Business Banking That’s Different
Our team at Torrey Pines Bank knows Southern California, in part because so many of our bankers grew up here and are dedicated to this dynamic market. We bring you business banking designed to help you take advantage of the wide opportunities in our diverse economic landscape. At Torrey Pines Bank, our in-depth market knowledge and leadership stake in the region make us a strong resource for your banking needs. We also offer the extensive national reach of our much-admired parent company, Western Alliance Bank, consistently one of the top-performing U.S. banks. No matter the size of your company or enterprise, our highly experienced bankers deliver smart, tailored solutions alongside a proven commitment to relationship banking. Simply put, Torrey Pines Bank is different. Beyond our strong local credentials and powerful national capabilities, we are sharply focused on providing an outstanding customer experience that drives value. We deliver responsive decision-making that puts your timing and priorities first. You’ll also benefit from working with one relationship manager who is empowered to know more, and do more, for your business. We look forward to the opportunity to work with you.
John Maguire, Chief Executive Officer Torrey Pines Bank, a division of Western Alliance Bank
What Sets Us Apart
Torrey Pines Bank makes a difference for clients with commitment, knowledge, creativity and true responsiveness. Being a proactive business bank means taking the time to learn your unique needs and goals so we can customize lending structures and solutions that are just right for you and your company. We’re driven to develop dynamic and collaborative relationships with clients that contribute to the economic success of Southern California.
Experts Who Know Your Business We understand your industry and recognize the unique opportunities and challenges facing your business.
Responsive Decision-Making Our entrepreneurial people have the acumen and authority to make prudent decisions quickly, with the power to cut through red tape.
Robust Solutions and State-of-the-Art Services We tailor loan, deposit, treasury management and other funding solutions that add value and make it easier for you to run your business.
A Dedicated Relationship Manager We’re known for providing personalized attention. Your single point of contact works closely with you on all your banking needs and connects you with our breadth of resources nationwide.
Access to Senior Management We provide access to bank leadership. Our senior management meets regularly with clients and takes an active role in your success.
It’s not just about understanding the numbers. It’s about a banker who understands your business. A one-to-one relationship with your banker – a banker who truly understands your business – is how Torrey Pines Bank delivers on accountability.
Bank on Accountability ®
Industry Expertise
It takes a great deal of knowledge and banking experience to help companies succeed in our economy here in Southern California. Our best-in-class bankers understand your industry and competitive environment from the inside out.
We Know Business in Southern California Commercial and Residential Construction
Nonprofits
Education
Private Equity and Venture Capital
Gaming
Professional Services
counsel and valuable expertise as you move your
Healthcare
Real Estate Development
business forward.
Homeowner Associations
Restaurant Franchises
Hotels
Small Business
Legal
Specialized Mortgage Services
Life Sciences
Technology and Innovation
Manufacturing and Logistics
Timeshare Resorts
Municipal and Local Governments
Wholesale and Distribution
Of course we have the well-designed products and services you need, but we also provide thoughtful
*All offers of credit are subject to credit approval.
What Clients Say
Our clients don’t have to choose between genuine local commitment and powerful national resources. With us, you’ll get the focus of a highly skilled banker who knows your business, your industry and your market, along with sophisticated products and an innovative approach.
Health Plan Rx: A New Bank Community Health Group, a communitybased nonprofit health plan serving nearly 275,000 Medi-Cal and Medicare patients in San Diego County, relies on exceptional customer service to differentiate its brand. Believing that it should hold its bank to the same high standards, this customer-oriented company last year began searching for a banking resource with similar values.
Todd Theodora President and CEO, Theodora Oringher PC
“For a business of our size, access to capital means everything. We’ve come to rely on Torrey Pines Bank to supply the capital and wise counsel we require to be successful. We were able to achieve significant short-term growth without missing a beat.”
Harry Schirer CFO, The Brady Companies
“I would recommend Torrey Pines Bank to other businesses – and in fact I have. Why? Because the bank is large enough to handle all our complex needs and still small enough to know who we are … With
According to CEO Norma Diaz, “Customer service and relationships are our claim to fame. So it makes sense that we would want a bank that has the same approach.” After many years of working with a large money center bank, the organization switched its significant treasury management accounts to Torrey Pines Bank. Added CFO Scott Carroll: “We make thousands of payments every month for tens of millions of dollars, and Torrey Pines Bank is up to this task. Customer service is so important to us that it’s part of our decision-making. We feel everyone we work with should be doing business this way, and this bank has shown us excellent responsiveness.”
every part of the bank we touch, we feel like an important client.”
Reid Tracy President and CEO, Hay House
“The whole process of getting our loan was easy. They made it easy to switch over, and the service is great. Plus the senior executives are very involved.”
Norma Diaz CEO, Community Health Group
Community Involvement
People at Torrey Pines Bank care deeply about improving quality of life in local communities across Southern California. We support affordable housing, education, job creation, workforce development, arts and culture, and so much more. Torrey Pines Bank’s concentrated efforts in small business lending create opportunity that adds economic vitality at every level. And we always dedicate resources, time and talent to high-impact community service organizations that help low- to moderate-income individuals.
Giving Back in Southern California From hands-on support for Los Angeles Financial Planning Day to longstanding involvement with Junior Achievement of San Diego and other worthy efforts, Torrey Pines Bank reaches far into local communities to give back. We provide grants, donations and volunteers for a wide range of diverse causes across Southern California.
Some of the Many Organizations We Support Accion San Diego Boys and Girls Clubs of East County
Torrey Pines Bank, like every division of Western Alliance Bank, has a strong track record for community commitment.
Community Impact Across Western Alliance in 2020
$937.6 million in loans directed to 5,948 small businesses
6,071 hours
of community service by our people helped 83 organizations
$358.6 million
in Community Development Loans supported 17,844 jobs and created 358 units of affordable housing
2,916 students
in 29 Title 1 schools participated in 5,355 hours of “Financial Cents” financial literacy classes provided by our bank
$2.2 million
donated to high-impact local organizations in response to COVID-19, from PPE for first responders to help for hungry families
$2.3 million
in down-payment assistance grants through the Federal Home Loan Bank put a new home within reach for 112 families
$88 million
dedicated to new community investments, primarily for school districts serving economically challenged families
LA Local Initiatives Support Corporation LA Urban League
Boys and Girls Clubs of Metro Los Angeles
Neighborhood House Association
Brotherhood Crusade
Neighborhood Housing Service
California Council on Economic Education
San Diego Community Housing Corporation
Casa Familiar
Social Advocates for Youth San Diego
CASA of LA Community Health Improvement Partners Home of Guiding Hands Home Start
Vermont Slauson CDC YMCA of San Diego County YWCA
How We Work
Our culture is entrepreneurial, just like the businesses we bank. Agile and client-focused, Torrey Pines Bank fosters a shared sense of purpose that helps bankers overcome obstacles and move quickly for customers. How we work isn’t just a benefit for clients: It also helps us attract and retain the best bankers, who find a welcome environment for fresh ideas, collaboration and the flexibility to do what’s right for our business customers and for the bank. We thrive in fast-paced environments. We have high standards and strive for excellence in everything we do. And every team member can have a real impact. Our bank invests in the people and expertise our clients count on with innovative programs – from demanding college internships and outside-the-box management training to engaging professional development opportunities.
Working at Torrey Pines Bank is all about opportunities and possibilities.
Western Alliance Bank
Torrey Pines Bank is part of Western Alliance Bank, one of the country’s top-performing financial institutions. Western Alliance Bank is unique because we offer
Boundary-less Banking Western Alliance’s structure produces seamless banking for businesses, whether they are located in our regional geographies or anywhere else in the country. Our cohesive approach puts customers at the center of everything.
businesses the best of both worlds: the resources and sophisticated services and solutions of a national bank along with the flexibility, commitment and market knowledge of a bank with strong regional roots.
Kenneth Vecchione President and CEO, Western Alliance Bank
“Our passion gives us energy and drive to think big and do more. Our first responsibility is always to our clients, and we bring them expert bankers who know their industry and market. Their caring, consistent and personal touch – combined with providing tailored solutions – supports our customers’ growth ambitions.”
Divisions and subsidiaries of Western Alliance Bank. Member FDIC.
Arizona
Atlanta
Durham
Austin
Boston
New York
Nevada
Chicago
Seattle
Northern California
Denver
Washington, D.C.
Southern California
Western Alliance Bank
We Serve Clients Around the Country Western Alliance offers clients smart banking designed for nearly every facet of the economy. This ranges from commercial real estate and manufacturing to professional services, healthcare, hospitality and more, as well as extensive experience in the technology and innovation sector.
One of Forbes’ Best Banks in America Year After Year
#1 Best-Performing Among 50 Largest Public U.S. Banks
NYSE: WAL
One of the Country’s Top-Performing Financial Institutions
S&P Global Market Intelligence 2020
Clients around the country appreciate Western Alliance’s creativity, strategic thinking and industry-by-industry focus.
1,900+ Employees Nationwide
Specialized Mortgage Services
Rick Arvielo CEO, New American Funding
Long Term Deposit Rating A2 | Moody’s Investor Service
“Western Alliance was the first bank interested in providing us with more things we need outside the focus of the original relationship. It’s refreshing to have a banking partner that is not a one-trick pony.”
A | Kroll Bond Rating Agency Life Sciences
WAL Loan Growth 538% WAL Deposit Growth 498%
538% Loan Growth
2020 Year-End
“This bank is a true partner. We had a number of proposals, but they went the extra mile to give us comfort that this would be a relationship vs. a transaction, and that is exactly how it’s been.” Jeffrey Brewer CEO, Bigfoot Biomedical
498% Deposit Growth
398%
318%
Public & Nonprofit Finance
327%
“In my experience, what’s unusual is Western Alliance’s perception of the role of our institution. They understand what makes CDU different and unique and they support that.”
256% 211%
Dr. David Carlisle President and CEO, Charles R. Drew University of Medicine and Science (CDU)
259%
218% 163% 98% 60% 0% 0% 2010
13% 6% 2011
35% 21% 2012
173%
Technology and Innovation
125%
67%
47% 2013
2014
2015
2016
2017
2018
2019
2020
“The combination of sector-specific banking expertise plus a real focus on responsive client service has made Bridge Bank a strong resource for MasterClass — and for other fast-growing technology companies.” Win Cheva General Counsel, MasterClass
Our Locations
Carmel Valley
Golden Triangle
12220 El Camino Real, Ste. 200 San Diego, CA 92130 (858) 523-4600
4350 Executive Dr., Ste. 130 San Diego, CA 92121 (858) 523-4688
Beverly Hills
Kearny Mesa
9355 Wilshire Blvd., Ste. 102 Beverly Hills, CA 90210 (310) 623-8900
9280 Clairemont Mesa Blvd. San Diego, CA 92123 (858) 259-5300
Carlsbad
La Mesa
2760 Gateway Rd. Carlsbad, CA 92009 (760) 444-8400
8379 Center Dr. La Mesa, CA 91942 (619) 233-2555
Downtown Los Angeles
Symphony Towers
601 W. 5th St., Ste. 100 Los Angeles, CA 90071 (213) 362-5200
750 B St., Ste. 100 San Diego, CA 92101 (619) 233-2200
Downtown San Diego 550 W. C St., Ste. 100 San Diego, CA 92101 (619) 233-2500
Turn to us for expert solutions to move your business forward.
torreypinesbank.com | (858) 523-4600
Torrey Pines Bank, a division of Western Alliance Bank. Member FDIC.
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