Cutting Expenses GUIDE BO OK
Working toward a financial goal is sometimes daunting. This booklet will help you strategize how to make small (or big) adjustments in your spending, freeing funds to put toward your goals. Drastic changes in lifestyle for the long term can have high failure rates, but if strategically planned with your goal in mind, can help you accomplish your vision of financial empowerment.
AU T H O R S Melanie D. Jewkes Extension Professor
Amanda H. Christensen, AFC Extension Professor
finance.usu.edu/efw
Empowering Financial Wellness
Alicia Nelson-Bell Former Program Coordinator