This book offers a comprehensive roadmap for statutory, concurrent, and specialised banking audits. It covers RBI Master Circulars, IRAC norms, and essential guidelines, supported by practical FAQs and illustrative examples. A step-based methodology helps auditors navigate from appointment to final reporting, complete with user-friendly checklists, templates, and action plans. Emphasis is placed on NPA identification, provisioning, agricultural/MSME advances, and Finacle 10 transaction codes for robust risk analysis. Pre-sign-off checklists further ensure compliance and enhance the overall quality of audit reports.
