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Have you ever thought about or heard about sustainable investing?
If not, here is some information about what it means and how one can approach it. First, sustainable investing refers to socially responsible investing (SRI) as well as environmental, social and governance data investment (ESG).
A sustainable investment strategy considers environmental, social and corporate governance criteria to generate long-term competitive financial returns as well as a positive social impact.
There are two ways to look at these investment strategies. Do you want to eliminate from your portfolio certain industries because of what they do (SRI) or are you more interested in investing in
companies that do good which is called (ESG)?
SRI, or Impact Investing, generally refers to making investments based on one’s values - avoiding companies that don’t fit your morals. Some companies that are often excluded are those that make their profits from tobacco, fossil fuel, firearms, and alcohol but at the end of the day, you are the judge.
ESG investing is focused on how the company operates. Does the company have a positive or negative impact on climate change, what is the company culture, and what is the corporate structure in relation to its stakeholders?
To accomplish your goals, consider an asset manager’s history and whether they have dedicated the
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necessary resources to provide ongoing research and analysis.
To maintain returns while investing sustainably, seek out a fund that is benchmarked to a broad-based index. This shows the manager’s goal is to provide market-like or better than market returns.
Research has shown that companies that best manage their environmental and social impact and follow good governance practices (ESG) are more profitable in the medium and long term. The growth in sustainable investment opportunities has been substantial as individuals choose to find investments that align with their goals.

The Global Sustainable Investment Alliance reports a 34 per cent increase in these investments over the last two years.



HAVE YOU EVER THOUGHT OF CREATING A LIBRARY IN YOUR HOME?

Home libraries are a dedicated space to relax and enjoy reading time. If you love books and have a lot of them, it is a great way to
enjoy your collection. It is also a personal statement about what you’re interested in; books and mementos can serve as a history
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of your life.
It is wonderful if you have a room that can be designated as the library but that really isn’t necessary. What’s most important is to create a cozy space for your collection. A library can be created in many different spaces since a room can be multi-functional. Sometimes there is space under a staircase or in a quiet nook, maybe a wall in the dining room or the hall. A fireplace can often be surrounded by bookshelves to create a library. Even a bedroom can be an interesting place to create your library; it could even be used as a wall unit above your headboard. All it takes is a little imagination.
Your personal library isn’t necessarily just for books. It is a place to show off collections, photos, albums, plants and even art. It can all be incorporated in the design. It is really about your own interests, which is what makes it personal.
You might want to include a desk in your library wall or a hidden space to hide games and other important knick-knacks.
Keep in mind that a library should feel like a cozy retreat for reading. Depending on the space, consider
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the color palette. Deep rich colors are relaxing in a library, but it all depends on the library’s location and the design of your home. Wood paneled libraries are traditional but there are many ways to create a relaxing space, depending on your own individual aesthetic. If you have a window with surrounding bookshelves, a window seat makes the perfect addition. Add a comfortable oversized chair if you have space.
Don’t forget to consider lighting, which depends on the size and location of your library. Use picture lights mounted at the top of the shelves to illuminate books and add a dramatic effect. For a traditional look, use wall sconces.
For actual reading, recessed lighting is appropriate as it can be dimmed by preference. Table lamps are always appropriate as are floor lamps depending on the location and available space in your own library.
Whether your home is large or small, there is always a space for a personal library.




Sony Open in Hawaii
JAN 15 - 18
JAN 22 -25
JAN 29 - FEB 1
FEB 5 - 8
FEB 12 - 15
FEB 19 - 22
FEB 26 - MAR 1
MARCH 5 - 8
MARCH 5 - 8
MARCH 12 - 15
MARCH 19 - 22
MARCH 26 - 29
Waialae Country Club
Honolulu, HI • USA
The American Express
Pete Dye Stadium Course
La Quinta, CA • USA
Farmers Insurance Open
Torrey Pines Golf Course (South Course)
San Diego, CA • USA
WM Phoenix Open
TPC Scottsdale (Stadium Course)
Scottsdale, AZ • USA
AT&T Pebble Beach Pro-Ann
Pebble Beach Golf Links
Pebble Beach, CA • USA
The Genesis Invitational
The Riviera Country Club
Pacific Palisades, CA • USA
Cognizant Classic
PGA National Resort (The Champion Course)
Palm Beach Gardens, FL • USA
Arnold Palmer Invitational
Arnold Palmer’s Bau Hill Club & Lodge
Orlando, FL • USA
Puerto Rico Open
Grand Reserve Golf Club
Rio Grande, Puerto Rico
THE PLAYERS Championship
TPC Sawgrass (THE PLAYERS Stadium Course)
Ponte Vedra Beach, FL • USA
Valspar Championship
Innisbrook Resort (Copperhead Course)
Palm Harbor, FL • USA
Texas Children’s Houston Open
Memorial Park Golf Course
Houston, TX • USA
+ Signature Event
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
* Schedule subject to change
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM



DATES TOURNAMENT
Valero Texas Open
APRIL 2 - 5
APRIL 9 - 12
APRIL 16 - 19
APRIL 23 - 26
APRIL 30 - MAY 3
MAY 7 - 10
MAY 7 - 10
MAY 14 - 17
MAY 21 - 24
MAY 28 - 31
TPC San Antonio (Oaks Course)
San Antonio, TX • USA
Masters Tournament
Augusta National Golf Club
Augusta, GA • USA
RBC Heritage
Harbour Town Golf Links
Hilton Head Island, SC • USA
Zurich Classic of New Orleans
TPC Louisiana
Avondale, LA • USA
Miami Championship
Trump National Doral (Blue Monster)
Miami, FL • USA
Truist Championship
Quail Hollow Club
Charlotte, NC • USA
ONEflight Myrtle Beach Classis
Dunes Golf and Beach Club
Myrtle Beach, SC • USA
PGA Championship
Aronimink Golf Club
Newton Square, PA • USA
THE CJ CUP Byron Nelson
TPC Craig Ranch
McKinney, TX • USA
Charles Schwab Challenge
Colonial Country Club
Fort Worth, TX • USA
+ Signature Event
# Not PGA TOUR Co-sponsored
^ Co-sanctioned with DP World Tour
* Schedule subject to change
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM
CBS, NBC, GOLF, ESPN+, SXM






PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JAN 9 - 18 |
Sacramento’s favorite culinary celebration is back this January. Now more than ever, the restaurants that established this as America’s Farm to Fork Capital need our support and there’s no better way than filling our plates with Dine Downtown’s infamous 3-course prix fixe menus. So bring a friend and see all Sacramento has to offer with culinary delights! For more info visit: https://bit.ly/3oX08QV
The SHFF screens more films over fewer days than any other horror film festival thus providing a greater chance for exposure for the horror filmmaker. We have a profound dedication to the horror genre. The festival screens all things horror including features, shorts, documentaries, music videos, trailers, and animations. For more info visit: sachorrorfilmfest.com
FEB 14 - 15 | WINE & CHOCOLATE
The annual Lodi Wine & Chocolate Weekend in Lodi, California, is an indulgent celebration of fine chocolates and artisan wines the weekend before Valentine’s Day. The two-day affair features over 40 of the region’s wineries perfectly pairing their varieties with decadent offerings from local chocolatiers. For more info visit: lodiwineandchocolate.com
The Sacramento Boat Show is the largest Power Boat Show in Northern California. The show features more wakeboard boats, fishing boats, family runabouts and pontoon boats than any other event in Northern California. Exhibits range from boats 8 to 35 feet, and scores of accessories to enhance the thrill of the water sport and fishing lifestyle. For more info visit: sacramentoboatshow.com
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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Expect the same high-quality event you’ve come to know and love that includes hours of some of the nation’s best brewers, a great variety of food trucks, and live music. The generosity of brewers, attendees, and partners make this event possible! For more info visit: capitolbeerfest.com
Join us for the Sacramento Book Festival! This family-friendly literary event, for all ages, features 200 local authors, a dedicated kids’ room with activities, and panels with many well-known authors. The book festival is bigger and better than last year. The new venue is 5x larger, with almost everything indoors and A/C, and over 500 on-site parking spaces. For more info visit: sacramentobookfestival.com
Spring celebrations, festivals, and traditions have been found across various cultures throughout time. Though Sacramento was only recently dubbed the “City of Festivals”, spring celebrations in the region date back to the Gold Rush, including the 1885 “Grand Festival of Flowers” which honored philanthropist and art museum founder Margaret Crocker. For more info visit: sachistorymuseum.org
Save the bees! Historic Downtown Woodland is abuzz during the bee-centric California Honey Festival. Learn about bees and pollinators as you sip on honey beers and mixed drinks from local breweries and enjoy tasty honey creations on local restaurant menus throughout the week. It’s a chance to get the community educated about honeybees and the issues they face in our world today. For more info visit: californiahoneyfestival.com
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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This traditional event brings the county to the city. A family friendly event with farm animals, carnival, food, shopping, and lots of free stuff for the family. The Sacramento County Fair is the Memorial Day destination for affordable fun! For more info visit: sacfair.com
Placer County Fair will bring families back to a fun place unlike any other with carnival games and rides, tasty and unique foods, and entertainment for all ages. For more info visit: placercountyfair.org
Also called the Fourth of July, Independence Day is a national holiday that celebrates America’s declared independence from Great Britain on July 4, 1776. American cities across the country celebrate by hosting festivals, parades,
and, most importantly, fireworks shows. Schools are closed and most people have the day off. Many people schedule picnics and other get-togethers on this day. For more info visit: https://bit.ly/3lnOPRW
The 17-day fair is a robust celebration of the State of California, its industries, agriculture and diversity of its people. This year’s California State Fair is all about the blue ribbon and celebrating everything that makes California “The Best!” For more info visit: calexpostatefair.com
Birding enthusiasts, carvers and artists gather for Sacramento’s PFDA Wildfowl Art Festival. The event highlights traditional wildlife artwork with exhibits, fine art, antiques, carvings and contests. For more info visit: pacificflyway.org
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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AUG
This one-day family fun event will kick off at downtown Rio Vista. We expect this year’s festival to, once again, be even more fun than the year before. Ribs grill all day over outdoor heat and are judged by a panel of experts, and much, much more! For more info visit: hogaugustbites.com
Aloha! The Sacramento Aloha Festival brings the paradise of the Pacific Islands to California’s state capital at this all day luau. Cultural exhibits, native Hawaiian cuisine and beverages, educational workshops, Pacific Island inspired music and community speakers all add to the rich texture of the day’s proceedings. Lei’s optional. Mahalo. For more info visit: sacalohafest.org
The California Brewers Festival connects the makers and distributors of quality brews with their appreciative and thirsty fans. Food trucks come to the festival to pair delicious meals and snacks with fine craft beers, ciders and wines. Entertainment includes varied live musical performances for a lively and fun atmosphere. Proceeds from the festival benefit local non-profits and charitable organizations. For more info visit: calbrewfest.com
The Aftershock Festival is a hard rock and heavy metal festival in Sacramento, California, started in 2012. For more info visit: aftershockfestival.com
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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Every year, revelers come to the Turn Verein to eat, drink, and dance like a tried-and-true German. It’s like a piece of Munich, right in Sacramento! For more info visit: sacramentoturnverein.com
This beloved event, family-owned and operated for more than five decades, brings together artisans, makers, and small business owners for a vibrant showcase of craftsmanship and creativity. Guests can explore an incredible variety of handcrafted and carefully curated goods, including photography, fine jewelry, blown glass, wood art, metalwork, specialty foods, and vintage treasures. With one ticket valid all weekend, visitors are free to browse, shop, and return each day to discover new favorites.For more info visit: winecountry.com
Join us at the Jingle Bell RunSacramento in December for a great race. The Jingle Bell RunSacramento works hard to deliver you a memorable race experience. We would love to hear from you, so consider writing us a review. For more info visit: raceentry.com


DATE
* Schedule subject to change
MAY 24 - SUN 12:00 PM First Round
MAY 24 - SUN 8:15 PM First Round
MAY 25 - MON 12:00 PM First Round
MAY 25 - MON 8:15 PM First Round
MAY 26 - TUE 12:00 PM First Round
MAY 26 - TUE 8:15 PM First Round
MAY 27 - WED 12:00 PM Second Round
MAY 27 - WED 8:15 PM Second Round
MAY 28 - THU 10:00 AM Second Round
MAY 28 - THU 8:15 PM Second Round
MAY 29 - FRI 12:00 PM Third Round
MAY 29 - FRI 8:15 PM Third Round
MAY 30 - SAT 12:00 PM Third Round
MAY 30 - SAT 8:15 PM Third Round
MAY 31 - SUN 12:00 PM Fourth Round
MAY 31 - SUN 8:15 PM Fourth Round
JUNE 1 - MON 12:00 PM Fourth Round
JUNE 1 - MON 8:15 PM Fourth Round
JUNE 2 - TUE 12:00 PM Quarterfinals
JUNE 2 - TUE 8:15 PM Quarterfinals
JUNE 3 - WED 12:00 PM Quarterfinals
JUNE 3 - WED 8:15 PM Quarterfinals
JUNE 4 - THUR 2:30 PM Ladies Semifinals
JUNE 5 - FRI 2:30 PM Mens Semifinals
JUNE 5 - FRI 8:15 PM Mens Semifinals
JUNE 6 - SAT 3:00 PM Ladies Singles Final, Mens Double Final
JUNE 7 - SUN 3:00 PM Mens Singles Final, Ladies Doubles Final



DATE
* Schedule subject to change
JUNE 29 - MON 11:00 AM Men's & Ladies' 1st Round
JUNE 30 - TUE 11:00 AM Men's & Ladies' 1st Round
JULY 1 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 2 - THU 11:00 AM Men's & Ladies' 2rd Round
JULY 3 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 4 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 6 - MON 11:00 AM Men's & Ladies’ 4th Round
JULY 7- TUE 11:00 AM Ladies' and Gentlemen's Quarterfinals
JULY 8 - WED 11:00 AM Ladies’ and Gentlemen’s Quarterfinals
JULY 9 - THU 11:00 AM Ladies’ Semifinals
JULY 9 - THU 11:00 AM Gentlemen’s Semifinals
JULY 10 - FRI 11:00 AM Ladies’ Singles Final & Men’s Doubles and Mixed Doubles
JULY 11 - SAT 11:00 AM Gentlemen’s Singles Final & Ladies’ Doubles


If you happen to be driving through Florida, there are several interesting and historic towns worth visiting. St. Augustine, the oldest town in America, is located on the northeast coast of the state, just south of Jacksonville. Then head south to enjoy the Lake Wales Ridge, which includes the towns of Sebring, Lake Placid and Avon.
First settled in 1565 by the Spanish and predating both Jamestown and Plymouth Rock, St Augustine was first seen by Admiral Pedro Menendez de Aviles. Visit Castillo de San Marcos, a 17th century Spanish stone fortress, and the cobblestoned historic downtown that includes over 30 historic houses. Remember, this is the city known for the Fountain of Youth, so be sure to see the Fountain of Youth Archaeological Park where
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visitors can drink from the spring. Next, head south to Lake Wales, which has an ‘old Florida” vibe and is one of the most scenic areas in the state. Known for its cypress trees, citrus groves and abundance of freshwater lakes, Lake Wales can’t be missed! Enjoy the history of these towns and don’t miss Highlands State Park for hiking, biking, birding and a variety of rare and native plants.
Sebring has undergone a major restoration of its historic downtown. There is a lot to see and do, particularly if you are a history buff. Sebring was founded in 1912 by Ohio pottery manufacturer George E. Sebring and is now designated as a 1920’s Historic District on the National Register of Historic Places. Known as “The City on the Circle” because of its design
which is based on the ancient Egyptian city of Heliopolis. With a circular park, all roads radiate from there which makes Sebring very distinctive.
Lake Placid was founded in 1927 and has two nicknames: the “Town of Murals” and “The Caladium Capital of the World”. It is known for its art scene with over 50 murals throughout the town, it is a sight to behold. Some of the murals are as large as 175 feet
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wide and 30 feet tall and depict the town’s history including the town’s Native American heritage. There is also the Historical Society Depot Museum located in the original railroad depot. And don’t miss the interesting boutiques and restaurants in the downtown area.
Avon Park is known as the “City of Charm” because of its historic downtown and small town feel. It was founded in 1886 and is the oldest town in the region, It was named after Stratford-upon-Avon, England. Visit the Avon Park Depot Museum and the Museum of Florida Arts and Culture. Babe Ruth and Clark Gable stayed at the historic Hotel Jacarinda downtown.




In 2026, there will be a focus on fitness and AI will be a part of this trend. It will revolutionize the industry through personalization, instant feedback and data tracking. The fitness trend has shifted from short-term goals to long-term lifestyle concerns. People are focused on the number of years lived in good health, not just lifespan. There is an emphasis on fundamentals like strength training, consistent sleep, stress reduction and a nutrient rich diet as well as preventative health care.
Technology plays a part in this shift toward mind and body fitness as real time data becomes available. Wearable technology, artificial intelligence and advanced
analytics give individuals a unique understanding of their body.
Wearables like Apple Watches, WHOOP, and Oura Rings increase our knowledge of how our bodies are functioning. Not only do wearables count steps and steadiness, but they are also capable of tracking sleep quality and recovery, heart rate variations, skin temperature and other variables. With all this information, personalized programs can be developed that incorporate diet, exercise and recovery.
The American College of Sports Medicine ranked wearable technology as the #1 fitness trend because of its ability to integrate
nutrition, sleep, mental health, and physical performance. AI can analyze all the data and recognize patterns. Imagine being informed that your recovery is lagging or your walking isn’t steady. Then it tells you how to correct through exercise or adjustments to sleep routines, nutrition or stress management strategies.
There is also a new emphasis on recovery from a workout. It is now considered a critical component of any fitness program as it enhances performance, longevity and overall
wellness. Gyms today often offer meditation corners, hyperbaric chambers, red light therapy, cold plunge pools, and cryotherapy stations. Additionally, there are somatic healing offerings. These include yoga, Pilates, tai chi, and dance - all of which focus on the mind body connection.
The latest trends in fitness are holistic and recognize that mental and emotional health are inseparable from physical performance.




