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Senior Life Northwest Edition November 2020

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Elder Law and Medicaid Planning

Dinner Workshops!

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(219) 462-0809 Advertising Material

November vember 2020

Cliff Rice Elder Law Attorney

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Vol. 24, No. 8

Northwest Edition R Reaching Seniors In Illiana: Cook, Lake & Porter Counties

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Launches Red Kettle campaign early See n O e l c i t Ar Page 5

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2 â– SENIOR LIFE â– November 2020

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Key Positions

Gardener, teacher offers outdoor tips for fall planting %\ 67(9( (89,12 )HDWXUH :ULWHU Lynn Barbee may be a horticulturist and gardener, but if you drive by her home expecting to see scores of beautifully owering plants, think again. She loves planting things, but this 66-yearold has plenty to do. As part of the “gig economy,â€? this Merrillville resident has two part-time jobs: working in the garden department at Home Depot and teaching business at Ivy Tech Community College’s Valparaiso campus. She has her own YouTube channel, on which, among other things, she offers tips on resume writing. The holder of a college degree in Christian education, Barbee, the mother of four and grandmother of one, earned a certiďŹ cate in horticulture and became a Lake County master gardener. Then, at age 57, she earned a master’s degree in business. This is all coming from a Chicago east-sider who admitted, “I grew up in the city. We never grew anything. I just grew weeds.â€?

As a young mom, Barbee started to grow things and she liked it. “I like being outside. That’s a big part of it,â€? she said. Barbee started planting vegetables and ornamental shrubs to ďŹ ll up space. Then came tomato plants. Work took up 60 to 70 hours a week, so she planted things that were hardy enough to last several seasons. This gardener, who loves variety in plant life, grows spirea, lilac bushes, orchids, brandywine viburnum and William BafďŹ n rose bushes. Although her children are all adults, Barbee used her son’s Matchbox trucks for growing succulent plants. Barbee recently used her teaching skills for a webinar from Gabis Arboretum at Purdue Northwest, focusing on gardening in the fall. “Do what nature does,â€? Barbee said about grass clippings. That includes leaving leaves on the ground or using a mulching mower. If you must rake, use the clippings for landscaping purposes. Plants go dormant as tempera-

tures drop, Barbee said, so pruning and watering won’t hurt. Also, she recommends, “Don’t be too neat. Leave space for wildlife and pollinators.� Barbee also noted, “People are too concerned about getting rid of insects and we need them. You can still use pesticides, but not wantonly.� Also, she noted, all these lawn care products can be costly. A common mistake novice gardeners make, Barbee said, is not reading tags on planting supplies. Those tags, she said, contain plenty of important information, including the proper zone. The U.S. Department of Agriculture has divided this country into 13 zones, depending on hardiness to cold weather. According to the USDA, this zone description can aid in selecting plants that will survive each zone’s cold temperatures. Northwest Indiana is in Hardiness Zone 5, where the average cold can drop from 10 below zero to 20 below zero. Fruit trees good for Zone 5 include Warren plum and Pink Lady apple.

)5217 *$5'(1 ³ /\QQ %DUEHH VWXGLHV WKH :LOOLDP %DIÀQ URVH SODQW LQ KHU EDFN\DUG $ KRUWLFXOWXULVW DQG /DNH &RXQW\ PDVWHU JDU GHQHU %DUEHH LV DOVR DQ LQVWUXFWRU DW ,Y\ 7HFK &RPPXQLW\ &ROOHJH¡V 9DOSDUDLVR FDPSXV 3KRWR E\ 6WHYH (XYLQR Most vegetables would qualify; that includes beans, beets, corn, cucumbers and tomatoes. Tag information also includes the amount of water a particular plant requires. Barbee does not

S. O. S. – Speaking of Seniors

Outlaw price gouging and misleading

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If you want higher value from your healthcare plan, consider this Humana is here to help make getting care more affordable with our $0 premium plans. Enjoy all the beneďŹ ts you’ve come to expect, like:

• Dental, hearing and vision coverage • $30 over-the-counter allowance every three months* • Rides to your doctors—60 routine one-way trips** • $0 copay for testing and treatment services for COVID-19 Your dollar already has enough to do. Helping you with the budget is only right.

Call a licensed Humana sales agent Brenda Ross 219-964-8709 (TTY: 711) Monday – Friday, 8 a.m. – 5 p.m. bross@humana.com

One of our clients, who is under 65 years old, met with me about a medical bill problem. His doctor told him that his lab tests would be covered by his insurance plan as preventative services. That’s not what happened. The doctor sent the tests to a lab at a local hospital. Instead of the lab tests being covered by his plan, he got bills from the hospital totaling $1,625.60. Why shouldn’t state and federal laws protect patients from being misled and overbilled? In the past, the same client took two of his children to a local, fast medical clinic to be checked for u. At the local, fast medical clinic, with his insurance coverage, the u tests for his children cost $10 each. Later in the same week, his wife took their other children to a

*Available only through participating retailers and Humana’s mail-order pharmacy, Humana PharmacyÂŽ; always consult with your doctor or medical provider before taking over-the-counter medications. **Not to exceed 50 miles per trip. Humana is a Medicare Advantage HMO, PPO and PFFS organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal. Applicable to Humana Gold Plus H5619-053 (HMO). At Humana, it is important you are treated fairly. Humana Inc. and its subsidiaries comply with applicable Federal civ rights laws and do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. English: ATTENTION: If you do not speak English, language assistance services, free of charge, are available to you. Call 1-877-320-1235 (TTY: 711). EspaĂąol (Spanish): ATENCIĂ“N: Si habla espaĂąol, tiene a su disposiciĂłn servicios gratuitos de asistencia lingßística. Llame al 1-877-320-1235 (TTY: 711).  넑⚼俑 (Chinese): 岣 ä ?㼴ĺ?“ ä?&#x;⢪ ćŹ˝î˜’ë„‘âšĽäż‘ ä?&#x;〳â&#x;ƒ âŻ?éĄ¤ć ť ä–¤é“‚éŽ‰ďŒ‘â¸”ĺ‰ŞâšĄ կ č?œę¨ľ 1-877-320-1235 (TTY :711) ŐŻ H5619-053-000-2021

local hospital to get them tested for u. At the hospital, the same test cost $200 each. That’s right. What cost $20 at a local fast medical clinic, cost $400 at a local hospital. Why not force doctors, clinics, labs and hospitals to put their service prices online for the public to see? Why not outlaw price gouging and misleading statements that hurt patients and their families ďŹ nancially? Ask the politicians if they are for or against protecting patients this way. (Note: Woodrow Wilcox has saved senior citizens over $2 million dollars by ďŹ ghting mistakes and fraud in the Medicare system. He wrote the book, “Solving Medicare Problem$,â€? which is available through Amazon, eBay and other booksellers. For more articles, visit www.WoodrowWilcox.com).

Delaying retirement gains much appeal %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

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water her lawn. Some people, she said, water grass too much or incorrectly. By not following tag data, Barbee warned, “You’re missing out on a lot of information.�

As our life spans and the qualifying age for collecting full Social Security beneďŹ ts climb, so do the physical and ďŹ nancial needs to keep working past the traditional “retirementâ€? age. While most workers dream at some time or other of chucking the job and enjoying the rest of their lives traveling or gamboling with the grandkids or just soaking in sunsets by the beach, more and more are looking at extending their work life for many reasons:

• It keeps them busy and in touch with what’s going on. • They remain in contact with long-time colleagues and friends. • Their work still invigorates them and keeps their mind and body healthy. Adding to the ease of continuing your career past the 65-andquit ceiling is the expanding technology that allows individuals to work at home. Meanwhile, many folks who have retired ďŹ ll their day-to-day lives by volunteering at the multitude of nonproďŹ t organizations out there. Mature Life Features, copyright 2020


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November 2020 â– SENIOR LIFE â– 3

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4 â– SENIOR LIFE â– November 2020

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Spotlight

U.S. Army veteran served his country %\ &$55,( 67(,1:(* )HDWXUH :ULWHU Hammond will host its annual veteran appreciation day parade Nov. 7, with two Vietnam veterans leading the parade as grand marshals. One is Airman Ernie Dillon, who served on a Huey helicopter crew in Vietnam with the USAF 76th Squadron. The other is Armando Blanco, Sr. He served in the U.S. Army

with the 173rd Airborne Brigade, a group that became the ďŹ rst major unit of the U.S. Army to serve in Vietnam and conducted the only combat parachute jump of the war. Blanco was surprised and honored to be invited to be a grand marshal of the parade. He said he has participated in the parade a couple times in the past as an honorary member of the Hebron American Legion.

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He’s been a Hammond resident since 1968. As a middle boy in a family of ďŹ ve sons, Blanco served in the U.S. Army from 1966-1968. He was in Vietnam from March to September 1968, when he was part of the infantry and spent a lot of time traveling in convoys. “It’s hard to say what it was like there. It was kind of bad and you just tried to survive no matter what happened,â€? he said. “A lot of guys got killed. I know 13 guys on the memorial wall. You think about them and how young they were. They got killed in their 20s. Their names have been on that wall for a long time and you think about them and what their lives would be like now. What would they be doing? Would they be fathers and grandfathers? I’m just lucky that I came home.â€? Four of the ďŹ ve boys in his family served in the military and three served in Vietnam. His older brother, David, was a career Marine, who served in World War II, Korea and Vietnam. His brother, Bob, also a Marine, served in Vietnam during the same time frame. “My brothers were in Vietnam and then I went. I never thought about what my parents had gone through,â€? he said. “I just ďŹ gured we had to go, so we went. Thankfully all three of us came home.â€?

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His brother, Joe, served in the U.S. Army at the time of the Cuban Missile Crisis in 1962. He also has a brotherin-law who served in Vietnam. His youngest brother’s draft number was “way out reach,â€? said Blanco and he said they expressed to his brother that he shouldn’t feel obligated to enlist. A niece has also served in the Marines. “There’s been a strong link to the military in our family,â€? he said. Although serving in Vietnam was difďŹ cult to endure, Blanco said a good part of

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9,(71$0 9(7(5$1 Âł $UPDQGR %ODQFR 6U RI +DPPRQG VHUYHG LQ WKH 8 6 $UP\ IURP DQG LQ 9LHWQDP IURP 0DUFK WR 6HSWHPEHU 3KRWRV SURYLGHG serving in the military in that era was the people he met. “It was an experience. You met some nice people and you met some crazy guys. Times were hard, but pretty good, too,â€? he said. “It’s something you had to go through. A lot of guys survived and a lot of guys didn’t. That’s the sad part, that they had to go so soon.â€? Blanco retired from Inland Steel. He is married with two daughters, a son and four grandchildren. In March, he was diagnosed as having contracted COVID-19; he remained in the hospital until June. “It really knocked me out for a while, but I survived it,â€? he said. As he recovered, he went six months without eating solid food and has been undergoing regular therapy as he learned to walk again. “It’s been a long haul,â€? he said. “There were a lot of good people in the hospital taking care of me. They’re still calling to see how I’m doing.â€?


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November 2020 â– SENIOR LIFE â– 5

Launches Red Kettle campaign early %\ 3+2(%( 087+$57 (GLWRU The Salvation Army is announcing a change to the iconic Red Kettle fundraising campaign for the ďŹ rst time in the organization’s 135-year history. The Salvation Army has launched Rescue Christmas with a series of events. The organization is beginning its annual fundraising campaign

nearly two months earlier than in a typical year in order to meet an unprecedented need. The East Chicago location had early bell ringing opportunities in September and it distributed snacks from the iconic canteen, a mobile feeding unit. In September, three Salvation Army Corps community centers in Lake County lit up the night sky with a spotlight to shine a

light on the community’s need and serve as a beacon of hope. The community centers are located at East Chicago, GaryMerrillville and HammondMunster. The Salvation Army provides hope for people like Charles, a single father of two children. He lost his job when his employer shut down because of the pandemic. He was three months behind on rent and

What you may not know about Medicaid %\ &/,))25' - 5,&( (OGHU /DZ $WWRUQH\ 9DOSDUDLVR Nursing homes are expensive and, without careful planning, an extended stay can easily bankrupt all but the most afuent families. Considering that the average cost of a nursing home in the U.S. is $8,365 a month, with costs increasing every year, you’re looking at a bill of over $500,000 for a family member with Alzheimer’s disease; a nursing home stay typically is ďŹ ve years or more. What most people don’t realize is that, as a general rule, the government will only pay the nursing home bill if a single person has spent down to $2,000. Medicare will only

cover you for a maximum of 100 days, if they cover you at all. Social Security won’t pay all these bills either. Only Medicaid will cover you if you qualify. My new book, “How To Protect Your Family’s Assets From Devastating Nursing Home Costs,â€? explains in English what the rules are and how you can qualify for Medicaid coverage, yet still protect your home and life savings. Receive a free copy when doing planning with Rice and Rice during the month of November. Once you have been approved for Medicaid, virtually all medical bills will be paid by the program. In most states, Medicaid will cover: • Ambulatory services to

&/,))25' - 5,&( individuals entitled to institutional care. Continued on page 7

fearful his family would soon be homeless. The Salvation Army provided half of the back rent and provided referrals to other service organizations that were able to provide additional help. “The need for assistance in our communities that is COVID-19 related has not diminished. We anticipate a greater demand for help during this Christmas season,â€? said Capt. Brian Clark, the Lake County coordinator. “It will take a team effort that is vital to having a successful fundraising campaign with donors, volunteers and businesses stepping up to help their fellow neighbors.â€? The Salvation Army Lake County saw a ďŹ vefold increase in need during the height of the pandemic in the spring. Requests for emergency assistance jumped 67%. Based on the increase in services already provided in response to COVID-19, the organization could serve up to 155% more people this year with requests for food, emergency assistance and Christmas assistance, assuming the resources are available. At the same time, due to the closing of retail stores, consumers are carrying less cash and coins and the decline in foot trafďŹ c, The Salvation Army

could see up to a 50% decrease in funds raised nationally through the Red Kettles, which would limit its capability to provide services for the most vulnerable. Almost 70% of The Salvation Army’s donations are made during the Red Kettle Campaign. The Red Kettles won’t hit the streets until November, but The Salvation Army is asking for donations online now to help Rescue Christmas, at www. salarmychristmas.org. Every donation provides help and hope to those in need and all of the gifts stay within the community in which they are given. If in need of services during the holidays or know of someone in need, visit www. salarmylakecounty.org, call (219) 838-1328 or email Kevin. Feldman@USC.SalvationArmy. org. Salvation Army of Porter County will launch its Red Kettle kickoff from 3-6 p.m. Nov. 13, in downtown Valparaiso. The event features cookies, hot cocoa and holiday music. To donate or for more information, call (219) 762-9191 or visit https://centralusa.salvationarmy.org/PorterCounty or email wmiportercounty@usc.salvationarmy.org.

IF YOU LOVE YOUR FAMILY, READ THIS NOW: Then, Join Us At Gino’s Steakhouse or The Lighthouse Restaurant!! ĆŒÄž zŽƾ Ç Ä‚ĆŒÄž dŚĂƚ͗ Íť EÄžÄ‚ĆŒĹŻÇ‡ ŚĂůĨ ŽĨ Ăůů Ć?ĞŜĹ?Ĺ˝ĆŒĆ? Ç Ĺ?ĹŻĹŻ Ć?ƉĞŜĚ Ć&#x;žĞ Ĺ?Ĺś Ä‚ ĹśĆľĆŒĆ?Ĺ?ĹśĹ? ĹšĹ˝ĹľÄžÍ˜ Íť >Ĺ˝Ä?ĂůůLJ͕ ĹśĆľĆŒĆ?Ĺ?ĹśĹ? ŚŽžĞĆ? Ä?Ĺ˝Ć?Ćš Ä‚Ä?Žƾƚ Ψϳ͕ϹϏϏ Ć‰ÄžĆŒ žŽŜƚŚ͕ Ĺ˝ĆŒ ΨϾϏ͕ϏϏϏ Ć‰ÄžĆŒ Ç‡ÄžÄ‚ĆŒÍ˜ &Z ŽŽŏ Íť Ć?Ĺ?Ĺ?ĹśĹ?ÄŽÄ?ĂŜƚ ŜƾžÄ?ÄžĆŒ ŽĨ Ć?ĞŜĹ?Ĺ˝ĆŒĆ? ĹŻĹ˝Ć?Äž ƚŚĞĹ?ĆŒ ŚŽžĞĆ? ĂŜĚ ĹŻĹ?ĨĞ Ć?ĂǀĹ?ĹśĹ?Ć? ƚŽ ĹśĆľĆŒĆ?Ĺ?ĹśĹ? &Ĺ˝ĆŒ ĹŻĹ?ĞŜƚĆ? x ŚŽžĞ Ä?Ĺ˝Ć?ĆšĆ?͘ EÄžÄ‚ĆŒĹŻÇ‡ ŚĂůĨ ŽĨ Ăůů Ć?ĞŜĹ?Ĺ˝ĆŒĆ? Ç Ĺ?ĹŻĹŻ Ć?ƉĞŜĚ ĆšĹ?žĞ Ĺ?Ĺś Ä‚ ĹśĆľĆŒĆ?Ĺ?ĹśĹ? ĹšĹ˝ĹľÄžÍ˜ tŚŽ Ĺ˝ x >Ĺ˝Ä?ĂůůLJ͕ ĹśĆľĆŒĆ?Ĺ?ĹśĹ? ŚŽžĞĆ? Ä?Ĺ˝Ć?Ćš Ä‚Ä?Žƾƚ Ψϳ͕ϹϏϏ Ć‰ÄžĆŒ žŽŜƚŚ͕ Ĺ˝ĆŒ ΨϾϏ͕ϏϏϏ Ć‰ÄžĆŒ Ç‡ÄžÄ‚ĆŒÍ˜ ĆŒÄž zŽƾ ĹŻĆ?Ĺ˝ Ç Ä‚ĆŒÄž dŚĂƚ͗ x Ć?Ĺ?Ĺ?ĹśĹ?ĨĹ?Ä?ĂŜƚ ŜƾžÄ?ÄžĆŒ ŽĨ Ć?ĞŜĹ?Ĺ˝ĆŒĆ? ĹŻĹ˝Ć?Äž ƚŚĞĹ?ĆŒ ŚŽžĞĆ? ĂŜĚ ĹŻĹ?ĨĞ Ć?ĂǀĹ?ĹśĹ?Ć? ƚŽ ĹśĆľĆŒĆ?Ĺ?ĹśĹ? ŚŽžĞ Ä?Ĺ˝Ć?ĆšĆ?͘ WůĂŜŜĹ?ĹśĹ? Íť dĹšÄžĆŒÄž Ä‚ĆŒÄž ĞčĞÄ?Ć&#x;ǀĞ͕ Ć‰ĆŒĹ˝Ç€ÄžĹś Ć?ĆšĆŒÄ‚ĆšÄžĹ?Ĺ?ÄžĆ? ƚŽ ŚĞůƉ Ć‰ĆŒÄžĆ?ÄžĆŒÇ€Äž Ç‡Ĺ˝ĆľĆŒ Ä‚Ć?Ć?ĞƚĆ? Ä¨ĆŒĹ˝Ĺľ ĆŒÄž zŽƾ ĹŻĆ?Ĺ˝ Ç Ä‚ĆŒÄž dŚĂƚ͗ /Ĺś Ć?Ć‰ÄžĹśÄšÍ˛ÄšĹ˝Ç ĹśĆ?͘

Íť x dŚĞĆ?Äž Ć?ĆšĆŒÄ‚ĆšÄžĹ?Ĺ?ÄžĆ? Ä‚ĆŒÄž ĂǀĂĹ?ĹŻÄ‚Ä?ĹŻÄž ƚŽ LJŽƾ͕ ĞǀĞŜ Ĺ?Ĩ LJŽƾ ĚŽ ŜŽƚ ŚĂǀĞ ůŽŜĹ?Í˛ĆšÄžĆŒĹľ dĹšÄžĆŒÄž Ä‚ĆŒÄž ĞĨĨĞÄ?ĆšĹ?ǀĞ͕ Ć‰ĆŒĹ˝Ç€ÄžĹś Ć?ĆšĆŒÄ‚ĆšÄžĹ?Ĺ?ÄžĆ? ƚŽ ŚĞůƉ Ć‰ĆŒÄžĆ?ÄžĆŒÇ€Äž Ç‡Ĺ˝ĆľĆŒ Ä‚Ć?Ć?ĞƚĆ? Ä¨ĆŒĹ˝Ĺľ Ć?Ć‰ÄžĹśÄšÍ˛ÄšĹ˝Ç ĹśĆ?͘ EŽǀĞžÄ?ÄžĆŒ Ä?Ä‚ĆŒÄž Ĺ?ĹśĆ?ĆľĆŒÄ‚ĹśÄ?Ğ͘ x dŚĞĆ?Äž Ć?ĆšĆŒÄ‚ĆšÄžĹ?Ĺ?ÄžĆ? Ä‚ĆŒÄž ĂǀĂĹ?ĹŻÄ‚Ä?ĹŻÄž ƚŽ LJŽƾ͕ ĞǀĞŜ Ĺ?Ĩ LJŽƾ ĚŽ ŜŽƚ ŚĂǀĞ ůŽŜĹ?Í˛ĆšÄžĆŒĹľ Ä?Ä‚ĆŒÄž Ĺ?ĹśĆ?ĆľĆŒÄ‚ĹśÄ?Ğ͘ Íť x dŚĞĆ?Äž ĂŜĚ Ĺ˝ĆšĹšÄžĆŒ Ć?ĆšĆŒÄ‚ĆšÄžĹ?Ĺ?ÄžĆ? Ä?ĂŜ ĂůĆ?Ĺ˝ ŚĞůƉ ƚŽ ĂǀŽĹ?Äš Ć‰ĆŒĹ˝Ä?ĂƚĞ ĂŜĚ Ć‰ĆŒÄžÇ€ÄžĹśĆš dŚĞĆ?Äž ĂŜĚ Ĺ˝ĆšĹšÄžĆŒ Ć?ĆšĆŒÄ‚ĆšÄžĹ?Ĺ?ÄžĆ? Ä?ĂŜ ĂůĆ?Ĺ˝ ŚĞůƉ ƚŽ ĂǀŽĹ?Äš Ć‰ĆŒĹ˝Ä?ĂƚĞ ĂŜĚ Ć‰ĆŒÄžÇ€ÄžĹśĆš ÄšĹ?Ć?ƉƾƚĞ ĂžŽŜĹ? Ç‡Ĺ˝ĆľĆŒ Ä?ĞŜĞĨĹ?Ä?Ĺ?Ä‚ĆŒĹ?ÄžĆ?͘ ÄšĹ?Ć?ƉƾƚĞ ĂžŽŜĹ? Ç‡Ĺ˝ĆľĆŒ Ä?ĞŜĞĎÄ?Ĺ?Ä‚ĆŒĹ?ÄžĆ?͘

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6 ■ SENIOR LIFE ■ November 2020

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Sports

County park run club finds youthfulness on trails %\ 67(9( (89,12 )HDWXUH :ULWHU The Sunset Hill Run Club may have discovered the fabled fountain of youth. All it takes is dedication, commitment and a pair of good running shoes. Some of these folks look too darned good for their ages. All year long, regardless of weather, this group of mainly retirees and shift workers gathers twice a week to run at Sunset Hill Farm County Park in Valparaiso. The varied course features grass, hills and woodland trails. Dan Sturgell, 72, of Valparaiso leads this group on Tuesday and Thursday morning runs that may draw 20-25 participants. The group has 700 followers on YouTube, Sturgell noted. “We run year-round,” Sturgell noted, adding that in winter, “Zero is the cutoff.” A runner for 37 years, Sturgell got into running in his mid-30s when he started gaining weight. “I thought it would be a good idea,” Sturgell said. “Then my neighbor suggested I get into races. That’s when I got bitten

by the running bug.” Sturgell, who runs every morning, is not alone. He pointed to Scott Rains of Portage. At 82, he is the group’s senior statesman on the course. Running since 1980, Rains explained, “It’s something I can do with this group. I love it. I’m addicted, but I’m not a regular runner.” Malcolm McGaun, 79, of Valparaiso got into running while working on his Boy Scout physical fitness badge 64 years ago. “I found out I could run well,” McGaun confessed. “I just enjoy being outside and relaxing.” Becky Kreiger, recreation director for Porter County Parks, said she loves Sunset Hill runners, considering them an asset to the park system. “They are so accepting and encouraging to all who come, from new runners to seasoned runners, young to old,” Kreiger said. “Their combined years of running can provide anyone with a wealth of knowledge on any area of running.” While other seniors might be content to exercise indoors, Kreiger said, these runners

“are out there, soaking it all up.” Pat Davis, 74, Valparaiso, clocked a 2:23:47 in the 1979 Boston Marathon. “I enjoy the competition and just getting out every day,” he said. “It makes you feel a lot better.” Not all Sunset Hill runners are seniors. Nora Fernandez got her son, Nathan, into running when he was 4. Today he’s 10 and a student at Discovery Charter School in Porter. A former professional boxer and self-confessed sports mom, Fernandez wanted her son in sports. “He did his first mile trail at age 4,” she said. Deb Landwerlen, LaPorte resident, has been running 12 years, having started in her early 40s. “It’s great stress relief,” she said. “It’s a great way to see new things and meet people.” Then there’s Jean “the running machine” Jannasch of Valparaiso, who at 73 has been running since she was 46. She noted, “I enjoy doing the trails, being outdoors and the people.” Steve Kearney, who retired

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after coaching high school track 44 years, now works with marathon runners. The key to running success, he said, is “getting together and having an awesome support group to make us all better.” For more on the Sunset Hill Run Club, visit its Facebook page or www.porterco.org.

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November 2020 ■ SENIOR LIFE ■ 7

Fending off depression in a COVID world %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV There’s a lot of talk about getting kids back to school for their health. The COVID-19 shutdown that has curbed social interaction is affecting their health, a lot of experts report. These same experts are overlooking the fact that the isolation is killing the elderly. Researchers report that mortality rates rise among isolated seniors. Being cut off from social contact not only increases the likelihood that they will die sooner than their more active counterparts, it also accelerates the risk of dementia, high blood pressure and a lowering of their ability to fight stress. Depression is hovering over every senior’s shoulder. Then there’s the stress of coping with COVID-19. And the added angst and anxiety of losing family members and friends to death without the chance to formalize a final farewell because pandemic rules have curtailed funeral and burial services. To avoid being bowled over by this weight, the first thing anyone must do is stay busy to lighten the load. Keep cooking favorite meals and try a few on your to-do list. Stay aware of your appearance. Keep your hair combed, fingernails clipped and socks clean. And keep daily dress up to par. You don’t have to don shirt and tie or high heels, but don’t allow yourself to get shoddy and slovenly. A warm bath is high on the list of comfortable stress relievers. So is a catnap. And exercise. You don’t have to lift weights or run 20 miles a day. Take a walk around the yard a couple times each day. Maybe stroll around the whole block every second or third day. When you’re sitting down watching television, you might stand up every time you change

channel with your remote. (Well, you don’t have to stand up every time, but you get the idea.) A glass of wine can help smooth out the psyche, but turning to booze for relief only exacerbates depression and strengthens the stress. Facing the source of our stress also helps. Whether it’s

financial strain, yard work piling up or anything else, recognizing the reason you feel pressured helps you identify sources of relief. You can discuss money matters with your financial advisor or a member of the family. If yard work is the mountain that grew out of a molehill, see if there’s a neighborhood

youngster who’ll push the lawn mower around your homestead and put out the trash on collection day. This will not only ease your concern but also give you much needed time to have coffee now and then with old colleagues — a long-recognized social activity that helps eliminate depression.

Meanwhile, stay COVID-safe. Besides heeding the advice to wear a mask, keep a couple arm lengths between you and other people. Wash your hands after you touch anything and before you touch anything else. And stay home if you’re sick. You can always reschedule that coffee date.

attorney in the field of Medicaid law, the assets of the first spouse to die can be placed in a special type of trust, sometimes referred to as a “safe harbor trust.” Assets passing to provide for the care of the surviving spouse in this way can be fully protected from nursing home spend downs. They are available for care and needs during the lifetime of the surviving spouse and may also be better protected from death

taxes and probate fees when they pass to the children at the time the surviving spouse passes away. We can count almost 25 separate Medicaid planning techniques that can be utilized to save money from the nursing home for married couples and almost as many valuable techniques for a single person. Legal help is available at Rice and Rice Attorneys, 100 Lincolnway, Suite 1, Val-

paraiso. Call (800) 303-7423 to schedule an appointment for a free consultation or to attend one of two Medicaid planning seminars: at 6 p.m. Nov. 4, at Gino’s Steakhouse, 1259 Joliet St., Dyer, or at 6 p.m. Nov. 11, at Lighthouse Restaurant, 7501 Constitution Ave., Cedar Lake. Reservations required, seating is limited. Call (800) 3037423 or visit www.riceandrice. com.

Mature Life Features, copyright 2020

What you Continued from page 5 • Home health services to individuals entitled to nursing facility services. • Prescribed drug coverage. In some cases, Medicaid will even cover the cost of care in the client’s own home. There are unique opportunities for married couples when it comes to protecting assets from nursing home spend downs. If advance planning is done with an experienced

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8 ■ SENIOR LIFE ■ November 2020

www.seniorlifenewspapers.com

PUMPKIN PIE

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ACROSS 1. Not slouching 6. However, poetically 9. “Poor me!” 13. Yo-Yo’s instrument 14. Read-only storage 15. Clear the chalkboard 16. Macho one 17. Gobbled up 18. Prepare for winter takeoff 19. *”2001: A Space ____” 21. *First man in space 23. Rocketman’s title 24. Green gemstone 25. Middle-earth creature 28. Dharma teacher 30. *Like space 35. Actress Gilbert 37. Heartburn relief 39. Parent, to a child 40. All over again 41. Pertaining to Os 43. Rani’s dress 44. Great reviews 46. 1,000 grams 47. Moon pull 48. *NASA’s human spaceflight program 50. Major European river 52. Huxley’s choice 53. Bookie’s quote 55. Two halves 57. *Robotic space explorer 61. *Kennedy Space Center location 65. Pleasant smell 66. Be indisposed 68. “____ death do us part” 69. Manicurist’s office

70. Court 71. Underwater breathing organs 72. Benevolent fellows 73. Car nut 74. Conversation starter DOWN 1. Acoustic phenomenon 2. Lou of The Velvet Underground 3. Abounding with elms 4. Teacher’s audience 5. Throat lymph node 6. Carhop’s carrier 7. *Like Venus 8. *____ Centauri or ____ Nebula 9. *____ 51 10. Bear’s den 11. Fungal spore sacs 12. “As ____ on TV” 15. Push one’s way into 20. One of the Muses 22. Internet pop-ups 24. Comfy nightwear 25. City in Japan 26. Piled up, as in debt 27. Words to live by 29. *Falcon Heavy entrepreneur 31. *Kind of frontier? 32. 21st century letter 33. Smart candy? 34. ____-and-true 36. Military no-show 38. Place for a house plant 42. Business-oriented programming language 45. *”For the Benefit of

N ice C ream Can’t get enough pumpkin spice and pumpkin? Get those fall flavors you love in this dairy-free and vegan ice cream alternative made with bananas and pumpkin puree. This easy and healthy dessert contains no added sugar, unless you use the optional maple syrup--which is a delicious touch. Add some chopped pecans to make it really special. 8 servings; Prep 5 minutes; Ready in 5 minutes. INGREDIENTS: 4 ripe medium bananas, peeled, halved and frozen 1 (15 ounce) can unseasoned pumpkin puree, chilled 1-1/4 teaspoons pumpkin pie spice (see Tip) 2 tablespoons pure maple syrup, plus more for garnish (optional) Toasted chopped pecans for garnish DIRECTIONS: Place bananas, pumpkin, pumpkin pie spice and maple syrup (if using) in a food processor; process until smooth. Drizzle with additional maple syrup and garnish with pecans, if desired. All,” e.g. 49. “___ to Joy” 51. As much as necessary 54. A southern ____

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November 2020 ■ SENIOR LIFE ■ 9

Dining/Leisure/Entertainment

‘Lola’ was the Kinks’ most appreciated concert piece

The Kinks

In June of 1970, during a 24-hour break in the Kinks’ touring schedule, leader Ray Davies jetted from New York to London and %\ 5$1'$/ back — a & +,// 6,000-mile $ %RRPHU %ODVW round trip 7R 7KH 3DVW — in order to change a mere two words in the band’s latest Arista Records single. It wasn’t that the controversial song “Lola” concerned a man romancing a transvestite but the fact that Davies had committed a UK faux pas in his opening lyrics: “I met her in a club down in old Soho” “Where you drink champagne and it tastes just like Coca-Cola” “C-O-L-A Cola” The problem? The publicowned BBC (British Broadcasting Corporation) didn’t allow the use of brand names in recordings. Thus, Davies was required to switch the trademarked “CocaCola” name to the generic “cherry cola” in order to ensure airplay in his native country. According to legend, Davies composed the work after he and record producer friend Robert Wace had gone to a Paris — not London — nightclub. Wace, reportedly a heavy-duty imbiber, was said to have begun moving on a sultry woman there,

LCPL hosts election site, virtual programs The Lake County Public Library system is offering the following virtual programs for adults. Registration required for all programs. Visit www.lcplin. org/events or call (219) 769-3541. Election Day is from 6 a.m. to 6 p.m. Nov. 3, at Lake Station-New Chicago Library’s large meeting room. LCPL is a polling location for Precinct 6 in Lake Station. To confirm your polling place, call the Lake County Board of Elections at (219) 755-3795. “Medicare 101” is from 6-7 p.m. Nov. 4, at Lake County Public Library’s Zoom Room. Important changes are coming to Medicare in 2021. Do you know what they are? Come and get the answers to other Medicare questions. An email address is necessary to join. “The Poppy Wife” by Caroline Scott is the topic of the Hobart branch’s virtual book chat. It is from 10:30-11:30 a.m. Nov. 17. Pick up a copy at the Hobart branch curbside and do a virtual chat. Contact hobart@lcplin.org for event details or call (219) 942-2243.

enjoying their dances and soon confiding to Davies, “I’m really on to a good thing here.” But Davies thought he detected something odd: the seductive lady, whose name was Lola, seemed to have a bit of chin stubble. Davies decided that Wace was too drunk to notice. “She walked like a woman but talked like a man” From that incident came the first Kinks Top 10 hit in years, their last chart success being the Reprise label’s “Tired of Waiting for You” back in 1965 — an eternity in the fleeting world of rock music fame. While the quartet had released numerous excellent 45s in the later 1960s, a return to the big time eluded them until the release of their contentious 1970 offering. In the song, Davies kept the language ambiguous: “I’m glad that I’m a man and so is Lola”

And listeners who paid attention to Davies’ lyrics could never be sure of Lola’s sex: “Girls will be boys and boys will be girls” “It’s a mixed-up, muddled-up, shook-up world” Due to its risqué allusions, the tune was banned in Australia but did become a No. 2 hit in Britain, a No. 9 smash in the USA and a Top 10 success in 11 other countries. Davies often took credit for the entire song: “I wrote ‘Lola’ to be a great record, not a great song. Something that people could recognize in the first five seconds.” Actually, his brother Dave — and fellow Kink — wrote the music, with Davies adding the wry lyrics afterwards. During the recording sessions, four or five versions were attempted, with different keys being tried as well as various overall styles. In 1985, “Weird Al” Yankovic

created a “Lola” parody that he dubbed “Yoda,” which featured lyrics about the iconic Star Wars character. While “Lola” became one of the

Kinks’ most appreciated concert pieces, it would be another 13 years before the band would enjoy its final Top 10 hit single, “Come Dancing.”

Annual gardening show postponed until 2022 The Porter County Master Gardeners Association executive board and its gardening show committee have determined it would be in the best interest and safety of members, volunteers, vendors and guests to postpone next year’s gardening show. After examining many options including physical distancing in the seminar and vendor areas, seed and bulb exchange and The Garden Café, the steering committee determined it’s impossible to downsize its popular, nearly 3,000-person

gathering of gardeners. Therefore, to preserve the integrity of the garden show and to bring the quality experience attendees come to expect from Porter County Master Gardeners Association events, the show has been postponed until Jan. 22, 2022. In keeping with the PCMGA mission, “Helping Others Grow,” stay tuned for virtual educational opportunities in the future. For information, visit www. pcgarden.info or its Facebook page.


10 â– SENIOR LIFE â– November 2020

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Faith

Portage woman’s faith inspires her professional path %\ &$55,( 67(,1:(* )HDWXUH :ULWHU Sherita Brewer has a strong faith and is able to tap into it in the job that she does every day. As the development and communications manager with HealthVisions Midwest, she is part of a faith-based organization that works to advocate for the underserved and address systemic community health disparities. She has worked for the organization for the past two years. The organization was founded in 1998 to meet the needs of residents of communities, formerly served by Poor Handmaids of Jesus Christ hospitals. “The Poor Handmaids made a commitment to continue providing services to those areas as a way of fulďŹ lling their mission to take care of unserved and underserved communities,â€? she said. Brewer’s career with the Poor Handmaids of Jesus Christ began in 2013, when she went to work for the Sojourner Truth House. The Sojorner Truth House, located in Gary, is a day center for homeless and at-risk women and children that also houses a food pantry and a clothes closet. “I moved to Ancilla Systems, the support organization for PHJC ministries, in 2018 when all development

services were consolidated, where I was the grants ofďŹ cer,â€? she said. “I joined HealthVisions Midwest in July 2018 to ďŹ ll their need for a professional with experience in development, marketing and communications.â€? The organization has three ofďŹ ces: one in East St. Louis, Ill., one in Fort Wayne and one in Hammond, where Brewer works. “Our local ofďŹ ce in Hammond administers the newlyformed “Healthy Eating, Active Living, Reduce Stress and Testâ€? your numbers program. HEART is primarily funded through a grant from Astra Zeneca Foundation, provides online community health worker training and is the administrative ofďŹ ce for the ministry,â€? she said. Brewer is originally from Fort Wayne, where she was coincidentally born at St. Joseph Hospital, a PHJC hospital. She studied industrial management at Purdue University in West Lafayette before returning to Fort Wayne. She spent the majority of her life there before moving to northwest Indiana in October 2010 to work as operations ofďŹ ce manager at Boys and Girls Clubs of Northwest Indiana. She still visits the Fort Wayne area often and attends church there. In her current position, Brewer said the biggest rewards are in seeing clients

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grow physically, emotionally and spiritually as they become empowered to live healthier lives. “I enjoy making a difference in the lives of the people we serve by raising money to support programs. I also enjoy sharing their stories with donors and supporters in a way that compels them to put themselves in the client’s shoes. Drawing that comparison allows them to visualize their needs and work toward lending a hand,â€? Brewer said. “My parents instilled a spirit of giving in me. I proudly continue their legacy. I have worked in both for-proďŹ t and not-for-proďŹ t organizations

and have always felt more fulďŹ lled when I knew that my efforts could make someone’s life better.â€? Outside of work, Brewer, a Portage resident, enjoys cooking and looks forward to entertaining again as social distancing restrictions ease. She is a supporter of Grace Beyond Borders in East Chicago, where she is working to increase support of their new women’s shelter. “I make blessing bags containing seasonal accessories, toiletries and snacks to distribute to the homeless, and I have solicited the support of family and friends to make that possible,â€? Brewer said.

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Alzheimer’s Association to host virtual Chocolate Sunday The Alzheimer’s Association Greater Indiana Chapter is hosting the 29th annual Chocolate Sunday champagne brunch Nov. 8 at 11 a.m. Due to the coronavirus pandemic, the event will be held in a virtual format. Funds raised during the event support the care and research programs of the Alzheimer’s Association. The event will include a silent auction and Fund the Mission; attendees are invited to use their devices to donate toward the mission. Dr. Maria Carrillo, chief science ofďŹ cer at the Alzheimer’s Association, will speak about the latest Alzheimer’s and dementia research. Chocolate Sunday committee member Maria Kleiman will discuss her personal experience with the disease and how it impacts families like hers. Premier auction items include a week away at a private home in Cape Coral, Fla.; a golf package with access to some

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of the top golf courses in the state, overnight stays at golf resorts, such as Belterra Casino and French Lick Resort and various golf items; a bottle of hard-to-ďŹ nd 15-year Pappy Van Winkle bourbon; and an Indy 500 race day package featuring four grandstand tickets, silver badges with pre-race credentials and a parking pass. “While we will miss seeing everyone in-person at Chocolate Sunday this year, the safety of our staff, volunteers and supporters is our top priority,â€? said Kristy Garcia, manager of relationship events. “The good news is that there are advantages to the virtual format. In recent years, the event has been sold out, but this year, there is no limit to how many people can attend. It will also be easier than ever for people from across the state to join us.â€? Registration for this year’s event is free and available at www.ChocolateSunday.org.

The event coincides with National Family Caregivers Month. During November, the Alzheimer’s Association recognizes the more than 16 million people in the U.S. who are currently providing unpaid care to a person living with Alzheimer’s or another dementia. That includes approximately 342,000 Hoosiers. Chocolate Sunday is supported by presenting sponsor the Hulman George family, major sponsors Eli Lilly and Company and Fitzmark, and signature sponsors Story Cottage, Senior Home Companions and Claire E. Lewis, attorney-at-law.

Social Security benefits online %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV There are many advantages to the ever-expanding use of telecommunicating. You can have face-to-face computer conversations with the grandkids, store family photographs in cyberspace and order groceries online. Another handy area is the ability to maintain contact with the Social Security Administration. If you move or change banks, for example, you can change your direct deposit instructions through your computer or cell phone. If you don’t have direct deposit, you can arrange that online, too. You also can apply for added beneďŹ ts such as disability. Mature Life Features, copyright 2020


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November 2020 â– SENIOR LIFE â– 11

The hole truth I’m a born and bred (mostly Jewish rye) New Yorker, but I’ve lived for 40 years in Indianapolis. I’ve eaten biscuits and ,1 $ gravy for 1876+(// breakfast, %\ ',&. lunch and :2/)6,( dinner (not all on the same day). I’ve had a pork tenderloin that is four times bigger than the bun and I even wear shorts when it’s below freezing outside. So I do consider myself a Hoosier, but then the other day I was really tested when my wife confronted me with this: “Dick, the neighborhood is having a big get-together, a chance to meet new people. Masks and social distancing will be required.â€? “Okay, I’m in.â€? “It’s a cornhole contest.â€? “Okay, I’m out.â€? I did a search for cornhole on YouTube. The ďŹ rst video was a guy who, from the traditional distance to the board, had made 300 shots in a row. Then he stepped back to 60 feet and made another 50 in a row, several from behind his back. He said the key to holding the bag was to get a grip, probably the same expression his wife uses when he spends all day and night throwing bean bags. I also watched some championship matches. I felt sorry for the announcers who didn’t have a lot of things to analyze. There were a lot of “oohsâ€? and “aahs.â€? And two “wows.â€? They said “it’s a game of inchesâ€? about a dozen times. Bottom line, I went and I played. I wasn’t very good at cornhole, but I got to meet a lot of new people: Jill, Kay, Ellen,

Steve, another Steve. Cynthia and Bob. Everyone had on a mask, many wore sunglasses and a cap, so I don’t have a clue how I’ll recognize them next time Mary Ellen and I walk around the neighborhood. Everyone had a name tag on that night, but it would be awkward to ask people to wear their ID whenever they walk out their front door for the next couple of years. Mary Ellen is concerned about the virus, so we were constantly rubbing our hands with sanitizer gel, which is why several of my shots landed not in the hole but in the lake. Despite all the food people had brought, I wasn’t allowed to eat anything because, to quote my wife, “No way your hands are completely clean after you’ve touched every person’s equipment in the neighborhood.� I looked up the history of cornhole and there were over a dozen theories about when the game began and how it got its name. My favorite was from a woman who claims her-great grandfather, in l899, found some rotten corn and a plank with a hole in it. Her grandfather’s name, she says, was Timothy Cornhole. Hmmm, very convenient. If his last name had been Backgammon, well how confusing would that have been? The day after that neighborhood gathering, I saw a neighbor outside and I asked him if he had played the previous night because I didn’t recognize his legs. Peter, who is an engineer, said he would have done better had he taken into account the lubricity of the board. When I got home, I looked up the term “lubricious,� by mistake. If you Google that word, you’ll agree it would have made the game a lot more exciting.

United Way COVID work infuses more than $1 million into Porter County United Way of Porter County has infused more than $1.5 million into network activities to help prevent homelessness, feed residents and protect frontline workers. “This year, we have tripled our efforts to keep up with the demand for assistance due to COVID’s impact,â€? Kim Olesker, president and CEO of United Way of Porter County. “We’re here to help residents ďŹ nd the support they need, especially in times of disaster.â€? Annually, they help more than 69,000 northwest Indiana residents. This year’s COVID-related assistance is in addition to the work they do on an annual basis. Here are a few examples of the support activities: • Connecting more than 19,100 residents to ďŹ nancial and food resources, many of which never needed them before.

• Providing more than 24,300 masks and other protection equipment to ďŹ rst responders, health care workers and frontline employees to keep them safe while serving. • Mobilizing more than 670 volunteers to support COVID relief efforts from home, work or at area nonproďŹ ts. “United Way [of Porter County] has been a key component in assisting with ďŹ lling gaps,â€? said Lance Bella, director of Porter County Emergency Management Agency. “They have greatly assisted us in our ability to provide PPE to emergency services personnel and more. I truly value their contribution and look forward to our continued partnership together.â€? For more information about United Way of Porter County COVID relief efforts and to donate, visit www.unitedwaypc. org or call (219) 464-3583.

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Finance

Understanding Social Security —

Veterans and military members can count on Social Security %\ '$1,(/ 6800(5 6RFLDO 6HFXULW\ 3XEOLF $IIDLUV 6SHFLDOLVW Every year on Veterans Day, we honor the people who risk their lives to protect our country. Our disability program is an important part of our obligation to wounded warriors and their families. Social Security is an important resource for military members who return home with injuries. If you know a wounded veteran, please let them know about our Wounded Warriors webpage. You can ďŹ nd it at www.ssa.gov/woundedwarriors. The webpage answers many commonly asked questions and shares other useful information about disability beneďŹ ts, including how veterans can receive expedited processing of their Social Security disability claims. BeneďŹ ts available through Social Security are different from those from the Department of Veterans Affairs and

require a separate application. We apply our expedited process for military service members who become disabled while on active military service on or since Oct. 1, 2001, regardless of where the disability occurs. Even active duty military who continue to receive pay while in a hospital or on medical leave should consider applying for disability beneďŹ ts if they’re unable to work due to a disabling condition. Active duty status and receipt of military pay doesn’t necessarily prevent payment of Social Security disability beneďŹ ts. Although a person can’t receive Social Security disability beneďŹ ts while engaging in substantial work for pay or proďŹ t, receipt of military payments should never stop someone from applying for disability beneďŹ ts. We honor veterans and active duty members of the military every day by giving

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need us most. They earned these beneďŹ ts. Our webpages are easy to share on social media and by

email with your friends and family. Please consider passing this information along to someone who may need it.

It takes effort to collect on insurance %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Most of us have several types of insurance coverage: auto accident damage and liability, mortgage or renter’s, long-term care, home damage and liability, and death (called life insurance for some strange reason). And when we take a trip, many of us pick up a travel insurance coverage. All of us hope we never have to ďŹ le a claim on any of these policies, while we benignly hope beneďŹ ciaries of our death insurance will remember us a bit more fondly.

But there’s work to be done to collect any beneďŹ ts after the trauma of a crippling auto accident or destructive home ďŹ re. And it has to be done quickly — usually while you’re still emotionally addled and physically drained by the happenstance. Your ďŹ rst step is to ďŹ nd the policies that apply to your loss, with all the pertinent information about where to ďŹ le your claim. In some cases, you can call the agent who sold you the policy to get some advice. That means you should keep your insurance policies handy. Someone else in the family

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or your attorney should also know where they are because you could be hospitalized and someone would have to launch your claim for you. Make sure to follow all instructions to the letter. Unanswered questions or an overlooked step will delay the process and require redundant correspondence with the insurance company. Keep every police and medical report and all other bits of information connected to the incident that prompted the claim. And every receipt. If you’re in doubt about whether

a document is relevant, keep it and let the company toss it out. If our claim involves lost or damaged property, it helps to have a prepared inventory (photographs are best) of all your property, along with a list of what’s missing or destroyed. Keep a ďŹ le of all correspondence and conversations with the insurers. And don’t take no for an answer. Their job is to avoid paying out for nonqualifying and fraudulent claims. Your job is to prove to them that your claim qualiďŹ es. Be persistent. If you hit a

wall in your initial stages, ask to speak to your contact’s supervisor and present your case. If this doesn’t work, discuss the matter with your attorney. When you ďŹ le claims for long-term care reimbursement, make copies of your receipts before sending the originals to the insurance company. When matters become confusing or don’t meet your expectations, call and ask for clariďŹ cation and how to solve any problems. Keep in mind that you’re the customer. You paid for the coverage that you now you need. Mature Life Features, copyright 2020

Don’t fall prey to these scams on seniors %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Stay-at-home seniors are easy marks for crooks. The COVID-19 shutdowns, changing regulations and general pandemonium have made it easier for these vultures to confuse and confound their victims. High on the list of scams is a caller pretending to be from a bank or credit card company

seeking to straighten out some issue or threaten you with penalties for a reported late payment. Be wary even of similar snail mail correspondence. Don’t call the number left by the caller or letter writer. Use the contact numbers on your bank or credit card statements to straighten out the matter. Other crooked calls claim you’re late with tax payments, won a major prize or face legal

prosecution for some ďŹ ctitious matter. There’s also the caller who’s supposedly checking on an attack on your credit line, who asks to verify personal information — from address to Social Security, credit card and bank account numbers. Be especially suspicious of any unidentiďŹ ed emails that creep onto your computer or cell phone. Mature Life Features, copyright 2020


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November 2020 â– SENIOR LIFE â– 13

Historical Hindsight —

Truth and legend about Amelia Earhart %\ 720 02552: 0DWXUH /LIH )HDWXUHV Fables have had time to become confused with the facts about the life and loss of Amelia Earhart. So many myths surround the career of the famed yer that the truth has become hidden in historical rewrites. We know that she was born July 24, 1887, in Atchison, Kan. She apparently developed a passion for adventure at a young age and learned to y an airplane. In 1928, Earhart became the ďŹ rst woman to cross the Atlantic by airplane — achieving celebrity status even though she wasn’t the pilot. She kept a log of the 20-hour, 40-minute trip while a pilot and co-pilot handled the controls. Four years later, Earhart piloted a Lockheed Vega 5B from Newfoundland to Ireland to become the ďŹ rst woman to make a solo nonstop transatlantic ight. She set several other records and wrote best-selling books about her experiences. She also was instrumental in forming The Ninety-Nines, an organization for female pilots. And then she disappeared. During an attempt to y around the world in 1937 in a

Lockheed Model 10-E Electra, Earhart and navigator Fred Noonan vanished over the central PaciďŹ c Ocean near Howland Island. Various theories have been offered as to how they disappeared without a trace on July 2, 1937. One of the most controversial is the survival theory. It claims Earhart survived World War II in Japanese custody and then somehow was repatriated back to the United States in 1945. Some researchers give this story a faint possibility. Another idea — that Earhart and Noonan crash-landed in Saipan and were captured by the Japanese shortly after — was chronicled in “Daughter of the Sky,â€? a biography by Paul Briand Jr. published in 1960. The book prompted CBS newsman Fred Goerner to travel to Saipan four times to interview numerous native “eyewitnessesâ€? and write his best-selling “The Search for Amelia Earhartâ€? in 1966. According to Goerner’s theory, Earhart made a forced landing on or near the Japanese-held Marshall Islands in the central PaciďŹ c. There reportedly is considerable evidence indicating the two might have been held as prisoners on Saipan in the

Hammond’s annual holiday parade Dec. 5 Mayor Thomas M. McDermott, Jr. and the Hammond Holiday Parade Committee invite the public to attend this year’s event, beginning at 10 a.m. Saturday, Dec. 5. The parade route starts at Gavit High School, 1670 175th St., Hammond, heads east to Indianapolis Boulevard, turns north and proceeds down, ending at the Hammond Sportsplex between 167th and 165th Streets; this is a route change from past years. The parade’s grand marshal this year is the cast from the Towle Theater. “Those Funny Little People� and area high school marching bands will also provide entertainment. New this year, before the parade, is a jump in on the Santa Sprint Fun Run. This one-mile run starts at 175th and Indianapolis and ends in front of the Sportsplex, just past 165th Street. Shirts will be available for purchase online and at the event. There is no cost to enter, simply register at the event or pre-register at www.gohammond.com/product/santasprint-fun-run.

If a business/organization wishes to enter a oat, vehicle or walking group in the parade, ďŹ nd the online participation form at www. gohammond.com/hppf. Call (219) 853-7708 for more information. Sponsorship opportunities are still available. Entry deadline is Nov. 18. Don’t forget to bring a camera.

Marianas Islands. In Donald M. Wilson’s “Lost Legendâ€? (1993) as well as “With Our Own Eyes: Eyewitnesses to the Final Days of Amelia Earhartâ€? by Mike Campbell (2002), other eyewitness accounts have been recorded. However, no hard evidence exists to support any Earhart survival theory. SpeciďŹ cally, no evidence, either documented or anecdotal, has been found that supports the idea that Earhart ever left Saipan. The pilot’s “eyewitnessedâ€? presence on Saipan remains a major area of contention. Some claim simply that Earhart and Noonan died at the hands of the Japanese and their bodies were buried secretly. Post-war survival rumors persist, however. There was a bizarre story about her living in the Japanese Emperor’s Palace in Tokyo as Hirohito’s mistress. This, combined with the theory of a government conspiracy to “repatriateâ€? Earhart, would have to have been an extremely secret matter. Questions persist. If she did survive, how could Earhart never connect with her family — especially her mother, with whom she was extremely close? Or her sister Muriel? Her secretary, Margot de Carie, said Earhart “would swim across the ocean to her home and family if she were alive.â€? Contrary to popular belief, by the way, Amelia’s marriage to publisher George Putnam was not a marriage of convenience. While their husband and wife business team was unusual for the time, the myth was discredited in “Whistled Like a Bird,â€? (1997) by Putnam’s granddaughter, Sally Putnam Chapman. She provides numerous letters and diary entries that show the couple had a normal and loving marriage.

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14 â– SENIOR LIFE â– November 2020

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November 2020 â– SENIOR LIFE â– 15

Utahâ&#x20AC;&#x2122;s national parks leave you breathless %\ )<//,6 +2&.0$1 0DWXUH /LIH )HDWXUHV Full four-wheel drive didnâ&#x20AC;&#x2122;t seem to be enough to hold us from dropping 1,300 feet over the narrow cliffside ledge as I clung to my heart. Gaping at the towering walls whose sharp pinnacles leapt skyward, it looked like the earth had been splashed with multi-hued red dyes, all running together. Such is life among the ďŹ ve national parks of southern Utah: Arches, Bryce, Canyonlands, Capitol Reef, and Zion. These parks share uncompromising splendor, a history of both the earth and the country, and a sense of personal sanctuary. Yet they each have their differences. These mystical worlds were created over the ages by the movement of the earth, water

and wind, rain and drought freezes and thaws, and plenty of erosion. After more than 150 million years, they are still works in progress. Arches National Park is a mecca of some of natureâ&#x20AC;&#x2122;s most intriguing architectural designs. The rock formations span space and confound logic. With more than 900, itâ&#x20AC;&#x2122;s the largest concentration of natural arches in the world. The trail to Delicate Arch, one of the parkâ&#x20AC;&#x2122;s most famous, requires hiking slick rock at seemingly 90-degree angles at times. The visual wonder makes it worth the climb. Nearby Canyonlands requires a four-wheel drive vehicle. The park is a series of spectacular views strung across hundreds of miles of remote wilderness. â&#x20AC;&#x153;Scenic Overlookâ&#x20AC;? signs become redundant. The view from Island in the

Say goodbye to jumbo jets %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV It looks like the two most familiar jumbo jets â&#x20AC;&#x201D; the Boeing 747 and Airbus A380 â&#x20AC;&#x201D; are going the way of earthâ&#x20AC;&#x2122;s ancient jumbo critters, the dinosaurs. The massive cutback in travel resulting from the COVID-19 global shutdown has hastened their demise, allowing the airline industry to further inspect their rationale

for these iconic aircraft. While both will be seen in airports for a few years yet, their replacement boils down to a simple matter of ďŹ nances. Boeingâ&#x20AC;&#x2122;s new 787 requires only 300 passengers to be full â&#x20AC;&#x201D; about 100 fewer than the 747 capacity. The Airbus 350, with a capacity topping out at 400, takes over from the A380 that had to sell as many as 550 tickets to be full. Mature Life Features, copyright 2020

Sky at 6,000 feet embraces 2,000-foot cliffs rising out of a magniďŹ cently colorful landscape. Grandview Point offers a panorama that stretches across countless canyons, providing a broad view of the entire park. Shafer Trail, a dirt road thatâ&#x20AC;&#x2122;s rough in spots and very rough in others, is bordered on one side by perpendicular cliffs and on the other by the aforementioned 1,300-foot sheer drop. Although geologic history is stressed in every park, itâ&#x20AC;&#x2122;s what deďŹ nes Capitol Reef. The parkâ&#x20AC;&#x2122;s rock ranges from 80 million to 270 million years old. A stroll along the nearby Grand Wash River bed, so narrow in parts you can touch both canyon walls at the same time, evoked old ďŹ lm images of the lonesome cowboy out on the trail. This is Butch Cassidy country. He used to ride along this stream bed (it had water in it then) and hide among the caverns in the cliffs. Not surprisingly, the area is now called Cassidy Arch. Bryce Canyon is synonymous with hoodoos â&#x20AC;&#x201D; phantasmagoric shapes emerging from weird and wonderful rock formations. There are thousands of the little (and not so little) guys in all shapes, colors and sizes. The parkâ&#x20AC;&#x2122;s unique rain and ice patterns sculpt them out of the rusted limestone. The color intense view from Aqua Canyon â&#x20AC;&#x201D; vivid coppers glowing in ochre and vermilion and vying with slashes of oranges and invading magentas â&#x20AC;&#x201D; challenges the most expensive of cameras to reproduce it accurately.

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$57)8/ $5&+ Âł /DQGVFDSH $UFK VSDQV DQRWKHU VWXQQLQJ YLHZ DW $UFKHV 1DWLRQDO 3DUN 1DWLRQDO 3DUNV SKRWR Arriving at Zion reinforces that each park is unique. At the other parks, your line of sight extends out toward the horizon and down into the canyons. At Zion, you look straight up ... and up ... and up. Some of the tallest cliffs in the world tower over you on

each side. They meet the sky at a point that strains both the neck and the imagination. The soft-running Virgin River is responsible for creating the huge rock gorges that encircle Zion. It took only 5 to 16 million years to do so. Mature Life Features, copyright 2020

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16 â&#x2013; SENIOR LIFE â&#x2013; November 2020

www.seniorlifenewspapers.com

Mishawaka and Gary â&#x20AC;&#x201D;

Two veterans of the WWII PaciďŹ c Theater 7H[W DQG SKRWRV E\ 3$6725 *5(* /$:621 0 0LQ 06: *XHVW :ULWHU (EDITORâ&#x20AC;&#x2122;S NOTE: This is the ďŹ rst part of a two-part series.) â&#x20AC;&#x201D;oâ&#x20AC;&#x201D; So close, yet so far away. They were both in dangerous combat zones of the PaciďŹ c Theater of World War II. One was killed in action and one lives today as a 94-year-old Navy veteran; a literal walking history book. Now a Mishawaka resident, Ray Gervais was actually a South Bend resident when he ended up in the United States Navy. After basic training, he spent most of his time on an LST (landing ship tank) in the PaciďŹ c Theater. Two of his assignments, as Gervais recalled, were on Leyte in the Philippines and on the island of Okinawa. It is the latter that is most vivid in his memory. It was at Okinawa where Gervais helped man LST-861 that landed troops and equipment on the island; a time he recalled that they labeled the invasion as D-Day, Okinawa. Gervais remembered it was Easter Sunday, April 1, 1945. Gervais never met Garyâ&#x20AC;&#x2122;s â&#x20AC;&#x153;hometown boyâ&#x20AC;? Johnny Bushemi, as they were hundreds of miles apart and performing far different duties. Bushemi was on the front lines as a photographer for Yank magazine as our troops fought for control of various PaciďŹ c islands. Two of the many islands were Tarawa Atoll and Guadalcanal in the Solomon Islands. Bushemi photographed hundreds of before and after scenes of the many battles, scenes of exhausted marines and GIs, dead Japanese, innocent islanders and much more of the horrors of war. Both Navy veteran Gervais and Army photographer Bushemi were each World War II heroes in their own right. In part two, we shall learn more about the life and times of Garyâ&#x20AC;&#x2122;s own â&#x20AC;&#x153;hometown boy.â&#x20AC;? (Comments and memories welcome to: Pastor/Dr. Greg Lawson, 1801 E. 3rd St., Mishawaka, IN 46544.)

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Are you ready for an emergency? %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Fire can chew through your home, neighborhood or community at any time of year. Then there are ďŹ&#x201A;oods, hurricanes, tornadoes, earthquakes and tsunamis, not to mention a global pandemic like COVID-19 with all its shutdowns. To survive the arrival of any disaster, you have to be prepared in advance to evacuate your home and spend who knows how long in safer quarters. What would you grab if you had to be jerked out to a juryrigged command center or to bunk up with a family member? Not only do you need some important documents, you might also need some survival tools and supplies. While sitting around awaiting the end of this COVID-19

shutdown, you could put together an action plan for when the unexpected strikes. 1. First off, agree where everyone in the household will meet and what each of you is responsible for. Who will get the car keys? The cat? The documents? The disaster kit? And where you will go? Determine these things now. 2. Put together a contact list each of you can carry in your wallet. This can be especially useful for rescue workers who might have to get in touch with someone on your behalf. 3. Know about emergency supplies. You should have a section of

the pantry set aside for three daysâ&#x20AC;&#x2122; worth of victuals. Make sure all your medications can be grabbed quickly to take with you. Pull out our contact list and add your family doctor and a list of your medications. Pack a backpack with a ďŹ&#x201A;ashlight, batteries, extra socks, ďŹ rst-aid kit and a small radio. Keep it in your car. Make sure you also have jumper cables, road ďŹ&#x201A;ares, a tire pump and pressure gage in the vehicle. You can also set aside a comfortable wardrobe â&#x20AC;&#x201D; sweat pants and shirt, light jacket, comfortable shoes and a cap or hat â&#x20AC;&#x201D; that can be packed in a

bag and tucked into a closet for quick, easy access. If the quake or ďŹ&#x201A;ood doesnâ&#x20AC;&#x2122;t ruin your home while youâ&#x20AC;&#x2122;re gone, thieves can empty it quickly. So take photos of your yard and the exterior of your house, every room in your house, the contents of your closets and drawers, and whatâ&#x20AC;&#x2122;s in your garage. Youâ&#x20AC;&#x2122;ll need these when you make insurance claims for your loss. 4. If you have insurance coverage, talk with your agent to make sure you have enough. 5. Install and regularly check ďŹ re and smoke alarms throughout the house. Not only will this lower your insurance costs, it may also save your lives as well as your property by giving you early warning. 6. When you hear an order to evacuate, leave immediately. And avoid ďŹ&#x201A;ood waters and fallen utility lines. Mature Life Features, copyright 2020

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November 2020 â&#x2013; SENIOR LIFE â&#x2013; 17

New Forever stamps now available The U.S. Postal Service recently celebrated the majesty and visual mystique of the winter season by dedicating new winter scenes stamps. The virtual ceremony can be viewed on the Postal Serviceâ&#x20AC;&#x2122;s Facebook and Twitter pages. These Forever stamps are available at post ofďŹ ce locations nationwide and at usps.com/winterscenesstamp. The booklet of 20 captures the serenity of snowy seasonal landscapes. The 10 photographs featured on the stamps show iconic scenes of winter in the northern United States. Art director Derry Noyes designed

the stamps with existing images taken by various photographers. â&#x20AC;&#x153;The winter landscape shines with its own special beauty,â&#x20AC;? said USPS Delivery Operations Vice President Joshua Colin. â&#x20AC;&#x153;The Postal Service shares scenes of that winter allure on these new stamps that hopefully will add brightness, color and a bit of joy to your cards and letters.â&#x20AC;? Five of the stamps feature images of winter wildlife against their snowy habitats: a bright red cardinal, a colorful blue jay, two foraging deer, a majestic owl and a portly brown bunny. Continued on page 18

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If youâ&#x20AC;&#x2122;ve grown up in this type of weather, remind yourself how to relax during a skid on icy roads: take your foot off the gas and donâ&#x20AC;&#x2122;t

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Winterize your vehicle now â&#x20AC;&#x153;Wintertime and the driving gets queasy,â&#x20AC;? to give new lyrics to a longtime favorite and focus attention on whatâ&#x20AC;&#x2122;s just down the road. While the next few months offer such enjoyable activities as the holiday season and tropical getaways, they also harbor the annual hazardous driving season. Recreation seekers add to their odds of motor mishaps by heading to the slopes to ski, snowboard and snowmobile through the latest snowfall. Heading to a no snow portions of the land has its own dangers, as snowbirds clog the highways and byways in their scramble for a place under the warm sun. So itâ&#x20AC;&#x2122;s time to sit back and go over your wintertime road rules. Wherever you live, always check the weather forecast before getting behind the wheel. Blizzards and black ice are a concern in snow country, while hurricanes or sandstorms can make driving in warm climates just as treacherous. If you havenâ&#x20AC;&#x2122;t already, take your auto in for its annual checkup. Have all belts and ďŹ&#x201A;uids topped off. Install winter tires and make sure their air pressure and tread are up to par. Toss a blanket and warm hat or cap in the back seat. Tuck a windshield ice scraper and snow brush under the front seat. Check your disaster kit to make sure it has a ďŹ&#x201A;ashlight and batteries, ďŹ rst-aid kit, candle and matches, gloves and snacks. Check the trunk to see if you have battery jumper cables and road ďŹ&#x201A;ares. A shovel might also be handy. During the winter, donâ&#x20AC;&#x2122;t let your fuel level drop below half a tankful. And donâ&#x20AC;&#x2122;t venture out when the weatherâ&#x20AC;&#x2122;s bad. When you do head for a drive, brush and scrape off all ice and snow from the windshield, windows, mirrors, hood, bumpers, cameras and any other sensors on the vehicle. Let the engine run a few moments before backing out of the driveway. Dashing through the snow is a no-no. Take it easy. Avoid quick stops and sudden turns, they can slip-slide you into trouble. And give trafďŹ c around you plenty of room.

slam on the brakes. If the back end ďŹ shtails, steer into the direction of the skid. After some slowing down, you pump the brakes

gently to gain control. Staying home is the healthiest way to avoid a driving disaster during winter cold. But using your

head can help make a trip through the snow a more pleasant experience. Mature Life Features, copyright 2020

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18 â&#x2013; SENIOR LIFE â&#x2013; November 2020

www.seniorlifenewspapers.com

Health & Fitness

AFA offers resources for those with Alzheimerâ&#x20AC;&#x2122;s and caregivers The Alzheimerâ&#x20AC;&#x2122;s Foundation of America has a variety of resources available to help both those with Alzheimerâ&#x20AC;&#x2122;s and dementia, but also their caregivers. The AFA website, www. alzfdn.org, includes information about Alzheimerâ&#x20AC;&#x2122;s disease, warning signs and symptoms, healthy aging, memory screening and programs and services available to help families affected by Alzheimerâ&#x20AC;&#x2122;s disease. With the current coronavirus pandemic, there are also multiple resources available on keeping loved ones safe, reducing caregiver stress, connecting with someone in long-term care and staying active in isolation. Staying active isnâ&#x20AC;&#x2122;t just

physical, either. Memory recall activities such as listening to music or looking through old photos albums can help. Small chores like matching socks, arts and crafts or ďŹ&#x201A;ower arranging can help with sensory stimulation for those with Alzheimerâ&#x20AC;&#x2122;s or dementia. Reading books, playing memory games or trivia, and doing puzzles help to stimulate the brain. Socially, sending photos or letters, video chats, email and social media can help keep people connected. The AFA Facebook page also has videos including physical exercises such as chair yoga, stretching and meditation. The AFA helpline is staffed

entirely by licensed social workers and available seven days a week to answer questions, provide support and connect callers with resources. It is available from 9 a.m. to 9 p.m. on weekdays and 9 a.m. to 5 p.m. on weekends. The helpline is accessible by phone toll free at (866) 232-8484, web chat on the AFA website or via text message by texting the number (646) 586-5283. The web chat and text message features can serve individuals in more than 90 different languages. For more information on resources available to those with Alzheimerâ&#x20AC;&#x2122;s or dementia and their caregivers, visit www. alzfdn.org.

AFA provides virtual programs and memory screenings Memory screenings should be an important part of everyoneâ&#x20AC;&#x2122;s health and wellness routine. Alzheimerâ&#x20AC;&#x2122;s Foundation of America provides free, virtual memory screenings every Monday, Wednesday and Friday to anyone wishing to receive them. There are no age or insurance requirements. The program allows individuals to receive oneon-one, conďŹ dential memory screenings from a qualiďŹ ed health professional using their computer, smartphone or tablet. These virtual screenings are available in English and Spanish and take approximately 10 to 15 minutes. It involves a series of quick, noninvasive

questions in order to gauge memory, language, thinking skills and a variety of other intellectual functions. Following the test, the screener will then review the results with the individual and suggest more extensive testing if necessary. Screenings are from 10 a.m. to 4 p.m. Monday and Wednesday and 10 a.m. to 2 p.m. Friday. Call (866) 232-8484 to set up an appointment. Individuals can learn more about getting a virtual memory screening at www.alzfdn.org/memoryscreening-2/virtual-memoryscreenings. AFA also provides free, virtual activity programming

,ŽƾĆ?Ä&#x17E;Ä?Ä&#x201A;ĹŻĹŻ Ĺ˝Ä?Ć&#x161;Ĺ˝Ć&#x152;Ć? Ć&#x161;Ͳ,ŽžÄ&#x17E; DÄ&#x17E;Ä&#x161;Ĺ?Ä?Ä&#x201A;ĹŻ Ä&#x201A;Ć&#x152;Ä&#x17E; &Ĺ˝Ć&#x152; ĹŻÄ&#x161;Ä&#x17E;Ć&#x152;ĹŻÇ&#x2021; ĹśÄ&#x161; ,ŽžÄ&#x17E;Ä?ŽƾŜÄ&#x161; WÄ&#x201A;Ć&#x;Ä&#x17E;ĹśĆ&#x161;Ć? Î&#x2022; Ć&#x152;Í&#x203A;Ć? Ä&#x201A;ĹśÄ&#x161; EĆľĆ&#x152;Ć?Ä&#x17E; WĆ&#x152;Ä&#x201A;Ä?Ć&#x;Ć&#x;ŽŜÄ&#x17E;Ć&#x152;Ć?Î&#x2022;

&Ĺ˝Ä?ĆľĆ?Ĺ?ĹśĹ? ŽŜ Ć&#x2030;Ć&#x152;Ä&#x17E;Ç&#x20AC;Ä&#x17E;ĹśĆ&#x;ĹśĹ? Ć&#x152;Ä&#x17E;Ä&#x201A;Ä&#x161;ĹľĹ?Ć?Ć?Ĺ?ŽŜĆ? Ä&#x161;ĆľĆ&#x152;Ĺ?ĹśĹ? Ć&#x161;Ć&#x152;Ä&#x201A;ĹśĆ?Ĺ?Ć&#x;ŽŜ ĨĆ&#x152;Žž Ä&#x201A;Ĺś Ä&#x201A;Ä?ĆľĆ&#x161;Ä&#x17E; Ä?Ä&#x201A;Ć&#x152;Ä&#x17E; Ć?Ä&#x17E;ĆŤĹśĹ?Í&#x2DC; ^Ä&#x17E;Ć&#x152;Ç&#x20AC;Ĺ?Ä?Ä&#x17E;Ć? /ĹśÄ?ĹŻĆľÄ&#x161;Ä&#x17E;Í&#x2014; Íť sĹ?Ć?Ĺ?Ć&#x161;Ć? Î&#x2DC; Ć?Ć?Ä&#x17E;Ć?Ć?ĹľÄ&#x17E;ĹśĆ&#x161;Ć? Íť WĹ&#x161;Ä&#x201A;Ć&#x152;ĹľÄ&#x201A;Ä?Ç&#x2021; Î&#x2DC; Ć&#x2039;ĆľĹ?Ć&#x2030;ĹľÄ&#x17E;ĹśĆ&#x161; ŽŽĆ&#x152;Ä&#x161;Ĺ?ĹśÄ&#x201A;Ć&#x;ŽŜ Íť Ĺ?Ä&#x201A;Ĺ?ŜŽĆ?Ć&#x;Ä? dÄ&#x17E;Ć?Ć&#x;ĹśĹ? Íť ŽŽĆ&#x152;Ä&#x161;Ĺ?ĹśÄ&#x201A;Ć&#x;ŽŜ KĨ ,ŽžÄ&#x17E; ,Ä&#x17E;Ä&#x201A;ĹŻĆ&#x161;Ĺ&#x161; ^Ä&#x17E;Ć&#x152;Ç&#x20AC;Ĺ?Ä?Ä&#x17E;Ć?

sĹ?Ć?Ĺ?Ć&#x161; Ç Ç Ç Í&#x2DC;Ĺ&#x161;ŽƾĆ?Ä&#x17E;Ä?Ä&#x201A;ĹŻĹŻÄ&#x161;Ĺ˝Ä?Í&#x2DC;Ĺ˝Ć&#x152;Ĺ? KĆ&#x152; Ä&#x201A;ĹŻĹŻ dŽůů &Ć&#x152;Ä&#x17E;Ä&#x17E;Í&#x2014; ϴϏϏͲϾϰϹͲϰϲϹϰ

seven days a week on its Facebook page, www.facebook.com/ AlzheimersFoundationofAmerica, to help people stay active and engaged from the comfort of their own home. Programs include music, art, ďŹ tness, dance/movement, chair yoga, pet therapy and virtual tours.

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New Forever Continued from page 17 Two stamps feature barns, both a brilliant red that contrasts elegantly with the surrounding snow and evergreen trees. The landscapes in two of the stamps focus on the beauty of freshly fallen snow; one shows a long lane bounded by tall trees with snow-covered branches

and the other features two towering evergreens covered in snow, highlighted against a cloudy sky and far-off hills. The ďŹ nal stamp depicts the joyous romp of two large brown horses pulling a sleigh through the snow. The winter scenes stamps are being issued as Forever stamps,

which are always equal in value to the current ďŹ rst-class mail 1-ounce price. A pictorial postmark of the ďŹ rst day of issue location, Winter Park, Fla., is available at usps.com/stamps. News of the stamps is being shared with the hashtag #WinterScenesStamps.


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November 2020 â&#x2013; SENIOR LIFE â&#x2013; 19

PCACS, Westchester Township trustee kick off medical loan closet Porter County Aging and Community Services is partnering with Westchester Township Trustee Suzanne Philbrick to launch a medical loan closet. â&#x20AC;&#x153;A loan closet connects community members in need to essential medical devices and supplies,â&#x20AC;? said PCACS Executive Director Bruce Lindner. â&#x20AC;&#x153;We are looking to our community to help us ďŹ ll our closet

with well-kept, clean items in good to excellent condition.â&#x20AC;? PCACS is accepting donations at its ofďŹ ces of such items as: nonmotorized wheelchairs, walkers, canes, crutches, shower/tub benches, toilet seats/ chairs, grab bars, reachers, knee scooters, unopened adult diapers, liners or pads, bed rails, blood pressure monitors, oxygen/pulse oximeter and gait belts, which are devices that

â&#x20AC;&#x2DC;Itâ&#x20AC;&#x2122;s De Wolfman, Baybeee!!!â&#x20AC;&#x2122;

He couldnâ&#x20AC;&#x2122;t shapeshift into a wolf and his real name wasnâ&#x20AC;&#x2122;t Jack. In fact, when he was born in 1938, Wolfman %\ 5$1'$/ Jack was & +,// known back then simply as Bob Smith from Brooklyn. Smith, who grew up entranced by radio personalities, wanted to â&#x20AC;&#x153;deejayâ&#x20AC;? for a living. In doing so, he quickly realized that he would need a unique persona and style to make his mark in an overcrowded and competitive ďŹ eld. Thus, he spent countless hours mimicking the patter of black radio hosts who spun the dayâ&#x20AC;&#x2122;s coolest discs while apparently having a blast on the air. Brooklynite Bob started his career in the early 1960s when he signed on with WYOU-AM in Newport News, Va. Enchanted listeners became convinced that they were grooving with a black hepcat by the name of â&#x20AC;&#x153;Daddy Jules.â&#x20AC;? His next move took him to KCIJ-AM in Shreveport, La., where he called himself Big Smith with the Records. It was here that the horror movie loving personality created his Wolfman Jack character, which featured black argot and rapidďŹ re, offbeat (and often racy) gobbledygook. His nationwide popularity, though, wouldnâ&#x20AC;&#x2122;t transpire until he went to work for XERF-AM in northern Mexico. At 250,000 powerful watts â&#x20AC;&#x201D; ďŹ ve times the limit set in America â&#x20AC;&#x201D; the justover-the-Texas border signal blasted throughout the southern American landscape each night, the Wolfmanâ&#x20AC;&#x2122;s raspy delivery, eerie howls and demented schtick often fueled by unďŹ ltered cigarettes and throat-searing whiskey. His rapt listeners dug the dayâ&#x20AC;&#x2122;s grooviest platters amid spiels for everything from diet pills (made of sugar) to religious tracts to medical â&#x20AC;&#x153;cures.â&#x20AC;? In the studio, Wolfman was said to act every bit as â&#x20AC;&#x153;off the wallâ&#x20AC;? as he sounded, his face contorting, his eyes bulging and his hands waving as he howled and growled his way through each shift. Returning to the states, he drifted from station to station for years. Along the way, many listeners found themselves

wondering: just what does this guy actually look like? (The Wolfman felt that not being seen added to his mystique.) Eventually several Kansas City college students offered him enough serious cash for an in-person appearance. He reluctantly agreed, insisting that ďŹ rst his payment â&#x20AC;&#x201D; all in $20 bills â&#x20AC;&#x201D; be brought to his house via a Brinks truck. Later, after he arrived at the designated venue in a limousine, he strolled onstage exhibiting prosthetic rubber cheeks, footlong ďŹ ngernails, a ďŹ&#x201A;owing cape and oversized sunglasses. (He recalled later that he looked â&#x20AC;&#x153;real Neanderthal.â&#x20AC;?) Wolfman Jack portrayed himself in the 1973 ďŹ lm â&#x20AC;&#x153;American GrafďŹ ti,â&#x20AC;? where millions of viewers could ďŹ nally connect a face to the voice. His appearance in George Lucasâ&#x20AC;&#x2122; movie led to Wolfman TV commercials for acne cream, bathing suits, stereos and fast-food burgers. By 1974, he was co-hosting NBC-TVâ&#x20AC;&#x2122;s rock-oriented Midnight Special; in that same year, â&#x20AC;&#x153;Clap for the Wolfmanâ&#x20AC;? gave Canadian rockers Guess Who their ďŹ nal Top 10 single. He wrote his autobiography â&#x20AC;&#x201D; â&#x20AC;&#x153;Have Mercy: Confessions of the Original Rock and Roll Animalâ&#x20AC;? â&#x20AC;&#x201D; shortly before dying of a heart attack in 1995. The Wolfman was 57 years old.

help caregivers or family members safely move individuals. To donate items, call (219) 464-9736, ext. 216 to make arrangements to drop them off at the PCACS ofďŹ ce in Valparaiso. The team asks that items not be left unattended at the building. The idea has been percolating since both Philbrick and PCACS have been receiving calls from community members looking for items. â&#x20AC;&#x153;We know there is a need for it,â&#x20AC;? Philbrick said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re working together on a coordinated effort that will beneďŹ t the community.â&#x20AC;? Once donations begin coming in, the team will open up the closet to Porter County residents who would beneďŹ t from the resources. â&#x20AC;&#x153;This is our ďŹ rst step, to seek donations,â&#x20AC;? Philbrick said. â&#x20AC;&#x153;We also hope to have a volunteer help in the future.â&#x20AC;? PCACSâ&#x20AC;&#x2122; mission is to extend a helping hand to seniors, those with disabilities and low-

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income residents by providing services to improve their quality of life, including transportation, energy and emergency

assistance, Section 8 and ramp programs. For more information, visit www.portercountyacs.org.

Energy assistance program launches with application options The energy assistance program ofďŹ cially opened Nov. 1, with at-home and socially-adjusted options for community members. This season, the Porter County Aging and Community Services team and EAP volunteers will not be scheduling appointments as the ofďŹ ce remains closed to the public due to COVID-19. Those needing help can visit www.portercountyacs.org/ energy-assistance to download an application. Once it is printed out and completed, it can be left in the drop box in the PCACS lobby between 8:30 a.m. and 4 p.m. Monday through Friday. Completed applications can also be mailed to 1005 Campbell St., Valparaiso, IN 46385. Those

Your parents deserve the best in senior living! They have taken care of YOU all their lives, now you can return the favor.

OFFERING ALL LEVELS OF Senior Living â&#x20AC;˘ Independent Living Assisted Living â&#x20AC;˘ Memory Care

needing to pick up a paper copy to ďŹ ll out will ďŹ nd them in the PCACS lobby. The application can be ďŹ lled out online as well at https://ihcda.rhsconnect.com. Volunteers and staff are still available. For help or questions, call (219) 464-9736, option 1. Applications may be ďŹ lled out and delivered now, but will not be processed until Nov. 1. Community members with a disconnect notice should make other arrangements while waiting for the application to process by contacting their energy company and continuing payments. The income-eligible program continues to assist those struggling to pay their energy bills. Once participa-

tion is approved, a payment is made directly to the energy company. â&#x20AC;&#x153;We understand how important this program is to our community members in need,â&#x20AC;? said PCACS Executive Director Bruce Lindner. â&#x20AC;&#x153;We have put together options to continue the application process in a safe manner to ensure those needing help still receive it.â&#x20AC;? PCACSâ&#x20AC;&#x2122; mission is to extend a helping hand to seniors, those with disabilities and low-income residents by providing services to improve their quality of life, including transportation, energy and emergency assistance, Section 8 and ramp programs. For more information, visit www.portercountyacs.org.

COMMUNITY HEALTHCARE SYSTEMÂŽ Hartsfield Village

Living Well. Living Wise. 10000 Columbia Ave. | Munster, IN 219-934-0750 | 800-297-6188 HartsfieldVillage.com


20 ■ SENIOR LIFE ■ November 2020

www.seniorlifenewspapers.com

83'$7(6 +$33(1,1*6 ,1 7+( $5($ Send listings of events, hosted by nonprofit organizations, to Senior Life, P.O. Box 188, Milford, IN 46542 by Nov. 30 for December events. With listing, include contact person and a phone number. (EDITOR’S NOTE: The calendar is listing regularly scheduled events. Due to COVID-19, events may be cancelled or postponed. Please reach out to the sponsoring agencies to verify if the events are still being held.) Bonner Senior Center — Monday: Massage 9 a.m., yoga 9:45 a.m., fitness 10:30 a.m.,

Choraleers 12:30 p.m., Zumba 2 p.m. Tuesday: Fitness 10:30 a.m., dancing 12:30 p.m., pinochle, 12:30 p.m. Wednesday: Fitness 10:30 a.m., bunco 12:30 p.m., bridge 12:30 p.m. Thursday: Fitness 10:30 a.m., bingo noon, dancing 1 p.m. Friday: Fitness 10:30 a.m., shopping 12:15 p.m., bingo 12:30 p.m. Bonner Senior Center is located at 5800 Lexington Ave., Portage, (219) 762-1522. Maria Reiner Center — Monday: Pickleball 8:30 a.m., stretching class 9 a.m., smart phone class 10:30 a.m., ukulele 11 a.m., pinochle 11 a.m., bocce

ball noon, oil painting 12:30 p.m., beginner computer class 2-3:30 p.m. Tuesday: Pickleball 8:30-11:30 a.m., breakfast 9-11 a.m. ($3), blood pressure checks 10 a.m. to noon (first and third Tuesday), dominos 10 a.m., walking club 10 a.m. to noon, genealogy 10 a.m., tournament pool play 10 a.m., jam session 11 a.m., Mah Jongg (experienced play) 11:15 a.m., ping pong play noon Wednesday: Experienced art class 8:30 a.m., pickleball 8:30 a.m., stretch plus 9 a.m., hand and foot 10 a.m. (first Wednesday), scrapbooking class 10 a.m., bean bag

toss noon, movie and popcorn noon, beginner art class 12:30 p.m., euchre lessons and play 1 p.m. Thursday: Pickleball 8:30-11:30 a.m., bridge lessons (intermediate and advanced) 9 a.m., Y cardio 9:30 a.m., lunch 11 a.m. to 1 p.m. ($3), ping pong play noon, tournament pool play noon, canasta 12:30 p.m., bridge play 1 p.m., dominos 1 p.m., The Bible as Literature 1 p.m., Happy Hookers and Naughty Knitters 2 p.m. Friday: Yoga 8:30 a.m., pickleball 8:30 a.m., darts 11 a.m., bridge play 12:30 p.m., bunco (every first and third Friday)

12:30 p.m., bingo (every second and fourth Friday) 12:30 p.m., Ask the Doc computer class 1-3 p.m. Plus many special classes and presentations. $3 daily visitation fee for nonmembers. Interested in a membership? Call (219) 947-1864 or visit 705 E. Fourth St., Hobart. For more information, visit www. hobartseniors.com. AARP — Crown Point Chapter No. 3210 meets at 12:30 p.m. every fourth Monday at the Crown Point Civic Center, 101 S. East St. Guests and new members welcomed. VariContinued on page 21

Phone 219.254.2345 To Join Our

HEALTH AND SERVICES DIRECTORY ADULT DAY SERVICES ST. AGNES ADULT DAY SVC. CENTER 1859 Harrison Blvd. Valparaiso, IN 46385 (219) 477-5433 Monday-Friday 8-5 p.m. Structured Activities, Safe & Secure Surroundings, Health Monitoring Specializing in Alzheimer’s Care “Help make their Golden Years shine a little brighter.” Email: barbkubiszak@gmail.com www.stagnesvalpo.org

DENTAL DENTAL HOME HEALTH Serving Lake County We will come to those who can’t come to us. Visits by appointment only. (219) 718-6684 Dr. Eric Compton dentalhomehealth@gmail.com www.munsterdentist.com

NORTHSHORE HEALTH CENTERS Locations in Portage, Lake Station, Chesterton, Merrillville & Hammond By appt. or walk-ins welcome. (219) 763-8112 or (888) 459-2349 www.northshorehealth.org Affordable dental care regardless of ability to pay. Medicare and Medicaid accepted. Discounted self-pay option.

UNITED DENTAL CENTERS 1332 119th St., Whiting, IN 46394 (219) 659-4900 5254 Hohman Ave., Hammond, IN 46320 (219) 933-4900 5655 Harrison St., Merrillville, IN 46410 (219) 980-4900 18511 Torrence, Suite 2B, Lansing, IL 60438 (708) 474-5055 3540 East 118th St., Chicago, IL 60617 (773) 646-6262 Medicaid, Most Ins., Complete Family Dental Care, Implants, Dentures www.UDCdental.com

EMERGENCY RESPONSE SERVICES VNA OF NWI LIFELINE PROGRAM 501 Marquette St. See Our Valparaiso, IN 46385 Ad In This Additional Offices In: Issue Crown Point, IN and LaPorte, IN (219) 462-5195 (219) 531-8181 Fax https://www.vnanwi.org/services/in-home-services A not-for-profit organization for over 50 years. The VNA Lifeline program provides dependable, fast access to help when you need it. Live an independent and active lifestyle with the VNA Lifeline program’s medical alert pendant or wristlet. Making Best Days Possible

FUNERAL HOMES

HOME CARE SERVICES VISITING ANGELS HOME CARE Nationally respected, non medical, home care service. Providing CNA’s, HHA’s & Companion Care. * Assist w/Hygiene * Meal Preparation * Medication Reminders * Light Housekeeping * Transportation * Hourly, 24-hour Care & Overnight Alzheimer’s / Dementia Care / Palliative Care LICENSED * BONDED * INSURED 2340 Cline Ave., Schererville, IN 46375 (219) 322-6100 www.visitingangels.com

HOME HEALTH CARE SERVICES

CALUMET PARK CEMETERY & FUNERAL CHAPEL Privately Owned/Operated Since 1928 Cemetery: 2305 W. 73rd Ave. Merrillville, IN 46410 (219) 769-8803 Funeral Chapel: 7535 Taft St. Merrillville, IN 46410 (219) 736-5840 www.calumetparkcemetery.com : mycalumetpark

COMMUNITY HOME HEALTH SVCS. Munster Community Home Health, St. Catherine’s Hospital, E. Chicago, St. Mary’s Hospital, Hobart (219) 440-5400 Our nurses offer home health services with expert compassionate care for your medical needs in your home!

SMITH BIZZELL WARNER FUNERAL HOME 4209 Grant St. Gary, IN 46408 (219) 887-1852 www.smithbizzellwarnerfuneralhome.com : smithbizzellwarnerfuneralhome

HOME CARE SVCS. OF NORTHWEST INDIANA Serving: Lake & Porter Counties Merrillville: Tel: 219-736-9270 Fax: 219-736-1385 8959 Broadway, Merrillville, IN 46410 www.visitingnurse.com CHAPS CERTIFIED • RN/Physical/Occupational Therapy • Assistance in Hygiene/Meals • Medication Filling & Teaching • Wound/Infusion/Lab Draws/INR’s • Diabetic Teaching & Diet Instruction • 24 Hr. Emergency Nurse Coverage Medicare • Medicaid • Most Insurance Accepted

HOME CARE SERVICES HEART 2 HEART HOME CARE, INC. Non-medical caregiver, CNA at the comfort of wherever you call home. Assistance with hygiene, meal preparations, reminding medications, household tasks, escorting to activities center or therapies. LICENSED - BONDED - INSURED Serving all Lake County areas. 200 Russell Street, Suite 103 Hammond, IN 46320 (219) 501-7015 www.heart2hearthomecareinc.com

HOSPICE CARE HEART TO HEART HOSPICE OF NORTHERN INDIANA 402 Wall Street, Suite 22 Valparaiso, IN 46383 Phone: (219) 462-6529 Fax: (219) 462-9017 CHAP Accredited www.HTOHH.com Compassionate care from our heart to yours. Volunteers needed.


www.seniorlifenewspapers.com

November 2020 ■ SENIOR LIFE ■ 21

83'$7(6 +$33(1,1*6 ,1 7+( $5($ Continued from page 20 ous speakers and informative topics. Dues are $5 per year. Light refreshments. For details, contact Sue Mick at (219) 6899168. Hebron Seniors Activity Center — Blood pressure screening noon first Wed.; birthday celebrations first Wed.; monthly meeting third Wed.; volunteer opportunity third Thurs. (contact site coordinators, Edwin and Ruby Montgomery, for more details). Center is open to anyone for bingo or playing cards from 9 a.m. to noon Monday-Friday.

Located at 611 Main St., Hebron, (219) 996-5892. New Friends — New Friends, a club for single people 60 years and older, meets every Thursday to socialize and play cards. Members go to restaurants, plays, movies, have a yearly picnic, anniversary dinner and a Christmas party. Meetings are held at White Funeral Home, 921 W. 45th Ave., Griffith. For more information, call Marge at (219) 201-4174 or Barb at (219) 838-5415. Thursday Threaders — 10:30 a.m. to 12:30 p.m. every Thurs. at Griffith Public

Library, 45th and Colfax. Bring your own project to work on while enjoying coffee, snacks and the company of others. Call (219) 838-2825. AARP — Gary Chapter No. 4387 meets each month at noon the second Thursday (January-June and SeptemberDecember) at St. Timothy Community Church, 1600 W. 25th Ave., Gary. Refreshments served. Guests and new members are always welcome. Dues $15 per year. Must belong to National AARP or join. Very informative guest speakers regarding senior concerns. For

more information, contact Minnie Porter, president, at (219) 882-3093. St. John Lions Club — Seeking donations of old eyeglasses, sunglasses, hearing aids. Drop-off sites: Standard Bank, Route 41; Community Outpatient Clinic, Route 41; Stop and Shop; St. John Library; The Hammond Clinic, Route 41; Boric Religious Store, Thiel Street; St. John Town Hall, 93rd Avenue; VFW Post 717, 93rd Avenue. Whiting Lions Club — Seeking donations of old eyeglasses, sunglasses, hear-

ing aids. Drop off in yellow collection box on 119th Street, Whiting. Highland Lions Club — Seeking donations of old eyeglasses. Drop-off sites are: Town Hall, 3333 Ridge Road; Lincoln Center, 2450 Lincoln St.; Centier Bank, 9701 Indianapolis Blvd.; McColly Realty, 2002 45th St.; Dr. Ligget, 2940 Highway Ave.; Family Eye Care, 8417 Kennedy Ave.; and Johnson Opticians, 8128 Kennedy Ave., Highland. If interested in becoming a Lion, contact Tim Tintor at (219) 838-8756.

Phone 219.254.2345 To Join Our

HEALTH AND SERVICES DIRECTORY HOSPICE CARE HOSPICE OF THE CALUMET See Our AREA MUNSTER Ad In This • Serving Lake, Porter and Bordering Issue Illinois Communities Since 1981 • Hospice Services Are Covered 100% For Patients Who Are Medicare Eligible • Not-for-profit • Care Provided In Your Home Or In Our Hospice House www.hospicecalumet.org (219) 922-2732 / (219) 736-2422

UNITY HOSPICE & PALLIATIVE CARE Family owned & operated hospice Offering premier end-of-life care For over 25 years at no cost to you, Because we care. Serving Porter, Jasper & Newton Counties in Indiana. 219.769.8648 Greater Illinois area 312.427.6000 www.unityhospice.com

See Our VNA OF NWI Ad In This 501 Marquette St. Issue Valparaiso, IN 46385 Additional Offices In: Crown Point, IN and LaPorte, IN (219) 462-5195 (219) 531-8181 Fax www.vnanwi.org A not-for-profit organization for over 50 years. Accepts all hospice eligible patients, regardless of ability to pay. Veteran specialty hospice program. Serving Lake, Porter, LaPorte, Jasper and Starke Counties. Making Best Days Possible

HOUSECALL DOCTORS See Our HOUSECALL DOCTORS, PC Ad In This At-Home Medical Care for Issue Elderly & Homebound Patients Providing at-home care from Medical doctors and Nurse Practitioners. Serving NW Indiana, Indianapolis & Plymouth/So. Bend areas www.housecalldoc.org Toll Free: 800.945.4654

MEALS ON WHEELS

RETIREMENT LIVING

VNA OF NWI MEALS ON WHEELS PROGRAM 501 Marquette St. See Our Valparaiso, IN 46385 Ad In This Additional Offices In: Issue Crown Point, IN and LaPorte, IN (219) 462-5195 (219) 531-8181 Fax https://www.vnanwi.org/services/meals-on-wheels A not-for-profit organization for over 50 years. Providing nutritional meals for individuals in Porter County delivered to your home. Meals are available both on a long-term basis and temporarily, meals are available for ages 3 years and up. Making Best Days Possible

HARTSFIELD VILLAGE SENIOR LIVING 10000 Columbia Ave. See Our Munster, IN 46321 Ad In This (219) 934-0750 Issue (800) 934-6188 www.hartsfieldvillage.com We are a CCRC (Continuing Care Retirement Community). We offer Independent Living, Assisted Living, Memory Support and Nursing Care for our residents coming through the continuum of care. Living Well - Living Wise!!

MEDICAL CLINIC NORTHSHORE HEALTH CENTERS Locations in Portage, Lake Station, Chesterton, Merrillville, Hammond & LaPorte By appt. or walk-ins welcome. (219) 763-8112 or (888) 459-2349 www.northshorehealth.org Affordable medical and urgent care regardless of ability to pay. Medicare, Medicaid, commercial insurance accepted. Discounted self-pay option.

RESIDENCES AT COFFEE CREEK See Our 2300 Village Point Ad In This Chesterton, IN 46304 Issue (219) 921-5200 www.ResidencesAtCoffeeCreek.com Assisted Living and Memory Support at the Beautiful Watershed Preserve.

RESIDENCES AT DEER CREEK See Our 401 E. U.S. Highway 30 Ad In This Schererville, IN 46375 Issue (219) 864-0700 www.ResidencesAtDeerCreek.com Assisted Living and Memory Support in a Residential Setting.

TELEPHONE SERVICES REHABILITATION SERVICES HARTSFIELD VILLAGE See Our REHABILITATION CENTER Ad In This 503 Otis Bowen Drive Issue Munster, IN 46321 (219) 934-0590 (800) 297-6188 (219) 703-6568 Fax www.hartsfieldvillage.com Post-Acute Rehab Center Bridging the gap from Hospital to Home.

VALPARAISO CARE & REHAB 606 Wall St. Valparaiso, IN 46383 (219) 464-4976 www.AmericanSrCommunities.com/vcrc

RELAY INDIANA - INTRAC See Our 7702 Woodland Drive #130 Ad In This Indianapolis, IN 46278 Issue (877) 446-8722 Problems hearing on the telephone? We provide captioned telephones to assist you to read what the other person is saying. No more garbled or misunderstood conversations. Simply, READ what you’re hearing.

TRANSPORTATION NWI TRANSPORT Non-Emergency Transportation To medical appointments, airport, social gatherings. Equipped for wheel chair and handicapped individuals. Serving Lake, Porter and Jasper counties. (219) 669-0594


22 â&#x2013; SENIOR LIFE â&#x2013; November 2020

â&#x20AC;&#x2DC;Take Us Alongâ&#x20AC;&#x2122; Contest

Marian Papas traveled from South Bend to Hillman, Mich., to visit with her mother and brother. She is shown in front of the Hillman sign holding a Senior Life - St. Joseph newspaper. Hillman, located in northern Michigan, is approximately 20 miles west of Alpena. It offers big city amenities in a beautiful rural setting. Thunder Bay River meanders quietly through the town. Annual events around Hillman include: Mill River heritage festival; regional fishing festivals; Blessing of the Bikes & ATVs; the veterans celebration, VJDay and the Buck Pole hunting event. The Brush Creek grist mill is an historic refurbished local icon. Tourists visit this village to experience hunting & fishing, elk viewing and golf, among other things. Hunters can find many types of game in season in the area. Deer, waterfowl, rabbits and other small game can be found. Fishing on Michiganâ&#x20AC;&#x2122;s 11th largest inland lake, Fletcher Pond, can hook pan fish, northern pike, largemouth bass, yellow perch, bluegill and black crappie. Nearby bait shops, boat rentals and cabins can aid in a prosperous outing. Hillman also offers a unique experience labeled a top adventure attraction by Destinations Magazine: the Elk-Viewing Dinner Ride. This four-hour adventure begins with a carriage or sleigh pulled by draft horses through an elk preserve, all the while discovering elk and their cultural significance, landing at a log cabin to enjoy a gourmet meal and local wine in a rustic, charming setting. Another recreational option in Hillman is the golf course at Thunder Bay Resort. This resort boasts an 18-hole challenging public golf course. Sail your shot through mature forest, rolling terrain, woods and water. GPS equipped golf carts, digital scorecard and 3D flyovers add to the relaxing excursion. Take a trip to Hillman, relax at one of their many cottages, lodges, resorts, campgrounds or inns. Enjoy a getaway full of nature, food and wine, history and adventure. And, thank you, Marian, for bringing Senior Life to a little piece of Americana.

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Travel

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Mid-century modern house both startling and striking Mid-century modern style of home architecture may not be for everyone, but to see it in its purest and most free-ďŹ&#x201A;owing *5($7 form is (6&$3(6 indeed %\ 52' .,1* striking. The house in question, located in Columbus, was owned by the late industrialist/philanthropist J. Irwin Miller. Heâ&#x20AC;&#x2122;s the man who built Cummins Engine into a worldwide corporation. The home, now owned by the Indianapolis Museum of Art and designated a National Historic Landmark, reopened to the public in August after being closed since March. Tours are offered 12:45 p.m. and 2:45 p.m. Fridays and Sat-

urdays. Cost is $25 per person. Commissioned in 1952, the home features an open layout with bold splashes of color, ďŹ&#x201A;oor to ceiling book and display cases and a large conversation pit in the living room. Interior walls and ďŹ&#x201A;oors are white marble and ďŹ&#x201A;oorto-ceiling windows bring the outdoors up close and personal. Entrance to the 8,600-squarefoot structure is probably the most unassuming front door youâ&#x20AC;&#x2122;ll ever see. In fact, you wouldnâ&#x20AC;&#x2122;t know where to go if your tour guide didnâ&#x20AC;&#x2122;t lead you. The roof is ďŹ&#x201A;at, giving the home a low proďŹ le. For a house of such grandeur, the three-car, terrazzo-ďŹ&#x201A;oored carport with large storage compartments on both sides is unexpected. The clothesline off the large kitchen/laundry room is hidden from view by translucent panels. Unique to the home is the fact that the ceilings are supported by cruciform steel columns instead of the inte-

rior walls. Skylights around the perimeter of the rooms let natural light enter. As you might expect, this is not a Bob the Builder project. World-renowned architect Eero Saarinen designed it. T he interiors and some of the furniture and ďŹ&#x201A;oor coverings were designed by equally famous Alexander Girard and landscaping to the 13.5-acre property, which is all done on a grid with straight lines of trees and hedges, was done by Daniel Urban Kiley. Cost of the house was $500,000, and that didnâ&#x20AC;&#x2122;t include the furnishings, many of which were either imported or handwoven, the swimming pool or the landscaping. Though the house was designed for entertaining, the Millers raised their family of ďŹ ve children (two boys and three girls) in this house. The childrenâ&#x20AC;&#x2122;s area includes a common area/play room with rathContinued on page 23


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November 2020 â&#x2013; SENIOR LIFE â&#x2013; 23

Booking a ďŹ&#x201A;ight? Ask these new questions %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV A few years ago, colleagues heading to Europe gave themselves plenty of layover time (over eight hours) between landing and boarding the second leg of their ďŹ&#x201A;ight. They wanted to avoid repeating a misadventure where they had missed a ďŹ&#x201A;ight because mischievous weather and a mechanical problem delayed their initial ďŹ&#x201A;ight. Both weather and mechanical operations worked smoothly on this occasion and, when they checked in the British Air desk on arrival, they were told there was a ďŹ&#x201A;ight to their desired destination in another 90 minutes. When asked if there were any seats, the airline counter personnel all smiled, nodded and said there were plenty. The travelers pulled out their tickets to have them changed for the handy next ďŹ&#x201A;ight. Still

smiling, the counter manager pushed them back and said the tickets couldnâ&#x20AC;&#x2122;t be exchanged and the fare was 81 euros each. And no, there would be no refund on the tickets theyâ&#x20AC;&#x2122;d already bought for the later ďŹ&#x201A;ight. The ďŹ&#x201A;yers tucked their tickets back in their travel bag and spent a leisurely day lounging around, window shopping and dining in the airport until their evening ďŹ&#x201A;ight. Their return home was the last time they ďŹ&#x201A;ew British Air. Their airline experience hasnâ&#x20AC;&#x2122;t improved much since then, but theyâ&#x20AC;&#x2122;re now more aware of the airlinesâ&#x20AC;&#x2122; high-handed practices and ask a lot more questions before booking any ďŹ&#x201A;ight. The shock waves weaving through the travel industry due to COVID-19 have resulted (among many distressing turns of events) in booked travel of all varieties being cancelled. This has left thousands of travelers holding worthless travel

packages and tickets, with no hope of any refund. In most cases, the airlines have offered vouchers to make good on ticket holdersâ&#x20AC;&#x2122; travel plans if they re-book within 24 months. However, thereâ&#x20AC;&#x2122;s no assurance the customers will get the same level of seating, for the same price, on the same type of aircraft, for the same ďŹ&#x201A;ights. With the travel industry hemorrhaging profusely right now, donâ&#x20AC;&#x2122;t expect a rosier picture for travelers when the pandemic ends. You can bet prices will soar to recoup costs and adjust for the cutback in services. To attract passengers in the

meantime, United Airlines recently dropped its $200 change fee on domestic tickets except for basic economy fares. (Note that the ticket holder forfeits any surplus if the new fare is lower.) It may sound like a token move, but itâ&#x20AC;&#x2122;s a massive shift for the airline, which collected $625 million in ticket change fees in 2019, according to U.S. Department of Transportationâ&#x20AC;&#x2122;s Bureau of Transportation Statistics. The announcement prompted Alaska Airlines, American Airlines and Delta Airlines to follow suit. The companies also have initiated a series of what they consider innovative customer service beneďŹ ts.

So among the things to ask when booking a ďŹ&#x201A;ight these days: â&#x20AC;˘ Have standby fees been waived? â&#x20AC;˘ What ďŹ&#x201A;ights have eliminated change fees? â&#x20AC;˘ Is there a credit if the new fare is lower than the existing price? â&#x20AC;&#x153;We want our customers to book and travel with peace of mind,â&#x20AC;? stated Delta CEO Ed Bastian, â&#x20AC;&#x153;knowing that weâ&#x20AC;&#x2122;ll continue evaluating our policies to maintain the high standard of ďŹ&#x201A;exibility they expect.â&#x20AC;? So go ahead! You should ask a lot of questions when you make your travel plans. Mature Life Features, copyright 2020

Travel insurance tips Among the many lessons a lot of folks learned during the coronavirus shutdown is that travel insurance doesnâ&#x20AC;&#x2122;t always cover everything. Many would-be travelers found out that the trip cancellation coverage they thought they had, they didnâ&#x20AC;&#x2122;t. Everyone learned that a worldwide pandemic changed all the coverage rules. Most of these ticket holders have been given vouchers, which precludes them from making insurance claims to recoup their loss. The real lesson here: ask questions galore when you buy the coverage. Make sure you deďŹ ne any and all coverage you want,

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Mid-century modern Continued from page 22 er small â&#x20AC;&#x153;dorm styleâ&#x20AC;? rooms at one end of the house. Theyâ&#x20AC;&#x2122;re said to have loved to run across the living room and jump into the 12-by-12-foot conversation pit where they also held their

slumber parties. For a look at one of the countryâ&#x20AC;&#x2122;s most outstanding examples of mid-century modern architecture, head to Columbus. It is recommended to purchase tickets online at

www.columbus.in.us because of small groups and social distancing or by calling the visitorâ&#x20AC;&#x2122;s center at (866) 811-4111. For more information on the house, click on www.imamuseum.org/millerhouse.

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from lost luggage to emergency medical evacuation. Some insurers do not provide coverage for mishaps suffered during activities such as skiing or scuba diving. You also have to determine if your policy covers you for any misadventure or cancellations caused by any act of terrorism. Before putting together a travel insurance plan, check with your health and medical insurance agent to see what coverage travels with you. Then be aware that trip cancellation insurance may not cover every scenario. It pretty well centers around injury, sickness or death of you, members of your family or a travel companion.

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24 ■ SENIOR LIFE ■ November 2020

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Squash — a nutritious comfort food

Eating a whole food plantbased lifestyle seems to get easier and easier once you set your mind to it and realize, for the majority of us, eating off plant foods in moderation is just a license to justify what you eat. There is so much that is out of our control right now, but what we can control is what we are putting in our mouths and that we are moving to the best of our abilities. This is your calling to start or continue to ensure you are at your best self as we enter winter where we will spend more time indoors with less opportunity to move, move, move. Nutrition is going to be key in your health. A friend of my husband’s has a large garden and he gave us a variety of squash last week. I love me some squash! Squash is a superfood filled with beneficial antioxidants that can

protect you from disease and enhance your immune system. The scientific name for squash is cucurbita and since squash contains seeds and develops from the flower-producing part of a plant, it is botanically a fruit. They are low calorie and high in vitamins A, D and C, and rich in potassium along with a host of other vitamins and minerals. The young fruit is known as summer squash and are considered a nonstarchy vegetable. They have a tender and edible rind, which leads to a shorter life unlike winter squash. Summer squash would be yellow squash, zucchini or pattypan. Sautéing a simple mixture of yellow squash and/or zucchini along with mushrooms and onions make a lovely dish. Winter squash is a more mature fruit with a hardened tough ring. Most winter squash can be stored for use all winter. There are at least 11 variety of winter squash including: Butternut, pumpkin, spaghetti, delicata, hubbard and buttercup. I cooked a buttercup last night and just winged it by cleaning out the seeds from the top as you would a pumpkin and then sprinkling nutmeg on the inside and dicing up an unpeeled apple and placing that in the cavity. I loosely put foil over the top and baked

it in the oven until tender. I suppose if you wanted some sweetness you could add brown sugar or maple syrup, but I did not. Wow — was it ever good. The recipe below uses quinoa, but you could adapt it to use a more traditional whole grain bread stuffing. Enjoy and stay well. Vegan Stuffed Acorn Squash Prep Time: 10 minutes Cook Time: 35 minutes Total Time: 45 minutes Ingredients 2 acorn squash, halved and seeds scooped out For the stuffing: 1 yellow onion, chopped 2 cloves garlic, minced 1 cup quinoa 2 cups vegetable broth ½ cup chopped nuts or seeds ½ cup dried cranberries ½ teaspoon thyme ¼ teaspoon sage ¼ teaspoon black pepper 1/8 teaspoon cinnamon Salt to taste Instructions To cook the acorn squash: 1. Preheat your oven to 400 F for four squash halves. Bake cut side facing down on baking pan lined with parchment paper for 25 to 35 minutes until the squash is fork tender. To make the quinoa filling: 1. Water saute onions and garlic until the onions turn

9(*$1 678))(' $&251 648$6+ translucent and just begin to brown, about 5 minutes. Add the quinoa and vegetable broth and cover with a lid. Bring to a boil and then simmer for 10 to 15 minutes until the vegetable broth is absorbed and the quinoa is cooked. 2. Once the quinoa is cooked, stir in all of the remaining ingredients, the nuts or seeds,

cranberries, thyme, sage, pepper, cinnamon and add salt to taste. Remove from heat. To stuff the acorn squash: 1. Divide the quinoa mixture evenly among the acorn squash halves, packing it into the well of the squash. Adapted from Sam Turnbull “It Doesn’t Taste Like Chicken.”

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