2,895 SF / 3 BD / 2 BTH Custom Retreat On 2.5 AC w/Glorious Mountain & City Light Views Features High End Finishings T/O PLUS 3 Car Garage AND RV Garage!
$1,085,000 Call Terri - 480-770-9507
2,017 SF / 3 BD+Den / 2 BTH Open Design Features Gorgeous Kitchen, Stone Fireplace, Oversized Master Suite & Backyard Oasis With Inspiring Mountain Views!
$829,900 Call Sergio 602-617-3540
MOUNTAINBROOK VILLAGE!
2,446 SF / 2 BD+Den / 2 BTH INCREDIBLE Oversized Cul De Sac Style END Lot w/STUNNING Lake, Golf & Mountain Views, Ext. Length 3 Car Garage, Newer Roof & Newer HVAC! WOW!
$699,000 Dawn - 480-250-7556
APACHE JUNCTION!
3,120 SF / 7 BD / 4 BTH Unique 2.5 Acre Compound Features 3 Single Family Homes! Income Potential Or An Amazing Retreat For Family & Friends!
$935,000 Call Lisa - 480-437-4379
1,866 SF / 3 BD / 2 BTH Gorgeous Gold Canyon East Location Features Glorious Mountain Views, Sparkling Pool, Renovated Kitchen & LOADS Of Privacy!
Published monthly by Mansur Design Company LLC. Contact editor@mansurdesign.com for any questions.
Article & Photo Submissions Welcome & Encouraged!
Please limit stories to approximately 400 words, and Calendar events to 100 words. You may submit Articles and Events to editor@mansurdesign.com or at the upload form on SuperstitionLiving.com
We are primarily interested in stories directly related to our circulation area. We will run these stories and photos based on space available each month. No guarantee of publication is made.
This is not a platform for complaints or political agenda.
Opinions expressed in editorial or advertisements do not necessarily represent the view or opinion of Mansur Design Co.
No liability is accepted for errors or omissions in editorial or advertising copy. We make every effort to ensure the accuracy of the publication but are not immune from mistakes.
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Deadlines
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Mailing ADDRESS: Mansur Design Company LLC. PO Box 2909, Apache Junction, AZ 85178
LOCALEVENTS
COMMUNITY CALENDAR
Submissions are due 10th of the month prior editor@mansurdesign.com
Thursday, Sept 4th, from 6-8pm — Paints & Pints! AJ Parks and Rec is teaming up with Cat Wagon Tap and Bottle for Paints & Pints! Each month will have a different theme for its painting, so no two months are the same! Paints & Pints will begin at 6pm, and it should take about two hours to finish. Registration is $40 and open to anyone 16 years or older. Registration covers all painting supplies and a free drink (pint, wine, soda)! Paints & Pints will be held at Cat Wagon Tap and Bottle, located at 2430 W. Apache Trail #4 in Apache Junction. Space is limited, so make sure to register online at https://www.apachejunctionaz.gov/111/ParksRecreation
Friday, September 5th, from 7pm AJ Mounted Rangers Application Invitation | Join us at the Multi-Generational Center in Apache Junction for our First meeting of the season at 1035 North Idaho Road, Apache Junction. More information on page 15
Saturday, September 6th The AJ Parks & Rec Spring Concerts in the Park will feature “The Crab People” playing a medley of 90’s grunge music from the likes of Pearl Jam and more! The Crab People will be taking the stage from 6:30pm-8pm at Flatiron Park, located at 100 N Apache Trail in Apache Junction! All Concerts are Free Admission brought to you by AJPR & Sonlite Productions. Saturday, Oct 4th — Pinal County's 150th Birthday Bash3pm - 9pm | On February 1, 2025, we recognized and honored Pinal County, turning 150 years old. The County is thrilled to be 150 years strong, and we want to continue celebrating by hosting an exciting event with free admission, filled with vibrant music, delicious food, and a variety of entertainment options for all ages this fall. There will be an impressive lineup of talented musicians who will perform throughout the event, ensuring that there
CONTINUED ON PAGE 7
Events Continue at Boyce Thompson Arboretum, Check the complete event pages on their website at www.btarboretum.org/event or contact the Visitor's Center at 520-689-2723. You may also Email: info@btarboretum. org.
Exciting Activities year round at the Superstition Mountain Museum, Call 480 983-4888 or visit www.superstitionmountainmuseum.org for schedule of classes and events.
Visit Lost Dutchman State Park, Check the website www.azstateparks.com/lost-dutchman/ for a schedule of events and activities. Call 480-982-4485
ADOBE’s new 25-26 year is about to begin, and we are pleased to announce that our October 16, 2025, Community Meeting will open with a special presentation from the Superstition Fire & Medical District regarding their upcoming bond initiative. The meeting is being held at the Gold Canyon Best Western Hotel, with social time starting at 6 pm and the meeting at 7 pm. This important matter will be brought to a citizen vote in November 2025, and we believe it is essential to provide the District with an opportunity to present its case. This enables residents to evaluate all facets of the proposal before casting their vote. As noted in the June 2025 edition of Superstition Living, the ADOBE Board of Directors has formally endorsed a YES vote on the bond measure. While ADOBE remains apolitical, and how you vote is, as always, entirely your decision, we do maintain the right and responsibility to speak out on matters that directly affect the quality of life in Gold Canyon and the wellbeing of our environment.
The ADOBE Board strongly believes that the level of emergency services available to our community has a profound impact on our collective quality of life. For the District to continue providing optimal emergency response, it must be equipped with the necessary tools and resources.
That said, it is ultimately the citizens’ choice, as it should be in any democracy that values informed decision-making and civic participation. ADOBE continues its engagement with AZ DOT and Pinal County regarding transportation matters, particularly the proposed turn lanes at RT-60 and Superstition Mountain Drive
and Mountainbrook Drive. With the construction of the Maverik gas station nearing completion, we anticipate that transportation patterns at that location will soon stabilize, providing us with a clearer picture of long-term needs. For now, it’s a wait-and-see scenario, but rest assured, the die has been cast, and we remain vigilant.
As a related initiative, ADOBE has reached out on several occasions to Maverik, including contact with their operations manager, to discuss running electricity to the Gold Canyon monument to install lighting (with ADOBE assuming the monthly electricity cost via a special meter). We also hope to install three flagpoles to display the national, state, and Gold Canyon flags proudly. Despite our efforts, Maverik has not responded. This is disappointing, particularly given their public commitment to “building strong family communities”, a value that aligns perfectly with the spirit of this project. We remain hopeful they will have a change of heart, and we continue to advocate respectfully for their support.
is something for everyone to enjoy. In addition, we will feature a diverse selection of food vendors offering an array of culinary delights to satisfy any craving. To help you plan your visit, be sure to check out our detailed lineup and more at https://www.pinal. gov. Event is hosted at Multipurpose Field |174 W 1st St Florence, AZ 85132
Artists of the Superstitions 2025-2026 schedule of Fine Art Shows | Olive Mill Art Show – October 25, 2025 | Fall Studio Tour – November 7 – 9, 2025 | Gold Canyon Golf Resort – November 29, 2025 | Mountain View Lutheran Church – December 13, 2025 | Olive Mill Spring Art Show – February 21, 2026 | Spring Fling Art Show – March 20, 2026 | More Information on artistsofthesuperstitions.com
SEPTEMBER EVENTS AT AJ PUBLIC LIBRARY
1177 N Idaho Rd, Apache Junction, http://www.ajpl.org/
Tuesday, September 2, 9, 16, 23, 30, 9 a.m.-noon. — AZ@ Work Job Search Help | AZ@Work will be at the library to support patrons with their job search. From resumes to applications to cover letters.
Wednesday, September 3, 3-5 p.m. — Cricut Drop-In | Stop by to learn about the Library’s Cricut machine, talk about your ideas, or get help with any issues. Drop in anytime between 3-5 on the first Wednesday of every month.
Thursday, September 4, 5 – 7p.m. — Diamond Art Magnets | Learn how diamond painting works and make a cute succulent magnet! All supplies provided. Adults & teens 13+ welcome. Registration Required
Monday,September 8,15,22,29,9a.m.-1p.m.—OpenArtGroup | For adults that want a place to paint or create for a couple of hours! Be sure to bring your own supplies!
Monday, September 8, 22, 4:30 – 7:30 p.m. — Chess Club | Puzzles, Lessons, and Open Play for all ages and skill levels, with a member of US Team Chess League!
Wednesday, September 10, 4 p.m. — Seed Up Meet Up | Help us fill our seed packets for the seed library, hear from Superstition Master Gardeners, ask questions about your home garden, & learn about Earth Heart Park and Community Garden! Topic: Time To Plant Brassicas
Thursday, September 11, 10 a.m. — Breathe Again: Learning to Live After Loss | Are you grieving a loss? Would you like a safe place to discuss your grief? A chance to meet new people and be with others who understand? Join us for a monthly bereavement group hosted by Barbara King, R.N., Executive Director of Supportive Hands Hospice. Free and open to adults.
Thursday, September 11, 16, 5 p.m. — Seminar on Taxes in Retirement | Join us for an educational seminar on taxes in retirement. The seminar, presented by Ensign Wealth Management, will cover topics such as how social security is taxed,
We Understand Commitment
We Understand Commitment
At Edward Jones, we deliver candid guidance and personalized investment strategies to help you plan for and realize the possibilities of your future – for you, your family and generations to follow.
At Edward Jones, we deliver candid guidance and personalized investment strategies to help you plan for and realize the possibilities of your future – for you, your family and generations to follow.
Matthew Fliss, CFP®
Matthew Fliss, CFP®
Financial Advisor
Financial Advisor
5301 S Superstition Mtn Dr
5301 S Superstition Mtn Dr Suite A110
AZ 85118
the standard deduction in retirement, the taxation of investment income, upcoming changes to tax law, and more.
Thursday, September 11, 5-7 p.m.
Adult Board Game Night: You Be the Judge! | Meet new friends, learn new games, and have fun at our Adult Board Game Night! This month you get to be the judge with games like Ransom Notes and Apples to Apples. 18+ only; no registration required.
Saturday, September 13, 3:30 p.m.
— Grounding & Integration: Reiki for Balance | This is the fourth of a monthly series offered by Reiki Master Teacher and author Lori Medina. As seasons shift, we root down. This circle supports grounding and integrating growth. Reiki group healing will focus on the root chakra and energetic harmony.
Monday, September 15, 1:30 – 4 p.m. — Let’s Quilt | Let’s Quilt! provides a place for adults to quilt for a couple hours. Learn more about quilting or share your current project. Be sure to bring your own supplies and enjoy the company of other quilt enthusiasts!
Monday, September 15, 5-7 p.m. — Murder Mystery: Murder at Disco 54 | Doctor Disco was found dead in the VIP Lounge at his club Disco 54, and you’re a suspect! Can you prove your innocence before time runs out? Take on the persona of one of our suspects and find out if you’re the murderer! Ages 18+ only. Note: Only register if you plan to take a speaking part. If you’d like to watch the mystery unfold, there is no need to register.
Tuesday, September 16, 6-7 p.m. — No-Wrong-Way Photography Club | Join us monthly at The No-Wrong-Way Photography Club to share tips, critique each other’s work, and get inspired. This group is open to photographers of all skill levels. The objective of individual members is to cultivate a personal style and enhance the quality of their photographs to an artistic level. The theme for the following month will also be discussed. Digital photos can be submitted
to photoclub@apachejunctionaz.gov.
Wednesday, September 17, 3:00 p.m. Biblio Bites – Cranberry Cardamom Muffins | Brighten up September mornings with Cranberry Cardamom Muffins! Create a buttermilk batter with tart cranberries and aromatic cardamom, then take your batter home to enjoy a freshly baked muffin. All supplies provided. Registration required and limited to 20 participants. Go to our website or call the library at 480-4748555 to save your spot. For Ages 13+.
Thursday, September 18, 5-7 p.m. — Crafts For Pollinators | Help support our pollinating birds & insects with a pollinator waterer and hummingbird feeder. These are easy to make with upcycled items you might have around your house, but we’ll provide all the supplies thanks to the Friends of the Library! Teens & adults welcome.Registration Required
Thursday, September 18, 6:30 p.m. — Books & Brews Genre: Books to Movies | Rejoice! Books & Brews is continuing throughout the Spring season! Join us at the Handlebar Pub & Grill in Apache Junction. Bring a book that fits the monthly genre or any you’ve enjoyed lately. Delight in discussion and libations on the pub’s patio, plus 10% off your bill!
Saturday, September 20, 3:30 –4:30 p.m. — Peaceful Pages | Drop in during Peaceful Pages to journal, draw, scrapbook, color, make a bookmark, or anything else you’d like to work on. Feel free to use our supplies or bring your own. Ages 8 to adult.
Thursday, September 25, 5:30 p.m. — Dungeons & Dragons Players new and experienced can come play this fun 1 shot game!
Tuesday, September 16, 1:30-2:30 p.m.
Tuesday, September 16, 1:30-2:30 p.m. — Dying for a Mystery Book Club | You Shouldn’t Be Here by Lauren Thoman
The WaiTing Room
By Marcia Nelson
Coming through the door, you check in and find a seat, one where you can hopefully wait silently in retreat.
No one wants to be here in this purgatory room, waiting for answers that lie somewhere ‘tween grace and doom.
Too much time to wonder, so take time to study the faces of those other anxious guests in this worrisome of places.
Some are reading books, but most are on their phone, searching for diversions that are meant for them alone.
Eventually the door opens and the aide calls your name. I find it somewhat humorous and it always is the same.
They smilingly ask this question, “So how are you today?” Now Isn’t that why I came, to hear what the doctor will say?
GOLD CANYON GARDEN CLUB: 2025-2026 YEAR KICKOFF
We are excited to kick off the Gold Canyon Garden Club’s 2025-2026 year with new opportunities to learn, grow, and connect with fellow garden enthusiasts. This year, we’re making a change to our meeting schedule—our monthly meetings will now take place on the first Tuesday of each month at the Gold Canyon United Methodist Church Mission Center, located at 8330 E. Sunrise Sky Drive, Gold Canyon, AZ
Here’s a look at what we have in store:
September 2, 2025 – Welcome Back Potluck | Join us for our Welcome Back Potluck to kick off the new season! This event will be hosted at a member’s home—please contact us at goldcanyongarden@gmail.com for more information. After sharing a meal and reconnecting, we’ll hear from Luke Ulrich as he presents on “Easy Shade Structures.” Luke will guide us through practical and creative ways to add shade to our gardens and outdoor spaces. Following the presentation, one of our club members will lead a discussion to share insights and ideas.
October 7, 2025 – “Wildlife Urban Interface” | Our October meeting will feature Donald Pike from Friends of Tonto National Forest. Donald will present on “Wildlife Urban Interface: What’s Happening in Our Backyard?” He’ll discuss the challenges of managing wildlife in urban areas and share
his experiences with local threats, as well as how individuals can get involved to help. The meeting will take place at the Mission Center starting at 9:30 AM.
November 14, 2025 – Blue Star Memorial Dedication | November 14 is a special day for the Gold Canyon Garden Club as we dedicate a Blue Star Memorial at Silly Mountain Park. This dedication honors all who have served or are currently serving in the U.S. Armed Forces. The ceremony will begin at 10:00 AM and will feature a color guard from the American Legion, a guest speaker, music, and refreshments. We are deeply honored to bring this tribute to our community. Stay tuned for more details in next month’s newsletter.
The Butterfly Garden at Dinosaur Park | Don’t forget to visit the Butterfly Garden at Dinosaur Park (5622 E. Alameda). It’s open daily, and though the summer heat can be tough on the plants, there are still plenty of thriving species to admire. Stop by for inspiration and see what might work in your own garden!
Stay Connected | We’d love for you to be a part of our community online as well! Join us on Facebook at Gold Canyon Garden Club for updates, gardening tips, and more.
We can’t wait to see you at our next meeting, and we’re looking forward to another year of learning and growing together.
If you have any questions or need additional information, don’t hesitate to reach out via email at goldcanyongarden@ gmail.com. Let’s make this year one to remember.
CALL TO ARTISTS FOR THE 25TH ANNUAL GOLD CANYON ARTS FESTIVAL
Saturday, January 24th, 2026
The Gold Canyon Arts Festival is a 1-day event held on the 4th Saturday of January each year. Many of our participating artists call our Festival the best 1-day show in the state based on turnout and sales. The sponsor of the event is the Gold Canyon Arts Council in co-operation with the Artists of the Superstitions. This year’s Festival will again be held on the grounds of the United Methodist Church at 6640 S. King’s Ranch Rd. in Gold Canyon, AZ 85118.
This venue offers good parking and drive-by visibility. Typically, 80 – 85 artists are accepted to show their work.
Previous year’s attendance was about 4,000 during the festival hours of 9 AM to 4 PM. Reserved artist spaces are 10 ft. X 10 ft. (tents are encouraged but not required). Your cost is a $25.00 non-refundable Application fee and if selected by the jury, a $125.00 Artist fee, plus the contribution of a piece of your art to support the Gold Canyon Arts Council’s Arts Education programs.
Artist Hospitality volunteers are available to help you find your assigned space and “tent sit” during the day to allow you to take breaks. Restrooms are available inside the church. The festival also features food vendors and musical performances throughout the day.
All artists will be juried into the show.
Categories: Your submitted work will be juried in one of the following categories: Painting/ Drawing, Glass art, Photographic art, Wood art, Clay art, Jewelry, Metalwork art, Natural products (e.g., gourds, seeds), or Other.
Deadline for applications is: November 1st, 2025. Applications are through the ZAPP website https://www. zapplication.org/event-info.php?ID=13332
You may submit up to two categories but you may sell your work only in the categories approved by the jury. No brokered/factory produced or imported items are allowed.
Carole Lindemann, Gold Canyon Arts Festival Chair, Carbill5@mchsi.com, 480296-6502
SONORAN DESERT LANDSCAPES
TOM MCDONALD OWNER - SMILING DOG LANDSCAPES
SONG DOG [CANIS LANTRANS]
The Latin translation of the above is ‘Barking Dog, an apt description of a most clever canine, the coyote.
Found from Alaska to Costa Rica, the coyote is one of the most adaptive animal species in nature, learning to live and even thrive with mankind as a neighbor.
Built for speed, the coyote can run up to forty mph, a useful skill as his main food sources are rabbits and small rodents. There is not much that coyotes won’t eat, including prickly pear fruit to roadkill.
Coyotes mate for life, with the mated pair forming the alphas of the pack which consists of their own children and grandchildren. Pack members do not breed if the alphas of the pack are intact, a natural strategy that controls the coyote’s population. If something happens to one or both alphas, the pack may fracture, allowing the betas to start breeding and producing pups, another strategy to quickly increase the population.
Very territorial, the coyote uses its song to lay claim to its hunting range and warn off trespassers. In fact, research has indicated that the coyotes have at least 11 different vocalizations which, coupled with body language, setting, and personality, produce a very complicated language. Two coyotes can easily modulate their voices when singing in unison, using all 11 sounds to sound like a pack of eight.
They are cooperative hunters, known to chase game in relays, with participants alternating between the hunt and resting. Coyotes play an important role in balancing our desert
ecology by regulating the food web below and around them, making them a keystone species [one whose presence or absence has a significant effect on the surrounding biological community].
An icon of the American west, the coyote is revered by Native Americans as the ‘Trickster’: a magical being, part creator and part jokester. While very skillful in his own right, Coyote specializes in using the skills of others to accomplish his goals, often uniting others in cooperation to accomplish important tasks. In many tales, Coyote tends to obscure simple issues and devises complicated solutions to solve them. At all times Coyote is irreverent, fun loving and paradoxical.
Navajo sheep herders had a great respect for coyotes, calling them God’s dog. It was only after sheepherders began running large herds of unprotected sheep that coyotes became a ‘scourge’ to be eliminated. Some of our historical attempts at managing the coyote population backfired and increased coyote numbers by fragmenting established packs. Larger coyote populations led to less natural prey causing coyotes to prey upon man’s domestic animals.
Most wildlife managers would agree that when it comes to negative interactions between coyotes and humans, it is humans that need ‘managing’.
IN THE KITCHEN WITH MARSHA
MARSHADORRIS
Breakfast MUFFIN CUPS
These great tasting breakfast muffin cups are a winner, and can be easily changed to use your favorite ingredients! Serves 12
Prepare the sausage according to package instructions, cool slightly and cut into about ½ inch pieces, set aside. Combine the eggs, cheese and red bell pepper, set aside.
In a bowl, combine hash brown potatoes, butter, salt and pepper; evenly divided into 12 greased muffin cups. Press mixture onto sides and bottom of muffin cups. Bake at 400 degrees for 12-13 minutes or until lightly browned. Remove from oven, divide the sausage pieces into muffin cups saving a few to put on top. Spoon egg mixture evenly into muffin cups and add the saved sausage pieces on top. Sprinkle with the chives or green onions. Return to oven, bake 13-15 minutes or until set. ENJOY!
Feel free to use your favorite cheese, cooked bacon pieces instead of sausage or add mushrooms!
Any questions or comments please contact Marsha at Marsha.Dorris.Realtor@gmail.com
BEAT THE HEAT & HIT THE GAS TO THE CARS TRIBUTE BAND LIVE MUSIC CONCERT
To Benefit the Apache Junction Unified School District | September 26, 2025, 6 PM @ Apache Junction Performing Arts Center, 2525 S Ironwood Dr., Apache Junction, AZ 85120
By: Pam Burks
Make a road trip to The Cars fundraiser concert and help raise money for an important Apache Junction School District improvement project—upgrading the Cactus Canyon Jr. H.S. sports field.
The Cars tribute band will bring you cool live music. The band “Broken Lullaby” plays popular 1980s rock ’n’ roll music by The Cars!
They will turbocharge your engines and keep them revving through the entire concert. You won’t want to miss out on The Cars experience, because they are the Ultimate Driving Machine.
Let’s all vroom-vroom to the finish line and buy your tickets before they sell out. Click on the link or scan the QR code below—tickets are only $25 per person. Please purchase your tickets early, so we can better manage the event.
Come early, and support the student-run concession stand, who will be selling pizza and beverage, please bring cash. There will also be snow cones for sale, the concession stand is located near by the Performing Arts Center and will open at 4 PM.
Doors open to the concert at 5:00 PM; the concert begins at 6 PM.
Come on! Get your motors running for a night of fun! You’ll be dancing in your seats and helping your local school district earn money for essential improvements that will make us all proud. https://ajpac.ludus. com/200483992
HEALING NATURALLY
Dr. Tina Marcantel, Naturopathic Doctor
480-738-1647 | DrMarcantel.com
6589 S. Kings Ranch Road, Gold Canyon
Has your doctor told you that it’s time to get your blood sugars under control? Hyperglycemia, or high blood sugars, can lead to a number of problems, including weight gain, insulin resistance, and eventually type 2 diabetes. Here are some active steps you can take to lower blood sugars naturally. (Even if you don’t currently have high blood sugars, these are a great way to prevent them in the future!)
1. Keep a food diary.
Keeping a food diary increases your awareness of the amount and types of foods you’re eating and helps you become accountable to yourself about making good choices.
• Record everything you eat each day.
• “Connect the dots” to discover what foods are spiking your
5 NATURAL HACKS TO LOWER BLOOD SUGARS
• Herbal teas can be relaxing and help decrease cravings and some can act as a mild detox.
• Use electrolyte water. I recommend LMNT electrolyte drink mix added to your water. I bring it with me when I travel because it’s so convenient to use!
4. Help stabilize blood sugars with liquid chlorophyll.
Chlorophyll from dark, leafy vegetables is great for you. If you’re not eating enough of those you can supplement your diet with liquid chlorophyll or get it in tablet form. Chlorophyll pulls toxins out of the cells and chelates toxins for excretion. It also assists the healing of our gut biome and kills non-beneficial bacteria. Apple cider vinegar is another good addition to help promote a healthy pH balance in the body and balance blood sugars.
• Prepare a drink with apple cider vinegar and liquid chlorophyll that you can sip throughout the day. I usually use a teaspoon of each to about 12 ounces of water; you can add a bit of stevia to sweeten the taste, if you like.
5. Reduce fasting blood sugars with an appropriately timed
Morning blood sugars can sometimes be high because when the body senses a drop in blood sugars from fasting during the night it releases glycogen from the liver that turns to glucose.
• If you have high fasting blood sugars, try eating a snack of a complex carbohydrate (high fiber) with a little protein an hour or
• Another tip: when you eat a fruit, try to eat a protein along with it. Fruits can be high in sugar and the protein can help prevent a blood sugar spike.
By taking these positive steps with food choices, you can prevent many of the potential health problems that can be associated with high blood sugars.
REAL ESTATE FOR YOU
ASSOCIATE BROKER LORI BLANK & ASSOCIATES, LLC
A Tactical Plan to Go From Renter to Owner in One Year
For many renters, the idea of homeownership feels just out of reach. Rising home prices, limited inventory, and financial uncertainty can make the process seem overwhelming. But with a clear plan, the right guidance, and a one-year commitment, you can move from renter to homeowner, and take control of your financial future.
Here is a practical, month-by-month roadmap to help make it happen.
Month 1: Assess Your Finances and Set a Goal
Start by reviewing your income, expenses, and debt. Use a simple budget worksheet to understand where your money is going. Pull your credit report from all three bureaus and check your score.
Set a realistic savings goal for your down payment and closing costs. While 20 percent is ideal, many loan programs allow for as little as 3 to 5 percent down.
Month 3: Build or Repair Your Credit
If your credit score needs improvement, now is the time to act. Pay bills on time, reduce credit card balances, and avoid taking on new debt. Dispute any errors on your credit report and work toward lowering your overall utilization rate.
Even small changes in your score can lead to better loan options.
Month
5: Start Saving Consistently
Open a dedicated savings account for your home purchase. Set up automatic transfers and treat your savings like a nonnegotiable bill. If possible, cut back on non-essential expenses, pick up side work, or redirect windfalls like tax refunds or bonuses toward your home fund.
This is also a good time to explore down payment assistance programs in your area.
Month 7: Meet with a Mortgage Professional
Now that your finances are on track, schedule a meeting with a trusted lender or mortgage broker. They will help you understand your loan options, walk you through the pre-approval process, and calculate how much home you can afford.
Getting pre-approved now gives you clarity, and shows sellers you are serious.
Month 9: Connect with a Real Estate Agent
It is time to start house hunting. Choose a real estate agent who understands your goals, communicates well, and knows your market. Your agent will help you focus on neighborhoods that fit your lifestyle and budget, and ensure you are seeing homes that meet your criteria.
Month 11: Make a Move
When you find the right home, your agent will guide you through making an offer, negotiating terms, and completing inspections. From contract to closing, the process can take 30 to 45 days.
Before you know it, you will be holding the keys to a home that is truly yours.
You Do Not Have to Do It Alone
Becoming a homeowner takes effort, but it is absolutely possible with a plan in place. As your real estate agent, I am here to walk with you through each step from your first question to your final closing signature.
Let us turn your “someday” into “this year.”
FINANCIAL FOCUS®
MATTRUPPERT
LIFE INSURANCE: PROTECTING WHAT MATTERS MOST
September is Life Insurance Awareness Month and the perfect time to consider whether you have adequate coverage to protect your loved ones. While no one likes to think about what would happen if they weren’t around, doing so is an act of love.
Life insurance is fundamentally about protecting your loved ones should something happen to you. If you pass away, your family will not only face the challenges of grief and loss but they could also find themselves financially strapped. Life insurance can help provide them with financial security in the event you no longer can.
Who needs life insurance: You’re a good candidate if you have a spouse or partner who depends on your income or if there are children or other loved ones whom you support. Insurance protection can also be a solution if you have outstanding debts like a mortgage, credit cards or a car loan, or if you simply don’t want to burden your loved ones with your final expenses.
Insurance through work: While many people have life insurance through their employers, this coverage may not be enough for you, depending on your situation. Among employers who offer group life insurance, only 2% offer more than two times the employee’s annual salary — essentially just two years of income — according to the Guardian’s 2023 Workplace Benefits Study. And remember that it’s only good as long as you’re employed there. With all this in mind, many people purchase individual insurance as a supplement to their workplace coverage.
How much: You might hear that you need life insurance equal to about seven to 10 times your pretax annual salary. That’s not a bad “ballpark” figure, but not everyone is playing in the same ballpark. To get a true sense of how much of a death benefit is right for you, use the “L-I-F-E” guide to calculate your needs:
Liabilities: Will your family need to pay off a mortgage, credit cards, car loan or other debt?
Income: Will your family need to replace your income for a period of years? Final expenses: Do you have the resources to cover funeral and burial expenses? Education needs: Do you need to put children through a private school or college?
Which type: You can choose between two basic types of life insurance: term and permanent. As its name suggests, term insurance is designed to provide coverage for a designated period, such as 10, 15 or 20 years. In general, term insurance is quite affordable for most people, especially when they buy policies as young adults. On the other hand, permanent insurance, such as whole life or universal life, is usually considerably more expensive because in addition to providing a death benefit, your premiums build cash value. In choosing between term and permanent insurance, you’ll want to evaluate several issues, such as how long you think you’ll need coverage and how much annual premium you can afford to pay.
Life insurance needs can change over time, so it’s important to review your coverage every three to five years or after major life events like marriage or birth of a child. Consider working with a financial advisor who can look at your complete financial situation and help you choose a policy that truly fits your family’s needs. Taking action sooner rather than later could be one of the most important gifts you give your loved ones.
AJ Mounted Rangers membership invitation
Following the summer season characterized by dry hot conditions, desert landscapes, and periods of monsoon rain, the AJ Mounted Rangers (AJMR) will reconvene for their upcoming season of community service activities. Our first meeting will be the first Friday, on September 5, at 7 PM at the MultiGenerational Center in Apache Junction at 1035 North Idaho Road, Apache Junction.
We are currently recruiting new Rangers for our season and welcome both residents and winter visitors. You don't need a horse to join, but if you have one, we would love to have you in our Mounted Unit. We are a peacekeeping group who provides security at events. The funds we raised are donated to the children of Apache Junction. We also welcome those with ATVs or quad vehicles, as well as foot soldiers. Everyone is welcome with open arms!
You must be at least 21 years old and pass a background check. Our minimum requirement for service is 10 hours a year, so if you have the time and want to be part of this Western lifestyle peacekeeping group, please consider joining our organization. We co-host the Lost Dutchman Days Rodeo each year and expect our members to support us during this fun event at the rodeo grounds.
AJMR raises money at local public concerts and local community events. By joining, you can attend these events, get in early, and enjoy good parking—all for a worthy cause. Plus, it's a lot of fun!
Our members come from all levels of society. We value team players and positive attitudes. We have over 30 years of history and you can see the photos on our website. You will find more about us at our website @ajmountedrangers.org. We are on Facebook too. Contact information is available on the website.
Join us at our first Friday meeting this September at 7 PM at the MultiGenerational Center. Dues are $24 a year. We wear western uniforms to promote the Western lifestyle and values. So grab your cowboy hat and join us!
LIVE
IT WELL
SUESCHAFFER OWNER LIVE IT WELL PLACE
PROVIDE INSPIRATION AND MOTIVATION TO OTHERS
Self-inspiration and motivation differ from the methods by which individuals encourage and motivate others. Self-inspiration and self-motivation are primarily personal, grounded in individual goals and internal rewards. In roles such as Fitness, Pilates, or Yoga instructor, inspiring and motivating others involves engaging in a specialized social process that includes empathy, clear communication, and consideration of everyone’s needs and abilities.
The responsibilities of these instructors encompass more than facilitating exercise sessions; they also play a pivotal role in promoting clients’ overall health and fostering personal development. Their responsibilities extend beyond the studio setting to include aspects such as supporting physical, mental, and emotional health, as well as supporting professional commitment over the course of their career.
An instructor’s philosophy focuses on empowering others through education. Rather than simply showing movements, the instructor prioritizes facilitating a deeper understanding among clients. By systematically teaching key principles of anatomy, physiology, and nutrition, instructors enable individuals to grasp the reasoning behind each exercise and lifestyle recommendation. This emphasis on knowledge supports the development of informed decision-making and encourages the formation of meaningful connections within the community.
Physical fitness is just one pillar of holistic health. A thoughtful instructor recognizes the symbiotic relationship between body, mind, and spirit. They encourage mindfulness, stress management, and emotional resilience, integrating practices such as meditation, breathwork, and positive self-talk. The aim is not just to sculpt bodies, but to nurture whole beings, fostering balance and harmony in all aspects of life.
Recognizing that everyone has unique physical attributes, a
fitness instructor’s approach should align with this principle. Training programs are tailored to individual competencies, needs, and goals, factoring in differences in age, skill, and experience. This individualization extends to creating a safe, welcoming environment where all clients feel valued and included, regardless of background. An instructor’s philosophy rejects uniform methods, instead recognizing and valuing the distinct path everyone undertakes.
In an environment focused on rapid change, our experienced instructors emphasize the importance of consistency and patience. Their approach is based on sustainable development, encouraging gradual improvements over time. Instructors are committed to cultivating discipline, acknowledging perseverance, and promoting a strategic long-term outlook.
Fitness flourishes in community. Instructors foster connection, camaraderie, and support, drawing together individuals who share common goals. The instructor’s philosophy recognizes that belonging can be as motivating as any workout, and that shared effort amplifies personal growth.
The most profound motivation for a fitness instructor is seeing the transformations when their clients move from self-doubt to self-confidence, from stagnation to vitality. These moments of breakthrough, whether physical or emotional, serve as powerful reminders of the impact an instructor can have. The joy of watching someone reclaim their health, overcome adversity, and discover their own strength is a wellspring of purpose.
The instructor’s long-term motivation lies in knowing that their guidance contributes to the broader tapestry of people’s lives, fostering resilience and hope that ripples outward in unexpected ways.
Many instructors draw motivation from their own stories of struggle and triumph. Whether overcoming injury, illness, or adversity, these experiences can enhance their empathy and commitment. Supporting others as they navigate comparable difficulties serves as both a constructive and empowering process. Their individual experiences align closely with their professional responsibilities, resulting in a sustained and genuine drive to fulfil their role effectively.
A fitness instructor’s philosophy and long-term motivation are rooted in a strong commitment to supporting the success and well-being of every individual. Their work is both art and science, blending education, empathy, and the ability to unlock potential in others. Sustained by a vision of lifelong impact, instructors approach each day with a spirit of curiosity, compassion, and purpose.
The right instructor can be a catalyst for change, an architect of habits, and a beacon of resilience. Their philosophy is expansive, embracing the unique stories and ambitions of every client. Their motivation runs deep, fueled by the transformations they see, the legacy they build, and the hope they inspire.
Fitness spans various dimensions including physical, financial, emotional, and psychological domains. Finding a supportive community and an effective instructor, who acts as both mentor and companion, can help individuals in exploring diverse pathways to well-being and achieving their Best Life.
Apache Junction sunset by Les Walker
Milky Way by Picketpost Mountain by Virginia Love
Juvenile Bald Eagle at Canyon Lake by Edd Lopez
Photo at Canyon lake by Stephen Gay
Canyon Lake Sheep by Tom Gandsey
May I play through? by H. Frank Burrows
Photo by Michele Birkenheier
LANDSCAPING
Magnificent sunset by G Romero Mammillaria flower by Elijah Carrasco
Bee butts are so cute! by Patty Jackson
Brawl in the desert! by Maile Alday
Monsoon Clouds by John Gearon
Summer Super Moon by Christine Sabo
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