Changing to meet the needs of fraternalists.
"Joining Hands To Touch Lives-Fraternalism for the Family and Our Nation"
ESTNIK SPJST Herald Official Publication of The Slavonic Benevolent Order of the State of Texas, Founded 1897
BENEVOLENCE
HUMANITY
BROTHERHOOD
Postmaster: Please Send Form 3579 to: SPJST Home Office, P. 0. Box 100, Temple, Texas 76503
VOLUME 88 NUMBER 10
ISSN-07458800
March 8, 2000
Thanks a Million! Or Better Yet, $34,000,000! Pictured above are SPJST's 1999 Million Dollar Producers who received recognition at the Lodge Recognition and Incentive Banquet held February 26 at Lodge 25, Ennis. As a group, they generated $34,229,610 in new insurance written in 1999. The amount represents 56 percent of SPJST's total insurance written over the same period. The are, from left, front: Johnnie Krizan of Lodge 6, Cottonwood; Helen Hegwood, FIC, of Lodge 88, Houston; Evelyn Mikeska, FIC, of Lodge 196, Houston-West; Martha Broz, FIC, of Lodge 160, San Angelo; Edna Wehring, FIC, of Lodge 88, Houston; and Charles Garrett, FIC, of Lodge 97, Placedo. SECOND ROW: Albin Machu of Lodge 29, Taylor; John Troy of Lodge 87, Temple; Milan Dujka, FIC, of Lodge 66, Waco; Adolf Motal of Lodge 32, Victoria; Jerry Kucera of Lodge 6, Cottonwood; Glenn Kaminsky, FIC, of Lodge 28, East Bernard; Donald Williams, AC of Lodge 157, Lubbock; and Larry Wagner, FIC, of Lodge 161, La Parita-Jourdanton. Million Dollar Producers not pictured are Marian Kadlecek , FIC, of Lodge 88, Houston; Frank Pajestka of Lodge 80, Holland; Susan Skrabanek of Lodge 17, New Tabor; Victor Janak of Lodge 88, Houston and Leonard Jansa, FIC, of Lodge 160, San Angelo. The SPJST's award-winning lodges and top-producing sales represenatives will appear in next week's Vestnik.
100 Pennies Drive donations near $8000 in January by Barbara Rosenkranz State Fraternal Activities Coordinator Through the end of January, donations totaling $7,736.75 had been made to the 100 Pennies Schol-arship Drive. The most recent listing of contributors, through the end of January, follows. The names of donors contributing $50 or more are indicated in bold type. Listing at Right Continued from Last Week
SPJST Mortgage Interest Rates Rates subject to change without notice
Lodge/Dist Contributor's Name
87 2 87 2
Archer, Dick Groppell, Leonard and Thelma Spurlin, Mr. and 87 2 Mrs. Michael C. 88 5 Bienek, Helen L. 88 5 Broz, Johnny Dusek, Elsie 88 5 88 5 Grand, Roger 88 6 Havemann, Donnie and Family 88 5 Havemann, Ronnie and Family Heinsohn, Esther I. 88 5 88 5 Hendrick, Lynn and Audrey (Continued on page 4.)
Universal Life 7.00% for Annualized*
Roth IRA
Home or Farm Mortgages:
6.00% for Annualized*
6.75% for 1 to 7 years 7.25% for 8 to 15 years 7.50% for 16 to 20 years 7.75% for 21 to 30 years
Annuity II Certificates issued 4-1-93 and after
Qualified Business Real Estate Mortgages
5.00% for Annualized*
8.50% for 10 years 8.75% for 11 to 15 years
*Rates effective 2-1-2000 through 4-30-2000
6.00% for Annualized*
Annuity I Certificates issued prior to 4-1-93
Every little bit helps
Utility company offers attractive rate options U tility costs represent a major operating expense for many of or lodges. If your lodge maintains a building, then you know how expensive it can be — especially during the warmer months — to keep your guests cool and comfortable. Thanks to the efforts of at least one statewide utility company, Texas Utilities (TXU), based in Dallas, some of our lodges could be in for a little break this summer. For nearly two years, TXU — formerly TU Electric — has been offering its business customers a unique rate option that allows them to buy electricity at cutrate prices on nights, weekends and certain times of the year — much the same way that telephone companies and airlines offer discounts during off-peak times. With assets of $40 billion, TXU provides electric and natural gas ser-
vices, telecommunications and other energy related services to some nine million customers in Texas, the United Kingdom, continental Europe and Australia "We want to provide our customers the energy services to do the things they want and need to do," says Erle Nye, chairman and chief executive officer of TXU. Bottom Line: It Saves Money
The ultimate goal of the Time-ofUse Rates (ToUR) program is to reduce the daily peak by encouraging customers to change their energy habits. Lodge 66, Waco, which is a TXU customer, got in on the program in July of 1998. According to District Three Fraternal Activities Coordinator George Pauling, the lodge saved approximately $5,000 in the first year (Continued on page 5.)