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Have you ever thought about or heard about sustainable investing?
If not, here is some information about what it means and how one can approach it. First, sustainable investing refers to socially responsible investing (SRI) as well as environmental, social and governance data investment (ESG).
A sustainable investment strategy considers environmental, social and corporate governance criteria to generate long-term competitive financial returns as well as a positive social impact.
There are two ways to look at these investment strategies. Do you want to eliminate from your portfolio certain industries because of what they do (SRI) or are you more interested in investing in
companies that do good which is called (ESG)?
SRI, or Impact Investing, generally refers to making investments based on one’s values - avoiding companies that don’t fit your morals. Some companies that are often excluded are those that make their profits from tobacco, fossil fuel, firearms, and alcohol but at the end of the day, you are the judge.
ESG investing is focused on how the company operates. Does the company have a positive or negative impact on climate change, what is the company culture, and what is the corporate structure in relation to its stakeholders?
To accomplish your goals, consider an asset manager’s history and whether they have dedicated the
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necessary resources to provide ongoing research and analysis.
To maintain returns while investing sustainably, seek out a fund that is benchmarked to a broad-based index. This shows the manager’s goal is to provide market-like or better than market returns.
Research has shown that companies that best manage their environmental and social impact and follow good governance practices (ESG) are more profitable in the medium and long term. The growth in sustainable investment opportunities has been substantial as individuals choose to find investments that align with their goals.

The Global Sustainable Investment Alliance reports a 34 per cent increase in these investments over the last two years.




HAVE YOU EVER THOUGHT OF CREATING A LIBRARY IN YOUR HOME?

Home libraries are a dedicated space to relax and enjoy reading time. If you love books and have a lot of them, it is a great way to
enjoy your collection. It is also a personal statement about what you’re interested in; books and mementos can serve as a history
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of your life.
It is wonderful if you have a room that can be designated as the library but that really isn’t necessary. What’s most important is to create a cozy space for your collection. A library can be created in many different spaces since a room can be multi-functional. Sometimes there is space under a staircase or in a quiet nook, maybe a wall in the dining room or the hall. A fireplace can often be surrounded by bookshelves to create a library. Even a bedroom can be an interesting place to create your library; it could even be used as a wall unit above your headboard. All it takes is a little imagination.
Your personal library isn’t necessarily just for books. It is a place to show off collections, photos, albums, plants and even art. It can all be incorporated in the design. It is really about your own interests, which is what makes it personal.
You might want to include a desk in your library wall or a hidden space to hide games and other important knick-knacks.
Keep in mind that a library should feel like a cozy retreat for reading. Depending on the space, consider
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the color palette. Deep rich colors are relaxing in a library, but it all depends on the library’s location and the design of your home. Wood paneled libraries are traditional but there are many ways to create a relaxing space, depending on your own individual aesthetic. If you have a window with surrounding bookshelves, a window seat makes the perfect addition. Add a comfortable oversized chair if you have space.
Don’t forget to consider lighting, which depends on the size and location of your library. Use picture lights mounted at the top of the shelves to illuminate books and add a dramatic effect. For a traditional look, use wall sconces.
For actual reading, recessed lighting is appropriate as it can be dimmed by preference. Table lamps are always appropriate as are floor lamps depending on the location and available space in your own library.
Whether your home is large or small, there is always a space for a personal library.


JUN 4 - 7
JUN 11 - 14
JUN 18 - 21
JUN 25 - 28
JUL 2 - 5
JUL 9 - 12
JUL 9 - 12
JUL 16 - 19
JUL 16 - 19
JUL 23 - 26
JUL 30 - AUG 2
The Memorial Tournament presented by Workday
Muirfield Village Golf Club
Dublin, OH • USA
RBC Canadian Open
TPC Toronto at Osprey Valley (North Course) Caledon, Ontario • Canada
U.S. Open
Shinnecock Hills Golf Club
Southampton, NY • USA
Travelers Championship
TPC River Highlands Cromwell, CT • USA
John Deere Classic
TPC Deere Run Silvis, IL • USA
Genesis Scottish Open
The Renaissance Club North Berwick • Scotland
ISCO Championship
* Schedule subject to change
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PEACOCK, NBC, GOLF, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
Hurstbourne Country Club Louisville, KY • USA GOLF
The Open Championship
Royal Birkdale Golf Club
Southport • England
Corales Puntacana Championship
Puntacana Resort & Club (Corales Golf Course) Punta Cana • Dominican Republic GOLF
3M Open
TPC Twin Cities Blaine, MN • USA
Rocket Classic
Detroit Golf Club
Detroit, MI • USA
+ Signature Event # Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM

DATES TOURNAMENT
AUG 6 - 9
AUG 13 - 16
AUG 20 - 23
AUG 27 - 30
SEP 17 - 20
SEP 24 - 27
OCT 1 - 4
OCT 8 - 11
OCT 22 - 25
OCT 29 - NOV 1
NOV 5 - 8
Wyndham Championship Sedgefield Country Club Greensboro, NC • USA
FedEx St. Jude Championship TPC Southwind Memphis, TN • USA
BMW Championship Bellerive Country Club
St. Louis, MO • USA
TOUR Championship East Lake Golf Club Atlanta, GA • USA
+ Signature Event
* Schedule subject to change
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
PARAMOUNT, GOLF, CBS, ESPN+, SXM
Biltmore Championship Asheville The Cliffs at Walnut Cove Asheville, NC • USA GOLF
Presidents Cup Medinah CC (No. 3) Chicago, IL • USA
PARAMOUNT, GOLF, NBC
Bank of Utah Championship Black Desert Resort Ivins, UT • USA GOLF
Baycurrent Classic Yokohama Country Club Yokohama • Japan GOLF
Butterfield Bermuda Championship Port Royal Golf Course Southampton • Bermuda GOLF
VidantaWorld Mexico Open
Vidanta Vallarta Vallarta • Mexico GOLF
World Wide Technology Championship
El Cardonal at Diamante
Los Cabos • Mexico GOLF
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour



PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JUNE 10 - 30 | COUNTY
This fair offers a wide range of attractions, including rides, games, food, concerts, and exhibits. Come on down and see them all! For more info visit: sdfair.com
JULY
Whether you’re traveling with friends or family, San Diego is everyone’s first choice for great Fourth of July celebrations. Get ready to stretch out on an inviting expanse of sand and watch some extraordinary pyrotechnics against a balmy night sky. Here’s our list of favorite beachside viewpoints, spectacular fireworks shows and other places to go “Fourth” and enjoy the festivities around San Diego. For more info visit: https://tinyurl.com/xmj6nbvy
AUG 1 - 31 | SUMMER FESTIVAL
HITS Del Mar welcomes equestrians for eleven weeks of top-level hunter/jumper competitions including two weeks of FEI 2* showjumping and National and Premier Hunters. Located just 25 minutes north of San Diego and three miles east of the Pacific Ocean, Del Mar Horsepark is one of the West Coast’s most popular showgrounds. For more info visit: https://tinyurl.com/ye2xx9eh
The annual San Diego Brew Festival finally returns! The event will feature over 70 breweries, 200 beers, 10 of San Diego’s best food trucks as well as cover bands and lawn games. The SD Brew Fest will take place at NTC park from noon to 4pm. For more info visit: sandiegobeerfest.com
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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More than 50k people flood the streets of Normal Heights every year for music, food, community and family-friendly fun! For more info visit: https://tinyurl.com/4x9yhwff
The Miramar Air Show, the largest military air show, returns as America’s Air Show to provide a unique and special flight line experience with immersive experiences, static displays, and daytime shows that feature military demonstration teams, civilian aerobatic teams, aerial solo acts, vintage aircraft and warbirds. For more info visit: miramarairshow.com
Our mission is to enhance the spirits industry through market launches, professional development, product innovation, and education. We aim to create meaningful connections with our target audience while providing an enjoyable atmosphere filled with entertainment and camaraderie. For more info visit: sandiegospiritsfestival.com
Come see what all the excitement is about. pacific beachfest is san diego’s premier beach festival located in the heart of beach town: pacific beach. Enjoy this free, fullday, family-friendly, music-packed event. For more info visit: pacificbeachfest.org
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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NOV 1 -
Dia De Los Muertos honors the dead through multiple festivals and events around the city. On the first weekend of November, you can head to downtown San Diego’s Gaslamp, for a weekend of family friendly festivities. Expect live music, artisan makers, loads of dining options, and amazing margarita selections. For more info visit: oldtownsandiego.org
Tantalize your taste buds at the San Diego Bay Wine and Food Festival, dubbed the best general food festival in the country. The festival features a thriving food scene where the city’s most drool-worthy restaurants hit the streets. Revel in a showcase of the nation’s trendsetting culinary masters as well as world-premiere spirits and wines with over 10,000 other visitors. For more info visit: sandiegowineclassic.com
A fundraiser for McKinley Elementary with local chili, live music, arts & crafts, indie goods and lots of good vibes! 100% of the proceeds go to the McKinley School Foundation to support the Dance, Art, music, Spanish and Ceramic Programs at McKinley Elementary School in North Park, and the International Baccalaureate (IB) program. For more info visit: sonofestchilicookoff.com
At SDTF we take our tango seriously, but not TOO seriously. We’re serious about great navigation, but we’re also serious about having a good time! We have all the things you expect from a tango festival: forgiving floor, great DJs and teachers and a smooth sound system with LOTS of hours of dancing. But it’s NEW YEARS and we believe in a great party! So there will be decorations and twinkle lights and balloons and
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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New Year’s champagne because we think tango should be FUN too! For more info visit: sandiegotangofestival.com
Celebrate the vibrant cultural heritage of Vietnam at the San Diego Tet Festival. Filled with mouthwatering Vietnamese dishes, traditional music performances, folk dances, and innovative art displays, the festival is a wonderful rediscovery of authentic Vietnamese traditions. For more info visit: sdtet.com
SD Lunar New Year Festival is a 3-day celebration of the most important holiday in many Asian cultures. The festival will include folk and traditional performances, arts and cultural exhibitions, lion dances and firecrackers, and plenty of family fun activities for the kids. More importantly, the festival is inclusive and free. For more info visit: sdlunarnewyearfestival.com
Join the premier celebration of the wild birds, habitats, and bird-friendly people at the San Diego Bird Festival. We support the mission of the San Diego Bird Alliance to defend our region’s birds, wild habitats, and unique biodiversity. For more info visit: sandiegobirdfestival.org
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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MARCH 17 - 21 |
The San Diego Latino Film Festival is a celebration of Latino Cinema, Arts & Culture. The festival will present films from Latin America, the United States, all the way to Spain as well. Audiences will have the rare opportunity to meet filmmakers and actors from all over the world. Stay tuned! For more info visit: sdlatinofilm.com
All tickets include: beer sampling from 50+ craft breweries, live music on stage, food and craft vendors and a great Saturday afternoon in North Park! For more info visit: northparkbeerfest.com
Largest, authentic Louisiana-themed festival this side of the bayou. Features 4 days of live music - more than 100 performances on 7 stages, dancing, delicious Southern food - including beignets, gumbo, jambalaya & 10,000 lbs of crawfish. The Most Fun You’ll Find This Side of the Bayou! For more info visit: gatorbythebay.com



DATE
JUNE 1 - MON 12:00 PM Fourth Round
JUNE 1 - MON 8:15 PM Fourth Round
JUNE 2 - TUE 12:00 PM Quarterfinals
JUNE 2 - TUE 8:15 PM Quarterfinals
JUNE 3 - WED 12:00 PM Quarterfinals
JUNE 3 - WED 8:15 PM Quarterfinals
JUNE 4 - THUR 2:30 PM Ladies Semifinals
JUNE 5 - FRI 2:30 PM Mens Semifinals
JUNE 5 - FRI 8:15 PM Mens Semifinals
* Schedule subject to change
JUNE 6 - SAT 3:00 PM Ladies Singles Final, Mens Double Final
JUNE 7 - SUN 3:00 PM Mens Singles Final, Ladies Doubles Final

DATE
* Schedule subject to change
JUNE 29 - MON 11:00 AM Men's & Ladies' 1st Round
JUNE 30 - TUE 11:00 AM Men's & Ladies' 1st Round
JULY 1 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 2 - THU 11:00 AM Men's & Ladies' 2rd Round
JULY 3 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 4 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 6 - MON 11:00 AM Men's & Ladies’ 4th Round
JULY 7- TUE 11:00 AM Ladies' and Gentlemen's Quarterfinals
JULY 8 - WED 11:00 AM Ladies’ and Gentlemen’s Quarterfinals
JULY 9 - THU 11:00 AM Ladies’ Semifinals
JULY 9 - THU 11:00 AM Gentlemen’s Semifinals
JULY 10 - FRI 11:00 AM Ladies’ Singles Final & Men’s Doubles and Mixed Doubles
JULY 11 - SAT 11:00 AM Gentlemen’s Singles Final & Ladies’ Doubles


If you happen to be driving through Florida, there are several interesting and historic towns worth visiting. St. Augustine, the oldest town in America, is located on the northeast coast of the state, just south of Jacksonville. Then head south to enjoy the Lake Wales Ridge, which includes the towns of Sebring, Lake Placid and Avon.
First settled in 1565 by the Spanish and predating both Jamestown and Plymouth Rock, St Augustine was first seen by Admiral Pedro Menendez de Aviles. Visit Castillo de San Marcos, a 17th century Spanish stone fortress, and the cobblestoned historic downtown that includes over 30 historic houses. Remember, this is the city known for the Fountain of Youth, so be sure to see the Fountain of Youth Archaeological Park where
visitors can drink from the spring. Next, head south to Lake Wales, which has an ‘old Florida” vibe and is one of the most scenic areas in the state. Known for its cypress trees, citrus groves and abundance of freshwater lakes, Lake Wales can’t be missed! Enjoy the history of these towns and don’t miss Highlands State Park for hiking, biking, birding and a variety of rare and native plants.
Sebring has undergone a major restoration of its historic downtown. There is a lot to see and do, particularly if you are a history buff. Sebring was founded in 1912 by Ohio pottery manufacturer George E. Sebring and is now designated as a 1920’s Historic District on the National Register of Historic Places. Known as “The City on the Circle” because of its design
which is based on the ancient Egyptian city of Heliopolis. With a circular park, all roads radiate from there which makes Sebring very distinctive.
Lake Placid was founded in 1927 and has two nicknames: the “Town of Murals” and “The Caladium Capital of the World”. It is known for its art scene with over 50 murals throughout the town, it is a sight to behold. Some of the murals are as large as 175 feet
wide and 30 feet tall and depict the town’s history including the town’s Native American heritage. There is also the Historical Society Depot Museum located in the original railroad depot. And don’t miss the interesting boutiques and restaurants in the downtown area.
Avon Park is known as the “City of Charm” because of its historic downtown and small town feel. It was founded in 1886 and is the oldest town in the region, It was named after Stratford-upon-Avon, England. Visit the Avon Park Depot Museum and the Museum of Florida Arts and Culture. Babe Ruth and Clark Gable stayed at the historic Hotel Jacarinda downtown.




In 2026, there will be a focus on fitness and AI will be a part of this trend. It will revolutionize the industry through personalization, instant feedback and data tracking. The fitness trend has shifted from short-term goals to long-term lifestyle concerns. People are focused on the number of years lived in good health, not just lifespan. There is an emphasis on fundamentals like strength training, consistent sleep, stress reduction and a nutrient rich diet as well as preventative health care.
Technology plays a part in this shift toward mind and body fitness as real time data becomes available. Wearable technology, artificial intelligence and advanced
analytics give individuals a unique understanding of their body.
Wearables like Apple Watches, WHOOP, and Oura Rings increase our knowledge of how our bodies are functioning. Not only do wearables count steps and steadiness, but they are also capable of tracking sleep quality and recovery, heart rate variations, skin temperature and other variables. With all this information, personalized programs can be developed that incorporate diet, exercise and recovery.
The American College of Sports Medicine ranked wearable technology as the #1 fitness trend because of its ability to integrate
nutrition, sleep, mental health, and physical performance. AI can analyze all the data and recognize patterns. Imagine being informed that your recovery is lagging or your walking isn’t steady. Then it tells you how to correct through exercise or adjustments to sleep routines, nutrition or stress management strategies.
There is also a new emphasis on recovery from a workout. It is now considered a critical component of any fitness program as it enhances performance, longevity and overall
wellness. Gyms today often offer meditation corners, hyperbaric chambers, red light therapy, cold plunge pools, and cryotherapy stations. Additionally, there are somatic healing offerings. These include yoga, Pilates, tai chi, and dance - all of which focus on the mind body connection.
The latest trends in fitness are holistic and recognize that mental and emotional health are inseparable from physical performance.





