Here we are. The last month of the year. The last month of the first quarter of this century. As we gather with family and friends for the holidays and New Year’s Eve celebrations, its time to reflect on what has passed and the plan for the upcoming months and years.
We welcome suggestions for our upcoming issues.
Remember that when you call or visit one of our advertisers, be sure to mention that you saw their ad in Saathee Magazine, Saathee.com or the weekly e-Newsletter. Don’t forget to visit Saathee.com for regularly updated content. Thanks for reading.
Some highlights in this issue:
♦ Read about “Beating the Functional Freeze” in the A Teenage Story column on page 26.
♦ Find all the Upcoming Movies in our section on page 34 and Film Clips on page 36.
♦ The latest “Spot the Differences” is on page 56.
We would be happy to add anyone in the Carolinas to the Saathee Magazine mailing list at no charge, visit saathee.com/subscription and also sign up for our free weekly e-newsletter.
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“You’re only as young as the last time you changed your mind.”
- Timothy Leary
Cover: Chittorgarh, Rajasthan
Chittorgarh is a city in Rajasthan. It was a major stronghold of the Rajput State of Medapata (modern Mewar). Located on the banks of river Gambhiri and Berach, it was established in 650 A.D. Chittorgarh is home to the Chittor Fort, one of the largest forts in India.
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Namaskar Y’all pg. 40 Mahendra Kapoor pg. 42 Eye on the Markets
.pg. 46 Adult Dance Student
Editor’s Desk Editor’s Desk
by Samir Shukla
Corner of Life and Laughter
There I was at the intersection. I stopped at the red light, started looking around and was intrigued by the combination of old buildings in this small town. The light turned green and I was still trying to paste an image in my mind when somebody behind me honked and I drove on.
It was a rural crossroads that I passed while driving to a destination. Oh, what stories these little corners, these crossroads could tell if you could rewind the clock. They may be small, they may seem boring, but some of these crossroads may have been catalysts, meeting points, that changed the course of history. Life is full of such corners and crossroads. Sometimes where we pause or turn can redirect our own lives.
There are many famous or notable intersections in our towns, cities, and byways. Cool corners, if you will. Here in America, the corner of Haight and Ashbury Streets in San Francisco marks the birth of an entire counterculture movement in the 60s. Just look up Haight Ashbury and a whole American story emerges. That’s just one example.
America is also one giant crossroads of cultures, peoples, migrants and travelers. You may have some legit concerns about the country, but there’s no other country that brings life and opportunity to those who seek it and are willing to work at it.
Of course, there are also many defining crossroads around the world. My birth country India is a master class in crossroads.
Editor’s Desk continued on page 110
Upcoming Events
ChristmasVille Rock Hill, SC (December 4 – 7, 2025)
Old Town Rock Hill, SC comes alive as a charming, picturesque holiday village and outdoor art festival. The annual ChristmasVille will take place between December 4 & 7, 2025. This festival has over 70 events including horse drawn carriage rides, historic tours, strolling Dickens carolers, art, theater, dance, music, a gingerbread house contest, multiple Santa activities, and an ice-skating rink. More details are available at Christmasvillerockhill.com.
Triangle Got Talent: Cary, NC (December 6, 2025)
HumSub’s Triangle Got Talent (TGT) is a talent showcase celebrating the vibrant and diverse talents of the Triangle community. As part of HumSub’s 25th Anniversary Celebrations, TGT will offer a platform for performers of all ages and backgrounds to display their skills, whether in music, dance, comedy, or other performing arts. Finalists will perform at this Triangle Got Talent Grand Finale in front of a live audience. Catch it on Saturday, December 6, 2025, at Alston Ridge Middle School, Cary, NC. Info: Humsub.org.
Indian Comedy Film Audition: Florence, SC (December 6 – 7, 2025)
Want to be in the Movies? Here is your chance! The auditions being held in Florence, SC on December 6 and 7, 2025. Applied Art Productions will be holding auditions for their upcoming comedy film filled with laughter, culture, and heart at the Comfort Suites in Florence, SC. Fill out the form at link below. Their team will then contact you with a date and time. Info: Appliedartproductions.com/hotel-motet-patel.
ICC Christmas: Apex, NC (December 6 – 31, 2025)
International Community Church presents its annual Christmas celebration events:
Dec 6: Christmas Pageant, beginning at 10am.
Dec 13: Christmas Carol Service, beginning at 4pm. Carols singing in several Indian languages including Hindi and Tamil with musical instruments by children.
Dec 25: Christmas morning worship, starting at 10am.
Dec 31: New Year Watch Worship, starting at 10pm. The church is located at 1402 E. Williams St., Apex, NC. For more details, call 919-2332900 or visit Icc-church.org.
Kiran, A Ray of Hope: Albemarle, NC (December 13, 2025)
Nrityangan presents a Bollywood extravaganza to help raise funds for Kiran. It will take place on Saturday, December 13, 2025, from 1:30 –3:30pm, at Agri Civic Center, 26032 Newt Rd., #B, Albemarle, NC. Find info about Kiran at Kiraninc.org. For more details, call 704-840-5495 or write Ritusdance@gmail.com.
Hearts in Harmony: World Meditation Day: Morrisville, NC (December 20, 2025)
The Hindu Society of NC presents their annual gala to fundraise for campus expansion. Singers Gunjan Singh and Omkar Deshpande will perform live along with a full course meal. Dress to impress. For more details and to reserve a seat, visit Hsnctemple.org.
Mistletoe Market will take place the first three Saturdays of December 2025 from 2 - 7 pm. Vintage Charlotte, Studio Cultivate, and the CampFam are bringing back your faves with a few holiday surprises. At Camp North End, 1824 Statesville Ave, Charlotte, NC. Details: 980-337-4600 or visit Camp.nc.
Raleigh Heartfulness and HSNC will present insightful talks, a children’s program, music and refreshments. It will take place on Saturday, December 20, 2025, from 3 – 6 pm, HSNC Cultural Building, 309 Aviation Parkway, Morrisville, NC. Info: Hsnctemple.org.
Enjoy live Desi comedy on Saturday, December 20, 2025, with Inder Sahani, known for his culturally unique performances. Kannapolis City School, 1000 Virginia Dare St., Kannapolis, NC. Show starts at 7pm. Info at Thecosmicevents.org.
Holidays at the Garden: Belmont, NC (Through December 21, 2025)
Step into a wonderland where lights glisten, fountains dance in festive rhythm and holiday cheer fills every Garden path. Treat yourself to holiday bites, sip on a warm drink and browse for gifts. Don’t miss a photo in front of the dazzling Orchid Tree – this radiant centerpiece just outside the Great Hall. At Daniel Stowe Botanical Garden Through December 21, 2025. Info: Danielstoweconservancy.org.
Sujatha Sajeevan, MD
Spectrum Family Medicine
Accepting new patients and all major insurances
For appointments, please call 919-233-8183
519 Keisler Drive, Suite 104 Cary, NC 27518 WE PROVIDE
FAMILY MEDICINE
• Physical Examinations
• Women’s wellness visit, pap smear
• School/ Sports Physicals
• Sick visits, fever, cough, cold, wheezing
• Diabetes, Thyroid and other endocrine problems
• Heart diseases, high BP, high cholesterol
• Depression, Anxiety, ADHD
• Asthma and lung diseases
• Women’s health issues, menopause
• Minor procedures done at office like mole and cyst removal, wart treatment, suturing and laceration repair.
Upcoming Events
Christmas at the Library: Charlotte, NC (Through December 23, 2025)
The Billy Graham Library in Charlotte presents the annual “Christmas at the Library” celebration from December 1 to 23, 2025. Activities include Live Nativity, petting zoo, horse-drawn carriage rides, story time, Christmas dinner, carolers and more. In addition to Christmasonly activities, the library’s ongoing attractions are available for extended hours during the season. Admission and parking are free, but reservations are required at Billygrahamlibrary.org.
Christmas Town USA: McAdenville, NC
(Through December 26, 2025)
McAdenville is known as Christmas Town USA and has been lighting up the entire town for Christmas for decades. Walk or drive through the downtown area to view the frosty majesty of the winter landscape. Green, red and white lights will shine from 5:30 – 10pm each night. There will be a Yule Log Parade on Thursday, December 11, 2025. An evening in Christmas Town U.S.A. is like a magical trip back in time. Details available at Townofmcadenville.org.
The Carolina Holiday Light Spectacular: Charlotte, NC
(Through December 30, 2025)
Ballantyne’s Backyard will host the fourth annual walkthrough light show, now through December 30, 2025. The Carolinas’ most dazzling holiday tradition is back at 11611 North Community House Road, Charlotte. Now in its fourth year, the event continues to bring holiday magic, memory-making moments, and more than a million lights to life. Last year, more than 90,000 visitors attended. Info: Ncholidaylights.com.
Polar
Express Train Ride: Bryson City, NC
(Through December 30, 2025)
Charlotte BollyWood NYE 2026: December 31, 2025
Tamasha Nights presents Desi New Year celebration on December 31, 2025, with a Bollywood countdown bash to welcome 2026 in true Desi style. Venue: Explict Lounge, 1000 North Carolina Music Factory Blvd, Charlotte. Info: @TamashaNights.
Speedway Christmas: Charlotte, NC (Through January 4, 2026)
The 16th season of the Southeast’s largest drivethrough holiday light show, Speedway Christmas features more than five million lights on a fourmile course that includes the legendary oval, pit row and infield road. The show is open 6-10 pm rain or shine through January 4, 2025, and features synchronized lights to music on 101.3 FM plus drive-in movies on the gigantic Speedway TV every Thur through Sun night except for Xmas Eve. Info: Charlottemotorspeedway.com.
Ice Skating at Camp North Pole: Charlotte, NC (Through January 4, 2026) A corner of Camp North End transforms into Camp North Pole for the holiday season with the annual ice-skating rink. Enjoy the fire pit, sip a hot seasonal beverage, enjoy local food, and find a gift for loved ones. It will happen from November 20 – January 4, 2025, at Camp North End in Charlotte, NC. Details available at Camp.nc.
NC Chinese Lantern Festival: Cary, NC (Through January 11, 2026)
The train departs from the Bryson City depot for a journey through the quiet wilderness for a visit at the North Pole. Families enjoy warm cocoa and a treat while listening to music from the motion picture soundtrack, as well as hearing and reading along with the magical story. Santa will board The Polar Express and give each child a special gift. Sing Christmas carols on the return trip. Rides run through December 30, 2025, with various ticket packages available. Details & ticket prices at Gsmr.com/the-polar-express.
First Night Raleigh 2025: December 31, 2025
Festivities begin with the early afternoon City Plaza outdoor musical performances and the Children’s Celebration at 2pm. Performances and activities will continue throughout the evening across multiple indoor venues throughout Downtown Raleigh. The night is capped off with music on the outdoor Main Stage, the famous Raleigh Acorn Drop, and a fireworks show. Downtown Raleigh, 336 Fayetteville St., Raleigh, NC. Info: 919-832-8699 or visit Firstnightraleigh.com.
Cary’s Koka Booth Amphitheatre will once again welcome the North Carolina Chinese Lantern Festival when it returns this winter for an 8th year. Chinese artisans will show more than 40 all new displays, each one comprised of hundreds of parts, and thousands of LED lights. These largerthan-life lanterns will captivate visitors at every turn with craftmanship and artistic beauty. Cultural arts performances will take place each night on the main stage. Details available at Boothamphitheatre.com.
Keep up with all the events happening in our region with Saathee Magazine. The best way to find them is in these pages or online at our regularly updated events section: Saathee.com/events
Bangladesh’s
Convention
Accession
to the
UN
Bangladesh’s Accession to the UN Water Convention Has a Ripple Effect That Could Cause Problems with India
Water
Has a Ripple Effect That Could Cause Problems with India
By Pintu Kumar Mahla
When Bangladesh became the first country in South Asia to join the U.N.’s Water Convention earlier this year, it was presented as a win-win.
Signing up to the Convention on the Protection and Use of Transboundary Watercourses and International Lakes would help Bangladesh safeguard and manage waterways that represent a “lifeline to peace and prosperity,” according to the United Nations. At the same time, it was hoped that the South Asian nation’s addition might encourage better crossborder cooperation in a region where shared rivers are often fought over.
As a scholar who works on issues of water security and grew up in South Asia, I understand the drivers behind Bangladesh’s decision to join the convention – recent hydro-political events have raised water security risks for the country of around 174 million. But contrary to the intention of the convention, I believe Bangladesh joining could actually heighten tensions in South Asia, especially with India.
The need for water security
Bangladesh’s hydro challenges are multifaceted. Half of Bangladeshis live in areas that suffer severe drought. Around 60% of the population is vulnerable to high flood risks. And on average, floods inundate 20% to 25% of the country’s land each year. Moreover, more than 65 million residents still lack access to safe and properly managed sanitation facilities. These overlapping vulnerabilities show why water governance is such a key issue for security, diplomacy and development.
Additionally, the country’s rising population along with the effects of climate change add to this domestic water stress. At least 81 of the 1,415 rivers that flow through Bangladesh have either perished or are on the brink of extinction, according to a recent report.
At the same time, Bangladesh relies almost exclusively on rivers that cross borders. With India and China, it shares one of the world’s most complicated transboundary water systems: the Ganges-Brahmaputra-Meghna Basin.
Bangladesh Water continued on page 96
Beating the “Functional Freeze”
Productivity shouldn’t be a race against your mind.
A Teenage Story by Sereena Kumar
I feel as frozen as the cold ground beneath my feet, while I am nearing final exams in my freshman year of college. I lay in my bed, ignoring the monotonous ticking of my clock. If I pretend time doesn’t exist, I can’t be wasting it, right? My Google Calendar says otherwise as it gives me the notification that deadlines are approaching. As an overwhelming pile of responsibilities tower over me, my mind is caught in a functional freeze.
Psychologists define a “functional freeze” as a mental block stemming from a stress overload. It can often lead to procrastinating or disconnecting from reality to avoid finishing arduous tasks.
During my functional freezes, from an outsider’s point of view, it may seem like my mind is blank and the surface is calm. Yet, my thoughts overlap with one another at full volume. My internal senses take over what I was trying to focus on in the first place–my math homework!
During this semester, I have noticed that other people’s presence helps me snap back to reality. Whenever my roommate enters our dorm, I exit my trance of scrolling on Instagram and remember the assignments I have to complete. The silence of my dorm room also makes it harder to shush my inner doubts. I especially miss the familiar noises of my family while studying: the pattering of my dog’s paws and my dad humming along to jazz music.
Nothing can replace the comfortable environment of my home, yet I have found places on campus that A Teenage Story
The Year of the Composition Situation
Kismuth and the Way II by Dipika
Kohli
I hosted a conversation salon in person for the first time in a long time. The theme this time was “Marooned Americans.” I didn’t know what might emerge, but it was a point of inquiry to make sure that I wasn’t the only one interested in meeting up to talk about. It was tough to gather us, but that’s what I set about to do, and as a result, enjoyed a unique moment of asking ourselves big questions about identity, belonging, and being ‘outside’.
This is also fascinating in a way readers of this magazine may’ve also found curious: we are always reading the air, shifting, adjusting, adapting in foreign places while simultaneously wondering where there was, or here is. Somehow the conversation reminded me of one I’d had not too recently, but when I came home I tried to write down all I could recall of it. This is what I wrote about my hesitations about visiting the US.
‘Last year, honestly, I wanted to go there, but I couldn’t go there, and it felt like, it felt like there was just going to be too much to take on, you know? You would probably know. Few people have been around the block, like you, Mattie. We have been in touch for, what, thirty years? Talking... irregularly about generalities and... how to make it in the world without losing yourself, or overcompromising, or selling your soul.’
‘I know, Dipika. Things have gotten quite out of hand, if you ask me, out here.’
That was putting it delicately, I think. Mattie used to be so outspoken, but it looks like, Stateside, things have changed. It’s normal that things change, but to just what degree the delta is that you’re talking about is a matter of how little you know until you next speak to a person. Someone you know, but don’t know now, because let me try to... well... the me of now and the Mattie of now are different people, and the us of then was a different thing, and that’s... how it is. Growing, and changing, naturally, as we age, we are sharing at points to process. To trade stories.
Kismuth continued on page 80
Breathing Easy: Understanding Nasal Congestion and Homeopathy
Kumar
If you grew up in a Desi household, you probably remember the sound of sniffles in winter, the smell of steaming pots of ajwain water, or your grandmother rubbing Vicks on your chest when you couldn’t breathe. For many of us, nasal congestion has always been part of childhood memories.
It comes with the changing seasons, with pollen in the spring, colds in the fall, and in children especially, it often seems never-ending.
As a parent, or grandparent, there is nothing harder than watching your child struggle to breathe freely. Their sleep is disturbed, their studies are affected, and as parents, we lie awake wondering if there is something more we can do.
Even many adults quietly live with chronic nasal congestion, relying on sprays, pills, or just putting up with it day after day.
For me, these struggles are not just medical concerns but human ones. Over the last thirty years of studying classical homeopathy, I have learned to see congestion not as a random nuisance but as the body’s way of expressing imbalance. This perspective has shaped how I understand health and healing.
Why Nasal Congestion Is So Common
Nasal congestion happens when the tissues inside the nose become swollen or inflamed, usually accompanied by mucus. In children, this can be especially frequent because their passages are smaller and more sensitive.
Triggers include allergies, colds picked up from school, environmental irritants, and even weather shifts.
But congestion is not only about physical irritants. In holistic traditions, including homeopathy, we see how emotions, stress, and overall vitality also play a role. A child who becomes congested every time seasons change may also be sensitive to other shifts in life—whether emotional, dietary, or environmental.
House Call by Madhu
Cultural Awareness Community Service
Become a member at gcap.us
GCAP organizes numerous activities and events including Holi, Navratri, Diwali and more. 127 Landmark Dr., Greensboro, North Carolina 27409
GCAP was established to preserve Gujarati cultural heritages and traditions, educate the youth, celebrate Indian festivals and create networking amongst individuals within our community. Established in 1992, GCAP is a 501(c)(3) non-profit, charitable and educational organization. Our mission is to create an innovative, inclusive and ideal Gujarati Samaj to implement our vision and activities. We believe we must nurture the youth of our community to become leaders of tomorrow while nourishing our senior citizens to provide opportunities for inter-generational exchange of ideas and knowledge. The Piedmont region of NC includes Greensboro, Winston Salem, High Point and surrounding areas.
Upcoming Movie Releases
December 5
Akhanda 2 (Director: Boyapati Srinu)
Cast: Nandamuri Balakrishna, Samyuktha, and Aadhi Pinisetty
Five Nights at Freddy’s 2 (Director: Emma Tammi)
Cast: Josh Hutcherson, Elizabeth Lail, and Skeet Ulrich
Dhurandhar (Director: Aditya Dhar)
Cast: Ranveer Singh, Sanjay Dutt, and Akshaye Khanna
Biker (Director: Abhilash Reddy)
Cast: Sharwanand, Rajasekhar, and Malvika Nair
Merrily We Roll Along (Director: Maria Friedman)
Cast: Jonathan Groff, Daniel Radcliffe, and Reg Rogers
Oh. What. Fun.
(Director: Michael Showalter)
Cast: Michelle Pfeiffer, Felicity Jones, Joan Chen, and Denis Leary
December 12
Kis Kisko Pyaar Karoon 2
(Director: Anukalp Goswami)
Cast: Kapil Sharma, Manjot Singh, and Nitanshi Goel
Ella McKay (Director: James L Brooks)
Cast: Emma Mackey, Jamie Lee Curtis, and Kumail Nanjiani
Mere Raho (Director: Sunil Pandey)
Cast: Junaid Khan and Sai Pallavi
Dust Bunny (Director: Bryan Fuller)
Cast: Mads Mikkelsen, David Dastmalchian, and Sigourney Weaver
December 19
Avatar: Fire and Ash (Director: James Cameron)
Cast: Sam Worthington, Zoe Saldaña, and Sigourney Weaver
Is This Thing On?
(Director: Bradley Cooper)
Cast: Will Arnett, Laura Dern, Andra Day, and Bradley Cooper
The SpongeBob Movie: Search for SquarePants (Director: Derek Drymon)
Cast: Tom Kenny, Bill Fagerbakke, and Rodger Bumpass
The Housemaid (Director: Paul Feig)
Cast: Sydney Sweeney, Amanda Seyfried, and Elizabeth Perkins
December 24-26
Tu Meri Main Tera Main Tera Tu Meri (Director: Sameer Vidwans)
Cast: Kartik Aaryan, Ananya Panday, Neena Gupta, and Jackie Shroff
Father Mother Sister Brother (Director: Jim Jarmusch)
Cast: Tom Waits, Adam Driver, Mayim Bialik, and Cate Blanchett
Champion (Director: Pradeep Advaitham)
Cast: Roshan Meka and Anaswara Rajan
Anaconda (Director: Tom Gormican)
Cast: Jack Black, Paul Rudd, and Steve Zahn
Song Sung Blue (Director: Craig Brewer)
Cast: Hugh Jackman, Kate Hudson, and Jim Belushi
Euphoria (Director: Gunasekhar)
Cast: Bhumika Chawla, Sara Arjun, and Rohith
Marty Supreme (Director: Josh Safdie)
Cast: Timothée Chalamet and Gwyneth Paltrow
Funky (Director: K V Anudeep)
Cast: Vishwak Sen and Kayadu Lohar
Ikkis (Director: Sriram Raghavan)
Cast: Dharmendra, Agastya Nanda, and Jaideep Ahlawat
Patang (Director: Praneeth Prattipati)
Cast: Vamsi Pujit, Preethi Pagadala, and Pranav Kaushik
Saathee.com/movies has the latest info on where the movies are showing or streaming. All dates subject to change.
F i l m C l i p s
Dhurandhar
The saga is inspired by true events set in the gritty criminal underworld with a backdrop of Indian patriotism, featuring action sequences, espionage.
Starring Ranveer Singh, Sanjay Dutt, Akshaye Khanna, Arjun Rampal, R Madhavan, Sara Arjun, the Aditya Dhar directed film will be released on December 5, 2025.
Frontier Crucible
A former soldier with a tragic past is thrown into an uneasy alliance with three outlaws, a woman, and her injured husband, to battle the harsh elements and hostiles in the Arizona of the 1870s. Myles Clohessy, William H. Macy, and Thomas Jane star in the Travis Mills Directed film. In cinemas on Dec 5, 2025.
Father Mother
Sister Brother
Estranged siblings reunite after years apart, forced to confront unresolved tensions and reevaluate their strained relationships with their emotionally distant parents. The cast: Tom Waits, Adam Driver, Charlotte Rampling, Cate Blanchett. Jim Jarmusch directs the film that will hit the theaters on December 24, 2025.
Vrusshabha
Written and directed by Nanda Kishore, Vrusshabha is a sweeping saga of love, destiny, and vengeance, exploring the unbreakable bond between a father and son. Starring Mohanlal, Samajrit Lankesh, and Ragini Dwivedi, the film opens on December 25, 2025.
Tu Meri
Main Tera
Main Tera Tu Meri
Two souls find love during self-discovery, but family expectations test their bond. Sameer Vidwans directs Kartik Aaryan, Ananya Panday, Neena Gupta, and Jackie Shroff in the movie slated for release on December 25, 2025.
Anaconda
A group of friends are going through a midlife crisis. They decide to remake a favorite movie from their youth but encounter unexpected events when they enter the jungle. Directed by Tom Gormican and starring Jack Black, Thandiwe Newton, and Paul Rudd. The film will be released on December 25, 2025.
Border 2
The sequel to the hit patriotic film will bring together an ensemble cast including Varun Dhawan, Sunny Deol, and Sonam Bajwa. Directed by Anurag Singh, the movie is scheduled for release on January 23, 2026.
401K
Americans are Unprepared for the Expensive and Complex Process of Aging A Geriatrician Explains How They Can Start Planning
By Kahli Zietlow
Hollywood legend Gene Hackman and his wife, Betsy Arakawa, were found dead in their home in February 2025. Hackman had been living with Alzheimer’s and depended on Arakawa as his full-time caregiver.
Disturbingly, postmortem data suggests that Arakawa died of complications from pulmonary Hantavirus several days before her husband passed. The discordant times of death point to a grim scenario: Hackman was left alone and helpless, trapped in his home after his wife’s death.
The couple’s story, while shocking, is not unique. It serves as a warning for our rapidly aging society. The U.S. population is aging, but most Americans are not adequately planning to meet the needs of older adulthood.
As a geriatric physician and medical educator, I care for older adults in both inpatient and outpatient settings. My research and clinical work focus on dementia and surrogate decision-making. In my experience, regardless of race, education or socioeconomic status, there are some universal challenges that all people face with aging and there are steps everyone can take to prepare.
Aging is inevitable but unpredictable
Aging is an unpredictable, highly individualized process that varies depending on a person’s genetics, medical history, cognitive status and socioeconomic factors.
The majority of older Americans report a strong sense of purpose and self-worth. Many maintain a positive view of their overall health well into their 70s and 80s.
But at some point, the body starts to slow down. Older adults experience gradual sensory impairment, loss of muscle mass and changes in their memory. Chronic diseases are more likely with advancing age.
According to the U.S. Census Bureau, 46% of adults over age 75 live with at least one physical disability, and this proportion grows with age. Even those without major health issues may find that routine tasks like yard work, housekeeping and home repairs become insurmountable as they enter their 80s and 90s.
Some may find that subtle changes in memory make it difficult to manage household finances or keep track of their medications. Others may find that vision loss and slowed reaction time make it harder to safely drive. Still others may struggle with basic activities needed to live independently, such as bathing or using a toilet. All of these changes threaten older adults’ ability to remain independent.
The costs of aging
Nearly 70% of older Americans will require long-term care in their lifetime, whether through paid, in-home help or residence in an assisted living facility or nursing home. Aging continued on page 80
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Pappu Can’t Dance but You Can!!
Namaskar, Y’all by Shyama Parui
A slow Tuesday ends rapidly with dinner and dishes done before 8 pm because at 7:45 my kids send a text to remind me, “Mommy, don’t forget to watch.”
Admittedly, it’s hard these days to remember the days and times of live shows due to the past decade’s habit of watching on demand. However, I make the exception for the show Dancing with The Stars. As a new empty nester, I have found that watching this “live” show and our solidarity in voting for our favorites, gives me a great chance to connect with my kids.
Our family chat is filled with commentary on the performances and gripes about who was voted out or got to stay. The steady stream of light conversations that does not touch on the usual task, responsibility or accountability topics, brightens my day. What truly got us hooked on to this popular show is the dancing. The grace and beauty of ballroom dancing have entranced us, and our family has turned into loyal fans.
If I look back, I can identify the different phases of my life with the dances associated with each, even though I am neither an exponent nor a disciple of dance. My only formal training in dance began when I was in first grade under a Kathak guru but that only lasted for a couple of years. Although, what has remained with me is the appreciation of Indian classical dances that can leave the audience spellbound.
Memories from elementary and middle school years are filled with moments from folk dance performances ranging from koli (fishing community) to Kashmiri styles. The neighborhood garba and dandiya raas during Navratri brought out the inner power to twirl and clap rhythmically, a talent that remained dormant for the rest of the year.
Gradually the nature and venues of dancing changed, and the focus shifted to college socials and parties. Like most teenagers, my friends and I treated those occasions as opportunities to shop for pretty outfits and to “people watch.” Surreptitiously, we also hoped to be seen by the heartthrobs of our time. My eyes would always survey the floor to spot the couples who jived merrily oblivious to the awe of others and the rare break dancer who managed a good Michael Jackson imitation. I would surmise that much hasn’t changed in terms of the intention for today’s adolescents, but the moves definitely have. Similarly, dance floor music has evolved but some numbers seem to be timeless.
Once my children expressed an interest in learning to dance, the classics such as ballet and jazz waltzed into my life. Watching their little arms and feet following their instructors, and braving an audience, would make my heart melt. Photo albums filled with images from their recitals in their gorgeous costumes are some of my cherished possessions. As a parent, it was exciting to be a spectator observing my kids embrace the challenge of learning new forms such as lyrical and contemporary. The elegant and emotive storytelling through choreography made me wish I could do the same.
When I was living in NY-NJ area from 1974 to 1980 I met so many great singers, musicians and dancers that I cherish those memories even after 50 years. Mahendra Kapoor was one such singer whose concert I had attended in May 1979 at Carnegie Hall in New York.
Many people used to call Mahendra Kapoor as “poor man’s Rafi” or some one who played second fiddle to Rafi; but I disagree with them after meeting him in person and listening to his live singing. It is fact that Kapoor considered Mohammad Rafi as his Guru and used to play tanpura in Rafi’s concerts.
In career spanning decades, Kapoor’s repertoire included popular songs such as “Chalo ekbaar phir se” from the film Gumrah and “Neele Gagan ke tale” from Hamraaz. His name however became most closely
Music Legend: Mahendra Kapoor
associated with patriotic songs including “Mere Desh ki Dharti” in Manoj Kumar’s film Upkaar released in 1972. Kapoor was awarded the Padma Shri. He lent his voice to actors Manoj Kumar and Sunil Dutt in most of their films and had a lengthy association with directorproducer B.R. Chopra.
His title song in the classic TV serial Mahabharat is very soulful. Music director C Ramchandra had given Kapoor his first break with “Aadha hai chandrama” for V Shantaram’s Navrang in 1958. His songs from Bandhan, Shakti, Doli, Ek Nazar, Admi Aur Insaan, Sangam and Tawaif are also quite popular.
Both music directors Ravi and O. P. Nayyar had frequently used Mahendra Kappor’s voice after fallout with Rafi
When he performed in New York, Kapoor had come with a female singer Minoo Purshottam and a famous cabaret dancer during that period named Laxmi Chhaya, who happened to be a Gujarati. Kapoor’s wife and two children had also come with him.
Mahendra Kapoor continued on page 72
My Voice by Girish Modi
Photos by Girish Modi
AI Boom vs. Credit Concerns AI Boom vs. Credit Concerns
Eye on the Markets
by Ketu Desai
The AI boom continues to be the driver of both the economy and markets. In total, global AI spending is running at nearly $1.5 trillion. It is expected to rise 37% in 2026 to total north of $2 trillion! This has led to some eyepopping results during earnings season. Google grew its cloud business by 34%, generating more than $100bn in a quarter, with a $155bn backlog. Microsoft grew its cloud business by 40%, saying that demand remains significantly ahead of capacity. Taiwan Semiconductor reported 39% earnings growth and raised guidance to mid-30% growth.
Vertiv (making cooling systems for data centers) reported 63% earnings growth. GE Vernova (electrification company) reported a 55% increase in orders. Nvidia supplier SK Hynix reported a 62% increase in operating profit. Samsung’s chip business drove a doubling of profit. The datacenter buildout drove Caterpillar’s 10% growth. Even utilities such as Constellation, Vistra, and American Electric Power are showing growth prospects. Data points from across the supply chain are telling us that it is too early to fade the AI boom.
In recent weeks we have gotten plenty of new AI related announcements. Anthropic launched Claude 4.5, which can autonomously code. Amazon’s robotics team is working towards automating 75% of the company’s entire
operations! Goldman Sachs announced “OneGS 3.0” in which it will use AI in sales and client on-boarding, lending processes, regulatory reporting, and vendor management. Google’s Veo 3 and Nano Banana can now create video and images on demand without a production crew. OpenAI’s Sora 2 can do something similar.
Google Health can now analyze mammograms with high accuracy to help early detection of diseases. Coca-Cola announced its AI sales forecasting system helped improve forecasting by over 20%. Rocket Mortgage increased output by 6x by using AI in its underwriting process. GM is launching Google Gemini in its vehicles next year. It will eventually let users drive hands free while taking their eyes off the road. BMW is using an AI solution called SORDI.ai to create digital twins of its supply chain for thousands of simulations, optimizing industrial planning.
PayPal announced that users can now allow AI agents to complete payments on their behalf. Nvidia made many announcements during the month, including partnering with Uber and Stellantis to build a fleet of 100,000 autonomous robo-taxis. Eli Lilly is building a supercomputer with Nvidia to accelerate drug discovery and development. Walmart announced new AI shopping tools for the holiday season that are expected to drive shoppers to spend 25% more on average. It is not hard to see that AI is impacting every industry, and at a pace that is faster than other technological innovations.
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The Qu est for Pe rfection
Many dancers have a quality where they are aiming for perfection. They want to have the “aramandi” just right. The movements of the body need to be technically precise. It is also very important to be aware of the body and how to take care of it. For instance, knowing the proper foods to eat can help the dancer have enough energy on stage without feeling sluggish. Knowing the daily routines and practices needed is beneficial for the long-term stamina for a show. Understanding the different parts and putting that into everyday practice is something that can have long term benefits. But it is also important to know that complete balance is a very hard goal.
In the traditional or the “classical” world of physics, everything has rule and order that can also be applied in life. Wake up, 7am; Exercise and Meditate, 7:30 - 8am; Shower/Get ready, 8 – 8:30am. And so on.
It seems like it would be a simple formula to deliver. However, quantum physics is that fun party bug who loves to be part of the play.
The night before: Stayed up late. With bleary eyes you wake up and check your phone. Oh no! Behind schedule. Why Quantum! You quickly throw on whatever you have and put it on and rush into your next do on your list.
Now you run in late and slip as nonchalant as possible. Try not to make eye contact with anyone. Slightly trip over a person’s chair and say “sorry” as quietly as possible as everyone glances at you. Give a sheepish smile as you sit down. Quickly catch the angry micro-expression of your wonderful teammate who seems to excel at everything and wow! Her outfit looks great; hair is shining like stars in the night sky, brows on fleek like the crescent moon of Shivathe DevaLoka goddess. The Forever Rising Star of the team.
You try to pay attention to the agenda as you tell yourself that you will get some frizz control for your hair, make some time to buy some more clothes that are more stylish. Now, working through your assignment. The well-balanced meal that was planned for the day is some chips and a coke. But potatoes are healthy right?
Adult Dance Student continued on page 88
Adult Dance Student by Preethi Sriram
Auto Accidents and Claims
Auto Accidents and Claims
by Anuj Kasera
Insurance is one of the few things in the world that you pay for and hope never to use. Unfortunately, accidents happen and that is exactly the reason why you purchased that insurance policy. In this article we will restrict the discussion to auto accidents.
After the accident:
● Stop the car and ensure all passengers in the car are safe.
● Call 911 to report the accident and request ambulance service if necessary. It is mandatory to call the police if there are injuries, fatalities or significant property damage. Do not think that you will be able to work something out with the other driver. This can backfire very badly.
● Move the car to avoid blocking the traffic and to protect yourself and the car from further damage. If possible, take pictures before moving the car as it may be helpful to prove your case later. Once it is safe, take more pictures of the traffic and weather conditions, skid marks, debris etc.
● Check with the other driver to make sure that they are
OK. No one intended the accident, and aggressiveness can only worsen the situation. Do not blame the other driver or make unnecessary statements.
● Never admit your fault at the scene. Even simple phrases like “I am sorry” can be interpreted as a confession and may be used against you later. Do not try to be funny or overly friendly with the other driver. Stay firm and courteous while presenting only the facts.
● Exchange the contact and insurance details with the other driver and wait for the police to arrive.
● Call your insurance company to report the accident but again do not admit fault. State the facts and request towing services, if needed. You may have to pay out of pocket if you did not purchase that coverage.
● The police will create an official accident report. This is very important and try to give all details to the police so that they can document any violations from the other party. One of our clients noted to the police that the other party did not have the headlights on. This proved to be very helpful during the investigation.
Financially Speaking
by Rupa Pereira
As our family gears up for the holidays with lights, baking, gifts and family traditions, I can’t help but look back at the year that has been. 2025 has been quite a year – packed with anticipation, surprises, windfalls and setbacks. The US witnessed a change in ruling party while diplomatic proposals are on the table for warring nations. Tariffs reared their ugly head into a tightly interwoven economy, and its future is now in the hands of the US Supreme Court that will determine its constitutionality.
The Indian Women’s cricket team won its first ever World Cup – a team that defied the odds and realized a dream through perseverance, love of the sport and shared determination. It makes me swell with pride and optimism for women’s cricket in general!
On the domestic front, i.e. US side of things – taxes took centerstage and negotiations finally culminated in the One Big Beautiful Bill Act being passed on July 4th. It was a monumental step towards stabilizing growth and increasing incentives to invest and build in the United States. Personally, I’ve been on my toes with the plethora of business developments both on domestic and cross-border front.
December is also a good time to re-group and plan ahead. Like how corporations conduct financial planning
Year-End Planning 2025
Year-End Planning 2025
and forecasting exercises, families would do well to adopt a similar approach in forward projections and comparing it with the year that has transpired. Every household has its own set of financials that can be reviewed based on life changes, such as job change, relocation, family size change or events, any of these can affect our financial picture. Yearend is a good time to fold those changes into one’s financial picture so they’re part of revised story into the new year.
Here’re a few guidelines to kickstart those discussions:
Estimating your annual income can determine thresholds for tax deductions, tax credits and if sufficient taxes were withheld for the tax year. Wages paid through W-2 have taxes withheld, however other forms of income may need estimated tax payments to avoid tax penalty.
Review your credit card statements. Do you see recurring expenses that you don’t recognize? The usual suspects – Netflix, Amazon Prime, Disney+, ESPN or your favorite sports/entertainment subscriptions. We tend to sign up and forget about these, and year-end is a good time to revisit if these still hold value they once did. Typically, household spending is higher in the month of December due to gifts for family members, schools, and service-based businesses that we patronize as well as the lure of irresistible holiday specials. While it’s hard to resist a good deal, it’s also wise to ensure that our wallet can support it and we’re not trapped into buying items that we don’t need that money that we don’t have.
Financially Speaking continued on page 82
Spot the Differences
See if you can spot the 15 differences between the original photo on top and modified below. (Solution on page 104)
Non-Zero, Daily(ish) Habits: The Art of Showing Up Non-Zero, Daily(ish) Habits: The Art of Showing Up
As the year draws to a close and we start thinking about the next one, it’s natural to make resolutions. We promise ourselves to get fitter, read more, write regularly, spend less time on our phones, or finally pick up that long-forgotten hobby. But how many of these resolutions actually last? Most fade by February (ask anyone who signed up for gym in January), victims of our overambitious plans and the guilt that follows when we inevitably slip.
This year, instead of grand resolutions, what if we tried something smaller—simpler—more forgiving? What if we focused on non-zero daily(ish) habits?
Myth of Hard Work
Growing up, I was taught that hard work was everything. In our culture, “work hard and you’ll succeed” is a mantra passed down through generations. Whether it’s farming, factory work, or school, effort has always been glorified. My dad enforced the message to me and when I became a parent, I passed that same message on to my kids: “Work hard, and things will happen.” Later, as I moved through professional and social circles, another phrase entered the conversation—work smarter, not harder. It sounded clever, but I didn’t fully grasp how to be smarter about my work. Everyone I knew worked eight or ten hours
a day, so what made some people more effective than others?
It wasn’t until I reread James Clear’s Atomic Habits that something clicked. Clear writes, “You do not rise to the level of your goals. You fall to the level of your systems.” Hard work and smart work both depend on the systems—or habits— that support them. Habits are what make effort sustainable and long lasting. They turn the rigor of the discipline into something almost effortless over time.
Improving 1%
Clear also popularized the idea of the “1% rule”: if you get just 1% better every day, those small improvements compound over time. It sounds magical, but let’s be honest, keeping that up daily can feel like a math problem that never ends. Most days you’re not getting 1% better; you’re just trying not to get 10% worse. And if you start calculating when you’ll finally reach 100%, well, good luck, it might be eternity. The 1% rule isn’t about perfection or hitting a finish line. It’s about showing up a little better than before, even if your “1%” today looks more like just getting out of bed and doing something small.
Think of athletes. A professional tennis player doesn’t rely on motivation to practice every morning. Their training has become a habit. The routine itself removes decision fatigue. They don’t think, Should I practice today? They just do it. Habits create freedom, from the constant negotiation between what we want to do and what we know we should
Mindful Masala continued on page 94
Mindful Masala by Hiren Deliwala
News Notes
From Students to Benefactors: Indian Americans’ $3 Billion Investment in American Universities
For years, Indiaspora has examined the far-reaching impact of Indian Americans in the United States, most recently highlighted in the 2024 Impact Report produced in collaboration with the Boston Consulting Group. Building on that work, Indiaspora has taken a closer look at the vital role Indian American philanthropy plays in strengthening higher education across the United States. New research conducted by Indiaspora, reveals a powerful pattern: Indian Americans, many of whom credit their undergraduate and graduate experiences at U.S. universities as the foundation of their professional success, are giving back in transformative ways. Through landmark donations to higher education institutions across the country, the Indian American community is not only honoring the institutions that shaped their lives but also ensuring future generations have access to the same opportunities for learning, innovation, and leadership development.
Notable findings include:
78% of Indian Americans hold a bachelor’s degree or higher— far exceeding the national average.
Approximately 270,000 Indian students are currently enrolled in American universities.
Indian students contribute nearly $10 billion annually to the U.S. economy, supporting an estimated 93,000 American jobs.
“By investing in universities, Indian American donors who value education are “putting their money where their mouth is. They are also demonstrating a larger commitment to America, supporting Americans of all races, ethnicities and backgrounds to thrive.”- MR Rangaswami, Founder & Chairman of Indiaspora.
Yet, the most enduring influence of Indian Americans may be their remarkable tradition of philanthropy. Since 2008, Indian Americans have donated over $3 billion to U.S. universities, creating a powerful “flywheel effect” that strengthens the U.S. educational ecosystem while reinforcing professional and cultural ties between India and America.
“Through philanthropic donations to US-based educational institutions, Indian Americans are not only transforming lives
today—they are building a meaningful legacy in and for this country and the world: one that multiplies across generations and ensures that American universities will continue to shape future leaders, foster innovation, and advance knowledge for the benefit of all.” - Sanjeev Joshipura, Executive Director of Indiaspora.
These philanthropic pathways often reflect donors’ professional roots, creating a selfreinforcing cycle that builds research capacity and strengthens workforce development in healthcare, engineering, and business sectors where Indian Americans excel. Beyond the major universities, Indian Americans are quietly supporting community colleges, state schools, and city universities, demonstrating a deep commitment to broadening access to education nationwide.
Most publicly known donations have gone towards Medical & Health Sciences, Engineering and Business Education. In addition to professional fields, $140 million has been directed toward cultural programming. This includes a substantial donation by Sumir Chadha to Princeton University, which established the Chadha Center for Global India. Endowments for South Asian, Hindu, and Indian studies symbolize the community’s dedication to preserving their cultural heritage while enriching America’s academic landscape.
The New York Historical Presents The New York Sari: A Journey Through Tradition, Fashion, and Identity
The New York Historical presents The New York Sari, an exploration of one of the world’s oldestknown garments and its impact on New York. Originating in South Asia, the sari has spread across oceans through trade, colonialism, and migration, becoming a truly global garment. This exhibition traces how the sari—and those who wear it—found a home in New York City. Once seen as a marker of distance and exoticism, the sari has become woven into the city’s cultural fabric, embraced by new generations of artists, dancers, entrepreneurs, community leaders, scientists, and changemakers.
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The sari, with its endless variations in fabric, pattern, and draping style, carries a story shaped by centuries of textile artistry, global trade, and cultural exchange that began long before Portuguese ships arrived in India in 1498. The distinct variations we see today are a powerful representation of regional tradition, cultural identity, and personal expression. For many, the sari evokes rituals, milestones, and womanhood; for others, it becomes a bold statement of reinvention.
“At The New York Historical, we are committed to telling stories that reflect the full breadth of the American experience,” said Dr. Louise Mirrer, president and CEO of The New York Historical. “The New York Sari illuminates how a centuries-old garment continues to shape identity, artistry, and community-building across our city. This exhibition is a celebration of the sari’s complexity—not only as a textile but as a powerful cultural symbol shaped by trade, migration, and personal expression. By centering voices from across the diaspora, we invite all New Yorkers to consider the rich histories woven into the fabric of everyday life and how a single garment can hold memory, spark dialogue, and foster belonging in a city as dynamic as New York.”
Featuring more than 50 objects, photographs, and ephemera, The New York Sari follows the sari from the Indian subcontinent to New York City—first as an exotic object of trade and later as a living tradition embraced by communities across the diaspora. Through themes such as the sari’s place within consumer empires, its role in dance and performance, the empowerment found in its craftsmanship, explorations of gender and identity, and the building of community, the exhibition illuminates the multifaceted significance of the sari. Exhibition highlights span the 18th century to modern day.
The New York Sari is curated by Salonee Bhaman, curatorial scholar at the Center for Women’s History, and Anna Danziger Halperin, director of the Center for Women’s History.
Families can explore The New York Sari together with a dedicated family guide to the exhibition with fun activities for all ages. Kid-friendly programs will take place during the exhibition’s run, including a special Family Day in the fall. The exhibition is on view now through April 26, 2026.
New York’s first museum, The New York Historical is a leading cultural institution covering over 400 years of American history.
For details, visit Nyhistory.org.
Supercomputing India 2025
Supercomputing India 2025 (SCI2025), the inaugural edition of the Supercomputing International Conference series in India is scheduled to be held during December 09–13, 2025, at Manipal Institute of Technology (MIT), Bengaluru, with the central theme: “Powering the Future through HPC, AI, and Quantum.”
Organized by C-DAC, the premier R&D institution under the Ministry of Electronics and Information Technology (MeitY), SCI2025 will serve as a landmark
platform bringing together global leaders from HighPerformance Computing (HPC), Artificial Intelligence (AI), and Quantum Computing, including researchers, industry experts, technology providers, policymakers, and decisionmakers.
The conference will feature dedicated tracks on HPC Architectures, Software Ecosystems, AI Applications, Quantum on the Horizon, Chip Design, Global HPC Collaborations, the National Supercomputing Mission (NSM), and Industry-Led Panels. It is expected to host over 2,000 delegates and feature 200+ distinguished speakers. In parallel, the exhibition will showcase 200+ organizations, including product launches, solutions, and technology demonstrations.
The Exhibition focus areas include (but not limited to), HPC, AI/ML Platforms and Tools, Quantum Computing, Chip Design and Semiconductor Technologies, Startups and Emerging Enterprises, MSMEs and Industry Innovators, Research and Academia Collaborations.
Details of the conference are available at Sci25.supercomputingindia.org.
Candidate Filing for 2026 North Carolina Elections
Voters across North Carolina soon will learn the candidates who will vie for their votes in 2026.
Candidate filing for most contests in the 2026 elections begins at noon on Monday, Dec. 1, 2025, and ends at noon on Friday, Dec. 19, 2025.
Depending on the office sought, candidates will file their Notice of Candidacy and pay their filing fees either at their county board of elections office or with the State Board of Elections at the N.C. State Fairgrounds in Raleigh.
“We applaud all candidates who choose to engage in the democratic process and decide to run,” said State Board of Elections Executive Director Sam Hayes. “We are hopeful and ready for a smooth and easy to follow process for all
candidates. We are committed to providing an efficient and safe environment for everyone.”
The 2026 primary election is March 3, 2026. The general election is November 3, 2026.
For Candidates
Before filing, candidates should review the Filing for Candidacy page at ncsbe.gov for information such as candidacy requirements, filing fees and more. Candidates may also review the candidates guide to the 2026 elections in PDF form.
Candidates for the following offices file to run for office in the Governor James B. Hunt, Jr. Administration Building (Horse Complex) at the State Fairgrounds, located at 4601 Trinity Road (Gate H3), Raleigh, NC.
U.S. Senate
U.S. House of Representatives
Associate Justice, State Supreme Court Judges, State Court of Appeals Judges, Superior Court Judges, District Court
District Attorneys
Candidates, guests, and members of the media should enter the Fairgrounds through Gate 9 on Trinity Road.
For information on filing fees, see Filing Fees. Fees must be paid by cashier check, campaign check, personal check, or money order. Cash and credit cards are not accepted. Candidates should also review when and how to appoint a treasurer and organize their candidate committee. Candidates should review the Candidate Committees page at ncsbe.gov.
Once filed, the deadline to withdraw a notice of candidacy is Dec. 16, 2025.
The State and county boards of elections cannot accept candidate filings via surrogate. During the upcoming candidate filing period the boards of elections will only accept notices of candidacy that are signed and submitted in person by the candidate, or which are certified and delivered via mail or commercial courier service.
Prospective candidates for offices that file with the State Board of Elections who have questions about the process should email the State Board of Elections at elections.sboe@ncsbe.gov or call 919-814-0700.
NASA-ISRO Satellite Sends First Radar Images of Earth’s Surface
The NISAR (NASA-ISRO Synthetic Aperture Radar) Earth-observing radar satellite’s first images of the planet’s surface are in, and they offer a glimpse of things to come as the joint mission between NASA and ISRO (Indian Space Research Organisation) approaches full science operations in the coming months.
“Launched under President Trump in conjunction with India, NISAR’s first images are a testament to what can be achieved when we unite around a shared vision of
innovation and discovery,” said acting NASA Administrator Sean Duffy. “This is only the beginning. NASA will continue to build upon the incredible scientific advancements of the past and present as we pursue our goal to maintain our nation’s space dominance through Gold Standard Science.” Images from the spacecraft, which was launched by ISRO on July 30, display the level of detail with which NISAR scans Earth to provide unique, actionable information to decision-makers in a diverse range of areas, including disaster response, infrastructure monitoring, and agricultural management.
On Aug. 23, NISAR imaged land adjacent to northeastern North Dakota’s Forest River. Light-colored wetlands and forests line the river’s banks, while circular and rectangular plots throughout the image appear in shades that indicate the land may be pasture or cropland with corn or soy. Credit: NASA/JPL-Caltech
“By understanding how our home planet works, we can produce models and analysis of how other planets in our solar system and beyond work as we prepare to send humanity on an epic journey back to the Moon and onward to Mars,” said NASA Associate Administrator Amit Kshatriya. “The successful capture of these first images from NISAR is a remarkable example of how partnership and collaboration between two nations, on opposite sides of the world, can achieve great things together for the benefit of all.”
On Aug. 21, the satellite’s L-band synthetic aperture radar (SAR) system, which was provided by NASA’s Jet Propulsion Laboratory in Southern California, captured Mount Desert Island on the Maine coast. Dark areas represent water, while green areas are forest, and magenta areas are hard or regular surfaces, such as bare ground and buildings. The L-band radar system can resolve objects as small as 15 feet (5 meters), enabling the image to display narrow waterways cutting across the island, as well as the islets dotting the waters around it.
Then, on Aug. 23, the L-band SAR captured data of a portion of northeastern North Dakota straddling Grand Forks and Walsh counties. The image shows forests and wetlands on the banks of the Forest River passing through the center of the frame from west to east and farmland to the north and south. The dark agricultural plots show fallow fields, while the lighter colors represent the presence of pasture or crops, such as soybean and corn. Circular patterns indicate the use of center-pivot irrigation.
The images demonstrate how the L-band SAR can discern what type of land cover — low-lying vegetation,
The Folly of Ending Automatic Work Permit Extension
The Folly of Ending Automatic Work Permit Extension
E
Immigration Matters
by Rishi P. Oza
ffective October 30, 2025, the US Department of Homeland Security has eliminated the practice of automatically extending the validity of Employment Authorization Documents (“EADs”) for individual seeking to apply to renew their work authorization for most employment-based EAD applicants.
According to USCIS, “[e]nding automatic extensions of EADs results in more frequent vetting of aliens who apply for employment authorization to work in the United States. Reviewing an alien’s background more often will enable U.S. Citizenship and Immigration Services (USCIS) to deter fraud and detect aliens with potentially harmful intent so they can be processed for removal from the United States.” USCIS Director Joseph Edlow indicated that doing so would eliminate “policies the former administration implemented that prioritized aliens’ convenience ahead of Americans’ safety and security” and that the new policy was “a commonsense measure.”
While many of the Trump Administration’s policies seem to be a response to the actions (or lack thereof) of the Biden Administration, the elimination of automatic EAD extensions is neither “commonsense” and does little to “deter fraud” despite the claims from USCIS. While this impact will undoubtedly hammer those individuals that rely on work authorization cards to maintain employment, this will also have an outsized effect on businesses that rely on laborers that are legally working in the United States.
Had USCIS coupled this policy with a promise to adjudicate work permits within a 120-180 day period, then the impact of the policy would be significantly lessened. However, Director Edlow instead prioritizes detecting “potentially harmful intent” over the day-to-day needs of businesses and workers, a stunning lack of aforethought as to the real-world impact of such a policy. The Director would likely command more respect for his decision to emphasize security if he coupled his decision with a similar emphasis on efficiency, a concept that has bedeviled USCIS for years.
Government inefficiency has existed since the beginning of time, but the fundamental ability to work in the US drives our economy and unnecessarily sidelining individuals that invariably fill needed jobs within our economy is mindboggling.
Inevitably, policy determinations such as this result in a change of behavior by the public at-large. This will invariably lead to an increase of EAD extension filings at the earliest possible time when such an application may be submitted. It will also likely lead to a spike in the need for expedite filings with USCIS.
Any given application may be expedited by USCIS if an applicant can establish that he/she falls within one of the articulated grounds for such a request, including:
* Severe financial loss (likely the most common)
* USCIS error
Next to Sangam Mart
- Read Watch Listen -
- Read Watch Listen -
by Samir Shukla
Music review
Qais Essar & Sonny Singh Sangat
Music has always been a uniter. Religious, cultural, or political differences melt away when good music is flowing through the air.
In our contemporary times there is much dissonance, both religious and political, while distrust and prejudice are seemingly getting worse. This is where the music of the recording Sangat brings a little healing into our world.
Sangat is the debut album from Afghan rabab master Qais Essar and Sikh singer and trumpet player Sonny Singh.
Singh was born and raised in Charlotte, NC and is now based in Brooklyn. He is an original member of the bhangra brass band Red Baraat and a longtime social justice educator and activist.
Trumpet and Rabab are not commonly played together. Here the unique sound of each instruments weave traditional music along with jazz, Afghan and Indian, Punjabi and Sufi influences.
Rabab is an ancient instrument from Afghanistan and when its lilting melodies combine with the modern trumpet, a natural sound emerges. The vocals and lyrics are in Punjabi and Farsi and aim for peace and unity. Folk songs and poetry from both Sufi and Sikh traditions unite and hark back to a time when Muslim musicians traveled with Sikh gurus, spreading teaching and knowledge.
“Sangat is a term Sikhs use to refer to beloved community,” explains Singh. “We often use the term to refer to the congregation in a gurdwara (Sikh house of worship), but to me, sangat is something much broader. My beloved community transcends ethnic, religious and national boundaries.”
Essar adds, “In this climate of increasing attacks on the marginalized, including the communities Sonny and I are a part of, we hope this new music inspires solidarity and unity.”
Sangat’s nine songs mix Indian classical to Afghan instrumental and Sufi music to Punjabi traditional music that gets a little jazzy treatment.
Muslim rabab players were central in Sikh devotional spaces, beginning in the early 16th Century with Guru Nanak, the founder of the Sikh faith, who was accompanied on his travels by Bhai Mardana, a Muslim rabab player.
Essar and Singh tell this story of a forgotten collaboration in a mini documentary about Sangat, directed by filmmaker Shruti Parekh, which is also out now.
I’ve always loved experimentation in music, where different genres and instruments come together to create something new. Trumpet and rabab may not have met before, but this recording opens new doorways of natural musical brotherhood. Unity, not division, is the groove here.
Book review
The Golden Road
How Ancient India Transformed the World William Dalrymple Bloomsbury
Historian William Dalrymple lays out a road map documenting how India influenced the ancient world via trade and cultural exchange. The peoples of India spread its cultural influence widely from Romans to Southeast Asia. He calls this “road” that spread this influence, The Golden Road, demarcating from the Chinese influenced Silk Road. He maps out India’s unrecognized or underrecognized role in the world.
This book lays bare colonial notions that India didn’t do much to influence the world.
Dalrymple writes, “For a millennium and a half, India was a confident exporter of its diverse civilization, creating around it a vast empire of ideas, Indian art, religions, technology, astronomy, music, dance, literature, mathematics, and mythology blazed a trail across the world, along a Golden Road that stretched from the Red Sea to the Pacific.”
The list seems endless, from mathematics to astronomy, to gorgeous Buddhist sculptures and monuments, Hindu merchants from Gujarat and South India, and a plethora of Indian goods influenced ancient world.
Black pepper, perfumes and aromatics, precious stones, gems and metals, and of course the teachings of the Buddha spread far and wide outside of India.
Dalrymple writes, “The implications of the unprecedented scale of sea trade between India and Rome from the first century onwards are enormous. It is now clear that historians have been looking at entirely the wrong place when they thought about ancient trade routes. It was India, not China, that was the greatest trading partner with the Roman Empire.”
The Buddhist influence along with the spread of Hinduism in ancient times is documented in a sweeping narrative, a history book that reads like a collection of intriguing short stories.
Mahendra Kapoor
continued from page 42
I had taken a few pictures of Laxmi when she was getting ready for the show. One of these pictures is included in this write-up. She was speaking to me in Gujarati and that gave me a pleasant surprise.
I had observed Kapoor getting warmed up and practicing duet with Minoo before the show. His wife was very cordial and spoke volumes about Kapoor’s dedication to music and singing. What she told me that I still remember is that Kapoor memorized all songs sang by heart and never carried a book of lyrics with him.
I found Kapoor very friendly and like a perfect gentleman. He would speak to me in fluent Gujarati, which surprised me. Since live photography was not allowed in Carnegie Hall, I had not taken any pictures of Kapoor’s show.
I watched the entire show from the wing on the stage. After a few songs Kapoor would come backstage and ask me immediately in Gujarati how did I like his singing? I had taken a photo backstage during intermission. Another photo with coffee cup was taken before the show in the artist’s upstairs room.
Like his mentor Rafi, Kapoor could also sing at a high pitch. I had to admit that Kapoor had sung Rafi’s song “O Duniya ke Rakhwale” with high pitch superbly and it drew a big applause from the audience. Kapoor sang slow and soulful songs like “Dil lagakar hum ye samjhe” from Zindagi Aur Maut and “Mera pyaar woh hai jo” from Ye Raat Phir Na Aayegi
Mahendra Kapoor left this world in September 2008, but his songs reverberate in hearts of many music lovers. He had won National Film Award for Best Male Playback Singer and three Filmfare awards.
Girish Modi
is an 85-year-old retired engineer who is passionate about Indian music and classical dances. He donates money to various Indian organizations and provides free photo service. Contact: girish39@yahoo.com.
News Notes continued from page 66
trees, and human structures — is present in each area. This capability is vital both for monitoring the gain and loss of forest and wetland ecosystems, as well as for tracking the progress of crops through growing seasons in the world.
The L-band system uses a 10-inch (25-centimeter) wavelength that enables its signal to penetrate forest canopies and measure soil moisture and motion of ice surfaces and land down to fractions of an inch, which is a key measurement in understanding how the land surface moves before, during, and after earthquakes, volcanic eruptions, and landslides.
The NISAR mission also includes an S-band radar, provided by ISRO’s Space Applications Centre, that uses a 4-inch (10-centimeter) microwave signal that is more sensitive to small vegetation, making it effective at monitoring certain types of agriculture and grassland ecosystems. The spacecraft is the first to carry both L- and S-band radars. The satellite will monitor Earth’s land and ice surfaces twice every 12 days, collecting data using the spacecraft’s drum-shaped antenna reflector, which measures 39 feet (12 meters) wide — the largest NASA has ever sent into space.
The NISAR mission is a partnership between NASA and ISRO spanning years of technical and programmatic collaboration. The successful launch and deployment of NISAR builds on a strong heritage of cooperation between the United States and India in space.
To learn more about NISAR, visit: Nisar.jpl.nasa.gov
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Orange Rose Ricotta Cookies
Hi Saathee Family! Even if you’re not a baker (or think you’re not!), this is the recipe that will change your mind. These Orange Rose Ricotta Cookies are soft, melt-in-your-mouth, and unbelievably easy to make. No fancy mixers, no complicated steps, just simple ingredients that come together in minutes. The ricotta keeps the cookies light and pillowy, while the orange zest and white chocolate create a flavor that feels bright, festive, and a little bit luxurious. It’s the perfect cookie to surprise your family with this holiday season, and trust me, everyone will think you spent hours in the kitchen (when really, you didn’t!).
Ingredients Directions
Icing -
2 tbsp rose water
1 tbsp orange juice
1 tbsp orange zest
1 1/4 cup powdered sugar
Cookie -
1 tsp rose water
1 tsp vanilla extract
2 cups all-purpose flour
1 1/2 tsp baking powder
1/4 tsp salt
1 cup granulated sugar
1/2 cup unsalted butter (softened)
1 1/2 tbsp orange zest (from two large oranges)
1 egg
1 cup whole milk ricotta cheese
1 cup white chocolate chips
Servings: 2 - 4
Prep Time: 10 minutes / Cooking Time: 20 minutes
Step 1: Whisk together baking powder, salt and flour and set aside.
Step 2: Using a mixer, blend sugar, butter, and orange zest.
Step 3: Add egg and ricotta. Then add vanilla extract and rose water. Mix well.
Step 4: Add in the flour mixture and mix until all is blended.
Step 5: Fold in the white chocolate chips, cover and chill in fridge for 1-2 hours.
Step 6: Preheat oven to 350 degrees. Scoop out 2 inch balls of cookie dough (mixture will be a little sticky) and set the cookies at like 2 inches apart on a baking sheet, lined with parchment paper.
Step 7: Bake in the oven for 14 mins. Set the cookies to cool. While they cool, mix all the icing ingredients together and drizzle the icing on the cookies. Let the glaze set at room temperature and enjoy!
For even more recipes visit Saathee.com/recipes
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We’re calling, and it’s the 3rd of the month, and I’m looking forward to the next two weeks. That’s because this one is the first of what will be a string of calls in November, a time I’ve aside with a Calendly full of options around the clock, so that people whom I haven’t spoken to for years, like this friend, and others who are scattered around the world can opt in, to book time, to catch up. Tonight, it’s my best friend from Phnom Penh who left. Tomorrow it’s two high school friends who are trying to coordinate, on a Zoom.
I try to imagine what Mattie and I would say, if Mattie were still alive. Talking about origins and continental drifts. How I might go, ‘But, I’ve only been over here, this whole time.’
‘Oh, it didn’t start with you moving away, Dipika. Things have been sliding into a steady decline since the sixties. There were good things going on, then. We were doing things, important, big things, to change the systems, and we were getting places. The music was so much better then, too.’
‘I, um. I don’t know about the sixties... but the jazz was good, wasn’t it?’
‘Oh, yes. Definitely. That was the best time for jazz, but I don’t know. Gary doesn’t care much for it, which matters only because Gary used to play jazz drums in college and that’s what I remember thinking was cool about him, but now, no, he’s just... accounting all the time.’
‘I thought he’d have been retired... did you see Whiplash?’
‘Yes! And no, dude. No. Gary will never retire.’
‘I wonder how... that’s been... for you.’
‘I’m... I wish I could somewhere else... It seems so relaxing and tropical where you are. The juice is so fresh, I remember from visiting. The tuk tuks, so convenient, you don’t have to book Uber, you can just go.’
‘You can. I didn’t realize... that you were... dealing with so much stuff there. I wish I had been there for you, all this time. I wish I could have listened to you.’
‘You had your own life. Everyone’s busy with their own lives, now.’
‘Yes. That’s true, but it’s also not true at all...’ The time is going but we’re okay with that. We’re okay with the changes and being alive with whatever falls to hand, to add to the composites. Artful is what we deem to be. Quality is what you like, and ZAMM, and all that. But there’s more. Wu wei... with art... a kind of not-doing, a letting of things become. This is what I picked up here in Southeast Asia. In the conversation salon with others from the United States, I saw it clearly: how very different I am. In a year of paying attention to the art of making things, this Year of Composition, I see now that what it is has far less to do with material, shape, or sourcing than it does with the processes of unfolding. Making... part of the art of it is noticing, while we are letting the making make itself
Dipika Kohli
is an author who is based in Phnom Penh. Discover her books at kismuth.com and ther projects at dipikakohli.com.
But long-term care is expensive. In 2021, the Federal Long Term Care Insurance Program reported that the average hourly rate for in-home care was US$27. An assisted living apartment averaged $4,800 per month, and a nursing home bed cost nearly double that, at a rate of $276 per day.
Many Americans may be shocked to discover that these costs are not covered by Medicare or other traditional medical insurance.
Long-term care insurance covers the cost of long-term care, such as in-home care or nursing home placement. However, what is covered varies from plan to plan. Currently, only a small minority of Americans have longterm care insurance due to high premiums and complex activation rules.
I am not aware of any high-quality, peer-reviewed studies that have demonstrated the cost effectiveness of long-term care insurance. Yet, for many Americans, paying for care out of pocket is simply not an option.
Medicaid can provide financial support for long-term care but only for older adults with very low income and minimal assets – criteria most Americans don’t meet until they have nearly exhausted their savings.
Those receiving Medicaid to cover the costs of long-term care have essentially no funds for anything other than medical care, room and board. And proposed federal financial cuts may further erode the limited support services available. In Michigan, for example, Medicaid-covered nursing home residents keep only $60 per month for personal needs. If individuals receive monthly income greater than $60 – for instance, from Social Security or a pension – the extra money would go toward the cost of nursing home care.
Those who don’t qualify for Medicaid or cannot afford private care often rely on family and friends for unpaid assistance, but not everyone has such support systems.
Planning for the care you want
Beyond financial planning, older adults can make an advance directive. This is a set of legal documents that outlines preferences for medical care and asset management if a person becomes incapacitated. However, only about 25% of Americans over 50 have completed such documentation.
Without medical and financial powers of attorney in place, state laws determine who makes critical decisions, which may or may not align with a person’s wishes. For instance, an estranged child may have more legal authority over an incapacitated parent than their long-term but unmarried partner.
Seniors without clear advocates risk being placed under court-appointed guardianship – a restrictive and often irreversible process.
In addition to completing advance directives, it is important that older adults talk about their wishes with their loved ones. Conversations about disability, serious illness and loss of independence can be difficult, but these discussions allow your loved ones to advocate for you in the event of a health crisis.
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The most critical spending involves benefits that reset on January 1st. These are usually tied to your employer or insurance plan. Flexible Spending Accounts (FSAs) are the classic “use-it-or-lose-it” funds. If you don’t spend the money in your FSA by the end of the grace period (usually December 31st or mid-March), you forfeit it. Review your FSA balance now. Spend the remaining funds on qualified, non-emergency expenses like:
* Prescription refills (ordering 90-day supplies).
* New glasses, prescription sunglasses, or contact lenses.
Check your healthcare spending against your annual deductible and your Out-of-Pocket Maximum. If you have met your deductible or are close to hitting your Out-ofPocket limits, schedule all deferred medical, dental, or vision work before December 31st.
Year-end is also the time to decide if you will itemize deductions or take the standard deduction. If you are close to the threshold, you can “bunch” deductible expenses into the current year. As part of the One Big Beautiful Bill Act (OBBBA), the deduction on state and local taxes has been increased from $10,000 to $40,000 beginning 2025, so if you’re in a high-income household or pay higher property taxes that were previously capped under $10,000, you may benefit from itemizing for 2025. To further the itemized deduction, consider pre-paying charitable contributions in case that’s on your to-do list.
If you owe estimated state income taxes for the fourth quarter, you can choose to pay them in December instead of January. Pay your Q4 state tax installment before December 31st. This allows you to claim the payment as a deduction on your federal return for the current year (subject to the $40,000 SALT limit).
If you plan to donate large amounts next year but need the deduction this year to push past the standard deduction limit, pay it now. Make your charitable gifts (to qualified charities) before the last business day of the year to ensure the transaction clears and counts for the current tax year.
In addition, there may be expenses that won’t give you a tax deduction but will simplify your future financial life and reduce future costs. If you have high-deductible plans or need to pay the first premium for a new health or property insurance policy, check if paying the first month or quarter early can lock in the policy or benefit your budget next year.
If your company offers a 401(k) match, make sure your contributions hit the required threshold to receive the full employer match before the end of the payroll year. Review your final paychecks and adjust your contribution percentage if necessary. Leaving free money on the table is the biggest financial mistake of the year.
If you’re at the age whereby you’re required to take minimum distributions (RMD) from your IRA accounts, then not doing so could incur a penalty on your tax return. This applies to those that have existing IRA accounts and above the age of 73.
Your financial institution can help determine your RMD so you can avoid the dreadful penalty.
Thanks to the new tax legislation, 2025 will also be the first year where tips for service workers will be excluded gross taxable income – subject to income limits. Seniors will also be able to shelter up to $6000 in addition to the extra senior deduction, so it might be a good year-end bonus for these taxpayers.
Lastly if you have any energy efficient homeimprovement projects waiting in the wings and you’re expecting to get a tax credit for doing so, know that these credits expire December 31, 2025.
December can surprise us either with a white Christmas or an El-Nino` effect or somewhere in between. Regardless, it can be a time where families gather to celebrate joyful moments and reminisce good times of 2025. It’s also a good time to close out the loose ends, take stock and be thankful for little and big things as well as await a fresh start. From our family to yours – Wishes for a Joyful New Year!
Rupa Pereira
is a CFP, EA, CSLP and an Advice-Only Planner and Tax Professional based in North Carolina. She specializes in cross-border matters and all things financial planning.
Contact: info@fwjplanning.com
Namaskar continued from page 40
Despite the influence of different dances over the course of my life, what remains steady is Bollywood ishtyle, a genre that has invented both amazing and bizarre steps as well as borrowed from others. Bollywood dance, which can be loosely defined as dances in Hindi movies, has spun dreams, launched careers, broken hearts and more than anything else, compelled people to sway their hips and tap their feet. Dance sequences of enduring charm have inspired millions to pursue the study of dance. Skeptics may disagree but the silliest of numbers are just as valuable.
Just think of Govinda grooving to “main to raste pe ja raha tha” or Sunny Deol stomping and hopping to “yaara o yaara” with Karisma Kapoor. Don’t you agree that these can trigger a bout of laughter on a day when even Kapil Sharma can’t? That probably explains why oddly put together actions in the category of “Macarena” and “Gangnam style” are still popular. There is something liberating about doing a few simple steps in unison with a group and not worrying about looking awkward.
There is more than anecdotal evidence showing that dancing is beneficial for physical as well as mental wellbeing. It’s no wonder that around the world and across cultures, dance forms have developed to express key emotions, celebrate milestones, and to bring their community together. So, the next time you have the choice to sit it out or dance, just dance the night away. You know it’s ok yaar to discard the urge to judge and in the words of Taylor Swift, “Shake it off”.
Shyama Parui
is a long time North Carolina resident and an ardent writer. You can reach her at: shyamashree_parui@hotmail.com. Financially Speaking continued from page 54
Breathing
Conventional Approaches
Most of us are familiar with over-the-counter medicines for congestion: antihistamines, decongestant syrups, or nasal sprays. These can be helpful for short-term relief, but they often do not solve the underlying tendency. Some sprays can even lead to “rebound congestion,” where the nose becomes blocked again as soon as the effect wears off
For parents who are tired of constant medications, it is natural to look for alternatives. This is where homeopathy offers a different path.
The Homeopathic Perspective
The principle of homeopathy is simple: every person is unique, and so are their symptoms. Two children may both appear to have a “stuffy nose,” but if we look closely, their experiences may be very different. One may have congestion that worsens at night, while another feels better outdoors in fresh air. One may cry and cling to the mother when unwell, while another becomes irritable and restless.
A homeopath takes these details seriously. The choice of medicine is not based on the diagnosis alone— “nasal congestion”—but on the individual expression of symptoms. This is what makes homeopathy deeply personal and often effective where one-size-fits-all approaches fall short.
Supporting the Whole Person
Another aspect of homeopathy that resonates with our Desi traditions is that it treats the whole person, not just the nose. Our elders always reminded us that health depends on balance: what we eat, how we sleep, our emotions, and even the environment we live in. Homeopathy honors this wisdom.
When a child comes in with frequent congestion, we don’t only ask about the nose. We ask about digestion, sleep patterns, moods, fears, food cravings, even family history. This whole picture guides the selection of a remedy meant not just to unblock the nose, but to strengthen the child’s overall resistance to future illness.
Closing Reflections
Every child deserves to breathe freely, to sleep peacefully, and to live with vitality. Nasal congestion may seem like a small complaint, but for many families it disrupts daily life in big ways. By approaching it with patience, attention to individuality, and a holistic view, we can support our children—and ourselves—toward lasting relief and balance. After all, good health is not just the absence of symptoms. It is the harmony of mind, body, and spirit that allows us to thrive as individuals.
Madhu Kumar
is a trained homeopathic and a public health professional, she continues to study Classical Homeopathy. She offers consultations at Triangle Classical Homeopathy, meditates in her free time and is a mother of two teenagers. She can be reached at homeohealth@gmail.com.
Aging
continued from page 80
Who’s going to care for you?
Finding a caregiver is an important step in making arrangements for aging. If you are planning to rely on family or friends for some care, it helps to discuss this with them ahead of time and to have contingency plans in place. As the Hackman case demonstrates, if a caregiver is suddenly incapacitated, the older adult may be left in immediate danger.
Caregivers experience higher rates of stress, depression and physical illness compared with their peers. This is often exacerbated by financial strain and a lack of support. It helps if the people you will be relying on have expectations in place about their role.
For instance, some people may prefer placement in a facility rather than relying on a loved one if they can no longer use the bathroom independently. Others may wish to remain in their homes as long as this is a feasible option.
Connecting with available resources
There are local and federal initiatives designed to help aging adults find and get the help they need. The Centers for Medicare & Medicaid Services recently launched the GUIDE Model to improve care and quality of life for both those suffering from dementia and their caregivers.
This program connects caregivers with local resources and provides a 24-hour support line for crises. While GUIDE, which stands for Guiding an Improved Dementia Experience, is currently in the pilot stage, it is slowly expanding, and I am hopeful that it will eventually expand to provide enhanced coverage for those suffering from dementia nationwide.
The Program for All-Inclusive Care of the Elderly helps dual-eligible Medicare and Medicaid recipients remain at home as they age. This program provides comprehensive services including medical care, a day center and home health services.
Area agencies on aging are regionally located and can connect older adults with local resources, based on availability and income, such as meals, transportation and home modifications that help maintain independence.
Unfortunately, all of these programs and others that support older adults are threatened by recent federal budget cuts. The tax breaks and spending cuts bill, which was signed into law in July 2025, will result in progressive reductions to Medicaid funding over the next 10 years. These cuts will decrease the number of individuals eligible for Medicaid and negatively affect how nursing homes are reimbursed.
The government funding bill passed on Nov. 13 extends current Medicare funding through Jan. 30, 2026, at which point Medicare funding may be reduced.
Even as the future of these programs remains uncertain, it’s important for older adults and their caregivers to be intentional in making plans and to familiarize themselves with the resources available to them.
Article courtesy of TheConversation.com
Kahli Zietlow is a Physician and Clinical Associate Professor of Geriatrics & Internal Medicine, University of Michigan
A Teenage Story continued from page 26
provide comforting ambient noise while I study. The miscellaneous chatter in the Talley Student Union pushes away my I can’t do this thoughts.
On my desk, I have random journals and sticky notes filled with to-do lists left unchecked. They get abandoned and lost in the anxiety of starting a task. Throughout high school, I was told to use an agenda for better organization. None of these conventional tactics seem to lessen my stress overload, though.
Instead, I have found ways to awaken my mind and treat completing assignments like a game: I fabricate a sense of urgency with the help of laundry. As my socks tumble around the washing machine for 30 minutes, I see how much I can accomplish. These “washing machine” tasks I accomplish are usually easier assignments that fuel my motivation.
I reserve the more strenuous tasks for the 60-minute dryer cycle. In the end, what matters most is the satisfaction of completing assignments instead of how many I have completed. Despite my friends cocking their heads at my “washing machine hack,” it’s effective. Sorry to my high school agenda, but the more outlandish the hack, the better.
Another hack I have stumbled upon is “productive procrastination.” It allows me to put off the task I am dreading, while doing smaller, still important tasks. It’s a more guilt-free alternative than scrolling mindlessly on my phone.
Once I’ve given my mind a warm-up of decluttering my desk (throwing away my random to-do list sticky notes), I feel more energized to tackle a few chemistry reactions. Decluttering my desk declutters my mind. If you are still raising a skeptical eyebrow at “productive procrastination,” remember that productivity doesn’t have to look like quickly overcoming an obstacle all at once. I observed that once I removed the pressure of what productivity should “look like,” I found the value in the assignment I was completing.
While high school was all about completing AP exam questions in a time crunch, college focuses more on the quality of the work being done.
To all the students struggling with functional freezes or procrastination during finals season: Remember, productivity shouldn’t be a race against your mind. Find methods that work with your mind, even if they aren’t the traditional study methods.
Most importantly, be kind to yourself. Putting off an assignment does not permanently label you as a “lazy person.” It is just an indication that you need to find your “washing machine hack” tailored to your working style. Functional freezes are not made of permafrost; The same ice that once left you frozen can still be shaped into something magnificent.
Adult Dance Student continued from page 50
Got a text message. Wait. Overbooked yourself this weekend. Need to be there and where? You must be at both?? How to be here and there? That is impossible. Come on Quantum!!! Now you are back at home. Thinking about Quantum and how it really loves to be a bug in your plans. And then you say, “Alright Quantum. You win. You seem to love to play with me and my time.”
Learning something new has many benefits and one can start forming new connections. However, though we may have built some immunity from situations we encountered as a child, that immunity may start decreasing in new situations and our insecurities can start arising.
In the learning process, one may feel that they don’t want to disappoint others. For instance, if participating in a show, they may feel their performance is not up to a certain standard. One knows they should not, but they may start comparing themselves to others.
“Mary seems to always have perfect aramandi” or “Carrie has better expressions than me.” Or maybe, “Caroline seems to learn all the pieces so quickly.”
The comparison game to try to be perfect can be mentally draining and can literally be show stopping. Taking breaks and time to reassess our thoughts can help us to come back with a different mentality.
As an adult learner, what is the specific goal or aim of learning something new? Is it for outshining everyone? Is it to show the world how much we know and get our gold star? Is it to be just like Caroline or Mary or Carrie and that person with the perfect hair and brows who we see can do no wrong? Or it could be simply about learning. The process of learning. To not be afraid to fall and make mistakes.
Look at how children learn. They make many mistakes. They did not come out speaking perfectly but needed many hours of constant practice/play and nurturing. Also, it is important to know that there won’t be a perfect timeline, or a perfect person. If we wish to see others treat us in a certain way, we need to emulate the characteristics we wish to see in the world first in ourselves.
We are human, unique, and need to learn to forgive each other and ourselves for our shortcomings. Some of the most interesting shows I have seen are not ones that were “perfect” but ones where Quantum wanted to play; the dancer may look to have forgot a movement, or the song skipped, or the lights flickered: it is interesting to watch how the individual and team handle the scenario.
Since Quantum insists on staying over, the constant persistent mischief maker, maybe it is more fun to be oneself and enjoy the process of learning.
Maybe Quantum likes to dance with you and do some Raas and Garba. As we are at that time of reflection during the end of the year, this is a great time to contemplate how to have fun even when things do not seem to be perfect.
May you have some good laughs along with your companion Quantum during your journey.
Sereena Kumar is a Freshman at NC State and has a passion for writing. Contact: slkumar@mycomedical.com.
Preethi Sriram
is a classical dance enthusiast and lifelong learner of dance. Contact: SriramPreethi@hotmail.com.
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Never leave the scene. It will become a very serious offense of hit and run, regardless of whether you were at fault or not. The police report is a very strong document, and you want to ensure that you are involved when that report is being prepared.
A client rear-ended another car as she was leaving the mall. They exchanged information and the other driver assured her that there was no damage and that he had to take his car to the auto shop anyways for checkup. Later the client found out that the other driver had claimed major bodily injury, loss of wages and bumper replacement charges. There were no pictures taken and the police were not informed. So, her insurance company made the payments despite her stand that it was merely a “touch” and that there were no damages.
This will result in significant increases to her premium for at least couple of years.
If you have hit a parked car and the other driver is not around, do not try to leave the scene. Hit and run is a very serious offense and may have implications on your immigration process as well. Wait for the owner to show up and document the incident by taking pictures and noting down the details.
Call your insurance company and the police while you wait. Since it is a parked unoccupied car, there will not be any bodily injury claim but there may be property claim. If you do need to leave for an emergency and the police have not arrived, make sure you call 911 and let them know. This should be the last resort and true emergency for you to leave the scene before the police come.
What happens after filing
the claim?
You will be assigned an insurance adjuster by your carrier who will request further information from you. Be truthful and state the facts. Now the insurance adjusters for each carrier will start investigating the accident to determine who is negligent and the amount of loss.
Claim
Settlement:
If you are at fault, your insurance company will pay for the other party’s damages. If you have purchased coverage for your car as well, then the insurer will determine the cost to repair your car. It will pay you that amount regardless of whether you go to their recommended shop or not. You have the right to select the repair shop of your choice. If you disagree with the amount of loss, there is a more intense appraisal provision but unless it is a material amount, most parties will avoid that route.
If you are not at fault and need to recover your damages, then you can work with the other party’s insurance company directly or file a claim with your insurance company who will then recover the money from the other party.
Do proper research before accepting any claim settlement. Do not accept low ball offers from insurance companies. The settlements are usually iron-clad documents, and you will not be able to ask for more damages once you sign them and release the other parties.
Some other points:
● Get a medical checkup after the accident. There may be injuries that do not immediately show up.
● Always keep the proof of insurance in your glove box, even though you may have it on your phone. If for some reason, your phone is inaccessible after the accident, this document can avoid unnecessary delay.
● Consider getting a dashboard camera if your car does not have an inbuilt camera.
● Note that you are personally liable for any damage that is above the coverage limits. So, if you are at fault and total an expensive car or multiple cars, attorneys can come after your personal assets after the insurance company pays its contracted amount. Hence, make sure that you review your coverages and are adequately insured. Consider getting umbrella insurance that provides extra liability protection beyond the limits of your auto or home insurance.
Anuj Kasera is a long term resident of Charlotte, NC and owns an insurance agency, focusing mostly on home, auto and business insurance. He can be reached at info@monains.com.
While the AI boom continues, credit concerns are surfacing in other parts of the economy. The bankruptcies of First Brands and Tricolor (both auto-related) brought to the forefront credit underwriting concerns at private credit firms, BDCs, and certain banks. Banks such as Jefferies, the PE and private credit firms, and BDCs saw significant selloffs in their stock. While broader credit spreads remain in line with where they have been and most banks reported lower credit loss provisions, the bankruptcies are a reminder of the risks of private credit.
The industry has grown by nearly 10x. It has gone from $250bn in 2008 to nearly $2 trillion. With all that growth, the competition for deals is fierce. It could lead to a situation where underwriting standards are relaxed, with reduced protections, limited covenants, more PIK deals. The quality of the borrower could also decline in a chase for deals. Many of these deals are floating rate, and as the Fed cuts, the returns could be lower. A chase for deals could eventually mean that a private credit investment becomes a private equity investment. A KKR partner recently said, “there are 19,000 PE funds in the US. There are 14,000 McDonald’s in the US. How are there more PE funds than McDonald’s?” Maybe the oversupply and “bubble” isn’t in AI but in private markets?
The impact of a potential oversupply in private markets is a major secular capital flow into public markets from large institutional investors. Private markets boomed after the Great Financial Crisis, as institutional investors did everything to avoid equity market beta. The results from the boom are in. The S&P has outperformed private markets on all time horizons without the leverage and better liquidity. Further, private market investors are not getting exits and distributions. With rates no longer zero and increased competition, forward returns in private markets will be more difficult.
Harvard and Yale are selling private market investments below net asset value. The secondaries market is exploding. Despite the AI boom, venture capital has had a negative return over the last three years, while the Nasdaq 100 (QQQ) is up over 100%. Jamie Dimon said on JPM’s earnings call that, “you may have seen peak private credit.” Private market fundraising has been down 37% over the last three years. You can tell alternative asset managers are struggling because they are increasingly trying to raise money from retail. As institutional investors start getting their capital back from alternative asset managers, they will put that money to work in the S&P and public equity markets. You get better liquidity, transparency, and exposure to the biggest and best companies in the world that are benefiting from AI.
Looking forward the market will focus on the latest from China & US meetings, Washington, earnings, and economic data.
Ketu Desai
is the principal of i-squared Wealth Management Inc. (www.isquaredwealth.com), an investment management firm based in New Jersey. ketu@isquaredwealth.com
Immigration continued from page 68
* Emergent humanitarian circumstances
* Government interest
* Nonprofit organizations requesting assistance to further a cultural or social interest
Expedite filings typically require applicants to include extensive documentation highlighting the need for USCIS to prioritize their specific applications against those already pending. Expedites have always been a crapshoot, as the agency is required to compare one applicant’s severe financial loss against hundreds, if not thousands, of others. Whether or not USCIS will be able to handle the inevitable influx of such requests will be a test of the agency’s ability to deliver on its basic mission of administering immigration benefits to those that are qualified.
As an individual that has worked within the immigration field for nearly two decades, I cannot help but wonder if decisions such as this, when coupled with the overall legal climate towards immigrants, corrodes what I’ve always considered America’s superpower: its ability to attract immigrants from across the globe and meld them into a functional society that prizes diversity, risk-taking, ingenuity and drive. When speaking about my job with my family and friends, I’ve always argued that the field of immigration law will always be attractive as long as America was a destination for the world’s citizens to strive towards.
The idea of America is what sets this nation apart from all others – the grand experiment in self-governance, the acceptance of the world’s huddled masses and the mixture and imperfections that make the United States such a unique player on the world stage. The memory of history is long, and America has gone through similar phases of being an unwelcoming place. While recency bias may cloud my judgement, today we live in the information age, where the musings of a mercurial president are immediately available in every corner of the globe. As such, policy decisions telegraph to the world’s population as to what type of place America is and is becoming.
When policy decisions such as the ending of automatic EAD extensions cloaked in “deter[ring] fraud” but seem to be more about making the basic lives of immigrants harder, then we must question whether such decisions reflect the character of the country we want. Security and law enforcement are understandable pillars of a free and fair society, but they should not result in mean spiritedness and spitefulness. Fundamentally, the purpose of government is to make the lives of its citizens and residents easier and as nothing is more basic than being able to care for yourself and your family, it may make sense to government to fulfill this promise, not make it harder.
Rishi P. Oza
is Partner at Brown Immigration Law, a firm that focuses solely on immigration law; he practices in Durham. roza@rbrownllc.com.
Opinions expressed herein are those of the writers and not necessarily of the publisher or editor.
Mindful Masala
continued from page 58
do. That’s the beauty of habits. They guide us quietly, even subconsciously, toward our goals.
Goals Vs Daily Habits
Most of us start the year with goals: lose weight, learn tabla, meditate, journal daily, write more. But goals are destinations; habits are the roads that get us there. A goal without a habit is like wanting to travel somewhere without planning the route. Let’s take fitness as an example. The goal might be to lose ten pounds. But what habits support that? Maybe it’s laying out your gym clothes before bed, preparing a healthy breakfast, or walking for ten minutes after lunch. These small, almost trivial actions reduce friction—the effort required to take action. Over time, the habit carries you toward the goal without needing bursts of motivation.
The problem is that we often make our habits too rigid. We tell ourselves; I’ll go to the gym every day, or I’ll write for an hour every day. That sounds great until real life intervenes—a busy workday, a sick child, a sleepless night. We miss a day, then another, and soon guilt creeps in. We think, I failed again, and give up entirely. If you manage to meditate daily without getting distracted by your phone, please teach the rest of us your Yogic powers. That’s why I’ve started thinking in terms of “Daily(ish)” habits. The “ish” matters—it’s a small word that gives you permission to be human. It recognizes that perfection isn’t sustainable, but consistency is. You don’t have to be perfect, just nonzero.
The Power of Non-Zero Days
The “non-zero” idea is simple: do something every day, no matter how small. If your goal is to work out, but you’re too tired for the gym, do one push-up. If you want to read more, read one paragraph. If you’re building a writing habit, write one line. It might sound silly, but that one small act keeps the habit alive. It keeps your identity intact. You’re not skipping, you’re maintaining momentum. As Clear says, “Every action you take is a vote for the type of person you wish to become.” That single push-up or one-line paragraph is a vote for your future self.
Life will interrupt even the best intentions. There will be travel, illness, burnout, and days when you simply don’t feel like doing it. That’s fine. Be kind to your flawed humanity. Just return to the smallest possible version of your habit. One step. One line. One page. That small act keeps the flame alive.
My Own Non-Zero Story
A year ago, I started writing for Saathee. I didn’t think of myself as a writer. Writing didn’t come naturally to me. Every month, I waited until the very last day to finish and submit my article. You’d think, with all the self-help books I’ve read, this should have been easy. But it wasn’t. It still isn’t. Recently, I decided to apply the same “non-zero daily(ish)” approach to writing. Instead of forcing myself to produce a perfect article, I simply committed to writing something every day. Some days it was a paragraph, some
days a line. Occasionally, it was just an idea jotted down on my phone. But it was non-zero.
And something shifted. Each day I wrote, even one line, reinforced my identity as a writer. I stopped waiting for inspiration. I stopped feeling guilty for not writing enough. I simply showed up. Slowly, the act of writing began to feel natural. The resistance faded.
So if you’re thinking about resolutions this new year, give this approach a try. Focus on small, consistent, nonzero steps. Be “Daily(ish).” Hard work, motivation, and grand resolutions all have their place, but they often burn bright and fade fast. Habits, on the other hand, build quietly in the background. They protect us from self-sabotage and keep us moving, even when life gets messy.
Be kind to yourself. Miss a day and just begin again. Because in the end, the magic isn’t in doing everything perfectly, it’s in never letting the count drop to zero.
Here’s to a new year of Non-Zero, Daily(ish) habits— where even the smallest step forward is a victory.
Hiren Deliwala
is a Charlotte-based overthinker, closet philosopher, and avid board gamer. He writes about everyday life, Indian upbringing, and finding humor in the chaos. When not philosophizing over chai, he’s usually losing arguments to his wife and, shockingly, learning from them.
Contact: hcdeliwala@gmail.com
Joining the UN Water Convention
A number of recent developments underscore the reasons Bangladesh sought greater legal and international protection.
In July 2025, China announced what is expected to be the world’s largest hydropower dam, the Motuo Hydropower Station in the Tibet Autonomous Region in southwestern China.
The Chinese government is promoting the dam as a clean energy project that will help the area’s economy grow, even though it will cost 1.2 trillion yuan (about US$167 billion) to build.
But countries close by are worried about how the dam will affect the region’s environment and politics.
Both Bangladesh and India have complained that the project could make the region less stable. The Yarlung Tsangpo River on which the dam is built runs into India’s Arunachal Pradesh state, which has long been a flashpoint in China-India relations. China claims the region as its own and calls it Zangnan.
Because of where it is situated, the dam could allow China to control or limit the flow of water into India. Similarly, Bangladesh, a downstream country, is concerned that Chinese upstream intervention could hurt its agriculture and make it harder to get water.
Already, the government of Bangladesh has limited control over the country’s water supply because only about 7% of the watershed area of the Brahmaputra, Meghna and Ganges – the three main rivers that flow into the country –are within Bangladesh. Moreover, the amount of water that ultimately reaches Bangladesh is significantly reduced because dam activities by China and India have limited the flow.
Climate change has made the situation worse by changing the way water flows across the Himalayas and the Ganges-Brahmaputra-Meghna basin. For instance, the Bangladesh delta, one of the most fertile and densely populated areas in the world, is already experiencing problems, including salinity intrusion, rising sea levels and the loss of arable land.
In 2019, the Bangladesh High Court ruled that the country’s rivers had the same status as a “legal person” in a bid to award them further protection. This was then followed by a decision by Bangladesh to join the U.N. Water Convention.
Created in 1996, the convention seeks to promote cooperation and sustainable management of shared water resources. At first, it was intended only for European and Central Asian countries. But in 2016, it became available to all U.N. member countries.
Bangladesh had initially delayed signing due to a mix of diplomatic, regional and institutional reasons and out of a concern over how it would affect relations with its powerful neighbor, India.
Implications for India
India has traditionally preferred bilateral agreements to
resolve cross-border water issues, such as the Indus Waters Treaty with Pakistan and the 1996 Ganges water-sharing treaty with Bangladesh.
However, India’s bilateral strategy is fraying. The Indus Waters Treaty has been temporarily suspended following fighting between Pakistan and India.
Similarly, New Delhi’s water cooperation with Bangladesh is being tested. The sharing of water from the Teesta, a major tributary of the Brahmaputra, has long been a source of conflict between the two countries, with Bangladesh pushing for what it sees as a fairer distribution.
Bangladesh has also opposed Indian dams, such as the Tipaimukh on the Barak, over concerns about how they will affect the environment and people’s lives. For similar reasons, Bangladesh has objected to India’s plans to connect 30 rivers as part of a massive irrigation project.
The ripple effect
While India’s government has issued no official comment on Bangladesh’s joining the U.N. Water Convention, there are fears in New Delhi that it could undermine India’s negotiating power in future water disputes and when the Ganges River Treaty is due for renewal in 2026.
The original 1996 agreement sets out that India and Bangladesh would each get a guaranteed share of 35,000 cubic feet per second of water. The concern in New Delhi is that Bangladesh may ask for more water than originally specified and that being part of the U.N. Water Convention gives the Bangladesh government a more powerful negotiation platform. As such, Bangladesh’s proposition in September 2025 to create a new institutional framework to manage water-sharing agreements with India for 14 transboundary rivers was viewed with suspicion in India.
Renewing the Ganges River Treaty with a framework that gives Bangladesh more water may put more stress on eastern India, an area already experiencing water scarcity, and test India’s water storage capacity, especially during dry seasons.
Shifting political currents
A further concern for India is that Bangladesh signing onto the U.N. Waters Treaty may set a precedent for other countries in the region, such as Nepal and Bhutan.
Meanwhile, Bangladesh has mulled the idea of forming a trilateral hydro-cooperation with China and Pakistan –two of India’s biggest rivals. A day before signing the U.N. convention, Bangladesh joined China and Pakistan in announcing a ‘trilateral cooperation’ on the economy, climate and social development.
For Bangladesh, the potential catastrophe of not tackling cascading environmental challenges justifies the risk of alienating its far more powerful neighbor. But where does this leave India? Ultimately, New Delhi must make a strategic choice: Either stick with bilateralism or adopt new multilateral norms to safeguard its water security and regional power.
Article courtesy of TheConversation.com Pintu Kumar Mahla is a Research Associate at the Water Resources Research Center, University of Arizona
CarToon Corner
Tune Your Brain
Solve these brain teasers - Solutions on Page 110
PUZZLES
Answers on page 104
Maze Answers on page 110
Magic
Puzzles 4 Kids Answers on page 110
Key Word Search
Fill in blanks of these clues, then take the first letter of each word and unscramble them to find this month’s Key Word.
India's National Bird is _____. Small, Medium, Large, _____ Large. Red suit, white beard, gifts bringer _____. ____, West, North, South Federer, Sampras, and Nadal are _____ legends. Opposite of North Pole, ____ Pole. Rudolph the Red Nosed _____. Santa lives in _____ Pole.
Answers on page 104
Chess Puzzles
Game reference: Adhiban v Avinash 2009
Directions: White to move, checkmate in 2.
Difficulty:
Game reference: Adams v Sherhard 1993
Directions: White to move, checkmate in 3. Difficulty:
Game reference: Anderssen v Kieseritzky 1851
Directions: White to move, checkmate in 3.
Figure! Answers on page 104 Hello Readers We welcome comments and suggestions about our puzzles and cartoons pages. Send your thoughts to Samir@Saathee.com
Festivals & Holidays Puzzle Solutions
December 2025
Dec. 1 - Cyber Monday
Dec. 2 - Giving Tuesday
Dec. 3 - Mokshadā Ekadashi
Dec. 3 - Gita Jayanti
Dec. 4 - Margashirsha Purnima (Full Moon)
Dec. 4 - Dattatray Jayanti
Dec. 4 - National Cookie Day
Dec. 5 - World Soil Day
Dec. 6 - St. Nicholas Day
Dec. 7 - Pearl Harbor Remembrance Day
Dec. 8 - Bodhi Day
Dec. 10 - Human Rights Day
Dec. 14 - Hanukkah Begins
Dec. 15 - Saphala Ekadashi
Dec. 19 - Darsh Amas (No Moon)
Dec. 21 - Winter Solstice / Yule
Dec. 22 - Hanukkah Ends
Dec. 24 - Christmas Eve
Dec. 25 - Christmas Day
Dec. 26 - Kwanzaa Begins
Dec. 27 - Guru Gobind Singh Jayanti
Dec. 30 - Tailang Swami Jayanti
Dec. 31 - New Year’s Eve
Peacock
Extra
Santa Claus
East
Tennis
South
North
Reindeer
Key Word of the Month: PRESENTS
1. Added seagull 2. Ship name different 3. Added Jolly Roger 4. Added a cannon 5. Figurehead added 6. Pole removed
7. Package cloth recolored 8. Clouds added
9. Added a shark fin 10. Outboard motors added 11. American flag added 12. Water twirl added 13. Jet skier added 14. Port hole added 15. Castle added
Astroscope DECEMBER 2025
Aries
(March 21 – April 19)
Now is the time when property investments should see results. Your success will depend on lifestyle choices. Friends and family can offer whatever assistance you need. Your opponents won’t dare face you. Don’t get involved in a love affair. Students should see unexpected yet positive results. Try to control your temper and any egoistical thoughts. Unexpected expenses are also possible this month.
Taurus
(April 20 – May 20)
After a positive start, you could experience a minor setback this month. You may lose confidence and make bad decisions. Try to maintain an easy temperament and keep working hard. This is a good time to invest in real estate. A strong parapsychic experience may bring about relationship shifts with friends and colleagues.
Gemini
(May 21 – June 20)
Try to be practical this month. Even though your income will be on the rise, unexpected health problems or disputes with your partner could complicate things. Speculation can be beneficial for you this month. Others will appreciate your written work, especially if it involves philosophy or metaphysics. Business-related travel may not provide good results.
Cancer (June 21 – July 22)
Control your sentiments this month and instead enjoy your family and social life. A long-term career decision may be on the horizon. This is a good time for students. If working, a chance for promotion will be there. Be aware of covert enemies as they could destroy your happiness. Try to be more analytical and avoid taking risks for now.
Leo (July 23 – August 22)
This will be a very active month and lead you to success. Destiny should favour you in almost all facets of life. Enjoy time with friends, particularly the young and energetic. A misunderstanding with loved ones may cause serious problems with your social life. An unexpected rise in income and social status is also possible. Drive carefully during first week of the month.
Virgo
(August 23 – September 22)
To enjoy real success and a happy personal relationship, you should listen to your partner this month. Your schedule will be very busy, but your income should increase as a result. Don’t forget to share that wealth with others but also on luxury items. Try to take advantage of every possible opportunity and bask in the sovereignty each can provide. However, don’t forget to get enough rest and keep an eye on your health.
Libra (September 23 – October 22)
This is an opportune time for a long-distance journey. In fact, work-related travel could earn you some extra money. Enjoy a higher status by arranging social or religious gatherings. Political support combined with your family background may elevate your chances. Don’t expect much from your partner this month. Your confidence will be on par and help in handling a very busy schedule.
Scorpio (October 23 – November 21)
If you can control your expenses, you should enjoy good luck and success. You may need to work extended hours, but the results will be worth it as your income increases. Another life changing opportunity may come your way as well, so be sure to accept it. You could be very spiritual this month. Work as a team with friends to defeat your enemies.
Sagittarius
(November 22 – December 21)
Work on a long-term project with family and enjoy a very happy life as a result. Your income and status will both be on the rise. This is also a good time to take risks and start a new venture. Avoid exploring the stock market during the middle of the month. Be sure to spend time with friends but stay away from parties and focus more on work.
Capricorn (December 22 – January 19)
You should experience a hectic schedule this month. In return you will earn just enough to survive. Try to avoid wasting energy on useless pursuits and instead slow down to focus on your job. Remember to curb your expenses and avoid any major investments for now. Hold fast to your morals and you should avoid most potential problems. You could enjoy spiritual power this month.
Aquarius
(January 20 – February 18)
This will be a very busy and successful month for you. Luck may favour you in most aspects. However, a misunderstanding with your partner may cause serious problems to your relationship. This is a very positive time for students and children. An unexpected rise in income will delight you. Be very careful while driving during the first week of the month.
Pisces
(February 19 – March 20)
An important move will be delayed, and you could lose a very important opportunity because of it. Try to protect your morals and avoid any risk-taking tendencies. You may even need some kind of spiritual assistance. Financial loss to your savings is unavoidable. However, your regular income should remain undisturbed. A sense of insecurity will prevail as far as personal affairs are concerned.
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Well-educated 3rd year Medical Student (25 year-old, never married, and goodlooking, Vegetarian, Spiritual, Gujarati, only child, US Citizen) looking for girl, preferably Medical professional but will accept any higher education. Text Shailesh 260-602-3354.
40 year-old groom looking for Bride. Medical Doctor. US Citizen in North Carolina. Contact 919-437-1202 or bpraja1985@gmail.com.
Looking for Bride for 47 year-old Gujarati man (never married, vegetarian, nonsmoker/drinker, but open-minded, single, and highly educated). Over 19 years of experience in the IT industry, currently working as an Application/Solution Architect at well-known U.S. bank in Charlotte, NC. Call 980-406-0666.
US born, 25 year-old, 5’6”, working as a Pharmacist, never married, is seeking a well-educated Hindu bride. Please contact with biodata & photo at 336-501-3566 or 336-587-7426.
Saathee Classified ads: Looking for a life partner? Saathee can help you reach hundreds of potential matches. Cost is only $15 per month. Includes matrimonial classified in Saathee Magazine print edition and on-line at Saathee.com. For details, email saathee@saathee.com or call 704-527-7570
Modern Townhouse Living
West Cary Private 1BR in sleek 4 story, 2,500 sq ft home near NC 540 & Morrisville Pkwy. Share stylish furnished spaces with two friendly professionals. Private room (unfurnished). Fully furnished kitchen + living areas. Wi-Fi included. 85” TV with Netflix, Prime Video, Hulu & Indian. Call / text 573-673-6471.
Priest Available for Shree Satya narayan katha, Shanti hawan, Vastu shanty, Weddings, Baby shower, Bhumi pujan, Mata ki chowki pujan, Funeral, all types of karmakand. Please call Viral Bhatt 704-438-6334.
Neeta's Beauty Parlor
Full service. Near Hindu Center of Charlotte. For details on our services or to make an appointment please call 704-968-0270.
Affordable Wedding Photography
20 years of experience in Indian wedding photography. Specializing in film & digital photos. Engagement, Wedding, and Receptions. Contact Vivek: email: vivekweddingmemories@gmail.com or call 347-321-47460.
Travel Passion
International & Domestic Air tickets. We process India Visa, OCI, Indian Passport Renewal, Hotel bookings & Tour packages. Call 509-550-9076 or 509-550-9034 or email travelpassion24@gmail.com.
Pari Beauty in Matthews
Threading, Waxing, Facials, Massage for newborn and mom & other services. 36 years of experience. Special Deals & Great Service. Call: 704-846-7912.
Jia Photography Charlotte
Weddings, engagements, baby showers, maternity, newborn, family portraits, seniors/graduations, headshots, corporate events, real estate, product, branding. Timeless style, fast delivery. Available to travel. Call/text 803-504-0663.
For Sale
GOGO Ultra X 3-Wheel Motorized Scooter for seniors. Almost new and hardly used. 300 lb. weight capacity. Color: Black. $800 Negotiable. Call Rina for photos or more details at 252-525-3291 and leave message.
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In my travels, when on road trips, I always gooseneck a bit or swivel my head while passing interesting intersections in the many places we have visited in the US. Some seem dark and uninviting, like some grim urban crossings in rundown sections of town.
Some are rural road intersections, where an old timey gas station or general store may be tucked away across from a rundown diner. Main intersections in small towns often are somber and in decline but are among the most intriguing. The stories they could tell, if someone just stopped and listened. Sometimes taking a different route in our own towns or the ones in the vicinity of where we live will present new discoveries.
I’m always surprised that some people living for years in a town or city have never fully explored them. Maybe take a drive through unknown neighborhoods or parts of your own town. Take the scenic route or the long way, if you will. Get lost on purpose. You just might discover a juncture, a crossroad that you may want to learn more about or explore further.
We encounter intersections daily in our lives, work, and relationships. The most potent crossroads linger not in the physical realm, but in our minds and emotional states. These corners where life and sadness, life and anxiety, life and fear reside. There are many others. Ah, but there’s always a side road, a well-lit short cut, ours for the taking when we are navigating in this emotional ether. That diversion, that short cut, is a corner always available but often overlooked.
This little crossing, a place I seek the most, is the corner of life and laughter. In the twists and turns of life, I’ve always thought a good laugh was a cue to help ease our unending dilemmas. Of course, I don’t mean to laugh when someone is going through a crisis or tragedy, but most problems can be eased with a good chortle. Listening to a comedy routine or watching a funny film before going to a difficult exam or a tough interview will loosen senses and give an energy boost.
A good laugh adds more oxygen to the lungs as they try to catch breath and breathe harder. It’s kind of like a rush after a run or brisk walk.
This little corner that can boost happiness can be created anywhere, in households, streets, neighborhoods. It hides in the recesses of our exhausted minds. It is available anytime. It is an existence enhancing place. It doesn’t take long to find. That corner is there if you seek it. It is there if you want to find the small joys in life. We have plenty to complain and crib about, fight and be anxious about. Take a step off that daily churn and find that little place when needed.
I’m at my favorite corner right now when I channeled it after a troublesome day. You can meet me at that corner of life and laughter, anytime.
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