Form 15H and 15G can be filled out by you and given to your bank if your income is below the taxable limit. Taxes are not taken out of receipts when you use these forms. When you open a fixed deposit, you must provide the bank with both types of forms. An individual under 60 years of age or a HUF has to fill out Form 15G, while someone over 60 must fill out Form 15H. Here is a complete detailed guide on how to e-file Forms 15G and 15H using Gen e-TDS software, shown in a step-by-step form.