Liverpool-born talent on combining Corrie role with blossoming music career
Frances Brown Olivia
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April
Hello and welcome to the April edition
of YM Liverpool
First up this month, I’m thrilled to share my chat with Coronation Street newcomer and rising singer-songwriter Olivia Frances Brown. Since joining the cobbles in January, the Liverpool-born talent has been causing plenty of mischief as the fiery Jodie Ramsey. She sat down with me to talk about life on the world’s longest-running TV soap and her upcoming jazz album.
On the property front, we showcase a stylish three-storey semi at a thriving new Bromborough development and take a closer look at Torus Homes’ collection of affordable three and four-bedroom homes at Foxwood Garden Village in Whiston.
Elsewhere, Annie S shares looks that are both chic and practical for city getaways, Robin Brown heads to Heswall with the family to check out characterful gastropub The Devon Doorway, and Heather Marsh shows how to bring your garden back to life this season, from the first lawn cut to vibrant finishing touches.
And last but by no means least, YM’s wine columnist Jane Clare uncorks the springtime appeal of Beaujolais – fresh, fruity and made for easy sipping.
Enjoy!
Editor Lawrence Saunders editor@ymliverpool.com
Design Marten Sealby sulazcreative.com
ADVERTISING Sales 0151 316 0210
sales@ymliverpool.com
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LAWRENCE SAUNDERS Editor
All that JAZZ
Since joining Coronation Street in January, Olivia Frances Brown has been causing plenty of mischief as the fiery Jodie Ramsey. From her Liverpool upbringing and early love of music to navigating the fast pace of soap life, Olivia opens up about her dual passions, new album, and what Corrie fans can expect from her character in the months ahead
words lawrence saunders
Whereabouts on Merseyside did you grow up?
I was born in Liverpool, at the Women’s, and spent my early years in Aigburth. It was a lovely place to grow up – the people were very warm, and that warmth and humour really shapes you. It’s the sort of place that encourages you to have a personality and a point of view, and I think that stays with you.
For my school years, I moved to a small village in Cheshire called Whitley. It’s a rural area, so I had a very outdoorsy upbringing –climbing, riding bikes – which I loved and feel really grateful for. I’ve moved around a lot since, been here, there and everywhere, but I always seem to come back to Liverpool. I returned to attend LIPA, then moved away again, and now I’m back once more. It’s a city that gives you confidence but keeps your feet firmly on the ground – no one lets you get too big for your boots.
When did acting first enter the picture for you? Was there a specific moment that made you think, ‘This is what I want to do’?
I don’t think there was a single lightning-bolt moment, but from a young age I loved films and cinema, and I was always happiest when I was immersed in a character or a story. I hated school, but I loved drama – the only class where being curious and a bit strange actually felt useful.
While I was at school, I started to experience nerves and stage fright, and I struggled with that for a long time. I fought it at first, but over the years I’ve reframed it. If something doesn’t make you nervous, it probably doesn’t matter enough. I’m much better with it now because of that shift in perspective. I see nerves as energy without direction, and I’ve learned to work with them rather than against them.
every Friday at Petit Café on Berry Street. When I get some time away from Coronation Street, I’m hoping to put together a UK tour as well.
You released your debut single, ‘Shade of Red’, in February 2025. What did that milestone mean to you?
Releasing ‘Shade of Red’ was a big moment for me. I’d been working on my music for years, and it was always a slow, intentional process – I wasn’t interested in rushing something out just for the sake of it.
When I wrote ‘Shade of Red’, I was really drawn to Motown and old soul, and the song actually came together very quickly. I think I wrote it in about a day. Once I got into the studio, it fell into place exactly as I’d imagined. Lyrically, it’s very honest, and I love that about it. Even if it feels exposing, I think that honesty is what makes great music.
My mum was so excited [when I got the Corrie role] but you don’t get away with much with a scouse mum... She tells me exactly how to act!
Alongside acting, you’re also a singer-songwriter. Was music your first love, or did the two passions develop side by side?
I think music came first. It was there before I even knew how to speak – my first love, my first language. I was fascinated by the songs my parents played growing up, especially Motown. I was always singing as a child – probably to everyone’s annoyance – and scribbling little songs in notebooks from about the age of four. They were rubbish, but I’d perform them for anyone who would listen, or at least pretend to. I still perform regularly now in Liverpool. At the moment, I play
Are you still working on new material alongside your role in Coronation Street?
Yeah, I’m sitting on a lot of material at the moment. The next single I’m set to release later this year is called ‘You’ll Just Have To Do’. I wrote it quite a while ago, and it’s about being stuck in a toxic relationship – one you know is unhealthy but can’t walk away from. I think it captures that relentless cycle of leaving but inevitably returning, even when you know it won’t get any better, because the attachment feels stronger than logic. The song has already had some support from BBC Introducing and Radio Merseyside. The music video will feature Liverpool’s cityscape, which is exciting.
Alongside that, I’m also developing a jazz album called Folie Douce, which will be out later this year. The title is a French phrase that loosely translates as ‘soft madness’ or ‘gentle madness’. It’s inspired by Julie London’s first studio record, Julie Is Her Name, which I love –just guitar and double bass, really stripped back. I’ve always loved that understated style of jazz: minimal instrumentation but full of emotion. The album will include jazz standards and some other exciting material, all coming later this year.
Moving on to Coronation Street – your character Jodie was introduced during the special crossover episode with Emmerdale. How did you land the role?
Well, I actually auditioned for another role on Corrie that didn’t work
out, but I was told I’d be kept in mind. I think it was about three years later when I got the audition for Jodie. When I read about her, I immediately knew she’d be a lot of fun to play. She’s a very complex character – unpredictable and layered – not the kind of role you get bored of. It felt like the right role at the right time. And I entered with the Corriedale special, which was incredible. That was such a brilliant way to come in, and I felt really lucky to be introduced that way.
What was your initial reaction when you found out you’d be stepping onto the famous cobbles?
It was surreal! My family have watched it since the very start, so it was a mix of excitement and a bit of disbelief, followed by a very real thought of, you know, ‘Don’t mess this up’. It’s such an institution, and you feel the history the moment you step on set. My mum was so excited because she’s a big Corrie fan, but she’s also brutally honest – you don’t get away with much with a scouse mum! She tells me exactly how to act.
How has it been joining such a long-established cast? Were you nervous walking into that environment?
I was a bit at the beginning, but it was more excitement than anything. It’s such a famous show with so much history, and you really feel that when you arrive and see cast members who’ve been there for years. But everyone was so welcoming – both the cast and crew. My on-screen sister, Julia Goulding, was amazing. We clicked straight away, and she really took me under her wing and made me feel completely at home. Everyone has a real respect for the work they’re doing, so it’s a really nice place to be.
Without giving too much away, what can fans expect from Jodie’s storyline in the coming months?
It’s going to be very juicy, but it will be a slow unravelling. The show is being very deliberate in how it’s all put together, because there are still a lot of questions that need answering. People really want to know why she was in that van, what her real connection is to Graham from Emmerdale, and why she keeps stealing random objects. They’ll have to wait for the answers, but they are on the way.
For now, she’s busy causing chaos in the Platt household –testing loyalties, pushing everyone’s buttons, and quietly positioning herself where she can do the most damage, I guess, or have the most fun. It depends what day you catch her on.
How have you adapted to the fast pace of soap filming compared to other television or film work?
It’s different, but refreshing – it really makes you stop overthinking and start trusting your instincts. It is intense, but I guess that keeps your performance alive, and there’s no space for vanity either, which is good – you don’t over-perfect things.
Your partner, James [Nelson-Joyce], is also an actor. Do you help each other when preparing for roles – for example, by rehearsing lines together – or do you keep your work separate?
We do read lines together, but we respect each other’s creative process. Sometimes it’s about giving each other space – creative work can be quite solitary. We both understand that, which is valuable in a partner. We also understand the demands of the job and that work sometimes has to take priority, so it helps to be with someone who gets that. Ultimately, it’s about balance. Work doesn’t always stay at work in this job, so knowing how to switch off and decompress makes all the difference.
Entries open for YM Liverpool Property & Business Awards 2026
Leading figures from region’s property and business sectors will gather at Titanic Hotel this November
ENTRIES FOR THE PRESTIGIOUS YM
Liverpool Property & Business Awards 2026 are now officially open.
Leading figures from across the Liverpool City Region’s property and business sectors will come together at the Titanic Hotel Liverpool on Wednesday 25 November 2026 to celebrate another 12 months of outstanding achievement.
The awards will once again recognise excellence across a wide range of categories, including Property Developer of the Year, Best Affordable Housing Scheme, Residential Property Agency of the Year, Business Leader of the Year, and LCR Business of the Year.
For 2026, the programme has expanded to include five exciting new categories,
reflecting the evolving landscape of the sector and the diverse teams and businesses driving the region forward:
• Housebuilder of the Year
• Short Stay & Serviced Accommodation Operator of the Year
• HMO Management & Service Provider of the Year
• Build-to-Rent (BTR) Resident Experience Team of the Year
• Liverpool City Region Law Firm of the Year
The closing date for entries is 1 September 2026.
Category sponsors include Bell Lamb & Joynson, The Mistoria Group and Marshall Property.
For a full list of categories and to submit your entry, visit: ymliverpool.com/ymliverpool-property-business-awards; To book a table or discuss sponsorship opportunities, email awards@ymliverpool.com or call 0151 316 0210
PC&Co promotes experienced solicitor to associate
Kirkby housing project to boost local services
Barratt and David Wilson Homes are bringing 800 new properties to 56-acre Cherryfield Drive site
KIRKBY IS SET TO BENEFIT from almost £8 million of investment as two leading housebuilders commit to delivering major community facilities, infrastructure upgrades and green improvements for the town.
Barratt and David Wilson Homes are bringing 800 new properties to a regenerated brownfield site on Cherryfield Drive, creating a new neighbourhood named Tudor Place. The development will offer a varied mix of one to fourbedroom homes, including apartments, bungalows and 80 affordable homes.
As part of the planning agreement, the housebuilders will contribute £7.7m to enhance local infrastructure and ensure the benefits of the development extend throughout Kirkby.
Contributions include:
• £4,398,720 towards additional secondary school places, supporting the educational needs of local families
• £816,769 to expand GP capacity in Kirkby
• £1,999,128 to improve public open spaces and local sports facilities
• £461,901 allocated to off-site tree planting, boosting biodiversity and green coverage
The development will also include new pedestrian and cycle links to Valley Park and Kirkby town centre, along with two new access points from Cherryfield Drive and Bewley Drive.
Local law firm ’proud’ to reward Jennie Harrison’s achievements and professionalism
LIVERPOOL-BASED LAW FIRM Paul Crowley & Co Solicitors has promoted personal injury solicitor Jennie Harrison to associate, marking a key milestone in her career.
Jennie joined the firm in April 2017 and has since built nearly a decade of experience in personal injury work. She initially trained in the sector before joining PC&Co, where she expanded her expertise into employer’s liability and public liability claims. Over the years, she has developed a particular interest in understanding the circumstances behind accidents and supporting clients through complex claims.
Jennie says: “It’s rare to find a firm that trusts you to work independently and rewards loyalty. Working with Liverpool clients has been a joy as well.”
Paul Lowry, managing director at PC&Co, adds:
“Jennie is an exceptional solicitor whose professionalism, work ethic and client focused approach embody everything we value at Paul Crowley & Co. Her promotion is richly deserved, and we are proud to see her continue to grow within the firm.”
20th - 23rd AUGUST 2026
Caught drink/drug driving –consult the legal experts
Emma Smith, director from Paul Crowley & Co Solicitors’ crime department, explains the legal process of being charged with a drink or drug driving offence and what a conviction could mean for you
Across England and Wales, drink and drug driving convictions have surged, rising more than 60% over the past decade as police deal with record numbers of motorists testing positive. The risk of a fatal injury is twice as likely when a driver is under the influence of alcohol or drugs. Drink and drug driving not only causes serious accidents but can also result in a driving ban, a heavy fine or even a custodial sentence.
What is the drink driving limit?
The drink driving limit in England and Wales is 35 micrograms of alcohol per 100 millilitres of breath or 80 milligrams per 100 millilitres of blood.
However, the level of alcohol in your blood can be affected not just by how much you drink, but a range of other factors, such as your age, weight, and diet. Therefore, it’s impossible to know whether you would be considered over the legal limit after drinking, so you should avoid driving altogether if you’re planning on drinking alcohol.
What are the limits on drug driving?
The drug driving limit depends on which drug has been taken, but if you are found with drugs in your system
you won’t be charged if it is an amount below the legal limit.
Here is the limit for some common drugs in micrograms per litre of blood:
• Cocaine: 10 µg/L
• Cannabis/Delta-9tetrahydrocannabinol: 2 µg/L
• Ketamine: 20 µg/L
• Heroin/diacetylmorphine: 5 µg/L
• Clonazepam: 50 µg/L
• Diazepam: 550 µg/L
• Methadone: 500 µg/L
• Morphine: 80 µg/L
• Amphetamine: 250 µg/L
What happens if you are caught drink or drug driving?
If the police have a reasonable suspicion that you might be driving under the influence of alcohol or drugs, they have the power to ask you to pull over and take a breathalyser or drugs test. If you refuse to provide a specimen for testing (unless you have a reasonable excuse), you could be arrested. If you are found to be over the legal limit you will be taken to the station and re-tested. If you fail the second test, you will be charged with an offence.
If you’ve been charged with a drink or drug driving offence, call our dedicated motoring specialists at Paul Crowley & Co. Our friendly team of solicitors are here
to guide and advise you throughout the legal process and help to get the best outcome for you.
What is the penalty for drink or drug driving?
If you are charged with driving whilst under the influence of alcohol or drugs, you could be facing up to 6 months imprisonment and an unlimited fine, as well as a minimum compulsory driving ban of 12 months if it is your first time, or 3 years if you’ve already been convicted of drink driving within the past 10 years. However, if you’ve been charged with drink driving you may be able to reduce your driving ban (by 25%) by completing a drink driving rehabilitation course.
A drink or drug driving conviction can have other consequences too. You could struggle to get insurance and have to pay more, have difficulties travelling to certain countries like the USA, and even be unable to work if you usually drive for your job.
If you’ve been charged with a drink or drug driving offence and want to know the penalty you could be facing or what you should do next, Paul Crowley & Co’s expert team of criminal law solicitors are here to help. Paul Crowley & Co… on your side.
Emma Smith Director, Paul Crowley & Co
The Devon Doorway
By Robin Brown | Gastropub | ££ | 2 Telegraph Road, Heswall, Wirral, CH60
2SA
When I was a nipper, my parents would whisk me off to the countryside or the coast most Easters.
My father possessed an unbeatable mental map of every pub in the North East and the Yorkshire Dales, and we would drop in as if by divine providence. The Mad Dog, The Green Man and The George & Dragon: names to conjure with. Inside, we’d find pies, meat and fish dishes made from scratch by a cook using local provisions. A proper cook in every kitchen; ‘real’ food. On any given day, there were likely a thousand people across Great Britain hand-crimping steak and kidney pies. It stirs the soul.
In 1990, there were 60,000 pubs in the UK; today, that figure has nearly halved. Moreover, the ‘managed’ houses like Greene King and JD Wetherspoon now account for over half the market. There is likely one within a mile of you right now serving a pie that has journeyed from freezer chest to microwave, its pastry crust unmolested by human hands. The food is passable, the sort of thing you’d drop £14 on without a second thought.
I remember the pubs I entered as a fearful
The starters were strong, particularly the unctuous pulled pork croquettes, and desserts were well-pitched.
whelp in the late ’80s: toilets you’d expect to see in a horror flick, waiting two hours for sausage and chips at The Ramside in 1985 and, famously, a man being assaulted with a coconut at the New Inn one long, hot summer. Yet, there was also an abundance of seasonal and locally sourced food. Run those keywords through a search engine today and you’re likely to find a website using the word ‘deconstructed’ near a price tag you’d mistake for a typo. Somewhere along the way, however, there are happy mediums.
Which brings me to The Devon Doorway in Heswall, a ‘premium’ Mitchells & Butlers site. Its website promises ‘fine country pub dining’. While it is certainly a cut above the average managed house, it isn’t quite fine dining, nor is it meaningfully a ‘country’ pub despite its astonishing thatched roof and ancient timbers. However, the chefs here are permitted their own flourishes and daily specials. Refreshingly, there are no pizzas, no dirty fries and only a solitary Wagyu burger. The menu leans toward duck breast, heritage tomato tatin and lemon sole. Pleasingly there is a pie of the day. It is good, old-fashioned fare elevated by a sensible injection of modern British and European influence.
I opted for the scallops (£14.50) followed by a substantial hunk of cod with ’nduja and butter beans (£24.50). The portions were generous and well-executed, though the seasoning in some dishes felt as if it had been handled by a glitching TikTok robot. A smarter deployment of salt and acid
would have made these plates sing rather than bawl or whisper. The starters were strong, particularly the unctuous pulled pork croquettes, while desserts like the sticky toffee pudding and chocolate cake were well-pitched at a tenner or less.
There were puzzles, though, chiefly a heroically baffling salad accompanying the children’s meal. If your six-year-old willingly scarfs down chicory, bulgur wheat and watercress, I would like to shake your hand. We eventually cleared the £180 mark for two adults and two children aged six and one. We ate well and we enjoyed almost all of it.
The Devon Doorway might not be my natural habitat. I’ll happily suffer a wonky table and a grumpy landlord for a sense of original character – the thrill of stumbling across an independent pub with a cantankerous alcoholic wielding offal in the kitchen is what gets me in the car. But I am a creature of habit, much like the regulars in Heswall, who are clearly grateful for this peculiar slice of Devon on their doorstep. For the vast majority of people, a happy medium is exactly what they’re looking for.
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WOne foot in THE GRAPES
Fresh, fruity and made for easy sipping, Beaujolais takes centre stage as Jane Clare uncorks its springtime appeal
elcome to April, and to springtime days! And if any red wine has a ‘perfect for spring’ vibe, it would be Beaujolais.
There’s a carefree energy to Beaujolais wines that matches the season perfectly. It’s not about ceremony; it’s about opening a bottle on a whim, pouring a glass outdoors, and enjoying that first real warmth of the year.
Or if it’s raining (as is usual in April at my end of Merseyside) then simply stay indoors and pour a glass anyway.
Let’s take a peek at Beaujolais and its wines.
Beaujolais is a wine region just beyond the southern tip of Burgundy in eastern France.
It is mainly known for red wines (there are whites too); and the beating heart of those reds is a grape called Gamay – which makes up about 98% of the grapes grown in the region. Bless Gamay, I say. It is behind some really famous wines but its own name isn’t exactly well-known. Give it a hug.
Gamay creates wines that have juicy flavours of cherry, raspberry, and strawberry; and very often they have a hint of violets and perfume. And bubble gum and bananas.
Ahem, what? Well yes – bubble gum, bananas and kirsch aromas often rise from the glass. And that’s down to a special fermentation process regularly used in Beaujolais.
They’re lovely wines to share at this time of year and into the summer; they’re fresh and full of those bright, red fruits exactly because of that special way of fermenting the gamay grape.
Pop them in the fridge for 15 minutes for a little chill.
Beaujolais wines are typically low in tannins; and I often recommend them to white wine drinkers who may be nervous of taking their first steps into trying reds. Like all French wine regions, there’s a hierarchy of style and quality.
Those levels of concentration and complexity will be indicated by the wine label – and if you understand the labels, then your appreciation of Beaujolais will increase tenfold.
Simple fruity wines are labelled Beaujolais AOC; typically, the grapes will be sourced from vineyards in the south of the region.
In the north, vines have to work harder to find water and nutrients; warm granite soils will help develop more ripeness and tannins; the grapes will have more concentrated flavours. Which means more complexity in your glass.
Recognising that step-up in depth of style and complexity, some parts of the region are allowed to label their wines
Beaujolais-Villages AOC
And if grapes only come from only one particular village, then its name can be added to the label. These wines are very easy to find in Liverpool supermarkets, indie wine shops and restaurants. They’re around you. Go look.
Try Dominique Piron Beaujolais Villages, available at Waitrose, £14.75.
There are over 300 different soil types in Beaujolais; and each one will make a difference to the structure of the wine in a glass. This is even more pronounced when we get to the Beaujolais Crus, the 10 villages recognised as producing the most complex wines. Wines labelled Fleurie AOC are perhaps the most well-known of this top Beaujolais tier. Look out for the others, labelled Brouilly, Chiroubles, Moulin-à-Vent, Morgon, Saint-Amour, Juliénas, Régnié, Côte-de-Brouilly and Chénas
There you go – a top to toe of Beaujolais red wines and the region. See if you can spot the styles on the labels where you shop – and enjoy!
Find out more at www.beaujolais.com/en
What is Beaujolais Nouveau Day?
Beaujolais Nouveau is a style of wine as young as young can be. Wine is released for sale on the third Thursday in November – Beaujolais Nouveau Day
It is made from grapes which were growing on the vines just a few weeks earlier. And it’s a thing. These young refreshing wines became very fashionable in Paris in the ‘50s and ‘60s; and the phrase ‘Le Beaujolais Nouveau est arrivé’ was coined. Then the craze hit Britain. Charity escapades have been very common, to see who could get to France – and back to the UK – the quickest with a bottle of Nouveau. A leisurely stroll to a wine bar celebrating Beaujolais Nouveau Day is more my style.
THE ASHDOWN AT OLD HALL VILLAGE in Bromborough is a new-build home designed to offer flexible, modern living across three storeys.
At its heart, this three-bedroom property features a well-planned kitchen and dining area with French doors opening onto the garden, creating a practical and sociable ground floor space. A separate flexible room provides additional space for home working or a quiet retreat, alongside a convenient WC.
Upstairs, the first floor includes a spacious living room with a Juliet balcony, bringing in natural light and offering a distinct space to relax. The upper floor accommodates three well-proportioned bedrooms, including a main bedroom with en suite, making the layout well-suited to families or those needing adaptable living space.
Persimmon’s Old Hall Village offers broad appeal, catering to a range of buyers including families, firsttime purchasers and those looking to downsize. The development features a mix of two, three and fourbedroom homes, located near Eastham Country Park and Leverhulme Sports Field.
Residents benefit from convenient access to Bromborough village and Bromborough Retail Park. The village provides a selection of local shops, pubs and day-today amenities, while the retail park offers a wider choice of larger stores, dining options and leisure facilities.
For those who enjoy spending time outdoors, Brotherton Park and Dibbinsdale Nature Reserve lie around 1.5 miles away. There are also golf courses in Eastham and Bromborough within easy reach.
Persimmon is offering its Part Exchange scheme on selected plots at Old Hall Village, aimed at simplifying the moving process for prospective buyers.
For more information about The Ashdown or Old Hall Village, call 0151 305 6891 or visit persimmonhomes.com
A Smarter Way to Invest, Let, Manage and Maintain your Property: Inside The Mistoria Group
A fully integrated property group combining investment, lettings, sales, renovations, maintenance and accountancy, the Mistoria Group is redefining how property works – delivering stronger outcomes for investors, landlords and tenants through a more connected, strategic approach. With a new team, refreshed identity and ambitious growth plans, the group is scaling across the North West with a clear objective: better-performing property, managed properly from end to end
An Integrated Property Ecosystem
Unlike traditional agencies that operate in silos, Mistoria brings every stage of the property lifecycle under one roof. From sourcing and acquisition through to refurbishment, lettings, management and financial oversight, clients benefit from a coordinated service designed to improve performance, reduce risk and simplify decision-making.
At a glance:
• Founded in 2009
• Over 1,000 tenancies
• Branches in Liverpool, Bolton, Salford, Manchester, Durham, Oldham and Stockport
From Frustration to Full-Service Model
Founder and CEO Mish Liyanage built the business in response to first-hand experience of inconsistent service across the sector.
“I started Mistoria after seeing how poor communication and maintenance were letting people down. Too much of the industry was reactive. Over the last 16 years we have done our best to build something more reliable and more accountable and learn grow from our past mistakes.”
That vision has evolved into a model focused on consistency, performance and continuous improvement.
“Today, we try our best to create value across the entire property journey. We help clients buy, let, sell and manage property more strategically – with the systems and support to deliver better long-term results.”
Performance for Investors, Standards for Tenants
Mistoria’s operating model is built on a simple principle: property performs best when both investors and tenants are properly supported.
Well-managed homes drive stronger occupancy, lower turnover and more stable returns – while also improving the tenant experience.
This translates into:
• Proactive maintenance and compliance
• Clear, responsive communication
• Systems designed to prevent issues, not just react to them
The result is more resilient assets and more predictable performance.
Scaling with Discipline
Growth is a core priority, but the strategy is deliberately controlled.
The group is investing in:
• Operational efficiency, including AI and outsourced processes
• Expansion of its management portfolio
• Strengthening its investment and sales capabilities
• Extending its wider service ecosystem
“We want to scale properly – with the right people, the right systems and a reputation that drives sustainable growth.”
Raising Standards in Shared Living
Through Mistoria House Share, the group
is responding to rising expectations among students and young professionals. Rather than treating shared living as a volume exercise, the focus is on quality, consistency and professional management.
Laura Green, Branch Manager & House Share Lead, explains:
“We create homes people genuinely want to live in. That means good presentation, strong maintenance and clear communication – not just filling rooms.”
Today’s tenants expect more:
• Reliable Wi-Fi and well-designed communal spaces
• Clean, safe, well-maintained environments
• Professional and responsive management
Sarah Boothroyd, Branch Manager Liverpool & Group Lettings, notes:
“Liverpool gives investors value and yield, while tenants are drawn by its universities, employment opportunities and lifestyle. It’s one of the most active and resilient markets in the North West.”
The local office combines on-theground expertise with group-wide capabilities, allowing clients to benefit from both local insight and broader strategic support.
A More Connected Approach to Property
Across investment, lettings, management and supporting services, Mistoria’s advantage lies in its ability to connect every part of the process.
“We create homes people genuinely want to live in. That means good presentation, strong maintenance and clear communication – not just filling rooms.”
“We make sure people feel their home is properly looked after. That has a real impact on day-to-day life.”
Liverpool: A High-Demand, HighPotential Market
Liverpool continues to play a central role in the group’s growth strategy, offering a compelling mix of affordability, demand and long-term upside.
Key drivers include:
• A large and consistent student population
• Strong demand from young professionals and families
• Ongoing regeneration across multiple zones
• Attractive yield potential relative to other UK cities
This joined-up approach enables:
• Better-informed decisions
• More efficient operations
• Stronger, more consistent results
In a market where expectations are rising, that level of integration is increasingly a differentiator.
Looking to invest, let, sell or find professionally managed shared accommodation?
Speak to the Mistoria team today to explore how a fully integrated property approach can deliver better results across the North West.
COOK’S TIP
Pork ragù parmigiana
Pork ragù meets aubergine parmigiana – filling and full of veg. Best served with a bitter leaf salad to off-set the richness of the cheese
PREP 20 mins | COOK 1 hour | SERVES 4
INGREDIENTS
• 6 tbsp extra virgin olive oil
• 4 aubergines, cut lengthways into 1cm slices
• 500g pack free range 5% fat lean pork mince
• 300g frozen Cooks’ Ingredients Soffritto Mix
• 2 clove/s garlic, crushed
• 2 tbsp essential Waitrose Tomato Puree
• 250ml white wine
• 400g can chopped tomatoes
• ¼ tsp sugar
• 100ml whole milk
• 25g pack basil, leaves only
• 100g Parmigiano Reggiano, finely grated
OF RECIPES
METHOD
1 Preheat the oven to 200°C, gas mark 6. Brush a layer of oil over two large baking trays, then lay the aubergine slices over the top. Brush generously with more oil, using 4 tbsp in all, season with salt, then bake for 25-30 minutes,
2 Meanwhile, heat 1 tbsp oil in a large frying or sauté pan over a high heat. Fry the mince for 3-4 minutes with some salt, until browned. Drain. Add a drizzle of oil to the pan and fry the soffritto for 3-4 minutes until softened.
3 Add the garlic, fry for two more minutes, then return the mince to the pan with the tomato purée and
Make and layer the recipe up to two days ahead, then cover and chill. Add a few minutes to the final cooking time (cover the top with foil if it browns) and ensure it’s piping hot throughout
stir to coat for 2-3 minutes. Add the white wine, allow to bubble for five minutes, then add the tomatoes and half a can of their water, the sugar and milk. Simmer, stirring often, for 15-20 minutes until reduced and thickened. Season to taste.
4 Put a quarter of the aubergines into a 2l baking dish. Add a quarter of the mince, tear in some basil leaves, then add a thin scattering of cheese. Repeat until you finish with a top layer of mince, then add the remaining cheese over the top in a thick layer. Bake for 20-25 minutes, until golden and bubbling. Leave to stand for 10-15 minutes, then serve with a salad, if liked.
DEVELOPMENT
Modern design meets affordability at new-build scheme in heart of Whiston
25% share from £66,250
TORUS HOMES has released a collection of modern three and four-bedroom homes at Foxwood Garden Village in Whiston, offering an accessible route onto the property ladder through Shared Ownership.
With a 25% share starting from £66,250, the development presents an opportunity for buyers to step into a brand-new home with a lower initial outlay, while still benefiting from thoughtfully designed, contemporary living spaces.
Each property has been finished with modern lifestyles in mind, with carpets and integrated appliances included as standard, allowing homeowners to settle in with ease from day one.
Set within a well-established residential area, Foxwood Garden Village offers a strong sense of community alongside everyday convenience. Surrounded by scenic countryside, it features green spaces, walking routes, and top-rated schools, creating a family-friendly environment that supports wellbeing and sustainable living.
Torus has a selection of house types currently available, including the three-bedroom Gosford and Easedale, as well as the four-bedroom Lydford – each designed to balance practicality with comfort.
The Gosford is a well-proportioned three-bedroom home featuring a spacious living area, a modern kitchen and an en suite to the master bedroom, making it a versatile option for a range of buyers.
The Easedale offers a more open-plan layout, with a combined kitchen and living space, contemporary finishes and a flexible design suited to first-time buyers or young families.
For those looking for additional space, the Lydford provides a generous four-bedroom layout, including two double and two single bedrooms, a private lounge and an en suite to the master. Additional features such as built-in storage, a downstairs cloakroom and a garage add to its appeal as a long-term family home.
To find out more about Foxwood Garden Village, email Torus Homes at sales@torus.co.uk, call 0748 591 8963, or visit www. torushomes.co.uk/developments/foxwood-garden-village/
Overwhelmed by
Aesthetic Treatments?
With so many aesthetic treatments now available – from skin boosters and lasers to anti-wrinkle injections and collagen stimulators – it’s no surprise people feel unsure about where to begin
While this level of choice allows for highly personalised results, it can also leave patients feeling confused, cautious, and hesitant to commit.
At Amanda Azzopardi
Aesthetics, this is one of the most common concerns raised during consultations.
“Patients often come in feeling overwhelmed,” Amanda explains. “They’ve seen different treatments online or been given conflicting advice, and they’re unsure what will actually work for them. The key is understanding that no single treatment is the solution – it’s about building the right plan.”
Understanding Your Options
Aesthetic treatments broadly fall into a few key categories, each targeting different aspects of skin ageing and quality:
Skin Health & Texture
Treatments such as medicalgrade facials, chemical peels, and microneedling focus on improving
skin tone, texture, and clarity. These are ideal for concerns like dullness, pigmentation, and enlarged pores.
Hydration & Skin Quality
Skin boosters work within the deeper layers of the skin to improve hydration, elasticity, and overall skin strength – helping to create that healthy, radiant glow.
Volume & Structure
Dermal fillers and collagenstimulating treatments restore lost volume and support facial contours, addressing areas such as cheeks, jawline, and nasolabial folds.
Muscle Relaxation
Anti-wrinkle injections soften expression lines, helping to reduce the appearance of forehead lines, crow’s feet, and frown lines.
While each treatment has its place, the most effective results come from combining them in a structured and strategic way.
The Importance of a Treatment Plan
Rather than approaching aesthetics as a series of isolated treatments, Amanda advocates for a long-term, layered approach – one that addresses the skin from the surface down to its deeper structural layers.
“Good results don’t come from a single appointment,” she says. “They come from consistency, planning, and treating the skin holistically.”
This is why every patient journey at Amanda Azzopardi Aesthetics begins with a complimentary consultation. During this time, your skin is carefully assessed, your concerns are discussed in detail, and a personalised plan is created to align with your goals, lifestyle, and budget.
There is no pressure to proceed – just clear, expert guidance to help you make informed decisions.
Introducing a Smarter Way: Membership‑Led Aesthetic Care
If the idea of booking individual treatments still feels confusing or overwhelming, Amanda Azzopardi Aesthetics offers something very different: structured membership programmes designed to deliver clarity, consistency and genuinely transformative results.
Rather than assembling treatments one-by-one, these memberships provide a guided, professionally curated pathway that evolves with your skin and aesthetic goals. Each programme offers a set of benefits distributed throughout the year – eliminating guesswork and encouraging an ongoing approach that prioritises long-term skin health over quick fixes.
Radiate Subscription
£189 per month
The Radiate programme is centred on consistency and progression. Members receive one clinically led treatment each month throughout the year, with options drawn from a curated list of advanced procedures such as bespoke Obagi facials, microneedling with serum, IPRF microneedling, Lase MD Ultra laser therapy, Derma V treatments,
Slimyonik body styling and more. With this ongoing approach, your skin is treated proactively, helping to improve texture, tone and radiance over time rather than in isolated bursts.
Pro Ageing Subscription
£239 per month
For a more comprehensive, multi-layered strategy, the Complete Subscription brings monthly advanced treatments together with cosmetic injectables. Over a 12-month plan, members enjoy tailored skin procedures alongside two skin boosters and three anti-wrinkle treatment sessions, all integrated into a structured pathway designed to enhance hydration, firmness and overall pro-ageing results. This membership is ideal for clients seeking both structural and surface-level rejuvenation under one programme.
12-Month Clinical Hair Regeneration Programme
£299 per month
(£299 upfront)
For clients looking to extend this structured, results-driven approach beyond skin, we also offer a dedicated programme focused on long-term hair restoration and scalp health.
Offered as a limited pilot with restricted availability, it reflects a high level of clinical input and continuity of care, with each
No time like the present –book your complimentary consultation online, call 0151 558 0742 or email contact@ amandaazzopardi.co.uk
stage carefully calibrated to support long-term follicular health and visible density improvement. Ideal for those around six weeks post-hair transplant or experiencing general or age-related thinning, the programme provides a clear pathway for ongoing maintenance.
Unlike conventional approaches that rely on isolated treatments, this plan integrates a combination of advanced modalities – including regenerative injectables, energy-based therapies and targeted scalp treatments – to address the full spectrum of biological factors influencing hair growth. By supporting follicle stimulation, optimising the scalp environment and enhancing circulation and cellular activity, the protocol is designed to work in alignment with the natural hair growth cycle.
Alongside in-clinic treatments, the programme incorporates a clinically driven homecare component to support continuity between sessions. This includes the Obagi Nu-Cil® BioStim™ Scalp Serum, a daily leave-in formula powered by a multi-active complex of peptides, biotin, amino acids and 18 targeted nutrients. Designed to promote scalp health, fortify follicles and reduce shedding, it plays a key role in maintaining an optimal environment for growth while enhancing overall treatment outcomes.
Book Your Complimentary Consultation
If you’ve been feeling overwhelmed by the choices available, expert guidance can bring clarity and confidence.
During your consultation at Amanda Azzopardi Aesthetics, your skin will be analysed in detail, and a bespoke treatment plan will be created to support your long-term goals. You’ll also have the opportunity to explore the clinic’s exclusive membership options and understand which level is right for you.
Take the first step towards a more informed, confident approach to aesthetics – and discover what’s possible with the right plan in place.
outdoorsgreat The
Creative director and TV presenter Laura Jackson has the tricks for making the most of any outside space
“I’M ALWAYS EXCITED ABOUT HOSTING OUTSIDE. Just being in the garden gives such a sense of atmosphere that you can create a mood with far less effort than when you’re indoors. When we moved into our house, I knew I wanted to entertain outdoors a lot, so we built a dedicated space using a load of reclaimed London bricks. It’s a commitment, but it’s a great place to entertain – spending a bit of money and time thinking about how you want to use your outside areas goes a long way.”
“The best parties outside are the ones you get to enjoy too. I had a great dinner last summer at home with all of my local friends – I made anchovy pizzettas, and cooked a John Dory in the outside oven. The weather was really warm, and everyone sat outside for hours until late. I tried to barbecue a basque cheesecake (thinking I was being really clever), and it ended up as a big pile of awfulness. But everyone still ate it –probably because I covered it with ice cream.”
Creating a space
“For textiles, I usually start with a foundation of strong outdoor cotton that can be chucked in the washing machine when the guests have left. Then add your comfort layers over the top – cushions and throws that you can mix and change up to suit the style of event you’re hosting.”
Setting the scene
“I know it’s a buzzword, but ‘tablescaping’ can make anyone feel overwhelmed with the need to make a table look ‘perfect’. If you’re stuck, I’d recommend two routes: the first is to use a patterned tablecloth, or layer two next to each other if you don’t have one big enough. Then mix and match everything – it doesn’t matter if the glasses or bowls or plates don’t match – just let it go, and accept that more is more! Alternatively, go for a very simple situation: choose two colours and just lean into it. Is it a pink tablecloth and blue napkins, or a yellow tablecloth and red napkins? Don’t bother with a seating plan, lay cutlery down or stick it in a tin for people to help themselves and relax.
There are loads of ways you can make an outdoor area feel more special. You can create an outdoor picnic vibe for an afternoon event.
“There are loads of ways you can make an outdoor area feel more special: of course, throwing down an outdoor rug instantly creates an area to eat, and if you add a load of cushions and pillows you can create an outdoor picnic vibe for an afternoon event. You can tell guests to bring their own cushions – BYOC! You’ll want to invest in really great outdoor furniture that is built to last.
“For extra touches, pick one thing and own it – you don’t have to do ALL of the things. You could add simple stems of inexpensive flowers down the middle of the table, but why not pop a few basil plant pots down the middle, and serve a starter where everyone picks their own? Getting the right lighting will help to make a space feel more considered. For a sit-down dinner, I like lots of candles down the middle of the table at varying heights; it looks so impactful and creates an atmosphere. If it’s an informal drinks party, I’d have big pillar candles dotted around the space. And I love solar-powered or rechargeable lights, which you can place around your garden. Go mad and get creative.
Nautical Flag Indoor/Outdoor Cushion
£25
Pure Jute Rug From £120
I like to set up a little bar area with a big bowl of ice, a delicious big bottle of rosé and a jug of pre-made cocktail like a Paloma (tequila, grapefruit juice and soda water). I’d have the glasses on the side with a bow on them or maybe a glass skirt. It’s a fun focal point that draws people over to it right at the start of your event.”
On the day
“Keep it simple so you can actually enjoy your event and spend time with your friends. I wear flats (or I’m barefoot) and my outfit will always be something relaxed and easy, like jeans and a nice shirt, with a jumper to hand for when it gets cold, and always a red lip. Get a few bunches of tulips and pull the petals back, so they look fun and different. Fill the table with tomatoes on the vine, cheese, or grapes. Give people things they can really help themselves to – there’s so much you see on Instagram where you think, ‘what are you going to do with those 100 cabbages now?’
“I have an outdoor oven, so I’ll make a big pot of potatoes, a chicken or slow cooked meat and serve it with a really nice crispy salad. I’ll make a labneh dip and pile all the potatoes on top of it in a huge dish. So investing in sharing bowls and platters and serving spoons is always a good idea, and a big sharing board is also a really good investment – even if you’re not using it for serving you could put your fruit on it. Keep the drinks cold, the music fun (I love finding the soundtrack to summer films I love, Call Me By Your Name is my favourite), and if it rains get everyone to take their plate inside and sit around the table –it’ll make for a memorable meal, even if things don’t go to plan.”
Holte Garden Dining Chairs, Set of 2
£296.65
Chunky Throw
£40
Cotton Linen Blend Napkins, Stepped Chevron Hand Woven
Optic Glass Highball
£6
Farmhouse Leckford Recycled Wine Glass
£7
Holte Oblong Garden Dining Table
£424.15
Modern Scallop Rechargeable Table Lamp
£56
Mini Stoneware Vases, Set of 3
£28
Flexibility vs Stability in Liverpool’s Rental Market
Kayleigh Wright explains how periodic tenancies under the Renters’ Rights Act offer renters freedom without compromising landlord security
One of the less talked-about – but highly significant – changes under the Renters’ Rights Act is the move away from fixed-term tenancies towards a fully periodic system. While this may sound like a technical adjustment, it has real implications for both landlords and tenants across Liverpool.
initial fixed term, effectively becoming periodic in practice – this simply becomes the starting point.
From what I’m seeing across the Liverpool market, stability is still very much achievable. Good tenants value well-managed homes and are often happy to stay long-term, even without a fixed
stable tenancies. When tenants feel looked after, they are far less likely to leave – regardless of the contract structure.
Location also plays a role. Properties in high-demand areas – from central locations like the Baltic Triangle to wellconnected areas such as Wavertree or Old Swan – continue to attract strong
Traditionally, tenancies have been agreed on a fixed-term basis, often six or twelve months, giving both parties a clear timeframe and a degree of certainty. Under the proposed changes, tenancies will instead roll on a periodic basis, meaning tenants can leave with notice, while landlords must rely on specific grounds if they wish to regain possession.
For tenants, the benefits are clear. Greater flexibility allows renters to adapt more easily to changes in work, finances or personal circumstances. In a city like Liverpool – with a mix of students, professionals and families – this reflects how people increasingly want to live.
For landlords, the shift can feel less certain at first. Without a fixed end date, there are understandable concerns around tenants leaving unexpectedly or increased void periods. In reality, many tenancies already continue beyond their
agreement. In fact, when I speak to tenants, most are looking for homes they can stay in for 12 months or longer – they simply want flexibility alongside that stability.
This is important from a landlord’s perspective, as it means the risk of constant turnover is often overstated. In many cases, void periods are more closely linked to how a property is presented, priced and managed rather than the structure of the tenancy itself.
That’s where proactive management becomes key. Clear communication, responsive maintenance and fair treatment all contribute to longer, more
interest, helping to minimise any potential gaps between tenancies.
Ultimately, while periodic tenancies may feel like a shift towards uncertainty, they are better understood as a move towards flexibility within a more structured system. For landlords who adapt their approach, this doesn’t have to mean increased risk –it often leads to better-managed properties and stronger tenant relationships.
In today’s market, stability isn’t created by contracts – it’s created by good management, clear communication, and homes that tenants genuinely want to stay in.
Kayleigh Wright Liverpool Letting Expert
strongest
Newsham Park to host celebration of Irish music and culture
Nathan Carter and The Whistlin’ Donkeys headline the two-day festival this June
A MAJOR NEW CELEBRATION of shared roots and the enduring Irish spirit in Liverpool is coming to Newsham Park this summer. Fields of Éire: Irish Music Festival will take place over two days –Friday 5 and Saturday 6 June 2026 – in what organisers describe as the city’s first large-scale outdoor Irish music event since 2018.
Created by Fields of Éire Ltd, the weekend festival aims to bring the heart and soul of Ireland to Liverpool with a packed programme of dance, food and community activities. Across two stages, audiences will be treated to headline performances from Nathan Carter on Friday and The Whistlin’ Donkeys on Saturday, alongside Aslan, Charlie & The Bhoys, The Kilkennys, Highstool Prophets, Gary Óg, Jake Carter, Eimhear Ni Glachain and other Irish and Liverpool-based performers.
From lively céilís and folk anthems to contemporary Irish pop, country and rock, the event promises something for all ages, with cultural displays, craft stalls and authentic Irish food also on offer. Festivalgoers can expect traditional dancing and family-friendly entertainment throughout the weekend.
Organisers describe Fields of Éire as more than just a music festival, calling it a “celebration of Liverpool’s enduring Irish spirit and cultural heritage”. They hope the event will become a new highlight in the city’s summer events calendar, offering lively entertainment for locals and visitors alike.
Tickets for the festival are on sale now, with options available for both single-day and weekend attendance.
Mountford Hall
Spring into action
Dusting off her spade and rake, Heather Marsh helps you bring your garden back to life this spring, from the first lawn cut to colourful finishing touches
EASTER MARKS THE START OF SPRING
– a season I find overwhelmingly beautiful, with nature bursting into life right before our eyes. April is an exhilarating month of transformation, one that still fills me with positivity and enthusiasm. With the sap rising, the clocks going forward and lighter evenings ahead, there’s really no excuse not to get out into the garden.
Even a simple tidy-up and clear-out can make a remarkable difference. The very first job – and the one that has the biggest impact – is cutting the lawn.
The first cut should NOT be the deepest!
Blades should be set to their highest level for the first spring cut, and kept there for at least the first month. Cutting too short, or mowing too frequently, can damage the grass and actually encourage weeds. Allowing new growth to stay a little longer will promote healthier turf and stronger root systems.
I’m a big supporter of the ‘No Mow May’ campaign, which encourages people to leave their lawns uncut for the month, allowing wildflowers to bloom while supporting pollinators and biodiversity. This could mean leaving the whole lawn, or simply a small patch – even regularly mown lawns can provide valuable habitats for wildlife.
Personally, I’ve never aspired to a bowlinggreen finish. We can become overly obsessed
with perfection, when in reality a slightly more relaxed approach is often better. Like Monty Don, I’m increasingly inclined to leave the grass a little longer between cuts. As long as your lawn is looking relatively neat and green, what do a few daisies, a bit of clover, or the odd buttercup really matter?
The next job after mowing is scarifying – essentially a vigorous raking to remove winter debris such as twigs and leaves from the thatch (the surface layer). If moss is an issue, giving the lawn a spongy feel or even smothering the grass, scarifying is essential.
A spring-tine metal fan rake will do the job by hand, though it can be hard work on a larger lawn. That said, it’s deeply satisfying to see the piles of moss you’ve removed and to know how much healthier your lawn will be as a result.
For larger areas, hiring a machine is a cost-effective option. Electric or petrol scarifiers will halve the time and save a great deal of effort.
Finally, feeding your lawn at this time of year will boost strength, vigour and overall health. Take care to follow the instructions
carefully – over-application can result in unsightly brown patches. Alternatively, brushing in a top dressing of finely sieved organic compost can be just as effective, if not better. It’s more forgiving if applied generously and comes at a fraction of the cost of commercial products.
Refresh beds, borders and outdoor spaces
Tidying flower beds and borders is the next job, as this is your last chance to cut back herbaceous plants, dead stems and spent flower heads – including pampas plumes, hydrangea heads and buddleia – in readiness for fresh growth.
Woody perennials such as lavender should also be trimmed now, taking care not to cut into old, woody growth, as it won’t regenerate. Lavender flowers only on leafy, current growth, so a light, careful prune is key.
If you’re quick, there’s still time to plant summer-flowering favourites such as gladioli, ranunculus and lilies. It’s also an ideal moment to move, divide and transplant herbaceous perennials. I do this regularly to fill bare patches – it’s one of the simplest ways to bulk out a garden for free.
Large clumps like hardy geraniums (cranesbill), daylilies (hemerocallis) and crocosmia are perfect for dividing now. Crocosmia, in particular, is wonderfully reliable – it seems to thrive wherever it’s replanted. As the soil warms, plants establish
quickly and are ready to surge into growth.
If you have trees or larger shrubs that need attention beyond your reach, it’s worth calling in a professional tree surgeon. A skilled, experienced pair of hands is invaluable – rather like a good hairdresser, they know exactly what to take off, and crucially, what to leave.
sprinkled over the paving, followed by a bucket of hot water and a good scrub with a stiff yard brush, works brilliantly – lifting moss, algae and stubborn stains. The same solution can be used on patio furniture, though it’s wise to wear gloves and eye protection while you work.
Finishing touches
Potting up and planting out colourful spring bedding plants will wave goodbye to winter and bring instant brightness to your garden. There’s an abundance to choose from at this time of year, so simply take your pick.
From pansies and primulas to tulips and forget-me-nots, all signal the arrival of spring and are widely available – with supermarkets and local greengrocers often offering the best value.
Using pots of varying sizes and a mix of containers filled with seasonal planting will help create a layered, finished look. Primulas are wonderfully cheap and cheerful, delivering vibrant pops of colour straight away. Ready-planted pots of tulips – ideal if you missed bulb planting last December – can look stunning when grouped in tubs or containers.
There’s nothing quite like applying a generous mulch around your plants. A layer of compost, well-rotted manure or a slow-release organic fertiliser will help conserve moisture, suppress weeds and, most importantly, provide a rich feed just as growth begins in earnest. It’s a simple job with transformative results. While synthetic fertilisers are available, it really comes down to personal preference.
Finally, give your patio a thorough clean. A small amount of biological washing powder
Violas are real stalwarts, flowering continuously throughout the season and often beyond. Dwarf daffodils and narcissi are quintessential spring favourites, and once they’ve finished flowering in pots, they can easily be transferred into borders for future years. Hellebores, often called the Lenten rose, are another hardy option, blooming reliably around Easter and adding a more subtle, elegant note to spring displays.
When you finally take off your gardening gloves, pour yourself a well-earned glass of wine, sit back – preferably in the sun – and admire the fruits of your labour.
Tulips
Primulas
Pansies
To Remortgage, or not to Remortgage?
Independent mortgage adviser
Martin Green explains why timing your remortgage could make all the difference in today’s unpredictable market
My name is Martin Green from J&M Green Mortgage Services Ltd on Allerton Road. I’m an independent mortgage adviser with 20 years of experience, and my firm has completed well in excess of 10,000 mortgages over the years.
When it comes to remortgaging, the main driving forces that determine the rate you get often simply come down to timing and geopolitical situations, no matter how prepared you are for your deal ending. Prior to the Middle East conflict, it was widely expected that we would have two or three Bank of England base rate cuts in 2026, so no matter how well you plan ahead, the outcome at renewal can still shift unexpectedly and rapidly – just as we’ve seen through March with multiple rate rises across all lenders.
Secure a deal now – or wait it out?
When your current mortgage deal is nearing its end, you have two options: you can remortgage to a new lender or apply for a product transfer with your existing
Martin Green Director
one. If you choose to remortgage, you can start about six or seven months before your deal ends, as most remortgage offers last for six months. This gives you peace of mind and potentially better rates than your current lender could offer, however, it involves more paperwork, possible costs, and a full assessment of your circumstances and property. As soon as your remortgage application is submitted, you can rest easy knowing your rate is secured – if rates rise you are protected, and if they reduce, you can change product right up until the final weeks before completion. Furthermore, some lenders allow you to reserve a product up to three months before submitting your application, while others offer mortgage extensions – meaning, in practice, you could secure a rate as much as nine months before your current deal ends.
Product transfer: simple, but more limiting
On the other hand, a product transfer with your current lender is far more
straightforward, but is usually only available three or four months before your current deal ends, so it leaves you more vulnerable to rate rises.
It also restricts you to your own lender’s products, rather than allowing you to assess the whole market for the best deal. Coupled with this is an increased risk of being subjected to rate rises, although with most high street lenders, product transfer options are usually very competitive.
Just like with a remortgage, you can secure a deal, then if rates decrease, change that deal right up until a week or two before completion of the product transfer.
It’s all a question of peace of mind. None of us can know for certain what the future will bring for interest rates – the last five years have illustrated this with COVID-19 and global conflicts. Therefore, it can be prudent to pay a little more to secure a remortgage as early as possible, rather than biding your time for your own lender’s current deals, which could increase while you are waiting to access them.
What’s on...
Events not to be missed over the next four weeks
Museum of Liverpool most visited attraction in North of England
Waterfront venue welcomed almost one million people in 2026, with exhibitions such as The Holly Johnson Story and Goodbye to Goodison among the highlights
MUSEUM OF LIVERPOOL has topped the 2025 Association of Leading Visitor Attractions (ALVA) list of visitor figures for the North of England.
Each year, ALVA compiles visitor figures from 409 attractions across the country. In addition to leading the North of England, the museum also ranks among the top 50 venues in the UK.
A total of 949,762 people visited the waterfront museum in 2025, where special exhibitions like The Holly Johnson Story, Treasure: History Unearthed, Goodbye to Goodison and Sweet: The Tavener’s Story proved popular with local and international visitors.
The total number is an increase on 2024 figures, where the museum welcomed 829,602 visitors. Across the North of England, attractions saw a 14% increase in visitors to venues.
In 2026, National Museums Liverpool celebrates 40 years as an organisation –England’s only national museum group outside of London.
In honour of the 40th anniversary, World Museum will for the first time display items from across all National Museums Liverpool’s venues.
National Museums Liverpool at 40 is open now until February 2027 and celebrates the diverse, powerful and important collections that the organisation is responsible for.
New padel courts planned for disused Aigburth bowling green
Proposal lodged to transform space at rear of Aigburth People’s Hall into ‘modern padel facility’
A PLANNING APPLICATION has been submitted to install four new outdoor padel courts on the former bowling green at Aigburth People’s Hall (APH) in South Liverpool.
The project proposes to transform the disused bowling green at the rear of APH into a “modern padel facility”, complete with LED court lighting and landscaped surroundings. A new pedestrian entrance is also included in the plans, allowing access to the new courts from Mossley Hill Drive (Sefton Park).
Coaching and beginner sessions will be offered, alongside social play, a club league, community tournaments and events.
A spokesperson for the project says: “We believe the site at Aigburth People’s Hall is an ideal location to bring padel to the local community, creating a new space for sport, fitness and social activity.
“The aim is to create a welcoming environment where people can enjoy padel while maintaining the community spirit of Aigburth People’s Hall.”
If the proposed development receives planning approval, APH Padel Club will invite a limited number of players to become ‘Founding Members’, forming the initial group who will help “establish the club and shape the future of padel at Aigburth People’s Hall”.
Double Indemnity, Playhouse 14-18 April
A thrilling masterpiece of murder, deceit, and mystery. One of the greatest crime novels of the 20th century comes to life on stage, with Hollywood’s Mischa Barton (The O.C) in the leading role
11 Apr Chris McCausland, Philharmonic Hall
15-18 Apr Eat the Rich (but maybe not me mates x), Everyman
16 Apr Rick Astley, M&S Bank Arena
17 Apr – Conteh, Royal Court
9 May
1 May Melanie C: Album Launch Show, Camp & Furnace
2-3 May Sound City, various city centre venues
4-9 May The Rocky Horror Show, Empire
8 May Tom Rosenthal, Hot Water Comedy Club at Blackstock Market
Comic Con Liverpool, ACC Liverpool campus 2-3 May
One of Europe’s largest pop culture conventions returns with another incredible line-up of celebrity guests from movies, TV and more, including William Shatner (Star Trek), Gillian Anderson (The X-Files), David Harbour (Stranger Things) and Matt Smith (Doctor Who).