B4 • Friday, February 3, 2023
thegardenisland.com
THE GARDEN ISLAND
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Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
Featured Homes
DO YOU HAVE BACKUP POWER? Severe weather is upon us, and so are outages, generators could be your answer BRANDPOINT
Kilauea
2404 Kamalii St. Open House Saturday — 9 a.m. to noon
A 3 bed/1.5 bath home in Kilauea town featuring large decks, bamboo floors, upgraded bathrooms, an enclosed garage, a photovoltaic system, and a private backyard with fruit trees. Furniture can be included in the sale. Lowest priced home on the north shore. MLS # 667895; $959,000. Call Julie Black, RB-14203 (808) 652-6174 or Kela Caspillo, RB-23365 (808) 652-6173 Kauai Dreams Realty, to see this property.
As winter weather ravages across the country, homeowners are reminded that having a backup plan for power outages is important all year long. Reliable power is critical, especially for the elderly, families with children and people working from home. Now, more than ever, an automatic home generator is the best defense against power outages — particularly extended outages — no matter where you call home. Whether it’s a hurricane, ice storm, blizzard, blackout or another weather threat, you can give your family peace of mind and security knowing you’ll have a dependable power source on-hand.
BRANDPIONT / CONTRIBUTED
essentials that facilitate safety and comfort. This is especially important during winter storms when people are less likely to leave home. Having access to heat, electricity and appliances like a stove is essential.
when power is lost. For example, a KOHLER home generator is completely automatic. The unit’s commercial-grade A standby home generator is engine fires up quickly within 10 permanently installed outside a seconds of power loss and can home, similar to a central air handle heavy demands while conditioning unit. It runs on selfoperating quietly. feeding fuels such as natural gas or Automatic power no Furthermore, the generator liquid propane. The unit turns on matter where you are provides “clean power” so you automatically when power is lost to the home or business. You do not need to be present to don’t have to worry about spikes and voltage drops that may impact The standby home generator operate your home’s standby sensitive electronics like can be a literal lifesaver, because it generator, which is great if you computers and phones. The can power critical and have to evacuate or simply are durable unit also features a rustsophisticated appliances and gone when the power fails. An resistant enclosure, which is systems in a home, including automatic transfer switch HVAC, refrigerators, lights, continuously monitors power from important for homes near salt water or in freezing temperatures. computers, medical devices and the utility and transfers the When researching generators, more. It also provides home electrical load to the generator
How does an automatic home generator work?
keep in mind they come in a variety of sizes based on your power needs in your home. Consult with a professional dealer for appropriate sizing, permitting, installation and other considerations. Learn more at KohlerGenerators.com. Kohler now offers a 26-kilowatt air-cooled generator for larger homes and electrical loads. No other generator in its class is quieter, more powerful and more durable. To help match a homeowner’s desired aesthetic, the generator is available in 10 exclusive colors, including three Mossy Oak® camouflage patterns.
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
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awaiiana currently serves nearly 60 residential and commercial associations on the Island of Kauai. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Vice President of Kauai Operations from its office at the Kukui Grove Executive Center in Lihue.
Average long-term mortgage rate falls a fourth straight week ASSOCIATED PRESS The average long-term U.S. mortgage rate declined for the fourth week in a row, a sign of relative stability that could potentially open the door for some prospective homebuyers to get back in the market. Mortgage buyer Freddie Mac reported Thursday that the average on the benchmark 30-year rate fell to 6.09 percent from 6.13 percent last week. That’s the lowest level since September. The average rate a year ago was 3.55 percent. The average long-term rate reached a two-decade high of 7.08 percent in late October and early November 2022 as the Federal Reserve continued to raise its key lending rate in a bid to cool the economy and tame inflation. At its first meeting of 2023 Wednesday, the Federal Reserve raised its benchmark lending rate 0.25 percentage points, its eighth increase in less than a year. That pushed the central bank’s key rate to a range of 4.5 percent to 4.75 percent, its highest level in 15 years. While acknowledging that some measures of inflation have eased, Fed Chair Jerome Powell appeared to suggest Wednesday that he foresees two additional quarter-point rate hikes this year. Though those rate hikes do impact borrowing rates across the board for businesses and families, rates on 30-year mortgages usually track the moves in the 10-year Treasury yield, which lenders use as a guide to pricing loans. Investors’ expectations for future inflation, global demand for U.S. Treasurys and what the Federal Reserve does with interest rates can also influence the cost of borrowing for a home.
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Sunshine Ruiz Hatto Vice President Kauai Operations
BOB WILSON SR. MANAGEMENT EXECUTIVE
KATHRYN MILLER MANAGEMENT EXECUTIVE
99% retention rate among clients Local (vs. mainland) banking All employees are in Hawaii Serving nearly 60 associations on Kauai
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
RICHARD ROBERTS MANAGEMENT EXECUTIVE
AMY CAMPBELL MANAGEMENT EXECUTIVE
WHIT VAN BLARGEN MANAGEMENT EXECUTIVE
www.hmcmgt.com
KRISTEN KURZ MANAGEMENT EXECUTIVE
HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
MIRISHAE MCDONALD MANAGEMENT EXECUTIVE
RACHELE BURNS TOGUCHI OFFICE/LEAD ADMINISTRATIVE ASSISTANT
MARISA YOUNG ADMINISTRATIVE ASSISTANT
Hawaiiana’s Kauai Properties: Alihi Lani Alii Kai at Hanalei Alii Kai II Aliomanu Estates Apopo Hale Emmalani Court Halaulani Condominium Hale Honu Halelani Village at Puhi Halemalu at Puhi Hanalei Bay Villas Hooluana Condo at Kohea Loa Hookena at Puhi Kahala at Poipu Kai Ka‘iulani of Princeville Kakela Makai Oceanview Kalaheo Pali Kai Kalihiwai Ridge Kamahana Kauai Beach Resort
Kauai Beach Resort Association Kawaihau Sports Villa K.G. Enterprises Condominium Kiahuna Plantation AOBO Kohea Loa Master Association Koloa Garden Apartments Kuhio Shores at Poipu Kukui‘ula Lae Nani Makanui Manualoha Marriott’s Kauai Resort and Beach Club AOAO Nawiliwili Estates Pali Ke Kua Paliuli Pikake Pili Mai at Poipu Plantation at Princeville Poipu Crater
Poipu Kai Association Poipu Kai Racquet Club Poipu Kai Water Reclamation Poipu Kapili Poipu Sands Princeville II Community Association Princeville II Community Association - Queen Emma Bluff Princeville Makai Ranch at Halele‘a Princeville Paniolo Princeville Sealodge I Puamana
Puhi Industrial Park Pu‘u Po‘a Regency at Poipu Kai Regency Hule‘ia Regency Villas at Poipu Kai Sandpiper Village I The Villas at Poipu Kai Villas at Puali Villas of Kamali’i Villas on the Prince Waikomo Stream Villas Wailua Bay View Waipouli Beach Resort
For more information about Hawaiiana’s services, contact Sunshine Ruiz Hatto at 792-0515 or email sunshine@hmcmgt.com.