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Have you ever thought about or heard about sustainable investing?
If not, here is some information about what it means and how one can approach it. First, sustainable investing refers to socially responsible investing (SRI) as well as environmental, social and governance data investment (ESG).
A sustainable investment strategy considers environmental, social and corporate governance criteria to generate long-term competitive financial returns as well as a positive social impact.
There are two ways to look at these investment strategies. Do you want to eliminate from your portfolio certain industries because of what they do (SRI) or are you more interested in investing in
companies that do good which is called (ESG)?
SRI, or Impact Investing, generally refers to making investments based on one’s values - avoiding companies that don’t fit your morals. Some companies that are often excluded are those that make their profits from tobacco, fossil fuel, firearms, and alcohol but at the end of the day, you are the judge.
ESG investing is focused on how the company operates. Does the company have a positive or negative impact on climate change, what is the company culture, and what is the corporate structure in relation to its stakeholders?
To accomplish your goals, consider an asset manager’s history and whether they have dedicated the
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necessary resources to provide ongoing research and analysis.
To maintain returns while investing sustainably, seek out a fund that is benchmarked to a broad-based index. This shows the manager’s goal is to provide market-like or better than market returns.
Research has shown that companies that best manage their environmental and social impact and follow good governance practices (ESG) are more profitable in the medium and long term. The growth in sustainable investment opportunities has been substantial as individuals choose to find investments that align with their goals.

The Global Sustainable Investment Alliance reports a 34 per cent increase in these investments over the last two years.





HAVE YOU EVER THOUGHT OF CREATING A LIBRARY IN YOUR HOME?

Home libraries are a dedicated space to relax and enjoy reading time. If you love books and have a lot of them, it is a great way to
enjoy your collection. It is also a personal statement about what you’re interested in; books and mementos can serve as a history
of your life.
It is wonderful if you have a room that can be designated as the library but that really isn’t necessary. What’s most important is to create a cozy space for your collection. A library can be created in many different spaces since a room can be multi-functional. Sometimes there is space under a staircase or in a quiet nook, maybe a wall in the dining room or the hall. A fireplace can often be surrounded by bookshelves to create a library. Even a bedroom can be an interesting place to create your library; it could even be used as a wall unit above your headboard. All it takes is a little imagination.
Your personal library isn’t necessarily just for books. It is a place to show off collections, photos, albums, plants and even art. It can all be incorporated in the design. It is really about your own interests, which is what makes it personal.
You might want to include a desk in your library wall or a hidden space to hide games and other important knick-knacks.
Keep in mind that a library should feel like a cozy retreat for reading. Depending on the space, consider


the color palette. Deep rich colors are relaxing in a library, but it all depends on the library’s location and the design of your home. Wood paneled libraries are traditional but there are many ways to create a relaxing space, depending on your own individual aesthetic. If you have a window with surrounding bookshelves, a window seat makes the perfect addition. Add a comfortable oversized chair if you have space.
Don’t forget to consider lighting, which depends on the size and location of your library. Use picture lights mounted at the top of the shelves to illuminate books and add a dramatic effect. For a traditional look, use wall sconces.
For actual reading, recessed lighting is appropriate as it can be dimmed by preference. Table lamps are always appropriate as are floor lamps depending on the location and available space in your own library.
Whether your home is large or small, there is always a space for a personal library.


Sony Open in Hawaii
JAN 15 - 18
JAN 22 -25
JAN 29 - FEB 1
FEB 5 - 8
FEB 12 - 15
FEB 19 - 22
FEB 26 - MAR 1
MARCH 5 - 8
MARCH 5 - 8
MARCH 12 - 15
MARCH 19 - 22
MARCH 26 - 29
Waialae Country Club
Honolulu, HI • USA
The American Express
Pete Dye Stadium Course
La Quinta, CA • USA
Farmers Insurance Open
Torrey Pines Golf Course (South Course)
San Diego, CA • USA
WM Phoenix Open
TPC Scottsdale (Stadium Course)
Scottsdale, AZ • USA
AT&T Pebble Beach Pro-Ann
Pebble Beach Golf Links
Pebble Beach, CA • USA
The Genesis Invitational
The Riviera Country Club
Pacific Palisades, CA • USA
Cognizant Classic
PGA National Resort (The Champion Course)
Palm Beach Gardens, FL • USA
Arnold Palmer Invitational
Arnold Palmer’s Bau Hill Club & Lodge
Orlando, FL • USA
Puerto Rico Open
Grand Reserve Golf Club
Rio Grande, Puerto Rico
THE PLAYERS Championship
TPC Sawgrass (THE PLAYERS Stadium Course)
Ponte Vedra Beach, FL • USA
Valspar Championship
Innisbrook Resort (Copperhead Course)
Palm Harbor, FL • USA
Texas Children’s Houston Open
Memorial Park Golf Course
Houston, TX • USA
+ Signature Event
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
* Schedule subject to change
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM

DATES TOURNAMENT
Valero Texas Open
APRIL 2 - 5
APRIL 9 - 12
APRIL 16 - 19
APRIL 23 - 26
APRIL 30 - MAY 3
MAY 7 - 10
MAY 7 - 10
MAY 14 - 17
MAY 21 - 24
MAY 28 - 31
TPC San Antonio (Oaks Course)
San Antonio, TX • USA
Masters Tournament
Augusta National Golf Club
Augusta, GA • USA
RBC Heritage
Harbour Town Golf Links
Hilton Head Island, SC • USA
Zurich Classic of New Orleans
TPC Louisiana
Avondale, LA • USA
Miami Championship
Trump National Doral (Blue Monster)
Miami, FL • USA
Truist Championship
Quail Hollow Club
Charlotte, NC • USA
ONEflight Myrtle Beach Classis
Dunes Golf and Beach Club
Myrtle Beach, SC • USA
PGA Championship
Aronimink Golf Club
Newton Square, PA • USA
THE CJ CUP Byron Nelson
TPC Craig Ranch
McKinney, TX • USA
Charles Schwab Challenge
Colonial Country Club
Fort Worth, TX • USA
+ Signature Event
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
* Schedule subject to change
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM





Schedule subject to change ** Purse subject to change

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JAN 1 - 4 | HOLIDAY FESTIVAL
This year, get up close and personal with the expanded GLOW Holiday exhibits at St. Paul’s CHS Field. GLOW features over a million lights, sElfie Plaza, Enchanted Forest, Bright Bikes, Tremendous Tree, the GLOW Spectacular, and so much more! For more info visit: glowholiday.com
The Great Northern celebrates our cold, creative winters through ten days of diverse programming that invigorate mind and body. In an era of changing climate that threatens our signature season, we seek to create community, inspire action, and share the resilient spirit of the North with the world. For more info visit: thegreatnorthernfestival.com
FEB 7 | FIRE & ICE
This event will offer a variety of free activities, including ice skating, snowshoeing, sled dog rides and tube slides. Participants may wander through the snow village or enjoy a winter train ride. For warmth, attendees may gather around bonfires or in a heated tent and play bingo. For more info visit: https://tinyurl. com/4r63y5w4
The Minneapolis Home & Garden Show is a vibrant marketplace where you can shop for home-related products and services, experience stunning displays to help inspire your next home project, connect with industry experts, and enjoy informative presentations from renowned local and international home professionals. For more info visit: homeandgardenshow.com
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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It’s a full weekend of music offering something for everyone including the centerpiece Member Band Showcase, workshops, Friday night Old-Time Headline Concert, and Saturday night Bluegrass Headline Concert.Music on three levels and three different stages. And of course, informal jams in jamming rooms and hallways pretty much around the clock! For more info visit: minnesotabluegrass.org
This event features local and regional music on four different stages, traditional Irish dancing from local dance schools and adult performance groups, an Irish Marketplace with authentic Irish merchants, artisans, and informational resources, and traditional Irish and American food and drinks. For more info visit: https://tinyurl.com/54mr6yhe
Who’s ready for new attractions, epic rides, and all the latest in automotive innovation? Gotta go to the Auto Show! For more info visit: twincitiesautoshow.com
As a local home maple syrup producer, first we want to acknowledge and thank you for continuing this tradition of our forefathers. Whether you tap your trees and cook down the sap for Maple Syrup to sell or just enjoy it for your family and yourself, we want to celebrate this. The festival will include the Fourth Annual MAPLE SYRUP TASTING CONTEST! For more info visit: https://tinyurl.com/2p9t5k5k

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
In its twelfth year, Dirty Rotten Bikerfest will build on its decade of legendary events, going bigger than ever before! For more info visit: dirtyrottenbikerfest.com
Over 1,400 NEMAA member artists, galleries, and businesses participate across all of Northeast Minneapolis at over 100 locations. Art-A-Whirl is a fantastic way to connect with artists in their own spaces, enjoy demonstrations and interactive activities, listen to live music, and enjoy local restaurants and breweries. Art-A-Whirl is free and open to the public. For more info visit: nemaa.org
The Twin Cities Jazz Festival, established in 1999, is a non-profit organization, with a mission to keep the art form of jazz alive and well in our community. Bring a
lawn chair, grab a bite and beverage on-site or from a nearby dining establishment, then sit back and enjoy the syncopated rhythms of this year’s featured entertainers. Of course, dancing is most welcome, too! For more info visit: twincitiesjazzfestival.com
Get ready for an unforgettable weekend as Taste of Minnesota! This year, the iconic outdoor food and music festival creates the ultimate summer celebration. Experience the best of Minnesota with an explosion of flavors, live music, and vibrant entertainment that will keep you dancing, tasting, and exploring all weekend long. Taste is your passport to discovering what’s delicious, exciting, and uniquely Minnesotan. For more info visit: tasteofmn.com

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
The Fourth of July — a time for swimming in the lake, rock skipping, shopping, agate hunting, donuts, long hikes, canoe trips, fudge, fireworks, and time with your family. It’s the true kick-off for summer here in the north woods and we’d love to have you join us! For more info visit: http://tinyurl.com/5bah4kyv
AUG 27 - 31 | STATE FAIR
Always 12 days of fun ending Labor Day, the Great Minnesota Get-Together welcomes 1.9 million guests annually to a world-class showcase of livestock, agriculture, horse, art, talent and creative activities competitions; 500 food items; 900 free entertainment shows; the Mighty Midway and Kidway; Grandstand concert series; 1,000 vendors; a fireworks show each evening; and more! For more info visit: mnstatefair.org
King Henry and his royal court invite one and all to his 16th Century European village featuring 16 stages of exciting entertainment. Over 250 artisans fill the Festival marketplace to display and sell their handcrafted wares for a truly unique shopping experience. Patrons can interact with hundreds of memorable characters roaming the village streets as well as view live armored jousting throughout the day. Come celebrate this season by visiting the Festival grounds in Shakopee, MN. Huzzah! For more info visit: renaissancefest.com
Make the most out of your weekend in the Twin Cities for the Medtronic Twin Cities Marathon Weekend! From exploring the Health & Fitness Expo, getting the whole family moving with Saturday events, and celebrating our
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

signature Sunday events, we’ve got you covered with our Marathon Weekend Itinerary. For more info visit: https://tinyurl.com/kya8h25y
Come celebrate fall with Twin Cities Harvest Festival and the St. Paul Saints baseball organization! Wander through the Twin Cities largest corn maze featuring the St. Paul Saints. See if you can find all 15 team trivia questions hidden throughout the maze! Enjoy our 1st annual car show, jump in the corn pit; stroll through the straw bale maze; and enjoy live music, a petting zoo, a hayride, inflatables, a giant slide, and more! For more info visit: twincitiesmaze.com
The Twin Cities Jewish Film Festival (TCJFF) is an annual celebration of Jewish stories and perspectives through the art of film. Featuring a dynamic lineup of documentaries, narratives, and shorts from around the globe, TCJFF showcases the diversity, resilience, and creativity of Jewish life and culture. From historical dramas to contemporary comedies, the festival offers something for everyone. For more info visit: minnesotajcc.org





DATE
* Schedule subject to change
MAY 24 - SUN 12:00 PM First Round
MAY 24 - SUN 8:15 PM First Round
MAY 25 - MON 12:00 PM First Round
MAY 25 - MON 8:15 PM First Round
MAY 26 - TUE 12:00 PM First Round
MAY 26 - TUE 8:15 PM First Round
MAY 27 - WED 12:00 PM Second Round
MAY 27 - WED 8:15 PM Second Round
MAY 28 - THU 10:00 AM Second Round
MAY 28 - THU 8:15 PM Second Round
MAY 29 - FRI 12:00 PM Third Round
MAY 29 - FRI 8:15 PM Third Round
MAY 30 - SAT 12:00 PM Third Round
MAY 30 - SAT 8:15 PM Third Round
MAY 31 - SUN 12:00 PM Fourth Round
MAY 31 - SUN 8:15 PM Fourth Round
JUNE 1 - MON 12:00 PM Fourth Round
JUNE 1 - MON 8:15 PM Fourth Round
JUNE 2 - TUE 12:00 PM Quarterfinals
JUNE 2 - TUE 8:15 PM Quarterfinals
JUNE 3 - WED 12:00 PM Quarterfinals
JUNE 3 - WED 8:15 PM Quarterfinals
JUNE 4 - THUR 2:30 PM Ladies Semifinals
JUNE 5 - FRI 2:30 PM Mens Semifinals
JUNE 5 - FRI 8:15 PM Mens Semifinals
JUNE 6 - SAT 3:00 PM Ladies Singles Final, Mens Double Final
JUNE 7 - SUN 3:00 PM Mens Singles Final, Ladies Doubles Final

DATE
* Schedule subject to change
JUNE 29 - MON 11:00 AM Men's & Ladies' 1st Round
JUNE 30 - TUE 11:00 AM Men's & Ladies' 1st Round
JULY 1 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 2 - THU 11:00 AM Men's & Ladies' 2rd Round
JULY 3 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 4 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 6 - MON 11:00 AM Men's & Ladies’ 4th Round
JULY 7- TUE 11:00 AM Ladies' and Gentlemen's Quarterfinals
JULY 8 - WED 11:00 AM Ladies’ and Gentlemen’s Quarterfinals
JULY 9 - THU 11:00 AM Ladies’ Semifinals
JULY 9 - THU 11:00 AM Gentlemen’s Semifinals
JULY 10 - FRI 11:00 AM Ladies’ Singles Final & Men’s Doubles and Mixed Doubles
JULY 11 - SAT 11:00 AM Gentlemen’s Singles Final & Ladies’ Doubles






If you happen to be driving through Florida, there are several interesting and historic towns worth visiting. St. Augustine, the oldest town in America, is located on the northeast coast of the state, just south of Jacksonville. Then head south to enjoy the Lake Wales Ridge, which includes the towns of Sebring, Lake Placid and Avon.
First settled in 1565 by the Spanish and predating both Jamestown and Plymouth Rock, St Augustine was first seen by Admiral Pedro Menendez de Aviles. Visit Castillo de San Marcos, a 17th century Spanish stone fortress, and the cobblestoned historic downtown that includes over 30 historic houses. Remember, this is the city known for the Fountain of Youth, so be sure to see the Fountain of Youth Archaeological Park where
visitors can drink from the spring. Next, head south to Lake Wales, which has an ‘old Florida” vibe and is one of the most scenic areas in the state. Known for its cypress trees, citrus groves and abundance of freshwater lakes, Lake Wales can’t be missed! Enjoy the history of these towns and don’t miss Highlands State Park for hiking, biking, birding and a variety of rare and native plants.
Sebring has undergone a major restoration of its historic downtown. There is a lot to see and do, particularly if you are a history buff. Sebring was founded in 1912 by Ohio pottery manufacturer George E. Sebring and is now designated as a 1920’s Historic District on the National Register of Historic Places. Known as “The City on the Circle” because of its design
which is based on the ancient Egyptian city of Heliopolis. With a circular park, all roads radiate from there which makes Sebring very distinctive.
Lake Placid was founded in 1927 and has two nicknames: the “Town of Murals” and “The Caladium Capital of the World”. It is known for its art scene with over 50 murals throughout the town, it is a sight to behold. Some of the murals are as large as 175 feet
wide and 30 feet tall and depict the town’s history including the town’s Native American heritage. There is also the Historical Society Depot Museum located in the original railroad depot. And don’t miss the interesting boutiques and restaurants in the downtown area.
Avon Park is known as the “City of Charm” because of its historic downtown and small town feel. It was founded in 1886 and is the oldest town in the region, It was named after Stratford-upon-Avon, England. Visit the Avon Park Depot Museum and the Museum of Florida Arts and Culture. Babe Ruth and Clark Gable stayed at the historic Hotel Jacarinda downtown.




In 2026, there will be a focus on fitness and AI will be a part of this trend. It will revolutionize the industry through personalization, instant feedback and data tracking. The fitness trend has shifted from short-term goals to long-term lifestyle concerns. People are focused on the number of years lived in good health, not just lifespan. There is an emphasis on fundamentals like strength training, consistent sleep, stress reduction and a nutrient rich diet as well as preventative health care.
Technology plays a part in this shift toward mind and body fitness as real time data becomes available. Wearable technology, artificial intelligence and advanced
analytics give individuals a unique understanding of their body.
Wearables like Apple Watches, WHOOP, and Oura Rings increase our knowledge of how our bodies are functioning. Not only do wearables count steps and steadiness, but they are also capable of tracking sleep quality and recovery, heart rate variations, skin temperature and other variables. With all this information, personalized programs can be developed that incorporate diet, exercise and recovery.
The American College of Sports Medicine ranked wearable technology as the #1 fitness trend because of its ability to integrate
nutrition, sleep, mental health, and physical performance. AI can analyze all the data and recognize patterns. Imagine being informed that your recovery is lagging or your walking isn’t steady. Then it tells you how to correct through exercise or adjustments to sleep routines, nutrition or stress management strategies.
There is also a new emphasis on recovery from a workout. It is now considered a critical component of any fitness program as it enhances performance, longevity and overall
wellness. Gyms today often offer meditation corners, hyperbaric chambers, red light therapy, cold plunge pools, and cryotherapy stations. Additionally, there are somatic healing offerings. These include yoga, Pilates, tai chi, and dance - all of which focus on the mind body connection.
The latest trends in fitness are holistic and recognize that mental and emotional health are inseparable from physical performance.




