Westerville Town Money Saver | March FOM 2022

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TO ADVERTISE, CALL 6146798160 TownMoneySaver.com Shop locally. Save locally. WESTERVILLE March 2022 LOOK INSIDE FOR GREAT LOCAL DEALS! Buckeye Deck, Fence & Patio, Honey Baked Ham, Jersey Mike’s, Minico’s Italian Restaurant …and much more! 9 Common Causes of TOOTHACHES How North America Shaped St. Patrick’s Day Keep Seasonal Allergies in Check Factors That Impact AUTO INSURANCE PREMIUMS Goodbye winter. HELLO Savings!
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Good

Kid-friendly Leprechaun Punch

1 quart lime sherbet, softened

1/2 cup thawed limeade concentrate

2 tablespoons sugar

2- 12oz cans lemon-lime soda, chilled

1 to 2 cups crushed ice

In a large bowl, beat sherbet, limeade & sugar until blended. Stir in soda & ice.

Serve in chilled glasses.

Oven Roasted Jiggs Dinner

Corned Beef & Cabbage

A New Spin on a classic dish- Baked instead of Boiled!

2 cups Low Sodium Beef Broth or Stock

1 bottle Guinness Stout

1 corned beef brisket (3-4 pounds)

w/ seasoning packet

2 tablespoons Dijon-style mustard

2 large onion, peeled and cut in quarters

3 medium carrot, peeled & cut crosswise

6 small red potato, cut in quarters

1 head green cabbage, cut in wedges

Irish Cheese Dip

8 oz. cream cheese, softened

1 small onion, sliced

1 tbsp of butter

2 tbsp of Guinness beer

Pinch of sugar

1 cup of sharp cheddar, shredded

1 tsp of honey

1.5 tsp of brown mustard

1 tsp of dried thyme

2 tbsp of Jameson Irish Whiskey

Salt and pepper

Cayenne pepper (optional)

Preheat oven to 350°F.

Place the beef, fat side-up in roasting pan. Spread the mustard on the beef and sprinkle with seasoning packet. Pour the beef stock and Guinness into the pan. Back for 2 hours. Arrange the onions, carrots, potatoes and cabbage around the beef. Bake uncovered for another hour, basting periodically, or until the beef and vegetables are for-tender. Let stand 10 minutes. Strain the broth mixture and serve with the beef and vegetables.

Place the the sliced onion, beer, sugar, and butter in a pan over medium heat about 15 minutes.

While the onions are cooking, place cream cheese, honey, brown mustard, thyme, grated sharp cheddar, and beer in a bowl and mix together. Add the carmelized onions to the cream cheese mix and stir to blend.

Return the pan that the onions cooked in to the heat and deglaze with the Whiskey. Scrape the bottom well. The alcohol will boil o and you will be left with a small amount of syrupy liquid. Add to the cream cheese mixture.

Place in an oven proof ramekin (can be prepared ahead and kept in the fridge until you are ready to serve). When you are ready to serve, preheat your oven to 350°F (175°C). Cook the cheese dip for about 20 to 25 minutes (middle oven). It will begin to bubble and color. Serve warm with pita/naan or corn chips.

Town Money Saver
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9 COMMON CAUSES OF TOOTHACHES

NO MATTER HOW SMOOTHLY PAST VISITS HAVE GONE, many individuals still want to avoid a trip to their dentist’s o ce. But should a toothache arise, only a dentist can get to the root of the issue.

Toothaches run the gamut from mild to throbbing to unbearably painful. Toothaches may be temporary, but many persist for some time. Here’s a look at nine reasons for toothaches.

• ORTHODONTIC APPLIANCES: A common cause of discomfort, orthodontic devices can cause toothaches. e pain is most noticeable immediately a er an adjustment, but it may ease as the mouth grows accustomed to the wires or pressure.

• TOOTH SENSITIVITY: Despite being hard, teeth actually are porous. Certain conditions may cause the enamel on the outside of teeth to wear away. Exposure of the inner layer of the tooth, called dentin, to the air or foods and beverages may result in pain.

• SINUS CONGESTION: Sometimes teeth aren’t to blame for mouth pain. Pain that persists in the upper teeth only on both sides of the face may occur due to sinusitis. It o en is preceded by nasal congestion.

• TMJ: Temporomandibular disorders can cause tooth pain. TMJ may result from injury or trauma to the jaw. Tooth grinding, also known as bruxism, can cause tooth pain.

• IMPACTED WISDOM TEETH: Wisdom teeth are a dental milestone

that takes place between the ages of 17 and 21. Wisdom teeth actually are third molars, and are given the name because they come in at a mature age, according to the American Dental Association. If there isn’t enough space for them, wisdom teeth can cause crowding and pain. When molars do not fully erupt, the result is impacted wisdom teeth, which can be very painful.

• DAMAGED FILLINGS OR DENTAL SEALANTS: When llings or sealants come out, vulnerable parts of the teeth become exposed. is can result in pain.

• TOOTH DAMAGE: Dental caries, or cavities, can cause toothache, as can tooth abscesses and tooth fractures.

• GUM DISEASE: Gum disease may start with mild in ammation and then become more severe if it is le untreated. e in ammation also may a ect the ligament that attaches teeth to the socket in the jaw. is ligament has many nerve bers. When in amed, the nerves can get red up and cause pain.

• FOOD: A kernel of popcorn wedged between teeth or a sharp piece of pizza crust that gets lodged behind a molar can cause pain if not addressed.

Toothaches occur for a variety of reasons. Figuring out the cause can lead to e ective relief.

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Saint Patrick’s Day

St. Patrick’s Day is made special by various traditions. Everything from dyeing major cities’ rivers green to parades to enjoying green foods has become part of the pageantry of St. Patrick’s Day.

e next time you raise a green beer to your lips, you may wonder which traditions are authentically Irish and which ones were created by regions with an abundance of Irish emigrants. Surprisingly, many seemingly Irish traditions likely began elsewhere.

First parade ◆ It would be accurate to assume that various elements associated with St. Patrick’s Day began where St. Patrick, the patron saint of Ireland, once resided, including the rst St. Patrick’s Day parade. However, some of the rst parades held in St. Patrick’s honor took place in two North American cities, New York and Boston, that had high numbers of Irish immigrants. But historians say the rst ever St. Patrick’s Day parade was actually held in St. Augustine, Florida in 1601, a year a er gun re blasts were used to honor the saint. e parade may have been at the request of an Irish priest living there at the time.

Corned beef and cabbage ◆ What would St. Patrick’s Day be without an authentic meal of corned beef and cabbage? is dish is not so authentic a er all, and actually is an American innovation. Ham and cabbage was widely eaten in Ireland, but corned beef was a cheaper alternative found in America by immigrants. erefore, corned beef became a staple of poor Irish

immigrants living in lower Manhattan. e salted meat was boiled three times to remove some of the brine and make it palatable.

Green beer ◆ Green beer is not an Irish custom, but an American one. e most common beer consumed in Ireland is Guinness, which is dark brown to black in color, making green dye useless in Irish pubs since it would be largely invisible in the stout.

Golf tournaments ◆ One would not associate golf with St. Patrick’s Day unless they reside in Nome, Alaska. Golf is a popular Irish pastime, and each year the Bering Sea Ice Classic Golf Tournament takes place right around St. Patrick’s Day. Bright green golf balls are used, and breaks are factored in between holes to warm up at local bars.

Wearing green ◆ According to e Christian Science Monitor, individuals in the United States started wearing green to celebrate St. Patrick’s Day in the early 1700s. ey believed it “made one invisible to leprechauns.” e o cial color for the holiday used to be a sky blue known as “St. Patrick’s Day Blue,” established during the reign of King George III.

In addition to these traditions, specialty items, such as co ees and shakes, also are very popular. However, most of these do not have origins on the Emerald Isle, either. Yet, no matter where traditions began, there’s no denying St. Patrick’s Day has long inspired celebration. •

How North America shaped
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FACTORS THAT IMPACT AUTO INSURANCE PREMIUMS

Auto insurance rates vary from person to person, even though it may seem like the o erings are the same. Certain factors may be a ecting drivers’ auto insurance premiums without the motorists even realizing it.

Insurance companies look at driving record, age, locality, and more when assessing premium costs. Recognizing which situations can increase or lower costs can help drivers get the best rates and coverage needed. Although it can be tempting to reduce the price of insurance by choosing lower amounts of coverage, there are other ways to make insurance more a ordable.

• MOVE. Insurers typically look at where a person lives when calculating rates. ose people who live in highly populated, urban areas likely will have higher premiums than others who live in more rural towns. at’s because greater population density o en translates into more people on the road - and a greater chance for insurance claims due to fender benders or the .

• GENDER AND AGE ARE FACTORS.

One can’t step into a time machine, but it’s helpful to know that growing a little older can lower insurance premiums. e nancial advice source Money Crashers say that young men usually incur higher rates than young women because statistically men get into more accidents. However, as a person moves into his or her senior years, the roles reverse. Older women may see higher rates than men the same age.

• KEEP MAKE AND MODEL IN MIND.

e type of vehicle driven can a ect insurance premiums. Certain insurance carriers will increase premiums on vehicles that are more susceptible to damage. Flashy sports cars or those that do not score as highly on vehicle safety ratings calculated by industry experts may result in high premiums. Vehicles that are desirable to car thieves also may cost more to insure. Researching vehicles prior to purchase and checking the rates for those cars or trucks with insurance companies can help keep costs low.

• COMMUTERS MAY PAY MORE. Individuals who use a car for business or frequent commuting may pay more than people who drive less because statistically there is a greater risk for an accident. Reducing commute times can lower premiums.

• TIE THE KNOT. Married couples have been found to be less of a risk to insurance providers statistically than those who are single. A study by the National Institutes of Health found that single drivers were twice as likely to be in an auto accident as married drivers. Combining policies also can help married people save.

• FOLLOW THE RULES OF THE ROAD. Drivers who have moving violations, drink and drive or engage in otherwise risky behavior behind the wheel may see their rates soar.

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KEEP SEASONAL ALLERGIES IN CHECK

There is much to look forward to when springs arrives. Daily hours of sunlight increase while temperatures continue to climb. Blooming owers and leaves budding on trees also add some awe-inspiring color back into the landscape. Even though there’s much to enjoy about spring, one side e ect of so much foliage in bloom is the return of seasonal spring allergies. Many people nd they cannot enjoy the sunshine and balmy temperatures of spring because of seasonal allergies. Hayfever, or allergic rhinitis, is a common spring allergy. e American College of Allergy, Asthma & Immunology indicates allergies are the sixth leading cause of chronic illness in the United States. More than 50 million Americans su er from allergies each year. e Aerobiology Research Laboratories says allergens in the air across Canada have been rising in many cities over the last 15 years. While there is no cure for seasonal allergies, there are steps individuals can take to live with them more comfortably.

• Stay indoors on dry, windy days. It’s better to go outside a er it rains, which clears pollen from the air.

• e ACAAI urges individuals to modify indoor environments to keep allergens out. An HEPA lter in HVAC systems can better trap spores.

• Consider vacations near the ocean or other bodies of water, as pollen counts tend to be lower in these areas.

• Delegate lawn mowing and other tasks that involve stirring up allergens to someone else. If you must do gardening and landscaping, wear a face mask to lter out some allergens.

• Close windows or doors when pollen counts are especially high.

• Wash hair and clothes when coming indoors to rinse out allergens that would transfer to pillowcases or furniture.

• Speak to an allergist who can recommend medications or other treatments that can improve seasonal allergies. Corticosteroids reduce in ammation and antihistamines can help reduce sneezing or itchy eyes.

Seasonal allergies are a potential pitfall of the spring season. However, there are remedies that can help alleviate the su ering.

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