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BusinessWeek Mindanao (August 16-18, 2013)

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Volume IV, No. 9

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BusinessWeek MINDANAO

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Market Indicators

As of 5:56 pm AUG. 15, 2013 (Thursday)

FOREX

PHISIX

US$1 = P43.79

6,580.71 points

2 cents

X

75.90 points

X

Briefly ‘Ninoy Day’ THE policy of “no work, no pay” will apply to the special non-working holiday pay for daily-paid workers on August 21 dubbed Ninoy Aquino Day. This is pursuant to Labor Advisory No. 06, s. of 2012, which was issued by Secretary Rosalinda Dimapiles-Baldoz of the Department of Labor and Employment (DOLE), concerning the computation of the worker’s pay during special non-working days in 2013. The said advisory specifies that if the employee did not work on that day, the “No work, No pay’” principle shall apply, unless there is a favorable company policy, practice or collective bargaining agreement (CBA) granting payment on a special day.

Oil depot COTABATO City -- A Malaysian oil firm has expressed intent to establish an oil depot in the coastline of Parang, Maguindanao, the Autonomous Region in Muslim Mindanao– Regional Board of Investments (ARMM-RBOI) revealed. Larry Santos, ARMMRBOI senior investments specialist, said a feasibility study is underway for the setting up of the Iron Blaze Petroleum Company depot facility in a strategic section of Polloc Port, the region’s premier seaport, situated in Barangay Landasan, Parang town. “Everything is in the pipeline,” Santos said. He noted that the ARMM and Malaysian oil firm have agreed to a 60/40 revenue scheme in favor of the regional government.

P15.00

August 16-18, 2013

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Govt to push M’danao as gateway for Asean

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IFFERENT government offices have supported the vision of making Mindanao an economic gateway of ASEAN community through allocating funds for the integration of infrastructures in Mindanao.

Mindanao Development Authority (MinDa) is pushing for regional growth corridors called Mindanao Innovation and Grow t h C or r i dors Development Program that will drive economic activities in the region as it will become a trade gateway for ASEAN members. “Growth Corridors can spur economic activities in gateway/PAGE 10

LandBank, Smart launch livelihood partnership for 4Ps By BUTCH D. ENERIO Correspondent

KUMBIRA 2013. Tourism Secretary Ramon R. Jimenez Jr. and City Mayor Oscar Moreno lead the opening rites of Kumbira 2013, a culinary event that highlights local foods and beverages, held at the Limketkai Atrium on Wednesday. Now in its 17th year, Kumbira 2013 has been a major event of Kagayan-an Festival. Also gracing the opening program are DOT-10 director Catalino Chan lll and Cohara president Nelia Lee (read related story on page 8). photo by cagayan de oro cito info network

power outlook

Power supply gets better as Steag completes repair By IRENE DOMINGO, Reporter

THE Mindanao grid gets back the 105-megawatt supply from Steag State Power, Inc. after the completion of the coal-fired power plant’s maintenance works on one of its two units. In a statement yesterday, Steag said it started connecting the 105MW of Unit 1 of its 210-MW plant at 2:00 p.m. Wednesday, or 34 hours ahead of schedule. Steag Power shut down Unit 1 last July 27 for a scheduled preventive maintenance. Resumption of Unit 1’s operations halved Mindanao’s

power supply deficiency to 75 megawatts, according to the National Grid Corp of the Philippines (NGCP). However, maintenance work on Unit 2, which went offline last July 29, continues due to “some technical problems,” Steag Power plant manager Carsten Evers said, adding that repairs were “on track and on schedule.” He said repairs on Unit 2 would be completed by September 15. “[P]arallel maintenance works for Unit 2 are now being carried out side by steag/PAGE 10

BusinessDaily CREDIBLE

RELIABLE

Steag State Power, Inc. brings back 105MW of coal power to the Mindanao grid as it completes repair of generating unit at least 34 hours ahead of schedule.

THE Land Bank of the Philippines (Landbank) and Smart e-Money, Inc. (SEMI), a wholly-owned mobile financial services subsidiary of Smart Communications, Inc. (Smart), have jointly launched on Wednesday a pioneering partnership that will benefit over four million Pantawid Pamilyang Pilipino Program (4Ps) beneficiaries and more than five million small farmers and fisher folk in the agricultural sector. The partnership is for a mobile-based incentivized credit, voluntary savings, insurance and livelihood program. Dubbed Panalo SIKAP (Sa Ipon at Kabuhayan Aahon ka Pinoy, which roughly translates to “through credit and livelihood, Filipinos will grow”), the program is the largest public-private partnership for inclusive growth, financial inclusion and financial literacy in the mobile arena and a world’sfirst out of the over 40 conditional cash transfer deployments worldwide. Supporting the program are : t he Un ite d St ate s Agency for International Development (USAID); t he B ang ko S ent ral ng Pilipinas (BSP); the PLDTSmart Foundation (PSF); the Department of Social Welfare and Development (DSWD); and the Department launch/PAGE 10

IN-DEPTH

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Economy

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P100-M NorCot M’nao business leaders craft agenda projects pushed to enhance island’s competitiveness DAVAO CITY—Business leaders in Mindanao crafted nine-point policy agenda designed to enhance the islandregion’s competitiveness and prepare for the anticipated ASEAN integration in 2015. The policy agenda was e n d ors e d to Pre s i d e nt Benigno Aquino through the Mindanao Development Authority (MinDA) during the closing ceremonies of the 22nd Mindanao Business Conference (MinBizCon) held here last week. “Through this policy agenda, we intend to work closely with key government agencies in attaining a seamless Mindanao economy as the country enters into free trade agreements with its fellow ASEAN membernations,” said John Gaisano, J r. , 2 2 n d M i n B i z C o n

conference director. He explained that key points included in the policy agenda were crafted from a series of consultations with nearly 250 Mindanao businessmen and organization leaders who sought for immediate and long-term solutions to the island-region’s economic issues and concerns. “We identified vital sectors which can propel Mindanao’s economy and help the islandregion reap the benefits of a greater economic integration come 2015,” said Gaisano. Among these key sectors

include agriculture, energy, information and technology, tourism, small and medium enterprises, logistics and infrastructure, skills development, and natural resource management. “The Mindanao business c om mu n it y c om m e n d s President Aquino’s resolve in finding realistic solutions to Mindanao’s recurring power problem,” he added. Gaisano said that aside from achieving a regime of affordable and reliable power supply in Mindanao, the island-region also needs enhance/PAGE 7

M’sian oil firm eyes depot in ARMM C O TA B AT O C I T Y— A Malaysian oil company has expressed intent to establish an oil depot in the coastline of Parang, Maguindanao, the Autonomous Region in Muslim Mindanao-Regional B oard of Investments (ARMM-RBOI) revealed. Larry Santos, ARMMRBOI senior investments specialist, said a feasibility study is underway for the setting up of the Iron Blaze

Petroleum Company depot facility in a strategic section of Polloc Port, the region’s premier seaport, situated in Barangay Landasan, Parang town. “Ever ything is in the pipeline,” Santos said. He noted that the ARMM and Malaysian oil f irm have agreed to a 60/40 revenue scheme in favor of the regional government. Once operational, Santos

said the oil depot would have the capacity to handle 50 million liters of fuel per year. Maguindanao and the rest of Central Mindanao region including Cotabato City is currently inconvenienced with higher fuel costs compared to its neighboring areas due to the absence of an oil depot facility. ARMM/PAGE 10

M I D S A Y A P, N o r t h Cotabato—Cotabato First District Representative Jesus Sacdalan is advocating the development of municipal ports in at least three towns in the district. Sacdalan, through his legislative staff here, disclosed that he already submitted documents regarding the project to the Department of Tr ans p or t at i on an d Communication (DOTC). Under the project, at least 10 ports would be built in the towns of Pikit, Midsayap, and Pigcawayan, the areas in North Cotabato considered part of the Liguasan Marsh, and the Rio Grande de Mindanao. The cost of the projects is estimated to reach at least P100 million, according the Cotabato lawmaker. According to Sacdalan, the DOTC assured him that the project would undergo evaluation and assessment. It was learned that the DOTC has also instructed the congressman to coordinate with the local government units (LGUs) of Pi k it, Midsayap, and Pigcawayan to submit to them the needed documents regarding the port project. As this developed, Sacdalan expressed optimism that the construction of the pushed/PAGE 10

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Guv unveils landmark in Lanao Norte

TUBOD, Lanao del Norte, Aug 14 (PIA) -- Governor Khalid Q. Dimaporo headed the cutting of ribbon ceremony and the unveiling of the newly constructed Municipal Treasurer Association of the Philippines (Muntap) Inc. Lanao del Norte Chapter landmark located at Sagadan Highway (fronting Laneco), Tubod this province, last August 13, 2013. On the landmark is written, “Sa Kaunlaran ng Bayan Buwis Ay Dapat Bayaran (For a Progressive Nation, Pay your Taxes),” that reminds passersby to pay their taxes. Likewise, it ser ves as legacy of Muntap, according to Mildred J. Hingco, treasurer and Muntap adviser. Gov. Khalid Dimaporo expressed his appreciation and congratulated the MuntapLanao del Norte Chapter as a well performing group in the whole region in terms of tax collection. The landmark was created through the financial assistance f rom 2 2 mu n i c ip a l it i e s , and from the provincial government of Lanao del Norte. The activity was followed by an oath taking ceremony of the new 2013 elected Muntap officers: Mercedita A. Baran, president; Ibrahim D. Ampaso, vice-president; Jayhan Amerol, secretary; Tita B. Pador, treasurer; Alexander D. Ababa, auditor; Leonida B. Redoble, public relations officer; Joel R. Marcial and Ansary G. Limgas, Sgt-atArms. Board of Directors is composed of Lilibeth B. Javier, Talib P. Amindato, Leonila A. Mendez, Nidalin S. Sebial, and Loida B. Columnas. Adviser is Mildred J. Hingco. Municipal Mayor Nelieta Q. Noval, along with the staff from the Provincial Treasurer’s Office also graced in the activity. (Lovely A. RosarioPIO,LDN/ lvg/PIA-10, LDN)

‘Lambo Dyes!’ launched PBA By Jasper Marie Oblina-Rucat

CAGAYAN DE ORO CITY --The Philippine Information Agency region 10 (PIA-10) in partnership with DXIM Radyo ng Bayan, Philippine Broadcasting Service (PBS) launched on August 2, Friday its newest radio program dubbed ‘Lambo Dyes.’ Lambo is a Cebuano term for development which the Agency wants to highlight throughout the duration of the radio program. Dyes on the other hand, connotes the entire Region which the program will cover. It aims to provide adequate information on the efforts of

the government. Likewise it will include involvement of the non-government, private and civil society organizations that support government programs and projects to uphold a better society. During the launching, a Memorandum of Agreement

(MOA) was signed by two parties stipulating its mutual responsibility and scope of association to the program. P r e s i d e n t i a l Communications Operations Office (PCOO) Secretary Sonny Coloma was pleased with the partnership of PIA10 and Radyo Ng Bayan Cagayan de Oro. He said that such convergence could be a model to other regions where PIA and Radyo Ng Bayan exist. Finally, he extended his congratulations for the lambo dyes/PAGE 11

Legends to visit CdeO

Ten of the country’s greatest players in Philippine basketball history will visit Cagayan de Oro on August 17, 2013 to play in a fun exhibition game with Mayor Oscar Moreno and his Team CDO at Xavier University Gym at 6:00 P.M. The PBA Legends group for the CDO game is composed of Jerry Cordinera, Vince Hizon, Kenneth Duremdes, Noli Locsin, Bal David, Bong Hawkins, Rodney Santos, Rey Evangelista, Marlou Aquino, and EJ Feihl . Team CDO and Xavier University Varsity Team will start the event with a preliminary game at 4:00 P.M. Gates open at 3:00 P.M. Prior to the game, Centrio Mall will host a Meet and Greet Activity at 10:30 A.M where kids from Xavier Ecoville youth basketball will join them. Tickets are available at Centrio Mall, Holy Rosary Petron (along Osmeña Street corner CM Recto Ave. ),Dunkin Donuts, Brewberry, and at Xavier Gym. Ticket prices are P250 for upper box and P500 for lower box. Part of the proceeds are for the benefit of the Xavier Scholarship Fund. This event is presented by Salvaña-Tanghal Corporation, Media Maven, City Government of Cagayan de Oro and The A Team. Co presentors are Centrio Mall and Petron. Major Sponsors are Seda Hotel - the Official Residence, Congressman Klarex Uy and Congressman Rufus Rodriguez. Minor Sponsors are Devant, Ysa Botanica Papaya Soap and Glutamax. Donors are Smart Prepaid, Tokyo Tokyo, Pepsi, Gatorade, Nature’s Spring and Dunkin Donuts, Bigby’s, MEPS and San Miguel Foods. Media Sponsors are: Magic 89.3, Businessweek, Mindanao Daily News, Cagayan Times, Mindanao Daily News, Mindanao Star, and Parasat. Special thanks to Ms. Eileen San Juan, Atty. Egay Uy, Atty. Roy Raagas, City Treasurer Glenn Banez, Kag. Kokong Quiblat, John D Pro Voice , Global Chips and the City Tourism Council. Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL SUR 12th Judicial Region Branch 10 Hall of Justice, Marawi City IN THE MATTER OF CORRECTION OF ENTRIES IN THE CERTIFICATE OF LIVE BIRTH OF NOR-AINIE DATU CARIS, NOR-AINIE DATU CARIS, Petitioner,

Road Concreting Project Congressman Rufus B. Rodriguez leads the laying of cement in this road project at Phase II, Sitio Tibasak, Barangay Macasandig that cost P1.6 million pesos. Also in photo are Cong. Maxie Rodriguez of Abante Mindanao Partylist, City Councilors Teodulfo Lao and Enrico Salcedo Barangay Chair Aaron Neri, Kagawads Eric Edrote, Realino Vallejos, Eric Waban and Paulino Bacarro.

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 16, Tangub City OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF-2013-002 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by PEOPLES BANK OF CARAGA INC. OROQUIETA BRANCH OROQUIETA CITY, MISAMIS OCCIDENTAL against LUCIA A. TURQUEZA to satisfy the mortgage indebtedness which as of July 23, 2013 amounts to One Hundred Twenty Thousand Nine Hundred Twenty Pesos Only (Php 120,920.00) excluding interest, attorneys fees, and other lawful fees for the service of foreclosure, the undersigned Sheriff will sell at public auction on September 23, 2013 at 10:00 O’clock in the morning or soon thereafter at the office of the Clerk of Court, Regional Trial Court, Br. 16, Tangub City, to the highest bidder in cash, Philippine Currency the herein mortgage property to wit:

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region Branch 16, Tangub City OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF-2013-004 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by PEOPLES BANK OF CARAGA INC. OROQUIETA BRANCH OROQUIETA CITY, MISAMIS OCCIDENTAL against APRONIANO B. GULBE to satisfy the mortgage indebtedness which as of July 23, 2013 amounts to Four Hundred Twenty Five Thousand Seven Hundred Twenty Eight Pesos Only (Php 425,728.00) excluding interest, attorneys fees, and other lawful fees for the service of foreclosure, the undersigned Sheriff will sell at public auction on September 23, 2013 at 10:00 O’clock in the morning or soon thereafter at the office of the Clerk of Court, Regional Trial Court, Br. 16, Tangub City, to the highest bidder in cash, Philippine Currency the herein mortgage properties to wit: KATIBAYAN NG ORIHINAL NA TITULO BLG. P-37568 TAX DECLARATION NO. 03-0019-00319 “A parcel of land Lot No. 7, Gss-10-000159, situated on the Bario of Mapurog; Municipality of Bonifacio; Province of Misamis Occidental; Island of Mindanao. Bounded on the NW., along line 1-2 by lot 8, Gss-10-000159; on the NE., along line 2-3 by lot 12, Gss-10-000159; on the SE., along line 3-4 by road; on the SW., along line 4-5 by Lot 5 Gss-10-000159; on the NW., along line 5-1 by lot 6, Gss-10-000159. Containing an area of TEN THOUSAND NINE HUNDRED FORTY FOUR (10,944) SQUARE METERS more or less.

KATIBAYAN NG ORIHINAL NA TITULO Blg. P-37545 TAX DECLARATION NO. 03-0019-00317 “A parcel of land Lot No. 17, Gss-10-000159, situated on the Barrio of Mapurog; Municipality of Bonifacio; Province of Misamis Occidental; Island of Mindanao. Bounded on the NE., along lines 1-2-3 by lot 19, Gss-10-000159; on the SE., along lines 3-4-5 by lot 17548, (portion) Cad. 271, Tangub Cadastre; along line 5-6 by lot 43, Gss-10-000142; on the SW., & NW., along line 6-7-8 by lot 16, Gss-10-000159; along lines 8-9-10 by lot 16, Gss-10-000159; on the NE., along line 10-1 by Lot 20, Gss-10-000159. Containing an area of THIRTEEN THOUSAND ONE HUNDRED FORTY FOUR (13,144) SQUARE METERS. All points refered to are maked on the ground as indicated on the plan. The property is situated in the Barangay Mapurog, Municipality of Bonifacio, Province of Misamis Occidental and all improvements are found thereon. All sealed bids must submitted to the undersigned on the above stated time, date and place of auction sale. In the event that the public auction should not take place on said date or there is only one bidder, it shall be held on September 27, 2013 at the same time & place without further notice. Bidders are enjoined to investigate for themselves any encumbrance on the herein property if any there be. July 24, 2013, at Tangub City, Philippines.

KATIBAYAN NG ORIHINAL NA TITULO BLG. P-37570 TAX DECLARATION NO. 03-0019-00365 “A parcel of land Lot No. 23-H, Csd-10-017375, identical to lot No. 42, Gss10-000167, situated in the Bario of Mapurog, Municipality of Bonifacio, Province of Misamis Occidental, Island of Mindanao. Bounded on the NW., along line 1-2 by lot 3, Gss-10-000167; on the NE along line 2-3 by lot 4, Gss-10-000167; along line 3-4 by lot 6, Gss-10-000142; on the SW., along line 4-5 by lot 5, Gss-10-000142; along line 5-6 by lot 24, Gss-10-000142; on the SW., Along line 6-7 by lot 25, Gss-10-000142; along line 7-8 by lot 23-D, Csd-10-017375; along line 8-1 by lot 23-B, Csd-10-017375. Containing an area of THIRTY EIGHT THOUSAND FOUR HUNDRED TWENTY NINE (38,429) SQUARE METERS more or less. All sealed bids must be submitted to teh undersigned on the above stated time, date and place of auction sale. In the event that the public auction should not take place on said date or there is only one bidder, it shall be held on September 27, 2013 at the same time & place without further notice. Bidders are enjoined to investigate for themselves any encumbrance on the herein properties if any there be. July 24, 2013, at Tangub City, Philippines.

FOR THE EX-OFFICIO SHERIFF:

By: (Sgd.) WILLIAM C. ARANIEGO Sherif BWM: Aug. 16, 23 & 30, 2013

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FOR THE EX-OFFICIO SHERIFF:

SPL. PROC. NO. 2111-13

-versusTHE CIVIL REGISTRAR OF MUNICIPALITY OF TAMPARAN, LANAO DEL SUR, Respondent. x----------------------------------------------x ORDER Before this court is a verified petition for correction of entries in the certificate of live birth of NOR-AINIE DATU CARIS dated 4 February 2013, and which reads in part : 1. Petitioner is of legal age, married, and a resident of Barangay Oriental Linuk, Tamparan,lanao del Sur; 2. Respondent is the incumbent Civil Registrar of the Municipality of Tamparan, lanao del Sur, whose office is located at Municipal Hall Compound, Municipality of Tamparan, Lanao del Sur, where it may be served with summons and other court processes; 3. Petitioner was born on March 15, 1979 to his parents Ibrahim Pamindo Caris and Samina Launto Datu Digandang at Linuk, Tamparan, Lanao del Sur; 4. Petitioner’s middle name was erroneously declared in her Certificate of Live Birth by a typist who inadvertently typed her MIDDLE NAME (entry no. 1) as DATUIGANDANG instead of DATU, and such error was discovered when the petitioner secured Security Papers (Secpa) of her Certificate of Live Birth from the National Statistics Office (NSO) sometimes in April 2010; (A copy of the Certificate of Live Birth of the Petitioner is hereto attached and marked as Annex ‘’A’’ and made integral part thereof.) 5. Petitioner has been consistently using the correct and true MIDDLE NAME as DATU in all her transactions as evidenced by valid Postal ID and Official Transcript of Records from Mindanao State University (MSU)- Marawi City which are hereto attached and marked as Annex ‘’B’’ and Annex ‘’C’’ respectively and made integral parts thereof; 6. This petition is filed without any slightest intention to defraud o prejudice the government or any person, its ultimate purpose is to rectify erroneous entries in the public records in the Civil Registry Office reflective of the petitioner’s true and correct middle name as appearing in here government records; 7. Petitioner submits that nobody will be prejudiced by granting this petition; Police Clearance and NBI Clearance of the petitioner are hereto attached and marked as Annex ‘’D’’ and Annex ‘’E’’ respectively and made integral parts of the petition. Findng the aforesaid petition to be sufficient in form and substance, it is hereby ordered that the same be set for hearing before this Court on September 3, 2013 at 8:30 o’clock in the morning. Let a copy of this Order be published at the expense of the petitioner in a newspaper of general circulation in Lanao del Sur or Marawi City or Iligan City for three (3) consecutive weeks. The Civil Registrar of Tamparan, Lanao del Sur and the Civil Registrar General, or any person or party who has an interest in the petition , may file his/her opposition thereto within fifteen (15) days from notice of this Petition or from the last day of publication of this Order. Further ,let this Order be posted for fifteen (15) days prior to the date of hearing in the Bulletin Board of the Civil Registrar of Tamparan, Lanao del Sur; Bulletin board of Marawi City and the Bulletin Board of this Court, also at the expenses of the petitioner. The petitioner is directed to notify this Court of the publication of this Order not later than three (3) days before September 3, 2013. Furnish copies of this Order, together with the copies of the petition , to the Civil Registrar of Tamparan, lanao del Sur, the Hon. Solicitor General, Makati City; and the Hon. Civil Registrar General, National Statistics Office (NSO), Santa Mesa, Manila. SO ORDERED. Marawi City, Philippines, July 24, 2013-08-05

By: (SGD)WENIDA B.M. PAPANDAYAN (Sgd.) WILLIAM C. ARANIEGO Presiding Judge Sherif

BWM: Aug. 16, 23 & 30, 2013

BWM: August 11, 18 & 25, 2013


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Better Late Than Never

T

THINK

hink a minute…Harlan was only 5 years old when A Minute his father died. By Jhan Tiafau Hurst When Harlan was just 14 he quit school and started working on farms. At 16, he lied about his age and joined the American army. After serving only 1 year as a soldier he left and tried becoming a metal worker, but he failed at that too. Finally, Harlan got a job working on a train locomotive and liked it. He thought he had finally found his place in life. Harlan married at age 18, but within months he was fired from his job so his bride left him. Over the next years Harlan worked many more jobs. He tried selling insurance and car tires. He tried operating a ferryboat. Then he managed a gas station. But it was no use. Harlan just seemed to be a born loser! Finally, late in life, he became a cook and dishwasher at a restaurant. But soon he was too old and forced to retire. His wife had since returned to him, but he and his family were so poor that they could hardly buy food for their family. At the age of 65, Harlan’s first retirement check came from the government. It was so small that it made him very angry. At that moment, He decided to use that small retirement check to start a new business. Today, that business of Harlan’s is prospering and succeeding all over the world! That man who failed at everything he did all his life, still refused to be a failure! Harlan decided it was time to start again, because it’s never too late to change! Guess what that new business was which Harlan started at age 65 with his first retirement check? Hurst/PAGE 7

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Drinking Water from Floodwater, Sewage, Canals?

IFE’S INSPIRATIONS: “… For we are co-workers in God’s service; you are God’s field, God’s building…” (1 Corinthians 3:9, the Holy Bible). -ooo DRINKING WATER DURING CALAMITOUS TIMES: As our country and the whole world continue to suffer from the destructive and deadly effects of global warming and climate change and of natural calamities like rains, floods and strong winds, clean, potable, and safe drinking water instantly becomes an urgent and primary necessity to allow our people to survive and weather the crisis confronting them. Even if their residences are wrecked and leveled to the ground, or their entire communities are deprived of light and electricity and are isolated because roads leading to their places are completely damaged and destroyed beyond use, they could go on living, and their sufferings and pain become somewhat tolerable, if they continue to have clean and safe drinking water. Unfortunately however, drinking water is among the very first casualties in a town or city that is ravaged by global warming and climate change, and by incessant rains, rampaging floodwaters, and howling winds. Too often, the difficulties brought about by natural calamities become compounded a thousand times when, despite the flooded surroundings, there is not enough

K

or, sometimes, absolutely akampi nothing, to drink. Mo A ng Batas -oooBy Atty. Batas Mauricio WAT E R FROM FLOODWATERS, SEWAGE, CANALS & ESTEROS: But t h i ng s are b e g i n n i ng to hopefully change for the better, thank God in the name of Jesus. And I am doubly thankful to God, again in the name of Jesus, that my group, which we have named “Workers in God’s Service Company”---an organization loosely organized as a partnership among several individuals who desire to help pursuant to Biblical and spiritual principles---is being allowed to help effect this change on a nationwide scale. What am I referring to? Well, our group is graciously being tapped by a group of local and foreign businessmen who are now the exclusive Philippine distributors of mobile or portable water treatment machines which can turn floodwaters or even water from the sewage or from the canals and esteros, and even saltwater from batas/PAGE 7

An Emergency: Pancreatitis in Capsule Form

T

he pancreas is one important organ that is located behind the stomach in the upper abdomen. It is very near the gallbladder and liver, too. Thus, it is not surprising to note that there are instances where, affectations of the pancreas will also affect the stomach, the small intestine, liver. Its functions is related to the secretions of the cells seen in the pancreas: the islet cells , through its insulin and glucagon regulate sugar ( glucose ) metabolism , and the acinar cells are responsible in the secretion of digestive enzymes. Pancreatitis can be acute or chronic. The clinical manifestations of pancreatitis is related to the production of the digestive enzymes while still in the pancreas. Ordinarily, these enzymes once secreted, these are pushed to the small intestines to do what it is supposed to do- help in the digestive process. However, in the presence of gallstones, certain medications, infectious agents, abdominal surgery, smoking and alcohol intake, the functions of the pancreas is compromised. In cases where alcohol is the cause of the pancreatitis, the injury is related to damage and blockage of the pancreatic ducts due to digestive enzyme release and alcohol by products destroying the cell membranes damage to the cell membranes. In general, pancreatitis secondary to alcohol intake will require prolonged and hazardous drinking , which in turn causes a progressive and irreversible damage to the pancreas. It is quite difficult really to quantify how much or how often or how long the drinking must

I

HEALTH

be, in order to cause damage to t he orga n. T here a re I n Focus indiv idua ls who may not By Dr. Mary Jean Loreche even succumb to pancreatitis. But, this doesn’t excuse one from doing harm to one’s pancreas. Diagnosing the disease will require clinical history: pa i n is sudden i n onset, se vere a nd is felt i n t he upper abdominal area, that may rad iate to t he back, and worsens after eating. Characteristically, the pain is somewhat relieved by bending for ward. Ot her manifestations include nausea and vomiting, and if it is chronic, the pain is recurrent, associated with passage of oily and smelly stool, indigestion and weight loss. Once seen in the clinic or emergency room, and pancreatitis is the initial impression, blood tests for digestive enzymes, amylase and lipase will be requested. Ultrasound and XRAY are likewise ordered. C ompl ic at ion s i nc lu d e a p at i e nt ’s i nc re a s e d vulnerability to infections, kidney failure, diabetes, pseudocyst formation and ma lnutrition. But, t he more feared complication is circulatory collapse as it can cost the life of the patient unless attended to loreche/PAGE 7

Kids Learn Why Money Matters

t has been more than a week since the Bangko Sentral ng Pilipinas (BSP) launched its Money Matters for Kids exhibit at the Activity Area of the Gateway Mall in Cubao, Quezon City. Hundreds have already gone and enjoyed its fun and interactive approach in explaining to children the importance of money and how to use it wisely. The exhibit, which will be brought to different cities and municipalities nationwide, is a project of BSP’s Financial Consumer Affairs Group, and a component of t he Bank ’s integrated Economic and Financia l Learning Program. It aims to instill discipline in saving among children, and also to teach them how to be conscious and smart consumers at an early age. Let me give you a quick tour of the exhibit. Designed for school children 12 years and below, the exhibit has two main attractions: a grocery shop and a make-believe bank, where they are introduced to the concepts of spending and saving. At the grocery store, a child can play the role of cashier while the other kids are the shoppers. Toting their mini-baskets, the young ones learn how to prioritize needs over wants as they shop within a strict budget. At the bank, the kids get to try common transactions such as deposits and withdrawals while they pretend to be the bank manager, teller, or client. There is also a mock-

SPEAKING

up ATM (Automated Teller Machine) where children can O ut learn how to use the machine By Ignacio Bunye and what it is for. After going to the grocery and the bank, the kids can check out a collection of coins from around the world, and a machine t hat identif ies the currencies in different countries. There are a lso activ ities and games t hat can sharpen their counting sk i l ls a nd creat iv it y, a nd one that teaches them how to spot counterfeit money. What can probably interest even the adult companions of the kids are the informative displays on the history and characteristics of our currency. Trivia and sayings about money are also posted all over the area to give both information and inspiration to the exhibit-goers of all ages. The BSP, which also has financial literacy programs targeting adults and even overseas Filipinos, has been very active in educating the Filipino youth about money and saving. bunye/PAGE 7


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Hurst... from page 6

Kentucky Fried Chicken. When Colonel Harlan Sanders changed and became successful at this later age, it was after he asked Jesus Christ to forgive him for living his own way and he started living Jesus’ way. So why not make that same choice yourself right now? Why not ask Jesus to forgive you for living your own way? Then ask Him to take full charge of your life every day, for the rest of your life. No matter how old you are or how many times you’ve failed, with Jesus in charge of your character and life, it’s never too late to change! Just Think a Minute…

Batas... from page 6

sea, into completely healthy drinking water, almost in an instant. “ Wo r k e r s i n G o d ’s Service Company” is being asked to help distribute these machines, to enable cities and municipalities and other local government units, or even national, regional, and other local government offices and agencies, to supply clean and safe drinking water to our countrymen, particularly during times of disasters and natural calamities.

-ooo P O RTA B L E WAT E R COVERTER MACHINES READY TO USE: To those who are interested to acquire these mobile or portable water treatment machines, you can call or email me at t h e p h on e nu m b e r s a n d e m a i l a d d re s s e s I listed below this column. C onsultations on this product, and on how to install it, are for free. Nevertheless, to those who have a technical mind, here are some specifications of the machines: “Detailed specification of 500L/H double-stage system: 1) Adopts imp or ted RO membrane from America, which can remove 99.7% inorganic salt, heavy metal ion and completely get rid of colloid, microbiology organic materials, germ, protozoa, pathogens, bacteria, inorganic chemical and so on. “2) No need to add any chemicals, stable pure water quality, and no pollution drained, low produce cost. 3) Equipped with pretreatment s y s t e m , s u c h a s a c t ive carbon absorption filter and PP sediment filter. 4) 304 stainless steel rack and pipe accessories connection…” The machines come with their own generator sets so that even if the town or city which will use them are hit by blackouts, they can still be used to produce safe drinking water. Call me, we have ready machines for

7

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disposition. -ooo REACTIONS? Please call me at 0917 984 24 68, 0918 574 0193, 0922 833 43 96. Email: batasmauricio@yahoo.com, mmauriciojr111@gmail. com.

Loreche... from page 6

towards what caused the pancreatitis , meaning, if it is all alcohol related, then, withdrawal of the alcohol. Hospitalization and directed symptom management is given in order to stabilize t he condition of t he patient. Lifestyle changes like alcohol and cigarette abstinence, low fat diet are simple things that will help one in preserving his/her pancreas.

Bunye... from page 6

Apart from this e nd e avor, t he B SP h a s promoted the development of child-friendly deposit products in the banking industry, which won for it the Top Global Honor at the Child and Youth Finance International Awards this year. It has partnered with the Department of Education (DepEd) to i ncor porate f ina ncia l lessons in t he elementary curriculum. To boost this cause, the two institutions will also launch a recognition program for outsta nd ing teachers in

f inancia l education t his October. In an idea l economy, every citizen knows how to save and spend wisely. The only way we can get even near that is to make our children understand why money matters to them, so that they will grow up to be responsible in handling it. In this regard, I would say the exhibit seems to be doing well. Let me share with you one response from the exhibit. Asked to w r ite what s h e l e a r n e d t h a t d a y, one girl said, “Magtipid, p a r a m a k a bi l i n g m a s importanteng bagay.” (Save, so that you can buy more important things.) The Money Matters for Kids interactive exhibit is at the Gateway Mall Activity Area until August 17, 2013. Note: My book, Central Ba n k ing for Ever y Jua n and Maria is now available in main branches of Fully B o ok e d , Powe r B o ok s , National Book Store, and University of the Philippines P re s s . You m ay e -m a i l us at totingbunye2000@ gmail.com. Past articles may be viewed at ht t p : //s p e a k i n g o u t . p h / speakingout.php.

Enhance... from page 2

to improve on its financing among micro small and medium enterprises (MSMEs) and agricultural

smallholders in Mindanao. “Par t i c ip ant s to t he conference are urging the country’s development banks to enhance their credit access among MSMEs especially t hos e engage d in ag r ibusiness in order to promote home-grown businesses and countryside development,” he said. Davao City Chamber of Commerce and Industry (DCCCII) President Daniel Lim said the island-region also needs to enhance its infrastructure and logistics support in key production areas to improve Mindanao’s intra-connectivity as well as its national and international market reach. At t h e M i n B i z C o n opening ceremonies, President Aquino announced that the Department o f P u b l i c Wo r k s a n d Highways (DPWH) has so far allocated P61.54 billion for road, bridge, and other infrastructure projects in Mindanao for2011 to 2014. The amount is expected to increase with the proposal of P34.29 billion for the 2014 budget. “We also support the development of Mindanao growth corridors and export gateways, which is being espoused by MinDA in preparation for the ASEAN integration,” said Lim, while adding that the establishment of growth corridors is a development strategy aimed to enhance the efficiency and comp etitiveness of

Mindanao’s infrastructure support. The export gateways and growth corridors, which include the Southern Mindanao Economic Cluster (Tagum-Davao, GenSan Gateway); Northern Mindanao Economic Cluster (CDO-Iligan Gateway); and the Western Mindanao Economic Cluster ( Z amb o ang a Pe n i nsu l a Gateway), intend to achieve physical integration among key economic clusters in Mindanao in its bid to become self-reliant and internally dependable. Other points raised in the policy agenda include the amendments in the Cabotage law to reduce transport cost of products coming from Mindanao; improvement of tourism infrastructure; addressing of jobs and skills mismatch; the amendment of the tariff and customs code of the Philippines; and putting in place the policy framework for responsible and sustainable mining practices in Mindanao. Now on its 22nd year, t h e M i n B i z C on i s t h e largest annual gathering of Mindanao’s key business leaders and government officials in efforts to usher m ore i nv e s t m e nt s a n d economic activities in the island-region’s 26provinces, 422 municipalities, and 33 cities. General Santos, one of the largest cities in Mindanao is hosting next year’s conference. (PNA)


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DoT Secretary graces Kumbira 2013 by Irene Joy B. Dayo Correspondent, BWM Group

Department of Tourism Secretary Ramon R. Jimenez Jr. graces the opening event of Kumbira 2013 tagged as 17th Culinary Show and Live Competitions. This culinary event finally opened August 14 at the Limketkai Mall, Cagayan de Oro City. It is Secretary Jimenez’s first time to witness the Kumbira event which is on its 17th year of showcasing culinary arts. In his speech, he commended the city of Cagayan de Oro for realizing this event. Kumbira 2013, according to him, is a happening that brings out the creativity of the people. Ms. Eileen San Juan, chair of the fiesta events, also showed her support to Kumbira 2013. She said that it is very successful and she hopes that the city will still be able to sustain it and get the

support of the people who will come to the city. She is also grateful that the department secretary for his support to Kumbira. “We’re very glad that Secretary Jimenez made it finally to our Kumbira. This is his first time also to see our culinary show. We felt that with him gracing the opening program, Kumbira is really given national importance,” she said. Kumbira is participated by various schools and companies from different part of Mindanao. They have displayed their products around the Atrium of Limketkai Mall. The culinary show and live competitions will continue through August 16, 2013.

Ms. Eileen San Juan, chair of the fiesta events, takes Mayor Oscar Moreno and Tourism Secretary Ramon R. Jimenez Jr. on a tour of the exhibit area during the Kumbira 2013 opening, August 14, 2013 at the Limketkai Mall Atrium. Photo by Cagayan de Oro City Info Network

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CdeO BRAND. The CdeO souvenir stall at the Kumbira 2013 event, Limketkai Mall Atrium. Shoppers will get to buy some shirts and other items with the CdeO brand as part of the city’s thrust to promote local tourism. Kumbira, now its 17th year, attracts over 18,000 participants, mostly culinary students, chefs and food enthusiasts coming from all over the country. Photo by Cagayan de Oro City Info Network

OFFICE OF THE CLERK OF COURT AND EX-OFFICIO SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF-2013-004

Upon the Extra Judicial Petition for Sale under Act 3135/1508, as amended, filed by the 1ST Valley Bank Inc., Baroy Lanao del Norte against PEDRO VILLACRUZ, Sto. Nino Village, Baroy Lanao del Norte to satisfy the indebtedness which as of April 23, 2012 amounting to THREE HUNDRED FIFTY THOUSAND PESOS (Php 350,000.00) excluding penalties, changes, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at public auction on 24th day of September 2013 at 10:00 AM or soon thereafter at the Regional Trial Court, Branch 07, Poblacion, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit:

Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 filed by PEOPLES BANK OF CARAGA INC. OROQUIETA BRANCH OROQUIETA CITY, MISAMIS OCCIDENTAL against ALLAN A. ALJAS to satisfy the mortgage indebtedness which as of July 23, 2013 amounts to Two Hundred Five Thousand Seven Hundred Forty Three Pesos Only (Php 205,743.00) excluding interest, attorneys fees, and other lawful fees for the service of foreclosure, the undersigned Sheriff will sell at public auction on September 23, 2013 at 10:00 O’clock in the morning or soon thereafter at the office of the Clerk of Court, Regional Trial Court, Br. 16, Tangub City, to the highest bidder in cash, Philippine Currency the herein mortgage property to wit:

LIST OF MORTGAGED PROPERTIES Transfer Certificate of Title No. T-600

KATIBAYAN NG ORIHINAL NA TITULO BLG. P-38272 TAX DECLARATION NO. 03-0019-00325

NOTICE OF HEARING Petitioner through counsel , filed a verified Petition for the Correction of Entry in the Birth Certificate of Elsie Nacion Famor. Finding said petition sufficient in form and substance, the same is hereby given due course. The Petitioner is hereby directed to cause this Order to be published once a week for three (3) consecutive weeks in a duly accredited newspaper of general circulation in the City of Cagayan de Oro, Province of Misamis Oriental, at her own expense. Let copies of this Order be posted in the Bulletin Board of the City Hall, Cagayan de Oro City, Bulletin Board of the Local Civil Registrar of Cagayan de Oro City and the Bulletin Board of this Court. This case is set for hearing on October 10, 2013 at 9:00 AM at the Session Hall of this Court. The Civil Registrar and any person having or claiming any interest under the entries whose cancellation or correction is sought may, within fifteen (15) days from notice of the Petition, or from the last date of publication of such notice, file his/her opposition thereto. Let a copy of this Order be furnished the Office of the Solicitor General, Office of the Local Civil Registrar of Cagayan de Oro City, the Petitioners and their counsel. SO ORDERED Given this 31st day of July 2013 at Cagayan de Oro City.

REGIONAL TRIAL COURT 10th Judicial Region Branch 16, Tangub City

NOTICE OF EXTRA-JUDICIAL SALE EJF NO.: 176-07-2013

SPEC. PROC. NO. 2013-056

LOCAL CIVIL REGISTRAR OF CAGAYAN DE ORO CITY, Respondent. x------------------------------------------/

See you soon!

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod , Lanao del Norte

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 39 Cagayan de Oro City IN THE MATTER OF THE CORRECTION OF ENTRY IN THE BIRTH CERTIFICATE OF ELSIE NACION FAMOR, Petitioner, -versus-

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LOT NO. Pls-13 (H-500962) Bounded on the bounded on the NE by Lot 3113 of Lala Pls-13 and Road; on the SE by Lots 2419 and 2418 of Lala Pls-13; on the SW by Road and Lot 1931 of Lala Pls-13 and on the by Lots 1931 and 1929 of Lala Pls-13 bearing true description situated at Princesa, Baroy, Lanao del Norte.

Together with all the improvements found thereon.

Under the TRANSFER CERTIFICATE OF TITLE NO. T-600 in the name of PEDRO VILLACRUZ. All sealed bids must be submitted to the undersigned on the above stated time and date.

Tubod, Lanao del Norte, Philippines, this July 22, 2013.

For the Clerk of Court and Ex-Officio Sheriff

(SGD)MARITES FILOMENA B. RANA-BERNALES Presiding Judge

(SGD.) CONRADO V. HINGCO, JR. Sheriff IV

BWM: August 11, 18 & 25, 2013

BWM: Aug. 5, 11 & 18, 2013

“A parcel of land (Lot No. 6, Gss-10-000159, situated on the Barrio of Mapurog; Municipality of Bonifacio; Province of Misamis Occidental; Island of Mindanao. Bounded on the SE., along line 1-2 by Lot 7, Gss-10-000159; along line 2-3 by lot 5, Gss-10-000159; SW., along line 3-4-5 by lot 4, Gss-10-000159; on the SW., along lines 5-6-7-8 by Dugoc Creek; on the NE., along lines 8-9-1 by lot 8, Gss-10-000159. Containing an area of NINETEEN THOUSAND SIX HUNDRED TWENTY TWO (19,622) SQUARE METERS. All points referred to are marked on the ground as indicated on the plan. The property is located in the barangay Mapurog Municipality of Bonifacio, Province of Mindanao, Island of Mindanao and all improvement are found thereon. All sealed bids must be submitted to the undersigned on the above stated time, date and place of auction sale. In the event that the public auction should not take place on said date or there is only one bidder, it shall be held on September 27, 2013 at the same time & place without further notice. Bidders are enjoined to investigate for themselves any encumbrance on the herein properties if any there be. July 24, 2013, at Tangub City, Philippines.

FOR THE EX-OFFICIO SHERIFF:

By: (Sgd.) WILLIAM C. ARANIEGO Sherif BWM: Aug. 16, 23 & 30, 2013


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Gateway... from page 1

rural areas and urban centers, providing more opportunities for our industr ies and enabling them to participate in the ASEAN community through our export gateways,” said MinDa chair Luwalhati Antonino. In a statement of MinDa, the Department of Public Wo r k s a n d H i g h w a y s (DPWH) Secretary Rogelio Singson presented during the Mindanao Business Conference that the department allotted P34 billion infrastructure development for Mindanao in 2014. It was noted that DPWH’s 2014 budget for Mindanao is the highest fund that the department has allocated for the region. ”Separate infrastructure support to ARMM totaled to P8.78 billion, inclusive of other projects funded from 2011,” stated by MinDa. Likewise, the Department of Tr ans p or t at i on an d Communications (DOTC) is set to improve 15 airports and 46 ports in Mindanao to improve transportation and logistics system. ”Sec. Joseph Emilio Abaya said the Davao-Sasa port will undergo modernization and privatization, and the Davao International Airport will be improved in time for APEC in 2015, which the Philippines will be hosting. They will also complete the development of the new Laguindingan Airport and pursue the nightrating of Dipolog Airport, Ozamis Airport and Cotabato Airport,” added MinDa. Aside from the modernization of certain inf rastr uctures, MinDa said that DOTC will also be undertaking the P56.5 billion Central Spine RoRo Project that will cut 20 hours of the ususal travel time from

Manila to Mindanao. The Central Spine RoRo Project will create ManilaPanay-Negros-Cebu-BoholNorthern Mindanao route. “ We l l - p l a c e d infrastructure will allow Mindanao’s top exports sourced mainly from rural areas to expediently reach urban centers for processing and marketing, and arrive at our export gateways faster and in better shape,” the MinDa chair said. Meanhile, included in the Mindanao growth corridors are the establishment of Mindanao Food, Agribusiness and Logistics C orridor comprising of Mati, Tagum, Davao, Island Garden City of Samal, South Cotabato, General Santos, and Sarangani. Also, the Tagum-DavaoGeneral Santos road link and the proposed Davao City by-pass Road will enhance the two areas as Davao and GenSan are considered as major export gateway. “We are strengthening our lo cal supply chain management system in Southern Mindanao and will connect this to international export gateways and growth cor r idors, t hroug h t he convergence of inter-province and inter-city road networks and ports improvement,” Antonino added. (PNA)

Steag... from page 1

side with the repair works to optimize the time and bring the unit back to service as soon as possible. This move supersedes earlier plans to shut down Unit 2 for preventive maintenance as originally scheduled on September 21 to October 27,” Evers said. Despite the unplanned s h u t d o w n o f Un i t 2 , Steag Power “is expected to sustain its remarkably high plant-wide availability

performance,” Evers said, citing the sustained average availability of 93 percent and a less than one-percent rate for unplanned outage since full commercial operations began in 2006. T h e p owe r pl ant i s considered the most modern and the biggest in Mindanao on a per unit capacity. It a c c ou nt s for ab out 2 0 percent of the island’s electric generation mix. Steag Power is a special purpose company established to build, operate and maintain Mindanao’s first, and so far, only coal-fired power plant. The company is principally owned by Germany’s Steag GmbH, in partnership with local firms.

Launch... from page 1

of Agriculture(DA). Panalo SIKAP aims to address savings mobilization and micro enterprise development to generate micro savings across the country especially within the basic sector, which largely remains underbanked. The program also seeks to reduce vulnerability of the poor through financial l it e r a c y, prom ot i on of culture of savings, and micro entrepreneurship. It highlights an innovative social protection enhancer with a socialized interest of only 5 percent per annum f rom t he usu a l 20- to 35-percent annual interest from other micro-finance institutions. “This is another milestone for concretizing financial inclusion efforts through a sustainable and scalable program targeting the base of the pyramid. As a bank, it gives us the opportunity to create and develop credit profile and credit score among the poor by enabling them to transition from being unbanked to becoming fully banked segment.” Gilda E. Pico, LandBank president and CEO said in a statement . Manuel V. Pangilinan, chairman of the PLDT-Smart Foundation as well as PLDT and Smart, said that financial inclusion, poverty alleviation and livelihood is everyone’s business. While the issues concerning development as a whole are complex, this program is a foothold in scaling up opportunities for m i c ro s av i ng s and entrepreneurship for Filipinos who need to break out the cycle of hardship. “We support this initiative and we’re ver y keen on working closely with all partners to make sure that it makes an impact.” Pangilinan said. “We’re excited over this breakthrough service that will benefit those who need it most. It’s an example of how mobile technology can be used in public-private partnership programs in support of social good. With our partners, we expect Panalo SIKAP to further narrow the digital financial access divide in our country and to create

sustainable livelihood for the 4Ps and agriculture sector beneficiaries,” said Orlando B. Vea, chief wireless advisor, Smart. “USAID is proud to be a strategic program partner in ensuring an effective and comprehensive on-ground financial literacy and education campaign plan in coordination with the DSWD. We need these beneficiaries to fully understand the value and opportunity of credit, livelihood and savings and how it could change their lives and make this as an initial step towards economic empowerment,” said Gloria D. Steele, USAID mission director in the Philippines. Under the program, recipients of the government’s Pantawid Pamilyang Pilipino Program can voluntar y participate by authorizing L ANDBANK to autodeduct from cash grants for their auto-savings. The amount can vary from P50 to a maximum of P100 per month or P100 or P200 per bimonthly payout depending on the beneficiary’s choice. The auto-savings will be the basis for loan availment. LandBank, in turn, can provide 50 percent of the total accumulated future savings of the beneficiary as loanable amount. Based on the beneficiary payout, the amount can either be P1,500 or P3,000. This credit facility can be used to avail of a Panalo SIKAP livelihood package that includes a startup phone, a free retailer SIM, merchandising material, selling guide, and an initial P2,500 initial load inventory. Aside from their autosavings, beneficiaries who voluntary participate will pay a maximum amount of P56.61 a month which is just 4 percent applied to loan repayment of the total deduction. The rest goes into savings. They will also be required to set aside a minimum of 20 percent from their gross revenues per month from the Panalo SIKAP livelihood business as additional savings build up. All the income will be stored in mobile savings build-up account enabled by the Smart e-Money platform and linked to the beneficiary’s LandBank ATM cash card. Through the program, beneficiaries will not only enj oy t he auto-s avings features but at the same time have the opportunity to have immediate access to a credit facility for livelihood and in the process, providing them access to financial services and capital. Those who avail of the loan can also enjoy a mortgage redemption insurance that covers death or total disability of the borrower while the loan is outstanding. This program is on top of the existing P250-billion credit facility of LandBank set aside annually for its mandate d and pr ior ity sectors, and focuses on the provision of a retailer load micro-enterprise in

NHTO conducts orientation for LGUs in Region 10 CAGAYAN DE ORO CITY -- The National Household Targeting Office (NHTO) of Department of Social Welfare and Development (DSWD) Field Office 10 will be conducting a series of orientation for the 93 Local Government Units (LGUs) and five provinces of Region 10 from August 22 to 30. This is in line with the preparation for the implementation of the Second Round Regular Household Assessment/Enumeration within this year. DSWD as the lead agency, through the Regional Project Management Office (RPMO) is enjoined to closely coordinate and collaborate with the respective LGUs in the conduct of said household assessment and enumeration in the entire region. Governors, Mayors or their representatives, Provincial/ City/Municipal Planning and Development Officers, ABC Presidents, Provincial /City/Municipal Social Welfare and Development Officers within Region 10 are the expected participants of the orientation. One of the major activities in the conduct of the Second Round Regular Household Assessment/ Enumeration will be the on-site house-to-house assessment and household enumeration. It is aimed at targeting and creating a database of poor households nationwide known as “Listahanan Ng Mga Pamilyang Nangangailangan” for social protection programs and services. The National Household Targeting System for Poverty Reduction (NHTS-PR) or “Listahanan” is an information management system that the government uses in identifying who and where the poor are and it is being spearheaded by DSWD. It aims to address poverty reduction through a scientific and target-focused strategy. (Mitzie S. Santiago/RTP/PIA10) the countryside and among the bottom of the pyramid segment. Smart, through Smart e-Money, Inc. (formerly Smart Hub, Inc.), has been a pioneer in mobile financial services with world-first services such as Smart Money and Smart Load. For its growing inclusive business strategy, Smart is the only Philippine telco that has been recognized by t he Unite d Nat ions Development Program with a World Business Development Award in 2008.

ARMM... from page 2

Delivery trucks coming from Davao City currently transport fuel supplies to this area. Without elaborating,

Santos added that Sabah would play an important rol e i n t he d el ive r y of f uel pro duc ts f rom t he Malaysian-based firm. He a d d e d t h a t f i v e other foreign companies are interested to invest in the region for Cavendish bananas and palm oil partnerships. (PNA)

Pushed... from page 2

port facilities would bring peace and development in areas that are considered conflict-affected. The tow ns of Pi k it, Midsayap, and Pigcawayan had always become sites of lawlessness and armed fighting between government troops and the Moro rebels. (MB)

CAGAYAN DE ORO MAIN BRANCH P & J Lim Bldg., Tiano Brothers Kalambagohan Sts., Tel. # (08822) 727-829 * Telefax # (088) 856-1947 CAMIGUIN BRANCH B. Aranas St., Poblacion, Mambajao, Camiguin Tel. # (088) 387-0491 CORRALES BRANCH Corrales Ave., Cagayan de Oro City DIVISORIA BRANCH Atty. Erasmo B. Damasing Bldg., #61 Don A. Velez St., Cagayan de Oro City Tel. # (088) 857-3631 LAPASAN BRANCH Lapasan Hi-way, Cagayan de Oro City Tel. # (088) 231-6739 CARMEN BRANCH Vamenta Blvd., Cagayan de Oro City Tel. # (088) 231-2011


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August 16-18, 2013

Lambo Dyes... from page 4

synergy of the two offices PIA and PBS under PCOO. Likewise, PIA Director General Jose Mari Oquiñena through a phone patch expressed his contentment over the collaboration of PIA and Radyo Ng Bayan. He added that, through the program we can deliver more in-depth information to the people. “If we c an i n for m , we can inspire; if we can inspire, we can involve,” he stressed. Director General Oquiñena also said that through delivering the

good news, people will have deeper appreciation of being a Filipino and love for the country. For his part, PBS Director Tito Cruz during the launching underscored the importance of developmental communication and delivering the good news. “These are the things that our people would want to hear,” he said. “ The people should know that there are good things that are happening around us that they ought to know. It is our responsibility to tell the people that despite the fact that there are negative

things, like the recent bombing incident here, there are still more good news,” he added. “If people know that there are better things to do and better things to help each other with, then I think ‘ang paglambo mahitabo sa isa ka lugar’ – development will happen in a certain community,” he concluded. Meanwhile, PIA Regional Director Thelma B. Oliver, said “Lambo Dyes does not only entail reporting of developmental news around Northern Mindanao for it also implies motivation for people to understand, discuss, make

SP. PROC. NO. 277-07-2013

DIOSDADO DUMILI CABRERA and FILIPINAS FE RAZO CABRERA, Petitioners. -versusOFFICE OF THE MUNICIPAL CIVIL REGISTRY KAPATAGAN, LANAO DEL NORTE. Respondent. X--------------------------/ ORDER This is a petition for adoption of minor filed before this Court on July 19, 2013 by the herein petitioners praying among others that after notice and hearing, judgment be entered adjudging the minor DIOFIL MARIS P. REYES to be the child of the herein petitioners. Petitioners alleges that they are lawfully married couple, 50 and 46 years old, respectively and residents of MJ Cuenco St., Poblacion, Tubod, Lanao del Norte. Respondent is sued in its official capacity. They are childless spouses, in possession of full civil capacity and legal rights i.e not subject to any incapacity or disability like insanity or imbecility, civil interdiction, deaf-mutism, insolvency, financially able, and are not suffering any disqualification by law. They desire to jointly adopt a minor named DIOFIL MARIS P. REYES, two (2) months and twenty-five (25) days already, as she was born on April 10, 2013, born as an illegitimate child to Efren L. Reyes and Cheene C. Pangasian. The said minor child had never felt the love, care and affection of her biological mother as she was immediately given and entrusted to the custody of Efren per their pre-arranged agreement, who in turn left her to the petitioner’s care and custody to avoid trouble and chaos with his legitimate family who are very much opposed to bringing the child home. In other words, the said minor was practically abandoned by her biological mother who allegedly went to Manila after recovering from the minor’s delivery hence, her written consent to adoption is not necessary. The person left to give the consent to minor’s adoption is in the person of his biological father Efren, who is not insane nor intemperate, with full knowledge of petitioner’s intention but left without choice to keep the minor child in his care and custody in the family dwelling because of his wife’s vehement opposition. The petitioners are qualified to adopt the said minor, and will be financially and morally capable to bring up and educate her property and adequately. Set the initial hearing of this case to September 13, 2013 at 8:30 in the morning before the sala of this Court. Furnish copy of this Order to the Office of the Solicitor General at Makati City, Office of the Public Prosecutor in Tubod, Lanao del Norte, Office of the Local Civil of Kapatagan, Lanao del Norte, Atty. Dorothea S. Basalo, counsel for the petitioners, and to the petitioners themselves at MJ Cuenco St., Poblacion, Tubod, Lanao del Norte. Let copy of this Order be published in a newspaper of general circulation for three consecutive weeks, at the expense of the petitioners. The Department of Social Welfare and Development, Field Office, Region 10, Cagayan de Oro City is hereby directed to conduct a Home Study and Child Study Report upon the petitioners and the child sought to be adopted, as well as the biological parents. She is directed to submit a report relative thereto at least (3) days before the scheduled hearing of the petition. Any interested person/s are hereby directed to come to Court on said time and date to show cause why said petition should not be granted. SO ORDERED. Tubod, Lanao del Norte. August 2, 2013. (Sgd.) DENNIS P. VICOY Acting Presiding Judge

BWM: Aug. 5, 11 & 18, 2013

PETITION FOR EXTRA JUDICIAL EJF NO. 2013-189 FORECLOSURE OF REAL ESTATE MORTGAGE UNDER ACT 3135 AS AMENDED BY ACT 4118 FOR: HOME DEVELOPMENT EXTRA-JUDICIAL FORECLOSURE MUTUAL FUND (Pag-Ibig), REAL ESTATE MORTGAGE Petitioner , LOWIE L. ELLESO Respondent. X--------------------------------/ NOTICE OF EXTRA-JUDICIAL SALE Upon extra-judicial petition for sale under Act No. 3135/4118 filed by HOME DEVELOPMENT MUTUAL FUND (Pag-Ibig), against LOWIE L. ELLESO married to WILFREDO T. ELLESO, both of legal age, Filipino citizens with postal address at LOT3-BLK7 GREENVILLE SUBD. BRGY SUNTINGON BUGO, Cagayan de Oro City, Misamis Oriental , to satisfy the mortgaged indebtedness which as of June 19, 2013 amounts to NINE HUNDRED SIXTY TWO THOUSAND SIX HUNDRED THIRTEEN PESOS & 37/100 (P962,613.37), Philippine Currency, inclusive of interest, penalties, charges, attorney’s fees and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at public auction on September 19, 2013 at 10:00 A.M. at the main entrance of this Court, Regional Trial Court, Branch 41, Capitol Compound, A. Luna Street, Cagayan de Oro City to the highest bidder, for cash or manager’s check and in Philippine Currency, the following personal property, to wit : TRANSFER CERTIFICATE OF TITLE NO. T-209128 Lot : Lot 3, Blk-7, Pcs-10-003614 CONSOLIDATION-SUBD : Lot 16-0-1, 16-0-2, 16-0-4 All of Psd-10-048495 LOCATION : Bugo, Cagayan de Oro AREA : NINETY (90) sq. m. more or less including all improve ments found thereon All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the property herein-above described and encumbrances thereon, if any there be. Cagayan de Oro City, July 19, 2013 (SGD.) ALDEN V. SAMBAAN Sheriff IV BWM: Aug. 5, 11 & 18, 2013

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region OFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF Tubod, Lanao del Norte

Republic of the Philippines REGIONSL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region BRANCH 38 Cagayan de Oro City NOTICE OF EXTRA-JUDICIAL SALE File Number 2013-201 UPON EXTRA-JUDICIAL PETITION FOR SALE under Act 3135, as amended by Act No. 4118, filed by HOME DEVELOPMENT MUTUAL FUND (otherwise known as Pag- IBIG Fund), with branch office at Pag-IBIG Fund Bldg., J.R. Borja St., Cagayan de Oro City, against EMMA A. LOZANO, with postal address at Block 2, Lot 12 & 14, Tierra De Oro Homes, Macasandig , Cagayan de Oro City, to satisfy the mortgage indebtedness which as of June 19, 2013, amounts to One Million Nine Hundred Ninety Thousand Eight Hundred Ninety Pesos & 82/100 (Php1,990,890.82) , Philippine Currency, as principal, interest, charges, attorney’s fees and expenses of foreclosure, the undersigned Sheriff or his deputies will sell at public auction on SEPTEMBER 5, 2013, at 10:00 A.M. to 4:00 P.M. or soon thereafter at the Office of the Regional Trial Court, Branch 38, 2nd Floor, Hall of Justice, Hayes Street, Cagayan de Oro City, to the highest bidder, for cash and in Philippine Currency, the following real properties, with all the improvements found thereon, to wit: “TRANSFER CERTIFICATE OF TITLE NO. 137-2011002253 A PARCEL OF LAND (LOT 12, BLOCK 2, PSD-104305-018904, BEING A PORTION OF LOT 2911, CAD-237, CAGAYAN CADASTRE), SITUATED IN THE BARRIO OF MACASANDIG, CITY OF CAGAYAN DE ORO, ISLAND OF MINDANAO. XXX, REGISTERED IN THE NAME OF EMMA A. LOZANO, CONTAINING AN AREA OF TWO HUNDRED EIGHT (208) SQUARE METERS, MORE OR LESS.’’ “TRANSFER CERTIFICATE OF TITLE NO. 137-2011002254 A PARCEL OF LAND (LOT 14, BLOCK 2, PSD-104305-018904, BEING A PORTION OF LOT 2911, CAD-237, CAGAYAN CADASTRE), SITUATED IN THE BARRIO OF MACASANDIG, CITY OF CAGAYAN DE ORO, ISLAND OF MINDANAO. XXX, REGISTERED IN THE NAME OF EMMA A. LOZANO, CONTAINING AN AREA OF ONE HUNDRED FIFTY NINE (159) SQUARE METERS, MORE OR LESS.’’ All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event the public auction should not take place on the said date for whatever reason, the same will proceed on the following working day without need of further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the titles of the properties above-described and encumbrances thereon, if any there be.

better decisions and act upon pressing issues to further brace improved quality of life.” ‘Lambo Dyes’ is live every Friday, except last Friday of the month which is slated for PIA’s Ang Rehiyon Karon (ARK), 4:00 to 5:00 p.m. over 936 KHz DXIM Radyo ng Bayan. The program will include interviews of officials from regional line agencies and LGUs, PIA updates, field reports by the information c e nt e r m a n a g e r s a n d DXRG Radyo ng Bayan, Gingoog, trivia, public service announcements, and advocacies. (JMOR/ PIA)

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 41 Cagayan de Oro City

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12TH Judicial Region BRANCH 07 Tubod, Lanao del Norte RE: PETITION FOR THE ADOPTION OF MINOR CHILD DIOFIL MARIS P. REYES.

NOTICE OF EXTRA-JUDICIAL SALE EJF NO. : 175-07-2013 Upon the Extra Judicial Petition for Sale under Act 3135/1508, as amended, filed by the 1ST Valley Bank Inc., Baroy, Lanao del Norte against MARICRIS S. ONG, Poblacion, Baroy, Lanao del Norte to satisfy the indebtedness which as of December 25, 2001 amounting to TWO HUNDRED FORTY THOUSAND PESOS (Php240,000.00) excluding penalties, changes, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at public auction on 11th day of September 2013 at 10:00 AM or soon thereafter at the Regional Trial Court, Branch 07, Poblacion, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit: LIST OF MORTGAGED PROPERTIES A parcel of land Lot 28-B of subdivision plan Pad-12-028410(AR) being a portion of Lot 28, Pls-13 situated in the Barrio of Pendolonan, Municipality of Lala, Province of Lanao del Norte, Philippines. LOT NO. 28-B Bounded on the NE., along line 1-2 by Lot 28-A, on the S., along line 2-3 by Road; on the W., along line 3 to 5 by Lot 12, Cad. 117-D and along line 5-6 by Lot 28-C; and on the N., along line 6-7-1 by Road, all the subdivision plan. Under the TRANSFER CERTIFICATE OF TITLE NO. T-28-B in the name of MARICRIS S. ONG. All sealed bids must be submitted to the undersigned on the above stated time and date.

Tubod, Lanao del Norte, Philippines, this July 22, 2013.

Cagayan de Oro City, July 23, 2013.

FOR THE EX-OFFICIO PROVINCIAL SHERIFF:

BWM: Aug. 5, 11 & 18, 2013

(SGD.)REYNALDO L. SALCEDA Sheriff IV

11

www.businessweekmindanao.com

For the Clerk of Court and Ex-Officio Sheriff

(SGD.) CONRADO V. HINGCO, JR. Sheriff IV

BWM: Aug. 5, 11 & 18, 2013

Republic of the Philippines REGIONAL TRIAL COURT OF LANAO DEL NORTE 12th Judicial Region BRANCH 07 Tubod, Lanao del Norte EDWIN R. ONG I, CIVIL CASE NO. 07-752 Petitioner, - for - versus - Annulment and/or Declaration of Nullity of Marriage JOANNA B. BLANDO, Respondent. x--------------/ SUMMONS BY PUBLICATION TO: JOANNA B. BLANDO Poblacion, Baroy, Lanao del Norte Presently residing in London

G R E E T I N G S!

WHEREAS, on July 26, 2013, the Court issued an order granting the petitioner’s Exparte Motion for Leave to Serve Summons by Publication, the dispositive portion of which reads as follows: “WHEREFORE, finding the same to be well taken and in order, the same is hereby granted. The service of summons by publication to respondent is granted at the expense of the petitioner.”

WHEREAS, Petition reads: PETITION

COMES NOW PETITIONER, through counsel and unto this Honorable Court, most respectfully avers: 1. That petitioner is of legal age, married, Filipino and a resident of Poblacion, Baroy, Lanao del Norte where may be served with court orders and legal processes; 2. Respondent is, likewise, of legal age , married, Filipino and presently residing in London, but her last known address in the Philippines is at Poblacion, Baroy, Lanao del Norte; 3. That petitioner and respondent are husband and wife their marriage having been performed and solemnized on October 16, 1994 at Sto Nino Parish Church, Baroy, Lanao del Norte, Philippines as evidenced by a Marriage contract, copy of which is hereto being attached and made integral part hereof as Annex “A”; 4. Out of the said relationship, no child was born and no real property was acquired; 5. That unknown to petitioner, respondent was, at the time of the celebration of marriage, psychologically incapacitated to perform and comply with the essential marital obligation of marriage; 6. Before and during the early years of their marriage, respondent had already manifested sociopathic personality disorder, immature and dependent character, as shown in the following: 7. While petitioner and respondent were sweethearts, the former already observed something different in respondent’s personality as she treated petitioner like a father instead of her boyfriend. Petitioner tried to be patient and considerate with her because she is a casualty of a broken home but she seemed to be unhappy and uncomfortable with their relationship as if she was looking for a fatherly affection; 8. There was a time in their pre-marital relationship that petitioner could no longer bear and understand what respondent wanted, that is why at one point in time, petitioner tried to break up from respondent but she did not agree and she even attempted to take her own life by slashing her wrist with a bladed object; 9. Their shaky relationship continued until they decided to exchange I do’s with each other on October 16, 1994; 10. At the onset of their married life, petitioner already found difficulty adjusting with respondent’s behavior. She would not listen to petitioner’s advises and would always disagree with the latter’s decisions. She would not perform the usual household chores of a wife like preparing our food, cleaning our room and washing our clothes; 11. There were instances in their married life which often ended up to heated arguments like respondent’s inability to pay on time their monthly utility bills for reason that the budget intended for said bills was used to buy other with lesser importance; 12. Sometime in the year 1996 petitioner opened a video rental shop business in Tubod, Lanao del Norte with the expectation that respondent would help him run and manage the said business, however, due to her indolence, she just left petitioner alone managing the said business until the latter decided to close the same; 13. Respondent had also the penchant for spending petitioner’s hard earned money for luxury and other less important matters; 14. Sometime in the year 2008 she went to London as tourist against petitioner’s will, hoping that she could get a job leaving with petitioner a huge debt which he personally paid but when she arrived in London she did not find a job simply because she did not exert extra effort to look for one; 15. When she returned to the Philippines, petitioner opened again another business in Maranding, Lala, Lanao del Norte, a novelty or gift shop business, hoping that she had already mend her ways and that she would already help petitioner manage said business; 16. Few days after its opening, said business was doing fine because respondent was helping petitioner manage the same. When petitioner was elected Municipal Councilor of Baroy in May 2010, he left the entire management of the business to respondent because petitioner had to concentrate on his new job as public servant; 17. Few days after leaving the management of our business to respondent, our daily sales dropped as respondent would no longer go to our store and monitor our business, hence, we suffered huge loss until petitioner decided to close the same; 18. In November 2010 respondent again left for London under student visa against petitioner’s will and since then, she did not return home anymore neither did she communicate with petitioner or his close relatives; 19. Lately, petitioner was informed by respondent’s friends that she is now having an affair with another man and in fact they are now living together as husband and wife without the benefit of marriage in London; 20. That said attitude of the respondent is attributable to the latter’s unstable and immature character due to the fact that the respondent is suffering from personality disorder and psychological incapacity to perform her marital obligations of marriage which appears to be grave and permanently incurable; 21. That due to respondents psychological incapacity, immature, unstable, and insecure character resulting from such personality disorder respondent would not and could not provide the proper mutual love, care, support, respect and fidelity as well as mutual help required of her as a wife imposed under the Family Code; WHEREFORE, premises duly considered it is most respectfully prayed of this Honorable Court that after due notice and hearing judgment be rendered declaring the marriage between petitioner and respondent as NULL and VOID from the beginning in accordance with Article 36 of the Family code with all the legal effects and consequences thereof. Petitioner also prays for such other relief and remedies just and proper in the premises. Baroy for Tubod, Lanao del Norte, Philippines, July 8, 2013. OBIAL LAW OFFICE Bag-ong Dawis, Baroy, Lanao del Norte By: (SGD.) ELEUTERIO M. OBIAL, JR. IBP NO. 937538/05-23-15/Manila PTR NO. 1921314/06-25-13 (Application for exemption to undergo MCLE seminar has been filed but the same has not been acted upon, Application is attached)” NOW THEREFORE, the above-mentioned Respondent is hereby summoned and required to file with the Clerk of Court, Regional Trial Court, Branch 07, Tubod, Lanao del Norte, Philippines, his ANSWER to the above-quoted petition within sixty (60) days from publication of the summons and to serve copy of the said answer upon petitioner’s counsel at his given address indicated in the petition. Respondent is further reminded of the provision in the IBP-OCA Memorandum on Policy Guidelines dated March 12, 2002 to observe restraint in filing a Motion to Dismiss and instead allege the grounds thereof as defenses in the Answer. Tubod, Lanao del Norte, July 29, 2013. (SGD.) ATTY. MARIA PTV ZALSOS-UYCHIAT, CPA Clerk of Court IV

BWM: Aug. 5, 11 & 18, 2013


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