Automatically covered leisure activities and sports
You are automatically covered when training for or participating in any of the leisure activities or sports listed in this section, on a recreational basis during your Journey, subject to any provisions, limitations or exclusions noted by the relevant sport or activity and provided that:
1. You have not been advised by a Doctor against participating in such sport or activity;
2. You wear the recommended/ recognised safety equipment;
3. You follow safety procedures, rules and regulations as specified by the activity organisers/providers;
4. Asterisks are used to indicate for all activity, a particular cover is not offered categories above where, for a specific activity, a particular cover is not offered activity, a particular cover is not offered;
*= Excludes Personal Accident Cover
*= Excludes Personal Accident Cover
*= Excludes Personal Accident Cover and Personal Liability Cover.
• Aikido
• Arm wrestling
• All-Terrain Boarding
• Arctic Winter Games
• Archery
• Aquathlon
• Abseiling*
• Air Rifle
• Assault Course
• Badminton
• Baseball
• Beach Games
• Black Water Rafting (Life Jacket must be worn)
• Bandy
• BMX Riding
• Broomball
• Bungee Jumps (max 2 Jumps)
• Barrel Racing
• Biathlon
• Boxing**
• Bocce
• Beach basketball
• Beach cricket
• Beach football
• Beach volleyball
• Bowls
• Bowling
• Bankshot Basketball
• Biathle
• Boomerang**
• Camping
• Canoeing (life Jacket and Helmet must be worn)
• Cricket
• Cycling (Helmet must be worn)
• Caving (Public Access only)
• Carriage or Hay or sleigh rides
• Clay-pigeon shooting***
• Croquet
• Curling
• Capoeira
• Chung Moo Dee
• Campdrafting
• Canopying (organised groups only)
• Climbing to 4,500M
• Cross Country Skiing
• Coasteering
• Dinghy sailing
• Deep sea fishing
• Dry skiing
• Dragon Boating
• Duathlon
• Dressage
• Dog Sledding
• Dry Tobogganing
• Elephant riding (less than 2 days)
• Endurance Horse Riding
• Fell Walking, Fell Running
• Fencing (Provided supervised by a qualified person)
• Fishing or Angling (On inland waters only)
• Footbag (hacky sack)
• Football (Association)**
• Football (American)**
• Football (Australian)**
• Football (Gaelic)
• Farm Holiday, Farm Work (not involving use of plant machinery)
• Flying Discs
• Field Hockey**
• Figure Skating
• Freestyle Skiing
• Golf**
• Go Karting**(must wear a crash helmet)
• Gymnastics
• Gliding (with an Instructor, or qualified)***
• Grappling
• Glacier Skiing
• Gymkhana
• Ghyll Scrambling
• Gorge Walking
• Gravity Trampolining
• Hiking or Hill Walking
• High Rope Course
• Hurling
• Hang Gliding
• High Diving under 5m
• Horse Jumping, Horse Riding (must wear a helmet)
• Handball
• Hot air ballooning (Provided it is professionally organised, and You travel as a passenger only)
• Hammer**
• Handball
• Heptathlon
• High Jump
• Highland Games
• Hockey (Field)
• Horsepulls
• Hwa Rang Do
• Heli Skiing
• Hurling
• Ice skating
• In line skating
• Ice Hockey
• Iaido
• Inflatables
• Jet Skiing**
• Javelin
• Jai Alai
• Jeet Kune Do
• Jiu Jitsu
• Judo
• Kayaking (Life jacket and Helmet must be worn)
• Kite Surfing (Life jacket and Helmet must be worn)
• Korfball
• Kayak Polo
• Kabadi
• Kempo
• Kenpo
• Karate
• Kickboxing Kuk Sool Won
• Kung Fu
• Kyudo
• Kitesailing
• Lacrosse
• Land sailing
• Laser games
• Long jump
• Lapland Trip
• Luge*
• Land Luge*
• Martial Arts** (Training Only)
• Mountain Biking
• Maxi-basketball
• Mini-basketball
• Marathon Running
• Motor Rallies
• Muay Thai
• Monoskiing
• Mountainboarding
• Mounted Orienteering
• Netball
• Ninpo
• Nordic Skiing
• Nerf Guns
• Orienteering
• Overnight Stay on a Canal / Barge
• Paintball**(Eye Protection must be worn)
• Parascending / Parasailing (over water only)
• Parachuting* (Solo or Tandem excludes base jumping)
• Paragliding over land*
• Paddleball
• Pony Trekking
• Pole Vault
• Pentathlon
• Polo
• Polo Crosse
• Power Kiting
• Roller skating
• Roller blading
• Rounders
• Rowing
• Rambling / Trekking between 2,001m and 4,200m
• Rambling / Trekking between 4,201m and 6,000m (Professionally organised Trips with experienced operators, maximum age 45 years)
• Rock Climbing (under 2,000m) (Organised tours only)
• Rock Scrambling (under 4,000m)
• Rugby Union / League
• Race Walking
• Racquetball
• Raft Building
• Running
• Rifle Range**
• Roller Derby
• Safari (IRL / UK organised)
• Sail boarding
• Sailing within territorial waters
• Sightseeing
• Scuba diving (see restrictions below)
• Snorkelling
• Squash
• Surfing
• Sea Canoeing (Life jacket and Helmet must be worn)
• Sea Fishing
• Segway
• Skiing
• Ski-Diving*
• Shot Put
• Soccer
• Softball
• Streetball
• Swimming
• Sea Kayaking
• Silat
• Skateboarding
• Sumo
• Sandboarding
• Shinty
• Show Jumping
• Skeleton
• Ski Acrobatics*
• Ski Stunting*
• Ski Training / Racing*
• Ski Doos (supervised)
• Snow Biking***
• Snowmobiles*(supervised)
• Snowshoeing
• Snowsurfing / Snowboarding
• Soaring
• Speed Skating*
• Sea Traversing
• Tennis
• Tour operated safari
• Track events
• Trekking (under 2,000 metres altitude)
• Trail Running
• Table Tennis
• Team Handball
• Trekking on foot not in remote or mountainous areas
• Triathlon
• Triple Jump
• Tug of War
• Twirling
• Trampolining
• Tae Kwon Do
• Tae Soo Do
• Soo Bahk Do, Tchoukball
• Trail Riding (Helmet must be worn)
• Trail Running
• Tukong Moosul
• Tobogganing
• Theme Parks
• Underwater Hockey
• Unicycling
• Volleyball
• Via-Ferrate (Life jacket and Helmet must be worn)
• Vaulting
• Visiting a Mine (Public access & supervised only)
• Water Polo
• Water Tubing
• White Water rafting (Life jacket and Helmet must be worn)
• Water-skiing**
• Windsurfing
• War Games
• Weightlifting
• Wakeboarding
• Watercross
• Winter Triathlon
• Wing Chun
• Wrestling
• Wild Life Parks
• Woodcrafting
• Yachting (Racing / crewing inside territorial waters only)
• Zorbing*
• Zip Lining / Trekking (Safety harness must be Worn)
Please note if an activity is not listed it must be referred to Adam Shiels by email for approval
E adam.shiels@marsh.com
Scuba Diving
Down to 20 metres if qualified and not diving alone or accompanied by a qualified instructor. Non Incidental / down to 40m if qualified and not diving alone or accompanied by a qualified instructor.
Scuba diving – scuba diving to the following depths. Provided the Insured is diving under the Direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone:
• PAD I Open Water – 18 metres
• PAD I Advanced Open Water – 20 metres*
• BSAC Ocean Diver – 20 metres
• BSAC Sports Diver – 30 metres*
• BSAC Dive Leader – 30 metres*
Excluded Activities – Chubb cannot provide cover for any activity listed below
• Bobsleigh
• Caving
• Hapikido
• Ice Climbing
• Canyoning
• Quad Biking / ATV
• Microlighting
• Sailing (Non- Standard)
• Yachting - outside territorial waters.
