Autumn half term ideas
A look at some activities to keep the kids entertained
2Selling your home
Tips and tricks to help you move before the festive season
Take a look at a selection of our latest properties on the market
DIY Halloween decorations
The best do it yourself Halloween decor ideas
6Thrilling movies
A pick of horror films for the scariest night of the year
The perfect time to get prepared for next spring
About us
Get to know our team a little better and see why we are your agent of choice
Your home move
A guide to help you every step of the way with your move
Some ghoulishly delicious and unique recipes
From Breast Cancer Awareness Month to World Space Week, there’s a lot coming up this month
Some suggestions for planning that next trip away
We look ahead at the pinnacle tournament of women’s tennis
It’s October. Autumn is upon us meaning darker mornings, earlier evenings and the heating being turned back on. We love this month. It’s the perfect excuse to get cosy in your pjs and snuggle up in front of the TV, and with Halloween at the end of the month, on pages 6 and 7 you will find some devilishly good recipes and ghoulishly terrifying movies.
Meanwhile, on pages 4&5 we have our guide to some of the best DIY Halloween decoration you can create yourselves. It’s the last chance to get on the property market to try and get your purchase and sale through before Christmas, so on pages 2&3 we have put together some hints and tips to help you with your move. It doesn’t feel five-minutes since the kids returned to school, and here we are with half-term already.
On pages 8&9 we look at some UK holiday ideas for the whole family, while for those of you with green fingers, on pages 10&11 we have our usual monthly gardening guide.
October is full of national days, and on pages 12&13 we look at some of the big ones, while on pages 14&15 we have a preview of the WTA Tennis finals and a guide on Winter travel ideas.
Of course, we are all still in shock about Queen Elizabeth II, so we have also got a feature looking back over her life.
So light the fire, snuggle up and join us in a chorus of God save the King!
Jonathan Wheatley EditorNowthe summer is coming to an end, and the kids are back at school, thoughts will again turn to selling and buying a home in time to move before December. Three months may seem like plenty of time to go through the process, but with it being such a busy time for the property market, it is best to be prepared.
Having a valuation on your property is the first step to moving home. Ideally, you should do this before you even start looking for your dream property. Having an idea of your property’s value will help your bank or financial advisor confirm what you can afford moving forward and will also help an estate agent get viewers lined up early. At the same time, you will also be ready to pull the trigger on getting photos taken and getting listed on the major property portals and estate agent’s websites.
Most estate agents run a no sale no fee contract, so putting your property on the market before you have found your new property isn’t as risky as it sounds on paper (just check your contract for full details) and it means that when you find your perfect property you are already in a good place to make a proceedable offer.
Having an early valuation will help your bank or financial advisor confirm how much mortgage you have to pay off
A proceedable offer means that you are in a position to move already, for example, you are already under offer and have your finances sorted.
Imagine you are selling your own home, and someone makes an offer, yet they need to sell their own home and aren’t even on the market yet, compared to someone else making an offer who is already on the market and has had someone offer on their property. Whose offer are you going to choose? The one that is already sold. So, to avoid missing out on your dream home, it always makes sense to market your property first before finding.
Keep your home neat and tidy ready for viewings straight away. Giving your agent a key takes away the need for you to always be there when a viewing is on and will give you a better chance of selling your property. Likewise, don’t be fussy when it comes to taking viewings, always make yourself and your home available to ensure a fast sale. We all lead busy lives, so having the ability to be flexible can be a real help.
Knowing what you can afford is a huge bonus when it comes to looking for a property. Why would you even start looking at properties without knowing what you could afford? Having an early valuation will help your bank or financial advisor confirm how much mortgage you have to pay off, while also
giving you an idea of what you can borrow. When you have a rough figure, you can start scouring the property market. You can also make the decision whether you want somewhere that is ready to move in, or somewhere that needs a bit of work.
If you want to get ahead of the game in your property search, you will want to register with as many estate agents as possible. These agents will know what position you are in and may well give you a heads-up when a property that matches your search becomes available way before you even see it on Rightmove.
When you start the process of moving home, you will need conveyancing. This is where the process can go fast or slow. Don’t pick the cheapest or first conveyancers you find, otherwise you may find yourself doing a lot of the legwork yourself and falling behind in timescales. Likewise, when your conveyancers ask you to do something such as paperwork, prioritise to do it ASAP. You don’t want to be responsible for slowing down a property chain, as it can be very annoying for others, and can even lead to some sales falling through. So, if there is one piece of advice to give to keep a property sale and purchase going smoothly, it would be to do all conveyancing in a timely manner.
Getting your property on the market early will help get you moved before the festive season
many, Halloween is one of the most exciting holidays of the year. This is because it provides such a contrast to our everyday life; it’s the one day a year we can celebrate the spooky and scary.
If, like us, you enjoy going all out and decorating the house from top to bottom, you’ll need a great variety of decorations to create the perfect (temporarily) haunted house. However, sometimes the standard products you can find in shops just don’t do the trick, and buying lots of them can get expensive. So, we’ve put our thinking caps on and come up with a few DIY decoration ideas that will transform your Halloween!
One of the first things we think of upon hearing the word Halloween is bats. They’re associated with haunted houses, vampires and the night, so they’re the perfect symbol for the spooky season. It’s also very easy to identify them at first glance, so we think they make wonderful decorations too. Here’s a simple idea that produces great results:
Draw or print off a bat shape to use as a template.
On black card, draw around the template in pencil or white/silver pen. Cut it out and repeat!
If you’re feeling confident, you can stack sheets of card and carefully cut multiple bats out at once. Just be mindful of waste and try to fit as many bats onto one sheet of card as you can. These are perfect for sticking to windows and doors using adhesive tack, as long as there’s no risk of damaging the surface. Stick them all over the house to make it feel alive with the quintessential critters!
Hear us out on this one—it really works. If you want to break from tradition, or can’t find suitable pumpkins this year, try making some of these little guys. They look amazing scattered about the garden at night, and you can’t even tell what they are if it’s dark enough.
Save up the inner tube of toilet or kitchen roll.
Carefully cut patterns or eyes into the side.
When it’s dark, place them over an LED tea light and see your design come to life, just like a pumpkin.
Ditch the supermarket props and create your own spooky decorations this Halloween!
While they’re a little harder to come by, electric tea lights are much safer to use for this decoration than traditional candles, as it eliminates the risk of the tube catching fire and endangering your surroundings. These still do the job; group them together to display everyone’s designs at once, or place them individually around the garden to make it look like eyes are watching from the shadows. It’s also a great way to upcycle some everyday household waste into a unique and effective decoration.
We have two ideas for ghost decorations, one easy and one a little more timeconsuming. Both are worth giving a go, as the traditional white-sheeted ghost is perhaps the most iconic Halloween symbol there is!
Mini Conker Ghosts:
Place a conker or similar round item in the middle of a sheet of kitchen roll.
Hold the conker through the sheet and bring in all sides to meet in the middle.
Tie an elastic band just above the conker to keep it in place. It
should now resemble a shuttlecock.
Flip it so the conker is on top. Use a felt-tip pen to draw eyes on the kitchen roll surrounding the conker, and there you have it.
Large Shirt Ghosts:
Get an old white shirt (think school uniform) and make rough cuts all over, to make it look old and torn.
Cut circles out of old white material, sew them together at the edges and turn inside out to make a round pillowcase-like piece, leaving one edge open.
Using a fabric marker, draw your ghost’s face onto this piece. It will look better if you treat the open edge like a neck when you draw.
Stuff this with old socks, material, paper—anything you think might work. Sew it closed.
Sew or glue the raggedy shirt onto the bottom of the head, and that’s it!
You could attach a string to the back of the ghost’s head so you can hang them up! We’ve seen this before, with the ghost dangling over the stairwell from an upstairs bannister. Everyone loved it, as it looks great as a decoration and is an impressive piece of DIY crafting.
Few flicks are going to match the horrors that come hand-inhand with a film from the Halloween series
Nothing quite beats the thrill of a horror film on the scariest night of the year
With the summer drawing to a close, many will look ahead to what we have left to look forward to this year. One of the major upcoming holidays is by far the spookiest of them all - Halloween.
The October holiday will see children up and down the country don creepy outfits and head out to trick or treat, join in themed parties and just have fun.
Horror films are always a fantastic way to get into the mood for Halloween and each year new and increasingly creepy flicks are released to ensure there is always something to see.
Here are a couple of suggestions for films either coming out this year or are streaming online that will leave you with goosebumps.
Few horror film franchises are as memorable or iconic as Halloween. The American slasher series of films is ending with this year’s new release, Halloween Ends.
The first film, titled Halloween, came out all the way back in 1978 and introduced audiences across the globe to Michael Myers. Halloween
Ends, which will be released in the United Kingdom on Friday, October 14, is set four years after the events of Halloween Kills, which came out in 2021.
This film will feature several well-known names, including Jamie Lee Curtis, Will Patton and Kyle Richards.
So for those heading out to a film screening this Halloween for a fright, few flicks are going to match the horrors that come hand-in-hand with a film from the Halloween series.
For those staying at home this Halloween and want to put a spooky film on the television, there are a number streaming on Sky.
One worth a watch is the 2021 horror film Antlers. Set in an isolated Oregon town, Antlers follows a middle school teacher and her sheriff brother who become mixed up with a student with dark secrets which leads them to encounter an ancestral creature.
Are you preparing for a Halloween party this year? Make sure your event stands out with some ghoulishly delicious and unique recipes. Making sure your diners receive an equally delicious, yet thought-provoking, bite to eat can be tricky, so here are a couple of creepy recipes you could attempt to make.
100g madeira cake
100g Oreo cookies
100g milk chocolate
200g white chocolate
Smarties and icing pens to decorate
10 wooden skewers
Break up the cake and cookies into a food processor, before pouring in the melted milk chocolate and mix.
Roll the mixture into 10 walnut-sized balls and leave to chill for two hours.
Push a skewer into each ball, then spoon over the melted white chocolate so the cake pops are completely covered.
Press a Smartie onto the surface to create a pupil, then leave to allow the chocolate to set again. Use the icing pens to add details to the eye and red lines for veins.
Halloween cake pops recipe | BBC Good Food
320g ready-roll shortcrust pastry
Four egg yolks and one egg white 400ml milk
35g golden caster sugar
One tbsp plain flour
Five cubes of green jelly Three kiwi fruits
Preheat the oven to 190c/170c fan/gas 5. Split the pastry into eight pieces and roll each until large enough to line deep 7-8cm tartlet tins. Line each tin with the pastry, leaving a little sticking up above the rims, then line with paper cases and baking beans.
Place the tins on a baking tray and bake for 10 minutes. Remove the paper and beans and brush with the egg white and bake for a further 10 minutes, before leaving to cool.
Bring the milk almost to the boil in a pan then remove from the heat. Whisk together the egg yolks, sugar and flour in a bowl until fluffy. Pour a third of the hot milk in and slowly whisk, then add the remaining milk.
Add the mixture to the pan and slowly bring to the boil until thick and custard-like. Reduce the heat and simmer for two minutes, before stirring in the jelly. Leave to cool, then divide between the baked tart cases. Decorate the top of each with a slice of kiwi and enjoy.
Kiwi slime pies recipe | BBC Good Food
Level up your Halloween plans by serving up these delicious yet spooky, treats
school year is in full swing for most of us, but that doesn’t mean we can afford to sit back and relax without the little ones. The autumn half term approaches as quickly as the start of school came about, and the kids will be keen to make the most of the week off. We know how difficult it can be to spend the full week at home, trying your best to keep them occupied. That’s why we’ve made this little guide to help give you ideas on what to do together. Let’s make sure no one in the family gets bored this half term!
Most of the time, spending the day at famous parks and attractions in the UK can get expensive, and that’s
not what we want right now. However, a lot of them offer discounted entry or other similar deals yearround. Merlin Entertainments, the company behind attractions such as LEGOLAND Windsor and Alton Towers, are well-known for frequently offering twofor-one entry to a great selection of their attractions, which can be found all around the country. Keep an eye on boxes of Kellogg’s cereal, as these can contain codes to redeem the deals. Other products can have the codes too—we’ve seen people bring empty soap bottles and redeem them for entry! It is always very clear on the packaging whether they include a product in a campaign like this, so keep your eyes peeled.
Struggling to think of ways to keep the kids entertained? Let’s look at some UK-based activities for the Autumn Half Term!The ‘staycation’ has become more popular in the last few years, but it need not be treated as a second choice—UKbased getaways make the perfect half term mini holiday! There are beautiful places to stay in every part of the country, with homeowners nationwide putting their properties on sites such as Airbnb (for very reasonable prices if you take a good look!). Staying in a clean house for a few nights could be what everyone needs to break up the monotony of school and work. In the past, our team has stayed in cottages in Devon, Dorset, Norfolk and the Peak District, but as we said, the options are endless!
If staying in a property is looking a bit pricey at the moment, why not look at campsites? There’s a good chance that staying in a tent will be easier on the wallet, although it is important to consider what gear you will need to buy beforehand. We love camping because it makes you feel so much closer to nature, physically and spiritually. You’re encouraged to get out and explore the area around you thanks to the reduced
space you have compared to your home, which can lead to some great family memories. Camping isn’t exclusively pitching a tent in a field, either—we’ve seen some great sites that are connected to attractions, like Banham Zoo in Norfolk. This way, you get the excitement of staying in a tent as well as some fantastic days out.
and natural surroundings do wonders for our mental health. This is especially important now, as we creep ever closer to the dark winter months. School and work can be very stressful, but did you know that some chemicals that plants and trees emit have been proven to relieve stress and improve our mood? To us, that seems like the perfect reason to head out on a stroll through a natural space, even if it’s not as green as it was earlier in the year!
Now for something that’s completely free! As obvious as it may seem, the humble activity of going for a walk is beneficial in so many ways. If you have an exciting destination in mind, it’s a fairly sneaky way to get your child up and moving during a week in which they might feel inclined to stay indoors and do nothing. What’s more, fresh air
Kids love collecting things, so let’s tap into that and go on a treasure hunt in nature! They’ll love collecting fallen leaves to dry out and compare, or how about finding some pretty fircones to use as decorations for Christmas? They look great in their natural form, or you could brush them with white or silver paint to imitate snow! Finally, if you’re lucky enough to know of a good horse chestnut tree, there’s nothing more fun than collecting big bags of conkers to keep in bowls around the house—just make sure your kids never try to eat them!
The ‘staycation’
has become more popular in the last few years, but it need not be treated as a second choice
You may not feel like going into the garden this month, what with the earlier, darker nights and the wetter weather, but it is in fact the perfect time to get prepared for next spring. It is a month to protect tender plants in your borders, and a good time to do some pruning.
Shrubs make up the backbone of any garden, and now is a perfect time to plant them while the soil is damp but still warm. Evergreen shrubs and conifer hedges are the plants that will give your borders shape and height and also provide a welcome sight in the winter with their fresh green foliage. Here is our selection of some of the best evergreen shrubs for your garden.
• Azalea – Azaleas are compact evergreen shrubs which are smothered in bright flowers in spring.
• Bamboo – Bamboo is a great evergreen shrub which will add height to any garden.
• Camellia Sinensis – Camellia Sinensis offers pretty flowers in late winter and early spring when little else is in flower.
• Daphne – Daphnes are wonderful all year round, and when in flower they give off the most amazing fragrance.
• Lavender – Lavender isn’t only great for summer, but winter too with its fragrant evergreen foliage.
Spring bulbs are one of the easiest ways to offer your garden a colour boost after a long winter. It really is as simple as digging a hole and putting them in; they will do the rest. Spring bulbs are also great when combined with other flowers for a bright, early spring show. Here is our selection of the best spring bulb combinations for your garden.
• Snowdrops and aconite – Who doesn’t love the sight of snowdrops on a dull winter’s day. Combine them with winter aconite for a beautiful colour combination.
• Cyclamen and hellebore – Cyclamen offer wonderful shades of pink which when planted with the dusky shades of Helleborus atrorubens give your garden a bit of stylish winter colour.
• Tulips and daffofils – How could we miss out these two British favourites. The mix of pale yellows and different flower shapes is sure to make you smile on a winter’s day.
Tender perennials will struggle and maybe even die if temperatures go below -5c so now is the time to protect them. If you have a greenhouse, heated or not, simply dig up the plant, put it into a pot and find a warm spot for it inside your greenhouse. Some plants, such as tender cannas, banana plants and ferns will need a little more protection. The best way to protect these are with horticultural fleece. Wrap the whole plant and tape it up securely. Then bring the plant inside and leave it somewhere warm. A loft is often a perfect place for banana plants.
Fancy a whole host of seeds ready for sowing in spring, but without the cost from a garden nursery, then now is a great time to collect seeds from hardy perennials in your garden – you could even be cheeky and collect seeds from other people’s gardens (with their permission, of course). It really is a simple process. All you need is a brown paper bag and some time. Look out for plants with dried out seedheads, carefully remove these from the main plant and empty the seeds into your brown paper bag before sealing it, labelling it and leaving it somewhere dry over the winter.
From Breast Cancer Awareness Month to World Space Week, there is a lot coming up this month to get excited about
Octoberis a month that is filled to the brim with a number of special events and awareness days for a range of notions and themes.
Ranging from a month-long awareness event for breast cancer sufferers to a seven day stretch to look up at the stars for World Space Week, there are several dates that you need to note.
Many of these awareness days are a great way for you to get involved in something new and be part of a bigger picture. Here are just a handful of the events and awareness days that will take place in October in 2022.
WORLD VEGETARIAN DAYThe month will start off in fine style with Saturday, October 1 being World Vegetarian Day.
This day is specially dedicated to those who have left eating meat behind them and adopted a fully vegetarian diet.
There are several dates that you need to note
month-long walking challenge targeted at youngsters to make them more active.
This year’s event will start on October 1 as parents and carers are encouraged to walk their youngsters to and from school, if possible.
As well as the obvious health benefits, this movement also seeks to educate people on the impact small changes, such as walking instead of driving a car, can have on the world’s climate and the wildlife across the globe.
Space agencies, schools, museums and planetariums across the world will host special education and outreach events for all
According to Living Streets, the organisation behind the movement, walking to school will also reduce carbon emissions in the long run.
LOCAL RADIO DAY
Local Radio Day will this year take place on Friday, October 21.
This will be the sixth annual edition of this day, with this year’s theme being “love your place”.
World Vegetarian Day will see groups, charities and schools hold specific talks and events to promote the wider benefits that a vegetarian lifestyle can have, including how this can help the environment and personal health.
October will be a full month dedicated to “Walk to School Month”. This will be a
The day, which is organised by the Local Radio Alliance, aims to celebrate and strengthen the connections that local radios up and down the country have with their communities. Local stations will come together on the day to speak more about the benefits they can bring to news, sports, travel and weather in their respective regions.
The globally recognised World Space Week will this year be held from Tuesday, October 4 until Monday, October 10.
This week aims to celebrate space and sustainability, with thousands of participants in more that 90 countries coming together to celebrate how people can improve sustainability both in space and from space.
Space agencies, schools, museums and planetariums across the world will host special education and outreach events for all.
For example, the Space Museum, in South Kensington, London, will have a number of events to mark World Space Week, including ‘The Sun: Living With Our Star’ and ‘Exploring Space’.
National Black Cat Day will this year take place on Thursday, October 27. This day was first set up back in 2011 by Cats Protection and aims to celebrate the beauty of black cats.
Statistics show that black and black-andwhite cats take longer to find a home when compared to cats of other colours, hence why this specific day was set up.
The campaign encourages people, whether purchasing a kitten or adopting a cat that
needs a new home, to consider picking black felines. Adoption centres, pet stores and animal groups will be holding specific events to promote the beauty that these adorable cats have.
The whole of October will be dedicated to Breast Cancer Awareness.
During this month, people not only in the United Kingdom, but across the whole world will be showing their support for those affected by breast cancer and increase people’s knowledge of the impact of the terrible disease.
A number of different health and cancerspecific charities and organisations will be hosting dedicated events, both in-person and virtually, to mark this special month.
This month will also see ‘Wear It Pink Day’, for breast cancer awareness.
On 21 October, 2022, people up and down the country will, as the name suggests, wear something pink and make donations to work and school.
OCTOBER
There is no stopping globetrotters from seeking adventure
Some will make the most of the cooler weather and do a bit of skiing
The summer holidays may soon be over, but this does not mean you cannot start thinking about your next trip away.
While May to August may be the ideal time for most to enjoy the sun, some may want to continue taking in stunning rays of heat by hopping on a plane and heading closer to the equator.
However, others may instead prefer the idea of jetting off to snowier climates and taking to the slopes.
For anyone on the hunt for beautiful sunny weather in October, there are several countries you could visit across the globe.
However, for those who do not wish to spend too long on a plane, then Lanzarote is a superb choice, as it is a roughly four-hour flight away from the United Kingdom. One of the Canary islands, Lanzarote, sits in the Atlantic Ocean.
For those jetting off to Lanzarote in October, they will experience plenty of sunshine for seven hours a day.
Temperatures are typically between 19C and 27C, according to the Met Office,
presenting a comfortable heat for holidaymakers.
Sports lovers will enjoy a visit to the island, with the weather conditions making it a fantastic spot for a range of activities, including the likes of cycling, kite surfing, surfing, diving and even running.
Holidays do not always have to mean long days relaxing on the beach and working on your tan.
Some will make the most of the cooler weather and do a bit of skiing.
The ideal cold weather sport is a fun activity and can be a great centrepiece to surround a holiday around.
For those looking to head on the slopes in October, then look no further than Switzerland. Skiing is not guaranteed anywhere throughout the year and can be impacted if there is heavy snowfall in an area.
Throughout October, Switzerland has two spots where skiing is typically available, including a glacier in Zermatt and a second in Saas-Fee.
It is known as the pinnacle tournament of the women’s tennis sporting calendar
Itis almost time for this year’s WTA Finals, which will mark the end of a fantastic season of women’s tennis.
Tennis fans will not have to wait too long to take in the spectacle, which will attract the top ranking female tennis players from across the globe as they battle it out in the explosive conclusion of the season to be crowned the best.
This tournament will take place from Monday, October 31 until Sunday, November 6 and had been due to be played at Shenzhen Bay Sports Centre, in China, however at the end of 2021 it was announced that all tournaments scheduled to be played in China and Hong Kong would be suspended in 2022 and
will instead be competed elsewhere. The 2021 tournament in Zapopan, Mexico, saw Spaniard Gabine Muguruza defeat Anett Kontaveit, from Estonia, in straight sets, while Czech duo Barbora Krejcikova and Katerina Sinikova bested Hsieh Su-Wei and Elise Mertens, from China and Belgium respectively, in the doubles.
Eight singles players and eight doubles teams will face off in the two competitions at the finals in a round robin style, split into two groups of four.
In the first four days of the event, each player will play the other three
in their group, with the top two advancing to the semi-finals, before the winners of this round progress to the final to battle it out to be crowned number one.
This will be the 51st edition of the singles events and the 46th of the doubles. Players for the singles tournament earn the right to appear at the finals by having their points totals calculated from sixteen tournaments in the year’s tennis calendar.
Iga Swiatek, of Poland, has already qualified, while the likes of Ons Jabeur, Jessica Pegula, Simona Halep, Coco Gauff, Daria Kasatkina, Maria Sakkari and Paula Badosa, are all among the favourites to appear.
This tournament will take place from Monday, October 31 until Sunday, November 6Very few people remember a day when she did not sit on the throne
QueenElizabeth II is a figure that many of us saw as the leading light of the country for most of our lives. She was born in April 1926 into a world that was unrecognisable to the one that she left on September 8, 2022.
The world’s population was just a quarter of what it is today. Life expectancies were drastically lower and King George V, Elizabeth’s grandfather, was the King. At this time, Elizabeth was third in line to the throne, behind her Uncle Edward and her father, George VI. Elizabeth was not expected to ever ascend the throne, because of Edward’s young age and likelihood of marrying, which would have seen his children precede her in the line of succession. Edward VIII became King in 1936, however, he abdicated later that same year because of his proposed marriage to divorced socialite, Wallis Simpson. This started the reign of Elizabeth’s father, George VI. Because of having no male siblings, Elizabeth became the next in line for the throne, therefore she had to be home-schooled, so they formed a Girl Guides company at the palace to help her make friends. During the dark times of the Second World War, Elizabeth made her first public speech as she addressed the children of the Commonwealth, alongside her younger sister Margaret, which included the now famous line, “when peace comes, remember it will be for us, the children of today, to make the world of tomorrow a better and happier place”. Just two years after the war, Elizabeth married the love of her life, Lieutenant Philip Mountbatten, at Westminster Abbey in November 1947, and he stood by her side for 70 years until his own death less than 18 months ago, in April 2021. In 1948, the couple welcomed the birth of their first child, who would grow up to become King Charles III. They would have three more children, Princess Anne, Prince Andrew and Prince Edward. When George VI died in 1952, Elizabeth became Queen Elizabeth II, the first Queen of the Commonwealth since Queen Victoria who reigned from 1837 until 1901. Elizabeth had been in Kenya at the time of her father’s death, as she was representing the King during a tour because of his declining health.
Elizabeth’s coronation was held at Westminster Abbey on June 2, 1953 and was the first to ever be broadcast live on TV and attracted an audience of 27 million people from the United Kingdom, which had a population of just 36 million at the time. Throughout her decades on the throne, Queen Elizabeth II would see a drastic change in the world's landscape, including the end of the British Empire overseas and a reform of the monarchy to engage further with the public and encourage more royal visits and attendances at events. The Queen stood as a mark of consistency and stability for the country, particularly during difficult periods for the world, including the postwar years of uncertainty. She addressed the country on five occasions, outside of her annual Christmas messages, including a broadcast in April 2020 where she spoke about the Coronavirus pandemic and thanked the NHS and frontline workers for their dedication.
A true indicator of Queen Elizabeth II’s longevity on the throne was the stark number of Prime Ministers that were in power during her reign. At the time of Her Majesty’s coronation, Winston Churchill was PM and just two days before her death, the Queen of England asked Liz Truss to form a new Government, the 15th time she oversaw this process. The likes of Tony Blair, Margaret Thatcher, Harold Macmillan and David Cameron were all in power during the Queen’s reign. Major events that Queen Elizabeth II oversaw during her reign of 70 years, which saw her become Britain’s longest serving monarch, included man’s first walk on the moon in 1969, the Chernobyl disaster, in 1986, the demolition of the Berlin Wall in 1989 and the coronavirus pandemic, which began in 2020. In September 2022, Buckingham Palace revealed doctors were concerned about Her Majesty’s declining health and her family travelled to Balmoral Castle, in Scotland to be by her side. Crowds gathered outside Buckingham Palace as her death was announced on September 8, at which point, King Charles III, the Queen’s oldest son, accessened the throne, to become the first King of the country for more than 70 years. Thank you, Ma’am, and Rest in Peace. God save the King.
This spacious 5 bedroom detached house has the benefit of having a DOUBLE WIDTH GARAGE and is located on one of the larger plots on the development offering excellent scope to extend, subject to the necessary consents. The property has adaptable accommodation having three reception rooms as well as potential for a loft conversion as some other properties on the development have had carried out, again subject to the necessary consents. It is situated on the fringe of the development and has a Southerly facing rear aspect backing other gardens, grounds of the village hall and farmland beyond. The local village Primary School is close by as is St Marys Church and other amenities and the City of Chelmsford is within easy driving distance. INTERNAL VIEWING RECOMMENDED!
A much improved fully detached FOUR bedroom family home which is located on the popular west side of Chelmsford, this property is situated within the cul-de-sac part of St Fabians Drive and has the added benefit of having a southerly facing rear garden. The current owners have improved the property by having replacement triple glazed windows, modern gas central heating boiler and good quality flooring throughout. Off road parking is provided to the front along with single garage.
Situated on the north side of Chelmsford on the outskirts of Broomfield in this EXTENDED semi detached THREE bedroom property. As mentioned earlier the property has been extended to the ground floor and provides a useful dining area and extended kitchen, the rear garden is enclosed with fencing to all side along with a useful garage, the property is close to local shops and bus routes to Chelmsford City Centre along with Broomfield Hospital.
A superb 5 bedroom detached house, vastly improved, extended and re-arranged and offering spacious accommodation coupled with a large East facing rear garden about 110’ in depth from the rear of the conservatory by about 45’ width. The property is situated on the highly favoured West side of the City and is within walking distance of the station and could well suit a commuting buyer. Riverside walks through Admirals Park into the City centre and also into Writtle are also on the doorstep. The accommodation offers excellent family accommodation with 5 bedrooms, two en suites, excellent rear conservatory addition and has a larger than average integral garage. There is an “in and out” driveway to the front and off road parking for a number of vehicles. THIS PROPERTY MUST BE INTERNALLY VIEWED TO BE FULLY APPRECIATED!
Nalla Gardens, Chelmsford
Offered for sale with NO ONWARD CHAIN and Located on the popular north side of Chelmsford on the outskirts of Broomfield is this well established TWO bedroom semi detached bungalow, the property is located within walking distance of local shops which are located in Woodhall Road or Patching Hall Lane, bus stops with routes to Chelmsford City Centre and Broomfield Hospital can be found in Broomfield Road, off road parking is provided to front which provides three spaces.
This property is located in the Galleywood area which is on the south side of Chelmsford, the property has been EXTENDED to the ground floor and now provides a good size lounge with separate dining room you will be able to find a refitted bathroom and a useful ground floor shower room, to the rear of the property you will find an enclosed rear garden useful storage shed and garage.
Barnard Road, Galleywood £400,000
Hollywood Close £450,000
Situated in a cul-de-sac location and being offered for sale with no onward chain is this semi detached three bedroom family home, the property offers good off road parking facilities to the front, enclosed and private rear garden and is located within one mile of local shops, schools and bus routes.
Simmonds Way, Chelmsford £500,000
GUIDE PRICE £500,000 - £525,000 This 4 bedroom link detached house is situated in the favoured village of Danbury within easy access to Chelmsford and offers excellent potential for those buyers seeking a property to modernise and improve to their own taste and requirements. Offering a cloakroom, good size lounge, rear dining area, kitchen, with 4 bedrooms and shower on the first floor. There is an attached garage and ares of garden to both the front and rear. Local village amenities are close by and Chelmsford City centre and station are within easy driving distance.
Available for the first time in many years and located in one of Springfield’s more sought after turnings is this established three bedroom Link Detached property available with NO ONWARD CHAIN. Whilst in need of modernisation the property offers in our opinion a distinct homely feel and is perfectly positioned for those looking for highly regarded local schooling. VIEWING IS STRONGLY ADVISED.
Sidmouth Road, Chelmsford £450,000
The Street, Chelmsford £290,000
Located on the north side of Chelmsford within the idyllic village of Little Waltham is this two bedroom middle terrace cottage, the cottage is within walking distance of many Countryside walks, two popular county pubs and bus routes to Chelmsfords City Centre. The property offers no onward chain and is available to view immediately.
Seventh Avenue, Chelmsford £600,000
A SPACIOUS established 4 bedroom semi detached house with EXTENSIONS to the side and rear and having a LOFT CONVERSION as well, all greatly enhancing the accommodation. The property is located on the North side of Chelmsford in the favoured “Avenues” being convenient for local amenities including bus services, shopping parade and also the King Edward Grammar and County High Schools. The property has off road parking to the front and a delightful established rear garden. Internally the accommodation has a lounge / dining room with useful study addition, extended kitchen, utility and ground floor shower room, three bedrooms and bathroom on the first floor and the further bedroom as the loft conversion. Character properties in the Avenues are always in demand hence an early viewing is highly recommended!
Heath Drive, Chelmsford £425,000
An EXTENDED 3 bedroom semi detached house of the “Rogerson” design build situated on the Moulsham Lodge development on the South side of Chelmsford. The property is offered for sale with vacant possession and no onward chain and comprises a hallway, cloakroom, extended lounge / dining room, kitchen, 3 bedrooms and bathroom with separate wc. There is a garage within the rear garden and driveway providing off road parking. Local amenities are close by including schools, bus services and local shopping parade and Chelmsford City centre and station are within easy driving distance. EARLY VIEWING RECOMMENDED!
White Mead, Chelmsford £525,000
GUIDE PRICE £525,000 - £535000! Offered for sale with NO ONWARD CHAIN is this 3 bedroom LINK DETACHED BUNGALOW situated in a small turning of other similar bungalows in the Village of Broomfield on the North side of Chelmsford. The bungalow offers good size accommodation in a “tucked away” location and has gardens to the rear and side and an attached garage. Local amenities are close by including bus services and shopping parade and Broomfield Hospital is literally on the doorstep. Chelmsford City centre and station are also within easy reach as well. The accommodation comprises an entrance hall, cloakroom, rear lounge, kitchen / breakfast room with rear lobby addition, there are 3 bedrooms and bathroom with “walk in” bath and there is an established West facing rear garden. RECOMMENDED!
Century Tower, Chelmsford Essex £290,000
Located within close proximity of Chelmsford City centre and station is this recently built two bedroom apartment within this imposing tower block which fronts Central Park. The apartment has a security entry system and comprises a good size lounge with further useful area, kitchen, shower room, main bedroom with en suite bathroom and further bedroom. There is also an allocated parking space. WELL WORTH AN INTERNAL VIEWING!
Molrams Lane Guide Price £485,000
We have great pleasure in bringing to the market this exceptionally well presented detached property situated in the village of Great Baddow. Offering versatile accommodation, the property offers 2/3 bedrooms, a good size sitting room in addition to a very spacious kitchen/diner with adjoining garden room, utility and ground floor cloakroom. To the front there is ample off street parking for a number of vehicles and well tended lawns, whilst to the rear is a simply superb garden which has been well tended over the years by its current vendors. There is possible scope to extend subject to planning consent. VIEWING IS STRONGLY ADVISED!
Hopkins Mead, Chelmsford £600,000
GUIDE PRICE £600,000 - £625,000! A considerably EXTENDED and very well presented 4 BEDROOM DETACHED HOUSE which needs to be viewed to be fully appreciated! The accommodation has been greatly enhanced by extensions to both the FRONT AND SIDE and now has adaptable accommodation having a cloakroom, pleasant rear lounge, dining room, study and kitchen / breakfast room and having a main bedroom with DRESSING ROOM AND EN SUITE SHOWER ROOM, three further bedrooms and family bathroom. There is a GARAGE, WORKSHOP and SUMMER HOUSE and a quite private triangular shaped rear garden.
Norfolk Drive, Chelmsford £435,000
This 3 bedroom house has recently been IMPROVED and needs to be internally viewed to be fully appreciated. It is located on the Northern side of Chelmsford with bus services and local shopping parade close by. It comprises an entrance hall, lounge to the front, refitted rear kitchen / dining / breakfast room, 3 bedrooms and refitted bathroom. There is off road parking to the front and a good size garden within which are two outbuildings, one used as a UTILITY / CLOAKROOM the other larger one as an OFFICE / GYM. Chelmsford City centre and station are also within easy reach. PLANS PASSED FOR A SIDE EXTENSION - EARLY VIEWING RECOMMENDED!
Aubrey Close, Chelmsford £535,000
Stunning views across fields to the rear, a four/five bedroom link-detached offered with no onward chain. Located within walking distance of Broomfield Road Shopping Parade, convenient access to both City centre and Broomfield Hospital.
Perry Hill, Chelmsford
Extensive 4/5 bedroom three storey property, particularly convenient for the City Centre and mainline railway station, a ground floor family room extension transforms the property and allows the first floor lounge to be used as a fifth bedroom. There is a ground floor cloakroom, en-suite to bedroom one, presented to a high decorative standard with parking to the front and good size garage.
ONWARD CHAIN COMPLETE! Great potential with planning permission for a two storey rear extension! Detached house with 6 bedrooms in total with 4 to the main house and 2 in an annexe to the side. The property has a large rear garden, is located approximately 3/4 of a mile from Chelmsford City centre with parking to the front and close to Admirals Park.
Tower Avenue, Chelmsford £650,000
Goldlay Avenue, Chelmsford £575,000
This established 3 bedroom semi detached house benefits from a REAR EXTENSION which greatly enhances the accommodation and still has excellent potential for further extension or enlargement, subject to the necessary consents. It is located on the fringe of Old Moulsham being within walking distance of the City centre and station hence could well suit a commuting buyer. It comprises an entrance hall, two reception areas, ground floor bathroom, refitted rear kitchen extension, three bedrooms and further shower room. There is a large rear garden extending to over 100’ in depth and there is a shared driveway giving access to a garage.
Our boards are highly visible and one of the most effective marketing tools which is available 24 hours a day.
We will arrange to come and take professional photography to showcase your home to its best potential.
We will produce professional floorplans so your buyer can see a clear layout of your property before viewing.
If an EPC is required we can offer this service the same time as your floorplan is produced.
We will design and print a detailed set of property particulars for your property to be sent to our database of potential buyers.
We will advertise your property on Rightmove to make you you receive maximum exposure.
When you choose to market your property with Adrians, you can be confident that we’ll ensure that everything goes smoothly.
A leading independent agent covering all of Essex, the name Adrians is synonymous with trust, excellence and integrity.
With decades of experience, specialising in all aspects of residential property, our friendly, enthusiastic and professional service ensures that our clients continually return to sell and buy through us.
Our qualified database of home buyers will be notified of your property coming to market on their dedicated search websites where they can book viewings and offer feedback.
Quite simply we endeavour to sell your home for the best price, in the shortest possible time, providing you an outstanding service, with a personal and friendly approach.
We also recognise the importance of marketing, so your property will be advertised on the major online property portals, our website and social media sites, as well as traditional placement in our window display.
Exclusively to us in our area, your property will receive its very own FREE Property Website showcasing a property video, OFSTED reports, and a property brochure. Sharing your personalised website across the social networks widens the audience for your property, to find the right buyer and increasing the chances of a quicker sale.
Comparables of houses SOLD and price guides
Print marketing: Property brochure, photography, floorplans and newspapers Tech gimic (Drones, 360 tours)
We can feature your property in the next edition of our fabulous monthly publication to further widen the exposure of your property being marketed in the local area.
We distribute our magazine to local businesses in the High Street as well as when we visit peoples homes for property valuations... and we value a lot of properties in the area!
With social media being such a powerful marketing tool, we actively advertise our properties on Facebook and Twitter.
We can also boost your posting to reach a wider but targeted audience.
Portals and websites Video microsite on our website SOLD Feature on our Facebook, Twitter and Google+ Rightmove featured property advertising* Feature in our monthly magazineNigel started his agency career in 1986 working for a corporate company in Billericay and after some years’ experience joined a large independent agent in 1993 as a senior negotiator. He was soon promoted to Branch Manager successfully running a large office in Chelmsford until 2013.
In 2013, having previously worked together in the same office, he teamed up with his now co director Ray Cline and acquired Adrians from the retiring partners.
“Adrians have a reputation built on trust and recommendation and my goal is to continue the traditional core values of good honest estate agency coupled with new technology and a modern approach.”
Ray Cline M.N.A.E.A | DIRECTORRay has been in estate agency for over 30 years, starting his career with a large corporate estate agent. 2013 presented the opportunity to apply all his experience to running his own agency when the previous owners of Adrians retired.
“I have for over 10 years been on the Essex Branch Committee for the National Association of Estate Agents which is our governing body. Choosing the right agent is an important decision; you need to be sure it’s an agent that will conduct their day to day business in a trustworthy, professional manner. The Adrians history and reputation is something we are proud of and will continue to protect and develop.”
Gary Ketley | BRANCH MANAGER
Gary has been at Adrians in Chelmsford for 35 years and has had the pleasure of helping people with their move two or three times over, as they have moved home to suit their different needs. This lengthy time working and living locally provides an exceptional knowledge of the area which qualifies Gary to give accurate and in depth advice to sellers and potential buyers.
“I am a calm and friendly person driven by my attention to detail in both the contact with my clients and the presentation of our property details - good photography is essential both for the brochure and internet portals. I treat people the way I would like to be treated myself and I am proud of Adrians’ reputation.”
Daniel’s agency career started back in 1996, initially with a local corporate agent. However, he chose to move swiftly into independent agency where he rose through the ranks to management, and finally associate Director level. Now with over 20 years in the industry, Daniel not only has great knowledge of the local areas but also the experience needed to help guide clients with their move.
“I am just as excited about the industry now, as I was when I first started back in the mid 90’s. The need for an educated and approachable estate agent that can guide buyers and sellers through the process is more evident now than ever, and I feel that at Adrians, we are perfectly placed to do so.”
Katherine Gardner | SALES CONSULTANT
Katherine has over 10 years’ experience within customer service. A very self-motivated and independent performer, able to serve as a communication liaison between different parties of professionals, so the flow of information and stages occur in a timely matter on behalf of the customer.
Jodie Truong | BRANCH ADMINISTRATOR
Jodie has worked within the estate agency industry for 5 years working as a regional administrator alongside large corporate companies. However, she is not only admin based and will often be found on the phone to tenants and buyers helping them find their new home. Her aim is to always provide the highest levels of customer service and to exceed clients expectations.
Toby has recently joined the team having spent a short time in the Lettings sector. He has recently enrolled on a Level 3 Property Management Course to extend his knowledge in the industry and pursue his career further. Adrian’s has a strong reputation for being customer focussed and providing excellent service to the community. “I thoroughly enjoy all aspects of the job particularly building positive customer relations and sharing in their experience”
adrians-property.co.uk
Do you have an investment property to let?
If so, we’re here to help you make it work.
We understand your property’s performance is key to your financial planning. It’s why you can rely on us to provide trusted advice and exceptional service.
Whether it’s your first time, or you’re a seasoned landlord – we can help you find great tenants, maximise your rental yields, and feel confident your property is in safe hands.
Just give us a call or pop in for a chat and let our friendly team of qualified professionals guide you through each step of the process.
And if you have very specific needs, no problem. We pride ourselves on making your life easier by going the extra mile.
So whether you have a list of ‘first-time’ questions or you need advice on how to manage an extensive portfolio, we can help make letting a financially rewarding experience for you.
Being a landlord is as complicated and as stressful as you make it.
Come visit our offices and have a chat with us to see how we can tailor our services to suit your needs.
Letting fee: 75% of first month’s rent + VAT (subject to a minimum fee of £700 + VAT)
Monthly management fee: 10% per calendar month + VAT (of the monthly rental amount)
Marketing of the property with high quality photographs and room dimensions. Accompanied viewings with honest feedback provided. Full referencing on all Tenants over the age of 18. Tenancy agreement. Move in of Tenants. Written inventory with supporting photographs in a professional report. Deposit registration. Rent collection with monthly statements. Property management including out of hours maintenance handling. Quarterly inspections with no charge for any additional visits.
Renewal: £100 + VAT
Letting fee: 75% of the first month£s rent + VAT (subject to minimum fee of £700 + VAT) Marketing of the property with high quality photographs and room dimensions. Featured on two major online property sites, Adrians website, social media platforms, office window display and monthly magazine. Eye-catching ‘To Let’ board erected. Accompanied viewings with honest feedback provided Full referencing on all Tenants over the age of 18. Tenancy agreement Move in of Tenants.
Renewal: £100 + VAT
info@adrians-property.co.uk
Deposit: Maximum one
rent. This is to reserve a property. This will be retained if any relevant person including any
withdraw from the tenancy, fail referencing, provide false/misleading
or fail to meet the deadlines states in the terms of tenancy at initial sign up.
Deposit: Five week’s rent. This is to covers any dilapidations caused during the tenancy. Late/unpaid rent: If the
is more than 14 days late, interest will be charged at 3% above the Bank of England Base Rate from
until
(per
Ifyou are looking to sell your house, or have had your home on the market for a while now, then you probably want to get the maximum sale price in the quickest time. There are a few things you can’t control – but the one thing that is in your control, is the look and feel of the interior and exterior.
While it’s worth spending time fixing and cleaning your house before potential buyers come and view, it’s also important to de-clutter. This creates spacious rooms and also allows you to decrease and organise your personal items before you move yourself. Of course it’s understandable that you don’t to want spend money, time and energy on a home you are about to leave, however, a lot of people are looking for a house in which they can move straight into. Maintaining your
property might even save you thousands of pounds; it could even reduce added expenses of living in your home whilst waiting for a sale. And it might even help avoid possible reductions in the asking price.
The main reason in which people move house tends to be because they lack space in their current home. They want a home that is spacious and in which they can grow into. If a potential viewer comes to your home and sees that there is lack of space, then this will turn them away.
De-cluttering allows you to remove any unnecessary items in an untidy or overcrowded place. It will help maximise your space, emotionally prepare you to move, and will allow you to focus your buyers on what is important.
Maximise your home’s potential and create spacious rooms enticing potential buyers – simply by de-cluttering!
De-cluttering allows you to… maximise your space, emotionally prepare you to move, and will allow you to focus your buyers on what is important
You need to create a great first impression and focus on the rooms themselves. You will notice that the first things you see in each room are personal items. Where possible you want to create the look of a
them into things you want to keep and things you want to get rid of. You may even find that you have collected a cupboard full of paper work. Get yourself organised! Don’t just throw it all away, but file it and go through it thoroughly. This will also make it easier when you move.
De-personalising can also be a great way to declutter. Too many personal effects can be distracting to buyers. They want to see a house in which they can make their own memories rather than seeing yours. Again, personal items can be stored away. Remember
lifestyle that the potential buyer want. This usually has a ‘show home’ feel, rather than a ‘lived in’ feel. Minimising your things is the quickest way to do this: you want to ensure that potential buyers can do simple things, like, open any doors easily, ensuring that there are no obstacles.
So, what do we mean by clutter? There are two types: genuine clutter, and items that you want to keep but don’t work for the sale of your property.
Genuine Clutter: You need to go through the space and sort out each item, categorising
You also want to focus on little things like DVDs, books and trinkets. These items may have some small value so sell them or donate them to charity. Get rid of any old shoes and coats that are lying about in your porch or hallway. You might want to hide away the coats and shoes you do currently wear. Store them in your wardrobe, while you have viewings.
Items that you want to keep but don’t work for the sale of your property: You may want to consider putting some items in storage while you sell your home. Sometimes items are too large or even too small for some spaces and can make the room look odd. If you want to keep these particular items, then store them until you move into your new home.
that this is only a temporary way of living and hopefully it won’t be for long! If you find you are keeping more things than you are throwing out, then think about whether or not it’s in the right room or do you even need it now?
As previously mentioned, you can attempt to sell some of the things you have acquired over the years. Use sites like eBay, Gumtree and social networking sites to try and sell items. You may want to even hold a house sale for the remaining items that you can’t sell. Failing that, why not donate to charity.
The end goal is still the same and it’s important to help potential buyers envision your house as theirs. So remember, decluttering will make your home more spacious and entice potential buyers!
If you are throwing away paperwork, shred anything that is confidential
De-clutter before agents come and take photos of your property. This will help attract more potential viewers online and get that first good impression
Don’t spend too long on certain items and don’t get distracted. Keep yourself motivated and race against the clock!
Make it fun! Play some music or watch TV while you de-clutter
Where possible you want to create the look of a lifestyle that the potential buyers want
Once a sale has been agreed and is in the hands of your solicitor, it will go through the following stages. Sometimes additional work will be needed – for example, if the property is leasehold or is yet to be registered with the Land Registry. It is also important for buyers to discuss the availability of their deposit with their solicitor early in the transaction, and we strongly recommend that you contact your solicitor regularly so that they can keep you fully up-to-date with the progress and the latest timescales.
• Obtain a copy of the Title Deeds (or office copies if the title is registered)
• Obtain a copy of the Energy Performance Certificate (EPC) (if applicable)
• The seller(s) will return a completed Property Information Form and a Fixtures, Fittings and Contents Form to the solicitors
• Copies of the above documents, plus a draft contract – this is known as an ‘Information Pack’ – will be sent to the buyer’s solicitor
• Answer the buyer’s solicitor’s additional enquiries (for example, specific questions about fixtures and fittings) and obtain copies of any planning consent documents
• Agree the contract and arrange for the sellers to sign it in readiness of the exchange (below)
• All parties agree completion dates and the contracts are exchanged
• Obtain redemption figures from the mortgage lender and reply to requisitions on title
• Approve the transfer and arrange for the seller(s) and buyer(s) to sign
• Receive the agent’s fee account and seek the seller’s consent to settle this out of completion funds
This is the date the ownership of the property passes from the seller to the buyer, and it follows the successful transfer of funds. It’s the date that the whole process works towards.
• Receive completion funds and (only when this has been completed) instruct your estate agent to release the keys to buyers. Redeem mortgage and forward the financial statement. Forward any surplus funds (unless these are being used to fund an onward purchase). Ensure all outstanding bills are paid
• Forward transfer documents and deeds to the buyer’s solicitors
• Forward evidence of ‘discharge of mortgage’ to the buyer’s solicitors
• Obtain the Information Pack, including a copy of the EPC (if applicable) from the sellers’ solicitor and raise any additional queries
• Initiate any specialist searches (for example: a coal search). Submit local, environmental and water searches and a chancel check. This takes about 10 working days in total, and enquiries are then usually raised from the results
• Approve the contract when all enquiries are satisfactory and complete. (At this stage, a mortgage transfer deed will need to be signed and witnessed)
• Receive a mortgage offer and instructions from the lender and deal with any conditions set out by them. Make sure that life cover and buildings insurance is being arranged
• Request the deposit, report back to the buyer, and arrange for the contract to be signed. Place buildings insurance and life cover in force
• All parties agree completion dates and the contracts are exchanged
• Raise ‘requisitions on title’ and prepare the draft transfer deed
• Report on title to mortgage lender and obtain funds for completion, including Stamp Duty (if appropriate)
• Prepare accounts, obtain signature to mortgage deed and undertake final Land Registry and Land Charges searches
This is the date the ownership of the property passes from the seller to the buyer, and it follows the successful transfer of funds. It’s the date that the whole process works towards.
• Forward to the seller’s solicitors the balance of funds − it is only then that they can authorise the release of the keys. Receive from the seller’s solicitors, the transfer document deeds
• Stamp the Transfer Deed, register the buyer’s ownership with the Land Registry and forward the deeds to the lender or client (where appropriate)
Contract - The agreement that sets out the main terms that have been agreed − for example: price, address, names, etc. Two copies are drawn up, and each party signs one in readiness for the exchange of contracts.
Deposit - The part of the purchase price (usually 10%) which the buyer pays on exchange of contracts.
Exchange of contracts - The swapping of signed contracts by the solicitors (together with the buyer’s deposit). After this, the contract is binding.
Energy Performance Certificate - This contains information on energy use, energy performance, carbon dioxide emissions, and fuel bills.
Land Registry - The Government department that records who owns what land, and under what conditions.
Local Authority Search - A list of questions that are specific to the property and intended, for example, to discover if there have been any planning applications on the property, if the road to the house is maintained by the council, etc.
Mortgage Redemption Figure - The amount required to repay the outstanding capital/ interest of a mortgage.
Property information form/fixtures, fittings and contents form - Standard forms about the property that the seller answers for their solicitor (for example: what will be left behind, details of guarantees, etc.)
Title Deeds - Legal documents that prove ownership of land/buildings, and the terms on which they are owned.
Transfer of Title - The document that passes the ownership from the seller to the buyer.
Stamp Duty for buy to let investors and second home owners - An additional tax, paid by the buyer purchasing an additional property that is not their main residence. It includes buy to let landlords and those buying second homes and holiday homes. The higher rates will be 3 percentage points above the current rates of duty shown below.
Requisition on title - An enquiry relating to the completion arrangements.
Seller’s Pack - This comprises a Property Information Form, a Fixtures, Fittings and Contents Form, a copy of the title deeds and the draft contract.
Stamp Duty - Currently, the Stamp Duty threshold for residential properties is £125,000. For first-time buyers, you’ll get a discount as long as the purchase price is £500,000 or less.
However, how much you pay is also dependent on whether you already own another property or if you’re a non-UK resident.
