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Investing in Times of Uncertainty

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Prismatic Wealth Limited, Prismatic House, 26 Falcon Court, Preston Farm Business Park, Stockton on Tees, TS18 3TX Tel: 01642 661600 Email: enquiries@prismaticwealth.co.uk Web: www.prismaticwealth.co.uk

Investing in Times of Uncertainty There is no doubt that the pandemic, the invasion of Ukraine and the cost-of-living crisis have resulted in market volatility. Economic and geopolitical events always prompt investors to question whether now is a good time to invest or to remain invested.

It is important to remember that some market volatility is inevitable; markets will always move up and down. As an investor, putting any short-term market volatility into historical context is useful. This chart of the FTSE 100 since inception, details a series of significant events over the last 35 years or so. Despite a variety of market shocks and rebounds, the index still has a long-term growth trend.

1997-1999 ASIAN FINANCIAL CRISIS

7000 2020 COVID-19

6000

ONGOING BREXIT UNCERTAINTY 1995 BARINGS COLLAPSE

5000

2015-2016 OIL PRICE CRASH

2000-2003 DOTCOM BUST

4000

2016 BREXIT REFERENDUM

2007-2008 GLOBAL FINANCIAL CRISIS

3000

2000

1987 BLACK MONDAY

1985

1990-1991 GULF WAR

1990

1000

1995

2000

2005

2010

2015

2020

2023

Chart: FTSE 100 since inception to April 2023, source Yahoo and Trading Economics

The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated.

INVESTING IN TIMES OF UNCERTAINTY


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