Issuu

Homes&Design

Feb. 2022

 Home Services  Home Furnishings  Home Improvements  Home Decor  Real Estate & Rentals

efg fh ery efg fh ery fh ery efgefg fh ery

Sugar Creek Mutual Insurance Company 17 W Walworth St., Elkhorn, WI 53121 sugarcreek@sugarcreekmutual.com 262-723-3244

“I choose mutual insurance “I choose mutual insurance “I choose mutual insurance “I choose mutual insurance “I choose mutual insurance “I choose mutual insurance because ii know we’re because know we’re because i know we’re because i know we’re becausei know iinknow we’re because we’re this together.” in this together.” thistogether.” together.” in this together.” ininthis in this together.” Banco Insurance Agency-Palmyra 125 West Main St., Palmyra, WI 53156 lgarlock@firstcitizensww.com 262-495-2118 Banco Insurance Agency-Whitewater 207 West Main Street, Whitewater, WI 53190 kreed@firstcitizensww.com 262-473-7334

Grams Insurance Agency LLC 15 N Madison St., Evansville, WI 53536 julset@gramsinsurance.com 608- 882-6515

Policyholders who work with a mutual insurance company have a shared purpose:

Policyholders have awho shared purpose: Patricia Lauderdale who work with a mutual insurance company Policyholders work with a mutual insurance company have a shared purpose: getting best coverage and available.company And mutual insurance delivers Policyholders work aprotection mutual insurance have a shared purpose: W4725 Countythe Road A,who Elkhorn, WIwith 53121 Policyholders who work with a mutual insurance company have a shared purpose: getting the best coverage and protection available. And mutual insurance delivers pattylauderdale@gmail.com 262-742-3818 gettingOur the decisions best coverage and protection available. And mutual insurance delivers because mutuals serve policyholders, not shareholders. are always getting coverage protection available. mutual insurance delivers getting the the bestbest coverage andand protection available. AndAnd mutual insurance delivers

Our decisions are always Breck because Ward mutuals serve policyholders, not shareholders. because mutuals serve policyholders, not shareholders. Our decisions are always based onmutuals what’s best for you. Plus local agents offer customized solutions for all because serve policyholders, not shareholders. Our decisions always 218 Park Street, Elkhorn, WI 53121 because mutuals serve policyholders, not shareholders. Our decisions are are always based on what’s best for you. Plus local agents offer customized solutions for all based can on what’s best for you. Plus local agents offer customized solutions for all bwardscm@gmail.com your insurance 262-215-5633 needs. Find out how mutual insurance work for you.

Policyholders who work with a mutual insurance company have a shared purpose: based on what’s agents offer customized solutions based on what’s bestbest for for you.you. PlusPlus locallocal agents offer customized solutions for for all all

insurance can work for you. Gramsyour Insurance Agencyneeds. LLC Find out how mutual insurance your insurance needs. Find out how mutual insurance can work for you. your insurance needs. Find out how mutual insurance can your insurance needs. Find out how mutual insurance can workwork for for you.you. 103 W Fulton St., PO Box 336, Edgerton, WI 53534 (608)884-3304 www.gramsinsurance.com Julie Ulset julset@gramsinsurance.com Sugar Creek Mutual Insurance Company

getting the best coverage and protection available. And mutual insurance delivers because mutuals serve policyholders, not shareholders. Our decisions are always Sugar Creek Mutual Insurance Company

Agency LLC Sugarsolutions Creek Mutual Insurance Compan Sugar Creek Mutual Insurance Company www.sugarcreekmutual.com basedSchaal onWashington what’sAve.,best for you.Sugar PlusCreek local agents offer customized for all Mutual Insurance Company 26530 Waterford, WI 53185 schaalagency@gmail.com (262) 534-7801

your insurance needs. Find out

www.sugarcreekmutual.com www.sugarcreekmutual.com www.sugarcreekmutual.com how mutual insurance can 262.723.3244 262.723.3244 262.723.3244 262.723.3244

www.sugarcreekmutual.com

work for you.

262.723.3244

Member of the National Association of MutualofInsurance Companies Member the National Association of Mutual Companies Member ofInsurance the MUTUAL National Association Member of the National Association Member of PURPOSE. the National Association “SHARED VALUES” is a registered trademark of the Association of Mutual Insurance Companies. All rights reserved. of National Mutual Insurance Companies of Mutual Insurance Companies of Mutual Insurance Companies “SHARED PURPOSE. MUTUAL VALUES” is a registered trademark of © 2012 National Association of Mutual Insurance Companies. TM TM

the National Association of Mutual Insurance Companies. All rights reserved. TM “SHARED PURPOSE. MUTUAL VALUES” is a registered trademark of TM Insurance © 2012 National Association of Mutual Companies. TM “SHARED PURPOSE. MUTUAL VALUES” is a registered trademark of the National Association of Mutual Insurance Companies. All rights reserved. “SHARED PURPOSE. MUTUAL VALUES” is a registered trademark of the National Association of Mutual Insurance Companies. All rights reserved. the National Association of Mutual Insurance Companies. All rights reserved. © 2012 National Association of Mutual Insurance Companies. © 2012 National Association of Mutual Insurance Companies. © 2012 National Association of Mutual Insurance Companies.

Sugar Creek Mutual Insurance Compa www.sugarcreekmutual.com 262.723.3244

FEB. 2022

Member of the National Association of Mutual Insurance Companies HOMES & DESIGN

   SHARED PURPOSE. MUTUAL VALUES. SHARED PURPOSE. MUTUAL VALUES. SHARED PURPOSE. MUTUAL VALUES. SHARED PURPOSE. MUTUAL VALUES.

TM TM

409912

SHARED PURPOSE. MUTUAL VALUES.

State sets record for home sales 2021 sales defied rising prices and tight inventories

Strong sales in December propelled the Wisconsin’s existing home market to a new record high for annual sales, according to the Wisconsin Realtor’s Association. December home sales rose 0.4% over sales in December 2020, and this pushed total closings for 2021 to 89,328, which is 0.7% higher than the previous record established in 2020. “Setting a new record for sales is remarkable,” said Brad Lois, chairman of the board for the WRA. “That we have been able to do this even as inventories tightened throughout 2021 is a true testament to the persistence of buyers and the hard work of Realtors to find buying opportunities, even in a strong seller’s market.” The eight-county Southeast Wisconsin area led the way with sales increasing 4.4% in 2021 compared to the previous year. Locally, Racine County led the way

with 3,337 homes sold in 2021, an increase of 7.6% over 2020. Kenosha County experienced a 4.2% increase with 2,619 sales and Walworth County sales increased 4.1% with 2,055 homes sold. Median prices for 2021 were up the most in Walworth County (10.2%) to $285,501, followed by Kenosha County (9.9%) to $233,000 and Racine County (5%) to $210,000. “We sold more than twice as many homes as came on the market in December, which is why home prices increased by just over 10% since December of last year,” said Michael Theo, president and CEO of the WRA. “However, there have been signs that home price appreciation has begun to moderate in recent months, which is welcome news for buyers looking to buy in 2022.” Here are other market observations noted by the WRA in its monthly report issued

this week: • The December median price was $236,850, which is 10.2% higher than the price 12 months earlier. On an annual basis, the median price for all of 2021 was $240,000, which is $20,000, or 9.1%, higher than the 2020 median price. • Half of the regions saw annual home sales increase, with closings up 4.4% in the Southeast region, sales up 2.2% in the Central region and closed sales up 0.7% in the South Central region. The remaining regions had lower sales in 2021 compared to 2020, with the Northeast region falling 1%, the West slipping 3.8%, and the rural North region dropping 6%. The strength of the heavily urbanized Southeast region, especially Milwaukee County, led to record sales in 2021. • The state inventory continued to fall. CONTINUED ON PAGE 9

HOMES & DESIGN

February 2022 Published by Southern Lakes Newspapers LLC 1102 Ann St., Delavan, WI 53115 (262) 728-3411

Homes & Design

For advertising opportunities, call (262) 728-3411 or email vicki@southernlakesnewspapers.com EDITOR IN CHIEF: Edward Nadolski SPECIAL SECTIONS EDITOR: Tracy Ouellette PAGE DESIGN: Jen DeGroot CREATIVE DIRECTOR: Heather Ruenz ADVERTISING DIRECTOR: Vicki Vanderwerff

HOMES & DESIGN

STOCK PHOTO Homes & Design

FEB. 2022

Home sales in the state reached a record high for 2021. Locally, the eight-county Southeast Wisconsin area led the way with sales increasing 4.4% in 2021 compared to the previous year.

How to choose the best wallpaper design for any space Thinking about using wallpaper to transform your walls from drab to fab? You’re in good company. Wallpaper’s popularity is on the rise in both residential and commercial spaces and gaining an edge over paint. Why? Experts believe this trend reflects a growing recognition of wallpaper’s unique benefits. It’s cost-effective, protects the wall surface from accidental marks and scratches, and offers personalized selfexpression at a reasonable price. “We experienced consistent month-overmonth wallpaper sales increases throughout 2021. We attribute this to consumers’ growing desire to customize their spaces with designs that reflect their personal style and aesthetic preferences, while retaining the option to change things up as frequently as desired with removable wallpaper,” says Michael Jones, general manager, Spoonflower, a leading custom, print-ondemand wallpaper and home decor digital marketplace. According to Jones, there are a few things to keep in mind when choosing the right wallpaper for your space. Here, he offers a few insights to help you get started:

Type First, determine how long you’d like the wallpaper to remain on your walls. Some types of wallpaper are more suitable for long-term use and others are best for those who wish to change their designs with the seasons or on a whim. For this reason, Spoonflower offers three types of wallpaper:

Prepasted Removable Smooth: Long1. lasting, but fully removable (and recyclable), this option is great for homes,

rental spaces, accent walls or temporary art installations.

Peel and Stick Removable Woven: 2. Removable and repositionable, this option won’t leave a residue behind.

Whether you’re renting or you love to stay on-trend, temporary wallpaper is a great alternative to traditional wall coverings.

Traditional Pebble: This traditional 3. wallpaper has a subtle leathered texture, matte finish, is paste-activated and FEB. 2022

Design

HOMES & DESIGN

is highly durable. Not only is it PVC-free, it is also moisture resistant.

To take the guesswork out of wallpaper design selection, consider heading to a wallpaper digital marketplace. In the case of Spoonflower, which features more than 1 million designs, the biggest challenge you’ll face is the enormity of selection.

Thanks to new wallpaper technology and an ever-growing library of designs available, making a customized impact on the look and feel of your spaces has never been easier. BETHANY SY OF REALITY DAYDREAM Homes & Design

However, you can easily narrow down your choices by searching for designs based on category keywords, color or by styles, such as Mid-Century Modern, Cottagecore or Paisley. For those with a specific design already envisioned, the site even allows you to upload your own design and have it custom printed on wallpaper.

Before committing, consider ordering two or three swatches so you can compare them in your own space and assess the best fit. This can help ensure your final design selection is completely tailored to your preferences. To learn more and to get the process started, visit spoonflower.com. (STATEPOINT)

Ways to keep your home cozy all winter long Bringing those utility bills down means keeping the warm air inside. Shifts in temperature can cause wood to expand or contract, creating small cracks or leaks which need to be filled. Duck Brand Foam Weatherstrip Seals form the perfect barrier from drafts with self-adhesive foam strips to ensure utility bills remain low with minimum effort and maximum savings. These heavy-duty strips also provide protection year-round by blocking dust, pollen and insects.

Swap furnace filter

Trapped dust and dirt in your furnace filter can cause low air flow and limit your Unpredictable weather can cause furnace’s ability to properly function when outages, so it’s best to prepare with you need it most. This can unnecessarily alternative ways to heat your home. A log fireplace is wonderful, but for those without raise the temperature on your heat and one, it may be best to invest in a gas heating cause energy bills to skyrocket. A simple filter change on your furnace alternative, like an individual heater or and even air conditioning units as often as small generator.

once a month can help maintain excellent air flow.

Remember the garage While many homeowners concentrate on preventing drafts by their front door; they often forget about the largest opening in their house – the garage. Protect against snow, water and cool winter air from entering your garage with a Duck Brand Garage Bottom Seal. This heavy-duty, waterproof rubber seal won’t freeze or crack, and creates a tight, protective border all year long.

Cover exterior access locations Built-in pet doors and mail slots often go overlooked. Lower your energy bill by covering those spaces and opt for alternative options when taking out your pets and receiving mail. For more information, visit DuckBrand.com. (STATEPOINT)

Staying prepared for any shift in weather is always something homeowners should prioritize. With some quick tricks and the right products on hand, weatherizing your home doesn’t have to be complicated or expensive.

FEB. 2022

Maximize heating options

Temperature control

HOMES & DESIGN

According to the Energy Information Administration, heating bills for homes that use natural gas could be significantly higher this winter – perhaps by as much as 50%. Why? Based on recent weather trends, colder temperatures are expected, which not only boosts the energy your home needs to stay warm, but quickly raises the demand for those resources as well. Weatherizing your house to ensure it stays comfortable during the long winter season is a great way to help control possible increased costs on your utility bills. Here are five easy ways to keep your home cozy all winter long.

STOCK PHOTO Homes & Design

Burlington’s Lois named Wisconsin Realtors Association chairman Brad Lois of CEO of the WRA, Michael Burlington’s Bear Theo. Realty is the new Lois is a broker/owner chairman of the board of Bear Realty and is a of the Wisconsin lifelong Burlington resident. Realtors Association for He has served as past 2022. president and director of As WRA chairman, the Lakes Area Realtors Lois will lead one of Association and was named Wisconsin’s largest the organization’s Realtor trade associations, of the Year in 2014. He representing over was also named to Realtor 18,500 real estate Magazine’s 30 Under 30 list brokers, salespeople and in 2015. Brad Lois affiliates statewide. At the state level, Lois He succeeds the WRA’s 2021 has served on the WRA’s executive chairperson, Mary Duff of Madison. committee, board of directors, “Brad’s experience, talents, and Wisconsin Homeowners Alliance, energy will provide exceptional WRA’s political strategy group, the leadership for our members as well as real estate forms committee and is the property owners across Wisconsin and prior chair of WRA’s public policy across our nation,” said President and committee, according to the WRA.

He has been a leader and advocate for the Young Professionals Network in Wisconsin and served on the group’s Advisory Board in 2020. Since joining Bear Realty in 2008, Lois has successfully marketed and sold properties for hundreds of clients in Southeast Wisconsin. Along with his work in residential real estate sales, he has been an integral part of building Fox River Property Management – a subsidiary of Bear Realty – specializing in the management of commercial buildings, apartment buildings and other multiunit investment real estate, according to the WRA. Lois has a degree in business administration from the University of Wisconsin-Parkside and resides in Burlington with his wife and daughter.

FIRST IN HOME MORTGAGES NOW is the time to think “FIRST” ... for your home mortgage refinancing needs

“FIRST CITIZENS” has attractive fixed term rates. Call to see how low they really are! Low borrowing rates also mean it’s a good time to purchase a new home.

FIRST IN HOME MORTGAGES

Think “FIRST” ... for all your financial needs.

NOW is the time to think “FIRST”... for your home mortgage refinancing needs.

“FIRST CITIZENS” has attractive fixed term rates. Call to see how low they really are! Low borrowing rates also mean it’s a good time to Mortgage Center is a service available online to apply for a mortgage loan safely and purchase a new home.

HOMES & DESIGN

FEB. 2022

conveniently from home. Available on our website www.firstcitizensww.com under

Think “FIRST”... for Electronic Services go to Online Mortgage Application. You can get current home loan rates and a personalized rate quote. all your financial needs. MAIN WHITEWATER WHITEWATER WEST WEST OFFICE 1058 St. 1058 W. Main Street 207 W. Main StreetP.O.W.BoxMain 177 Whitewater, WI 53190 Whitewater, WI 53190 Whitewater, WI 53190 262/473-3666 (262) 473-3666 (262) 473-2112

MAIN OFFICE 207 W. Main St. P.O. Box 177 Whitewater, WI 53190 262/473-2112

EAST TROY OFFICE 2546 E. Main St East Troy, WI 53120 262/642-2530

EAST TROY PALMYRA OFFICE OFFICE 111 E. Main St. 2546 E. Main Street East Troy, WI 53120 Palmyra, WI 53156 (262) 495-2101 (262) 642-2530

firstcitizensww.com 409913

Freshening up

Must-have features in your bathroom remodel

Veteran homeowners recognize the value of remodeling their kitchens and bathrooms. Kitchens and baths tend to appear dated more quickly than other spaces, such as living rooms and bedrooms, which can always be revamped with some fresh paint and new furnishings. The home improvement pricing resource Home Guide indicates an average bathroom remodel costs anywhere from $5,500 to $15,000 depending on the size and scope of the renovation. However, a bath redo can increase a home’s resale value and can return as much as 68 percent of homeowners’ investments. As homeowners plan their bathroom renovations, it’s a good time to consider improvements that will improve function and add design appeal for years to come.

Floating vanity

STOCK PHOTO Homes & Design

Add an airy feeling to the room by creating space between the vanity and the floor. A floating vanity can be a counter with a vessel sink or even have cabinets, as long as the vanity doesn’t extend to the floor.

Freestanding traditional sink or tub

Dual sinks and vanities

Switch to a walk-in shower option, which improves aesthetics and makes it easier to “age in place” in a home. Pair that frameless shower with clear glass shower doors so sightline in the space remains unencumbered.

With a double vanity, two people can share the space and easily use the bathroom without getting in each other’s way. One vanity with two sinks works, but homeowners can create even more personal space by dividing vanities and mirrors.

Natural textures

Small textured tile

Small textures are appealing Create a calm and serene and add safety. The added sanctuary in the bathroom with light, natural hues and materials. texture and grouting will keep

Special shower heads Invest in shower heads that can run the gamut from creating steam showers to rainfall effects. Some showers will have multiple shower jets to offer an invigorating experience.

Improve drainage Increase the diameter of the drain pipe in the bathroom from the standard to a two-inch drain pipe. This will reduce the risk of

clogs and overflow leaks.

Install a window

Natural light and air flow can reduce the risk for mold and mildew growth, and windows add some aesthetic appeal to a space. Just be sure to choose frosted privacy glass. Additional considerations for a bath remodel include heated floors, well-placed and attractive storage options and a toilet enclosure (water closet) for added privacy. These and other bathroom renovation ideas can add value and improve the appeal of the room. (METRO CREATIVE)

FEB. 2022

Frameless showers

Nature-inspired colors on tiles, feet from slipping on wet floors. walls and vanities can add to the Also, opt for mold-resistant spa vibe. grout to make cleanup even easier.

HOMES & DESIGN

There’s something elegant about a freestanding tub or pedestal sink. Such features can lend a classic vibe to a space. However, freestanding fixtures also come in modern or eclectic forms, so there are options for any design style.

SERVICE CORNER www.arborimages.com W573 COUNTY TRUNK JS(State Road 11) Burlington, Wis.

P.O. Box 406 Elkhorn, WI 53121

311264

BROKEN SPRING? OPERATOR NOISY?

MEYER PAINTING

CALL US! WE CAN HELP!

WE REPAIR ALL MAKES & MODELS OF DOORS AND OPERATORS!

JIM’S

EXTERIOR / INTERIOR

24 HR. EMERGENCY GARAGE DOOR SERVICE

For All Your Painting Needs

SERVICE

(262) 632-DOOR (3667)

388669

www.jimsdoor.com

FREE ESTIMATES

(262) 767-8733

Tree Trimming & Removal Stump Removal • Lot Clearing Fertilizing/Deep-Root Feeding Cabling & Bracing • Aerial Truck Seasoned Firewood • Chips for Mulch

Located North of Elkhorn on Hwy. 67 & 12 • (262) 723-6422

RESIDENTIAL & COMMERCIAL The Weis Family 50+ Years Combined Experience 371891

FEB. 2022 HOMES & DESIGN

35055

We offer: • Expert Service Technicians • Water Right Water Softeners • HVAC & AC & Aprilaire Installation • Septic/Mound Systems • Water Heaters, Tankless heaters

SERVING THE COMMUNITY SINCE 1983

370353

VISIT OUR NEWLY REMODELED SHOWROOM WITH OVER 50 WORKING FIXTURES

Wall 2 Wall Painting Inc.

Call Tom Meyer

(262) 534-7548

COMPLETE TREE SERVICE LLC

Fully Insured • Free Estimates

• Colorized Mulches & Wood Chips • Development/Lot Clearing • Tracked Aerial Lift

411093

Wayne DuPont

Elkhorn: (262) 742-3159 WhitEWatEr: (262) 473-3400 Fax: (866) 804-1463 lakesareagaragedoorllc@charter.net

• Tree & Shrub Trimming & Removal • Custom Lumber Sales • Deep Root Fertilization • Insect & Disease Control

Showroom Hours: M-F 8 AM-3 PM; CLOSED SAT. & SUN

Interior/Exterior Painting Specialists Residential/Commercial

(262) 514-4055

65+ years of experience in your neighborhood!

www.wall2wallpainting.net

Complete Bathroom Remodeling

117 MacArthur Dr., Mukwonago, WI • 262-363-7146

FULLY INSURED • IN BUSINESS SINCE 1982 292600

www.martensplumbing.com

390428

411092

What you need to know about a VA loan Members of the nation’s military, as well as veterans, can take advantage of their VA benefits when buying a home, but it is important for potential homebuyers to understand the terms of these loans. Freedom Mortgage, a VA lender in the United States, offers tips and advice for service members and veterans to ensure a successful home-buying experience.

Have cash on hand Although a VA loan requires no down payment, sellers may not cover closing costs in today’s competitive real estate market, so it is best to budget for some funds when you schedule your closing. Closing costs can range from 3% to 5% of the home price. This includes the VA funding fee, which can be as high as 3.6% of the loan amount, although the VA funding fee is waived for Purple Heart recipients and disabled veterans.

Have proof of income Proof of income is required for a VA loan, so active service members will need to have a job lined up after discharge. Also, obtain a loan pre-approval letter (rather than a pre-qualification letter), which will show that your credit and income have been professionally reviewed and that you are a qualified buyer.

Have options Shop around and compare a VA loan to other loan options to see which is a better deal for you. Most importantly, don’t overextend yourself and buy a more expensive home than you can currently afford. If the rate is relatively low and you are comfortable making the monthly payments, you have a good deal.

Have good credit Visit annualcreditreport.com, a

out loans can consider a conventional loan. VA loans have a funding fee of up to 3.6%, but that may be a better deal than the high interest rates of other loans. Last, don’t forget to request a Loan Estimate, or “LE,” from lenders when shopping around for the best mortgage. The LE will outline all relevant program details and costs that you can expect at closing. Note: these tips are offered as general information, each loan is unique and customized to the borrower. Call 833-687-1212 to speak with an experienced Freedom Mortgage loan officer who can answer questions and provide more information based on your needs. (NEWSUSA)

New listings dropped 15.4%, which pushed total listings to just 15,037 in December, a 12.9% slide from 12 months earlier. • Months of inventory dropped to just two months of supply statewide, indicating a very strong seller’s market. Especially tight were the metropolitan markets, which had just 1.8 months of supply in December. Reviewing inventory by price range in 2021, the lowest inventory was seen in homes priced between $125,000 and $349,999, with just 1.7 months of available supply. This is well below the sixmonth benchmark that indicates a balanced

market. • Mortgage rates have started to inch up, with the 30-year fixed-rate mortgage increasing from the record low of 2.68% in December 2020 to 3.10% in December 2021. With median prices rising 10.2% over that same 12-month period and median family income projected to be up only 0.8%, affordability slid 12.6% between December 2020 and December 2021. Still, a creditworthy buyer with median family income, a 20% down payment and a 30-year fixed-rate mortgage financing the remaining balance was qualified to

buy 195% of the median-priced home in December. “The annual inflation rate increased to 7% in December, the highest rate since 1982,” said Dave Clark, a Marquette University professor and WRA consultant. “The Fed has signaled it will start raising short-term interest rates this year to reduce inflationary pressures. Although mortgage rates increased in 2021 and will likely continue to rise in 2022, keeping inflationary expectations in check will reduce the likelihood of significant spikes in mortgage rates this year.”

FEB. 2022

• CONTINUED FROM PAGE 3

HOMES & DESIGN

HOME SALES

legitimate website used by the three major consumer credit reporting agencies and get a free credit report. The median credit score is a little above 700 and if your score is lower, you may pay a higher interest rate or higher costs. Some additional tips include: Veterans who are current homeowners should take the opportunity now to refinance to a lower rate; check out VA IRRRL streamline refinances for veterans. For more information on buying a home or improving your credit score, go to www.annualcreditreport.com. Disabled veterans have additional benefits from a VA loan, as they are exempt from the VA funding fee. Current homeowners considering cash-

Paper Dolls Home Furnishings & Interior Design of Lake Geneva

We have the Largest Selection of Home Furnishings & Accessories in the area

Interior Design Services Custom Window Treatments Blinds & Shades Wallpaper 138 E. Geneva Square, Lake Geneva, WI 53147 262.248.6268 • paperdollsinterior.com 411141

ANDY

SZYMANSKYJ Real Estate Broker

262.745.1762 andys16388@gmail.com LaunchRealtyGroup.com

best technology • best experience

PREVIOUSLY SOLD MLS No 1750319 3BR 3BA Private Retreat on a 5+ acre wooded lot. Great rm w vaulted ceilings, floor to ceiling stone fireplace and access to the 24x26 deck. KIT w granite counters, island, and walkin pantry. MBR suite, main floor laundry. LL w/custom built wet bar. $610,000

MLS No 1757828 Located in Elkhorn is this Duplex featuring lower unit that consist of 1 Bedrooms and 1 Bath. Upper Unit is 1 Bedroom 1 Bath. Units have separate laundry facilities, Separate entrances, off street parking and a garage stall for each unit. $171,000

FEB. 2022

UNDER CONTRACT

MLS No 1772477 Elkhorn duplex located south of the square. Both units are 2 BR 1 BA. Separate Laundry facilities. Some updating completed. Newer 2 car garage. $219,999

HOMES & DESIGN

Call Us For A

FREE MARKET ANALYSIS

and let’s discuss our marketing plan that will get your home

SOLD!

MLS No 1774749

4 BR 2BA bungalow located in Pabst Park, East Tosa, Featuring Sun Rm with etched windows, French doors leading into living room with hdw floors, ceiling adorned by cove molding, natural wood work. DR with built in china cabinet. Upper Lever MBR /BA and 4th BR with built in custom storage. Lower level is partially finished. And a 1 car ga. $329,900

Call Andy to learn about the NINJA SELLING SYSTEM that will get your home SOLD

MLS No 1764014 Bayview duplex within walking distance to Lake Michigan. 2BR 1 BA Lower. 1 BR 1BA Upper. Separate Laundry Facilities. Alley Entrance 2 Car Ga and 2 additional off-street parking spots. $257,575

Advantages of Using a Realtor When you use a realtor instead of trying to sell a home on your own, your property is listed in the MLS where other real estate agents and buyers search for homes. Studies also show that buyers feel more confident working with an agent rather than making the purchase on their own. Unless you are willing to pay the buyer’s agent’s commission out of pocket, they will skip over your property for one listed by an agent.

http://michaelputnam.com/

Call

ANDY

to discuss how to get your home sold with our services! 411091

by Freddie Mac is flipping the script by incentivizing property owners to report their tenants’ on-time rental payments. Freddie Mac is providing closing cost credits on multifamily loans for owners of rental properties who agree to report payments through Esusu, a data processing and storage platform whose technology securely delivers rental payment data from property management software to credit bureaus. The program automatically unenrolls renters if they miss a payment, and it allows renters to monitor their Report rent payments payment data and credit score through its website and mobile app. Millions of Americans’ largest monthly Finally, the Esusu platform ensures payment is rent. However, less than 10% compliance with industry standards, of renters currently see their on-time rental eliminating an administrative burden that payments reflected in their credit scores, represents the single largest hurdle to putting them at a significant disadvantage to reporting rental data. homeowners. “Making rent count will help solve one On-time rent payments can be used of the most persistent challenges facing to build credit with all three major credit renters who want to build credit,” says bureaus. If you are paying your rent on Lauren Garren, vice president and chief time, ask if your landlord is reporting business officer, Multifamily, Freddie Mac. your payments. If not, find out if they can. “This effort helps level the playing field for Although you can report rent payments yourself by paying through a rent reporting renters who prioritize making their rental payments on time.” service, many such services charge fees, so it’s best if your landlord reports on-time Secure credit cards payments on your behalf. A secured credit card, designed for Unfortunately, the most common way rents are reported to credit bureaus today is people with limited or damaged credit, requires you to pay a security deposit. The when there’s a missed payment that’s gone bank extends a credit line matching the to a collection agency. A new initiative

NSTA_PHOTOS / ISTOCK VIA GETTY IMAGES PLUS Homes & Design

amount of the security deposit, and it holds onto your deposit as collateral for as long as you have the card. For this reason, secured credit cards don’t charge the same high fees as unsecured credit cards. Many secured cards include a graduation feature, allowing you to move to a traditional credit card after establishing a pattern of consistent payments. Some card issuers may automatically review your account to see if you can upgrade, but you may have to ask your card issuer whether you’re eligible. By transitioning to an unsecured card in this way, you’ll get your deposit back without negatively affecting your credit by closing an account.

Consider store credit cards From retail chains to gas stations, many stores offer credit cards that tend to be easier to qualify for and usually have low credit limits, making them a good option if you’re credit invisible. However, they often have high interest rates. By making periodic purchases with your store credit card and paying them off immediately, you can build a credit record and get used to managing a credit card. For additional credit-building strategies, use CreditSmart, Freddie Mac’s suite of financial capability resources, by visiting creditsmart.freddiemac.com. (STATEPOINT)

FEB. 2022

Not having a credit history, often referred to as being “credit invisible,” can make it harder to buy a home or car, finance an education, and secure banking products and other services. Today, more than 45 million adults in America have no credit score, according to Freddie Mac. If that describes you, don’t panic. Freddie Mac is offering three strategies to take you from invisible to visible, and help you start building a credit history.

Good credit opens doors. Take control of your future and begin your credit history today.

HOMES & DESIGN

Ways to build your credit history

Attention: Local Area Home Owners To Get Opportunity of the Year…

HOMES & DESIGN

FEB. 2022

Frustrated Contractor is “Giving Away” $3,151 Furnaces for $1,275 with Off-Season Central Air…

(This is the ”Hottest AND Coolest Deal of the Year” … especially if your furnace is over 10 years old) Yes, it’s absolutely true. You can actually replace your old (and probably very inefficient) furnace and air conditioner as a package for at least $1,876 less than you would have to pay at any other time. Let me explain. Every year, the months of January, February, March and April can “Kill” my business. I end up losing a ton of money during these “Killer” months and it can take me the remaining eight months to make up for them. And I’m looking for the same thing to happen this year. My Problem Is Your Opportunity I’ve decided to give up trying to make a profit during the “killer” months. If I can only minimize my losses during January, February, March and April I will come out ahead in the other eight months. Here’s how this (admittedly daring) offer came about. Every year, the big manufacturers of air conditioners have to guess how many to build to meet the demand. Of course, they’re never exactly right. So, they always have some inventory they must hold over until the next summer season. I went to one of my distributors and they allocated 44 premier air conditioners and furnaces. And, because of the quantity and time of year, I was able to buy them at drastically reduced, dirt cheap, out-of-season prices. They are brand new 2021 models. And they are NOT the seconds or “blems” or standard “builder” models. They are factory-fresh, premier air conditioners and furnaces and have a full factory warranty. Here’s How You Can Get A Furnace For Peanuts By putting this furnace and air conditioner package together (then “Jaw-Boning” the distributor) and committing to a do-or-die purchase agreement of these systems, I was able to buy both the furnace and the air conditioner for less than anyone should have a right to pay! So, if you buy one of these normal new, premier air conditioners, I am “giving” you the furnace and all I ask for is the $1,275 it costs to have your furnace installed. Here’s How Just call me at 262-248-2103 anytime. We will come out and measure your home (and determine the availability of the proper size). Don’t forget, I only have a limited amount of matched systems. When they are gone, this remarkable offer ends also. I will show you the real world price on the air conditioner that fits your home. Then, I will show you the substantial savings now. And it will include all labor and installation materials. Nothing is left out. The Concept Is Simple Really By letting you win big now, I will win at the end of the year. I’m betting that if I make you an offer that is “irresistible” (at least it should be if your furnace or air conditioner is over 10 years old) and I barely mark it up above the price I paid, I will accomplish two things: 1. I will cover my rent, utilities, insurance and taxes in the “killer” months. 2. I can pay my professional staff and technicians to work instead of paying them to sit at home. If I can accomplish these two objectives, I will minimize my losses and the rest of the year, I can be a winner.

Keith Nissen King of Comfort

No Obligation Even after I completely explain the installation, there is absolutely no obligation. If you decide you don’t want to take advantage of the spectacular savings… that’s okay. I will give you a surprise gift worth $60 because you are kind enough to read this ad and give me a chance to solve my problem. I want you to think well of Master Services Plumbing, Heating & Cooling, even if you don’t buy. You Can Buy With NO Cash You don’t even have to pay me right away. I have set up a bank rate financing plan. Consider this. If you decide to make monthly investments instead of paying cash the entire amount of your payments might be more than offset by the savings on your utility bills. It’s like “having your cake and eating it too”. Ironclad Guarantee I’m so confident that you will save at least 25% on your cooling and heating bills (I’m projecting more like 35% +), that I will pay you Double The Difference for two years if you don’t! I’ll show you exactly how this works. There is no way you can lose. Your lower utility bills will help you save big. And I will even double your savings if you save less than 25%. If these premier systems were not among the best on the market, I couldn’t afford to make such a promise. Why This Offer Can’t Last You must act before April 15th. Here are two reasons why. 1. I only have a limited amount of pieces of equipment. When all of the air conditioners are sold and all the furnaces are “given” away, that’s it. There are no more at this price. 2. If I have any of these systems that are left on April 15th (although I doubt I will), this offer still ends. Here’s why. The only reason I am making this virtually no-profit (for me) offer is because of the “killer months”. My business always picks up about May first. Since these furnaces cost me so little, I can sell them at last years prices next November and December and still come out ahead. Give me a call now at 248-2103 and I will set an appointment for your no-obligation survey.

Lake Geneva WI 262-248-2103

411223

SINGLE-FAMILY HOMES Waterford • 5001 Northwest Hwy......... $ 135,000 • 4600 Empire Ln................. $ 212,500 • 4131 Waterford Dr............. $ 255,000 Sturtevant • 8919 Corliss Ave............... $ 155,000 • 9009 Boys Dr..................... $ 156,000 Burlington • 8412 Chara Dr................... $ 210,000 • 561 Oak St........................ $ 195,000 • 147 Beth Ct....................... $ 205,000 • 749 Chicory Rd................. $ 205,000 Rochester • 205 S Front St................... $ 180,000 • 200 E Ela St...................... $ 309,900 Raymond • 11832 County Road K....... $ 195,000 • 3901 W 3 Mile Rd.............. $ 277,000 Union Grove • 1630 State St.................... $ 220,000 • 1400 71st Dr...................... $ 290,000 Norway • 6111 Town Line Rd............ $ 287,000 Yorkville • 19010 County Line Rd...... $ 250,000 Dover • 2520 Lincoln Ave................. $ 82,500 Racine • 2049 Jay Eye See Ave........ $ 53,000 • 1331 Buchanan St............... $ 55,000 • 1427 Thurston Ave.............. $ 60,000 • 1635 Edgewood Ave........... $ 60,000 • 1733 Racine St.................... $ 57,000 • 625 Grove Ave..................... $ 75,000 • 3663 Charles St.................. $ 95,000 • 1522 Holmes Ave................ $ 90,000 • 1331 Howe St...................... $ 85,000 • 1814 La Salle St.................. $ 87,500 • 2 Mc Kinley Ave................... $ 82,000 • 1011 Arthur Ave................ $ 103,000 • 3325 Drexel Ave................ $ 100,000 • 2063 Shoop St.................... $ 95,000 • 1653 Deane Blvd............... $ 105,000 • 4305 Victory Ave............... $ 106,000 • 1628 Holmes Ave.............. $ 108,500 • 2003 Erie St...................... $ 100,000 • 4224 21st St...................... $ 109,900 • 2107 Virginia St................. $ 110,000 • 1637 Deane Blvd............... $ 110,000 • 3720 Wright Ave................ $ 110,500

• 1917 Mount Pleasant St.... $ 112,500 • 1404 Grange Ave.............. $ 115,000 • 3116 Lasalle St................. $ 105,000 • 1653 Thurston Ave............ $ 115,500 • 2501 Prospect St............... $ 120,000 ]\Mount Pleasant • 10324 Kraut Rd................... $ 70,000 • 25 S Summerset Dr........... $ 110,375 • 1512 Plainfield Ave............ $ 165,000 • 1208 W Colonial Dr........... $ 195,889 • 919 S Newman Rd............ $ 185,000 • 2308 Airline Rd.................. $ 192,500 • 1233 Kenilworth Ave.......... $ 193,000 Caledonia • 9807 Saratoga Dr................ $ 68,800 • 1427 Kremer Ave.............. $ 127,000 • 9936 Saratoga Dr.............. $ 141,700 • 10330 Root River Dr.......... $ 165,500 • 2855 Crestview Park Dr.... $ 196,000 • 3316 5 Mile Rd.................. $ 205,000 • 2900 Crestview Park Dr.... $ 200,000 Wind Point • 204 E Four Mile RD........... $ 259,500 North Bay • 1 Lansdale Ln.................... $ 400,000

CONDOS Waterford • 300 Foxwood Dr 124......... $ 220,000 Rochester • 407 S Front St................... $ 350,000 Racine • 3603 St Andrews Ct 108..... $ 65,000 Mount Pleasant • 6540 Mariner Dr 102......... $ 115,000 • 5726 Cambridge Ln 8........ $ 145,000 • 857 Boulder Trl 905........... $ 155,900 Sturtevant • 1511 92nd St 55................ $ 174,900

VACANT LAND Rochester • Lt14 Ridge Ln.................... $ 190,000 Raymond • 5675 3 Mile Rd.................. $ 180,000 Waterford • 29533 Raab Dr.................. $ 185,000

WALWORTH COUNTY SINGLE-FAMILY HOMES Delavan • 942 E Wisconsin St............. $ 73,000

• 603 Ann St.......................... $ 85,000 • 307 Breezy St.................... $ 133,900 • 603 Phoenix St.................. $ 186,000 • 4223 Chestnut Ave............ $ 167,500 • 401 McDowell St............... $ 186,500 • 826 Shady Ave.................. $ 182,000 Walworth • 227 Park St.......................... $ 90,000 • 224 S Main St.................... $ 165,000 • 471 Brennan Dr................. $ 275,000 • 123 Spring Dr Lt43............ $ 336,505 Bloomfield • N1108 Spruce Rd.............. $ 105,000 • W860 Juneau Rd............... $ 145,000 Whitewater • 731 E Milwaukee St........... $ 129,900 • 220 S Whiton St................ $ 209,000 East Troy • 2930 North St.................... $ 137,650 • 1877 Hilltop Dr.................. $ 210,000 Richmond • N6538 Anderson Dr.......... $ 160,000 • N6846 Lake Dr.................. $ 165,000 Elkhorn • 111 W 2nd Ave.................. $ 200,000 • 236 Randall Pl................... $ 226,000 • 28 Ridgway St................... $ 275,000 Sugar Creek • W5449 County Road ES... $ 242,000 • W6549 Shore Ln............... $ 258,500 La Grange • W6047 Mariner Hills Trl..... $ 248,000 Lake Geneva • 1150 Lake Geneva Blvd.... $ 242,000 • 1074 Mobile St.................. $ 215,000 Lyons • 1755 Knob Rd................... $ 230,000 Darien • 222 W Beloit St.................. $ 232,000 Spring Prairie • W216 County Road D....... $ 245,000 Geneva • N3160 Larch Rd................ $ 280,000 • N3380 Apple Pl................. $ 310,000 • W3794 Deer Dr S.............. $ 325,000 Lafayette • W4886 County Road A...... $ 310,000 Troy • W2564 Kittie Ct................. $ 340,000 Williams Bay • 78 Congress St................. $ 293,000 Linn • W4724 S Lakeshore Dr..... $ 560,000

CONDOS

FEB. 2022

RACINE COUNTY

HOMES & DESIGN

home and property sales

Here is a listing of recent single-family home, condominium and vacant land sales in Kenosha, Racine and Walworth counties. The information is provided through the Multiple Listing Service.

home and property sales Here is a listing of recent single-family home, condominium and vacant land sales in Kenosha, Racine and Walworth counties. The information is provided through the Multiple Listing Service.

Fontana • 269 Fontana Blvd 1316....... $ 74,000 • 227 Dewey Ave 106.......... $ 110,000 Lake Geneva • 123 Center St 304............... $ 90,000 • 123 Center St 104............. $ 119,500 East Troy • W1104 Miramar Rd 1D...... $ 118,900 Whitewater • 327 E Clay St 28............... $ 185,000 Elkhorn • 206 Potter Rd 101............. $ 256,500 Delavan • 130 Eagle Pointe Dr B....... $ 354,000

VACANT LAND Bloomfield • Lt1759 Cherry Dr -63.......... $ 24,000 Linn • Lt17-18 Hillcrest Dr............. $ 29,000 Geneva • Lt0 Iris Rd............................ $ 56,500 Delavan • 5291 Highway 50................. $ 45,000 Lafayette • Lt45 Preserve Dr................. $ 69,750 Lyons • Lt9 Back Rd....................... $ 145,000 Spring Prairie • W202 Kearney Rd............. $ 450,000 Williams Bay • 44 Oak Birch Dr.............. $ 1,500,000

KENOSHA COUNTY

HOMES & DESIGN

FEB. 2022

SINGLE-FAMILY HOMES

Twin Lakes • 807 Hickory Rd.................. $ 100,000 • 519 Bird Rd....................... $ 200,000 • 707 Estate Dr................... $ 280,000 Bristol • 8004 199th Ave................. $ 125,000 Pleasant Prairie • 11220 11th Ave................. $ 110,000 • 7037 52nd Ave.................. $ 253,000 • 8822 47th Ave................... $ 240,000 Randall • 33820 98th St.................... $ 122,500 • 9008 369th Ave................. $ 251,000 Salem Lakes • 23526 127th St.................. $ 137,500 • 26625 105th St.................. $ 147,542

• 30617 117th St.................. $ 160,000 • 30966 76th St.................... $ 190,000 Paddock Lake • 24934 68th St.................... $ 166,000 Somers • 711 16th Pl........................ $ 177,000 • 5912 1st Pl........................ $ 270,000 Wheatland • 7557 335th Ave................. $ 168,500 Bloomfield • Lt1 Evergreen Rd.............. $ 299,000 Salem • 27735 41st St................. $ 1,625,000 Kenosha • 6418 11th Ave..................... $ 83,000 • 5108 28th Ave................... $ 105,000 • 3616 75th St...................... $ 105,000 • 6316 26th Ave................... $ 105,077 • 6520 32nd Ave.................. $ 118,500 • 6717 36th Ave................... $ 121,500 • 4704 5th Ave..................... $ 125,884 • 4115 21st Ave................... $ 129,900 • 6715 21st Ave................... $ 129,900 • 4715 60th St...................... $ 120,000 • 3901 Taft Rd...................... $ 135,000 • 7208 30th Ave................... $ 123,000 • 1902 27th St...................... $ 135,500 • 2419 Roosevelt Rd............ $ 140,000 • 6407 31st Ave................... $ 142,000 • 7405 8th Ave..................... $ 144,000 • 3922 10th Ave................... $ 138,000 • 4715 8th Ave..................... $ 145,000 • 7402 40th Ave................... $ 135,000 • 7528 16th Ave................... $ 142,000

CONDOS Somers • 2520 11th Pl 203............... $ 142,000 Kenosha • 8125 40th Ave 3G............. $ 164,900 • 7301 98th Ave L................ $ 150,000 Pleasant Prairie • 10010 66th E..................... $ 184,000

VACANT LAND Twin Lakes • 325 91st Ct.......................... $ 85,000 Salem Lakes • Lt0 296th Ave.................... $ 200,000 Wheatland • Lt2 396th Ave.................... $ 250,000 Kenosha • 2208 Roosevelt Rd.............. $ 10,000

CLASSIFIEDS CALL 262.728.3411 TO PLACE YOUR AD FOR RENT Room for Rent WAYSIDE/ROOM FOR RENT On the square in Walworth. Rent by month only. Call, please leave a message. 847-739-6789

REAL ESTATE Other Real Estate PUBLISHER’S NOTICE All real estate advertising in this newspaper is subject to the Fair Housing Act which makes it illegal to advertise any preference, limitation or discrimination based on race, color, religion, sex, disability, familiar/ status or national origin, or an intention to make any such preference, limitation or discrimination. Familial status includes children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-900-669-9777. The toll-free tele phone number for the hearing impaired is 1-800-927-9275. EQUAL HOUSING OPPORTUNITY

STOP IN AND SEE OUR

Smart Home Showroom Sinc 195 e 6

www.lylestv.com • Online Parts & Service

Stop in & Shop Our

Fully S tocked

SHOWROO M

The Appliance Store with So Much More

411110

17 S. Washington Elkhorn (262) 723-3477

Family Owned & Operated For 3 Generations

392345