Senior Life - NorthWest Edition - August 2022

Free

/LYLQJ /LIH $IWHU

Elder Law and Medicaid Planning

Dinner Workshops! Cliff Rice

Elder Law Attorney

See Page 5

Call Now: (219) 462-0809 Advertising Material

www.seniorlifenewspapers.com

Vol. 26, No. 4

August gust 2022

Northwest Edition R Reaching Seniors In Illiana: Cook, Lake & Porter Counties

‘Peaceful’ park

in Munster

offers amenities

for all ages and interests 7H[W DQG SKRWRV %\ &$55,( 67(,1:(* )HDWXUH :ULWHU

way rail trail that extends from Lansing to Schererville. The large park at 1005 S. Centennial Drive runs along a stretch of Calumet Avenue adjacent to the Community Veterans Memorial, not far south

All throughout northwest Indiana you’ll find community parks ranging from just small open grassy areas to expansive playgrounds, but there are some parks that simply stand Q IRU ULGLQJ out as the center 52//,1* $/21* ³ 1DWKDQ 6]DQ\ RI 0XQVWHU XWLOL]HV WKH SDUN RIWH XQFK WR HDW LQJV D O PHV EU VRPHWL DQG KH of activity in XO SODFH SHDFHI KLV ELNH +H VDLG WKH SDUN LV D a town or city. ZKLOH HQMR\LQJ WKH VFHQHU\ They’re more than soccer fields and swing sets, offering something for people of varying ages and interests. One park that goes way beyond the basics and is widely used and $57 ,1 7+( 3$5. ³ $V SDUW RI D FRPPXQLW\ enjoyed in nuSXEOLF DUWV SURMHFW VHYHUDO SDLQWHG WXOLS VFXOSWXUHV merous ways is KDYH EHHQ LQVWDOOHG DW &HQWHQQLDO 3DUN Centennial Park in Munster. It’s of Community Hospital. Among part of the town’s large parks system that includes nearly 350 its amenities is a golf course, driving range, clubhouse, lake acres of property, including 25 that offers catch-and-release parks, 20 playgrounds, several fishing, walking and bike path, miles of trails, a community dog park, fitness stairs, flower pool, nine-hole golf course, comgardens, bandshell, playground, munity center, outdoor wedding sledding hill and more. For ceremony venues, 16 outdoor those tracking their steps, the shelters, a historical museum, walking path around Maynard 20 ball fields, 15 tennis courts, Lake is a 3/5-mile route. seven basketball courts, four /,.( $ 3$,17,1* ³ 0RWKHU 1DWXUH A concert series continues pickleball courts, one gaga ball RIWHQ SURYLGHV D ORYHO\ FRORUIXO ED FNGURS DW VXQVHW DW & HQWH QQLDO 3DUN this summer at the park with pit and a nine-hole disc golf the final performances on Moncourse, as well as maintaining Continued on page 2 portions of the Pennsy Green-

&TUBUF 1MBOOJOH .FEJDBJE #FOFGJUT 1MBOOJOH 7FUFSBOT #FOFGJUT 1MBOOJOH 5SVTU BOE 1SPCBUF "ENJOJTUSBUJPO 57 Franklin Street, Suite 203 1PSUFS $PVOUZ 0GmDF -BLF $PVOUZ 0GmDF

Valparaiso, Indiana 46383 57 Franklin Street, TU 'MPPS Suite 203 & -JODPMOXBZ 1MVN $SFFL $FOUFS 7BMQBSBJTP *OEJBOB *OEJBOBQPMJT #MWE 4VJUF Phone: (219) 548-0980 4DIFSFSWJMMF *OEJBOB , LLC 1IPOF Fax: (219) 548-0993 'BY 1IPOF 'BY $FSUJmFE BT BO &MEFS -BX "UUPSOFZ CZ UIF /BUJPOBM &MEFS -BX 'PVOEBUJPO

$POOJF - #BVTXFMM $&-" $POOJF - #BVTXFMM $&-" XXX DPOOJFCBVTXFMM DPN XXX DPOOJFCBVTXFMM DPN

2 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Key Positions

Valpo woman loves making a difference in role with Salvation Army %\ &$55,( 67(,1:(* )HDWXUH :ULWHU Rooted in Christian faith, the origins of the Salvation Army go back to the 1850s when William Booth began taking the gospel to the poor, homeless, hungry and destitute in the streets of London. His mission became known as the “Salvation Army” and spread quickly throughout Europe and the United States. Today it serves 131 countries with a mission to preach the gospel of Jesus Christ and meet human needs in His name without discrimination. Angie Kalin of Valparaiso joined the Salvation Army’s Porter County office in 2018 as development director, where she said her favorite part of the job is “absolutely seeing the difference we make in people’s lives for the good.” After graduating from Ivy Tech in Valparaiso, Kalin moved to Arizona where she continued her education, earning a B.A. in industrial/organizational psychology. Kalin’s family moved to Valparaiso when she was in high school and although she’s lived

in many places — from Arizona to New Orleans to Jackson Hole, Wyo. — she said Valparaiso has always been her “home base.” Before working with the Salvation Army, she worked in education and management, including for a four-university system where she helped people attain their college degree. “I had moved back to the region after living in Arizona,” said Kalin. “In applying for jobs I saw this role and became excited to be a part of a nonprofit with such a deep history and one that helps so many people in our Porter County communities. “A very important part of my job is to make sure people know we are in Porter County. The two main reasons in getting the word out are, first of all, to make sure people who need help know we are here for them, and secondly, to make sure donors know where and how their donations are used. Money raised in Porter County stays in Porter County to help our local communities.” Duties of her job include everything from recruiting volunteers and advisory board members, grant writing, community involvement and miscella-

neous office tasks. While her favorite part of the job is making a difference, the most challenging aspect is “being witness to some of the hardships that people face. Sometimes there are situations that are beyond our scope but we still give them all we can, and do all we can do.” The rewards of the job are many and she cherishes the gratitude that comes from clients they are able to help. “It never fails, when I’m at an event or meeting a donor or volunteer, I hear many stories of why people love The Salvation Army,” Kalin said. “For example, we have Christmas volunteer bell ringers who ring the bell at our Red Kettles every year in memory of a parent or relative who was helped by us at a point in their life that set them on the right track. The volunteers enjoy commemorating their loved ones’ memories and feel they are giving back so we can continue to help someone else like we did for them.” Outside of work, Kalin enjoys lake living and is a member of the Valparaiso University chapter of the Archaeological

ARE YOU TURNING 65 OR NEW TO MEDICARE?

Do you have both Medicaid and Medicare? Humana has plans that may give you the benefits of both A Humana Dual Eligible Special Needs plan (DSNP) is specially designed for those who qualify for Medicaid and Medicare. It gives you the coverage you might expect from your healthcare plan, plus additional benefits and services—that matter to you all in one convenient package. I’m here to help you understand your options and find the right plan that’s the right fit for your goals, your budget and your life.

Call a licensed Humana sales agent Brenda Ross 219-964-8709 (TTY: 711) Monday – Friday, 9 a.m. – 5 p.m. bross3@humana.com

A more human way to healthcare™ Y0040_GHHJNQ2EN22_AD_M

6(59,1* ),567 5(6321'(56 ³ ´7KH 6DOYDWLRQ $UP\ VHUYHG GRQXWV WR WKH IURQW OLQHV GXULQJ ::, µ VDLG $QJLH .DOLQ GHYHORSPHQW GLUHFWRU ZLWK 6DOYDWLRQ $UP\ 3RUWHU &RXQW\ ´2IÀFLDOO\ 'RQXW 'D\ VWDUW HG LQ WR FRPPHPRUDWH WKH WUDGLWLRQ ,Q 3RUWHU &RXQW\ ZH GHOLYHU GRQXWV RI JUDWLWXGH WR RXU ÀUVW UHVSRQGHUV WKURXJKRXW WKH FRXQW\ µ .D OLQ LV SLFWXUHG DORQJVLGH +HEURQ 3ROLFH 'HSDUWPHQW 3DWUROPDQ &RG\ +D\ZRUWK 3KRWR SURYLGHG E\ $QJLH .DOLQ Institute of America. “I enjoy ‘the dig’ and learning about history,” she said, adding that she’s an “art geek,” loves reading and board games and is the proud parent of a Marine. “The Salvation Army motto is ‘Doing the Most Good,’” said Kalin. “I like to point out where

that comes from, because it gives the motto a deeper meaning. Evangeline Booth, daughter of Salvation Army founder William and Catherine Booth, once said, ‘There is no reward equal to that of doing the most good to the most people in the most need.’”

‘Peaceful’ park Continued from page 1 day, Aug. 1, by Ed Hill & the Unusual, and Monday, Aug. 15, with The Unstoppables. Centennial Park did recently institute nonresident parking fees of $2 an hour, $5 per day or $120 for an annual pass. Munster residents can register two vehicles at no cost. On a recent Sunday afternoon there were people of varying ages enjoying a number of different activities. Some were coming off the course in golf carts or power walking around the lake or stopping to enjoy the new art installations or enjoying a picnic under the pavilion or watching their dog cool off in a pool in the dog park or riding a bike or jogging up the fitness stairs or fishing. After polling a number of visitors about the park, one word came up in nearly every conversation: “Peaceful.” The Szafranski family of Munster are regular visitors to the park and enjoy visiting to walk their dog, Paisley. “This is a four-season park which can be used to bring families together

and away from their electronic devices,” said Philip Szafranski. “We’ve been coming here for a long time. We’re here every Fourth of July and we visit weekly,” added his son, Colin. “There are so many options of activities.” Colin and his wife, Klarissa, were married in June and had a photo session taken in the park on their wedding day. It’s also a popular destination for photographers, whether taking family photos, graduation photos, prom photos or engagement or wedding photos. Nathan Szany of Munster uses the park mostly as part of his bike-riding route. “I hop on the bike path from my home and come here and sometimes bring a lunch,” he said. “I like that from the top of the hill you can see the Chicago skyline on a clear day. It’s really peaceful here.” A Munster resident named Jeff also enjoys the peaceful atmosphere and said he’s visited almost every day for 20 years to run. “I usually come after work to relax and wind down,” he said.

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 3

Turning 65 or older? BEST in MEDICARE SUPPLEMENT

Senior Care

Insurance Services

Fred M. Ulayyet Licensed Insurance Agent

SCHERERVILLE 1505 US Hwy. 41 (Near Strack & Van Til)

• Medicare Supplement Plans • Medicare Part D Prescription Drug Plans • Medicare Disablity Plans • Medicare Advantage Plans

PROUD TO BE LOCAL SINCE 1987

www.scis.us

MERRILLVILLE

MUNSTER

7998 Broadway (Near Walter E. Smithe)

8213 Calumet Ave. (Near Chipotle)

CROWN POINT

VALPARAISO

10841 Broadway (Near Strack & Van Til)

2505 LaPorte Ave (Next To Five Guys)

219-736-7800 • 1-800-821-0604

4 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Spotlight

Women United seeking to impact communities through service %\ 67(9( (89,12 )HDWXUH :ULWHU Kathy Ricke has always had a knack for community involvement. After moving to Valparaiso, she became involved with United Way, which led her to Women United, an organiza-

tion of United Way of Northwest Indiana. Her involvement led her to become events chair and co-chair of the group. She was recently named program manager for the organization, which promotes service ranging from raising funds for

:LUPVY 3PML 5VY[O^LZ[ www.seniorlifenewspapers.com Main Office, P.O. Box 188 • 206 S. Main St., Milford, Ind. 46542-0188 (574) 658-4111 1-800-733-4111 Fax 800-886-3796

St. Joseph Senior Life 23,750 Circulation Northwest Senior Life 22,400 Circulation Now Also In Eastern Illinois

Elkhart/Kosciusko Senior Life 15,000 Circulation

/($',1* 7+( :$< ³ .DWK\ 5LFNH LV WKH QHZ SURJUDP PDQDJHU IRU :RPHQ 8QLWHG RI 8QLWHG :D\ RI 1RUWKZHVW ,QGLDQD 7KH 9DOSDUDLVR UHVLGHQW LV HQFRXUDJLQJ ZRPHQ RI DOO DJHV DQG EDFNJURXQGV WR LPSDFW WKHLU FRPPXQLWLHV WKURXJK VHUYLFH 3KRWR E\ 6WHYH (XYLQR

Allen Senior Life 23,000 Circulation When You Need To Reach Adults 50 Years And Better, We Have

4 Great Newspapers!

REE F 0 5 Over 84,1 ilable At va onthly A ations Copies M onvenient Loc C 1,250

CIRCULATION AUDIT BY

Senior Life newspapers are monthly publications dedicated to inform, serve and entertain the senior citizens in Northern Indiana and Southern Michigan. Each of the four editions focus on local information for each area. Senior Life is privately owned and published by The Papers Incorporated. STAFF Ron Baumgartner, Publisher . . . . . . . . . . . . . . . rbaumgartner@the-papers.com Annette Weaver, Business Manager . . . . . . . . . . . . . . . . . aweaver@the-papers.com Steve Meadows, Director Of Marketing . . . . . . . . smeadows@the-papers.com Bill Hays, Advertising Manager . . . . . . . . . . . . . . . . . . . . . . . . . bhays@the-papers.com Account Executive Rebecca Berggren . . . . . .slwest@the-papers.com • 1-866-580-1138 Ext. 2430 Commercial Printing Sales Representative Rodger Salinas . . . . . . . . . . . . . . . . . . . . . . . . . .rsalinas@the-papers.com Commercial Printing Customer Service Tina Carson . . . . . . . . . . . . . . . . . . . . . . . . . . . . tcarson@the-papers.com Rich Krygowski . . . . . . . . . . . . . . . . . . . . . . . rkrygowski@the-papers.com Deb Patterson, Editor-In-Chief . . . . . . . . . . . . . . . dpatterson@the-papers.com Keith Knepp, Editor . . . . . . . . . . . . . . . . . . . . . . . . . . . kknepp@the-papers.com Jerry Long, Circulation Manager . . . . . . . . . . . . . . . . . . . jlong@the-papers.com EDITORIAL DEADLINES Elkhart/Kosciusko Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15th Month Prior St. Joseph Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15th Month Prior Allen Edition. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th Month Prior Northwest Edition . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20th Month Prior SUBSCRIPTIONS Mailed subscriptions are available, prepaid with order at $34 for one year; and $58 for two years. (Select one edition.) Your cancelled check will serve as your receipt. ADVERTISING For advertising deadlines call your sales representative. The existence of advertising in Senior Life is not meant as an endorsement of any product, services or individuals by anyone except the advertisers. Signed letters or columns are the opinion of the writers, and not necessarily the opinion of the publishers. PRODUCTION Senior Life is digitally composed on Macintosh Computers using Digital Technology’s Newspaper Publishing Suite software and Photoshop software. Submit ads as .tif, .eps or .pdf files. ASCII (generic text) may be submitted via email or on CD/DVD. Check our website at www.the-papers.com for guidelines on preparing ads electronically. Graphics for ads can be emailed as PDF files to adcomp@the-papers. com. If you have any questions, give us a call and we’ll walk you through it. REPRINT RIGHTS Reprinting in part or whole of any article in Senior Life is not allowed without express written permission from Senior Life.

a community group to directly assisting the group. As one of the co-founders of Women United five years ago, Ricke said that with her new title, “I want to spread the word about what we’re doing in northwest Indiana. I want to recruit new members who understand our focus is helping women and children in need of basic assistance and women going through recovery from difficult addictions.” Women United works with several area agencies. These include St. Jude House and The Caring Place, two domestic violence and sexual abuse shelters in the area; Haven House, a halfway house for women in Hammond; Alice’s House, a halfway house in Valparaiso; and Sojourner Truth House, a facility for displaced women and children in Gary. In addition, Women United will be involved in United Way’s Day of Caring in August. “Every woman has something to share,” Ricke said. “It’s a good forum for women to get

together and possibly share what’s important to them.” In some cases, Women United members as a group or on their own may raise funds for a particular charity. In other cases, the group may present life skills classes to impacted women at these facilities. “Our goal is making an impact through service,” Ricke said. “We focus on building a stronger community that fights for the health, education and financial stability for everyone.” Women United is an international organization, but each chapter has its own focus. The northwest Indiana group, Ricke said, focuses on serving these organizations and serving as a “good liaison” between the partner charity and United Way. Members have held barbecues and garden parties as fundraisers. Others have assisted with yard work at these facilities. At group meetings, members discuss coming events in their communities. Other projects have included

a cakewalk and ice cream social for The Caring Place and collecting school supplies for Sojourner Truth House. In April, the group held its annual Bunco Bash, which raised more than $10,000 to help these agencies. In working with women going through various stages of addiction recovery, Ricke said: “We want to show them they’re not forgotten and people really do care. They’re not alone on their road to recovery.” Members range in age from the 70s to Ricke’s daughter, who is 20. Some still work, some are retired and some are military veterans. “We’re just growing a network of like-minded women who want to serve in northwest Indiana wherever we’re needed,” Ricke said. “This service does not require much time, but it takes someone to step up.” For more information on Women United, contact Ricke at (219) 250-8158 or email kathy@untedwaynwi.org.

Car show to benefit Greater Portage Chamber of Commerce Rev your engines and get ready to join Rittenhouse Village and the Greater Portage Chamber of Commerce for the seventh annual car show fundraiser. This car extravaganza will take place from 4-7 p.m. Thursday, Aug. 11, at 6235 Sterling Creek Road, Portage. Get ready for a fun-filled evening full of vintage cars, music and hilarious enter-

tainment from Joe Zirconia. Refreshments, raffles, prizes and community tours of Rittenhouse Senior Living will be available. Proceeds from the fundraiser will benefit the Greater Portage Chamber of Commerce, which in turn will donate a portion of the proceeds to the Rittenhouse charity of choice: Alzheimer’s and Dementia Services of

Northern Indiana. Awards will be awarded for People’s Choice, Resident Choice and Chamber Choice. Do you have a gorgeous car or souped up hot rod? Come showcase your car for $20 per vehicle. For more information, call Rittenhouse Senior Living at (219) 764-2900. Don’t miss out on this fun-filled event.

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 5

S.O.S. — Speaking of Seniors

Protected Portage patient %\ :22'52: :,/&2; 6HQLRU 3UREOHP 5HVROXWLRQ 2IÀFHU 6HQLRU &DUH ,QVXUDQFH 6HUYLFHV Editor’s note: Woodrow Wilcox is the senior medical bill caseworker at Senior Care Insurance Services in Merrillville. He has saved clients

of that firm over $3 million by fighting mistakes and fraud in the Medicare system. Also, Wilcox wrote the book “Solving Medicare Problem$,” which is available through bookstores and online. On May 12, the husband of a client brought bills and papers for me to check and

Insert incentives in inheritance %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV If you have a son-in-law whose drinking has been nettling you for years, there is a way for you to get him under control. If your grandchild hasn’t an ambitious bone in her head, there’s a way to give her some direction. You can make bequests with conditions that your daughter’s husband curb his alcoholism and improve his relationship with his family and her daughter complete college before either receives any benefits. Their inheritances can be re-

ceived all at once, after they’ve achieved the plateaus you’ve established, or incrementally as they progress along the paths you’ve outlined for them. Incentive trusts can be fashioned in such a way that you can set criteria and conditions for the beneficiaries to meet before collecting any of the inheritance you leave them. If they don’t meet your requirements, they receive nothing — or the minimal amount you’ve decided to allow them. You can work out the details with your attorney and estate planner. Mature Life Features Copyright 2022

explain to him. His wife got a medical bill for $85.09. I researched the matter and discovered that the client’s Medicare supplement insurance company paid the bill before the bill to our client was sent to her. The insurance paid the bill on April 22 and the medical firm cashed the payment on April 26. The bill was printed and sent to our client on April 28. If our client had simply paid the bill when she got it, the medical firm would have received the balance due payment twice.

I wrote a letter to the medical firm citing the facts and told them that they got paid and should not expect any more money from our client. When I finished writing and sending the letter, the client’s husband said to me, “Wow! Now, you’ve saved me over $1,200.” I asked him to remind me about how he arrived at that total. He reminded me of how I had helped him and his wife in the past.

He was right. I had saved him over $1,200. All the help I gave these clients was free of charge. This insurance agency helps any client with a Medicare related bill problem without charge. It is a way we show our clients we really do care for them. If your insurance agent or agency does not give this high level of customer service, why not switch to our agency?

Purdue Extension offering home food preservation workshops The canning season is upon us and what better time to learn how to preserve food safely? Home food preservation workshops are being offered from 10:30 a.m. to 3:30 p.m. Tuesdays in August (16, 23, 30) at the Purdue Extension-Lake County office, 2291 N. Main St., Crown Point. The fee for this three-session series is $75. Space is limited; therefore, paid

Protect your Home and Life Savings Are you aware that:

reservations will be accepted in the order received. No refunds will be given. Each session will include a lecture, hands-on food preservation and an interactive discussion on food preservation related topics. These sessions will be presented by Linda Curley, health and human sciences extension educator. For further information or to register, contact Curley at lcur-

ley@purdue.edu, Diana Cook at dmcook@purdue.edu or call (219) 755-3240. If you need reasonable accommodations to participate in this program, contact Curley two weeks prior to the program. Note that this three-session series is meant for those who have not previously taken Lake County home food preservation workshops in the last three years. FNFF &+6+10U :2#0&'&X 4'8+5'&X #0& 72&#6'&^

)RU 3HUVRQV RU 2OGHU -RLQ 8V 6HDWLQJ LV /LPLWHG

0&+#0# &+6+10 T #$4+'. '+5'4X 66140'; .+((14& T +%'X 66140';

• Nearly half of all seniors will spend time in a nursing home. • Locally, nursing homes cost about $7,500 per month. • Many seniors lose their homes and life savings.

-9,, )VVR -VY *SPLU[Z >OV +V 7SHUUPUN 0U (\N\Z[

Learn how to: • Preserve your assets from spend-down. • Remain in your OWN HOME. • Qualify for Medicaid.

WE CAN HELP even if you do not have long-term care insurance.

Free Workshops Wednesday, nesday, A Aug. ug. 10 0th

or

Wednesday, Aug. 17th

6:00 p.m.

6:00 p.m.

Teibel’s l’s 1775 US-41 erville, IN Schererville,

Lighthouse 7501 Constitution Avenue Cedar Lake, IN

Reservations Required! Call Today to Reserve Your Seat!

219.462.0809 +HOSLQJ 6HQLRUV IRU <HDUV

(OGHU /DZ DQG (VWDWH 3ODQQLQJ (K]LY[PZPUN 4H[LYPHS

3PUJVSU^H` :\P[L ࠮ =HSWHYHPZV 05 0 ^^^ YPJLHUKYPJL JVT

6 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Finance

Only half a refund received on hotel cancellation emailed several times and phoned the hotel twice. Expedia says it can’t help me and recommends that I leave a bad review for the hotel. Can you help me get my $103 back? — Sheila Mackay, Victoria, Canada.

%\ &+5,6723+(5 (//,277 *XHVW &ROXPQLVW Sheila Mackay is trying to get a refund from Expedia after canceling a hotel reservation. But so far, she’s only received half her money. What’s going on? I booked two nights at the Ashtree House Hotel in Paisley, Scotland, through Expedia. I paid Expedia for the first night and the hotel directly for the second night. I had to cancel my reservation. Expedia refunded the first night but the hotel will not respond to my requests for a refund. I’ve

Leave a bad review? Seriously? I don’t know how that’s going to get your $103 back, but I guess you’ll feel a little better about losing the money. But no, there has to be a better way. I reviewed your itinerary and there’s no indication that your stay was nonrefundable. Rather, it says cancellations or changes made after 11:59 p.m. two days before your arrival or no-shows are subject go a property fee equal to 100% of the total amount paid for the reservation. In other words, you would still have to pay the hotel. But you canceled your hotel stay two months before your arrival, well before the two day cutoff. To complicate matters, the hotel won’t respond to your inquiries. It simply charged your card and then kept your money, according to your records. You were correct to

I It’s easy! Simply find the butterfly on another page in this edition. Go online to www.SeniorLifeNewspapers.com and enter your information, the edition, date and page number you found it on. This will enter you for a chance to win a gift of $25.

contact the hotel, but I think you might have applied more pressure to Expedia. After all, the online agency made your reservation and took a commission from the hotel. It bears some responsibility for this mess. I list the names, numbers and email addresses of the Expedia customer service executives on my consumer advocacy site. When I contacted Expedia, it initially claimed it had already refunded your hotel stay. It asked you to check your records, saying that you may have missed the refund because of the dollars-topound conversion rate. You

%URXJKW 7R <RX %\\

6 0DLQ 6W 0LOIRUG ,QGLDQD

I Spy July winner is Emily Lautzenheiser. The sandals were located on page 17 in Senior Life St. Joseph; page 9 in Senior Life - Elko; page 6 in Senior Life - Allen and page 7 in Senior Life - Northwest.

%\ '$1,(/ 6800(5 6RFLDO 6HFXULW\ 3XEOLF $IIDLUV 6SHFLDOLVW When you think you’re ready to retire, we’re here to help you make an informed decision about when to apply for benefits. You should decide based on your individual and family circumstances. Would it be better for you to start getting benefits early with a smaller monthly amount over a longer period? Or perhaps wait for a larger monthly payment over less time? The answer is personal and depends on several factors, such as your current and anticipated cash needs, health and your family history on longevity. Most importantly, you should study your future financial needs and obliga-

tions, and estimate your future Social Security benefit. The best and easiest way to estimate your future Social Security benefits is with a personal my Social Security account. You can create your free account at ssa.gov/myaccount. Use your account to see how much you might receive each month based on the age at which you want to start receiving benefits. We encourage you to weigh all the factors carefully before deciding when to begin receiving Social Security benefits. This decision affects the monthly benefit amount you will receive for the rest of your life and may affect benefits for your survivors. Social Security’s Online Retirement Resources Whether you’re ready to

learn about, apply for or manage your retirement benefits, our online resources make it easy for you to find the information you need. How easy? You can do it from your computer, tablet and even smartphone. On our website, you can: • Get our publications. • Estimate your benefits with one of our many calculators. • Find your Full Retirement Age. • Learn about benefits for a spouse and family members. • Apply for benefits. • Manage your benefits once you start receiving them. You and your loved ones can discover all these resources at ssa.gov/retirement.

Take some money with you Take a couple credit cards with you wherever and whenever you travel. Use one as your main card. The second will be backup in case you lose the one you’re using or it’s stolen. Make sure you call each credit card company to tell them where you’re traveling and how

long you plan to be away so your credit won’t be cancelled when the company records an unexpected transaction from somewhere away from where you live. Always take some cash with you for small purchases, such as snacks along the way and taxi rides. Dollars will work in most airports and many countries. It’s wise to pick up

COMPASSIONATE PLANNING

some pocket cash in the local currency, such as euros in Europe, for example. However, Switzerland and Scandinavia are a couple of regions that will accept only their own currency. Before you go, check to see what pocket change you’ll need to carry wherever you go. Mature Life Features Copyright 2022

Get new a lot cheaper %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

F O R YO U R F U T U R E

Elder Law Medicaid Planning Estate Planning Trust & Wills Probate & Trust Litigation

that doesn’t do the trick, you can always file a credit card dispute. Your bank should be able to reverse the charge and if the hotel doesn’t respond to its requests for an explanation, the refund will stick. But you got some good news. Since Expedia could not get a response from the hotel, it decided to give you the remaining $103. You’ve received a full refund for your hotel stay in Scotland. Christopher Elliott is the chief advocacy officer for Elliott Advocacy. Email him at chris@elliott.org or get help with any consumer problem by contacting him at www. elliott.org/help/.

Social Security is here when you’re ready for retirement

%\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

(Online Entries Only) Entries Must Be In By Monday, August 15, 2022.

checked your credit card and, as you expected, found a refund for only the first night. Next, Expedia tried to contact the Ashtree House Hotel. But the hotel didn’t respond to Expedia. (On second thought, maybe leaving a review isn’t such a bad idea. But only to warn others — like I said, it won’t get your money back.) As I review your case, I have only one piece of advice. Calling the hotel to ask about a refund is minimally helpful. However, steady and persistent emailing can work. And it’s important to pressure both the hotel and your travel agent, in this case Expedia. If

(PLOLH ( ' +XQW

/$.( &2817<

%HQMDPLQ 7 %DOORX

3257(5 &2817<

Proudly serving residents of Northwest Indiana since 1906

-$63(5 &2817<

Whether it’s a new laptop or cell phone you’re shopping for, ask the store manager if there’s an open-box or returned model available. Display models or unused products returned to the retailer can cost much less than those on the shelves. In a recent report, a $1,200 MacBook was sold in an open box for over $200 less. Mature Life Features Copyright 2022

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 7

Faith

Kollmar leads food pantry, mission team alongside husband %\ &$55,( 67(,1:(* )HDWXUH :ULWHU When Rita Kollmar of St. John and her husband, Bill, were visiting churches in 2016 to find a new home church, they immediately felt welcome at Dyer United Methodist Church. “It was the absolute friendliest church we’d been to,” she said. “People greeted us and invited us back. It gave us a warm feeling we hadn’t gotten before.” Soon the couple was asked to help with some of the church’s outreach efforts, and they were happy to get involved. “Both my husband and I are retired and we were willing to help,” said Kollmar. The couple now co-chairs the church’s food pantry and the mission and outreach team. They’re also part of the leadership team and Rita has been a member of the praise team. She has particularly enjoyed the ways they’ve been able to help at community events and with needs in the community. “Our mission team is small, with only seven people on the

team. We have a very kind church so we’re able to do a lot and we work hard at it,” she said. “We do events, like the market days and ‘Night Out Against Crime’ and trunk or treat. We’ve helped with Haiti hurricane relief and Ukraine refugees. We had one girl who is a preschool teacher, so she was in charge of loading and unloading and was appalled at how many kids didn’t have car seats. We came to our congregation and got money to purchase car seats.” Other projects have included hosting an Easter egg hunt, donating to a Hammond rescue organization that provides meals for homeless and providing funds for “emergency buckets” at Lake Central High School with important tools that may be needed in classrooms in an emergency. For the past four years, the couple has co-chaired the food pantry, which supplies food items to those in need. Kollmar said the demand for grocery items has recently increased significantly with the current state of the economy.

Cutting remarks I see women in my neighborhood mowing their lawns. My wife doesn’t mow our lawn. I don’t think she will ever ,1 $ mow the 1876+(// lawn. Lawn %\ ',&. mowing :2/)6,( season is here and it just kinda drives me crazy trying to figure out why she won’t mow the lawn. I want to ask her about this, but I am afraid she’ll assume I want her to mow the lawn. This couldn’t be farther from the truth. If she started mowing the lawn, that would jeopardize our relationship by altering the delicate balance between her independence and her femininity. If she really wanted to mow the lawn, I wouldn’t stop her. Don’t misunderstand. I am not accusing my wife of being lazy. She takes on a great deal of responsibility. She is in charge of all the family finances, is on several boards, does all the shopping and prepares dinner for me almost every night. She also monitors both of our medical appointments. I’m just really curious to know the reason she won’t mow the lawn. When I married Mary Ellen, it didn’t matter that she had no interest in mowing. After all, she was intelligent, beautiful, sensitive and caring. It was all a man could want. I just assumed that if shove came to push she’d mow the lawn. The first year we were mar-

ried, we lived in an apartment and she really had no opportunity to hone this skill. Then we moved to a condo and the lawn was cut for us. When we moved to our first house, the lawn was pretty big and that’s when our son was born, so expecting her to mow and bottle feed at the same time would have been asking too much. To be honest, I probably wouldn’t enjoy seeing my wife out there huffing and puffing and sweating. Of course, I wouldn’t have to watch. And when she finished, she could just freshen up before dinner. There are some days, especially in the summer, when I’d like to just sit on a lounge chair and sip lemonade, but instead I have to mow the lawn. That’s where a wife who’s willing to mow comes in really handy. Not that I’d want her to. It’s really chauvinistic for a man to make his wife mow the lawn. On the other hand, it’s also chauvinistic for a man to assume that a woman can’t or won’t mow the lawn, so I guess I should at least ask her. Maybe she really wants to mow but is afraid I won’t let her. And maybe she thinks she’s not strong enough. But those new mowers kind of guide themselves. They require very little strength. I’m sure that if she just knew the state-of-theart technology available, she’d jump at the chance to mow the lawn. Now, my friend, Jeff—his wife mows the lawn. He was over the other day and he asked me why Mary Ellen never mows the lawn. I was as honest with him as I could be … “I don’t know, Jeff. I never really thought about it.”

“We would rarely see new families, but we are getting more now,” she said. “The food pantry serves not just people in the congregation, but anyone in need in the community. From January through May of this year, we’ve provided for 236 families, with an average of four people per family, feeding approximately 944 people.” In addition to weekly food distributions — the first and third Monday mornings and two Wednesday evenings per month, with the first following the first Monday — the food pantry also distributes turkeys at Thanksgiving and hams at Christmas and Easter. They’re thankful for local butchers who assist by offering meat products at a discounted price. The couple’s love story sounds like a movie. After dating for two years in high school, they broke up “because we thought we were too young,” said Kollmar. They reconnected 45 years later after Bill sent her a random email. He was divorced. She was widowed. They’ve now been married 16 years and have a blended family of seven children, 15 grandchildren and three greatgrandchildren. Kollmar is retired from Chase Bank and enjoys sewing, knitting and gardening.

%(77(5 72*(7+(5 ³ %LOO DQG 5LWD .ROOPDU VSHQG PXFK RI WKHLU WLPH DQG HQHUJ\ LQ WKHLU UHWLUHPHQW \HDUV OHDGLQJ SURJUDPV DW '\HU 8QLWHG 0HWKRGLVW &KXUFK 3KRWR SURYLGHG E\ 5LWD .ROOPDU

Kovenz Memorial 2404 Roosevelt Rd. Valparaiso, IN Granite Monuments Markers Mausoleums 219.531.2717

15% OFF

~ Quality Memorials Since 1934 ~

We Are Open! Call Now!

Offering A Full Spectrum Of Care For All Your Needs Sheffield Manor Assisted Living offers affordable, luxury living with a professional staff that is dedicated to providing the assistance you need to remain active and as indepedent as possible.

Dyer Nursing & Rehabilitation Center offers Post-Acute Rehabilitation Programs helping individuals become as independent as possible following an injury, surgery or illness.

8 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Sports

Senior runners stay in motion for overall wellness %\ 67(9( (89,12 )HDWXUH :ULWHU Tom Hutmacher and Elaine Hendricks are two examples of the positives long-distance running can bestow upon older adults. Hutmacher, 74, has been running since 1974. “It helps me get stronger and lose weight,” the Portage resident said. Hendricks, 65, has been running for 15 years. The Valparaiso resident always watched Olympians and other athletes but never thought she could be athletic. Then, one day, two unrelated people mentioned running to her, and that got her started. “The biggest thing physically,” Hendricks said, “is that I feel more relaxed and stronger.” The two recently competed in the Hobart YMCA Brickyard Run’s 5-mile race and both took home awards. Hutmacher finished first in the male 70-74 division with a 52:04 time, while Hendricks swept the female masters division for those aged 40-plus, clocking a 38:04. Hutmacher said he usually finishes in the mid-40s for time,

but he has had some health issues. Hendricks said her winning time was not a personal record, “but it’s a really good time. I’m very pleased.” The two are no strangers to the Brickyard Run, which because of its longer distance attracts some of the area’s top runners. “I remember the original race when it finished at the old high school stadium, and there’s a lot of shade,” Hutmacher said. Hendricks, who wears red, white and blue for the holiday event, added, “I like the distance, which is a challenge. The big thing is, this was my first year winning a brick trophy for taking masters.” According to yourcareeverywhere.com, senior health benefits from running include reductions in the risk for heart disease, diabetes, high blood pressure and cancer. Other benefits include reduced depression and anxiety; weight control; improved bones, muscles and joints; improved mobility and coordination; and a psychological sense of wellbeing. Also, as the risks for develop-

ing debilitating conditions increase with age, so the benefits of running are increased. Even moderate running is considered good for one’s health. Both Hutmacher and Hendricks practice with the Sunset Hill Farm County Park runners and are members of the Calumet Striders, a running club. “We run as a group, and I’ve made a lot of friends,” Hutmacher said. “When Elaine runs, she beats all of them.” Both runners cited camaraderie in the running community. They may be competitors, Hendricks said, but they’re really competing against themselves and setting personal goals. Personally, Hendricks noted, “I run by feel. I’m exploding with feeling. This is my down time, and each of us is feeling something different.” While running is good for seniors, there are caveats to lacing up those expensive athletic shoes. The natural aging process takes a toll on bodies, which can make running more challenging. Also, older runners are at greater risk for such conditions as runner’s knee, Achilles

5811(56 %21' ³ 7RP +XWPDFKHU RI 3RUWDJH DQG (ODLQH +HQGULFNV RI 9DOSDUDLVR SRVH WRJHWKHU SULRU WR WKH VWDUW RI WKH DQQXDO %ULFN\DUG 5XQ LQ +REDUW 7KH WZR ZHUH DZDUG ZLQQHUV LQ WKH %ULFN\DUG 5XQ·V PLOH HYHQW 3KRWR E\ 6WHYH (XYLQR tendon pain, shin splints and stress fractures, some of which Hutmacher has experienced. Meanwhile, Hutmacher and Hendricks keep running. Hutmacher is retired from NIPSCO, while Hendricks is self-em-

ployed as a CPR trainer. For seniors thinking about running, Hutmacher noted, “It takes a lot of practice.” Hendricks, who competes in 25-30 races annually, added simply, “Just do it.”

Professional Forum EXPANDING — Interested Businesses Call Becky Berggren At 1-866-580-1138, Ext. 2430 A Monthly Question And Answer Advertorial Column

Professional Services

Professional Forum . . .

Q. What is the difference between a Will and a Trust? A. Many use the terms “will”

Advertising with us is a Breeze

and “trust” interchangeably, but they are very different. In many cases, it’s wise to have a will and trust as components of an estate plan. Both a will and trust allow you to make your wishes known; choose a person to settle affairs; and decide who receives assets. The differences are: A will does not take effect until death, whereas a trust takes effect immediately.

If you become incapacitated and have only a will, the court will appoint a guardian to manage your affairs. Trusts allow you to serve as trustee during your lifetime. If you become incapacitated, your named successor manages assets. Upon death, wills are submitted to the court for administration. Probate is the process that distributes assets to your named beneficiaries. If you have a trust, your trustee will manage and distribute assets according to the terms of your trust. It’s important to work with a professional to determine how best to protect your assets and beneficiaries.

Contact Kathy Misukanis Trust Administrator

DISCLOSURE: This information is not designed, meant, nor does it constitute the rendering of legal or tax advice. You should consult with your attorney and/or tax advisor before implementing any strategy discussed here. Trust services provided by MEMBERS Trust Company are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principle. MEMBERS Trust Company is a federal thrift regulated by the Office of the Comptroller or the Currency.

Kathy Misukanis Trust Administrator Wealth Management Center 110 S. Main St. South Bend, Indiana 46601 (574) 245-4735, ext. 5878

Your exclusive opportunity to present common questions or concerns “Adults 50 Years And Better” may have relating to your product(s) or service.

Q. Isn’t your paper only read by older senior citizens on limited incomes? A.

According to audit statistics, 80% of our readers are under the age of 75. 65% of our readers have a household income of over $50,000 per year. Nearly 40% of these readers earn more than $75,000 per year. Are households with an income larger than $50,000 your target market? If so, consider advertising in Senior Life! Call or send me an e-mail today!

Becky Berggren, Account Executive Lake & Porter Counties (219) 254-2345 slwest@the-papers.com

www.seniorlifenewspapers.com

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 9

60’s Flashback —

Art weirdo or business savant? As a dominant figure on the 1960s New York avant-garde art scene, Andy Warhol became a tireless self-pro%\ 5$1'$/ moter who & +,// straddled a line between bizarre media stardom and the strait-laced business world. He was born Andrew Warhola Jr., in Pittsburgh in 1928, the youngest son of Slovakian immigrants. At age 8, Warhola contracted the nervous system disease Sydenham chorea, also known as St. Vitus’ Dance. He spent months in bed recovering, during which time his artist mother taught him how to draw. When she gave him a camera, the sickly lad also developed a passionate interest in photography. After high school, Warhola attended the Carnegie Institute for Technology, where he studied pictorial design. Four years later, with degree in hand, he moved to Manhattan to work for Glamour magazine. There he became a successful commercial artist who now called himself Andy Warhol.

Always happy to embrace the controversial, he became a pioneer of “pop art” with his now iconic paintings of massproduced consumer goods such as cans of Campbell’s soup, Coca-Cola bottles and boxes of Brillo soap pads. His development of a photographic silkscreen printing process allowed him to repeat images and create multiple copies of a subject. He was fascinated with celebrityhood. Thanks to his printmaking skills, he produced an endless variation of stylized images — often done in vivid, garish colors — of Marilyn Monroe and Elvis Presley (his particular favorites), as well as such other superstars as Elizabeth Taylor and Jackie Kennedy. He always remained an art gallery favorite and was especially beloved by those who sought the unconventional. One typical Warhol exhibit featured collected scenes of car wrecks, electric chairs and race riots, all done in lurid candy hues. His reputation and his bank account grew large. In 1964, he opened a Manhattan warehouse loft that was covered in tin foil and featured silver painted walls. The Factory, as it was called, became the premier cultural hot spot for creative counterculturists, as well as a

meeting place for the trendy rich and famous. Weekends often found Warhol and his hangers-on at such “in” local nightspots as Studio 54 and Max’s Kansas City, where those lucky enough to be allowed entrance often mingled with artists, musicians, poets and the occasional politician. Throughout the 1960s, Warhol experimented with various forms of media, including publishing, television, music production, fashion and theater. One favorite endeavor was the filming of underground movies. He released more than 60 works, some of which ran for 25 hours and appeared meaningless to traditional moviegoers; “Sleep,” for example, just showed a man sleeping for several hours. His world changed in 1968

$1'< :$5+2/ when he was shot in the stomach by radical feminist writer Valerie Solanas, who was irate because Warhol had rejected a story she had written. Warhol survived the attack, which damaged several organs, but the re-

mainder of his days were spent wrapped in a surgical corset. When he died at age 58 in 1987 following gall bladder surgery, he left his estate to what is now the Andy Warhol Museum in Pittsburgh.

Alcohol related to drowning %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Medical experts are the first to warn alcohol and recreational activities on the water don’t mix. Ten people drown on an average day. Alcohol combined with water recreation is a factor in about one-third of the adult drownings. That’s why it’s important to understand the dangers alcohol consumption can pose, especially near the water. When people drink alcohol, their judgment and inhibitions are impaired. That is a dangerous situation, especially near water.

Medical experts suggest teaching children early about the dangers of water and alcohol by setting an example by never drinking alcohol before or while swimming or boating, and never drinking while supervising children near the water. Mature Life Features Copyright 2022

Quality

Rehab Care at Hartsfield Village

DIS ISTRIBUTING STR RIB BUT TIN NG OV VER ER

Our Rehabilitation Center is Joint Commission accredited with Post-Acute Care certification. Our team of experienced professionals, affiliated with Community Healthcare System®, helps patients recover from surgery, injury or illness.

84,150 N AM EWSPAPERS

ONTH

OUR PERSONALIZED CARE FEATURES:

Rehabilitation Center *(7 <2856 72'$< 7R $ 7R 7 R $G GYHU YYHU WLV WLVH L V H &DO &DO &D D O %HF % %HFN\ %H HF FN\ N %HU N\ %HUUJJ %H JJUHQ JJU HQ

2U ( 2 2U U ( PD PDLO PDL D

VOOZ VOZ V ZH HV HVW VW#WK W#W #WK # WWK KH H S SDSH DS S UV UV V F FRP FR RP R P

503 Otis Bowen Drive | Munster, IN 46321 219-934-0590 | 800-297-6188 HartsfieldVillage.com

• Private rehab suites • Four state-of-the-art therapy gyms • Virtual reality therapy • Therapeutic modalities • Electrical stimulation • Shortwave heat therapy • Therapeutic ultrasound

• Game Ready® cold compression therapy • Orthotic & splinting therapy • Mobility & balance training Joint Commission with Post-Acute Care certification

10 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Probing the Past:

Aaron Burr, the forgotten man %\ 720 02552: 0DWXUH /LIH )HDWXUHV If asked who the third man to hold the vice presidency of the United States was, few would know it was Aaron Burr. He is recalled for one historical event — killing U.S. Secretary of the Treasury Alexander Hamilton in a duel.

Hamilton has a prominent place in history as founder of what today is the Federal Reserve and, as such, gets his picture on the $10 bill. He remains historically well-known, especially since a recent Broadway musical loosely depicts his character. Conversely, Burr’s bio is found in very few history books

and primarily deals with his 1807 duel. Burr was an officer during the Revolutionary War under another controversial character, Gen. Benedict Arnold. Burr so distinguished himself in the battle at Quebec, Canada, that he earned a place on Gen. George Washington’s command staff. But after only

Highland Parks and Recreation Presents

Saturday, September 24, 2022 9am-3pm Local Artists Vendors Family Fun Tasty Food Raffle and Prizes Free Admission 2450 Lincoln Street Highland, IN 46322 219-838-0114 www.highlandparks.org

two weeks, Burr asked for a transfer back to the battlefield. During an ensuing battle when the British landed on Manhattan, Burr saved an entire brigade from capture, including a young Alexander Hamilton. Evidently miffed because Burr had resigned from his staff, Washington did not commend Burr for his heroic actions on Manhattan. The snub by Washington led to an eventual estrangement between the two men. Nonetheless, Burr distinguished himself with a number of daring and heroic exploits during the Revolutionary War. Washington buried the hatchet and promoted Burr to lieutenant colonel in 1777, giving him command of a regiment. During the harsh winter at Valley Forge, Pa., Burr led a small unit guarding an isolated pass that drove back mutinous troops who tried to escape the miserable Valley Forge winter. Burr had to leave the Army in 1779 because of bad health, but remained active when assigned by Washington to perform occasional intelligence gathering missions. During his days as a spy, Burr rallied a group of Yale students in New Haven, Conn., to aid a small group of Yankee soldiers in a skirmish with the British. This action repelled the enemy’s advance, forcing the British to retreat. In 1792, Burr was admitted to the bar of New York. As an attorney, he entered politics and was twice elected to the New York state legislature, appointed state attorney general and a U.S. Senator. In those days, the office of president was elected by the Senate. While in the Senate, Burr ran for president against Thomas Jefferson but lost by one vote, relegating him to the office of vice president, where second-place finishers automatically landed. Burr blamed Hamilton for his defeat. The two men were pillars in New York social, political and business circles and had become bitter enemies.

During the selection for president, Hamilton rallied several senators against Burr. A few were enemies of Hamilton but they hated Burr even more. Thomas Jefferson, who had his own rivals, was looked upon as the lesser of two evils. Burr was highly successful in business. He established the Bank of Manhattan, which continues today as JPMorgan Chase. Near the same time, Hamilton founded the competing Bank of New York, deepening their political and business rivalry even more. Ironically, it’s their duel that caused Burr to be banished to historical obscurity. What caused the duel is a matter of conjecture. One of the reasons could be traced to Hamilton’s vicious rumors he spread in various newspaper columns. During their years as business competitors, Burr was widowed and lived with his daughter and her husband. Hamilton reportedly suggested to a newspaper columnist Burr was committing incest with his own daughter. Enraged, Vice President Burr challenged Treasury Secretary Hamilton to a duel in Weehawken, N.J. It was there Hamilton was mortally wounded and died a day later. His death destroyed Burr’s political and business career and put him into social disgrace. Years later, Burr traveled west to embark upon what was an alleged attempt to form a new country. He was charged with treason by the federal government but was later acquitted. Still, his reputation as a less-than-honorable man persists despite his many deeds during the Revolutionary War. Burr spent the remainder of his life in relative obscurity practicing law in New York. He died in 1836. His deadly duel is about the only point of history students of today learn about Burr. Some 30 years ago Aaron Burr’s life was portrayed loosely by author Gore Vidal in his historical novel, “Burr.” Mature Life Features Copyright 2022

Be wary of over-thecounter medication %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Some over-the-counter medications can make the summer heat more dangerous. Antihistamines, found in cold and allergy medicines, can make the body sweat less, potentially accelerating heat-related illnesses. These medications cause the mucus membranes in the body to dry up. Since sweat is one of the body’s first defenses against heat, this could be serious.

Diuretics and some diet pills can also be potential problems. These drugs make you shed water faster than normal, either by increased urination or sweating. On hot days, this makes the body more prone to dehydration. Experts recommend people taking these medications be extra cautious during the summer by avoiding strenuous exercise in the heat of the day, drinking plenty of water and watching for the danger signs of heat-related injuries. Mature Life Features Copyright 2022

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 11

one pot

garlic-shrimp

For Information On How To Advertise Call 219-254-2345

BACK TO SCHOOL ACROSS 1. *____ mater 5. *Graduate degree, acr. 8. Opposite of stereo 12. Defense ditch 13. Fishing rod attachment 14. More sure 15. One’s final notice 16. Dutch cheese 17. Golfer’s traction aid 18. *Half-year terms 20. At the summit of 21. Water nymph 22. Actor ____ Mahershala 23. Be a busybody 26. Metrical foot in poetry 30. Earlier in time, archaic 31. Become bony 34. Shakespeare’s tragic monarch 35. Labanotation founder 37. Theodor Geisel, ____ Dr. Seuss 38. Threshold 39. Relating to the ear 40. Weather advisories, e.g. 42. + or - atom 43. Widely esteemed 45. Most mature, as in fruit 47. Indian dish 48. Dashboard window 50. Female sheep, pl. 52. *”The Breakfast Club” punishment 56. Flower holders 57. Singles 58. High school breakout 59. Acoustic output 60. Overwhelming defeat 61. *Gym class test? 62. Catchall abbr. 63. *Geography class staple 64. Not talker?

DOWN 1. ____ of cookie fame 2. Stud site 3. Cripple 4. *Go to class 5. Mythological princess of Colchis 6. TV cooking show pioneer James ____ 7. Contributions to the poor 8. *Kind of choice 9. Black and white treat 10. Less than average tide 11. Table scrap 13. Laces again 14. Milan’s La ____ 19. Manicurist’s office 22. Is it ____ wonder? 23. Hard on outside, juicy on inside 24. One of the Muses 25. Payment option 26. From a great distance 27. Chill-inducing 28. Type of palm tree, pl. 29. Council of _____, city in Italy 32. *Back-to-School retail event 33. WWII general who became President 36. *Faculty member 38. “Peace” with fingers 40. TV classic “____ in the Family” 41. Superlative of true 44. Lowest male singing voice 46. Small bomb 48. Christopher Columbus’ birthplace

pasta Forget the fuss: this one-pot meal has it all--garlic, shrimp, vegetables and plenty of fresh basil. Cleanup after this healthy dinner is a breeze and it’s quick too, done in less than 30 minutes. Once you get comfortable with this weeknight recipe, get creative by substituting zucchini for the summer squash and swapping out the Brussels sprouts for broccoli or cauliflower. 4 servings; Active Time: 25 mins; Total: 25 mins INGREDIENTS: 5 cloves garlic, sliced 5 tablespoons extra-virgin olive oil, divided 12 cups water 8 ounces whole-wheat fusilli pasta 1 pound large peeled, deveined raw shrimp 3 cups halved Brussels sprouts 2 cups chopped summer squash 1-1/2 cups trimmed and halved haricots verts or regular green beans 1 cup frozen peas 3/4 cup shredded Pecorino Romano cheese 1/2 teaspoon ground pepper 2 cups halved cherry tomatoes 3/4 cup packed fresh basil leaves, torn

49. Consumed (2 words) 50. Small ladies’ handbag 51. What one does at

the altar 52. *College freshman’s new digs 53. International Civil Aviation Organization

54. Half as much as twice 55. ____-do-well 56. Every American’s uncle?

WANTED: ANTIQUES

WE BUY GOLD

I Buy All Types, Including Military Items, Guns, Vintage Toys, Old Advertising, Coins, Pocket Watches & Much More! Over 15 Years Experience

Serving Northwest Indiana Since 1966

Also buying Coin Collections, Stamp Collections, Old Gold & Silver

Knight Coin & Jewelry 237 Main Street • Hobart, IN

Call Matt 219.794.6500

(219) 942-4341

www.knightcoin.com

BARBARA M. SHAVER

• Special Needs • Guardianships Eichhorn & Eichhorn, LLP 2929 Carlson Dr. #100 Hammond, IN 46323

219-931-0560

2075 Ripley St. Lake Station, IN 46405

L

A Licensed Care Facility

AK

Qu

ESIDENTIA A RK R LC P E A

a li ty C

R E

• Estate Planning Including Wills and Trusts, Health Care Powers of Attorney • Elder Law/Medicaid Planning • Estate Administration and Probate

DIRECTIONS: Step 1 Cook garlic and 1 tablespoon oil in a large pot over medium-high heat, stirring occasionally, until the garlic starts to sizzle, 2 to 3 minutes. Add water; bring to a boil over high heat. Add pasta; cook, stirring once or twice, for 4 minutes. Add shrimp and Brussels sprouts; cook, stirring occasionally, for 3 minutes. Add squash, beans and peas; cook for 3 minutes, stirring once or twice. Remove from heat. Reserve 1 cup cooking water; drain. Step 2 Return the drained pasta mixture to the pot. Add cheese, pepper, the reserved cooking water and the remaining 4 tablespoons oil; toss to coat. Spoon the mixture evenly into 4 shallow bowls; top with tomatoes and basil.

are With Affordab

t es a le R

RESIDENTIAL CARE/ASSISTED LIVING 24 Hour Nursing Supervision • Long Or Short Term • Medication Administration • Daily Meals, Snacks • Mental Health Services

• Housekeeping & Laundry Services • Religious Services

Live Entertainment, Games, Crafts, Ice Cream Socials, Outdoor Recreation Area

• Supervised Activities • Private/Semi-Private • Security Services

Medicaid Accepted

(219) 962-9437

12 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Chicago, Ill. —

Michael Gross: actor, railroader, etc. %\ '5 *5(* /$:621 3DVWRU 0 0LQ 06: *XHVW :ULWHU Actor Michael Gross is one of my favorite actors from both TV and movies. Michael Edward Gross was born in Chicago on June 21, 1947, to Virginia Ruth Cahill, a telephone operator, and William Oscar Gross, a tool designer. He and his younger sister, Mary, were both raised in the Catholic church. Early in his life, Michael attended St. Francis Xavier and St. Genevieve schools and then Kelvyn Park High School, where he graduated in 1965. Perhaps there are readers who recall attending these schools with Michael. It’s of further interest that Michael continued his education at the University of

0,&+$(/ *5266 ³ 6KRZQ LV 0LFKDHO *URVV ZKR VHQW *UHJ /DZVRQ D SHUVRQDOO\ DXWR ¶)$0,/< 7,(6· &$67 ³ 6KRZQ LV WKH FDVW RI WKH 79 VKRZ ´)DPLO\ 7LHV µ 3KRWR SURYLGHG E\ *UHJ JUDSKHG SLFWXUH 3KRWR SURYLGHG /DZVRQ E\ *UHJ /DZVRQ

+HOS LV MXVW D SKRQH FDOO DZD\ &DS7HO &DSWLRQHG 7HOHSKRQH ² 7KH $PSOLILHG 7HOHSKRQH WKDW LQFOXGHV :ULWWHQ :RUG IRU :RUG &DSWLRQV RI (YHU\WKLQJ WKH &DOOHU 6D\V 6HUYLFH SURYLGHG E\ ,Q75$& DQG SKRQHV DYDLODEOH DW QR FKDUJH WR WKRVH ZKR TXDOLI\

ZZZ UHOD\LQGLDQD FRP

Illinois in Chicago and then went on to earn a master of fine arts degree at Yale University. I have not explored the life and history of Michael’s sister, but records reveal that Mary is a former Saturday Night Live cast member and is currently an actress. I presume that most of us seniors best recall Michael in his role as Steven Keaton, the father in the TV show “Family Ties,” back in the 1980s when he co-starred with Meredith Baxter and Michael J. Fox. Concerning his personal life, Michael has been married to Elza Bergeron, a casting director, since June 2, 1984. Elza was born on Sept. 2, 1941. Amazingly, Elza was casting director for “Family Ties,” where she met Gross and ended up marrying him. For the “Trekkie” fans, she was casting director for “Star Trek III: The Search for Spock.” Most impressive to this writer is the fact that “Gross is a passionate railfan with an extensive collection of railroad antiques,” as is this writer. Michael Gross is also an amateur railroad historian, photographer, modeler and part owner in a working railroad, the Santa Fe Southern Railway, a former branch line of the Atchison, Topeka and Santa Fe Railway, which operates between Lamy and Santa Fe, N.M. By the way, Michael’s wife Elza is the other half of the ownership of this railway. Any information welcome to: Dr. Greg Lawson, 1801 E. 3rd St., Mishawaka, IN 46544.

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 13

Health & Fitness

I scream, you scream, we all scream for ‘nice’ cream

No, it’s not misspelled; ‘nice’ cream is the colloquial term for vegetarian or vegan ice cream, meaning non-dairy. It doesn’t taste exactly like creamy ice cream, but more like a creamy sorbet and a lot healthier for you than creamy ice cream. The very basic recipe for two servings is 2 frozen bananas, 1 cup frozen fruit and up to ¼ cup non-dairy milk, such as coconut milk. The flavorful

varieties are endless. Start by peeling and cutting up 2-3 ripe bananas into about 6 pieces each; wrap in plastic wrap and freeze at least 3 hours. Then chop and freeze whatever other fruit you may want to add. Upon removing the bananas from the freezer, let them set out for 5 minutes before putting them in either the food processor or highpower blender. Pulse until bananas are blended with some small pieces left chunky. Some people like to add a dash of salt and/or ¼ teaspoon of vanilla at this point. You may need to add up to ¼ cup of any non-dairy (or dairy) milk if it begins to ice up or is too thick. To this basic recipe, add something from below, or have fun creating flavors of your own. Chocolate Nice Cream — 3 tablespoons cocoa powder. Mocha Nice Cream — 3

tablespoons cocoa powder plus 1 teaspoon instant coffee. Mint Chocolate Chip — 1/8 teaspoon peppermint extract. Stir in chocolate chips after blending is complete. Tropical — ½ cup frozen mango plus ½ cup frozen pineapple. Add pineapple juice instead of non-dairy milk if needed. Options — a scoop of nondairy protein, 1-2 tablespoons of peanut or other nut butter, maple syrup, coconut milk, frozen strawberries/blueberries/raspberries. Once you complete the blending process you may serve it or put in the freezer 30-60 minutes to achieve a more scoopable consistency. Nice cream can be stored in a freezer container for a couple months. It is best to let it sit out about 10 minutes before serving. Have fun and enjoy your

(1-2< ¶1,&(· &5($0 ³ ¶1LFH· FUHDP LV WKH FROORTXLDO WHUP IRU YHJHWDULDQ RU YHJDQ LFH FUHDP PHDQLQJ QRQ GDLU\ DQG WDVWHV PRUH OLNH D FUHDP\ VRUEHW 3KRWR IURP 6KXWWHUVWRFN summer and your ‘nice’ cream. Cat Wilson lives in South Bend and transitioned from a vegetarian diet to eating a

plant-based diet more than two years ago. She may be contacted at cwilson@the-papers. com.

Urban sprawl may be harmful to your health %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV Walking, which has been called the best exercise investment, can be helped or hampered by where you live. While it costs nothing, can be done anywhere at any time, and requires no special equipment — except, perhaps, for a good pair of sturdy shoes — your environs could be less than walking-friendly. If you live in a sprawling community, you’re more likely to weigh more, have higher blood pressure and walk less than residents of more congested counties, according to health researchers. They have found a strong association between your health and urban environment, which is of serious concern to older residents. After accounting for such personal variables as age and education, they found residents of the most compact counties weighed less by over five pounds and walked almost 1½ hour more a month than people living in sprawling counties. Their levels of sprawl were based on factors such as the density of residential neigh-

borhoods, connections between roads and the physical separation of homes, shops and workplaces. Poor accessibility is the common denominator of urban sprawl. Nothing is within easy walking distance of anything else. Those who say they have safe, convenient places to walk or to get other forms of exercise are most likely to be physically active. Access to indoor and outdoor exercise

areas is also an important factor for residents to remain physically active. Increasing the number of desirable location destinations within a 20-minute walk radius might encourage older women to exercise, according to a University of Pittsburgh study. Older women in the Pittsburgh region who lived within walking distance of a biking or walking trail, park, or department, discount

or hardware store logged significantly more walking time than those who did not have similar facilities nearby, according to researchers, leading them to conclude add-

,ŽƵƐĞĐĂůů ŽĐƚŽƌƐ ƚͲ,ŽŵĞ DĞĚŝĐĂů ĂŶĚ WŽĚŝĂƚƌLJ ĂƌĞ ĨŽƌ ůĚĞƌůLJ ĂŶĚ ,ŽŵĞďŽƵŶĚ WĂƟĞŶƚƐ Ε ƌ͛Ɛ ĂŶĚ EƵƌƐĞ WƌĂĐƟƟŽŶĞƌƐΕ

&ŽĐƵƐŝŶŐ ŽŶ ƉƌĞǀĞŶƟŶŐ ƌĞĂĚŵŝƐƐŝŽŶƐ ĚƵƌŝŶŐ ƚƌĂŶƐŝƟŽŶ ĨƌŽŵ ĂŶ ĂĐƵƚĞ ĐĂƌĞ ƐĞƫŶŐ͘ ^ĞƌǀŝĐĞƐ /ŶĐůƵĚĞ͗ ͻ sŝƐŝƚƐ Θ ƐƐĞƐƐŵĞŶƚƐ ͻ WŚĂƌŵĂĐLJ Θ ƋƵŝƉŵĞŶƚ ŽŽƌĚŝŶĂƟŽŶ ͻ ŝĂŐŶŽƐƟĐ dĞƐƟŶŐ ͻ ŽŽƌĚŝŶĂƟŽŶ KĨ ,ŽŵĞ ,ĞĂůƚŚ ^ĞƌǀŝĐĞƐ

sŝƐŝƚ ǁǁǁ͘ŚŽƵƐĞĐĂůůĚŽĐ͘ŽƌŐ Kƌ Ăůů dŽůů &ƌĞĞ͗ ϴϬϬͲϵϰϱͲϰϲϱϰ

&DOO )D[ ĺ m-m bĺou]

ing businesses or recreational facilities to residential areas may be an effective method to boost exercise levels among older women. Mature Life Features Copyright 2022

14 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

83'$7(6 +$33(1,1*6 ,1 7+( $5($ Send listings of events, hosted by nonprofit organizations, to Senior Life, P.O. Box 188, Milford, IN 46542 by Monday, Aug. 29, for September events. With listing, include contact person and a phone number. Maria Reiner Center • Monday — Stretching class level 1, 9 a.m.; ukulele, 10 a.m.; bocce ball open play, 10 a.m.; walking club, 10 a.m.; smart phone class for Androids, 10:30 a.m.; smart phone class for iPhones, 11:30 a.m.; oil painting, 12:30 p.m; Pickleball: intermediate, 8-10:30 a.m., advanced, 10:30 a.m. to 12:30 p.m., open play, 12:30 p.m. to close. • Tuesday — Breakfast served from 9-11 a.m. for $3. Walking club, 10 a.m.; dominos, 10 a.m.; pool tournament, 10 a.m.; senior cha cha cha, 11 a.m; Pickleball: beginner

drills, 8:30-10:30 a.m., beginner and low intermediate, 10:30-11:30 a.m., open play, 11:30 a.m. to close. • Wednesday — Experienced art class, 9 a.m.; stretch plus level 2, 9 a.m.; bocce ball open play, 10 a.m.; hand and foot, 10 a.m.; cardio strength with Janice, 10 a.m.; walking club, 10 a.m.; movie, noon; beginner’s art class, noon; euchre, 12:30 p.m; Pickleball: intermediate, 8:30-10:30 a.m., advanced, 10:30 a.m. to 12:30 p.m., open play, 12:30 p.m. to close. • Thursday — Lunch served from noon-1 p.m. for $3. Bridge, 10 a.m.; pool tournament, 10 a.m.; dominos, 10 a.m.; Zumba gold, 10 a.m.; choir, 11 a.m.; Bible as literature, 12:45 p.m.; Happy Hookers and Naughty Knitters, 1 p.m.; Scrabble, 1 p.m. Pickleball: beginner and

low intermediate, 8:30-11:30 a.m., open play, 11:30 a.m. to close. • Friday — Yoga, 8:30 a.m. (dates vary; see website calendar for specific dates); cardio strength with Janice, 10 a.m.; bocce ball open play, 10 a.m.; bingo (every second and fourth Friday), 12:30 p.m.; bunco (every first and third Friday), 12:30 p.m; Pickleball: intermediate, 8:30-10:30 a.m., advanced, 10:30 a.m. to 12:30 p.m., open play, 12:30 p.m. to close. Plus many special classes and presentations. Computer “Ask the Doc” technology Zoom classes on the first of each month from 2-4 p.m. Book Club on the third Thursday of every month. Call for more information. Membership $30/year for Hobart residents and $50/year for outside Hobart residents.

$3 daily visitation fee for nonmembers. Call (219) 947-1864 or visit 705 E. Fourth St., Hobart. For more information, visit hobartseniors.com. St. John Lions Club Seeking donations of old eyeglasses, sunglasses and hearing aids. Drop-off sites: Community Outpatient Clinic, 9660 Wicker Ave. (Route 41); St. John Library, 9450 Wicker Ave.; Boric Religious Supply Store, 10951 Thiel St.; St. John Town Hall, 10955 W. 93rd Ave.; VFW Post 717, 10400 W. 93rd Ave.; Clear Vue Eyecare, 9270 Wicker Ave.; Dr. Weisman Ophthalmology, 10220 Wicker Ave. No. 3; Kolling School, 8801 Wicker Ave.; Metropolitan Eye Care, 9488 Wicker Ave.; Moses Eye Care, 7974 Wicker Ave.; Strack and Van Til, 9825 Wicker Ave.; Vision Boutique, 8319 Wicker Ave.;

and Welch’s Stop and Shop, 11333 W. 95th Ave. Monthly meetings are held at 7 p.m. the first Thursday of every month (September to June) at Roma Grill, 9543 Wicker Ave., St. John. Questions, contact Lion Al at (219) 201-9103. Whiting Lions Club Seeking donations of old eyeglasses, sunglasses and hearing aids. Drop off in yellow collection box on 119th Street, Whiting. Highland Lions Club Seeking donations of old eyeglasses. Drop off sites are: Town Hall, 3333 Ridge Road; Lincoln Center, 2450 Lincoln St.; Centier Bank, 9701 Indianapolis Blvd.; McColly Realty, 2002 45th St.; Dr. Ligget, 2940 Highway Ave.; Family Eye Care, 8417 Kennedy Ave.; and Johnson Opticians, 8128 Kennedy Ave., Highland.

Phone 219.254.2345 To Join Our

HEALTH AND SERVICES DIRECTORY ADULT DAY SERVICES ST. AGNES ADULT DAY SVC. CENTER Specializing in Alzheimer’s Care 1859 Harrison Blvd. Valparaiso, IN 46385 (219) 477-5433 Monday-Friday 8-5 p.m. Structured Activities, Safe & Secure Surroundings, Health Monitoring “Help make their Golden Years shine a little brighter.” Email: barbkubiszak@gmail.com www.stagnesvalpo.org

ASSISTED LIVING & MEMORY CARE RESIDENCES AT COFFEE CREEK See Our 2300 Village Point Ads In This Chesterton, IN 46304 Issue (219) 921-5200 www.ResidencesSeniorLiving.com Assisted Living and Memory Support at the Beautiful Watershed Preserve. See Our RESIDENCES AT DEER CREEK Ads In This 401 E. U.S. Highway 30 Issue Schererville, IN 46375 (219) 864-0700 www.ResidencesSeniorLiving.com Assisted Living and Memory Support in a Residential Setting.

DENTAL NORTHSHORE HEALTH CENTERS Locations in Portage, Lake Station, Chesterton, Merrillville & Hammond By appt. or walk-ins welcome. (219) 763-8112 or (888) 459-2349 www.northshorehealth.org Affordable dental care regardless of ability to pay. Medicare and Medicaid accepted. Discounted self-pay option.

EMERGENCY RESPONSE SERVICES VNA MEDICAL GUARDIAN ALERT SYSTEM 501 Marquette St. See Our Valparaiso, IN 46385 Ad In This Additional Offices In: Issue Crown Point, IN and LaPorte, IN (219) 462-5195 (219) 531-8181 Fax https://www.vnanwi.org/services/ medical-guardian.php A not-for-profit organization for over 50 years. The VNA Medical Guardian program provides dependable, fast access to help when you need it. Live an independent and active lifestyle with the VNA Medical Guardian program’s medical alert pendant or wristlet. Making Best Days Possible

FUNERAL HOMES SMITH BIZZELL WARNER FUNERAL HOME 4209 Grant St. Gary, IN 46408 (219) 887-1852 www.smithbizzellwarnerfuneralhome.com : smithbizzellwarnerfuneralhome

HOME CARE SERVICES HEART 2 HEART HOME CARE, INC. Non-medical caregiver, CNA at the comfort of wherever you call home. Assistance with hygiene, meal preparations, reminding medications, household tasks, escorting to activities center or therapies. LICENSED - BONDED - INSURED Serving all Lake County areas. 200 Russell Street, Suite 103 Hammond, IN 46320 (219) 501-7015 www.heart2hearthomecareinc.com

VISITING ANGELS HOME CARE Nationally respected, non medical, home care service. Providing CNA’s, HHA’s & Companion Care. * Assist w/Hygiene * Meal Preparation * Medication Reminders * Light Housekeeping * Transportation * Hourly, 24-hour Care & Overnight Alzheimer’s / Dementia Care / Palliative Care LICENSED * BONDED * INSURED 2340 Cline Ave., Schererville, IN 46375 (219) 322-6100 www.visitingangels.com

HOME HEALTH CARE SERVICES COMMUNITY HOME HEALTH SVCS. Munster Community Home Health, St. Catherine’s Hospital, E. Chicago, St. Mary’s Hospital, Hobart (219) 440-5400 Our nurses offer home health services with expert compassionate care for your medical needs in your home!

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 15

Getting out of debt costs money %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV A good way to get out of debt is to pay your bills. That’s my advice. And that’s probably why debtors aren’t breaking down my door seeking counsel on how to improve their economic situations. You should know, however, I’m as qualified as most fellows or firms who hang up a shingle proclaiming to be a debt counselor, money manager, financial advisor or investment guru. There are no criteria or qualifications required, even though you should seek out someone with a title like that to help you pay your bills. There’s plenty of help out there. They charge you a couple of hundred bucks an hour to help you write checks, sort out

your debtors, establish priorities and balance your checkbook. We’re not talking about investment assistance and portfolio management. We’re dealing with ways to get out and stay out of debt. What you really need is some sort of disciplined and organized approach to whittling away at your financial burden. It may be you’ve never learned sound money management manners. Perhaps you’ve lost your spouse, through death or divorce, who handled all the family finances. Or maybe you have no idea how you wound up in such a pecuniary position. You need help. But let’s review a few matters before you begin shopping for financial assistance. You have to determine just how much trouble

you’re in. First of all, how long could you survive without any income — if you missed your next paycheck, Social Security check or company pension check? Don’t feel stupid if you don’t know the answer. Most people don’t. But it’s a vital fiscal warning sign. There are others: • Your credit card bills exceed 20% of your net income. • You borrow money to pay off existing debt. It’s not funny if you have to “rob Peter to pay Paul.” • You run out of cash between paydays. • You make only minimum payments on credit card debt. If you can’t at least double the minimum payment, you’re in a financial bind. • You carry more than four credit cards. You only need two

because one or the other will be accepted no matter where you go. • You want and ask for a higher credit limit on your cards. Now you can look for someone to help you get out debt, not borrow more money to help pay your bills. Start by asking someone who has already used such a service. Or check with an attorney or accountant you trust. When you have some names to work with, check them out with the local Better Business Bureau and chamber of commerce. Ask for at least three references and check them out. Ask for the names of at least three current clients and talk with them. You also need to determine how you and the prospective money manager will get along.

It’s important you do because you’ll be working closely on solving your problem. You must be able to discuss goals and options objectively. Make certain you know how much you will be charged for their services. And what you will get in return. Will he or she arrange your income tax documents as part of the service or will that be extra? Do you need him or her to write your checks or can you do that yourself (and save money) after you’ve held your weekly/monthly meeting? Do you have to meet regularly or do you meet only when you, or they, think it’s necessary? If you think you have financial problems, you probably do. The time to begin solving them is right now. Mature Life Features Copyright 2022

Phone 219.254.2345 To Join Our

HEALTH AND SERVICES DIRECTORY HOSPICE CARE HEART TO HEART HOSPICE OF NORTHERN INDIANA 402 Wall Street, Suite 22 Valparaiso, IN 46383 Phone: (219) 462-6529 Fax: (219) 462-9017 CHAP Accredited www.HTOHH.com Compassionate care from our heart to yours. Volunteers needed.

UNITY HOSPICE & PALLIATIVE CARE Family owned & operated hospice Offering premier end-of-life care For over 25 years at no cost to you, Because we care. Serving Porter, Jasper & Newton Counties in Indiana. 219.769.8648 Greater Illinois area 312.427.6000 www.unityhospice.com

See Our VNA HOSPICE NWI Ad In This 501 Marquette St. Issue Valparaiso, IN 46385 Additional Office In: Crown Point, IN (219) 462-5195 (219) 531-8181 Fax www.vnanwi.org A not-for-profit organization for over 50 years. Accepts all hospice eligible patients, regardless of ability to pay. Veteran specialty hospice program. Serving Lake, Porter, LaPorte, Jasper, Newton and Starke Counties. Making Best Days Possible

HOUSECALL DOCTORS See Our HOUSECALL DOCTORS, PC Ad In This At-Home Medical Care for Issue Elderly & Homebound Patients Providing at-home care from Medical doctors and Nurse Practitioners. Serving NW Indiana, Indianapolis & Plymouth/So. Bend areas www.housecalldoc.org Toll Free: 800.945.4654

MEALS ON WHEELS VNA MEALS ON WHEELS See Our OF PORTER COUNTY Ad In This 501 Marquette St. Issue Valparaiso, IN 46385 Additional Office In: Crown Point, IN (219) 462-5195 (219) 531-8181 Fax https://www.vnanwi.org/services/vna-mealson-wheels.php A not-for-profit organization for over 50 years. Providing nutritional meals for individuals in Porter County delivered to your home. Meals are available both on a long-term basis and temporarily, meals are available for ages 3 years and up. Making Best Days Possible

MEALS ON WHEELS OF NORTHWEST INDIANA 8446 Virginia St. Merrillville, IN (219) 756-3663 www.mownnwi.org A not-for-profit nutrition provider serving Lake, Porter, Newton & Jasper Counties. Offering hot lunches delivered daily Mon.-Fri., or 5 or 7-pack frozen meals once a week. All meals are heart healthy & low sodium. Specialized diets are available, homemade & prepared in our kitchen. For ages 3 & up.

MEDICAL CLINIC NORTHSHORE HEALTH CENTERS Locations in Portage, Lake Station, Chesterton, Merrillville, Hammond & LaPorte By appt. or walk-ins welcome. (219) 763-8112 or (888) 459-2349 www.northshorehealth.org Affordable medical and urgent care regardless of ability to pay. Medicare, Medicaid, commercial insurance accepted. Discounted self-pay option.

REHABILITATION SERVICES HARTSFIELD VILLAGE See Our REHABILITATION CENTER Ad In This 503 Otis Bowen Drive Issue Munster, IN 46321 (219) 934-0590 (800) 297-6188 (219) 703-6568 Fax www.hartsfieldvillage.com Post-Acute Rehab Center Bridging the gap from Hospital to Home.

VALPARAISO CARE & REHAB 606 Wall St. Valparaiso, IN 46383 (219) 464-4976 www.AmericanSrCommunities.com/vcrc

RETIREMENT LIVING HARTSFIELD VILLAGE SENIOR LIVING 10000 Columbia Ave. See Our Munster, IN 46321 Ad In This (219) 934-0750 Issue (800) 934-6188 www.hartsfieldvillage.com We are a CCRC (Continuing Care Retirement Community). We offer Independent Living, Assisted Living, Support and Nursing Care for our residents coming through the continuum of care. Living Well - Living Wise!!

TELEPHONE SERVICES RELAY INDIANA - INTRAC See Our 7702 Woodland Drive #130 Ad In This Indianapolis, IN 46278 Issue (877) 446-8722 Problems hearing on the telephone? We provide captioned telephones to assist you to read what the other person is saying. No more garbled or misunderstood conversations. Simply, READ what you’re hearing.

16 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

$66,67(' /,9,1* 1856,1* $1' 5(+$%,/,7$7,21 *8,'( $SHULRQ &DUH 'HPRWWH

Life Care Center of The Willows

1 ( 'HPRWWH ,1 ZZZ DSHULRQFDUH FRP

1000 Elizabeth Drive, Valparaiso, IN 46385 (219) 464-4858 • www.lcca.com

6KRUW 7HUP 5HKDE /RQJ 7HUP &DUH 2Q 6LWH 7KHUDS\ 'D\V $ :HHN 2UWKRSHGLF 5HKDE 3RVW 6WURNH 5HKDE 1XUVH 3UDFWLWLRQHU 2YHUVLJKW :RXQG &DUH 5HVSLUDWRU\ &DUH ,9 7KHUDS\ &DUGLDF 5HKDE 1HZO\ 5HPRGHOHG &RPPXQLWLHV 0HPRU\ &DUH

Rehabilitation Unit, Skilled Licensed Nursing 24/7, Ready Set Go Program for Rehab to Home; Physical, Occupational and Speech Therapies; Exceptional Wound Care; Respite Care; Pallitative and Hospice Care; Long-term Care; Private/Semi-Private Rooms; Pet Visitation Allowed; Medicare, Medicaid, Most Insurances, Private Pay Accepted

$SHULRQ &DUH 7ROOHVWRQ 3DUN

The

®

Willows

Life Care Center of Valparaiso 3405 N. Campbell, Valparaiso, IN 46385 (219) 462-1023 • www.lcca.com/Valparaiso

7DIW 6WUHHW *DU\ ,1 ZZZ DSHULRQFDUH FRP 6KRUW 7HUP 5HKDE /RQJ 7HUP &DUH 2Q 6LWH 7KHUDS\ 'D\V $ :HHN 2UWKRSHGLF 5HKDE 3RVW 6WURNH 5HKDE 1XUVH 3UDFWLWLRQHU 2YHUVLJKW :RXQG &DUH 5HVSLUDWRU\ &DUH ,9 7KHUDS\ &DUGLDF 5HKDE 1HZO\ 5HPRGHOHG &RPPXQLWLHV 0HPRU\ &DUH

Brentwood at Hobart

®

/LQFROQVKLUH +HDOWK DQG 5HKDELOLWDWLRQ &HQWHU 8380 Virginia St., Merrillville, IN 46410 (219) 769-9009 • www.lincolnshirehrc.com

1420 St. Mary Circle, Hobart, IN 46342 (219) 945-1968 www.BrentwoodHobartSeniorLiving.com

3RVW $FXWH 5HKDELOLWDWLRQ /RQJ 7HUP &DUH DQG 5HVSLWH &DUH &OLQLFDO H[SHUWLVH LQFOXGHV 3RVW -RLQW 5HSODFHPHQW &DUH &DUGLDF &DUH 3XOPRQDU\ &DUH 6WURNH &DUH :RXQG &DUH DQG ,9 7KHUDS\ 3K\VLFDO 2FFXSDWLRQDO DQG 6SHHFK 7KHUDS\ DQG 2XWSDWLHQW 7KHUDS\ 6HUYLFHV %UDQG 1HZ 3RVW $FXWH 5HKDELOLWDWLRQ 6XLWHV 9LUWXDO WRXU DYDLODEOH RQ ZHEVLWH

Assisted Living, Alzheimer’s Unit, Therapies: Speech-OccupationalPhysical, Temporary Care, Private/Semi-Private Rooms, Pets Allowed, Private Dining Room, Enclosed Courtyard, 14 Passenger Van

Dyer Nursing & Rehab Center

0XQVWHU 0HG ,QQ 7935 Calumet Ave., Munster, IN 46321 (219) 836-8300 • www.munstermed-inn.com

601 Sheffield Avenue, Dyer, IN 46311 (219) 322-2273 • www.dyernursingandrehab.com

1RUWKZHVW ,QGLDQD·V &KRLFH IRU 3RVW $FXWH 5HKDELOLWDWLRQ 6KRUW 7HUP 5HKDELOLWDWLRQ RIIHULQJ 3K\VLFDO 2FFXSDWLRQDO DQG 6SHHFK 7KHUDS\ 6HUYLFHV 0HPRU\ 6XSSRUW 6HUYLFHV ZLWK 6SHFLDOL]HG 8QLW ZLWK &HUWLÀHG 'HPHQWLD 3UDFWLWLRQHU RQ 6WDII 5HVSLWH &DUH DQG /RQJ 7HUP &DUH 3ULYDWH 3RVW $FXWH 5HKDELOLWDWLRQ 6XLWHV &OLQLFDO H[SHUWLVH LQFOXGH 3RVW -RLQW 5HKDELOLWDWLRQ &DUGLDF &DUH 3XOPRQDU\ &DUH :RXQG &DUH DQG ,9 7KHUDS\

Assisted Living, Rehabilitation Unit, Skilled Licensed Nursing, Semi-Skilled Nursing, Therapies: Speech-Occupational-RespiratoryPhysical, Long Term Care, Private/Semi-Private Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Hammond-Whiting Care Center

2DN *URYH &KULVWLDQ 5HWLUHPHQW 9LOODJH 'HPRWWH

1000-114th Street, Whiting, IN 46394 (219) 659-2770 www.hammondwhitingconvalescentcenter.com

221 W. Division Road, Demotte, IN 46310 (219) 987-7005 • www.oakgrovecrv.org $VVLVWHG /LYLQJ ,QGHSHQGHQW /LYLQJ 5HKDELOLWDWLRQ 8QLW 6NLOOHG /LFHQVHG 1XUVLQJ 7KHUDSLHV 6SHHFK 2FFXSDWLRQDO 3K\VLFDO /RQJ 7HUP &DUH 7HPSRUDU\ 5HVSLWH &DUH 'HPHQWLD &DUH 3ULYDWH 6HPL 3ULYDWH 5RRPV 3HW )ULHQGO\ 3DVWRUDO &DUH 0HGLFDUH DQG RU 0HGLFDLG

Rehabilitation Unit, Skilled Licensed Nursing, Semi-Skilled Nursing, Therapies: Speech-Occupational-Physical, Long Term Care, Temporary Care, Respite Care, Hospice Care, JCAHO Accredited, Private/SemiPrivate Rooms, Pet Visitation Allowed, Medicare and/or Medicaid

Hartsfield Village Continuing Care Community

5HVLGHQFHV DW &RIIHH &UHHN HVLGH

E Experience Our Unique Approach To Senior Living & Memory Support 2300 Village Point, Chesterton, IN 46304 (219) 921-5200 • www.ResidencesAtCoffeeCreek.com

10000 Columbia Avenue, Munster, IN 46321 (800) 297-6188 • www.hartsfieldvillage.com Skilled Licensed Nursing Care, Long Term And Rehabilitation, Physical, Occupational, And Speech Therapies, Specialized Alzheimer’s/Dementia Care Unit, Private And Semi-Private Rooms, Certified Medicare And Medicaid Provider, Assisted Living And Independent Living Apartment Homes Also Available

Lake County Nursing & Rehabilitation Center

5HWLUHPHQW /LYLQJ $VVLVWHG /LYLQJ 'HGLFDWHG 0HPRU\ 6XSSRUW 5HVSLWH &DUH 7KHUDS\ $YDLODEOH 3HW )ULHQGO\ DQG 9$ %HQHÀWV $FFHSWHG

5HVLGHQFHV DW 'HHU &UHHN

Experience Our Unique Approach To Senior Living & Memory Support 401 E. U.S. 30, Schererville, IN 46375 (219) 864-0700 • www.ResidencesAtDeerCreek.com

5025 McCook Ave., East Chicago, IN 46312 (219) 397-0380 • www.lakecountynursingandrehab.com Skilled Licensed Nursing, Semi-Skilled Nursing, Rehabilitation Unit; Therapies: Speech, Occupational and Physical; Long Term Care, Respite/Temporary Care, Hospice Care, Trach/Respiratory Care, Private/Semi-Private Rooms, Certified Medicare and Medicaid Provider

/DNH 3DUN 5HVLGHQWLDO &DUH 5LSOH\ 6WUHHW /DNH 6WDWLRQ ,1 ZZZ DVVLVWHGOLYLQJIDFLOLWLHV RUJ $VVLVWHG /LYLQJ /RQJ 7HUP &DUH 7HPSRUDU\ &DUH 3ULYDWH 6HPL 3ULYDWH 5RRPV 5HVLGHQWLDO &DUH 0HQWDO +HDOWK 6HUYLFHV $FWLYLWLHV 3HW 9LVLWDWLRQ $OORZHG 0HGLFDUH DQG RU 0HGLFDLG

Rehabilitation Unit, Skilled Licensed Nursing, Ready Set Go Rehab Program, Inpatient/Outpatient Physical, Occupational, Speech, Respiratory, Therapy, Wound Care, Respite And Hospice Care, Private/SemiPrivate Rooms, Pet Visitation Allowed, Facility Van, JCAHO Accredited, Medicare, Insurance, Medicaid Accepted

5HWLUHPHQW /LYLQJ $VVLVWHG /LYLQJ 'HGLFDWHG 0HPRU\ 6XSSRUW 5HVSLWH &DUH 7KHUDS\ $YDLODEOH 3HW )ULHQGO\ DQG 9$ %HQHÀWV $FFHSWHG

Saint Anthony 203 Franciscan Drive. Crown Point, IN 46307 (219) 661-5100 MajesticCare.com Assisted Living, Private Rooms, Memory Care, Skilled Nursing, Long Term Care, Respite Care, Rehabilitation Services (including Physical, Occupational, Speech and Respiratory Therapy), Pet Visitation, Accepts Most Payer Sources. *Saint Anthony is no longer affiliated with the Roman Catholic Church, the Diocese of Gary or the Franciscan Sisters of Chicago.

Contact Becky For More Details! 219.254.2345 slwest@the-papers.com • www.seniorlifenewspapers.com

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 17

It was 50 years ago —

‘You don’t mess around with Jim’

In Jim Croce’s brief career — he died at age 30 in a 1973 Louisiana plane crash — Croce released five Top $ %RRPHU %ODVW 10 singles, 7R 7KH 3DVW the first of %\ 5$1'$/ which was & +,// one of the best story songs of modern times. “You Don’t Mess Around with Jim” on the ABC label brought music fans into Jim Croce’s fun-loving world, one that was often replete with rather bizarre (but always memorable) characters. Born in Philadelphia, Croce played the accordion before switching to guitar. After high school, he attended Villanova University, where he worked as a guitarist in numerous bands. He graduated college in 1965, became a guitar instructor at summer camps and briefly taught at a Philadelphia middle school. (One undocumented story has Croce being beaten up by a

250-pound girl student in front of the class.) He met Ingrid Jacobson at a folk music party in 1966. They married and began writing and recording their own compositions, frequently touring and trying in vain to catch a break. Eventually discouraged, the Croces settled onto a Pennsylvania farm with their infant son, Adrian. Croce drove trucks and worked construction while Ingrid finished college. All the while, Croce continued to write songs, never abandoning a lifelong dream of having a music career one day. He turned to selling advertising time on Philadelphia radio stations. His work occasionally took him into the darker corners of the city, where he would sometimes visit less-than-savory pool halls. Ingrid recalled later, “He would sit there and watch the pool games and see what people were doing. He ended up with a guy named Jim Walker, who was one of the guys who used to play pool there.” And what a character Big Jim Walker became in “You Don’t Mess Around with Jim”! In Croce’s mind, he imagined

a cartoonish version of an intimidating New York City pool hustler — big and dumb as a man can come, but he’s stronger than a country hoss. Walker reigns supreme around town as “the King of 42nd Street” and he cruises his domain in a “drop top” Cadillac. As the story unfolds, we learn that Big Jim hustles people for money with his well-honed pool skills. But one day, a southern boy nicknamed Slim comes to town, explaining that Walker had recently hustled him and that Slim was there to get his money back. (Good luck, Slim!) Big Jim’s sycophants then explain some basic survival tips to the visitor: “You don’t tug on Superman’s cape “You don’t spit into the wind “You don’t pull the mask off that old Lone Ranger “And you don’t mess around with Jim.” A bloody melee erupts, and to everyone’s surprise Slim manages to dispatch the fearsome bully. Big Jim’s followers then acknowledge the new order, and the last time we hear the catchy chorus, we’re made

aware of one crucial change: “You don’t tug on Superman’s cape “You don’t spit into the wind

“You don’t pull the mask off the old Lone Ranger “And you don’t mess around with Slim.”

%\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV

enced for several decades. There were about $1.6 trillion in first-lien refinance originations in the first half of 2021. This was a 33% increase in refinance activity compared to the first half of 2020. But there is a downside to this maneuver. If you refinance your mortgage, you can lower the monthly payments, but you also lower the amount of interest you pay. Since mortgage interest is tax deductible, this affects your annual tax bill.

Refinancing your mortgage or arranging a home equity loan to take advantage of lower interest rates is still one of the most economical ways to improve your economic status. If the interest rate is low enough, it makes sense to make payments for the life of the mortgage rather than pay it off to become debt free. You also can arrange a line of credit based on the equity in your home. You don’t have to use it but it can mean instant cash should you need it for medical bills or

any emergency that may arise. You also can use the money from a home equity loan or the extra cash when you refinance the mortgage to improve your home and increase its value, doubling up on the economic advances you made through the loan/refinancing. You shouldn’t expect a 100% financial return on improvements you make to your home. There are, however, some renovations and additions that make economic sense. A swimming pool is not one of them.

Revamping your kitchen, for example, is acknowledged by most real estate experts as the best remodeling investment you can make. Next comes updating, or adding, a bathroom. Adding a deck, family room, or a second story also can reclaim much of the initial expense. These expenditures also can affect your taxes. Before taking any of the above steps, you might check with your tax preparer. Or go directly to the source on the internet at irs.gov.

-,0 &52&(

Check taxes before refinancing Escalating housing prices can be a double-barreled boon to home owners. First of all, your home is worth a lot more than you paid for it if you put it on the market. Secondly, you can borrow a lot more on it since your equity has risen with the price. Refinancing or taking out a home loan has been especially attractive since mortgage rates hit lows that hadn’t been experi-

Mature Life Features Copyright 2022

$66,67(' /,9,1* 1856,1* $1' 5(+$%,/,7$7,21 *8,'( 6HER·V 1XUVLQJ 5HKDE &HQWHU

4410 W. 49th Avenue, Hobart, IN 46410 (219) 947-1507

Nursing & Rehabilitation Center

5HKDELOLWDWLRQ 8QLW $O]KHLPHU·V 8QLW 6NLOOHG /LFHQVHG 1XUVLQJ 6HPL 6NLOOHG 1XUVLQJ 7KHUDSLHV 6SHHFK 2FFXSDWLRQDO 5HVSLUDWRU\ 3K\VLFDO /RQJ 7HUP &DUH 7HPSRUDU\ &DUH 3ULYDWH 6HPL 3ULYDWH 5RRPV 3HW 9LVLWDWLRQ $OORZHG 5HVSLWH &DUH +RVSLFH &DUH 0HGLFDUH DQG RU 0HGLFDLG &KDSHO ,FH &UHDP 3DUORU 2XWGRRU &RXUW\DUGV 7KHUDS\ 6SHHFK DQG 2FFXSDWLRQDO DUH VSHFLDOL]HG DUHDV

6KHIÀHOG 0DQRU

601 Sheffield, Dyer, IN 46311 (219) 865-5200 • www.assistedlivingdyer.com $VVLVWHG /LYLQJ 3ULYDWH 6HPL 3ULYDWH 5RRPV 3HW 9LVLWDWLRQ $OORZHG +RXU 0HGLFDO &DUH 5HFUHDWLRQDO $FWLYLWLHV &KDSHO ,FH &UHDP 6KRS

9DOSDUDLVR &DUH 5HKDELOLWDWLRQ &HQWHU 606 Wall Street, Valparaiso, IN 46383 (219) 464-4976 5HKDELOLWDWLRQ 8QLW $O]KHLPHU·V 8QLW 6NLOOHG /LFHQVHG 1XUVLQJ 6HPL 6NLOOHG 1XUVLQJ 7KHUDSLHV 6SHHFK 2FFXSDWLRQDO 5HVSLUDWRU\ 3K\VLFDO 7HPSRUDU\ &DUH 3ULYDWH 6HPL 3ULYDWH 5RRPV 3HW 9LVLWDWLRQ $O ORZHG 0HGLFDUH DQG RU 0HGLFDLG 0RYLQJ )RUZDUG 5HKDELOLWDWLRQ $XJXVWH·V &RWWDJH 0HPRU\ &DUH /RQJ 7HUP &DUH 6NLOOHG 1XUVLQJ &DUH $GYDQFHG 3XOPRQDU\ &DUH +RVSLFH DQG 5HVSLWH

Advertise Your Community Here! Reaches YOUR Target Market Adults 50 Years and Better Contact Becky For More Details! 219.254.2345 slwest@the-papers.com • www.seniorlifenewspapers.com

18 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

Travel

Pro football born in Canton car dealership The last thing you’d expect to see when entering the Pro Football Hall of Fame in Canton, Ohio, is a shiny 1920 Hupmobile. *5($7 A friendly (6&$3(6 docent will happily clear 7H[W DQG 3KRWRV %\ 52' .,1* up your confusion by explaining that the automobile is a pivotal part of the history of the National Football League. In fact, the Canton Hupmobile dealership was at the center of its founding. And that’s why the Hall is located in Canton and the annual Pro Football Hall of Fame game is played in the Continued on page 19

/($*8(·6 ),567 35(6, '(17 ³ $ VWDWXH RI LWV ÀUVW VWDU OHJHQGDU\ 1DWLYH $PHULFDQ -LP 81,48( 6758&785( ³ 3UR )RRWEDOO +DOO RI )DPH LQ &DQWRQ 2KLR LV D XQLTXH VWUXFWXUH ,W ZDV 7KRUSH VWDQGV LQ WKH FHQWHU RI WKH URWXQGD +H ZDV QDPHG ÀUVW RSHQHG 6HSW DQG KDV KDG VHYHUDO DGGLWLRQV 7KH DQQXDO +DOO RI )DPH JDPH LV SOD\HG LQ WKH VWD GLXP EHKLQG WKH EXLOGLQJ SUHVLGHQW RI WKH OHDJXH

Memory Care

+$1'6 21 (;+,%,76 ³ 9LVLWRUV WR WKH +DOO RI )DPH FDQ FRP SDUH WKHLU KDQG VL]H WR WKDW RI D SUR TXDUWHUEDFN

Living Well Living Wise at Hartsfield Village You Deserve the Best in Senior Living! Hartsfield Village elevates your expectations with hassle-free moving, maintenance-free living and a warm and welcoming social network. Find out how Hartsfield Village can help turn your retirement dreams into reality.

Call today to schedule a tour! 219-934-0750

10000 Columbia Ave, Munster HartsfieldVillage.com

7+( 8/7,0$7( 35,=( ³ (Y HU\ WHDP·V JRDO DW WKH VWDUW RI WKH VHDVRQ LV WR FDSWXUH WKH 6XSHU %RZO WURSK\ 7KHDWHU RQ WKH XS SHU OHYHO VKRZV JUHDW SOD\V IURP SDVW 6XSHU %RZOV

www.seniorlifenewspapers.com

August 2022 ■ SENIOR LIFE ■ 19

M IM CD ^ B ] D UG[G]Q )?KKMLB &JBCPJW AFFORDABLE APARTMENTS Currently Accepting Section 8 Applications Online

+8302%,/( ³ 1DWLRQDO )RRWEDOO /HDJXH KDG LWV EHJLQ QLQJV LQ WKH +XSPRELOH GHDOHUVKLS LQ &DQWRQ 2KLR 2QO\ WZR FKDUWHU PHPEHUV WKH &KLFDJR &DUGLQDOV QRZ WKH $UL]RQD &DUGLQDOV DQG WKH 'HFDWXU 6WDOH\V QRZ WKH &KLFDJR %HDUV DUH VWLOO LQ H[LVWHQFH

Pro football Continued from page 18 stadium next door. Early in 1920 the owner of the dealership and the Canton Bulldogs team invited owners of other area and East Coast teams to come to Canton to talk about organizing a professional football league. There weren’t enough chairs for everyone, so some sat on the running boards of the cars in the showroom. What they came up with was the American Professional Football Conference consisting mainly of Ohio teams. A month later it was changed from Conference to Association and teams in Buffalo; Detroit; Rochester, N.Y.; and Hammond were added. Legendary Native American Jim Thorpe, who played for the Canton Bulldogs, was named its first president. A bronze statue of him is displayed in the First Century rotunda. Only two charter members, the Chicago Cardinals (now the Arizona Cardinals) and the Decatur Staleys (now the Chicago Bears) are still in existence. At the Hall, visitors will learn that football was first professionalized in 1892. They’ll pass through the Pro Football Time Tunnel on their way to the circular structure that focuses on the NFL’s first century, decade by decade. Here they learn that pro football was primarily a regional sport with informal circuits centered in a single state or region with only limited play outside state lines. There’s plenty of equipment and uniforms on display that by today’s standards look to be anything but protective.

7$//(67 6+257(67 ³ 7DOOHVW WR HYHU SOD\ SURIHVVLRQDO IRRWEDOO ZDV 2 D N O D Q G 5DLGHUV GH IHQVLYH WDFN OH 5LFKDUG 6OLJK ZKR ZDV IHHW WDOO 6KRUWHVW SOD\HU ZDV IRRW LQFK -DFN 6KDSLUR RI WKH 6WDWHQ ,VODQG 6WDSOHWRQV

Names of teams participating in the early years and now long gone include the Providence (Rhode Island) Steamrollers, Muncie (Indiana) Flyers, Rock Island (Illinois) Independents, Akron (Ohio) Professionals, Brooklyn (New York) Lions, Orange (New Jersey) Tornadoes, St. Louis (Missouri) Gunners, Duluth (Minnesota) Eskimos and the Racine (Wisconsin) Badgers. There’s a whole room full of busts of famous players, coaches, owners and front office personnel who’ve received gold jackets at the annual induction ceremonies. The most interesting things, however, are the bits of trivia no one’s ever heard of. Like the fact that Buffalo Bills guard Billy Shaw, a Hall enshrinee, never played in the NFL. His entire career was in the American Football League. How about this! The tallest pro football player was Oakland Raiders defensive tackle Richard Sligh. He was 7 feet tall. Shortest was Jack Shapiro, a running back for the 1929 Staten Island Stapletons, who was just 5 feet, 1/2 inch tall. Hands-on exhibits allow visitors to compare their hand size with a pro quarterbacks, slip on shoulder pads, compare 1920s helmets with today’s and stand under the hood like an official to make a video replay judgement. Outstanding plays from past Super Bowls are shown in the theater. For died-in-the-wool pro football fans, the Hall of Fame is a “bucket list” must. Check it out at profootballhof.com for admission fees, parking and hours.

To apply, please visit: HammondElderlyApartments.com

LIVING FOR PERSONS 62+ OR DISABLED

• • • • • •

One Bedroom Apartments Service Coordinator On-site Fitness Center Located Near Train Lines Near Downtown Hammond Front Door Intercom System

HammondElderlyApartments.com HammondElderlyApartments.com 5111 5111Sohl SohlAve Ave||Hammond, Hammond,IN IN46320 46320 TT(219)931-0800 (219)931-0800||TTY TTY711 711

219.663.8228 office hours: 9:30-3:00 / tuesday, thursday 9:30-4:30 / monday, wednesday, friday available by appointment on evenings and weekends call office to schedule 219.663.8228

www.fountainviewrentals.com

* 9 $SDUWPHQWV 5HQWDO +RPHV 9,//$*( *5((1 $&7,9( 6(1,25 /,9,1*

67$57,1* $7 Happy August!

6SDFLRXV 6WXGLR %GUP $SDUWPHQWV %GUP +RPHV $FWLYLWLHV 7UDQVSRUWDWLRQ &RQWLQHQWDO %UHDNIDVW (PHUJHQF\ &DOO 6\VWHP %HDXW\ %DUEHU 6KRS &RPSOLPHQWDU\ 0F.LQOH\ &LUFOH 0HUULOOYLOOH ,1 7DNH 8 6 :HVW RI , WR 7DIW 1RUWK /DXQGU\ )DFLOLWLHV ULJKW DW VW VWRS OLJKW

20 ■ SENIOR LIFE ■ August 2022

www.seniorlifenewspapers.com

%521=( 67$78( ³ $ EURQ]HG VWDWXH RI DQ ,Q GLDQ D .XPH\DD\ EUDYH ZLWK D IUHVKO\ NLOOHG FRX JDU LV IRXQG DW 3UHVLGLR 3DUN 3KRWR SURYLGHG E\ 0DWXUH /LIH )HDWXUHV

6(55$ 086(80 ³ 3UHVLGLR 3DUN LV WKH KRPH RI WKH PXVHXP WKDW KRQRUV )UDQFLVFDQ )ULDU -XQLSHUR 6HUUD ZKR SODQWHG D FURVV RQ WKH KLOO WKDW PLJKW KDYH EHHQ LQWHQGHG WR EH WKH VLWH RI WKH ÀUVW 8 6 PLVVLRQ EXW JDYH ZD\ WR UHEHOOLRXV .XPH\DD\ ,QGLDQV ZKR UHVHQWHG WKH 6SDQLVK LURQ KDQG 3KRWR SURYLGHG E\ 0DWXUH /LIH )HDWXUHV

San Diego birthplace houses California history %\ &(&,/ 6&$*/,21( 0DWXUH /LIH )HDWXUHV There’s more to San Diego than the zoo. The history of California and, as follows, of the western United States is rooted in a promontory overlooking the bay Spanish conquistadors first sailed into what has become the nation’s southwesternmost metropolitan complex of more than 3 million people. Whether you drop down into San Diego on I-5 from the Los Angeles megalopolis or slide in along I-8 from the great southwest, the two freeways meet at the Presidio.

Parked around a solid earlyCalifornia tower is what is now a 40-acre Presidio Park that anchors the 21-mission chain forming the backbone of the Golden State. The park is the home of the museum that honors Franciscan Friar Junipero Serra, who planted a cross on the hill that might have been intended to be the site of the first U.S. mission but gave way to rebellious Kumeyaay Indians who resented the Spanish iron hand. The first permanent mission, San Diego de Alcala, was built about 5 miles up the San Diego River in 1769 to soften relations

between the intruders and the natives. The growth of Alta California grew out of the Presidio; however, the Franciscans accompanied the Spanish soldiers and built the mission chain over the next half century until Mexico won independence from Spain in 1821. The Mexican government secularized the missions a decade later and rich rancheros came north to claim the spoils. San Diego’s Old Town at the base of the hill crowned by the Presidio became a trade center as Mexico encouraged foreign trade. Today, it attracts both locals and tourists to its shops, restaurants and 19th

century shop workers, such as blacksmiths and woodworkers. Presidio Hill became a military fort and garrison in the mid-1840s after a combined force of Commodore Robert Stockton and Gen. Stephen Kearney won control of Alta. The Mormon Battalion Monument honors the Mormon men and women who volunteered to enlist in the U.S. Army during the Mexican-American War, effectively opening stage routes west and securing those Mexican territories for the states. Brigham Young was looking for help with his westward migration plans and, enlisting his followers in the

army, paid for wagons, horses and other necessities for his grand exodus. Accompanying the 550-man battalion were 33 women, many serving as laundresses, and 51 children. They earned the church a total of $30,000 in donated salaries, the only religiously based military unit ever established in U.S. history. Marked trails all around the Mormon monument take you past ruins of the original structures, a bronze statue of the Friar Serra, and the Indian — a statue of a Kumeyaay brave with a freshly killed cougar. Mature Life Features Copyright 2022

ggZ '` D' < a H ¯ ͥ

zȒɯ Ȓȵƺȇ ƏȇƳ ƏƬƬƺȵɎǣȇǕ ȸƺɀǣƳƺȇɎɀً ƬȒȅƺ ƺȇǴȒɵ àƏǼȵƏȸƏǣɀȒ ³ƺȇǣȒȸ àǣǼǼƏǕƺٔɀ Ǽɖɀǝ ȵƏɎǣȒɀ ƏȇƳ ƬȒɖȸɎɵƏȸƳٍ 0ɮƺȸɵ ƳƏɵ ɯƺ Ȓǔǔƺȸ ɀȒȅƺɎǝǣȇǕ ɎȒ ǼƺƏȸȇً ɮǣɀǣɎً ƏȇƳ ƬȸƺƏɎƺِ IƏȅǣǼǣƺɀ Əȸƺ ɯƺǼƬȒȅƺ ɎȒ ǕƏȅƺ ȇǣǕǝɎɀ ƏȇƳ ƬȒȅȅɖȇǣɎɵ ɀȒƬǣƏǼ ƺɮƺȇɎɀِ Áǝƺȸƺ ǝƏɀ ȇƺɮƺȸ ƫƺƺȇ Ə ƫƺɎɎƺȸ Ɏǣȅƺ Ȓȸ ȵǼƏƬƺ ɎȒ ƺȇǴȒɵ ƬƏȸƺǔȸƺƺ ǼǣɮǣȇǕ ǣȇ Ə ɮǣƫȸƏȇɎ ɀƺȇǣȒȸ ƬȒȅȅɖȇǣɎɵِ çȒɖ ɯǣǼǼ ƏǼɀȒ ǔǣȇƳ ɯƺ ǝƏɮƺ ɀȵƏƬǣȒɖɀ ȵȸǣɮƏɎƺ ƏȵƏȸɎȅƺȇɎɀ ƏȇƳ Ɏǝƺ ȸǣǕǝɎ ɀƺȸɮǣƬƺɀ ƏȇƳ ƏȅƺȇǣɎǣƺɀ ɎȒ ȅƏǸƺ Ǽǣǔƺ ƺƏɀǣƺȸٕ ɀɖƬǝ Əɀ Ȓɖȸ ƬƏȸƺ ɀƺȸɮǣƬƺɀ ɎǝƏɎ Əȸƺ ɎƏǣǼȒȸƺƳ ɎȒ ɵȒɖȸ ȇƺƺƳɀ ƏȇƳ ȸƺɀɖǼɎ ǣȇ ȵƺƏƬƺ Ȓǔ ȅǣȇƳٍ àX³XÁ ȳ ɎȒ ƺɴȵƺȸǣƺȇƬƺ àƏǼȵƏȸƏǣɀȒ ³ƺȇǣȒȸ àǣǼǼƏǕƺ ǔȒȸ ɵȒɖȸɀƺǼǔٍ

àƏǼȵƏȸƏǣɀȒ ³ƺȇǣȒȸ àǣǼǼƏǕƺ ‫ גו‬0ِ hȒɖȸȇƺɵ áƏɵ àƏǼȵƏȸƏǣɀȒً Xz ‫בזבהג‬ ¨ǝȒȇƺ‫ ي‬٢‫ח׏א‬٣ ‫ חזחגٮחדא‬ àƏǼȵƏȸƏǣɀȒ³ƺȇǣȒȸàǣǼǼƏǕƺِƬȒȅ