O F F I C I A L N U M B E R D U E M I D - O C TO B E R 2 0 2 6 3.6% LATEST ESTIMATE
~$75/MO. AVERAGE IMPACT
CPI-W BASED
2027 Social Security COLA: The Latest Estimate and What It Means for Your Check The official 2027 cost-of-living adjustment won't be announced until mid-October, but independent trackers have been updating their projections all summer as new inflation data comes in. Here's where the estimate stands now, and what it would mean in real dollars. Published: September 5, 2026
By: Gnz, SmartFinanceHub
~8 min read
Primary Sources: SSA, BLS, TSCL
Reflects the August 2026 estimate; will update when the SSA announces the official figure
LATEST 2027 ESTIMATE
2026 COLA (CONFIRMED)
OFFICIAL ANNOUNCEMENT
EST. AVG. MONT