The
Bluffton Blufft n Sun November 1, 2024 • Volume 27, Issue 21 • Complimentary • BlufftonSun.com
Feeling philanthropic? A charitable planning primer 10A
Thousands of Beaufort and Jasper County residents slated to lose their Medicare Advantage Plans BY CHRIS DEWEY Contributor
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Thousands of folks on Medicare Advantage were notified last week their plan is terminating on January 1, 2025. Five Humana advantage plans and two Aetna plans are leaving our service area. Don’t panic because sometimes the worst thing that can happen turns into the best thing. Why? Because if your plan is exiting our area for 2025, Medicare offers you a Guaranteed Issue right. This right allows you to avoid medical underwriting and purchase a Medicare Supplement with no health questions asked. Why change to a supplement rather than an advantage plan? Supplements allow you to go to any provid-
in the country including the Mayo Clinic. Providers like the Mayo Clinic or MD Anderson will not take your advantage plan. You will not deal with prior authorizations, routine denials, or a restrictive doctor network that’s constantly changing. You pay a monthly premium with no out-of-pocket costs other than a small annual $240 deductible. Many of my clients had the Humana Choice PPO advantage plan with a $3450 max out of pocket. In 2025, the Humana advantage plan that includes drug coverage in our area has a max-outpocket of $9,350 per year. Consider changing back to Original Medicare and get a supplement with no underwriting.
MEDICARE CONT. ON PAGE 3A
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Bluffton High earns top rating in SC education report 26A
Enjoy stress-free holidays 38A
Anonymous crime tips program launches
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