You have a once-in-alifetime opportunity to fund a charitable gift annuity (CGA) up to $55,000*, utilizing your IRA. Contact our team for an illustration. *adjusted annually for inflation
SAY YES To Unlocking Your IRA
If you are age 70½ or older, you have a unique opportunity to use your IRA to reflect the values that matter most to you. Through a qualified charitable distribution (QCD), you can make a direct gift from your IRA to the causes you cherish—including Rutgers University.
This kind of gift is simple and meaningful, and can even count toward your required minimum distribution (RMD), without increasing your taxable income.
When you choose to give using a QCD:
• Your gift goes directly to helping students, faculty, and research
• You make use of funds you may be required to distribute anyway
• You may enjoy financial advantages as part of your long-term giving strategy
Your IRA can do more than provide for retirement, it can help you leave a lasting legacy.
Explore an IRA charitable rollover with your specific IRA administrator.
When you use a QCD, you pay no federal income taxes on the distribution amount. While you won’t receive an income tax deduction, the distribution is excluded from your taxable income, which can still provide a meaningful tax benefit. There are limits to how much you can distribute with a QCD each year, so contact us for details and ways to make sure it works for you.
NEW INCOME from Old Assests
Through Charitable Gift Annuities (CGAs), you ensure a brighter future for Rutgers while securing a steady income for yourself.
Explore a CGA opportunity at rutgersfoundation.org/CGA
WHY OPT FOR A CHARITABLE GIFT ANNUITY?
GUARANTEED FIXED PAYMENTS
Receive fixed, predictable payments for life.
TAX BENEFITS
Enjoy an immediate charitable deduction and potentially favorable tax treatment of annuity payments.
SIMPLE SETUP
Utilize a streamlined process with minimal paperwork. Our team can create a customized illustration for you in minutes.
CREATING A LEGACY THROUGH GIVING
At 39, Stefanie Lampf Kennedy had visited more than 40 countries and was slated to be named partner at her law firm, the only nonHarvard graduate to have earned that honor. She had a loving husband and three young children.
And she had a rare, incurable form of lung cancer.
Her one regret, she told her father Mark not long after her youngest’s first birthday, was that her children would not remember her. She died two weeks later.
“On that day, I promised Stefanie that they will know her, that she will be remembered,” he says. “I figured the way I could do that is through a foundation.”
For decades, the Lampf family supported Rutgers out of a deep belief in its mission, even though they had
LASTING LEGACY
After fulfilling annuity obligations, remaining funds empower Rutgers University’s core purpose.
no formal alumni ties to Rutgers University. When they learned about the groundbreaking work underway at Rutgers Cancer Institute, they chose to honor their daughter Stefanie’s memory by investing in cancer research— helping advance discoveries that may spare other families from enduring the same heartbreaking loss they experienced. Their charitable gift annuity not only honored Stefanie’s legacy but also maximized support for the pioneering lung cancer research underway at Rutgers Cancer Institute.
Inspired to explore your own planned giving to Rutgers?
Ultimately, the Lampfs plan for their grandchildren to take over the Stefanie Lampf Kennedy Foundation. Their hope is that future generations of their family will not only remember Stefanie but also see the tangible good created because of her life and legacy.
Lasting Legacy Create a
Legacy giving is not about wealth—it is about intention. It begins with a desire to ensure that the values you hold dear continue to make a difference long into the future. Through a simple designation in your will, retirement plan, or life insurance policy, you can shape opportunities for future students and faculty.
Many supporters choose to name Rutgers University as a beneficiary of a retirement account because it is both meaningful and practical. Traditional retirement accounts can carry significant tax implications for loved ones, while charitable organizations are able to receive these assets free from income tax. By directing these funds to Rutgers, you may reduce the tax burden on your family while maximizing the impact of your gift.
Most importantly, your generosity becomes a meaningful reflection of what Rutgers has meant to you—expanding student access, advancing discovery, and strengthening our university community.
To name Rutgers as a beneficiary, simply contact your plan administrator to request a beneficiary designation form. When you share your plans with us, we are honored to ensure your gift is directed according to your wishes—helping you create a brighter future for others.
