach and Modern Luxury Manhattan, The Palm Beach Post, The Shiny Sheet, Stuart News, Jupiter Magazine, and many more. Revolution Dating clients are pre-screened in person, including background checks and ID verification. Professional photos are taken by the staff. Revolution Dating is NOT online dating or blind dating. In addition to providing matchmaking services that make singles “UN-single” through their exclusive club memberships, Kelly and Miranda also provide feedback from dates when appropriate. Mock Dates are available by request. Single Coaching Sessions and Evaluations are also available by request for non-members or as an add-on to some memberships. *All inquiries are confidential *Specializing in representing jetsetting clients with a second home in the Northeast Area. Do call the central hotline at 561-630-9696 (XOXO) to hold your place in the club. Why wait? Just date!

The Singles Scene Column© on page 4

Commissioner’s Update

Celebrating Palm Beach County Parks And Recreation’s National Accreditation

Palm Beach County’s award-winning park system offers a wide variety of leisure opportunities for residents and visitors alike.

With more than 110 county operated recreational facilities and parks, our community enjoys access to everything from sports and fitness programs to environmental learning opportunities and peaceful spaces for rest and reflection. Whether you are enjoying one of our beautiful beach parks, cooling off in one of our swimming pools, walking along a shaded nature trail, or indulging in an open-air performance at one of our amphitheaters, Parks and Recreation ensures there is something for everyone.

Our system is also home to five self-sustaining golf courses, offering the chance to enjoy the game in beautifully maintained settings, as well as youth and adult athletic programs that encourage teamwork, fitness, and fun. Families gather at picnic shelters, seniors stay active through wellness classes, and children discover the joy of play across our many parks. Each of these amenities is designed not only to serve recreation needs, but also to build community and enrich the quality of life in Palm Beach County.

It is within this vibrant system that we celebrate an extraordinary achievement. Recently, our Parks and Recreation Department was recognized by the Commission for Accreditation of Parks and Recreation Agencies (CAPRA) for successfully passing its accreditation hearing. This distinction places our county among fewer than 3 percent of agencies nationwide to earn this recognition.

CAPRA accreditation is considered the national gold standard in parks and recreation. The process evaluates more than 150 standards covering how a department plans, manages, and delivers services. From fiscal responsibility and safety practices to community engagement and environmental stewardship, accreditation confirms that our Parks and Recreation Department operates with the highest level of excellence, accessibility, and accountability.

This accomplishment is a testament to the dedication and professionalism of the men and women who serve our community through Parks and Recreation. Day after day, they ensure our parks are safe, our programs are welcoming, and our facilities are maintained to the highest standards. Their efforts touch the lives of nearly every resident, whether through a morning swim, a weekend round of golf, a child’s first soccer game, or a quiet afternoon spent in nature.

Most importantly, accreditation is not a onetime achievement. It is a commitment to continuous improvement. Our Parks and Recreation Department has pledged to keep raising the bar by listening to residents, adapting to evolving needs, and introducing new programs and services that strengthen our community.

Bill’s Box from page 1

on alternate years to celebrate Thanksgiving and raise generous donations to be used for the needy least of us. Then following closely is another Christmas of 2025. Wow, how time flies when you are not paying attention. Our HOA board of directors will anoint our entrance with really feel-good lighting décor. It is always impressive and the envy of many developments. Commendations

My hat’s off to our elected volunteer seven-member HOA board of directors who serve to keep our ACC guidelines front and center to assure that our precious paradise—The Shores of Jupiter—maintains its impressive appearance and its property values. Commendations are also in order to our loyal homeowners who work hard to meet desired and admired home and property appearances because they have pride in their role to keep our little village special to the Town and each of our neighbors. Alright Then Remember my present ailment and the fatigue factor? It is time for my nap.

December copy deadline is November 10. If you have an idea for a Letter to the Editor, now is a good time to dash it off to me a day early. That’s tight; I know.

As your mayor, I could not be prouder of this milestone. Parks and Recreation is about more than open spaces and facilities. It is about health, wellness, and the connections that bring us together. This recognition affirms that Palm Beach County is leading the way nationally in creating opportunities that support both individual growth and shared experiences.

On behalf of the county, I extend heartfelt congratulations to our Parks and Recreation Department

Tis’ The Season of Love

Upscale single, divorced, and widowed clientele are ready to live and love offline and the demand for quality matchmakers is soaring. It’s plusone season, so do tell your friends and family who are still single. Revolution Dating specializes in screening and representing clients from the Northeast to Palm Beach for decades.

for this outstanding accomplishment. I also want to thank the residents of Palm Beach County. Your support and participation make our parks vibrant and successful. Together, we are shaping a healthier, happier, and stronger community for today and tomorrow.

For more information about Palm Beach County Parks and Recreation, please visit https://discover.pbc.gov/parks/.

a look at the love overflowing out of the Revolution Dating Corporate Headquarters of Love in PGA Commons, where they have been established for eleven successful years and counting. Become UN-Single and book your first interview today. November is the perfect time to REVup your love life. #TellYourFriends #FallInLove

The Singles Scene Column© from page 3
Saddle Up with The Matchmakers!
Hunk at RD Headquarters!
Cupid Miranda’s Birthday Surprise!
Stay Tuned ... Exciting News Coming This Month! #HintHint
Trusted and True! #DateIRL
Take

Tax Talk

Dear Friends,

The 2025 Property Tax season is here. Real estate and tangible personal property tax bills go out Nov. 1. I encourage you to review your tax bill promptly and maximize your savings with an early payment discount. The biggest savings discount is available the month of November, so pay in November and receive a 4% discount on your tax bill. The discount will decrease in subsequent months, with 3% in December, 2% in January 2026 and 1% in February. There is no discount in March and taxes become delinquent April 1, 2026. After you receive your tax bill, there are several ways to pay your property taxes: online by visiting www.pbctax.gov, by mail and in-person by making a reservation at www.pbctax.gov/reservations. If you have any questions about your property tax bill, you can visit our website at www.pbctax.gov.

Anne M. Gannon, Constitutional Tax Collector, Serving Palm Beach County

Honoring Palm Beach County Vietnam Veterans

Over the past six years, my office has had the honor of participating in the United States of America Vietnam War Commemoration pin distribution program. I have honored hundreds of Palm Beach County Vietnam Veterans and their families with a special commemorative lapel pin as my way of saying “thank you” for their service and sacrifice.

This is the official pin of the United States of America Vietnam War Commemoration, authorized by Congress to recognize the 50th anniversary of the Vietnam War. Each pin is embossed with the heartfelt message, “A Grateful Nation Thanks and Honors You.”

Requests can be made by completing a request form online at www.pbctax.gov/vet-pin. Your pin, along with my personal letter of appreciation will be mailed directly to you. These commemorative pins are available to Vietnam Veterans, while supplies last, now through Nov. 30. Veterans are only eligible to receive one pin; therefore, if you previously received your commemorative pin, no need to request again. You must be a Palm Beach County resident to participate. We thank you for your service and we are most honored to recognize you with this special commemorative lapel pin.

Don’t Miss It! IPP Enrollment Opens Soon

Are you looking for a more budget-friendly way to pay your property taxes? Starting Nov. 1, you can enroll in our Installment Payment Plan (IPP), which allows you to pay in four smaller payments throughout the year. How Does It Work?

• Complete an application during the Nov. 1 to April 30 enrollment period.

• Your estimated property tax must total more than $100.

• Your 2026 property tax payments will be four installments due in June/July, September, December and March.

• You will receive a discount on your tax bill of slightly under 4%.

• Once you are enrolled in the IPP, there is no need to re-apply, just pay your first installment payment by the June/ July deadline to remain in the Installment Payment Plan.

For new enrollees, the IPP goes into effect for the 2026 property taxes, not your current 2025 bill. To learn more, visit www.pbctax.gov/ipp.

Falling Into Mounts Botanical

Fall in Palm Beach County is full of activities at Mounts Botanical Garden you do not want to miss! Kick off the month with the Fall Plant Sale and Festival on Saturday, Nov. 1 and Sunday, Nov. 2, from 9 a.m. to 4 p.m. This is the ultimate “garden-lovers’ event” to elevate your landscaping. Early birds and members can enjoy an exclusive preview on Saturday morning at 8 a.m. While you are there on Nov. 1, you do not want to miss the Orchids Are For Everyone Potting Workshop at 10 a.m., a perfect chance to get some tips from the Tropical Orchid Society.

Wednesday, Nov. 5, Palm Beach County residents can enjoy free admission all day. Then, grab the leash for Dogs’ Day in the Garden on Sunday, Nov. 9, where your furry friends can join you for a stroll, 9 a.m. to 4 p.m.

For the dedicated plant enthusiast, the Florida Native Plant Society will host a free meeting on Tuesday, Nov. 18, from 6:30 to 9 p.m. For more information about these events and more, visit www.mounts.org/.

Don’t Be A Turkey, Prepare For College Early

November is a season for gratitude, family, and reflection, but it is also the perfect time for students to think ahead. The truth is that college preparation begins long before senior year, and those who start early give themselves the best chance to enjoy the process instead of scrambling at the last minute. For freshmen, this is the time to build strong study habits, manage time wisely, and focus on earning good grades. Getting involved in clubs, sports, or

community activities helps students discover what they enjoy and begin building leadership skills. These early steps create a strong foundation for success.

Sophomore year is a great time to explore. Students can challenge themselves with advanced or honors courses and take the PSAT to see where they stand. It is also a wonderful opportunity to learn about potential careers and college majors through interest inventories or by talking with professionals. Building relationships with teachers and mentors now can lead to great recommendation letters later.

By junior year, preparation becomes more focused. Students should take the SAT or ACT early, visit colleges, and start narrowing down their list of schools. Attending college fairs, researching scholarships, and reflecting on experiences that make them unique will help them stand out when application time arrives.

Just like Thanksgiving dinner, success in college planning takes preparation. Starting early allows plenty of time to improve scores, explore opportunities, and make thoughtful choices before senior year begins.

At Class 101, we help students every step of the way, from building strong academic habits in ninth grade to creating standout college applications in 12th grade. Parents benefit from having a trusted expert who keeps their student organized, on track, and informed about testing, deadlines, and scholarships, making the college process less stressful for families and more successful for students.

For more information about our services call (561) 418-7897 or email pforgan@class101.com.

Class101.com/northpalmbeachfl

Kevin Taylor, MD
Sterling Hall ,NP Cory Stanley, PA-C

Financial Focus®

Open Enrollment: What To Know Before You Enroll

For many people, fall brings an important opportunity: open enrollment. While it may not sound as exciting as planning for the holidays, taking a careful look at your workplace benefits now could save you hundreds or even thousands of dollars next year.

Open enrollment is the period when you will choose your medical and other workplace benefits for the year ahead. Most employers hold it in the fall, with elections taking effect in January. Once the window closes, you usually can’t make changes unless you experience a major life event like marriage, divorce, the birth of a child or when a dependent has become an emancipated adult.

ADHD: Turning Challenges Into Strengths

Attention Deficit Hyperactivity Disorder (ADHD/ADD) is often viewed through the lens of struggle with difficulty focusing, impulsivity, and disorganization. But there’s another side to the story. When supported effectively, individuals with ADHD can transform challenges into strengths.

As a school neuropsychologist, I’ve worked with children with ADHD. I’ve seen firsthand how the right mindset, strategies, and support can unlock potential and build confidence. Here are four ways parents and students can reframe ADHD from a limitation to a launching pad.

First, shift the mindset. ADHD is a difference, not always a deficit. It’s easy to focus on what’s hard: staying seated, completing assignments, or managing time. But ADHD also comes with positive traits including creativity, passion, intuition, energy, and thinking outside the box. Empowerment tip: Reframe language at home and instead of saying “You’re so disorganized,” try “Let’s build some systems that work for your brain.”

Second, identify personal strengths. Children with ADHD often hear what they’re not good at. Counteract this by helping them discover what they are good at. Are they imaginative storytellers? Problem-solvers? Natural leaders? Noticing and nurturing these strengths builds self-worth. Empowerment tip: Keep a “strengths journal” where your child records moments when they felt successful.

Third, redefine success. Traditional school models don’t always match to how kids with ADHD learn. But success isn’t one-size-fits-all. It’s about progress, effort, and growth. Empowerment tip: Celebrate effort, not just outcomes. Use phrases like “I love how hard you worked on that,” or “You didn’t give up and that’s success!”

Fourth, model resilience and problem-solving. Your child is watching how you respond to challenges. When they see you handle stress, adapt to change, and keep trying, they learn to do the same. Empowerment tip: Talk through your own problem-solving process out loud and giving insight into your logical thinking. “I made a mistake, but I’m going to try this instead.”

Every child with ADHD has strengths waiting to be unlocked. Empowerment starts with understanding. Call (561) 625-4125 if you would like to discuss your child. Learn more at www.JimForgan.com.

While it may be easy to simply renew last year’s choices, that could be a costly mistake. Your employer’s plans, providers or costs may have changed. It’s also possible your own circumstances are different than they were a year ago—for example, if you had a baby, got married or expect new medical needs. Taking a fresh look helps ensure your benefits match your life today.

Here are a few tips for navigating open enrollment. Compare health plans carefully. Employers often offer more than one health, dental or vision option. Look at differences in provider networks, prescription coverage and premiums. If you and your spouse both have coverage options, compare plans across employers. Just be mindful that some companies charge a fee if you enroll a partner who has their own workplace coverage. Many plans offer wellness discounts on monthly premiums based on your personal health condition.

Check your life insurance. Many employers provide a base level of life insurance, with the option to buy more. If your family has grown or your financial responsibilities have increased, now is the time to make sure you have enough coverage to protect your loved ones.

Consider disability coverage. A short-term disability plan can help cover income gaps for up to 12 months during recovery from surgery, illness or childbirth. Longterm disability insurance offers protection if you’re unable to work again for an extended period up to age 65. Ideally, coverage should replace up to 60% of your pretax income.

Understand supplemental options. Some employers also offer accidental death and dismemberment (AD&D) insurance. While it can provide peace of mind, remember that it’s not a substitute for life or disability insurance, since it only covers specific accidents.

Take advantage of tax-friendly accounts. Flexible spending accounts (FSAs) and health savings accounts

(HSAs) let you use pretax dollars for eligible medical expenses. If you have young children or other dependents, ask whether your employer offers a dependent care FSA to help offset care costs. Note that these are use-it-or-lose-it, so contribute only what you expect to spend every year. HSAs, available with high-deductible health plans, are more flexible, since unused funds roll over from year to year and can even serve as long-term savings.

Review your retirement savings. While your retirement plan usually isn’t part of open enrollment, this is a good time to revisit it. Make sure you’re contributing enough to earn your employer’s match. Small increases can make a big difference over time.

Open enrollment may not be the most thrilling item on your fall to-do list, but it could be one of the most important. Taking a little time now to review your employee group benefits could give you greater financial security and extra savings throughout the year.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Edward Jones, Member SIPC.

Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C.

Edward Jones, its employees and financial advisors cannot provide tax advice. You should consult your qualified tax advisor regarding your situation.

Contact us at (561) 748-7600, Sally Stahl, CFP, ChFC, AAMS, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.

Seabreeze Communications Expands In Weston And South Miami-Dade With Launch Of Two Community News Sites

Seabreeze Communications is excited to announce the upcoming launch of WestonTogether.com, created in partnership with the Weston Chamber of Commerce, and SouthDadeSpotlight.com, developed in collaboration with the South Dade Chamber of Commerce

Both platforms are designed to bring local news, events, and stories directly to residents, businesses, and visitors. Each site will feature a monthly digital magazine, event calendar, and neighborhood stories that highlight the people and places that make each area unique.

“These new sites reflect our mission to connect communities through accessible, high-quality local media,” said Stephen Miller, President of Seabreeze Communications. “We’re proud to work alongside both Chambers of Commerce to celebrate their cities and support local businesses.”

Both Weston Together and South Dade Spotlight are set to go live in January 2026

To subscribe for updates and digital magazine releases from Weston Together or South Dade Spotlight, visit SeabreezeCommunications.com

For advertising, partnership, or community story inquiries, contact Sales@seabreezecommunications.com

The Pet Cottage Post

The Pet Cottage Launches Quest For A Forever Sanctuary Home

Local Sanctuary Seeks Permanent Home To Keep Its Forever Promise To Pets

The Pet Cottage, a Jupiter Farmsbased sanctuary that provides lifelong care for pets who lose their human due to death, disability, or deployment, is embarking on an urgent and determined quest—to find and fund a Forever Sanctuary Home.

The organization’s landlord has informed them that the lease will not be renewed, and the property will not be sold. While this was unexpected, it has made one thing clear—it’s time for The Pet Cottage to secure a permanent home for its mission and the pets who depend on it.

At The Pet Cottage, the team makes a forever promise to pets: to ensure their lifelong care, safety, and placement in loving homes. When loyal companions face loss and uncertainty, The Pet Cottage steps in as their champion— offering what those pets once gave so freely: love, safety, belonging, companionship, and purpose.

By January of 2026, the organization must find and relocate to a new sanctuary home that will house not only its headquarters but also the 17 pets currently living on-site. The goal is to raise $1 million to purchase a property in Jupiter Farms that will serve as a lasting foundation for The Pet Cottage’s mission.

The good news is that the organization is already more than halfway to its goal. With the continued support of its Pack—a loyal community of animal lovers and protectors— The Pet Cottage is confident it will reach its goal. This home will be:

• A stable, peaceful space for sanctuary pets to live in comfort and security.

• A welcoming hub for guardians, volunteers, and community members.

• A lasting foundation for the Forever Promise.

Here is how you can join the Quest:

• Give – Every contribution, large or small, brings the organization closer to its forever home.

• Connect – Know someone with property or land that could meet the sanctuary’s needs? Please reach out.

• Share – Spread the story. The right opportunity may be just one share away.

Even as The Pet Cottage plans for its future, the work of welcoming and caring for pets in need continues every day. Recently, an older gentleman named Mike reached out after losing his wife and preparing to move into assisted living. Unable to take his two beloved dogs, Layla and Umberto, he turned to The Pet Cottage for help. The pair are now living at the sanctuary while a Forever Guardian match is being made—safe, together, and loved.

“Together, we can find and fund a forever sanctuary home for the pets who depend on us—and the people who love them,” says Derhak. “This is our new chapter, and it’s one we will write together.”

Founded in 2012, The Pet Cottage provides lifelong care, veterinary support, and loving placement for pets whose

humans can no longer care for them. Through its Lifelong Guardianship Program, each pet is matched with a Forever Guardian, while the sanctuary property remains home for pets who cannot be placed in the community.

To learn more, share a lead, or make a gift toward the Sanctuary Home Fund and the ongoing care of the pets we serve, visit ThePetCottage.org or call (561) 818-5025.

As the season of gratitude approaches, our hearts are full because of you. Thank you for your generosity, your open hearts, and all that you’re doing to help us find our new home. Together, we’re making forever promises possible. We are grateful!

IMPERIUM HOME

Layla and the Pumpkin
The Pack Walking On the dirt road
The Sanctuary Pack
Umberto and Layla

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