We are Working for You
The University of Texas System Office of Employee Benefits has been trusted for over 25 years to lead in the design and high-quality administration of cost-effective UT Benefits programs for the employees, retirees, and family members of the UT System. Our goal is to continue to provide high quality and cost-effective health/benefit programs.
We collaborate with all UT institutions to meet your healthcare needs.
We believe that our programs provide you an exceptional healthcare experience.
Your self-funded UT SELECT Medical, fully-insured UT CARE Medical and Prescription drug plans are administered through Blue Cross and Blue Shield of Texas and Express Scripts.
The Dental and Vision plans are optional and are administered through Delta Dental and Superior Vision.
We want you to get the most out of your benefits and your plan. Please review the Annual Enrollment & Resource Guide carefully, and we hope you find this information helpful.
Copyright © 2026. The University of Texas System, Office of Employee Benefits, All rights reserved.
Annual Enrollment & Resource Guide
This guide provides details on the benefits enrollment process and the uniform benefits plan for UT retired employees and their qualified dependents. It also contains important information you may wish to refer to throughout the year.
Important: Availability of Summary Health Information
Choosing a health coverage option is an important decision. To help you make an informed choice, your plan makes available a Summary of Benefits and Coverage (SBC), which summarizes important information about any health coverage option in a standard format, to help you compare across options. The Uniform Summary of Benefits and Coverage (SBC) provision of the Affordable Care Act requires all insurers and group health plans
consumers with an SBC to describe key plan features in a mandated
format, including limitations and exclusions. The provision also requires that consumers have access to a uniform glossary of terms commonly used in health care coverage.
To review an SBC for your medical plan, visit the website utbenefits.link/SBC. You can view the glossary at www.healthcare.gov/sbc-glossary/. To request a copy of these documents free of charge, you may call the SBC hotline at
Annual Enrollment Timeline
DEADLINE
AE ENDS 11:59 PM CT
What to Expect in the New Plan Year
September 1, 2026
NEW! PET INSURANCE AVAILABLE
Pet Insurance administered by MetLife is now available to retired UT employees. Read more about this option later in this guide.
NEW ID CARDS
You will receive new ID cards for any new plans you elect during this enrollment period. UT CARE™ ID cards are not being reissued, but will be provided if UT CARE is a newly elected coverage September 1, 2026.
PLAN YEAR RESET
Annual deductibles and out-of-pocket limits reset on September 1 (except for continuing UT CARE Medical and Part D).
Ongoing: Keep in Touch
UPDATE YOUR ADDRESS
Be sure to notify your institution of any changes to your mailing or contact information to ensure you receive important benefits communications.
RETIREE BILLING UPDATE
Effective 9/1/2026, retirees will be responsible for paying fees charged by Tx. Gov or TranIT when using a credit card for monthly premiums. To avoid paying these fees, opt in to monthly premium payments through your TRS annuity check or bank account by completing the appropriate form located at utbenefits.link/UTBB under the Resources header.
IMPORTANT
Carefully review this guide for information about insurance plan premium rates, plan changes, and other Annual Enrollment details.
If you don’t want to make any changes, you don’t have to do anything to continue with your current plan selections.
NEED HELP OR HAVE QUESTIONS?
Refer to the Contact Information section of this newsletter to reach out to insurance vendors for plan details or to contact your institution about your coverage.
Detailed Timeline
BY JULY 15
REVIEW
Make informed benefits choices with resources available to help you
ANNUAL ENROLLMENT WEBSITE AVAILABLE BY JULY 15
• Virtual and/or Annual Enrollment Meetings (at your institution)
• Insurance vendors available for plan-specific questions (see information on OEB Virtual Annual Enrollment website and Contacts at the end of this publication)
www.utsystem.edu/benefits
JULY 15 – 31
UT Benefits Enrollment Options email or letter delivered by July 15th lists current coverage, options for coverage for the next plan year beginning September 1, 2026, and instructions for making changes online.
During this period, you can:
• Make changes to your benefits to add UT SELECT medical or UT CARE medical (if Medicare eligible). Newly added coverage is effective September 1, 2026,
• Make changes to your benefits to drop UT SELECT medical or UT CARE. Dropping these coverages will result in a loss of UT Medical insurance, prescription insurance as well as Basic Term Life coverage,
• Add or remove dependents,
• Enroll in NEW MetLife Pet Insurance,
• Change coverage options for certain plans, and
• Register for the new wellness platform – registration starts September 1!
This is a good time to update other items if you’ve had changes during the year, like:
• Contact information,
• Tobacco user status, and
• Beneficiary information.
Detailed Timeline
FOLLOW UP
BY AUGUST 15
Complete EOI, EOE, or EOW (if required)
DEADLINE AUGUST 15
Evidence of Insurability (EOI) is required enroll in or to increase Voluntary Group Term Life.
Evidence of Eligibility (EOE) is required when you enroll your spouse or a dependent in the UT Benefits program for the first time
Evidence of Waiver (EOW) is required if you waive your UT group medical coverage and wish to apply premium sharing to pay for other eligible coverage. Medicare eligible retirees are not eligible for the UT SELECT™ medical plan.
UT CARE™ MEDICARE PPO ENROLLMENT DETAILS
UT CARE MEDICARE PPO
• Current UT CARE enrollees do not need to re-elect or change their medical coverage to remain in the UT CARE plan.
• Individuals not currently enrolled in a UT medical plan may enroll during this July’s AE period. Medicare eligible participants will be enrolled into UT CARE effective September 1, 2026.
• Current UT CARE participants who drop their UT CARE insurance will be disenrolled from the retiree medical insurance program, the prescription program and the Basic Term Life benefit.
• More information about the UT CARE plan is available later in this newsletter.
Out-of-Pocket Premiums
Please review the premium rate changes carefully. Premium increases for UT SELECT Medical are effective September 1, 2026. Premium rate increases for UT CARE will occur on January 1, 2027.
Voluntary Group Term Life Rates
Please be sure to review the rate associated with your age as of September 1, 2026.
EMPLOYEE RATE CHART
PREMIUMS
$0.713
$0.884
$1.549
UT SELECT™ Concierge
Your UT SELECT Concierge works with and for you — to remove barriers and cut through red tape in the health care system, so you and your family can get the care you
UT SELECT Concierges can:
• Guide you through a new diagnosis
• Find a doctor or specialist and get you an appointment
• Connect with mental health experts to manage stress, depression, substance misuse or other mental health issues
• Answer benefit questions or solve a problem with a claim or a bill
UT SELECT™ Medical Plan
Overview for 2026-2027
The 2026-2027 benefits plan year begins on September 1, 2026. For the UT SELECT Medical PPO self-funded plan, there are a small number of plan design changes including:
Newborn Baby Benefit Change
The newborn benefit will change September 1, 2026. This change is consistent with BCBSTX’s standard benefit and means newborns will have their own deductible, inpatient copay and coinsurance.
Increase in Affordable Care Act (ACA) Out-of-Pocket Maximum
The annual ACA out-of-pocket maximum will increase from $9,200 (individual) to $10,600, and to $21,200 (family) from $18,400.
UT SELECT Medical Coverage Continues at No Cost for Retirees
RETIREES
Benefits-eligible Retirees will continue to receive UT SELECT Medical plan coverage at no cost
DEPENDENT COVERAGE
There will be an increase in premium rates for dependents covered under the plan. Please refer to the premium rate table included in this newsletter for specific details.
PLAN QUALITY AND ACA RATING
The UT SELECT Medical plan maintains its Gold Level rating under the Affordable Care Act (ACA). This designation confirms that the plan provides a high level of coverage, with the insurance paying 80% or more of total healthcare costs on average.
DID YOU KNOW?
When a member seeks services, a provider must collect the appropriate member cost share at the time of service. This can be a copayment, deductible or co-insurance. This ensures the provider is compliant with any applicable contracts and also state law.
UT Health Network
The UT Health Network is part of an enhanced plan design for retirees or dependents enrolled in the UT SELECT Medical plan. When receiving services from certain UT providers and certain UT medical facilities, UT SELECT Medical plan participants will save on out-ofpocket costs.
How does the UT Health Network benefit work?
The UT Health Network benefit tier features lower copays and coinsurance when you visit a participating UT provider at a participating UT facility. You can also save on provider charges when treatment is received from a participating UT provider at a non-participating facility.
Where can I receive services under the UT Health Network?
Services received at participating UT facilities and Employee/ Nursing Clinics offer the greatest savings under the UT Health Network.
Who is participating in the UT Health Network?
• UT Medical Branch Galveston facilities & providers;
• UT Health Northeast (Tyler) facilities & providers;
• UT Rio Grande Valley providers and facilities;
• UT Austin, UTHealth Houston, and UT Health San Antonio Employee & Nursing Clinics and University Health System in San Antonio;
• UT Dallas Callier Center for audiology and hearing aids; and
• UT Health San Antonio Multispecialty and Research Hospital.
The UT Health Network benefit is not available at this time for services received from UT Southwestern or UT MD Anderson Cancer Center physicians or facilities. Your regular UT SELECT Medical in-network benefits apply for these providers and locations.
You can log into Blue Access for Members to access the Provider Finder® specific to UT SELECT Medical, where participating providers and facilities are clearly marked as being part of the UT Health Network. You must be logged in to see the “UT Health Network” designation – www.bcbstx.com/ut
UT Health Network
Benefits Examples
Your UT Health Network benefit applies depending on the status of the provider and facility as shown below.
• Visit to a Participating Employee or Nursing Clinic Member pays $10 copay.
• Office Visit with a UT Provider (at any Facility)
Member pays office visit copay of $20 or $40.
• Inpatient or Outpatient Services with a UT Provider at a participating UT Facility
Member pays regular $600 deductible, 10% coinsurance on provider and facility charges, and a $0 inpatient/$200 outpatient copay.
• Inpatient or Outpatient Services with a UT Provider at a nonparticipating Facility
Member pays regular $600 deductible, 10% coinsurance on provider charges, 20% coinsurance on facility charges, and $200 facility copay per day ($1,000 maximum per admission).
UT SELECT™ Prescription Drug Plan
Your prescription drug benefits are included as part of your UT SELECT medical plan and the prescription plan is administered by Express Scripts, Inc.
There are no plan design changes to the UT SELECT Prescription plan this plan year. Deductibles and copayment amounts will remain the same for the new plan year beginning September 1, 2026.
We want to remind members there are a number of ways to help you maximize your prescription benefit and save you money. These options include filling 90-day maintenance medications via home delivery and at certain retail locations and substituting generic medications when available.
Reminder
More Options Available for Filling your 90-Day Maintenance Medications
As part of your UT SELECT prescription benefit, many of your medications can be filled with a 90-days supply. By filling 90 days at a time, you have access to a more convenient and moneysaving feature for your maintenance medications (those drugs you take regularly for ongoing conditions).
Fill your 90-day supply at a participating pharmacy including through Express Scripts home delivery, Walgreens, and at University of Texas pharmacies.
HOW DOES IT WORK?
1. From the Express Scripts home delivery pharmacy, you can get 90-day supplies of your medications delivered direct to you, safely and securely, with free standard shipping. Log in at express-scripts.com/ut or call the number listed on the back of your member ID card to learn how to get started with home delivery. Express Scripts can contact your doctor to have a new 90-day prescription sent right to you.
2. Or, you can fill your maintenance prescriptions at a nearby Walgreens or UT pharmacy. The pharmacist will contact your doctor to get a new 90-day prescription or will transfer your current 90-day prescriptions.
Your copayment for your 90-day supply will be the same whether you fill your prescriptions through Express Scripts home delivery or at a participating Walgreens or UT pharmacy.
If you have questions about the 90-day maintenance medication benefit or want assistance to help you get started, call Express Scripts at (800) 818-0155 24 hours a day, 7 days a week.
Reminder
Mid-year Formulary Changes
While mid-year formulary changes don’t occur frequently, it is possible that a medication can change co-pay tiers during the plan year. For more information on what your cost will be please use the member website at www.express-scripts.com where you can run drug coverage checks to see your cost.
UT SELECT™ Prescription Drug Plan
What to Know About Specialty Medications
If you or a family member is diagnosed with a chronic condition, you may be prescribed a drug classified as a specialty medication. Conditions requiring treatment with specialty medications are hemophilia, multiple sclerosis, cancer and many others.
Your UT SELECT plan covers specialty medications through Express Scripts’ specialty pharmacy Accredo. Accredo’s specialtytrained pharmacists and nurses work with your doctors to provide you with hyper-focused care and support throughout your treatment, which includes:
• Clinical support around the clock with specialty-trained pharmacists and nurses available 24/7 to answer any questions,
• Nurses to provide one-on-one support to help you administer your medication; and
• Assistance to get you your medication and supplies delivered to you with free shipping at no additional charge.
UT HEALTH INSTITUTIONS SPECIALTY PHARMACIES
Many UT Health institutions have a specialty pharmacy onsite. If you’ve been prescribed a specialty medication, ask your UT pharmacy today if you’re able to fill your specialty prescription there for added convenience and support.
Enrolling in or Making Changes to Your UT CARE™ Coverage During Annual Enrollment
During the July 15, 2026 Annual Enrollment period, retirees have a chance to make changes to their benefits. There are some key details to be aware of when it comes to how these changes may impact your UT CARE coverage.
For Participants Currently Enrolled in UT CARE
You do not have to do anything and your UT CARE coverage will continue. However, if you decide to drop or cancel your UT CARE coverage, you will lose your prescription drug coverage and Basic Life insurance. Any dependent covered will also lose their own medical and prescription insurance through UT.
For Participants Not Currently Enrolled in UT CARE
If you’re eligible for UT CARE but have not been enrolled in the plan due to having outside coverage, or perhaps you opted out, you can elect UT CARE during Annual Enrollment and your UT CARE coverage will begin September 1, 2026, assuming you have Medicare Parts A and B. Also, there are “waiver” provisions which may be of interest to you if you have outside coverage or have previously opted out. Please see the section on Evidence of Waiver later in this newsletter.
If you have a dependent who is Medicare eligible and not enrolled in the UT CARE plan, you can add the dependent during Annual Enrollment and their coverage will begin September 1, 2026, assuming they have Medicare Parts A and B.
UT CARE and Medicare Open Enrollment Period
In addition to the UT Annual Enrollment period in July, the Centers for Medicare and Medicaid Services (CMS) requires there be a Medicare open enrollment period each year for Medicare eligible participants to enroll in Medicare. For Medicare eligible retirees, during the CMS enrollment period (November 1 –November 15), you can enroll in UT CARE during this enrollment period for a coverage effective date of January 1, 2027. You can also drop or cancel the UT CARE plan during the enrollment period and your UT CARE coverage will end December 31, 2026. However, doing so means you will not have any the UT CARE Medicare medical insurance plan as a retiree, and your next opportunity to enroll will be Annual Enrollment in July 2027.
To learn more about the basics of the UT CARE Medicare PPO plan, read the Medicare and UT CARE: Know the Basics article in this newsletter.
Medicare and UT CARE™: Know the Basics
Enrolling in Medicare
When you or your covered dependent(s) become eligible for Medicare, you and your Medicare-eligible dependents should enroll in Part A (typically inpatient coverage) and Part B coverage (typically office visits and doctor fees). The University of Texas System urges all retired employees and dependents to enroll in Medicare Parts A and B when they become eligible at age 65*, or earlier if they are eligible due to a disability such as End Stage Renal Disease. Retired employees, or soon-to-be retired employees, or their dependents who are eligible for Medicare must have Medicare Parts A and B to receive maximum benefits and be enrolled in the UT CARE plan.
UT CARE Medicare PPO Plan Year
Medicare plans operate on a calendar plan year from January 1 – December 31. So, even though it’s Annual Enrollment, any changes impacting enrollment into UT CARE Medicare coverage will have the current plan design provisions from now until December 31. Any new plan design features or changes will take effect on January 1, 2027.
What are the Benefits of the UT CARE Medicare PPO Medical Plan?
The benefits in the UT CARE Medicare PPO plan are designed to closely match and in cases exceed the current UT SELECT plan. As an enrollee, you have:
• $0 annual medical deductible
• $0 copay for primary care physician services, inpatient care, skilled nursing care, emergency care, and many other benefits.
• For a broad review of the UT CARE Medicare PPO plan, please see OEB’s UT CARE Medicare plan webpage at utbenefits.link/utcare
UT CARE Part D Prescription Benefits
Your prescription benefit in the UT CARE Medicare plan is the UT CARE Part D prescription drug plan. This plan has the familiar deductible and copays of the employee prescription drug plan, and UT System will automatically enroll Medicare-eligible retirees and Medicare-eligible dependents of retirees into the UT CARE Part D drug plan.
Like the UT CARE Medical plan, the plan year for the UT CARE Part D plan has a January 1 – December 31 calendar plan year which is when the annual deductible resets. Any other plan changes will take effect at that time as well.
Are You Still an Active UT Employee?
If the answer is yes, then even if you’re eligible for Medicare (age 65 or older), you’ll remain in the employee UT SELECT plan until you retire. Be sure to enroll in Medicare Parts A and B before retirement to ensure a smooth transition into the UT CARE plan upon retirement.
Also, if you’ve retired and return to work at UT for 20 hours or more per week, your enrollment in UT CARE will revert to UT SELECT until such time as you’re no longer employed for 20 hours or more.
PLEASE NOTE
Enrolling in an outside Medicare plan makes you ineligible to be enrolled in the UT CARE PPO plan due to CMS rules which allow you to be enrolled in only one Medicare plan at a time. If you have an outside Medicare plan, please see the information later in this newsletter on Evidence of Waiver and waiving your UT CARE coverage.
Continue Using these Powerful Resources
NEW! Hello Heart
Hello Heart is your new heart health program. UT System has partnered with Hello Heart to support your heart health. This exclusive benefit is available to UT SELECT participants and helps them manage their blood pressure, build heart healthy habits, and support their overall cardiovascular health.
Did you know that cardiovascular disease is the leading cause of death and one of the most expensive chronic diseases to manage. Over 900,000 deaths a year are caused by cardiovascular disease, and 62% of adults have risk factors associated with heart disease.
Coming on Sep. 1
Sign up to be notified when Hello Heart becomes available to you
Are you eligible to enroll in the
Hello Heart program?
Eligible members include employees and adult dependents (18+) who are covered by the UT SELECT medical plan and meet at least one of the following criteria:
1. Have blood pressure readings of 130/80 mmHg or higher, or
2. Take blood pressure medication.
If this is you, sign up now to be notified when Hello Heart becomes available 9/1/2026. Eligible participants will receive:
• No-cost blood pressure and heart rate monitor
• Heart health tracking app
• Personalized feedback and digital coaching
• Secure, detailed reports, and
• Activity, medication and cholesterol tracking.
Continue Using these Powerful Resources
Virtual Visits Powered by MDLIVE®
Getting sick after hours or on weekends used to mean a lengthy, costly trip to the emergency room or urgent care center. Your medical provider, including UT Health providers, may offer telehealth consultations by phone or video. If they don’t, MDLIVE®, offers 24/7/365 access to virtual visits for your primary care and behavioral health needs. You don’t have to leave the comfort of your own home to talk to a doctor, and best of all, your virtual visit with MDLIVE® has a $0 copay!
With virtual visits, you get:
• 24/7 access to independently contracted, board-certified doctors;
• Access via online video, mobile app or telephone; and
• E-prescriptions sent to your local pharmacy, when appropriate.
Virtual visit doctors can treat a variety of health conditions, including:
• Allergies,
• Asthma,
• Behavioral Health, including family counseling,
• Colds and flu,
• Ear problems (age 12+),
• Fever (age 3+),
• Nausea,
• Pink eye,
• Rash, and
• Sinus infections.
Download the MDLIVE app
Download the MDLIVE® app now and register. It’s simple and you just need your first name, date of birth, and BCBSTX member ID number (found on your ID card). For more information about MDLIVE®, contact a health advocate at 866-882-2034 or visit MDLIVE.com/bcbstx for more information.
*In the event of an emergency, this service should not take the place of an emergency room or urgent care facility. Proper diagnosis should come from your doctor and medical advice is between you and your doctor.
MDLIVE®, an independent company, operates and administers the virtual visits program and is solely responsible for its operations and that of its contracted providers.
Continue Using these Powerful Resources
Headway Behavioral Health Fits Your Needs
If you’re ready to see a mental health specialist but are overwhelmed by the process, you’re not alone. With Headway, you can find the right fit with a specialized provider from over 4,000+ mental health clinicians committed to providing high quality care across Texas. Through an easy-to-use platform, you can find providers who accept your UT SELECT. Medical insurance and book and manage appointments and even pay directly through the Headway website.
Want more information? Go to headway.co/m/bcbstx. For a list of additional behavioral health resources visit utbenefits.link/ stressless.
Learn to Live, based on Cognitive Behavioral Therapy (CBT)
Learn to Live (L2L) is a behavioral health digital platform available to UT SELECT™ members which offers condition-specific programs, each delivered in a user-paced multimedia experience. Services are also available on demand with the options for oneto-one clinician coaching services.
The seven self-directed programs are available in English and Spanish:
• Depression
• Stress, Anxiety & Worry
• Social Anxiety
• Insomnia
How to Register
• Panic
• Resilience
• Substance Use
Visit the BCBSTX Blue Access for Members website to enroll and complete a comprehensive clinical assessment (confidential). Or, visit the Learn to Live website www.learntolive.com/welcome/ BCBSTX, enter access code: BETTERME and follow the prompts. If you have questions, UT SELECT members can call a UT SELECT Concierge at (866) 882-2034
Continue Using these Powerful Resources
Ovia Health A Digital Support Program
Ovia+ (for UT SELECT participants only) offers essential resources for women’s health, preventive care, family planning, pregnancy, postpartum recovery, and menopause. Ovia+ is included with your UT SELECT health plan, offered through Blue Cross and Blue Shield of Texas (BCBSTX). With Ovia, you’ll have access to:
• Daily personalized articles and tips to help you achieve your goals
• Unlimited in-app messaging with our team of health professionals
• Instant analysis and feedback on your health data
• Features including health and symptom tracking, checklists, health assessments, access to a care team 7 days a week, and informative content guided by our dedicated team of clinical experts
To Start Receiving Support
1. Download the app that’s right for you
2. Select “I have Ovia Health as a benefit” during signup
3. Enter your health plan (required)
4. Enter your employer (optional)
Already have an Ovia Health app on your phone?
1. Open the “more” menu
2. Tap “My healthcare info”
3. Enter your health plan (required)
4. Enter your employer (optional)
Seasons of Life℠
Seasons of Life is a proactive outreach program offered through your UT SELECT™ and UT CARE™ benefits and Blue Cross and Blue Shield of Texas (BCBSTX) that provides personalized claims resolution assistance to you and your dependents who may be dealing with the death of a loved one.
When BCBSTX learns of a death, a specially trained customer advocate will send a handwritten sympathy card. This advocate will become your single point of contact for the duration of the program. You and/or your family can then contact the customer advocate at a time that is convenient for you to discuss any insurance-related matters.
BCBSTX will conduct a full review of the deceased’s reimbursement history, claims status and customer service history before contacting you and/or your family, so the customer advocate can anticipate needs and ensure that compassionate help is available when it’s needed most.
While the Seasons of Life program is launched proactively based on information provided to BCBSTX, please know that you and/or your dependents can contact a health advocate for assistance if needed. Simply call 866-882-2034.
Continue Using these Powerful Resources
Access Hope Cancer Care
As part of your UT SELECT health plan, you have access to tools, resources and oncology nurse expertise as part of the Cancer Services and Support program. There is no additional cost to you for this service. This service includes:
EXPERT REVIEW AND SUPPORT
You can have a cancer expert review your case. This specialist will keep in touch with your doctor to discuss your treatment plan and possible clinical trials. If you have a rare or complex cancer, your case will automatically be sent for expert review.
MENTAL HEALTH SUPPORT
Dealing with cancer isn’t just a medical issue, it can have a big impact on your and your loved ones’ mental health. UT SELECT Concierges can connect you with a wide range of easy to access mental health benefits to help your work through the challenges.
Contact a UT SELECT Concierge at 866-882-2034 to help get the care you need.
UT SELECT Concierge and nurses do not give medical advice or take the place of a doctor’s care. Talk to your doctor or health care professional about any health questions or concerns.
Get Help With Muscle and Joint Pain or an Unresolved Injury with Airrosti®
Airrosti offers care that may be an alternative to surgery and traditional pain management for back, knee, arm, foot, wrist pain and more.
In-clinic providers are located throughout Texas to diagnose and help rapidly resolve pain. Appointments include one hour of assessment, diagnosis, treatment and education for common conditions.
Airrosti also offers Remote Recovery by video consultations for treating muscle and joint pain, sprains, strains and chronic conditions. As part of your customized recovery plan, you have access to:
• One-on-one virtual access with a provider
• Access to the Airrosti app with customized exercise videos, tracking, reminders and direct messaging with your provider
• A recovery kit including tools designed to help you feel better fast
Airrosti visits are available for the same copay as physical therapy.
Schedule a no cost, no obligation chat with and Airrosti provider at airrosti.com/vipchat or contact a UT SELECT Concierge for more information at 866-882-2034.
Airrosti is a separate company that has contracted with Blue Cross and Blue Shield of Texas to provide back and joint pain resolution services for members with coverage through BCBSTX.
Billing Policy for Canceled Coverage
Cancellation of UT SELECT and/or UT CARE Coverage Due to Non-Payment
Benefits-eligible Retired Employees are responsible for making timely payment of out-of-pocket premiums for all voluntary coverage that has been elected such as Retiree Spouse Medical, Dental, Vision and Voluntary Life Insurance.
REMEMBER: Any voluntary coverage canceled due to nonpayment of premium must be resolved before that voluntary coverage may be re- added
How do I Re-Add my Coverage?
If your coverage is terminated due to nonpayment, election of voluntary coverage during any future enrollment period will be prohibited until the nonpayment status has been resolved. Payment will be required in an amount equal to the out-of-pocket premiums that would have been owed for the remainder of the plan year in which the voluntary coverage you elected was canceled.
After full payment has been submitted for the canceled coverage, you will be permitted to re-elect those voluntary coverages in a future Annual Enrollment period, or following a qualified change of status event.
IMPORTANT!
If premiums for voluntary coverage are not paid during the month they are due, those coverages will be termed the following month. For example, September premiums that are not paid by September 10th will result in past due notice with another opportunity to pay before coverages are termed in October. To avoid disruption in coverage, we encourage you to enroll in TRS annuity deduction. For information on paying premiums through TRS annuity deductions, visit our website utbenefits.link/utbb.
What if I Don’t Pay for the Canceled Coverage?
If you choose to not pay the past due premiums for the canceled voluntary coverages, you will not be permitted to elect them again in the future. Retirees will retain their Basic Medical and Basic Life ($10,000) coverage because the full cost is paid by premium sharing. Voluntary coverage will be available to you again only after nonpayment status has been resolved.
You should also be aware that re-enrollment in Voluntary Group Term Life coverage that was terminated due to nonpayment requires completion of Evidence of Insurability.
Make your Premium Payments Through your TRS Annuity
Benefits-eligible Retired Employees can assure themselves of timely payment of UT SELECT and/or UT CARE premiums by having those premiums deducted through their TRS annuity. Best of all, it’s simple, easy and quick to sign up.
To sign up, all you need is to have your account balance current, you’ll fill in a few pieces of information on the form, and in most cases you will be set up for the next payment month.
Deductions will happen each month and you’ll receive the remainder of the check balance after that.
Never worry again about missing a payment or having a bank account mishap. Just set it up and forget about it, we’ve got you taken care of.
Please contact our UT Benefits Billing or your local Benefits Office for the easy to fill out form to get set up today!
utbenefitsbilling@utsystem.edu or 855-688-2455.
Dental Benefits
Dental Plan Options
UT System offers three dental plan options: two self-funded PPO plan options–UT SELECT Dental and UT SELECT Dental Plus–and a fully insured dental HMO option (DeltaCare USA), all administered by Delta Dental Insurance Company. There are no benefit changes on any of the plans, and the rates all remain the same.
UT SELECT Dental PPO Plan Options
PPO dental plans allow you to see any dentist, although your benefits go further if you choose a network dentist. While both PPO plans cover most of the same types of services and provisions, the premiums are different and the benefits are more enhanced in the UT SELECT Dental Plus plan. Compare the benefits closely to select the plan that best meets your or your family’s needs.
NEW! Effective 9/1/26 Delta UT SELECT Dental Standard and Plus will provide enhanced implant coverage.
Effective 9/1/26, the plan provides broader coverage for implants instead of the current alternative benefit of 3-unit bridge. The enhancement reflects more current trends in plan design and also typically represents an out-of-pocket savings for members.
Dental HMO – DeltaCare USA
The DeltaCare USA Dental Health Maintenance Organization (DHMO) plans require you to choose one dentist or dental facility to coordinate all your oral health needs. If you need to see a specialist, your primary care dentist will refer you; specialty care requires preauthorization. When you receive a dental service, you pay a fixed dollar amount for the treatment (a “copayment”). Diagnostic and preventive services have a low copayment or even no copayment. However, generally if you visit a dentist outside of the network, you may be responsible for the entire bill.
DeltaCare USA Plan Design Features
• Set copayments.
• No annual deductibles and no maximums for covered benefits.
• Low out-of-pocket costs for many diagnostic and preventive services (such as professional cleanings and regular dental exams).
• Upon enrollment into the DeltaCare USA plan, you must select a primary dentist. You may call Delta Dental at 800-893-3582 to find out if your current dentist is in the DeltaCare network. Do not make any appointments until you are certain that DeltaCare has confirmed a dentist for you and/or for each of your covered dependents.
• If you visit a dentist other than the one listed as your primary dental provider, your services may not be covered.
• NEW! Effective 9/1/2026, our UT Dental HMO plan is undergoing a modernization to the plan design. This will provide significantly richer coverage in several key areas — especially diagnostics, preventive care, periodontal surgery, restorative options, oral surgery, and most notably implants. Many services that are not currently covered at all will now be available, often with $0 copay. Members also gain access to modern imaging, enhanced gum disease treatment, implant benefits, additional denture services, and broader anesthesia and surgical coverage. This update to the plan design will result in a slight increase in the monthly premium.
LIMITATIONS & EXCLUSIONS APPLY
Always confirm with your provider what is covered before you receive services. Contact Delta Dental for specific details about benefits and coverage at 800-893-3582.
Dental Benefits
Dental Plan Design Features & Services
ORTHODONTICS
NETWORK OPTIONS
Separate $1,250 lifetime orthodontic benefit maximum
Freedom to choose any licensed dentist. For maximum savings, choose from the Dental Preferred Organization (DPO). If you choose a provider outside of the DPO network, you may be subject to balance billing. Contact Delta Dental customer service to confirm the status of your dental provider.
Separate $3,000 lifetime orthodontic benefit maximum
Freedom to choose any licensed dentist. For maximum savings, choose from the Dental Preferred Organization (DPO). If you choose a provider outside of the DPO network, you may be subject to balance billing. Contact Delta Dental customer service to confirm the status of your dental provider.
Vision Benefits
Vision Plan Options
There are no changes to the vision plan design or to rates for the 2026-2027 plan year. You and your eligible dependents have the option to enroll in the basic plan or the Plus plan (offering enhanced benefits), both administered by Superior Vision. While both plans cover most of the same types of services, the Plus plan includes some additional benefit at a slightly higher premium. Compare the benefits closely to select the plan that best meets your or your family’s particular needs. See below for some examples.
COVERED LENS OPTIONS
Member pays difference between lined trifocals and progressive retail cost.
NETWORK OF PROVIDERS
Standard lens options covered in full; additional options not covered
Standard lenses and additional lens options covered in full:
• Polycarbonates (dependent children to age 26)
• Scratch coat
• Ultraviolet coat
Best value provided when visiting a contracted Superior Vision provider. Please contact Superior Vision customer service before you receive services to confirm if your provider is in-network.
For additional information about each of the current UT vision plans briefly described above, please visit the OEB website. Plan limitations and exclusions do apply for each of these plans. For specific details about plan benefits and coverage, please contact Superior Vision customer service at 844-549-2603
Additional Options
Superior Vision provides authorized online retailers where members can connect their benefits and shop online. The University of Texas System members can access their benefit for purchasing eyewear and/or contacts through Glasses.com, 1-800 Contacts, ContactsDirect and Befitting. Find more information on the Superior Vision website, microsite.superiorvision.com/utsystem/ UsingYourBenefits or call Customer Service at 844-549-2603.
BCBSTX Ancillary Group Term Life Insurance
Group Term Life (GTL) insurance from Blue Cross Blue Shield of Texas (BCBSTX) Ancillary (formerly known as Dearborn National) can help ensure financial security for your family and loved ones upon your death.
Retirees have the Basic Retiree Group Term Life coverage amount of $10,000.
There are no changes to Retiree Voluntary GTL coverage options for plan year 2026-2027. Benefits for Life insurance include:
• With Evidence of Insurability (EOI) approval, retirees can elect Voluntary GTL (VGTL) amounts of $7,000, $10,000, $25,000, and $50,000 up to a maximum of $100,000; and
• Spouses of retirees who have VGTL are eligible for $3,000 in VGTL, with EOI as well.
Any new VGTL election or increase to VGTL requires EOI.
Rates for Voluntary Life
Review the rate associated with your age as of September 1, 2026.
EMPLOYEE RATE CHART
BCBSTX Ancillary Group Term Life Insurance
Beneficiary Designations
The beneficiary designation often gets overlooked by participants in a group life insurance plan. Keep in mind that there is basic life insurance included with enrollment in the UT SELECT™ and UT CARE™ Medical plans. So, almost all employees have at least the basic coverage and many have additional voluntary coverage. While your current beneficiary information may be on file with our current carrier BCBSTX (formerly known as Dearborn National), you are encouraged to update it in the enhanced My UT Benefits platform for fast and easy online beneficiary management.
Online Beneficiary Management:
• Allows you to quickly designate and update beneficiary information anytime of the day or night;
• Allows you to quickly apply the same beneficiary information to all coverage types;
• Helps avoid legal disputes and provides a safeguard for confidential information;
• Is offered to you at no charge; and
• Is secure and designed to protect privacy.
Beneficiaries can be changed as often as circumstances shift and your changes take effect immediately. Don’t forget to update your beneficiary information when you experience important life events like marriage, divorce, or retirement. You’ll have an online record of your life insurance designations.
NEW! MetLife Pet Insurance
Pets depend on us for care throughout their lives, and unexpected vet bills can add up fast. MetLife Pet Insurance, available through your employee benefits, helps cover eligible vet expenses, so you can focus on getting your pet the care they need without letting cost drive decisions.
How pet insurance works
• Take your pet to any licensed vet in the U.S. for care—no networks or restrictions
• Pay your bill and send us your claim—online or via the MetLife Pet App
• Receive payment for covered expenses within 5-10 days*
What an accident and illness policy covers
• Sick-visit exam fees
• Accidents, injuries, illnesses and more
• Diagnostic testing and surgeries
• Hospitalization and emergency care
• Prescriptions and treatments—including holistic and alternative therapies
Flexible features you can customize
• Reimbursement options of up to 90% on eligible vet expenses¹
• Pre-existing conditions covered when switching pet insurance providers²
• No breed or age exclusions¹
• One Family Plan and shared deductible for multiple pets¹
• Visit any licensed vet in the U.S.—no networks or restrictions
• Optional preventive care add-on to cover dogs’ and cats’ wellness needs
Built-in support for pet parents
• Pet parent guidance and real-time answers to questions via 24/7 vet chat³
• Claim guidance handled by licensed vet techs
• MetLife Pet app to easily manage your pet’s plan and more
Get a free custom quote— you could save up to 30%4
* Processing may take longer in some cases.
¹ Restrictions apply.
² Pre-existing coverage only available to individuals with active pet insurance coverage that have purchased MetLife Pet Insurance as part of an employer group benefit offering.
³ Virtual veterinary services are available through the MetLife Pet app and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.
4 When combining discounts, restrictions apply. Must be eligible for applicable discounts. Each discount may not be available in all states.
Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact policy administrator MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet operates under an alternate or fictitious name in NY and MN (MetLife Pet Insurance Services LLC) and in IL (MetLife Pet Insurance Solutions Agency LLC).
© 2026 MetLife Services and Solutions, LLC. All Rights Reserved.
Living Well
Make it a Priority
The UT System Living Well program provides a variety of resources to enable employees, retirees, and dependents who participate in the UT SELECT™ and UT CARE™ Medical plan to take charge of their health and develop their own personal wellness program. Our mission is to improve the health and well-being of Texans through achieving optimal levels of health for University of Texas System employees, retirees and dependents at all institutions
UT Living Well Platform powered by WebMD ONE
Meet the enhanced UT Living Well platform, powered by WebMD ONE, that provides personalized tools, resources, and support to help you focus on and achieve the well-being goals that matter most to you.
From systemwide team wellness challenges, to nutrition tips, stress management and burnout prevention, the new UT Living Well Platform supports your well-being journey at every step of the way.
Employee Assistance Program
The Employee Assistance Program (EAP) provides resources to assist you dealing with concerns about your personal life or job performance.
Wellness Activity Challenges
Team up with colleagues in the wellness challenges hosted on the Living Well Platform for the opportunity to bring the coveted traveling trophy to your institution, earn points, and improve your fitness level.
Airrosti
Airrosti providers are experts at diagnosing and rapidly resolving the source of your injury. Visits are available in person or online for the same copay as physical therapy.
Wondr Health
The UT Living Well platform powered by Limeade is available to UT SELECT and UT CARE members (employees, retirees, and dependents) ages 18+.
24/7 Nurseline
UT SELECT members get answers to your health care questions, information about major medical issues, chronic illness support, and lifestyle change support. Call toll-free: (888) 315-9473, 24 hours a day, 7 days a week.
Specialized Pharmacists
If you take medications to treat high cholesterol, diabetes, or one of several other conditions, specialized pharmacists can answer your questions and offer improvements in the quality and affordability of your pharmacy care. Learn more: (800) 818-0155
Wondr is a 100% digital weight loss program that teaches clinically-proven skills through weekly master classes. Program is available to all UT SELECT and UT CARE medical plan members 18 years old and above, including employees, retirees, spouses, and dependents who have not started a class within the last 12 months.
Tobacco Cessation Resources
The UT SELECT and UT CARE Medical plans offers members a variety of tobacco cessation resources at no out-of-pocket cost. These resources include professional counseling and pharmaceutical therapy.
Fitness Discount Program
This program offers UT SELECT and UT CARE members access to a variety of gyms throughout the state and virtual classes at a discounted monthly rate, plus the ability to switch facilities anytime. For more information, log on to Blue Access for Members (BAM), and select the icon for the Fitness Program.
Dependent Eligibility and Documentation
Eligibility
Eligibility to participate in certain UT Benefits coverage as a dependent is determined by law. Eligible dependents are: Your spouse; and Your children under age 26 regardless of their marital status, including:
• biological children;
• stepchildren and adopted children;
• grandchildren you claim as dependents for federal tax purposes;
• children for whom you are named a legal guardian or who are the subject of a medical support order requiring such coverage; and
• certain children over age 26 who are determined by OEB to be medically incapacitated and are unable to provide their own support.
If You Currently Cover a Dependent
If you currently cover a dependent who is also receiving premium sharing for coverage through a plan with Texas A&M, The Employees Retirement System of Texas, or The Teacher Retirement System of Texas, please choose to have that person covered under only one plan and make the appropriate enrollment changes at this time.
Dependent Audits
Dependent Audits will be conducted beginning with UT MD Anderson, with all institutions to follow.
Employees are encouraged to use the Annual Enrollment period to carefully review their listed insured dependents and make any necessary updates or removals.
Important Notice
Misrepresentation of dependent eligibility constitutes a policy violation that could result in consequences ranging from a reprimand to dismissal. Misrepresentation may also require that you reimburse benefits paid on behalf of an ineligible individual. Deliberate misrepresentation may constitute criminal fraud and could result in a referral to law enforcement.
Dependent Eligibility and Documentation
Other Eligibility:
Surviving Dependents and Incapacitated Dependents
Surviving Dependents
A surviving spouse or other benefits-eligible dependent may continue limited participation in the UT Benefits program following the death of a participating employee or retired employee, provided the employee has at least five (5) years of creditable service with either Teacher Retirement System of Texas (TRS) or the Texas Optional Retirement Program (ORP), including at least three (3) years as a benefits-eligible employee with UT System. A surviving spouse may only continue UT Benefits Medical, Dental or Vision coverage they are enrolled in at the time of the employee’s death. They may not add coverage at that time, and if the coverage is ever dropped or terminated for nonpayment, it may not be reinstated. Surviving dependents are not eligible for Premium Sharing.
Coverage may continue for the remainder of the surviving spouse’s life. A dependent child may continue until the child loses his or her status as a dependent child. The dependent of an individual who has not met the service requirements at the time of death may elect COBRA coverage for a period not to exceed 36 months.
Overage Incapacitated Dependents
Enrolled children may remain eligible for UT Benefits as an incapacitated dependent if they are determined to be medically incapacitated at the time they age out of eligibility for coverage as a child under the program at age 26. An older dependent child who is determined to be medically incapacitated at the time a subscriber first becomes benefits eligible may be enrolled in the plan if the child was covered by the subscriber’s previous health plan with no break in coverage. Please contact your institution’s Human Resources or Benefits Office for additional information about covering incapacitated dependent children.
How to Change Your Benefits
IMPORTANT
By July 15 you will receive an email or letter titled Your UT Benefits Enrollment Options.
IF YOU DON’T WANT TO MAKE ANY CHANGES YOU DON’T NEED TO LOGIN; ALL CURRENT ELECTIONS WILL CONTINUE THROUGH NEXT YEAR.
UT AUSTIN & STEPHEN F. AUSTIN STATE UNIVERSITY
(Preferred browsers are Google, Chrome, Safari, latest version of Microsoft Edge, and Firefox).
Login to > utbenefits.link/ssomyutbenefits
Login with institution credentials (SSO)
ENTER CAMPUS USERNAME & PASSWORD
UT Austin retirees, enter your UT EID and password on the UT Austin login page.
Stephen F. Austin retirees, login to mySFA with your credentials & authenticate your login with Duo Security.
Both login sites, (UT Austin and Stephen F. Austin) include links for assistance in case you forgot your login information or have other problems with access.
How to Change Your Benefits
ALL OTHER UT INSTITUTIONS
(Preferred browsers are Google, Chrome, Safari, latest version of Microsoft Edge, and Firefox).
Login to > utbenefits.link/manage
LOGIN WITH YOUR USERNAME & PASSWORD
The Office of Employee Benefits (OEB) will email or mail your personalized login information to the email (or mailing address if email is unavailable). Please keep this information for your reference as it contains the Username to use now for Annual Enrollment and in the future any time you need to make changes or view your benefit information. UT has standardized usernames, and you must use this username sent to you.
If you have a password from last year, please use that or use the Reset Password option.
If this is your first time to login as a retiree, your password is your last name (first letter capitalized) + last 4 digits of your social security number
Example: Smith1234
You may update your password, but you may not update your Username.
You will be prompted to complete a Multi-Factor Authentication.
FOR LOGIN ISSUES OR TECHNICAL ASSISTANCE WITH THE MY UT BENEFITS SITE, PLEASE CALL (844) 870-0044.
ALL RETIREES
Click View/Edit Annual Enrollment BEFORE MAKING YOUR ELECTIONS, YOU MUST DECLARE OR UPDATE YOUR TOBACCO USER STATUS.
The Tobacco Premium Program (TPP) is an out-of-pocket premium of $30 per month. It applies to subscribers and dependents aged 16 and over who are enrolled in the UT Medical plan and use tobacco products. Before making election changes via My UT Benefits, you will be prompted to confirm tobacco user status for yourself and eligible dependents.
Proceed through the workflow and make sure you SAVE your changes and COMPLETE ENROLLMENT.
How to Change Your Benefits
TIP S
Current UT CARE enrollees (Medicare-eligible retirees and Medicare-eligible dependents) are not eligible to be enrolled in UT SELECT. If you wish to opt out of medical coverage, you may decline the medical benefit. Opting out of UT CARE will disenroll you and your dependents from medical and pharmacy coverage, and it will cancel the basic retiree life insurance benefit.
REMINDERS
REVIEW YOUR CHANGES
You may view a confirmation statement within My UT Benefits online from the Print your benefits link on the home screen.
You have until midnight July 31 to log into My UT Benefits and correct any errors. After July 31 you should contact your Human Resources office if you discover an error.
CHANGES TAKE EFFECT ON SEPTEMBER 1
Be aware that changes made during Annual Enrollment will take effect on September 1, 2026.
EXCEPTION: If EOI is required and has not been approved by September 1, changes will take effect on the approval date for that coverage.
Mobile App Instructions
Download the App Today!
View and update your information in the palm of your hand by using the Benefitplace™ app on your phone or tablet.
With the Benefitplace™ app you can:
• Quickly view benefit information and account balances
• Update benefits and dependents
• Receive personalized, communications and education on the go
• Store photos of your ID cards to make forms and office visits easy
Use the document center to take pictures of and upload any required documentation.
Install the App
1. Install the Benefitplace™ app from Google Play or the Apple App Store. Scan this QR code or go to utbenefits.link/BenefitfocusApp
2. Enter the company ID shown on this page for your institution
Logging in to the Benefitplace™ App
1. Retirees from UT Austin and Stephen F. Austin, use the Member Login button, select your institution, then use your campus username and password.
2. Retirees from all other institutions, login using your My UT Benefits username and password in the username and password spaces above the Login button.
3. Go to Benefits & Accounts to view and update benefits. Make sure to SAVE any changes. You can screen shot your changes and view your confirmation statement.
Submit Documentation
Deadline for Submission is August 15
Evidence of Insurability
Evidence of Insurability (EOI) is required to add or increase Voluntary Group Term Life coverage amounts.
Voluntary Life EOI
The My UT Benefits online system will automatically direct you to complete EOI electronically if you enroll online. If you have trouble logging in, using or uploading documents to the system, call My UT Benefits Support at 844-870-0044, available M-F, 7 am to 7 pm CST. Otherwise, you may complete a paper form and submit it to the insurer. You can view and print the life and disability EOI forms online at utbenefits.link/EOIForm
Important Notes
• EOI is not required for enrollment in the UT SELECT™ or UT CARE™ Medical plans.
• The deadline for submitting electronic EOI is August 15.
• Paper EOI forms submitted via U.S. Mail must be postmarked by August 15.
• You can also request a form from your institution’s HR or Benefits Office. Contact information for the UT HR/ Benefits Offices is available at the end of this booklet.
Evidence of Eligibility
Documentation – Evidence of Eligibility
When requesting to add a new dependent to your UT Benefits coverage, you must provide appropriate supporting documentation demonstrating Evidence of Eligibility (EOE). You should be prepared to provide copies of relevant documents. Depending on the relationship and circumstances, appropriate documentation may include items such as a marriage certificate, a birth certificate, completed adoption paperwork, or other legal documents.
The My UT Benefits online system offers the convenience of submitting documents electronically when adding NEW dependents to your benefits coverage during Annual Enrollment. To do this, you simply upload clear, legible digital images (scanned documents or photographs) of required documents directly through My UT Benefits as evidence of your dependent’s eligibility. Additional information will be available when you log into My UT Benefits, including FAQs about the documentation upload process. There is a separate tab for dependent information to help you more easily find details that you may need.
Submit Documentation
Deadline for Submission is August 15
Evidence of Waiver
Documentation – Evidence of Waiver
When requesting to waive your Basic Coverage Package (which includes the UT medical plan coverage and the basic Term Life benefits) to apply the premium sharing to pay for other eligible coverage, you must submit appropriate documentation of other non-state group health plan coverage no later than August 15th to demonstrate valid Evidence of Waiver (EOW). You should be prepared to provide copies of relevant documents. Depending on the circumstances, appropriate documentation may include a letter from another employer’s HR/Benefits office that displays information about their group medical insurance such as name of subscriber, effective date, names of dependents and their effective dates on the coverage, etc.
Have TRICARE or Outside Medicare?
UT retirees enrolled in a TRICARE Health Plan or an outside Medicare plan are eligible to waive the UT SELECT Medical or UT CARE Medicare Advantage plan and utilize up to 50% of available premium sharing to pay premiums for Dental and Vision insurance.
Log in to My UT Benefits to upload your proof of other group health insurance under the Profile tab at the top of the home screen by following the Document Center link. Once in the Document Center, click + New Document, drag or attach your file, enter a Document name such as “EOW” or similar, and from the Type of document dropdown select Proof of Other Coverage. Save the submission, and your institution will review your documentation and contact you if they need additional information.
If you have trouble logging in, using or uploading documents to the system, call My UT Benefits Support at 844-870-0044, available M-F, 7AM to 7PM CST.
Changes During the Year
Outside of Annual Enrollment, you may not make changes to your benefits unless you have certain qualified change of status events. Examples of qualified life events are:
• marriage, divorce, annulment, or spouse’s death;
• birth, adoption, medical child-support order, or dependent’s death;
• significant change in residence if the change affects you or your dependents’ current plan eligibility;
• change of job status affecting eligibility;
• change in dependent’s eligibility (e.g., reaching age 26 –dependent children become ineligible for any coverage the month following their 26th birthday, or gaining or losing eligibility for any other reason); or
• significant change in coverage or cost of other benefit plans available to you and your family.
Not all life events allow all changes to all benefits. In general, your change must be consistent with your event. For example, if your spouse loses insurance through their employer, you may add them to your insurance. You MUST enroll in or make changes to benefits within 31 days of a change of status event.
A retiree
• whose dependent loses insurance coverage under the Medicaid or CHIP program as a result of loss of eligibility of either the employee or the dependent; or
• whose dependent becomes eligible for a premium assistance subsidy under Medicaid or CHIP may enroll this dependent in the basic coverage under UT Benefits, as long as the dependent meets all other UT eligibility requirements and is enrolled within 60 days from the date of the applicable event. If enrollment of the dependent is conditioned on enrollment of the retired employee, the retired employee will also be eligible to enroll.
*Medicare-eligible retirees and their Medicare-eligible dependents will also have an opportunity to add or drop the UT CARE Medicare Advantage PPO plan in November.
Mid-Year Retirees
For employees who retire mid-year, unless you are Medicareeligible, your UT SELECT Medical benefits will transition to UT SELECT Medical coverage as a retiree. If you or your dependent is Medicare-eligible, you should enroll in Medicare Part A and B, preferably 3 months before you retire, and then your UT SELECT Medical insurance will transition to the UT CARE Medicare PPO plan after retirement.
Nondiscrimination Notice
Discrimination is Against the Law
The University of Texas System Office of Employee Benefits complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. The UT System Office of Employee Benefits does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex.
The UT System Office of Employee Benefits provides: Free aids and services to people with disabilities to communicate effectively with us, such as:
• Qualified sign language interpreters, and
• Written information in other formats (large print, audio, accessible electronic formats, other formats).
• Free language services to people whose primary language is not English, such as:
• Qualified interpreters, and
• Information written in other languages.
If you need these services, contact the UT System Office of Human Resources.
If you believe that the UT System Office of Employee Benefits has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with: The UT System Office of Talent, 210 W. 7th Street, Austin, Texas 78701, P: (512) 499-4587, F: (512) 499-4395, or grp-hrsp@utsystem.edu. You can file a grievance in person or by mail, fax, or email. If you need help filing a grievance, the UT Office of Talent and Innovation is available to help you.
You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at ocrportal.hhs.gov/ocr/smartscreen/main.jsf, or by mail or phone at:
U.S. Department of Health and Human Services 200 Independence Avenue, SW Room 509F, HHH Building Washington, D.C. 20201 1-800-368-1019, 800-537-7697 (TDD)
A complaint package is available at www.hhs.gov/civil-rights/ filing-a-complaint/complaint-process/index.html.
Accessibility Requirements Notice
Spanish
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al .
Vietnamese
CHÚ Ý: Nếu bạn nói Tiếng Việt , có các dị ch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số
Chinese
注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 。
Korean
주의: 한국어를 사용하시는 경우,
Urdu
Tagalog
PAUNAWA: Kung nagsasalita ka ng Tagalog, maaari kang gumamit ng mga serbisyo ng tulong sa wika nang walang bayad. Tumawag sa . French ATTENTION : Si vous parlez français, des services d’aide linguistique vous sont proposés gratuitement. Appelez le .
Hindi
Laotian
Persian (Farsi)
German
ACHTUNG: Wenn Sie Deutsch sprechen, stehen Ihnen kostenlos sprachliche Hilfsdienstleistungen zur Verfügung. Rufnummer
1-866-882-2034
1-800-818-0155
UT Institutions
Stephen F. Austin
State University
Human Resources
(936) 468-2304
Fax: (800) 435-3919 benefits@sfasu.edu
UT Arlington
Office of Talent, Culture & Engagement (TCE) (817) 272- 5554
Fax: (817) 272-6271
benefits@uta.edu
UT Austin
Human Resources (512) 471-4772 or
Toll Free: (800) 687-4178
Fax: (512) 471-7008
hrsc@austin.utexas.edu
UT Dallas
Office of Human Resources (972) 883-2221
Fax: (972) 883-2156 benefits@utdallas.edu
UT El Paso
Office of Human Resources (915) 747-5202
Fax: (915) 747-5815
annualenrollment@utep.edu
UT Health Science Center Houston
Employee Benefit Services (713) 500-3935
Fax: (713) 500-0342
benefits@uth.tmc.edu
UT Health San Antonio
Office of Human Resources (210) 567-2600
Fax: (210) 567-6791
benefits@uthscsa.edu
UT Tyler Main & Health Science Center Campuses
Human Resources (903) 566-7234
Fax: (903) 565-5690 benefits@uttyler.edu
UT MD Anderson Cancer Center
Human Resources Benefits (713) 745-myHR (6947) Fax: (713) 745-7160
HRBenefits@mdanderson.org
Faculty & Executive Benefits (FEB) (713) 792-7600
Fax: (713) 794-4812
FacExecBenefits@ mdanderson.org
UT Medical Branch at Galveston
Employee Benefits Services (409) 772-2630
Toll Free: (866) 996-8862
Fax: (409) 772-2754
benefits.services@utmb.edu
UT Permian Basin
Human Resources (432) 552-2753
Fax: (432) 552-3747
benefits@utpb.edu
UT Rio Grande Valley
Brownsville
Office of Human ResourcesBenefits (956) 882-8205
Fax: (956) 882-7476
benefits@utrgv.edu
Edinburg
Office of Human ResourcesBenefits (956) 665-2451
Fax: (956) 665-3289
benefits@utrgv.edu
UT San Antonio (Academic Campus)
People Excellence (210) 458-4250
Fax: (210) 458-4287 hr@utsa.edu
UT Southwestern Medical Center
Human Resources Benefits Division (214) 648-9830
Fax: (214) 648-4434
benefits@utsouthwestern.edu
UT System Administration
Office of Talent (512) 499-4587
Fax: (512) 499-4395
hrsp@utsystem.edu
Plan Administrators
INSURANCE PLAN ADMINISTRATORS
UT SELECT MEDICAL
(Blue Cross and Blue Shield of Texas)
Group: 71778 (866) 882-2034
M-F 8:00 AM-6:00 PM CT www.bcbstx.com/ut
PRESCRIPTION
DRUG PLAN
(Express Scripts) Group: UTSYSRX (800) 818-0155
24hrs a day 7 days a week www.express-scripts.com
UT CARE MEDICARE PPO
(Blue Cross and Blue Shield of Texas)
Group: 80840 (877) 842-7562 TTY 711
M-F 8:00 AM-6:00 PM CT www.bcbstx.com/retireemedicare-ut
MEDICARE PART D PRESCRIPTION PLAN
(Express Scripts) Group: 7454MDRX (800) 860-7849
24hrs a day 7 days a week www.express-scripts.com/
UT FLEX
Inspira Financial (844) UTS-FLEX (887-3539)
M-F 7:00 AM-7:00 PM CT Sat 9:00 AM-2:00 PM CT utbenefits.link/ UTFLEXportal
UT LIVING WELL HEALTH PROGRAM livingwell@utsystem.edu utbenefits.link/LivingWell
UT SELECT DENTAL AND UT SELECT DENTAL PLUS (Delta Dental) Group: 5968 (800) 893-3582
M-F 6:15 AM-6:30 PM CT www.deltadentalins.com/ universityoftexas
DELTACARE USA DENTAL HMO (Delta Dental) Group: 6690 (800) 893-3582
M-F 7:00 AM-8:00 PM CT www.deltadentalins.com/ universityoftexas
SUPERIOR VISION Group: 026856 (844) 549-2603
M-F 7:00 AM-8:00 PM CT Sat 10:00 AM-3:30 PM CT www.superiorvision.com/ut
RETIREMENT PROVIDERS
COREBRIDGE
FINANCIAL
(800) 448-2542
M-F 8:00 AM-7:00 PM CT
www.corebridgefinancial. com/utsystem
FIDELITY INVESTMENTS
(800) 343-0860
M-F 7:00 AM-11:00 PM CT
www.fidelity.com/ut
LINCOLN
FINANCIAL GROUP
(800) 454-6265 * 8 M-F 7:00 AM-7:00 PM CT www.lfg.com/ut
TIAA
(800) 842-2252
TDD (800) 842-2755
M-F 7:00 AM-9:00 PM Sat 8:00 AM-5:00 PM CT
www.tiaa.org/public/tcm/ utexas/home
GROUP TERM LIFE, AD&D, AND DISABILITY
(Blue Cross Blue Shield Ancillary) Group: GFZ71778 (866) 628-2606
M-F 7:00 AM-7:00 PM CT www.bcbstx.com/ancillaryut
PET INSURANCE (Metlife) (855) 286-8450 24/7 www.metlifepetinsurance. com/ut
VOYA FINANCIAL
(800) 584-6001
M-F 7:00 AM-9:00 PM CT Sat 7:00 AM-8:00 PM CT utsaver.com/voya