Experts help you navigate changes in the law & security protocol that could impact your business.
Commercial Real Estate
A section that is a quarterly SWFL Commercial Real Estate market overview.
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Action for tax refund opportunity required by July 10
A federal court decision, Kwong v. United States, may create an opportunity for taxpayers to recover certain IRS penalties and interest related to the COVID-19 period, according to MarkhamNorton Accountants+Advisors.
Action may be required by July 10.
During the COVID-19 declared emergency, special disaster-relief rules postponed certain tax deadlines. The Kwong ruling determined the COVID disaster period effectively ran from January 20, 2020 through July 10, 2023 (including an additional 60-day extension). As a result, many tax deadlines during this period may have been improperly treated as late. Certain penalties and related interest may have been incorrectly assessed.
If upheld, this could allow eligible
LEGAL AND SECURITY
FSW Institute focuses on cyber resiliency
In Southwest Florida, cybersecurity is no longer an issue that lives quietly in the background. It affects the hospitals that care for us, the local governments that serve us, the businesses that drive our economy and the digital systems we rely on every day. As cyber threats become more frequent and more complex, the need for a highly trained local workforce has never been clearer.
At Florida SouthWestern State College, we see that need not only as a challenge, but as a responsibility. Through the Rist Cybersecurity Institute and FSW’s Cybersecurity Operations Associate in Science degree, we are preparing students for meaningful careers in one of the nation’s fastest growing and most essential fields.
What makes this work especially exciting is that our students are not simply learning cybersecurity from a textbook; they are gaining hands-on experience in environments that reflect the realities of the profession.
FSW was the first state college in Florida to integrate SimSpace, a militarygrade, live-action cyber range, directly into its curriculum. This advanced training platform is used by government agencies, military organizations and privatesector cybersecurity teams around the world.
The immersive environment allows students to defend networks, detect threats, respond to cyberattacks and in-
vestigate security incidents in real time. Rather than working through hypothetical exercises, students face realistic scenarios that mirror the fast-paced challenges encountered in professional Security Operations Centers.
That kind of learning matters. Cybersecurity requires the ability to think critically and make sound decisions under pressure. By working through simu-
lated cyber incidents in real time, students build not only technical skills, but also the confidence and judgment that communities depend on.
We are already seeing the results. In the Spring 2026 National Cyber League competition, the FSW Cyber Bucs team placed in the top 4% nationally out of 3,638 teams and ranked 84th overall in
The Village of Estero is poised for transformative growth
Submitted by Karen P. Moore, Publisher Special to SWFBT
Interested to hear about current and planned development in the relatively young Village of Estero, Estero’s District 5 Council member Rafael Lopez introduced the Village Manager of Estero, Steve Sarkozy, to a group of local business professionals and leaders. Sarkozy talked about his background in city management and explained that Estero was incorporated in 2014 with an extraordinarily high 85% resident approval, currently serving around 45,000 year-
IN THE NEWS
taxpayers to claim refunds or request abatement of those amounts.
This issue may apply to a wide range of taxpayers, including individuals, businesses and trusts/estates. It may also impact multiple tax years, including income, payroll, excise and estate/ gift taxes.
Because the IRS is not expected to issue refunds automatically, taxpayers must take proactive steps by filing a Protective Claim for each year covered by the COVID disaster period.
July 10 is expected to be the key deadline to file refund claims. Missing this date could permanently forfeit your ability to recover funds.
The IRS may appeal the Kwong decision and guidance in this area is still evolving.
However, filing a protective claim before the deadline can help preserve rights while the situation develops.
round residents and using the “government light” approach to its governance. He has been the Village Manager since its incorporation and it was modeled after Weston. Sarkozy highlighted the village’s financial strength, including a AAA bond rating achieved by only seven cities in Florida. He shared, “When the Village incorporated, the Village really had nothing. We don’t have a City Hall, per se. We rent our space for our City Hall. We also didn’t have any land—we didn’t have any ballfields, any soccer fields, nothing.”
SCORE to hold second Business Pitch competition
SCORE is calling all small business owners in Lee and Collier counties to register and apply for the SCORE 2nd Annual, Business Pitch Competition to earn a Finalist spot to compete in a finale event to compete for $11,500 in prize money.
Business owners counties who could use more cash to grow your business, get more exposure and recognition, receive free coaching from a SCORE mentor to prepare for the final live pitch to judges and get boasting rights for being a finalist or winner in this highly regarded competition won’t want to miss this event.
Contestants who complete the application will be evaluated against a set of criteria and the top eight Adults and top three Youth will move to the
Finalist portion of the competition, in which the prize pool is $11,500. This high-energy “Shark Tank”-style finale will be before a live audience on Sept. 12 before an expected audience of over 100 members. This not only is an opportunity to win cash for growth, but a fantastic opportunity to get exposure and pitch under pressure with the best of coaching advice going into the event.
SCORE is only accepting the first 50 applications for adults and first 25 applications for youth. Registration closes July 13 at midnight. No late or incomplete applications will be accepted.
A $25 application fee is paid via the registration process and includes two tickets for the Sept. 12 live event, regardless if applicants are chosen as finalists, and includes lunch, SCORE See page 3
What estate planning has taught us LEGAL & SECURITY
By Richard Lyons Guest Columnist
Lyons & Lyons. is a law firm built by family and spanning three generations, founded on traditions of trust, service and personalized legal counsel. Our multigenerational perspective provides a unique understanding of the decisions that shape families, businesses and legacies in Southwest Florida.
At Lyons & Lyons, we have proudly served our clients for over 23 years, blending the high-quality service typical of large firms with the personal attention characteristic of a boutique practice.
Founded by my father and I and later joined by my daughter Abby, our mission is to ensure every client feels valued and understood. I hold a Martindale-Hubbell Platinum Champion Client Distinction rating and an AV Preeminent Rating from my peers, affirming my commitment to bringing clients’ visions and aspirations to life through tailored planning services.
As a family-owned business, our mission is to empower our clients to make informed decisions that support their family’s needs. We guide you in protecting your assets and planning for the future with confidence. Remember, it’s never too late to put a plan in place, and we are here to assist you. At Lyons & Lyons, we specialize in estate planning, supplement needs planning, business planning, asset protection planning and real estate planning. Our focus is on empowering clients to understand the
legal consequences and benefits of their decisions.
Choosing an experienced and compassionate attorney is crucial for achieving positive outcomes and ensuring that you have a reliable adviser to navigate life’s unexpected events. Our roots extend across three generations of the Lyons family. The foundation laid by the first generation continues to inspire our commitment to providing thoughtful guidance, personalized service, and trusted legal counsel. That legacy has been passed from one generation to the next, giving our firm a deep appreciation for the importance of family, long-term planning and preserving what matters most. We are proud to carry those values forward as we help clients navigate important decisions with confidence.
By taking early action and creating a detailed strategy tailored to your unique needs, we can maximize your chances of success whether you’re protecting your wealth, purchasing real estate, or embarking on a new business venture.
Whether your legal challenge is straightforward or requires long-term engagement, you can rely on our decades of experience to help you achieve your goals.
Richard Lyons is the co-founder of Lyons & Lyons, P.A. and an AV Preeminent-rated attorney with more than 25 years of experience in estate planning, elder law, asset protection, business planning, and real estate matters. Contact (239) 948-1823.
The Trust Gap: How AI-driven speed is shaping client confidence
Artificial intelligence now answers phones, responds to messages and books appointments. For many Southwest Florida businesses, AI has become the first point of contact with customers.
Speed has become more than a productivity metric. It is a trust signal.
When someone reaches out to a business, they enter a brief psychological holding space. They’ve taken action and are waiting for acknowledgment.
How quickly that happens shapes what they believe about the business.
Nobel Prize-winning psychologist Daniel Kahneman showed that humans substitute fast feedback for credibility. When a response comes quickly, the brain reads it as competence. When it doesn’t, doubt fills the silence.
This creates a trust gap: the invisible distance between a client’s intent and a company’s reply.
In the absence of response, the mind asks: Did they get it? Do they care? Are they capable?
Two businesses offering identical services can feel radically different. One commands confidence, the other raises doubt.
In Southwest Florida, this effect intensifies. Tourism, seasonal residents, hurricane recovery and rapid growth compress decision windows. Customers contact several providers simultaneously. Response speed
BY KYRIN HALL Guest Columnist
increases credibility or erodes it before any human conversation begins.
AI-driven systems are closing that gap. By answering immediately, confirming receipt and initiating follow-up, AI creates continuity instead of silence. The business feels available even when teams are stretched, offices are closed or demand surges.
AI doesn’t replace human relationships. It removes the psychological void.
However, speed with AI, without transparency, undermines trust, just as quickly.
Clients should always know when they’re interacting with automation. Data must be protected. A human must remain accountable.
The businesses that lead in 2026 won’t be those using the most AI, but those designing it into their trust architecture.
Three principles for AI-enabled trust: 1. Treat response time as a credibility metric. Speed shapes how reliable your business feels.
FMB wants post-lan recovery on pre-lan terms
There’s a truth about Fort Myers Beach everyone sees but few are willing to say publicly.
Everybody says they want recovery and the island rebuilt after Hurricane lan. But when an experienced, wellcapitalized developer actually steps forward with a real proposal capable of delivering meaningful investment, the process turns into a political obstacle course.
The recent denial recommendation involving the proposed Outrigger redevelopment by London Bay should concern anyone paying attention to the long-term future of Fort Myers Beach. Not because every project deserves approval. They don’t. And not because residents shouldn’t have concerns over height, density, traffic or compatibility. Those are fair discussions.
It’s because of the message this sends to the rest of the investment and development world.
London Bay is not some unknown out-of-state group chasing a speculative flip. This is a developer with a proven Southwest Florida track record that already delivered successful projects on Fort Myers Beach like Grandview at Bay Beach. They understand the market, economics and reality of building on a coastal barrier island in 2026, which is dramatically different than 20 years ago. Construction and insurance costs have exploded. Storm resiliency requirements, infrastructure standards, flood mitigation systems, parking structures and financing costs fundamentally changed what projects need to look like in order to work financially.
That’s not greed. That’s math.
If the expectation is developers absorb those realities while simultaneously reducing density and scale, extending timelines and navigating years of political uncertainty, capital eventually leaves for markets with clearer paths forward. That should concern everyone because Fort Myers Beach still desperately needs economic momentum. Recovery is expensive. Maintaining public infrastructure, beach access, resiliency improvements and public safety requires a growing tax base. Tourism remains the economic engine of the island, whether people like hearing that or not. Hotel rooms matter. Visitors matter. Hospitality investment matters. Commercial activity matters.
BY JUSTIN THIBAUT
At LSI Companies, we spend every day talking around the country about Southwest Florida. We bring serious developers and investors to the region who have a long-term vision, capital and the ability to execute transformational projects.
Those conversations are getting harder. Not because people don’t believe in the island. The demand for Fort Myers Beach is undeniable, and its long-term potential remains strong. The concern is whether meaningful projects can realistically survive the entitlement and political environment without getting buried in shifting expectations and ideological infighting about what Fort Myers Beach is in 2026 versus what it was when the developments we know and love were first constructed.
Developers across the country are watching whether Fort Myers Beach truly wants investment or simply likes the idea until a real proposal shows up. If a respected hometown developer with capital and an existing track record on the island struggles to gain momentum on a major redevelopment effort, every outside group looking at Fort Myers Beach asks the same question: “If they can’t get through, why would we even try?”
Nobody is asking Fort Myers Beach to approve every tall building. But there has to be a middle ground between reckless overdevelopment and regulatory paralysis. If the island continues making transformational redevelopment nearly impossible, the outcome isn’t some perfectly preserved version of Old Florida magically reappearing. More likely, it is stalled sites, delayed recovery, fragmented re-investment and capital quietly choosing other coastal markets willing to move forward.
It’s time for a mentality shift on the island, where development activity is embraced versus villainized.
Justin Thibaut is the qualifying broker for LSI Companies. Contact jthibaut@lsicompanies.com or (239) 489-4066.
SCORE PAGE 1
beverage and dessert. Applicants must be an established business, operating for at least a year, and making a profit in Lee or Collier county.
A team of SCORE Certified Mentors evaluate applications using a set of established criteria. Any potential conflicts based on existing relationships with SCORE Mentor-Mentee relationships will be handled in order to remove any potential bias.
The application is available in PDF. It must be filled out and submitted directly electronically via the Application on Google Forms to be officially entered. Only electronic submissions will be accepted. Finalists will have one minute to set up any materials prior to the presentation.
The live event judges will be announced by July 7. Additional details for preparation will be shared with finalists by Aug. 3.
Operator-Turned-Advisor
Before advising others on selling, I built and sold businesses myself.
Today I help owners maximize value, attract quali�ied buyers, and con�idently transition into their next chapter.
Schedule a con�idential consultation today. 239-822-8015 Denise@DeniseSellsBusinesses.com Denise Houghtaling CM&AP/CBI/CEPA/ABI/SVA
Built. Scaled. Sold.
SANIBEL CAPTIVA COMMUNITY BANK
A local bank, invested in the success of Sanibel and the businesses that shape it.
Working with SanCap Bank has been unlike any other banking experience I’ve had. Since we’ve owned Shalimar Beach Resort, they have truly been on our side. When Hurricane Ian washed all of Shalimar away in 2022, they were one of my first calls. We received nothing but unwavering support and genuine care. Kyle DeCicco and his team paved a path of least resistance that no large bank could match, helping us rebuild our family’s beloved 33-unit boutique hotel. We’re extremely grateful for their partnership.
Sean Niesel Owner Shalimar Beach Resort
Your competitive edge is probably not what you think
Everyone wants to talk about having a competitive edge in their company. And that’s a good thing. Every successful company needs one. What is your competitive edge?
Unless you are a Fortune 500 company with proprietary patented products or a new proprietary process, your competitive edge is probably not what you think.
In coaching for over 20 years, we have helped many businesses to a greater level of success. These are companies often in staid, mundane industries. So as a business in a staid industry, what can you use as your competitive edge?
The actual answer is right under your nose. It’s your team. We have found that customer service, and many other things, have been severely lacking really since the ’08-’09 financial crisis. And it has gotten worse since the pandemic.
However, in talking about your team, your competitive edge isn’t just as it relates to customer service. Your team is the engine of your business. While you may have brainstormed, persevered and poured your blood, sweat and tears into your business to get it going and growing all along. Once
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BY RICK MUNSON Guest Columnist
you hired your first employee, your team was right there by your side helping you to your success.
Too often, business owners become egocentric and think their business is all about them. And in a manner of speaking, it is because you have hired, groomed and guided this team. But you must give credit where credit is due and realize your team has been there all along the way helping ensure your success.
As the top business leader of your company, your job is to lead, guide, educate, coach and help your team be more successful. Your team is who actually answers the phone, produces the product and/or services and collects the money from the customers. Your team, taking care of the business, is how you can take a vacation.
We believe there are seven keys to a high performing team, and that high performing team is what creates your competitive edge. Those seven
AI PAGE 2
2. Use AI to acknowledge, not obscure. Instant response builds confidence only when clients understand who, or what, is responding.
3. Make human oversight visible. The fastest systems still need clear escalation paths to real decision-makers. In a world of constant distraction and rising uncertainty, the first reply carries more weight than ever.
keys are: Strong Leadership; Clear Communication; Inspiring Vision; Rules of the Game; Action Plan; Effective Delegation; and 100% Engagement. Also, as part of this you must make sure you have the right people on the bus, and the right people in the right seats. It takes a considerable effort to create that high performing team. Sometimes it means culling the wrong people, making sure that the right people, of the current team, are in the right seats, and that you have a great recruitment and hiring process to bring more of the right people to your high performing, competitive edge-creating team.
Happy trails.
Rick Munson is the founder of Paramount Business Development; a business and executive coaching firm. Munson has spent over 20 years coaching a variety of companies, coaching both owners and leaders regarding strategy, implementation, execution and leadership and team development. This column is excerpted from his latest book. Contact (239) 457-3025 or rick@paramountbusinessdevelpment.com.
AI now determines how that moment is experienced. And that experience creates confidence in the business. How are you using AI in your business?
Kyrin Hall, Ph.D., earned a 2026 Edison Award nomination for “Conversion Velocity Engine,” an AI solution accelerating conversions. She’s the founder of Digital Shortcutz Marketing Agency, helping Southwest Florida businesses implement AI automation. Contact kyrin@DigitalShortCutz.Agency.
This skill is bigger than AI
Become your greatest leading yourself and others.
Executive Coach - Change Strategist - Speaker
When change creates uncertainty, clarity becomes your competitive edge.
Strategic coaching for leaders ready to transform challenge into opportunity.
Here’s what is ahead for 2026 in Southwest Florida Business Today.
BY NOEMI PEREZ
Guest Columnist
AI is the new buzzword that seems to be everywhere these days—in commercials, the news, social feeds, and more. It’s embedded in our TVs, smartphones, cars, glasses and even the clothes we wear. I’ve heard repeated warnings that if we don’t learn to use it in the workplace or in our personal lives, we risk falling behind. While I don’t discount that advice, it leads me to think more about what it means for our students’ education and where we go from here.
The Immokalee Foundation is forward-thinking in our programs—starting with Career Pathways that align our students with career fields projected to remain in high demand for the foreseeable future. There is no doubt that exposing our students to the latest technology is an essential part of this innovative approach to future-proofing their careers.
Yet there is a powerful skill nurtured within our programs that runs far deeper than what any AI model can currently produce. One that can’t be quantified or digitized and carries the feeling of what it means to be authentically human.
It’s felt in a firm handshake, sincere eye contact, a handwritten thank-you note, being listened to with intention and empathy, meaningful face-to-face conversation and a grateful smile.
It’s the skill of building connections. Through our mentor program, career panels, public-facing presentations, networking events, internship experiences, field trips, mock interviews and educational summer camps, The Immokalee Foundation opens doors for our students to engage directly with members of the Southwest Florida community. These experiences foster true connection—something easily lost in the superficial exchanges made through technology. They ensure our students develop situational awareness and become articulate, confident leaders who are recognized and valued.
Cushman Wakefield joins national real estate firm
NAI Burns Scalo, a national commercial real estate firm, acquired Cushman & Wakefield Commercial Property Southwest Florida in Fort Myers. The acquisition was led by Brian Walker, President of NAI Burns Scalo with his team of advisors, who will now begin the transition from the Cushman & Wakefield Alliance to the NAI Burns Scalo brand.
NAI Burns Scalo will lead the continued growth and expansion of the firm, while Gary Tasman, founder of CPSWFL and dominant force in the market, will remain actively involved with the firm while continuing to focus more heavily on strengthening client relationships and helping the team grow and win more business in the region.
This evolution underscores the firm’s commitment to building a full-service platform in Florida. Since announcing the opening of its Tampa office in March 2025, NAI Burns Scalo has experienced tremendous growth, offering brokerage, property management, development, construction and advisory services – including receivership and capital markets.
In July 2025, the firm brought on longtime Florida real estate leader Tim Rivers to lead and grow the organization’s Florida operations. The Tampa office has continued to gain momentum, providing a scalable foundation that supports NAI Burns Scalo’s expanded presence across Florida’s Gulf Coast. Rivers will be responsible for the day-to-day operations of the organization.
Beyond expanding service capabilities, the acquisition reflects NAI Burns Scalo’s long-term commitment to investing in the Southwest Florida market. .
“Florida represents a key market in our strategic national growth, and this expansion reflects the strength of our fully integrated platform,” Walker said. “By combining a strong local presence with our experience as investors and developers, we are well positioned to pursue new opportunities through both ground-up development and the acquisition of existing assets, while bringing capital and a long-term ownership perspective to the market.”
Rivers said, “NAI Burns Scalo provides an enhanced platform characterized by greater integration, diversification, and connectivity, along with a broader suite of services not previously available in the Southwest Florida market.”
Tasman said, “This partnership represents an exciting new chapter for our company, our clients, and the Southwest Florida market. By aligning with NAI Burns Scalo and the broader NAI platform, we are combining deep local market expertise with expanded capital, development, and investment capabilities that enhance how we serve our clients. Just as important, there is a strong alignment in culture and values, with a shared commitment to relationships, long-term thinking, and the communities in which we operate.”
Buyers become selective in SWFL medical market
Southwest Florida’s medical office real estate market is entering a more sophisticated and operationally driven phase, according to Fischler Property Company. For years, many owners evaluated medical office buildings using broad market assumptions, nearby comparable sales or generalized views of supply and demand. That approach is becoming less reliable as the gap between average assets and premium assets continues to widen, even within the same submarket
One reason is increased buyer selectivity.
In Lee County alone, the medical office market totals approximately 7.9 million square feet across 749 buildings, while vacancy remains relatively tight at 5.2%. At the same time, only 31,018 square feet of new medical office product is currently under construction, representing less than one-half of one percent of the county’s existing inventory.
“The development pipeline remains remarkably constrained for a region continuing to experience healthcare expansion, population growth, and demographic aging,” said Phil Fischler, president and CEO of Fischler Property Company.
The variance between Southwest Florida submarkets has become increasingly important. Estero medical office vacancy currently sits at 1.8%, while Bonita Springs vacancy measures 9.7%. Buyers and tenants are no longer underwriting the region as a whole. Instead, they are evaluating specific corridors, referral networks, traffic patterns, healthcare adjacency, parking ratios and operational functionality. Medical office properties increasingly operate as specialized healthcare infrastructure rather than traditional office space.
“Medical office is operational real estate,” Fischler said. “It’s designed around patient flow, staff efficiency and healthcare delivery. That operational focus is reshaping how these assets are valued.”
Recent medical office transactions throughout the region have ranged from approximately $150 per square foot to more than $600 per square foot, demonstrating the growing divergence between commodity assets and highly functional, strategically positioned properties. Sophisticated buyers now underwrite factors that extend far beyond the physical building, including lease durability, tenant stability, specialty mix, future capital exposure, insurance risk, reimbursement sensitivity and long-term operational viability.
At the same time, physician owners are navigat-
BY PHIL FISCHLER Guest Columnist
ing major transitions within their practices, including retirement planning, succession strategies, private equity acquisitions, partner buyouts, rising operating costs and lifestyle considerations. In many cases, the real estate conversation begins only after the business transition process has already started. According to Fischler, owners who achieve the strongest outcomes typically plan much earlier.
Another shift is the growing importance of operating expenses and insurance exposure. Buyers spend substantially more time evaluating roof age, deferred maintenance, flood risk, HVAC systems and future expense growth projections.
“The conversation has evolved beyond simply asking what the property earns today,” Fischler said. “Buyers are increasingly focused on what the asset will cost to operate five and ten years from now.”
That evolution favors well-maintained, operationally efficient buildings with predictable expense structures and durable tenancy. The Southwest Florida medical office market remains highly fragmented. Institutional ownership currently accounts for only 9% of the market, while physician owners and private ownership groups control the majority of the inventory. Industry professionals believe that fragmentation is likely to create opportunity and complexity as the market matures. For owners, the takeaway is increasingly clear: medical office real estate has become a far more specialized asset class where success depends on understanding tenant behavior, buyer psychology, operational functionality and long-term risk exposure.
“In this market, the advantage goes to owners who understand not just what their building is worth today, but how the market will evaluate it tomorrow,” Fischler said.
Fischler Property Company is a commercial real estate brokerage specializing in medical and professional properties and based in downtown Fort Myers. Contact Phil Fischler at pjf@fischlerco.com or (239) 895-1060.
Today there are CCIMs in every state, across Canada and Mexico, and in more than 30 countries around the world.
Domestically, the network encompasses more than 1,000 markets, from large metropolitan areas to small cities and towns. A truly global network, CCIMs are a powerful force in markets large and small.
Overall, CCIM's global network enables members to close thousands of transactions annually,representing more than $200 billion in value. But closing transactions is only part of what CCIMs can do. In addition to holding dealmaking occupations in every property sector, CCIMs are also found in leasing, asset management, development, lending, financing, proper ty management, site selection and corporate real estate positions. So, whatever assistance your real estate project requires, a CCIM can help you achieve a better result.
CCIM is the most prestigious designation commercial real estate professionals can achieve within the industry. Graduate-level education, coupled with industry-leading technology tools, practical proven experience, and in-depth knowledge of their local markets, gives CCIMs the ability and the credibility to conduct business confidently and successfully.
CCIM designees are bound to the strictest ethical guidelines and standards of practice in the industry today. If you ask around the industry, you'll learn that companies and other real estate professionals are more likely to seek out experts who possess the CCIM designation, as they know CCIM stands for trust, knowledge and reliability.
The Southwest Florida CCIM District is a chapter of the Institute established in 1954 to
Curry Commerce Center marks grand opening at Babcock Ranch
Tampa Bay Buccaneers kicker Chase McLaughlin joined Babcock Ranch founder Syd Kitson to celebrate the grand opening of Curry Commerce Center during a public kickoff event on Thursday, May 28. Nearly 400 prospective businesses, entrepreneurs, residents and the community joined together for the celebration in Babcock Ranch.
The kickoff event featured an exclusive first look at Babcock Ranch’s newest commercial development while highlighting the continued growth and economic momentum of America’s first
solar-powered town.
Developed by Kitson & Partners, Curry Commerce Center is a 255,000-squarefoot, eight-building commercial flex and light industrial complex designed to support a mix of businesses, including office, showroom, warehouse, service, distribution, trade and light manufacturing users.
“Babcock Ranch was always envisioned as far more than a residential community,” Kitson said. “As our population and business base continue to grow, Curry Commerce Center creates new opportunities for companies seeking modern,
strategically located commercial space in one of the most dynamic growth corridors in Southwest Florida.”
Located near State Road 31 with regional access, Curry Commerce Center is intended to attract new and expanding businesses looking to serve the growing population in Charlotte and Lee counties.
Babcock Ranch continues to accelerate commercial growth with last year’s completion of The Shoppes at Yellow Pine, home to a mix of national and regional retailers and restaurants and the new Tampa General Hospital urgent
LEASING
care center. B Street, a vibrant walkable plaza featuring dining, retail, commercial, office and residential spaces amidst abundant green space, is currently under construction. Florida Gulf Coast University is building a state-of-the-art research center in MidTown, where construction for Babcock Ranch’s second Publix-anchored shopping center is well underway.
The football-themed event featured a meet-and-greet with McLaughlin and Kitson, tours of the showroom and tenant spaces and a performance by the Island Coast High School Marching Band.
Current conditions are favorable environment for selling business
For business owners in Southwest Florida, current conditions create a more favorable environment for selling a business. After an extended period of rising borrowing costs, the Federal Reserve’s decision to hold interest rates steady is bringing renewed predictability to the business acquisition market—an important factor for buyers and sellers.
Most small and mid-sized business acquisitions rely on SBA-backed financing, which allows buyers to spread payments over longer terms while reducing upfront capital requirements. When rates fluctuate, buyers often pause and lenders tighten underwriting standards. With rates stabilizing, buyers are re-entering the market with greater confidence and lenders are able to evaluate transactions more consistently.
BY DAN SMITH Guest Columnist
Southwest Florida continues to attract strong interest from entrepreneurs and investors due to ongoing population growth, migration trends and a resilient small business economy. As financing conditions improve, more qualified buyers are searching for acquisition opportunities through the region. Increased buyer activity can create stronger competition for well-positioned businesses, often resulting in more favorable deal terms for sellers.
The stabilization of interest rates also helps support business valuations. In recent years, higher borrowing costs forced buyers to take a more conservative approach to pricing. Today, buyers are regaining confidence in long-term financial projections and more willing to pursue transactions at reasonable market multiples. At the same time, many potential sellers remain on the sidelines, creating an advantageous environment for businesses that enter the market early.
Equally important, financing stability improves deal certainty. Consistent lending conditions reduce the likelihood of unexpected loan changes during underwriting, helping more transactions reach closing. For business owners considering an exit strategy, the current market may represent a strategic opportunity. Successfully capitalizing on these conditions, however, requires careful positioning, accurate financial presentation, and a transaction structure aligned with lender expectations.
Dan Smith, Broker/Owner for CIBB, has directed acquisitions of $25,000 to over $27 million. Contact Dan@CIBB.com or (239) 936-1718.
LEGAL & SECURITY
A practical guide to getting paid: Small Claims court in Lee County
When a customer fails to pay or other business disputes arise, you are not without recourse. The Lee County Small Claims process is designed to help you recover what you are owed efficiently and fairly.
This process applies to disputes involving $8,000 or less, exclusive of costs, interest and attorneys’ fees. This includes matters such as unpaid invoices, breach of contract for goods or services, failure to return leased or loaned property and other business or individual disputes.
As expressly provided by the Florida Small Claims Rules, this process is to be simple, speedy and inexpensive. Procedures are stream-lined and discovery and motion practice are rarely needed. Cases move quickly, usually resolving within a few months. Filing fees are modest and attorney representation is optional.
File a Statement of Claim with the Lee County Clerk of Court. This document outlines the amount owed, the facts supporting your claim and any relevant documentation. You should attach copies of invoices, contracts, emails or other evidence that supports your position. Filing can be made in person or electronically. The fee will depend on the amount of your claim.
Once filed, the defendant must be formally served with the lawsuit. The case cannot proceed until the defendant has been notified in the manner required by law. After service, the court will schedule a pretrial conference, typically within 30 to 50 days. This is a critical step in the Small Claims process.
Attendance is required or the court will likely enter a default judgment for the opposing side. In Lee County, the small claims pretrial conference is conducted via Zoom videoconference. Often between 120 and 150 cases are scheduled at the same time. The attendees are advised to attend from a quiet place to avoid interference and be able to hear and be heard, have their cameras turned on and be dressed for court and mute themselves until called by the Court.
The pretrial conference is not a trial. Rather, the process first involves mediation and a conference with the judge. For mediation, the parties are placed in a Zoom breakout room with a mediator who will facilitate negotiation to attempt to settle the case. If the parties do not reach an agreement, they are placed in a virtual room with the judge to determine if there are triable issues, collect relevant information from parties to facilitate no-
BY JAVIER PACHECO Guest Columnist
tices and set a final trial date.
The trial is the final evidentiary hearing of the case, and the parties are to come to court ready with evidence and any witnesses they wish to testify. Trial may be scheduled in person at the courthouse or via Zoom. The trial is a formal process; Florida Rules of Evidence apply but are to be liberally construed. The court may exclude evidence upon timely objection of a party if the evidence is not in proper format or in compliance with applicable rules.
As the judge, I will expect you to present a clear explanation of the agreement, proof of the amount owed or documentation of the damages claimed, and any witnesses or records that support your claim. The Small Claims Rules allow the court to guide the process to ensure fairness and reach a just and efficient resolution.
If the court finds in your favor, a judgment is entered that provides the legal authority you need to enforce payment by execution, bank account or wage garnishment, attachment, liens, or any of the other collection methods allowed by law. Upon request, the judgment may also include a command to the debtor to deliver to the plaintiff financial information that can guide the plaintiff’s collection efforts. The court does not participate in the collections process, except to enforce the court’s orders and the applicable rules and statutes.
From the bench, I see daily how effective the Small Claims process can be for businesses seeking to recover past due amounts. In Lee County Small Claims Court, laws are followed, facts and truth are determined based on evidence and agreements are enforced. Parties have an opportunity to be heard and are treated with courtesy, dignity and patience. If your business is owed money within the $8,000 limit, I encourage you to take advantage of this efficient and accessible system. It is designed for you, and it works.
Lee County Judge Javier Pacheco was appointed in July 2025. Contact (239) 533-9157 or msouza@ca.cjis20.org.
ESTERO PAGE 1
Village land acquisition and development
The Village now controls 245 acres of land, including a 62-acre parcel purchased for $24.5 million in 2019. The Village assembled 100 acres adjacent to Estero high school. “Of the 100 acres, 55 acres were assembled through a 99 year lease with the school district, which will receive world-class recreational facility improvements as part of this lease agreement from the Village,” Sarkozy said. The first example of this is the Village has installed quality artificial turf on the high school’s football field similar to the quality of the turf used in the NFL’s Nashville stadium.
“The key to this acquisition, however,” Sarkozy pointed out, “is the 20 acres currently being developed through a public=private partnership. It includes a High 5 operation, out of Austin, Texas that will generate revenue through community recreation activities like pickleball and bowling and family entertainment, helping to cover the annual maintenance cost of the land.” The total project is valued at $35 million to $40 million, with expected revenues to the Village to be up to $1.5 million once fully operational. It will include facilities like 42 pickleball courts and six indoor courts.
“The hope is that people will come out and this area will become the meeting ground for the community,” Sarkozy shared. “High 5
already has 5,000 people on their waiting list for pickleball alone.”
Coconut Road mixed-use development project
The discussion then focused on a development project at Coconut Road and U.S. 41. The project will feature a vertical mixed-use development with commercial space on the first floor and residential or office space on floors two through four or five. Sarkozy explained this represents a trend of bringing commercial activity to the area rather than requiring residents to travel to Naples. He noted this is the first of several planned projects in the area.
Local development projects discussion
Sarkozy then pointed out various other development projects in Estero, including residential units, hotels and commercial spaces, with an emphasis on maintaining high quality standards. He specifically mentioned high-end projects like those being developed by West Bay and Toll Brothers. He also stated that some projects initially faced backlash from residents, but that ultimately the projects met the community’s required quality standards.
He added, “As the Village of Estero continues to grow and develop, we have also developed a number of strong partnerships with local organizations, including the Greater Estero Chamber of Commerce. It’s also good to see that long-term residents are reinvesting in the community.”
the national Power Rankings. Additionally, seven students were formally recognized by the National Cyber League for their outstanding individual performance.
BY MARY MYERS
Guest Columnist
Those achievements are opening doors. FSW recently celebrated the placement of its first student intern with Cyber Florida, a milestone that highlights the expanding opportunities available to our students and the growing recognition of the talent being developed here in Southwest Florida.
Our commitment to building the cybersecurity workforce begins early. For the fourth year, FSW partnered with the School District of Lee County to host a summer cyber camp for middle and high school students, reaching a record 70 participants. We also helped organize and sponsor BSides SWFL, bringing students and industry professionals together to tackle real-world cybersecurity challenges and explore emerging innovations. We are not only helping students prepare for strong careers; we are helping build the talent and connections that will strengthen Southwest Florida for years to come. Cybersecurity education is more than job training—it is an investment in our economic resilience and community security. At FSW, we are proud to be helping train the next generation of cyber defenders right here at home.
Dr. Mary Myers is Dean of the School of Business and Technology at Florida SouthWestern State College. Contact Mary.Myers@fsw.edu or (239) 489-9405.
Looking Ahead: A new chapter for MarkhamNorton
For more than 45 years, MarkhamNorton Accountants+Advisors has had the privilege of serving the businesses, families and individuals who have helped shape and strengthen Southwest Florida. We are deeply grateful for the trust, loyalty and relationships that have allowed our firm to grow alongside this incredible community.
Today, we are proud to share an important milestone in the future of our firm. Effective July 1, MarkhamNorton will join Creative Planning.
Over the past several months, our leadership team and shareholders have carefully evaluated the longterm strategic direction of the firm and what would best position us to continue delivering exceptional value to our clients for decades to come. As the needs of businesses and families continue to evolve, we recognize the increasing importance of expanded resources, deeper specialization and broader integrated services beyond those traditionally offered by a CPA firm. After thoughtful consideration, we determined that joining Creative Planning was the right step to strengthen our ability to serve you at the highest level — today and well into the future.
Most importantly, this decision was made with our clients, team members and community at the center of every discussion. While our name will evolve, our commitment to the personalized relationships, responsiveness and trusted guidance you have come to expect from MarkhamNorton will remain unchanged. You will continue working with the same professionals and advisors who know you, understand your goals and are dedicated to your success.
By joining Creative Planning, our clients will gain access to an expanded network of resources and specialized expertise, including investment management and retirement planning — through one of the nation’s largest independent wealth management and integrated professional services firms — estate and trust services, family office solutions, tax strategy, audit and assurance, outsourced accounting and pay-
SKILL PAGE 4
Community partner and Healthcare Network CEO Jamie Ulmer shared, “From my Army experience, I know that technical ability alone is not enough. Professionalism and character matter just as much. The Immokalee Foundation students stand out for their confidence, respect and authenticity in their interactions. That strong foundation will carry them far beyond the classroom.”
As AI blurs the line between what is real and what is fake, the qualities Jamie describes become more valuable than ever.
While our students become the compassionate healthcare providers for your loved ones, thoughtful engineers building your home or caring teachers for your sons and daughters, our commitment
roll, business consulting, mergers and acquisitions advisory, valuation services, forensic accounting and litigation support, insurance solutions, lending, technology consulting, and legal services.
This transition allows us to provide clients with access to nearly every financial and advisory service they may need throughout their personal and professional lives — all through one coordinated and integrated team.
Creative Planning and its affiliates manage more than $710 billion in combined assets and have earned national recognition as one of the country’s leading independent registered investment advisory firms. Their fiduciary approach, long-term perspective, and commitment to client service strongly align with the values upon which MarkhamNorton was built.
Equally important, our roots in Southwest Florida remain firmly intact. Our leadership team, advisors and staff will continue serving clients from the same local offices you know about today, and both firms have committed to maintaining these locations. We remain deeply invested in the future of this community and excited about the additional opportunities this partnership creates for our clients, our employees and Southwest Florida as a whole.
We understand you may have questions as we move through this transition, and we are committed to communicating openly and proactively every step of the way. What will not change is our dedication to providing thoughtful guidance, exceptional service and trusted relationships built to last generations.
Thank you again for the confidence you have placed in MarkhamNorton over the past 45-plus years. We are honored to continue serving you as we begin this exciting new chapter together.
MarkhamNorton Accountants+Advisors is consistently recognized at the local, state, and national levels as one of the Best Firms to Work For and a member of Inside Public Accounting’s Top 500 CPA Firms. Contact (239) 433-5554.
to balancing the scales of technology and humanity will continue to prove that when you get the human part right, you can’t go wrong.
This summer, over 60 Immokalee Foundation students are participating in paid internships at 29 locations across Southwest Florida. This activity alone will result in countless new, potentially lifechanging, very human connections.
I invite you to connect with our students as well. Please join us at our events or tour our programs in Immokalee. You’ll discover not only the joy of seeing a deserving young person realize their true potential but also the heartfelt gratitude they feel for the opportunities your support has unlocked.
Noemi Y. Perez is President and CEO of The Immokalee Foundation. Contact (239) 430-9122 or visit immokaleefoundation.org.
Knowledge is your best defense against scams
Scams and fraud are nothing new. What has changed is the complexity of the tactics criminals use to target individuals, families and businesses.
The evolution of technology continues to make our lives easier and more connected. However, in the hands of the wrong person, this technology can be used to harm us.
Every day, criminals are leveraging new technology to make scams harder to detect.
Staying informed and alert is one of the most effective ways to protect yourself from fraud.
Today’s scammers use a variety of tactics to gain access to your private information. This can include emails with links to fraudulent websites, AI-generated voices and deepfakes, social media impersonation, deceptive text messages and phone calls, QR code scams and more. Anyone can become a victim of fraud, no matter your age, background, education level or income. However, scammers often focus on the most vulnerable groups, including older adults, young adults and small business owners.
Some scams are easy to spot, while others require a closer look.
Criminals often:
• Demand immediate action or create a sense of urgency.
• Request personal information, including date of birth, passwords or financial information.
• Demand payment through gift cards, cryptocurrency or wire transfers.
• Contact you unexpectedly through calls, texts or emails.
• Make spelling mistakes or grammatical errors.
BY CHRISTINA DEPARI Guest Columnist
Key steps can help protect you, your loved ones and your business:
• Verify identities independently: If you receive a call, text or email claiming to be from a bank, business or government agency, verify it through official contact information you have saved within your files rather than using information provided in their message. It may appear to be coming from a legitimate source, but phone numbers and emails can be spoofed.
• Avoid clicking suspicious links: Fraudulent links can often lead to fake websites designed to steal your personal information or install malware on your device. Always access the organization’s website directly. Never click the link shared within the email.
• Use strong passwords and multifactor authentication: Reusing passwords across multiple platforms can put you at risk. If one account is compromised, they can all be compromised. Always create unique passwords and use multifactor authentication when possible for an added layer of security.
• Regularly monitor financial accounts: Frequently reviewing your accounts can help you quickly identify unauthorized transactions, minimizing potential losses.
• Keep devices and software updated: Installing updates on your phone, apps and computer can reduce your risk of fraud and cybercrimes. These updates often include bug fixes and security improvements to keep you safe from outside threats.
What is payroll classification?
Payroll classification refers to how you categorize your workers for wage and hour law purposes, tax filings, and benefits eligibility. It typically depends on a combination of employees’ responsibilities, how they’re paid, and the level of control you have over their work.
This can include critical legal distinctions like exempt versus non-exempt employees and employees versus independent contractors. Each category has its own rules regarding overtime, taxes, benefits and record-keeping. Getting them wrong can open you up to audits, penalties and legal trouble.
Why employee classification is so important
Employee classification isn’t just about having clean records — it’s about staying compliant. The IRS, the Department of Labor, and state labor agencies all have strict rules. Misclassifying workers can lead to: owed back wages or unpaid overtime; payroll tax penalties; interest on late payments; and legal exposure for wage violations.
Exempt versus non-exempt
Under the Fair Labor Standards Act, employees are either classified as “exempt” or “non-exempt.”
• Exempt employees are typically salaried and not entitled to overtime pay. These roles often fall under executive, professional, or administrative categories.
• Non-exempt employees must be paid overtime (1.5x regular rate) for any hours worked beyond 40 in a workweek.
If you incorrectly classify a non-exempt employee as exempt, you could be on the hook for months or even years of unpaid overtime and penalties.
The One Big Beautiful Bill Act makes this even more important. It can raise the stakes when it comes to tracking overtime and tipped wages, since eligible employees may qualify for tax deductions on a portion of their overtime pay.
BY LUCAS DELGADO Guest Columnist
Employee versus independent contractor
Another area of confusion is distinguishing between an employee and an independent contractor.
• Employees: You control how, when, and where the work is done. You’re responsible for withholding payroll taxes and providing benefits when applicable.
• Independent contractors: These workers operate with more autonomy, handle their own taxes and typically use their own tools or processes.
Misclassifying an employee as a contractor can trigger IRS audits, back taxes and even lawsuits. It’s one of the most common and costly compliance mistakes small businesses can make.
How payroll specialists help you stay compliant
Sorting out classification issues can get tricky, especially when rules change or roles evolve. That’s where working with a payroll specialist or an accountant makes all the difference.
We can help you: review and update your classifications; define job roles and pay structures accurately; stay aligned with IRS and DOL rules and avoid compliance gaps before they turn into problems.
If you’re not 100% sure your workers are classified correctly, now is a great time for a quick review. Catching issues early can save you money and peace of mind down the road.
Lucas Delgado is the marketing coordinator Employee Care in Fort Myers. Contact (239) 945-9988 or Ldelgado@ employeecare.us.
Even with preventative measures in place, fraud can still occur. While many think of financial loss as the main consequence, the effects can extend beyond money. Fraud and scams leave victims experiencing extreme levels of stress, anxiety, frustration and a loss of trust.
If you fall victim to a scam, take action immediately:
• Stop communication.
• Contact your bank or credit card companies.
• Change all passwords that may have been compromised from a trusted device that was not compromised.
• Document evidence where possible.
• Report the scam to the proper authorities, depending on the crime (e.g. banks, local police or sheriff’s departments, the FTC, etc.).
As time goes on, scams will continue to evolve. Awareness and education are your best defense. Recognizing common warning signs, practicing good habits and staying informed can significantly reduce your risk of becoming their next victim.
Edison National Bank/Bank of the Islands is hosting an informational fraud, scams and identity theft session from 9:30 to 11 a.m. on July 18 at its River District office. To RSVP, contact John Ammons at (239) 466-1800.
Christina DePari is senior vice president of compliance and risk management at Edison National Bank/Bank of the Islands, Lee County’s oldest locally owned and managed community bank. Edison National Bank/Bank of the Islands is a Member FDIC and has retained a 5-Star Superior Rating from BauerFinancial for more than a decade. Contact christina@edisonnationalbank.com.
