A U G U S T
at home
W I T H A N D R E A
SUMMERTIME SCOOP
AssummerstretchesacrosstheValley,ourteamis reflectingonaseasonofmilestonesandmomentum.
WearehonoredtosharethatAndreaGarciaRealEstate hasofficiallysurpassed$100millioninsalesandwas recentlyranked#46inthestatefortransactionsides and#103forvolumeby RealTrends Verified Weare deeplygratefulforthecontinuedtrustandreferrals thatmakeaccomplishmentslikethispossible.
Arizona'srealestatemarketcontinuestoevolve,with growinginventorygivingbuyersmorechoiceswhile maintainingstrongdemandforthoughtfully-designed, move-inreadyhomes.Inamarketwhereintention matters,presentation,pricing,andstrategicguidance remainkey.Checkoutourmarketrecapformore informationandreachouttodaytodiscussyour personalizedrealestatestrategy.
Thisseason,weareexcitedtooffersomethingthat speakstoourcareforthecommunitybeyondreal estate:acomplimentaryCPRCertificationClass, exclusivelyforourclientsandlocalnetwork It’sasmall waytogivebacktothepeoplewhoinvestinus
Thankyouforbeingpartofourstory.Whetheryou're lookingtomakeamoveorjuststayingconnected,we areheretosupportyouwhenyou'reready.
- Andrea Garcia
Whilethedaysfeellongerandthepacemayseemmorerelaxed,thePhoenixmarketisstayingactive with notableshiftsworthwatching.Forbuyers,increasedinventoryandseasonalpriceadjustmentsarecreatingnew opportunities.Listingsover$800Ksawthesharpestinventorydroprecently,down14%insomeareaslike ParadiseValley,wheresupplyhastightenedwhiledemandhasheldsteady.Atthemoreaffordableendofthe market,single-familyhomesalesunder$400Kroseinearlysummer,offeringvalue-drivenbuyersmoreoptions thanlastyear.
Sellersarecontinuingtonavigateamorediscerningpoolofbuyers Overhalfofrecentclosingsincludedseller concessions mostcommonlyaround$10,000towardbuyercosts whilenegotiationaverageshoveraround97% oflistprice Well-presentedhomesinprimelocationsarestillcommandingattention,especiallythosethatalign withlifestyle-drivenprioritieslikelayout,finishes,andschooldistricts Pricingstrategyremainsessential In today’smarket,thegapbetweenaseller’sinitialexpectationandthefinalcontractpricereflectsbothchanging conditionsandbuyerpsychology notnecessarilyadownturn,butarecalibration.Mid-rangepricepointsfrom $600Kto$1.5Mareholdingsteady,whilepropertiesunder$400Khaveseenmodestpricedropsyear-over-year, creatingafavorablelandscapeforfirst-timeandvalue-focusedbuyers.
Ifyou'rethinkingaboutmakingamovebeforefall,now'sagreattimetoassesswherethemarketisheaded and howyourgoalsfitin.Whetheryou'repreparingtosellorreadytoexplorewhat’savailable,ourteamishere withclearguidanceandastrategydesignedforsummersuccess.Reachoutanytimeat602.733.2278.
MARKET WATCH: WHAT BUYERS & SELLERS NEED TO KNOW CPR CERTIFIED TRAINING
Thistrainingcoursewillequipyouwithskills that can save a life & prepare you for the other serious health related emergencies. Gain hands-on lifesaving skills with certified instructorsinaclassroomsetting.
Spots are limited and will be reserved on a first come, first served basis, so we kindly ask that you commit and RSVP as soon as possibletosecureyourspot! please join us for
MARICOPA COUNTY at a glance
AssummersettlesintoTheValley,longerdaysandlighterschedulesareshapinganewrhythmintherealestate market.Whetheryou’relookingforachangeofsceneryorasmartinvestment,thisseasonoffersthespaceto exploreyournextmove.Contactourteamtodayanddiscoverwhat’spossiblethissummer.
LOCAL SPOTLIGHT | TARBELL’S
LocatedintheheartofPhoenix,Tarbell’sismorethan arestaurant it’salegacy.Knownforitsrefined Americancuisineandelevatedhospitality,thisawardwinningspothasa"noseedoils"commitmentthat underscoresitsattentiontoqualityandwellness
Fromthebeautifullycuratedinteriorstoitsseasonal menusandperfectlycraftedcocktails,Tarbell’soffers anexperiencethatfeelsbothtimelessandof-themoment.It’sthekindofplacethatturnsasummer dinnerintoacelebration.
Visittarbells.comtomakeareservationtoday.
tarbells.com
@tarbellsrestaurant
NEIGHBORHOOD HIGHLIGHT | AHWATUKEE
NestledatthebaseofSouthMountain,AhwatukeeoffersaserenesettingwitheasyaccesstoPhoenix’surban core.Knownforitsmountainviews,top-ratedschools,andactivelifestyle,thisneighborhoodblendsnatural beautywithconvenienceandcommunity.Withmilesofhikingandbikingtrails,abustlinglocaldiningscene,and aclose-knitvibe,it’snosurprisesomanyfamiliesandprofessionalschoosetocallithome.
Whetheryou'reunwindingonyourpatio,attendinganeighborhoodconcertinthepark,orheadingoutforanearly morninghike,Ahwatukeedeliversarelaxed,balancedlifestyle Forthoseseekingbothcomfortandconnection, thisSouthMountaingemisastandout
You’llalsofindgolfcourses,wellnesscenters,andcommunityeventsthatbringneighborstogetheryear-round Its mixofnature,culture,andcommunityspiritmakesAhwatukeeaplacepeoplefallinlovewith andstay.
Manyresidentsenjoythequiet,suburbanfeelwithoutsacrificingaccesstotoprestaurants,retail,andrecreation. Withstrongpropertyvaluesandareputationforlivability,AhwatukeecontinuestobeoneoftheValley’smost enduringneighborhoods.
Summerisaseasonofpossibility andwhetheryou'researchingforyournexthomeor exploringastrategicinvestment,ourlatestlistingsoffersomethingforeverylifestyle. VisitAndreaGarciaRealty.comorscantheQRcodebelowtoviewmore.
THE ONE BIG BEAUTIFUL BILL
ThepassageofPresidentTrump’s“OneBigBeautifulBill” introducedsignificantprovisionsdesignedtoencourage homeownershipandstimulatethemarket,includingchangestomonthlyaffordabilityandlong-termtaxbenefits. Whetheryou’reenteringthemarketforthefirsttimeorconsideringastrategicrefinance,thesepolicyupdatescould openthedoortostrongerbuyingpower andrealsavings.Curioushowthebill’spassagemightimpactyourownplans? Ourteamisheretohelpyouunderstandthenumbers,weighyouroptions,andtakethenextstepwithclarity.
CURRENT MORTGAGE RATES
Datareflectsrateson72425*30-YearFixedConventional:$495,000loanamountat6875%interestwith10%downanda740FICO APRis7238% Estimatedprincipalandinterestpaymentis$3,23944**15-YearFixedConventional:$495,000loanamountat6625%interestwith10%downanda740 FICOAPRis6734%Estimatedprincipalandinterestpaymentis$4,34349***30-YearFixedFHA:$521,100baseloanamountat675%interestwith35% down APRis7811% Estimatedprincipalandinterestpaymentis$3,37988 ****30-YearFixedVA:$540,000baseloanamountat7125%interestwith zerodown APRis7662% Estimatedprincipalandinterestpaymentis$3,62453 Allexamplesassumefixed-rateloans Principalandinterestpayments willcontinueforthefullloanterm(15or30years)untilpaidinfullanddonotincludetaxes,mortgageinsurance,homeownersinsurance,or(ifapplicable) VAfundingfees,whichwillresultinahigheractualmonthlypayment Ratesarecurrentasof7/23/2025andsubjecttomarketchanges Subjectto borrowerapproval Someexclusionsmayapply ElenaDeLuz|NMLS#1180152|BarrettFinancialGroup,LLC |NMLS#181106|2701EastInsightWay, Suite150,Chandler,AZ85286|AZ0904774|CA60DBO-46052&41DBO-148702|LicensedbyDept ofFinancialProtection&Innovationunderthe CaliforniaResidentialMortgageLendingAct LoansmadeorarrangedpursuanttoaCaliforniaFinancingLawLicense |HI181106|EqualHousing Opportunity|ThisisnotacommitmenttolendAllloansaresubjecttocreditapproval|nmlsconsumeraccessorg/EntityDetailsaspx/COMPANY/181106
9200E.PimaCenterPkwy,Ste240 Scottsdale,AZ85258
