Retirement Adviser is a comprehensive NISM-developed workbook that fulfils the knowledge standards mandated under the PFRDA (Retirement Adviser) Regulations 2016. It provides an end-to-end understanding of retirement planning, covering core concepts, product strategies, NPS operations, fund evaluation, compliance norms, and the complete advisory lifecycle. Blending regulatory clarity with practical workflows, forms, and real-world scenarios, it equips learners to guide subscribers accurately, ethically, and effectively. Crafted for practitioners, intermediaries, NPS professionals, and certification aspirants, this Edition reflects the latest syllabus and expert inputs, making it an essential resource for anyone involved in retirement advisory services.