URBAN CALL — HEALTHY LIVING EVERY DAY!
ACT NOW! It’s not too late to get affordable health insurance Are you still looking for health insurance for yourself or your family? Do you want to change the plan you are on? Below are important dates to take note of in order to get covered for 2019:
Inside...
Income key to lower insurance cost
3 Steve Harvey
Mentoring Champions
Susan Taylor
Denzel Washington
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Preventive care and medical screenings are covered in-network at 100%, with no cost to you. This includes immunizations, U.S. Preventive Services Task Force-recommended services, and screenings for women, infants, children, and adolescents. *Annual dollar limits on essential benefits are eliminated. There are no lifetime dollar limits on essential benefits. *Policies may only be rescinded for fraud or intentional
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Diabetes Awareness & NC Get Covered
Willlona Stallings
With few exceptions, anyone who does not purchase a plan during the open enrollment period (Nov. 1- Dec. 15, 2018) will be “locked out”, unable to get health insurance coverage until 2020. Your health insurance agent can help identify valid exceptions.
The Affordable Care Act provides many benefits: Dependents may stay on their parents plan until age 26, (the law also states that “dependents” do not have to live with their parents, be claimed as a dependent on tax returns, may be married and do not have to be enrolled in school). Children under age 19 will no longer be subject to pre-existing condition waiting periods or exclusions and can’t be denied coverage.
Patti LaBelle
November 1, 2018: Open Enrollment begins. Apply for, keep, or change coverage. December 15, 2018: The last day to apply for 2019 coverage December 31: Coverage ends for 2018 plans. January 1: Coverage for 2019 plans begins.
misrepresentation on the part of the applicant. Americans are required to buy health insurance. For those who can’t afford it on their own, subsidies are available to people who meet eligibility criteria: *Premium subsidies will be provided to lower the amount of premium the individual or family must pay for their coverage on a month-to-month basis. *Cost-sharing assistance will limit out-of-pocket costs (i.e., deductibles, coinsurance or copayments) that would otherwise be charged at the point of service. In order to obtain health insurance subsidies an individual must be a citizen or national of the United States, or a lawfully present immigrant who files a tax return. If they are eligible for Medicaid or Medicare they generally will not need other insurance coverage.
Sandra Miller Jones
Segmented Marketing Services, Inc. Founder & CEO
Lafayette Jones
Publisher, Urban Call; SMSi-Urban Call Marketing, Inc. President & CEO
From our family to yours... It is a great pleasure to help more people have access to insurance through the Affordable Care Act. We know that health outcomes improve when access to appropriate medical care is available. We are happy that our SMSi Ambassadors will be out in the community helping people understand their new options. As always, our motto continues to be: Healthy Living Every Day!
Please refer to the income table on page 2 to find more information. Call: (336) 759-7477 E-mail: SMSiPartners@smsi-net.com For a digital copy of Urban Call visit: http://Issuu.com/SmsiUrbanCallMarketing.com