The October 2025 edition of Texell Quarterly features the latest news in cybersecurity and tips to protect your finances. Two articles are written by our summer intern and share ways to budget for the holidays and a recent trend in scams, "job scams." We also sat down with our VP of Commercial Services to uncover the latest in Commercial Real Estate. October is the month for Medicare Open Enrollment, so we also discuss the different types of plans and talked with Mandy Bly, Licensed Health Insurance Agent with Texell Insurance, in our Meet the Team segment.