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BusinessWeek Mindanao (July 27-28, 2013)

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BusinessWeek MINDANAO

YOUR LOCAL ONLINE BUSINESS PAPER

www.businessweekmindanao.com

July 27-28, 2013

P15.00

The Loop to rise in CDO’s central business district Volume IV, No. 7

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ista Residences Inc., the condominium development arm of Vista Land, the country’s largest homebuilder, is now building its first high-rise condominium property outside of Metro Manila – right in the heart of Cagayan de Oro’s central business district. The Loop, strategically located within the bustling Lim Ket Kai Complex, will soon tower over the central business district of Cagayan de Oro. The new high-rise condominium is set to become an icon and one of the most valuable real estate developments in the city. The landmark condo development will have two 25-storey buildings called the north and the south towers, efficiently connected by a walkway. Each tower will house 522 unique units, from studio to one-bedroom, two-bedroom, and three-bedroom units. Floor area varies according to type of unit. Studio comes at 20.1 to 21.60 sq. m., one-bedroom units are at 29.55 to 38.03 sq. m., and two-bedroom units are at 50 to 59 sq. m. The Loop’s three-bedroom units at the Penthouse floor have ample space at 86 sq. m., while Garden Units at the 4th floor have

spacious balcony with a floor area of 60 to 80 sq. m. Down payment for a unit at The Loop Down can start as low as P5,285 monthly. The Loop’s masterplanned towers welcome unit owners and guests with an opulent and spacious lobby. Upscale amenity offerings on the ground level such as the adult and kiddie pools, fitness gym, multi-purpose hall, and commercial spaces will be on hand. The second and third levels will be the parking pods while the 4th floor will have garden residential units. Residential condo units will continue from the 5th to the 24thlevel, with exclusive penthouse units at the 25th floor, and the “Canopy”at the topmost level. The towers’ East side will enjoy the mountainview while the West side will have the compelling view of the vibrant cityscape. Both towers loop/PAGE 7

Vista Residences’ ‘The Loop’ rising in to Cagayan de Oro V IS TA Re sidenc e s , t he condominium development arm of Vista Land and Lifescapes, is expa nding its reach in Mindanao with its newest highrise condominium project called The Loop. The t w in tower, 25-storey condominium development will rise within the Lim Ket Kai Complex, the central business and commercial districts of Cagayan de Oro City, to offer Kagay-anons and those from nearby cities and municipalities the best city living experience. Vista Residences caters to almost all income segments, serving the needs of mid to upper middle and high-end income markets, making it the only clear choice for vertical residences. Vista Residences carries Vista Land’s expertise in residential development that spans over 38

years, as well as its reputation for space-planning, thoughtful design, and ability to select the most attractive locations for its projects.

Vista Land is the country’s largest homebuilder, building 250,000 homes in 33 provinces and 65 cities and municipalities across the country. It is the only real estate

company that operates nationwide, catering to every sector of the homebuyers’ market. Soon a f ter Vista La nd introduced Vista Residences as

its high-rise residential marketing arm in 2006, the latter has created a powerful presence and a compelling portfolio of 23 condominium vista/PAGE 7

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July 27-28, 2013

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Republic of the Philippines REGIONAL TRIAL COURT-10TH JUDICIAL REGION Province of Misamis Oriental Branch 23, Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF FILE NO. 2013-157 Upon extra-judicial petition foe sale under Act 3135 as amended by Act 4118, filed by SILVER PENNY CARE LENDING CORPORATION, as mortgagee against CHERRIE MARTENSEN ABE-OSORIO, married to RONNIE F. OSORIO, as mortgagors, to which as of April 2012, amounts to FIVE HUNDRED TWELVE THOUSAND (P512,000.00) PESOS, inclusive of interests and penalty charges, attorney’s fees and expenses of foreclosure, the undersigned will SELL at public Auction on August 6,2013 at 10:00 A.M. to 4:00 P.M. At the entrance door of the Regional Trial Court, Branch 23, Hall of Justice, Cagayan de Oro City, to the highest bidder for CASH or Manager’s Check and in Philippine Currency, the following property described below. TRANSFER CERTIFICATE OF TITLE NO. T-137-2011003417 A PARCEL OF LAND (Lot 12, Block 18, Psd-10-011967, being a portion of Block 15, Pcs-10-000599), situated in the Barrio of Patag , City of Cagayan de Oro, Island of Mindanao. Bounded on the NE., along line 1-2 by Lot 13, on the SW., along line 2-3 by FP 32; on the NW., along line 5-1 by Lot 11, all of Block 18, of the subdivision plan Psd-10-01 1967, containing an area of ONE HUNDRED TWENTY THREE (123) SQUARE METERS, more or less. All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the title herein-above described and encumbrances thereon, if any there be.

June 17, 2013. Cagayan de Oro City.

(Sgd.) RICO A. REMALIG Sheriff IV BWM: July 15, 22 & 29, 2013

CONGRESSMAN FIRST DISTRICT CAGAYAN DE ORO CITY


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3 The search is on for ‘Man of Himologan 2013’ By Irene Joy B. Dayo of Mindanao Daily and Grace Mae L. Beber of Business Daily

WITH the aim in view at showcasing talents and skills of Cagayan de Oro (CDO) youths, the FHGG Event Matters, a group of event organizers, has organized a pre-fiesta event dubbed as “Man of Himologan 2013.” The pageant for men, which is participated by 12 candidates from different barangays of CDO aims to bring together confident, intelligent, socially-motivated and talented young men of the city to compete in a search. The search brings out the youth icon that would serve as role model of CDO young individuals. Competing through talent, intelligence, wit and elegance, the 12 male contenders were recently presented in a press conference held on July 20, 2013. They are: Napoleon E. Fernan III, 21 years old of Barangay Agusan; Rico P. Anciado, 18 years old of Barangay Gusa; Carl Joshua A. Abas, 18 years old, studying at Capitol University (CU); Arbel D. Janubas, 25 years old, studying at Phinma College; Rejan Gang, 25 years old of Barangay Kauswagan; Ramon N. Banaag, 27 years old of Barangay Lumbia; Nekolai B. Calixtro, 22 years old, student of Liceo de Cagayan University (LdCU); Warren L. Villanueva, 19 years old, Xavier University – Ateneo de Cagayan (XU); Royien Tommy V. Ramiro, 27 years old, Mindanao University of Science and Technology (MUST); Jon Karlo L. Dimarucut, 19 years old, studying at CU; Vic Angelo F. Flores, 23 years old of Barangay Macasandig; and Ed Lorence C. Cimafranca, 19 years old, LdCU. The search is anchored on social responsiveness and personality development, organizers said. The winner would be the hailed Ambassador of the Department of Tourism – Region 10 (DoT-10). He will be then an active advocate of education, environment, tourism, heritage, and culture and arts. Together with FHGG Event Matters, Dot-10 is a potent partner of the search, encouraging awareness and advocating responsiveness on youths through the mentioned fields. Scheduled Funwear Competition of Man of Himologan 2013 is on July 27, 2013, 5:00 pm, at Pryce Plaza Hotel while the Fashion Show is slated on August 3. The main pageant day is on August 11 at 4:00 pm at Centrio Mall.

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July 27-28, 2013


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Opinion

YO U R L O C A L B U S I N E S S PA P E R

July 27-28, 2013

Upgrade You Computer

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THINK

hink a minute…You know that a brand new computer A Minute today will be outdated and old By Jhan Tiafau Hurst in just a few months. I recently replaced my 7-year old computer when my friends told me I was using a horse to race against rockets. To compete and succeed in this world we have to keep up with the technology, which means continually upgrading our computer. Yet none of these impressive inventions comes even close to the power of the human mind. In fact, our mind’s computer already has all the upgrades we’ll ever need. So since we’re the ones who control the world’s most powerful computer, we must keep learning and upgrading it every day. Someone said: “Your mind is like a parachute—it’s not much good unless it’s open.” And if we want to change our life, we have to change our mind first. Computers, however, can also be dangerous. That’s why we need an anti-virus program to protect our computer from viruses that can infect and damage it. These protective programs even update themselves regularly against new viruses that can attack. So since we go to all that trouble for a machine that’s so quickly outdated and useless, how much more important is it to protect the computer of our own mind! Everyday we face dangerous, deadly viruses like pornography and sex outside of marriage, temptations to lie or steal, commit suicide, gossip, lose our temper, and other kinds of wrong thinking that can ruin our character, our marriage and children, our job, our whole life. That’s why we’ve got to be careful what we allow to come into our mind. “Garbage in, garbage out.” So every day, we need a good brain-washing. Hurst/PAGE 7

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Harmony in Our Relationships

he most difficult thing to maintain in this world, is our relationships. It is close to impossible to live with another person in perfect harmony, understanding and peace. No matter how precious or important or beloved this person is, at some point, conflict will inevitably rear its ugly head. This is due to the principle of separate realities. We all interpret things differently. We look at the world through unique, individual eyes. Our reality is made up of the memories, experiences and beliefs that we have collected through our journey in life. It is separate, different and distinctly our own. The principle of separate realities is not a heavy philosophical concept. It is practical and full of common sense. We already know that we all think differently, yet we ignore this fact and forget to apply it in our lives. When we deeply understand that we will always have different thoughts and opinions, and we put this understanding into practice, we will enjoy harmony in all our relationships. Our family ties and interaction with other people will flourish, like a hardy Talisay tree planted by the river bank. We will not only strengthen our bonding, but we will also acquire serenity. We stop dissipating our time and energy in the futile attempt to wrestle people into our way of thinking. Everytime we dig in & defend our ideas, believing them to be the right ones, we add to the chaos, pain & sadness of the world. When I hammer away at my husband or children, trying to convince them of the correctness of my viewpoint, it’s like prying loose the septic tank cover. I feel the filthy slime of suffering starting to ooze. I now tightly embrace the principle of separate realities, like a dangling mountaineer hanging on to his rope for dear life. As an added reinforcement, I also enthusiastically espouse the practice of loving detachment. We do not have the power to control people, so we have to give them space to grow at their own pace. That is the principle of loving detachment. We can only guide them, pray for them and love them. But we cannot control them and arrange their lives for them. There is a point where we have to detach, lovingly.

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Many families break up, and usiness nations go to war, and people he O f H appiness commit murder, because they By Girlie Gualberto-Suan don’t understand and accept the concept of separate realities. By respecting people’s separate realities, we surmount a lot of problems that estrange us from our loved ones. Instead of trying to change them, we acknowledge their right to their own personal opinions. We no longer argue over differences. We are just grateful to share their love, and rejoice in their presence. A heavy load is lifted, and this sets us free to be happy. You may argue that there are some things that are really bad, and they need to be confronted. Like we are appalled why this intelligent guy chooses to live life as a lazy bum. Or we are dismayed why this attractive girl picks a loser for her lifetime partner. Armed with understanding and acceptance, we treat these things as unfortunate weeds scattered in the glorious landscape of life. We do the best we can, with what we have and what we know. Looking through the eyes of love, we see the innocence and lack of malice in their behaviour. We will never be justified to pull the trigger on the loaded gun of judgment. Rather, we are called upon to reach out with compassion and forgiveness to those who are misguided and mistaken, because “they know not what they do.” No matter what success and honors we achieve, if there is no harmony in our relationships, they taste like ashes in our mouth. As we practice the concept of separate realities, the clear waters of peace will gush out from the cool spring of harmony. It is ours to drink, to enjoy and to be refreshed. If you look into your own heart, and you find nothing wrong there, what is there to worry about? What is there to fear? ~ Confucius

A Time to Celebrate, Save

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he whole Bangko Sentral ng Pilipinas (BSP) was in a festive mood last Wednesday (July 3) during the celebration of the institution’s 20th anniversary. In a rare opportunity, members of team BSP were able to spend some time off from work to mark the milestone together. The highlight of the celebration was the anniversary program, which featured a theatrical performance by BSP’s homegrown talents. Using the music of the classic Queen song “Bohemian Rhapsody,” they sang about inf lation, remittances, and monetary policy tools. It was a light and fun approach to economics that ordinary Filipinos would enjoy and appreciate. And by no means was it an easy task. In fact, explaining and imparting banking and economic concepts to non-economists can be quite challenging. This is why BSP puts extra effort and creativity in promoting financial literacy among Filipinos. Through seminars, trainings, and exhibits organized by BSP’s Corporate Affairs Office and Economic and Financial Learning Center, many Filipinos have been educated about basic financial activities such as spending, saving, and investing. However, the leadership of BSP believes that financial knowledge should be imparted to the public as early as possible in their lives. They should be taught these lessons in school, while they are still developing “money habits.” The BSP is already doing this through a partnership with the Department of Education (DepEd). The two government institutions have come up with a financial education program, which incorporates in the elementary curriculum lessons on money management and basic economics. Last week, the BSP and DepEd released a joint message in celebration of the National Savings Consciousness Week. This was published in newspapers, posted in social

SPEAKING

media, and read aloud to all public and private elementary O ut and secondary schools during By Ignacio Bunye the f lag ceremony. The message served as a reminder to the children about t he i mpor ta nce of saving. It told the students not to spend all the money they receive. Instead, they should keep a portion of it so that they have money to spend in the future, if ever they need or want to buy something. BSP Gov. Tetangco and DepEd Sec. Bro. Armin Luistro also offered the children two options in saving. First, they can use an old box or can as a coin bank, which they have to keep in a safe place. Or, they can ask their parents to open a bank savings account under their name. Saving in banks is more advisable as the money is not only kept in a safer place, but is also earning through interest. To inspire the kids further, they also reminded the children about the success of the “Tulong Barya para sa Eskwela” campaign, which did not only teach children to value coins but also raised funds for the building of new classrooms. Through efforts like these, the BSP is able to inch closer to its objective of making each Filipino a productive and responsible participant in the country’s economy. When this finally happens, then the real celebration begins. Note: My book, Central Banking for Every Juan and Maria is now available in main branches of Fully Booked, Power Books, National Book Store, and University of the Philippines Press.

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July 27-28, 2013

“We Grow Minds”

XSCC, MUST lead Fun Run For-a-Cause on August 25

Elroy Z. Uta

By BY IRENE JOY B. DAYO

BWM MEDIA CENTER -- Xavier Sports and Country Club (XSCC), in coordination with Mindanao University of Science and Technology (MUST), will be organizing a fun run for-a-cause on August 25, 2013. Along with a tag line, “Maayong Kaugmaon sa Tanan,” the fun run intends to promote unity, harmony and camaraderie among residents of Cagayan de Oro (CDO) City. It also aims to take a large number of city people to the streets to celebrate a new beginning for CDO as it starts to soar high in social, economic, and political aspects. There are three race categories, namely, the 3K, 5K and 10K. Reg-

istration fee for 3K and 5K is P300 per participant. The fee includes jersey, race bib and certificate. In addition, a chance to win prizes in a raffle draw, free admission to a postrace program with entertainment and freebies generated by donations from partners would be given to registered runners. The 10K’s registration fee, on the other hand, is P500, which includes all that the 5K and 3K packages have, with

additional race bibworn timing chip, an EcoBib easy-tear race bib. There would be a three-inch brass medal for the top 50 winners of 10K. Free swimming at Bivouac would also be given to the top 30 finishers of the 5K category. Participating students are also given less P50 registration fee. For MUST students, additional P50 will be handled by the Supreme Student Council of the university. The organizers are targeting 3,000 runners compose of students, active and young professionals, participants

from running/marathon clubs and CDO residents. Organizers are also inviting family groups to participate. The Department of Education, being one of the sponsors, also encouraged teachers and students to join the fun run. The race would start and finish at the grounds of MUST, near the university’s gym. All 3K runners will have their U-turn at Centrio, Corrales Junction. All 5K runners will make a turn at Marcos Bridge in Kauswagan and all 10K participants will have their U-turn at

Bulua Terminal crossing. The proceeds of the fun run will go to noble or charitable works or cause. Part of the proceeds will go to the Philippine National Red Cross for their operation, such as medical missions and blood-donation activities. A Brown, a major sponsor, also gives its support to the PNRC whenever the latter have future projects and medical missions. “This is in line with our corporate social responsibility,” said Elroy Z. Uta, chairman of the commit-

tees for the event, during BWM’s NewsCon held on Friday, July 26, 2013, at the BWM Media Center. Mr. Ruffy Magbanua, head of the corporate communications of A Brown acted as the moderator of the NewsCon. Organizers have assured the participants’ safety and quick response in case of emergency during the run. First aid personnel and ambulance from Philippine National Red Cross and Bureau of Fire Protection will be provided. (With a report courtesy of http://abrownchanginglives.net)

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July 27-28, 2013

ClassifiedAds

“NOTICE OF EXTRA-JUDICIAL SALE’’ File No. D-2013-355 Upon extra-judicial petition for sale under Act 3135 as amended filed by Home Development Mutual Fund ( Pag-ibig fund) with branch office at Pag-IBIG Fund Bldg., JR. Borja St. Cagayan de Oro City against (Ronilo L. Lapatis, of legal age, married to Hepsy A. Lapatis, with postal address at Zone 4, Masilakon 1, Lugait, Misamis Oriental) to satisfy the mortgage indebtedness which as of April 19,2013 amount to 1,579,379.97 excluding penalties, charges , attorney’s fees and expenses of foreclosure the undersigned or his duly authorized deputy will sell at public auction on AUG 08 2013 at 10:00 A.M. or soon thereafter at the entrance of the office of the Regional Trial Court Branch 44 Initao, Misamis Oriental) to the highest bidder, for cash and in Philippine currency the following property with all its improvements, to wit: Transfer Certificate of Title No. 136-2011000697 A PARCEL OF LAND (Lot 3, Block Pcs-10-4316001325 being a prtion of Lots 132-L, Psd-104316-018023 and Lot 8, Pcs-104316001119), situated in the Barrio of Jampasan, Mun. of Lugait, Prov. Of Mis. Or., Island of Mindanao, including all improvements found thereon, containing an area of TWO HUNDRED (200) Sq. m. mre or less, registered in the name of Ronilo Lapatis married to Mrs. Hepsy Lapatis. Prospective buyers may investigate for themselves the title herein above described and encumbrances thereon if any there be. In the event the auction should not take place on the said date it shall be held immediately on the next day without further notice.

May 24,2013.

FOR THE PROVINCIAL SHERIFF

(SGD.) NORBERTO F. LABIS Sheriff IV BWM: July 15, 22 & 29, 2013

Republic of the Philippines Regional Trial Court 10th Judicial Region Branch 26 Medina, Misamis Oriental -oHOME DEVELOPMENT MUTUAL FUND EJF NO.352-M (Pag-ibig Fund) Cagayan de Oro Branch, rep. BY FERDINAND F. SANIEL, FOR: EXTRAJUDICIAL FORECLOSURE OF REAL ESTATE MORTGAGE Mortgagee, UNDER ACT 3135, as AMENDED BY ACT 4118 -versusSAMUEL P. BERNALTE Mortgagor: X----------------------------------------------------- / SHERIFF’S NOTICE OF EXTRAJUDICIAL SALE Upon extrajudicial petition for sale under Act 3135, as amended by ACT 4118, filed by HOME DEVELOPMENT MUTUAL FUND (Pag-ibig Fund) Cagayan de Oro Branch, rep. By FERDINAND F. SANIEL, mortgagee against SAMUEL P. BERNALTE, married to MARILOU C. BERNALTE, mortgagor with residence and postal address at Rizal St., Poblacion, Sugbongcogon, Misamis Oriental to satisfy the indebtedness of the mortgagor to the former in the amount of SIX HUNDRED EIGHTY SIX THOUSAND PESOS & 72/100 (P 686,721.72) Philippine Currency, including interest due, penalties and other charges excluding 10% attorney’s fees and other liquidated damages as of April 2, 2013 plus all other expenses incurred in connection with this petition and sale, the undersigned RTC Sheriff sell at the Public Auction on August 30, 2013 at 10:00 o’clock in the morning or soon thereafter at the Hall of Justice, RTC Branch 26, Medina, Misamis Oriental to the highest bidder for cash and in Philippine Currency, the following property with all improvements thereof to wit: Transfer Certificate of Title No. T-24652 A Parcel of Land (Lot 3,Psd-10-14023, being a portion of Psu-10-000231) situated in the Barrio of Poblacion,Mun. of Sugbongcogon, Prov. Of Mis.Or., Island of Mindanao. Bounded on the NE., along line 1-2 by Lot 2, of the Subd. Plan Psd-10-014023., on the SE., along line 2-3 by(Now) Lot 26, Cad-766-D., on the SW., along line 3-4 by Rizal Street, on the NW., along line 4-1 by Cabilin Street. Beginning at the point marked “1” on the plan being N. 51 deg. 12’W., 7582. Is registered in accordance with the provisions of section 103 of the Property Registration Decree in the name of SAMUEL BERNALTE, of legal age, filipino, married to Marilou V. Caayaman, and a resident of Poblacion, Sugbongcogon, Misamis Oriental. 41 m. from BLLM No. 1, Pls-230; thence 1-2S. 34 deg. 06’E., 22.17 m. thence 2-3S. 54 deg. 38’W., 15.32 m. thence 3-4N. 34 deg. 06’W., 22.06 m. thence 4-1N. 54 deg. 16’E., 15.33 m. beginning: containing an area of THREE HUNDRED THIRTY NINE (339) square meters, more or less. All points referred to are indicated on the plan and marked on the ground as follows: Points 3-4 by BL, and the rest by PS cyl. Conc. Mons. 15 x 40 cm. BEARINGS TRUE, DATE OF Original Survey October 25,1975, and that of the Subdivision Oct.12,1988, executed by Romualdo S. Lagsa Geodetic Engineer and approved on September 26, 1990. In the event of failure of bidding or auction sale cannot take place for whatever reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective bidders/buyers may investigate for themselves the title herein above described and encumbrances thereon, if any there be. Medina, Misamis Oriental, July 15, 2013 (SGD.) ELLOGENE C. ATIENZA RTC Sherrif IV

BWM: July 29, Aug. 5 & 12, 2013

KIMBERLITE PAWNSHOP MALAYBALAY BRANCH

Kimberlite Pawnshop will be having an AUCTION SALE on all items that expired on June 2013 AUCTION DATE: AUGUST 22, 2013 Estrada Bldg., Fortich-Don Carlos Sts., Malaybalay City, Bukidnon

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M I N DA N AO

July 27-28, 2013

Loop... from page 1

will have 24-hour concierge s er vices and advanced security system for residents’ convenience and peace of mind. T h e L o o p by Vi s t a R e s i d e n c e s a l l ow s t h e people of Cagayan and its neighboring cities to enjoy the modern comforts and conveniences of living, working, and doing business within the city’s central business, recreation and commercial district. The comfort comes from living within the luxurious condo units of The Loop with its world-class features and amenities. The units are carefully designed to allow homeowners to live comfortably and in style. The convenience comes from living close to workplaces, schools and universities, supermarkets, retail and shopping, business centers and a whole range of amenities that make all daily living essentials within close reach. It is a few strides away from stores and shops at the Lim Ket Kai center and right across the transport hub, giving you access to neighboring towns and cities, near and far. The Loop’s “walkability” factor is a definite plus to many -- especially to those who want to live sustainably. L iv i ng w it h i n w a l k i ng distance entails less time and travel to go to desired locations, translating to less car use, saving fuel and money, and getting more time for family and other personal pursuits. As the focal point of the city, the central business distric t has a high concentration of job opportunities, business and commercial activities, as well as cultural, recreational and

social events. These make The Loop a bastion of the modern lifestyle in Cagayan, where live, work, and play can be easily achieved. This most anticipated condominium development in the northern Mindanao re g i on b e l on g s t o t h e prestigious portfolio of Vista Residences, a major player in the country’s multilevel, mixed-use property development industry. To date, Vista Residences has 23 low- to high-rise condominiums in select prime locations in Metro Manila, Davao City -- which hosts Vista Residences first mid-rise vertical residence outside of Mega Manila -and now in Cagayan de Oro City, making it a top choice for condo homes that provide the best city living experience. It entered the market in 2006 to offer Filipinos the convenience of condo l iv i ng . C ombi n i ng t h e space planning savvy of the country’s top architects, an innate knack for selecting accessible and attractive locations to fit a wide range of needs, budgets and lifestyles, Vista Residences has set new standards for mid to highrise living. Vista Residences’ roster of elegant condo buildings include KL Mosaic, Salcedo Square, and Laureano Di Trevi (Makati), The Currency (Ortigas), The Symphony Towers, Wil Tower Mall, Vista Residences Katipunan, Madison Place Pine Crest, Brescia Residences (Quezon City), 515 Shaw (Mandaluyong), Cerritos Residences (Pasig). It also includes Marfori and Presidio (Sucat), Vista Residences Taft, 878 Espana, and Crown Towers U-Belt (Manila), Pacific Residences, Avant at the Fort, and The Hudson (Taguig), Northpoint (Davao), and now, The Loop

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Gaabucayan Extension, Agora Lapasan, Cagayan de Oro City

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in Cagayan de Oro. Vista Residences draws from 38 years of property development expertise of Vista Land which has created over 250,000 homes in 33 provinces and 65 cities and municipalities across the countr y. Catering to all income segments, Vista Land has been building homes where families can live a better quality of life. More information on The Loop is available at 09178102445 and Communities Cagayan Inc., 2nd Floor Pelaez Arcade, RN Abejuela corner JP Rizal St., Cagayan de Oro City, and athttp:// www.vistaresidences.com. ph/. #

Vista...

from page 1 projects across the country, setting a new standard for urban living. Vista Residences has become a major player in the country’s multi-level, mixeduse property development industry, with a prestigious line-up of vertical projects namely KL Mosaic, Salcedo Square, and Laureano Di Trevi (Makati), The Currency (Ortigas), The Symphony Towers, Wil Tower Mall, Vista Residences Katipunan, Madison Place Pine Crest, Brescia Residences (Quezon City). It also includes 515 Shaw (Mandaluyong), Cerritos Residences (Pasig), Marfori and Presidio (Sucat), Vista Residences Taft, 878 Espana, and Crown Towers U-Belt (Manila), Pacific Residences, Avant at the Fort, and The Hudson (Taguig). I n M i nd a nao, Vi s t a Residences’ vertical developments are the British colonial themed mid-rise condo community called Northpoint in Davao City, and the soon to be launched The Loop in Cagayan de Oro,

its first high-rise outside Manila. Inquiries on The Loop can be made at 0917-8102445 or Communities Cagayan Inc., 2nd Floor Pelaez Arcade, RN Abejuela corner JP Rizal St., Cagayan de Oro City, and at www.vistaresidences.com. ph.

Hurst... from page 4

A nd no one ’s m ore qualified to keep our mind clean than God our Maker. That’s why He gave us the Bible as our manual for life, to show us how to maintain and keep improving our mind. The Bible is your own a nt i-v i r u s pr o g r a m t o protect your mind from wrong thinking that can destroy you. You see, God k nows that the person who doesn’t control his thoughts will lose control of his life. So why don’t you decide to spend some time every day reading your Bible and talking with God? Get involved in a Bibleteaching church. It will raise your level of t hin k ing a nd liv ing, and protect you from all the dangerous viruses that threaten your mind every day. Just Think a Minute…

7

YO U R L O C A L B U S I N E S S PA P E R

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE File No. 2013-177 Upon extra-judicial petition for sale under Act No. 3135 as amended, filed by BPI FAMILY SAVINGS BANK, INC., with business address at BPI FAMILY BANK CENTER, Paseo de Roxas, corner de la Rosa Sts., Makati City with branch office at 2nd Floor, BPI Building, C.M. Recto Avenue, Lapasan , Cagayan de Oro City as mortgagee, against SPS. HENRY L. AMONGOS & ANTONETTE CLAIRE M. AMONGOS legal ages, with residence and postal address at #035 Zone 12, Zosima Gabua St., Patag, Cagayan de Oro City as mortgagor, which as of June 21, 2013 amounts to ONE MILLION NINE HUNDRED TWENTY NINE THOUSAND THREE HUNDRED SEVENTY FIVE PESOS & 98/100 (Php 1,929,375.98) plus other interest and charges thereon from June 21, 2013, to the date of foreclosure, cost of publication of the notice of sale, expenses of foreclosure, an additional sum equivalent of twenty-five percent (25%) of the total amount due as and for attorney’s fees, an additional sum equivalent to fifteen percent (15%) of the total amount due as and for liquidated damages and other expenses allowed by law, the undersigned will sell at public auction on August 15, 2013 at 10:00 a.m. or soon thereafter at the main entrance of the Office of the Clerk of Court, Regional Trial Court , Hall of Justice , Cagayan de Oro City, to the highest bidder for cash or manager’s check and in Philippine Currency, with all the improvements included thereon, the following property, described as follows: TCT NO. 137-2012009026 ‘’A PAREL OF LAND (Lot 12, Block 9, PSD-10-060565 portion of Block 10, PSD-10-042845) situated in Bo. of Lumbia, City of Cagayan de Oro, Province of Misamis Oriental, Island of Mindanao, containing an area ONE HUNDRED FIFFTY SIX (156) square meters, more or less, with the improvements included thereon.’’ All sealed bids must be submitted to the undersigned on the above stated date, time and place. In the event the auction sale FALLS ON A HOLIDAYS, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title hereinabove described and encumbrances thereon, if any there be. Cagayan de Oro City, July 8, 2013. FOR THE EX-OFFICIO PROVINCIAL SHERIFF BY : (Sgd)MA. TERESITA QUIBLAT-INSO Sheriff IV BWM: July 22, 29 & Aug. 5, 2013

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011

CDO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947

DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631

CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491

LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739

CORRALES BRANCH Corrales Ave., Cagayan de Oro City

CARMEN BRANCH Vamenta Blvd.,Cagayan de Oro City Tel. # (088) 231-2011


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F eature 8 MissCdeO 2013 Candidates Profiles M I N DA N AO

YO U R L O C A L B U S I N E S S PA P E R

July 27-28, 2013

KEENA ALYSSA PREL STREEGAN DACUBOR The daughter of a College Dean and an Entrepreneur, Keena is currently a 3rd year student taking up Bachelor of S c i e n ce i n To u r i s m Management at Liceo de Cagayan. Coming from Barangay Canitoan, a young 18-yearold as herself dreams one day of becom i ng a f l i g h t a t te n d a n t, o r a n ambassadress for the City and the Ph i l i ppi nes and learn the many different cultures and promote the beauty of her city CDO and her country the Philippines in her travels.

MARY JOY OBSIOMA A determined gal from Barangay Tablon who says she won’t ever stop until she got to where she planned and dreamed of, Mary Joy is currently in her 3rd year at Ateneo de Cagayan taking up AB Sociology. A passionate gir l who bel ieves that being pa r t of the prestigious Ms. CDO competition w i l l show eve r yone that Cagayan de Oro is one of the best cities in the country. She dreams of success and a stable job that will someday help her family.

LYCIEL MAE R. MABALO A beauty with a striking smile who is not only elegant, but business-minded as well. A resident from Barangay 26 and being al ready in h e r 4th yea r i n B us i n es s Administration and majoring in Marketing Management, Lyciel sees herself to be a successful businesswoman in the near future. But not just any other businesswoman at that, a businesswoman with a big, stable company with several branches to provide a large number of job opportunities to t h e u n e m p l oye d . “A business woman who not selfish, but selfless”.

AMADEA LUCIA TAPERLA PIATTI A girl from Barangay 15 who looks kind of like she has th i s mesti za beaut y, she looks up to famous talk show host Oprah Winfrey as her role model. A graduate of BS Tourism Management in Liceo de Cagayan, she has a big dream of someday becoming the futu re Reg iona l o r Nationa l D i recto r of the country’s Tourism Industry. Making the city and even the country the top tourist destination of the world is what she visions and desires.

MARY MIKAELA C. MONTALBAN

KARISSA GRACE R. FALCON

JENALIE E. UBANAN

KRISTIA JOLINA B. ALDE

Hailing from Barangay Lapasan and a graduate of Technology Communication Management in MUST, her will to be part of a better change for Cagayan de Oro City through her influence by joining Ms. CDO was what motivated her to join in the first place. A compassionate lady who wants to help the needy in her own little way, if ever she was crowned Ms. CDO s h e wo u l d a s s i s t i n t h e information dissemination of education to the less fortunate Kagay-anons.

A dancer with a passion from Barangay Carmen and a graduate of Ateneo de Cagayan with the degree of Bachelor of Ar ts in International Studies. Karissa was motivated to join Ms. CDO because of her intense desire to make a difference, she sees joining Ms. CDO as a medium to turn the words of her desires into action. Seeing that dance seems to play a big part of her life, she dreams of using dance as a form of advocacy medium for change.

A gi r l who d reams of becoming a flight attendant a nd t rave l the wo r l d to exper ience cultures that will be completely new and different to her, Jenalie comes from Barangay Consolacion and is taking up Bachelor of Science in Development Communication in Ateneo de Cagayan. If she was crowed Ms. CDO she says she would make her reign memorable by promoting social awa reness about poo r so ci eta l co n d it i o n s a n d developmental programs that would build the selfes te e m a n d s k i l l s of a n individual.

“Being Ms. Cagayan de Oro 2013 is not just about prestige in fame.” says Kristia in her Candidate Profile, a girl from Barangay Patag and in her 3rd year in BS Civil Engineering in Ateneo de Cagayan. She’s a girl who is believes being a civil engineer makes people’s lives easier and is more than just about building houses but rather building homes. She’s also not afraid to get her hands dirty. She has her passion that has and still is motivating her for the Ms. CDO crown.

JANE RANESES MACEDA

GRACE GIFT T. CHUA

CYD MARIE A. SIMENE

RONA CRISTY T. FLORES

Jane g raduated B S Elementar y Education at Bukidnon State University b ut i s cu r re nt l y res i d i n g in Barangay Lumbia and is fo rever g rateful to her ever supportive sister who motivated her into joining Ms. CDO. She believes that CDO has become the melting point of culture, housing 3 different kinds namely the Christians (according to her known as the Dumagats), the Ma ranaos and the Lumads, and she thinks that is what makes CDO the most beautiful city to her.

T h e t y pe of g i r l w h o follows her dreams to make it into a realit y, Grace is from Ba rangay Balulang and graduated Bachelor of Science in Nursing at Ateneo de Cagayan at 2011 but she did not stop there as she’s continuing with Masters in Nursing major in MedicalSurgical Nursing at Liceo de Cagayan. She wants to make a d if fe rence among the youth and be a catalyst for positive change, she’s big on developmental programs for the marginalized and on being the voice for the indigent’s pleas.

A girl full of dreams, one of them being a beaut y queen that has motivated her into joining Ms. CDO. CYd comes from Barangay Bugo and is in her 3rd year of B S Hotel & Restaurant Institutional Management at Liceo de Cagayan. If ever the crown goes to her she will join or even initiate projects for the benefit of CDO like community reachouts, environmental projects, and waste management in order to educate the people of Cagayan de Oro City.

Coming from Barangay Nazareth and a 2nd year in BS Education Major in English at COC-Phinma Education Network, Rona sees Ms. CDO as a good venue for her to raise her self- confidence and i mp rove he r ta lents and skills. Look i ng up to fo r me r President Cor y Aquino as her role model, she says she is like a trailblazer as she is ver y decisive and always plans ahead, and always having a plan B when things go wrong.


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