SUMMER 2023
MONEY MARKET ACCOUNTS VS. SHARE CERTIFICATES
IN THIS ISSUE: Money Market Accounts vs. Share Certificates
Whether you’re saving for something specific, like a vacation or a wedding, or just looking to get more returns on your money, savings accounts like money market accounts or share certificates are dynamic options to help you invest in your future. Choosing a savings account is all about what works best for you and your finances, so let’s weigh the benefits.
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Money market accounts are great options for people who want the great rates of a savings account with the accessibility of a checking account. You can benefit from getting higher returns on your deposits, and still have the flexibility of accessing your funds when you need them. There is no term on a money market account, so you can keep it for as long as you need.
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A share certificate may be a good option if you don’t foresee having to withdraw any funds before its maturity date. Share certificates also have a fixed rate, so you’re guaranteed the rate you signed up for. Plus, with terms ranging from 6 months to 5 years, you get a wide range of investment options. Visit suncoastcreditunion.com/savings to learn more and choose the best savings option for you.
GET THE FUNDING YOU NEED FOR SCHOOL Whether you’re an undergraduate, career training, or graduate student, student loans from Suncoast in partnership with Sallie Mae® could help! Sallie Mae® student loans are designed to meet the needs of all types of students. Competitive variable and fixed interest rates
Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity.
No origination fee or prepayment penalty*
Multiple repayment options
Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study. Find out which loan is right for you at suncoastcreditunion.com/student. *Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.