• Thoughtfully designed communities in scenic Hudson Valley settings
Assisted Living | Memory Care 582 Memorial Drive Pearl River, NY 10965 845-735-6846
Senior Living | *Assisted Living 40 Hospital Road Tuxedo, NY 10987 845-351-0000
*Assisted Living 168 Schoolhouse Road Chestnut Ridge, NY 10977 845-620-0606
Medicaid
*Assisted Living 70 Fulton Street Middletown, NY 10940 845-341-1888
GETTING STARTED IS EASY
Our guide is divided into 3 distinct sections and divided by color tabs.
COMMUNITY RESOURCES AND SERVICES
This section is alphabetical. You will find hundreds of different services and organizations that work with seniors and their families. This includes professional services, such as Adult Day, Care Management, Elder Law, Social Security, Senior Centers, etc...
HEALTH AT HOME –SKILLED AND NON-MEDICAL CARE AGENCIES
This section offers two different comparison spreadsheet/grids; one for Skilled Care at home and one for NonMedical Care and Personal Assistance at home. First familiarize yourself with the different services that are offered by each agency. You will find definitions about each service within each section. Many options exist; we hope this will help you find a provider to meet your specific needs.
First you should familiarize yourself with the many options available and determine which one is best for your needs. You will find definitions on each type of housing within the housing section. Then turn to our easy to read comparison grids. The grids are divided into 4 categories, depending on the type of community: Independent Living, Assisted Living, Memory Care Assisted Living, and Skilled Nursing. The buildings are listed by county so you can zero in on the specific areas you are looking for.
SeniorsBlueBook.com n Enhanced Search Option n Activity Calendars n Ask an Expert n Articles library n E-flip version of printed book
n Look for the and find out more information online.
Brian Eckert Publisher
Bernadette de Isaza
Art Director
The Seniors Blue Book
39 Valley Forge Dr. Whippany, NJ 07981 973-560-0064 973-560-0098 fax
E-mail: beeckert@optonline.net
Web Site: SeniorsBlueBook.com
Additional copies of this Directory are available FREE at most of the gathering places for seniors, many of which are featured in the SENIORS BLUE BOOK .
Give us a call at (973) 560-0064 and we will direct you to the location nearest you. Copies are available by mail for $2 shipping and handling. The contents of this book may not be reproduced either in whole or in part without consent of the publisher. Every effort has been made to include accurate data, however, the publisher cannot be held liable for material content or errors. Copyright 2025 by Seniors Resource Guide of New Jersey.
Dear Valued Readers,
Welcome to the 43rd edition of the Seniors Blue Book. With each passing edition the Seniors Blue Book continues to grow in size, accessibility, and information. I want to offer you my heart felt thanks for continuing to turn to and trust the Seniors Blue Book as your primary go to source for anything and everything that is related to seniors, caregivers and their well being.
It is our mission to provide you with all possible options and opportunities that are available in an easy to read format. The guide is broken down into three main sections; Community Resources and Services, Home Health Care & Non-Medical Home Care Agencies and Senior Housing. We include definitions of these services and indicate which companies offer these in the appropriate Home Health and Housing Grids.
We continue to offer the Solutions for Seniors resource help line at 973-560-0064 for those that need help navigating the information within our publication and website and to offer FREE assistance to those that wish to ask for our information assistance.
SeniorsBlueBook.com is our dynamic website that will not only offer all of the information listed in the Seniors Blue Book, but empower the viewer to find local events and activities and post their own events and activities. The community calendars will be interactive and I am expecting avid participation from both seniors and their providers. SeniorsBlueBook.com will also be offering senior professionals their own senior calendar for networking opportunities, promotion of their own events and job opportunities. The community calendars are only a smidgen of the new information that will be available on SeniorsBlueBook.com. Please log on and check it out for yourself. I promise that you will bookmark SeniorsBlueBook.com and come back again and again. Thank you for your continued support and give me a call or an e-mail if you have any suggestions or comments that will further enhance the Seniors Blue Book.
Sincerely, LETTER FROM THE PUBLISHER
call
advertisers.
HOME HEALTH CARE SKILLED AND
AGENCIES
ACCESSIBILITY SOLUTIONS
Back Home Safely (ad on page 45) ................................................................
North Jersey Home Maintenance Group (www.njhmg.com) (ad on page 15)..........................
ADULT DAY SERVICES
Adult day programs are for elders who need a place to stay during daytime hours because they have difficulty functioning alone (i.e. dementia or physical limitations). The programs provide purpose and stimulation. Most facilities place participants into groups with specific limitations. For more information call our Seniors Resource Line at 973-560-0064. OUR PREFERRED ADULT DAY SERVICE PROVIDER
Kaplen Adult Reach Center (ad on page 11) 411 E Clinton Ave, Tenafly .................................... 201 569-7900 x439 BERGEN COUNTY
B ergen Family Ctr ADC Program, 44 Armory St, Englewood.. 201 568-0817
(continued on next page)
ADULT
Broadway Adult Day Care, 24-20 Broadway, Fairlawn ............... 201 797-1177
CareWay Medical Adult Day Care, 511 Mola Blvd, Elmwood Pk .... 201 773-0779
Golden Adult Day Care Center, 53-57 W Fort Lee Rd, Bogota ....... 201 457-1007
Holy Name Medical Center Adult Day Away Program .............. 201 833-3757
Kaplen Adult Reach Center (ad on page 11)
411 E Clinton Ave, Tenafly .................................... 201 569-7900 x439
Long Life Adult Day Care Center
596 Anderson Av, S 110, Cliffside Park........................................... 201 943-7111
Magnolia Adult Day Care 2300 3rd St, Fort Lee ................................................................... 201 482-4500
New Life Adult Medical Day Care, 340 Evelyn St, Paramus ... 201 265-0606
Northern Valley Adult Day, 2 Park Ave, Dumont ......... 201 385-4400 x3084
Senior Connections, 164 Franklin Tpk, Waldwick .................... 201 857-3558
Senior Social Club at Allendale Community for Senior Living... 201 903-9854
Sunshine Adult Day Care Home, 16 N Washington Av, Bergenfield .... 201 387-8500
Valley Brook Ctr (South Bergen Mental Health Ctr, Inc)
516 Valley Brook Ave, Lyndhurst ...........................................201 935-3322
PASSAIC
COUNTY
A Plus Adult Medical Day Care, 575 18th St, East Paterson .... 973 977-9100
Caring of Prospect Park, 262 N 10th St, Prospect Park .......... 973 904-9042
Buckingham Adult Medical Day Ctr 316 N 6th St, Prospect Pk.......................................................... 973 904-3875
Passaic Cty Adult Day Care, 930 Riverview Dr, S-200, Totowa.... 973 569-4080
Paterson Adult Day Center, 163 Rosa Parks Blvd, Paterson ....... 973 345-5853 1006 Hamburg Tpke, Wayne ............................................. 973 696-9030
Second Home Adult Medical Day Care
100 Hamilton Plaza, 1st Flr, Paterson ................................... 973 523-3179
Second Home Adult Medical Day Care, 63 Grove St, Passaic .. 973 779-4228
Senior Care of Totowa, 120 Commerce Way, Totowa ..............973 890-5888
Sweet Home Adult Med Day Care, 45 E Madison Ave, Clifton .....973 478-4200
Proudly
Supporting Those
Impacted by Dementia and Their Families in New Jersey
In New Jersey alone, more than 190,000 people are living with Alzheimer’s, and 272,000 individuals provide unpaid care for their loved ones.
Since its founding, the Alzheimer’s Association has maintained a continuous commitment to serving those aected by Alzheimer’s and other dementias in our local New Jersey communities.
The Alzheimer’s Association is leading the way to end Alzheimer’s and all other dementia – by accelerating global research, driving risk reduction and early detection, and maximizing quality care and support.
Connect with Us: The Alzheimer’s Association 24/7 Helpline (800.272.3900) is a free service offering support for people living with dementia, caregivers, families and the public. Or visit Alz.org/NJ to access our free, online tools to help you nd local resources and support –such as education programs and local support groups.
Get Involved: Visit Alz.org/NJ to learn about local volunteer opportunities, or get involved in our Walk to End Alzheimer’s or Do What You Love signature fundraising events.
AGENCIES ON AGING
ASSISTED LIVING PLACEMENTS
ASSOCIATIONS FOR SPECIFIC ILLNESS
BUSINESS GROWTH SUPPORT
Workforce Development Board of Passaic County (ad on page 19) ................................................................ 973 569-4020
CARE MANAGEMENT
Care management agencies provide assistance and guidance in coordinating long term care, in-home care, or other services based on needs assessment and an individualized care plan.
Generations Care Management (ad on page 19)
336 W Passaic St, Rochelle Park ...................................... 201 845-7030
930 River view Dr, Ste 200, Totowa .................................... 973 569-4060
CARE OPTIONS SPECIALIST
Assisted Living L ocators ........................................................ 201 345-5006
Generations Care Management (ad on page 19)
336 W Passaic St, Rochelle Park ...................................... 201 845-7030
CONSUMER AFFAIRS – LEGAL
COUNSELING & MENTAL HEALTH
COUNTY HEALTH DEPARTMENTS
DENTAL HOME SERVICES
DENTAL RESOURCES
–
(ad
DENTAL OFFICE
DENTURES
EDUCATIONAL ACTIVITIES
Daytime college-level classes for seniors in Bergen County. Courses, seminars and lectures in a wide range of topics such as politics, economics, literature, music, history, health and science. Institute of New Dimensions ................................................ 973 291-8220
ELDER ABUSE PREVENTION
ELDER LAW
Law Office of Daniel Jurkovic, P.C. (ad on page 26)
page
The Manna Helmy Law Group (ad on Inside Front Cover) 66 S Maple Ave, Ridgewood ...........................................
Willis Law Group (ad on page 26) 1 University Plaza, S-405, Hackensack ............................
EMERGENCY RESPONSE SYSTEMS
A Personal Emergency Response System (PERS) is an electronic device designed to let you summon help in an emergency. A PERS has three components: a small radio transmitter (a help button carried or worn by the user); a console connected to the user’s telephone; and an emergency response center that monitors calls. When emergency help (medical, fire, or police) is needed, the PERS user presses the transmitter’s help button. It sends a radio signal to the console. The console automatically dials an emergency response center where the caller is identified. The center will try to determine the nature of the emergency. If the center cannot contact you or determine whether an emergency exists, it will alert emergency service providers to go to your home.
(continued on page 26 )
EMERGENCY ROOMS
EMERGENCY ROOMS
continued
PASSAIC COUNTY
Chilton Memorial Hospital Emergency Services 97 West Pkwy, Pompton Plains ............................................ 973 831-5078
Emergency Dept at Saint Mary’s Hospital 350 Boulevard, Passaic ........................................................973 365-4489
St . Joseph’s Regional Medical Center Emergency Dept 703 Main St , Paterson ........................................................ 973 754-2000
St . Joseph’s Wayne Hospital Emergency Dept 224 Hamburg Tpk, Wayne .................................................. 973 956-3300
EMPLOYMENT & VOLUNTEER OPPORTUNITIES
Association (ad on page 11)
END OF LIFE – HOSPICE
FALL PREVENTION SPECIALIST
FITNESS & WELLNESS PROGRAMS
FITNESS & WELLNESS PROGRAMS continued
Kaplen
PASSAIC COUNTY
Community Srvcs
Hudson St , 1st Flr, Hackensack .....................................201 440-7077
for Food Action (Emergency Food) 192 Demarest Ave, Englewood ............................................
B ergen County Division of Senior Services ........................... 201 336-7400
Division of the Deaf & Hard of Hearing ............................... 800 792-8339
Dysphagia Rehabilitation Program at Kessler ...................... 201 368-6000
Hearing Aid Assistance to the Aged and Disabled ................ 800 792-9745
Hearing Aid Helpline ............................................................ 800 521-5247
Hearing Helpline - Better Hearing Institute .......................... 800 327-9355
International Hearing Society ............................................... 800 521-5247
Kessler Institute for Rehabilitation - Dept of Speech (Asphasia and other disorders) ............................................ 201 368-6000
National Institute on Deafness ............................................. 800 241-1044
New Jersey Association of Deaf-Blind ....................................732 805-1912
NJ Hearing Aid Project ........................................................ 609 588-2648
Parkinson’s Voice Training Program at Kessler Institute for Rehabilitation .................................. 201 368-6000
HOME MAINTENANCE
American Red Cross (Safe Housing Program) .......................... 973 797-3300 Back Home Safely (ad on page 45) ............................................................... 973 219-4147
CHORE Program (Volunteer Ctr of Bergen County) ................ 201 489-7790
Chore Service ........................................................................ 201 489-7790
Home Improvement Program (Bergen County Community Development) ............................ 201 336-7200
Home Improvement Program (Residents of Clifton) ............... 973 470-5848
Home Improvement Program (Residents of Passaic) ................ 973 472-2478
Modification Access Program .............................................. 201 996-9100
Rebuilding Together North Jersey ......................................... 201 447-8886
Special Needs Assistance Program ...................................... 201 996-9100
United Way HELPLINE (Passaic) ........................................ 973 279-8900
HOME MODIFICATIONS
HOME
EVALUATION
Bergen New Bridge Medical Center
Connecting compassionate, quality care to our communities
Bergen New Bridge Medical Center, a clinical affiliate of Rutgers, is a 1,070-bed hospital located at 230 East Ridgewood Avenue in Paramus, NJ. The Medical Center is both the largest hospital and licensed nursing home in NJ and the fourth-largest publiclyowned hospital in the nation.
Bergen New Bridge, a not-forprofit safety net facility, provides high-quality comprehensive services, including acute and ambulatory care from Rutgers New Jersey Medical School and community physicians, mental health and substance use disorder treatment, and long-term care to the greater Bergen County community.
hospital with a 24/7 emergency department, surgical suites, physical rehabilitation, pharmacy, laboratory, radiologic services (including digital mammography), and more than 26 medical specialties available through its Ambulatory Care Center. The Medical Center is a Veterans Community Care Provider proudly serving the healthcare needs of veterans and is a Leader in LGBTQ Healthcare Equality in the Human Rights Campaign (HRC) Healthcare Equality Index (HEI).
The Medical Center, including its Long-Term Care Division, is fully accredited by The Joint Commission and is in network with all major New Jersey commercial insurance plans covering 99.89% of NJ residents. The Medical Center is a full-service
Long Term Care at Bergen New Bridge
Families trust Bergen New Bridge Medical Center to provide comprehensive, high-quality long term care services for their loved ones.
As a full service, accredited medical center, Bergen New Bridge provides a scope of services far exceeding those offered in a standard nursing home environment. Highly-trained, skilled staff provide nursing care focused on individual resident needs 24hours per day, 365 days per year, as well as access to onsite, specialized physicians. Comprehensive medical or mental health care is always only an elevator ride away.
Specialty services include:
n Rehabilitation services, including physical therapy, occupational therapy, and speech therapy
n In-house advanced respiratory therapy and care services
n 12-bed ventilator unit
n Post-Surgical care
n Tracheostomy care
n Professional dietitians and chefs
n Hospice Care ser vices
n Intravenous therapies, gastrostomy tube feeding,
n A comprehensive wound care program
n Respite program
n Secure Alzheimer/dementia units
n Multi-faith pastoral care provided at bedside and in our interfaith chapel
n An onsite personal care salon with ser vices offered in the salon
n Diversified recreational therapy activities
n On site Greenhouse/Horticultural Therapy program
n Library
n Game room
n Kosher meals provided upon request
n Dedicated cultural programs meeting the needs of the diverse communities served
The Bergen New Bridge LTC Admissions team helps families navigate the Medicaid process and are available to explain Medicare and other insurance coverage.
For more information, or to schedule a tour, call 201-967-4073 or visit newbridgeheaIth.org.
Bergen New Bridge Medical Center
Phone Numbers:
Ambulatory Care Center Appointments 201-225-7130
Access Center for Mental Health and Substance Use 800-730-2762
DIAL - Center for Independent Living, is part of a statewide network of nonresidential centers designed and operated to provide services to individuals with significant disabilities. Services include: Information and Referral, Advocacy, Peer Support, Independent Living Skills Training, and Recreation Services. The agency has 34 year history of serving consumers living with disabilities that reside in Passaic and Essex Counties.
JOB PREPARATION
Workforce Development Board of Passaic County (ad on page 58) ................................ 973 569-4020
LIBRARIES
BERGEN COUNTY
B ergenfield Public Libr, 50 W Clinton St, Bergenfield ............ 201 387-4040
B ogota Public Library, 375 Larch Ave, Bogota .......................... 201 488-7185
Outpatient B ehavioral Health Services at Seton Center
5 30 Main Ave, Passaic ........................................................ 973 470-3056
St . Joseph’s Regional Medical Center
703 Main St , Paterson ........................................................ 973 754-2000
MOBILITY EQUIPMENT
Mobility Equipment dealers specialize in serving the mobility needs of the elderly and physically challenged. This includes stairlifts and wheelchair lifts, ramps, elevators, walk-in tubs as well as customized equipment like wheelchair vans and reduced effort driving controls. For more information call our Seniors Resource Line at 973-560-0064.
RAILINGS
RAMPS
REAL ESTATE SERVICES
Allysandra
REHABILITATION FACILITIES
Rehabilitation
REHABILITATION FACILITIES
SENIOR CENTERS
BERGEN COUNTY
55 Kip Center, 55 Kip Ave, Rutherford .................................... 201 460-1600
Tenafly Senior Center, 20 S Summit St, Tenafly ...................... 201 569-2159
Wallington Sr Activity Ctr, 24 Union Blvd, Wallington ............ 973 777-5815
PASSAIC COUNTY
Annabelle Shimkowitz Senior Center 330 Passaic St, Passaic ......................................................... 973 365-5618 (continued on next page)
Bloomingdale Sr Ctr, 101 Hamburg Tpke, Bloomingdale .......... 973 835-4433
Charles J Smith Senior Center, 271 Lafayette Ave, Hawthorne .. 973 423-1027
Clifton Nutrition Center, 900 Clifton Ave, Clifton ................ 973 779-2968
Federation Apartments, 510 E 27th St, Paterson ...................... 973 881-3843
Northside, 32 Clinton St, Paterson ......................................... 973 881-3887 Senior Link at Saint Mary’s Hospita 350 Boulevard, Passaic ........................................................973
South Paterson, 930 Main St, Paterson .................................. 973 881-3888 Totowa Sr Nutrition Ctr, 930 Riverview Dr, S-200 ................973 569-4088 West Milford Nutrition Ctr, 1810 Macopin Rd ....................... 973 728-2547
SENIOR LIVING GUIDANCE
SENIOR MOVE MANAGER
Senior Home Coach
A Senior Home Coach provides comprehensive support for seniors including move management, placement assistance, downsizing and a care needs assessment tailored to meet individual needs. Move management handles every nuance of your move including planning, packing, moving and unpacking to ensure a stressfree transition. Downsizing is a component of Senior Home Coach services and they specialize in helping seniors sort, organize and liquidate estate items with compassion. To find out more about this process call Allysandra Murphy at 9 17-767-3546 .
SENIOR ORGANIZATIONS & SERVICES
continued
(continued on next page)
SENIOR ORGANIZATIONS & SERVICES
continued
BERGEN COUNTY
Bergen Cty Dept of Health Svcs, 327 Ridgewood Ave, Paramus . 201 634-2600
Bergen Cty Div of Sr Svcs, One Bergen Cty Plaza, Hackensack .. 201 336-7400 – Reverse Mortgage Counseling ........................................ 201 336-7569
B ergen County Housing Coalition ......................................... 201 488-5100
for the Handicapped ................................................ 800 685-2136 Lighthouse International ................................................... 800 829-0500 National Federation of the Blind of New Jersey ................... 973 759-3622 New Eyes for the Needy .......................................................973 376-4903
New Jersey Association of the Blind-Deaf ............................732 805-1912
NJ State Library for the Blind & Physically Handicapped ............. 800 792-8322
North American Resource Line for Braille ............................ 800 272-4553
HOME HEALTH AGENCIES –SKILLED CARE
Providing health care professionals to an individual in a variety of settings. Most agencies have a registered nurse to do an appraisal to determine a patient’s needs. Some agencies are accredited by the Commission on Accreditation for Home Care. Agencies offer a different menu of services and accept pay methods including Medicare, Medicaid, Private Insurance, and Private Payment. For more information, consult our Home Health Care Comparison grid or call the Seniors Resource Line at 973-560-0064.
OUR PREFERRED SKILLED CARE AGENCIES
Our multi-award winning agency has been providing just that for almost 15 years! Personal & skilled care, in-home or in-facilities. Call today to learn more about our healthcare services in Middlesex, Monmouth, Passaic & Western Bergen Counties
SKILLED CARE DEFINITIONS
DIABETIC CARE – Refers to services including patient assessment specific diet information, management of the disease process, medication management and education on all the above. Services are provided by Registered Nurse under the supervision of a M.D. Some agencies may have certified diabetic nurse instructors or cardiac care specialty RN’s in their employ.
ENTERAL FEEDING – Enteral feeding, or tube feeding, is a way to deliver nutrients through a tube if you cannot take food or drink through your mouth.
HOUR MINIMUM – The least number of hours a Non-Medical Home Care Agency will be available for hire. Medicare certified Home Health Agencies are not on a specified time frame.
HOSPICE – Refers to a comprehensive program of care to patients and families facing a life threatening illness. Hospice emphasizes palliative rather than curative treatment. The dying are comforted. Professional medical care is given, and sophisticated symptom relief provided.
INTRAVENOUS THERAPY (IV) – Refers to any medical treatments/medications that need to be introduced into the body via a patient’s veins. Numerous IV Therapies can be provided in a patient’s home under supervision of a MD. Some of these include: inter-infective/antibiotic therapies, hydration therapy, pain management, chemotherapy and central line care and maintenance.
MED-ALERT SYSTEMS – Personal medical alert products activated by pushing a button.
PRIVATE DUTY PERSONAL CARE – Assistance with Activities of Daily Living (ADL’s), homemaking, companionship and other non-medical in home care. These services are available for hire after, or in conjunction with, Medicare certified services. Private payment, Medicaid and Veterans Benefits are a few of the ways personal care can be paid for. (continued on page 76)
NON-MEDICAL CARE AGENCIES
Some of the services that non-medical agencies provide clients include: assistance with everyday activities called Activities of Daily Living (ADLs) which are required to manage one’s physical needs, including personal hygiene and grooming, dressing, eating, and moving around. Instrumental Activities of Daily Living (IADLs) are also provided by these agencies such as: laundry management, medication reminders, meal preparation and helping with errands and transportation. Sometimes this type of care is needed temporarily, such as during recovery from an illness or injury, and sometimes it is needed indefinitely due to the natural process of aging. Non-medical care can provide peace of mind for family members, knowing that their loved ones have someone supervising them and helping with activities that are necessary to live independently. Private payment, Medicaid, Veterans Benefits and Long Term Care Insurance Policies are a few of the ways personal care can be paid.
APPLAUSE HOME CARE
We are a local, non-franchise, family-owned home care agency providing non-medical home care services to elders and individuals with special needs, injuries, difficulties is directing his/her
Collaborative - care plan is tailored and directed by the care recipients and those closest to them; Engaging - human growth is continual: we are here to learn from you, and you from us. Our approach includes active listening, identifying how to connect to establish a mutually beneficial relationship and safely empowering those we assist;
Our services include but are not limited to: hospital to home coordination, hygiene and mobility care, dementia care, companionship, meal preparation, light housekeeping and transportation on an hourly or live-in basis. Through our personalized care plan, we will provide the care to cater to your unique personal and health needs!
Our life’s mission is our dedication to improving the quality of life for all our care recipients and Care Partners. We understand that for care to be meaningful it needs to be:
Reliable and Timely - we are accountable for being qualified, dependable and there when you need us. Always!
Let us be your Care Partners!
Jim Prussak is the CEO of Applause Home Care. During the latter part of his successful 25-year career in control functions within the financial services industry, he volunteered to assist elders in the community. The satisfaction and CARE that Jim RECEIVED from helping others in the “encore” of their lives helped him to learn about CARE PARTNERING not just “care giving”. These experiences also made Jim reconsider what he wanted to do with the rest of his career and life. Jim holds a BS Degree from New York University in Accounting and Finance and an MBA from Fordham University. He is also a Certified Homemaker-Home Health Aide by the NJ Board of Nursing and a Certified Public Accountant. Jim can be reached at 201-326-8051.
Please
Owned by Ethan Keiser, Sarah and David Bersson (L-R)
SKILLED CARE DEFINITIONS
continued from page 63
PSYCHIATRIC CARE – Refers to the agencies’ ability to offer services related to psychiatric support with the prevention, diagnosis, and treatment of mental illness. Services may include counseling or administering of medications.
SOCIAL WORKER – A clinical social worker whose purpose in health care is to enhance, promote, maintain, and restore the best possible social abilities of the patient or family. Services provided may be preventive, developmental, or remedial in nature.
THERAPY SERVICES (ST, PT, OT, RT) –
Speech Therapy – Refers to services to assess and treat speech and swallowing disorders. Speech therapy can treat speech, language, cognitive skills or swallowing.
Physical Therapy – Refers to services for the treatment and the rehabilitation process where a physical therapist will often stretch, strengthen, facilitate muscles, challenge balance, test coordination abilities, teach home exercise programs and enhance basic mobility skills.
Occupational Therapy – Refers to services to assess and treat patients to improve their ability to perform tasks in their daily living and working environments. Patients may have mental, physical, developmental, or emotional disabilities. Therapists also help them to develop, recover, or maintain daily living and work skills. Occupational therapists help clients not only to improve their basic motor functions and reasoning abilities, but also to compensate for permanent loss of function.
Respiratory Therapy – Refers to services for care of patients with deficiencies and abnormalities associated with the cardiopulmonary system. It may include the therapeutic use of medical gases and their equipment, environmental control systems, humidification, aerosols, ventilator support, bronchi pulmonary drainage and exercise, respiratory rehabilitation, assistance with cardiopulmonary resuscitation, and maintenance of natural, artificial, and mechanical airways.
TRACH CARE
–
Refers to care administered to patients who have undergone a tracheotomy. A tracheotomy is a surgical procedure in which a cut or opening is made in the windpipe (trachea). The surgeon inserts a tube into the opening to bypass an obstruction, allow air to get to the lungs, or remove secretions.
WOUND CARE
– Refers to services for providing diagnosis and treatment for ulcers, pressure sores and other wounds. Treatments may include but is not limited to irrigations, dressing, and wound vacs. Some agencies may employ specialty nurses to provide and instruct in care specifically for patients with more complicated wounds.~
NON-MEDICAL CARE DEFINITIONS
24 HOUR CARE – Refers to “round the clock treatment” in a home environment. The care may be shared by multiple caregivers or by a single caregiver.
24 HOUR ON CALL – Refers to someone being available 24 hours a day
ACCREDITED – Accrediting agencies are professional groups that establish and monitor voluntary, industry wide standards to ensure that patients receive quality home health care services. The Commission on Accreditation for Home Care, Inc. (CACH) and Community Health Accreditation Program (CHAP) are two of the accrediting agencies.
ADLs – ACTIVITIES OF DAILY LIVING – Assistance with bathing, toileting, dressing, getting up, walking and eating otherwise know as activities of daily living.
ALZHEIMER’S DEMENTIA CARE – This refers to personnel of the agency that are specifically trained to provide care to those that are afflicted with Alzheimer’s or other dementia related problems.
BONDED – Means that a bonding company has secured money that is available to the consumer in the event they file a claim against the company.
FREE ASSESSMENT – Agencies that do not charge for the initial assessment of the client which is usually facilitated by a nurse or other professional capable of providing a detailed care plan.
HOMEMAKER/COMPANION – Non-medical assistance with meal preparation, laundry, light housekeeping, errands, activities, outings, companionship and other household duties. These agencies are licensed
HOURLY MINIMUM – This refers to the minimum number of hours that an agency provides service.
INCONTINENCE - Lack of voluntary control over urination or defecation.
INSURED – This refers to what happens if someone gets hurt on the job. If the company isn’t insured, then the claim gets filed against the homeowner’s insurance. If the company is insured, then the claim gets filed against the company’s insurance.
MED-ALERT SYSTEMS – Personal medical alert products activated by pushing a button.
MEDICATION REMINDER – Assistance with reminding an individual about medications but not dispensing medications.
TRANSPORTATION – Rides to shopping, appointments and other outings.
WORKER’S COMP – Insurance that covers medical and rehabilitation costs and lost wages for employees injured at work. ~
SENIOR HOUSING DEFINITIONS
ALZHEIMER’S/DEMENTIA ASSISTED LIVING
COMMUNITIES –Licensed assisted living facility or skilled nursing facility that specialize in delivering care to victims of Alzheimer’s and dementia. Communities are typically bedroomstyle rental units with common areas for dining and activities. Many are locked for residents’ safety. Specifically trained staff usually serves the special needs of this population. Amenities vary for each community.
ASSISTED
LIVING COMMUNITIES – Typically apartment-style with kitchenettes and private baths. Some offer companion accommodations. Personal assistance with Activities of Daily Living (ADLs) bathing, grooming, dressing, toileting, eating and ambulation. Rates vary from an all-inclusive to base rates with levels of care. Amenities vary for each community.
CCRC – Continuing Care Retirement Communities offer all levels of care on one campus (independent living, assisted living and skilled nursing). An endowment fee may be required that entitles residents to use assisted or skilled services when needed throughout their lifetime. Each community offers varied buy-in and payment plan options.
DAY
CARE – Any provider can elect to provide day/night services on a short or long term basis. Rates typically include a place to rest, one or two meals and snacks and activities for the day. Licensed communities are prohibited by law to promote these services without a specific license.
INDEPENDENT
HOUSING – Apartments and communities for adults 55+ with little or no senior support services (e.g. no meals, etc.).
INTERMEDIATE CARE – 24 hour inpatient care residents who need licensed nursing supervision and supportive care, but do not require continuous nursing care. (continued on page 99)
Allegro
201-899-4440
Anthony B. Caniano 973-470-3653
Arbor Terrace Teaneck 201-730-6595
Arbor Terrace Teaneck 201-849-7289
Barsalona Court 201-342-4280
Belmont Gardens 973-340-4170
Brightview Joy’s Farm 201-977-9300
Brightview Paramus 551-766-1120 Brookside Village 201-767-5742
Hillcrest – A Christian Health Community 201-897-2670 Hillsdale House 201-666-5290
Leonia Retirement Corps 201-947-9779
Matthew A. DiChiara 973-470-3653
Prospect Place, Share, Inc. 201-670-9605
Ridgecrest 201-444-0722
Riverview Towers 201-941-0655
Ryan Lombardi Apartments 201-440-9621
Sunrise of Cresskill 201-871-0300
Tenafly House 201-569-7933
Terrace View 201-941-0655
The Chelsea at Fair Lawn 877-243-5732
The Pointe at Teaneck 201-836-3634
(continued on next page)
BERGEN COUNTY
PASSAIC
Please mention the Seniors Blue Book when you call our advertisers.
Please
SENIOR HOUSING DEFINITIONS
continued from page 84
Residents may receive full assistance with ADL’s and transfers. Residents receive meds from a nurse following a doctors orders and may receive outpatient rehab services. Facilities may use a nurse as a their consultant and the residents receive periodic assessments from a licensed practitioner.
PRICE ALL INCLUSIVE – Price listed includes any and all amenities a community has to offer.
RESPITE CARE –
Otherwise known as a short-term stay. Any provider of IL, AL, ALZ or SNF care can elect to provide fully furnished accommodations to a person for a short period of time. Rates usually quoted on a daily basis and are typically inclusive of all services and amenities.
RETIREMENT COMMUNITIES – Housing designed specifically for mature adults. Typically Studio, 1 BR or 2 BR rental apartments with full kitchens, and private baths are available. Services include meal plans, transportation, housekeeping, laundry and maintenance. Amenities are usually abundant; formal libraries, computer stations, swimming pools, gardens, and other social gathering spaces. Rates are monthly and typically based upon size/ location of apartment.
SKILLED CARE – 24 hour licensed nursing services, eight hours of which are RN covered. Patient may receive rehab services either inpatient or out-patient and may be fully dependent for ADL’s. Patients receive medications by an RN according to a licensed physicians orders.
SKILLED
NURSING
CARE FACILITIES
– Providing 24/7 care for residents and offering full assistance with ADL’s. Daily rates typically include a furnished bedroom and a private or shared bath, meals, activities, transportation, phone service, cable TV and all personal/nursing care. Payor sources usually accepted are Medicare, Medicaid, VA, some insurance plans and private sources.
TYPE 1 CARE – Residents may need significant assistance with 2 ADL’s and minimal assistance on more than 2 ADL’s daily. The resident must also be able to evacuate a community under their own power and have stable health. Residents receive 24/7 monitoring and may have an independent home health agency help with services.
TYPE 2 CARE – Residents receive full assistance with ADL’s and are able to permit aging in place. Residents may require the assist of one person for transfers and evacuations. Residents receive 24/7 monitoring and may have an independent home health agency help with services. ~
NURSE
NURSING
ESSEX COUNTY
BERGEN COUNTY
BERGEN COUNTY (cont’d)
PASSAIC
Estate Planning During a Pandemic
As many have experienced, trying to effectively create an estate plan while dealing with terminal illness is very difficult emotionally and logistically.
opportunity to engage in last minute planning may not always exist.
Poor planning often results in expensive administration or litigation – not to mention estate plans that do not benefit those whom we intended. Leaving our loved ones to navigate our financial affairs without any plan – or even worse, poorly prepared or outdated estate plans – can result in avoidable costs, distress and difficult family conflict. On the other hand, having a clear and efficient estate plan in place is a great act of love and can make a difficult situation much easier for those we leave to handle our affairs.
This has been particularly true during a pandemic in which we are often restricted from close physical contact with others, yet estate planning documents require original signatures and witnesses. In addition to the issues with the execution of documents, the uncertainty we have all experienced has made the need for advanced and exhaustive estate planning that anticipates a vast array of possible situations so much more apparent. For instance, sometimes the person selected as the decision maker passes away first, so it is necessary to prepare for this possibility in advance. The
If 2020 has taught us anything, it is to expect the unexpected. Preparing a proper estate plan is like buying insurance: you hope it’s not needed anytime soon, but you can rest easy knowing it is in place. If you would like to discuss your estate plan with our office, please feel free to call 201-447-2800 to schedule a free consultation.
Editor’s Note: This article was submitted by Marize Helmy, Esq, The Manna Helmy Law Group (Formerly Michael A. Manna & Associates)
Medicare 2026 “In A Nutshell” TRADITIONAL PROGRAM
Medicare
(Works with A/B original Medicare
(U.S. Government)
$0.00 (Most People)
$1,676 Ded (estimated) 60 Days Pay ded again
Hospice
Some Home Care (Not LTCi Insurance)
No Out of USA NO OUT-OF-POCKET
(U.S. Government)
$206.50 (estimated) Premium income based $288 Ded (estimated) 80% / 20% Doctor Visit’s
Same-Day Surgery Chemo-Therapy No Out of USA NO OUT-OF-POCKET
Company)
$190 (age 65) (For Example) Plan “G”
Pay(s) $1,676 A Ded
You will pay part B Ded of $288 (estimated)
Pay(s) 20%
$50K out of USA
A+B+G= 100% Coverage
Except $288 Part B Exam 4 Glasses + Dental
Medicare Part D (stand alone) DRUG PLAN (Insurance Company)
$0 - $130
Average Premium
$35.00
Standard Model
Phase I--Deductible $0 - $615
Phase II = Co-Pay
You pay a Co-pay or Coinsurance until your total out of pocket reaches $2,100 including dedutctable for the calander year.
Insulin cap at $35 Co-pay Medicare Part A
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Phase III = Catastrophic $0 co-pay for covered drugs on the plan’s formualry for the rest of the calandar year.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Medicare (Part A)
(Part B) (U.S. Government)
206.50 (estimate)
(You are still enrolled in Medicare! The “Part B” premium still needs to be paid.) Medicare (Part C)
Company)
D)
(Insurance Company)
$0.00 - $150 (Medical & Drug)
Must cover everything that Medicare covers
Many plan types: PPO, HMO, PFFS, Etc.
Focus on preventative care / benefits
Popular Choice
Plans can offer extra benefits like: vision dental & more…
(Standard Model)
Phase I--Deductible $0 - $615
Phase II = Co-Pay
You pay a Co-pay or Coinsurance until your total out of pocket reaches $2,100 including dedutctable for the calander year.
Phase IV--Catastrophic $0 co-pay for covered drugs on the plan’s formualry for the rest of the calandar year.
Insulin cap at $35 Co-pay
(Most plans combine Part C & D )
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
This information is the opinion of the author and intended as an easy to read summary. This is not a contract. Additional limitations and exclusions may apply to services. In the event of any inconsistencies with Medicare or with a published medical insurers certificate, the certificate / Medicare will control. Prepared 10/15/2025
