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Senior Life St. Joseph Edition March 2021

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St. Joseph Editi Edition o Reaching South Bend And Surrounding Counties

www.seniorlifenewspapers.com

Vol. 34, 3 , No. 10

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Roberta Hudson Strachan has a gift that others do not — she “sees things that others fail to visualize.” What Strachan sees becomes the subject of her art, which is on display at the Tutt and LaSalle branches of the St. Joseph County Library. “I am a visual individual,” she said. “Art and photography have become my eyes.” At 77, the former mental health nurse is creating works of art in various mediums. For the next month her work is available for the community to enjoy. “There are 13 pieces on display,” Strachan said, adding, “two sculptures, one silk screen, two copper etchings, three digital art pieces, three photos that I took last year, and two photos that I took in 2016, )($785(' $ while living in Walnut Grove Mutual Housing in 'DPLHQ 6KLSP 57,67 ³ 6W -RVHSK &RXQW \ /LEUDU\·V 7X DQ ULJKW VWDQG WW E ZLWK IHDWXUHG South Bend.” RI KHU DUWZRUN DUWLVW 5REHUWD UDQFK OLEUDU\ VWDII 6DGLH % RUNRZVNL OHIW + XGVRQ 6WUDFKD Strachan, who turned 77 on Feb. 18, was a half DQG Q PLGGOH LQ IU RQW RI WKH GLVSO time art major at Indiana University South Bend Fine D\ from 2009 until 2015. In her 60s, she attended classes Arts magazine, “The Aspire,” pawhile working as a substitute teacher in local school which is published in the fall. The first piece, a silk tience, tolerance, a sense corporations. Although she did not graduate from IUSB, screen of Leeper Park, was published in 2014. A copper her experiences there fueled her artistic drive and moti- etching of a robin’s nest was published the next year, in of humor, understanding and wisdom.” Strachan moved to South Bend in 2007, relocating vated her to continue exploring her artistic nature. 2015. Her photographs have also been featured on local from the Takoma Park, Md. She retired from nursing “I discovered printmaking as a student at Indiana television networks. and wanted to move closer to family. University South Bend,” she recalled. Despite her love of printmaking, that has proven Strachan’s art ambitions continue. She has applied to Printmaking is images that are created on paper, difficult for Strachan to continue creating. She has the Chicago Institute of Art to obtain a master’s degree fabric, parchment plastic or other material using a adapted and has a new favorite artistic medium — phoin art therapy and counseling. technique that transfers the artist’s image onto the tography. According to her, her phone’s camera makes it material with the artist’s own hand. It was while preparing her portfolio for admission much more accessible than other art forms. that she received the offer to showcase her work at the “Alan Larkin was my printmaking instructor. He She credits a rough and traumatic childhood with, as library. was a very dedicated individual,” Strachan said. “Alan she puts it, “altering her DNA artistically.” helped me to believe in myself and my art.” “My growing up was hell,” she recalled. “In many “I will always be grateful for every opportunity to While at IUSB, several of her art pieces were selected ways, I remain grateful for this traumatic home life share my artwork because it’s God’s gift to me,” she for publication in the annual Ernestine Raclin School of because I learned lifelong valuable lessons. I learned said.

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2 ■ SENIOR LIFE ■ March 2021

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Key Positions

Servant leadership philosophy drives Goodwill’s Guy Fisher %< /2,6 720$6=(:6., )HDWXUH :ULWHU Sharing the message that Goodwill is more than just a thrift store is part of Guy Fisher’s job, but it is also how he found his new career after years in the higher education environment. Fisher is the vice president for community engagement for the regional offices of Goodwill. While many people easily recognize Goodwill as the place to find one-of-akind deals, it also serves as a job training center and even provides a program for adults to complete their high school education.

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“Goodwill is about helping people get to work,” Fisher said. The South Bend office that he works out of serves 16 counties in Indiana, as well as parts of Michigan and Illinois. Donations, grants and other donation revenue that the organization receives is spent locally, including a recent multi-million dollar grant from MacKenzie Scott, the former wife of Amazon CEO Jeff Bezos, used to fund the programs that help people find jobs and overcome employment obstacles. “Eighty-nine cents of every dollar we bring in to our organizations goes into program support,” Fisher said. As vice president of community engagement, Fisher can be found giving tours of Goodwill facilities, handling public relations and marketing functions, and organizing fundraisers, such as the Little Black Dress Fashion Show, which is held twice a year. He also coordinates the nonprofit organization’s partnerships to benefit the community, such as the Stuff-a-Backpack initiative with WNDU or food drives and other events. Fisher started with Goodwill in January 2014 as director of fund development.

*,9,1* $ 7285 ³ *X\ )LVKHU WKH YLFH SUHVLGHQW RI FRPPXQLW\ HQJDJHPHQW IRU *RRGZLOO ,QGXVWULHV OHDGV D JURXS RQ D WRXU RI WKH ORFDO 6W -RVHSK &RXQW\ IDFLOLW\ 3KRWR SURYLGHG About a half-year later, he moved into his current position, which underwent a title change – from vice president

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of mission advancement to vice president of community engagement. Prior to coming onboard with the nonprofit, he spent three decades working in administration and financial aid for a local college. He credits divine intervention for directing him to Goodwill’s door via a combination of referrals from friends and acquaintances, encouragement from his family and some not so subtle messages that came into his view, such as seeing Goodwill trucks and advertisements as he contemplated applying for a posted position. “Every day is different for me,” Fisher said, “which makes it interesting. I never feel as though I am going to work.” There are similarities with his work at Goodwill and his previous occupation. Both dealt with educating people in some capacity and helping people work through the chal-

lenges they face in becoming employed. The difference is that Goodwill works with speed to create solutions to the challenges that people in the community may have, whether those challenges are from a lack of education, previous poor life choices, being an older worker, or physical or cognitive abilities. “We look at the opportunities in our community and ask how we can help to be a resource,” Fisher said. “We move faster and we respond quicker.” Fisher said he is wired as a “servant leader” and Goodwill satisfies this aspect of his personality. His efforts to raise awareness about the scope of Goodwill’s programs and opportunities and his preference for a challenge have helped him mold easily into nonprofit work. Leadership, according to him, is to “lead my team by being a servant to them,” he said.

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March 2021 ■ SENIOR LIFE ■ 3

I got you covered — put a lid on it When you are stuck at home due to COVID, it creates opportunities to deal with household issues you wouldn’t normally ,1 $ have time to 1876+(// mess with. %\ ',&. I spent a :2/)6,( fair amount of time last weekend putting my books on my shelves in alphabetical order. The Dewey

decimal system was no longer working for me. (Are you under 50? Please Google it.) Mary Ellen had her own project. She took her usual measured approach, recognizing that one solution does not fit all. There was some trial and error in her method, but she knew that if she resolved the issue, everything would be a snap. The annoyance could be ignored no longer: Most of our Tupperware had lids that didn’t fit or were missing. I had also recognized there was a problem. You see, almost every leftover in our refrigera-

Floaters are in the eyes of the beholder ... usually %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV When it comes to floaters, the eyes have it. These eye specks and clouds can be a brief diversion or stubborn irritant. No one really knows why. We do know that they usually affect folks starting in their 50s. They are cells or bits of vitreous material that can drift through the eye fluid for lengthy periods or fall slowly to the floor of the eye where the brain will ignore them. Floaters are generally seen as harmless. But they can be harbingers of serious eye conditions such as a retinal tear or detachment, which is a serious threat to your eyesight. Floaters may also signal diabetic bleeding of the eye or a blocked blood vessel. They often appear after procedures to eliminate cataracts; in that case, they could be detritus from the procedure. They can resemble small flashing lights, strands of thread, dancing black spots, small dirt-like clumps or misty swirls. At the first sign of floaters, visit your eye doctor so she can give you a thorough examination and determine a course of action. This can range from just ignoring them because they’re harmless to serious surgery to repair damage. In some cases, laser treatment can zap the spots out of existence. Most oldsters have experienced these floating phenomena. Some say they just quit what they’re doing and do something different for a few moments and the floaters disappear. Others get up and do a bit of exercise to get rid of them. Many soothe their eyes with a washcloth or towel soaked in warm water. If they crowd in while you’re working at a computer, lowering the brightness of the screen helps them disappear. Sunglasses soften their edge if you’re outdoors. Not all floaters are floaters. Flashes of light or zigzags zipping across your vision can presage migraine headaches. Closing one eye at a time can help identify the cause. If you see something different in each eye, it’s likely you have the less perilous floaters.

Harmless floaters can take a lot of getting used to. But eventually you will stop noticing them as much. Mature Life Features, copyright 2020

tor is in a nifty little pastelcolored plastic container with a piece of Reynolds Wrap over it. I think this is one of the reasons my mouth waters whenever I see aluminum foil. This lid dilemma is mostly my fault. I always put the Tupperware tops on the bottom shelf of the dishwasher and an hour later the result looks something like a Salvador Dali clock. Years ago, there was a lady in Fort Wayne who had potato chips that looked like famous people. I have a Tupperware lid that looks like Mick Jagger. Whoever invented Tupperware made the same mistake that the Heinz people once made. Not to mention the BIC pen people. And many toothpaste companies. Tops should always be attached. I’m glad the people at American Standard attach the lid to the seat. It’s a good thing, or men

like me who are always losing things would spend the first half of the day looking for the TV remote, then divide up the next 12 hours between the cell phone and toilet topper. “Mary Ellen, have you seen the lid to the toilet seat?” “Did you misplace it again? When was the last time you used it?” “This morning, moments after I brushed my teeth.” “Well, it must be there. Did you put it down somewhere? Come to think of it, you never put it down.” But getting back to my wife’s little project in the kitchen, of trying to match container parts. Personally, I thought the whole thing was a waste of time. “Why are you even bothering, Mary Ellen? Just throw out the misfits. We’ll buy new Tupperware.” “Well, Dick, that is an odd position to take for a man

whose bottom dresser drawer is storing 11 solo socks that don’t have a mate.” (Few things are harder to put up with than the annoyance of a good example. –Mark Twain) “Mary Ellen, what’s that hint of orange on all these containers?” “That’s just marinara sauce stains that won’t come out.” “Well, if all those containers are stained and ugly, you really should throw them out. What good are they?” “Boy, that sock analogy still hasn’t sunk in, has it?” It reached the point where I couldn’t stand it anymore. The shuffling and rattling were disturbing my Sunday nap so I marched into the kitchen. “Mary Ellen,” I implored, “can’t you stop this silliness for an hour and do something else?” She told me to put a lid on it.

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4 ■ SENIOR LIFE ■ March 2021

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Spotlight

Parks advocate honored with an award %\ /2,6 720$6=(:6., )HDWXUH :ULWHU Evie Kirkwood, who retired in May from her career with St. Joseph County Parks, was recently named a National Association for Interpretation Fellow, an award for which she said she was humbled to receive. Kirkwood, who was a founding member of the organization, said she has given these awards to others in the interpretive field

over the years. Some of these award recipients have written books and accomplished many amazing projects, she said. “It was a wonderful honor because it came from my peers,” Kirkwood said. The interpretive profession encompasses a variety of settings, anywhere in which someone engages in informal education. This can include docents at museums, parks, nature centers, zoos or aquaria, historical sites

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Senior Life newspapers are monthly publications dedicated to inform, serve and entertain the senior citizens in Northern Indiana and Southern Michigan. Each of the four editions focus on local information for each area. Senior Life is privately owned and published by The Papers Incorporated. STAFF Ron Baumgartner, Publisher . . . . . . . . . . . . . . . rbaumgartner@the-papers.com Carrie Goralczyk, Business Manager . . . . . . . . . . . . . . cgoralczyk@the-papers.com Steve Meadows, Director Of Marketing . . . . . . . . smeadows@the-papers.com Bill Hays, Advertising Manager . . . . . . . . . . . . . . . . . . . . . . . . . bhays@the-papers.com Account Executives Cathy Wilson . . . . . . cwilson@the-papers.com • 1-866-580-1138 Ext. 2402 Commercial Printing Sales Representative Rich Krygowski . . . . . . . . . . . . . . . . . . . . . . . rkrygowski@the-papers.com Barb Walter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . bwalter@the-papers.com Deb Patterson, Editor-In-Chief . . . . . . . . . . . . . . . dpatterson@the-papers.com Phoebe Muthart, Editor . . . . . . . . . . . . . . . . . . . . . . .pmuthart@the-papers.com Jerry Long, Circulation Manager . . . . . . . . . . . . . . Jerry Long@the-papers.com EDITORIAL DEADLINES Elkhart/Kosciusko Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15th Month Prior St. Joseph Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15th Month Prior Allen Edition. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th Month Prior Northwest Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th Month Prior SUBSCRIPTIONS Mailed subscriptions are available, prepaid with order at $34 for one year; and $58 for two years. (Select one edition.) Your cancelled check will serve as your receipt. ADVERTISING For advertising deadlines call your sales representative. The existence of advertising in Senior Life is not meant as an endorsement of any product, services or individuals by anyone except the advertisers. Signed letters or columns are the opinion of the writers, and not necessarily the opinion of the publishers. PRODUCTION Senior Life is digitally composed on Macintosh Computers using Digital Technology’s Newspaper Publishing Suite software and Photoshop software. Submit ads as .tif, .eps or .pdf files. ASCII (generic text) may be submitted via email or on CD/DVD. Check our website at www.the-papers.com for guidelines on preparing ads electronically. Graphics for ads can be emailed as PDF files to adcomp@the-papers. com. If you have any questions, give us a call and we’ll walk you through it. REPRINT RIGHTS Reprinting in part or whole of any article in Senior Life is not allowed without express written permission from Senior Life.

and botanical gardens, she explained. “Their role is to help the visitor understand more about the cultural or natural world,” she said. “They interface with the visitor and the resource at the site to understand the emotional connection.” Her role with St. Joseph County Parks started with a college internship; at her retirement, that career now spanned four decades. As the director, a title she held at her retirement, she oversaw the development of

many new programs and facilities for the community. Her most recent one is the hopefully soon to be completed River Ramble, a play space that incorporates the St. Joseph River into the theme. The site includes a river overlook, hollow logs to climb on and crawl through, stones to stack and several child-friendly activities like pumping water or crawling up a climbing net. The goal of the $750,000 project is to give parents a place to help their children interact with nature and forge some positive

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memories of the county parks. She has volunteered to stay on and help with the final details for the project, which is hoped to open in late spring. It has been hard to leave all those years of park administration behind her, but Kirkwood said there have been advantages. She has been enjoying the opportunity to spend time with her husband, who is also retired. “And there has been a reduction in stress,” she said. “Any kind of adjustment takes a little time.” When she started in the parks, there were very few women working in the field. The same was true when she became a park director. “Over time, it has shifted to being predominantly women,” Kirkwood explained. Now that she has retired, she has more opportunities to engage in favorite hobbies. Her husband, Craig, and she are avid bird watchers, hikers and motorcycle enthusiasts. While the pandemic has curtailed the couple’s plans to travel far and wide on camping trips, they have been enjoying short trips to parks in Ohio, Michigan and Indiana. “There are so many wonderful places to explore,” she said. Kirkwood may be looking forward to her new leisure lifestyle, but she will continue to advocate for local parks. She is also using her professional skills to freelance as a consultant. The former parks director and now park visitor has a unique perspective. “I can see it from both sides now,” she said.


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March 2021 ■ SENIOR LIFE ■ 5

Five reasons why you need an estate plan %\ 0(* 0 /2,7= - ' 9LFH 3UHVLGHQW DQG 7UXVW 2IÀFHU :HDOWK 0DQDJHPHQW &HQWHU Many people think that estate plans are for someone else, not them. People will rationalize that they are too young or don’t have enough money to justify the time and expense of creating a plan. However, estate planning is for everyone, regardless of age or net worth. Here are just a few reasons to stop procrastinating. Loss Of Capacity What if you become incompetent and unable to manage your own affairs? Without the proper estate plan, the court will select the person to manage your affairs. With the proper plan, you pick that person. Minor Children Children are your greatest as-

set and deserve protection. Who will raise your minor children if you die? Without the proper estate plan, the court will make the decision. With the proper plan you’re able to nominate the guardian of your choice. Dying without a will. Who will inherit your assets? Without the proper estate plan, assets pass to heirs, according to Indiana’s intestacy law. Family members, and perhaps not the ones you would choose, will receive your assets without the benefit of your direction. With the proper plan, you decide who gets the assets and when and how they receive them. Blended Families What if your family is blended? Without the proper estate plan, children from a prior marriage may not be treated as you would wish. With the proper plan, you determine what goes to your cur-

rent spouse and to children from a prior marriage. Children With Special Needs Without the proper estate plan, a child with special needs risks being disqualified from receiving Medicaid or SSI benefits. With proper planning you can set up a special needs trust that will allow the child to remain eligible

for government benefits while using the trust assets to pay for non-covered expenses. (Disclosure: This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust

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Apply for Medicare with Social Security %\ 021$ +$57(5 'LVWULFW 0DQDJHU 6RXWK %HQG 6RFLDO 6HFXULW\ 2IÀFH Did you know that you can apply for Medicare online even if you are not ready to retire? Applying online can take less than 10 minutes. There are no forms to sign and usually no required documentation. We’ll process your application and contact you if we need more information. Visit www.ssa.gov/benefits/ medicare to begin. There you can apply for Medicare and find other important information. People are usually eligible for Medicare at age 65. If you want to start receiving Medicare at age 65, your initial enrollment period begins three months

More to vitamins than meets the eye %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV A lot of folks take vitamins and treat it as casually as brushing their teeth. Just like brushing your teeth, though, there’s a right way and wrong way to ingest vitamins. For one thing, your dosages can be too low or too high. Adjustments also have to be made to accommodate interactions with other vitamins and with other supplements or medication you take. Besides the dosage, you must consider shape, size and formula (capsule, pill, tablet, liquid, powder, chewable) and which type is best for you. If you haven’t discussed your vitamin intake with your family doctor, do so immediately. Also find out what vitamins you can get directly from food. Mature Life Features, copyright 2020

Call a licensed Humana sales agent

before your 65th birthday and ends three months after that birthday. Some Medicare beneficiaries may qualify for extra help to pay for the monthly premiums, annual deductibles and co-payments related to the Medicare Prescription Drug program. To qualify, you must be receiving Medicare, have limited resources and income, and reside in one of the 50 states or the District of Columbia. More information on extra help is available at www.ssa. gov/benefits/medicare/prescriptionhelp. You may also be interested in reading these publications: “Apply Online for Medicare — Even if You Are Not Ready to Retire,” available at www.ssa. gov/pubs/EN-05-10530.pdf. “When to Start Receiving Retirement Benefits,” online at www.ssa.gov/pubs/EN-05-10147. pdf. Help a friend or family member by sharing this information. It can improve the quality of their life.

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6 ■ SENIOR LIFE ■ March 2021

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Nutrition Sites And Menus For

MARCH 2021 Nutrition Sites

REAL Services provides a hot, nutritious meal to those 60 and over on a donation basis. Call the closest nutrition site before 11 a.m. and order a meal for the next day. It is that easy. Have lunch with friends and your neighbors. Come be a bigger part of your community.

IN ST. JOSEPH COUNTY Lapaz: Cornerstone Community Church, 1375 Maple Road, Plymouth, Alice Thomas, (574) 309-7061 Mishawaka: 100 Center, 100 Center Hi-Rise, Kathy Hootman, (574) 259-1611; Battell Center, 904 N. Main St., (574) 256-2325 Osceola: United Methodist Church, 421 Beech Road, Darlene Chambers, (574) 674-6503

South Bend: Sanctuary at Trinity Towers, 316 S. St. Joseph St., Anita, (574) 234-7278; Fairington Apartments, 1220 Fairington Circle, Don Johnson, (574) 291-5597; Karl King Riverbend Tower, 515 E. Monroe, Donna Hossea, (574) 232-4934; The Charles Black Center, 3419 W. Washington, Aurelia, (574) 235-9446; Heritage Place at LaSalle Square, located at 3224 Ardmore Trail, Jane Myers, (574) 286-0916

MONDAY 1

Hot Dog on Bun Baked Beans Cauliflower Fruited Jello

8

Spaghetti Italian Vegetables Spiced Apples

15

22

29

Stuffed Pepper Creamed Corn Cauliflower Brownie

Chicken & Noodles Mashed Potatoes Green Beans

Turkey Manhattan Mashed Potatoes Asparagus Tropical Fruit Cup

TUES.

IN LAPORTE COUNTY LaPorte: Cambridge Square Apartments, 1111 Longwood Dr., Bldg. B, LaPorte, IN 46350, Carol Leyva, (219) 380-1885; Salvation Army, 3240 Monroe St., Donna, (219) 380-1711 Michigan City: Smrt Neighborhood Center, 301 Grant St., Gerry Lubiniecki, (219) 872-0942; Simeon Square, 1207 S. Woodland Ave., Marge Watson, (219) 380-1439

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Vegetarian Lasagna Meal & Hamburger Meal

Turkey Casserole Meal & BBQ Chicken Thighs Meal

St. Pat’s Day Menu & NAD Menu

Smoked Sausage Casserole Meal & Beef Stew Meal

Broccoli Soup W/BBQ Pork Meal & Southern Fried Chicken Meal

IN MARSHALL COUNTY Argos: B&R Community Bldg., 152 S. Michigan St., Eileen Price, (574) 892-9669 Bourbon: 805 N. Harris St., Jan, (574) 3427031 Bremen: Oakhaven Apartments, 500 S. Montgomery St., Gary, (574) 993-2944 Plymouth: Garden Court West, 400 W. Washington St., Linda, (574) 935-0047

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Wasted meals are costly. Please, if you cannot make it for any reason, please call to cancel.

Goulash Meal & Chicken Parmesan Meal

Ham & Beans Meal & Potato Crusted Fish Meal

Meatloaf W/Gravy Meal & Chili Meal

Chicken Tenders Meal & Sloppy Joe Meal

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March 2021 ■ SENIOR LIFE ■ 7

Irish colcannon a warming winter dish

Top of the morning to you! Coming from a traditional Irish Catholic family, March always included St. Pat’s day and Lent, so this issue is the perfect time to talk about colcannon. Colcannon is an Irish dish that is basically potatoes and cabbage; or it could be potatoes, kale and onions. It’s one of those dishes that change up depending on what you have on hand and each family does it a different way. It is a super simple meal that will warm your insides during the cold of winter and also a popular fall dish. It can be accompanied with sausage if you so desire. The basics are mashed potatoes with cooked cabbage or kale mixed in and topped with green onions.

At first, it may not sound that interesting, but I enjoy a boil meal of what is usually corned beef and cabbage, but I do not make the corned beef. I boil cabbage, carrots and potatoes as a meal and colcannon is something like that. The recipe here calls for both russet and red potatoes, but you can decide. It also uses savoy cabbage, but I have seen regular green cabbage as well as bagged coleslaw (including the carrots) or even sauerkraut. If you are not fond of green onions, you can always use sliced or diced yellow onion and just cook it up with the cabbage. Being plant-based, I use a dairy free milk, vegetable broth and skip the butter. I do not deny that the browned butter sounds yummy though. This is just one of those “good for your gut” meals that provides needed nutrition to your gut microbiome that helps regulate digestion, immune function and metabolism. Poor diet, illness, antibiotics and stress can all cause the biome to be imbalanced, so continue to make choices that include fruit, vegetables, beans and greens. Skip the rest to make you the best.

Enjoy trying the colcannon any way you choose and just make it your own. Happy St. Patrick’s Day. Colcannon (Irish Potatoes and Cabbage) YIELD Serves 4 to 6 INGREDIENTS 1 pound russet potatoes, peeled and cut into 1/2-inch chunks 1 pound red potatoes, cut into 1/2-inch chunks 1 teaspoon kosher salt, divided 6 tablespoons unsalted butter (optional) 1 small head savoy cabbage (about 1 pound), cored and shredded 4 medium scallions, white and green parts thinly sliced and separated 1/2 teaspoon freshly ground black pepper 1/2 cup whole milk (or dairyfree milk) 1/4 cup low sodium chicken broth (or vegetable broth) INSTRUCTIONS 1. Boil the potatoes, adding ½ teaspoon salt until fork done. 2. Brown the butter. Melt the butter in a 12-inch skillet over medium-high heat. Bring the butter to a simmer and cook until it browns and smells nutty, about 7

$ ZDUPLQJ ZLQWHU GLVK 3KRWR IURP %LQJ minutes. Pour off 1/4 cup and set aside. 3. Cook the cabbage. Return the pan with the remaining browned butter to medium heat and add the cabbage and the whites of the scallions. Season with the remaining 1/2 teaspoon salt and pepper. Cook until tender and lightly browned, about 8 minutes. 4. Mash the potatoes. Drain, add the milk and mash with a potato masher. Retain a few small lumps for texture. 5. Deglaze the cabbage pan. Add the chicken broth to the cabbage

Apartment Living

pan and scrape vigorously to remove any browned bits from the bottom of the pan. Cook until the broth is reduced, about 3 minutes more. 6. Putting it all together. Add the warm cabbage and greens of the scallions to the mashed potatoes and fold to combine. Transfer the colcannon to a large serving bowl and make a well in the middle of the potatoes. Pour the reserved 1/4 cup brown butter into the well and serve immediately. Adapted from Thekitchn.com.

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8 ■ SENIOR LIFE ■ March 2021

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Sports

Staying fit as easy as a waltz for Granger couple %\ /2,6 720$6=(:6., )HDWXUH :ULWHU Ballroom dancing lessons given as a gift to commemorate a 25th wedding anniversary have ignited a hobby that keeps David and Karen Ogden busy. It is also a physical activity with many health benefits. The Ogdens take weekly private lessons and perform for fundraising events and other activities as part of the Dan O’Day Dance Club and with social dance clubs throughout Michiana, like the Guys and Dolls Dance Club. For them, it has been an activity that delights the couple and inspires them to keep fit. Dancing builds flexibility and leg strength, Karen said. “Going backwards in heels gives women calves of steel,” she joked. Having to learn new steps and new routines is also good exercise for the mind, husband and dance partner, David, said. “It challenges the brain.” The couple’s love affair with dancing began about 30 years ago but required a break when the couple welcomed a son. It was in 2010 that dance became

a thing for the Ogdens, when David marked their silver anniversary with ballroom dance lessons at Dan O’Day’s Dance Club in Mishawaka. “We became hooked,” Karen said. Just like other sports and physical activities, dancing takes hard work and practice. The Ogdens have seen their efforts pay off as they advanced up the ranks, earning recognition and a few trophies and medals along the way. They are considered bronze level and gold medal dancers. Their routines focus on what is called the Big 6 — the waltz, foxtrot, and tango making up the American style and rumba, cha-cha and East Coast swing making up the rhythm Latin section. While the music dictates the style of dance, the Ogdens said they don’t have a favorite, although they agreed that the tango was the dance they enjoyed the least. When the COVID-19 restrictions were put in place the Ogdens said they lost many of the opportunities they have had to dance and perform. Still, it was important to continue with private lessons and look for public events in outdoor venues to

allow them to practice their skills, attending the downtown South Bend concerts at the fountain as one example. To stay fit in between dance lessons, the Ogdens work on toning and strength training. “We walk a lot,” Karen said. “We can dance anywhere. We even dance around the kitchen while preparing dinner.” Karen also said the couple has been known to foxtrot down the aisles at the grocery store and embarrass their son, who has followed his parents’ example. Getting active with dancing is open to people of all abilities. The Ogdens have a friend at the dance studio who is still dancing at 82. “It doesn’t have to be ‘Dancing With The Stars’ to have fun with it,” David said. David, 60, works in higher education and Karen, 59, is a pharmacist. For those who may be hesitant to try dancing, the Ogdens suggest they put their fears aside. “It can be intimidating at first, but give it a try,” they said.

Professional Forum EXPANDING — Interested Businesses Call Cathy Wilson 1-866-580-1138, Ext. 2402 A Monthly Question And Answer Advertorial Column

Q. Is Estate Planning Important? A. Now that there’s an $11.7

million federal estate-tax exemption, many don’t see a need to do estate planning. But planning is important, it’s not all about taxes. Here are some planning steps to consider. Make a will. Dying without a will can have unintended consequences. Most notably, your property may not pass to the people you want to receive it. If you have a will, make sure it reflects your wishes. Check beneficiary designations. You should have beneficiaries named on retirement accounts and life insurance policies. Make sure these designations are current.

Meg M. Loitz, JD Vice President & Trust Officer Review asset titling. Know how assets are titled and what it means for your estate plan. Example, your interest in jointly owned property passes to the surviving joint owner(s) on your death, regardless of what your will states.

DICSLOSURE: This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the Office of the Comptroller or the Currency.

Meg M. Loitz, J.D. Vice President & Trust Officer Wealth Management Center 110 South Main Street South Bend, Indiana 46601 (574) 245-4735, ext. 5153

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Bendix Woods County Park offering public maple syrup programs This year, Bendix Woods will be offering two public maple syrup programs instead of the usual Sugar Camp Days Festival. People can get a chance to be a part of a local, natural, and American tradition. “Sweet Trees: Sap, Syrup and All Things Maple” will be from 11 a.m. to 3 p.m. March 6. Tour the sugar bush in a family or household group, tap a tree, hang a bucket, and visit the sugar house. After the adventure, enjoy hot drinks and a maple treat. Each group will take home a half-pint of pure Bendix Woods maple syrup. The fee is $15 per group of up to six people; advance registra-

tion is required by March 3. Maple Sugar Stroll will take place from 10 a.m. to 4 p.m. March 27 and March 28. Sign up for a time slot to visit the sugar bush and see traditional Native American and Pioneer sugaring methods. While at the sugar house, see modern syrup production. The fee is $10 per group of up to six people; advance registration is required by March 24. Syrup will be available for purchase. Bendix Woods County Park’s main entrance is located on Timothy Road in New Carlisle, just south of SR 2, nine miles west of the U.S. 20/31 Bypass.


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March 2021 ■ SENIOR LIFE ■ 9

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Pfc. Joseph H. Andert Jr. —

WWII, South Bend and ‘v-mail’ %\ 3$6725 *5(* /$:621 0 0LQ 06: *XHVW :ULWHU During World War II, thousands of GIs around this country and around the world wrote letters back home; some everyday, some whenever they could. Each day GIs looked forward to that familiar envelope that to some was more precious than gold; a needed morale boost to lonely GIs everywhere. Moms and dads, friends and relatives, sweethearts and wives looked forward to those precious letters as they checked their mailboxes each day. So large was the volume of letters that the GIs sent home, the weight and space created by these letters became an issue that commanded attention and a solution by the military. A solution was soon developed and put into use by the military; a solution that was given the name of “v-mail.” GIs could write their one-page letters on a special v-mail form. That form was then photographed and thousands of letters were put on microfilm reels. The microfilmed letters would later be printed off in miniature letters that would be sent to the proper person in a small envelope. I have now in my historical collection 10 of these miniature v-mail letters that Pfc. Andert Jr. of “Btry A 254th F.A. Bn,” sent to his parents who lived at 1707 Catalpa Ave. in South Bend. His parents were Mr. and Mrs. Joseph Andert Sr. The v-mail letters in my collection were sent during September 1944 and usually began: “Dear Mom, Dad, Gene.” On one v-mail we find: “9, 2, 44, Dear Dad. Well as for my trip over, it was OK. Yes I was seasick the first few days, but I got over it fast.” He is now in England on “9, 5, 44” and “… it’s a little hard to get used to driving on the wrong side of the road HA HA.” On “9, 19, 44,” he informed them that “They have some pretty good ale in these pubs here.” By “9, 26, 44,” we find Andert somewhere in France and he writes: “9, 29, 44, I received my first letter since I am in France. It was from Louis.” Records show that Andert served in the European Theater of Opera-

Our team of caregivers works together to provide our patients and residents with the ability to reach their highest level of physical and social well-being in a home-like environment. To learn more about our short-term rehabilitation and extended care services, or taking a tour, call us at (269) 684-2810. 1211 Stateline Rd, Niles, MI 49120 www.peplinskigroup.com/west-woods-of-niles

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9 0$,/ /(77(5 ³ 6KRZQ LV D UHDO Y PDLO OHWWHU LQ P\ FROOHFWLRQ RI OHWWHUV WKDW 3IF -RVHSK $QGHUW VHQW WR KLV SDUHQWV tion and in one mission, he was lucky to have returned to his mother and father: Theresa (Vasil) and Joe Sr. The near fatal mission was the Battle of

the Bulge. (Comments and memories welcome to: Dr./Pastor Greg Lawson, 1801 E. 3rd St., Mishawaka, IN 46544.)

Exercise! Start now %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

Keep on moving so age doesn’t catch up with you. Studies reveal that regular physical activity not only slows down the aging process but also makes daily life less stressful. Researchers report that seniors in their 80s and older who keep on exercising have a lower death rate than those who don’t. If you aren’t exercising

already, then start today. Sitting down slowly and standing up slowly is a simple and easy form of exercise. Do a few of these a few times a day and you’re exercising. You don’t have to join a gym or run 20 miles a day. Walking around the yard, tending to your garden, squatting to feed and pet the cat, and washing the car are all forms of healthy exercise. Mature Life Features, copyright 2021

You will find the comforts of home, me, the safety and security of 24-hour care, the relief of chore-free living, the joy of new-found friendships. All in a unique, intimate setting on the St. Joe River, close to downtown South Bend and Notre Dame. • Assisted Living Apartments • Private Pay & Medicaid Waiver accepted • Apartments accommodating couples • Undergoing extensive renovations – inside & out • Long term and short term care as well • So, you can start here and stay here

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10 ■ SENIOR LIFE ■ March 2021

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Hellenic: A Greek community’s commitment to its forebearers’ ideals %\ 67(9( %(&. 3UHVLGHQW &(2 Since the first Greeks migrated to the United States, Greek Americans have been dedicated to helping others by becoming active community role models with the desire to contribute to society. Hellenism, the cultural ideals of civic responsibility, philanthropy and humanitarianism, is a strong trait of Greek society. The Order of American Hellenic Educational Progressive Association is a unique serviceoriented fraternity that was founded in 1922. Daughters of Penelope was founded in 1929. These two organizations became one of the vehicles through which Greek Americans practiced their ideals.

A group of Greek Americans from St. Louis, Mo., had the desire to give back. This group had the foresight to envision the construction of a local, low-income building for senior citizens. Economic obstacles to finance the project arose and local state officials assisted in helping secure a HUD grant and the project continued. In 1980, the first AHEPA Apartments was constructed. Their actions, based on the humanitarian ideals of their Hellenic ancestors, made meeting the need for affordable housing for our growing senior population possible. AHEPA National Housing Corporation was later created. AHEPA’s national housing initiative is one of the largest providers of affordable senior housing in the country.

Happy St. Patrick’s Day

from

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In 1991, the AHEPA Management Company was created to oversee and manage the growing portfolio of properties for ANHC. ANHC and AMC started a new assisted living venture for seniors, who need assistance with daily living. Hellenic Senior

Living help seniors live independently and offer the assistance they require to help them live life with purpose and enhance socialization. Inspired by a Hellenic spirit, ANHC, AHEPA, AMC and Hellenic Senior Living Commu-

nities will always be a role model in affordable housing for seniors. Hellenic Senior Living, Mishawaka, may be reached at (574) 257-8629 or visit www. hellenicseniorliving-mishawaka. com.

Cash no longer is king %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Signs have been cropping up in shops around the globe requiring customers have the precise amount of cash for their purchases because the cashiers don’t have any cash for change. You read that correctly. The cashiers claim they don’t have any cash. Some merchants have associated dollars with disease. The COVID-19 pandemic has merchants mounting pressure for payment by credit or debit card to avoid any touching during the transaction. And customers are focusing on contactless purchases. All this is bundled up in a growing movement to eliminate money. Economic studies reveal that in 2007, two-thirds of purchas-

es were paid with cash. Today, it’s less than one-third. Governments around the world are promoting payments by card clicks rather than cash. Prognosticators tell us automatic teller machines will disappear in about 15 years and bank branches will follow about five years later. Almost 100% of Britons have dumped cash or a debit card. Canada no longer makes pennies and is working on eliminating some of its paper notes. Accelerating this movement toward a cashless society is the growing practice of internet buying. Millennials make more than half their purchases online. The pandemic shutdowns have introduced households to the advantage of cyberspace shopping and having their groceries

delivered — paid for by credit or debit card. There are stumbling blocks to this trend. One is the fact that not everyone has a bank account. Some small businesses are not all that enamored with credit card payment because the processing fee can be as much as 3.5%, which cuts deeply into their profit margin. And how do you borrow a few bucks from a buddy and then pay her back if cash no longer exists? Governments have an overriding reason for wanting cash to disappear: taxes. Cash transactions and payments are untraceable. The cash you pay your music teacher, landscaper or hairdresser cannot be taxed if they choose not to report that income. Mature Life Features, copyright 2021

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March 2021 ■ SENIOR LIFE ■ 11

Be sure to keep your liver healthy %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Take it easy on your liver and it’ll make life easier for you. The only time most people tend to care about this largest organ in their body is when it complains about the treatment (or lack of treatment) it gets from us. From its perch just below the right side of your rib cage, your liver keeps busy regulating the proper usage of whatever you decide to eat and drink. Abuse of the latter has been recognized for years as responsible for causing serious cirrhosis

(scarring) that can threaten your life. Cirrhosis is most commonly associated with chronic alcohol abuse. Half of cirrhosis-related deaths around the world are reportedly alcohol related. Alcohol-related liver damage can lead to inflammation — aka hepatitis. However, hepatitis also includes a group of viral infections (hepatitis A, B and C) that can cause chronic liver damage, failure and even cancer. There’s also autoimmune hepatitis. This occurs when the body’s immune system attacks the liver. In some cases of liver disease and disorder, the cause cannot

be identified. The good news is that, in most cases, liver damage can be stopped and, in some cases, reversed. But you have to be aware of warning signs from your liver. A major warning is chronic fatigue. A few years ago, a relative began complaining about being unable to get “untired.” Doctors and specialists poked and prodded him as he lost weight and began turning pale. He underwent blood tests and MRIs and, finally, a sliver of his liver was extracted by syringe for a biopsy. They diagnosed hepatitis. They called it autoimmune

Free online survey alerts older adults to risks of falling (NewsUSA) The coronavirus pandemic has changed a lot of things. One thing that’s still the same? Falling is not a normal part of aging. There are steps you can take to reduce your risk. Even during the COVID-19 era, falls remain the leading cause of fatal and non-fatal injuries for older adults. Falls can significantly impact an older adult’s quality of life. A fall can cause older persons to become socially isolated or fearful of leaving home and can lead to costly medical expenses. One important first step toward staying safe is learning what aspects of your life can put you at greater risk of falling. The National Council on Aging, a trusted national leader working to ensure that every person can age well, has created a free online survey to help you identify falls risks and offers practical steps to address them. It’s called the Free CheckUp. “We want older adults to be their own agents of change in ensuring they age well,” says Kathleen Cameron, senior director of NCOA’s Center for Healthy Aging. “The Free CheckUp provides an easyto-use and confidential screen of falls risks as a first step in preventing falls. NCOA also offers practical and proven ways to address those risks.” The Free CheckUp is available in both English and Spanish. It features 12 statements about reasons that are known to increase falls risk. Older adults answer yes or no to each statement and then see an explanation of why that reason matters. For example, “Sometimes I feel unsteady when I am walking,” is followed by the statement: “Unsteadiness or needing support while walking are signs of poor balance.” After completing the selfdirected survey, older adults receive a personalized risk score, along with practical steps they can take to prevent falls. They can share this information with their caregivers and health care providers to discuss how to reduce their falls risk and take action.

Next steps could include better use of a cane or walker, adjusting medications, getting a hearing or eye checkup, or adding strength

and balance exercises with a doctor’s approval. For more information, visit www.ncoa.org/healthy-aging/ falls-prevention.

because they could identify no source. Medication, exercise and diet have restored normalcy to his daily life. Other signs of liver damage include discomfort and tenderness of your abdomen area, as well as swelling resulting from fluid buildup, which can be caused by inflammation.

Other signs to watch for include the appearance of crinkly blood vessels on your chest and arms, and redness of the palms of your hands. As with all health issues and concerns, meet with your family doctor to see if you have any liver problem and discuss ways to maintain a healthy liver. Mature Life Features, copyright 2021

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12 ■ SENIOR LIFE ■ March 2021

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Faith

Is faith really a good thing? (NewsUSA) Turn on the TV, go online or stream music, and it may seem like there is no place for faith in our culture. People, especially young people, will share just about any detail of their personal lives, except when it comes to their faith. Many are reluctant or even embarrassed to share how their faith makes them who they are. Despite this trend, there are

tens of millions of Americans, who still value their faith tremendously and want to make their faith more visible. Thanks to a fast-growing social media movement (www.FaithCounts. net) people, regardless of their religion, are openly celebrating their faith; this is because they believe faith is a very good thing. How is faith good? Let’s

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count the ways. 1. Faith inspires, empowers and comforts billions of people the world over. And that makes people of faith happier. 2. People and organizations are motivated by their faith to help millions of people every single day, in soup kitchens, hospitals, schools and homeless shelters. 3. People of faith live longer. 4. People of faith are more engaged in civic life. 5. People of faith are more likely to be law-abiding citizens. 6. People of faith are more

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value their faith can help push back against current trends by visiting www.FaithCounts. net and sharing with friends. FaithCounts.net showcases compelling stories about faith through videos, uplifting quotes, articles and images. Hopefully, more people will feel inspired, and ultimately feel good about expressing how their faith makes them who they are. These are small steps, but they are making a big difference. FaithCounts.net can help restore the value of faith in America.

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generous and charitable. 7. Faith has the power to add deep spiritual meaning and help people survive the most challenging times. And last but not least, a basic teaching of every major world religion asks that we treat others as we ourselves would want to be treated. If more people followed this Golden Rule, that alone would be a positive influence on society. And that’s reason enough to promote the value of faith. What does the future hold for faith in America? Nobody knows for sure, but those who

If you’ve ever toyed with the thought of trundling around the country in an RV, this is as good a time as any to go down that road. Sales of recreational vehicles

have soared more than 150% since politicians around the globe began closing down borders to create barriers against the spread of COVID-19. The yen to fly has been curbed drastically by these shutdowns — resulting in the upsurge in RV popularity. Traveling in a cozy compartment furnished with your own kitchen, bathroom and closets has certain attractions. But the thought of weaving down the highway in a vehicle the size of a small apartment can be daunting. The cost of such comfort is also a prime consideration. The average recreational vehicle costs about $100,000. You can get more luxury for as much as $300,000, or shop around for a used one for as little as $20,000. There also are added costs of camping fees, fuel, insurance, license and maintenance. Rather than be deterred, you might track down a friend with a RV to discuss the pros and cons of this type of travel. There may also be a local club or association of RV owners that can help answer some of your questions. Next, consider renting a RV for a day or weekend. Take it on a short trip to familiarize

yourself with getting around in one. Rentals begin at about $150 a day. This will also get you acquainted with what you’ll need and not need to suit your style. There are many variations of this type of travel. It stretches from the simple camp-style trailer to parking your car by a rented mobile home in the region where you’d like to spend some time. If you or your spouse have mobility problems, you’ll require equipment that offers assistance for getting into, around and out of the vehicle. Facilities inside such as closet doors and passageways also will have to accommodate. When considering RVing, you also have to think about towing. Some are trailers that can be towed by your pickup truck. Or select a mobile home that can tow your family flivver around the country. These options give you handy transportation from wherever you choose on the road, rather than having to maneuver your RV through downtown streets and parking lots to visit friends or get to shopping, entertainment, church, flea markets, museums and tourist attractions, as well as anything else you wish to attend. Mature Life Features, copyright 2021


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March 2021 ■ SENIOR LIFE ■ 13

‘Me and Bobby McGee’ was written by Kris Kristofferson Janis Joplin Kris Kristofferson has earned a place in the history books as one of the great American songwriters. That honor, %\ 5$1'$/ though, has & +,// come at a $ %RRPHU %ODVW high per7R 7KH 3DVW sonal price. In Nashville, the collegeeducated Texan once swept the floors of Music City’s Columbia Recording Studio. In his off hours, Kristofferson created tune after tune in his quest to become a respected songwriter.

It took a while, but he eventually gained acclaim by creating such now-revered classics as “For the Good Times” and “Sunday Morning Coming Down.” Kristofferson eventually became a singer/songwriter with Monument Records, which was helmed by Fred Foster, a businessman smitten with a Nashville secretary — Barbara “Bobbi” McKee — who worked in a nearby music office. One night, Foster phoned Kristofferson and asked him to write a song about her (but spelling her first name differently to make it gender neutral). In their discussion, Kristofferson thought Foster had said “McGee” instead of “McKee.” The result was the story of a pair of drifters: the narrator and Bobby McGee. Together

they hitched a ride from a truck driver and sang “every song that driver knew” as they made their way throughout the south. Later, they went their separate ways, much to the profound sadness of the narrator. Several country artists recorded the song when it first became available, but it took a fellow Texan and soon-to-bedoomed ex-lover of Kristofferson’s to make “Me and Bobby McGee” a million-selling iconic work. As a teenager, Janis Joplin had been a bright but rebellious misfit who cast herself as a beatnik. She later dropped out of the University of Texas in Austin and hitchhiked to San Francisco, where she became the lead singer of the hard-rocking Big Brother and the Holding Company. A heavy

drinker and drug abuser, Joplin later offered a throatshredding performance at 1967’s Monterey Pop Festival before headlining as a soloist at Woodstock two years later. She recorded Kristofferson’s song for inclusion on what would become her fourth and final album, “Pearl.” (Pearl had been her longtime nickname.) Kristofferson, who had once sung the tune to Joplin, was unaware that she had recorded it until the day after she died of a heroin overdose. Kristofferson later admitted, “I couldn’t listen to the song without really breaking up.” “Me and Bobby McGee” was issued four months after Joplin’s death and became her only No. 1 single on the Billboard chart. It has since

been recorded by a variety of artists ranging from Dolly Parton to the Grateful Dead. That high personal price for Kristofferson? He had grown up in a military family that constantly pushed him toward a military career. A gifted academic, he aimed to please his parents by becoming a U.S. Army captain after graduation. In 1965, though, Kristofferson rejected a chance to teach literature at West Point; after years of spare-time songwriting, he had decided to become a tunesmith in Nashville. His parents disowned him, claiming that Kristofferson’s decision was a rejection of everything they stood for. Apparently they never reconciled.

Thwart those thieves immediately %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

The sinister never sleep. Nor do they seem to get sick. While the whole world is suffering intermittent shutdowns during the pandemic, with millions getting infected while thousands die, crooks are running rampant. They’re running off with packages delivered to front doors — and avoiding security camera identification because they’re wearing face masks.

They’re taking advantage of the exponential upsurge in online shopping by purporting to offer discounted goods and services. Crafty crooks offer nonexistent part-time work to laid off workers for what seems like a comfortable fee. At the same time, they and hackers lurking in cyberspace pounce on passwords and other pieces of information that open doors to bank and credit card accounts. With tax time upon us and

detailed information flowing between tax preparers and clients, employers and employees, financial advisors and investors, schemers find themselves in a candyland of easy plucking. One thing to keep firmly in mind is that the Internal Revenue Service does not initiate contact with anyone by email or social media to request personal information. Those enticing notices that say you’re entitled to a tax refund and all you have to do is confirm your

identity are designed by schemers to wipe you out financially. Sadly, this cruel scam still works; that’s why identity thieves are still using it. If you think any such offer is authentic, call the nearest IRS office to report the notification. After completing your tax reporting for the year, you’ll be ready to toss out the threeyear-old records you kept. Be sure to shred them! Dumping them in the trash is like wrapping a present for thieves. And should you lose a card or

your wallet, report what’s missing to the proper source immediately. Make sure all your numbers — Social Security, medical and health insurance, driver’s license, bank account, credit card — no longer can be used to cash in on your finances. All those cards and numbers will be changed and sent to you, while your finances remain secure. Check your bank account and credit-card statements regularly and report any suspicious entries immediately. Mature Life Features, copyright 2021

Fight your phone frustration %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

Since you’re going to be taken down a time-killing road when you dial your doctor or insurance company or bank or anyone anymore, you might try a few tricks and tactics to get to a real person. You could press any button. Try the one that will identify you as new patient or customer and see if that alerts someone in the sales department to pick up the call to talk to you. Then ask them to transfer you to the right department or person. Or click a random extension number to see where that gets you. It’s getting easier to leave your name and number for a callback, but they seem to have the maddening habit of

returning the call when you’re not available, then asking you to call back. It’s also getting more dif-

ficult to protect yourself from the endless array of computerized calls. Picking up the phone, whether to make a call

or receive one from friends or family, apparently alerts every computer in the galaxy that you’re available at that time

of day or night and they gear themselves to call you at that time. Mature Life Features, copyright 2021

Chicago Trail Village Part of the Hamilton Grove Community in New Carlisle, IN

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Feel free to explore the continuing care living community at Chicago Trail Village! Alleviate the hassles of homeownership while having priority access to assisted living and healthcare. Here, you don’t have to worry about mowing the lawn, replacing broken appliances, or even snow removal. Maintenance-free living means we take care of it so you don’t have to! Best of all: rent is based on income. Your new home is waiting for you!

TTY Access via Relay – 711 31891 Chicago Trail, New Carlisle, IN www.greencroft.org | (574) 654-2300 Follow us on Facebook!


14 ■ SENIOR LIFE ■ March 2021

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Health & Fitness

Return of the house call — virtually %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV A healthy thing that may survive this depressing COVID-19 pandemic is what has become known as telemedicine. It makes a visit to your doctor as simple as a phone call, sending an email or holding a video conference. An elderly neighbor raved about her doctor calling her. She was able to see results of her cancer tests on her cellphone.

While this type of virtual visit has been talked about for a couple of decades, it took a global attack by a virus to push the practice closer to reality. The sudden onrush of infected patients coupled with the medical mantra to avoid contact with other people made stay-at-home diagnoses the modern method for practicing medicine. Reports from 2019 indicated less than 10% of the nation’s residents used telemedicine. That changed last year. Physi-

cians reported more than 90% of their patient contacts were in cyberspace as insurance companies extended their coverage to include these doctorpatient virtual visits. Even seniors lacking computer skills slid comfortably into this phalanx as the practice spread to include smartphones. This allows physicians to not only consult with their patients, but monitor their progress and condition around the clock. A doctor-patient visit by

telephone, smartphone, tablet or computer is just part of telemedicine. It also includes programs permitting doctors to consult quickly and smoothly with each other, such as a specialist getting in touch with a primary care physician to discuss the patient’s history and possible problems to expect. Also driving the accelerated use of telemedicine are (1) the growing awareness of its benefits and (2) expanded changes in regulations and policies governing practitioners, health

care providers and insurance coverage. For example, regulations disallowing doctors to treat patients across state lines have been lifted, at least temporarily. High on the list of advantages is the reduction in distance and the length of time involved in traveling to the doctor or clinic — especially for patients who require ongoing monitoring of issues that range from diabetes to cancer. Mature Life Features, copyright 2021

Danger, dames, Double-O-Seven “Bond. James Bond.” Film critic Peter Bradshaw once wrote, “It is the most famous %\ 5$1'$/ self-intro& +,// duction from any character in movie

history. Three cool monosyllables. Surname first, a little curtly … and then, as if an afterthought, the first name, followed by the surname again. Sean Connery carried it off with an icily disdainful style, in full evening dress (and) with a cigarette hanging from his lips.” UK writer Ian Fleming’s novel “Dr. No” was first published in 1958. Four years

,ŽƵƐĞĐĂůů ŽĐƚŽƌƐ ƚͲ,ŽŵĞ DĞĚŝĐĂů ĂŶĚ WŽĚŝĂƚƌLJ ĂƌĞ ĨŽƌ ůĚĞƌůLJ ĂŶĚ ,ŽŵĞďŽƵŶĚ WĂƟĞŶƚƐ Ε ƌ͛Ɛ ĂŶĚ EƵƌƐĞ WƌĂĐƟƟŽŶĞƌƐΕ

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sŝƐŝƚ ǁǁǁ͘ŚŽƵƐĞĐĂůůĚŽĐ͘ŽƌŐ Kƌ Ăůů dŽůů &ƌĞĞ͗ ϴϬϬͲϵϰϱͲϰϲϱϰ

later, the silver screen treatment gave movie fans worldwide a chance to see, for the first time, Fleming’s fearless, dashing, lady-loving Agent 007 in a highly entertaining bit of celluloid melodrama. And its handsome star was a 32-year-old newcomer with a thin resume. The Scottish breakout actor, Connery, was born in 1930 to an Edinburgh factory worker and a cleaning woman. As an adult, Connery worked as a milkman, a truck driver, a lifeguard, an artist’s model and a coffin polisher (!) before he gained fame and fortune via James Bond. As licensed-to-kill Agent 007, our hero was about as sexy and dangerous as one could get. But before the movie-going public was allowed to see (and fall in love with) Connery, director Terence Young first chose to tutor the rough-around-the-edges actor in how to display wit, charm and style as the charismatic Bond character. And although Connery stood 6 feet, 2 inches tall, all the Bond sets and furniture were built slightly smaller than in real life, so as to make Agent 007 appear

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even larger and more imposing than he actually was. In “Dr. No,” Bond is sent to Jamaica to investigate the murder of a fellow agent and his secretary. He eventually becomes involved with a mysterious and sinister nuclear scientist named Dr. Julius No (Joseph Wiseman), who espouses world domination as his goal. Along the way, Bond has to contend with such inconveniences as a “deadly” tarantula (tarantulas aren’t poisonous), flame throwers, flying bullets, severe beatings and a near drowning. Adding to the complications is a trio of temptresses — the Oriental charmer Miss Taro (Zena Marshall), casino denizen Sylvia Trench (Eunice Gayson), and the bikini-clad, seashellcollecting siren Honey Ryder (Ursulla Andress). Dr. No doesn’t actually appear until 1 hour and 27 minutes into the story. At one point, the no-goodnik tries in vain to persuade Agent 007 to join his evil organization. That’s when Dr. No huffs, “I thought you had some style, Mr. Bond, but I see you’re just

a stupid policeman.” Dr. No provided the signature elements for the later James Bond movie offerings — its distinctive theme music; head-spinning, high-octane action sequences; alluring young women and even James’s preference for vodka martinis (shaken, not stirred). Footnote: When the feature was released, United Artists had to make some adjustments to the title before it reached foreign markets. In South Korea, for example, the film’s name would have been literally translated as “007 Murder Number,” and in Japan the movie would have been called “We Don’t Want Doctors!”

Touchless travel takes off at airports %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Touchless parking is an expanding practice at airports around the country as they promote prepaid parking online. Travelers get a scannable code by email — so you don’t even have to touch a button to enter the parking garage. Printing your luggage tags at home and checking in your own bags at the airport kiosk without ever coming into contact with a person has become widespread. In several airports, advanced technology allows passengers to handle the check-in with their smart phone. Security checkpoints have increased their use of technology to permit carry-on luggage inspection without having to touch or open bags. With many airlines cutting back on food service, robots have even been introduced at several airports for touchless meal purchases before flight time. And information desks are going virtual. Numerous airports are providing devices, or passengers can use their own, to connect with a customer service agent somewhere in cyberspace. Mature Life Features, copyright 2021


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March 2021 ■ SENIOR LIFE ■ 15

FOR LISTING CALL 1-866-580-1138 EXT. 2402

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DAY CENTER SAINT JOSEPH PACE 250 East Day Rd., Mishawaka, IN 46545 (574) 247-8700 saintjosephPACE@trinity-health.org Helping seniors live safely at home. PACE’s main objective is to keep seniors out of nursing homes.

DENTISTS PRINCESS CITY DENTAL CARE 2006 N. Main St., Mishawaka, IN 46545 (574) 259-8571 www.pcdentalcare.com Emphasis On Complete, Compassionate Care. Member American Society Of Geriatric Dentistry.

HEARING AID CENTER NIHC - NORTHERN INDIANA HEARING CENTER 2406 Mishawaka Ave. South Bend, IN 46615 (574) 383-5595 The newest technology for the most affordable price! Starting at $895 each. Free home or community visits. Free Hearing test & evaluation. We honor most health insurance including United Epic Health Insurance. We carry WIDEX among many other brands. NEW - Rental program $74.50/per pair/per month.

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HAPPY ST. PATRICK’S DAY!


16 ■ SENIOR LIFE ■ March 2021

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Short Term Rehabilitation-to-Home Specialization featuring Medicare and Managed Care Skilled Nursing Services and State-of-the-Art Physical, Occupational and Speech Therapies. Outpatient Therapy. Beautiful Private and divided Semi-private rooms. Comprehensive Care for longer stays. Pet visitation encouraged.

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Morningview Assisted Living Residences 475 North Niles Avenue, South Bend, IN 46617 (574) 246-4123 • www.morningview-alf.com

609 W. Tanglewood, Mishawaka, IN 46545 (574) 277-2500 • www.goldenliving.com

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*ROGHQ /LYLQJ&HQWHU 0LVKDZDND 811 E. 12th Street, Mishawaka, IN 46544 (574) 259-1917 • www.goldenliving.com

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*UDQG (PHUDOG 3ODFH 6HQLRU /LYLQJ 4010 S. Ironwood Drive, South Bend, IN 46614 (574) 291-2222 • www.enlivant.com

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Spacious studio apartments at affordable rates. Services available based on your needs. Respite Care, Physical, Occupational & Speech Therapies, Medicaid Waiver accepted. Quality Care for Quality Life.

North Woods Village at Edison Lakes 1409 E. Day Road, Mishawaka, IN 46545 (574) 247-1866 • http://www.northwoodsmemorycare.com Michiana’s Premier Licensed Memory Care Assisted Living. Offerig “NEW DIRECTIONS” ® program designated specifically for those with Alzheimer’s, dementia and their families. Secured building with state-of-the-art monitoring systems. 24/7 nursing care led by a Nationally Certified Alzheimer’s and Dementia Care Trainer.

Advertise Your Community Here! Contact Cathy Wilson For More Details! (574) 298-8806 1-866-580-1138 Ext. 2402 cwilson@the-papers.com


www.seniorlifenewspapers.com

March 2021 ■ SENIOR LIFE ■ 17

Forecasting the future of travel %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

Travel has become a memory for most folks since the whole world was closed down by COVID-19. Few people even remember when it was a simple chore (pre-9/11) to head to the nearest airport and hop on a plane to visit grandma or Glasgow. With travel revenues slashed by half, predictions span a wide spectrum as to how planes, trains, hotels and all travel-

related business will continue under the rules expected to emerge post-pandemic. Since no one foresees the future, absorbing the opinions and predictions of travel and tourism experts only gives you something to do while not traveling. Big Brother may tag along with you from now on, according to some pundits. They say travelers will be followed electronically on their journeys as part of the contact tracing that’s already being used to monitor who’s been where and how close they came

to virus-infected people. So get used to not interacting with real people on the road. Not only will you have to become schooled and aware of health and safety protocols to protect yourself, you’ll also have to become schooled and aware of paperless online booking and self check-in kiosks. And you’ll have to find the bathrooms yourself in the airport terminal because there’ll be no one to ask. Travel insurance may become mandatory, as countries require visitors to have medical coverage

before crossing their borders. Business travel, long the sturdy revenue backbone of airlines, has dropped dramatically. It isn’t expected to rebound since video conferencing has become simpler, faster and just as productive as face-toface meetings. To make up the revenue gap, pleasure travelers will have to pay more for their trips. International border closings because of the pandemic have forced people to travel in their own countries — boosting car

and train travel. Travelers are adding trips to national parks as well as visits to the grandparents and grandkids. This has led to a revival of fast-track thinking: increasing talk about expanding, improving and subsidizing rail service. Some politicians are even making noises about repairing and improving roads for both automobiles and trains since more of the focus on travel is aimed at sticking close to home. Mature Life Features, copyright 2021

$66,67(' /,9,1* 1856,1* $1' 5(+$%,/,7$7,21 *8,'( Primrose Retirement Community of Mishawaka

Southfield Village

820 Fulmer Road, Mishawaka, IN 46544 (574) 259-3211 • primroseretirement.com

6450 Miami Circle, South Bend, IN 46614 (574) 231-1000 • www.greencroft.org

Our spacious independent and assisted living apartments offer something to retire to not just something to retire from. Residents at Primrose enjoy a healthy and active living environment.

Riveridge Rehabilitation & Healthcare Center

Independent Living, Assisted Living, Rehabilitation Unit, Skilled Licensed Nursing, Intermediate Care, Therapies: Speech-OccupationalRespiratory-Physical, Long Term Care, Respite Care, Private/ Semi-Private Rooms, Pet Visitation Allowed, Residential Apartments, Medicare and/or Medicaid

Sprenger Health Care of Mishawaka

60257 Bodnar Blvd., Mishawaka, IN 46544 (574) 222-1234 • www.sprengerhealthcare.com

1333 Wells Street, Niles, MI 49120 (269) 684-1111 • www.riveridgerehab.com

Orthopedic & Short-Term Rehabilitation, Skilled Nursing, Assisted Living, Spacious Private Bedrooms, Flat Screen Televisions, Cable, WiFi, Movie Theater, Social Happy Hour Pub, Putting Green, Outdoor Courtyard, Salon/ Barber Services, Scheduled Transportation, Social Activities, Library, ChefDesigned Meals, Reservable Private Dining Room, Pet Visitation Allowed

Riveridge Rehab in Niles, Michigan, offers newly renovated rehab units with 4 private suites. Additionally, we have a locked memory care unit with multi-sensory room.

Saint Joseph Health System - Holy Cross

St. Paul’s

17475 Dugdale Drive, South Bend, IN 46635 (574) 247-7500 • www.sjmed.com

3602 S. Ironwood Dr., South Bend, IN 46614 (574) 284-9000 • www.sjmed.com/st-pauls

Offering Rehabilitation and Nursing Care services for seniors, Sanctuary at Holy Cross focuses on wellness for the body, mind and spirit. Our therapies include: aqua, speech, occupational, physical, and therapeutic recreation.

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St. Paul’s, a Saint Joseph Health System Life Plan Community in South Bend, provides continuing care that is faith-based, hospitality-rich and wellness-focused. A variety of living options includes affordable Independent Living and Assisted Living apartments and secure Memory Care.

Tanglewood Trace 530 Tanglewood Lane, Mishawaka, IN 46545 (574) 277-4310 www.meridiansenior.com

316 Woodies Lane, Bremen, IN 46506 (574) 546-3494 • SHCofBremen.com

Bremen

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Offering Retirement Villas, Independent and Licensed Assisted Living, Therapy Services, Respite Care, Social and Recreational Activities, Pets Welcome, Transportation, Beauty Shop and Spa Services Available.

Vannoni Living Center 500 Lincoln Way East, Mishawaka, IN 46544 (574) 855-3937

52654 N. Ironwood Road, South Bend, IN 46635 (574) 277-8710 • www.SHCofSouthBend.com

1-bedroom apartments. Income-based. Accept Medicaid Waiver for 40 years and older, if disabled. Pet friendly. 24 hr. Staffing, in-house Therapy Services, Wellness-focused activities. Scenic view of St. Joseph River.

Rehabilitation Unit, Skilled Licensed Nursing, Intermediate Care, Therapies: Speech-Occupational- Respiratory-Physical, Long Term Care, Respite Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Promoting Affordable Independence & Affordability.

Silver Birch - Mishawaka

West Woods of Niles 1211 State Line Road, Niles, MI 49120 (269) 684-2810 • www.peplinskigroup.com

3630 Hickory Road, Mishawaka, IN 46545 (574) 252-7225 • www.silverbirchliving.com

Physical Therapy, Occupational Therapy, Speech Therapy, 24-Hour Nursing Care, Outings, Social Activity, Short/Long Term Rehabilitation, Wi-Fi, Beauty Shop, Private/Semi-Private Rooms, Medicare/Medicaid Certified

Assisted Living, Private Studio & 1 Bedroom Apt, Full Private Bathroom, 24 Hr. Staffing, Accepting Multiple Types Of Payment Including Private, Medicaid Waiver & Veteran’s Aid & Attendance. “Inspiring Purposeful Lives For All” AL Lic. #: 14-013331-1

Contact Cathy For More Details! 574.298.8806 cwilson@the-papers.com • www.seniorlifenewspapers.com


18 ■ SENIOR LIFE ■ March 2021

www.seniorlifenewspapers.com

Travel

Amelia Island, Isle of Eight Flags For a tiny barrier island off the northeast corner of Florida, Amelia Island has more history than some states. *5($7 Since the (6&$3(6 mid-1500s, %\ 52' .,1* eight flags have flown over this 13.5 mile long spit of sand on the Atlantic Ocean a stone’s throw from Georgia. Everybody wanted it because of its deep water port and because it controlled the entrance to the St. Mary’s River. In the process it attracted a bunch of scoundrels, con men, pirates, thieves, smugglers, soldiers of fortune, sailors, shrimp fishermen and, of course, the unsavory hangers-on that were drawn to them.

Known as the Isle of Eight Flags, Amelia Island is the southernmost of the Sea Islands that the French visited, the Spanish developed, the English named and the Americans tamed. First to plant its flag were the French Huguenots in 1562. The Spanish booted them out two years later and remained for 220 years before the British took over and named the island in honor of the daughter of King George II. Twenty years later the Spanish returned and ruled until 1812 when, with the secret blessing of the United States, the Patriots of Amelia Island overthrew the Spanish and hoisted their own flag featuring a Minuteman with fixed bayonet. It was replaced with the U.S. flag the next day. However, the Spanish demanded its return citing salus populi lex suprema (the well-being of the people is the supreme law) and

May Beane from Elkhart, and granddaughter, Sydney Beane, visited Gatlinburg and the Smoky Mountains to see and enjoy the beautiful fall colors. They snapped a photo with their Senior Life at an interpretive sign in the Great Smoky Mountains National Park. Smoky Mountain National Park is America’s most visited national park. The sights of this park include black bears, year-round wildflowers, waterfalls, historic homes and churches, the Appalachian Trail and beautiful mountain scenery. Gatlinburg, a city located at the heart of the Great Smoky Mountains National Park, is home to the Gatlinburg Space Needle, amusement centers, wineries, vineyards & distilleries. Many resorts, lodges, motels and inns are located nearby to accommodate travelers. Situated in the park, Gatlinburg offers beautiful vistas, incredible experiences and wonderful ways to view them. One can pet stingrays, visit a penguin playhouse, find Nemo’s look-alike in a coral reef, or ride a glide path within a tunnel to check out sharks at Ripley’s Aquarium. Visitors flock to SkyLift Park for its panoramic views. It offers landscape vistas from a ski lift, sky deck, sky trail and the country’s longest pedestrian suspension bridge, partially glass-floored. Adventurers can soar through the treetops on the world’s first mountain glider or ride a gravity propelled alpine coaster while visiting Rowdy Bear Mountain adventure park. Among Gatlinburg’s hidden gems include a salt and pepper shaker museum, scenic helicopter tours and a historic cabin depicting pioneer life with 11 children. Shopping at the Great Smoky

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Arts and Crafts community is an eight mile must-see unique experience. There one will find talented artists creating one of a kind crafts using century-old techniques.

The Great Smoky Mountains is a wonderful place to visit. Senior Life is thankful for the Beanes taking us with them on their scenic trip to this grand national park.

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won their case. On June 29, 1817, Scottish adventurer Gregor MacGregor took over without firing a shot and ran his green cross flag up the pole. MacGregor found himself short of cash and couldn’t pay his men or buy munitions so he left the island in charge of subordinates and went off to raise money. They threw in with the pirate Luis Aury and raised the Mexican rebel flag. In December, U.S. troops occupied the island and held it in trust for Spain. The stars and stripes went up in 1821 after Spain ceded Florida to the U.S. and it waved over Fort Clinch until 1861, when Confederate troops occupied it and hoisted their flag. It fluttered over the fort for a year until Gen. Robert E. Lee ordered its evacuation just as Union gunboats appeared. No shots were fired and the U.S. flag quickly appeared over the fort and the town of Fernandina. Fernandina, which was founded in 1811 and named after King Ferdinand VII of Spain, has a 50-block area full of classic homes that is listed on the Register of Historic Places. The streets are lined with live oak trees dripping with Spanish moss, which, according to locals is neither moss nor Spanish. “Old Town” has a charming collection of boutiques, restaurants and bars. A tour of Fort Clinch under the guidance of a Union corporal who won’t be caught out of character or out of the late 1800s is fun and the view of the harbor from the battlements is spectacular. Truckloads of trees (300 to 500) enter the island daily and go directly to two paper mills supplying the growing shipping box industry. Shrimping is still big there. Consider this little barrier island for your next Florida visit.


www.seniorlifenewspapers.com

March 2021 ■ SENIOR LIFE ■ 19

Travel

DD Resales hosts a Branson show extravaganza %\ '(11,6 '21$7+(1 We have just added a summer Branson show trip to our lineup for 2021 that you will not want to miss. Leaving Monday, July 12, and returning Saturday, July 17, this trip is filled with fun, fun, fun. When Dennis Donathen is leading the tour, the fun starts when you step on the motorcoach and doesn’t stop the whole trip. Every detail is covered so all you have to do is get on board and enjoy. This tour includes: • Motorcoach transportation. • Five nights lodging including three consecutive nights in the Branson area. • Eight meals: five breakfasts and three dinners. &/$66,& +286( ³ $ EORFN DUHD RI )HUQDQGLQD LV OLVWHG RQ WKH 1DWLRQDO 5HJLVWHU RI +LVWRULF 3ODFHV 7KH WRZQ ZDV IRXQGHG LQ DQG QDPHG DIWHU .LQJ )HUGLQDQG 9,, RI 6SDLQ

• Admission to seven fabulous Branson shows, including: • Three morning shows: All Hands on Deck, the Dublin Tenors and Doug Gabriel. • Three evening shows: The Jesus Show at the Sight and Sound Theatre, Presleys’ Country Jubilee and The Hughes Show. • One dinner show on the Showboat Branson Belle. We will be maintaining a smaller capacity on the motorcoach to allow for social distancing. The cost is $620 per person, double occupancy, with just a $75 deposit that will hold your space. Get out and have some fun this summer. Visit www.grouptrips.com/ddresales or call me at (574) 220-8032 for more information.

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JOE’S LAWN SERVICE

For 30 Days For A 1 Column x 1 Inch Ad

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• Complete Lawn Care • Cheap Mowing Rates W/Trimming & Edging • Spring Cleanup W/Power Raking

SENIOR DISCOUNT FREE ESTIMATES (574) 261-2352

Antiques

WANTED: ANTIQUES 48$57(50$67(5·6 2)),&( ³ $OO WKH HVVHQWLDOV IRU RSHUDWLQJ D PLOLWDU\ JDUULVRQ ZLWK VRO GLHUV ZHUH GLVSHQVHG IURP WKH TXDUWHUPDVWHU·V RIÀFH 7KH IRUW LV OLVWHG RQ WKH 1DWLRQDO 5HJLVWHU RI +LVWRULF 3ODFHV

I Buy All Types, Including Military Items, Guns, Vintage Toys, Old Advertising, Coins, Pocket Watches & Much More! Over 15 Years Experience

Call Matt 219.794.6500

DD RESALE PRESENTS SOUTH BEND AND MICHIGAN CITY PICK-UPS

Book Now For Special Savings Branson Show Extravaganza - 7 Fabulous Shows Mon.-Sat., July 12-17 81,48( 675((7 6,*1 ³ )HUQDQGLQD VWUHHW VLJQV QRW RQO\ JLYH WKH VWUHHW QDPH EXW DOVR GLUHFWLRQV WR VKRSV DQG ERXWLTXHV

$620 pp dbl occ Mackinac Island

The Ark Encounter & Creation Museum Plus Aquarium & Riverboat Tour

W/Cruise Through Soo Locks

Mon.-Sat., Aug. 2-6

Mon.-Fri., Sept. 13-17

$560

pp dbl occ Biltmore Estates & Asheville, NC Sun.-Fri., Sept. 26-Oct. 1

4 Nights/5 Days

$490

pp dbl occ Virginia Beach, Norfolk & Colonial Williamsburg Mon.-Sat., Oct. 25-30

$525 pp dbl occ $655 pp dbl occ (DUO\ %RRNLQJ 6SHFLDO

$10 OFF

per person if $75 deposit made by Mar. 31, 2021 For flyers and more information call Dennis Donathen @ 574.220.8032

www.grouptrips.com/ddresales


20 ■ SENIOR LIFE ■ March 2021

www.seniorlifenewspapers.com

Protect your home, savings from nursing home spend-downs

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%\ &/,))25' - 5,&( (OGHU /DZ $WWRUQH\ *UDQJHU Every day 10,000 Americans are turning 65 years of age. Statistically, 70% of those individuals will require long-term care.1 The average stay in a nursing home is 2.3 years.2 If assisted living is required prior to that, the average length of stay in assisted living is in excess of three years.3 With over 80 million Americans expected to reach 65 years of age by 2050 4, this is a serious problem, affecting not only our nation, but every citizen in it. A private pay nursing home now costs slightly in excess of $100,000 per year and 50% of couples will exhaust their entire life savings within one year of entering a nursing home.5 For single individuals, 75% will exhaust their life savings

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%\ &/,))25' - 5,&( (OGHU /DZ $WWRUQH\ within one year.6 At Rice and Rice Attorneys, we can help. We are elder law attorneys, having joined the National Academy of Elder Law Attorneys 28 years ago, in 1993. Now, we are members of Elder Counsel as well. We have been in business for over 48 years and we understand the Medicaid regulations. Get the help you need now. Don’t wait until the last minute to take the steps necessary to protect yourself and your loved ones. We help individuals just like you save their home and assets from the effects of long-term catastrophic illness. If you would like to learn more, attend one of our dinner workshops at 6 p.m. March 1 or 6 p.m. March 8, at Ruth’s Chris Steakhouse, 902 E. University Drive, Granger. Reservations required; seating is limited. Call now (800) 303-7423, or visit our website at www.riceandrice.com. Resource References 1. Centers for Medicare and Medicaid Services. 2. Centers for Disease Control and Prevention. 3. National Center for Assisted Living. 4. Pew Research Center. 5. United States Department of Health. 6. United States Department of Health.

Bag a bargain with virtual grocery shopping %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Online shopping has gained exponentially in popularity because of the social distancing tossed at us by the COVID-19 pandemic. A lot of people, including seniors, have discovered how easy it is to have groceries delivered. They can order by telephone or laptop. In some cases, there is no delivery charge. In most cases, you can leave your shopping cart sitting until you’ve filled it with all your needs and wants before completing your order and having the goods delivered. This can be of benefit to the customer, as retailers often send coupons or special discounts to entice them into further purchases. Mature Life Features, copyright 2020


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