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together, supporting our members at every stage of their careers, and providing a strong, credible voice for lawyers in Birmingham and the wider region.
Our events calendar for the year ahead is packed with opportunities to connect, learn and celebrate. February sees the return of one of the highlights of the BLS calendar— the Birmingham Law Society Legal Awards, culminating in our Awards Ceremony on 12th February 2026. These awards recognise excellence across the profession, from individuals at the very start of their careers to those with long-standing and distinguished contributions.
opportunity to build meaningful connections with peers in a relaxed, informal setting.
I am also particularly pleased to mark the launch of the new Birmingham Law Society Junior Lawyers Division. You will read more about this later in the Bulletin. This is an important and positive step for the Society, creating a dedicated space for junior lawyers to connect, develop professionally and have their voices heard within BLS. The Division will play a key role in supporting those at the early stages of their careers through targeted events, networking opportunities
and closer engagement with the wider work of the Society
Our committees continue to play a vital role in shaping BLS activity and representing the views of our members. They will be actively engaging with consultations, policy developments and the issues facing the justice system throughout the year. As many of you know, the Society places real importance on responding constructively to consultations from the Ministry of Justice, the SRA and other bodies. Member engagement is critical here, and I would encourage firms and individuals alike to contribute whenever possible. The collective voice of Birmingham’s legal profession is strongest when it is broad, informed and representative.
This year, I am proud that BLS is supporting Birmingham Mind as our chosen charity. Mental health and wellbeing remain central concerns for the profession, and throughout the year we will be working to raise funds, awareness and understanding through dedicated events and partnerships. Wellbeing underpins sustainable careers, ethical practice and the long-term health of our profession. You will see this theme running through our programme of talks, social events and communications over the coming months.
Supporting students, trainees and junior lawyers continues to be a key priority. We will be strengthening our links with universities, junior lawyer societies and mentoring initiatives, ensuring that those at the start of their careers feel welcomed into the profession and supported in building their networks early. If you are an experienced practitioner and would like to get involved as a speaker, mentor or panellist, I would strongly encourage you to do so. The benefits flow both ways, and many of our members tell us that these opportunities are among the most rewarding aspects of their involvement with BLS.
Birmingham Law Society thrives because of the commitment and generosity of its members, sponsors and volunteers. Whether you attend events regularly, contribute through committee work, or simply stay connected through the Bulletin, your engagement matters and makes a real difference.
As a small reflection of this year’s theme of celebrating hidden
gems in the West Midlands, I would also encourage you to take time to get out of the office and explore some of the quieter highlights of our region. Whether it is an early morning walk along the Staffordshire and Worcestershire Canal, the peaceful beauty of Clent Hills at dusk as the days get longer, or discovering one of the many independent cafés, galleries and green spaces just beyond the city centre, these moments of pause and perspective are part of what makes practising law in this region so special.
I look forward to seeing many of you at our events over the coming months and to working together to make 2026 a year in which BLS continues to support, represent and celebrate our profession.
Matt O’Brien President, Birmingham Law Society
With thanks to our Platinum Sponsors
With thanks to our Gold Sponsors
Birmingham has many grassroot causes working tirelessly in the background to support individuals most in need whether that be with mental health, homelessness, rehabilitation, employment or other issues.
LoveBrum is a charity that works to spotlight these volunteer-led organisations who often don’t get the recognition or funding they deserve.
In 2025 LoveBrum funded 17 local causes having a positive impact on over 3000 lives and raised over £110,000 with the support of local businesses and communities. Together we’re building a stronger Birmingham.
Meet some of Birmingham’s Hidden Heroes
• What they do: GINA Project provide immediate specialist counselling sessions for women subjected to sexual violence and abuse.
• Why it matters: For women who have experienced trauma, these services help to give them a voice, build resilience, connection, and hope.
• How LoveBrum helps: LoveBrum were able to fund 120 counselling sessions for women subjected to violence, supporting these women on their road to brighter futures.
• What they do: Better Pathways mission is to help and support people with mental health challenges and learning difficulties build their confidence through a broad range of vocational activities.
• Why it matters: This organisation gives people a helping hand and the experience they need to begin their employment journey.
• How LoveBrum helps: LoveBrum supported with funding new kit and equipment that transformed Better Signage and accelerated their output. They can now provide specific, industry-standard work experience that can help participants, people with mental health issues and neurodiverse conditions, to grow their skills, feel empowered, and build the confidence needed to find employment outside of Better Pathways.
Birmingham Says No
• What they do: Through a range of events and community engagement activities Birmingham Says No work to educate young people about the devasting consequences of carrying knives and violent behaviour.
• Why it matters: This education is vital in empowering youth to make positive change, save lives and break the cycle of knife crime in Birmingham.
• How LoveBrum helps: We have supported with volunteers to build their community hub as we as funding for workshop delivery, the community hub, and the food bank. Additionally, funds were allocated to deliver bleed control workshops and purchase necessary bleed control equipment, as well as to run knife crime awareness workshops.
You can find out more about the incredible hidden gem projects across Birmingham and how you can get involved by visiting lovebrum.org.uk or contacting hello@lovebrum.org.uk
Employment Judges’ Forum
4th February, 5.15pm – 6.30pm, Online FREE for all to attend.
Social Networking in partnership with Solihull Chamber of Commerce
5th February, 5pm – 7pm, Lexus Solihull. FREE for members | £10 +VAT for non-members
Ask the Expert: Your AML Challenges Solved in partnership with Amiqus 10th February, 12pm – 1.30pm, Gateley. FREE for all to attend (excluding students)
2026 Legal Awards headline sponsored by Medical Expert Chambers and sponsored by Access Managed Services, Birmingham City University, Datalaw, Fazenda, Halcyon Chambers, JM Glendinning Professional Risks, Kangs Solicitors, Landmark Information, LEAP Legal, PA Forum, St Ives Chambers, St Philips Chambers and The University of Law. 12th February, 6.45pm – 12am, ICC £120 +VAT for member ticket | £150 +VAT for non-member ticket
Breaking Barriers & Celebrating Achievements – Experiences of South Asian Lawyers in collaboration with the Midlands Asian Lawyers Association (MALA) and Mills & Reeve 13th February, 6pm – 8pm, Mills & Reeve. FREE for all to attend
Networking Social sponsored by St Ives Chambers
26th February, 6pm – 8pm, St Ives Chambers. FREE for members | £10 +VAT for non-members
In-House Lawyers Networking Social 4th March, 5.30pm – 8.30pm, Venue TBC. FREE for all in-house lawyers to attend
Managing and Senior Partners Lunch 5th March, 12pm – 3pm, Simpsons FREE for member managing and senior partners (invite only)
COLP/COFA Forum kindly hosted by Trowers & Hamlins
10th March, 8am – 9.30am, Trowers & Hamlins FREE for those serving as COLP; COFA; MLRO; MLCO; and those working in risk and compliance teams and/or senior management
St Patrick’s Day Breakfast Networking sponsored by Irwin Mitchell 17th March, 8.30am – 10.30am, Irwin Mitchell. FREE for members | £10 +VAT for non-members
Networking Social sponsored by St Philips Chambers
24th March, 6pm – 8pm, Venue St Philips Chambers. FREE for members | £10 +VAT for non-members
To reserve your place and find out more, make sure that you visit www.birminghamlawsociety.co.uk
One of Birmingham’s fastest-growing law firms is welcoming five new partners as part of an ambitious expansion targeting the city’s top legal talent.
FBC Manby Bowdler, the founding firm of the new Adeptio Law Group, will nearly triple its team of legal experts in the city with partners and associates arriving from Legal Top 200 firms.
The investment will help grow the firm’s practice to 40 staff, establishing one of the most significant legal recruitment drives undertaken in Birmingham this year.
The new partner appointments include fraud specialist and commercial litigator Chris Recker; contentious probate expert Anna Sutcliffe, property litigation specialist
Victoria Khandker, Claire Cooper who will head up Commercial Property and Richard Dundee, delivering private client expertise alongside new associate solicitor Michelle Harvey. Senior associate Raquel Twigger joins the residential conveyancing team based in Knowle which is also strengthened by contentious probate solicitor Hollie Mills.
Neil Lloyd, chief executive of FBC Manby Bowdler/Adeptio, said: “We’re deliberately targeting some of the best legal minds in the Midlands because we recognise the exceptional opportunity in Britain’s second city and this is an investment which demonstrates our commitment to establishing a major presence in Birmingham’s legal market.
“The calibre of lawyers we’re attracting directly relates to our
This spring, there are two great opportunities to get involved and support Birmingham Mind, a charity doing vital work for mental health across the city.
On 11 February, The Distillery will host a Galentine’s Bouquet Making Workshop led by JT Floral Design. This self-love themed evening is designed as a relaxed and welcoming experience, where guests can treat themselves to creating a fresh bouquet of flowers while supporting a brilliant cause. A welcome drink will be provided on arrival, and the workshop is completely beginner friendly, with professional guidance on arranging flowers, adding gift wrap, and keeping bouquets looking fresh for longer. A charity raffle will also take place during the evening, with proceeds going to Birmingham Mind. Tickets can be booked here in advance.
reputation and our ambition. These professionals have chosen to join us because they will be part of something genuinely transformative in Birmingham’s legal landscape.”
The recruitment drive represents a strategic move to offer comprehensive legal services that rival any established city centre firm, with expertise across contentious probate, commercial litigation, private client work and commercial property at the firm’s Colmore Row base.
Neil said the timing of the investment came as Birmingham itself was seeing unprecedented levels of inward investment and development. The Chancellor announced more than £900 million of government funding supporting major regeneration in Birmingham this month and the city’s Mayor, Richard Parker, has set out an ambitious programme of projects designed to deliver both growth in business and housing infrastructure.
“Birmingham’s resurgence as the UK’s second city has attracted significant corporate investment with major infrastructure projects including HS2, the Commonwealth Games legacy developments and substantial commercial property developments transforming the city centre landscape,” Neil added.
The investment forms part of a broader growth strategy by Adeptio following a £30 million private equity investment.
Law Firm Uncovers £629,000 in Hidden
Anthony Collins Solicitors has uncovered previously unknown assets worth £629,000 while handling a complex estate administration case.
According to Lindsey Bohanna, legal director in the firm’s personal planning team, the shift to digital banking has made it increasingly difficult for families to identify all of a loved one’s assets. “Even close family members are often not fully across the finances of a deceased relative,” she explains. “We’ve used Estatesearch’s Financial Profile search for around four years to make sure nothing is missed.”
The case began with another firm that had acted as deputy for a woman who died in 2017. Anthony Collins Solicitors had been deputy for the woman’s daughter, who held a life interest in her mother’s estate, until the daughter also passed away. Though separate, the two estates were closely linked and complicated.
On 29 March, supporters can take part in the Wolves 10km Run. This event is ideal for those looking to challenge themselves while raising funds and awareness for mental health. Full event details and discounted tickets are available here but participants should be aware that the deadline to register is Monday 2 March.
After tracing a family member who was the residual beneficiary, Bohanna’s team could have assumed the
We are excited to introduce the In-House Birmingham Law Society Committee for 2026! There have been a few updates to the Committee, including the appointment of the new Chair, Waseem Ahmed and two new Vice Chairs, Afsarah Haque-Hassan and Hahna Akhtar.
Furthermore, we have departures from a few Committee members this year including Bal Atwal, Neena Janda and Soffia Farmer – thank you very much for all your hard work.
The Committee looks forward to welcoming you to our events in 2026, stay tuned!
Committee - pictured above. Chair: Waseem Ahmed, Solicitor, Lloyds Banking Group, Vice Chair: Afsarah Haque-Hassan, Solicitor, National Highways, Vice Chair: Hahna Akhtar, Solicitor, Buckingham University, Allia Khan Hussain, Head of Legal, PoloWorks, Chris Simmonds, Senior Solicitor, Wolverhampton City Council, Ebony Brown, Paralegal, Solicitors Regulation Authority (SRA), Gurdeep Plahe, In-House Legal Manager, Irwin Mitchell LLP, Heidi Salter, In-House Legal Counsel, Housing 21, Misbah Rahman, Paralegal, Royal College of Nursing, Pardeep Lagha, Senior Legal Counsel, The NEC Group.
estate was non-taxable, as no asset information had been passed on. But remembering that the family farm had once been sold, Bohanna decided to run an Estatesearch asset search.
Estatesearch quickly identified multiple positive matches. By contacting each bank, more assets were confirmed, and further letters revealed additional accounts. In total, the search uncovered £629,000 spread across multiple financial institutions.
The discovery ensured the correct inheritance tax calculations could be made and guaranteed that the beneficiary received their full entitlement. It also protected the firm from future liability if additional assets were to emerge later.
“Our approach is rooted in social purpose,” Bohanna says. “Using Estatesearch adds a layer of certainty for clients, ensuring everything has been handled properly with no surprises down the line.”
A candid panel discussion exploring the challenges, triumphs and lived experiences of South Asian lawyers
Birmingham Law Society has revealed the shortlist for its reimagined 2026 Legal Awards, honouring 69 outstanding individuals and firms across 14 categories. With a fresh new look and a growing number of emerging voices in law, this year’s awards spotlight not only excellence across the profession—but also innovation, inclusion, and the future of legal practice in the West Midlands.
The auspicious event, headline sponsored by Medical Expert Chambers, is one of the highlights of the Birmingham Law Society calendar. Birmingham Law Society is
the largest local Law Society outside of London and the awards are a celebration of the best legal talent across Birmingham and the surrounding area. Shortlisting judges, Lisa Watts, Marketing Consultant at 3PB Barristers, Salma Maqsood, President of Bristol Law Society and Christie Nelson, Co-Chair of Birmingham Solicitors’ Group, met to shortlist the 14 award categories that make up the Birmingham Law Society Legal Awards 2026.
They commented: “It has been wonderful to see not only strong engagement with current initiatives,
but also the creation of new groups, fresh ideas, and a genuine commitment to growing Birmingham’s professional community. The standard of applications was exceptionally high, particularly within the junior lawyer categories, where the calibre, dedication, and quality of work truly stood out.” President of the Birmingham Law Society, Matt O’Brien added: “Congratulations to every shortlisted candidate for the 2026 Legal Awards. I am immensely proud to see the breadth and depth of legal talent we have here in the West Midlands—from students at the very start of their careers to our most senior practitioners. Some of the names on this year’s shortlist will be familiar to many of you; others are being recognised for the first time, and I’m especially pleased that we continue to uncover such outstanding hidden gems within our profession.
This year, as you know, every shortlisted candidate will receive the Birmingham Law Society Hallmark of Excellence, which I hope they will share and display proudly in recognition of their achievements. In my book, they are all already winners.
Of course, there can only be one winner in each category, and I wish every shortlisted candidate the very best of luck in the final judging process. I look forward to celebrating with you all in February.” The shortlist can be exclusively revealed below:
All nominees were invited to an interview mid-January with independent judges from a range of backgrounds including:
Outstanding Student Contribution of the Year 2026
Hafsah Shahid, Birmingham City University
Halima Rahman, Birmingham City University
Khadija Bashar, Birmingham City University
Jessica Stewart, The University of Birmingham Law School
Anaiah Ferdinand, The University of Law
Apprentice of the Year 2026 sponsored by Datalaw
Estelle Asante, Eversheds Sutherland (International) LLP
Madison Timmins, Gateley Legal
Alex Hooper, Gowling WLG (UK) LLP
Joe William Gallagher, Gowling WLG (UK) LLP
Madalina Novac, Gowling WLG (UK) LLP
Tom Reeves, Weightmans LLP
Trainee Solicitor of the Year 2026 sponsored by The University of Law
Hollie Gould, Anthony Collins Solicitors LLP
Abigail Evason, Bevan Brittan LLP
Jakub Mikulecky, Shakespeare Martineau
Govind Johal, Shakespeare Martineau Jody Li, Squire Patton Boggs (UK) LLP
Paralegal of the Year 2026 sponsored by LEAP
Poppi Herald, Enoch Evans LLP
Gurpreet Chohan, Pinsent Masons LLP
Mariana Drinkwater, Schofield & Associates
Rabiya Ishfaq, Weightmans LLP
Reuben Khara, Weightmans LLP
Legal PA of the Year 2026 sponsored by the PA Forum
Nikki Orton, Anthony Collins Solicitors LLP
Carol Page, Chase Morgan Solicitors
Tracey Allsopp, Greens Solicitors Limited
Sarah Coyne, Schofield & Associates
Ruby Mander, Weightmans LLP
Solicitor of the Year 2026 sponsored by Landmark Information Group
Kadie Bennett, Anthony Collins Solicitors LLP
Nathan Miebai, Crown Prosecution Service
Joel Blake, The Wilkes Partnership LLP
Emily Sharples, Trowers & Hamlins LLP
Kristian Campbell-Drummond, Weightmans LLP
Junior Barrister of the Year 2026 (10 years’ call and under)
Aaron Luxton, 3PB Barristers Afiya Amesu, No5 Barristers’ Chambers
Alex Pritchard-Jones, No5 Barristers’
Chloe Ashley, No5 Barristers’ Chambers
Harrison Burroughs, No5 Barristers’ Chambers
Barrister of the Year 2026 (over 10 years’ call) sponsored by Medical Expert Chambers
Muhammad Ul-Haq, Halcyon Chambers
Baldip Singh, No5 Barristers’ Chambers
Jonathan Barker, St Philips Chambers
Michelle Caney, St Philips Chambers
Partner of the Year 2026 sponsored by JM Glendinning Professional Risks
David Alcock, Anthony Collins Solicitors LLP
Gemma Bell, Devonshires Solicitors LLP
Rebecca Sherwin, Gateley Legal
Shazia Shah, Irwin Mitchell LLP
Richard Port MBE, MFG Solicitors
In-House Lawyer of the Year 2026
Bela Viramgama, Henderson & Jones Housing 21
Pardeep Lagha, NEC Group
Allia Khan, Polo Works
Chris Simmonds , Wolverhampton City Council
Equality, Diversity and Inclusion Award 2026 sponsored by Birmingham City University
Birmingham Black Lawyers
Sarah Bond-Williams, FBC Manby Bowdler Sikhs In Law
Abi Adeboyejo, The Tyro Lawyer Mentoring Programme Weightmans LLP
Pro Bono Award 2026
Birmingham City University Gateley Legal
Sarah Wilkinson, Squire Patton Boggs (UK) LLP
The University of Law Real Estate Advice Line (REAL)
Law Firm of the Year 2026 (1-49 Employees) sponsored by LEAP
Burley Law Limited
Collective Law Solicitors LTD
Hall Brown
Spencer Shaw Solicitors
Tenet Compliance and Litigation
Law Firm of the Year 2026 (50+ Employees) sponsored by St Philips Chambers
Eversheds Sutherland (International) LLP
FBC Manby Bowdler
Mills & Reeve LLP
The Wilkes Partnership LLP
Weightmans LLP
PJ Ellis will return as host of the Birmingham Law Society Legal Awards in 2026, an event closely tied to his early career after studying Law at the University of Birmingham.
He said: “I’m genuinely delighted to be returning as host of the Birmingham Law Society Legal Awards in 2026. Having started my career as a solicitor after studying Law at the University of Birmingham, this event, and space, will always hold a special place for me. The Birmingham Law Society continues to champion excellence, integrity and community within the profession, and it’s a real privilege to help celebrate the people and firms doing outstanding work across our region. The talent within Birmingham’s legal community is exceptional, and I’m very much looking forward to another brilliant evening recognising it. Bring it on!”
A presenter on BBC Radio WM, PJ is also the co-founder of Wit+Grit and the creator of Mommy’s Boy, supporting men who’ve lost their moms. A passionate advocate for Birmingham, he co-founded LoveBrum in 2014, which has funded over 300 grassroots projects, and has helped raise more than £2 million for charity. His work has been recognised with a Points of Light Award from the Prime Minister and his role as a Batonbearer for the Birmingham 2022 Commonwealth Games.
PJ currently serves as Chair of the Lord Mayor of Birmingham’s Charity and as an Ambassador for Birmingham Dogs Home and Sport 4 Life UK, continuing his commitment to positive community impact.
This Time to Talk Day (5 Feb), let’s make time to talk about mental health at work so no one feels they have to cope with anxiety alone. Open conversations can reduce stigma, help people feel less isolated, and make it easier to ask for support — which is why Time to Talk Day matters in the legal sector.
If you’re feeling anxious, you’re not alone. LawCare’s Life in the Law 2025 report found that half of respondents felt anxious often, very often or all the time in the past year. Anxiety is also one of the most common reasons people contact LawCare, with 34% citing it as a key concern in 2025. Many describe feeling overwhelmed, unable to switch off, or experiencing physical symptoms linked to work pressures such as court appearances, heavy workloads and tight deadlines. A culture of perfectionism, combined with ongoing change and uncertainty, can make anxiety worse.
Anxiety affects people differently and is not always easy to spot. Some feel
constant worry or racing thoughts, while others notice physical symptoms like tiredness, headaches, poor sleep or a tight chest. It can affect focus, mood and the ability to relax. In the legal sector, anxiety is often hidden, with people pushing on or working longer hours, but recognising the signs can help us support ourselves and others sooner.
Although anxiety is common, stigma and fear of judgement can stop people from talking about it. Sharing how you feel can reduce isolation and make it easier to get help, while listening without judgement can make a real difference — you don’t need to fix anything to be supportive.
Starting a conversation doesn’t need to be perfect. A simple “How are you?” in a comfortable setting can open the door. Listen fully, ask open questions, respond with empathy, and avoid giving unsolicited advice. Where appropriate, gently signpost to support such as LawCare, HR, a trusted colleague or a GP.
There’s no single way to manage anxiety, but talking, setting boundaries, taking breaks and switching off outside work can all help. Managers and leaders can play a key role by creating a safe, supportive culture through regular check-ins, openness and kindness. If anxiety is affecting daily life, professional help is available. LawCare offers free, confidential support to anyone in the legal sector:
Call: 0800 279 6888, email: support@ lawcare.org.ukor join an online chat: www.lawcare.org.uk
Anthony Collins, has announced the launch of Aida, it’s free, empathetic online support service designed to help people take their first divorce steps.
Developed by experienced family lawyers, Aida is a chatbot-style service that provides discreet, judgment-free guidance 24/7. It’s completely free, anonymous, and designed to make earlystage support accessible to everyone. All conversations are treated as private and confidential, with data automatically erased after 30 days.
The Talk to Aida service isn’t just smart, it’s compassionate. The service is trained to pick up on signs of specific issues, such as domestic abuse, and will guide individuals to relevant support organisations where needed.
Unlike general AI tools such as ChatGPT, Aida draws exclusively on information curated by qualified and experienced family lawyers. Elizabeth Wyatt, partner and divorce law specialist at Anthony Collins and the creator of Aida, explains: “We created Aida because everyone deserves access to guidance when life gets tough. Too many people suffer in silence because they fear judgment or cost. Aida changes that, offering a safe, supportive starting point for anyone facing a relationship breakdown.”
Anthony Collins recognises that more individuals are embarking on their legal journey unaided. Aida ensures they have access to good quality guidance at every stage.
The Lawn Tennis Association (LTA) has announced the appointment of Roy Colabawalla as its new President, making him the youngest President in the organisation’s history and the first to be appointed from the Warwickshire region.
Colabawalla, a partner and Head of the Corporate team at Birmingham law firm Sydney Mitchell, began his three-year tenure on 1 January 2026. His appointment follows three years as Deputy President of the LTA and service as an LTA Council member since 2018.
From Birmingham and married with two children, Colabawalla succeeds Sandi Procter, who completed her
three-year term as LTA President at the end of 2025. Commenting on his appointment, Roy Colabawalla said:
“I am hugely excited to become the LTA’s 24th President. I am proud to be following Sandi, who has done such an amazing job, and I have greatly enjoyed working with her.
“As President, I will focus on three key priorities: continuity, inclusivity and advocacy. I am committed to providing stability and clear direction during a period of transition, drawing on my experience of LTA governance and my relationships with key national and international stakeholders to support the long-term success of the sport.
The Birmingham Law Society Legal Tech Committee hosted its first major event, AI in Dispute Resolution, on 12 November 2025 at Birmingham City University. The event was opened by Matt O’Brien, President of the Birmingham Law Society, who welcomed attendees and highlighted the growing importance of digital transformation across legal practice.
The Committee is grateful to SOS Systems, who kindly sponsored the event. SOS Systems is a leading provider of legal technology services, including document automation, cloud-based workflow systems, and IT infrastructure support for law firms and legal teams.
The panel brought together members of the Birmingham Law Society Legal Tech Committee with expertise spanning legal practice, technology, and legal education. The speakers were:
• Wajid Hussain, Barrister, The Barrister Group
• Savhan Lyall, Associate, TLT
• Sarah Hall, Associate, Squire Patton Boggs
• Orion Wisness, SOS Systems
The session was chaired by Dr Alan Ma, Lecturer in Law at Birmingham City University and Chair of the Legal Tech Committee. With close to fifty attendees and strong participation from practitioners and students, the event explored the opportunities and challenges posed by artificial intelligence within the dispute resolution landscape.
The panel began by examining how AI-enabled systems are reshaping e-discovery. AI tools now routinely classify documents, identify patterns, and accelerate review processes, offering significant efficiency gains for clients and reducing the volume of manual work required in large-scale disclosure exercises.
Speakers emphasised that while these tools can transform workflows, they remain just that—tools. Effective use requires human supervision, an understanding of the underlying models, and careful consideration of how training data and context affect the reliability of outputs. Over-reliance or “mythologising” AI can obscure its limitations, and transparency about
how models operate continues to be essential for maintaining trust in the technology.
Recent High Court decisions have highlighted the risks associated with uncritical use of AI tools in legal research. The panel discussed instances in which fabricated case citations and inaccurate legal summaries appeared in submissions, underscoring the continuing need for verification and professional judgment.
Key points included:
• AI does not replace legal reasoning and must be treated with caution.
• Lawyers remain fully accountable for the accuracy of documents filed with the court.
• Verification against authoritative sources is essential for compliance with professional standards.
• Clear protocols, training, and audit trails should form part of responsible practice.
• Confidential or privileged information must never be entered into public AI tools.
The consensus was that balanced workflows—automating routine tasks while retaining human oversight for higher-risk work—provide the most responsible and effective use of AI.
The discussion then turned to the role of AI in supporting access to justice. AIdriven triage tools and guided online processes can help improve earlystage dispute resolution and reduce administrative pressures on courts and tribunals. These tools may also assist litigants in person by providing clearer pathways and structured information.
However, the panel noted that technological developments must be matched with attention to digital inclusion. Systems must be designed with accessibility in mind, ensuring that vulnerable or digitally excluded individuals are not left behind as AI tools become more embedded inservice delivery.
Preparing the Next Generation of Legal Professionals
An important theme concerned the readiness of the next generation of lawyers for AI-enabled practice. The
panel observed that while core legal principles remain essential, the realities of modern legal work increasingly demand familiarity with digital workflows, data-driven processes, and verification of AI outputs.
Experiential learning—such as simulations, practical exercises, and collaborative problem-solving— was highlighted as an important means of preparing students for the profession. Integrating AI literacy into ethics and professional-skills training is becoming a necessary component of ensuring graduates enter the workplace confident, competent, and adaptable.
In considering the next five years, the panel observed that AI is likely to play an increasing role in evidence review, procedural automation, and elements of alternative dispute resolution. At the same time, transparency, governance, and regulatory frameworks will be critical to ensuring that the use of AI remains consistent with the principles of fairness and justice.
While Committee members initially anticipated a largely student audience—given the university setting—the actual turnout was far more balanced, with strong participation from professionals across private practice, chambers, and legal tech companies. Feedback confirmed that the open and reflective format resonated well with this mixed audience.
Importantly, the Committee does not claim to be composed of AI experts. Rather, its role is to facilitate inclusive, cross-sector conversations about the ethical and practical challenges facing the profession. The success of this inaugural event shows the value of that approach and lays the foundation for continued engagement across the Birmingham legal and tech communities.
This inaugural event of the reestablished Birmingham Law Society Legal Tech Committee marked a significant step in fostering informed discussion and supporting practitioners as AI becomes an integral part of legal services. With enthusiasm from both practitioners and students, and with plans underway for further events in early 2026, the Committee looks forward to continuing to strengthening its role in supporting legal innovation and ethical practice.
Mills & Reeve’s corporate team in the Midlands has advised on over half a billion pounds worth of deals in 2025. The Birmingham corporate team has acted on 28 significant deals in the last 12 months with a combined deal value of over £650 million. Deal activity spanned various sectors, including healthcare, technology, agriculture, manufacturing, energy, logistics and food & beverage.
More than half of deals (56%) were cross-jurisdictional, including Europe, the United States, Australia and South Africa.
Significant regional deals include advising on the sale of The Wilmott Group to Rehlko – a global leader in energy resilience, backed by funds from US PE House Platinum Equity. The Midlands corporate team advised the shareholders of the Nottinghambased company, which was sold for an undisclosed sum.
In addition, the team advised on the acquisition of specialist engineering company Ridgway Machines by Tokamak Energy – the UK’s leading fusion technology company. Mills & Reeve acted for Tokamak Energy on a deal that will accelerate the growth and manufacturing capabilities of its TE Magnetics business.
Economic uncertainty, coupled with ongoing legislative reform, is placing heightened pressure on the UK labour market writes Joanne Frew, Global Head of Employment & Pensions at DWF.
The UK employment rate was estimated at 75.1% in September to November 2025. This is largely unchanged in the latest quarter but above estimates of a year ago The UK unemployment rate was estimated at 5.1% in the same period, showing an increase in the latest quarter and over the last year. These indicators highlight a labour market that remains resilient but increasingly under strain.
Mills & Reeve also acted on the sale of the holding company of the Spaldings Group to Invicta Holdings – a JSElisted conglomerate specialising in the wholesale and distribution of industrial consumables. The Mills & Reeve team acted for the sellers, Inspirit Capital and the management shareholders of the Lincoln-based company.
Junaid Haroon, head of corporate at Mills & Reeve in the Midlands, said: “It was a year of two halves for the team in 2025. In the first six months, we saw a positive number of deals being completed across the UK and in a variety of sectors. The second half of 2025 saw a slight dip in the volume of deals getting over the line, particularly in the lower mid-market. However, we were successful in securing a number of larger deals during that period, demonstrating that there is still an appetite for deal activity where the strategic ambitions of the investor and business align.
“As we look ahead to 2026, our focus remains on supporting the region’s most dynamic and ambitious businesses through what continues to be an evolving economic landscape. With deep regional roots and strong sector expertise, we’re well positioned to guide clients through the next phase of growth and investment. We expect momentum to build as confidence returns to the market, and our experience across complex, cross border and high growth transactions means we’ll continue to be a trusted adviser to businesses and investors navigating the next wave of opportunities.”
The estimated number of vacancies in the UK for October to December 2025 indicated a small increase of 10,000 to 734,000 compared with July to September 2025. We are still seeing a reluctance across the market to recruit employees as employers grapple with rising costs and increased worker protection.
Annual growth in employees’ average earnings in Great Britain for regular earnings (excluding bonuses) was 4.5% and for total earnings (including bonuses), was 4.7% in September to November 2025. Annual average regular earnings growth was 7.9% for the public sector and 3.6% for the private sector. The public sector annual growth rate is impacted by some public sector pay rises being paid earlier in 2025 than in 2024. .
With the Employment Rights Act 2025 receiving Royal Assent on 18
Gateley Legal has advised Kaiser AG on its acquisition of Whale Tankers Limited, a leading UK-based manufacturer of liquid waste vacuum tankers and jetting equipment.
Kaiser AG, a global manufacturer of vehicles and systems for sewer cleaning and industrial waste management, has acquired 100 percent of Whale Tankers Ltd. This acquisition represents a strategic expansion for Kaiser AG, creating what the group describes as the world’s broadest and most technologically advanced product portfolio in sewer cleaning vehicles.
Headquartered in Solihull, Whale Tankers was established in 1969 and employs more than 600 people worldwide, including around 330 team members in the West Midlands and a further 300 in Coimbatore, India. The business designs and manufactures specialist vehicles and equipment serving customers across the UK and international markets.
The integration of Whale Tankers into the Kaiser Group strengthens its international production and engineering network across Europe, the USA, Australia, the UK and India, while reinforcing long-term commitments to regional expertise, people and local manufacturing capability.
Gateley Legal’s corporate team was led by partner and corporate platform head Charles Glaskie, supported by solicitors Mitchell Robinson and Katie Brown, paralegal Olivia Walsh, tax partner Richard Clitherow and tax associate Rachel Palmer.
December 2025, we are embarking on one of the most significant periods of employment law reform in decades. A growing number of employers are scaling back recruitment plans as they navigate higher operating costs, tighter restrictions on flexibility, and a more demanding compliance landscape.
Employers are encouraged to take early, proactive measures to prepare for the forthcoming legislative changes and facilitate an orderly transition. The reforms present a constructive opportunity to reinforce workplace protections and support the development of a future focused, resilient workforce. Those employers who work collaboratively and invest in strengthening their workplace culture are likely to adapt most effectively to the coming reforms and position themselves for long term success.
St Philips Chambers has achieved an unprecedented run of three major industry awards in just over a year, cementing its position as the leading regional barristers’ chambers in the UK.
The Birmingham-based set was named Chambers of the Year at the British Legal Awards on 26 November 2025. This follows wins as Regional Set of the Year at the Chambers & Partners UK Bar Awards 2025, and Legal 500’s Set Outside London of the Year in September 2024.
Being recognised by three of the profession’s most respected organisations demonstrates that St
Philips has not simply experienced a strong year but has established a standard of excellence that rivals any chambers in the country.
St Philips’ established reputation is evident in the breadth and calibre of its instructions, drawn from across the United Kingdom and overseas. Its instructions cover substantial work across Business and Property, Crime, Employment, Family, Personal Injury and Regulatory, reflecting the position the set has long held in a competitive national and international market.
Joe Wilson, CEO and Director of Clerking, said: “The Chambers & Partners and British Legal Awards titles are a massive statement, particularly
following last year’s Legal 500 win. It proves consistency. It shows that the collective expertise and work ethic of our barristers, clerking and administration teams is delivering results for clients year after year. I’m incredibly pleased for the whole team; we’ve earned the right to proudly sit alongside the UK’s best sets.”
The British Legal Awards win is particularly significant as a national honour that places a regional set alongside London’s most established chambers. For Birmingham and the wider Regional Bar, it represents validation on a national stage. This recognition comes as Birmingham continues to see a wider share of complex and high-value matters. National and international firms are strengthening their presence in the West Midlands, and St Philips continues to secure work of considerable scale and complexity, reinforcing its role in shaping the region’s legal landscape.
These awards reflect not only advocacy and legal expertise, but the broader operational strengths that underpin St Philips: strategic business development, growth in fee income, commitment to equality, diversity and inclusion, and investment in wellbeing, training and outreach.
West Midlands businesses accounted for 7% of all UK administrations in 2025, ranking the region fifth for corporate insolvencies, according to analysis by Shakespeare Martineau. A total of 120 regional businesses entered administration last year. Across the UK, 1,631 companies filed for administration in 2025, a 5% fall on 2024, but still 22% higher than 2022.
Retail was the hardest-hit sector, with filings rising 24% to 293, while
hospitality, manufacturing, real estate and construction together accounted for 56% of administrations. Greater London recorded the highest number of filings at 390, while increases were also seen in the North West and South East.
Andy Taylor, partner and head of restructuring at Shakespeare Martineau, said: “While the yearon-year drop in administrations is worthy of note, the overall picture for business remains challenging.
“With 1,631 appointments being made, we are still seeing more businesses enter administration than in 2021 and 2022, and distress remains widespread across multiple sectors and regions.”
He added: “While Greater London continues to record the highest number of administrations, the regional picture is becoming more mixed.
“The increases in the North West and South East suggest that financial distress is spreading beyond the capital, particularly in areas with high concentrations of consumer-facing and industrial businesses.
“This underlines that the challenges facing companies are not confined to one region and that pressures remain widespread across the UK economy.”
Andy also warned against complacency, saying:
“These figures, while worthy of note, do not detract from the fact that the trading environment for many businesses remains highly challenging…
“Our advice remains unchanged –seek expert help early. The sooner directors act, the more tools are available to protect the business and find a viable path forward.”
UK top 100 law firm Ward Hadaway has reported record financial results for the 2024/25 financial year, delivering turnover of £53.6m, an increase of 11.6% on the previous year.
The results, covering the period from May 2024 to April 2025, mark the firm’s fifth consecutive year of revenue growth and demonstrate continued delivery against its long-term strategic growth objectives. Those objectives, announced when Steven Petrie became Managing Partner in April 2024, include targeting turnover growth of more than 50% within the next five years and doubling the firm’s size over the next decade.
Revenue increased across all departments with particularly strong performances from the Housing, Private Client and Commercial Disputes teams. Growth was recorded across all offices, led by Manchester, which achieved revenue growth of 42%, with Leeds also delivering double digit growth.
The year also saw substantial people growth across the firm with investment at all levels to support increasing client demand and the expansion of core practice areas. This growth has been driven by a continued emphasis on supporting long-term client relationships, expanding service lines, and developing talent throughout the business.
Steven Petrie, Managing Partner at Ward Hadaway, said: “These results reflect a sustained period of disciplined growth across the firm. We have delivered consistent performance across our offices and service lines, which is particularly significant given the wider economic and market conditions. Our focus has remained on building strong teams, investing for the long term
and delivering high-quality advice to clients across all sectors.”
The 2024/25 financial year also set the foundation for further expansion. Since the end of the reporting period, the firm has successfully completed its merger with the highly regarded Teesside firm The Endeavour Partnership, and opened a new office in Birmingham, extending its presence into the Midlands as part of its growth strategy.
Steven Petrie added: “Our ambition is to grow in a way that is sustainable and aligned with our values. The merger with The Endeavour Partnership and the opening of our Birmingham office are clear examples of this approach. They broaden our expertise and geographic reach while allowing us to maintain the culture and standards that underpin the firm’s success.”
Investments for 2026 include a number of new partner appointments across all offices and a move to a larger office space in Birmingham.
Squire Patton Boggs has appointed Deborah Brown as a partner in its Restructuring and Insolvency Practice in Birmingham. Ms. Brown joins from DLA Piper, where she led the restructuring and insolvency team in the Midlands.
“Deborah’s appointment marks the continued build out of our crossborder restructuring and insolvency services across the UK and Europe,” commented Stephen Lerner, global chair of the firm’s Restructuring & Insolvency Practice Group. “Deborah has a strong reputation for her technical ability and commerciality. She brings significant expertise in managing large,
complex restructuring assignments that will enhance our capabilities and benefit clients both in the UK and internationally.”
With over 16 years’ experience as a corporate restructuring lawyer, Ms. Brown focuses on all non-contentious aspects of corporate recovery, restructuring and turnaround. She has extensive expertise in successfully advising all major stakeholders in relation to distressed real estate, financial restructures and the disposal and acquisition of distressed businesses and assets. She also works on corporate simplification and divestment matters.
Ms. Brown is the latest partner to join the firm’s Restructuring and Insolvency Practice in the UK, with her former colleague Chris Roberts arriving in Manchester in September.
“We are thrilled that Deborah is joining us. She is well known to us and will be a great fit with our existing team led by Devinder Singh,” added Tom Durrant, managing partner of the Birmingham office. “We see exciting opportunities to build on our strong Restructuring and Insolvency practice by leveraging the relationships that Deborah will bring to the office and the firm. In addition,
her appointment and the investment we are making in our Corporate and Financial Services Practices locally and on a global level, makes our transactional service offering even more compelling.”
Ms. Brown said: “The firm’s commitment to enhancing its Restructuring and Insolvency Practice both on a local and global level was a major draw for me, as was its existing credentials in this space. I have been really impressed with the growth ambitions of both the Restructuring and Insolvency team and the Birmingham office. Not to mention the cohesive, collaborative and friendly culture of the firm. I look forward to continuing to support clients through increasingly complex and challenging times and working alongside the firm’s market-leading corporate and financial services teams to develop opportunities for restructuring and insolvency work. I am excited to be joining and playing my part in the firm’s continued growth and success.”
Ms. Brown is the latest partner to join the firm in Birmingham following the arrival of Corporate partner Partho Chaudhuri. The firm also recently announced that it will be moving to a new office in Birmingham next year.
The Government has announced proposals for far-reaching reform of the criminal courts in England and Wales. At their core, these reforms would significantly reduce the number of cases tried by a jury. In future, jury trials would be guaranteed only for the most serious offences, such as murder and rape writes Matt O’Brien, President, Birmingham Law Society Chair, Birmingham Law Society Criminal Law Commitee.
Many “either-way” offences, which currently allow defendants to choose whether they are tried by a jury in the Crown Court or by magistrates, would instead be diverted into a new system of judge-only trials where a sentence of three years or less is considered likely. Alongside this, magistrates’ sentencing powers would be increased and rights of appeal from the magistrates’ court restricted.
For many people facing criminal charges, this would represent a fundamental change. Defendants who would previously have been entitled to a jury of twelve members of the public deciding their guilt or innocence could instead find their case determined by a single judge, with more limited opportunities to challenge factual decisions on appeal. These proposals are intended by Government to reduce delay and clear the Crown Court backlog. However, they also raise profound questions about fairness, transparency, and public confidence in the justice system.
Against that backdrop, the Birmingham Law Society Criminal Law Committee has published a detailed position statement setting out its concerns. While there is unanimity across the profession that delays in
the criminal courts are unacceptable, the Committee’s clear conclusion is that removing juries will not solve the problem. Drawing on the experience of practitioners across Birmingham and beyond, the statement highlights that the backlog is not caused by jury trials, but by long-term underinvestment: court closures, ageing estates, insufficient judicial sitting days, a shortage of criminal advocates, and persistent operational failures such as prisoners not being produced for hearings on time.
Trial by jury remains a cornerstone of public confidence in the criminal justice system. It provides transparency, lay participation, and a vital balance between citizen and state. The Committee is particularly concerned that judge-only trials risk concentrating power, increasing pressure on the judiciary, and expanding the scope for appeals, while the requirement for written reasons in every case may in fact add delay rather than reduce it. Experience and research consistently demonstrate that juries are capable of grappling with complex and lengthy cases; the difficulty lies not with jurors, but with the additional burdens these reforms would place on an already overstretched system.
The position statement also addresses the proposed sentencing threshold for allocating cases, warning of uncertainty, tactical charging decisions, and damage to perceptions of fairness. Serious concerns are raised about linked magistrates’ court reforms, including increased sentencing powers and restrictions on appeals. History shows that expanding magistrates’ powers leads to higher custody rates, while the consistently high success rate of appeals from
magistrates’ courts underlines the importance of maintaining meaningful appellate safeguards.
As President of Birmingham Law Society, and having had the privilege of chairing the Criminal Law Committee for the past six years, I am immensely proud of the breadth of expertise the Committee brings together. It is a genuinely multi-agency forum, rooted in evidence and lived experience. The Committee will continue to engage constructively with policymakers and to advocate for reforms that are fair, effective, and properly resourced. Members are encouraged to read the full position statement on the BLS website and to support the Committee’s ongoing work in defending the integrity of our criminal justice system.
What do the proposed reforms mean in practice?
Fewer jury trials: Many offences that are currently tried by a jury in the Crown Court would instead be decided by a single judge sitting alone, provided a sentence of three years or less is considered likely. Loss of choice for defendants: People charged with “either-way” offences would no longer be able to elect trial by jury, even where the allegations are serious or contested.
Greater sentencing powers for magistrates: Magistrates would be able to impose longer prison sentences, meaning more defendants could receive custodial sentences without their case ever reaching the Crown Court.
More limited appeal rights: Appeals from magistrates’ courts would be restricted to errors of law or procedure, rather than allowing a full rehearing of the case in the Crown Court.
Potential for inconsistency and delay: Decisions about where a case is heard would depend on early assessments of the likely sentence, which may change as evidence emerges. Judgeonly trials would also require written reasons in every case, adding further pressure to an already stretched system.
Impact on fairness and confidence: Taken together, the reforms would reduce lay participation in criminal justice, concentrate decision-making in fewer hands, and risk undermining public confidence in the fairness and transparency of the system.
At Antonelli & Antonelli, client care is everything – and when it came to implementing new practice management software, the law firm wanted a partner who shared that same ethos of empathy, responsiveness and reliability.
As a certified LEAP Legal Software partner, Jayva didn’t just install software; it provided hands-on support, tailored training and ongoing financial management services that feel more like having an in-house expert than an external consultant.
The result was a seamless transition to LEAP and continued peace of mind, with a trusted team always on hand to keep systems running smoothly, bookkeeping in check and staff focused on serving clients.
The client
As a family-owned law firm, Antonelli & Antonelli’s ethos is treating its clients’ legal matters as its own. As such, it’s committed to 100% satisfaction through delivering thoughtful and effective guidance, and vigorous representation in litigated matters – with relationship building at the core.
Daniel R. Antonelli handles all aspects of probate, trust and estate administration and litigation. He approaches legal services provision with empathy, to support clients at one of the most emotional and distressing periods of their lives.
Daniel comments, “I love hearing from clients that I did something to put them at ease. While many lawyers want to be viewed as a ‘pit bull’, in my opinion the role of an lawyer is more dynamic. Aggressive representation in a litigated matter is a must, but when working with a client, the most important skills are communication and compassion. I pride myself on having these skillsets in abundance.”
Antonelli & Antonelli was juggling multiple disconnected systems to manage its cases. This patchwork approach worked when the caseload was small, but as the practice expanded it became increasingly inefficient and difficult to maintain consistency.
Once they hit 60 active matters, it became clear they needed a better solution to handle time recording, document automation and storage in one place. LEAP’s combination of rich features and sophisticated document automation stood out as the platform to take the law firm forward.
Daniel explains, “I started out with a combination of applications. When we reached the 60-case milestone, something more robust and fully integrated was needed to be comprehensive enough to do everything simultaneously. Having researched the marketplace offerings, we chose LEAP backed by Jayva. It’s feature rich with sophisticated document automation built in, powered by templates and database pre-population.”
The solution delivered by Jayva Global
From the beginning of Antonelli & Antonelli’s LEAP journey, Jayva played a hands-on role in making the transition smooth and stress-free by providing expert training, implementation support and integration advice. Jayva’s deep knowledge of both LEAP and QuickBooks Online meant the law firm could go live confidently while refining processes, and keeping its data reconciled and compliant.
Daniel adds, “LEAP’s supporting us really well – a total transformation to our earlier IT set up. From the word go, we received
training through Jayva. In fact, it wasn’t totally obvious it was Jayva rather than LEAP, as the two organisations operate closely together.
“Jayva’s knowledgeable on LEAP and QuickBooks Online – the two systems we’d be running in tandem. Having Jayva on board to assist with implementation and training was extremely comforting. As a result of their positive input, uptake of the new software has been strong.
“Now, Jayva’s role has evolved into helping with integration between LEAP and QuickBooks Online, specifically making sure the figures in these systems reconcile with the money in our bank account via monthly bookkeeping support.”
Jayva’s role didn’t stop at implementation – it evolved into a long-standing partnership that delivers tangible business value courtesy of a blend of bookkeeping, reconciliation, reporting and trouble-shooting support that’s like having an in-house finance and systems expert. This proactive service gives the law firm peace of mind, frees up staff time, reduces costs and ensures LEAP and QuickBooks Online run at peak efficiency – enabling Antonelli & Antonelli to stay focused on clients rather than back-office complexities.
Daniel concludes, “Jayva acts as chief financial officer and bookkeeper all in one. As well as reconciliation, Jayva runs a series of regular financial reports. Jayva’s support goes beyond the realms of simple cashiering as it’s a detailed financial analysis for forecasting and planning purposes.
“As a business owner, I’m constantly pulled in a million directions. Resolving a technical dilemma on my own or have my staff do it could take three hours. The related overhead salary costs of doing so are substantial. In contrast, it would take Jayva half an hour maximum to fix, thereby cutting my expenditure by over 80%. Jayva’s one of my favourite suppliers. I couldn’t run my law firm as successfully without them.”
Learn more about Jayva
Visit www.jayvaglobal.com, email info@ jayvaglobal.com or call 0333 2020 995.
National Apprenticeship Week is the UK’s annual celebration of apprenticeships, bringing together employers, learners, and training providers to highlight the value of workbased learning. This year, Datalaw is proud to host a free virtual conference running from 9th to 13th February 2026, designed to give both learners and employers a clear understanding of funded pathways into legal and data careers.
Whether you’re looking to start your career, upskill in your current role, or implement apprenticeship programmes within your organisation, this conference offers practical, expert-led insight to help you progress with confidence in 2026.
What to Expect
Throughout National Apprenticeship Week, Datalaw will host a series of free webinars, with each day dedicated to a different programme area. From paralegal and conveyancing apprenticeships to data protection and multi-channel marketing, there’s something for everyone interested in developing their skills through funded training.
The week kicks off on Monday 9th February with an introduction to legal and data apprenticeships, setting the scene for the sessions ahead. As the week progresses, attendees can explore specific career pathways, learn about progression routes, and discover how apprenticeships can support both individual career goals and organisational development.
Why Attend the Apprenticeship Week Conference?
Practical career guidance and progression advice: Our expert team will share actionable insights to help you map out your next steps, whether you’re a learner exploring options or an employer building talent pipelines. Learners can also join our dedicated Learner Career Workshop on Friday 13th
February, a practical, action focused session designed to help you turn the week’s insight into a clear plan for 2026.
Access to essential apprenticeship resources and documentation: We’ll provide useful materials to support your apprenticeship journey, from funding information to programme overviews. Exclusive access to upcoming cohort spaces: Conference attendees will be among the first to hear about and secure places on our apprenticeship programmes across legal and data disciplines.
Live Q&A sessions with industry experts: Each webinar includes dedicated time for attendees to ask questions directly to our team, ensuring you leave with answers tailored to your specific situation.
Who Should Attend?
This National Apprenticeship Week conference is ideal for anyone interested in funded professional development. Learners considering a career in law, conveyancing, data protection, or marketing will find valuable guidance on how to get started. Employers and HR professionals will benefit from sessions focused on implementing apprenticeship pathways within their organisations, including the dedicated Employer Workshop on Friday 13th February.
The Benefits of Apprenticeships in 2026 Apprenticeships offer a powerful route into professional careers, combining practical workplace experience with structured learning. For learners, they provide an opportunity to earn while you learn, gaining industryrecognised qualifications without the burden of student debt. For employers, apprenticeships are a strategic way to develop a skilled workforce, improve staff retention, and address skills gaps within your organisation.
One of the most significant advantages
of apprenticeships is the government funding available, making them a highly cost-effective training solution for businesses of all sizes.
Most small and medium-sized organisations fall into this category. The government funds 95% of the training cost, meaning the employer pays only 5% of the total. This makes apprenticeships an incredibly costeffective way to train staff, with funding paid directly to the training provider. For apprentices under 25 at SMEs, from April 2026 the government will provide 100% funding, removing the employer contribution entirely.
Funding for Levy-Paying Organisations Organisations with a wage bill over £3 million pay into the apprenticeship levy through PAYE. These levy funds can be used to cover 100% of apprenticeship training costs, making use of money your organisation has already been taxed on. It’s important to note that funds must be used within 24 months or they expire. From April 2026, this window will be reduced to 12 months, making it even more important to plan your apprenticeship strategy now.
for Adult Apprentices
Individuals aged 25 or older are generally considered adult apprentices. For non-levy paying employers (SMEs), the government continues to fund 95% of training costs, with the employer contributing the remaining 5%. While those under 25 at SMEs will receive 100% government funding from April 2026, those aged 25 and over remain under the standard 95%/5% co-investment rule. This still represents exceptional value for professional training and development.
All sessions during Datalaw’s National Apprenticeship Week Conference are completely free to attend. Simply register for the sessions that interest you and join us online from 9th to 13th February 2026.
Don’t miss this opportunity to gain expert insight, connect with industry professionals, and take the next step in your career or apprenticeship strategy. We look forward to seeing you at National Apprenticeship Week 2026.
The Midlands PA Awards is the ONLY Awards night dedicated to recognition of all the hard work and dedication of PAs, EAs, VAs, Secretaries, Office Managers Receptionists, Administrative Assistants and Business Support Managers in the Region.
Birmingham Law Society are PROUD sponsors and partners of these awards for 3rd year in a row and we would love to encourage Executives and colleagues to take a moment to review the 12 categories available and to submit your nominations before the nomination link closes on 28th February 2026.
Some of these categories include:
• Administrative Professional of the Year Award
• Team of the Year Award (Celebrating a team or a peer group of 3 or more)
• Apprenticeship Scheme of the Year Award (Nominating the Business)
• Business Support Leader Award (Nominating someone in a Management or Leadership role)
• Career Excellence Award (Celebrating 20+ Years working in the Profession)
• Emerging Talent Award (3 years or less working in the role of a PA or EA)
• Executive Partnership Award (a joint award celebrating both the PA/EA and the Executive)
• Innovation & Change Champion Award
• Sustainability, EDI and Social Impact Award
• PA of the Year Award
To find all the category criteria and to submit YOUR nominations please follow the link here
Birmingham Law Society (BLS) is pleased to announce that Medical Expert Chambers has joined us as a platinum sponsor, further strengthening its programme of engagement and support for the legal profession.
Medical Expert Chambers is the latest service introduced by N & S Consultants, which has over 20 years’ experience supporting the
legal sector. The independent, ondemand medical expert witness service is designed to support both civil and criminal practitioners, providing efficient nationwide access to leading medical experts across all specialties.
Commenting on the sponsorship, Pav Khera, Relationship Manager at Medical Expert Chambers, said: “N & S Consultants, with over 20 years’ experience supporting the legal sector, is delighted to introduce Medical Expert Chambers, our independent, on-demand medical expert witness service for civil and criminal lawyers, and proud sponsor of the BLS Legal Awards. Medical Expert Chambers provides immediate access to over 8,000 appointment slots each month across all medical specialties, enabling both small and large law firms to efficiently secure appointments nationwide with leading medical experts and obtain expert reports at LAA rates or fixed fees, with deferred payment terms delivered in days rather than months.
We wish all entrants the very best of
luck and look forward to meeting many BLS members on the night. Please do come over, say hello, and let us know how Medical Expert Chambers can support your legal practice.”
Welcoming Medical Expert Chambers as a platinum sponsor, Matt O’Brien, President of Birmingham Law Society, said: “Birmingham Law Society is delighted to welcome Medical Expert Chambers as a Platinum Sponsor. Their extensive experience in supporting the legal sector and their commitment to delivering timely, high-quality medical expert evidence will be of significant value to our members. We look forward to working closely with Medical Expert Chambers and to their support of the Legal Awards.”
As a platinum sponsor, Medical Expert Chambers will play an important role in supporting Birmingham Law Society’s activities and events, including the BLS Awards, and in engaging with members to promote best practice and innovation within the legal profession.
Amiqus offers the UK’s market leading platform for identity verification services, AML/KYC & SoF checks, and more. Find out more at https://amiqus.co/
In early November 2025, the National Crime Agency (NCA) led a co-ordinated multi-agency crackdown on Organised Crime on the high street. This action is a vital step in the right direction writes Graham MacKenzie, Director of AML & Economic Crime Risk at Amiqus, former Head of AML at the Law Society of Scotland and contributing author to the Legal Sector Affinity Group (LSAG) AML Guidance.
The press release stated some impressive stats around the outcomes - 2734 premises visited and raided, 924 individuals arrested, over £10.7m of suspected criminal proceeds seized and over £2.7m worth of illicit commodities destroyed.
That said, some may consider this to be tip of the iceberg, particularly considering the same article suggests that at least £12bn of criminal cash is generated in the UK each year. However, any action to take drugs, guns, fake goods and the proceeds of crime off our streets is to be applauded.
Sal Meiki, the Senior Lead at the NCA responsible for the operation, is quoted as saying “they do not underestimate the aggregated effect that thousands of shops engaged in so-called lower level criminality is having on our communities and the criminal supply chains that profit from them”.
Is the AML Spotlight Turning ?
For the last decade or so, the spotlight has been very much been on so-called “high-end” money laundering, kleptocracy and the Eastern European oligarchyparticularly in light of successive laundromat scandals, the Panama Papers and Russia’s invasion of Ukraine.
It appears that this focus may be slowly turninggovernment and law enforcement are starting to recognise the extent, threat and socio economic impact of cash based money laundering across the UK. Indeed, the NCA is starting to tie it all together. There is growing evidence that the proceeds of drug dealing and other forms of criminality on our local streets are tied into international networks funding Russia’s war in Ukraine and other geopolitical events causing suffering around the world.
We are seeing more and more mainstream media coverage of this also, which will in turn raise public awareness. The BBC has recently published articles about raids on barber shops, vape shops and car washes, along with headline stories about the connection between drug dealing, cash intensive businesses and Russian criminal networks in recent months.
Why is all this important for law firms?
Cash-based money laundering is a key threat which I believe the vast majority of high-street firms should be concentrating on. It’s why I rated high risk business sectors and cash intensive businesses as a high risk in the 2022 Scottish Legal Sector AML Risk Assessment, published by the Law Society of Scotland, and this is also reflected in the SRA’s AML sectoral assessment..
The NCA states that the majority of high street businesses are legitimate, although if you walk through many town centres you could perhaps be forgiven for thinking otherwise.
The legal sector will inevitably be involved in the buying and leasing of commercial premises related to such shops or businesses, along with a range of other legal work. In the vast majority of cases, this involvement will of course be wholly inadvertent, but even so, could bring untold reputational and regulatory damage, and in some situations, criminal consequences.
How do you separate the legitimate from the potentially illegitimate?
Firstly, reference and take on board available literature and information. Read the BBC articles, go through the list of higher risk sectors and businesses in the aforementioned LSS risk assessment (pages 9 & 10).
Where a client or matter exhibits any or several of the risk factors as outlined in the sectoral assessment or LSAG guidance, do that extra bit of due diligence . Look further into their expected business plans and cash flows, the source of their funds, and marry this to the wider context and background of the client and your community.
Yes, there are rigorous legal obligations on solicitors in terms of anti-money laundering - and unfortunately
sometimes these obligations can be onerous and sometimes feel “over the top”.
The vast majority of your business will be run of the mill, straightforward. In that case, my guidance would be to fulfil your legal obligations quickly - ideally with the help of dedicated software such as the Amiqus platformand go on to do the business.
Then spend more of your time doing a bit more digging on the edge cases, the ones which present higher risk factors or red flags as described in the literature - the ones you’re just not sure about or can’t quite get comfortable with. In each case, record what you’ve done to get comfortable, or not, as the case may be. The very essence of a risk-based approach.
It’s been said many times before, it’s important that everyone know the “whys” behind the AML rules. Perhaps share press articles around the practice and discuss the themes which might affect the business. This in itself is a form of effective training, and also shows awareness that you take AML seriously.
Making it real to people - the “whys” are a core constituent whenever I conduct training or support firms with AML through my consultancy work. When people understand why these rules exist - to prevent real-world harm, often on their doorstep, in their local community and on their high street - they stop being just rules to follow. They become something to get behind. Good AML control starts to make sense and embed into the everyday and your people become your most effective line of defence.
Also, don’t forget your duty to report suspicious activity should you have enough information for concern to crystallise into suspicion. These are really important. I know from experience SARs don’t just go into a black hole.
Going back to those recent NCA operations, they simply wouldn’t have achieved what they did without the intelligence sent in and held on the NCA’s Suspicious Activity Reporting database.
Find out more at https://amiqus.co/ aml-consultancy
Birmingham Law Society has today announced the launch of its new Junior Lawyers Division (JLD), a unified and inclusive community for aspiring and early-career legal professionals across the city.
Formed in 2026 through a collaboration building on the work of the Birmingham Solicitors Group, the JLD brings together students, trainees, newly qualified solicitors and junior lawyers under one banner. The new division will serve as the collective voice of junior members within Birmingham Law Society and the wider legal profession
The mission of the JLD is to support, represent and inspire the next generation of Birmingham’s lawyers. Through a varied programme of professional development, networking, mentoring, wellbeing initiatives and social events, the JLD will help members build skills, forge connections and navigate the early stages of their careers with confidence. Diversity, inclusion and access to the profession sit at the heart of the division’s work.
Matt O’Brien, President of Birmingham Law Society, said:“The launch of the Junior Lawyers Division is an important step forward for Birmingham Law Society and for the future of our profession. By creating a single, dedicated division for junior lawyers, we are ensuring their voices are heard and that they have access to meaningful support and opportunities.
The JLD demonstrates our commitment to nurturing talent, promoting inclusion and strengthening Birmingham’s legal community.”
The JLD will act as a vital bridge between junior lawyers and Birmingham Law Society, ensuring that emerging perspectives are represented and that junior members are actively involved in shaping the profession locally.
Christie Nelson of Freeths LLP, Co-Chair of the Junior Lawyers Division, commented: “The JLD is about creating a space where junior lawyers feel supported, heard and connected. Through collaboration and shared experience, we can build a strong, inclusive community that supports junior lawyers throughout the early stages of their careers.”
Kristian Campbell-Drummond of Weightmans, Co-Chair of the Junior Lawyers Division, added: “This is an exciting opportunity to strengthen collaboration across Birmingham’s legal community. The JLD will provide practical support, professional development and a genuine sense of belonging for junior lawyers, whatever stage they are at.”
By bringing together junior legal professionals under one division, the Junior Lawyers Division reinforces Birmingham’s reputation as a vibrant, supportive and forwardthinking legal hub, committed to developing the next generation of legal talent.
Matters of money are never far away from the news and 2026 has started no different. In this short article we will cover some recent news on issues pertaining to money writes Rebecca Atkinson, Solicitor and New York Attorney at McArthur Akinson,
Ministry of Justice Consultation on Interest on Lawyer’s Client Account Scheme
Being dubbed as a raid on client account interest, the Ministry of Justice (MoJ) launched a consultation on 7 January 2026 proposing the implementation of an Interest on Lawyers’ Client Accounts scheme in England and Wales,
with the said aim to be boosting funding for the justice system. The consultation closes 9th February 2026, drawing criticism for the short time within which to respond. Research sitting alongside the consultation sites that 92% of firms say they are not reliant on client account interest for sustainability of their business and 94% have said that losing client account interest would have no effect.
The consultation proposes that 75% of interest from pooled accounts and 50% from individual accounts be sent to a centralized government administrator and into the general MoJ budget and not for specific justice activities.
The proposals, if they come into being, affect all legal service
providers regulated under the Legal Services Act 2007 in England and Wales, regardless of firm size. Legal service providers in Scotland or Northern Ireland will be left unaffected therefore.
So, what is wrong with this proposal? Well for starters, it applies to England and Wales but not Scotland and Northern Ireland, placing law firms in England and Wales at a competitive disadvantage. Further the proposal applies to ‘reserved legal activities’ and not unreserved legal activities. Deciphering interest that applies to each set of activities places an incredible administrative burden on firms especially if a retainer mixes both reserved and unreserved activities (probate is an example whereby an application for the grant of probate or letters of administration is a reserved activity but the estate administration is not).
In addition, the consultation appears to suggest that interest earned on pooled client accounts is in fact client money when this is not the case. Interest earned on such money is not client money within the definition contained within Rule 2 of the SRA Accounts Rules. Interest earned belongs to the firm and should be kept separate from client monies. The fact the consultation doesn’t appear to understand this is worrying.
By far the biggest worry is the cost of administration that would be placed on law firms if this proposal were to go ahead and ultimately the knockon effect to the cost of legal services and access to justice. The costs of administering the scheme would need to be recouped by firms and may also lead to firms increasing the de minimis amount before accounting to clients for interest.
Ultimately what does all this look like?
A tax that is a little hidden, raising revenue for the government without explicit tax rises. In other words, a stealth tax.
Costs awarded against SRA not once but twice this year so far
In other money news the SRA has hit recent headlines with being hit with costs awards against it by the SDT. In early January 2026 the SRA were ordered to pay £160,000 in costs after its prosecution of a
solicitor was deemed to have been ‘fundamentally misconceived’. The solicitor in question was Tina Shiebert who was accused by the SRA of having sent the leaseholders of a property a letter that was misleading and intended to induce them to enter into a deed of variation under which rights over land would be forfeited. In her defence, the respondent set out that the lease plan was defective and there was no intention on her part to mislead.
The SDT found that the SRA’s allegation was not made out and that ‘The present allegation was fundamentally misconceived and could not succeed on any reasonable interpretation of the evidence. While the tribunal accepted that the SRA was acting in the exercise of its regulatory function, it concluded that the decision to prosecute in these circumstances fell outside the bounds of what was reasonable.’
Three weeks later the SRA was ordered to pay costs again to the tune of £50,000 for another botched prosecution. In this matter the SRA brought a case against David Buckle a partner at DMB Law who was advising on a property development. When a developer withdrew from the project, Mr Buckle decided to invest in the project himself by financing the costs of up to £1m and being entitled to 50% of the profit capped at £500,000. The project was due to be administered through Mr Buckle’s separate financing companies and no retainer letter or written agreements existed. However, it was agreed as fact that Mr Buckle advised the client to seek independent legal advice on the proposals.
Due to delays with the development project and costs having escalated, DMB Law on behalf of Mr Buckle’s finance company wrote to the client seeking over £2m for the build, finance and costs to which the client did not agree and reported the matter to the SRA.
The SRA alleged that Mr Buckle allowed his independence to be compromised and that the client was vulnerable and inexperienced. Counsel for Mr Buckle submitted that in fact the opposite was true and that the client was formidable and
took advantage of Mr Buckle. Ultimately the SDT found that Mr Buckle did not take advantage of the client and there was no significant risk of conflict. Although the SDT found that Mr Buckle had failed to ensure appropriate contracts between the parties were in place this did not amount to professional misconduct.
Interestingly both solicitors in the above-mentioned cases had careers spanning over 30 years each.
Although it may feel pleasing to see the SRA have costs awarded against it, this ultimately is bad news for the profession who funds the SRA and its prosecution endeavours. If the SRA cannot get their prosecutions right, the profession pays for this.
Proposed monetary thresholds for COFA role holder in the SRA further Consumer Protection Review
A lot has been written on the SRA’s further consumer protection review entitled ‘Further consultation on client money in legal services: Protecting the client money that solicitors hold’ which closes on 20th February 2026. One aspect (as well as others) of this consultation is most concerning. The SRA propose that there is a separation of roles whereby any individual that can unilaterally determine or direct significant management decisions in a firm, cannot also be the COLP or COFA. The decisions would not be limited to matters of handling client monies. The thresholds proposed to which this would apply are an annual turnover of £600,000 and/or client account balance of £500,000 or more at any point during the most recent reporting period.
The SRA propose that for sole ownermanaged firms the £600,000 turnover would not apply but the £500,000 in the client account at any one time would apply and that sole owner would be able to hold the COLP role but not the COFA role and would therefore need to employ a COFA.
The first question to be begged here is, where do these thresholds come from? Have they been plucked out of the air?
A sole practitioner is just that, a sole practitioner (SP). They are alone. An SP is very unlikely to be able to afford to employ someone in the role of COFA. This means that any SP who undertakes transactional work, residential conveyancing for example, would have to cease practising or the SP would have to insist that no monies beyond a deposit comes through their client account. In a situation where the SP is acting for the buyer, to avoid having large sums in their client account they will need to ask their buyer client to send the monies direct to the seller’s solicitor which will inevitably cause the seller’s solicitor all manner of issues.
A third party managed account could be used to funnel the monies but it is questionable as to how that mitigates any risk when the third party account provider can be directed by the SP in any event just as it would direct its own client account.
The reason why these measures are being considered is because of large scale frauds like Axiom Ince (where the SRA seem to have been asleep at the wheel). A proportionate response to that is to put in measures where the risk and stakes are highest and that should be on firms that handle much more transaction work, turnover more, hold more client money. £500,000 barely buys a house in the south and could lead to a north/south divide as real estate SPs can operate where property is cheaper and cannot where it is not. SPs should not be facing the consequence of Axiom Ince.
Also there is a flawed assumption that if the COFA is not a person who can make unilateral decisions that the person who can make unilateral decisions, can no longer do so. Making the COFA and the rogue person not the same person, won’t stop that rogue person if they still have the authority.
It currently feels that the profession is being squeezed and squeezed again. My message to you, is to engage with consultations as much as possible and hopefully together we can influence the direction of travel.
As a property or real estate lawyer, we know your clients rely on you to foresee risks before they become liabilities. Getting your due-diligence right before acquiring a site is essential to understand the sites development viability. That’s where Landmark and Argyll Environmental can help. With our recently remastered reports, we compile early insight through clever due diligence, which keep your clients protected and strengthens your advice.
Having a search pack that includes the key risks, but crucially is also compatible with a redevelopment context, means you can foresee issues before they materialise. This provides excellent client care that helps support your client’s decision making during the property transaction.
What trends can we expect in 2026?
Real estate continually adapts to changing macro trends that influence property needs. 2025 was undoubtedly all about the surge in demand for data centre space, driven by AI and cloud technology. In Savills UK cross sector outlook for 2026 they state “…that the biggest impacts of the data centre boom in the UK in 2026 will be in terms of land deals and competition for land. Logistics developers in particular are already being outbid for key data and power-enabled sites, and we expect this trend to continue for the foreseeable future.”
Savills – Spotlight UK Cross Sector Outlook 2026. In addition, grey belt sites are emerging as prime opportunities. These locations, boasting strong transport links and clear local demand, are perfectly positioned to attract heightened interest from developers and investors alike.
At the same time, reforms to the National Planning Policy Framework (NPPF) are intended to improve site supply. As these changes bed in, we’re hoping to see greater land acquisition activity throughout 2026.
Taken together, this suggests a cautiously optimistic outlook for 2026, with the potential for steady growth in development deals across the real estate sector.
Building a search pack for development acquisitions
Many firms already have packs configured for the various transactions they handle. If not, a brief conversation highlighting the benefits we will discuss can help establish these packs in the future.
By adopting tailored reports for redevelopment transactions, clients receive outcomes that align precisely with their needs. Below are the reports we offer for redevelopment transactions and how each meets specific client requirements.
SiteSolutions Combined ensures environmental risks are fully understood and mitigated. The planning regime can
significantly influence risk ratings and change outcomes and recommendations for key environmental risks when compared to a continued use context.
Landmark Utilities prevents costly surprises by mapping underground services. When acquiring land for development, understanding what lies beneath the surface is critical. The report provides a single, comprehensive source of underground utility data, helping you make informed decisions.
SiteSolutions Highways secures clarity on access and rights of way obligations. This report addresses highways adoption status and rights of way, which are often overlooked but critical for site access and future use.
Why SiteSolutions Combined for development acquisitions?
The SiteSolutions Combined is a great starting point to understand what key environmental hazards such as land contamination and flood hazards may be present at the Site. It will help guide you to whether additional work will be required before you can start your construction.
Different assessment outcomes can arise between a “traditional” environmental search: assessing historical land contamination issues under Part 2A of the Environmental Protection Act, and the National Planning Policy Framework. A change in context to a redevelopment scenario can be the difference between handing your client a Pass or Further Action report. The benefit of having a planning risk assessment embedded in your environmental search is to help spot future requirements early in the decision-making process.
Here are some more benefits….
• Safeguarding investments - Knowing the difference between a continued use transaction and redevelopment could result in a different outcome. But also, if redevelopment is proposed there is variation in effort required to alleviate that risk. Avoid tarnishing the site with the same brush.
• Gain Clarity – for complex sites, data can be plentiful. Not least because of its historical legacy and potential variety of former uses. A consultant will remove the noise and present you with actionable insights that can be easily explained to the end client.
• Technical findings to legal advice - We are acutely aware that when there are potential issues with a site, just presenting technical findings is not useful. Therefore, you will need a report that translates this into clear next steps you can work with your client on. That’s where the SiteSolutions Combined report comes in.
• Mitigate exposure to liability – Having a report that is compatible with any transaction context including redevelopment means you can continue to protect your client’s interest and foresee issues before they materialise.
In the coming weeks you can expect to have more detail in the Landmark Utilities and SiteSolutions Highways report where we will uncover the key features and benefits that demonstrate why they are essential for redevelopment transactions.
Register your interest in Landmark’s upcoming webinar
Landmark Information will soon be hosting a webinar training session focused on the three essential reports for redevelopment transactions: SiteSolutions Combined, Landmark Utilities, and SiteSolutions Highways.
Click here to complete the short registration form and secure your place.
As the UK’s leading provider of property insights and expertise, Landmark’s in-house sustainability consultants are not only driving net zero and supply chain due diligence in our business but are also helping property professionals achieve the same goals.
Where do you need to start?
• Helping your firm reduce GHG emissions and start their net zero journey?
• Advice on the impact of climate change for law firms and your clients?
• Support with supply chain due diligence?
Landmark Information empowers property professionals to navigate sustainability challenges, wherever they are on their journey.
The Consumer Credit Act (CCA) has not been radically updated in five decades, making modernisation essential to keep up with a growing and changing marketplace. The nonmortgage lending market has grown to over £200 billion, 84% of the public now hold credit products, and over 28,000 firms are authorised to carry out credit activities by the Financial Conduct Authority (FCA). writes Edward Flanagan, debt and asset recovery partner at law firm, Shakespeare Martineau
This specialist area frequently comes into focus across the legal world, from corporate to personal finance, and affects a huge percentage of the population. With a consultation around the CCA ongoing and a legislative overhaul imminent, it is an opportunity for finance lawyers to understand consumer credit, its regulatory framework, and the potential challenges that lie ahead.
The term ‘consumer credit’ refers to many different types of financial accommodation, including cash loans and other arrangements. The Financial Services and Markets Act 2000 (Regulated Activities Order), commonly known as the RAO, sets out the regulatory perimeter, specifying which financial activities should be regulated and which regulation should apply.
Prior to the consultation being announced, there was a lot of conversation about the system being too inflexible. One example is Regulated Mortgage Contracts (RMCs), which have been carved out from regulation under the CCA as they are classed as ‘credit-related regulated activities.’ This has added significant complexity to the process, as they are treated differently from other credit agreements, and has long been a source of confusion for both firms and consumers, highlighting the need for clearer, more accessible regulation.
This inflexibility arguably began in 2014, when the responsibility of regulating consumer credit moved from the Office of Fair Trading to the FCA. Not only did this bring business regulation under a single financial services regulator, but the culture also shifted from the benign to inquisitorial. As a result, firms which engage in consumer credit activities need to obtain FCA
authorisation and ensure they meet required standards before conducting regulated financial activities
Personal accountability for authorised individuals was also a key focus, with the Senior Managers and Certification Regime (SMCR), extended to consumer credit firms in December 2019, with the aim of reducing harm to consumers, strengthening market integrity and creating a system that holds people to account. Under SMCR, senior managers have a statutory ‘Duty of Responsibility’ to take reasonable steps to prevent or stop regulatory breaches. This regime fundamentally changes how consumer credit firms operate, requiring robust governance processes and clear accountability structures.
The government seems to be keen to move away from this prescriptive regulation, favouring an outcomes-based system, allowing the regime to evolve with an ever-changing landscape. A recent, turning point for this could be the Johnson, Hopcraft and Wrench Supreme Court decision. Initially this case was read as being very balanced and Lord Reed’s judgement dealt with the issues with exquisite clarity. However the FCA is intent on a redress scheme which could see banks paying out millions. Even prior to this landmark case however, reforms were already set in motion.
The reforms have been divided into two distinct phases. Phase 1, under consultation until July 2025, focused on the government’s vision for reform, information requirements, sanctions, and criminal offences. The government proposes repealing detailed prescription and the sanctions of unenforceability and interest disentitlement, recognising that the current regime hampers growth and innovation. Phase 2 will address consumers’ rights and protections, such as Section 75 connected lender liability, as well as regulatory scope and definitions. As part of this, the government intends to repeal many CCA provisions, while the FCA will revisit the Consumer Credit Sourcebook to recast provisions where appropriate.
As we possibly transition towards outcome-based regulation, a fundamental question emerges: how do we create certainty for those lending or hiring? Without standardisation and rigid guidelines for all cases, is it possible for cases to be judged consistently.? The relatively recent introduction of the Consumer Duty demonstrates that outcomes-based regulation does not automatically simplify the regulatory rulebook. Whilst the Duty requires compliance with a single straightforward standard – to deliver good outcomes for retail customers – sitting below this are three broadly articulated cross-cutting rules and then a further raft of prescriptive rules.
The critical concern is whether this shift will open the floodgates to litigation. Eliminating rigid sanctions should make it easier for firms to deal with unintentional breaches, but several key questions remain about which protections will be retained in legislation, and which will be moved into FCA rules. Consumer groups remain concerned that removal of automatic sanctions could lead to increased detriment, whilst industry argues that the FCA’s extensive supervisory and enforcement toolkit provides adequate protection. It’s imperative that all groups, including lawyers, engage with the consultation so that the government has a full picture before enacting change.
The success of these reforms will depend on striking the right balance between flexibility and certainty and ensuring robust consumer protection whilst enabling innovation and growth in the consumer credit market.
