Banking & Finance Yearbook 2026 is a comprehensive annual reference that delivers a clear, system-level understanding of regulatory, policy, legal, and sectoral developments shaping India's BFSI landscape. More than a compilation of circulars, it contextualises each regulatory change within the broader framework of financial stability, governance, consumer protection, and sustainable growth. The 2026 Edition reflects a phase of consolidation and recalibration—highlighting stronger bank balance sheets, declining NPAs, deeper digitalisation, and heightened focus on climate and sustainability risks. Structured for both professional application and exam readiness, it serves as an indispensable desk reference for banking professionals, regulators, compliance teams, and academic users.