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AN ADVERTISING SUPPLEMENT TO THE
THE
SHOPPING NEWS of Lancaster County
2 - Wednesday, April 15, 2015 - Say You Saw It In “The Shopping News”
Simple Ways To Reduce Your Fuel Cost At The Gas Pump The cost of fuel dipped in 2014, but drivers are still looking for ways to spend less at the pump. For many drivers, that means driving less. Driving less will save money, and doing so also reduces fuel consumption and contributes to fewer emissions entering the air, both of which can benefit the environment. But many drivers are unable to drive less, as commitments to work and
family require them to get behind the wheel more often than they might prefer. Such drivers may be looking for ways to reduce their fuel costs, and fortunately there are several ways to do just that. • Reconsider your choice of fuel. Many of today’s auto manufacturers now design their vehicles so they can run smoothly on regular unleaded gas, which is typically listed as “87 octane” at filling staCall Today: 717-626-9560
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tions. That’s important to know, as regular gas is often considerably less expensive than alternatives that are higher octanes. Many drivers may even choose regular unleaded, but opt for premium gas every third or fourth trip, feeling that the higher octane fuel every so often will increase performance of older engines. But many engines are designed to run smoothly and efficient on lowFox Country Sheds is a manufacturer of prefabricated structures, located in the heart of Amish Country in Lancaster, PA. We will deliver an assembled structure, or build your garage or shed on your prepared site. Specs available. Licensed & Insured.
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tions fluctuate on a daily basis, so unless your car is running on empty, avoid filling up when the prices seem especially high. Some patience may pay off with several dollars in savings, and those savings can add up to a significant amount of money over time. • Become a less aggressive driver. Drivers with hectic schedules tend to be more aggressive when behind the wheel. But driving aggressively is unsafe and potentially costly. When driven at speeds that exceed 55 miles per hour, vehicles lose fuel economy. According to the California Energy Commission’s Consumer Energy Center, driving 55 miles per hour instead of 75 miles per hour can reduce fuel costs by as much as 75 percent. • Remove unnecessary weight. A car trunk might seem like a great place to keep your golf clubs, and it may be tempting to leave that roof rack on top of your car after a recent
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Say You Saw It In “The Shopping News” - Wednesday, April 15, 2015 - 3
camping trip, but such unnecessary cargo in or on your car makes it harder for the car to get from point A to point B. That forces the car to consume more fuel. Unless your immediate plans include hitting the links or hunkering down at a nearby campsite, remove unnecessary weight from the car so your next trip to the gas station is less expensive. The cost of fuel can make trips to the filling station into costly excursions. But drivers willing to reconsider conventional wisdom and change their driving habits can save substantial amounts of money over time.
First Steps Toward Financing When purchasing a new car, many buyers decide to finance rather than buying the car outright. Financing allows drivers the opportunity to drive a new car after making an initial down payment and then making monthly payments until the loan has been paid in full. Without the option to finance, many drivers may not be able to afford a brand new car or even a pre-owned car with relatively few miles that’s more reliable than an older used car with a considerable amount of miles. But
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before prospective buyers visit the financing departments of any dealerships, it’s best to first take some steps to ensure they get the best financing deal possible. • Address your credit score. Your credit score will go a long way toward determining both your eligibility to finance a car as well as the interest rate on the loan should you be approved. Get a copy of your credit report from a credit reporting agency and scour it to determine if there are any dis-
crepancies or blemishes that need to be addressed. If your credit score is low, try to delay buying a new car until you can take steps to improve your score. Such steps may include paying down existing debt, establishing a history of paying on time and making certain that any inaccuracies are removed. • Determine how much you can afford. It might be your dream to tool around town in an imported sports car, but if you need to
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finance your next car, chances are the high-end imports or luxury automobiles are more than you can afford. The greater the down payment you make, the less your monthly payment will be. So if you have a substantial amount of money in your savings, you may want to
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(Continued On Page 4)
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put more down at signing so your budget is more flexible month-to-month. Calculate the cost of all of your monthly expenses to determine how much you can afford to pay for a car each month. And don’t forget that insurance costs on a brand new
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4 - Wednesday, April 15, 2015 - Say You Saw It In “The Shopping News�
First Steps Toward Financing
get preapproved for a mortgage, you can do the same with regard to an automotive loan. Walking into a dealership preapproved for a loan can make the process less of a hassle, and it also might compel a dealer to make a more attractive offer than the lender who preapproved you. • Don’t pressure yourself.
(Continued From Page 3)
vehicle will be more than the costs of insuring a preowned car or truck. • Seek pre-approval for a loan. Much like you might
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Many buyers are their own worst enemies when it comes to buying a new car. If you were preapproved for an auto loan, you might feel like you need to go out and buy a new car immediately. While a preapproval may mandate that you buy a car within a certain amount of days before you have to reapply, that still gives you a considerable amount of time to find a car. If you pressure
yourself to buy a new car, you may end up driving the wrong vehicle or paying too much. Be patient when shopping for the best deal, and you’re more likely to find it. Financing is a great way to get behind the wheel of your next vehicle. Some careful planning before visiting the dealership can make a financing deal even better.
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Replace Your Brakes? Brake pads will tell you when they need replacement, but rotors are a different story. Your car’s brakes are one of your most important safety features. So it makes sense to be sure that they are maintained properly. Since brakes wear out as part of normal operation, it’s obvious that the worn parts should be identified and replaced as soon as possible. But how can you tell if the parts are worn enough to need replacing? Your local service technician has the knowledge and the tools to tell you what’s needed, but only after the car has been inspected. So how do you know when to bring your car in for service?
Some disc brake pads have wear sensors that trigger a “service� light on your dash, or shims that start to make noise when the pads are getting down to the minimum. If you know what you are looking for, you can also check for wear by looking at the outside brake pad on the front wheel, which is visible on most cars.
DAVE’S USED CARS Rt. 272 (1/4 Mi. S. Of Brownstown Exit)
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TRUCKS/SUVs/ VANS ‘06 Chevy Trailblazer ............. $6,995 ‘05 Chrysler Town & Country $2,795 ‘03 Chrysler Town & Country $4,995 ‘02 Isuzu Rodeo ..................... $4,995 ‘01 Dodge Durango ............... $4,995 ‘98 Chevy Pickup 2500 4x4 ... $4,995 ‘97 Chevy 2 Wheel Truck ....... $3,995 ‘93 Chevy Blazer & snow plow ................................................. $4,695
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Friendly and knowledgeable service is what you come to expect when you visit B & E Notary. B & E Notary is prepared to utilize the latest in new technology and training to provide customers with prompt and efficient service. Owners Barb Fullerton and Erin Reiff and their staff are always ready to help you with problems and answer questions. Instant Title Transfers receive registration card, sticker & plate instantly!
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Say You Saw It In “The Shopping News� - Wednesday, April 15, 2015 - 5
Fun Amenities To Consider Purchasing For Your Next Vehicle
Did You Know? Insuring multiple vehicles and/or drivers on an auto insurance policy may prove cheaper than having each of those drivers and vehicles insured separately on multiple policies. That’s because insurers typically offer bulk rates to policy holders willing to insure several vehicles and/or drivers on a single policy. But such discounts typically adhere to guidelines that dictate eligibility. For example, if the head of a family wants to insure his or her children on the same auto insurance policy he or she has, then those children typically must list their parents’ home as their legal residence. Blood relations also may influence eligibility for multiple driver policy discounts. In general, only blood relatives or relatives by marriage can benefit from multiple driver discounts. However, non-related motorists who jointly own a vehicle may be eligible for discounts.
• Massaging seats: Heated seats have a reputation of being a luxury well worth the extra investment when buying a new car. But motorists with some extra cash to spend may want to consider massaging seats. Such seats are typically limited to the backseats, but they work in similar fashion to massaging armchairs. Passengers or even drivers taking a
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who prefers his or her amenities be more about function than luxury, then adaptive lights might be the perfect feature for you. Adaptive lights may swivel as an automobile turns a corner, making it easier for drivers to see. Some adaptive headlights also can sense darkness, protecting
drivers who may be distracted by the amenities inside their vehicles and forget to turn their lights on the moment twilight arrives or the sun sets. Today’s automobiles are a testament to innovation, and drivers may find that certain amenities make driving more enjoyable.
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M&S SALES & SERVICE, INC.
3385 Division Highway, New Holland, PA 17557-9613 • 717-354-4726 • www.MandS.org Mon., Wed., Thurs. 8:00-8:00; Tues., Fri. 8:00-5:00; Sat. 9:00-3:00
Matthew 6:33
9
break on a long road tip can jump into the back of their cars, recline the backseat and then enjoy a massage to iron out all those aches and pains that developed over the last several hours traversing the highways. • Adaptive lights: If you’re the type of driver
Respect. Honesty. Integrit y.
Today’s automobiles come with more gadgets than ever before. New car buyers can now choose from a host of amenities geared toward making roads easier to navigate and long trips more comfortable. Whereas nonessential amenities once cost buyers a substantial amount of money, nowadays many auto manufacturers include options once considered luxuries in their standard packages, meaning more drivers have the chance to enjoy their new vehicles in style. While not all amenities are free, and some may still cost drivers a considerable amount of money, the following are a handful of features drivers may find too irresistible to ignore. • Satellite radio: Satellite radio has been around for awhile, but only recently did it begin to become a standard offering in new vehicles. Drivers who buy a new car may find a deal where their initial satellite radio subscription, whether it’s a few months or a full year, is included in the cost of the vehicle, while others may need to foot the fill for their subscriptions from jump street. But many new cars are satellite-compatible, which is good news to drivers who want to expand their musical horizons beyond the offerings of their local terrestrial stations. • Television: The vehicles of today often mimic mobile entertainment systems, and no such system is complete without television. Built-in televisions are nothing new, and many a parent has expressed gratitude that in-car televisions and DVD players can serve as mobile babysitters when taking the kids on long road trips. But some auto manufacturers have begun to offer broadcast television in their vehicles, which is made possible by a built-in television antenna that is capable of picking up nearby channels.
Top 10
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6 - Wednesday, April 15, 2015 - Say You Saw It In “The Shopping News”
Simple Defensive Driving Techniques And Tip Anyone Can Employ Driving defensively is a great way for motorists to reduce their risks of accident, maintain their vehicles over the long haul and save money on their auto insurance. But driving can be habit-forming, and over time many drivers develop habits that can compromise their safety on the road. No driver wants to make roads less safe, and many may just need to reacquaint themselves with the following defensive driving techniques they learned way back when they first started driving as teenagers. • Avoid distractions. Older drivers didn’t have
too many things to distract them from the road, but nowadays it’s easy to be distracted whether you’re driving alone on an empty road or sitting in rush hour traffic with dozens of your fellow commuters. That’s because today’s vehicles may be equipped with televisions, smartphone hookups and high-quality sound systems that can take drivers’ attention away from the road. Drivers may even be bringing additional distractions with them into their vehicles. When getting behind the wheel, keep your stereo speakers low and turn off all of your devices
so you aren’t tempted to check emails or text messages while driving.
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GET YOUR CAR READY FOR SUMMER VACATION • • • • • • • • • •
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to quickly switch between lanes, but fellow motorists may find such shifting distracting and begin to drive erratically as a result. Stay in one lane as long as possible, and only pass cars on the left. • Don’t respond to aggressive drivers. If a fellow driver is driving aggressively, slow down and let them pass or pull over and let them get far away from you before you return to the roadway. Studies have indicated that road rage incidents escalate when drivers make eye contact with one another. Even if you are not at fault, it’s up to you to avoid a potentially dangerous situation and protect yourself and your passengers. Defensive driving techniques reduce the risk of accidents and help to keep cars running strong over the long haul. Drivers can benefit from periodically revisiting such techniques and practicing them on roadways.
is to slow down when on the road. That’s easier said than done, especially for commuters who are running late and trying to get to the office on time. But making a conscious effort to slow down, even if you are a few minutes late for work or running late for an appointment, can mean the difference between getting into an accident or staying safe on the road. If you know you are running late, don’t try to compensate by driving fast. Instead, call ahead to let whoever might be waiting for you know that you will be a few minutes late. • Don’t lane hop. Frequent switching be-tween lanes can make other drivers nervous, increasing the risk of an accident. In addition, sudden or frequent lane changes can make it difficult for drivers to maintain their focus on the road and see more than a few cars ahead of them. Drivers who have been on the road for a long time may feel confident in their abilities
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DIRECTIONS:
From Route 272 in Akron, go east on Main Street. At Y-intersection, stay right on Diamond Street. Next right on Tobacco Road. Left on Buch Road to Auto-Tech on left.
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Say You Saw It In “The Shopping News� - Wednesday, April 15, 2015 - 7
When Traveling With Small Children – Be Car Seat Smart Road trips with children can be daunting, but with AAA’s expert advice, your next family car trip can be both safe and fun: • Involve your children early on when planning a road trip. Let them help decide places to stop. • Give kids a map so they can see where you are and how far it is to your destination. • Remember, loose items in the car can be dangerous in a crash or just a sudden stop. Keep loose items in the trunk, a console or under a cargo net. • Be sure children are secure in the proper car seats. Each year, more than 1,000 kids die and 170,000 are
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backseat is the safest place for all kids under 13. Toddlers should be kept in rear-facing seats for as long as possible, until reaching the height or weight limits of the car seat, typically around age 2. Children who have outgrown the harnesses on their forward-facing car seats can use a booster seat to help position them so the lap/shoulder belt fits properly across their hips and upper thighs and across their chest and collarbone. The Amer-
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8 - Wednesday, April 15, 2015 - Say You Saw It In “The Shopping News�
What To Do When You Are Faced With An Automotive Recall New cars are purchased or leased to provide a reliable mode of transportation. But some vehicles malfunction even when they are fresh off of the dealership lot. Other times manufacturers or safety watchdog groups deter-
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turer providing a free, safe and effective remedy for the faulty component. When a recall is announced, drivers may not have to immediately visit a dealership to have the problem corrected. Owners should wait for an official letter. The letter will narrow down which vehicles are affected. There should be a specific window of time presented in which the vehicle can be repaired. Vehicle owners are urged to pay
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should include the risk of hazard posed by the problem as well as the free remedy and how long the repair should take. There also should be a description of what an owner can do if he or she is unable to have the problem remedied within a reasonable amount of time and without charge. If repair work has been done prior to knowledge of the recall, owners may be eligible for reimbursement for their expenses, provided they kept their receipts. While reimbursement for damages that the defect may have caused are not covered by recalls, owners may be able to solicit reimbursement privately.
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Ä‘Ĺ? 4$ 1/0Ĺ? 5/0!) Ĺ? Ĺ? Ä‘Ĺ? % #*+/0% Ĺ? !.2% !/ Ĺ? Ĺ? Ä‘Ĺ? 0!!.%*#ÄĽ 1/,!*/%+* Ĺ? Ĺ? Ĺ? Ä‘Ĺ? ++( *0Ĺ? 4 $ *#! Ä‘Ĺ? %.Ĺ? +* Ĺ? Ĺ? %0%+*%*#
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