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SUSTAINABLE INVESTMENT STRATEGIES

Have you ever thought about or heard about sustainable investing?

If not, here is some information about what it means and how one can approach it. First, sustainable investing refers to socially responsible investing (SRI) as well as environmental, social and governance data investment (ESG).

A sustainable investment strategy considers environmental, social and corporate governance criteria to generate long-term competitive financial returns as well as a positive social impact.

There are two ways to look at these investment strategies. Do you want to eliminate from your portfolio certain industries because of what they do (SRI) or are you more interested in investing in

companies that do good which is called (ESG)?

SRI, or Impact Investing, generally refers to making investments based on one’s values - avoiding companies that don’t fit your morals. Some companies that are often excluded are those that make their profits from tobacco, fossil fuel, firearms, and alcohol but at the end of the day, you are the judge.

ESG investing is focused on how the company operates. Does the company have a positive or negative impact on climate change, what is the company culture, and what is the corporate structure in relation to its stakeholders?

To accomplish your goals, consider an asset manager’s history and whether they have dedicated the

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necessary resources to provide ongoing research and analysis.

To maintain returns while investing sustainably, seek out a fund that is benchmarked to a broad-based index. This shows the manager’s goal is to provide market-like or better than market returns.

Research has shown that companies that best manage their environmental and social impact and follow good governance practices (ESG) are more profitable in the medium and long term. The growth in sustainable investment opportunities has been substantial as individuals choose to find investments that align with their goals.

The Global Sustainable Investment Alliance reports a 34 per cent increase in these investments over the last two years.

HOME LIBRARY

HAVE YOU EVER THOUGHT OF CREATING A LIBRARY IN YOUR HOME?

Home libraries are a dedicated space to relax and enjoy reading time. If you love books and have a lot of them, it is a great way to

enjoy your collection. It is also a personal statement about what you’re interested in; books and mementos can serve as a history

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of your life.

It is wonderful if you have a room that can be designated as the library but that really isn’t necessary. What’s most important is to create a cozy space for your collection. A library can be created in many different spaces since a room can be multi-functional. Sometimes there is space under a staircase or in a quiet nook, maybe a wall in the dining room or the hall. A fireplace can often be surrounded by bookshelves to create a library. Even a bedroom can be an interesting place to create your library; it could even be used as a wall unit above your headboard. All it takes is a little imagination.

Your personal library isn’t necessarily just for books. It is a place to show off collections, photos, albums, plants and even art. It can all be incorporated in the design. It is really about your own interests, which is what makes it personal.

You might want to include a desk in your library wall or a hidden space to hide games and other important knick-knacks.

Keep in mind that a library should feel like a cozy retreat for reading. Depending on the space, consider

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the color palette. Deep rich colors are relaxing in a library, but it all depends on the library’s location and the design of your home. Wood paneled libraries are traditional but there are many ways to create a relaxing space, depending on your own individual aesthetic. If you have a window with surrounding bookshelves, a window seat makes the perfect addition. Add a comfortable oversized chair if you have space.

Don’t forget to consider lighting, which depends on the size and location of your library. Use picture lights mounted at the top of the shelves to illuminate books and add a dramatic effect. For a traditional look, use wall sconces.

For actual reading, recessed lighting is appropriate as it can be dimmed by preference. Table lamps are always appropriate as are floor lamps depending on the location and available space in your own library.

Whether your home is large or small, there is always a space for a personal library.

2026 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

Sony Open in Hawaii

JAN 15 - 18

JAN 22 -25

JAN 29 - FEB 1

FEB 5 - 8

FEB 12 - 15

FEB 19 - 22

FEB 26 - MAR 1

MARCH 5 - 8

MARCH 5 - 8

MARCH 12 - 15

MARCH 19 - 22

MARCH 26 - 29

Waialae Country Club

Honolulu, HI • USA

The American Express

Pete Dye Stadium Course

La Quinta, CA • USA

Farmers Insurance Open

Torrey Pines Golf Course (South Course)

San Diego, CA • USA

WM Phoenix Open

TPC Scottsdale (Stadium Course)

Scottsdale, AZ • USA

AT&T Pebble Beach Pro-Ann

Pebble Beach Golf Links

Pebble Beach, CA • USA

The Genesis Invitational

The Riviera Country Club

Pacific Palisades, CA • USA

Cognizant Classic

PGA National Resort (The Champion Course)

Palm Beach Gardens, FL • USA

Arnold Palmer Invitational

Arnold Palmer’s Bau Hill Club & Lodge

Orlando, FL • USA

Puerto Rico Open

Grand Reserve Golf Club

Rio Grande, Puerto Rico

THE PLAYERS Championship

TPC Sawgrass (THE PLAYERS Stadium Course)

Ponte Vedra Beach, FL • USA

Valspar Championship

Innisbrook Resort (Copperhead Course)

Palm Harbor, FL • USA

Texas Children’s Houston Open

Memorial Park Golf Course

Houston, TX • USA

+ Signature Event

# Not PGA TOUR Co-sponsored

^ Co-sanctioned with DP World Tour

* Schedule subject to change

PREVIOUS WINNER

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

2026 PGA TOURNAMENT SCHEDULE

DATES TOURNAMENT

Valero Texas Open

APRIL 2 - 5

APRIL 9 - 12

APRIL 16 - 19

APRIL 23 - 26

APRIL 30 - MAY 3

MAY 7 - 10

MAY 7 - 10

MAY 14 - 17

MAY 21 - 24

MAY 28 - 31

TPC San Antonio (Oaks Course)

San Antonio, TX • USA

Masters Tournament

Augusta National Golf Club

Augusta, GA • USA

RBC Heritage

Harbour Town Golf Links

Hilton Head Island, SC • USA

Zurich Classic of New Orleans

TPC Louisiana

Avondale, LA • USA

Miami Championship

Trump National Doral (Blue Monster)

Miami, FL • USA

Truist Championship

Quail Hollow Club

Charlotte, NC • USA

ONEflight Myrtle Beach Classis

Dunes Golf and Beach Club

Myrtle Beach, SC • USA

PGA Championship

Aronimink Golf Club

Newton Square, PA • USA

THE CJ CUP Byron Nelson

TPC Craig Ranch

McKinney, TX • USA

Charles Schwab Challenge

Colonial Country Club

Fort Worth, TX • USA

+ Signature Event

# Not PGA TOUR Co-sponsored

^ Co-sanctioned with DP World Tour

* Schedule subject to change

PREVIOUS WINNER

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

CBS, NBC, GOLF, ESPN+, SXM

2026 LPGA TOURNAMENT SCHEDULE

2026 LPGA TOURNAMENT

2026 LPGA

LOCAL EVENTS GUIDE

SACRAMENTO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

JANUARY

JAN 9 - 18 |

DINE DOWNTOWN

Sacramento’s favorite culinary celebration is back this January. Now more than ever, the restaurants that established this as America’s Farm to Fork Capital need our support and there’s no better way than filling our plates with Dine Downtown’s infamous 3-course prix fixe menus. So bring a friend and see all Sacramento has to offer with culinary delights! For more info visit: https://bit.ly/3oX08QV

JAN 31 | FILM FESTIVAL

The SHFF screens more films over fewer days than any other horror film festival thus providing a greater chance for exposure for the horror filmmaker. We have a profound dedication to the horror genre. The festival screens all things horror including features, shorts, documentaries, music videos, trailers, and animations. For more info visit: sachorrorfilmfest.com

FEBRUARY

FEB 14 - 15 | WINE & CHOCOLATE

WEEKEND

The annual Lodi Wine & Chocolate Weekend in Lodi, California, is an indulgent celebration of fine chocolates and artisan wines the weekend before Valentine’s Day. The two-day affair features over 40 of the region’s wineries perfectly pairing their varieties with decadent offerings from local chocolatiers. For more info visit: lodiwineandchocolate.com

MARCH

MARCH 4 - 8 | BOAT SHOW

The Sacramento Boat Show is the largest Power Boat Show in Northern California. The show features more wakeboard boats, fishing boats, family runabouts and pontoon boats than any other event in Northern California. Exhibits range from boats 8 to 35 feet, and scores of accessories to enhance the thrill of the water sport and fishing lifestyle. For more info visit: sacramentoboatshow.com

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LOCAL EVENTS GUIDE SACRAMENTO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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MARCH 7| BEER FEST

Expect the same high-quality event you’ve come to know and love that includes hours of some of the nation’s best brewers, a great variety of food trucks, and live music. The generosity of brewers, attendees, and partners make this event possible! For more info visit: capitolbeerfest.com

APRIL

APRIL 19 | BOOK FESTIVAL

Join us for the Sacramento Book Festival! This family-friendly literary event, for all ages, features 200 local authors, a dedicated kids’ room with activities, and panels with many well-known authors. The book festival is bigger and better than last year. The new venue is 5x larger, with almost everything indoors and A/C, and over 500 on-site parking spaces. For more info visit: sacramentobookfestival.com

APRIL 27 | SPRING FESTIVAL

Spring celebrations, festivals, and traditions have been found across various cultures throughout time. Though Sacramento was only recently dubbed the “City of Festivals”, spring celebrations in the region date back to the Gold Rush, including the 1885 “Grand Festival of Flowers” which honored philanthropist and art museum founder Margaret Crocker. For more info visit: sachistorymuseum.org

MAY

MAY 16 - 17 | HONEY FESTIVAL

Save the bees! Historic Downtown Woodland is abuzz during the bee-centric California Honey Festival. Learn about bees and pollinators as you sip on honey beers and mixed drinks from local breweries and enjoy tasty honey creations on local restaurant menus throughout the week. It’s a chance to get the community educated about honeybees and the issues they face in our world today. For more info visit: californiahoneyfestival.com

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LOCAL EVENTS GUIDE SACRAMENTO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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MAY 21 - 25 | COUNTY FAIR

This traditional event brings the county to the city. A family friendly event with farm animals, carnival, food, shopping, and lots of free stuff for the family. The Sacramento County Fair is the Memorial Day destination for affordable fun! For more info visit: sacfair.com

JUNE

JUNE 25 - 28 | COUNTY FAIR

Placer County Fair will bring families back to a fun place unlike any other with carnival games and rides, tasty and unique foods, and entertainment for all ages. For more info visit: placercountyfair.org

JULY

JULY 4 | INDEPENDENCE DAY

Also called the Fourth of July, Independence Day is a national holiday that celebrates America’s declared independence from Great Britain on July 4, 1776. American cities across the country celebrate by hosting festivals, parades,

and, most importantly, fireworks shows. Schools are closed and most people have the day off. Many people schedule picnics and other get-togethers on this day. For more info visit: https://bit.ly/3lnOPRW

JULY 17 - 30 | STATE FAIR

The 17-day fair is a robust celebration of the State of California, its industries, agriculture and diversity of its people. This year’s California State Fair is all about the blue ribbon and celebrating everything that makes California “The Best!” For more info visit: calexpostatefair.com

JULY 11 - 12 | ART FESTIVAL

Birding enthusiasts, carvers and artists gather for Sacramento’s PFDA Wildfowl Art Festival. The event highlights traditional wildlife artwork with exhibits, fine art, antiques, carvings and contests. For more info visit: pacificflyway.org

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LOCAL EVENTS GUIDE SACRAMENTO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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AUGUST

AUG

22 | CHILLI COOK OFF

This one-day family fun event will kick off at downtown Rio Vista. We expect this year’s festival to, once again, be even more fun than the year before. Ribs grill all day over outdoor heat and are judged by a panel of experts, and much, much more! For more info visit: hogaugustbites.com

SEPTEMBER

SEPT TBA | ALOHA FESTIVAL

Aloha! The Sacramento Aloha Festival brings the paradise of the Pacific Islands to California’s state capital at this all day luau. Cultural exhibits, native Hawaiian cuisine and beverages, educational workshops, Pacific Island inspired music and community speakers all add to the rich texture of the day’s proceedings. Lei’s optional. Mahalo. For more info visit: sacalohafest.org

SEPT 12 | BREWERS FESTIVAL

The California Brewers Festival connects the makers and distributors of quality brews with their appreciative and thirsty fans. Food trucks come to the festival to pair delicious meals and snacks with fine craft beers, ciders and wines. Entertainment includes varied live musical performances for a lively and fun atmosphere. Proceeds from the festival benefit local non-profits and charitable organizations. For more info visit: calbrewfest.com

OCTOBER

OCT 1 - 4 | AFTERSHOCK FEST

The Aftershock Festival is a hard rock and heavy metal festival in Sacramento, California, started in 2012. For more info visit: aftershockfestival.com

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LOCAL EVENTS GUIDE SACRAMENTO

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS ARE UNCERTAIN. DUE TO THE CURRENT SITUATIONS, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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OCT 9 | OKTOBERFEST

Every year, revelers come to the Turn Verein to eat, drink, and dance like a tried-and-true German. It’s like a piece of Munich, right in Sacramento! For more info visit: sacramentoturnverein.com

NOVEMBER

NOV TBA | HARVEST FESTIVAL

This beloved event, family-owned and operated for more than five decades, brings together artisans, makers, and small business owners for a vibrant showcase of craftsmanship and creativity. Guests can explore an incredible variety of handcrafted and carefully curated goods, including photography, fine jewelry, blown glass, wood art, metalwork, specialty foods, and vintage treasures. With one ticket valid all weekend, visitors are free to browse, shop, and return each day to discover new favorites.For more info visit: winecountry.com

DECEMBER

DEC 9 | JINGLE BELL RUN

Join us at the Jingle Bell RunSacramento in December for a great race. The Jingle Bell RunSacramento works hard to deliver you a memorable race experience. We would love to hear from you, so consider writing us a review. For more info visit: raceentry.com

2026 GRAND SLAM TOURNAMENT SCHEDULE

DATE

2026 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

MAY 24 - SUN 12:00 PM First Round

MAY 24 - SUN 8:15 PM First Round

MAY 25 - MON 12:00 PM First Round

MAY 25 - MON 8:15 PM First Round

MAY 26 - TUE 12:00 PM First Round

MAY 26 - TUE 8:15 PM First Round

MAY 27 - WED 12:00 PM Second Round

MAY 27 - WED 8:15 PM Second Round

MAY 28 - THU 10:00 AM Second Round

MAY 28 - THU 8:15 PM Second Round

MAY 29 - FRI 12:00 PM Third Round

MAY 29 - FRI 8:15 PM Third Round

MAY 30 - SAT 12:00 PM Third Round

MAY 30 - SAT 8:15 PM Third Round

MAY 31 - SUN 12:00 PM Fourth Round

MAY 31 - SUN 8:15 PM Fourth Round

JUNE 1 - MON 12:00 PM Fourth Round

JUNE 1 - MON 8:15 PM Fourth Round

JUNE 2 - TUE 12:00 PM Quarterfinals

JUNE 2 - TUE 8:15 PM Quarterfinals

JUNE 3 - WED 12:00 PM Quarterfinals

JUNE 3 - WED 8:15 PM Quarterfinals

JUNE 4 - THUR 2:30 PM Ladies Semifinals

JUNE 5 - FRI 2:30 PM Mens Semifinals

JUNE 5 - FRI 8:15 PM Mens Semifinals

JUNE 6 - SAT 3:00 PM Ladies Singles Final, Mens Double Final

JUNE 7 - SUN 3:00 PM Mens Singles Final, Ladies Doubles Final

DATE

2026 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

JUNE 29 - MON 11:00 AM Men's & Ladies' 1st Round

JUNE 30 - TUE 11:00 AM Men's & Ladies' 1st Round

JULY 1 - WED 11:00 AM Men's & Ladies' 2nd Round

JULY 2 - THU 11:00 AM Men's & Ladies' 2rd Round

JULY 3 - FRI 11:00 AM Men's & Ladies' 3rd Round

JULY 4 - SAT 11:00 AM Men's & Ladies' 3rd Round

JULY 5 - SUN 11:00 AM Men's & Ladies' 4th Round

JULY 6 - MON 11:00 AM Men's & Ladies’ 4th Round

JULY 7- TUE 11:00 AM Ladies' and Gentlemen's Quarterfinals

JULY 8 - WED 11:00 AM Ladies’ and Gentlemen’s Quarterfinals

JULY 9 - THU 11:00 AM Ladies’ Semifinals

JULY 9 - THU 11:00 AM Gentlemen’s Semifinals

JULY 10 - FRI 11:00 AM Ladies’ Singles Final & Men’s Doubles and Mixed Doubles

JULY 11 - SAT 11:00 AM Gentlemen’s Singles Final & Ladies’ Doubles

2026 GRAND SLAM TOURNAMENT SCHEDULE

HISTORIC TOWNS IN

Florida

If you happen to be driving through Florida, there are several interesting and historic towns worth visiting. St. Augustine, the oldest town in America, is located on the northeast coast of the state, just south of Jacksonville. Then head south to enjoy the Lake Wales Ridge, which includes the towns of Sebring, Lake Placid and Avon.

First settled in 1565 by the Spanish and predating both Jamestown and Plymouth Rock, St Augustine was first seen by Admiral Pedro Menendez de Aviles. Visit Castillo de San Marcos, a 17th century Spanish stone fortress, and the cobblestoned historic downtown that includes over 30 historic houses. Remember, this is the city known for the Fountain of Youth, so be sure to see the Fountain of Youth Archaeological Park where

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visitors can drink from the spring. Next, head south to Lake Wales, which has an ‘old Florida” vibe and is one of the most scenic areas in the state. Known for its cypress trees, citrus groves and abundance of freshwater lakes, Lake Wales can’t be missed! Enjoy the history of these towns and don’t miss Highlands State Park for hiking, biking, birding and a variety of rare and native plants.

Sebring has undergone a major restoration of its historic downtown. There is a lot to see and do, particularly if you are a history buff. Sebring was founded in 1912 by Ohio pottery manufacturer George E. Sebring and is now designated as a 1920’s Historic District on the National Register of Historic Places. Known as “The City on the Circle” because of its design

which is based on the ancient Egyptian city of Heliopolis. With a circular park, all roads radiate from there which makes Sebring very distinctive.

Lake Placid was founded in 1927 and has two nicknames: the “Town of Murals” and “The Caladium Capital of the World”. It is known for its art scene with over 50 murals throughout the town, it is a sight to behold. Some of the murals are as large as 175 feet

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ENJOY YOUR

Travels

wide and 30 feet tall and depict the town’s history including the town’s Native American heritage. There is also the Historical Society Depot Museum located in the original railroad depot. And don’t miss the interesting boutiques and restaurants in the downtown area.

Avon Park is known as the “City of Charm” because of its historic downtown and small town feel. It was founded in 1886 and is the oldest town in the region, It was named after Stratford-upon-Avon, England. Visit the Avon Park Depot Museum and the Museum of Florida Arts and Culture. Babe Ruth and Clark Gable stayed at the historic Hotel Jacarinda downtown.

WELLNESS TRENDS FOR 2026

In 2026, there will be a focus on fitness and AI will be a part of this trend. It will revolutionize the industry through personalization, instant feedback and data tracking. The fitness trend has shifted from short-term goals to long-term lifestyle concerns. People are focused on the number of years lived in good health, not just lifespan. There is an emphasis on fundamentals like strength training, consistent sleep, stress reduction and a nutrient rich diet as well as preventative health care.

Technology plays a part in this shift toward mind and body fitness as real time data becomes available. Wearable technology, artificial intelligence and advanced

analytics give individuals a unique understanding of their body.

Wearables like Apple Watches, WHOOP, and Oura Rings increase our knowledge of how our bodies are functioning. Not only do wearables count steps and steadiness, but they are also capable of tracking sleep quality and recovery, heart rate variations, skin temperature and other variables. With all this information, personalized programs can be developed that incorporate diet, exercise and recovery.

The American College of Sports Medicine ranked wearable technology as the #1 fitness trend because of its ability to integrate

nutrition, sleep, mental health, and physical performance. AI can analyze all the data and recognize patterns. Imagine being informed that your recovery is lagging or your walking isn’t steady. Then it tells you how to correct through exercise or adjustments to sleep routines, nutrition or stress management strategies.

There is also a new emphasis on recovery from a workout. It is now considered a critical component of any fitness program as it enhances performance, longevity and overall

wellness. Gyms today often offer meditation corners, hyperbaric chambers, red light therapy, cold plunge pools, and cryotherapy stations. Additionally, there are somatic healing offerings. These include yoga, Pilates, tai chi, and dance - all of which focus on the mind body connection.

The latest trends in fitness are holistic and recognize that mental and emotional health are inseparable from physical performance.

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