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The Registry Review: Dec. 16, 2024

Page 1

Vol.46, No.51

www.thewarrengroup.com

W E E K O F M O N D A Y, D E C E M B E R 1 6 , 2 0 2 4

THE REGISTRY REVIEW NEW HAMPSHIRE’S STATEWIDE REAL ESTATE & FINANCIAL NEWSPAPER A Publication of The Warren Group

WEEKLY SALES OF NOTE

F I N A N C I N G F U N D A M E N TA L S

Londonderry 1 BUTTON DR . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $12,224,000 B: AA Senior Londonderry Prop LLC S: Shi-II Londonderry LLC

Portsmouth 27 HANCOCK ST. . . . . . . . . . . . . . . . . . . . . . . . . . . . . $4,200,000 B: Constance J Milstein S: Jonathan Trace & Susan P Trace Mtg: HSBC Bank $3,360,000 Use: 4 Bdrm Antique, Lot: 3920sf

Moultonboro

Will Multifamily Gain Momentum in 2025? Developers, Financiers Divided on Asset’s Near-Term Future BY JAY FITZGERALD SPECIAL TO THE REGISTRY REVIEW

Gilford 113 DOCKHAM SHORE RD . . . . . . . . . . . . . . . . . . . . . $3,350,000 B: Prachi Samudra, Tr for 25 Oldham Rd RT S: Diana C Fischer, Tr for Diana C Fischer T Mtg: M&T Bank NA $2,512,500 Use: 4 Bdrm Cape Cod, Lot: 17860sf

Exeter 231 WINDING RIVER CG. . . . . . . . . . . . . . . . . . . . . . . $3,183,133 B: Winding River Rv LLC S: Exeter Elms LLC

Sunapee 37 HARBOR HILL RD. . . . . . . . . . . . . . . . . . . . . . . . . . $3,016,000 B: 37 Habor Hill LLC S: Sunapee Harbor View LLC

Rye 20 GARLAND ROAD. . . . . . . . . . . . . . . . . . . . . . . . . . . $2,900,000 B: Jason Maxwell & Jean Maxwell S: Shelly J Goncalves

Lincoln 179 S PEAK RD. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,800,000 B: Patrick J Martin S: 179 South Peak LLC

Bedford 16 OLYMPUS WY. . . . . . . . . . . . . . . . . . . . . . . . . . . . . $2,667,133 B: Maurice D Collins, Tr for Maurice Dion Collins RET S: Purple Elephant Dev LLC

Portsmouth 45 PLEASANT POINT DR. . . . . . . . . . . . . . . . . . . . . . . $2,640,000 B: Aaron E Kim, Tr for Pleasant Point Drive NT S: Christopher J Brown, Tr for Christopher J Brown RET

Hanover

N

ew Hampshire’s multifamily housing market faces a murky future heading into the new year, as cautious developers, bankers and investors wait to see how the Fed handles interest rates and how the incoming Trump administration’s policies impact the economy in 2025. Early bank data indicates that the multifamily lending market improved through the first nine months of the current year in New Hampshire, with multifamily purchase lending jumping by 18.4 percent to nearly $90 million compared to the same period in 2023, according to figures compiled by The Warren Group, the real estate analytics firm and publisher of The Registry Review. The Warren Group’s data doesn’t cover all multifamily lending in the state through Oct. 31, but the purchase-loan numbers do point to increased investor interest in the multifamily sector in the Granite State, some of it apparently due to the Federal Reserve’s interest rate cut in September. Then again, the 10-year Treasury bond yield, considered a benchmark for the direction of mortgage rates and other loan products, began increasing in early October from about 3.7 percent to as high as 4.46 percent on Nov. 13, before settling down to around 4.1 percent in early December, according to industry data.

tion costs that are hampering new multifamily developments, the outlook for 2025 is murky at best, said William Norton, president of Norton Asset Management in New Hampshire. “It’s very unclear where we’re going,” said Norton. “The economy seems a little fragile.” Others are more positive – at least when it comes to multifamily housing and the huge pent-up demand for housing in New Hampshire.

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INDEX

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REAL ESTATE RECORDS COUNTY

The spike is attributed by many to anxieties about President-elect Donald Trump’s future economic and federal budget policies after he’s sworn in next month to his second term, following his Nov. 5 election victory over Democrat Kamala Harris. To some, the higher Treasury yields effectively offset the benefits of the Fed’s fall interest rate cut, leaving the multifamily lending sector – and most other lending sectors – in a sort of limbo, industry figures say. Combined with currently high construc-

Number of Condo Sales

Pittsfield

PG

Observers of New Hampshire’s multifamily sector are split on how much new development might happen next year given murky economic factors.

New Hampshire Market Statistics

4 WEATHERBY TER. . . . . . . . . . . . . . . . . . . . . . . . . . . $2,400,000 B: Paige A Schneider, Tr for 2023 Schneider FT S: James A Mueller, Tr for James A Mueller RET

1253 UPPER CITY RD. . . . . . . . . . . . . . . . . . . . . . . . . $1,940,000 B: Eagles View Farm LLC S: Otmf LLC

iStock illustration

80 LUNT RD. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $3,700,000 B: Edward Sarno & Joanne Sarno S: Shawn Fitzgibbons & Loralee Fitzgibbons

TRANSACTIONS THRU

3 Belknap �������������������������� 11/27/24 4 Carroll ���������������������������� 11/27/24 4 Cheshire ������������������������ 11/27/24 5 Coos �������������������������������� 11/27/24 5 Grafton ���������������������������� 11/27/24 6 Hillsborough ������������������ 11/27/24 9 Merrimack ���������������������� 11/27/24 10 Rockingham ������������������ 11/27/24 12 Strafford ������������������������ 11/27/24 13 Sullivan �������������������������� 11/27/24 14 Bankruptcies 14 Lien & Attachments 14 Foreclosure, Mortgagee & Other Lien Auctions `4 Requests for Bids & Proposals

250

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Continued on Page 16

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150 100 Oct.

Nov. Dec. Dec. Jan. Jan. Feb. Feb. Mar. Mar. April Apr. May May June June July July Aug. Aug. Sept. Sept. Oct. Oct. Oct. Nov. ’23

’24

Number 600 600 of Sales 500 500 400 400 300 300 200 200

July Aug.

19 20 21 22 23 Sept. Sept. Sept. Sept. Sept. ’19 ’20 ’21 ‘22 ‘23

24 Sept. ‘24

306 345

Year

Number of Sales

Change Prior Year

Sept. 2019 Sept. 2020 Sept. 2021 Sept. 2022 Sept. 2023 Sept. 2024

522 565 341 356 322 283

2.15% 824% -39.65% 4.4% -9.55% -12.11%

q Statistics based on condo sales of more than $1,000 q Source: The Warren Group

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