Stags Waterside Magazine

Welcome

Welcome to the 2026 edition of Stags Waterside Magazine, our annual celebration of life by the water and the unique lifestyle that comes with it. With over two decades of dedicated focus through our specialist Waterside department, we are proud to showcase the very best coastal, estuary, river and lakeside homes across the West Country.

Over the past few years, we have seen a remarkable shift in how people connect with waterside living. From the practical freedoms of hybrid working to a growing desire to embrace slower, more natureled lifestyles, the West Country has become a beacon for those in search of meaning and beauty in where they live. Waterside homes, once second homes or seasonal escapes, are increasingly becoming main residences and multi-generational sanctuaries.

Yet, these locations have not been without their challenges. Rising costs, changing environmental conditions, and evolving buyer expectations have all played their part. But through it all, the enduring appeal of the water’s edge remains steadfast. There is something timeless and powerful about a home with a view of the tide, the call of the gull, or the ever-changing light on the river.

In these pages, you will find a carefully curated selection of waterside properties and features celebrating the community and lifestyle that make this part of the world so special. From surfing hotspots, to reflections on our 150th year, and our commitment to environmental responsibility, including our beach clean initiative, we hope this magazine offers both inspiration and useful guidance, whether you are buying, selling, or simply dreaming.

With over 25 offices and locations across the West Country, a dedicated London presence, and an expert team of Waterside specialists, Stags is here to help you navigate your next chapter, on your terms, and with confidence.

Ben Stephens Partner and Head of Waterside

Meet our Waterside Experts

If you are looking to cruise the coastal waters, be close to the surf and beach or relax beside the river, talk to a member of our team for expert advice.

Sam McCreadie Barnstaple | 01271 322833

Hilda England Dulverton | 01398 323174

Launceston | 01566 774999

Adrian Tinker Bideford | 01237 425030

Nick Smith Exeter | 01392 255202

Plymouth | 01752 223933

Layburn Truro | 01872 264488

Marton Bowen-Ashwin Bridport | 01308 428000

Honiton | 01404 45885

| 01803 200160

Wadebridge | 01208 222333

Harriet Stacy-Marks Dorchester | 01305 443443

Kingsbridge | 01548 853131

Totnes | 01803 865454

West Cornwall | 01736 223222

Why sell a waterside property through Stags?

The lure of water has long been a driving force when considering a purchase in the West Country and such an aspirational move and change of lifestyle requires in-depth local knowledge to ensure the reality matches the dream.

For over 150 years, Stags has been synonymous with assisting people at crucial times in their lives with their most important assets.

Expert team with detailed regional knowledge of waterside hotspots, as well as undiscovered gems and upcoming areas.

Targeted digital marketing and social media campaigns, as well as advertising and editorial in regional and national press.

The London Office ensures all our properties can be seen by buyers in the capital and home counties.

A network of over 25 offices and locations across the West Country.

A landmark beachside period home

West Bay, Bridport

Offers over £750,000

Occupying an exceptional beachside position adjoining East Beach, Ship Cottage is a substantial and historic period home set within one of West Bay’s most iconic coastal locations. Enjoying uninterrupted views across the harbour, East Beach and Lyme Bay, the property offers a rare opportunity to acquire a characterful home in a truly enviable seafront setting.

Believed to date back to the 1700s and Grade II Listed, Ship Cottage is rich in architectural and historic interest. Constructed of solid stone beneath a predominantly thatched roof, the property retains many original features including exposed beams, cottage doors, wood panelling and part sash windows, all contributing to its distinctive coastal charm.

The accommodation extends to approximately 2,500 sq ft and is both generous and versatile. The main house provides seven bedrooms, two principal reception rooms and a sunroom, with living spaces arranged to make the most of the stunning coastal outlook. In addition, a separate two-bedroom annexe offers further flexibility for guests, multigenerational living or holiday letting.

Ship Cottage has been successfully operated as a holiday let and lends itself equally well as a main residence, second home or home-andincome opportunity. With its beachfront position, historic character and panoramic views, this is an exceptionally rare offering in the heart of the Jurassic Coast.

EPC: Exempt | Council Tax: Business rates | Freehold

Stags Bridport 01308 428000 | bridport@stags.co.uk

West Bay, Bridport

A stunning penthouse within a very prestigious development of luxury apartments, occupying a prime coastal and harbour setting, in the highly sought after resort of West Bay, on the spectacular Jurassic Coast. The property benefits from spectacular sea and harbour views. EPC: C. Council Tax: E. Leasehold - 107 years remaining. ASC £3,200. AGR £350.

Guide £550,000 | 01308 428000 | bridport@stags.co.uk

Tuckenhay, Totnes

Exceptional six-bedroom waterfront home with off-road parking, secluded garden, and consent to convert stone barn into garage with games room above. EPC: C. Council Tax: G. Freehold.

Guide £1,250,000 | 01803 865454 | totnes@stags.co.uk

Port Isaac

A coach-house style property in a front-line position, commanding panoramic harbour and sea views. Short walk to the village centre. EPC: E. Council Tax: Business rates. Freehold.

Guide £665,000 | 01208 222333 | wadebridge@stags.co.uk

Beesands, Kingsbridge

A beachfront property in a secluded location in the highly sought-after village of Beesands. The house has a superb kitchen and separate sitting room with two double bedrooms on the first floor and two additional loft rooms on the second floor. The large garden adjoins the beach providing direct access to the sea. EPC: G. Council Tax: C. Freehold.

Guide £600,000 | 01548 853131 | kingsbridge@stags.co.uk

Torridge Estuary

A exclusive lifestyle property at the waters edge, with moorings for two boats and private jetty. The house has been extended and remodelled throughout. EPC: C. Council Tax: D. Freehold.

Guide £699,000 | 01237 425030 | bideford@stags.co.uk

Warfleet, Dartmouth

Special waterside home with panoramic creek views, terraces, gardens, direct water access, mooring, three bedrooms, garage, and contemporary interiors. EPC: D. Council Tax: G. Freehold.

Guide £1,250,000 | 01803 865454 | totnes@stags.co.uk

Upton, Bude

A unique chance to acquire two detached coastal bungalows on a 0.5-acre plot near Widemouth Bay. Enjoying coastal panoramas, direct access to the South West Coast Path, and flexible living space. This property suits permanent residence, holiday use, or investment. EPC: E. Council Tax: D & A. Freehold.

Guide £650,000 | 01566 774999 | launceston@stags.co.uk

The Level, Dittisham

A three-bedroom home offering spectacular River Dart views, with a stunning open-plan living space, double-height glass-roofed dining area and beautiful tiered gardens. EPC: F. Council Tax: F. Freehold.

Guide £825,000 | 01803 865454 | totnes@stags.co.uk

Croyde, Braunton

A five-bedroom residence with spacious and well presented accommodation, within walking distance of the beach, surf and village amenities. EPC: D. Council Tax: F. Freehold.

Guide £1,300,000 | 01271 322833 | barnstaple@stags.co.uk

Paignton

A rare opportunity to purchase a detached residence in one of Torbay’s most coveted residential roads offering breathtaking sea and coastal views, gated driveway parking, four bedrooms and three bath/shower rooms. EPC: D. Council Tax: G. Freehold.

Guide £1,075,000 | 01803 200160 | torquay@stags.co.uk

Dartmouth

A charming end of terrace home with garden and garage, situated in an elevated position enjoying stunning views of the River Dart. EPC: D. Council Tax: E. Freehold.

Guide £450,000 | 01803 865454 | totnes@stags.co.uk

Lee Bay

Collection of sixteen 1, 2 and 3 bedroom apartments and duplexes, three 4 bedroom houses and a 4 bedroom bungalow. EPC: TBC. Council Tax: TBC. Freehold with service charge/Share of Freehold with service charge.

Prices From £395,000 | 01271 322833 | barnstaple@stags.co.uk

Lelant, St Ives

Set along the highly desirably Saltings beside the UNESCO-designated nature reserve, this architect-designed detached home enjoys uninterrupted views across the Hayle Estuary and just a short stroll to the golden sands of Porthkidney Beach. EPC: C. Council Tax: Business rates. Freehold.

Guide £850,000 | 01736 223222 | westcornwall@stags.co.uk

Hooe, Plymouth

A beautifully-presented three-bedroom waterside cottage, with private garden and pontoon, situated in the popular village of Hooe. EPC E. Council Tax: Business rates. Freehold.

Guide £385,000 | 01752 223933 | plymouth@stags.co.uk

A spectacular detached residence centrally positioned in the village, offering far-reaching views and flexible three storey accommodation, with parking and gardens. EPC: B. Council Tax: E. Freehold.

Guide £1,500,000 | 01237 425030 | bideford@stags.co.uk

Newlyn, Penzance

This beautifully presented semi-detached character cottage has been comprehensively renovated throughout and now offers a superb standard of finish, creating an exceptional turn key coastal home with far reaching views across Mounts Bay. The property benefits from two bedrooms, gardens and parking. EPC: C. Council Tax: C. Freehold.

Guide £360,000 | 01736 223222 | westcornwall@stags.co.uk

Exceptional six-bedroom, four-bathroom home with sea views, direct coastal access, and secure off-street parking/garage. EPC: C. Council Tax: G. Leasehold – 995 years remaining Guide £1,200,000 | 01803 200160 | torquay@stags.co.uk

Sixteen clifftop 2,3 & 4 bedroom apartments and townhouses. Commanding position above Great Western Beach. EPC: TBC. Council Tax: TBC. Freehold/Leasehold with service charges.

Prices From £550,000 | 01872 264488 | truro@stags.co.uk

Best surf in the South West

The South West is captivating, with its rolling hills that flow into the unspoilt beauty of its coastlines, we enjoy landscapes here that are as breathtaking as they are timeless. In this article, we explore some of the best beaches Devon and Cornwall have to offer.

Whether you’re a surfing enthusiast seeking out your next break, or a sunseeker looking for a new shoreline to explore we’ve put together the top beaches in the South West for every activity. Read on to discover the best tides for surfing and hotspots for ocean swims and water sports.

Polzeath

Best for: Long, leisurely waves and local surf culture

Polzeath is a stunning sandy beach, stretching nearly a quarter of a mile at low tide. Nestled just North of the Camel Estuary on the sheltered side of Pentire Point, Polzeath enjoys the protection from the wind, creating a haven for a day riding the waves. The surf here is known for long, slow breaking, consistent waves, making Polzeath a firm favourite among locals.

For the best experience, plan your visit during the winter months, especially February when the surf is at its best and is perfectly clean.

Woolacombe

Best for: All-level surfers and spacious beach days

Woolacombe is a scenic beach boasting 3 miles of golden sand and a variety of surf peaks breaking consistently across all tides. Its wide beachfront offers plenty of space to spread out for everyone to enjoy the surf, whether you’re a beginner finding your feet or a seasoned pro chasing a quality wave.

Woolacombe’s conditions work well all year round, its reliability makes this North Devon spot a favourite; offering something for everyone.

Croyde

Best for: Scenic surroundings and surf lessons for all levels

Croyde sits within two headlands in picturesque North Devon, offering a naturally sheltered and stunning coastal spot that enjoys consistent conditions throughout the year for steady surf. Its beautiful sandy beach and scenic surroundings make it a perfect destination for visitors seeking a relaxing day by the sea.

With a local surf school on hand, it’s the perfect opportunity for anyone to have a go at surfing or simply enjoy the relaxing seaside atmosphere.

Fistral

Best for: Serious surfers and competition-worthy waves

Bantham

Best for: Laid back days and spring surf sessions

Bantham is the home of surfing in South Devon, at the mouth of the River Avon within an Area of Outstanding Natural Beauty. The surf has a consistent swell with quality waves, although summer days tend to be quite flat, Bantham is best around low tide and in the spring. This stunning beach is not only perfect for surfing but also for sunbathing, ball games and leisurely beach strolls.

Surrounded by rolling hills, and offering panoramic views of Bigbury Bay and Burgh Island, Bantham is a peaceful, picturesque beach for bobbing in the waves.

Fistral beach stands as a world-renowned surfing destination, hosting numerous prestigious surfing competitions over the years. Fistral’s waves are notoriously consistent, especially during the autumn and winter months, making this prime season for surfing enthusiasts seeking the best swells. Fistral’s appeal extends beyond the colder months; in the warmer seasons, it offers ideal, more forgiving conditions, particularly for beginners looking to catch their first wave.

Fistral has the perfect blend of all conditions for all levels of surfers.

Widemouth Bay

Best for: Sandy beaches and beginner-friendly waves

Widemouth Bay has golden sand that stretches across two miles, making it the perfect space for families, sunseekers and anyone looking to escape the crowds.

Known for its consistent waves, Widemouth Bay is perfect for both newcomers to surfing and those looking to hone their skills. With local surf schools ready to guide you, it’s easy for everyone to experience the thrill of catching their first wave or simply soak up the stunning sea views and tranquil beach vibes.

Waterside mortgages: A broker’s guide

David Meek, Commercial Mortgage Broker at Philip Meek Mortgages discusses the key considerations when securing a mortgage for your dream waterside home.

The allure of a waterside property in the West Country is undeniable. From the dramatic coastlines of Devon, Cornwall and Dorset to the tranquil riversides of Somerset, living by the water offers a unique lifestyle. However, securing a mortgage for these distinctive homes can sometimes present a different set of considerations compared to a standard residential purchase.

At Philip Meek Mortgages, we understand the intricacies of the waterside property market. Our aim is to demystify the mortgage process, ensuring your journey to owning that perfect coastal retreat or riverside haven is as smooth as the calmest waters.

Beyond the Standard:

What Makes Waterside Mortgages Unique?

While a traditional residential mortgage will suffice for many waterside homes, certain characteristics often associated with these properties can require a more specialist approach:

• Holiday Lets and Second Homes: The West Country is a prime location for holiday lets and second homes. If your intention is to purchase a property as an investment to rent out to holidaymakers, or as a secondary residence, you’ll require a holiday let mortgage or a second home mortgage. These have different criteria and Stamp Duty Land Tax (SDLT) implications than a primary residence mortgage.

• Unique Features and Construction: Properties with private moorings, jetties, or unusual construction types (e.g., certain types of timber-framed homes, or those in designated flood plains) can sometimes be viewed differently by mainstream lenders. Specialist lenders are often more accustomed to assessing the value and risk associated with these unique attributes.

• Flood Risk Areas: While beautiful,

waterside locations can sometimes carry a higher flood risk. Lenders will consider this, therefore it impacts both mortgage and lender choice. It’s crucial to have appropriate flood insurance in place.

• Mixed-Use Properties: Some waterside homes might incorporate a commercial element, such as a small guesthouse, a shop, or even a private mooring that generates income. If a property has both residential and commercial aspects, it’s often classified as ‘mixed-use’. Standard residential lenders typically won’t finance these; instead, you may need a semicommercial mortgage. These are offered by specialist lenders who understand the blended risk and income streams.

• Planning & Use Classes: Properties in the UK are categorised by ‘Use Classes’ (e.g., C3 for dwellinghouses, C1 for hotels/ guesthouses). If a property’s current or intended use differs from its planning classification, or if it’s a conversion project, this will require careful navigation of planning permission and can influence mortgage options. It’s also worth noting that some extensions and annexes, for example, may have planning restrictions limiting their use to holiday letting only.

The Valuation Nuance

Valuing a waterside property can be more complex. Factors like direct water access, mooring rights, flood defences, and the specific micro-location (e.g., proximity to a beach or river) can significantly influence value. Lenders rely on expert valuations that take these unique elements into account, which is why working with a broker who understands these nuances is invaluable.

The Broker’s Advantage

This is where a specialist mortgage brokerage truly shines. At Philip Meek Mortgages, our unique strength lies in

having both dedicated residential and commercial advisers. This means we can:

• Identify the Right Lender: We’ll match your unique property and financial circumstances with the lenders most likely to consider your application.

• Navigate Complexities: We understand the intricacies of mixed-use properties, holiday lets, restricted use, and properties with specific features or planning considerations. Our dual expertise ensures a comprehensive approach, whether your waterside dream is purely residential, fully commercial, or a blend of both.

• Streamline the Process: We handle the legwork, from initial assessment to application submission, saving you time and stress.

• Offer Expert Advice: We can advise on the various mortgage products available, interest rates, fees, and the overall costs involved, ensuring you make informed decisions.

Your Waterside Dream Awaits

Owning a waterside property in the West Country is a dream for many, and with the right mortgage advice, it can become a reality. Whether you’re looking for a permanent home with stunning views, a lucrative holiday let, or a unique property with direct water access, we’re here to help you navigate the financial currents.

Contact Philip Meek Mortgages today for a no-obligation consultation. Let us help you unlock the door to your perfect waterside property.

David Meek

Commercial

Mortgage Broker

Philip Meek Mortgages

Coastal charm meets opportunity on the clifftops

SOLD | Holdstone Down, Exmoor

Guide £1,450,000

Perched on a dramatic clifftop and commanding sweeping views across the Bristol Channel, this truly unique property presents an exceptional lifestyle and business opportunity on the coast.

The property comprises two detached, single-storey residences set within 1.13 acres of beautifully maintained grounds. Each residence has been thoughtfully arranged to provide privacy and comfort, with one serving as dedicated owner’s accommodation and the other configured to previously run as two holiday cottages. Both enjoy their own private gardens, offering tranquil outdoor spaces where guests and owners alike can unwind while taking in the ever-changing seascape. The properties balance character with modern efficiency.

This clifftop retreat offers a rare blend of location, lifestyle, and versatility. The uninterrupted sea views, expansive plot, and proximity to the coastal path make it a true standout. For those drawn to the sea and looking for a distinctive property with proven commercial success and exciting potential for growth, this is a prime example of the exceptional opportunities our Waterside collection has to offer.

SOLD | Westward Ho!, Bideford

Poised in an elevated position with some of North Devon’s most breathtaking views, Matusadona is a truly unique coastal home. With over 7,600 sq ft of accommodation and gardens that directly front the South West Coast Path, this property offered a rare opportunity to own a landmark residence in a spectacular coastal setting. EPC: B. Council Tax: G. Freehold. Excess £1,600,000 | 01237 425030 | bideford@stags.co.uk

SOLD | Totnes

1 Elizabethan House is a two-bedroom apartment with views up the River Dart towards the iconic Old Bridge and easterly river views. EPC: F. Council Tax: E. Leasehold - £3,200 ASC. Guide £625,000 | 01803 865454 | totnes@stags.co.uk

SOLD | Torquay

A four/five-bedroom detached home in a tranquil setting with views, annexe potential, double garage, and direct access to the South West Coast Path. EPC: C. Council Tax: G. Freehold.

Asking Price £925,000 | 01803 200160 | torquay@stags.co.uk

SOLD | Newquay

With outstanding sea views, this handsome period property is currently operated as a boutique guest house, with consent to use as a single dwelling. Five en suite bedrooms, dining room, kitchen, and self contained one bedroom owner’s accommodation. Garden. Ideal as a lifestyle business or waterside home. EPC: E. Council Tax: A. Freehold.

Guide £750,000 | 01872 264488 | truro@stags.co.uk

SOLD | Portwrinkle, Torpoint

A beautifully refurbished detached home with spacious interiors, sea views, four bedrooms, sun terrace, driveway, and garage, just moments from the beach. EPC: D. Council Tax: E. Freehold.

Guide £650,000 | 01752 223933 | plymouth@stags.co.uk

SOLD | Croyde, Braunton

A secluded coastal retreat with far-reaching views over Croyde, Baggy Point, and Woolacombe Bay, featuring sustainable living and spacious accommodation. EPC: C. Council Tax: D. Freehold.

Excess £1,000,000 | 01271 322833 | barnstaple@stags.co.uk

SOLD | Devoran, Truro

At the head of Penpol Creek, this handsome Listed farmhouse offers five bedrooms, two receptions, kitchen, utility, and two bathrooms, plus a one-bedroom holiday cottage. Set within about four acres of atmospheric grounds, it includes outbuildings, workshop, and a caravan and motorhome site with five pitches. EPC: E. Council Tax: G. Freehold.

Guide £1,575,000 | 01872 264488 | truro@stags.co.uk

SOLD | Royal William Yard, Plymouth

This two-bedroom home is beautifully presented with high-spec upgrades. High ceilings and large windows fill the space with natural light. EPC: C. Council Tax: E. Leasehold - £2,521.12 ASC Guide £295,000 | 01752 223933 | plymouth@stags.co.uk

SOLD | St Keverne, Helston

A picturesque coastal property just yards from Porthallow beach. Four bedrooms, spacious living, terraced gardens, additional land, and storage. EPC: E. Council Tax: Exempt. Freehold.

Guide £495,000 | 01736 223222 | westcornwall@stags.co.uk

SOLD | Weir Quay, Tamar Estuary

A remarkable Grade II listed former tin smelting works beside the River Tamar, now comprising two unrestricted dwellings, an annexe, extensive outbuildings with outstanding potential, and 2.59 acres of gardens and woodland. A rare and historic riverside opportunity. EPC: Exempt. Council Tax: C and N/A. Freehold.

Guide £1,175,000 | 01822 612458 | tavistock@stags.co.uk

SOLD | Stoke Gabriel, Totnes

A fantastic five-bedroom contemporary family home in an elevated, peaceful position in Stoke Gabriel, offering stunning River Dart views throughout. EPC: C. Council Tax: G. Freehold.

Guide £1,350,000 | 01803 865454 | totnes@stags.co.uk

SOLD | Mousehole, Penzance

Spacious bungalow in a prime Mousehole location, boasting uninterrupted coastal views. Three/four bedrooms, gardens, garage, and parking. EPC: E. Council Tax: F. Freehold.

Guide £1,100,000 | 01736 223222 | westcornwall@stags.co.uk

Preserving our coastline: Annual beach cleans

At Stags, we pride ourselves on our commitment to the coastal communities across the South West.

Each year, the Waterside Department organises a series of beach cleans, bringing together members of the Stags team to help protect the stunning environments that define this region. From removing plastic waste and discarded fishing gear to clearing washed-up debris, these events are carefully planned and carried out with genuine purpose.

The initiative is more than just a clean-up; it is part of our broader commitment to supporting and sustaining the communities in which we operate. Many of our clients live near or on the water, and these natural settings are central to the lifestyle that makes waterside property so desirable. By helping to maintain the quality of these environments, we demonstrate the same care and attention that we apply to our professional service.

For those considering the sale of a waterside property, the work we do through initiatives like our beach cleans speaks to the values we hold as a company. Our local knowledge and professional experience are complemented by a genuine investment in the areas we represent.

Over the past few years, Stags has raised over £75,000 for local, West Country charities. Whether through environmental initiatives or charitable fundraising, we remain proud to support the places and people who make the South West such an exceptional place to live.

Specialist advice

Did you know we also provide the following services?

Development Land

Lettings

Planning & Architectural Services

Property & Estate Management

Formal Valuations

Commercial Management

Machinery & Equipment Auctions

Our Locations

Barnstaple 01271 322833 barnstaple@stags.co.uk

Bideford 01237 425030 bideford@stags.co.uk

Bridport 01308 428000 bridport@stags.co.uk

Dorchester 01305 443443 dorchester@stags.co.uk

Dulverton 01398 323174 dulverton@stags.co.uk

Exeter 01392 255202 exeter@stags.co.uk

Honiton 01404 45885 honiton@stags.co.uk

Kingsbridge 01548 853131 kingsbridge@stags.co.uk

Launceston 01566 774999 launceston@stags.co.uk

Okehampton 01837 659420 okehampton@stags.co.uk

Plymouth 01752 223933 plymouth@stags.co.uk

South Molton 01769 572263 south-molton@stags.co.uk

Taunton 01823 256625 taunton@stags.co.uk

Tavistock 01822 612458 tavistock@stags.co.uk

Tiverton 01884 235705 tiverton@stags.co.uk

Torquay 01803 200160 torquay@stags.co.uk

Totnes 01803 865454 totnes@stags.co.uk

Truro 01872 264488 truro@stags.co.uk

Wadebridge 01208 222333 wadebridge@stags.co.uk

Wellington 01823 662822 wellington@stags.co.uk

West Cornwall 01736 223222 westcornwall@stags.co.uk

Yeovil 01935 475000 yeovil@stags.co.uk