Accounts receivable financing allows businesses to get the cash they need to operate their day-to-day operations without having to secure a loan from a bank. However, there is a misconception that this type of financing is only available to large corporations and not small businesses. This simply isn't true; in fact, many small companies benefit from an accounts receivable loan more than their larger counterparts because it's easier for them to secure financing with lower interest rates and shorter repayment periods.