PGA OCT 2025

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PGA POA Communications Corner

Submitted by Gail Coppage, PGA POA Communications Committee

Welcome October!

Welcome to Pumpkin Spice and everything nice!

Welcome to cooler weather, sweaters and pumpkins! Wait, what? Yes, pumpkin spice will be overwhelming us shortly in South Florida along with (somewhat) cooler weather, sweaters for the air-conditioning and lots of umbrellas and raincoats for potential daily stormy weather. The beginning of fall is also a lovely time to enjoy PGA National and Palm Beach Gardens.

Serving Up A Serve

Speaking of that time of year, this is also the perfect time to consider serving on a local board or committee. There are several nonprofit entities who do amazing work in our area! Maybe this is the time to consider offering your time in an active role for an area nonprofit. It is very easy to research potential nonprofits. To research nonprofits in Palm Beach County, use online platforms like GuideStar and Great Nonprofits for data and reviews, or visit local resources such as Nonprofits First, the Community Foundation for Palm Beach and Martin Counties, and the local area Chamber of Commerce. You

can also find listings and information at Volunteer Match or use the Florida Department of Agriculture’s “Check a Charity” tool for verification. Your friends and neighbors may also be involved so ask others for their suggestions. The local nonprofits work diligently to support many diverse populations, and many boards and committees are looking for supportive volunteers!

POA Board Service And Opportunity

This is also a good opportunity to consider running for a seat on the PGA National POA Board of Governors. The POA Board meets the fourth Monday of the month at the PGA National POA Office on 7100 Fairway Drive, Palm Beach Gardens. There are nine members of the PGA POA Board of Governors with staggered terms (four board members are elected one year and five board members are elected the following year) with each elected POA Board member serving a two-year term. In early 2026, five members will be elected. The nominating committee will post the “Seeking Candidates” notice in a separate space in this newsletter. It is suggested that candidates have lived in PGA National for two years and have some HOA/Condo Board experience. If interested, please contact the POA office at (561) 627-2800 to learn more about the process, timing and next steps. While in office, board members also serve on several committees under the POA Board. The nominating committee will interview all interested applicants. If you are selected to run for office, your name will appear with other candidates on the election and ballot documentation mailed to all PGA

Commissioner’s Update

Every Dog’s Day: From Shelter Shadows

To Forever Homes

Palm Beach County is home to thousands of loving pets, and at Palm Beach County Animal Care and Control (PBCACC), the mission is simple yet profound: protecting and advocating for companion animals while supporting the people who care for them. Since opening its doors in 1969, PBCACC, a Division of Public Safety, has been the only open admission shelter in our county, accepting every animal in need, from dogs and cats to livestock and pocket pets. As part of Palm Beach

County Government, our shelter provides services ranging from pet adoptions and animal rescue to microchipping, rabies vaccinations, and even disaster shelters for pets and their families.

This August, I was honored to debut a new initiative in partnership with PBCACC: Doggie Day Out – Ambassador Edition. This program expands on the beloved Doggie Day Out initiative, originally developed by volunteers, which invites county residents to host an adoptable dog for a day of fun, giving them a much-needed break from the shelter and increasing their visibility to potential adopters. With the “Office Edition,” local workplaces can welcome a furry visitor for the day, turning ordinary office hours into moments filled with joy, laughter, and team bonding, all while helping a shelter dog find a forever home.

The Ambassador Edition takes the concept one step further. Each commissioner on the Palm Beach County Board of County Commissioners has the opportunity to host an adoptable dog in their office, sometimes even during a commission meeting. These dogs, wearing their bright “Adopt Me” vests or leashes, become true ambassadors for all the wonderful animals waiting at our shelter.

On Aug. 19, District 1 proudly hosted the very first Doggie Ambassador: Tito, an 8-year-old mixed-breed dog who had been surrendered to the shelter following his owners’ divorce. Like so many of our adoptable pets, Tito had been overlooked simply because of his age and size. When we featured

National homeowners prior to the Annual Meeting. The Annual Meeting is scheduled Feb. 18, 2026, at the PGA National Resort. The deadline for providing candidate information is Monday, Nov. 3, 2025. Thank you for your consideration!

POA Committee Monthly Meetings

The POA Board Committee tab can be found on the POA Board website together with a list of monthly meetings at https://pga-poa.com/poa-board/. Committees meeting monthly include Architectural Review, Finance, Lakes, Long-Range Planning, Maintenance and Security. Please also consider attending a future POA committee meeting. Reminder: POA Board meetings are the fourth Monday of each month beginning at 3 p.m., at the POA Offices at 7100 Fairway Drive, Suite 29. Each year the POA Board determines new members for each committee, both from the POA Board and the community. Please check our notices in the future about this topic if you are interested. We would also love to see you at our meetings! Here’s to a new fall season at PGA National! Thank you to Lang Management for their oversight of the PGA POA, and all property managers, HOA/Condo Presidents and Board members, landscapers, pool maintenance, Improvement District staff and workers, and other contractors who work diligently to keep PGA National a sparkling example of a beautiful, gated resident community in South Florida! We couldn’t do it without all of you!

him at the Aug. 19 Board of County Commissioners meeting, his gentle spirit and warm personality quickly won everyone over. His day as a Doggie Ambassador ended in the best possible way, with adoption into a loving forever home. The family who adopted Tito first saw him featured on social media and during the BCC meeting, where his calm and affectionate nature shone through. Tito’s story is proof that every shelter pet has the potential to change a life if only given the chance to be seen.

Programs like Doggie Day Out don’t just benefit the animals, they strengthen our community. Each outing helps reduce kennel stress, highlights the individuality of our pets, and provides team-building opportunities for residents and workplaces alike. For dogs, it is a chance to experience new surroundings and showcase their true personalities. For people, it is a reminder of the unconditional love that shelter pets have to give.

I encourage every office, resident, and commissioner to consider participating, whether by hosting a Doggie Day Out guest, volunteering, or adopting. The more exposure we provide, the more lives we save.

Together, we can ensure that dogs like Tito not only leave the shelter but find a home where they can thrive.

For more information about PBCACC, please visit https:// discover.pbcgov.org/publicsafety/animalcare or call (561) 233-1200.

Falling Into Frequency: Aligning With The Harmonics Of Subtle Seasonal Change

In Florida, fall arrives with little fanfare. The palm trees stay green. The breeze shifts gently. Yet despite the absence of crimson leaves or brisk mornings, there is an energetic transition underway—subtle to the eye, but resonant in the field.

Editorial Board

Editor: James A. Cioffi james@jcclaw.com

Feature Writers: Dawn Levinstein, POA Gail Coppage , POA

Commissioner Maria Marino Katie Roundtree

Your editors strongly believe that the number of people who do become involved with any news medium directly reflects on that medium’s excellence, versatility and broad viewpoint. Therefore, we invite PGA residents to contribute articles or current, timely news items and/or “Letters to the Editors.”

Articles/letters are subject to editing and editors’ right to publish. Submission must include writer’s name, address and telephone number. Unsigned articles /letters will not be published. Opposing views to article viewpoints contained in this paper are welcome. Articles do not necessarily represent the viewpoint of the C.A.N.! organization. Submissions should be emailed for consideration by the tenth of each month for the following month’s publication (example: by January 10 for February publication) to: James@jcclaw.com or Katie@seabreezecommunications.com

Stephen Miller • Elizabeth Miller

Tom English • Margo Williams

Laura Berrio • Bret McCormick

Miranda Ledbeter • Alyssa Debban

Justein Matthias • Anissa Stender

Production Manager Lee Nostrant

Production Department

Elaine Donholt • Ruth Nekoranec • Katie Heystek

Dianne Strout • Karen Kalisz • Michelle Feeney Andie Reynolds

As we pass through the Fall Equinox on Sept. 22, we cross a planetary threshold of equal light and dark. In more northern climates, this marks the beginning of descent— longer nights, cooler days. Here in the subtropics, the shift is more nuanced. But just beneath the surface, our bodies, minds, and emotions are still tracking this change. And for those attuned to frequency, the shift is an invitation. Equinox: A Harmonic Reset

The equinox offers us a brief harmonic “reset”—a moment when the Earth’s tilt aligns sunlight evenly across both hemispheres. In physics and energetics, this can be likened to a moment of zero-point balance—a pause in the pendulum swing where coherence is easiest to access.

It’s no coincidence that ancient cultures treated this date as sacred. In our modern lives, we may not mark the equinox with ceremony—but we can still align with it. A few minutes of intentional stillness. A barefoot walk at sunrise. A moment to exhale and release the mental momentum of summer. Solar Weather And EMF Sensitivity

What many don’t realize is that seasonal transitions often coincide with heightened solar flare activity. Around equinox periods, the Earth’s magnetic field becomes more susceptible to geomagnetic storms—leading to increases in electromagnetic flux and subtle biofield disruption.

Even if we don’t consciously notice, our nervous systems do. During these windows, many people experience sleep disturbances, heightened anxiety, sudden fatigue, or emotional intensity. Rather than resist, we can listen. These are reminders to simplify, slow down, and realign.

Harmonic tones such as 285 Hz (cellular restoration) or 528 Hz (DNA repair) can provide a soothing anchor. Playing these frequencies softly in the background of a classroom, car, or home can create an envelope of coherence—especially during peak solar flare windows.

Florida’s Quiet Transition: The Subtle Invitation

In Florida, the absence of dramatic weather changes can make it easy to overlook seasonal cycles. But sensitivity doesn’t require spectacle. A slight shift in ocean current. The earlier setting sun. The subtle cooling of morning air. These are cues from the natural world asking us to recalibrate.

This is a powerful time to reflect on internal harmony:

• Are your rhythms aligned with your intentions?

• Are you overextending your energy, or conserving it wisely?

• What would it feel like to let nature lead?

Even a five-minute pause outside each evening—feet on the ground, gaze softened toward the horizon—can reset the body’s circadian cues and emotional state.

Simple Practice: Harmonic Sunset Pause

Try this as a daily grounding ritual:

1. Go outside near sunset. Remove shoes if possible.

2. Take three deep breaths. Inhale slowly through the nose, exhale audibly.

3. Whisper a tuning phrase: “I align with the stillness of Earth and the rhythm of the sky.”

4. Play a low-frequency tone from a phone or sound tool (285, 432, or 528 Hz recommended). Let it wash over the moment.

This small practice can have a profound impact— anchoring your system into a calmer rhythm, improving sleep, and harmonizing your emotional field.

The Season Ahead

As we transition toward October, prepare gently. The 10/10 portal and upcoming eclipses (Oct. 14 and 28) may stir emotions and create another wave of energetic flux. Rather than bracing, we soften. Rather than fearing intensity, we remember: coherence is not perfection—it is responsiveness.

Harmonic living isn’t just about sound—it’s about listening. Listening to your body. Listening to the field. Listening to the whispers of a season, even when it doesn’t announce itself in color.

This fall, may we all find the subtle rhythms and anchor ourselves in still clarity.

—Carla Alexander ©2025 Healing Life Media. All rights reserved.

From The Editor: An “October Surprise”…

Perah, along with her two young children ages 4 and 6 on either side of her, entered the Post Office on the cool October day unaware of the life changing experience that was about to take place. It was October 18, 1905, and Perah visited the Post Office to check to see if a letter had arrived from her husband in the United States with money he had earned and sent to her. He had moved there for work and was saving for the day when Perah and the children would join him. Actually, Perah was pregnant so there would be another mouth to feed in a few months.

Shortly after Perah entered the Post Office, the Postmaster noticed through the window crowds of people were running in a frantic state and buildings were on fire in the distance. He saw some of his Jewish customers being engulfed by groups of men and the violence that ensued. He quickly ushered Perah and her two children to a second-floor office that was not visible from the lobby and warned them to remain quiet. Suddenly four men pushed open the main door to the Post Office with weapons in their hands and asked him if there were any Jews in the building. He quickly uttered, “No,” while making the sign of the cross as the men brandished guns in his direction and admonished him to tell the truth or he would regret it. Once again, he responded, “No, did you see any Jews enter this building on your way here?” They left while shouting their threats to his safety if he did not participate in the Pogrom and kill the Jews and socialists. He immediately locked the entry door to the Post Office, placed the closed sign in window and lowered the shades to avoid any further confrontations with the angry mobs. He opened the door to the office and could hear Perah praying with the children. He prayed that Jesus would help him save this family. He did not want to alarm them so he reassured them that he would protect them. They shared some food he kept in his office and waited until sundown. He opened

the back door of the building to the outside darkness and saw no one was in the street. They walked to a nearby apartment building where his friend resided and they agreed to hide Perah and the children for a few hours. Shortly before midnight they began a journey out of the city and traveled west. It was the last time Perah and the children would see their hometown of Kiev. They left all their possessions behind.

For three weeks, Perah, with her two children and unborn child, traveled further west in the “underground” network through Europe sleeping uneasily with the fear of being discovered. They were the lucky ones. Thousands of Jews were killed and their properties burned that year at the hands of crazed mobs whose hatred was focused on the factories, shops and homes of the Jewish citizens in Russia.

Through the kindness of strangers, Perah and her children arrived in London and then boarded a ship to New York to begin their new life with their husband and father. They traveled in the bottom of the ship and Perah was violently ill throughout the trip. Max traveled from Kentucky to New York to meet his wife, Perah, and his children when they arrived. The immigration officials changed their names because they couldn’t understand the foreign names. Within two months Perah now “Pearl” gave birth to a baby girl. Every morning and night, Perah/Pearl included the Postmaster in her prayers and asked the Lord to keep him and his family safe. She knew she would never see him again to express her gratitude in person for saving her family - while risking his life and the lives of his family and friends.

On a late summer day in 1985 Nancy Goldman and her husband, Lou, were home in Daytona Beach when Nancy received a phone call from her widowed friend, Thea, in Atlanta advising Nancy that she would be marrying a neighbor, Arthur Gunter, a widower, whom she had known for years. Nancy commented that Gunter was her family name and joked “What a small world. We might be related.” They made plans at a later date to meet in Daytona Beach. Nancy had not seen Thea for some time and they were anxious to catch up on their lives and hear all about Arthur Gunter. When they met, the four of them exchanged pleasantries and spoke about their careers and their children. Nancy began

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to inquire about Arthur’s parents with the hope that they may share a common ancestor. They realized they were not related. The conversation shifted to Lou’s family tree. Nancy related the story of Lou’s grandmother, Perah/Pearl, and her journey from Kiev to New York in 1905. Nancy extolled the Postmaster in Kiev who saved Lou’s grandmother, mother, uncle and aunt. As Nancy continued the story she noticed a tear form in Arthur Gunter’s eye. After a moment he said, “That Postmaster was my grandfather!! He told us that story also.” Eighty years after the life shattering day in Kiev, Russia, Perah and the Postmaster’s grandchildren met in Daytona Beach, Florida!!! At a distance of 5,500 miles from the City of Kiev, Lou and Arthur Gunter recounted their grandparents’ stories of the tragedy that befell them and the extraordinary act of bravery and humanity of the Russian Christians who saved their Jewish brothers and sisters. 105 years ago, fringe elements of Russian society sparked fear and hatred against a group of people they considered an enemy of their way of life. It happened again in the 1930’s in Germany. Let us make certain that it does not happen in the United States. Our technology has advanced our society beyond what many of us could have imagined just 30 years ago. News is available 24 hours a day on television and the internet. Facts are often replaced with interpretation and misinformation by talk show hosts and public figures that disseminate hateful speech along with video to millions of people in the space of few seconds around the globe – now via social media. Emotions can reach a fever pitch in a short period of time based on conjecture, untruths or distorted facts and cloud judgment in response to perceived threats of a group of people.

Let us each strive to be an extraordinary citizen like the Postmaster of Kiev in 1905 whose instinct, love of humanity and sense of reason allowed him to counter the hatred and emotions of the reactionaries in society so there will never be a repeat of that “October surprise.”

Until next month… James A. Cioffi, Editor james@jcclaw.com

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PGA Community News is looking for writers to contribute community related content. If you would be interested in submitting an article please email potential articles to: James@jcclaw.com or Katie@seabreezecommunications.com for consideration.

Ask The Juris Doctor

Dear

Dear

or “REO.” Most of them have their own form contract or an addendum attached to the standard “as-is” sales contract. It is important that you read the contract and/or addendum carefully because it alters many contract

provisions related to the escrow agent, the deposit(s), inspections, closing costs, default remedies and the closing procedure. In addition it is important to be sure a lien search is ordered which will disclose open permits and code violations. The closing agent may order the lien search so I advise you to consult the closing agent to avoid duplication of work. If the property is located in a condominium association or homeowners’ association, be sure you understand if you will be responsible to pay any delinquent association fees incurred before you become the owner. It is important for you to view the estoppel letter issued before the closing by the association or the management company on behalf of the association. You should consider retaining the services of an attorney to protect your interest through the closing of the purchase.

Sincerely, J.D.

If you have a legal question in the area of real estate, estate planning, wills, trusts or probate, please submit it to me at the email james@jcclaw.com.

Northern Notes

Culverts – Integral Parts Of Stormwater Systems

Culverts play a crucial role in Florida’s stormwater management system. Often concealed from view, these structures have significantly influenced the state’s landscape, facilitating growth and development. Culverts function similarly to water pipes that supply water to homes. Just as these pipes transport water from a source into your house or garden, culverts channel stormwater away from houses and roads to a receiving body of water. Culverts facilitate the underground movement of stormwater from one location to another, such as moving water between connecting lakes or directing road drainage to a lake. If the pipes become clogged, water may back up and pool in the areas that should be draining. Culverts help move water away from homes and businesses, ensuring safe travel along roadways and preventing flooding of homes and businesses.

Today, a variety of culvert types are in use, each with its unique features and benefits. These include box culverts, arch culverts, and bridge culverts. However, the most commonly

used type is the pipe culvert. These tunnel-like structures, buried alongside or beneath roadways, come in various materials such as metal, concrete, and plastic, and in different lengths and diameters. Some are as wide as 6 feet, offering a wide range of options for different drainage needs.

In the past, most drainage systems relied on CMP (corrugated metal pipe). Unfortunately, these pipes often corroded due to fluctuating water levels and exposure to air. To address this problem, CMP pipes are now frequently replaced with HDPE (high-density polyethylene) pipes, which are designed to be more resistant, or with RCP (reinforced concrete pipes) that offer better load-bearing capacity, especially under heavy traffic roads.

Culverts, designed to last between 30 and 100 years, require regular maintenance to ensure their longevity and functionality. Factors such as environmental conditions and increased usage can lead to their failure, resulting in contamination, leaks, or even sinkholes. This is why regular maintenance is not just necessary, but essential. At Northern, we work diligently to provide regular inspections and maintenance for our drainage systems. Inspections are conducted using advanced tools such as cameras mounted on remote operated vehicles (ROVs) or by trained divers. If an issue affecting the lifespan and operation of the culvert is identified, we can address it through cleaning or repairs, ensuring the continued effectiveness of our stormwater management system.

Homeowners and business owners planning construction work near Northern culverts are required to obtain the necessary permits. This requirement ensures that construction

activities do not compromise the integrity of the culverts. Drilling holes in these culverts can have serious adverse effects on both the structure itself and the surrounding stormwater management system. Creating a hole compromises the strength of the culvert, which can lead to potential structural weaknesses and may even result in collapse or failure. This disruption can hinder the proper flow of stormwater, causing backups and flooding in areas that are designed to drain efficiently. Additionally, drilling can introduce pollutants into the waterway, harming local ecosystems and degrading water quality. Furthermore, failure to obtain the necessary permits can result in fines, legal action, and the need for costly repairs, which can impact the entire community.

To help our culvert systems work effectively, we can all take some necessary steps. One practical action is to keep storm drains clear of debris, such as leaves and trash, which can obstruct water flow. Do not dump dirt, debris, chemicals or leaves into storm drains, as this can hurt both the environment and block water flow. Additionally, if any areas require attention or repair, it is essential to report them to the district. By working together and looking out for one another, we can ensure that our stormwater infrastructure remains in excellent condition for years to come.

NPDES tip: Storms occur all year round. Make sure your yards and trees are trimmed neatly to avoid flying debris during a storm. Dispose of your trimmings and clippings properly—do not put them into storm drains or lakes!

Let Me Tell You

Jewels In The Sky Great Things In Small Packages

Another season is upon us, a season of learning for the young as well as the elderly and I look forward to new opportunities and experiences. I recently read about a man who, at an early age, made a lifechanging decision to shift his interest to ornithology, primarily the tiny and magnificent hummingbird. Throughout his career, he traveled

Congratulations

And Thank You To Dawn Levinstein

throughout Ohio (my home state), Michigan and Indiana, to band these small birds at parks, nature centers and private backyards. Let me share the amazing, remarkable, extraordinary and magnificent things he learned from that experience:

Did you know that the average hummingbird is about 2 inches in diameter? Wings move in a figure eight pattern. This allows the birds to hover and to fly in all directions … even upside down. Even at rest, a hummingbird’s heart rate is eight times faster than that of a human. They have 40 to 60 taste buds, and you and I have about 10,000. (No wonder obesity is rampant in humans.) Hummingbirds do not fly in flocks, they fly alone. They appear as a blur to the viewer because they beat their wings about 50 times a second, so they appear as a blur. Their tongue has grooves on the sides to help it catch insects, and they have about 1,500 feathers. Having trouble breathing? A hummingbird takes 250 breaths per minute. They cannot fly until their body temperature reaches 86 degrees. And there is more.

Hummingbirds’ flight muscles are about 25% of their bodyweight. They need to consume nearly double their body weight in nectar daily to survive. Their eggs are about the size of a jelly bean. They have weak feet and legs and are useful only for perching or preening. The oldest hummingbird recorded was 14 years old and it would take 150 average sized males to equal one pound, and male hummingbirds do not help raise their young. Ever wonder about their memory? Their memory is excellent and the reason they often return to the same flowers or feeders year after year.

We humans arrive in larger packages; however, the above reminds me how magnificently we are all made. The same is true of all living things. What a blessing it is to still be living and learning. No matter how long or the amount of knowledge we acquire, we hope our learning pot will never be empty.

On September 26, 2025, the POA Board of Governors, POA staff, and representatives from Lang Management gathered to celebrate the retirement of Dawn Levinstein. Dawn was recognized and sincerely thanked for her 28 years of dedicated service as the POA’s first property manager. She joined the organization during a pivotal time, as management transitioned from the developer to the homeowners, and played a key role in establishing the team and systems that have guided the association’s success ever since. Many of the processes she implemented continue to serve as the foundation of the POA’s operations today. Over the past two months, Dawn has remained committed to a smooth transition, sharing her extensive knowledge with our new property manager, Lea Ann Robinson. You may still see Dawn around from time to time, as she has generously offered to support Lea Ann as she becomes more familiar with the community. Dawn’s presence will be deeply missed, and we are truly grateful for her many years of service. We wish her all the best in her well-earned retirement.

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The Pet Cottage Post

Keeping The Promise: Marlee, Miles And Maks

If you were at our Gratitude Luncheon earlier this month, you felt it: the hum of belonging that happens when a community shows up for pets and the people who love them. That same spirit is carrying us into fall—and it’s written all over the second chapters of three beautiful Golden Retrievers you met in our July issue: Marlee, Miles and Maks.

They didn’t arrive as a neat story. They arrived from a family in crisis—loved deeply, yet needing help. Because of the Pawsitively Perry Fund (generously funded by the Peter H. Kamin Family Foundation), we were able to welcome the Goldens into our Lifelong Guardianship Program and move swiftly to give each dog what every soul deserves: a safe, loving home.

Marlee found her people in Nancy and John, a calm home where belly rubs are a daily ritual and porch time is sacred. Soon after joining our program, Marlee began battling chronic ear infections. Support from the Grey Muzzle Foundation is helping cover her ongoing

treatment—vet visits, medications and monitoring—so she stays comfortable and infection free.

Miles—sunny, sensitive, and a champion snuggler— was paired with the Myers family. Recently he developed a seizure disorder, and with guidance from Dr. Vinoski’s team, they’re learning what to watch for—tracking possible episodes, adjusting routines to avoid triggers, and keeping him comfortable and thriving.

Maks, the youngest of the trio and part of the Myers family too, recently developed bladder stones and transitioned to a prescription diet to prevent recurrence. He’s back to supervising kitchen prep with great enthusiasm.

This is the promise in action. The Pawsitively Perry Fund makes it possible for pets like Marlee, Miles and Maks to enter our program with the costs of rehoming and stabilization covered. The Grey Muzzle Foundation—along with the Cathleen McFarlane Foundation—helps ensure we can provide ongoing veterinary care seniors so often need: surgeries, medications and special diets included. Day-today, Dr. Vinoski and his compassionate team support our Guardians with practical, accessible care in the community.

Behind the funds and checklists is something simple and sacred: home. It’s Nancy and John moving a dog bed to catch the afternoon sun. It’s the Myers family learning what to watch for with Miles—while Maks gets his special meals. It’s people choosing—again and again—to be keepers of the promise.

Step into the story with us: Join Happy Tails (monthly giving). Choose a simple monthly amount—$10, $25, or what feels right—and help keep vet doors open and the sanctuary lights on so seniors and their people never walk alone.

Open your home as a Guardian.

Welcome a pet who has lost their person.

and Dr.

We provide veterinary care, supplies, training support and a caring community, so you’re never on your own. Email to learn more and start the conversation.

Event Spotlight—There’s No Place Like Home: A Celebration Of Care Fundraiser

When: Saturday, November 15, 4 to 7:30 p.m. (sunset)

Where: Blue Ridge Farms

Honoring: Dr. Vinoski and team

You’ll enjoy appetizers, a bar, live music, and heart-warming stories that show how care becomes home. Learn about The Pet Cottage, our Guardian program, and simple ways to get involved.

Claim your spot: Email events@thepetcottage.org or call (561) 818-5025.

When we stand together, crisis becomes care, and care becomes home. Thank you for helping us write these second chapters for Marlee, Miles, and Maks—and for all of the pets and people currently in our care.

Tickets and details at events@thepetcottage.org or (561) 818-5025.

Monthly giving: Ask about joining Happy Tails. Become a Guardian: thepetcottage@hotmail.com Programs and placements: thepetcottage.org

Daisy, Maks and Miles
Marlee at 10 years old
Marlee standing on the frisbee
Miles
Vinoski

The College Admissions Rollercoaster

I recently worked with a student who experienced the unpredictability of college admissions firsthand. She was a top student with excellent grades, high SAT scores, leadership experience, and a strong resume. She applied to several schools in Florida, including the University of Florida and the University of Miami, but was rejected from both. Understandably, she felt discouraged. However, because she had built a thoughtful college list, she still had many strong applications. To her surprise and delight, one of her acceptance letters came from Yale University—a school she initially thought would be far more difficult to get into than her in-state choices.

Her story illustrates an important truth: College admissions are not always predictable. A student can have stellar academics, impressive extracurriculars, and glowing recommendation letters—and still face rejection. That’s because admissions decisions are influenced by more than just achievement. Colleges are building entire classes, balancing majors, geographic diversity, activities, and institutional needs. Sometimes, despite a student’s qualifications, the decision comes down to factors beyond their control.

This is why it is so important for students to cast a wide net when applying to colleges. By creating a balanced list that includes “reach,” “target,” and “safety” schools, students give themselves the best chance of having multiple options when acceptance letters arrive. Applying broadly reduces stress and disappointment, while increasing the likelihood that students will find a college that is both a great fit and excited to welcome them. Now more than ever, it’s also critical to research a variety of options—because even some schools once considered “safeties” have become far more competitive in recent years.

At Class 101 North Palm Beach, we guide students through the process of researching schools and setting clear expectations. We help them build strong, balanced college lists so they don’t put all their hopes on just one or two choices. We begin working with students as early as ninth grade to help them plan, build strong applications, and increase their chances of finding the right match—sometimes in places they least expect.

For more information, call Peggy Forgan at (561) 418-7897, email pforgan@class101.com, or visit www. class101.com/northpalmbeachfl.

Jupiter Senior Softball News

The Jupiter Senior Softball Association has opened registration for the 2026 season and persons 55 and over are invited to sign up.

There is no upper age limit, and the league’s threedivision format accommodates players of all skill levels, from recreational play to competitive “and everything in between.”

Those who register now can play in pickup games through the remainder of the year as well as through 2026, including the January-March winter league. Games are every Monday, Wednesday and Friday mornings at Jupiter Community Park, 1201 Island Way, beginning at 8:30 a.m. with batting practice.

League Commissioner Paul Storch said interested persons are encouraged to sign up even though it may have been years since they played. He noted that a number of current players who are in their 50s, 60s and 80s hadn’t played in years “and when they come out, they love it. Age is meaningless,” he said.

Players often cite the camaraderie of playing a game they love with others as among reasons for signing up. That sentiment was expressed by Andrew Kushner, 55, who began playing last April. He had retired as CFO of a renewable energy company in January and when he turned

55 in February, he set his sights on playing softball.

Along with season comes the increased temptation to utilize the golf courses as a park/playground, but we must ask you to refrain from any non-golf related access.

Maintenance is performed on all the courses during the year, so there is equipment and work being done. In addition, it is a time when there are more golfers on the course enjoying our beautiful weather.

Thank you

“It’s really a lot of fun and great camaraderie,” said Kushner, whose favorite position is short stop. “What better time can you have three days a week playing with a great bunch of guys?” he said.

The senior softball program is sponsored by the nonprofit Jupiter Senior Softball Association in cooperation with Jupiter’s Parks and Recreation Department. Registration can be made online at www.leaguelineup.com/jssa. For more information contact Gary Newman at (917) 623-0791.

Andrew Kushner, 55, is enjoying his first year in the Jupiter Senior Softball program.
Senior softball players enjoying dugout downtime between innings are, left to right, Bill Quinn, Norm Falick, Mike McClanahan, Chase St. John, Joe Baldwin, Bob Walsh, Jeff McCrave, Ken Mair, Richard Wendling, Barry Skolnik and Gil Morejon. Photo by Mike Richmond.

Trick-Or-Treat With The Turtles At Loggerhead Marinelife Center’s Annual HallowMarine Celebration

Mark your calendars for a free, spook-tacular Halloween celebration at Loggerhead Marinelife Center (LMC)! Join LMC for its fourth annual HallowMarine event on Saturday, Oct. 18 from 10 a.m. to 3 p.m. Bring the whole family for a day of fun-filled activities, including sustainable trick-or-treating, animal enrichment and feeding talks, discovery shows and visits with the sea turtle patients! Guests are also invited to participate in LMC’s Unwrap the Waves monthlong candy wrapper recycling program.

Shell-ebrate at the center with multiple trick-or-treat locations and ecosystem habitats decorated with 100% recycled materials. This year, the center will have recycled Halloween crafts and veterinary-themed photo opportunities. The event will also feature a spooky,

marine creature-themed discovery show. The 10-to-15minute presentation will give guests the opportunity to see and learn about their favorite sea creatures up close – such as turtles and sharks!

Attention:

PGA Residents Of Mellowing Years

Now there is a volunteer senior ambassador within PGA community who is well-schooled in resources available to help with problems of elders. The Alpert family and Children’s Services has been helping seniors do just that for many years.

• You have questions? We may have answers.

• You don’t know where to go? We can guide you.

• You don’t know what you need? We’re wellversed in that problem.

• Do you know a neighbor who needs help?

Don’t wait. Call now. Dorothy Weiss, 624-4035. Let’s keep connected with each other as a community. All you need is the desire to live comfortably in your own home.

Last year, a total of 104,151 candy wrappers were collected and recycled through LMC’s Unwrap the Waves initiative. The initiative aims to raise awareness of the largescale, single-use waste produced during the holiday season.

New School Year, Same

HallowMarine will include an area where guests can recycle their collected candy wrappers to participate in the program.

LMC’s community partners help make this initiative available to as many people as possible. To do so, individuals can drop off used candy wrappers in boxes stationed at partnering organizations, businesses, and community buildings. LMC will collect and send the wrappers out to be recycled. Candy wrappers can be dropped off at community partner locations from Oct. 11 to Nov. 15.

As a donation-based facility, all activities and programs for the HallowMarine event are free of charge. To become a community partner, or for more information about Unwrap the Waves, please visit marinelife.org/unwrap-the-waves.

Photos courtesy of Loggerhead Marinelife Center.

Learning Challenges?

As your student returns for another school year, there’s a familiar feeling in the air: a mix of excitement, hope, and, for many, quiet frustration. While a new academic year often brings fresh supplies, new teachers, and a clean slate, it doesn’t always erase the persistent learning or social challenges your child faced in the past. One mom wrote, “I wish this year would be different and that he could understand social issues so he could respond appropriately as sometimes I think people take advantage of him.”

From difficulty grasping math or reading, to managing time, navigating social interactions, or focusing throughout a taxing school day, many students have the same obstacles year after year. While teachers work hard to support students, their class load is high, and the root causes of your child’s struggles often go deeper than a lack of effort. It’s not about “trying harder” or “just apply yourself.”

Learning differences, such as ADHD, dyslexia, autism, or social anxiety, can remain undiagnosed or unsupported, leaving students, and you, feeling stuck. Others may continue to struggle which creates a gap that widens with each passing year. In some cases, students just manage to get by on their end of year assessments to get promoted. If you are ready for change, a first step is recognizing that repeated learning challenges are a signal that something isn’t working for your child. My school neuropsychological testing can identify the specific struggles and help you respond with targeted support. That could mean an Individualized Education Plan, accommodation plan, specialized tutoring, counseling, or more.

The new school year may come with the same challenges, but it also brings another chance to work with us to give you fresh perspective and better tools. Change doesn’t always come in a big leap. Sometimes, it begins by recognizing the challenge and deciding to face it differently this time.

Call (561) 625-4125 if you would like to discuss your child and your concerns for possible learning disabilities, dyslexia, ADHD, autism, or anxiety. Learn more at www. JimForgan.com.

Tax Talk

Dear Friends:

I recently had the honor of accepting a Certificate of Merit from the Florida Tax Collector’s Association, as Palm Beach County was recognized for achieving a perfect audit for last year’s fiscal year. This honor would not be possible without the diligence and hard work of our Finance and Budget team, led by my Chief Financial Officer, Carmen C. Richardson (pictured here). Carmen and her team continue to provide exceptional financial support for my office and the residents of Palm Beach County as they single-handedly manage the collection and disbursement of more than 5 billion dollars plus the dayto-day operational expenses that keep our office running.

A huge thank you to Carmen and her outstanding team: Alahia Staniszewski, Lisa Materdomini, Terri-Ann Fabinger, Danie Bouvier, Victoria Wilson, Andres Martin, Karen Wagner, Ann Rothermel, Tina Davis, Angela Goyco and Adriana Garcia.

Anne M. Gannon, Constitutional Tax Collector, Serving Palm Beach County

Charity Partner – Living Hungry

Imagine if you were a child going to school – classes, backpacks, homework, uniforms, – all while enduring the experience of homelessness. For more than 4,500 students

in Palm Beach County schools, this is their reality. School attendance suffers, academics suffer and health suffers. Helping students overcome these obstacles is where the Delray based charity, Living Hungry, steps in, providing children with what they need to succeed. From hygiene kits to food packs, these important items make sure students experiencing homelessness can thrive.

Our employees are honored to support Living Hungry as a Community Involvement Partner since 2019. Our employees raise funds by participating in our Dress Down for Charity Program and we also conduct fundraising activities throughout the year. “A little light, a bit of joy, and knowing someone out there cares about you – through colorful socks, brand new shower essentials, a card game kit, a note of encouragement – all these gifts shift how you feel about life, yourself and others,” says Living Hungry Founder and CEO Maura Plante. “That is the difference the Palm Beach County Tax Collector employees make.” To learn more about Living Hungry, visit www.livinghungry.org.

And Three Makes 13!

We are pleased to announce the addition of three new MV Express kiosks! Located at Promenade Shopping Plaza (9900 Alternate A1A, Palm Beach Gardens), Woods Walk Plaza (9855 Lake Worth Rd., Lake Worth) and Sunshine Square (501 SE 18th Ave., Boynton Beach), these self-service kiosks offer a quick and convenient way to renew your vehicle registration.

Dennis Charles Ferry

The kiosks, found inside select Publix supermarkets, are designed to save you time. They allow you to print a new vehicle registration and decal on the spot! It is easy to use the kiosk, all you need is your renewal notice PIN or your license plate number and the date of birth of the vehicle owner. Payment can be made with a credit or debit card*, and ta-da, you just renewed your vehicle registration and got your new decal!

This expansion is part of our ongoing effort to provide convenient access to motor vehicle registration renewal services. For more information about the MV Express Kiosks, such as locations, visit www.pbctax.gov/kiosks/.

*Convenience fee applies

New DL/ID Numbers And Your Voter Registration Record

On July 31, 2024, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) began issuing new driver’s license (DL) and ID numbers to anyone getting a new driver’s license or Florida ID as well as replacement and renewed driver’s licenses/IDs. So, if you renewed or replaced your DL or ID since then, you may need to update your voter record. FLHSMV is not replacing all driver’s licenses/ID numbers, it is updated only when your license is due for renewal or if it needs to be replaced.

If you are a registered voter in Palm Beach County, it is important that your voter record is updated with your new driver’s license/ID number so that it can be used to verify a vote-by-mail ballot request or a petition signature. Voting in-person is not affected by this change.

Here is what you need to do if you are registered to vote:

• If you replaced or renewed your Florida driver’s license or ID since July 31, 2024, and did not request to update your voter registration at that time, you need to visit www. RegisterToVoteFlorida.gov to update your new driver’s license/ID number to sync it up with the elections office.

• If you plan to replace or renew your Florida driver’s license or ID in the future, you must choose to update your voter registration at the time of your in-person transaction at the tax collector’s office. Our staff has been advised to remind individuals to do so at the time of their transaction.

“Dennis is as responsive as any realtor with whom I’ve dealt. Knows the area, especially PGA National. And just an all around good guy who is honest, easy going but very diligent when it comes to working with clients.” P.B.

“Dennis is a very diligent agent. He is well informed and works hard to match both the buyer and seller. If you are looking for a seasoned professional to assist your Real Estate transaction then you need to reach out to Dennis. Highly recommended.” ET

“Dennis was excellent to work with on my home sale…I had to sell a property from out of state and Dennis made the entire process seamless.” SB

“Five Stars for this gentleman…Dennis communicates thoroughly with each step of the transaction…and he knows how to skillfully and timely navigate with all requirements for the POA and the HOA.” SA

The Heat Is On: 14th Annual Tequesta Chili Cook-Off Aims To Hit $1 Million For Local Veterans

The countdown is on for one of Tequesta’s most anticipated annual events! The 14th Annual Tequesta Chili Cook-Off & Beer Tasting Event returns this fall, and it’s packing more heat, more flavor, and more purpose than ever before. This year’s goal? To raise enough funds to reach a milestone $1 million in total donations to support local veterans’ charities.

Over the past 13 years, this high-energy patriotic festival has raised over $760,000 for organizations that directly support veterans in South Florida. From housing assistance and mental health services to job training and emergency relief, these funds make a tangible impact in the lives of those who served.

“This event is about more than chili and beer. It’s about coming together as a community to give back to the heroes in our own backyard,” said Captain David McGovern, director. “We’re proud of what we’ve built, and this year, we’re turning it up a notch.”

Saturday, Nov. 8

One Main Street – Paradise Park, Tequesta, FL 2 to 6 p.m.

Tickets are on sale at https://tequestachilicookoff.com/ ticket-sales.

• General Admission: $30 (includes entry and access to chili tastings). Tickets online and in person at Tequesta Brewing Company, McCarthy’s Irish Pub and Tequesta Fire Rescue. Ticket prices go up to $35 on the day of the event.

• Mug/T-Shirt/Ticket: $60 includes General Admission items plus a 16-ounce glass beer mug and event T-shirt. Tickets are only available online.

• VIP Experience: $100 includes Mug/T-Shirt/Ticket items plus entry to the VIP tent with upgraded food, drinks, and exclusive event swag.

• VIP Table of 10: $1,500 includes a private table for 10 people in the VIP tent, a bottle of prosecco, exclusive event swag including collectors’ mugs and T-shirts, and upgraded food and drinks.

This is a 21 and over event.

No pets allowed (service animals permitted).

Clear bag policy enforced –all bags must be transparent for entry.

What To Expect

• 32-plus First Responder, military and private sector chili teams competing for glory

• Craft beer and wine tasting

• Pipes and drums

• Military flyovers

• Celebrity guests and judges

• An award ceremony honoring our veterans and Gold Star families

• Live music all day long

• A packed silent auction and high-energy live raffle

Want To Support Beyond Tickets?

We’re currently accepting donations for our silent and live raffles. From gift cards and baskets to experiences, services, and exclusive items your contribution will directly support our fundraising goal. It’s a great way for individuals and businesses to get involved and be recognized.

The Heat Is On on page 13

To donate an item, please email: info@tequestachilicookoff.com.

Sponsorship Opportunities Available Get your brand in front of thousands of passionate attendees while supporting a great cause. Custom sponsorship packages are available, from main stage, wine and beer sponsors to VIP and community-level supporters.

Visit www.tequestachilicookoff.com or email info@ tequestachilicookoff.com to learn more.

Why It Matters

Safety, Inc. Your participation helps ensure no veteran is left behind. Let’s make this year historic! $1 million for our veterans is within reach. The chili is hot. The cause is hotter. Don’t miss it.

• Please lock your vehicle doors every time –even for a quick stop or at home.

• Never leave items of any kind inside your vehicle. Hiding items doesn’t work!

• At a minimum, if you must leave items, place them in your trunk.

• Cell phone/iPod power cords, GPS holders and other key sets act as neon signs.

• Park in well-lit areas, stay alert and call in any suspicious activities to the police department nonemergency number: 799-4445.

Funds raised benefit five local organizations: SE Florida Honor Flight, Operation 300, Wounded Veterans Relief Fund, Warriors Renewal Coalition and Tequesta Friends of Public

The Feast Of Little Italy Returns To Jupiter

Nov.

7 to 9,

With National Entertainment, Delicious Food, Rides, Games, Cooking Demonstrations, Wine Seminars, And More!

Admission Is Free And Little Smiles Is The Festival Charity The Galbani Feast of Little Italy returns to Abacoa in Jupiter on Nov. 7 to 9, now in its 24th year in Palm Beach County.

The cultural festival, known for its Italian ambiance, national Italian American entertainers and authentic food, will offer free admission. We proudly celebrate Italian American heritage and culture all weekend.

With every step in Abacoa, visitors will find food vendors serving authentic Italian dishes—fresh pasta, sausage, peppers, arancini, braciole and many more classic dishes. Then, enjoy a not-to-be-missed Italian dessert with homemade zeppole with powdered sugar, sfogliatella and cannoli. The Sicilian Oven Pizza Eating Contest will take place on Saturday, on stage. The public is invited to participate.

This year, the La Cucina Galbani ® Cooking stage will feature nationally known chefs, including Galbani Celebrity Chef Marco Sciortino from the hit TV show Come Dine with Me, local favorites Anthony Acampa from Fat’s Where the Flavor’s At, Nina Tomasik of Nina’s Fresh Bakery, Chef Thomas, Chef Francesca Difede of La Forchetta, and many others. Don’t miss the free Voga Wine seminars led by wine connoisseurs throughout the weekend.

The Feast is pleased to announce the return of its fabulous Master of Ceremonies—Virginia Sinicki, an on-air personality from the KVJ show on 97.9 WRMF. All weekend entertainers will perform the best of Italian ballads, classics, and all the favorites.

Cheers! Salute! Toast to your Italian American heritage with a Moretti beer, prosecco, spritz or cocktail. The Bar Italia, Aperol Spritz Piazza or Voga Prosecco Lounge will be the places to be seen. Relax and enjoy the entertainment and festival in the Lytal, Reiter, Smith, Ivy & Fronfrath family picnic area.

New this year is the Uno Vino wine garden presented by Alan B. Miller Medical Center. Enjoy delicious Italian wine in a beautiful garden setting.

Please be sure to spoil yourself and bring the entire family to your own private VIP villa located near the stage. Your villa includes a large table, eight seats and waiter/waitress service. Or enjoy reserved stage pod seating with four chairs and a table, and waiter/waitress service. Reservations are available at Eventbrite.com.

For the entire family, there will be festival rides and carnival games for all ages. Little Smiles will be on site with fun kids’ activities.

The Feast is committed each year to supporting two local charities, RISE FC (Youth soccer in Jupiter) and Little Smiles, which kick off their annual holiday toy drive at the festival. Attendees are encouraged to bring a new, unwrapped gift.

Festival hours are 4 to 10 p.m. on Friday, and 11 a.m. to 10 p.m. on Saturday. Sunday, 11 a.m. to 8 p.m. Parking and admission are both free. To learn more and for a complete schedule, visit www.feastoflittleitaly.com.

About Little Smiles – The Feast Of Little Italy’s Official Charity

The Feast is committed each year to supporting Little Smiles and the Little Smiles toy drive, kicking off at the festival. The nonprofit organization works tirelessly to bring smiles to the faces of children by giving kids the chance to be kids during difficult times. The nonprofit provides gifts and fun activities to children impacted by serious illness, homelessness or tragedy. To learn more, visit www. littlesmilesfl.org.

About The Feast Of Little Italy

It began 25 years ago with a dream and a vision to create an experience rich in Italian culture to share. With family tradition and values at the core of its mission, the Feast continues to serve as the signature event that brings together generations in a celebration of marked contributions by great Italians. Through food, music, art, and history, the three-day festival encourages the community to come together, emphasizing the importance of family. We remain dedicated to staying mindful about the

hardships that our ancestors endured in migration to this great country and proud of our Italian American heritage. About Galbani Cheese

First crafted in Italy by Egidio Galbani in 1882, Galbani® cheeses have long been the No. 1 cheese brand in Italy. For over 130 years, Galbani cheese has been delighting families all over Italy. Today, the Galbani brand brings its timeless tradition from Italy to the American table with the delicious taste of mozzarella, ricotta, fresh mozzarella and snack cheese made and sold in the United States. Galbani® cheese is a leading brand of the Lactalis American Group, Inc. (LAG). Headquartered in Buffalo, NY, LAG is a subsidiary of Parmalat S.p.A., an Italian public entity majority-owned by France-based Groupe Lactalis – the world’s largest producer of premium cheese. LAG produces a wide array of cheese products, including a variety of specialty cheeses available to retail, food service and industrial customers. For more info on Galbani, please visit www.galbanicheese.com. ©2018 Lactalis American Group, Inc., Buffalo, NY 14220. Galbani is a registered trademark of Egidio Galbani S.r.l.

Photos by Kevin Sinicki

Reminder From The POA/ARC

POA documents require that all residents apply for POA and HOA approval prior to making any changes to the exterior of your home, including but not limited to tree removal or planting, new landscaping, painting, roofing, additions or construction, fencing, hurricane shutters, impact glass, play equipment, garage door replacement or any other change, you must contact the PGA POA Architectural Review Committee for approval. Information and forms are available at www.pga-poa.com under the “Documents & Forms” heading or call 627-2800.

Thank you, Jack Hughes, Chairman, POA ARC

Samantha Fisher, M.D., F.A.A.D., sees patients of all ages at the Dermatology Associates in the Palm Beach Gardens office after more than 13 years of experience practicing medical, cosmetic dermatology and Mohs surgery for skin cancer treatment.

Dr. Fisher received her Medical and Bachelor of Science degrees with honors from the University of Florida, where she completed her postgraduate training, including serving as Chief Resident in Dermatology.

Her past professional experience includes providing Dermatology services to patients in Stuart , FL from 2013-2024, Naples, FL from 2012-2013, and as Clinical Assistant Professor at the University of Florida Department of Dermatology in Gainesville, FL from 2011-2012.

Dr. Fisher looks forward to providing you with excellent dermatology care.

Dermatology Associates of the Palm Beaches is a group practice of board-certified dermatologists and fellowship-trained Mohs surgeons providing general dermatology, surgical dermatology, and cosmetic dermatology services. These physicians trained at some of America’s great medical institutions and conduct research into the most advanced treatments. Our physicians are also recognized leaders in the diagnosis and treatment of skin cancer.

Make an appointment to see Dr. Fisher in Palm Beach Gardens at 10355 N. Military Trail, Suite A, by calling (561) 622-6976. www.greatderms.com

Inspiring The Next Generation: STEM, History, And Living Legends At The 2025 Stuart Air Show

Nov. 7 To 9, Witham Field

The 2025 Stuart Air Show is more than breathtaking aerobatics and roaring jet engines—it’s also about education, inspiration and giving families a chance to experience history up close. This year, the show is expanding its community reach with a focus on STEM learning opportunities for students, interactive activities for families and a once-in-a-lifetime chance to fly in one of the rarest aircraft in the world.

Friday STEM Event

On Friday morning, Nov. 7, before gates open to the public, the Stuart Air Show will welcome nearly 300 local school-aged children for a closed STEM education event. Students will explore aviation and engineering concepts through hands-on activities and presentations led by local aviation businesses, STEM organizations and the pilots and crews of the aircraft on site. This unique opportunity sparks curiosity and highlights career paths in science, technology, engineering and math, ensuring the next generation is as inspired by aviation as the generations before them.

STEM Scavenger Hunt For Families

STEM learning continues all weekend long with a STEM Scavenger Hunt, sponsored by Dave & Buster’s, on Saturday and Sunday. Families attending the show can pick up a scavenger hunt card at the gate and collect stamps from STEM exhibitors throughout the venue. Once completed, kids can turn in their cards to receive a $10 Dave & Buster’s Power Card—a fun way to combine learning with play while encouraging exploration of all the exciting educational exhibits at the show.

The Legendary B-29 Superfortress “Doc” History comes alive with the arrival of the B-29 Superfortress “Doc”, one of only two B-29s still flying in the

entire world. This legendary World War II aircraft will land at Witham Field on Thursday afternoon, giving the public a chance to witness a rare piece of aviation history taxi in before the weekend festivities.

Even more thrilling, “Doc” will be offering rides out of the Vero Beach airport during its Treasure Coast visit. Passengers will have the extraordinary opportunity to fly inside a piece of history, experiencing what airmen of the Greatest Generation once did. Seats are limited, so aviation enthusiasts should keep an eye on stuartairshow.com for ride announcements and ticket availability.

Community, Family And Fun

While STEM and history shine brightly this year, the Stuart Air Show remains a full family event from start to finish. The weekend kicks off with the Friday Night Air Show and Dirty Flight Suit Party presented by TD Bank, featuring illuminated aerobatics, a fireworks finale and a choreographed drone show. On Saturday and Sunday, gates open at 9 a.m. with world-class flying from 11:30 a.m. to 5 p.m., plus interactive exhibits, food vendors and community displays.

The show also honors service by offering discounted tickets for veterans, seniors, and youth, ensuring the event is accessible for families across the Treasure Coast.

Honoring The Past, Inspiring The Future

Director of Operations Chrissy Valvano shared, “The Stuart Air Show is about more than entertainment—it’s about celebrating our history, inspiring our community and sparking passion in the next generation. From the B-29 to STEM programming for kids, we are proud to connect past, present and future through aviation.”

Event Details Nov. 7 to 9

1895 Flying Fortress Ln., Stuart, FL 34996

Tickets on sale now at stuartairshow.com

From STEM education to living history, the 2025 Stuart Air Show is where history takes flight and the future soars. Join us this November—Honoring the Past, Inspiring the Future.

Palm Beach County Property Appraiser’s Office

Dear Taxpayer,

Hello, October! As the weather begins to cool and we head into the final months of the year, our office is preparing to certify the 2025 ad valorem tax roll to the Palm Beach County Tax Collector’s Office. As always, the tax collector will mail the 2025 property tax bills on November 1.

It is also petition season. Property owners who disagree with their property assessment or were denied an exemption and filed a petition will soon have hearings scheduled by the Value Adjustment Board (VAB), led by the Palm Beach County Clerk of the Circuit Court and Comptroller. Each year, petitions typically account for less than 1% of the total parcels in Palm Beach County, but we encourage you to learn more about the process if you filed one. Information is available on the VAB website (Value Adjustment Board (VAB) / Clerk of the Circuit Court & Comptroller, Palm Beach County).

In this month’s newsletter, a brief overview of “Maximizing Your Property Tax Savings,” and an explanation of the Recapture Provision. I hope you find this information helpful.

Stay Connected

For questions, visit www.pbcgov.org/PAPA, call us at (561) 355-3230, or email PAO@pbcgov.org.

Respectfully, Dorothy Jacks, CFA, FIAAO, AAS, Palm Beach County Property Appraiser

Maximize Your Property Tax Savings

As we enter the final months of the year, this is the perfect time to review your homestead exemption status and see whether you qualify for additional property tax savings.

• Limited Income Senior Exemption – For property owners 65 or older with an adjusted gross income below the 2025 income limit (to be announced by the Florida Department of Revenue early next year. This year’s limit was $37,694). Several municipalities also offer additional exemptions.

• Widow/Widower Exemption – Provides tax relief to surviving spouses who have not remarried.

• Living Quarters for Parents or Grandparents Exemption (“Granny Flat”) – Reduces the assessed value for new living quarters added to a homesteaded property for a parent or grandparent.

Drainage Information

From Northern Palm Beach County Improvement District

Why do some yards flood after large quantities of rain? The simple answer is according to most approved drainage designs, some water is meant to be temporarily stored in public recreational areas, yard swale and streets. The excess surface water slowly drains to community lakes or on-site ponds via street and yard drainage grates and/or via swales, ditches and canals. The more complex answer is that each yard is different . Some yards have drainage swale areas. These are areas that are sloped to catch water and filter out pollutants as water is absorbed into the ground. Some yards direct water to the community drainage system as run-off with very little water retained in the yard. Familiarize yourself with how your yard was built to determine how water drains from your home.

• Disability Exemptions – Available for individuals with qualifying disabilities, with full or partial relief depending on circumstances.

A full list of exemptions, income limits, and qualifying municipalities is available on our Do You Qualify page (www.pbcpao.gov/do-you-qualify.htm).

2025 Updates And Highlights: Understanding “Recapture”

This year, many property owners are noticing something unusual: Even though market values for some properties have flattened or even declined, their assessed value still increased.

The reason is a state law known as the Recapture Provision, which is part of Florida’s Save Our Homes (SOH) Amendment and related constitutional caps.

• For homesteaded properties, the SOH amendment limits annual increases in assessed value to 3% or the Consumer Price Index, whichever is lower.

• For non-homesteaded residential and commercial properties, a constitutional amendment approved in 2008 limits annual increases to 10%.

These caps protect property owners from big jumps when market values rise sharply. But when values level off or decline, the recapture provision requires assessed values to keep increasing each year by up to the cap amount (3% or 10%) until they catch up with market values. As a result, more than 20% of Palm Beach County properties were affected this year, including homes, condos, and commercial properties.

For a clear explanation, watch our short video on recapture here: Rising Tax Bills in a Flattening Market –YouTube.

Holiday Schedule

Our office will remain open on Columbus Day, Oct. 13, this year. We look forward to serving you during our regular business hours.

Carlin Park Welcomed Athletes For The 39th Annual Tampa General Hospital Loggerhead Triathlon

The Tampa General Hospital Loggerhead Triathlon once again delivered an unforgettable day of athleticism and community spirit at Carlin Park in Jupiter. Despite rough ocean conditions that led to the cancellation of the swim portion, athletes demonstrated remarkable resilience, powering through a thrilling bike and run course along Florida’s scenic coastline.

Friends, family, and volunteers lined the route, filling the morning with cheers, encouragement, and nonstop energy. From seasoned competitors to first-time participants, the Loggerhead Triathlon embodied determination, camaraderie and the spirit of Palm Beach North.

“This year’s race is a true testament to the strength of our athletes and the heart of our community,” said Brian Elkins, vice president of Events and Community Engagement at the Palm Beach North Chamber of Commerce. “Even when Mother Nature had other plans, the passion, grit and support

on display was inspiring. The Loggerhead Triathlon is a meaningful tradition for our community and a celebration of what makes our community so special.”

Adding to the excitement, Bronco Wild Fund and the South Florida Ford Dealers, this year’s Clean Coast Collective Sponsor, activated all weekend long with their Bronco at the Beach experience. Athletes and spectators enjoyed Bronco test drives on Friday and Saturday, a lively meet-up and triathlon watch party, and the chance to enter to win a Bronco. Their partnership also extended to meaningful environmental impact. With the help of 110 participants, the Bronco Wild Fund-led beach cleanup at Loggerhead Marinelife Center successfully removed 13.7 pounds of debris from the marine environment, reinforcing the triathlon’s commitment to preserving the coastline that makes the race so unique. Our second beach cleanup with Friends of Jupiter Beach was Sept. 20. All are welcome to join.

Since its inception in 1985, the Tampa General Hospital Loggerhead Triathlon has built a legacy, attracting athletes from across the country who are drawn

to its stunning ocean-side course, welcoming atmosphere, and high level of competition. It has become a staple on the southeast race circuit, fostering the growth of some of the top triathletes in the United States.

For more details on the race or to stay connected with future events, visit loggerheadtriathlon.com or follow them on social media.

This event is produced by the Palm

Commerce and presented by Tampa General Hospital.

Brian Elkins, Katie Velotta, Cressa Bronson, Stewart Auville, Brittany Cartwright, Noel Martinez, Jill Mondo, Sean Reed, Cara Sentelik, Chloe Grffin
Finish line celebrations
Swim start
Bri Bock, Marybeth Klein, Cara Sentelik
Beach North Chamber of
Traci Rollins, Noel Martinez, Jill Zerkowski, Mary Aguiar, Jennifer Roe
Lopez enjoyed
Curacao.

Tour World-Class Recycling And Renewable Facilities Right In Your Backyard This America Recycles Day

The Solid Waste Authority of Palm Beach County (SWA) is celebrating America Recycles Day with an open house to show county residents how four million tons of garbage and recyclables are responsibly, efficiently and economically managed each year.

This free family-friendly adventure is happening Sunday, Nov. 2, from 9 a.m. to 1 p.m. at the SWA’s Education Center, 6751 N. Jog Road in West Palm Beach.

Come see how your blue and yellow recycling bin materials are processed, and watch your garbage get processed into energy at the cleanest, greenest, most efficient renewable energy facility in North America (some say the world). To add to the fun, there’ll be more than 50 vendors and food trucks, arts and crafts, kids’ games, face painting, a heavy equipment expo and more.

Event attendees will have the opportunity to take selfguided tours of the:

• LEED Platinum Education Center where they can learn how waste is handled from curb to the SWA, and see fossils that were dredged up from the SWA’s main campus.

• Renewable Energy Facility 2 (waste-to-energy) to learn how everything that’s placed into the garbage in Palm Beach County is converted to clean energy that powers 90,000 homes.

• Recovered Materials Processing Facility (recycling) to see first-hand that recycling is alive and well in Palm Beach County, all while celebrating Palm Beach County’s state-leading recycling rate for the past three years (90% in 2024, 84% in 2023 and 80% in 2022).

Interactive portions of the event include:

• Participating in the Plastic Bag Xchange2 Program.

◦ Turn in two empty and clean single-use plastic shopping bags to receive two recycling bags in exchange. Use your new bags in your kitchen to conveniently sort and separate your recyclables before placing them into your curbside bins.

• Dropping off lithium batteries.

◦ When lithium batteries are irresponsibly disposed of, they can start a fire. Do your part and be fire smart by safely disposing of your lithium batteries at the event.

• Taking home a free tree.

◦ Palm Beach County residents can receive two trees per household, with one fruit tree maximum, while supplies last. The tree giveaway is sponsored by Keep Palm Beach County Beautiful, in partnership with Community Greening.

The SWA will also be handing out recycling bins for free to Palm Beach County residents who need them for household recycling.

Learn more about Celebrate America Recycles Day With the SWA.

Directions To The Event

• From the Turnpike: Take Exit 107, Beeline Highway (SR 710). Make a left (south) onto N. Jog Road. Cross Beeline Highway. Follow signs to the event, which will be on your right.

• From I-95 North: Take Exit 76, Blue Heron Boulevard (SR 708) and head west. Cross Military Trail. Pass the VA Hospital. Merge right onto the Beeline Highway. Make a left (south) onto N. Jog Road. Follow signs to the event, which will be on your right.

• From I-95 South: Take Exit 74, 45th Street (CR 702) and head west. Cross Military Trail, Haverhill Road and the Turnpike overpass. Follow signs to the event, which will be on your left.

America Recycles Day, a program of Keep America Beautiful, is a nationally-recognized day dedicated to promoting and celebrating recycling in the United States. Every year, on or around Nov. 15 (America Recycles Day), event organizers educate neighbors, friends and colleagues through thousands of events nationwide.

IMPERIUM HOME REMODELING

The Golf Learning Center at Jonathan’s Landing

Understanding Your Alignment Trends

The next time you are on the practice tee with one of your buddies ask him this question, “Where are you aiming?”

Sometimes he’ll say “I don’t know,” or give you a general area in which he believes he is aiming. Other times he might give you a specific target which is better than the first answer. Now look as he sets up to his shot where he is actually aiming in reference to where he believes he is aiming and watch where a few of his shots go. If you have even see a player who lines up differently than where he is mentally aiming on the practice tee you can now see why swing flaws like “over the top” and “excessive hand action” through impact originate from! The downswing flaws are reactions to the poor alignment at address because the body knows it is lined up incorrectly and is doing all it can do in order to push, pull, or curve the ball back towards your mentally selected target. Now whenever I point this out to someone during a lesson I usually get the following response, “Oh, I wasn’t really taking my time aiming or paying attention.” Which leads me to ask the follow-up question, “Then how do you expect to hit the ball where you want then?” So the next time they line up I ask them to pay attention to where they are aiming and hit me the same shot. And you can bet the same poor alignment occurs more often than not. It’s at this point I begin to tell my student just how to line up and 99 times out of 100 I get interrupted with something like, “I know how to line up, etc. …” But do they really?

Everyone struggles with their alignments over time – Tiger, Bubba, me and you. It is hard to line up something from the side of it as we do in golf so building a practice station is a must when you practice in order to always give your body the proper information it needs to build a repetitive and consistent swing motion.

• Target-Line Stick – align this stick directly at the flag you are trying hit on the green. This is your “target-line,” and in a perfect world the ball would sit on top of this line as you hit it, just like it would sit on the stripe on a road aimed at your target.

• Body Alignment Stick – place the inside stick parallel to your ball’s target-line stick as shown above. This will be the line your feet, knees, hips, forearms and shoulders will be set on.

Wait you say ... my body isn’t aiming at the flag! It’s aimed parallel left of my target, is this correct? This is where I get 99% of my students regarding their “idea” of alignment.

Remember if you turn your body to aim at the flag then the ball’s target-line will normally be parallel to that placing your actual ball’s aim out to the right of where you are trying to hit the ball! If this persists then you will grow tired of hanging the ball out to the right and one of two things will happen: 1) you will begin to come over the top so you can “pull” the ball back towards your target or 2) you will start to hit an exaggerated hook by rolling your hands through impact trying to curve the ball back to the pin!

Now of course in order to make the ball curve and/or hit special shots from time to time you will aim your body across your target-line but in most cases we would prefer that you stay parallel until you can master that fundamental.

• Ball Position Stick – place a stick between your feet at 90 degrees to your body alignment stick to mark where you will place the ball. When I place this stick people instantly

understand where their actual ball position is in relation to their feet. The hard thing is that when you begin to aim your body to the left or to the right of your ball’s target-line you will find that it gives you a false impression of where the ball is in your stance.

Making sure your ball, body, and ball’s position are correlated is the key to building a consistent swing. I would bet that 75% of the people that come to see me for swing issues are incorrectly lined up and as we stated above this will cause a whole other host of issues. Thus, if you are hitting the ball poorly begin by building a practice station and I bet you will find that you will “find” your swing once again!

Financial Focus®

No matter what stage of your life you’re in—caring for children, working toward retirement or planning your legacy— unforeseen events like a job loss, a major illness or even a stock market drop could derail what you’re working so hard to achieve financially.

With your future at stake, you may want to get guidance from a financial professional who can develop a personalized financial strategy to help you navigate life’s curveballs.

Here are specific ways a financial advisor can help.

• Create a customized long-term strategy. This is the first step to weather unforeseen events. You may have several long-term investing goals—your retirement, your child’s education or perhaps a dream vacation. A financial advisor can help you build a strategy specific to your goals and risk tolerance. This will include prioritizing those goals, building a path toward each and pivoting your strategy as markets shift and needs change.

• Set realistic expectations. Successful investing requires discipline and patience—most individual investors make their money over time, not overnight. Start by setting realistic timelines to reach each of your goals. And don’t be surprised if you need to make trade-offs, like working an extra year to help fund your retirement dream home. It’s realistic to expect you’ll hit some bumps in the road. Perhaps the markets will drop and the value of your portfolio may follow. (It’s also realistic to expect they will rebound, as they have historically. Of course, past performance of the markets is no guarantee of what will happen in the future.) A financial advisor can help you keep your emotions in check no matter what comes your way and stay focused on the long term, knowing you have a customized strategy in place.

• Diversify your investments. The foundation for your portfolio is your asset allocation, or how you divide your assets among stocks, bonds, cash and other investments. Different investments behave differently in various market conditions, so maintaining a good mix can help better weather market fluctuations than putting “all your eggs in one basket.” Finding the right diversification mix, and keeping it balanced despite what the market does, can get complicated, but it’s almost second nature for a good financial advisor. All investments do carry risk, and asset allocation doesn’t ensure a profit or protect against loss in a declining market.

• Keep a long-term outlook. It’s easy to become distracted by the latest headline, expert prediction or market swing. However, if these events don’t change your long-term outlook, there probably isn’t a reason to make changes to your strategy. In fact, these declines often present good opportunities if you’re a long-term investor,

so use them to your advantage—your financial advisor can show you how.

• Keep your emergency savings well-funded. This is your “rainy day” fund, and an unexpected event may constitute a rainy day. For most people, maintaining three to six months of total expenses in emergency savings is appropriate. The specific amount depends on factors like your risk of unexpected expenses or temporary loss of income, and how much you value being confident that you can weather financial emergencies. A financial advisor can help you determine what your emergency savings should look like.

Unexpected events are part of life. You can’t predict them, but you can prepare for them. No matter what is going on around you, having a professional by your side can help set you up to navigate them confidently.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Edward Jones, Member SIPC.

Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C.

Edward Jones, its employees and financial advisors cannot provide tax advice. You should consult your qualified tax advisor regarding your situation.

Contact us at (561) 748-7600, Sally Sima Stahl, CFP ® , AAMS™, 1851 W. Indiantown Road, Ste. 106, Jupiter, FL 33458.

Benzaiten Center For Creative Arts

The Most Exciting Visiting Artist Lineup Yet!

The Benzaiten Center’s “Visiting Artist Programming” has become one of the most talked about cultural events in Palm Beach County. We are the only venue in the state of Florida producing these types of events. They have become so popular that every event last year was filled to capacity at 150 people! Thus, this year we have decided to expand our offerings. For the first time we are hosting an “Artist BlowOut” in November featuring Hawaiian artist, Evan Schauss, who will also be here for a one-week residency.

We are also bringing in the Corning Museum of Glass’ Hot Shop Manager, George Kennard, to act as lead for our much anticipated “South Florida Artist Showdown” held in December. Another first comes a month later in January when we host a “Double-Header Artist BlowOut.” Instead of featuring just one glassblower in the hot shop like we do for our normal Artist Blow-Outs, we will be featuring Baltimore glassblower, Tim McFadden and Coloradan flame-worker, Sibelle Yuksek, demonstrating side by side in real time!

Because of the overwhelming popularity of our Visiting Artist Programming, there has been an increasing demand to install livestreaming and a large screen monitor. Livestreaming will make even more people aware of our wonderful programming and the large screen monitor will enhance the viewing pleasure for our audience, especially for those not sitting in the reserved, premium seats. It will also help when featuring flame-workers in the hot shop. Flameworkers create on a much smaller scale than glassblowers, so a large screen will help display their intricate work.

Our Visiting Artist Programming runs from November through April with an Artist Blow-Out once a month. We usually schedule two “Meet the Artist” dinners a year for more well-known artists. These dinners are very elegant sitdown affairs held in the center’s beautiful gallery. During the cocktail hour guests are treated to a short glassblowing demo by the featured artist followed by a power-point lecture during the dinner’s dessert course. This gives people a chance to learn about these artists, their creative process and what other artists may have influenced them. The Artist Blow-Outs feature the artists doing a three-hour long demonstration. These entail a fiery dance between the featured artist and at least four supporting Benzaiten staff members. It’s a tremendous display of interlacing movements all devoted to the creation of one large work of glass art. All this is along

with live music, generous nibbles and drinks explains why they’re always sold out.

Since all these events sell out, we urge you to check the schedule below and start reserving your spots now. Artist Blow-Outs are $25 per person for general admission, $50 for premium seating. The Meet the Artist dinners are capped at 40 people and the price per person is $100.

Visiting Artist Schedule For 2025-2026

Hawaiian Glassblower, Evan Schauss Friday, Nov. 7, 6:30 to 9:30 p.m.

South Florida Showdown at the Benz Corning Glassblower, George Kennard And Other South Florida Artists Friday, Dec. 12, 6:30 to 9:30 p.m.

Double Header Blow-Out Featuring: Glassblower, Tim McFadden Flameworker, Sibelle Yuksek Friday, January 16, 2026, 6:30 to 9:30 p.m. Both artists will be performing in the hot shop.

Seattle Glassblower, Jason Christian February 19 and 20, 2026

Thursday: Meet the Artist Dinner, 6:30 to 8:30 p.m. Friday: Artist Blow-Out, 6:30 to 9:30 p.m.

Seattle Glassblower, Danny White Friday, March 27, 2026, 6:30 to 9:30 p.m.

Belgium/American Glassblower, John Moran Winner of Netflix’ Blown Away Third Season April 16 and 17, 2026

Thursday, Meet the Artist Dinner, 6:30 to 8:30 p.m. Friday, Artist Blow-Out, 6:30 to 9:30 p.m.

www.benzaitencenter.org (561) 508-7315 inspired@benzaitencenter.org

Hawaiian artist, Evan Schauss, will be featured our November’s Artist Blow-Out
Seattle glassblower, Jason Christian’s signature glass dragons

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