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SUSTAINABLE INVESTMENT STRATEGIES

Have you ever thought about or heard about sustainable investing?

If not, here is some information about what it means and how one can approach it. First, sustainable investing refers to socially responsible investing (SRI) as well as environmental, social and governance data investment (ESG).

A sustainable investment strategy considers environmental, social and corporate governance criteria to generate long-term competitive financial returns as well as a positive social impact.

There are two ways to look at these investment strategies. Do you want to eliminate from your portfolio certain industries because of what they do (SRI) or are you more interested in investing in

companies that do good which is called (ESG)?

SRI, or Impact Investing, generally refers to making investments based on one’s values - avoiding companies that don’t fit your morals. Some companies that are often excluded are those that make their profits from tobacco, fossil fuel, firearms, and alcohol but at the end of the day, you are the judge.

ESG investing is focused on how the company operates. Does the company have a positive or negative impact on climate change, what is the company culture, and what is the corporate structure in relation to its stakeholders?

To accomplish your goals, consider an asset manager’s history and whether they have dedicated the

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necessary resources to provide ongoing research and analysis.

To maintain returns while investing sustainably, seek out a fund that is benchmarked to a broad-based index. This shows the manager’s goal is to provide market-like or better than market returns.

Research has shown that companies that best manage their environmental and social impact and follow good governance practices (ESG) are more profitable in the medium and long term. The growth in sustainable investment opportunities has been substantial as individuals choose to find investments that align with their goals.

The Global Sustainable Investment Alliance reports a 34 per cent increase in these investments over the last two years.

HOME LIBRARY

HAVE YOU EVER THOUGHT OF CREATING A LIBRARY IN YOUR HOME?

Home libraries are a dedicated space to relax and enjoy reading time. If you love books and have a lot of them, it is a great way to

enjoy your collection. It is also a personal statement about what you’re interested in; books and mementos can serve as a history

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of your life.

It is wonderful if you have a room that can be designated as the library but that really isn’t necessary. What’s most important is to create a cozy space for your collection. A library can be created in many different spaces since a room can be multi-functional. Sometimes there is space under a staircase or in a quiet nook, maybe a wall in the dining room or the hall. A fireplace can often be surrounded by bookshelves to create a library. Even a bedroom can be an interesting place to create your library; it could even be used as a wall unit above your headboard. All it takes is a little imagination.

Your personal library isn’t necessarily just for books. It is a place to show off collections, photos, albums, plants and even art. It can all be incorporated in the design. It is really about your own interests, which is what makes it personal.

You might want to include a desk in your library wall or a hidden space to hide games and other important knick-knacks.

Keep in mind that a library should feel like a cozy retreat for reading. Depending on the space, consider

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the color palette. Deep rich colors are relaxing in a library, but it all depends on the library’s location and the design of your home. Wood paneled libraries are traditional but there are many ways to create a relaxing space, depending on your own individual aesthetic. If you have a window with surrounding bookshelves, a window seat makes the perfect addition. Add a comfortable oversized chair if you have space.

Don’t forget to consider lighting, which depends on the size and location of your library. Use picture lights mounted at the top of the shelves to illuminate books and add a dramatic effect. For a traditional look, use wall sconces.

For actual reading, recessed lighting is appropriate as it can be dimmed by preference. Table lamps are always appropriate as are floor lamps depending on the location and available space in your own library.

Whether your home is large or small, there is always a space for a personal library.

2026 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

JUN 4 - 7

JUN 11 - 14

JUN 18 - 21

JUN 25 - 28

JUL 2 - 5

JUL 9 - 12

JUL 9 - 12

JUL 16 - 19

JUL 16 - 19

JUL 23 - 26

JUL 30 - AUG 2

The Memorial Tournament presented by Workday

Muirfield Village Golf Club

Dublin, OH • USA

RBC Canadian Open

TPC Toronto at Osprey Valley (North Course) Caledon, Ontario • Canada

U.S. Open

Shinnecock Hills Golf Club

Southampton, NY • USA

Travelers Championship

TPC River Highlands Cromwell, CT • USA

John Deere Classic

TPC Deere Run Silvis, IL • USA

Genesis Scottish Open

The Renaissance Club North Berwick • Scotland

ISCO Championship

* Schedule subject to change

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PEACOCK, NBC, GOLF, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

Hurstbourne Country Club Louisville, KY • USA GOLF

The Open Championship

Royal Birkdale Golf Club

Southport • England

Corales Puntacana Championship

Puntacana Resort & Club (Corales Golf Course) Punta Cana • Dominican Republic GOLF

3M Open

TPC Twin Cities Blaine, MN • USA

Rocket Classic

Detroit Golf Club

Detroit, MI • USA

+ Signature Event # Not PGA TOUR Co-sponsored

^ Co-sanctioned with DP World Tour

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

2026 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

AUG 6 - 9

AUG 13 - 16

AUG 20 - 23

AUG 27 - 30

SEP 17 - 20

SEP 24 - 27

OCT 1 - 4

OCT 8 - 11

OCT 22 - 25

OCT 29 - NOV 1

NOV 5 - 8

Wyndham Championship Sedgefield Country Club Greensboro, NC • USA

FedEx St. Jude Championship TPC Southwind Memphis, TN • USA

BMW Championship Bellerive Country Club

St. Louis, MO • USA

TOUR Championship East Lake Golf Club Atlanta, GA • USA

+ Signature Event

* Schedule subject to change

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

PARAMOUNT, GOLF, CBS, ESPN+, SXM

Biltmore Championship Asheville The Cliffs at Walnut Cove Asheville, NC • USA GOLF

Presidents Cup Medinah CC (No. 3) Chicago, IL • USA

PARAMOUNT, GOLF, NBC

Bank of Utah Championship Black Desert Resort Ivins, UT • USA GOLF

Baycurrent Classic Yokohama Country Club Yokohama • Japan GOLF

Butterfield Bermuda Championship Port Royal Golf Course Southampton • Bermuda GOLF

VidantaWorld Mexico Open

Vidanta Vallarta Vallarta • Mexico GOLF

World Wide Technology Championship

El Cardonal at Diamante

Los Cabos • Mexico GOLF

# Not PGA TOUR Co-sponsored

^ Co-sanctioned with DP World Tour

2026 LPGA TOURNAMENT SCHEDULE

LOCAL EVENTS GUIDE SAN DIEGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

JUNE

JUNE 10 - 30 | COUNTY

FAIR

This fair offers a wide range of attractions, including rides, games, food, concerts, and exhibits. Come on down and see them all! For more info visit: sdfair.com

JULY

JULY

4 | INDEPENDENCE DAY

Whether you’re traveling with friends or family, San Diego is everyone’s first choice for great Fourth of July celebrations. Get ready to stretch out on an inviting expanse of sand and watch some extraordinary pyrotechnics against a balmy night sky. Here’s our list of favorite beachside viewpoints, spectacular fireworks shows and other places to go “Fourth” and enjoy the festivities around San Diego. For more info visit: https://tinyurl.com/xmj6nbvy

AUGUST

AUG 1 - 31 | SUMMER FESTIVAL

HITS Del Mar welcomes equestrians for eleven weeks of top-level hunter/jumper competitions including two weeks of FEI 2* showjumping and National and Premier Hunters. Located just 25 minutes north of San Diego and three miles east of the Pacific Ocean, Del Mar Horsepark is one of the West Coast’s most popular showgrounds. For more info visit: https://tinyurl.com/ye2xx9eh

AUG 8 | BREW FEST

The annual San Diego Brew Festival finally returns! The event will feature over 70 breweries, 200 beers, 10 of San Diego’s best food trucks as well as cover bands and lawn games. The SD Brew Fest will take place at NTC park from noon to 4pm. For more info visit: sandiegobeerfest.com

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LOCAL EVENTS GUIDE SAN DIEGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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SEPTEMBER

SEPT 19 - 20 | MUSIC FESTIVAL

More than 50k people flood the streets of Normal Heights every year for music, food, community and family-friendly fun! For more info visit: https://tinyurl.com/4x9yhwff

SEPT 25 - 27 | AIR SHOW

The Miramar Air Show, the largest military air show, returns as America’s Air Show to provide a unique and special flight line experience with immersive experiences, static displays, and daytime shows that feature military demonstration teams, civilian aerobatic teams, aerial solo acts, vintage aircraft and warbirds. For more info visit: miramarairshow.com

SEPT 26 - 27 | SPIRITS FESTIVAL

Our mission is to enhance the spirits industry through market launches, professional development, product innovation, and education. We aim to create meaningful connections with our target audience while providing an enjoyable atmosphere filled with entertainment and camaraderie. For more info visit: sandiegospiritsfestival.com

OCTOBER

OCT 3 | BEACHFEST

Come see what all the excitement is about. pacific beachfest is san diego’s premier beach festival located in the heart of beach town: pacific beach. Enjoy this free, fullday, family-friendly, music-packed event. For more info visit: pacificbeachfest.org

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LOCAL EVENTS GUIDE SAN DIEGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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NOVEMBER

NOV 1 -

2 | DIA DE LOS MUERTOS

Dia De Los Muertos honors the dead through multiple festivals and events around the city. On the first weekend of November, you can head to downtown San Diego’s Gaslamp, for a weekend of family friendly festivities. Expect live music, artisan makers, loads of dining options, and amazing margarita selections. For more info visit: oldtownsandiego.org

NOV 6 - 8 | WINE & FOOD FEST

Tantalize your taste buds at the San Diego Bay Wine and Food Festival, dubbed the best general food festival in the country. The festival features a thriving food scene where the city’s most drool-worthy restaurants hit the streets. Revel in a showcase of the nation’s trendsetting culinary masters as well as world-premiere spirits and wines with over 10,000 other visitors. For more info visit: sandiegowineclassic.com

DECEMBER

DEC TBA | CHILI FEST

A fundraiser for McKinley Elementary with local chili, live music, arts & crafts, indie goods and lots of good vibes! 100% of the proceeds go to the McKinley School Foundation to support the Dance, Art, music, Spanish and Ceramic Programs at McKinley Elementary School in North Park, and the International Baccalaureate (IB) program. For more info visit: sonofestchilicookoff.com

JANUARY

JAN 1 - 3 | TANGO FESTIVAL

At SDTF we take our tango seriously, but not TOO seriously. We’re serious about great navigation, but we’re also serious about having a good time! We have all the things you expect from a tango festival: forgiving floor, great DJs and teachers and a smooth sound system with LOTS of hours of dancing. But it’s NEW YEARS and we believe in a great party! So there will be decorations and twinkle lights and balloons and

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LOCAL EVENTS GUIDE SAN DIEGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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New Year’s champagne because we think tango should be FUN too! For more info visit: sandiegotangofestival.com

FEBRUARY

FEB 5 - 7 | TET FESTIVAL

Celebrate the vibrant cultural heritage of Vietnam at the San Diego Tet Festival. Filled with mouthwatering Vietnamese dishes, traditional music performances, folk dances, and innovative art displays, the festival is a wonderful rediscovery of authentic Vietnamese traditions. For more info visit: sdtet.com

FEB 12 - 15 | LUNAR NEW YEAR

SD Lunar New Year Festival is a 3-day celebration of the most important holiday in many Asian cultures. The festival will include folk and traditional performances, arts and cultural exhibitions, lion dances and firecrackers, and plenty of family fun activities for the kids. More importantly, the festival is inclusive and free. For more info visit: sdlunarnewyearfestival.com

FEB 17 - 21 | BIRD FEST

Join the premier celebration of the wild birds, habitats, and bird-friendly people at the San Diego Bird Festival. We support the mission of the San Diego Bird Alliance to defend our region’s birds, wild habitats, and unique biodiversity. For more info visit: sandiegobirdfestival.org

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LOCAL EVENTS GUIDE SAN DIEGO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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MARCH

MARCH 17 - 21 |

FILM FESTIVAL

The San Diego Latino Film Festival is a celebration of Latino Cinema, Arts & Culture. The festival will present films from Latin America, the United States, all the way to Spain as well. Audiences will have the rare opportunity to meet filmmakers and actors from all over the world. Stay tuned! For more info visit: sdlatinofilm.com

APRIL

APRIL 3 | FESTIVAL OF BEERS

All tickets include: beer sampling from 50+ craft breweries, live music on stage, food and craft vendors and a great Saturday afternoon in North Park! For more info visit: northparkbeerfest.com

MAY

MAY TBA | GATOR BY THE BAY

Largest, authentic Louisiana-themed festival this side of the bayou. Features 4 days of live music - more than 100 performances on 7 stages, dancing, delicious Southern food - including beignets, gumbo, jambalaya & 10,000 lbs of crawfish. The Most Fun You’ll Find This Side of the Bayou! For more info visit: gatorbythebay.com

2027 GRAND SLAM TOURNAMENT SCHEDULE

DATE

2026 GRAND SLAM TOURNAMENT

SCHEDULE

JUNE 1 - MON 12:00 PM Fourth Round

JUNE 1 - MON 8:15 PM Fourth Round

JUNE 2 - TUE 12:00 PM Quarterfinals

JUNE 2 - TUE 8:15 PM Quarterfinals

JUNE 3 - WED 12:00 PM Quarterfinals

JUNE 3 - WED 8:15 PM Quarterfinals

JUNE 4 - THUR 2:30 PM Ladies Semifinals

JUNE 5 - FRI 2:30 PM Mens Semifinals

JUNE 5 - FRI 8:15 PM Mens Semifinals

* Schedule subject to change

JUNE 6 - SAT 3:00 PM Ladies Singles Final, Mens Double Final

JUNE 7 - SUN 3:00 PM Mens Singles Final, Ladies Doubles Final

DATE

2026 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

JUNE 29 - MON 11:00 AM Men's & Ladies' 1st Round

JUNE 30 - TUE 11:00 AM Men's & Ladies' 1st Round

JULY 1 - WED 11:00 AM Men's & Ladies' 2nd Round

JULY 2 - THU 11:00 AM Men's & Ladies' 2rd Round

JULY 3 - FRI 11:00 AM Men's & Ladies' 3rd Round

JULY 4 - SAT 11:00 AM Men's & Ladies' 3rd Round

JULY 5 - SUN 11:00 AM Men's & Ladies' 4th Round

JULY 6 - MON 11:00 AM Men's & Ladies’ 4th Round

JULY 7- TUE 11:00 AM Ladies' and Gentlemen's Quarterfinals

JULY 8 - WED 11:00 AM Ladies’ and Gentlemen’s Quarterfinals

JULY 9 - THU 11:00 AM Ladies’ Semifinals

JULY 9 - THU 11:00 AM Gentlemen’s Semifinals

JULY 10 - FRI 11:00 AM Ladies’ Singles Final & Men’s Doubles and Mixed Doubles

JULY 11 - SAT 11:00 AM Gentlemen’s Singles Final & Ladies’ Doubles

2026 GRAND SLAM TOURNAMENT SCHEDULE

HISTORIC TOWNS IN

Florida

If you happen to be driving through Florida, there are several interesting and historic towns worth visiting. St. Augustine, the oldest town in America, is located on the northeast coast of the state, just south of Jacksonville. Then head south to enjoy the Lake Wales Ridge, which includes the towns of Sebring, Lake Placid and Avon.

First settled in 1565 by the Spanish and predating both Jamestown and Plymouth Rock, St Augustine was first seen by Admiral Pedro Menendez de Aviles. Visit Castillo de San Marcos, a 17th century Spanish stone fortress, and the cobblestoned historic downtown that includes over 30 historic houses. Remember, this is the city known for the Fountain of Youth, so be sure to see the Fountain of Youth Archaeological Park where

visitors can drink from the spring. Next, head south to Lake Wales, which has an ‘old Florida” vibe and is one of the most scenic areas in the state. Known for its cypress trees, citrus groves and abundance of freshwater lakes, Lake Wales can’t be missed! Enjoy the history of these towns and don’t miss Highlands State Park for hiking, biking, birding and a variety of rare and native plants.

Sebring has undergone a major restoration of its historic downtown. There is a lot to see and do, particularly if you are a history buff. Sebring was founded in 1912 by Ohio pottery manufacturer George E. Sebring and is now designated as a 1920’s Historic District on the National Register of Historic Places. Known as “The City on the Circle” because of its design

which is based on the ancient Egyptian city of Heliopolis. With a circular park, all roads radiate from there which makes Sebring very distinctive.

Lake Placid was founded in 1927 and has two nicknames: the “Town of Murals” and “The Caladium Capital of the World”. It is known for its art scene with over 50 murals throughout the town, it is a sight to behold. Some of the murals are as large as 175 feet

ENJOY YOUR

Travels

wide and 30 feet tall and depict the town’s history including the town’s Native American heritage. There is also the Historical Society Depot Museum located in the original railroad depot. And don’t miss the interesting boutiques and restaurants in the downtown area.

Avon Park is known as the “City of Charm” because of its historic downtown and small town feel. It was founded in 1886 and is the oldest town in the region, It was named after Stratford-upon-Avon, England. Visit the Avon Park Depot Museum and the Museum of Florida Arts and Culture. Babe Ruth and Clark Gable stayed at the historic Hotel Jacarinda downtown.

WELLNESS TRENDS FOR 2026

In 2026, there will be a focus on fitness and AI will be a part of this trend. It will revolutionize the industry through personalization, instant feedback and data tracking. The fitness trend has shifted from short-term goals to long-term lifestyle concerns. People are focused on the number of years lived in good health, not just lifespan. There is an emphasis on fundamentals like strength training, consistent sleep, stress reduction and a nutrient rich diet as well as preventative health care.

Technology plays a part in this shift toward mind and body fitness as real time data becomes available. Wearable technology, artificial intelligence and advanced

analytics give individuals a unique understanding of their body.

Wearables like Apple Watches, WHOOP, and Oura Rings increase our knowledge of how our bodies are functioning. Not only do wearables count steps and steadiness, but they are also capable of tracking sleep quality and recovery, heart rate variations, skin temperature and other variables. With all this information, personalized programs can be developed that incorporate diet, exercise and recovery.

The American College of Sports Medicine ranked wearable technology as the #1 fitness trend because of its ability to integrate

nutrition, sleep, mental health, and physical performance. AI can analyze all the data and recognize patterns. Imagine being informed that your recovery is lagging or your walking isn’t steady. Then it tells you how to correct through exercise or adjustments to sleep routines, nutrition or stress management strategies.

There is also a new emphasis on recovery from a workout. It is now considered a critical component of any fitness program as it enhances performance, longevity and overall

wellness. Gyms today often offer meditation corners, hyperbaric chambers, red light therapy, cold plunge pools, and cryotherapy stations. Additionally, there are somatic healing offerings. These include yoga, Pilates, tai chi, and dance - all of which focus on the mind body connection.

The latest trends in fitness are holistic and recognize that mental and emotional health are inseparable from physical performance.

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