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7351 HAPPY CANYON RD, SANTA YNEZ 52BD/58BA; ±554 acres • $24,750,000 Kerry Mormann & Associates / Joe Ramos 805.689.3242 / 805.680.6849 LIC# 00598625 / 02040488
2840 HOLLY RD, SANTA BARBARA 2BD/2½BA • $5,295,000 • 2840HollyRoad.com Knight Real Estate Group, 805.895.4406 LIC# 01463617
110 S KELLOGG AVE, GOLETA
423 W MONTECITO ST #D, SANTA BARBARA
3BD/2BA • $1,495,000 Deborah Samuel, 805.570.6680 LIC# 02119798
2BD/2BA • $1,250,000 Ali Evans, 805.980.8007 LIC# 01846603
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4701 CALLE REINA, SANTA BARBARA
639 ROSKILDE RD, SOLVANG
2BD/2BA • $1,095,000 Kathy Hughes, 805.448.4881 LIC# 00521702
2BD/1½BA • $669,999 Dianna Zlaket, 805.390.8382 LIC# 01701860
©2026 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation. Santa Barbara office; award based on 2025 production of 1,361 offices in the Berkshire Hathaway HomeServices Global Network.
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7200 HIGHWAY 1, LOMPOC ±2,688 acres • $13,000,000 Kerry Mormann & Associates, 805.689.3242 LIC# 00598625
1700 GYPSY CANYON RD, LOMPOC 4BD/2BA; ±41 acres, vineyard • $3,950,000 Laura Drammer / Cammy Pinoli 805.448.7500 / 805.452.9725 LIC# 01209580 / 02074002
290 E HIGHWAY 246, BUELLTON ±10.26 acres • $3,200,000 Cammy Pinoli / Laura Drammer 805.452.9725 / 805.448.7500 LIC# 02074002 / 01209580
970 COLLEGE CANYON RD, SOLVANG 4BD/4½BA; ±5.24 acres • $2,999,999 Laura Drammer, 805.448.7500 LIC# 01209580
O P E N S AT 1 1 - 1
O P E N S AT 1 - 3 / S U N 2 - 4
1631/1633 FREDENSBORG WY, SOLVANG 5BD/4BA + 3BD/2BA GH, pool • $2,795,000 Laura Drammer, 805.448.7500 LIC# 01209580
1450 W HIGHWAY 246, BUELLTON 2 homes; ±20.85 acres, river access • $2,695,000 Jamie Jo Sim, 805.689.5799 LIC# 01234347
4215 WOODSTOCK RD, SANTA YNEZ 4BD/3BA • $2,195,000 Claire Hanssen / Brett Ellingsberg 805.680.0929 / 805.729.4334 LIC# 00887277 / 01029715
3300 CATALINA RD, LOMPOC 3BD/5BA • $1,999,000 Glynnis Mullenary, 805.705.5206 LIC# 01748187
651 FOXEN LN, LOS ALAMOS 4BD/2½BA • $1,895,000 The Ealand Group, 805.698.9902 LIC# 01766178
1634 ELM AVE, SOLVANG 5BD/3BA • $1,645,000 Randy Freed & Kellie Clénet 805.895.1799 / 805.705.5334 LIC# 00624274 / 01434616
870 LASALLE CANYON RD, LOMPOC 3BD/2BA • $1,295,000 Joe Ramos / Kerry Mormann 805.680.6849 / 805.689.3242 LIC# 02040488 / 00598625
812 VINTAGE WY, LOS ALAMOS 4BD/3BA • $1,175,000 The Ealand Group, 805.698.9902 LIC# 01766178
1544-1546 OAK ST, SOLVANG 4BD/2BA • $1,110,000 Brooke Fraser, 805.550.8601 LIC# 01968328
2988 TEPUSQUET RD, SANTA MARIA 3BD/2½BA • $975,000 Jody Neal / Jasper Rhodes 805.252.9267 / 805.708.8136 LIC# 01995725 / 02220808
397 SAVANNA DR, LOS ALAMOS 3BD/2BA + pool; cul-de-sac • $835,000 Laura Drammer, 805.448.7500 LIC# 01209580
241 DEMING WY, SANTA YNEZ 3BD/2½BA • $738,000 Deanna Harwood, 805.325.1452 LIC# 00999839
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©2026 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation. Santa Barbara office; award based on 2025 production of 1,361 offices in the Berkshire Hathaway HomeServices Global Network.
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1130 GARDEN LN, MONTECITO 5BD/5+(2)½BA • $17,500,000 Dan Encell, 805.565.4896 LIC# 00976141
610 OLIVE RD, MONTECITO 5BD/4BA • $10,875,000 Cristal Clarke, 805.886.9378 LIC# 00968247
663 LILAC DR, SANTA BARBARA 5BD/6+(3)½BA • $10,500,000 Cristal Clarke, 805.886.9378 LIC# 00968247
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850 ROCKBRIDGE RD, MONTECITO 5BD/3+(2)½BA • $8,995,000 850RockbridgeRoad.com Marsha Kotlyar Estate Group, 805.565.4014 LIC# 01426886
2000 SANDY PL, MONTECITO 3BD/3½BA • $9,450,000 Dan Encell, 805.565.4896 LIC# 00976141
OPEN SAT 1-4
6855 SANTA ROSA RD, BUELLTON ± 38 acres, winery, tasting room • $4,750,000 Laura Drammer / Robert Rauchhaus 805.448.7500 / 805.705.8512 LIC# 01209580 / 01891927
6150 BAJA VISTA DR, SOMIS 3BD/4BA; ±3300sf • $4,000,000 Kerry Mormann & Associates, 805.689.3242 LIC# 00598625
928 VIA LOS PADRES, SANTA BARBARA 3BD/3BA • $3,995,000 928ViaLosPadres.com Knight Real Estate Group, 805.895.4406 LIC# 01463617
1269 CAMINO MELENO, SANTA BARBARA 5BD/3BA • $3,699,000 Chase Enright, 805.708.4057 LIC# 01800599
3324 CAMPANIL DR, SANTA BARBARA ±1.01 acres • $2,995,000 Cristal Clarke, 805.886.9378 LIC# 00968247
360 PEBBLE HILL DR, SANTA BARBARA 3BD/2½BA • $2,499,000 Bartron Real Estate Group / Peggy Reagan 805.563.4054 / 805.679.3882 LIC# 01005021 / 01341553
5445 TREE FARM LN, SANTA BARBARA 3BD/3BA • $2,388,000 Lisa Foley, 805.252.2271 LIC# 01995513
546 ARBOL VERDE ST, CARPINTERIA 3BD/2BA • $2,295,000 Jessica Stovall & Lindsey Densmore 805.698.9416 / 310.991.6439 LIC# 01887272 / 02162929
OPEN SAT 2-4
OPEN SAT/SUN 1-3
206 VALHALLA DR, SOLVANG 3BD/3BA • $2,295,000 Karin Aitken / Rhoda Johnson 805.252.1205 / 805.705.8707 LIC# 00882496 / 01070384
117 SANTA CRUZ BL, SANTA BARBARA 3BD/2BA • $2,250,000 Team Shotwell, 805.448.5307 LIC# 02071607
529 HIGH GROVE AVE, GOLETA 4BD/3BA • $2,100,000 Christina Gates, 805.722.6074 LIC# 02262449
4825 RIM RD, SANTA BARBARA 2BD/2½BA • $1,895,000 Ken Switzer, 805.680.4622 LIC# 01245644
2775 QUAIL VALLEY RD, SOLVANG 4BD/3BA • $1,795,000 Laura Drammer / Cammy Pinoli 805.448.7500 / 805.452.9725 LIC# 01209580 / 02074002
OPEN SUN 1-3
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6123 CRAIGMONT DR, GOLETA 4BD/2½BA • $1,750,000 Chase Enright, 805.708.4057 LIC# 01800599
2030 GILLESPIE ST, SANTA BARBARA 3BD/2BA • $1,695,000 Avi Becker, 805.944.2653 LIC# 02076584
4024 GREEN HERON SPRING RD, CARP 3BD/2½BA • $1,550,000 Joe Parker, 805.886.5735 LIC# 01314939 / 01457796
208 CALLE SERRENTO, GOLETA 3BD/2BA • $1,525,000 Deborah Samuel, 805.570.6680 LIC# 02119798
569 SWEET RAIN PL, GOLETA 3BD/2½BA • $1,250,000 Lisa Lee / Hristo Hristov 805.451.7722 / 805.284.8471 LIC# 01062109 / 01978598
OPEN SUN 2-4
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6627 FATHOM WY, GOLETA 3BD/2½BA • $1,195,000 Thomas Schultheis, 805.729.2802 LIC# 01847740
211 MENLO DR, BUELLTON 3BD/2½BA • $1,045,000 Laura Drammer / Cammy Pinoli 805.448.7500 / 805.452.9725 LIC# 01209580 / 02074002
1701 ANACAPA ST #8, SANTA BARBARA 2BD/2BA • $885,000 Katie Spieler / Kathy Spieler 805.245.4582 / 805.895.6326 LIC# 02172820 / 00851281
OPEN SUN 2-4
407 NORTHRIDGE RD, SANTA BARBARA 6BD/4BA • $3,375,000 407Northridge.com Knight Real Estate Group, 805.895.4406 LIC# 01463617––
1121 SAN ANDRES ST #D, SB 3BD/3BA • $1,199,000 Annette Vait, 805.886.1926 LIC# 02044281
©2026 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation. Santa Barbara office; award based on 2025 production of 1,361 offices in the Berkshire Hathaway HomeServices Global Network.
813 ROMERO CANYON RD, MONTECITO 5BD/7BA • $24,500,000 Josiah Hamilton / Brittany Arntz 805.284.8835 LIC# 01415235 / 02055307
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175 VILLAGE CIRCLE DR, LOMPOC 3BD/2BA • $400,000 Jamie Jo Sim, 805.689.5799 LIC# 01234347
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585 Windmill Court, Solvang 585WINDMILL.com | $1,495,000
Set on approximately 0.43± acres at the end of a peaceful cul-de-sac, this beautifully maintained 4 bedroom, 3 bathroom home offers 2,272± sq. ft. of inviting living space with mountain views and lush, park-like grounds. Vaulted ceilings and expansive windows fill the interiors with natural light, while a brick fireplace adds warmth and character. Outdoors, covered and open patios, a pool and spa, trellised sitting area, and mature landscaping create a private setting for relaxing and entertaining. Just minutes from downtown Solvang, the property offers a serene retreat in the heart of Santa Ynez Valley Wine Country.
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P re s e n t e d b y L a u ra D ra m m e r virtually staged
Lau ra@Lau raD ram m er.com 805.4 4 8.7500 Lau raD ram m er.com D RE # 012 09580
virtually staged © 2026 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise systemof BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company,a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information. https://tinyurl.com/55k3xr27
I
magine this scenario: You find a stunning rug online. You hit “buy” and eagerly await its arrival. But when you roll it out beneath your sofa, your heart sinks. Instead of looking like a luxurious anchor for the room, it looks like a lonely postage stamp floating on a sea of flooring. Working with clients to help update their home interior spaces, I see mistakes with scale and proportion often. Scale is the size of an object relative to the room, while proportion is how items relate to each other. When these two elements are out of sync, a room feels subtly jarring and uncomfortable, even if every individual piece of furniture is beautiful. Whether you are refreshing a cozy 1950s ranch home in Hope Ranch or an airy, open-concept beach cottage on the Mesa, mastering proportion is the secret to making your home feel effortlessly balanced and high-end. Here are the most common scale blunders I see, plus the simple designer “rules of thumb” to fix them:
INDEPENDENT REAL ESTATE
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by Christine S. Cowles
three-fourths the total width of the sofa or bed beneath it. If your favorite piece is on the smaller side, don’t panic — give it a heavier visual weight by opting for an extra-wide mat and frame, or flank it with a pair of matching sconces to beautifully bridge the gap.
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Choking the Room The Floating Postage Stamp Rug
Let’s start with that lonely rug. A rug that is too small instantly shrinks your room visually. In a living room, your rug should act as an invisible boundary line that pulls the seating group together. The golden rule? At the very least, the front legs of your sofa and accent chairs must sit comfortably on top of the rug. If you have a larger space, aiming for all four legs on the rug is even better. When in doubt, size up — an 8'x10' or 9'x 12' rug is almost always a safer bet than a 5'x7'
The “Teeny-Tiny Art” Syndrome
We have an incredible community of local artists here on the Central Coast, and hanging a beautiful piece of local art is the perfect way to infuse soul into your space. But hanging a single, small piece of art above a massive, plush sofa creates an awkward visual disconnect. To get the proportion right, your artwork should be roughly two-thirds to
Many older homes in our area have charming, intimate layouts rather than cavernous, ultra-modern great rooms. One of the quickest ways to ruin the flow of a relaxed, indooroutdoor California lifestyle is choking a room with an oversized, deep-set sectional. Before you fall in love with a piece at a showroom, map it out on your floor using blue painter’s tape. Ensure you have at least 30 to 36 inches of clear walking space for high-traffic pathways so your home feels breezy and open, not claustrophobic.
the table below it. Hanging it about 30 to 36 inches above the tabletop ensures it feels intimate and grounded without blocking your view of your guests. And the same scale applies to the pendant lights hanging above the kitchen island! Proportion isn’t about rigid perfection; it’s about creating a comfortable rhythm for your eyes to follow. Take a walk through your home today with a fresh perspective (and maybe a tape measure). By tweaking a few boundaries and balancing your visual weights, you can easily turn a “scale fail” into a design triumph. Happy decorating! I’d love to see your proportion fixes! Tag me on social media @saltwood.interiors.
Dinky Lighting
A light fixture, such as chandeliers and statement pendant lights, shouldn’t just illuminate your meals; it should crown the table. A tiny chandelier over a long dining table looks anemic. A great designer trick is to look for a fixture that is about onehalf to two-thirds the width of
Christine S. Cowles is the owner of Saltwood Interiors, an interior design company specializing in residential and vacation rental properties. She is a certified Short-Term Rental Stylist™, member of Santa Barbara Association of Realtors, and a proud WEV graduate. She can be reached at design@saltwoodinteriors.com.
COURTESY PHOTOS
With Home Decor, Size DOES Matter
THE STYLE SPECIALIST
804 CREEKSIDE PLACE SOLVANG 3 BED | 3 BATH | 3,151 SF | OFFERED AT $1,675,000
AUGUST 13, 2026 realestate.independent.com
Elegant and sophisticated, this luxurious 3-bedroom,2.5-bath residence offers exceptional design, quality craftsmanship, and a thoughtfully designed floor plan sure to impress the most discerning buyer. Spanning approximately 3,151 square feet, the home features an inviting great room concept complemented by elegant formal living and dining spaces. At the heart of the home, the magazine-worthy kitchen is designed for both entertaining and everyday living, showcasing dual islands, custom cabinetry, a butler’s pantry with wine cooler and dishwasher, and a sun-filled casual dining area that beautifully blends comfort with culinary excellence. The formal living and dining rooms provide the perfect setting to showcase treasured furnishings and host memorable gatherings. The spacious primary suite serves as a private retreat, complete with a sitting area, cozy fireplace, and spa-inspired bath with upscale amenities. Two additional guest bedrooms, along with a full bath and powder room, offer comfort, privacy, and refined finishes throughout. Outside, impeccably manicured grounds create a serene setting enhanced by a concrete stamped driveway and oversized 3-car garage with finished epoxy floors. For buyers seeking turnkey luxury and timeless elegance, this exceptional property is a must-see. Some of sellers hand-picked furnishings are included in sale or can be purchased separately. Vintners wine collection also available for sale.
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Elegant Living, Thoughtfully Designed
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Marlene Macbeth
Rhoda Johnson
805.689.2738 Marlene@MacbethRealEstate.com www.MacbethRealEstate.com
805.705.8707 RhodaJohnson@bhhscal.com www.RhodaJohnson.com
DRE 00689627
DRE 01070384
REALTOR® - Broker Associate
MacbethRealEstate
REALTOR®
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©2026 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation.
87 Humphrey Road Montecito, CA 93108
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Open Saturday and Sunday 11-1pm | Offered at $4,750,000
Beachside Cottage Compound in the Coastal Zone, steps from Montecito's best beaches, Coast Village Road, & both the Miramar & Biltmore resorts
JAMES KRAUTMANN 805-451-4527 | james@villagesite.com jameskrautmann.com | DRE 01468842 All information provided is deemed reliable, but has not been verified and we do not guarantee it. We recommend that buyers make their own inquiries.
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3 B E D | 2 B A T H S | 1, 9 4 6 S Q F T ± | O F F E R E D A T $ 2 , 9 9 5 , 0 0 0
AUGUST 13, 2026
An architectural standout on the Santa Barbara Riviera, offering soaring interiors, warm wood details, expansive decks, mature landscaping, and spectacular views stretching across the city, harbor, coastline, and Channel Islands.
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395 LOMA MEDIA ROAD
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Cristal Clarke | 805.886.9378 MONTECITO-ESTATE.COM | CRISTAL@MONTECITO-ESTATE.COM | DRE 00968247
SERVICE IS THE CORNERSTONE OF EVERYTHING I DO. #1 BERKSHIRE HATHAWAY HOMESERVICES CALIFORNIA PROPERTIES AGENT LOCALLY AND GLOBALLY*
©2026 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information. *Awards based on 2025 production of approximately 45,000 sales associates in the Berkshire Hathaway HomeServices Global Network
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94 0 CA MI NO VIE J O ROAD | SANTA BAR BA R A 4 B E D | 3 B AT H | 3 2 8 1 S F | 1 . 0 4 AC R E | O F F E R E D AT $ 3 , 4 9 5 , 0 0 0 E s t . 1 9 5 5 . T h e f i r s t h o m e b u i l t o n C a m i n o V i e j o , o f f e r e d f o r t h e f i r s t t i m e e v e r. S e t o n 1 . 0 4 s u n - s o a k e d a c r e s i n t h e h e a r t o f S a n t a B a r b a r a ’s c o v e t e d E u c a l y p t u s H i l l , t h i s m i d - c e n t u r y a g r i c u l t u r a l r e t r e a t o f f e r s 2 , 0 5 8 s f i n t h e m a i n re s i d e n ce ( 3 B D/ 2 BA ) p l u s a n 6 0 0 S F a t ta c h e d st u d i o w i t h a f u l l b a t h ro o m - i d e a l fo r a h o m e o f f i ce, g u e st s u i te, o r c re a t i ve s p a ce . T h e g ro u n d s i n c l u d e a n o rc h a rd o f m a tu re a vo ca d o a n d c i t r u s t r e e s , o f f e r i n g r a r e p r i v a c y, c h a r a c t e r, a n d l a n d i n o n e o f t h e C e n t r a l C o a s t ’s m o s t d e s i r a b l e e n c l a v e s . A t r u e l e g a c y p r o p e r t y - b r i n g y o u r v i s i o n a n d c o n t i n u e i t s s t o r y.
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P R I VAT E M I D - C E N T U RY R E T R E AT
Kevin Duley SUDING MURPHY GROUP REALTOR® | DRE 02211232 M: 805.637.7947 kevin.duley@compass.com
OPEN HOUSE | SATURDAY & SUNDAY 1-3 PM
Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number 01991628. All material presented herein is intended for informational purposes only and is compiled from sources deemed reliable but has not been verified. Changes in price, condition, sale or withdrawal may be made without notice. No statement is made as to accuracy of any description. All measurements and square footage are approximate.
Find your one of a kind NEW LISTING | HOPE RANCH
NEW LISTING | GOLETA
The New Coastal Standard
A Modern Masterpiece
The Ranch House
6BD | 8BA/2PBA | $17,950,000
4BD | 4BA/4PBA | $16,995,000
3BD | 3BA | $8,975,000
220MontecitoRanch.com
1045ViaTranquila.com
RanchHouseSB.com
T H E K O G E V I N A S G R O U P 805.895.7706
D U S T Y B A K E R G R O U P 805.570.0102
T H E K O G E V I N A S G R O U P 805.895.7706
LOS OLIVOS
NEW LISTING | SAN ROQUE
BEL AIR
The Los Olivos Post Office Building
Contemporary Living in San Roque
Remodeled Mid-Century Modern
$4,900,000
4BD | 3BA/1PBA | $4,250,000
4BD | 2BA/1PBA | $2,995,000
2880grand.com
3630SanRemo.com
1144PortesuelloAve.com
B R A D Y G R O U P 805.331.3053
C R Y S T A M E T Z G E R 805.453.8700
D U S T Y B A K E R G R O U P 805.570.0102
NEW PRICE | OAK VIEW
NEW LISTING | CARPINTERIA
NEW PRICE | OJAI
Saddle Mountain Estates
Build Your Dream Home
Magical Oasis
4BD | 4BA | $2,650,000
2.16+/- ACRES | $1,475,000
3BD | 2BA | $1,445,000
10995Alto.com
7243Gobernador.com
1114Mercer.com
J U L I E F O X 323.829.5562
L O R I B O W L E S 805.452.3884 D A N A Z E R T U C H E 805.403.5520
S A N D Y L I P O W S K I 805.403.3844
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SANTA BARBARA REGION BROKERAGES | SANTA BARBARA | MONTECITO | SANTA YNEZ VALLEY
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© 2026 Sotheby’s International Realty. All Rights Reserved. Sotheby’s International Realty® is a registered trademark and used with permission. Each Sotheby’s International Realty office is independently owned and operated, except those operated by Sotheby’s International Realty, Inc. Equal Housing Opportunity. All services/products are provided by independently owned and operated franchisees and are not provided by Sotheby’s International Realty Affiliates LLC. Listing information is deemed reliable but not guaranteed. Dimensions are approximate and unverified. Buyers should consult a qualified professional to confirm measurements. DRE License Numbers for All Featured Agents: Alex Kogevinas: 02063536 | Dusty Baker: 01908615 | Nancy Kogevinas: 01209514 | Micah Brady: 01219166 | Crysta Metzger: 01340521 | Dusty Baker: 01908615 | Julie Fox: 01264068 | Lori Bowles: 01961570 | Sandy Lipowski: 01355215
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630 CALLE DE LOS AMIGOS, SANTA BARBARA
Offered at $1,575,000
OPEN HOUSES: SATURDAY 8/15 & SUNDAY 8/16 1:00PM - 4:00PM Cara and Nicole are thrilled to announce the new listing of this designer-inspired 3BR/2.5BA Hidden Valley home. The PUD offers 2,073 sq. ft. on a generous .11-acre lot, living and feeling more like a single-family home, with just one shared wall and an attached 2-car garage. Inside, a chef's kitchen, walnut floors, and two fireplaces set the tone; outside, a beautifully landscaped yard backs to wooded space, offering rare size and privacy so close to town. Moments from the bike path, Elings Park, Hendry's Beach, Douglas Preserve, the Mesa and San Roque.
GAMBERDELLA GROUP gamberdellagroup@villagesite.com GamberdellaGroup.com Cara: 805.680.3826 / Nicole: 925.548.1305 DRE 01766267 / DRE 02185632 All information provided is deemed reliable, but has not been verified and we do not guarantee it. We recommend that buyers make their own inquiries.
Exclusive Member of
INDEPENDENT REAL ESTATE
AUGUST 13, 2026
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13
OPEN HOUSES Saturday 8/15 & Sunday 8/16 Goleta
529 High Grove Ave, 4BD, 3BA,
1510 Franceschi Rd, 3BD, 3BA, Sat
1302 E Cota Street, 2BD, 1BA, Sat
405 Ellwood Beach Dr #B, 2BD,
Sat & Sun 1-3, $2,100,000, Berkshire
& Sun 1-4, $3,990,000, Berkshire
& Sun 12-3, $1,695,000, eXp Realty/
2BA, Sun 1-3, $735,000, Berkshire
Hathaway HomeServices California
Hathaway HomeServices California
Zia Group, Daniel Zia 805-637-7148,
Hathaway HomeServices California
Properties, Christina Gates 805-722-
Properties, Tricia Pennestri / Natasha
DRE#01710544
Properties, Anthony Bordin 805-453-
6074, DRE#02262449
8528, DRE#00974047 6627 Fathom Way, 3BD, 2.5BA, Sun
12-3 & Sun 1-4, $2,195,000, Village
2-4, $1,195,000, Berkshire Hathaway
Properties, Vince Caballero / Pranav
HomeServices California Properties,
Shastri 213-219-2490 / 805-729-
Renae Conner 805-284-6344, DRE#02013226 541 Sweet Rain Pl, 3BD, 2.5BA, Sun 1-3, $1,219,000, Berkshire Hathaway
INDEPENDENT REAL ESTATE
AUGUST 13, 2026
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HomeServices California Properties,
14
5670 Via Salerno, 3BD, 3BA, Sat
Kucherenko 805-705-8797 / 805-626-8459, DRE#02160635 / #02312066 1620 Grand Ave, 5BD, 4.5BA, Sun 2-4, $5,295,000, Berkshire Hathaway HomeServices California Properties,
7993, DRE#02234441 / #02152010
Kathy Strand spieler 805-895-6326,
7705 Kestrel Lane, 4BD, 5BA, Sun
DRE#00851281
1-4, $3,875,000, Village Properties,
Santa Barbara
Alyson Spann 805-637-2884,
986 Miramonte Drive #4, 2BD,
DRE#00907671
1BA & 1PBA, Sun 1-3, $829,000,
DRE#01387945
San Roque
Sotheby’s International Realty,
569 Sweet Rain Pl, 3BD, 2.5BA,
3736 State St #109, 2BD, 3BA, Sun
Sat 10-12 & Sun 1-3, $1,250,000,
12-2, $1,590,000, Village Properties,
Berkshire Hathaway HomeServices
David Magid 805-451-0402,
Madhu Khemani 805-252-0625,
California Properties, Ava Ji 805-
DRE#01964710
Joanne Stoltz 805-895-7322,
2009 Mountain Avenue, 3BD, 2BA, Sat & Sun 1-3, $1,965,000, Village Properties, Bruce Frey 805-515-4135, DRE#02294679 2420 Modoc Road, 4BD, 3BA, Sat 12-2 & Sun 1-3, $1,995,000, Village Properties, Justin Corrado / Nicole Wesley 805-451-9969 / 805-4486558, DRE#01356799 / #02017169 5472 Hanna Drive, 4BD, 3.5BA, Sun 2-4, $2,195,000, Spectrum Realty, Andy Sillers 805-681-6268,
DRE#00387433
DRE#01382575
4701 Calle Reina, 2BD, 2BA, Sat
936 North Nopal Street, 4BD,
& Sun 1-4, $1,095,000, Berkshire
5BA, Sun 1-3, $2,198,000, Sotheby’s
Hathaway HomeServices California
International Realty, Scott McCosker
407 Northridge Rd, 6BD, 4BA, Sun
Properties, Sunnie Maxwell / Michael
805-451-1721, DRE#00494253
2-4, $3,375,000, Berkshire Hathaway
Silva 805-252-9524 / 805-717-5664,
216 E. Figueroa St, 2BD, 2BA, Sat
HomeServices California Properties,
DRE#01463861 / #01962674
1-4, $2,275,000, Village Properties,
Knight Real Estate Group 805-895-
5082 Rhoads Ave Unit C, 4BD,
Liz Benson 805-402-1945,
4406, DRE#01463617
3BA, Sat 1-3, $1,375,000, Village
DRE#02252004
$1,410,000, Berkshire Hathaway
The Mesa
Properties, David Magid 805-451-
HomeServices California Properties,
117 Santa Cruz Blvd, 3BD, 2BA, Sat
Valerie Menke 805-215-6733,
2-4, $2,250,000, Berkshire Hathaway
DRE#02192021
HomeServices California Properties,
110 S Kellogg Ave, 3BD, 2BA, Sun
Properties, Lourika van Tonder /
Vanessa Shotwell 805-448-5307,
Heather Sikes 805-280-5865 /
DRE#02071607
530-558-9634, DRE#02211987 /
1312 Shoreline Drive, 4BD, 2BA
#02251924
& Sun 1-3, $2,499,000, Berkshire
& 1PBA, Sun 1-4, $7,650,000,
125 Bath St Unit B2, 2BD, 3BA,
Hathaway HomeServices California
Sotheby’s International Realty,
Sat & Sun 1-3, $1,595,000, Village
Properties, Lyndsey Jones 805-680-
Lorena Regalado 805-403-1270,
Properties, Leslie McFadden /
2856, DRE#02125898
William Reed 805-252-4541 /
1440 Portesuello Ave, 2BD, 2BA,
805-896-3002, DRE#01933992 /
Sun 1-3, $2,595,000, Richardson
#01155355
Real Estate Services, Kyle Richardson
886-2831, DRE#01964940 775 Avenida Pequena, 3BD, 2BA, Sun 1-4, $1,350,000, Village Properties, David M. Kim 805-2960662, DRE#01813897 515 Mills Way, 3BD, 2BA, Sat 1-3,
2-4, $1,495,000, Berkshire Hathaway HomeServices California Properties, Jessica Lovett Christopher 805-6375849, DRE#01489086 208 Calle Serrento, 3BD, 2BA, Sat & Sun 1-4, $1,525,000, Berkshire Hathaway HomeServices California
DRE#02027949
0402, DRE#01964710 630 Calle de los Amigos, 3BD, 3BA, Sat & Sun 1-4, $1,575,000, Village
2669 Montrose, 3BD, 2BA, Sun 1-3, $2,374,900, Berkshire Hathaway HomeServices California Properties, Thomas Schultheis 805-729-2802, DRE#01847740 2919 Kenmore Pl, 3BD, 2.5BA, Sat
Properties, Sophia Taylor 805-451-
Mission Canyon
1553, DRE#02156425
489 Mountain Drive, 3BD, 2BA,
2030 Gillespie St, 3BD, 2BA, Sat
805-680-3131, DRE#01902531
6123 Craigmont Dr, 4BD, 2.5BA,
Sat & Sun 2-4, $2,150,000, Village
& Sun 1-3, $1,695,000, Berkshire
Sun 1-3, $1,750,000, Berkshire
2422 Fletcher Avenue Units A & B,
Properties, James Krautmann 805-
Hathaway HomeServices California
451-4527, DRE#01468842
Properties, Avi Becker 805-944-
Hathaway HomeServices California Properties, Chase Enright 805-708-
2653, DRE#02076584
4057, DRE#01800599
The Riviera
514 Wakefield Drive, 4BD, 2BA, Sat
333 Conejo Road, 3BD, 3BA &
$1,695,000, Berkshire Hathaway
10-1 & Sun 12-5, $1,850,000, Keller
1PBA, Sat 1-3, $2,650,000, Sotheby’s
HomeServices California Properties,
Williams, Mary Layman 805-448-
International Realty, Thalia Kerstiens
Natasha Kucherenko 805-626-8459,
3890, DRE#01206305
805-705-2693, DRE#02180975
DRE#02312066
2086 Cliff Dr, 2BD, 3BA, Sat 1-4,
4BD, 3BA, Sat & Sun 1-4, $2,795,000, Village Properties, Marilyn Moore 805-689-0507, DRE#01255085 1743 San Marcos Pass (154), 4BD, 3BA, Sun 12-3, $2,795,000, Radius Group, Don Katich 805-708-7827, DRE#01321838 Continued on page 16
NEW LISTING! OPEN SUN 1-3
Offered at $2,595,000
INDEPENDENT REAL ESTATE
1440 Portesuello Ave
AUGUST 13, 2026 realestate.independent.com
15
BEL AIR KNOLLS. PANORAMIC VIEWS. EFFORTLESS LIVING. Welcome home! 1440 Portesuello Avenue offers relaxed single-level living, sweeping mountain and city views, and an exceptional indoor-outdoor experience designed to enjoy Santa Barbara from sunrise to sunset. Beautifully remodeled in 2018, this 2,024 sq. ft. home features an open, comfortable floor plan connecting the living and dining areas with a spacious kitchen centered around a large island.
Natural light and expansive views create an inviting backdrop throughout the home. The residence is currently configured as two bedrooms and two full baths, highlighted by a primary suite that features views and backyard access. A former third bedroom was thoughtfully incorporated into the primary suite to create a generous walk-in closet and a dedicated laundry room. Attached 2-car garage. Mike and Kyle Richardson Team@mrrealtors.com 805.963.1704 www.sbrealtor.com DRE Lic. #00635254 + #01902531
OPEN HOUSES Saturday 8/15 & Sunday 8/16 3791 Pescadero Drive, 4BD, 3BA,
189 Hermosillo Rd, 4BD, 4.5BA,
533 Pine Street, 2BD, 2BA, Sun 11-1,
Ojai
Sat 2-5 & Sun 12-3, $2,850,000,
Sat & Sun 1-3, $4,475,000, Berkshire
$1,250,000, Sotheby’s International
1114 Mercer Avenue, 3BD, 2BA,
Keller Williams, Mary Layman 805-
Hathaway HomeServices California
Realty, Brenda Cloud 805-901-1156,
Sat 12-2 & Sun 1-3, $1,445,000,
448-3890, DRE#01206288
Properties, Ericka Burrows / Sharon
DRE#01772551
Sotheby’s International Realty,
1102 Plaza Del Monte, 3BD,
Jordano 805-886-1588 / 805-280-
3617 Manzana Street, 6BD, 4BA,
Sandy Lipowski 805-403-3844,
2BA, Sat 12-3, $3,095,000, Village
2055, DRE#02222512 / #02195847
Sat 11-1, $1,495,000, Sotheby’s
DRE#01355215
Properties, Chelsea Carroll-Escalera
87 Humphrey Road, 4BD, 5BA,
International Realty, Brenda Cloud
Ventura
805-280-9551, DRE#02440393
Sat & Sun 11-1, $4,750,000, Village
805-901-1156, DRE#01772551
1225 Bel Air Drive, 5BD, 3BA,
14 Tahquitz Ct #213 (Camarillo),
Properties, James Krautmann 805-
515 Myrtle Ct, 5BD, 4BA, Sat 11-2,
2BD, 2BA, Sat 12-3, $224,000,
Sat 2-5, $3,395,000, Sotheby’s
451-4527, DRE#01468842
$1,625,000, Village Properties,
Berkshire Hathaway HomeServices
International Realty, Sherry Lawson
850 Rockbridge Rd, 5BD, 4BA, Sun
Michelle Glaus 805-452-0446,
California Properties, Lori Funderburk
805-252-4400, DRE#01019856 4055 Naranjo Drive, 3BD, 2BA &
16
INDEPENDENT REAL ESTATE
AUGUST 13, 2026
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1PBA, Sat & Sun 1-3, $3,595,000, Sotheby’s International Realty, Tyler Mearce 805-450-3336, DRE#01969409 1269 Camino Meleno, 5BD, 3BA, Sat 1-4, $3,699,000, Berkshire
1-3, $8,995,000, Berkshire Hathaway HomeServices California Properties, Kendall Hunter 805-565-4014, DRE#02274835
1861 Laurel Ave, 4BD, 2BA, Sat & Sun 12-3, $1,795,000, Berkshire Hathaway HomeServices California
Carpinteria 4024 Green Heron Spring Rd, 3BD, 2.5BA, Sat 1-3 & Sun 11-3,
Hathaway HomeServices California
$1,550,000, Berkshire Hathaway
Properties, Chase Enright 805-708-
HomeServices California Properties,
4057, DRE#01800599
Annette Vait / Kathleen Anderson
3872 Oak Terrace, 4BD, 4BA, Sun
LaManna 805-886-1926 / 630-745-
12-2, $3,995,000, eXp Realty/Zia
1376, DRE#02044281 / #02151627
Group, Joshua Tappeiner 805-679-
3211 Padaro Lane, 4BD, 4BA, Sat
1480, DRE#02206470
11:30-2 & Sun 12-2, $7,950,000,
43 Via Alicia, 5BD, 6BA, Sat &
Village Properties, Pam Shalhoob
Sun 1-3:30, $4,450,000, Village
/ Aaron L. Gilles 805-895-9190 /
Properties, Gregg Leach 805-886-
805-895-1877, DRE#02053975 /
9000, DRE#01005773
#01509445
Upper East
Santa Ynez Valley
1701 Anacapa St #8, 2BD, 2BA, Sat
170 White Sage Ln (Lompoc), 4BD,
2-4 & Sun 1-3, $885,000, Berkshire
2.5BA, Sat 11-1, $797,000, Berkshire
Hathaway HomeServices California
Hathaway HomeServices California
Properties, Kathy Strand Spieler /
Properties, Patrick Rodriguez 805-
Gabriela Huson 805-895-6326 /
364-2802, DRE#01377250
805-280-1805, DRE#0851281 /
540 Sertoma Way, 4BD, 3.5BA, Sun
#02228333
1-3, $859,000, Berkshire Hathaway
343 E Mission St, 3BD, 3BA, Sun
HomeServices California Properties,
1-3, $2,300,000, Village Properties,
Kelly Mahan Herrick 805-208-1451,
Angel Speier 805-316-4336,
DRE#01974836
DRE#02037359
DRE#01921235
211 Menlo Dr, 3BD, 2.5BA, Sat 11-1
Properties, Judy Crawford 805-5881425, DRE#01280176
805-558-9883, DRE#01380490 1153 Carlsbad Pl, 2BD, 1BA, Sat 12-3, $433,000, Berkshire Hathaway HomeServices California Properties, Magda Nordahl 805-701-5001, DRE#02021494 1808 Poli St, 3BD, 3BA, Sat 1-4,
1485 Alamo Pintado Road, 2BD,
$1,850,000, Berkshire Hathaway
2BA, Sun 11-1, $1,795,000, Sotheby’s
HomeServices California Properties,
International Realty, Scott Loos 310-
Geena Bouche 760-213-0769,
702-9930, DRE#02236075
DRE#02218702
3561 Olive St, 4BD, 2.5BA, Sat 11-1
2462 Pierpont Blvd, 4BD, 3BA,
& Sun 12-2, $1,799,999, Berkshire
Sat 1-4, $2,395,000, Berkshire
Hathaway HomeServices California
Hathaway HomeServices California
Properties, Dianna Zlaket 805-390-
Properties, Toni Guy 805-570-0265,
8382, DRE#01701860
DRE#01491191
1535 Gamby Way, 4BD, 4BA, Sat & Sun 1-4, $2,495,000, Village Properties, Michael Dickman 805689-3355, DRE#02093312 1450 W Hwy 246, 8BD, 6.5BA, Sat 1-3 & Sun 2-4, $2,695,000, Berkshire
Realtors: submit your open house listings at INDEPENDENT.COM/ OPENHOUSESUBMISSIONS
Hathaway HomeServices California Properties, Jamie Jo Sim 805-6895799, DRE#01234347 1631/1633 Fredensborg Way, 5BD, 4BA, Sat 11-1, $2,795,000, Berkshire Hathaway HomeServices California
$25 PER LISTING OR FREE FOR INDEPENDENT ADVERTISERS
Properties, Daulton Wolf 805-7576797, DRE#02202805
Montecito
& Sun 1-3, $1,045,000, Berkshire
970 College Canyon Rd, 4BD,
2154 East Valley Road, 2BD, 2BA,
Hathaway HomeServices California
4.5BA, Sun 2-5, $2,999,999, Berkshire
Sat & Sun 12-4, $3,200,000, Village
Properties, Angie Marrufo / Arielle
Hathaway HomeServices California
Properties, Sheela Hunt 805-698-
Carleton 805-863-6866 / 818-448-
Properties, Candice Signa 805-680-
3767, DRE#01103376
8970, DRE#02231894 / #02247215
7300, DRE#01226917
Email: openhouses@independent.com
with questions
SCAN HERE FOR A CLOSER LOOK!
Sat 8/15 1-3 | Sun 8/16 11-3
NEW IN CARPINTERIA
3 Bed
2.5 Bath
2 Car Garage Built in 2020
Offered at $1,550,000
Joe Parker
REALTOR®, Luxury Specialist 805.886.5735 • Joe@TheSantaBarbaraGroup.com TheSantaBarbaraGroup.com DRE 01314939 ©2026 BHH Affiliates, LLC. An independently operated subsidiary of HomeServices of America, Inc., a Berkshire Hathaway affiliate, and a franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not intended as a solicitation.
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This beautifully designed 3-bedroom, 2.5-bath townhome built in 2020, offers the ease of newer construction in one of Carpinteria’s most inviting residential settings. The home features a bright, modern floor plan with a spacious open great room, clean contemporary finishes, and seamless connection to a private patio yard with mountain views. The attached two-car garage adds everyday convenience, while the generous primary suite feels like a retreat of its own, complete with a spalike bathroom and sliding glass doors opening to a private deck with more mountain vistas.
realestate.independent.com
1,941 ± Sq. Ft.
AUGUST 13, 2026
4024 GREEN HERON SPRINGS | CARPINTERIA
INDEPENDENT REAL ESTATE
OPEN HOUSE
L E G E N DA RY
Newly Released Casitas on Storied Grounds Where California’s Santa Ynez Mountains meet the golden shores of Carpinteria Beach is a coastal legacy with no equal. A one-of-a-kind way of life where the illustrious history of the Santa Barbara Polo & Racquet Club is your new backyard. A limited number of 1,376-square-foot, 2-bedroom, 2.5-bath casitas are now available for move-in. It’s a rare opportunity to own a home amidst these storied grounds shaped by tradition and time.
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INDEPENDENT REAL ESTATE
AUGUST 13, 2026
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C O A S TA L L I V I N G
Call 805.318.9075 for an appointment to tour the model homes at the Sales Gallery. 135 Polo Way, Carpinteria, CA 93013 | info@sbpoloresidences.com | SBPoloResidences.com
This does not constitute an offer to sell real property. Offers to sell property may be made and accepted only at the sales center. Information is intended to be informative only and does not constitute a warranty with regard to any homes or neighborhoods or any products or services provided by The Chadmar Group or its selected business partners. Home and community information, including pricing, features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Illustrations, photographs, square footages, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built.
AI GENERATED STAGING
MONTECITO, CALIFORNIA
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3 B E D | 2 B A T H S | 1, 8 4 5 S Q F T ± | O F F E R E D A T $ 4 ,15 0 , 0 0 0
AUGUST 13, 2026
In the heart of Montecito’s coveted Upper Village, this beautifully appointed single level Jack Warner residence pairs timeless architecture with soaring ceilings, walnut herringbone floors, a private courtyard, gourmet kitchen, and refined interiors, just moments from Montecito’s most cherished destinations.
INDEPENDENT REAL ESTATE
526 SA N YS I D R O R OA D # A
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Cristal Clarke | 805.886.9378 MONTECITO-ESTATE.COM | CRISTAL@MONTECITO-ESTATE.COM | DRE 00968247
SERVICE IS THE CORNERSTONE OF EVERYTHING I DO. #1 BERKSHIRE HATHAWAY HOMESERVICES CALIFORNIA PROPERTIES AGENT LOCALLY AND GLOBALLY*
©2026 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information. *Awards based on 2025 production of approximately 45,000 sales associates in the Berkshire Hathaway HomeServices Global Network
s rates continue to bounce around, the second year. If today’s market rate is 7 trending upward against inflationary percent, then with a 2-1 buy-down, you pay news and data, more and more talk is as if your rate was 5 percent this year, then around buy-downs and how to use them. It 6 percent the next, then back to 7 percent sounds nice to have someone pay to lower thereafter. This lower payment level is achieved by your interest rate, right? Yet, how to achieve this, and what it actually costs, are the fine the funds for the buy-down being held in a separate account by the servicer. details that seem to get glossed over in the hurrah of a quick fix. THE MORTGAGE MINUTE They are applied toward the difLet’s break these down so you ference in interest (thus the paycan understand what options ment level) between the bought exist and how they may best down rate and the actual rate of serve your financial plan. For your mortgage. You qualify, and simplicity’s sake, we’re going to sign documents, around today’s actual rate. The buy-down agreestick to fixed-rate mortgages in this discussion, as many adjustment is executed during closable loans do not offer the same ing between yourself and the options. one who is buying this down on your behalf: the lender, the There are two types of buyby Austin Lampson downs: permanent and tempoRealtor, and, most commonly, rary. Temporary buy-downs only exist on a the seller. If you do not use all of the funds purchase mortgage and cannot be paid for that were held aside for your buy-down, the by the borrower directly. Commonly called a difference is applied toward your principal 1-0, or 2-1 buy-down, the prefix here refers to balance at payoff. These types of buy-downs the period of time around which the mort- can be executed on primary and secondary gage is bought down. For example, a 1-0 buy- residences—not investment properties. down buys down the rate one percent below This is a great option because you do the current market rate for one year. A 2-1 not “lose” any funds if you sell or refinance buy-down buys it down for 2 percent below the property before the buy-down period the current market rate for the first year, and expires. It is not great if you felt you really then one percent below today’s market rate cannot afford the non-bought down rate,
amount. If you are putting 20 percent down and your price is $1,000,000, then your loan amount is $800,000. One point thus equaling $8,000. If the price increased to $1,050,000, then the loan amount increased to $840,000, and one point now costs $8,400. Because Temporary buy-downs are relative to itself, there is an even greater fluctuation as the loan amount changes. In this same example between loan amounts, and using a current rate of 7 percent, the 2-1 buy-down would have cost $18,646.35 in the first structure, and $19,578.67 on the second structure. Whoa—that’s a lot of math, right? And, yup, a lot of money. There are a lot of ways to offset the current rate environment, and each strategy needs to be tailored to your own, unique situation. Reviewing this option with your lender is key. Ensuring your Realtor is on board is essential. Knowing that it is adjustable is vital. Temporary buy-downs are not guaranteed, and permanent buy-downs do not always make sense. As with anything in the mortgage world, there is risk, reward, math, and emotion. Yet using these tactics can really help you win, and that’s the whole point. Austin Lampson is a licensed mortgage professional and branch manager of Origin Point Mortgage. She has spent the last quarter-century helping her clients balance math and emotion to achieve their financial goals. Reach Austin at (805) 869-7100, austin@austin lampson.com, or visit austinlampson.com.
The Home Page
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INDEPENDENT REAL ESTATE
AUGUST 13, 2026
realestate.independent.com
The True Cost of Buy-Downs A
as the loan will eventually shift back up to that level once the buy-down period is over. It can also be quite costly, with many sellers balking at the price tag. Many times, we see the sales price being increased to cover the amount. Example: Instead of offering $1,000,000, the buyer offers $1,050,000 with a $50,000 credit toward buy-down. Permanent buy-downs are simply another way of saying “points.” One point is one percent of your loan amount. Points can come into effect on purchase as well as refinance mortgages, paid for by the borrower, seller, or agent (if a purchase). Points are an up-front charge for a lower interest rate for the life of the loan. They are not a 1:1 ratio; paying one point now does not mean your rate is directly lowered by one percent. The cost of points varies on the daily market, your specific parameters, and investor appetite. However once done, it’s done. There is no adjustment to a higher rate in the future. A con of this is that if you refinance or pay off the current loan, there is no refund on points. Yet, a positive aspect is that points can typically be written off on your tax returns: in the immediate year paid on a purchase, and over time on a refinance. Also, this type of buy-down can be executed on all occupancy types: primary, secondary, or investment. And, yes, you can still use that trick of offering a higher price with a concession back toward this strategy. One thing to keep in mind around either approach is that the cost varies by the loan
STRENGTH. INTEGRITY. TRUST.
JERMAINE
BROWN REALTOR®
(805) 452-6089 jermainebrown@bhhscal.com jermainebrownrealestate.com DRE: 02154911 ©2021 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC.
Sarah Sinclair brings you the inside scoop on real estate in The Home Page. Come along as she takes a peek behind the doors of grand estates, tiny houses, and everything in between. Enjoy style secrets, garden gossip, industry insights, and more in your inbox each Sunday.
INDEPENDENT REAL ESTATE
AUGUST 13, 2026
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21
AREA
SELLER
BUYER
PRICE
DATE
ADDRESS
BUELLTON/SOLVANG
BERGSVIK SARAH EA
BADAL MARK EU
$1,215,000
7/30/26
203 VESTER STED
CARPINTERIA
BINGHAM ALICE EA
GODKIN SHAWN EA
$1,591,500
7/31/26
5575 CAMEO RD
GOLETA
TUMNIS LLC
BAIRZIN ADAM EU
$1,500,000
7/28/26
163 ALPINE DR
NOONEY ROSS EA
CICILEO DANIEL
$1,250,000
7/31/26
259 FOREST DR
29 DEARBORN LLC
CONTRERAS MONKIA
$599,000
7/31/26
29 DEARBORN PL 16
SYMER KENNETH EA
EVEREST MICHAEL EU
$1,660,000
7/29/26
435 CAMINO TALAVERA
HEIDMILLER CRAIG EA
MARGOLIN RICHARD EU
$1,080,000
7/31/26
449 CANNON GREEN DR G
WALLIS ANDREW EA
RAUCH DANIEL
$1,210,000
7/31/26
5050 SANTA SUSANA AVE
BYBOKAS JAMES EA
LAGUETTE STEPHEN EU
$1,650,000
7/29/26
5165 KARA DR
ASFOOR MAJID EU
RIDENOUR KATHLEEN EA
$812,000
7/31/26
7540 CATHEDRAL OAKS 7
BABAI DANIEL EU
MARLOW MICHAEL EA
$1,500,000
7/27/26
7561 PADOVA DR
KNELL JASON EA
NIELSEN KRISTIN EU
$1,670,000
7/30/26
7569 NEWPORT DR
WILKIEWICZ PETER
RAMOS RICARDO EA
$615,000
7/30/26
3470 POINT SAL RD
SILVA MELISSA EA
GUERRERO-HERRERA ALEJANDRO
$515,000
7/31/26
4720 FIFTH ST
GAYNOR THOMAS EU
ANGUIANO JOSUE EU
$515,000
7/29/26
1008 E LEMON AVE
LARA RAMIRO EA
CARBAJAL ELIDEHT
$610,000
7/28/26
1116 W CHERRY AVE
MORRIS TAYLOR EU
TULE RIVER HOMEBUYER AGENCY
$600,000
7/27/26
1128 N DAISY ST
BUKOWSKI TASHA EA
HERNANDEZ IRENE EA
$350,000
7/31/26
1205 W CYPRESS AVE D
WESOFF NANCY
CEBREROS MONCERATH EA
$580,000
7/31/26
1213 IRIS CT
URANDA JOSE EU
GREER DALE EA
$679,000
7/31/26
1381 VILLAGE MEADOWS DR
MELLO RACHEL EA
WELLS LORI
$715,000
7/31/26
604 E BARTON AVE
NORTH B STREET PROPERTY
BELLEM BRIAN EA
$650,000
7/31/26
618 N B ST
SULGER FRANCIS EU
WADSWORTH JEFFREY
$6,500,000
7/29/26
1333 EAST VALLEY RD
BROWN RYAN EA
ROSS ANDREW EA
$4,500,000
7/31/26
820 SUMMIT RD
BELKONEN CLINT EA
DURAN GUSTAVO
$725,000
7/29/26
1058 MIRAMONTE DR 8
RICHARDSON DEBRA EA
1218 CHINO LLC
$2,165,000
7/31/26
1218 CHINO ST
MARINO ELIZABETH EA
VOITURET FREDERIC
$680,000
7/28/26
1407 SAN PASCUAL ST D
MCCURDY GILBERT
MCKENZIE SEAN EU
$866,000
7/28/26
1600 GARDEN ST 32
MEZZO FORTE LLC
JOBE TAYLOR EA
$3,668,500
7/28/26
1624 SHORELINE DR
OLIVERA DAVID
CALCAGNO MICHAEL EA
$2,100,000
7/31/26
1821 LA CORONILLA DR
SWANK JACE EA
CARSON PHILIPPA EA
$1,838,000
7/28/26
1929 MOUNTAIN AVE
BELDEN CHARLES EA
WIEGMAN JEAN EA
$1,725,000
7/31/26
2735 MIRADERO DR
LEVANON GUY EA
DAVIES WILLIAM EA
$2,850,000
7/29/26
3228 CALLE ROSELAS
RIGUARDI PETER
ROBINS NANCY EA
$1,800,000
7/29/26
350 CHAPALA ST
BUITTITTA JOSEPH EU
HAACK PAUL EA
$1,118,000
7/28/26
4039 PRIMAVERA RD 5
MURRAY ALAN EU
FOROUZANDEH JENNIFER EA
$2,369,500
7/29/26
4079 NARANJO DR
HOLLINGSWORTH LAWRENCE EA
SPEIGELMAN SHARON EA
$940,000
7/31/26
421 VIA ROSA 14
YELLOW FENCE COMPANY
DAY SHANNON EA
$2,900,000
7/28/26
516 ALAN RD
GUADALUPE
LOMPOC
22
INDEPENDENT REAL ESTATE
AUGUST 13, 2026
realestate.independent.com
SANTA BARBARA COUNTY SALES
MONTECITO
SANTA BARBARA
This data is provided to The Santa Barbara Independent by an outside third-party source and represents a partial list of recorded residential sales in Santa Barbara County on the dates listed. While this information is public record The Santa Barbara Independent cannot guarantee the accuracy nor the completeness of this list.
INDEPENDENT REAL ESTATE AUGUST 13, 2026
AREA
SELLER
BUYER
PRICE
DATE
ADDRESS
SANTA BARBARA
RASMUSSEN NICOLAS EA
CAINES DWIGHT EA
$3,395,000
7/30/26
556 LA MARINA DR
LONGSTREET BEEBE EA
PEARSON SCOTT EA
$1,400,000
7/29/26
613 CORONEL PL
PEIRCE NICHOLAS EA
EVC HOMES LLC
$1,857,500
7/28/26
636 E SOLA ST
realestate.independent.com
MATSON LARRY EA
BRYDON PAUL EA
$3,100,000
7/31/26
9 E QUINTO ST
23
SANTA BARBARA COUNTY SALES
MURRAY ANDREW EU
MSI SB INVESTMENTS
$2,100,000
7/30/26
922 ROBLE LN
BANK OF NEW YORK EA
MOVOA SANTIAGO EA
$545,000
7/31/26
1024 WINSTON DR
MOORES FAMILY TRUST
GRIFFIN PATRICIA EA
$900,000
7/27/26
1180 TERRAZZO WY
CHALKY ROWENA INC
ISAACSON ELLOWYN
$654,000
7/31/26
1321 W AMARONE LN
SMITH DAVID EA
MCINTOSH KYLE EA
$800,000
7/31/26
1411 REVERE ST
ALISIO GERALD EA
GAETA TERZINO EU
$660,000
7/31/26
1491 BATHURST DR
SBE LP
BELLO ARIANA EA
$635,000
7/31/26
1866 BARRINGTON DR
DILL BRIAN EA
ZEPEDA MARIA EU
$688,000
7/31/26
1943 S CORBINA DR
SUMMERLAND
WISE STEVEN EA
BOLT LAURI
$970,000
7/28/26
2231 BANNER AVE B
UNINCORPORATED
LUA OSAR
MARTINEZ DAVID EU
$680,000
7/29/26
1339 LEONA ST
ADAMS CHRISTINE EU
BAGGARLY BERNARD EU
$965,000
7/27/26
137 MAIN ST
CARPENTER DONALD EA
PALACIOS JOSUE EA
$690,000
7/30/26
1803 N DANIJAY WY
SANTA MARIA
This data is provided to The Santa Barbara Independent by an outside third-party source and represents a partial list of recorded residential sales in Santa Barbara County on the dates listed. While this information is public record The Santa Barbara Independent cannot guarantee the accuracy nor the completeness of this list.